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Speaker 1: There are more ways to wealth with chairs, eas save

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Speaker 1: with a great rate, ensure your car with no worries.

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Speaker 1: We'll join the key. We see this scheme with real choice.

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Speaker 1: It's your wealth, your way. Do more with chare ease.

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Speaker 2: I was someone who never really had a lot of

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Speaker 2: control over my finances going back right to the beginning,

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Speaker 2: you know, and I'd never really thought too much about

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Speaker 2: about wealth, and that all came crashing down on February

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Speaker 2: this year. I can tell you that Kiwis are craving

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Speaker 2: a form of connection out there. I think we're feeling very,

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Speaker 2: very disconnected as a country.

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Speaker 3: But it's fixable, Koto.

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Speaker 4: I'm Garth Bray and we're doing things a little differently

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Speaker 4: on Shared Lunch for the next few weeks. More than

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Speaker 4: money is about exploring the wealth choices that change us.

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Speaker 4: Let's open up the conversation about what wealth really means

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Speaker 4: beyond investing. We'll hear from some famili you folks and

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Speaker 4: chat about the choices they've made on their wealth journey.

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Speaker 4: Today we're speaking to someone who needs almost no introduction,

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Speaker 4: Patty Gower. But first some important information you always need

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Speaker 4: to consider.

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Speaker 5: The experience is shared in this episode. Are not advice

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Speaker 5: or a recommendation or opinion by guests to invest or

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Speaker 5: act in the manner they have. An appearance on the

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Speaker 5: series is not an endorsement by Shares is of the

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Speaker 5: views of the presenters or guests. They're not financial experts

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Speaker 5: and their views of their own.

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Speaker 4: The Inimitable Patrick Gower as ends it on. He said

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Speaker 4: in its press release just last week when they said, congratulations,

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Speaker 4: you've still got issues.

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Speaker 3: Yeah, that's right.

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Speaker 2: So that took some exciting news for next year that

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Speaker 2: Patty Gower has issues, will be coming back from the crypt,

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Speaker 2: open the Crypt, I guess and back out. But yeah,

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Speaker 2: some amazing news. But I still don't really know what

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Speaker 2: Inimitable means, but I think it means sort of out there.

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Speaker 4: Yeah, and look, you've just come off tour as well.

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Speaker 4: By the time people see this, you'll be having a break.

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Speaker 4: But fourteen towns, yeah, three weeks.

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Speaker 2: It's something I never thought i'd be doing, gath. You know,

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Speaker 2: I started my career as a as a newspaper journalist,

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Speaker 2: you know, twenty five years ago, and I didn't have

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Speaker 2: big visions of going into TV or anything. So yeah,

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Speaker 2: I've done fourteen stage shows from Rocky euro Stuart Island

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Speaker 2: all the way up to White Tangy, going through all

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Speaker 2: of regional New Zealand. And that's why my voice. Listeners

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Speaker 2: and viewers might not notice, but my voice is a

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Speaker 2: few octavees lower because I've really worked on that larynx.

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Speaker 4: I thought you were just making an effort to sound

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Speaker 4: extra sort of today.

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Speaker 3: Yeah. No, it's not my cheesy's sexy voice.

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Speaker 2: But it's been amazing to see people, you know, a

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Speaker 2: couple of things. Seeing Kiwi's upfront and in their places

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Speaker 2: is always cool. But you know, I've never been on

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Speaker 2: stage or anything like that. It's got sort of elements

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Speaker 2: of stand up comedy to it. It's a performance. This

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Speaker 2: is all completely new to me. So it's been a

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Speaker 2: massive adventure.

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Speaker 4: How was it getting that immediate feedback to something you say,

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Speaker 4: which is totally unlike standing in front of a camera,

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Speaker 4: even in a studio conducting an election debate, Right, You've

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Speaker 4: got people telling you what they think straight away, that's right.

