Speaker 1: You're listening to the Resident build Up podcast with Peter
Speaker 1: Wolfcamp from News Talks at Bay.
Speaker 2: The house is a hole even when it starks, even
Speaker 2: when the grass is overgrown in.
Speaker 3: The yard, even when.
Speaker 4: The dog is too old to bar, and when you're
Speaker 4: sitting at the table trying not to stop.
Speaker 3: Scissor hole, even when we are band gone, even when
Speaker 3: you're there alone, the house sizor hole, even when those
Speaker 3: ghost even when.
Speaker 4: You got around from the world you love.
Speaker 2: Your most stream, those broken plaints, feeling fund the world,
Speaker 2: locals visible when they're gone and leaving neighbor.
Speaker 5: The house is.
Speaker 2: Even when wilber Ben lone, even when you're newlone is well.
Speaker 6: A very very good morning and a very happy Easter
Speaker 6: Sunday to you as well. Yesterday is Easter Sunday. It
Speaker 6: makes it a regular Sunday, It makes it a very
Speaker 6: special Sunday as well. So delighted to be with you
Speaker 6: this Sunday morning here at Newstalk seid B. Good morning.
Speaker 6: My name's Pete wolf Camp, the Resident Builder, and this
Speaker 6: is the Resident Builder on Sunday. A show an opportunity,
Speaker 6: a program to that presents us with an opportunity to
Speaker 6: talk all things building and construction. So if you've got
Speaker 6: a project that's underway, and well, I was going to
Speaker 6: say over the Easter break, so you know, if you're
Speaker 6: in paid employment and you get holiday pay. I say
Speaker 6: that because I'm not in that position. But if you are,
Speaker 6: and you've managed to take the right days off, suddenly
Speaker 6: you've been able to stretch out a couple of days
Speaker 6: leave into a significant number of days leave. Given that
Speaker 6: this coming Friday is of course Anzac Day, Easter Monday
Speaker 6: is also a public holiday, and with that in mind,
Speaker 6: you may have decided, rather than heading for the hills,
Speaker 6: to actually get a project done at home. And if
Speaker 6: that's the case, and you'd like to talk about it,
Speaker 6: whether you're you know, you could be wallpapering, you could
Speaker 6: be painting, you could be trying to finish a project
Speaker 6: outside in preparation for the weather. Well, if you didn't
Speaker 6: quite get that finished, then certainly the weather got a
Speaker 6: bit of a testing or whatever you tried to do
Speaker 6: got a bit of testing out. I say that because
Speaker 6: that was exactly the situation that I happened to be
Speaker 6: in this week where I made the confession. If we're
Speaker 6: talking biblical, I made the confession last week that after
Speaker 6: the show on Sunday, I was going to go home,
Speaker 6: spend a bit of time chanting and catching up with
Speaker 6: the family, and then I was going to fire up
Speaker 6: the sand and I didn't feel great about that. I'm
Speaker 6: not actually a huge fan of making too much noise
Speaker 6: on a Sunday, but in this particular instance, I had
Speaker 6: a program and I needed to do the sanding of
Speaker 6: the filler on Sunday in order to do some spot priming,
Speaker 6: in order to do another code of priming on the Monday,
Speaker 6: in order to get a first coat of paint done
Speaker 6: on Monday afternoon, in order to get a top coat
Speaker 6: done on Tuesday, because I knew the weather was packing
Speaker 6: on Wednesday, and surprisingly the weather was wonderfully compliant. I
Speaker 6: also had another little job, which was a war proofing
Speaker 6: job that I need to get done as well, but
Speaker 6: it's a separate story. So anyway, went home Sunday did
Speaker 6: the sanding, deeply relieved. But the fact that both of
Speaker 6: my neighbors opted to mow their lawns at exactly the
Speaker 6: same time, so I don't think anyone was upset by
Speaker 6: the fact that I was using a little cordless random
Speaker 6: orbital sander to stand about six hundred and seventy screw
Speaker 6: holes down on the decking anyway, got that done, got
Speaker 6: the primer done, got the top coat done, got the
Speaker 6: razine paint onto the deck and job done. And it
Speaker 6: standed up or stood up remarkably well when the wind
Speaker 6: and the rain and the thunderstorms and the lightning, not
Speaker 6: that it got hit by lightning arrived over the last
Speaker 6: couple of days. So if you've got a project and
Speaker 6: it's going well, we can talk about it. If you've
Speaker 6: got a project that's kind of stuttering and halting and
Speaker 6: maybe not going as smoothly as you hope, we can
Speaker 6: talk about that as well. Or if it's just the
Speaker 6: wheels have fallen off and the whole thing's crashing to
Speaker 6: earth like a lead balloon, talk about that as well.
Speaker 6: So if you've got a project that you would like
Speaker 6: to talk about, or a challenge that you might have
Speaker 6: with regard to building, let's talk all things building, construction,
Speaker 6: the rules, the regulations, the people involved. And i'll tell
Speaker 6: you what this bit of a special thing coming up
Speaker 6: a bit later on the show, over some time ago,
Speaker 6: and I'll try and sort of put this in context.
Speaker 4: I don't know.
Speaker 6: It might have been two three months ago. We had
Speaker 6: a caller call in and she talked about a project
Speaker 6: that she was doing, and it was a reasonably large one.
Speaker 6: It was an extension alteration to an existing property. So
Speaker 6: there's going to be walls removed, there's going to be
Speaker 6: sections of roof removed, there's going to be any number
Speaker 6: of contractors coming in to do work. And in discussion
Speaker 6: with her main contractor, they put forward the idea that
Speaker 6: they would go out and seek or get contract works insurance,
Speaker 6: which might have an excess of say five thousand dollars,
Speaker 6: and in the event that she was that they needed
Speaker 6: to claim on that, she would agree to pay the access. Anyway,
Speaker 6: it got us into an interesting discussion around insurance and
Speaker 6: what types of insurance you need for building work and
Speaker 6: renovations and alterations, and when do you need to talk
Speaker 6: to your insurer. And it's taken me a little while,
Speaker 6: but I managed to find an expert on this and
Speaker 6: we're going to have that conversation just after eight o'clock
Speaker 6: this morning. So it's very specific. It's very specifically about
Speaker 6: building types of insurances, about public liability, about contract works insurance,
Speaker 6: about who needs to get insurance about overlaps and insurance
Speaker 6: that sort of thing very much in a building context,
Speaker 6: but it should only be seen as general advice. All
Speaker 6: insurers are different and all situations are going to be different,
Speaker 6: so hopefully it'll bring you some good ideas. Certainly, I've
Speaker 6: enjoyed the conversations I've had so far, and we'll be
Speaker 6: talking a little bit about insurance after the eighty clock news.
Speaker 6: It as always, is fired up and ready to go
Speaker 6: from eight point thirty this morning, and this morning, because
Speaker 6: it is Easter, there will be no commercial breaks, so
Speaker 6: we've got plenty of time to sort of stretch our legs,
Speaker 6: really get into the nitty gritty of your conversations, your questions,
Speaker 6: your challenges, your conundrums. So bring it on. Oh, eight
Speaker 6: hundred eighty ten eighty is the number to call. Like
Speaker 6: I say, it is East Sunday. It's commercial free for
Speaker 6: New Zealand broadcasters, whether that's TV or radio, and so
Speaker 6: we've got lots of time to take your calls this morning.
Speaker 6: You can text, of course, that is nine two nine
Speaker 6: two or ZBZB from your mobile phone. If you'd like
Speaker 6: to send me an email, you're more than welcome to
Speaker 6: do that as well. It is Pete at NEWSTALKZB dot
Speaker 6: co dot nz. But as we come up to thirteen
Speaker 6: minutes after six, the lines are open the number to
Speaker 6: call eight hundred eighty ten eighty. We won't be dashing
Speaker 6: to commercial breaks during the show. That's not how it
Speaker 6: works on Easter Sunday. I say Good Friday because I
Speaker 6: happened to come in here and do this time slot
Speaker 6: on Good Friday morning as well, which was a bit
Speaker 6: of a delight, a bit of surprise. I knew that
Speaker 6: I was doing it, but it was still nice to
Speaker 6: be invited to come in and do Good Friday Morning
Speaker 6: here at news Talk se'd B. But now it's sort
Speaker 6: of regular transmission has resumed. We're back into talking building
Speaker 6: construction tools now. We had actually just a bit of
Speaker 6: an update as well. Last week on the program, we
Speaker 6: spoke with a woman who had some of her late
Speaker 6: husband's tools, and they were older tools. She had been
Speaker 6: specifically instructed by him prior to his departure that if
Speaker 6: she was just dumping them down at the local op shop,
Speaker 6: he would come back and haunt her. So she was
Speaker 6: looking for somewhere for those tools to go where they
Speaker 6: could be respected, I guess, and where they could be used,
Speaker 6: and we've had a number of people who were helpful
Speaker 6: in that situation. I happened to make it off the
Speaker 6: cuff from about finding an old tool at home that
Speaker 6: I've had for a number of years and that I
Speaker 6: used the other day. And this is the thing with
Speaker 6: old tools. Sometimes they're nice to look at, but sometimes
Speaker 6: they're actually really really lovely to use. And I did
Speaker 6: exactly that when I was rushing around not yesterday but
Speaker 6: last Saturday to get a job done, and did make
Speaker 6: it off the cuff remark about, oh, well, you know,
Speaker 6: I had a look online to see exactly what the
Speaker 6: proper name for this tool is and the brand. So
Speaker 6: it's a Carter's rebate plane, number seventy eight. And then
Speaker 6: I found a website that had not just Carter seventy
Speaker 6: eight rebate planes for sale as antiques or as vintage tools,
Speaker 6: but a whole number of other ones. And I thought, oh,
Speaker 6: that's a very beautiful French chair maker's plane with a
Speaker 6: curved surface on it so that you can plane through curves, obviously,
Speaker 6: and I said, oh, that would be nice to have.
Speaker 6: That doesn't mean that I'm in the hunt for lots
Speaker 6: and lots of tools. We got a number of email
Speaker 6: during the week, people offering to sell me their tools.
Speaker 6: Tempted as I am. I need to show some restraint
Speaker 6: around continuing to purchase more and more tools. Whether or
Speaker 6: not I'm successful with that restraint remains to be seen,
Speaker 6: but we'll see how we go. I have been quite
Speaker 6: restrained over lent, so I'm doing okay. It is sixteen
Speaker 6: minutes after six. The lines are open, lovely to hear
Speaker 6: from you. It is an ad free day, so you
Speaker 6: give me a call because that'll make the whole day
Speaker 6: go a lot faster. Oh, eight hundred eighty ten eighty
Speaker 6: is that number to call. It is sixteen and a
Speaker 6: half minutes after six people wolf camp with you. Lines
Speaker 6: are open, texts are working, emails up and running. Talk
Speaker 6: to you soon.
Speaker 1: Advice from Peter Wolfcare, the resident builder on news Talks mb.
Speaker 6: Writy ode. Let's get into it. Eight hundred eighty ten
Speaker 6: eighty is that number to call. Plenty to talk about
Speaker 6: one of the other things that's coming up in a
Speaker 6: couple of week's time. Will be an opportunity to have
Speaker 6: a decent in depth discussion with the Minister for Building
Speaker 6: and construction. That, of course is Chris Penk. He was
Speaker 6: on the show a couple of weeks ago just talking
Speaker 6: about a couple of very specific things, one around the
Speaker 6: possibility that we will be able to build up to
Speaker 6: sixty square meters without necessarily requiring a building consent, and
Speaker 6: the other thing around sort of tightening up some rules
Speaker 6: for how would you put it, basically disciplining bad performers
Speaker 6: in the building sector. So if you're an LBP and
Speaker 6: you do work that is below par, they're going to
Speaker 6: speed up or enhance the disciplinary process at the moment. Typically,
Speaker 6: what happens is it takes quite a long time for
Speaker 6: these things to be investigated because the disciplinary board, my
Speaker 6: impression is that they take it obviously quite seriously. They
Speaker 6: do a suitable investigation of the claims that are made
Speaker 6: against an LBP, then they go through the investigation process,
Speaker 6: the interview process, and then they announce a decision after that.
Speaker 6: But it does take a little bit of time. And
Speaker 6: while it's not a criticism of the board, there is
Speaker 6: that notion that justice delayed is justice denied. So if
Speaker 6: you happen to be in a dispute with your LBP
Speaker 6: about the nature of their work, and it takes twelve
Speaker 6: months to resolve that through that system, that's not necessarily
Speaker 6: getting things done quickly. And in that twelve months, that
Speaker 6: particular LBP could be off doing a whole bunch of
Speaker 6: shoddy work with a whole lot of other clients, and
Speaker 6: that's not helpful. The whole point of the as I
Speaker 6: say it, of the disciplinary board is to allow anyone
Speaker 6: who's about to contract an LBP to be able to
Speaker 6: see what their record is. Now, when you go online
Speaker 6: and have a look for LBPS, you'll see a little
Speaker 6: bit of information, not a great deal, to be fair,
Speaker 6: and certainly there's no reference in the LBP scheme to
Speaker 6: you know how good they are or what their experience is.
Speaker 6: What does come up on the LBP register is have
Speaker 6: they had their license laps or have they been subject
Speaker 6: to a disciplinary hearing. You can also just do a
Speaker 6: quick search for LBP Disciplinary Board findings and find all
Speaker 6: of the hearings. And I happened to go down that
Speaker 6: particular rabbit hole there some time ago, and it was
Speaker 6: actually quite fascinating to see the nature of the disputes,
Speaker 6: the way in which it was resolved, and what the
Speaker 6: outcomes were. And they were all quite detailed forms. You know,
Speaker 6: this type of work was undertaken, it was found to
Speaker 6: be below standard for these reasons, and here is the outcome. Now,
Speaker 6: if you happen to be an LBP and your subject
Speaker 6: to one of those investigations, that will actually stay on
Speaker 6: your record for a period of time and it will
Speaker 6: be there in the public for a period of time
Speaker 6: as well. So should that be faster? Yeah, it probably should,
Speaker 6: I think to be blood. So it'd be interesting to
Speaker 6: see whether that does speed things up and whether that
Speaker 6: changes things as well your news talks. He'd be right.
Speaker 6: Let's can we take a call Isaiah? Isaiah? Hello, producer,
Speaker 6: he's chatting away. Oh eight hundred and eighty teen eighty
Speaker 6: is that number to call if you've got a question.
Speaker 6: Let's can we take a call? Yep? Okay, cool Ohen,
Speaker 6: good morning to you.
Speaker 7: Good morning.
Speaker 6: Hey, how you doing?
Speaker 7: And thank you for coming on Easter?
Speaker 6: Quite a right, nice to be here.
Speaker 7: And enter your recent work with picture the other morning
Speaker 7: too good for Yes, yes, we appreciate it. Hey, I
Speaker 7: liked what you were saying about the young old BUILDO
Speaker 7: passed away? Anyone whose tools going into some good hands. Yes,
Speaker 7: a nice burd of things and not as magnanimously as him,
Speaker 7: but you know, sort of got that same sort of
Speaker 7: attitude to things. I'm not sure ra to see things
Speaker 7: get into good hands and just get junked or misused.
Speaker 7: And I've got a thing which is as much a
Speaker 7: question as a as an offer, but it might it
Speaker 7: might be something to tell me. I need to call
Speaker 7: back later on, but in case it was something that
Speaker 7: appealed to you or someone else who was listening, I've
Speaker 7: got to put a sporum tree here. I don't know
Speaker 7: the exact one. I can give more of a description
Speaker 7: of the leaves if people can figure out what it was.
Speaker 7: But it grew to it. It has grown to a
Speaker 7: height of about, you know, more or less, sort of
Speaker 7: six meters five or six meters tall, but had grown
Speaker 7: in a curved shape because it grew from under a deck,
Speaker 7: curved out around, and I put a rub strip along
Speaker 7: there so that it wouldn't have them a deck too much.
Speaker 7: As it grew up, and the wind blew in that,
Speaker 7: and it's recently seems to have passed away. All the
Speaker 7: leaves have died anyway because of drought conditions. And I
Speaker 7: realized it was going on water coming down instead of
Speaker 7: they're considered sort of all slope above us and instead
Speaker 7: and watering its roots from below the below the deck.
Speaker 7: And before we realized what had happened and able the
Speaker 7: leaves had died and everything because it simply wasn't getting
Speaker 7: its normal watering, natural watering. Now what I wondered is
Speaker 7: for the pittosporum, I think tenurefolium. It's growing in this
Speaker 7: beautiful curve out under the deck. It's about a more
Speaker 7: or less about one hundred diameter, it might be a
Speaker 7: little bit more of it less, and a curve over
Speaker 7: about a one point two meters length. And it's always
Speaker 7: reminded me a bit of what the people used to
Speaker 7: do for boat builders. They would grow trees and stress
Speaker 7: and you know, like tigs, straps or whatever to them
Speaker 7: and state them down to get in the grade of
Speaker 7: the curve they wanted for building certain parts of boats.
Speaker 7: And I thought, well, this I could either cut it off,
Speaker 7: shorter water it it was getting water now numb, and
Speaker 7: to see if it grows back or not. But I
Speaker 7: was in the mind of to cut it down and
Speaker 7: give it to somebody who might want to use it
Speaker 7: for some sort of a project or crafty sort of thing,
Speaker 7: it seemed like a waste to shift.
