WEBVTT - Full Show Podcast: 18 May 2025 0:00:06.815 --> 0:00:10.655 You're listening to the Resident Builder podcast with Peter Wolfcamp 0:00:10.895 --> 0:00:14.855 from US talks it by helping you get those DIY 0:00:14.935 --> 0:00:18.655 projects done right. The Resident Builder with Peter wolf Camp 0:00:18.775 --> 0:00:21.695 Call eight hundred eighteen eighteen US talk Sibby. 0:00:24.655 --> 0:00:27.495 The house sizzle even when it's. 0:00:27.375 --> 0:00:34.495 Dark, even when the grass is overgrown in the yard, 0:00:34.815 --> 0:00:39.215 even when the dog is too old to bar, and 0:00:39.295 --> 0:00:43.015 when you're sitting at the table trying to have to stop. 0:00:44.575 --> 0:00:52.415 Scissor hole, even when we again, even when you're therellone, 0:01:03.695 --> 0:01:06.735 house sizzle Wolf even when they go. 0:01:08.255 --> 0:01:10.455 Even when you go around funnel one. 0:01:10.615 --> 0:01:15.655 You love your moves, scream does broken pains, being in 0:01:15.775 --> 0:01:21.255 fund locals vesperal when they're gone, leaving them. 0:01:22.575 --> 0:01:26.575 Has even when. 0:01:26.495 --> 0:01:48.935 Wilbra Ben, even when you're theirlone. 0:01:38.855 --> 0:01:41.775 Years and a very very good morning and a warm 0:01:41.895 --> 0:01:44.695 welcome to the Resident Builder on Sunday. You're with me, 0:01:44.815 --> 0:01:47.375 Peter wolf Camp, the Resident Builder, and this is an 0:01:47.375 --> 0:01:53.455 opportunity to talk all things building, construction, repairs, maintenance, new ideas, 0:01:54.255 --> 0:02:02.255 subcontractors and subcontractor, wrangling contracts, legislation, rules and regulations, all 0:02:02.295 --> 0:02:05.735 of the things that go along with maybe owning a house, 0:02:05.855 --> 0:02:09.055 living in house, looking after a house doing the maintenance, 0:02:09.055 --> 0:02:11.415 and I had a little bit of that myself this week, 0:02:11.455 --> 0:02:15.255 where continuing to work away on this little project. There 0:02:15.295 --> 0:02:17.495 was a little bit of rot, I thought in one 0:02:17.495 --> 0:02:20.375 of the posts that's holding up the verandah. I had 0:02:20.415 --> 0:02:23.135 a bit of a fossic around with the putty knife, 0:02:23.175 --> 0:02:25.335 just to see how soft it was and whether I 0:02:25.375 --> 0:02:28.015 could put that, you know, sort of fetch that out 0:02:28.295 --> 0:02:31.255 and maybe fetching a new piece of timber, screw it together. 0:02:31.335 --> 0:02:33.495 It's still going to be strong enough, et cetera. Or 0:02:33.535 --> 0:02:35.295 when the putty knife went from one side of the 0:02:35.415 --> 0:02:38.375 hundred mill posts to the other straight through the guts 0:02:38.415 --> 0:02:41.375 of it, basically I thought, yeah, maybe not by the 0:02:41.415 --> 0:02:43.655 time I fart around and cut that piece out and 0:02:43.655 --> 0:02:45.375 do a couple of half houses and all the rest 0:02:45.375 --> 0:02:47.415 of it. Shall I just go down and buy a 0:02:47.415 --> 0:02:49.215 new post, which I did, But of course it's not 0:02:49.335 --> 0:02:51.935 just a new post. It's a post that's got fluting 0:02:51.935 --> 0:02:53.975 on it. So a forty five degree bevil on the 0:02:54.015 --> 0:02:56.975 lower section, then a blank, then another section, and then 0:02:57.015 --> 0:02:59.975 another blank and then another section. So a little bit 0:03:00.015 --> 0:03:03.175 of time with a router and chisel and primers and 0:03:03.215 --> 0:03:05.575 so on, and anyway it's done. It's on my bench. 