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Speaker 2: And I think, you know, I hadn't realized that I'd

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Speaker 2: never done you know, amateur theater. I'd never done been

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Speaker 2: in a school play, you know, never. I just hadn't

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Speaker 2: done this. And of course you will know, but other

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Speaker 2: people won't realize. You know, in TV, actually it can

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Speaker 2: be a very dead environment. You know, there can be

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Speaker 2: a camera and that's it might not even be a

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Speaker 2: camera operator these days because some of them are remote.

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Speaker 2: So hearing the audience and kind of you can hear

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Speaker 2: a pin drop, you can hear a gasp, you can

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Speaker 2: hear a laugh, you can hear them raucously laugh is

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Speaker 2: something totally different. And I think in what I've been doing,

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Speaker 2: it's got elements of stand up comedy, but it's also

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Speaker 2: got some heavy stuff about mental health and the way

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Speaker 2: that I've dealt with depression, anxiety, anger issues, addiction issues

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Speaker 2: when it came to alcohol, And you can feel the

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Speaker 2: audience just listening, listening to this intensely personal stuff that

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Speaker 2: you're telling them. And despite doing fourteen shows, I know

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Speaker 2: the parts that I get to where it gets into

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Speaker 2: the heavy content and I always take a sharpened take

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Speaker 2: of breath and you feel the audience really kind of

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Speaker 2: close in. So it's been an amazing feeling really, so.

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Speaker 4: A lot of you sharing what are you getting back

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Speaker 4: from that? What are you hearing from people? That shapes

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Speaker 4: this conversation that you're having.

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Speaker 2: Yeah, I think a lot of the work that I've

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Speaker 2: done this year has been in terms of losing my

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Speaker 2: job at newshap and then pivoting. You know, I've got

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Speaker 2: a book out This is There for News, and that's

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Speaker 2: got a lot in it about the way that I

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Speaker 2: got through my mental health and addiction struggles, and I've

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Speaker 2: basically taken that on the road and made it into

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Speaker 2: a performance that's got a whole lot of funny jokes

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Speaker 2: in it. You know, everyone's laughing. But I leave behind

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Speaker 2: four lessons that are also in my book, and they're

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Speaker 2: really around connection and our need as humans to connect

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Speaker 2: and how if we're in trouble we should try to connect.

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Speaker 2: That's around the second one is optimism, living a life

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Speaker 2: that is more optimistic when you're confronted by a whole

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Speaker 2: lot of bad stuff. The third thing that I talk

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Speaker 2: to people about and is in my book as well,

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Speaker 2: is around purpose, finding purpose in what you do and

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Speaker 2: working with purpose, and potentially for a lot of people

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Speaker 2: my age, rediscovering your purpose and your work or when

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Speaker 2: you're parenting or living your life. And then the fourth

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Speaker 2: thing that I talk to people about and I've written

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Speaker 2: about in the book is change be prepared to change yourself,

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Speaker 2: you know, and that could be when you're pivoting because

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Speaker 2: of what's happened to you and I this year. You know,

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Speaker 2: we've both been made redundant and we've had to pivot,

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Speaker 2: or it could be a bigger change.

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Speaker 3: In your life.

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Speaker 2: For me, it was giving up alcohol, you know, now

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Speaker 2: over one thousand days sober on December twenty eighth. The

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Speaker 2: same of the ad thank you for thank you for

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Speaker 2: the clap means a lot, you know. And for me,

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Speaker 2: you know, I found after using those things that I

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Speaker 2: was able to change and get rid of something in

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Speaker 2: my life that that, you know, that was holding me.

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Speaker 3: Back, which was drinking. So that's what I've been going

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Speaker 3: around the country doing.

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Speaker 2: So it's it's it's really rewarding to pass those messages on.

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Speaker 2: And in terms of what people are hearing, I just

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Speaker 2: can tell that Kiwi's are craving connection. They go so

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Speaker 2: quiet when I talk about these things. They listen so intently.

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Speaker 2: It doesn't matter whether you're an invocagol warnaka all the

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Speaker 2: way up here in Hamilton, Palmi, New Plymouth, different audiences,

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Speaker 2: different people every time. But I can tell you that

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Speaker 2: Kiwis are craving a form of connection out there. I

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Speaker 2: think we're feeling very very disconnected as a country.

