1 00:00:07,133 --> 00:00:10,453 Speaker 1: You're listening to the Saturday Morning with Jack Team podcast 2 00:00:10,573 --> 00:00:11,693 Speaker 1: from Newstalk ZEDB. 3 00:00:13,413 --> 00:00:17,813 Speaker 2: I hate carrying my wallet right, Not because I'm a 4 00:00:17,813 --> 00:00:21,333 Speaker 2: prickle pockets I swear I'm not. I will always buy 5 00:00:21,413 --> 00:00:26,453 Speaker 2: my round, I promise you, but because at heart I'm 6 00:00:26,453 --> 00:00:30,133 Speaker 2: an optimizer. So I don't want something else to remember, 7 00:00:30,133 --> 00:00:32,173 Speaker 2: a bulge in my back pocket. I just want to 8 00:00:32,173 --> 00:00:35,973 Speaker 2: be able to do everything with the least baggage possible, 9 00:00:36,213 --> 00:00:38,413 Speaker 2: if you know what I mean. So at the moment, 10 00:00:38,493 --> 00:00:41,373 Speaker 2: my wallet has four cards, right, just four. I've got 11 00:00:41,373 --> 00:00:44,173 Speaker 2: a bank card, a credit card, a driver's license and 12 00:00:44,213 --> 00:00:47,973 Speaker 2: then my TV and Z access card. And until two 13 00:00:47,973 --> 00:00:51,293 Speaker 2: weeks ago, I needed an access card to get into 14 00:00:51,333 --> 00:00:54,373 Speaker 2: the Newstalk's EDB officers as well, But not anymore. We're 15 00:00:54,453 --> 00:00:56,773 Speaker 2: very much moving with the times. It's twenty twenty five 16 00:00:56,853 --> 00:00:59,613 Speaker 2: and the Newstalk's EDB officers we've moved to a digital 17 00:00:59,693 --> 00:01:04,053 Speaker 2: swipe system like an app on our phones, right, So 18 00:01:04,373 --> 00:01:07,533 Speaker 2: don't need the card for the ZB officers anymore. As 19 00:01:07,573 --> 00:01:11,133 Speaker 2: it stands, I don't carry cash. My wallet actually has 20 00:01:11,173 --> 00:01:13,253 Speaker 2: nowhere to put it. I don't have a coins purse. 21 00:01:13,293 --> 00:01:17,093 Speaker 2: There's nowhere really that I can tuck notes into but 22 00:01:17,173 --> 00:01:19,413 Speaker 2: for the two dollars forty in change in the center 23 00:01:19,493 --> 00:01:24,213 Speaker 2: console of the Family Corolla. I don't actually have any cash. 24 00:01:24,533 --> 00:01:27,053 Speaker 2: I can't remember the time the last time I did. 25 00:01:27,493 --> 00:01:33,093 Speaker 2: I barely use my physical debit and credit cards. I 26 00:01:33,173 --> 00:01:37,493 Speaker 2: just pay for everything with my phone for the best price. 27 00:01:38,093 --> 00:01:42,013 Speaker 2: I do still need a real plastic card for the bus, 28 00:01:42,093 --> 00:01:46,493 Speaker 2: although they've recently changed that system so that in a pinch, 29 00:01:46,853 --> 00:01:50,453 Speaker 2: I can also pay with my phone. My library card 30 00:01:50,613 --> 00:01:54,733 Speaker 2: is digital, concert tickets are digital Auckland FC in New Zealand. 31 00:01:54,773 --> 00:01:58,533 Speaker 2: All of it is on my phone these days. If 32 00:01:58,573 --> 00:02:01,213 Speaker 2: all goes well with the government's rollout in a few months, 33 00:02:01,293 --> 00:02:05,733 Speaker 2: we should be able to access digital driver's licenses as well. 34 00:02:05,813 --> 00:02:08,173 Speaker 2: In the US have now gone one step further. As 35 00:02:08,213 --> 00:02:12,573 Speaker 2: of this week, American citizens with either Google or Apple 36 00:02:12,653 --> 00:02:17,573 Speaker 2: phones can upload their passports to their devices and store 37 00:02:17,613 --> 00:02:21,933 Speaker 2: them in digital wallets. And so the systems scan your 38 00:02:21,973 --> 00:02:25,373 Speaker 2: passport and then read the little chip at the back right. 