1 00:00:00,640 --> 00:00:04,920 Speaker 1: Nothing matters and what if it did? Nothing matters and 2 00:00:04,920 --> 00:00:06,960 Speaker 1: what if it did. It's Kennell and Casey Show. I'm 3 00:00:07,040 --> 00:00:09,760 Speaker 1: Rob Casey's out Ethan Hatcher from Saturday Night on the 4 00:00:09,800 --> 00:00:12,520 Speaker 1: Circle in for Casey today. So it's a famous John 5 00:00:12,520 --> 00:00:15,360 Speaker 1: Mellencamp album from the early nineteen eighties and that was 6 00:00:15,400 --> 00:00:18,120 Speaker 1: the name of the album, right, Nothing matters and what 7 00:00:18,160 --> 00:00:20,799 Speaker 1: if it did? And that's where we're at with our government. 8 00:00:21,360 --> 00:00:22,840 Speaker 1: And one of the things that I think is so 9 00:00:23,680 --> 00:00:30,120 Speaker 1: frustrating is that people's word means nothing anymore. And this 10 00:00:30,160 --> 00:00:33,239 Speaker 1: is what we are seeing time and again. I mean, look, 11 00:00:33,280 --> 00:00:37,680 Speaker 1: it's all sorts of different topics, but you're seeing this 12 00:00:38,440 --> 00:00:44,519 Speaker 1: with this congressional redistrict plea from the Trump administration supported 13 00:00:44,520 --> 00:00:48,879 Speaker 1: by the governor, in which people are just doing the 14 00:00:49,000 --> 00:00:54,920 Speaker 1: exact opposite of what they've boldly and publicly professed. And 15 00:00:54,960 --> 00:00:58,440 Speaker 1: it's just like, well, whatever, I'll make up some excuse. 16 00:00:59,120 --> 00:01:03,720 Speaker 1: And we're so team sport oriented now in our politics 17 00:01:04,319 --> 00:01:07,160 Speaker 1: that we don't hold people accountable for the whatever you 18 00:01:07,160 --> 00:01:11,000 Speaker 1: want to call him, the lies or the hypocrisy or 19 00:01:11,040 --> 00:01:16,080 Speaker 1: the double speak or the disingenuousness. We don't hold anybody 20 00:01:16,080 --> 00:01:18,520 Speaker 1: to account as long as they're on our quote unquote 21 00:01:18,520 --> 00:01:22,120 Speaker 1: our team, we just cheerlead whatever the thing is. And 22 00:01:22,160 --> 00:01:24,480 Speaker 1: what we what people are not realizing is if they'll 23 00:01:24,480 --> 00:01:26,720 Speaker 1: do it on this and you let them get away 24 00:01:26,760 --> 00:01:29,440 Speaker 1: with it, they'll do it on everything, and eventually, to 25 00:01:29,520 --> 00:01:32,760 Speaker 1: be something you don't like, you get the government that 26 00:01:32,840 --> 00:01:37,480 Speaker 1: you deserve. And we have set the expectation by continuing 27 00:01:37,560 --> 00:01:42,479 Speaker 1: to support politicians, no matter how dishonestly they behave we 28 00:01:42,560 --> 00:01:42,880 Speaker 1: did it. 29 00:01:43,720 --> 00:01:43,840 Speaker 2: So. 30 00:01:43,880 --> 00:01:47,919 Speaker 1: The Capitol Chronicle has an article out that Senator Eric Koke, 31 00:01:48,080 --> 00:01:51,880 Speaker 1: he's a Republican from Bedford, has now said he's coming 32 00:01:51,920 --> 00:01:59,120 Speaker 1: out in support of redistricting, which itself, I guess is okay. 33 00:02:00,080 --> 00:02:04,840 Speaker 1: The problem is he was one of the guys who 34 00:02:04,960 --> 00:02:08,880 Speaker 1: was the sponsor. He was the Senate sponsor of the 35 00:02:09,000 --> 00:02:13,160 Speaker 1: twenty twenty one essentially the maps right, the bill that 36 00:02:13,840 --> 00:02:19,160 Speaker 1: drew and brought into law our new state and legislative 37 00:02:19,160 --> 00:02:24,919 Speaker 1: congressional district maps. He helped put it together. And I'm 38 00:02:24,960 --> 00:02:26,799 Speaker 1: going to read you his quote and then i'll give 39 00:02:26,840 --> 00:02:29,760 Speaker 1: it back over to you. This is what he said 40 00:02:30,480 --> 00:02:34,720 Speaker 1: in twenty twenty one quote. According to the Capitol Chronicle, 41 00:02:34,760 --> 00:02:37,760 Speaker 1: this October first of twenty one, the bill before you 42 00:02:37,800 --> 00:02:41,480 Speaker 1: today is a result of a careful, collaborative effort, and 43 00:02:41,560 --> 00:02:44,000 Speaker 1: I believe it will serve our state well and this 44 00:02:44,080 --> 00:02:47,840 Speaker 1: is the key in the decade ahead. So we go 45 00:02:47,919 --> 00:02:51,160 Speaker 1: through all of this process, the testimony, the meetings across 46 00:02:51,200 --> 00:02:54,600 Speaker 1: the state, the debate back and forth. The guy who's 47 00:02:54,639 --> 00:02:57,239 Speaker 1: the sponsor of the bill comes out and says, this 48 00:02:57,320 --> 00:02:57,760 Speaker 1: is great. 49 00:02:57,880 --> 00:02:59,800 Speaker 3: It will help us for a decade. 50 00:03:00,600 --> 00:03:04,040 Speaker 1: And then and I think what's most frustrating is we're, 51 00:03:04,040 --> 00:03:08,160 Speaker 1: what six almost six months into this stupid redistricting process. 52 00:03:08,200 --> 00:03:11,639 Speaker 1: Now it takes him six months and then finally he goes, oh, 53 00:03:11,720 --> 00:03:13,960 Speaker 1: I just I heard from so many of my constituents. 54 00:03:14,240 --> 00:03:17,200 Speaker 3: I felt I had to do it. Pull Yeah. 55 00:03:17,240 --> 00:03:19,799 Speaker 1: Isn't epathetic that he's trying to say that it's a 56 00:03:19,960 --> 00:03:23,560 Speaker 1: constituent demand. It's not a constituent demand. And it's funny 57 00:03:23,560 --> 00:03:26,880 Speaker 1: that he said the previous maps serve Hoosier as well, 58 00:03:26,960 --> 00:03:29,919 Speaker 1: So is his belief that he constructed a faulty map. 59 00:03:29,919 --> 00:03:31,960 Speaker 1: Because the only way that I'm going to accept any 60 00:03:31,960 --> 00:03:34,760 Speaker 1: flip flopping from this guy is if he admits that 61 00:03:34,800 --> 00:03:37,000 Speaker 1: I did a terrible job the last time and we 62 00:03:37,040 --> 00:03:40,480 Speaker 1: need to correct my very egregious mistakes because you can't 63 00:03:40,480 --> 00:03:42,800 Speaker 1: hold two opinions at the same time and say, well, 64 00:03:42,840 --> 00:03:45,080 Speaker 1: the map that I drew serves Hoosier as well, but 65 00:03:45,160 --> 00:03:47,000 Speaker 1: now we got to throw that out and redraw the 66 00:03:47,040 --> 00:03:49,200 Speaker 1: lines in a different way. Yeah, and this is what 67 00:03:49,280 --> 00:03:51,600 Speaker 1: these whether it's Craig Haggard coming on our show, the 68 00:03:51,640 --> 00:03:55,120 Speaker 1: state rep from Morrisville and lying about saying, oh, the 69 00:03:55,160 --> 00:03:58,280 Speaker 1: maps are great, I'm not in favor redistricting, or Jim Lucas, 70 00:03:58,560 --> 00:04:01,960 Speaker 1: and these people just they've recognized I'll just come up 71 00:04:02,040 --> 00:04:05,040 Speaker 1: with whatever excuse I want, and there's enough people on 72 00:04:05,120 --> 00:04:07,360 Speaker 1: my team that are for it that on social media 73 00:04:07,400 --> 00:04:11,040 Speaker 1: they'll pat me on the back and go, great, great job, Jimmy, 74 00:04:11,280 --> 00:04:11,840 Speaker 1: you did it. 75 00:04:12,000 --> 00:04:13,240 Speaker 3: You showed them. You're excellent. 76 00:04:13,440 --> 00:04:16,960 Speaker 1: Saying that the constituents demanded is especially crazy. And when 77 00:04:16,960 --> 00:04:20,480 Speaker 1: we've seen now on multiple listening sessions that have been 78 00:04:20,520 --> 00:04:25,440 Speaker 1: hosted by legislators or these interest groups, Hoosiers who attend 79 00:04:25,560 --> 00:04:30,360 Speaker 1: these events are more often than not speaking out against redistricting. 80 00:04:30,440 --> 00:04:34,240 Speaker 1: There is not broad desire to redistrict even among Republicans. 81 00:04:34,240 --> 00:04:37,560 Speaker 1: That sure, there are a dedicated minority of Republicans who 82 00:04:37,600 --> 00:04:40,160 Speaker 1: are all in on redistricting, but they are not the 83 00:04:40,279 --> 00:04:43,360 Speaker 1: majority voice on this issue. Yeah, you hit on an 84 00:04:43,360 --> 00:04:46,800 Speaker 1: interesting point, which is none of these people who are 85 00:04:46,839 --> 00:04:49,760 Speaker 1: in favor of redistricting have produced any of these emails 86 00:04:50,720 --> 00:04:54,240 Speaker 1: or phone calls that they're tracking. There's no numbers, right, Like, 87 00:04:54,440 --> 00:04:56,960 Speaker 1: here's the thousand emails I've gotten in support of this. 88 00:04:57,000 --> 00:05:00,159 Speaker 1: You know who has supported produced evidence is the the 89 00:05:00,160 --> 00:05:03,159 Speaker 1: people who are against it. They've supported these town halls, 90 00:05:03,200 --> 00:05:08,640 Speaker 1: these group meetings, and again I come back to these people. 