Speaker 6: Yeah. Look, I do get the sentiment that you're where
Speaker 6: you're coming from in terms of the intent, because yeah,
Speaker 6: you're right in terms of either older boat building styles,
Speaker 6: even in terms of furniture. You know, crafts people, craftsmen
Speaker 6: will look for those particular types of trees and then
Speaker 6: select them. I just wonder whether in terms of what
Speaker 6: you've got, because it's a pito and they're not the
Speaker 6: quality of the timber is not particularly great, and I've
Speaker 6: cut down a whole heap of them, I'm not sure
Speaker 6: that using it for furniture making or anything like that
Speaker 6: is it's going to be that desirable, you know, if
Speaker 6: you had a Yeah, again, I don't know that it'd
Speaker 6: be a great timber to carve with either. Yeah, you know,
Speaker 6: firewood maybe, but furniture possible answer, Oh absolutely, Yeah, we're not.
Speaker 6: It's going to say beating around the bush. That'll be
Speaker 6: a terrible pun to throw in there. But I've done it.
Speaker 6: Now I've done it, it's out in the open.
Speaker 8: I can take it back.
Speaker 6: Lovely to talk to you, and you have a great
Speaker 6: day and take care. Oh eight hundred and eighty. Ten
Speaker 6: eighty is the number to call. It's twenty four and
Speaker 6: a half and it's after six Caroline, good morning.
Speaker 8: Oh yes, good morning, Pete. I'm just got a very
Speaker 8: interesting question. Rather than doing a major.
Speaker 9: Extension, which I believe takes a lot of the effort
Speaker 9: and it is very costly, I was considering just getting
Speaker 9: a cabin, yes, as as a room and building a
Speaker 9: sort of a over sort of a canopy from the
Speaker 9: house to it.
Speaker 8: It was kind of a natural addition, so to speak. Yes,
Speaker 8: And I have been looking at quite a lot of
Speaker 8: cabins and it's really really confusing because three meters doesn't
Speaker 8: seem very wide as a living space, and they seem
Speaker 8: to cram quite a lot into these. I mean, the
Speaker 8: expensive ones are one hundred thousand dollars, which is, you know,
Speaker 8: ten meters by three meters as opposed to a smaller
Speaker 8: four meters by three meters or five meters by three
Speaker 8: meters for about fifteen to twenty thousand. But one of
Speaker 8: the cabin builders said that the cabins on wheels were
Speaker 8: brought built in accordance with the vehicle code and are
Speaker 8: not compliance with the building code, and that got me
Speaker 8: a little bit concerned. What exactly does that mean?
Speaker 6: Okay, that's a very very good quie. So gosh, I'm
Speaker 6: hoping that I can unpack this reasonably concisely, but I
Speaker 6: probably can't because it does get quite complicated quite quickly.
Speaker 6: So I think we need to take a couple of
Speaker 6: steps back and go. You know, ten fifteen years ago,
Speaker 6: the idea of tiny home sort of emerged, right, and
Speaker 6: from my point of view, I kind of look at
Speaker 6: it and go, I think a lot of it's been
Speaker 6: driven by to some degree, social media and overseas influence. Right.
Speaker 6: So you know, we watch programs from the States where
Speaker 6: tiny home living and someone's got this magnificent field in
Speaker 6: Iowa and they rot, they decide for the simple life,
Speaker 6: and they pick up this massive trailer and they back
Speaker 6: it in there and they build it or it's already
Speaker 6: got a house built on it, and there they are
Speaker 6: with their five children, living in twenty square meters and
Speaker 6: they're going, we love this. And I'm looking at those
Speaker 6: programs going and that just seems like a respect for disaster.
Speaker 6: But anyway, out of that sort of imagery, to some degree,
Speaker 6: we've got this idea of the tiny homesmooth. There's also
Speaker 6: a really practical point of view, which is housing affordability
Speaker 6: has driven us to look for new solutions in terms
Speaker 6: of housing. Lots of people have come to recognize that,
Speaker 6: in fact, I don't need all of the space, right,
Speaker 6: Do I really need four bedrooms if it's just me?
Speaker 6: Do I need three and a half bathrooms if it's
Speaker 6: just me? Et cetera, et cetera. So the idea of
Speaker 6: having compact living makes a lot of sense. However, you know,
Speaker 6: then you run into Okay, if it's a habitable space,
Speaker 6: ie it's designed to live in, then it needs to
Speaker 6: comply with the building code, And the building code isn't
Speaker 6: particularly good at describing small properties, and so suddenly what
Speaker 6: was affordable becomes less affordable because you have to comply
Speaker 6: with the code. And I think some people have looked
Speaker 6: to tiny homes and transportable homes as a way of
Speaker 6: going Actually, it's not a how it's a house on
Speaker 6: a trailer, which makes it a vehicle. Therefore I don't
Speaker 6: need to get a code of compliance for it. And
Speaker 6: then we got into this thing where trailers and wheels
Speaker 6: on it and all the rest of it, and whoever
Speaker 6: you've been talking to, and I've had similar discussions with
Speaker 6: people in this space have made the same comment that okay,
Speaker 6: let's say you opt to kind of circumvent the building
Speaker 6: regulations by getting a structure which is on wheels, and
Speaker 6: then if anyone asks you, did you get a building
Speaker 6: code for that, you go, no, I don't need one
Speaker 6: because it's on wheels, it's transportable. The next question they
Speaker 6: should ask is when are you going to take it
Speaker 6: in for a war on a fitness? And you go, well,
Speaker 6: hang on, I've added a deck, and I've planted around it,
Speaker 6: and I've ripped up the driveway. I can't take this
Speaker 6: in for a war on a fitness. Then you go, okay,
Speaker 6: So now you've got a vehicle that should have a
Speaker 6: war on a fitness which you can't get one. You're
Speaker 6: now breaking another set of rules. So that's kind of
Speaker 6: a sorry, a slightly long winded way of saying this
Speaker 6: is where we're at. And I think the other challenge
Speaker 6: that we have for the tiny home movement in general
Speaker 6: is you still need some land to put it on,
Speaker 6: and you know no one wants to sell you a
Speaker 6: sixty or seventy square meter plot of land or it's
Speaker 6: very rare, right, So you end up having to either
Speaker 6: have a less arrangement or just an informal arrangement with
Speaker 6: someone who happens to have a larger property that can
Speaker 6: accommodate that. And again, I've got people that I know
Speaker 6: who are in exactly that situation. They've got a friend
Speaker 6: who's got some land, They've built a property, they've moved
Speaker 6: it on to there, and the friend has said, you
Speaker 6: can stay here for the rest of your life. Now,
Speaker 6: maybe that'll happen, maybe it won't, because all of our
Speaker 6: lives change and circumstances change. So that's another challenge, for
Speaker 6: want of a better term, the tiny home movement. I
Speaker 6: think what the government is looking at doing is going, okay,
Speaker 6: if we want to provide some solutions to housing affordability,
Speaker 6: do we Because, to be absolutely blunt, my perspective is
Speaker 6: government can't control the building can sense authorities. Because the
Speaker 6: building can central authorities end up taking responsibility for the buildings.
Speaker 6: They risk averse and so they add lots of compliance
Speaker 6: to minimize their risk. Perfectly logical, perfectly understandable, and it's
Speaker 6: all driven by joined in several liability. So government's looking
Speaker 6: for what's a solution. Let's make low risk buildings, single story,
Speaker 6: relatively compact, but having to comply with needs to comply
Speaker 6: with the building code and it needs to comply with
Speaker 6: planning legislation. Now, once you get into that, you run
Speaker 6: into all of these compliance hurdles that people don't expect
Speaker 6: when you first look at it. So that's part of
Speaker 6: the challenge. Then you go, Okay, if someone's building something
Speaker 6: and it has to be to the building code, but
Speaker 6: they don't have a building consent for it, how can
Speaker 6: they prove that it's building code compliant? And so organizations
Speaker 6: like the New Zealand Institute of Building Surveys and a
Speaker 6: number of others are saying, look, from our point of view,
Speaker 6: because we work in the space all of the time,
Speaker 6: we're not convinced they probably use stronger language than that.
Speaker 6: We're not convinced that LBPS, certainly di wires could build
Speaker 6: a building and make it code compliant without having a
Speaker 6: set of plans and without having some oversight, So that
Speaker 6: that unpacks a whole other set of problems.
Speaker 4: Right.
Speaker 6: How you know, if I was asked to build a
Speaker 6: fifty square meter building with a shower and a kitchen
Speaker 6: and some bedrooms. Could I build that without having a plan? Possibly?
Speaker 6: And could I make it to the building code? Is
Speaker 6: my you know, and it's a challenge to me. Could
Speaker 6: I build it and make sure that it's absolutely compliant
Speaker 6: to the building Code? I'd say I'd be pretty damn close.
Speaker 6: But I might miss something right, There might be some
Speaker 6: small change to the building code that I hadn't read
Speaker 6: about or wasn't informed about. And so I could, with
Speaker 6: the best will in the world and the best well,
Speaker 6: hopefully a reasonable amount of knowledge, I could build a building.
Speaker 6: But do I know that it's code compliant? And how
Speaker 6: do I know? And what assurance can I offer to
Speaker 6: a client that this building meets the requirements of the
Speaker 6: New Zealand Building Code. So that's another problem. My short
Speaker 6: answer to all of this is and I wonder whether
Speaker 6: this is something that the government might need to look at, right,
Speaker 6: And I'm certainly happy to put it to Chris penk
Speaker 6: Is the types of buildings that they're discussing at the moment,
Speaker 6: that you could build up to sixty square meters, which
Speaker 6: is not an insignificant building right without necessarily getting a
Speaker 6: building consent and without going well, you have to go
Speaker 6: to council to inform council, but council won't be the
Speaker 6: people checking the compliance. I wonder whether that those types
Speaker 6: of buildings, the short pathway would be to say, registered
Speaker 6: and approved manufacturers off site manufacturing, they can do them
Speaker 6: and that's your quick pathway to compliance because typically those
Speaker 6: sorts of organizations have quality control, they've got standardized designs,
Speaker 6: they've got sort of a methodology for building, which allows
Speaker 6: them to replicate what they're doing over and over again.
Speaker 6: You know, if you go to some of these factories
Speaker 6: and there's a unit moving out the door every day,
Speaker 6: chances are they know what they're doing. Right. The thought
Speaker 6: of somebody backing down your driveway with a trailer load
Speaker 6: of four two on the you know, a trailer loaded
Speaker 6: up with four two and they start cutting frames maybe
Speaker 6: a little bit less so so that I'm wondering whether
Speaker 6: if they were looking for a short and sweet answer,
Speaker 6: that'd be the way to go. That existing or new
Speaker 6: manufacturers who can prove their methodology, who can prove that
Speaker 6: they've got a pathway to compliance, who could be audited right,
Speaker 6: and who are replicating things, maybe they're the ones that
Speaker 6: you go you can supply them because I've been in
Speaker 6: those factories, right, and I've seen the level of detail
Speaker 6: and the planning and the methodology and all the rest
Speaker 6: of it. You know, if you're pumping out literally hundreds
Speaker 6: of small dwellings a year, then you've got your processes
Speaker 6: in place. If again, I'll use myself as an example,
Speaker 6: if someone rang and said, or if I decided I
Speaker 6: wanted to do in a backyard, right, I'm going to
Speaker 6: build a sixty square meter dwelling and I'm going to
Speaker 6: do it. Would I do it without a set of plans?
Speaker 6: I probably wouldn't. I think I'd probably end up going
Speaker 6: to a designer and getting a plan, because then it
Speaker 6: helps with pricing and with getting quotes and that sort
Speaker 6: of thing. It's really hard to go to a window
Speaker 6: manufacturer and say, here's my window schedule. If you don't
Speaker 6: have a set of plans, you can do it. You
Speaker 6: can build it and then get them to come out
Speaker 6: and measure it and so on. But there's an efficiency
Speaker 6: to having a set of plans. But you can see
Speaker 6: how you know, and again, I guess, all this is
Speaker 6: the thing, you know, And this is where I have
Speaker 6: some sympathy government. They're all in a position where they're
Speaker 6: looking for quick, simple fixes. There aren't any, right, They're
Speaker 6: just really not there. These things get really complicated really quickly.
Speaker 6: So but sorry to lecture you on these sorts of things.
Speaker 6: It's something I'm really interested, and you know, I love
Speaker 6: having these conversations with people about it, and I actually
Speaker 6: think the idea of loosening up regulation to allow granny
Speaker 6: flats has the potential to be I don't know if
Speaker 6: it'll move the dial a lot, but it's I'm an
Speaker 6: optimist and I get a sense that it's a step
Speaker 6: in the right direction. And I tell you what. Another
Speaker 6: conversation I had this week was with some people involved
Speaker 6: in proper management and rentals. The whole thing around will
Speaker 6: you be able to rent one out to someone who's
Speaker 6: not a family member. That hasn't even been discussed, because
Speaker 6: again we have to understand what the history is behind
Speaker 6: granny flats and so literally it does what it says
Speaker 6: on the tin right. The idea behind them, as I
Speaker 6: understand it, is that you had a plot of land,
Speaker 6: you had the family home. Over time, perhaps you know
Speaker 6: the people that built the home decided that well, actually
Speaker 6: we don't need all the space the kids have moved out,
Speaker 6: and in fact maybe the kids would like to come
Speaker 6: back in with their young family. We'd like to stay close.
Speaker 6: How about we move into a little dwelling in the backyard. Right,
Speaker 6: that's as I understand it, that's the theory behind it.
Speaker 6: In which case it's family, right, it's not rent. Now
Speaker 6: as soon as it becomes someone who's not family and
Speaker 6: they're occupying it and potentially they're paying the owner of
Speaker 6: the original property some money and rent, then the building
Speaker 6: needs to comply with Healthy home standards for a start. Absolutely,
Speaker 6: buildings that are built to the Building Code don't necessarily
Speaker 6: comply with the Healthy Home standard. I want the hell
Speaker 6: exactly well. And without going into this a lot, the
Speaker 6: simple thing about that is in the New Zealand Building
Speaker 6: Code right now you can build a brand new house
Speaker 6: and you don't have to put in heating all right,
Speaker 6: So New Zealand houses to comply with the Building Code
Speaker 6: do not need heating. The one thing that's very important
Speaker 6: with the Healthy Home standard is you must provide a
Speaker 6: fixed form of heating and a living space that allows
Speaker 6: you to get that to eighteen degrees and you have
Speaker 6: to prove that it can do that, which is the
Speaker 6: heating standard. So you build a brand new sixty square
Speaker 6: meter dwelling in your backyard, you decide to rent it out,
Speaker 6: and the first thing that happens is someone does a
Speaker 6: healthy homes assessment goes, no heating, can't rent it. Look
Speaker 6: I I you know I wouldn't. I can see the
Speaker 6: challenges in being a legislator. So but and you know
Speaker 6: even what you're talking about in your instance right where
Speaker 6: you could potentially do some work on your property to
Speaker 6: expand it. But an alternative is to go, why don't
Speaker 6: I get an off site manufactured minor dwelling added to
Speaker 6: space in the backyard, And then I'll connect the two.
Speaker 6: So the first thing that jumps to mind is the
Speaker 6: building needs to be the height of the building away
Speaker 6: from your existing house. So you can't put it a
Speaker 6: meter away from your house and have a little awning
Speaker 6: that gives you some shelter. If the building's going to
Speaker 6: be two point four plus the foundation, so three probably
Speaker 6: three point two meters, it's got to be three point
Speaker 6: two meters away from your existing building. Why because that's
Speaker 6: the rules around minor dwellings, right, So they have to
Speaker 6: be the height of the building away from the boundary
Speaker 6: or proximity to an existing dwelling.
Speaker 8: That's the height of the cabin or.
Speaker 6: The height of the cabin. Yes, ah, yeah, so that's there.
Speaker 8: The cans are quite small.
Speaker 6: Often that's why they're quite small. The other thing is
Speaker 6: often when you really look at it, they're in the
Speaker 6: wrong place. And I could go straight to a property
Speaker 6: today and find a cabin sleep out that's been added
Speaker 6: to the back of a property that's in the wrong place. Right,
Speaker 6: it's too close to the boundary. Oh and I reckon,
Speaker 6: I don't know, eighty percent will probably end up in
Speaker 6: the wrong.
Speaker 8: Place, but that those cabins have the ability to be
Speaker 8: moved if the neighbor.
Speaker 6: Possibly possibly Yeah, hey, look it's it's a.
Speaker 8: What a mine field exactly.
Speaker 6: And I don't want to put you off, but I
Speaker 6: think unfortunately you know no, But in these situations like
Speaker 6: we're you know it, it's easy. Again, I'm respectful of government, right,
Speaker 6: so I know they're heading in the right direction. And
Speaker 6: and but I think that once you make an announcement
Speaker 6: like this, we're going to make it easier to build
Speaker 6: sixty square meters. And then people that know go, hang on,
Speaker 6: what about dot dot dot dot dot dot dot, and
Speaker 6: and then suddenly we're into a much bigger discussion.
Speaker 8: So just to clarify, the Council has the by law
Speaker 8: or regulate the building of and sets all the regulations
Speaker 8: about how something should be built.
Speaker 4: Homes, Yes, go on.
