1 00:00:00,280 --> 00:00:03,000 Speaker 1: That's say, good morning now to the CEO of Ensure 2 00:00:03,080 --> 00:00:08,200 Speaker 1: My Trips, Suzanne Morrow. Good morning, Suzanne, good morning. So 3 00:00:08,400 --> 00:00:11,440 Speaker 1: everyone loves a good getaway to Mexico, but as we 4 00:00:11,440 --> 00:00:14,560 Speaker 1: were just talking about, there's been some violence in Mexico 5 00:00:14,640 --> 00:00:17,880 Speaker 1: because of the cartels and other things that have happened 6 00:00:17,920 --> 00:00:21,360 Speaker 1: in the not so distant past might have people rethinking that. So, 7 00:00:21,400 --> 00:00:24,079 Speaker 1: what are some things that smart travelers are going to 8 00:00:24,120 --> 00:00:26,239 Speaker 1: want to think about before they book a trip south 9 00:00:26,239 --> 00:00:26,800 Speaker 1: of the border. 10 00:00:28,360 --> 00:00:33,640 Speaker 2: Sure, So, first and foremost, whether you're willing to take 11 00:00:33,720 --> 00:00:36,360 Speaker 2: whatever risk you're walking into. I guess this is the 12 00:00:36,360 --> 00:00:40,040 Speaker 2: biggest one. But I would say top of the list 13 00:00:40,080 --> 00:00:41,480 Speaker 2: should be travel insurance. 14 00:00:44,200 --> 00:00:48,840 Speaker 1: Okay, But so like, once you decide that you're going 15 00:00:48,920 --> 00:00:50,920 Speaker 1: to do that, like, what are some of the things 16 00:00:50,960 --> 00:00:55,400 Speaker 1: that you should do to make sure that you have everything, 17 00:00:55,440 --> 00:00:57,840 Speaker 1: all your ducks in a row because it might be 18 00:00:57,920 --> 00:00:59,080 Speaker 1: unpredictable at this point. 19 00:01:00,160 --> 00:01:02,880 Speaker 2: Sure, so, if you think that there might be a 20 00:01:03,000 --> 00:01:05,080 Speaker 2: chance that you won't want to travel out of fear, 21 00:01:05,520 --> 00:01:07,920 Speaker 2: the only thing that you could purchase that you could 22 00:01:08,040 --> 00:01:11,080 Speaker 2: potentially get your money back, or at least a percentage 23 00:01:11,120 --> 00:01:14,120 Speaker 2: of it, would be canceled for any reason. So that's 24 00:01:14,120 --> 00:01:16,520 Speaker 2: the only thing that would cover fear, because fear is 25 00:01:16,560 --> 00:01:20,240 Speaker 2: never a covered reason to not travel. So the other 26 00:01:20,319 --> 00:01:25,319 Speaker 2: thing to consider is a plan that has government warning 27 00:01:25,400 --> 00:01:29,520 Speaker 2: conditions in it. So in other words, if let's imagine 28 00:01:29,600 --> 00:01:32,960 Speaker 2: this hadn't happened yet, and you had purchased your trip, 29 00:01:33,040 --> 00:01:36,080 Speaker 2: and you purchase your travel insurance and the government comes 30 00:01:36,080 --> 00:01:38,240 Speaker 2: out with a level four I believe level four is 31 00:01:38,520 --> 00:01:42,920 Speaker 2: you know, they recommend not traveling, then you could have 32 00:01:43,000 --> 00:01:46,280 Speaker 2: a reason to cancel, a covered reason. So now that 33 00:01:46,360 --> 00:01:49,880 Speaker 2: it's already at that level, all you can purchase is 34 00:01:50,000 --> 00:01:53,960 Speaker 2: things that will cover other things like delays and cancelations 35 00:01:54,000 --> 00:01:56,559 Speaker 2: and that sort of since it's a known event. 36 00:01:56,920 --> 00:01:59,560 Speaker 1: Okay, So Susan, there are there. There are different levels 37 00:01:59,560 --> 00:02:01,080 Speaker 1: of travel insurance you can purchase. 