91 00:05:08,880 --> 00:05:12,480 Speaker 1: They're spineless. This is why are states in the shape 92 00:05:12,480 --> 00:05:15,600 Speaker 1: it's in. This is why on property taxes they gave in. 93 00:05:16,120 --> 00:05:17,680 Speaker 1: They're just doing it on the opposite side. 94 00:05:17,720 --> 00:05:17,920 Speaker 3: Now. 95 00:05:18,080 --> 00:05:20,919 Speaker 1: On property taxes, they were totally petrified of the mayors 96 00:05:20,960 --> 00:05:23,440 Speaker 1: and the school people and so they screwed you. And 97 00:05:23,480 --> 00:05:26,719 Speaker 1: in this case, they're totally petrified of some imaginary which 98 00:05:26,720 --> 00:05:31,039 Speaker 1: it's ridiculous, but some imaginary heavy hand. 99 00:05:30,800 --> 00:05:33,320 Speaker 3: From Donald Trump. What's he going to do? Invade Indiana? 100 00:05:34,160 --> 00:05:37,320 Speaker 1: And yet they just these people, whether it's one side 101 00:05:37,400 --> 00:05:42,600 Speaker 1: or another, they'll find a reason to fold and then 102 00:05:42,640 --> 00:05:44,800 Speaker 1: they'll spin it to you like they've done something. 103 00:05:44,520 --> 00:05:45,560 Speaker 3: Great to help you. 104 00:05:46,160 --> 00:05:48,960 Speaker 1: Well, he's definitely not going to invade, but he very 105 00:05:49,000 --> 00:05:52,280 Speaker 1: well may cut off the faucet of federal funds, which 106 00:05:52,320 --> 00:05:54,039 Speaker 1: these people are totally beholden to. 107 00:05:54,120 --> 00:05:54,600 Speaker 3: Look at the. 108 00:05:54,880 --> 00:05:58,960 Speaker 1: Enormous federal spending that helped destroy the city of Indianapolis 109 00:05:59,000 --> 00:06:02,080 Speaker 1: by funding the Blue Line and funding the Red Line, 110 00:06:02,120 --> 00:06:05,840 Speaker 1: and funding some of these other ridiculous transit expansions across 111 00:06:05,880 --> 00:06:07,839 Speaker 1: the city. I think there were some federal funds that 112 00:06:07,920 --> 00:06:10,680 Speaker 1: were involved in installing the bike lanes and changing over 113 00:06:10,720 --> 00:06:13,640 Speaker 1: the two way streets on Michigan and New York. So 114 00:06:14,040 --> 00:06:17,200 Speaker 1: their fingerprint is all over this stuff. And the legislators 115 00:06:17,520 --> 00:06:21,640 Speaker 1: are desirous of as many federal dollars as they can 116 00:06:21,720 --> 00:06:24,520 Speaker 1: possibly get. And Donald Trump has made the threat that 117 00:06:24,560 --> 00:06:27,320 Speaker 1: he is going to intervene in the financial well being 118 00:06:27,360 --> 00:06:30,800 Speaker 1: of Indianapolis if these Republicans don't hop in line. So 119 00:06:30,880 --> 00:06:36,240 Speaker 1: it's interesting because Tony Katz and I have markedly different 120 00:06:36,320 --> 00:06:38,440 Speaker 1: views on this, and people said, oh, you guys should 121 00:06:38,440 --> 00:06:40,360 Speaker 1: get together and debate, and that'd be great. It would 122 00:06:40,360 --> 00:06:44,720 Speaker 1: probably be entertaining, but at least with cats like he 123 00:06:44,800 --> 00:06:48,560 Speaker 1: just admits he wants the politics right, he's not. He 124 00:06:48,600 --> 00:06:50,360 Speaker 1: and I are, like, we can debate it all day long. 125 00:06:50,360 --> 00:06:53,160 Speaker 1: We're coming at it from different angles. I find zero 126 00:06:53,320 --> 00:06:58,800 Speaker 1: value in the Republican Party. I find zero value in Republicans. 127 00:06:59,600 --> 00:07:01,760 Speaker 1: Two more Publican seats because I think they've proven to 128 00:07:01,800 --> 00:07:04,279 Speaker 1: Washington won't make my life any better. Tony admits, Hey, 129 00:07:04,320 --> 00:07:06,800 Speaker 1: I want it for the politics. What I want is 130 00:07:06,839 --> 00:07:09,479 Speaker 1: better government. What I want is an honest government. And 131 00:07:09,520 --> 00:07:12,280 Speaker 1: I'm not And where Tony I come at it differently 132 00:07:12,440 --> 00:07:16,440 Speaker 1: is I'm not, in my mind seeing any benefit to 133 00:07:16,480 --> 00:07:19,560 Speaker 1: putting two more Jennifer Ruth Green type people or Shrieves 134 00:07:20,160 --> 00:07:24,680 Speaker 1: in Washington. What gets me is where Tony is honest 135 00:07:24,680 --> 00:07:28,520 Speaker 1: about what he wants these politicians, other than save somebody 136 00:07:28,600 --> 00:07:31,720 Speaker 1: like Andrew Ireland. Now he sounds utterly ridiculous when a 137 00:07:31,720 --> 00:07:34,520 Speaker 1: guy like Andrew Ireland will go all in on something 138 00:07:34,560 --> 00:07:38,000 Speaker 1: like this, but he has no opinion, publicly espoused opinion 139 00:07:38,040 --> 00:07:41,280 Speaker 1: on the IEDC audit, which showed hundreds of millions of 140 00:07:41,320 --> 00:07:48,280 Speaker 1: dollars of conflicts of interest at best, total corruption at worst, 141 00:07:48,320 --> 00:07:50,560 Speaker 1: depending on how much you actually dig into it. When 142 00:07:50,600 --> 00:07:54,720 Speaker 1: guys like that are such billy badasses on this issue, 143 00:07:54,720 --> 00:07:57,280 Speaker 1: which doesn't help anyone, and this is why people have 144 00:07:57,360 --> 00:07:59,840 Speaker 1: so recoiled against it. They look at the governor, they 145 00:08:00,000 --> 00:08:03,000 Speaker 1: look at the legislature, and they say, why don't you 146 00:08:03,080 --> 00:08:06,040 Speaker 1: spend this effort and passion on something that actually helps me, 147 00:08:06,720 --> 00:08:09,080 Speaker 1: and they're basically getting a middle finger stuck back. 148 00:08:08,880 --> 00:08:09,440 Speaker 3: In their face. 149 00:08:09,600 --> 00:08:13,000 Speaker 1: Well, middle finger is an excellent metaphor because I find 150 00:08:13,000 --> 00:08:15,840 Speaker 1: Tony Kat's positions so interesting, and you guys really are 151 00:08:16,080 --> 00:08:19,240 Speaker 1: kind of on polar opposite ends of this issue, which 152 00:08:19,280 --> 00:08:22,240 Speaker 1: is funny when people say that WIBC radio personalities are 153 00:08:22,280 --> 00:08:24,920 Speaker 1: bought and paid for and we're all shilling for the 154 00:08:24,960 --> 00:08:26,800 Speaker 1: same cause and the same issue, and nothing could be 155 00:08:26,800 --> 00:08:29,600 Speaker 1: further from the truth. But Tony kats take away from 156 00:08:29,640 --> 00:08:32,880 Speaker 1: the Greg Good listening session out in Tara HOAt after 157 00:08:32,920 --> 00:08:35,880 Speaker 1: he admitted that not one of the more than seventy 158 00:08:35,920 --> 00:08:40,360 Speaker 1: constituents who stepped forward supported congressional redistricting, and he said, 159 00:08:40,360 --> 00:08:43,520 Speaker 1: all those folks should kick rocks, the Republicans should redistrict anyway. 160 00:08:43,640 --> 00:08:46,120 Speaker 1: At least he's honest about his point of view. Yeah, 161 00:08:46,160 --> 00:08:47,600 Speaker 1: but which is more than you could say for a 162 00:08:47,600 --> 00:08:49,880 Speaker 1: lot of these politicians, and especially what was the guy's 163 00:08:49,960 --> 00:08:54,120 Speaker 1: name again, Coke Coke, Yeah, Eric Eric Coch. Yeah, that's right. So, 164 00:08:54,200 --> 00:08:55,959 Speaker 1: but the point in all of this is, so they're 165 00:08:56,080 --> 00:08:58,640 Speaker 1: thirteen if you do the math. Now they're thirteen. They 166 00:08:58,679 --> 00:09:01,240 Speaker 1: need to get to twenty five. So beck With can 167 00:09:01,280 --> 00:09:04,160 Speaker 1: bend the knee and do what Braun tells him to do, 168 00:09:04,280 --> 00:09:06,640 Speaker 1: because he's totally beholden to Braun now. So they've got 169 00:09:06,679 --> 00:09:09,600 Speaker 1: to get to twenty five in order to get this 170 00:09:09,760 --> 00:09:13,360 Speaker 1: thing passed. Did Mica say that he was going to 171 00:09:13,400 --> 00:09:16,000 Speaker 1: be a check on the governor's seat? Oh, Ethan, you 172 00:09:16,040 --> 00:09:18,880 Speaker 1: and your drugs. You're so silly. That was a long 173 00:09:18,960 --> 00:09:21,760 Speaker 1: time ago. That was a long time ago. 174 00:09:22,080 --> 00:09:24,960 Speaker 3: It wasn't that long ago. A year ago. Things happened. 175 00:09:25,080 --> 00:09:27,760 Speaker 1: People do things. People get put in various positions, and 176 00:09:27,760 --> 00:09:30,360 Speaker 1: they changed their mind. I mean this happens all the time, right. 177 00:09:30,440 --> 00:09:33,240 Speaker 1: It's amazing how quickly their mind has changed after they 178 00:09:33,280 --> 00:09:34,760 Speaker 1: secure the elected office. 179 00:09:34,760 --> 00:09:35,120 Speaker 3: That's right. 