Speaker 8: The Healthy Homes is a government initiative.
Speaker 6: Yeah, And it's administered through Tendency Services right.
Speaker 10: And the builders.
Speaker 8: There there LV, but they're licensed.
Speaker 6: The Licensed Building Practitioner scheme is administered through inmby basically another.
Speaker 8: Government's part three competing organizations. When it comes to considering
Speaker 8: how we're going to put together these these alternative accommodation
Speaker 8: and exactly, I myself would much prefer to see properties
Speaker 8: with a grainy slat on it as opposed to, oh,
Speaker 8: we can't afford to live here any longer, so let's
Speaker 8: sell it to a developer who'll put five townhouses. And
Speaker 8: some of them have been have been absolutely a disaster
Speaker 8: to look at. And I just you know, especially in
Speaker 8: the nicer areas, lovely granny fat and lovely manicured garden
Speaker 8: is the way to go.
Speaker 6: If you ask me, I would probably disagree with you
Speaker 6: that I think that we that I think intensification is
Speaker 6: necessary in urban environments. I think it should be well done.
Speaker 6: You know, there's there's nothing more painful than looking at
Speaker 6: a poorly, poorly executed building.
Speaker 11: Right.
Speaker 6: So there are some developments which are terrible. One of
Speaker 6: I was in christ Church a couple of weeks ago,
Speaker 6: and one of the things that struck me just being
Speaker 6: in the inner city, right in the CBD, was the
Speaker 6: sort of the pepper potting of what I thought were
Speaker 6: really attractive residential developments, you know, medium density, three stories,
Speaker 6: quite compact, but they were right in the city, and
Speaker 6: the ones that I saw were really attractive, and I
Speaker 6: think that's a really good model for development, you know,
Speaker 6: allowing developers to find a section down the end of
Speaker 6: a right of way, twenty minute walk from a bus
Speaker 6: stop and pull off an old house and wack on
Speaker 6: six townhouses. I think that's not good development, right, That
Speaker 6: doesn't make sense. So I think that's what you're saying.
Speaker 6: But I'm saying that if we do it well, I
Speaker 6: think it's great. I've loved talking with you. Happy Easter
Speaker 6: to you. Thank you very much, and hopefully we'll talk again.
Speaker 6: You take care, see then bye way your news talks CDB.
Speaker 6: We're talking all things building construction, and I as I do,
Speaker 6: apologize for the kind of lecture or exegesis on tiny holmes,
Speaker 6: but I find it it's a fascinating discussion at the moment,
Speaker 6: and from my point of view, I think it's what's
Speaker 6: that phrase, The devil is always in the detail?
Speaker 12: Right?
Speaker 6: So you know we I suppose government is all governments,
Speaker 6: regardless of their stripe, want to make bold statements going
Speaker 6: I've found the solution, and typically when they do, it
Speaker 6: gets unpicked by the detail. And I think this government
Speaker 6: finds itself in a similar situation where this is what
Speaker 6: we want to do, but then we're running into all
Speaker 6: of these these layers upon layers of complexity. Is there
Speaker 6: a way around it? Well, we'll find out this morning
Speaker 6: on the show, won't we six forty three or almost
Speaker 6: six forty four? Here a new sort seed B. Well,
Speaker 6: thanks for holding and good morning.
Speaker 13: Good morning.
Speaker 4: How are you?
Speaker 11: Yeah?
Speaker 6: Very well, thanks Will.
Speaker 14: I'm just going to my radio, go for it.
Speaker 15: Is there, yeah, go go yeah.
Speaker 16: I live in an old woolshed, right, yes.
Speaker 2: S.
Speaker 16: And my garage door is broken down and that's actually
Speaker 16: broken completely and I can't seem to find a replacement
Speaker 16: because it's maybe built in sixties or seventies, yep, And
Speaker 16: I was just wondering do you have any suggestions.
Speaker 6: On a replacement or when you say, you know, like
Speaker 6: the shed door, is it a sliding door, is it
Speaker 6: a tilted door, Is it sort of an opening door
Speaker 6: that's on hinges.
Speaker 7: No, it's a rolling door.
Speaker 6: It's a roller door. Look, roller doors are still around.
Speaker 6: I price some up just the other day. So what
Speaker 6: you might find is that the hardware isn't suitable, let's say,
Speaker 6: just to replace like for like, so the actual for
Speaker 6: one of them or the roller Often what you'll have
Speaker 6: is you've got the door jam trimmed out on the inside.
Speaker 6: You'll have a U channel that the door slides down
Speaker 6: in at the top of that, some great big, hefty
Speaker 6: L brackets that are bolted into the framing, and then
Speaker 6: the axle of the roller door sits on top of that.
Speaker 6: So often they can be you could get one made
Speaker 6: to exactly the right size, or it might be cheaper
Speaker 6: to have one buy one that's around the same size,
Speaker 6: and then you just have to adjust the fittings for
Speaker 6: it as well. But certainly roller doors are common. They're
Speaker 6: still common, so they're out there.
Speaker 16: I'd looked on trade men. I couldn't find anything much.
Speaker 6: A yeah, but then you're trying to find something at
Speaker 6: secondhand or something like that, and maybe you just need
Speaker 6: to be patient, but certainly if you wanted to go.
Speaker 6: Actually I did it, not that long ago, but not
Speaker 6: recently either, where a couple of existing sheds from the
Speaker 6: nineteen seventies garages had doors that were kind of on
Speaker 6: a track system. And it's all getting a bit clumbersome.
Speaker 6: So I got some guys in that I know, and
Speaker 6: they priced up replacement roller doors, no trouble at all
Speaker 6: to an existing opening, so and they weren't terribly expensive,
Speaker 6: but they were only small, single ones. So if yours
Speaker 6: is taller or wider, it will get expensive. Can I
Speaker 6: ask you a question you can not to answer this?
Speaker 6: The wool shed that you're living in. Is that you're
Speaker 6: own dwelling or do you rent it from someone?
Speaker 7: It's on my family phone?
Speaker 6: Okay, perfect, all right, No, No, I just you know,
Speaker 6: given the long discussion we had with Caroline just before
Speaker 6: around you know, compliance and healthy homes legislation and all
Speaker 6: the rest of it, I'm just intrigued by your own
Speaker 6: circumstance in terms of you know, do you pay rent
Speaker 6: on that, do you own it? Who's Because every now
Speaker 6: and then you see these stories where counsel decide that
Speaker 6: they don't like the fact that someone's living in an
Speaker 6: old building, and so they'll issue them with a notice
Speaker 6: to fix and then if they don't fix it, they'll
Speaker 6: come and forcibly evict people and those sorts of things.
Speaker 6: So I was just intrigued when you said you lived
Speaker 6: in a woolshed, because, with the greatest respect to the woolshed,
Speaker 6: I'm sure it's not Healthy Homes compliant, nor would it
Speaker 6: be anywhere close to the building code.
Speaker 7: But no, I think that is.
Speaker 16: We considered it right too flats years ago.
Speaker 6: So it's lined on the inside and it's got proper
Speaker 6: flooring and it's not gapped, and okay, awesome, awesome, But
Speaker 6: look in terms of the roller door. In terms of
Speaker 6: the roller door, you might have to go for a
Speaker 6: new one and someone could come out measure the width
Speaker 6: and the drop and make your door that will simply
Speaker 6: slot in. So I think you will find one. It's
Speaker 6: probably not that many manufacturers roller doors in a new build.
Speaker 6: I don't think I've seen one go into a new
Speaker 6: build for quite a while, but they're still around without
Speaker 6: a doubt. Oh eight hundred and eighty ten eighty is
Speaker 6: the number to call.
Speaker 4: News Talk said, be extra.
Speaker 17: It's the age old problem with consultation. You see it
Speaker 17: with cycle ways and councils. And I've spoken about this
Speaker 17: before because it's a pet peeve of mind. But only
Speaker 17: those people who really love to get on a bike
Speaker 17: bother to turn up and make an oral submission. Everyone
Speaker 17: else is too busy and stuck in traffic getting to work.
Speaker 17: So the fact this bill has failed doesn't mean it
Speaker 17: will fail if put to the public. The biggest issue
Speaker 17: here for Seymour I reckon is timing. The treaty question
Speaker 17: isn't question is an existential one. It's a largely theoretical one.
Speaker 17: Trying to have this debate during the worst recession in
Speaker 17: thirty years and coming off the back of sky high inflation.
Speaker 17: It's just bad timing. People want their government talking about
Speaker 17: mortgage rates, not race. One day, the time might come,
Speaker 17: the moment might be right and we can afford to
Speaker 17: confront this issue, which given the number of submission, clearly
Speaker 17: has a fair whack of us rather excess.
Speaker 4: Sorry that was a news Talk Zibby Extra News Talk Extra.
Speaker 5: What am I going to do it at that blowply,
Speaker 5: I'll do it live hold your horses to bring the
Speaker 5: microphone round.
Speaker 6: Nothing better than that.
Speaker 5: It's coming around.
Speaker 6: I'll talk you through at the blowfly.
Speaker 3: Expect.
Speaker 5: I've got quite a long me on the microphone. So
Speaker 5: I've spun the angle poised microphone right round. So now
Speaker 5: I'm going to open the door and I'm gonna switch
Speaker 5: the light off in one foul move. Okay, this is
Speaker 5: the light switch going off.
Speaker 11: Lights off.
Speaker 18: I've opened the door.
Speaker 6: Out you get, mate, Yeah, yo, out you get I'll
Speaker 6: throw something. I'll throw something near it.
Speaker 5: Actually get mate, Come on, i'ven't got time to really
Speaker 5: Denny with you for a show in the glass window.
Speaker 6: Actually get toy.
Speaker 4: That was a news talk zby Extra.
Speaker 6: Right own News Talk SB ten minutes away from seven
Speaker 6: oh quick text two quick sexts. To be fair regarding
Speaker 6: Chris Pink, politicians are usually well healed and consequently look
Speaker 6: out for business, not the little guy. We've had leaky
Speaker 6: buildings and now poorly built apartments, robbing people of their
Speaker 6: homes but leaving them with huge mortgages. Please ask the
Speaker 6: minister what safeguards will be in place for neighbors and
Speaker 6: subsequent purchases who don't have I'm just reading the text
Speaker 6: out his deep pockets to research and litigate. Regards from Owen.
Speaker 6: I don't know that that's completely true of politicians, but
Speaker 6: I'm happy to put that question forward. And Andrea texts,
Speaker 6: how come a minor dwelling has to be its height
Speaker 6: away from the boundary. However a developer can put in
Speaker 6: multiple story buildings right up onto the boundary. It's because
Speaker 6: the developer has gone and got planning permission and building consent. Right,
Speaker 6: So all of this talk around mind and dwellings not
Speaker 6: necessarily requiring building consent, then potter in a series of
Speaker 6: safeguards around that. And as I understand it, or my
Speaker 6: interpretation of it, is, if you allow someone to build
Speaker 6: a building without a building consent, and then you're reliant
Speaker 6: on their skill ability technical knowledge to ensure that it
Speaker 6: doesn't fall over. So a really simple safety method is
Speaker 6: to ensure that if it does fall over, it's not
Speaker 6: going to fall on anything anybody else's property, Hence moving
Speaker 6: it the height of the building away from the boundary.
Speaker 6: If it falls over, it's still going to be on
Speaker 6: your property. That's where I think that legislation comes from.
Speaker 6: All that planning regulation comes from Steve. Good morning to you.
Speaker 19: Yeah, good morning Hull, very well.
Speaker 4: Thanks.
Speaker 14: Hey.
Speaker 19: I've just got a car forward at my place and
Speaker 19: i'd like to I like to tear it down because
Speaker 19: it's become like a bit of a liability. It was
Speaker 19: built back in the seventies and it's just yeah, falling
Speaker 19: over it's going on today. So I want to want
Speaker 19: to replace it. But I'm in the convenient position of
Speaker 19: being a fit of welder so I can.
Speaker 14: Actually do it.
Speaker 19: Whereas you know, modern modern yes practices and using steel.
Speaker 19: Do I need to get consent to change the design
Speaker 19: that much?
Speaker 6: It's it's an it could let's err on the side
Speaker 6: of let's have a go, right. So if it's there,
Speaker 6: and it might be, did it get a building consent
Speaker 6: in the first place?
Speaker 12: Do you know?
Speaker 6: Probably not a I had a.
Speaker 19: Bit of a look around on e docs and there's
Speaker 19: nothing about the design of the car work, just as
Speaker 19: it says it has a car work.
Speaker 6: Okay, and its location is plotted on a on a
Speaker 6: site plant that shows its location. Not even that okay,
Speaker 6: all right, Look I how big is it? Roughly?
Speaker 19: It would be keen by five.
Speaker 6: Okay, so fifty square meters. So right now, the legislation
Speaker 6: allows you to build a carport of up to I
Speaker 6: think it's forty square meters without necessarily requiring a building consent.
Speaker 6: But then it triggers all of those other rules, like
Speaker 6: it needs to be the height of the building away
Speaker 6: from the boundary or an adjacent property or adjacent dwelling.
Speaker 6: So in your situation, I suspect that if it's let's
Speaker 6: say three meters high, it's probably not three meters from
Speaker 6: the boundary.
Speaker 19: No, it's two hundred mile from the boundary.
Speaker 6: Okay, all right, So even if you were to the
Speaker 6: only way that you could possibly do it and kind
Speaker 6: of stay on the right side of the law is
Speaker 6: if you said it's repairs and maintenance, I e. It's
Speaker 6: like for like, I'm going to keep it the same
Speaker 6: size and the same location, but over a period of time,
Speaker 6: I'm going to change the post, Then I'm going to
Speaker 6: change the beam, Then I'm going to change the perlin,
Speaker 6: then I'm going to change the roofing, and effectively you
Speaker 6: rebuild it in the same location. I think you would
Speaker 6: have an argument to say it's basically repairs and maintenance.
Speaker 6: If you knock it down completely all in one go
Speaker 6: and rebuild it, technically you should have a building consent
Speaker 6: because of its proximity to the boundary A right. Yeah,
Speaker 6: And I hope people don't get the impression that somehow
Speaker 6: I think that, you know, getting a building consent is
Speaker 6: not worthwhile. I actually think that, And this is part
Speaker 6: of this discussion. It was about the tiny homes, it's
Speaker 6: about non buildings that don't necessarily need consent. Is that
Speaker 6: you know, you might find that if you have some
Speaker 6: plans drawn and submitted to counsel and then they go
Speaker 6: on to the property record, that you could consider the
Speaker 6: cost of that an investment in the value of your
Speaker 6: property because you're able to say to a prospective purchaser
Speaker 6: in the future, here's an assurance that this building work
Speaker 6: is compliant because I got a building code and I
Speaker 6: got a final inspection and I got a CCC for
Speaker 6: it at the end of it. So I think we
Speaker 6: do need to I think we do need to recognize
Speaker 6: there is a real value in having a building consent
Speaker 6: and a building code. But it is an investment, right,
Speaker 6: or it's a cost if you're looking at it negatively.
Speaker 6: It's an investment if you're trying to be a little
Speaker 6: bit positive about it. But I think for what you
Speaker 6: want to build, I admire the fact that you're prepared
Speaker 6: to be reasonable about it, knock it down before it
Speaker 6: falls down. But I think that from a technical point
Speaker 6: of view, it does require a building consent.
Speaker 19: Yeah, I guess the concern would be like, if I
Speaker 19: get consent, then they're going to want engineering, And if
Speaker 19: they want engineering, they're going to look at what's in
Speaker 19: the block and being built into guarantees. Is a good
Speaker 19: chance not all the blocks were.
Speaker 6: Filled, and so in that case, if you've got an
Speaker 6: existing block wall on the boundary, you know, and then
Speaker 6: it's an open structure from there.
Speaker 19: Where it's attached to the house currently.
Speaker 6: Right, Okay, Look, I would off the record just between
Speaker 6: you and I would probably look at it as repairs
Speaker 6: and maintenance. I'd leave the block wall in place, I'd
Speaker 6: replace whatever structures are unsound and do that as repairs
Speaker 6: and maintenance.
Speaker 19: Yeah, right, that makes sense.
Speaker 12: Yeah.
Speaker 6: All the best is Stephen, Thanks again for waiting, really
Speaker 6: appreciate it. Oh eight hundred and eighty ten eighty is
Speaker 6: the number. Call John, quick question from you before the break.
Speaker 6: How are you John?
Speaker 12: Good?
Speaker 20: Thanks?
Speaker 12: My question is about the margin builders can charge on subcontractors.
Speaker 6: Quest you know there's no rules.
Speaker 14: Okay, Well, why.
Speaker 12: Do they get to charge a margin anyway? Because they're
Speaker 12: being paid for supervision, so why should they be part
Speaker 12: of charge a margin on the RUFA?
Speaker 6: And because in the contract that you've got with them,
Speaker 6: that's part of their contract and you've agreed to it.