0:03:05.615 --> 0:03:09.015 I finished about six o'clock last night, I think, and well, 0:03:09.095 --> 0:03:10.895 I don't think i'll work on it today, but Monday 0:03:10.975 --> 0:03:13.815 looks like a good day and I'll get on to 0:03:13.935 --> 0:03:16.095 that project. So, if you've got a project that you 0:03:16.135 --> 0:03:18.615 would like to talk about all some questions of a 0:03:18.655 --> 0:03:21.175 building nature, the lines are open. The number to call 0:03:21.375 --> 0:03:24.935 is eight hundred eighty ten eighty. You can text as well, 0:03:24.935 --> 0:03:28.095 it's nine to nine two. And if you would like 0:03:28.175 --> 0:03:31.015 to send me an email, like if you so for 0:03:31.055 --> 0:03:33.695 example with the text. I know we're used to texting 0:03:33.975 --> 0:03:37.695 pictures to each other that pictures don't work on the 0:03:37.695 --> 0:03:39.695 text here at news Talks heed b. If you'd like 0:03:39.695 --> 0:03:41.695 to send me a photograph of something that you have 0:03:41.775 --> 0:03:44.375 some questions about, then you need to email that and 0:03:44.415 --> 0:03:48.415 that is Pete at newstalksb dot co dot n said, So, 0:03:48.655 --> 0:03:51.975 Pete at Newstalks, heb dot co dot n said, I 0:03:51.975 --> 0:03:54.855 trust you've had a good week, maybe a productive week. 0:03:54.975 --> 0:03:58.015 I had a number of sort of comments to me 0:03:58.215 --> 0:04:00.735 just during the course of the week about having Chris 0:04:00.775 --> 0:04:04.495 Pink the Minister in the studio last week. I will 0:04:04.535 --> 0:04:07.055 definitely reach out again, maybe in a couple of months 0:04:07.135 --> 0:04:09.615 time to go. Look, if you've got the time and 0:04:09.655 --> 0:04:13.095 the inclination, which he seems to have, then we'll get 0:04:13.135 --> 0:04:15.495 him back into the studio and maybe focus a little 0:04:15.495 --> 0:04:17.855 bit more. To be fair, I had a whole heap 0:04:17.895 --> 0:04:19.935 of sort of topics and questions that we needed to 0:04:19.975 --> 0:04:22.255 get through. So we did get to a couple of texts, 0:04:22.255 --> 0:04:24.495 but it'd be great if you had an opportunity to 0:04:24.535 --> 0:04:26.655 talk to him as well. So leave that with me. 0:04:26.855 --> 0:04:29.615 We'll get that organized. Speaking of leave it with me too, 0:04:29.695 --> 0:04:33.175 the other day, two weeks ago on the show, someone 0:04:33.255 --> 0:04:37.975 rang and was interested in a property that had, as 0:04:37.975 --> 0:04:41.775 they describe it, a defective title. So it was a 0:04:41.815 --> 0:04:45.895 cross lea's property where perhaps some changes had been made 0:04:45.895 --> 0:04:49.375 to the buildings that were on that cross lease that 0:04:49.495 --> 0:04:53.215 had not been registered on the title or on the 0:04:53.255 --> 0:04:57.775 flats plan, and so the title was, in their words, defective. 0:04:59.215 --> 0:05:03.535 And it's something I know a little bit about, but 0:05:03.975 --> 0:05:07.215 I thought, yeah, let's reach out to to someone who 0:05:07.255 --> 0:05:09.895 really knows what they're talking about in this particular sense. 0:05:10.495 --> 0:05:12.215 And if you recall, a couple of months ago, we 0:05:12.255 --> 0:05:16.255 had been Thompson on the program. He's a property lawyer. 0:05:16.335 --> 0:05:19.815 We talked about boundaries and boundary issues and so on. 0:05:20.735 --> 0:05:22.535 It turns out that he actually knows quite a lot 0:05:22.615 --> 0:05:25.135 about cross leases. So Ben is going to join us 0:05:25.215 --> 0:05:29.215 after eight o'clock this morning to talk specifically about cross leases. 0:05:29.255 --> 0:05:33.015 When I spoke to him last week to organize the time, 0:05:33.815 --> 0:05:35.935 he said, oh, look, I've actually just done a presentation 0:05:36.055 --> 0:05:38.535 to the Law Society at one of their conferences on 0:05:38.695 --> 0:05:42.135 cross leases. So what is a cross lease? We might 0:05:42.175 --> 0:05:45.615 start there. Where did they come from? Like how are 0:05:45.615 --> 0:05:49.495 they different to a regular fee simple title or a 0:05:49.735 --> 0:05:51.615 unit title and those sorts of things. So what's a 0:05:51.695 --> 0:05:55.295 cross lease? How do they operate? And what happens when 0:05:55.535 --> 0:05:59.415 one is called a defective cross lease? And then how 0:05:59.415 --> 0:06:01.455 do you go about fixing it? If you're interested in 0:06:01.495 --> 0:06:05.615 the property that might have a defective title or defective 0:06:05.655 --> 0:06:08.775 title in terms of the cross LEAs, what is the remedy. 