180 00:09:35,200 --> 00:09:37,600 Speaker 1: Yeah, Well, Homer Simpson once said, I guess people some 181 00:09:37,640 --> 00:09:40,080 Speaker 1: people never change, or quickly change, and then quickly change 182 00:09:40,120 --> 00:09:41,680 Speaker 1: right back. But the point of all this is they've 183 00:09:41,679 --> 00:09:45,240 Speaker 1: got to get to twenty five. They're at thirteen right 184 00:09:45,280 --> 00:09:50,160 Speaker 1: now by most counts, and that means they've got to 185 00:09:50,200 --> 00:09:55,480 Speaker 1: convince twelve of these people. But what do you I 186 00:09:55,520 --> 00:09:57,240 Speaker 1: know I've told this story before, but there was a 187 00:09:57,280 --> 00:10:00,680 Speaker 1: great documentary on baseball that came out in mid nineties. 188 00:10:00,679 --> 00:10:02,680 Speaker 1: In fact, it came out during the strike of nineteen 189 00:10:02,720 --> 00:10:07,120 Speaker 1: ninety four. Ken Burns, who's a famous documentary producer, he's 190 00:10:07,160 --> 00:10:08,800 Speaker 1: civil ward and all sort of stuff. He did a 191 00:10:08,960 --> 00:10:12,040 Speaker 1: massive It was like an eight or nine part documentary 192 00:10:12,080 --> 00:10:15,199 Speaker 1: on the game of baseball, history of baseball, and one 193 00:10:15,240 --> 00:10:19,000 Speaker 1: of the things that they chronicled in this documentary was 194 00:10:19,720 --> 00:10:22,160 Speaker 1: the collapse of the nineteen eighty six Boston Red Sox. 195 00:10:22,200 --> 00:10:23,800 Speaker 1: And the Red Sox had not won a World Series 196 00:10:23,840 --> 00:10:26,040 Speaker 1: since nineteen eighteen. They have this great team. They go 197 00:10:26,080 --> 00:10:27,839 Speaker 1: to the World Series. They're playing the New York Mets. 198 00:10:28,120 --> 00:10:31,480 Speaker 1: They're up three games to two, fourth Game six, they 199 00:10:31,480 --> 00:10:33,840 Speaker 1: go to the ninth inning with the lead and the 200 00:10:33,880 --> 00:10:36,400 Speaker 1: team falls apart and it culminates with the ball going 201 00:10:36,400 --> 00:10:38,360 Speaker 1: through Bill Buckner's legs, which is one of the most 202 00:10:38,440 --> 00:10:42,520 Speaker 1: famous plays in baseball history. And Doris Kerns Goodwin, who 203 00:10:42,600 --> 00:10:47,760 Speaker 1: is a famous presidential historian, is and from Boston is 204 00:10:48,480 --> 00:10:52,319 Speaker 1: Massachusetts area, is interviewed as part of this documentary. And 205 00:10:52,720 --> 00:10:55,120 Speaker 1: what people forget about that World Series is there was 206 00:10:55,120 --> 00:10:57,240 Speaker 1: still a Game seven to be played. If the Red 207 00:10:57,280 --> 00:11:00,200 Speaker 1: Sox had won Game seven, they would have won the 208 00:11:00,200 --> 00:11:04,360 Speaker 1: World Series. That was Game six where the Buckner collapsed. 209 00:11:04,559 --> 00:11:08,920 Speaker 1: But she said to Red Sox fans, that was our moment, right, 210 00:11:08,960 --> 00:11:11,240 Speaker 1: like Game six was our moment because we had the 211 00:11:11,280 --> 00:11:13,760 Speaker 1: celebration ready where they were down to the last out, 212 00:11:13,960 --> 00:11:16,480 Speaker 1: everybody was fired up, and so in a weird way, 213 00:11:16,880 --> 00:11:19,319 Speaker 1: even if we had won, we had already lost because 214 00:11:19,320 --> 00:11:22,520 Speaker 1: we were denied that moment of celebration because like so 215 00:11:22,640 --> 00:11:25,480 Speaker 1: much energy had gone into that. And that's sort of 216 00:11:25,520 --> 00:11:28,640 Speaker 1: what this feels like like after six months of this 217 00:11:29,559 --> 00:11:33,760 Speaker 1: and the like all the time and effort and lies 218 00:11:33,800 --> 00:11:35,719 Speaker 1: that have been told. I mean, even Braun, hey, we 219 00:11:35,760 --> 00:11:37,520 Speaker 1: don't get it done by November, it ain't happening. 220 00:11:37,600 --> 00:11:39,000 Speaker 3: What are they meeting. They're meeting in December. 221 00:11:39,040 --> 00:11:42,680 Speaker 1: Now, even if you get this done, you've pissed so 222 00:11:42,760 --> 00:11:45,480 Speaker 1: many people off, and you've opened so many people's eyes 223 00:11:45,640 --> 00:11:48,400 Speaker 1: to what a bunch of do nothing fraudsters. You guys 224 00:11:48,440 --> 00:11:50,800 Speaker 1: are on things that matter. But you'll move heaven and 225 00:11:50,880 --> 00:11:54,719 Speaker 1: earth for this thing. Even if you guys win, they 226 00:11:54,760 --> 00:11:57,720 Speaker 1: sort of already lost. Well, yeah, you've also opened yourself 227 00:11:57,800 --> 00:12:01,880 Speaker 1: up to a potential incredible blunder. If the Senate doesn't 228 00:12:01,960 --> 00:12:05,640 Speaker 1: actually pass congressional redistricting and it thumbs their nose at 229 00:12:05,679 --> 00:12:07,600 Speaker 1: the governor. Then he's going to look like a buffu. 230 00:12:08,000 --> 00:12:09,280 Speaker 1: Wouldn't that be great? 231 00:12:09,600 --> 00:12:09,920 Speaker 2: Yes? 232 00:12:11,000 --> 00:12:15,079 Speaker 1: Hey, when we come back, a big news, big news, Ethan. 233 00:12:15,120 --> 00:12:18,199 Speaker 1: It turns out men do have an advantage against women 234 00:12:18,559 --> 00:12:22,280 Speaker 1: in sports and the Olympics have finally come around to this. 235 00:12:22,280 --> 00:12:24,120 Speaker 1: A big announcement from the Olympics. We'll talk about it 236 00:12:24,120 --> 00:12:25,520 Speaker 1: next ninety three WIBC. 237 00:12:32,720 --> 00:12:36,400 Speaker 3: It is Kittle the Casey Show. Rob Ethan's in for 238 00:12:36,480 --> 00:12:37,400 Speaker 3: Casey today. 239 00:12:37,760 --> 00:12:40,200 Speaker 1: Thank you again to all those who have served our 240 00:12:40,400 --> 00:12:43,160 Speaker 1: nation as we celebrate a Veteran's Day, and thank you 241 00:12:43,480 --> 00:12:47,560 Speaker 1: for that service we appreciate more than you'll ever know, 242 00:12:47,640 --> 00:12:50,000 Speaker 1: and hope you enjoy and have a fabulous day. 243 00:12:50,240 --> 00:12:50,640 Speaker 3: All right. 244 00:12:50,840 --> 00:12:52,599 Speaker 1: Uh so, Ethan, this is going to come as a 245 00:12:52,640 --> 00:12:55,920 Speaker 1: shock to you, But it turns out now the Olympics 246 00:12:56,360 --> 00:13:01,439 Speaker 1: are starting to acknowledge that men have a sizeable advantage 247 00:13:01,440 --> 00:13:05,080 Speaker 1: against women when it comes to athletics. Well, well, well, 248 00:13:05,120 --> 00:13:08,240 Speaker 1: who would have guessed that there is a biological difference 249 00:13:08,320 --> 00:13:12,040 Speaker 1: between males and female I never would have suspected. It's 250 00:13:12,080 --> 00:13:17,360 Speaker 1: incredible that, after much research and much debate, the Olympics 251 00:13:17,400 --> 00:13:20,600 Speaker 1: have come to the conclusion any normal, common sense American 252 00:13:20,679 --> 00:13:22,520 Speaker 1: with their head on their shoulders already knew. 253 00:13:22,880 --> 00:13:23,040 Speaker 3: Yeah. 254 00:13:23,040 --> 00:13:25,920 Speaker 1: According to the Daily Mail, amongst others reporting this that 255 00:13:25,960 --> 00:13:28,440 Speaker 1: there is likely to be a pretty much a complete 256 00:13:28,559 --> 00:13:33,480 Speaker 1: transgender ban on women competitors for the twenty twenty eight Olympics, 257 00:13:33,480 --> 00:13:36,160 Speaker 1: which I believe is supposed to is at Los Angeles, right. 258 00:13:36,200 --> 00:13:38,280 Speaker 1: I think those are going to take place in Los Angeles. 259 00:13:40,000 --> 00:13:42,600 Speaker 1: And look, it was on full display in twenty twenty four, 260 00:13:43,160 --> 00:13:44,720 Speaker 1: is it. Paris was where the Olympics were. 261 00:13:44,800 --> 00:13:45,000 Speaker 3: Yeah. 262 00:13:45,000 --> 00:13:47,440 Speaker 1: I was in Paris with that boxer where there was 263 00:13:47,559 --> 00:13:52,120 Speaker 1: basically a person who many people considered a man, was 264 00:13:53,320 --> 00:13:55,880 Speaker 1: just beating the snot out of these women. 265 00:13:56,040 --> 00:13:56,880 Speaker 3: And it's like, you can't. 266 00:13:57,240 --> 00:13:57,360 Speaker 2: Hi. 267 00:13:57,440 --> 00:13:59,840 Speaker 1: That's one thing to say somebody can run faster, you know, 268 00:14:00,160 --> 00:14:01,560 Speaker 1: a little more weight or whatever. 