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Speaker 4: Weirdly, we've never been more connected there, I know. I

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Speaker 4: know Watra, fast, fiber optic, cave, all the social media,

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Speaker 4: all the reasons, all the ways that people can can

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Speaker 4: link up and link and whatever they're doing. Right, Yes,

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Speaker 4: how that's not just not cutting the muster of that.

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Speaker 3: That's right.

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Speaker 2: That's right, And there's something going on out there because

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Speaker 2: I know what happens when I talk about it and

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Speaker 2: the audience goes very quiet. I know what happens when

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Speaker 2: they come up to me afterwards when I'm signing my books.

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Speaker 2: I know what they say to me, I know what

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Speaker 2: they message me afterwards. And they are all craving connection.

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Speaker 2: They feel disconnected. They want to look at simple things

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Speaker 2: that they can do to improve their lives because everyone

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Speaker 2: is feeling that little bit unsatisfied and unhappy and just

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Speaker 2: not quite where they want to be. And I think

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Speaker 2: there's a strong sense of that out in New Zealand.

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Speaker 2: What I would say about it is, I don't think

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Speaker 2: it's not something that we need to we need to

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Speaker 2: worry about it, but it's fixable. You know, there are

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Speaker 2: just there are ways of doing things. And I know

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Speaker 2: I talk about my own ditching alcohol. I say to

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Speaker 2: people could be as simple as going for a walk

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Speaker 2: with your partner without your phone. You know, these are

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Speaker 2: the little things that we can do to improve our

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Speaker 2: connection and improve our lives. So, you know, if anything

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Speaker 2: it is, yeah, we've got a problem there, but it

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Speaker 2: is something that is fixable through our own actions.

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Speaker 4: They say great wealth can be made through finding a

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Speaker 4: problem and fixing it. You've sort of found a way

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Speaker 4: to convert the problem into a solution for you and

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Speaker 4: a solution for a lot of other people too, hopefully.

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Speaker 3: Yeah.

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Speaker 2: Yeah, And I mean, you know, part of it is

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Speaker 2: I'm now you know it's going to sound random, but

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Speaker 2: I'm now running a business. You know, I'm not an

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Speaker 2: employee of anyone anymore. I'm contracted to stuff and that's

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Speaker 2: my main place. But it's through a company called Believer

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Speaker 2: Believer Media, and through that I'm going to run my

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Speaker 2: tour and I'm selling the book and all of these

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Speaker 2: other things. And I've got to kind of basically make

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Speaker 2: money in this business so that I can do the

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Speaker 2: kinds of things that I want to do, which I

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Speaker 2: connect with Kiwis through through journalism and through my performance

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Speaker 2: and through my work. So I've kind of really, you know,

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Speaker 2: I just never thought i'd be doing this sort of

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Speaker 2: thing where I'm kind of like trying. You know, I've

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Speaker 2: got to I've got to watch my pennies. I've got

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Speaker 2: to see what everything costs. I've got to make sure

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Speaker 2: that I'm bringing in enough to keep going to keep

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Speaker 2: doing what I'm doing.

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Speaker 3: You know.

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Speaker 2: I mean, I'm forty seven years old and i'd been

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Speaker 2: in a job since the day that I left university.

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Speaker 2: I had been in a journalistic job in some way

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Speaker 2: or the other.

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Speaker 3: Yeah. Yeah, And you.

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Speaker 4: Know, you suddenly have to think about a huge range

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Speaker 4: of things that you just took for granted, that someone

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Speaker 4: else ordered, that someone else paid for it. Keep track

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Speaker 4: of totally those responsibilities. Really, if you don't do it now,

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Speaker 4: it doesn't happen.

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Speaker 3: It doesn't happen.

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Speaker 2: And it's really important if you're in a business and

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Speaker 2: you've got to you've got to make money to spive.

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Speaker 2: You can't misappointments, you can't not put that through. You

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Speaker 2: can't do this all of these little things. No one

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Speaker 2: is going to come and clean up after you. You know,

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Speaker 2: you need to do it if you want to make

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Speaker 2: more money.