0:06:08.895 --> 0:06:11.255 So we'll talk about all of that with Ben after 0:06:11.295 --> 0:06:13.655 eight o'clock this morning, But right now it is your 0:06:13.695 --> 0:06:17.255 opportunity to call to chat to talk about all things 0:06:17.295 --> 0:06:21.415 building and construction. And it might be around new products 0:06:21.735 --> 0:06:25.015 and new ideas, something you haven't seen before. It might 0:06:25.175 --> 0:06:28.455 be well, it might be a little bit topical. I 0:06:28.535 --> 0:06:30.415 was going to mention this after seven o'clock, but I'll 0:06:30.455 --> 0:06:34.535 throw it out there now, as is my want. Often 0:06:34.575 --> 0:06:36.855 when I sort of get up, I go online, I 0:06:36.935 --> 0:06:39.615 check out the couple of local news stories, and the 0:06:39.615 --> 0:06:42.735 one that I stumbled upon yesterday was front page, as 0:06:42.775 --> 0:06:45.495 it turns out, of the print edition of the Herald, 0:06:45.655 --> 0:06:51.695 about double glazing, particularly double glazing with regard to heritage properties, 0:06:52.815 --> 0:06:55.495 and the headline was something along the lines of council 0:06:56.695 --> 0:07:02.455 demand viller owner removes double glazing because it contravenes something 0:07:02.455 --> 0:07:05.215 in the resource consent. There's a little bit more to 0:07:05.295 --> 0:07:07.455 that story if you've had a look at it, and 0:07:07.455 --> 0:07:10.015 you may here to comment. I'd be interested in your 0:07:10.055 --> 0:07:12.535 comments before I offer up my own on that one 0:07:12.655 --> 0:07:15.215 as well. But right now we should talk all things 0:07:15.215 --> 0:07:18.615 building construction. The lines are open, The opportunity is yours. 0:07:18.735 --> 0:07:25.095 Any questions that you might have around repairs, maintenance, new builds, products, regulations, 0:07:25.815 --> 0:07:28.775 dealing with subcontractors. I might even have a bit of 0:07:28.775 --> 0:07:31.095 a story about that as we go through the morning 0:07:31.135 --> 0:07:33.455 as well, But right now I want you to ask 0:07:33.495 --> 0:07:36.055 the question. So call me now eight hundred and eighty 0:07:36.215 --> 0:07:39.695 ten eighty. We'll get things started. It is coming up 0:07:39.735 --> 0:07:42.135 fourteen minutes after six, back after the break. 0:07:42.455 --> 0:07:45.855 Meat it twice, God was But maybe call Pete first 0:07:46.015 --> 0:07:48.655 video walcav the resident builder News Talks. 0:07:48.655 --> 0:07:51.175 He'd be your news Talks, he'd be We're talking all 0:07:51.215 --> 0:07:54.615 things building and construction. It is seventeen minutes after six, 0:07:54.695 --> 0:07:56.135 and a very good morning to you, Bob. 0:07:57.415 --> 0:08:00.495 Yes, good morning, Peter, Hey Bob. I wonder if you 0:08:00.535 --> 0:08:04.215 can help me. I'm having some painting at my home 0:08:04.455 --> 0:08:09.135 and outside I've got a little decorative wall. It's a 0:08:09.175 --> 0:08:13.815 brick wide and at one stage is about three bricks high. 0:08:13.895 --> 0:08:17.695 There's a course of bricks that have broke, basically broken away, 0:08:18.295 --> 0:08:22.415 and they still there, still three bricks, and there's still 0:08:22.495 --> 0:08:23.215 mortar on them. 0:08:23.495 --> 0:08:23.735 Yes. 0:08:24.775 --> 0:08:27.175 Is there any way that rather than cleaning them all 0:08:27.255 --> 0:08:30.935 up and having a remortaring them, is there any adhesive 0:08:31.135 --> 0:08:33.055 that I could stick it back to the wall. 0:08:35.615 --> 0:08:36.015 Yeah, and. 0:08:37.975 --> 0:08:40.655 Yes there is. And it's one of those things that 0:08:40.775 --> 0:08:43.975 I'll suggest a brand because I've used it, and I've 0:08:44.015 --> 0:08:48.255 actually used it for almost identical sort of circumstances. Some 0:08:48.375 --> 0:08:50.615 years ago, I was backing a trailer down a driveway 0:08:50.695 --> 0:08:54.415 and I happened to clip the side of a block wall, right, 0:08:55.855 --> 0:08:58.575 and so I took a chunk out and I'm like, oh, 0:08:58.695 --> 0:09:02.895 what do I do now? And I use some fix Al. 0:09:03.615 --> 0:09:07.135 So it's a hold fast sud Old product called fix All, 0:09:07.735 --> 0:09:09.255 and I had some in the back of the truck. 