269 00:14:01,760 --> 00:14:02,679 Speaker 3: But when you've got. 270 00:14:02,520 --> 00:14:05,480 Speaker 1: On full display a dude in their box or what 271 00:14:05,559 --> 00:14:08,040 Speaker 1: many people consider to be a dude bocking and boxing 272 00:14:08,040 --> 00:14:11,480 Speaker 1: against women, people were like. 273 00:14:11,480 --> 00:14:12,480 Speaker 3: This has to stop. 274 00:14:12,840 --> 00:14:14,439 Speaker 1: But it shouldn't have to get to this, It shouldn't 275 00:14:14,480 --> 00:14:16,559 Speaker 1: have to go into this. But that's where we are. 276 00:14:16,640 --> 00:14:20,440 Speaker 1: I mean, when you graph the performance of male athletes 277 00:14:20,560 --> 00:14:23,680 Speaker 1: versus female athletes, and nobody is taking away that female 278 00:14:23,760 --> 00:14:27,360 Speaker 1: athletes can be very talented and can push their bodies 279 00:14:27,520 --> 00:14:30,360 Speaker 1: very hard, just like male athletes can, but there are 280 00:14:30,560 --> 00:14:35,400 Speaker 1: differences in the way their biological makeup affects their ability 281 00:14:35,440 --> 00:14:38,880 Speaker 1: to perform. Men have longer legs, they can run faster, 282 00:14:39,040 --> 00:14:42,440 Speaker 1: they have more muscle mass, they have denser bones, They 283 00:14:42,480 --> 00:14:47,920 Speaker 1: have inherent advantages to athletic performance that female competitors simply 284 00:14:48,000 --> 00:14:51,880 Speaker 1: do not. So to have delineation between these genders in 285 00:14:51,920 --> 00:14:56,640 Speaker 1: their relative respective sports is only natural and only common sense. 286 00:14:57,840 --> 00:15:01,480 Speaker 1: All right, Trump said this, And we'll get into a 287 00:15:01,520 --> 00:15:03,920 Speaker 1: lot more shutdown stuff coming up next hour. But before 288 00:15:03,960 --> 00:15:06,400 Speaker 1: we get to Mark Didle, I wanted to did you 289 00:15:06,440 --> 00:15:06,720 Speaker 1: see that? 290 00:15:06,720 --> 00:15:07,040 Speaker 3: Trump? 291 00:15:07,160 --> 00:15:09,680 Speaker 1: Just casually like, I'm given all the air traffic controllers 292 00:15:09,720 --> 00:15:11,880 Speaker 1: who work during the shutdown ten thousand dollars. 293 00:15:12,040 --> 00:15:12,800 Speaker 3: I did see this. 294 00:15:13,000 --> 00:15:15,600 Speaker 1: I'm a little bit torn because I do think they 295 00:15:15,640 --> 00:15:18,200 Speaker 1: may need a little bit of bonuses for coming in, 296 00:15:18,280 --> 00:15:22,520 Speaker 1: because look, if anybody is working for a month, month 297 00:15:22,520 --> 00:15:25,160 Speaker 1: and a half without a pay check, it can put 298 00:15:25,240 --> 00:15:28,840 Speaker 1: a serious dent in your finances in late fees, in 299 00:15:29,000 --> 00:15:33,280 Speaker 1: unpaid bills and unpaid rents, and unpaid mor mortgages, etc. 300 00:15:33,680 --> 00:15:36,040 Speaker 1: And you may have to dig yourself out of the hole. 301 00:15:36,160 --> 00:15:38,440 Speaker 1: So I think ten thousand dollars is a little bit 302 00:15:38,440 --> 00:15:41,880 Speaker 1: of overkill, but you know, rewarding people for their efforts, 303 00:15:41,920 --> 00:15:44,840 Speaker 1: I think is probably fair. Well, and we're not gonna 304 00:15:44,840 --> 00:15:46,920 Speaker 1: play the audio, but he was on with Laura Ingram yesterday. 305 00:15:46,960 --> 00:15:50,400 Speaker 1: We played some of that ridiculous fifty year mortgage stuff 306 00:15:50,640 --> 00:15:52,560 Speaker 1: last hour where he just appeared to have no idea 307 00:15:52,600 --> 00:15:55,600 Speaker 1: how mortgages work and he thought there were these forty 308 00:15:55,640 --> 00:15:58,400 Speaker 1: year mortgages that people have, and she corrected him on 309 00:15:58,440 --> 00:16:00,360 Speaker 1: it and he was just like, well, whatever, it'll be fine. 310 00:16:01,080 --> 00:16:05,120 Speaker 1: He did this on this thing too, where she asks him, 311 00:16:05,560 --> 00:16:06,440 Speaker 1: how are you gonna pay for this? 312 00:16:06,640 --> 00:16:06,960 Speaker 3: I don't know. 313 00:16:06,960 --> 00:16:10,160 Speaker 1: I'll get it from somewhere. And first of all, I'm 314 00:16:10,200 --> 00:16:13,240 Speaker 1: against this because when you work for the federal government, 315 00:16:13,240 --> 00:16:15,480 Speaker 1: depending what your role is, part of the deal you 316 00:16:15,560 --> 00:16:17,880 Speaker 1: sign on to is hey, you get a lot of 317 00:16:17,960 --> 00:16:20,240 Speaker 1: nice perks, and I'm not and God blessed people that 318 00:16:20,360 --> 00:16:24,720 Speaker 1: are air traffic controllers, thank you for your service all 319 00:16:24,760 --> 00:16:27,160 Speaker 1: of that stuff. But part of the deal, just like 320 00:16:27,200 --> 00:16:29,760 Speaker 1: a contract that I sign here has its little quirks 321 00:16:29,800 --> 00:16:32,480 Speaker 1: and perks and everything else is you get stuff, you 322 00:16:32,520 --> 00:16:34,960 Speaker 1: give stuff. And one of the things with the federal 323 00:16:34,960 --> 00:16:38,960 Speaker 1: government is my understanding, as it's been reported, is in 324 00:16:39,000 --> 00:16:40,720 Speaker 1: those cases, you agree to show up to work, you 325 00:16:40,760 --> 00:16:43,040 Speaker 1: know this could happen. You know this is a thing 326 00:16:43,160 --> 00:16:45,200 Speaker 1: you get paid. Well, you get a lot of benefits 327 00:16:45,240 --> 00:16:47,240 Speaker 1: working for the federal government. But part of the deal 328 00:16:47,320 --> 00:16:50,240 Speaker 1: is if the government shuts down, you may go through 329 00:16:50,240 --> 00:16:52,480 Speaker 1: a lapse in pay. Now they're rare, think what the 330 00:16:52,560 --> 00:16:54,880 Speaker 1: last one was, what six years ago? But you know 331 00:16:54,920 --> 00:16:57,320 Speaker 1: you sign up for that. So do we give bonuses 332 00:16:57,360 --> 00:17:00,280 Speaker 1: for people doing the thing that they agree to and 333 00:17:00,360 --> 00:17:03,080 Speaker 1: sign up to. Isn't the bonus already sort of factored 334 00:17:03,120 --> 00:17:06,399 Speaker 1: in the pay and benefits of working for the federal government? Well, 335 00:17:06,440 --> 00:17:09,440 Speaker 1: I think most Americans are kind of living paycheck to paycheck. 336 00:17:09,480 --> 00:17:12,280 Speaker 1: There's very little fat on the bone. And I think 337 00:17:12,280 --> 00:17:14,560 Speaker 1: that would apply for air traffic controllers too. 338 00:17:14,600 --> 00:17:14,919 Speaker 3: I don't know. 339 00:17:14,960 --> 00:17:18,879 Speaker 1: Maybe they're generously compensated and just poor money managers. But 340 00:17:19,359 --> 00:17:23,560 Speaker 1: I could only sympathize with individuals who have gone almost 341 00:17:23,600 --> 00:17:25,719 Speaker 1: a month and a half without being sure. 342 00:17:25,760 --> 00:17:28,719 Speaker 3: But he just pulls it out of his ass. I'm 343 00:17:28,720 --> 00:17:29,600 Speaker 3: gonna give m ten grand. 344 00:17:29,800 --> 00:17:31,600 Speaker 1: It begs the question where in the world is he 345 00:17:31,600 --> 00:17:33,400 Speaker 1: going to get the money from, because I'm not sure 346 00:17:33,440 --> 00:17:37,400 Speaker 1: that the federal government has loads of discretionary spending. Most 347 00:17:37,440 --> 00:17:40,760 Speaker 1: of these funds are already allocated, and you can't just 348 00:17:40,840 --> 00:17:44,879 Speaker 1: without congressional approval take funding away from one institution and 349 00:17:44,960 --> 00:17:48,159 Speaker 1: transfer it to another. Not how the government works, or 350 00:17:48,160 --> 00:17:49,880 Speaker 1: at least not how it should well, right, And that's 351 00:17:49,920 --> 00:17:51,160 Speaker 1: my point. And then what do you said these other 352 00:17:51,240 --> 00:17:53,560 Speaker 1: federal workers. I was tuck with David, our boss, in 353 00:17:53,600 --> 00:17:55,640 Speaker 1: the back, and one of the things I remember when 354 00:17:55,680 --> 00:17:58,800 Speaker 1: I first got elected is somebody told me. They said, 355 00:17:59,280 --> 00:18:03,560 Speaker 1: you're always going to get immense pressure in funding a 356 00:18:03,640 --> 00:18:07,280 Speaker 1: municipality to always give the police and fire more. Why 357 00:18:07,560 --> 00:18:12,359 Speaker 1: because they're visible and they have usually strong either unions 358 00:18:12,520 --> 00:18:15,480 Speaker 1: or support groups of people who visibly will advocate for 359 00:18:15,560 --> 00:18:18,560 Speaker 1: them when it comes budget time. But what this person 360 00:18:18,600 --> 00:18:20,560 Speaker 1: said to me, and it always, it always stuck with me, 361 00:18:20,840 --> 00:18:25,840 Speaker 1: was people just assume their toilet is gonna flush. They 362 00:18:25,920 --> 00:18:28,640 Speaker 1: never see the person in the water or sewer department, 363 00:18:28,640 --> 00:18:31,080 Speaker 1: their fawcet's going to turn on. They never see the 364 00:18:31,119 --> 00:18:34,919 Speaker 1: people who make sure that happens. And can you imagine 365 00:18:34,920 --> 00:18:37,959 Speaker 1: the outrage if the toilet didn't flush or the faucet 366 00:18:38,000 --> 00:18:39,440 Speaker 1: didn't turn on. And the point of all that was 367 00:18:39,440 --> 00:18:41,359 Speaker 1: that they weren't trying to say, don't give something of 368 00:18:41,359 --> 00:18:43,760 Speaker 1: the police or fire whatever, but they said, when you 369 00:18:43,800 --> 00:18:46,199 Speaker 1: want to start treating all these people separate or different, 370 00:18:46,480 --> 00:18:48,320 Speaker 1: you got to remember all this behind the scenes work 371 00:18:48,359 --> 00:18:50,960 Speaker 1: that those people do. That people would be every bit 372 00:18:51,000 --> 00:18:52,879 Speaker 1: as mad if the toilet didn't flush or the fawcet 373 00:18:52,880 --> 00:18:55,040 Speaker 1: didn't turn on, as if the cop didn't show up 374 00:18:55,080 --> 00:18:57,560 Speaker 1: when somebody calls nine to one one. And so I 375 00:18:57,600 --> 00:18:59,320 Speaker 1: think about it with this, like if you're a if 376 00:18:59,359 --> 00:19:03,080 Speaker 1: you're somebody who has been working the entire time and 377 00:19:03,119 --> 00:19:04,639 Speaker 1: not getting paid, and Trump's like, I'm gonna give those 378 00:19:04,640 --> 00:19:07,760 Speaker 1: guys ten grand Well, but mister President, I've been doing 379 00:19:07,800 --> 00:19:08,440 Speaker 1: the same thing. 