Speaker 6: So if you don't agree to it, then find a
Speaker 6: contractor who doesn't charge margin. Right, Okay, So, and I'm
Speaker 6: not being flippant. I'm just saying that, you know, to
Speaker 6: the best of my knowledge, there are actually no specific
Speaker 6: rules around it. It's become common practice. There's a good
Speaker 6: rationale behind it. You know, if they are administering all
Speaker 6: of the contracts and they're responsible for the timing and
Speaker 6: so on, then I guess as a way of being
Speaker 6: reimbursed for that time, they could charge a margin. Now
Speaker 6: I think your argument is that, hang on, I'm already
Speaker 6: paying them to run the job. Why do I then
Speaker 6: need to add a margin? But for example, if they're
Speaker 6: responsible for paying the person, they are responsible for paying
Speaker 6: them even if you don't get paid, right, So if
Speaker 6: you decide not to pay your main contractor. But the
Speaker 6: roofer has a contract with your builder to do the roofing.
Speaker 6: Your builders on the hook for the work. Right, So
Speaker 6: that's a way of covering their risk.
Speaker 12: Yeah, okay, so way around there. So I'll pay the
Speaker 12: roofer directly.
Speaker 6: You could do that. That's one way of doing it.
Speaker 6: The other way of doing it is that you say, well, look,
Speaker 6: i'll run those people. And I've I haven't done a
Speaker 6: lot of work with clients who do that, but I
Speaker 6: know people who do. But then I'm very strong on
Speaker 6: this in the sense that I think if you, as
Speaker 6: the owner of the property, decide that you're going to
Speaker 6: do more of the project management, and I turn up
Speaker 6: one day as the builder and you haven't got the
Speaker 6: materials or you've got the wrong materials, I'm going to
Speaker 6: charge you for my time regardless, and you're going to go.
Speaker 6: But hang on, you you can't do any work. I
Speaker 6: can't do any work because you're not organized. So if
Speaker 6: you want to take on that risk, have a go.
Speaker 6: But you know it's it's a significant risk. No right,
Speaker 6: looks it's just in the it's whatever you contract with.
Speaker 6: There are no rules, right, as best I understand it.
Speaker 6: So it's whatever you contract And so.
Speaker 19: What's a range.
Speaker 12: What's a reasonable range?
Speaker 6: Oh, look, I think most commonly, I think it's around
Speaker 6: the twelve the ten to twelve fifteen percent, right, I
Speaker 6: think much more than that, and you'd probably want to
Speaker 6: question it. You know, potentially it could be less than that.
Speaker 12: Yeah, again, less less on on things that you know
Speaker 12: are going to go out, like a groof where the
Speaker 12: guy is not going to do the work, he's just
Speaker 12: going to supervise it or you know, make sure it
Speaker 12: works with the rest of the building. So what would
Speaker 12: seven and a half or seven percent be reasonable on that?
Speaker 6: It's whatever you negotiate. I tend to stay away from
Speaker 6: discussions around margins and rates and those sorts of things
Speaker 6: only because in the end, it's always individual, that's what
Speaker 6: it is. So it's you need to sit down and
Speaker 6: have a really honest discussion in the same way you know,
Speaker 6: marginal materials. If you're a really good payer, for example,
Speaker 6: then maybe your contractor will accept a slightly lower margin.
Speaker 6: Take care buddy, okay, maybe called pop Right, Yes, it's
Speaker 6: an unusual kind of day, it's a special day, it's
Speaker 6: East Sunday, and it's also an ad free day, So
Speaker 6: the way we run the program is slightly different, So
Speaker 6: my apologies for the occasional heck up there Radio eight
Speaker 6: hundred and eighty ten eighty, Good morning, welcome along to
Speaker 6: the show. My name is Pete wolf Camp, the Resident Builder,
Speaker 6: and this is a program all about building and construction.
Speaker 6: And I feel slightly embarrassed by the length of my
Speaker 6: explanation around the tiny home things and all of the
Speaker 6: myriad complexity that comes along with it. But yeah, I
Speaker 6: think it's I guess we've got to talk about it
Speaker 6: because that complexity exists. Right, So the idea I think
Speaker 6: the government arguably heading in the right direction. Lots of
Speaker 6: criticism from the industry are within the sector. Different parts
Speaker 6: of the sector going, allowing buildings up to sixty square meters,
Speaker 6: I think is what they're talking about, to be built
Speaker 6: without a building consent has the potential for some level
Speaker 6: of disaster, right, that's part of the sector. Another part
Speaker 6: of the sector might go, hey, it's about time that
Speaker 6: you know, people should be able to build relatively simple
Speaker 6: structures up to that size. I guess, you know, we
Speaker 6: tend to think of sixty square meters as small, and
Speaker 6: it ain't for number of years we lived in our
Speaker 6: fifty square meter to bedroom brick and tile unit. Now
Speaker 6: fifty square meters was kind of enough space for us
Speaker 6: for a period of time, and so the thought of
Speaker 6: building that without a building consent, there's some challenges, so
Speaker 6: that we've been talking a little bit about that on
Speaker 6: the program as well. One hundred and eighty ten eighty
Speaker 6: Did you get the if you're in Auckland, did you
Speaker 6: get the weather alerts yesterday in the afternoon, Because I
Speaker 6: certainly did, got one and then got another one straight after.
Speaker 6: A little bit of criticism for civil defense and for
Speaker 6: the met Service of not being aware of the potential
Speaker 6: for the heavy rain that parts of Auckland experience overnight
Speaker 6: Friday come Sunday morning. That led to some flooding and
Speaker 6: some cars being submerged and roadways blocked and buildings inundated
Speaker 6: with water. Again, we might talk about that too around
Speaker 6: you know what can we do? Can you as a
Speaker 6: homeowner do anything. The other thing that I find absolutely
Speaker 6: fascinating at the moment, particularly in Auckland, is the buyout scheme.
Speaker 6: So local government and national government, state government are actively
Speaker 6: buying out properties and we're talking in Auckland anyway, I
Speaker 6: think it's around seven hundred dwellings that are going to
Speaker 6: be purchased, Like I when I first like i'd heard
Speaker 6: about it, but you don't dig into the detail, and
Speaker 6: so I did the other day and it's all available online.
Speaker 6: You can see you can't see which individual houses, but
Speaker 6: a rough idea of breakdown per suburb. So, for example,
Speaker 6: Milford on the north Shore, one hundred and forty one
Speaker 6: dwellings are going to be purchased by counsel and government
Speaker 6: in this buyout scheme, a billion dollar buyout scheme. And
Speaker 6: I guess they're looking at that going that we can't
Speaker 6: stop the flooding. We know what the weather's going to do.
Speaker 6: Even part of that rain event on Friday night, said
Speaker 6: day morning was part of what I'd call what the
Speaker 6: statistics would say is a one in one hundred year
Speaker 6: flood event. And while I've got a few gray hairs
Speaker 6: and that sort of thing, I reckon I've been through
Speaker 6: about six or seven one and one hundred year flood
Speaker 6: event so far. So obviously heavy rainfall is going to
Speaker 6: be part of our future. So what do we do
Speaker 6: to mitigate that as well? Lots to talk about oh,
Speaker 6: eight hundred eighty ten eighty is the number to call.
Speaker 6: Someone sets through and said, I think the government's talking
Speaker 6: seventy square meters, not sixty. I think you might be right.
Speaker 6: It's not like it's not in legislation right now. Feedback
Speaker 6: that I've had all conversations that I've had partly with
Speaker 6: government and government departments, is that some of let's say
Speaker 6: the coalition partners, wanted to go up to hundred twenty
Speaker 6: square meters without necessarily requiring a building consent. I think
Speaker 6: they'll probably settle on about seventy, might be sixty. We'll
Speaker 6: soon find out when it actually becomes legislation. Let's get
Speaker 6: into the calls. Lovely to have you company this Easter Sunday, Kathy,
Speaker 6: good morning, Hi, good morning.
Speaker 8: I just have a question.
Speaker 21: I've held my house. All new windows put right through
Speaker 21: my house, double based windows. I've got an old wooden home. Yes,
Speaker 21: so I've got woodens, I've got the insects now. We've
Speaker 21: painted the window sells on the inside and around the
Speaker 21: window frames.
Speaker 14: Yes.
Speaker 21: And all the rooms except the kitchen one we did
Speaker 21: with oil based paint. Now on the window sill where
Speaker 21: the windows attacked, there's a bonding. We've painted over that
Speaker 21: with the oil based paint. Now it's very sticky. So
Speaker 21: I just wondered if what we can do to take
Speaker 21: the stickiness away now do we?
Speaker 12: I don't know.
Speaker 21: It's only on the bonding, which is what probably less
Speaker 21: than a centimeter really is.
Speaker 6: It'd only be a millimeter or so thick, isn't it?
Speaker 20: Little bit?
Speaker 22: Just a little strip?
Speaker 20: Yeah, because I went to.
Speaker 6: Look at a similar situation a little while ago, but
Speaker 6: I think it's similar, and so just correct me if
Speaker 6: I'm wrong with this. But what I think happens is,
Speaker 6: so you've got your existing timber sashes, the rebate was
Speaker 6: deepened to allow for the double glazing, right, so they
Speaker 6: make the rebate deeper, and then that should have been primed,
Speaker 6: it should have been sealed the beer timber, yes, yes,
Speaker 6: And then when the double glazing unit itself is installed.
Speaker 6: Often they'll put like a basically like a foam tape
Speaker 6: around the inside of that rebate and set the double
Speaker 6: glazing unit into it, right, and then put the double
Speaker 6: glazing unit in. Then another bead, another strip of foam
Speaker 6: around the outside, and then the timber bead that holds
Speaker 6: the double glazing unit in place, because we don't typically
Speaker 6: putty double glazed units into place. Now, that foam is
Speaker 6: obviously porous, and what I went to have a look
Speaker 6: at some time ago was where the painter had painted
Speaker 6: onto the foam, but because the foam acts like a sponge,
Speaker 6: it had sucked the paint in and you could see it, right,
Speaker 6: and then there's kind of no way to get rid
Speaker 6: of that because it's sucked into the foam which is
Speaker 6: acting like a sponge, and then it bled through onto
Speaker 6: the glass. I wonder whether in your situation, ideally you
Speaker 6: would have masked the foam and only painted onto the timber.
Speaker 21: Okay, the stuff that I saw in them put on
Speaker 21: it looks like I'll say, it looks like no more gaps.
Speaker 21: But it's not no more gaps.
Speaker 23: It's in a tube like that.
Speaker 6: Oh okay, So they beaded it on with Okay. Now
Speaker 6: that's another way of doing it, and probably the more
Speaker 6: common way. So what you do is you've you've cleaned
Speaker 6: out the rebate, you've primed it. That's really important. Then
Speaker 6: they put in a bead of glazing silicon and then
Speaker 6: push the glass into that and that holds the seals
Speaker 6: in the ear gaps and so on. Typically those sorts
Speaker 6: of sealants are not designed to be painted, right, So
Speaker 6: some silicons you can paint, or some sealants you can paint.
Speaker 6: Others you can't. And when you do try and paint them,
Speaker 6: it looks like the paint is actually being pushed away.
Speaker 6: It tends to break up and separate, and so it
Speaker 6: won't dry effectively on there and may.
Speaker 21: Yeah, all the other windows we've painted.
Speaker 22: With acrylic water bay, yeah, yeah, water.
Speaker 21: Based in them. Yeah, it's just the kitchen one we
Speaker 21: did with the oil base, and we did an undercoat
Speaker 21: and everything, but there's no way to get ready to
Speaker 21: read the red of the stickiness, was there?
Speaker 6: I guess there's two. There'd be two things that I do.
Speaker 6: One is to go back to the installer and just
Speaker 6: explain what it is that you've done, and they might
Speaker 6: have encountered it. There might be like a silicon solvent
Speaker 6: that you can use to remove the paint work, right,
Speaker 6: and like a it might be a turp space, it
Speaker 6: might be a nice apropyl alcohol might be another very
Speaker 6: specific product that you could use to clean the paint
Speaker 6: off that silicon surface. If that's more trouble than it's worth.
Speaker 6: Then maybe they could come back, take the double glazing out,
Speaker 6: peel the silicon out, redo the silicon, put it back
Speaker 6: in again. But I think that'll be at your expense.
Speaker 21: Yeah yeah, yeah, well yeah yeah. I just wondered about
Speaker 21: just you think some turps on a little bit of
Speaker 21: cottonball budg.
Speaker 6: Certainly the turps won't won't affect the glass obviously, and
Speaker 6: it might just dissolve that. The other thing, you could
Speaker 6: wring the paint supplier and just go, hey, look, this
Speaker 6: is the problem that I've got. Is there something that
Speaker 6: I can use, a particular solvent that I could use
Speaker 6: for that? So, you know, I don't think it's the
Speaker 6: end of the world, but I understand the frustration. And
Speaker 6: often with the foam, it's on the outside that this
Speaker 6: is what happens a lot. So there's the foam and
Speaker 6: then the timber bead that holds in the double glazing
Speaker 6: in it, and if you like, typically, if it's a
Speaker 6: standard single glazed puttied window, what you always should do
Speaker 6: is paint onto the glass with the double glazing. That's
Speaker 6: no longer true. You don't want to be trying to
Speaker 6: paint that flexible foam on the outside.
Speaker 21: The glass isn't visible onto the windowsill because he's about
Speaker 21: I don't know, a couple of centimeters of aluminium. Ah, okay,
Speaker 21: and the glasses a set in the frame.
Speaker 6: Then right, but it's a timber sash, it's not an
Speaker 6: aluminium frame.
Speaker 21: Okay, it's a timber slash with a little aluminium strip
Speaker 21: on it. And then the glass of seep into the
Speaker 21: or the windows deepens through that.
Speaker 6: Oh so yeah, it's unusual and it's.
Speaker 21: Like the water then you know how if you get
Speaker 21: conversation that drips, I know you shouldn't have double glazing,
Speaker 21: but is it sort of water thing that drips?
Speaker 4: Then yeah?
Speaker 21: But yeah, well i'll just see what solves that we
Speaker 21: can get then.
Speaker 6: And go from the Yeah, have a go, but make
Speaker 6: a few phone calls beforehand, I think, just to make
Speaker 6: sure that you're not an adversion to you doing something. Yeah, incorrect,
Speaker 6: Good luck and thanks for calling. Really appreciate and I'm
Speaker 6: actually I've made a note to ask a couple of
Speaker 6: people about solutions for that too, so I'll see if
Speaker 6: I can get an answer as well. Nice to talk
Speaker 6: with you very much, take care all of this. Then
Speaker 6: someone's text me and said, Hey, Pete, it's Easter Day,
Speaker 6: not Easter Sunday. I either day of Easter. Calling it
Speaker 6: Easter Sunday reduces it to the same status as an
Speaker 6: Easter said Day or Easter Monday Easterday. Okay, I've always
Speaker 6: called it Easter Sunday, but I hear what you're saying. Oh,
Speaker 6: one hundred and eighty ten eighties, and I'm going to
Speaker 6: call Steven good morning.
Speaker 24: Oh, good morning, Pete.
Speaker 11: Morning.
Speaker 6: Indeed, thank you.
Speaker 24: I just want to know. I'm wanting to put an
Speaker 24: exterior door into a downstairs bedroom. It's a cedar house,
Speaker 24: and I only have two exits on the top level
Speaker 24: and there's no exterior exit on the bottom level, which
Speaker 24: just has two bedrooms. And I want to know if
Speaker 24: I need to get a building consent to cut an
Speaker 24: exterior door into that bottom bedroom.
Speaker 6: Are you going to do it where there's an existing
Speaker 6: window or are you creating a new opening?
Speaker 24: No, it's going to be beside the existing window, which
Speaker 24: is a metal framed window.
Speaker 6: Yes, it does require a building consent.
Speaker 11: Okay.
Speaker 24: If I was just to put it where the window
Speaker 24: is and turn that into a siding door, then I
Speaker 24: wouldn't Is that what you're.
Speaker 6: Saying that's exactly correct with one proviso. So if you
Speaker 6: imagine you've got an existing window opening and you remove
Speaker 6: the cladding, remove the framing below it, but you don't
Speaker 6: change the size of the window opening, you could. Yeah,
Speaker 6: it's so it's all about the span of the lintel,
Speaker 6: the beam that holds up everything above it, and given
Speaker 6: that you're in a two story house, that beam's really important, right.
Speaker 6: So that's that's a primary part of the concern. The
Speaker 6: other part, the second part is we're the tightness, but
Speaker 6: you've already got a window there, right, So there's a
Speaker 6: detail for how that's flashed, whether it's a facing and
Speaker 6: a scriber or whatever the cladding is. So whoever does
Speaker 6: the work just copies what's already there and extends it
Speaker 6: down and that will deal with weather tightness around the
Speaker 6: exterior of the joinery. So if it's an existing opening
Speaker 6: and you're converting from a window to a door without
Speaker 6: expanding the size of the lintel, you can do that
Speaker 6: under Schedule one of the Building Act.
Speaker 24: Right. Well, I won't be doing that. I had considered that,
Speaker 24: but I want to make an exterior wooden door into
Speaker 24: the wall beside the window, and I also want to
Speaker 24: put a metal screen door over it as well, so
Speaker 24: that when I open this open the wooden door inside
Speaker 24: the house, which is going to be the exterior door,
Speaker 24: then I can still have a screen door which I
Speaker 24: can lock from the inside just to allow earflow and
Speaker 24: no insects to come in. So that's all right to
Speaker 24: do that as well.
Speaker 6: Yeah, you can do whatever you want in terms of
Speaker 6: the type of door that you're going to put in.