39 00:02:25,533 --> 00:02:28,733 Speaker 2: They then compare the photo page from your passport with 40 00:02:28,853 --> 00:02:31,573 Speaker 2: the biometric scan of your face in the same way 41 00:02:31,613 --> 00:02:34,053 Speaker 2: that you might use face ID or something like that, 42 00:02:34,653 --> 00:02:37,373 Speaker 2: and you can use that ID for domestic travel in 43 00:02:37,413 --> 00:02:41,013 Speaker 2: the US, although you still need a physical passport for 44 00:02:41,213 --> 00:02:44,253 Speaker 2: international flights. But let's be honest, if they're doing that 45 00:02:44,333 --> 00:02:47,973 Speaker 2: for digital travel within the US, surely it's not going 46 00:02:48,013 --> 00:02:51,453 Speaker 2: to be long until your ID is used the same 47 00:02:51,493 --> 00:02:54,693 Speaker 2: way for international flights. And I know what you're thinking. 48 00:02:55,933 --> 00:03:02,973 Speaker 2: Digital passports, digital bank cards, digital drivers' licenses, digital swipe 49 00:03:03,053 --> 00:03:07,733 Speaker 2: cards for getting into the office. What prey could possibly 50 00:03:07,773 --> 00:03:12,133 Speaker 2: go wrong? And I agree with you, I do. The 51 00:03:12,133 --> 00:03:16,413 Speaker 2: more that our vital ID and payment systems go digital, 52 00:03:16,453 --> 00:03:19,773 Speaker 2: the more vulnerable many of these systems might be to 53 00:03:19,933 --> 00:03:24,933 Speaker 2: failure to power outages, to coding errors, or to hacking. 54 00:03:25,173 --> 00:03:27,093 Speaker 2: At least for the near future, of course, there are 55 00:03:27,093 --> 00:03:30,453 Speaker 2: going to be the traditional options available. They're not scrapping 56 00:03:30,773 --> 00:03:36,573 Speaker 2: plastic driver's licenses just yet. But all things being equal, 57 00:03:38,413 --> 00:03:42,893 Speaker 2: I reckon twenty twenty six might be the last year 58 00:03:42,973 --> 00:03:46,653 Speaker 2: of my life in which I actually need to carry 59 00:03:46,693 --> 00:03:49,853 Speaker 2: a wallet. I reckon, this is it. I reckon we've 60 00:03:49,853 --> 00:03:52,053 Speaker 2: reached the end of the road. I'm going to be 61 00:03:52,093 --> 00:03:54,973 Speaker 2: first in line for a digital driver's license once they 62 00:03:55,013 --> 00:03:57,653 Speaker 2: introduce them here, and a year from now, I reckon, 63 00:03:57,813 --> 00:04:01,813 Speaker 2: everything I need from my cards I should be able 64 00:04:01,813 --> 00:04:05,213 Speaker 2: to do with my phone and while look, I know 65 00:04:05,413 --> 00:04:08,813 Speaker 2: there are risks. I understand there are risks. I know 66 00:04:08,933 --> 00:04:11,613 Speaker 2: it's a single point of failure. I know it'll be 67 00:04:11,853 --> 00:04:17,773 Speaker 2: even more of a disaster if I accidentally lose my phone. Truthfully, 68 00:04:18,653 --> 00:04:22,413 Speaker 2: my concerns are drowned out by an even stronger impulse. 69 00:04:22,733 --> 00:04:29,333 Speaker 2: Sure there are security concerns, but man, just think of 70 00:04:29,373 --> 00:04:30,373 Speaker 2: the convenience. 71 00:04:31,053 --> 00:04:34,133 Speaker 1: For more from Saturday Morning with Jack Tame, Listen live 72 00:04:34,253 --> 00:04:37,053 Speaker 1: to news talks i'd B from nine am Saturday, or 73 00:04:37,133 --> 00:04:39,053 Speaker 1: follow the podcast on iHeartRadio.