380 00:19:09,320 --> 00:19:09,960 Speaker 3: What about me. 381 00:19:10,240 --> 00:19:13,360 Speaker 1: So you're saying that essentially all the components of government 382 00:19:13,440 --> 00:19:16,960 Speaker 1: are like cogs in a giant government clock, and without 383 00:19:17,000 --> 00:19:19,760 Speaker 1: any one of these it could potentially prevent the whole 384 00:19:19,800 --> 00:19:22,240 Speaker 1: system from functioning in its entire stay, well, sure, And 385 00:19:22,280 --> 00:19:24,480 Speaker 1: I'm not saying the government couldn't be smaller. I'm certainly 386 00:19:24,560 --> 00:19:26,399 Speaker 1: not saying it couldn't be more efficient. I'm certainly not 387 00:19:26,440 --> 00:19:29,280 Speaker 1: saying it it couldn't cost less. I'm just saying, if 388 00:19:29,320 --> 00:19:31,520 Speaker 1: you're gonna have somebody there working, if you're saying you're 389 00:19:31,640 --> 00:19:34,040 Speaker 1: vital enough that you were going to keep you employed, 390 00:19:34,440 --> 00:19:36,800 Speaker 1: and these guys over here are getting ten grand for 391 00:19:36,920 --> 00:19:39,720 Speaker 1: doing the same thing that you were doing, doesn't that 392 00:19:39,760 --> 00:19:43,240 Speaker 1: sort of breed some high level of resentment, like, hey, 393 00:19:43,240 --> 00:19:47,200 Speaker 1: does it my livelihood matter too? No, you bring it 394 00:19:47,760 --> 00:19:50,480 Speaker 1: up an excellent point. That would sort of breed contempt. 395 00:19:50,000 --> 00:19:52,920 Speaker 3: And bassment, which is why you can't do it for anyone. 396 00:19:53,040 --> 00:19:54,000 Speaker 3: All right, let's take a break. 397 00:19:54,000 --> 00:19:55,840 Speaker 1: When we come back, Mark Diedle is going to join 398 00:19:55,960 --> 00:19:59,600 Speaker 1: us real estate Guru extraordinaire. We're gonna talk about this 399 00:19:59,640 --> 00:20:04,920 Speaker 1: fifty your mortgage proposal. What sort of havoc chaos? Well, 400 00:20:05,000 --> 00:20:06,760 Speaker 1: who knows, Maybe it would be a good thing for 401 00:20:06,760 --> 00:20:09,040 Speaker 1: the real estate industry. We'll talk about it next. Kennel 402 00:20:09,040 --> 00:20:11,320 Speaker 1: and Casey Show ninety three WIBC. 403 00:20:11,440 --> 00:20:16,440 Speaker 4: Sip on the Chess. 404 00:20:17,400 --> 00:20:18,240 Speaker 1: Is on men. 405 00:20:19,680 --> 00:20:21,000 Speaker 4: America's Best. 406 00:20:21,240 --> 00:20:25,439 Speaker 1: So the President has proposed your mortgage, a lot of 407 00:20:25,440 --> 00:20:28,400 Speaker 1: people expressing a lot of concerns. Let's talk to an 408 00:20:28,440 --> 00:20:31,720 Speaker 1: expert on how it might have beckt the real estate industry, 409 00:20:32,119 --> 00:20:33,680 Speaker 1: home buy and home selling. 410 00:20:33,680 --> 00:20:36,120 Speaker 3: It's Kennell and Casey Show. I'm Rob Casey's out today. 411 00:20:36,160 --> 00:20:39,760 Speaker 1: Let's go to the WIBC hotline, joined by our great friend, 412 00:20:40,080 --> 00:20:42,479 Speaker 1: real estate agent extraordinary here in the state of Indiana, 413 00:20:42,560 --> 00:20:44,840 Speaker 1: Mark Didle joins us now Mark didel Hello. 414 00:20:45,760 --> 00:20:47,600 Speaker 2: Good morning, Rob. How are you this morning? 415 00:20:47,680 --> 00:20:48,120 Speaker 3: Doing great? 416 00:20:48,160 --> 00:20:50,080 Speaker 1: As always, we put the little disclaimer out, of course, 417 00:20:50,080 --> 00:20:53,280 Speaker 1: you do advertise on this fabulous radio program and this 418 00:20:53,359 --> 00:20:57,520 Speaker 1: fabulous radio station. That being said, the fifty year mortgage 419 00:20:57,560 --> 00:21:00,199 Speaker 1: seems to have a lot of people concerned you're in 420 00:21:00,320 --> 00:21:01,000 Speaker 1: the business. 421 00:21:01,040 --> 00:21:01,760 Speaker 3: What say you? 422 00:21:02,760 --> 00:21:05,400 Speaker 2: Well, two things really quick. I am a licensed real 423 00:21:05,480 --> 00:21:08,119 Speaker 2: estate agent here in Indiana, and I am also a 424 00:21:08,160 --> 00:21:11,639 Speaker 2: licensed mortgage loan originator or mortgage loan officer. So I 425 00:21:11,720 --> 00:21:14,040 Speaker 2: spend primarily most of my time obviously working on the 426 00:21:14,040 --> 00:21:16,320 Speaker 2: real estate side of the business. But I do have 427 00:21:16,400 --> 00:21:19,720 Speaker 2: somewhat of a working knowledge on this whole mortgage situation. 428 00:21:19,840 --> 00:21:23,880 Speaker 2: So I think it's very interesting there. It's really kind 429 00:21:23,880 --> 00:21:25,480 Speaker 2: of the tip of the iceberg, is what I would 430 00:21:25,480 --> 00:21:28,119 Speaker 2: like to say. There's a lot of things that have 431 00:21:28,200 --> 00:21:29,840 Speaker 2: to happen before all of a sudden we just start 432 00:21:29,840 --> 00:21:31,919 Speaker 2: seeing fifty year mortgages. And when I say that, you 433 00:21:31,920 --> 00:21:35,199 Speaker 2: know there's qualified non qualified loans, there's you know, the 434 00:21:35,240 --> 00:21:36,800 Speaker 2: interest rate's going to be high, or what does it 435 00:21:36,840 --> 00:21:39,879 Speaker 2: look like. So it's very interesting, but I think it 436 00:21:39,920 --> 00:21:43,360 Speaker 2: is a talking point for us to really start discussion 437 00:21:43,520 --> 00:21:47,640 Speaker 2: underlying problem, and that's that we have an affordability issue 438 00:21:47,680 --> 00:21:49,880 Speaker 2: here in the United States and even locally. 439 00:21:50,359 --> 00:21:53,719 Speaker 1: Let's talk about that. When you say affordability, what do 440 00:21:53,760 --> 00:21:55,720 Speaker 1: you mean, Well, let's. 441 00:21:55,600 --> 00:21:57,840 Speaker 2: Think, let's think through it when somebody wants to buy 442 00:21:57,960 --> 00:22:00,159 Speaker 2: a buy a house, and let's just kind of to 443 00:22:00,200 --> 00:22:02,800 Speaker 2: talk about let's say a first time home buyer, because 444 00:22:02,840 --> 00:22:05,000 Speaker 2: that's a lot of that's a big concern that we have. 445 00:22:05,040 --> 00:22:07,080 Speaker 2: There's they're really kind of three main components to that. 446 00:22:07,119 --> 00:22:09,800 Speaker 2: They need to have a down payment, they need to 447 00:22:09,880 --> 00:22:14,840 Speaker 2: have the ability to show verifiable income, reasonable income, and 448 00:22:14,840 --> 00:22:16,960 Speaker 2: then they have to have a credit score that allows 449 00:22:17,000 --> 00:22:19,359 Speaker 2: them to move forward. So those are the three components. 