Speaker 6: But the fact that you're creating a new opening, which
Speaker 6: will mean that you'll need to someone will need to
Speaker 6: put in a lintel. Someone will need to say what
Speaker 6: size that lintel is going to be. Potentially they might
Speaker 6: look at bracing elements because given that it's the bottom floor,
Speaker 6: so I without a door in it was providing some bracing.
Speaker 6: You'll need to accommodate that. And then the other consideration
Speaker 6: is where the tightness, so how it's flashed and detailed
Speaker 6: on the exterior. But yeah, should answers you need a
Speaker 6: building consent?
Speaker 24: Great, thanks so much to my pleasure.
Speaker 6: Take care of the Then oh eight one hundred and
Speaker 6: eighty ten eighty the number to call. Did a little
Speaker 6: waterproofing job, a little Yes, it was this week. So
Speaker 6: did the Actually someone takes through because I talked about
Speaker 6: this job that I've been doing, which is doing the decking,
Speaker 6: replacing decking, and then I talked about filling it and
Speaker 6: priming it and spot priming it and first coding it
Speaker 6: and top coating it, and someone said you should never
Speaker 6: paint decking. I should always stain it. Okay, what I
Speaker 6: perhaps neglected to say is it's tongue and groove timber, right,
Speaker 6: So it's a it's a villa with a villa style
Speaker 6: veranda on it where the decking boards which were li
Speaker 6: soop treatment which is rubbish and failed, and so I've
Speaker 6: had to prop the verandah pull up all of the
Speaker 6: decking because I didn't want to just cud all the
Speaker 6: rotten bits out and have an ugly join. So I've
Speaker 6: just pulled up all of the decking replaced it all
Speaker 6: with new H three point two treated tongue in groove,
Speaker 6: so one fifty or X one twenty five tongue and groove,
Speaker 6: which I have painted because that's what you do. You
Speaker 6: don't stay in those sorts of decks. So that's why
Speaker 6: I'm painting it, just to be clear. Oh eight hundred
Speaker 6: and eighty ten eighty is the number to call Maria.
Speaker 6: Good morning, Oh, good morning, Peter.
Speaker 14: Hey, I said good morning.
Speaker 6: Peter, and good morning to you Maria. Happy Easter.
Speaker 25: I was going to say, I was going to say
Speaker 25: happy Easter too, but I was just thinking what you
Speaker 25: were saying before about the Easter Day and Easter Sunday.
Speaker 25: I've heard my grandkids call it Easter Day, and I
Speaker 25: think it's Easter Sunday. It's Easter Day?
Speaker 6: Is it Easter Day? I keep saying Easter Sunday.
Speaker 25: I've always said that, but they say it's East Today.
Speaker 6: I'm going to look that up because the in a
Speaker 6: pedant pennant comes out at these moments and I feel
Speaker 6: that I need to get to the bottom of this. Anyway,
Speaker 6: that's not what we're talking about. We are talking about. Well, actually,
Speaker 6: would you like to talk about gone, tell us.
Speaker 25: What's internal gass flattish roof houset. You know it's only
Speaker 25: got about a ten mill four on it? Yes, well
Speaker 25: those horrible internal gusters.
Speaker 6: Now describe to me exactly what you mean by internal gutters,
Speaker 6: because sometimes we use the language and it's not actually
Speaker 6: an internal gutter. Okay, So describe, describe to me the
Speaker 6: So you've got a relatively flat pitched roof and then
Speaker 6: the internal gutter. Is that like in the middle of
Speaker 6: the building, or is what you're describing one of those
Speaker 6: concealed spouting facier type systems where you've got a metal
Speaker 6: facia that runs around the perimeter of the building and
Speaker 6: then the spouting is tucked in behind that.
Speaker 25: Yeah, basically gets it's that okay, which again mittle guttering.
Speaker 25: And it's only on two sides of the house, yes,
Speaker 25: and it's only got two down pipes.
Speaker 6: Yep.
Speaker 25: So seventies house. Does that sound right to you?
Speaker 11: Yeah?
Speaker 4: It does.
Speaker 6: And again I was up on this roof on Tuesday,
Speaker 6: I think it was knowing that the weather was going
Speaker 6: to pack in, trying to get some waterproofing done, and
Speaker 6: then I was looking around at the spouting and this
Speaker 6: is a basically a sort of sixty square meter roof,
Speaker 6: and it had one down pipe on one side and
Speaker 6: one down pipe on the other. And I'm thinking, in fact, no,
Speaker 6: the entire roof would be about one hundred and twenty
Speaker 6: square meters and two down pipes. That's not anywhere. And
Speaker 6: this is a nineteen sixties building, right, so it's unrealistic
Speaker 6: to think that the water is going to run the
Speaker 6: better part of twenty five meters to find a little
Speaker 6: lady mill down pipe on the other side. So I'm
Speaker 6: going to have to sort something out there as well.
Speaker 6: And I if what's happening with yours is that in
Speaker 6: does it leak all of the time or only in
Speaker 6: heavy rain?
Speaker 25: Heavy rain? But it leaked really badly set.
Speaker 6: It last night and when you what did you see?
Speaker 6: What does the leak look like?
Speaker 25: It's got tenants. This place that was pouring, it was pouring.
Speaker 25: It was pouring down the corner bedroom, which is pouring
Speaker 25: down into on the edge of the window. And the
Speaker 25: other side that was really bad was the master bedroom.
Speaker 25: It was all in the wardrobe. It was just pouring
Speaker 25: down the wall. Yeah, and it was in the middle
Speaker 25: of the house by the kitchen. They couldn't see where
Speaker 25: it came from, but I know that happened once before.
Speaker 25: And the roofing person that looked at it said, the
Speaker 25: water's gone right and from the guttering under the roof
Speaker 25: and just come down.
Speaker 6: Yeah, yeah, yeah, water can do that.
Speaker 8: To fix that.
Speaker 6: Okay, you might have to spend some money, right, let's
Speaker 6: get that part out of the way first, right. The
Speaker 6: challenge with what I would call concealed spouting behind metal facier,
Speaker 6: and there's a couple of different systems. The most common
Speaker 6: one back in the day was Class so k Lass.
Speaker 6: If you look that up online you'll see a picture
Speaker 6: or a description of it. And it was a nifty idea.
Speaker 6: So instead of having a bit of facia and then
Speaker 6: some spouting hanging out board, we'd put on metal facia.
Speaker 6: Wo'd tuck the spouting the actual gutter part on the inside,
Speaker 6: and then from the outside it's a clean, slick appearance.
Speaker 6: Right now, Some of those systems worked okay. The majority
Speaker 6: of them might have worked okay for a period of time,
Speaker 6: but what I know about almost all of them is
Speaker 6: that eventually they'll leak right, partly because they're laid with
Speaker 6: very little fall. Also, the back upstand is less than
Speaker 6: the front upstand, so when they get overwhelmed, they tend
Speaker 6: to overflow over the back. And then, because they're often
Speaker 6: with a five A cement safit, the water overflows over
Speaker 6: the back of the internal spouting lands on the safe
Speaker 6: and the safite is often put in place before the clatting,
Speaker 6: so it's over and above and behind the clatding and
Speaker 6: it just funnels the water straight into the building. That's
Speaker 6: typically what happens. So the other day when I was
Speaker 6: down at the Home and Garden show, I got talking
Speaker 6: to some guys from Continuous Group who are do spouting,
Speaker 6: but they also have a system where they'll come pull
Speaker 6: that off, install a new facia, extend the roofing out
Speaker 6: with a flashing if required, and do external facia. I
Speaker 6: know that Custom Spouting and Facia also have a proprietary
Speaker 6: system that they've developed. So those two companies in particular
Speaker 6: are very familiar with the problem and they've come up
Speaker 6: with a solution, which is great. I think trying to
Speaker 6: repair it is really difficult, time consuming and probably won't
Speaker 6: give you a good result. So if it was me,
Speaker 6: and if you could find the money, I would just
Speaker 6: get someone in to rip it all off, redo a
Speaker 6: more conventional facire with an outboard spouting or guttering and
Speaker 6: do that in the first instance. If you need to
Speaker 6: upgrade the number of downpipes, that would be wise. But
Speaker 6: of course if you're going to increase the number of downpipes,
Speaker 6: you're going to have to change your store water connections
Speaker 6: to accommodate that, which might mean what would mean getting
Speaker 6: a drain layer in, excavating, adding new pipes, those sorts
Speaker 6: of things. Maybe that's too much work. But certainly ripping
Speaker 6: off the existing facia and the concealed gutter, that's what
Speaker 6: I would do.
Speaker 25: I've thought about that. I've thought about that quite often.
Speaker 25: I just don't know what it would cost. You would
Speaker 25: you have any ideas?
Speaker 6: Look, I tell you what. I didn't think it was unreasonable.
Speaker 6: And I did a sort of pre purchase house inspection
Speaker 6: for a family ment a little while ago, and it
Speaker 6: was a reasonably big houses, big concrete tile roof in
Speaker 6: classic nineteen seventies, right two story bricon tile roof, concrete roof,
Speaker 6: concealed spouting, and I sent, actually I went to custom
Speaker 6: Facia to do this, and they had a look on
Speaker 6: the GIS so they can measure the building just using
Speaker 6: satellite imagery, and came back with an estimate. And I
Speaker 6: didn't think it was unreasonable. I think it was. I
Speaker 6: could look it up for me emails, but you know,
Speaker 6: it was like in the ten fifteen thousand dollar bracket,
Speaker 6: which I thought was quite reasonable. And this was a
Speaker 6: big building and quite high up.
Speaker 25: Yeah, yeah, two story. I'm just trying to visualize it,
Speaker 25: because the whole facure would have to be changed, the
Speaker 25: whole house would Yeah.
Speaker 6: And to be fair, like a couple of years ago, again,
Speaker 6: I looked at a property on behalf of someone who
Speaker 6: was interested in buying it, and it had that concealed
Speaker 6: spouting system on it. And at that time what I
Speaker 6: was thinking is, right, I've got to pull all that off.
Speaker 6: I've got a nog it all out. I've got to
Speaker 6: hang a timber facer on there and get someone into
Speaker 6: do spouting. That's a lot of work. Whereas, because the
Speaker 6: problem is quite common, these those two particular companies and
Speaker 6: there might be others, have come up with essentially their
Speaker 6: own they've developed a system that allows them to tackle that.
Speaker 6: And because they've got a system, it's efficient, and efficiency
Speaker 6: generally helps keep costs down.
Speaker 25: Oh that's fantastic. Yeah, sorry, can I just that's right down?
Speaker 25: The names I missed. I missed it.
Speaker 6: Yeah, So have a look at continuous group, continuous continuous
Speaker 6: group do it and also custom facia and spouting. Okay,
Speaker 6: so yeah, quick google search, we'll find both of those.
Speaker 6: No trouble at all, No, this has happened.
Speaker 25: A couple of times before, but only once is bad.
Speaker 25: And that's when I want to sell the place. I
Speaker 25: just think, oh, I can't kate with this.
Speaker 4: Look.
Speaker 6: I tell you what it's not. It's it used to
Speaker 6: be a really big fix. Now it's a big ish fix,
Speaker 6: but nowhere near as challenging as it used to be
Speaker 6: because like the like I say, these two particular companies,
Speaker 6: they've come up with essentially their own system to address that.
Speaker 6: And it's it's neat and tidy and yeah, so it's
Speaker 6: either continuous dot code dot enz or facia and spouting
Speaker 6: dot codet en z. Yeah.
Speaker 25: Wells and there might be yeah, and I need to
Speaker 25: know because I'm mucking around trying to sort it.
Speaker 6: Look, and the really hard thing, because I've I've tried
Speaker 6: to repair a couple as well. There's not a lot
Speaker 6: of space to work. And if you try and go, okay,
Speaker 6: I'm going to take that internal gutter out and replace
Speaker 6: it with a new piece, it's really hard to find it.
Speaker 6: It's really hard to get it in. Often it's laid
Speaker 6: with minimal fall, so typically there's you know, it doesn't
Speaker 6: take much for them to become unundated. Inundated, and then
Speaker 6: when they do, if it's got a sefit, it runs
Speaker 6: straight back to the building. So if you can get
Speaker 6: some prices, get it done and sleep well at night.
Speaker 6: I mean she yeah, I know it's frustrating.
Speaker 25: A yeah, well she thinks her mother's treasures that were
Speaker 25: in the wardrobe, Oh.
Speaker 6: Franky, yeah, yeah, look good, get it sorted. Good luck
Speaker 6: with that, Maria. You take care, thank you very alrighty,
Speaker 6: all the very best. In fact, yesterday morning, just by
Speaker 6: the bye, we caught up with some friends for coffee
Speaker 6: in the morning and he happens to be a property manager,
Speaker 6: like for rental properties, and so very flippantly off the
Speaker 6: cuff when we were having coffee, I said, you know,
Speaker 6: you must lie awake at night on a night like
Speaker 6: we've just had with thunderstorms and rain and wind and
Speaker 6: lightning and all the rest of it, just waiting for
Speaker 6: the phone to ring. And he went, hey, look, fingers
Speaker 6: crossed right now, I haven't had a single call. And
Speaker 6: at about four o'clock in the afternoon, same gentleman rings
Speaker 6: me and goes, hey, just wondering if you could come
Speaker 6: and give me a hand. You got some time, and
Speaker 6: we went round to a property that thankfully wasn't far
Speaker 6: from my place. Two windows that had blown out in
Speaker 6: the storm, and so I had to put a bit
Speaker 6: of ply on the roof and cut some ply sheets
Speaker 6: rescue one sash from the roof, and one remarkably timber
Speaker 6: sash had blown out of the window, slid down the roof,
Speaker 6: fallen into the garden and was still intact. I mean
Speaker 6: it had ripped where the hinges were, but the glass
Speaker 6: was still intact. So how that happened, I have no idea. Anyway,
Speaker 6: that was my little job in the afternoon, So I
Speaker 6: probably shouldn't have mentioned what I mentioned when we first
Speaker 6: sat down for coffee, right heo seven thirty three. Remember
Speaker 6: we've got red climb pasted at eight point thirty and
Speaker 6: after the break talk about insurance. So some months ago
Speaker 6: and every and then we talk about insurance on the
Speaker 6: program in terms of renovations. You know, if you're a
Speaker 6: homeowner and you're going to do some work, when do
Speaker 6: you need to inform your insurance company? What types can
Speaker 6: you extend your existing policy? Do you need to take
Speaker 6: out a specific policy for your for the work that
Speaker 6: you're doing. What happens when the project is finished? Et cetera,
Speaker 6: et cetera. So we're going to have a discussion with
Speaker 6: a representative from NZIDI who's one of their specialists in
Speaker 6: this area after eight o'clock. So are really looking forward
Speaker 6: to that as well. Oh eight hundred and eighty ten
Speaker 6: eighty then number to call in Fact News Talk.
Speaker 4: Said the extra, but for the little it's worth.
Speaker 26: My best guess, and it is just that a guess
Speaker 26: is that none of these tariffs are set in stone.
Speaker 26: Countries are going to try and plicate him. Companies in
Speaker 26: the US are going to try and negotiate their own
Speaker 26: little carve outs. If you're a company that relies on
Speaker 26: bringing in some mineral from China and you need that
Speaker 26: to develop your industry, you're going to go and knock
Speaker 26: on the door a Pennsylvania abba you and asked Donald
Speaker 26: Trump for a little bit of special treatment.
Speaker 6: And Donald Trump is.
Speaker 26: Going to absolutely love picking favorites. That being said, has
Speaker 26: approach well, lurch all over the place, defined only by
Speaker 26: spur of the moment, whims and incoherent. Regardless of what happens,
Speaker 26: Trump will claim success, his supporters will agree, and the
Speaker 26: global order looks that much more unstable.
Speaker 1: That was a News talk zedby Extra ending up the house,
Speaker 1: storning the garden, asked Pete for a hand. The resident
Speaker 1: builder with Peter wilfcap call News Talk ZBB.
Speaker 6: So to the person, this is my independent coming out.
Speaker 6: The person that texts through going it's not East to Sunday,
Speaker 6: it's Easter Day. I'm not sure you're right. And I'm
Speaker 6: saying that because Chris is text to say good morning
Speaker 6: or good night. Pete, what's not good night?
Speaker 4: It's morning.
Speaker 6: Hey. I'm enjoying the show, which is obviously a building show,
Speaker 6: but I can't believe that people are calling today Easter Day.
Speaker 6: It's officially East to Sunday in the Roman Catholic calendar tradition.
Speaker 6: I grew up in New Zealand the sixties and seventies
Speaker 6: with the Catholic education, Easter Sunday is definitely what it
Speaker 6: is regards from Chris. I went through my Catholic education
Speaker 6: in the seventies and eighties and that's probably why I
Speaker 6: still call it Easter Sunday. So I'm going to stick
Speaker 6: with Easter Sunday at this point in time until I
Speaker 6: see any reason to change, and to be fair, even
Speaker 6: if I did have reason to change, it probably wouldn't
Speaker 6: so Easter Sunday, it is for me. Oh eight hundred
Speaker 6: and eighty ten eighty the number to call Andrew, good morning,
Speaker 6: good morning, greetings. I'm very well in yourself, I'm okay, good.
Speaker 12: How can I help.