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Speaker 4: It sounds like a tremendous about a pressure to put

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Speaker 4: on your seat. It's coming out of this, yeah, relationship

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Speaker 4: with employment.

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Speaker 3: Yeah, that's right.

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Speaker 2: And I think you know the thing about coming out

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Speaker 2: of a long relationship with employment is when it first happens,

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Speaker 2: it just seems so big, you know. So when Newshub

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Speaker 2: shut down just up the road here and it wasn't

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Speaker 2: that long ago, and on the day, it just felt

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Speaker 2: to me like this massive problem. All my friends are

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Speaker 2: losing their jobs. What's happening with the industry? Where do

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Speaker 2: I go? What does this mean? It just felt like

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Speaker 2: everything in front of me was blocked out by this

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Speaker 2: huge thing called newsub kind of closure. And with time

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Speaker 2: that becomes smaller and you can see it for what

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Speaker 2: it is and look to get find ways around it.

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Speaker 3: But you know, in that immediate beginning.

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Speaker 2: It's just this big kind of thing that's right in

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Speaker 2: front of your face and you've got this big problem.

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Speaker 2: But you know, my advice to people in that situation

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Speaker 2: there's a lot of us who are losing our jobs,

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Speaker 2: right is yes, it's going to seem big on day one.

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Speaker 3: On day two, on day three.

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Speaker 2: But with time, you're going to see it as something

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Speaker 2: smaller and you're going to be able to find ways

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Speaker 2: around it. You have to be paid, and then you

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Speaker 2: have to look for the ways to get around this

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Speaker 2: big problem that's come into your life. And for me,

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Speaker 2: that has been turning myself into a business as random

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Speaker 2: as that's as that sounds, monetizing a lot of the

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Speaker 2: things that I do and being creative with it. You know,

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Speaker 2: doing a tour of New Zealand fourteen centers is creative, Like,

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Speaker 2: there is no question, Like I cannot believe that it's

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Speaker 2: so creative that I sort of have to pinch myself

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Speaker 2: that it's just happened because it is just so out being.

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Speaker 4: It's probably too soon to work out if it's been

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Speaker 4: the biggest and best financial decision you've ever made, go

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Speaker 4: on to it. I suspect it's probably part of something bigger. Yeah,

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Speaker 4: But if I can ask you to sort of think

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Speaker 4: a bit about that and think about wealth and what

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Speaker 4: it means to you and a wealth choice that you've

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Speaker 4: made in the past that you sort of think, Hey,

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Speaker 4: I'd like to share that with people because that worked

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Speaker 4: for me.

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Speaker 3: Yeah, Yeah, I think.

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Speaker 2: You know, I actually did a podcast like this maybe

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Speaker 2: about twelve months ago, right of in the similar sort

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Speaker 2: of space, and I actually didn't really care that much

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Speaker 2: about money in that interview, and I didn't really have

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Speaker 2: any good answers around wealth because I had not faced

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Speaker 2: insecurity financially right because, you know, I'd had a job,

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Speaker 2: and you know, by the time there, I had a

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Speaker 2: well paid job, very you know, seemed relatively stable. It's

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Speaker 2: never stable in the media, but it seems stable. And

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Speaker 2: I'd never really thought too much about about wealth or

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Speaker 2: anything like that, and that all came crashing down on

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Speaker 2: February this year because you'd lose everything, you know, you

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Speaker 2: lose the security, you lose the monthly paycheck that covers

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Speaker 2: all of the mortgage and all of those kinds of things.

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Speaker 2: So I think, you know, if anything, the best advice

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Speaker 2: that I would have is is always is two things.

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Speaker 2: Always in your mind. Know that your job is not

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Speaker 2: going to be stable. And I did have that in

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Speaker 2: the back of my mind. The day that it happened,

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Speaker 2: I was like, I did actually think that this could

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Speaker 2: happen one day. I'd minimized it to about a ten

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Speaker 2: percent chance, but at least I wasn't shocked, you know.