450 00:22:19,400 --> 00:22:22,840 Speaker 2: So when we talk about a fifty year mortgage or 451 00:22:22,880 --> 00:22:25,760 Speaker 2: a fifty year advertized mortgage, is what we're really talking 452 00:22:25,800 --> 00:22:29,200 Speaker 2: about a loan adverortized over fifty years. We really need 453 00:22:29,240 --> 00:22:32,040 Speaker 2: to be talking about those three issues. And I think 454 00:22:32,080 --> 00:22:33,800 Speaker 2: a lot of the things that I'm seeing and hearing 455 00:22:33,840 --> 00:22:38,000 Speaker 2: within the industry is we can do more that will 456 00:22:38,040 --> 00:22:42,119 Speaker 2: help to a greater degree our first time home buyers 457 00:22:42,119 --> 00:22:44,760 Speaker 2: in some of these other areas than throwing a fifty 458 00:22:44,840 --> 00:22:48,960 Speaker 2: year advertized loan out there, which it might look really 459 00:22:49,000 --> 00:22:50,919 Speaker 2: good right here in the short term, which I'm not 460 00:22:50,960 --> 00:22:54,760 Speaker 2: saying isn't important, But over the long term, or maybe 461 00:22:54,800 --> 00:22:57,119 Speaker 2: over the first ten years of a loan may not 462 00:22:57,160 --> 00:22:58,840 Speaker 2: be the best thing for that buyer. There may be 463 00:22:58,840 --> 00:23:01,639 Speaker 2: better ways to solve this, to build the issue, or 464 00:23:01,640 --> 00:23:03,840 Speaker 2: at least put things all together. What I'm saying is, 465 00:23:03,840 --> 00:23:05,760 Speaker 2: I don't think you could attack just one area of it. 466 00:23:06,040 --> 00:23:08,479 Speaker 1: Mark Didle our guests, we're talking about this proposal from 467 00:23:08,480 --> 00:23:12,159 Speaker 1: the president of the fifty year mortgage. Explain to me, 468 00:23:12,440 --> 00:23:14,520 Speaker 1: like this was news to me that you can just 469 00:23:14,680 --> 00:23:17,479 Speaker 1: make something like this up. Does how does a fifty 470 00:23:17,560 --> 00:23:20,720 Speaker 1: year mortgage even come into existence? Like, what is the 471 00:23:20,760 --> 00:23:21,679 Speaker 1: process with that? 472 00:23:22,800 --> 00:23:27,000 Speaker 2: Well, you have the two large mortgage backers in the government, Fanny, 473 00:23:27,080 --> 00:23:30,440 Speaker 2: they call them Fanny and Freddie. So they have to 474 00:23:30,480 --> 00:23:33,439 Speaker 2: be able to create, let's just say, a market for 475 00:23:33,720 --> 00:23:37,520 Speaker 2: a fifty year amortized loan. So, in other words, a 476 00:23:37,560 --> 00:23:39,680 Speaker 2: lot of the loans that we go out and we 477 00:23:39,800 --> 00:23:43,479 Speaker 2: get at our local lenders, whether it's a mortgage broker 478 00:23:43,640 --> 00:23:45,840 Speaker 2: or to say a regular bank or a lenders, they 479 00:23:45,880 --> 00:23:48,879 Speaker 2: have the option. Some banks will hold those, but most 480 00:23:48,920 --> 00:23:51,360 Speaker 2: banks sell those. They get packaged together and they get 481 00:23:51,400 --> 00:23:53,680 Speaker 2: sold over the open market. So when all of a 482 00:23:53,680 --> 00:23:57,280 Speaker 2: sudden you're talking about a larger a larger number of 483 00:23:57,359 --> 00:24:00,840 Speaker 2: years advertized, then you're talking about, hey, is what kind 484 00:24:00,840 --> 00:24:03,800 Speaker 2: of market is they're out there? And without saying I 485 00:24:03,800 --> 00:24:05,639 Speaker 2: mean if you rob if you go in right now, 486 00:24:05,640 --> 00:24:08,080 Speaker 2: and if you get a fifteen year advertized loan versus 487 00:24:08,119 --> 00:24:11,000 Speaker 2: a thirty year, you're going to pay a higher interest 488 00:24:11,080 --> 00:24:14,000 Speaker 2: rate on that thirty year loan. So the fifty year 489 00:24:14,080 --> 00:24:16,560 Speaker 2: loan advertised loan is going to have a higher rate 490 00:24:16,600 --> 00:24:18,879 Speaker 2: as well. So again there's a lot of there's kind 491 00:24:18,920 --> 00:24:21,680 Speaker 2: of a lot to unpack here. When people are out 492 00:24:21,680 --> 00:24:24,800 Speaker 2: there talking to their lender, you know, their the lender 493 00:24:24,840 --> 00:24:27,360 Speaker 2: that they work with, and getting those questions answered. 494 00:24:27,680 --> 00:24:31,000 Speaker 1: Mark Diedle is our guest real estate real estate man 495 00:24:31,000 --> 00:24:34,360 Speaker 1: extraordinaire here in Central Indiana. We're talking about this proposal 496 00:24:34,400 --> 00:24:36,560 Speaker 1: to fifty year mortgage. So can you kind of walk 497 00:24:36,640 --> 00:24:40,119 Speaker 1: us through, Like, what is the actual payment on a 498 00:24:40,160 --> 00:24:40,960 Speaker 1: fifty year mortgage. 499 00:24:41,040 --> 00:24:42,640 Speaker 3: We tried to do some math yesterday on the air. 500 00:24:42,880 --> 00:24:43,840 Speaker 3: You're going to end up. 501 00:24:43,760 --> 00:24:46,560 Speaker 1: Paying a massive sum of money if you saw that 502 00:24:46,640 --> 00:24:47,840 Speaker 1: mortgage through correct. 503 00:24:48,960 --> 00:24:51,040 Speaker 2: Well yeah, and like I just I think I said 504 00:24:51,119 --> 00:24:53,199 Speaker 2: this in the very beginning. It's kind of similar and 505 00:24:53,240 --> 00:24:56,280 Speaker 2: it exists out there today. It's interest only loans. I mean, 506 00:24:56,359 --> 00:24:58,000 Speaker 2: if you go out and get an interest only loan, 507 00:24:58,040 --> 00:25:00,960 Speaker 2: you're just paying the interest. So obviously all of your 508 00:25:01,000 --> 00:25:04,040 Speaker 2: payment is going to that interest, and you're not building 509 00:25:04,080 --> 00:25:09,040 Speaker 2: any equity through principal reduction. You know, we went through 510 00:25:09,160 --> 00:25:11,840 Speaker 2: a really unusual situation in the last five years. I 511 00:25:11,840 --> 00:25:16,320 Speaker 2: think you've heard me say how much market appreciation we've had. 512 00:25:17,160 --> 00:25:19,959 Speaker 2: So there's something to be said that, hey, somebody who 513 00:25:20,000 --> 00:25:21,520 Speaker 2: bought a house five years ago and what they're looking 514 00:25:21,520 --> 00:25:24,520 Speaker 2: at now. I mean, we have record home equity values 515 00:25:24,560 --> 00:25:27,920 Speaker 2: across the country that people have. But really the big, 516 00:25:29,600 --> 00:25:31,200 Speaker 2: the big part of it is what's it going to look. 517 00:25:31,200 --> 00:25:32,879 Speaker 2: We're not really going to go through that again. In 518 00:25:32,880 --> 00:25:36,360 Speaker 2: other words, we're going to get marginal appreciation right here 519 00:25:36,359 --> 00:25:38,960 Speaker 2: in Central Indiana. So a buyer is going to pick 520 00:25:39,040 --> 00:25:41,639 Speaker 2: that up. But they're going to be faced that first 521 00:25:41,760 --> 00:25:44,080 Speaker 2: five to ten years of Hey, are they in a 522 00:25:44,119 --> 00:25:46,960 Speaker 2: better situation now based on their income? Are they in 523 00:25:47,000 --> 00:25:50,240 Speaker 2: a better situation based on their credit score? And do 524 00:25:50,280 --> 00:25:53,520 Speaker 2: they have have they been able to put put aside 525 00:25:53,600 --> 00:25:56,359 Speaker 2: that down payment that within five to ten years of 526 00:25:56,440 --> 00:26:00,399 Speaker 2: having that initial fifty year mortgage, can they refin into 527 00:26:00,440 --> 00:26:05,000 Speaker 2: some better terms, a shorter advertised loan, a lower interest rate. 528 00:26:05,359 --> 00:26:08,720 Speaker 2: So I think the premise is, how can we get 529 00:26:08,760 --> 00:26:11,520 Speaker 2: these first time home buyers, Really that's the pool I 530 00:26:11,560 --> 00:26:15,280 Speaker 2: believe we're talking about into a home, to take advantage 531 00:26:15,280 --> 00:26:18,119 Speaker 2: of some of that equity appreciation, to take advantage of 532 00:26:18,119 --> 00:26:21,399 Speaker 2: them getting on their feet, maybe you know, having a 533 00:26:21,440 --> 00:26:25,680 Speaker 2: better job or a higher paying job. I mean, statistically, 534 00:26:25,720 --> 00:26:28,760 Speaker 2: with all this talk going on, statistically the National Association 535 00:26:28,840 --> 00:26:31,000 Speaker 2: Real Starch just came out that in nineteen ninety one, 536 00:26:31,200 --> 00:26:33,440 Speaker 2: the average age of a home buyer was twenty eight 537 00:26:33,640 --> 00:26:36,159 Speaker 2: and in twenty twenty four it was thirty eight. So 538 00:26:36,240 --> 00:26:38,760 Speaker 2: you definitely, we definitely have an issue. And you know, 539 00:26:38,840 --> 00:26:41,960 Speaker 2: obviously home ownership is one of the huge blessings here 540 00:26:41,960 --> 00:26:45,960 Speaker 2: in the US that we want, you know, all this 541 00:26:46,119 --> 00:26:48,960 Speaker 2: to have the opportunity to take advantage of because it's 542 00:26:49,040 --> 00:26:53,879 Speaker 2: clearly shows it puts someone on the path of, you know, 543 00:26:54,000 --> 00:26:56,760 Speaker 2: financial stabilities to a certain degree that's not one hundred percent, 544 00:26:56,800 --> 00:27:00,520 Speaker 2: but obviously, statistically speaking, home ownership and homeowner are going 545 00:27:00,560 --> 00:27:05,040 Speaker 2: to create a faster, greater wealth, you know, from a 546 00:27:05,160 --> 00:27:06,200 Speaker 2: personal wealth standpoint. 547 00:27:06,320 --> 00:27:08,920 Speaker 3: Bark Needle, our guest, we're talking about the real estate industry. 548 00:27:09,000 --> 00:27:11,040 Speaker 1: Let's pivot. You touched on it very briefly, but let's 549 00:27:11,080 --> 00:27:12,960 Speaker 1: kind of go into it. How are we doing here 550 00:27:13,000 --> 00:27:15,439 Speaker 1: in Central Indiana? How is the real estate industry? How 551 00:27:15,520 --> 00:27:18,199 Speaker 1: is it from both a buyer and seller's perspective? What 552 00:27:18,240 --> 00:27:18,879 Speaker 1: are you seeing? 