Speaker 13: Question about of boundary. So we built their house about
Speaker 13: year two thousand in a new subdivision, and we waited
Speaker 13: until the neighborhead built their house, and then we built
Speaker 13: a fence on the boundary. Yes, and this did contribute
Speaker 13: to the things take echid of the money in a
Speaker 13: little So he was involved in the building of the sense.
Speaker 13: Now I did most of the work, built this fence
Speaker 13: on the boundary. So the fence line covers certain boundary pigs.
Speaker 13: And where the boundary line changes, where the boundary line
Speaker 13: changes direction, the posters replaced basically a boundary pig. So's
Speaker 13: being five for twenty five years. But now he's making
Speaker 13: noises and saying, oh, you've illegally removed boundary illegally moved
Speaker 13: boundary pigs. And if you go to sell on a
Speaker 13: thing with the council making the problem for what's the story.
Speaker 6: Removal of a boundary for peg is actually an offense.
Speaker 6: And the surveyor General could intervene and issue some sort
Speaker 6: of fine or something like that. As my understand I'm
Speaker 6: not sure about the fine, but there is there is
Speaker 6: actually a title of Surveyor General, which is a sort
Speaker 6: of kind of an honorary title given to someone who's
Speaker 6: headed the survey as and so removing a boundary peg
Speaker 6: like the white peg in the ground, if it's there, you,
Speaker 6: you and I as mere mortals can't remove them. I
Speaker 6: guess the formal process would be that you have it
Speaker 6: removed by a surveyor. You then put a post in,
Speaker 6: and the surveyor comes back and puts a boundary marker
Speaker 6: on top of the post or on top of the fence.
Speaker 6: And I've seen that often they're a little like aluminum
Speaker 6: disc probably about three centimeters in diameter, which will often
Speaker 6: be placed on a fence to denote the boundary. But
Speaker 6: I do believe that removing a boundary peg is actually
Speaker 6: an offence.
Speaker 13: Okay, so suspense is there, and it's a lovely substantial fence. Yes,
Speaker 13: what's my move to?
Speaker 6: I wonder whether you know to satisfy everyone, perhaps what
Speaker 6: you do unlikely that you're going to share the costs
Speaker 6: with your neighbor, but you know, ring a ring a
Speaker 6: surveyor and say, look, this is what's happened. Can you
Speaker 6: formalize the position of the boundary by undertaking a survey
Speaker 6: and then putting in a boundary marker at the appropriate
Speaker 6: place to indicate where the boundary is, given that the
Speaker 6: boundary peg has been removed, Okay, that that and you know,
Speaker 6: get some quotes on that, because typically these things start
Speaker 6: in the hundreds of dollars. But that I think that
Speaker 6: would satisfy everyone.
Speaker 13: Yeah, the slightest satisfying the neighbor. Okay, I just I
Speaker 13: just want to make sure that he has no.
Speaker 6: Yeah, well then I think that would be the simplest way. So, okay,
Speaker 6: boundary pig has been removed for whatever reason and with
Speaker 6: good intent to build the fence. You could formalize that
Speaker 6: by asking the surveyor to install a boundary marker, and
Speaker 6: then anyone who looks at the property in the future
Speaker 6: can go, oh, great, I can see exactly where the
Speaker 6: boundary is now. Would I would be surprised if more
Speaker 6: than half wouldn't even be that. I don't think it'd
Speaker 6: be more than half of the houses properties in the
Speaker 6: country have actual boundary pigs and markers in place. It's
Speaker 6: not uncommon to find that they've been removed or been
Speaker 6: buried or built over or whatever, So it's not an
Speaker 6: unusual circumstance to be in. But the sheer fact that
Speaker 6: there was one there and now it's not means that
Speaker 6: you could you know, you need to address that, and
Speaker 6: I would do it by having a boundary marker installed.
Speaker 22: Okay, yeah, I hope that happens.
Speaker 6: All right, yea, all the very best, Take care Andrew,
Speaker 6: take care all the this eight hundred eighty ten eighty
Speaker 6: the number call.
Speaker 11: Text.
Speaker 6: How easy is it to get a coas to get
Speaker 6: of acceptance for a gay carriage that's been adjoined to
Speaker 6: a house for over twenty years? I was told after
Speaker 6: I was only told after I bought it, and now
Speaker 6: I want to sell it? Is it an expensive sign off?
Speaker 6: Thanks from K? Yes? I think it is going to
Speaker 6: be expensive? Well, expensive is relative?
Speaker 4: Right?
Speaker 6: Can you do it for five hundred bucks?
Speaker 4: No?
Speaker 6: You can't. Could you do it for five grand? Possibly?
Speaker 6: Is it going to cost you ten grand? I wouldn't
Speaker 6: be surprised, possibly even a bit more. It depends a
Speaker 6: little bit on how much information is already available. So,
Speaker 6: for example, did the work get a building consent but
Speaker 6: never got signed off? So you've got some original plans
Speaker 6: to refer to and permission from council. Was it built
Speaker 6: with no building consent and no permission from council? And
Speaker 6: then how are you going to go about getting that done?
Speaker 6: You're going to have to get it surveyed, You're going
Speaker 6: to have to get it drawn up, You're going to
Speaker 6: have to get it. What it is these days is
Speaker 6: that counsels have kind of changed their attitude. And I've
Speaker 6: probably told this story a number of times, but just
Speaker 6: by way of explanation, I think for a long time,
Speaker 6: for a long time, there were safe and sanitary reports, right,
Speaker 6: And this was the sort of thing that somebody either
Speaker 6: did some work and then went to sell it and
Speaker 6: someone said, oh, but that doesn't look like it's on
Speaker 6: the plan. I've added a bathroom, I've extended the kid's bedroom,
Speaker 6: that sort of thing, and so counsel would come along
Speaker 6: and they'd do a safe and sanitary inspection. Is it safe?
Speaker 6: Is it going to fall down? Is it sanitary? I
Speaker 6: does the poo go in the right direction? Right? That
Speaker 6: was basically it to be blunt, except people were taking
Speaker 6: advantage of that. So people who knew better, who knew
Speaker 6: that you needed to get a building consent or should
Speaker 6: have known, were going, Look, I'm not going to bother
Speaker 6: with a building consent. I'm just going to build it
Speaker 6: and then I'm going to ask them to come along
Speaker 6: give me one of those safe and sanitaries. And so
Speaker 6: I think Council of tweak to that, and so the
Speaker 6: burden of proof is back on the owner the property,
Speaker 6: and the level of compliance is equivalent now to a
Speaker 6: building consent. So if you think I'm not going to
Speaker 6: get a building consent, I'll just go and get one
Speaker 6: of those coas, you're misguided that Council's expectation is that
Speaker 6: you need to prove compliance. Typically that you're going to
Speaker 6: have to engage a building survey who has a suitable
Speaker 6: level of qualification to come and they might find that
Speaker 6: in fact, the building is not compliant and that you're
Speaker 6: going to have to do extensive remedial work to bring
Speaker 6: it up to the current building code. So hey, by
Speaker 6: all means, take the risk, but don't expect it to
Speaker 6: be an easy process anymore to get a CoA. As
Speaker 6: my opinion, oh eight hundred and eighty ten eighty is
Speaker 6: that number to call Dave? Good morning to you.
Speaker 14: Morning, hey day. I've been looking online and there's this
Speaker 14: out to call trade tested and they're advertising portable get
Speaker 14: garriages yep, and also flat packed garages and they come
Speaker 14: and all sort of sizes, from little workshops right up
Speaker 14: to double bay garages. Is how do I know that
Speaker 14: these things are compliant to New Zealand standards? Another, which,
Speaker 14: how do I know I can buy one and put
Speaker 14: them one up here?
Speaker 6: Given that you've mentioned a company's name and I don't
Speaker 6: know them, and I you know, I don't know what
Speaker 6: the ins and outs of the individual product, but I
Speaker 6: this is how I would approach it. If those are
Speaker 6: the sizes of a building that you could build without
Speaker 6: necessarily requiring a building consent. Now, even buildings that are
Speaker 6: built not requiring a building consent still need to be
Speaker 6: built according to the New Zealand Building Code. But they
Speaker 6: are a non habitable building, right, So the requirements for
Speaker 6: a garage are less than the requirements for a habitable space.
Speaker 6: So okay, again, doesn't require installation, doesn't require interior linings,
Speaker 6: The bracing elements will be slightly different potentially, you know,
Speaker 6: lots of things will be different. So I guess the
Speaker 6: first people to ask would be the company that you're
Speaker 6: thinking about purchasing one from, and I guess they should
Speaker 6: be able to provide you with a really straightforward sort
Speaker 6: of explanation that goes, hey, this is the building. This
Speaker 6: is how it complies in terms of, you know, is
Speaker 6: it going to stay up, is it going to be
Speaker 6: reasonably weather tight and so on. But it doesn't necessarily
Speaker 6: need to be of the standard of a habitable space
Speaker 6: because it's not one.
Speaker 14: Okay, yeah, but any would there be any paperwork that
Speaker 14: would come with it to say that it's being built
Speaker 14: to New Zealand standards or.
Speaker 6: That's really a question you should ask the provider. I mean,
Speaker 6: but you know, ideally it would. And again it kind
Speaker 6: of loops back to a much earlier conversation we had
Speaker 6: that I wonder whether all of this discussion around effectively
Speaker 6: small scale buildings granny flats that could be built without
Speaker 6: necessarily built in having a building consent. I think a
Speaker 6: quick way to compliance would be to allow existing manufacturers
Speaker 6: who can prove their quality assurance that they would be
Speaker 6: the providers of these sorts of buildings right and in
Speaker 6: the same way that if this company is importing structure,
Speaker 6: it needs to comply. It needs to comply with things
Speaker 6: like the Consumer Guarantees Act. So you know if you
Speaker 6: put it up and you bolt it together with the
Speaker 6: right number of bolts and the right number of fixings
Speaker 6: and the right amount of bracing, that it will stay
Speaker 6: up and perform as it should. So there's multiple parts
Speaker 6: of legislation. There's obviously the Building Act, but there's also
Speaker 6: things like the Consumer Guarantees Act.
Speaker 14: What size? What's the largest legal size I can buy?
Speaker 6: I'm not sure about the largest legal size you can buy,
Speaker 6: but typically in the right now, under what they call
Speaker 6: Shedule one of the Building Act, you can build a
Speaker 6: car port up to forty square meters. You can do
Speaker 6: a non habitable space like a workshop, garage, sleepout, etc.
Speaker 6: Up to thirty square meters. And you can do a
Speaker 6: shed like as a canopy type or a shed in
Speaker 6: a farm environment up to one hundred and ten square meters.
Speaker 6: All of this is changing quite a lot, so go
Speaker 6: back a couple of years. The maximum size for a
Speaker 6: dwelling like a habitable space as in a sleepout no plumbing,
Speaker 6: was ten square meters. That's moved to thirty square meters. Now,
Speaker 6: all of the talk from the government at the moment
Speaker 6: is that's going to shift to seventy square meters, saying
Speaker 6: that it overlaps with other local planning regulations. So even
Speaker 6: though you could build a garage without necessarily requiring a
Speaker 6: building consent, you have to come apply with the planning rules,
Speaker 6: and that typically is that the building needs to be
Speaker 6: the height of the building away from the boundary. Okay,
Speaker 6: now you might want to build a meter from the boundary.
Speaker 6: That's then going to trigger a requirement for a building consent.
Speaker 6: Building consent would mean that you would need to provide
Speaker 6: evidence from the supplier that the building is going to
Speaker 6: comply with the building code. So that would be an
Speaker 6: interesting way of approaching it with the suppliers to go.
Speaker 6: My intention is that I'm going to get a building
Speaker 6: consent for this. Can I submit your plans as part
Speaker 6: of my building consent and will the building be compliant?
Speaker 6: Be interesting to see what their answer is.
Speaker 14: Yeah, that's really good at Angle.
Speaker 6: Thanks a lot, Pete, my pleasure, lovely talking with you
Speaker 6: all the best. Take care by Remember after the break
Speaker 6: we're talking insurance, but we'll take your calls right up
Speaker 6: to New Sport and weather top of the are on
Speaker 6: this Easter Sunday. Ah, I'm just intrigued about the terminology.
Speaker 6: Here we go, Pete. Easter Day is a tradition in
Speaker 6: the Anglican Church. I used to change the boards church
Speaker 6: each week. When I changed to Catholicism. That's when I
Speaker 6: noticed that they used as in they as inn we
Speaker 6: and me, I'm a Catholic, changed it to Catholicism. That's
Speaker 6: what I know. They used East Sunday, different terminology between
Speaker 6: the two churches. But of course it's the same day.
Speaker 6: It depends on which side of the fence one is on.
Speaker 6: Thank you, Kiriama.
Speaker 4: That's great.
Speaker 6: Oh that explains why I say Easter Sunday not Easter Day.
Speaker 6: Oh wait, there you go. I've learned something today. Oh
Speaker 6: eight hundred and eighty ten eighty is the number to
Speaker 6: call ready a very good morning to you.
Speaker 27: Ah, hi, good morning.
Speaker 6: How are you morning? I'm very well in yourself?
Speaker 15: Yes, yeah, thank you.
Speaker 11: Hey.
Speaker 27: Just to have a quarry, you know there is an
Speaker 27: existing building, yes, under and there there are like a
Speaker 27: lot of wooden windows. Yes, so there are some of
Speaker 27: them like a ratten and filing golf and just my
Speaker 27: infantion is like just to replace them with the aluminum windows.
Speaker 27: So to do that, do we need a building content I.
Speaker 6: Don't believe that you do so, as long as you
Speaker 6: don't change the size of the window in terms of
Speaker 6: the width of it in particular, like you could if
Speaker 6: you wanted to lower the sill and make the window
Speaker 6: effectively taller, but you can't change the lintel, so you
Speaker 6: can't change the width of it. You still need to
Speaker 6: install the new joinery as per the building code, so
Speaker 6: you might need to add some tape around the perimeter.
Speaker 6: You might need to install a WANs bar if you're
Speaker 6: doing aluminium jewry. If you use uPVC joinery, you don't
Speaker 6: need to use a wands bar in some instances, certainly
Speaker 6: not with the stark windows. So there's a couple of alternatives,
Speaker 6: but in general you can do that work under Schedule
Speaker 6: one of the Act.
Speaker 27: Okay, And this appla same for residential as well as
Speaker 27: commercial as well.
Speaker 6: I can't really speak for commercial because that's not my
Speaker 6: area of expertise, but you know, for example, if it
Speaker 6: was a multi story building, you've got different issues in
Speaker 6: terms of wind loading and weather tightness and so on,
Speaker 6: So i'd seek specific advice. But on a residential building, AH,
Speaker 6: confident that you can replace timber four aluminium undershared your
Speaker 6: one of the act.
Speaker 19: Oh yeah, all right, yeah, thank you so much to best.
Speaker 6: Take care, Thank you very much, thank you. Oh eight
Speaker 6: hundred eighty ten eighty. We've still got time for a
Speaker 6: couple more calls, so the lines are open. The number
Speaker 6: is eight hundred eighty ten eighty. Texts are great as well,
Speaker 6: um concealed spouting. We overcame the issue by cutting one
Speaker 6: hundred point fifty hole through the facire at the height
Speaker 6: about one third down of the box gutter. This ax
Speaker 6: is an overflow and extreme weather, so no more internal leaks.
Speaker 6: It's a good temporary solution. I wouldn't disagree with you.
Speaker 6: I mean it's it's it's allowing the water to get
Speaker 6: out before it gets in basically, so that that's not
Speaker 6: a bad idea. In fact, tell you what was really interesting?
Speaker 4: What was to me anyway?
Speaker 6: The other day I was again it was talking with
Speaker 6: the spouting guys at one of the home and garden
Speaker 6: shows that I go to. And it was down a
Speaker 6: top or actually, and we were chatting about like what
Speaker 6: happens in heavy rain, and this is something that I
Speaker 6: think right across the country, we're all going to have
Speaker 6: to start designing for these these intense bursts of heavy rain.
Speaker 6: And I think reading through the data, one part of
Speaker 6: Auckland experienced about one hundred and ten millimeters of rain
Speaker 6: over a relatively short period. I think over a two
Speaker 6: hour period. Now, that's going to overwhelm most conventional spouting.
Speaker 6: And what often happens with spouting is if you look
Speaker 6: at it through a cross section, the front lip is
Speaker 6: higher than the back. So if the spouting is overwhelmed
Speaker 6: and wants to flood, typically the water floods over the
Speaker 6: back and in some cases can drain ou because if
Speaker 6: you do, depending on what type of clips and what
Speaker 6: type of spouting, you've always got a little bit of
Speaker 6: a gap between the back of the spouting and the faciboard.
Speaker 6: This is for conventional sort of spouting. And the discussion
Speaker 6: I was having was that I think the council in
Speaker 6: Rotor UH are insisting that you put a twelve mill
Speaker 6: packer behind the spouting to give a drainage gap, which
Speaker 6: is interesting. I sort of never really thought about it.
Speaker 6: When you do think about it.
Speaker 2: You go.
