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Speaker 1: Boston's Bulldozer never sleeps the Kooner Report weekend edition on

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Speaker 1: the Voice of Boston WRKO.

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Speaker 2: Joining us now as she always does at this time.

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Speaker 2: She is the co founder, president CEO of Kelly Financial

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Speaker 2: Services Kelly.

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Speaker 3: Kelly, Kelly, how are you good morning, Jeff, I am good.

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Speaker 3: You know, with the holidays right around the corner, is

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Speaker 3: so easy for spending to sneak up a few last

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Speaker 3: minute flights, a couple of extra gifts, and before you

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Speaker 3: know it, you've gone way past what you planned. A

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Speaker 3: lot of retirees tell us they want to be generous

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Speaker 3: without jeopardizing their income plan. The key is knowing what

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Speaker 3: you can safely spend and what to avoid so the

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Speaker 3: season stays joyful without creating financial stress. Our complimentary guide

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Speaker 3: will your Money Life, Asked as Long as You Do

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Speaker 3: explains how those small overspending moments can add up and

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Speaker 3: how to keep your income plans strong through the holidays

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Speaker 3: and beyond. So give us a call or visit Kellyfinancial

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Speaker 3: dot org to request your free copy or schedule a

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Speaker 3: complimentary appointment. Jeff, I'll continue this conversation with our Kelly

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Speaker 3: Advisors tomorrow morning at nine am on Safe Money Strategies Radio.

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Speaker 3: Do tune in or go to our radio rewind at

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Speaker 3: Kellyfinancial dot org. Jeff, have a wonderful weekend. My best,

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Speaker 3: Grace and the kiddos you too.

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Speaker 2: All the best to you and everyone at Kelly Financial.

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Speaker 2: Call now eight eight eight eight hundred eighteen eighty one

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Speaker 2: eight eight eight eight hundred eighteen eighty one, or if

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Speaker 2: you prefer, you can email Kelly directly Kelly, K E

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Speaker 2: L l y So Kelly at Kelly Financial dot com. Okay,

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Speaker 2: lines are loaded, Ksey and Quinsy. Thanks for holding k

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Speaker 2: C and welcome.

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Speaker 4: For having me. I just wanted to say first. I

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Speaker 4: know my mother is listening. She's a huge fan, so

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Speaker 4: I just wanted to say hi to her. I had

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Speaker 4: an opinion on I'm a thirty four year old female

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Speaker 4: that doesn't have any kids that woman Andrea was saying

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Speaker 4: that where it's like a selfish group personally to me,

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Speaker 4: I think it's it's becomes so hard to be independent

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Speaker 4: as a female out of our age. At this point,

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Speaker 4: you can't live on your own without having these high

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Speaker 4: paying jobs, and you can't. It's the responsibility you want

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Speaker 4: to take it on, but it's just it's not responsible

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Speaker 4: for us to take it on. We don't have. And also,

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Speaker 4: there's so many points to make about my generation of

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Speaker 4: people that it's I don't understand them. It's to jen

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Speaker 4: Zaki first of all, too, I think that's just playing

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Speaker 4: good and evil. That's all we're fighting against now is

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Speaker 4: the Democrats just show that they're just evil. They don't

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Speaker 4: want the family together, they don't want people to have children,

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Speaker 4: they don't want people talking to each other and bridging

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Speaker 4: the gaps between each other. They just want everybody angry

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Speaker 4: at everybody. But back to the being a thirty four

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Speaker 4: year old, I just think it's just so hard for us.