553 00:27:19,680 --> 00:27:23,160 Speaker 2: We're creeping along. I think it's the best words. It's interesting. 554 00:27:23,240 --> 00:27:26,359 Speaker 2: You'll see a pretty strong month in sales, then you'll 555 00:27:26,359 --> 00:27:28,520 Speaker 2: see and not so strong. So there's a lot of 556 00:27:28,600 --> 00:27:31,720 Speaker 2: kind of flux. We're going into the holidays. There's always 557 00:27:31,760 --> 00:27:34,760 Speaker 2: a conversation this time of year with buyers and sellers. 558 00:27:35,040 --> 00:27:38,600 Speaker 2: What does it look like to I proceed to answer 559 00:27:38,680 --> 00:27:41,639 Speaker 2: your one question is I believe right now it's as 560 00:27:41,680 --> 00:27:44,560 Speaker 2: strong as a buyer market that we've had in Central 561 00:27:44,600 --> 00:27:49,200 Speaker 2: Indiana in a long time, since well before say are COVID, 562 00:27:49,240 --> 00:27:52,600 Speaker 2: since before you know, twenty nineteen. So somebody is a 563 00:27:52,640 --> 00:27:56,400 Speaker 2: serious buyer and they have those three elements covered, now 564 00:27:56,600 --> 00:27:59,280 Speaker 2: is a good time to buy. On the flip side. 565 00:27:59,320 --> 00:28:02,879 Speaker 2: On the Stellars standpoint, an interesting stat that I pulled 566 00:28:02,920 --> 00:28:05,520 Speaker 2: up just yesterday to talk to my team about is 567 00:28:06,000 --> 00:28:10,760 Speaker 2: there's more there's been more price changes. In other words, 568 00:28:11,200 --> 00:28:13,880 Speaker 2: I guarantee if people aren't increasing the price of their 569 00:28:13,920 --> 00:28:17,359 Speaker 2: homes on the multiple listing service, so they're decreasing the price. 570 00:28:17,680 --> 00:28:22,040 Speaker 2: There is a record number of price changes price increases 571 00:28:22,640 --> 00:28:26,040 Speaker 2: just this past October. It's the highest number of price 572 00:28:26,160 --> 00:28:30,119 Speaker 2: changes price reductions by sellers to get their property sold 573 00:28:30,400 --> 00:28:32,159 Speaker 2: than in the last day of the last ten years. 574 00:28:32,240 --> 00:28:35,720 Speaker 2: So I think that's really telling for sellers and buyers. 575 00:28:35,840 --> 00:28:37,000 Speaker 3: What do you chalk that up to? 576 00:28:37,200 --> 00:28:39,960 Speaker 1: Because like in Brownsburg Hilive, it still seems like people 577 00:28:40,000 --> 00:28:43,040 Speaker 1: are getting good prices for their homes, but it does 578 00:28:43,840 --> 00:28:46,160 Speaker 1: it does seem like homes are sitting on the market longer. 579 00:28:46,360 --> 00:28:47,760 Speaker 1: What do you chuck all of this up to? Is 580 00:28:47,760 --> 00:28:50,000 Speaker 1: it the economy? Is it so that interest rates are high? 581 00:28:50,080 --> 00:28:51,400 Speaker 1: What do you make of that? 582 00:28:52,320 --> 00:28:54,680 Speaker 2: Well, I think it's a convergence of obviously the economy. 583 00:28:54,720 --> 00:28:58,160 Speaker 2: It's a convergence of affordability. But I think the real 584 00:28:58,280 --> 00:29:01,440 Speaker 2: issues for sellers and the RECOMMD I have all sellers 585 00:29:01,480 --> 00:29:04,120 Speaker 2: when they talk to their realtor is make sure you 586 00:29:04,240 --> 00:29:07,760 Speaker 2: have a very serious conversation about list price. I think 587 00:29:07,760 --> 00:29:10,800 Speaker 2: in the past, and you know, it was fairly easy, 588 00:29:10,880 --> 00:29:13,880 Speaker 2: we would go into a listing confrontation and we say, okay, 589 00:29:13,880 --> 00:29:15,800 Speaker 2: here's kind of your price range. You know, we value 590 00:29:15,840 --> 00:29:19,320 Speaker 2: homes all over the city. Remember I told everybody our 591 00:29:19,400 --> 00:29:22,840 Speaker 2: business is hyper local, so I can understand there's pockets 592 00:29:22,880 --> 00:29:26,560 Speaker 2: everywhere that still command you could still see more than 593 00:29:26,600 --> 00:29:29,160 Speaker 2: one offer on a home. But my point being is 594 00:29:29,160 --> 00:29:33,920 Speaker 2: is sellers have to have a realistic conversation about price. 595 00:29:34,520 --> 00:29:37,080 Speaker 2: Most of the time. The reason why homes are sitting 596 00:29:37,880 --> 00:29:41,720 Speaker 2: number one is their price too high. And then number two, 597 00:29:41,880 --> 00:29:45,160 Speaker 2: you are correct, you've had some buyers kind of step back. 598 00:29:45,800 --> 00:29:48,479 Speaker 2: We're going into the holidays, we're still wanting to have 599 00:29:48,600 --> 00:29:51,160 Speaker 2: interest rates come down, and you know, they dropped a 600 00:29:51,160 --> 00:29:53,320 Speaker 2: little bit about thirty days ago, but they're still kind 601 00:29:53,360 --> 00:29:55,120 Speaker 2: of back up and that, you know, depending on the 602 00:29:55,160 --> 00:29:58,840 Speaker 2: loan type, still kind of in those low sixes. And 603 00:29:58,920 --> 00:30:00,720 Speaker 2: I think they're all the person sce option out there 604 00:30:00,720 --> 00:30:03,000 Speaker 2: for buyers is hey, do I wait? Do I go now? 605 00:30:03,840 --> 00:30:05,760 Speaker 2: And it really kind of depends on live But from 606 00:30:05,800 --> 00:30:09,760 Speaker 2: a buyer's buyer's standpoint, be picky, don't hesitate to look 607 00:30:09,760 --> 00:30:11,320 Speaker 2: for homes that have been sitting out there on days 608 00:30:11,320 --> 00:30:12,960 Speaker 2: on market a little bit. You're gonna get your best 609 00:30:12,960 --> 00:30:15,560 Speaker 2: deals there. You're going to get sellers who are motivated 610 00:30:15,640 --> 00:30:17,160 Speaker 2: if they're listed this time of year. And then from 611 00:30:17,160 --> 00:30:20,480 Speaker 2: a seller standpoint, we always talk about make sure you 612 00:30:20,600 --> 00:30:24,680 Speaker 2: have your home ready. And then number two, be realistic 613 00:30:24,840 --> 00:30:27,040 Speaker 2: on your price, because if you go out on the 614 00:30:27,080 --> 00:30:29,240 Speaker 2: market too high and you start sitting there and you 615 00:30:29,280 --> 00:30:34,080 Speaker 2: start chasing it, the statistics show the first offer, generally speaking, 616 00:30:34,120 --> 00:30:34,840 Speaker 2: is your best offer. 617 00:30:34,920 --> 00:30:36,800 Speaker 1: Hey, before I let you go with thirty seconds left, 618 00:30:36,800 --> 00:30:38,120 Speaker 1: you are mister iu. 619 00:30:38,160 --> 00:30:40,720 Speaker 3: And when I say that, you're not just mister basketball. 620 00:30:40,760 --> 00:30:43,640 Speaker 1: You've been with the football guys for years, Mark Didl. 621 00:30:43,760 --> 00:30:45,600 Speaker 3: Now is your time to gloat? 622 00:30:46,080 --> 00:30:48,920 Speaker 2: Oh my goodness, you know, I almost don't know how 623 00:30:48,960 --> 00:30:52,400 Speaker 2: to gloat in football because I was actually down when 624 00:30:52,440 --> 00:30:54,880 Speaker 2: we beat with Anthony Thompson. I was in the stadium 625 00:30:54,920 --> 00:30:58,920 Speaker 2: when we beat Michigan at you know, at Memorial Stadium, 626 00:30:59,000 --> 00:31:01,200 Speaker 2: and the students were taken the goalposts and they were 627 00:31:01,240 --> 00:31:03,760 Speaker 2: gonna throw them over the top of the of the stadium. 628 00:31:04,240 --> 00:31:07,800 Speaker 2: But that was an unbelievable experience. Obviously, we've had some 629 00:31:07,880 --> 00:31:10,200 Speaker 2: great wins as far as some Bowl games, but this, 630 00:31:10,640 --> 00:31:12,880 Speaker 2: you know, a buy on the first round of the playoffs. 631 00:31:12,920 --> 00:31:15,200 Speaker 2: We're talking about that, and we're talking about a possibility 632 00:31:15,240 --> 00:31:18,560 Speaker 2: playing for the Big Ten championship. That's a whole other level. 633 00:31:18,600 --> 00:31:21,080 Speaker 2: So I just can't get myself to really gloat. I 634 00:31:21,080 --> 00:31:24,000 Speaker 2: can be thankful and I can cheer, but gloating. I'm 635 00:31:24,640 --> 00:31:27,080 Speaker 2: we got to let let's get let's get a couple 636 00:31:27,120 --> 00:31:29,560 Speaker 2: more years under our belt, and also excited about the 637 00:31:29,600 --> 00:31:31,040 Speaker 2: basketball team. It looks like, you know, they had a 638 00:31:31,040 --> 00:31:33,440 Speaker 2: great win over Marquette, so we'll see what happens there. 639 00:31:33,520 --> 00:31:35,840 Speaker 1: Yeah, there you go, brother, one of the great Hoosiers, 640 00:31:35,840 --> 00:31:39,640 Speaker 1: Markdidal find him at Markdiedle dot com, Markdeedl dot com. 641 00:31:39,640 --> 00:31:40,320 Speaker 3: Thank you, my friend. 