Speaker 6: Actually, that's kind of sensible that it allows an easy
Speaker 6: passage for water when the spouting is overwhelmed. When the
Speaker 6: number of downpipes, even if the number of downpipes is
Speaker 6: correct according to the building code, etc. Is still going
Speaker 6: to get overwhelmed. Or maybe there's a blockage in the
Speaker 6: storm wat line that's backed up through the downpipe and
Speaker 6: therefore the water can't get away that In those instances,
Speaker 6: rather than having to force its way through a relatively
Speaker 6: narrow gap, you provide a twelve mil gap like you
Speaker 6: do for fixings against exis cladding. If you're doing a
Speaker 6: boundary joist or something like that, or ribbon plate, you
Speaker 6: need to pank it off the wall. Do exactly the
Speaker 6: same thing with the spouting, and it'll allow the water
Speaker 6: just to drain straight out there. Interesting. Oh, one hundred
Speaker 6: and eighty ten eighty. Let's get back to the calls, Trevor,
Speaker 6: A very good morning to you.
Speaker 11: Why don't you just get hold of mister Marley and
Speaker 11: ask them to build the to make the back of
Speaker 11: the spouting a lot taller than the front of the spouting.
Speaker 6: Yes, now that came up with the discussion as well,
Speaker 6: and I have seen there's an importer of a sort
Speaker 6: of European brand of spouting that's come in where the
Speaker 6: back is much higher than the front, or know, a
Speaker 6: little bit higher than the front twenty millimeters or thereabouts.
Speaker 6: The issue I think why we have typically had the
Speaker 6: profile of spouting that we have is we want to
Speaker 6: cover the end of the sheets, and because we typically
Speaker 6: don't have as steep a roofs as they do in Europe.
Speaker 6: Most of the time, if you didn't have a tall
Speaker 6: upstand on the front of the spouting, you'd see the
Speaker 6: profile of the roof from ground level. I think that's
Speaker 6: what it's about.
Speaker 11: Anyway, that.
Speaker 6: We can head in all sorts of different directions. Talk
Speaker 6: to me about boundaries.
Speaker 11: Boundaries. We live in a rural property and after the
Speaker 11: Anniversary Day floods, we had a visit from the nice
Speaker 11: little man from e QC who showed me the satellite boundaries.
Speaker 11: Now there is not one on this property that is accurate.
Speaker 11: I have gained a fejo ahead, which is good, and
Speaker 11: I've lost a line of gum trees which are interfering
Speaker 11: with the power lines, which is also good. But none
Speaker 11: of the boundaries are with any well. I know we're
Speaker 11: one boundary pegg is but then of course recycling up
Speaker 11: where the other ones are. But certainly going on the
Speaker 11: fence lines which I assume we're under the boundaries. None
Speaker 11: of them were within Koui and the other. And my
Speaker 11: son who was doing alterations on a place in Balmoral
Speaker 11: in case that was the house was built in nineteen
Speaker 11: oh eight, it would have been surveyed a long time ago,
Speaker 11: miles out and he went to do the alteration. So
Speaker 11: for this guy who's put got his boundary peg and
Speaker 11: if he was to get the satellite one, and he
Speaker 11: said it was you know, I don't know when it
Speaker 11: was survey at that place, but if he had to
Speaker 11: get the satellite one, he may find that the fence
Speaker 11: is actually not in the right spot. Anyway, I know,
Speaker 11: which which one do you go to? Do you go
Speaker 11: old the oddllite one or do you go to the
Speaker 11: or do you go to the satellite survey.
Speaker 6: When you say satellite are you talking about cadastral survey.
Speaker 11: Yeah, well the ones that the one that the e
Speaker 11: QC guys had actually gave all the boundaries as what
Speaker 11: you know, what they have accept as the boundaries. But
Speaker 11: that is nowhere near where the boundaries are situated on
Speaker 11: this property.
Speaker 6: Yes, I guess I'd look at it this way that
Speaker 6: I think we're kind of in between two technologies. Right.
Speaker 6: So for all of the time up to quite recently,
Speaker 6: as long as we've been selling land and surveying it,
Speaker 6: we've typically had individual surveyors updating individual plans right with
Speaker 6: their local authority, Whereas as I understand it, today surveyors
Speaker 6: are able to upload their data into a combined system
Speaker 6: and it's that cadastral survey right, So the accuracy of
Speaker 6: all of the surveys is increasing because each individual survey
Speaker 6: result gets added to a big picture. But it only
Speaker 6: happens when a survey is undertaken. So like I know
Speaker 6: of properties where they are sold subject to parcel, so
Speaker 6: fee simple subject to parcel, which is a way of
Speaker 6: saying we don't actually know how much land we're selling
Speaker 6: you or you're buying.
Speaker 11: Not quite common in rural area.
Speaker 6: And it's quite common in older areas. So your son
Speaker 6: who's working in Balmore, if it's a nineteen oh eight house,
Speaker 6: it's not that it hasn't been well, possibly it's never
Speaker 6: been surveyed. Or what you get as a save ay okay,
Speaker 6: which is to be fair a little. I'm familiar with
Speaker 6: a property where four houses in a row only know
Speaker 6: what their overall perimeter boundary is. The boundary in between
Speaker 6: each of those houses is undetermined, and that's not uncommon.
Speaker 6: So I guess you know, if one of those particular
Speaker 6: properties was to undertake a building, you know, some extensions
Speaker 6: and needed to determine heightened to relation to boundary, how
Speaker 6: heightened relation to boundary, they would probably have to then
Speaker 6: go and get a survey done and then it would
Speaker 6: determine the boundary. But right now I know for a
Speaker 6: fact the boundary is just not determined. So but I
Speaker 6: think over time, as obviously we moved to a didal
Speaker 6: platform for all of the surveys, the amount of data
Speaker 6: will increase dramatically and the accuracy will increase dramatically, whether
Speaker 6: or not I when you say satellite, I don't know
Speaker 6: that I'd work off a satellite image, because that might.
Speaker 11: Be I assumed it was satellite.
Speaker 6: It might be the cadastral system.
Speaker 11: You see Manhattan his hand when he came down, and
Speaker 11: when I looked at it, I thought God had none
Speaker 11: of the none of the fences are within Yeah. Three
Speaker 11: photos of the look.
Speaker 6: I remember building a garage in Mount Eden, probably thirty
Speaker 6: years ago, and there's a big old stone fence right
Speaker 6: from way back in the day, and everyone just assumed
Speaker 6: that the fence was the boundary and it wasn't. So
Speaker 6: I know lots of fences that are no like you
Speaker 6: nowhere near the boundary in the I appreciate the conversation
Speaker 6: and the discussion. Eight hundred and eighty ten eighty. Now
Speaker 6: after the break, we might take one or two quick calls,
Speaker 6: and then we're going to talk insurance. What's public liability,
Speaker 6: what's contract works insurance? When do you need to talk
Speaker 6: to your insurer. We've got an expert who can answer
Speaker 6: some of those questions. General advice around insurance coming up
Speaker 6: after the break. Now, when do I need to stop talking,
Speaker 6: because we're going to do that at some stage. We've
Speaker 6: got a new sport and weather for you coming up shortly.
Speaker 6: But we will take another calls too, eight hundred and
Speaker 6: eighty ten eighty.
Speaker 1: Whether you're painting the ceiling, fixing with fans, or wondering
Speaker 1: how to fix that hole in the wall.
Speaker 4: Do you have a feed a wolf GAFA call on
Speaker 4: the resident builder on Newstalks.
Speaker 6: I'd b had a very good morning to you. We're
Speaker 6: back into the show The Resident Builder on Sunday. That's
Speaker 6: with me Pete wolf Camp right through till nine o'clock
Speaker 6: this morning. Slightly different format today obviously because it is
Speaker 6: Easter Sunday, so we're commercial free, lots of time for
Speaker 6: your calls, and it's been a really good morning. Actually,
Speaker 6: thank you very much for those who have participated. It
Speaker 6: is eight minutes, six minutes. Part me after eight to
Speaker 6: take a couple of quick calls, and then we're going
Speaker 6: to have a chat with Meg Warner, whose executive manager,
Speaker 6: broker and specialist claims is from NZI and it's an
Speaker 6: opportunity based on some earlier conversations we've had on this
Speaker 6: show about renovations, alterations and insurance. Who gets what types
Speaker 6: of insurances are on off? Who do you have to
Speaker 6: talk to and that sort of thing. So hopefully we'll
Speaker 6: cast a little bit of light in a general sense
Speaker 6: onto some of those insurance questions. But before we get
Speaker 6: to Meg, we're just going to quick chat with you. John. Hey,
Speaker 6: how are you doing.
Speaker 20: Good?
Speaker 15: Ay?
Speaker 6: John? Hello, Hey, good morning.
Speaker 20: Good morning. Yeah. So I have a garage that's been
Speaker 20: lined with flywood.
Speaker 6: Yep.
Speaker 20: Recently a car crashed into a fence that's next to
Speaker 20: the garage and the tenant claimed that the garage at
Speaker 20: flywood Or had been damaged. But that hasn't been damaged
Speaker 20: at all.
Speaker 6: Right.
Speaker 20: As a response, the insurance set their own builder and
Speaker 20: look at it, and the builder told the tenant that
Speaker 20: the garage should be condemned because of the plywood. May
Speaker 20: they think it's been made into a sleep hour when
Speaker 20: it's just the garage with plywood. And so I'm really
Speaker 20: upset that the tenant now doesn't go into the garage
Speaker 20: because she's been told by the insurances builder that it's condemned.
Speaker 20: So that's really confusing for me because I thought counsels
Speaker 20: were the ones that do the condemning.
Speaker 6: Yeah, the blood answer would be to say to that builder,
Speaker 6: get back in your box, right, you're not there to
Speaker 6: comment on that. You're just there to assess is there
Speaker 6: damage to the internal linings caused by an accident? And
Speaker 6: that's a useful no. They then, I mean, look I
Speaker 6: get it from you know, if they had concerns that,
Speaker 6: in fact the building was being used as addition an
Speaker 6: extra bedroom and it was far from being suitable for habitation.
Speaker 6: Then you know, as a civic duty, good on them
Speaker 6: for pointing that out. But in this instance it's not.
Speaker 6: And unless he's got grounds to say that there is
Speaker 6: some Well, if because a car crashed into the side
Speaker 6: of it, the building's unsafe, then yes, you could say
Speaker 6: no one should go into the until it's made safe.
Speaker 6: But that's the only base crashed.
Speaker 20: Into the fence. The fence. It didn't didn't touch the building,
Speaker 20: it didn't touch the garage. The problem is the tenant
Speaker 20: was the one that made a claim, right because I
Speaker 20: didn't see the building she said that, oh the garage
Speaker 20: has been damaged too. Because I don't know why she
Speaker 20: said that. Maybe she thought she'd get a free, new
Speaker 20: yet brandy garage out of it.
Speaker 16: It was on there.
Speaker 6: I really go John, I wonder whether the simple answer
Speaker 6: is to get another suitably suitably qualified person LBP building
Speaker 6: serve to have a look at the building, do a
Speaker 6: quick note to say, look, it's structurally sound. It's you know,
Speaker 6: it doesn't need to be building code compliant, it just
Speaker 6: needs to be sound and safe. And then you can
Speaker 6: give that to the tenant and say, look, there's no
Speaker 6: concerns around it. I think that might be the simplest
Speaker 6: way forward. Again, in some ways, I admire the civic
Speaker 6: responsibility shown by the person, but also if that's not
Speaker 6: what they're asked to look at, then they shouldn't comment
Speaker 6: on it. It's as simple as that. Appreciate the call
Speaker 6: John and Crystal, Hello.
Speaker 22: Good morning, long time they speak.
Speaker 6: I know that's right.
Speaker 22: So under this new legislation which is increasing the permissive
Speaker 22: development of on your back looms trade, does it go
Speaker 22: on the actual square leaderage? So could I take two
Speaker 22: small dwellings on the back to add up to the
Speaker 22: same amount of the square message.
Speaker 6: I don't know that the intention is for you to
Speaker 6: combine the numbers, but if you had enough space, I
Speaker 6: don't think there's anything that says you can't have more
Speaker 6: than one.
Speaker 22: Right because I have a quarter acre section and I've
Speaker 22: got more than a space.
Speaker 6: Yeah, thousand square meters on a quarter acre section the
Speaker 6: existing house. But remember what the government is talking about
Speaker 6: is building legislation. They are not talking about planning legislation.
Speaker 6: So a building needs to comply with both of those
Speaker 6: pieces of legislation. And what you might find is that
Speaker 6: council in your area say, actually, we don't have the
Speaker 6: infrastructure to accommodate two additional habitable spaces. We've only got
Speaker 6: the infrastructure for one. So we're not going to give
Speaker 6: permission for it. Even if you don't need a building
Speaker 6: consent for it, you won't get planning permission. The other
Speaker 6: thing is, while it might seem like you've got the space,
Speaker 6: you need to maintain a certain distance between them, so
Speaker 6: that might be an issue. It might be driveways. You know,
Speaker 6: It's like, I like the idea of where they're heading,
Speaker 6: but I think the complexity is there, and there's a
Speaker 6: lot still that needs to be resolved or discussed.
Speaker 25: And so on.
Speaker 22: So yeah, my last suggestion would be they can have
Speaker 22: a set of approved in Nerica plans, but you'd go online,
Speaker 22: you know for all different types of dwellings. Yeah, and
Speaker 22: you could just use the one that you want to use,
Speaker 22: and then you know, that's that's that complies. If you know,
Speaker 22: that would be a good idea.
Speaker 6: I think I think there's some real grounds for that
Speaker 6: sort of thing to develop. So you know, even as
Speaker 6: a designer, you could say, well, look here, I'm offering
Speaker 6: up a set of plans that if you build it
Speaker 6: in accordance with my set of plans, the building will
Speaker 6: be code compliance. It's a sixty square meters that would
Speaker 6: be that'd be a great business to start there.
Speaker 22: You go, absolutely all right, and to you too.
Speaker 6: Yeah, I got to take it easy on the chocolate
Speaker 6: these days, but it's been quite the interesting exercise for
Speaker 6: me personally. In a rather rash decision the day before
Speaker 6: Ash Wednesday, which is the state of Lent, when asked
Speaker 6: what I was going to give up, which is part
Speaker 6: of our tradition for Lent, I said, well, I'll give
Speaker 6: up alcohol, which I've done, which has been interesting right now.
Speaker 6: Over the years that we've done the show, insurance we've
Speaker 6: often talked about, and so it's a great pleasure to
Speaker 6: connect with Meg Warner from Enzie the other day to
Speaker 6: talk about specific insurance. We're going to do that in
Speaker 6: just a moment. A couple of weeks ago, a couple
Speaker 6: of months ago, on the program, we had a call
Speaker 6: and someone was talking about insurance. They had a contractor
Speaker 6: who was coming to do some work at their house.
Speaker 6: It seemed a kind of unusual arrangement where he was saying, look,
Speaker 6: I'll take out an insurance policy, but you agree to
Speaker 6: pay the excess rather confusing, and it got me thinking
Speaker 6: about all of us. If we're thinking about renovations, if
Speaker 6: we think about alterations, what type of insurance do we need?
Speaker 6: And I figured that we should talk to an expert.
Speaker 6: So it is great to have Meg from Enzie here
Speaker 6: to talk about some really base terms around renovations and insurance. Meek,
Speaker 6: thanks very much for joining us.
Speaker 10: Thanks for having me, Pete.
Speaker 6: So let's start. I'm about to do some work on
Speaker 6: my house, and let's say it's just painting a bedroom.
Speaker 6: Do I need to ring the insurer?
Speaker 15: No?
Speaker 10: Okay, not if you're doing a little piece of cosmetic
Speaker 10: work like that. But if you're about to add a
Speaker 10: bedroom or add an on suite onto your bedroom, you
Speaker 10: probably want to have a chat with your insurance broker
Speaker 10: or your insurance company just to check, because sometimes your
Speaker 10: policy will cover it and sometimes it won't.
Speaker 6: Okay, So adding on definitely a trigger to say, got
Speaker 6: to get on the phone to the insurer. What about
Speaker 6: if I'm ripping out my existing bathroom and doing replacing it,
Speaker 6: you know, upgrading.
Speaker 10: It again, just pace a chat with your broker or
Speaker 10: an insurance company. It depends on that the value of
Speaker 10: the work, because some policies will have a limit around
Speaker 10: small contract works, yep. And in that case you properly
Speaker 10: will be asked to take out a policy. Okay, but
Speaker 10: if it's low value, maybe not. But every policy is
Speaker 10: a little bit different, and you don't want to get
Speaker 10: caught out for the sake of a two minute fun call.
Speaker 6: And I think the theme of all of this is
Speaker 6: going to be if you're unsure, and most of us
Speaker 6: are giving a broker or your insurer a call. So
Speaker 6: let's say that almost anything that's more than just cosmetic
Speaker 6: is going to require it. So once you've decided to
Speaker 6: add on, let's say you're adding a little bit onto
Speaker 6: the living room, changing the kitchen, maybe doing some work
Speaker 6: in the bathroom, you've got a general scope of works.
Speaker 6: What's the conversation with the insurer? What do you need
Speaker 6: to tell the insurer?
Speaker 10: So there's a couple of bits here, pete. So sometimes
Speaker 10: your contract, your contract will have their own policy in
Speaker 10: place that will cover the work that they're doing, and
Speaker 10: sometimes they won't. So when they don't, if you're arranging
Speaker 10: it and you can have this conversation with your builder,
Speaker 10: you'd contact your insurance company and you'd let them know
Speaker 10: what you're doing, how long it's going to take, how
Speaker 10: much you're spending, and then they will ask any additional
Speaker 10: questions that they have there and put something in place
Speaker 10: that will protect you if something happens.