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Speaker 4: Like I'm from a very affluent area, and they just

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Speaker 4: pushed education. Push education. They don't push you into trades,

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Speaker 4: they don't push you into the other thinking other than

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Speaker 4: higher education, which is just poisoning the minds of kids

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Speaker 4: like my age. I even see it. Finally, they're now

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Speaker 4: I start seeing people are now starting to realize it

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Speaker 4: being real adults in the world. In reality, they're seeing

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Speaker 4: the reality of the world. I remember, even back in

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Speaker 4: two thousand and eight, I wasn't old enough to vote,

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Speaker 4: and I could see what was coming. And I'm like,

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Speaker 4: how do you people not realize this? They they just

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Speaker 4: seem to think that the education is the only thing,

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Speaker 4: that jobs are the only thing that matters, just because

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Speaker 4: I don't know, we're brainwashed into it. And I just

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Speaker 4: don't think it's right to say we're selfish either, because

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Speaker 4: it's just become so unaffordable to do anything on your

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Speaker 4: own at this point. It's just it's awful.

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Speaker 2: Well, you're making a case. I have to say, you're

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Speaker 2: making an excellent point. You really are. Look, let mean,

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Speaker 2: just just to take you as an example, you're thirty

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Speaker 2: four years old. You got to live right, You got

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Speaker 2: to live, you got to pay rent, you got to

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Speaker 2: put a roof over your head, you got to put

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Speaker 2: food on the table, you got to pay your bills.

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Speaker 2: And you know, you work hard, you get educated. God

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Speaker 2: bless you, right, and you know you've got a pretty

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Speaker 2: decent job. And everything is so expensive. So you know

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Speaker 2: it's easy to say, well, have children, okay, but children

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Speaker 2: are expensive. But believe me, here are all my kids.

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Speaker 2: They're reading me at a house and home. They're eating

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Speaker 2: grace and I out of house and home. So you know,

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Speaker 2: kids are expensive. Everything is expensive, not just kids, but

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Speaker 2: kids are expensive, So you know, what is a woman

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Speaker 2: like you to do? Right, It's like, well, you think

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Speaker 2: I can just adopt the child, you know, by the way,

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Speaker 2: adoption itself, it's fifty sixty grand, easy, just for the adoption.

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Speaker 2: And then you know the other thing is, look, Jeff,

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Speaker 2: I have a high performance job. You know I would

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Speaker 2: you know, thank the Lord. A good job, a good

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Speaker 2: paying job. They're not going to pay you good money

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Speaker 2: to twill your thumbs. They want you working nine, ten

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Speaker 2: eleven hours a day. You have no personal life. You're

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Speaker 2: on call. You're on call in the night, you know,

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Speaker 2: at night, after work, you're on call on the weekends.

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Speaker 2: So women now are stretched thin. There's there's no question,

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Speaker 2: There's absolutely no question. And I would just add this

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Speaker 2: casey because all I can do is piggyback off of

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Speaker 2: what you're saying. What to me is very sad. And

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Speaker 2: I'm speaking now, not even as a conservative, just honestly

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Speaker 2: as a as a fellow American. You know, it was

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Speaker 2: different when I grew up. And I'm not trying to

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Speaker 2: do the whole book in my day, but really, yeah,

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Speaker 2: the school system was left wing. Yeah, a lot of

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Speaker 2: my professors were liberal and left wing. But it wasn't

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Speaker 2: you're betraying your gender if you fall in love with

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Speaker 2: a man and get married and have a family. I mean, yes,

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Speaker 2: there was a bonus on you should empower yourself, you

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Speaker 2: should be educated, go out there and you know if

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Speaker 2: you you know, be successful, follow a career. But there

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Speaker 2: still was this sense of romantic love in other words,

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Speaker 2: really like women and men both were like, you know,

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Speaker 2: falling in love is a beautiful thing. Meeting mister right

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Speaker 2: or meeting you know, missus right, that's a big part

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Speaker 2: of what life is all about. There is none of

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Speaker 2: that anymore. It's so sad, and you look at it

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Speaker 2: attitudes now in twenties, thirties, forties, it's generational. It's the

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Speaker 2: pickup culture, the hookup culture, the whole Well, I have

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Speaker 2: a career and she has a career, and yeah, we'll

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Speaker 2: just hook up once in a while and you know,

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Speaker 2: satisfy our urges. And she goes her way and I

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Speaker 2: go my way, and I'm like, well, where's the love

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Speaker 2: in that? Where's the romance in that? I don't know,

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Speaker 2: where's the commitment in that. It's all gone. It's just gone.