38 00:02:02,320 --> 00:02:06,240 Speaker 2: Absolutely absolutely, there's there's so much variety out there, which 39 00:02:06,280 --> 00:02:08,919 Speaker 2: is why checking the box when you're buying an airline 40 00:02:08,960 --> 00:02:12,520 Speaker 2: ticket or buying something that's at point of sale, so 41 00:02:12,880 --> 00:02:16,600 Speaker 2: you know, during your cruise purchase or whatever those products are, 42 00:02:16,680 --> 00:02:20,560 Speaker 2: so we call them thin or light in what they 43 00:02:20,680 --> 00:02:23,720 Speaker 2: cover versus what you can get out in the market 44 00:02:23,880 --> 00:02:24,720 Speaker 2: post purchase. 45 00:02:25,560 --> 00:02:28,799 Speaker 1: Okay, So if you're nervous about traveling or at all. 46 00:02:29,200 --> 00:02:31,280 Speaker 1: Of course, you have ensured my trip, and so you 47 00:02:31,280 --> 00:02:34,239 Speaker 1: would recommend that they check into that in case anything happens. 48 00:02:34,280 --> 00:02:36,480 Speaker 1: You want to make sure that you're safe and if 49 00:02:36,480 --> 00:02:38,680 Speaker 1: you need to get home soon or if you need 50 00:02:38,720 --> 00:02:41,520 Speaker 1: to cancel part of your trip, that you're you're more covered. 51 00:02:43,240 --> 00:02:47,040 Speaker 2: Correct, So you know the financial output on a trip, 52 00:02:47,360 --> 00:02:49,480 Speaker 2: the things that you don't get back, that's that's what 53 00:02:49,520 --> 00:02:51,880 Speaker 2: you want to cover wherever you're going to lose money 54 00:02:51,960 --> 00:02:55,160 Speaker 2: if for some reason something goes wrong. So if stuff 55 00:02:55,200 --> 00:02:58,160 Speaker 2: is refundable or transferable, you wouldn't want to spend money 56 00:02:58,160 --> 00:03:02,280 Speaker 2: to ensure that because you you can't double dip, so 57 00:03:02,440 --> 00:03:07,360 Speaker 2: something is transferable, then that's first. Okay. The insurance covers 58 00:03:07,400 --> 00:03:10,639 Speaker 2: so much more than just that, like the emergency services 59 00:03:10,680 --> 00:03:15,240 Speaker 2: that are available. I can't speak highly enough about having 60 00:03:15,240 --> 00:03:18,360 Speaker 2: it if for no other reason than that peace of mind. 61 00:03:18,720 --> 00:03:21,440 Speaker 1: Okay. And if you do buy the insurance, like you said, 62 00:03:21,440 --> 00:03:24,799 Speaker 1: there's different tiers, but on average, like what percentage of 63 00:03:24,840 --> 00:03:29,280 Speaker 1: your travel costs would how much higher would it be 64 00:03:29,440 --> 00:03:33,400 Speaker 1: to get insurance? Is it like ten percent more or it. 65 00:03:33,560 --> 00:03:36,200 Speaker 2: Ranges from five to ten percent depending upon what you're 66 00:03:36,240 --> 00:03:39,080 Speaker 2: looking for, And if you're looking at a post departure 67 00:03:39,080 --> 00:03:42,520 Speaker 2: plan which covers your medical and your emergency services. Those 68 00:03:42,560 --> 00:03:46,280 Speaker 2: can be as inexpensive as you know, twenty twenty five bucks. Okay, 69 00:03:46,720 --> 00:03:50,360 Speaker 2: So for the peace of mind, it's totally worth it. 70 00:03:50,480 --> 00:03:54,200 Speaker 1: Okay. And Suzanne, where can people find more information about 71 00:03:54,280 --> 00:03:55,640 Speaker 1: travel insurance. 72 00:03:55,160 --> 00:03:59,040 Speaker 2: With you guys ensure my trip dot com. 73 00:03:58,640 --> 00:04:01,520 Speaker 1: Easy easy, all right, that's or my trip CEO, Suzanne Morrow. 74 00:04:01,560 --> 00:04:04,000 Speaker 1: Thank you so much for the information. Appreciate it. 75 00:04:04,320 --> 00:04:05,600 Speaker 2: Thank you, appreciate it.