642 00:31:40,920 --> 00:31:41,840 Speaker 2: Thanks Bob. Having a gret day. 643 00:31:41,920 --> 00:31:49,400 Speaker 1: Yeah, it's Kettel a Casey Show ninety three, wibc's Accelerating 644 00:31:49,480 --> 00:31:52,640 Speaker 1: Veterans Day Today. Kendall and Casey Show ninety three w 645 00:31:52,720 --> 00:31:55,400 Speaker 1: ib C. I'm robb Ethan's in for Casey joining us now, 646 00:31:55,400 --> 00:31:58,040 Speaker 1: and boy, what a business plan this is. This afternoon's 647 00:31:58,040 --> 00:32:02,280 Speaker 1: helping the veterans and taking a cut Jason Hammer, Hello, 648 00:32:02,720 --> 00:32:04,680 Speaker 1: I will not be taking. 649 00:32:04,400 --> 00:32:08,200 Speaker 4: A cut at any point in the show today. Have 650 00:32:08,280 --> 00:32:10,880 Speaker 4: you played the audio of drunken Nigel that you took 651 00:32:10,920 --> 00:32:15,440 Speaker 4: home that night when he said, quote, I am not drunk, 652 00:32:15,840 --> 00:32:18,600 Speaker 4: I'm a veteran of this and I have not had. 653 00:32:18,480 --> 00:32:19,640 Speaker 3: Too much to drink. 654 00:32:21,080 --> 00:32:22,920 Speaker 1: That And when he told me to turn left into 655 00:32:23,000 --> 00:32:26,520 Speaker 1: a batch of trees, Niger can't go gop. 656 00:32:27,360 --> 00:32:27,680 Speaker 3: That was. 657 00:32:28,760 --> 00:32:30,560 Speaker 1: That was one of the great moments in Hammer in 658 00:32:30,600 --> 00:32:32,360 Speaker 1: Nigel show history. I wish you'd been on the radio, 659 00:32:32,440 --> 00:32:33,920 Speaker 1: but yes, it was on those Oh it was on 660 00:32:33,960 --> 00:32:34,400 Speaker 1: the radio. 661 00:32:34,440 --> 00:32:36,600 Speaker 3: Well, we played it back multiple times. 662 00:32:36,680 --> 00:32:39,400 Speaker 4: And this was the bowling event right right, which we 663 00:32:39,480 --> 00:32:43,200 Speaker 4: are close to announcing again hopefully sometime either later this 664 00:32:43,200 --> 00:32:45,040 Speaker 4: week or next week we'll have the date locked in 665 00:32:45,520 --> 00:32:49,800 Speaker 4: and the new twenty twenty six Red, White and Bowl event. 666 00:32:49,840 --> 00:32:54,440 Speaker 4: But this afternoon we're helping Veterans Support Network for Homeless 667 00:32:54,480 --> 00:32:55,520 Speaker 4: Hoosier Veterans. 668 00:32:55,720 --> 00:32:57,960 Speaker 3: So today's show, we're going to kick it off right 669 00:32:57,960 --> 00:32:58,520 Speaker 3: out of the gate. 670 00:32:59,000 --> 00:33:02,680 Speaker 4: We're gonna try to raise five thousand dollars and this 671 00:33:02,760 --> 00:33:05,960 Speaker 4: is for Hoo's, your veterans people here in Indie. Men, 672 00:33:06,240 --> 00:33:09,000 Speaker 4: women who have served our country down on their luck 673 00:33:09,040 --> 00:33:12,320 Speaker 4: a little bit, need a little pick me up. Each 674 00:33:12,480 --> 00:33:16,960 Speaker 4: person we can help is going to get some clothing, socks, blankets, 675 00:33:17,080 --> 00:33:20,680 Speaker 4: and a certificate good to go buy some food. And 676 00:33:20,800 --> 00:33:23,320 Speaker 4: that's what we're going to do this afternoon on Veterans Day. So, 677 00:33:23,360 --> 00:33:26,000 Speaker 4: if you've been blessed in any way, if you can 678 00:33:26,040 --> 00:33:29,680 Speaker 4: help out, if you're proud to be an American. Some 679 00:33:29,760 --> 00:33:33,240 Speaker 4: of the badass hoosiers who have fought for this country's freedom, 680 00:33:33,520 --> 00:33:35,320 Speaker 4: they've worn the stars and stripes. 681 00:33:35,440 --> 00:33:37,240 Speaker 3: They need a little pick me up. Let's try to 682 00:33:37,240 --> 00:33:38,360 Speaker 3: help them out this afternoon. 683 00:33:38,760 --> 00:33:40,280 Speaker 1: Hey, and I don't mean to brag, but the Bears 684 00:33:40,280 --> 00:33:41,760 Speaker 1: are tied for first in their division. 685 00:33:42,160 --> 00:33:45,920 Speaker 4: They are who is a worst first place team? The 686 00:33:46,040 --> 00:33:48,720 Speaker 4: Chicago Bears or the Denver Bronx Cargo Bears. No matter 687 00:33:48,760 --> 00:33:50,400 Speaker 4: what the question is, no matter who the ore is, 688 00:33:50,440 --> 00:33:51,760 Speaker 4: it's going to be the Chicago Bears. 689 00:33:51,960 --> 00:33:54,640 Speaker 3: There. I love the What is it a meme? Is 690 00:33:54,680 --> 00:33:55,240 Speaker 3: that what it's called? 691 00:33:55,240 --> 00:33:57,440 Speaker 1: Where it's a picture and then there's stuff written on it. Yes, 692 00:33:57,520 --> 00:34:01,000 Speaker 1: there's a meme of John Daily smoking the seat, looking 693 00:34:01,040 --> 00:34:03,920 Speaker 1: at Tiger Woods and under it's the Lions are six 694 00:34:04,040 --> 00:34:06,440 Speaker 1: and three. The Lions are Tiger Woods at six and three, 695 00:34:06,480 --> 00:34:08,319 Speaker 1: and the Bears are John Daly at six and three. 696 00:34:08,400 --> 00:34:10,960 Speaker 1: I look, it's not gonna last, but at least for 697 00:34:11,000 --> 00:34:12,920 Speaker 1: a week we can say we're tied for first place 698 00:34:12,960 --> 00:34:13,640 Speaker 1: in the division. 699 00:34:13,920 --> 00:34:15,359 Speaker 3: Run with it, Baby, run with it. 700 00:34:15,440 --> 00:34:19,000 Speaker 4: When was the last time your Chicago football Bears rob 701 00:34:19,440 --> 00:34:23,640 Speaker 4: We're in first place in around Thanksgiving time the Civil War? 702 00:34:25,760 --> 00:34:28,399 Speaker 4: I thought the de facto answer was always nineteen eighty five, 703 00:34:28,760 --> 00:34:31,600 Speaker 4: Because you ask any Bears fan, every year is nineteen 704 00:34:31,600 --> 00:34:33,240 Speaker 4: eighty five until they lose the opener. 705 00:34:33,360 --> 00:34:33,680 Speaker 1: You know what. 706 00:34:34,000 --> 00:34:36,640 Speaker 3: In our for our podcast, we have which new one 707 00:34:36,680 --> 00:34:37,400 Speaker 3: drops Today? 708 00:34:37,520 --> 00:34:40,560 Speaker 4: Yes, college Football edition drops today. Got some good games this. 709 00:34:40,520 --> 00:34:41,920 Speaker 3: Weekend, degenerates next stoor. 710 00:34:42,880 --> 00:34:45,239 Speaker 1: We have a guy on our show, Kenny Britt, and 711 00:34:45,280 --> 00:34:48,600 Speaker 1: he is our pro KB sports. Yeah, and he is 712 00:34:48,640 --> 00:34:50,879 Speaker 1: a hyper obnoxious Steelers fan. 713 00:34:51,120 --> 00:34:55,960 Speaker 4: He's every stereotype of a Steeler's rotten rotten. Probably wears 714 00:34:56,080 --> 00:34:58,800 Speaker 4: Zoo bass pants. We're not quite sure if he wipes 715 00:34:58,840 --> 00:34:59,440 Speaker 4: his butt or not. 716 00:35:00,000 --> 00:35:00,960 Speaker 3: He is one of those guys. 717 00:35:01,040 --> 00:35:03,399 Speaker 1: Yeah, and so we love in our little group chat 718 00:35:03,440 --> 00:35:05,560 Speaker 1: every time the Steelers fail miserably, which they did on 719 00:35:05,600 --> 00:35:08,720 Speaker 1: Sunday night, to just let him know they're failing miserably. 720 00:35:08,440 --> 00:35:11,879 Speaker 4: Right, because again, what is it about Steeler fans? They 721 00:35:11,920 --> 00:35:14,879 Speaker 4: can't criticize their own team like there was another guy 722 00:35:14,920 --> 00:35:16,359 Speaker 4: that used to work here back in the day. Got 723 00:35:16,400 --> 00:35:18,319 Speaker 4: us feelings hurt all the time when you made fun 724 00:35:18,360 --> 00:35:21,440 Speaker 4: of the Steelers, Like nobody rips on their teams more 725 00:35:21,480 --> 00:35:22,000 Speaker 4: than we do. 726 00:35:22,120 --> 00:35:23,920 Speaker 1: Oh yeah, and you know me with the Bearers, they 727 00:35:23,920 --> 00:35:25,920 Speaker 1: could be winning twenty four to nothing, they'll blow it. 728 00:35:26,360 --> 00:35:27,880 Speaker 3: You watch, But these. 729 00:35:27,760 --> 00:35:30,080 Speaker 1: Steeler guys the one game they were winning it in 730 00:35:30,160 --> 00:35:31,040 Speaker 1: the second quarding. 731 00:35:30,840 --> 00:35:33,120 Speaker 3: Second it's over, boys, it's over. And then they got 732 00:35:33,120 --> 00:35:33,760 Speaker 3: their ass. 733 00:35:33,520 --> 00:35:37,520 Speaker 1: Smoked the narrator it wasn't over all right. In addition 734 00:35:37,560 --> 00:35:38,600 Speaker 1: to the veterans, what are we doing? 735 00:35:38,960 --> 00:35:42,000 Speaker 4: Uh so, we're gonna maybe do some veteran stories. 736 00:35:42,239 --> 00:35:44,799 Speaker 3: It's the spinoff of Caller Roulette. 737 00:35:44,960 --> 00:35:50,160 Speaker 4: Veteran stories, funny stories, gross stories, anything goes. 738 00:35:50,440 --> 00:35:52,120 Speaker 3: Veteran stories coming up. 739 00:35:52,120 --> 00:35:54,799 Speaker 1: Later on All right, Coming up next, a lot of 740 00:35:55,080 --> 00:35:56,360 Speaker 1: government shut down stuff. 741 00:35:56,360 --> 00:35:58,720 Speaker 3: We got property tax stuff, a bunch more Kennelly Casey 742 00:35:58,719 --> 00:36:00,839 Speaker 3: Show ninety three. Wi you say