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Speaker 2: And I honestly think women and men are missing out

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Speaker 2: and the saddest thing of all, last point, and I

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Speaker 2: want to go right back to you, Casey. You look

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Speaker 2: at opinion polls of people, say eighteen to forty five, okay,

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Speaker 2: forty forty five, they all complained they're lonely. The overwhelming

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Speaker 2: problem now that people in that age group say they

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Speaker 2: have is quote unquote loneliness because we're not created to

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Speaker 2: be alone. I mean, sometimes you have to be I

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Speaker 2: get it. But you know, a woman craves a man.

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Speaker 2: I know there's lesbians and almosexuality, but I'm just saying generally,

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Speaker 2: a woman craves a man. A man craves a woman.

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Speaker 2: A woman needs a man, a man needs a woman.

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Speaker 2: It's the most natural thing that's calling, you know, since

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Speaker 2: the beginning of time. And eventually, if you're lucky, you

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Speaker 2: have children, you have a family, and you know you

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Speaker 2: raise them together. But this push that no, No, all

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Speaker 2: that matters is the career. All that matters is the job.

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Speaker 2: And you know, as Gloria Steinem said, a woman needs

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Speaker 2: a man like a fish needs a bicycle. That's insane.

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Speaker 2: And so you have now almost two generations where men

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Speaker 2: say their girlfriend is porn and where women say their

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Speaker 2: boyfriend is either porn or forgive me a sex toy.

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Speaker 2: And that gets awfully lonely and awfully unsatisfying very very fast.

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Speaker 2: Am I wrong? Casey?

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Speaker 4: Definitely has to do with the kaliper men out there,

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Speaker 4: and it goes back to this country is just lacking

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Speaker 4: moral That's really all it is. It goes really down

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Speaker 4: to the fundamentals of everybody has lost their morals. Everybody

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Speaker 4: is just going by, oh, yeah, this sounds good, let's

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Speaker 4: go by doing that. No, that's not good. It's looking

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Speaker 4: nobody's looking at the big picture of things. It's just

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Speaker 4: it's crazy to me and looking at everything every day

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Speaker 4: and looking at kids my age, I'm like, what is

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Speaker 4: wrong with you? And the younger kids coming up and like,

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Speaker 4: do you guys just not care? It's just not care?

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Speaker 2: Casey, Can I ask you a personal question. I don't

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Speaker 2: mean to rush you, but we literally got about a

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Speaker 2: minute left before we go to break because I've heard

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Speaker 2: this complain from many women your age. Okay, conservative women,

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Speaker 2: intelligent women, attractive women, educated women. I mean, they've got

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Speaker 2: everything going for him. And I say, well, I gotta ask,

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Speaker 2: I mean, where's the boyfriend? You know, where's the husband,

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Speaker 2: and they say, you don't know how bad the men are. Jeff.

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Speaker 2: It's a cesspool out there. Has that been your experience

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Speaker 2: that when you date you find the men out there,

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Speaker 2: let's put it this way, really disappointing.

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Speaker 4: Yeah, it is. But I do have a boyfriend and

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Speaker 4: he's great, but it's like even him, like they just

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Speaker 4: are so afraid to commit to anything. They won't commit

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Speaker 4: to anybody because it's like, what's going to be better

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Speaker 4: out there? Because everything's so accessible to everybody. I think,

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Speaker 4: like again, back to morals, that's all it is. And

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Speaker 4: I think we've just.

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Speaker 2: Oh, I know we're losing our morality. Casey, this has

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Speaker 2: been an incredible call. Please call again. Wow, I mean

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Speaker 2: you boy, did she nail it? Oh again? Best audience

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Speaker 2: in the business.

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Speaker 1: If Jeff doesn't get a day off. This request came

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Speaker 1: from his wife. The Kooner Report weekend edition on the

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Speaker 1: Voice of Boston WRKO