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Speaker 1: Homeowners with houses flooded or damage by where they need

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Speaker 1: to stop expecting government buyouts and do that within the

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Speaker 1: next twenty years. This is a recommendation from an expert

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Speaker 1: panel setup to nut out how to deal with climate risks.

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Speaker 1: Matt Winery is the chair of the Independent Reference Group

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Speaker 1: and is with us Morning Matt Hi Heather. So, Matt,

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Speaker 1: how would this work. You've got a batch next to

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Speaker 1: the beach, it gets flooded, the government will buy you

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Speaker 1: out for the next twenty years and after that you're

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Speaker 1: on your own.

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Speaker 2: So what we're looking to do is create a transition

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Speaker 2: to a future state where the government is not the

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Speaker 2: de facto insurer of all property damage. And that's the

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Speaker 2: situation we're in at the moment on a de factor

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Speaker 2: on a default basis, and a reactive basis post events.

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Speaker 2: But it's not done for everybody or every impact. So

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Speaker 2: what we're saying is what you need to do is

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Speaker 2: transition to a state where people can understand what they

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Speaker 2: will get and the government's obligation to relieve hardship will

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Speaker 2: not be linked to property value anymore, but needs to

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Speaker 2: be done over period of time, so it gives the

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Speaker 2: market time to adjust and gives people fear warning and

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Speaker 2: an opportunity to respond.

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Speaker 1: Okay, you also talk about needing to withdraw some council

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Speaker 1: services from some places. What are you talking about?

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Speaker 2: What we mean there is that the councils will need

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Speaker 2: the ability to withdraw services in particular areas that are

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Speaker 2: particularly affected by by flooding, severe inundational coastal erosions. So

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Speaker 2: like you saw post earthquake, you had you had some

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Speaker 2: situations where you just had a few a few people

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Speaker 2: still living near. What you need to do is get

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Speaker 2: to a point where the councils can make decisions about

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Speaker 2: how they will how they will adapt to the change

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Speaker 2: in climate, so the change in sea level, to change

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Speaker 2: in water level, and that needs to include the ability

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Speaker 2: to give indications over time that they would withdraw services

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Speaker 2: from particular areas where it's no longer suitable for people

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Speaker 2: to be living.

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Speaker 1: Is that in order to basically force people out.

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Speaker 2: No, that doesn't. That doesn't people out. People can continue

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Speaker 2: to choose to stay there, but the council can't be

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Speaker 2: or must be in a position to be able to

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Speaker 2: decide whether to continue to give services if there are

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Speaker 2: essentially nobody to give services to or very few.

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Speaker 1: Matt, thanks very much. Matt Wineray, chair of the Independent

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Speaker 1: Reference Group.

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Speaker 2: For more from the Mic Asking Breakfast, listen live to

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