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Speaker 2: And then in terms of that, for me, I was

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Speaker 2: someone who never really had a lot of control over

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Speaker 2: my finances going back right to the beginning, you know,

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Speaker 2: in recent years, combined with all these other things I'm doing,

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Speaker 2: I actually started to get a bit more control over

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Speaker 2: my finances. And though how much is going to the mortgage,

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Speaker 2: how much has been saved, what's in the key we saver,

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Speaker 2: how much is there if something goes wrong? All of

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Speaker 2: these things, luckily, and a lot of it, this will

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Speaker 2: sound random, has had to do with giving up drinking.

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Speaker 3: You know.

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Speaker 2: That brought a whole element of control into my life,

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Speaker 2: including over my finances. So not just the money that

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Speaker 2: was getting burnt up against the wall, as they say,

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Speaker 2: but in terms of just having much more control all

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Speaker 2: over my life, and that included finances. So when things

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Speaker 2: went downhill or whatever it's west and downhill, isn't it,

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Speaker 2: When things we could put when things we could put

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Speaker 2: down the road, at least I had some control and

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Speaker 2: an idea of where I was at and how long

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Speaker 2: I could go for and how long I could try

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Speaker 2: something like a pivot, so I didn't have to panic.

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Speaker 2: You know, obviously you do panic. But I didn't have

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Speaker 2: to go and take another job right away. I could go, Okay,

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Speaker 2: I've got some time to try some things like setting

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Speaker 2: up my own business that can make my content, which

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Speaker 2: is called Believer Media. And the only reason I could

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Speaker 2: do that, this is a long winded explanation, is because

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Speaker 2: I had some control over my finances, you know, And

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Speaker 2: lots of people at Cheesy's will be like whoa, you know,

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Speaker 2: because they've got control because they're investing, but maybe they don't.

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Speaker 2: And I think, you know, there's lots of us that

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Speaker 2: don't have control all of our finances. And that's something

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Speaker 2: that I didn't have for about twenty to twenty five years.

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Speaker 2: I do now, and thank Goodness for that.

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Speaker 4: So in twenty twenty five, that's your challenge to Kiwis.

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Speaker 2: Get in control, Get in control, get in control of yourself,

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Speaker 2: and get in control of your finances. And they are interlinked,

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Speaker 2: you know, find find ways to you know. My message

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Speaker 2: to Kiwis is this, use things to improve your life

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Speaker 2: like what I've done. Live more optimistically and get more connection,

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Speaker 2: work and live with purpose. Find ways to change things

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Speaker 2: that you want to change and that can help you

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Speaker 2: bring that control over your life and that includes your finances.

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Speaker 3: It really does fantastic.

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Speaker 4: Thank you so much, PG, Patty Gower, amazing and thank

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Speaker 4: you as well. Thank you for listening. If you're listening,

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Speaker 4: you're on Spotify or Apple wherever you get your podcasts.

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Speaker 4: If you're watching, you're on YouTube. And if you like

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Speaker 4: what you see, let us know and let us know

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Speaker 4: what you'd like to see next. That's us for now.

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Speaker 3: QUIM with.

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Speaker 5: More Than Money is a series about the wealth choices

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Speaker 5: that change us as Cheeseys grows. We want to be

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Speaker 5: able to provide a space for shared experience that can

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Speaker 5: benefit everyone who wants to grow their wealth, whatever path

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Speaker 5: it takes. Now, there are more ways to wealth with

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Speaker 5: Chazys beyond investing. Log in to see our Ultra Flexible

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Speaker 5: Save and pisave accounts, get a quote for cost effective

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Speaker 5: cur insurance, or join our Chase's kiwisavi a scheme. There's

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Speaker 5: a world of choice so you can build wealth your way.

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Speaker 5: Chazey's Investment Management Limited is the issuer of the Chazas

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Speaker 5: Kiwisaber scheme. View the Lodge product disclosure statement at dub

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Speaker 5: dub dub dot, chezeas dot, mz slash Kiwisaver slash documents,