Speaker 12: So, if the.
Speaker 6: Contractor has insurance for this type of work sort.
Speaker 10: Of what's that called contract works insurance?
Speaker 6: Okay? And just in terms of surety, if I'm the
Speaker 6: homeowner and I'm engaging the builder who's going to be
Speaker 6: the main contractor, and I say to them, hey, look,
Speaker 6: show me your the proof that you've got the insurance.
Speaker 6: What should that proof look like?
Speaker 10: They should have a certificate of insurance.
Speaker 6: Okay.
Speaker 10: It's quite a normal thing for an insurance broker to
Speaker 10: provide their customers at renewal time. And sometimes a builder
Speaker 10: will have an annual contract works policy, so that's a
Speaker 10: policy that will be in place for a full twelve
Speaker 10: month period and then it'll cover all the jobs they do.
Speaker 6: Yes, what about if let's say, you know renovations can
Speaker 6: run to half a million dollars, So would you then
Speaker 6: talk to your to the contractor and go, do you
Speaker 6: have specific contract works insurance for this job given the
Speaker 6: scale of it?
Speaker 10: Yeah, I think as a job gets bigger, you're probably
Speaker 10: going to want to make sure that you are a
Speaker 10: joint insured on a contract works policy.
Speaker 6: Okay.
Speaker 10: So if you've got an insurance company that offers contract
Speaker 10: works insurance company, great idea to take it out with them,
Speaker 10: because then you know you've got continuous insurance cover. You
Speaker 10: know there'll be no gaps. But if not, contact your
Speaker 10: broker and they'll be able to place the contract works
Speaker 10: with any commercial insurer.
Speaker 6: Okay. So if as the homeowner again, you're going to
Speaker 6: do the extension, You've talked to your contractor they might
Speaker 6: have contract works insurance. You would then extend your policy
Speaker 6: as well. Is an overlap a good thing, or you
Speaker 6: don't need the overlap, You.
Speaker 10: Don't want an overlap. An overlap will complicate things and
Speaker 10: make things harder in the event of a claim. So
Speaker 10: you want to make sure that you're clear as to
Speaker 10: who has the obligation to take out the contract works policy.
Speaker 6: So in this case, again just to be really clear,
Speaker 6: if I decide that I've got a really as a homeowner,
Speaker 6: I've got a really good relationship with my insurer, and
Speaker 6: we're going to do this work. I'm adding thirty square
Speaker 6: meters to the back of the house. It's going to
Speaker 6: cost three hundred grand. I ring up and I get
Speaker 6: the insurance. That's one option, or I don't, but I
Speaker 6: make sure that my contractor does yes, okay, And the
Speaker 6: proof is really easy to see because I do hear
Speaker 6: stories where people say I asked for some proof and
Speaker 6: they were you know, they said they'd get it to me,
Speaker 6: but I never saw it. And we do hear stories
Speaker 6: of builders who take out insurance but in fact they
Speaker 6: never did or claim to take it out.
Speaker 10: Yeah, and in these sort of small renovation jobs, you
Speaker 10: don't usually have a contract in place that would detail
Speaker 10: that sort of information as well, So it is quite
Speaker 10: easy for a contractor to show you. The insurance policy
Speaker 10: that they have in place.
Speaker 6: Should be really straightforward. So the contract works insurance. What
Speaker 6: types of things does that cover?
Speaker 10: So any loss related to the work that's underway. So
Speaker 10: our most common claims are around burglary, so items stolen
Speaker 10: from sight, lots of white ware, lots of appliances, and
Speaker 10: a lot of wiring. It'll cover you for storm damage.
Speaker 10: So if you've got your jib outside and the tarpole
Speaker 10: and blows off it and it gets damaged in a storm,
Speaker 10: that's covered by a contract works If your builder spills
Speaker 10: their coffee on your beautiful floor and you've got to
Speaker 10: revarnish it, your contract works policy will pick up that
Speaker 10: loss as well. And if there's a fire caused by
Speaker 10: a blowtorch that they're using, your contact work policy will
Speaker 10: pick that up all right.
Speaker 6: The other type of insurance that people often talk about
Speaker 6: in regards to the construction is public liability. So would
Speaker 6: a homeowner need to take out some sort of public
Speaker 6: liability contract or would you expect the contractors all to
Speaker 6: have their own PI.
Speaker 10: Under most house insurance policies, there is a liability element there, okay,
Speaker 10: But whether a contract works policy that's going to cover
Speaker 10: the work that's being done. And there's a separate policy
Speaker 10: called a public liability insurance, yes, which will cover damage
Speaker 10: done to other people's property. So if you have some
Speaker 10: scaffolding up and you knock the hammer off and it
Speaker 10: damages your neighbor's car, that's the policy that would respond, okay.
Speaker 6: And again it would be reasonable to ask your main contractors,
Speaker 6: either the or the plumber or the electrician, Hey, do
Speaker 6: you have these types of policies in place before you
Speaker 6: come work at my place? Absolutely all right, and hey,
Speaker 6: look a word to contractors. You should have this on
Speaker 6: your phone. Basically it's easy to share with people. So
Speaker 6: the overlap's not a good thing. The public liability is
Speaker 6: what happens at the end of a project. So let's
Speaker 6: say you've added twenty or thirty square meters to your
Speaker 6: house or maybe even more, or you've added a retaining wall,
Speaker 6: you've done some landscaping, maybe a pool. Do you talk
Speaker 6: to your insurer about that?
Speaker 20: Yes?
Speaker 10: So whatever change you're making, if you're increasing the value
Speaker 10: of your home or the size of your home, is
Speaker 10: the only way you're insure is going to find out
Speaker 10: about that is if you let them know. Sure, so
Speaker 10: you want to make sure that that pool is covered,
Speaker 10: or that the insurance company now knows that your house
Speaker 10: is a two story not a one story and there
Speaker 10: some insured, or the cost to reinstate is going to
Speaker 10: be a little bit different now that you've done all
Speaker 10: of this work.
Speaker 6: Sure, And then I guess at the end of a
Speaker 6: project of ring your insurer again and go, hey, the
Speaker 6: work's finished. Or when people take out a contract works insurance,
Speaker 6: is it typically for a set period of time.
Speaker 10: Yes, So usually what happens is then you might be
Speaker 10: familiar with this, peeple. A job will run over every
Speaker 10: now and then. Sure, So what you want to do
Speaker 10: is you want to make sure that you know when
Speaker 10: the policy is going to expire, and if it looks
Speaker 10: like it's going to run over, make sure that you
Speaker 10: get an extension, okay, and then when it's done, If
Speaker 10: it's done by that date, the only thing you need
Speaker 10: to do is contact your insurer and just to update
Speaker 10: them with the increase some insured and let them know
Speaker 10: the new floor area or the new you know, the
Speaker 10: pool or whatever it is that you've added.
Speaker 6: Yeah, just to make sure that you're covered for those
Speaker 6: things in the future.
Speaker 10: Absolutely about it.
Speaker 6: Yeah again, I guess the takeaway for me seems to be,
Speaker 6: you know, get on the phone or go through email
Speaker 6: the details and go, hey, look, just want to check
Speaker 6: my cover on these sorts of things.
Speaker 10: Yeah, your house and house insurance policy will have the
Speaker 10: details in it, right. Call your insurance company. They'll be
Speaker 10: able to answer the question really quickly. Call you're broker.
Speaker 10: They'll be used to these types of queries.
Speaker 6: Yeah, but make sure you cover it. I'm just I'm
Speaker 6: amazed that the most common claim is for burglary, which
Speaker 6: is a such a disappointing thing to hear. I shouldn't
Speaker 6: be surprised, but yeah, so it's not the tart bleu
Speaker 6: off and my house is ruined. It's someone's come and
Speaker 6: tried to pinch my stuff.
Speaker 10: It's not I got caught up in a tornado. It
Speaker 10: is it is theft.
Speaker 6: It is burglary from sites.
Speaker 8: Yeah.
Speaker 6: Wow, that raises a whole other issue. Hey, Meg, thank
Speaker 6: you very very much for this. It's really good, sensible,
Speaker 6: straightforward information that hopefully will clarify what to some of
Speaker 6: us is a little bit of murky territory. So really
Speaker 6: appreciate your time.
Speaker 12: Thank you.
Speaker 10: Pete's great to be here.
Speaker 4: Seeya, se Ya used dog zid be.
Speaker 6: So there was Meg Warner from Inzidi as it happens,
Speaker 6: who's a claim specialist, and just an opportunity to try
Speaker 6: and shine a bit of a light on It's not
Speaker 6: that it's murky. I just think that there's to be
Speaker 6: blunt often so much misinformation or lack of information around
Speaker 6: who gets the insurance. It's what type of insurance you need,
Speaker 6: what you need to do with your insurance company. We've
Speaker 6: got a bunch of texts.
Speaker 7: On that.
Speaker 6: So I think that's been really, really useful, and I
Speaker 6: think we'll see if we can get back and maybe
Speaker 6: answer a few of your question sometime in the next
Speaker 6: couple of months or so. I eight hundred eighty ten
Speaker 6: eighty is the number to call. We got time for
Speaker 6: a quick couple of building questions. Then we're into the
Speaker 6: garden with a red claim pass from eight point thirty
Speaker 6: this morning. So I eight hundred eighty ten eighty is
Speaker 6: that number to call. Someone's just text through? What about
Speaker 6: replacing the roof? Do I need specific insurance for this?
Speaker 6: I think that's probably a good example of the sort
Speaker 6: of work that if you're going to go and do it,
Speaker 6: you need to ideally contact your insurer. Go this is
Speaker 6: what I'm going to do. If I need to make
Speaker 6: a claim. I there's a delay and we have to
Speaker 6: tarp it and the wind blows and the tart blows
Speaker 6: off and the rain comes and at my ceiling collapses,
Speaker 6: then you know, is that covered under my existing policy?
Speaker 6: Can you extend my existing policy to include that, or
Speaker 6: do I need to take out a specific policy for
Speaker 6: a short period of time to allow for that. I
Speaker 6: think it always seems to be talked to your insurer.
Speaker 6: Is the right answer? Oh eight hundred eighty is the
Speaker 6: number to call. Hell go good morning, Hi, How are
Speaker 6: you very well in yourself?
Speaker 15: Oh?
Speaker 2: Good?
Speaker 23: I'm ringing again about the place I've been in one
Speaker 23: year and it's been built three yearsners. I've noticed by
Speaker 23: the metro where on the latest echo system because it's
Speaker 23: a new build, but because you know you're going to
Speaker 23: build seven hundred houses at the race course. So we're
Speaker 23: on the news thing and there's big cracks in the concrete.
Speaker 23: I'm standing by the big Metro manholes are crack forming
Speaker 23: along the concrete and also a lot of the electricity
Speaker 23: man holds has footge sticks downhouses here and won by
Speaker 23: the core of bag long cracks on the on the
Speaker 23: path by it.
Speaker 6: Don't get a problem, no, look, I think the hard
Speaker 6: thing is that you know, I mean, all concrete wants
Speaker 6: to crack, right, So the way to manage it is
Speaker 6: one to do the right preparation, to have the right thickness,
Speaker 6: the right compaction, the right type of reinforcing in it,
Speaker 6: and then to provide expansion cuts in the concrete just
Speaker 6: after it's been laid to ensure that if it does
Speaker 6: want to move and crack, it does so in a
Speaker 6: controlled manner. That's the short answer to it. So every
Speaker 6: now and then, if you see cracking, it's one of
Speaker 6: those things that's unfortunate, but it happens. It might not
Speaker 6: be structural, it might be you know, essentially purely cosmetic.
Speaker 6: But if it's cracking and then it's displacement so it
Speaker 6: becomes a trip hazard, then.
Speaker 4: You probably.
Speaker 23: Even now, yeah, no, I think if.
Speaker 6: It comes, if its a health and safety issue in essence,
Speaker 6: then you'd probably want to go back to the original
Speaker 6: contractors to ensure that they've done the work correctly. So
Speaker 6: that would be the approach i'd take.
Speaker 23: Okay, appreciate that.
Speaker 14: Thank you, very nice to.
Speaker 6: Talk to you. Thank you all best actually just talking
Speaker 6: about work and workers and all the rest of it.
Speaker 6: And then I was struck by this actually a couple
Speaker 6: of times in the last week or so. A few
Speaker 6: weeks ago, I got called to a property where someone said, oh, look,
Speaker 6: I've heard this funny sound of water rushing. I don't
Speaker 6: know what it is, so I said, I'll come up
Speaker 6: and have a look. When I arrived there, it wasn't
Speaker 6: water on the property. It was that In fact, there
Speaker 6: had been a fairly significant leak from the main to
Speaker 6: the toby to the boundary and there was water just
Speaker 6: bubbling out of the garden, pouring down the footpath and
Speaker 6: into the drain it. It was a decent old link,
Speaker 6: so leak rather so on the phone to water Care
Speaker 6: because I'm in Auckland, reported it. They sent a crew
Speaker 6: out very promptly, had it fax, had the water restored
Speaker 6: within the day. So I kind of go And then
Speaker 6: actually the other night, driving home back to my place,
Speaker 6: looking forward to a shower, to be fair, drove past
Speaker 6: a bunch of guys working just up the street from
Speaker 6: me digging a great big hole looking for a water
Speaker 6: leak in I think the water main in our street's
Speaker 6: about one hundred and ten years old, and so we
Speaker 6: had to be a little bit patient and wait until
Speaker 6: about no thing was about seven o'clock at night before
Speaker 6: the water came back on. But it did come back on,
Speaker 6: and I was looking at those guys working up there, thinking,
Speaker 6: you know, they're not going to get home till quite late.
Speaker 6: And then with the stormy weather that we've had around well,
Speaker 6: specifically in Auckland, but I know Northland, Corimandel, and so
Speaker 6: on and near us again transformer blew up. Power was
Speaker 6: off for a while, you know, But there's crews out
Speaker 6: there doing the work in miserable conditions, often on public holidays,
Speaker 6: and I thought, you know, I don't know that they
Speaker 6: get a lot of criticism, but I don't know that
Speaker 6: they often get the sort of pad on the back
Speaker 6: and the congratulations and the appreciation that they deserve, because
Speaker 6: it's pretty miserable a day on Friday and parts of Saturday,
Speaker 6: and there's lots of people out there working, and I
Speaker 6: just sort of think, look good on you. We do
Speaker 6: appreciate or I do appreciate the work that you do,
Speaker 6: and certainly, you know, you've got to be a bit
Speaker 6: patient in these situations. But at least someone's out there
Speaker 6: fixing it. So good on you. I wait one hundred
Speaker 6: eighty ten eighty for your gardening questions. We're going to
Speaker 6: change gear. We're going to head into the garden. I
Speaker 6: can ask Rid about the tomato seeds that he sent me,
Speaker 6: which is kind of cool. I should probably ask him
Speaker 6: when I should get those into the ground and what
Speaker 6: I'm going to end up with. I'm pretty sure that
Speaker 6: if he sent me tomato seeds I'll end up with tomatoes,
Speaker 6: but hey, we'll find out a bit more about that
Speaker 6: we're through it. If you've got a gardening question, I'll
Speaker 6: tell you what the one upside to all of the
Speaker 6: recent heavy rain, and that the garden, the lawn, which
Speaker 6: has been at my place anyway just absolutely miserable for
Speaker 6: most of the summer, has burst back into life. So
Speaker 6: that's on my list for this week as well well.
Speaker 6: Radio gardening questions galore. Oh, eight hundred and eighty ten
Speaker 6: eighty is the number to call back.
Speaker 18: In a moment, News Talk said extra, there are some
Speaker 18: strange calculations that the White House has done when it
Speaker 18: came to calculating who was going to get hit with
Speaker 18: these tariffs?
Speaker 4: They what have they done? Strangely Well, it was quite bisire.
Speaker 15: The essentially said, any country that has a trade deficit
Speaker 15: that can be resolved with terriffs. Now that's not really
Speaker 15: how tariffs were. Usually what you have is somebody will
Speaker 15: impose a tax on a particular type of product from
Speaker 15: a particular type of country. But the Americans, or their
Speaker 15: White House in this instance, has taken the view that
Speaker 15: if you have a trade deficit, it must be because
Speaker 15: you have tariffs. Now New Zealand does not impose tariffs
Speaker 15: on American products.
Speaker 4: And also it seems like he's used he's used trade
Speaker 4: deficits in some examples.
Speaker 6: And no, I think I saw something in the gas,
Speaker 6: all of it. It's all of it, and it's all
Speaker 6: of it.
Speaker 18: So instead of looking at a tariffs, he's just looked at,
Speaker 18: for instance, I think China the goods trade deficit. He's
Speaker 18: simply he's taken a half of what it is and
Speaker 18: come up down from sixty seven percent to thirty four percent.
Speaker 4: That was a news Talk ZEDB extra.
Speaker 1: For more from the Resident Builder with Peter Wolfcamp, listen
Speaker 1: live to Newstalk ZEDB on Sunday mornings from six, or
Speaker 1: follow the podcast on iHeartRadio