0:09:09.295 --> 0:09:11.895 I'd used it for a while. I put a little 0:09:11.975 --> 0:09:14.575 dab of that on and I glued that little chip 0:09:14.615 --> 0:09:18.335 back into the block wall. And to this day, some 0:09:19.055 --> 0:09:22.575 seventeen or eighteen years later, it's still there. It's still 0:09:22.615 --> 0:09:26.895 holding tight. So yeah, I think if you get something 0:09:26.975 --> 0:09:30.295 like fix All that would probably hold it in place. 0:09:31.055 --> 0:09:34.655 It's no way it's it's just a decorative end cap. 0:09:34.735 --> 0:09:38.495 And so that sounds so fix All and I'll just 0:09:38.495 --> 0:09:40.455 get that at any hard way I take it, will I. 0:09:40.655 --> 0:09:42.815 Yeah, you probably need to go some of the biggest stores, 0:09:43.935 --> 0:09:45.895 but yeah, I think they're in most stores. 0:09:47.015 --> 0:09:51.935 Oh thanks for that, Thank you very much. 0:09:52.055 --> 0:09:52.455 Take care. 0:09:53.415 --> 0:09:54.135 Just clean it up. 0:09:54.255 --> 0:09:56.055 I mean I can clean it up, make sure there's 0:09:56.095 --> 0:09:58.655 no dust there, and then just use a bit of 0:09:58.695 --> 0:10:01.535 that to bet it back down again and it'll it'll 0:10:01.895 --> 0:10:03.215 last very well. 0:10:03.855 --> 0:10:05.375 Is it a fairly sick type store. 0:10:06.055 --> 0:10:08.735 It's it's in a cartridge, so you'll need a corking 0:10:08.775 --> 0:10:12.695 gun as well. You know you're extrude yep, okay, so 0:10:12.855 --> 0:10:14.375 just extrude out of a corking gun. 0:10:15.055 --> 0:10:18.495 Okay, okay, another mix along the top. I've been cleaning 0:10:18.495 --> 0:10:21.855 it because there's some the beenpen many twenty nine years old, yes, 0:10:23.055 --> 0:10:25.695 and along the top of some of the mortar has 0:10:25.735 --> 0:10:27.735 sort of come out and it's got and I've cleaned 0:10:27.735 --> 0:10:30.415 it all up. Would that sort of a thing? 0:10:30.695 --> 0:10:33.855 No, Well, you could try and repoint at using this, 0:10:33.935 --> 0:10:35.895 but it won't be a nice look. While you're in 0:10:35.935 --> 0:10:39.375 the store, have a look for there's there's all sorts 0:10:39.415 --> 0:10:42.295 of like powders and pre mixes that you can use 0:10:42.375 --> 0:10:48.415 for grout repair and for mortar repair. So there'll be 0:10:48.735 --> 0:10:53.255 either products by Seeker or who else does it? I 0:10:53.295 --> 0:10:56.135 think even Sally's do one. There's a couple of different companies. 0:10:56.175 --> 0:10:58.535 It'll be like a dry powder that you can mix up, 0:10:58.935 --> 0:11:01.615 make into a little paste and use that to tidy 0:11:01.695 --> 0:11:04.615 up the mortar. If there's some of that mortar loose. 0:11:05.095 --> 0:11:08.175 Oh look great, it's a little bob and what did 0:11:08.175 --> 0:11:08.615 you call it? 0:11:08.655 --> 0:11:09.215 Do you called it? 0:11:09.735 --> 0:11:11.855 This one by Seeker? If you go into the sort 0:11:11.895 --> 0:11:16.175 of masonry section, so where they where they've got cements 0:11:16.215 --> 0:11:18.455 and those sorts of things. They'll often have those powders 0:11:18.455 --> 0:11:18.855 as well. 0:11:19.655 --> 0:11:22.015 Good all right, you. 0:11:21.935 --> 0:11:24.215 Take care, take care or I wait one hundred and 0:11:24.215 --> 0:11:27.215 eighty ten eighty then number to call Michelle. A very 0:11:27.215 --> 0:11:28.055 good morning to you. 0:11:29.655 --> 0:11:31.455 Good morning, How are you very well? 0:11:31.535 --> 0:11:32.175 How can I help? 0:11:33.815 --> 0:11:34.015 Hey? 0:11:34.215 --> 0:11:38.055 I have a question? Can you please tell me about 0:11:38.135 --> 0:11:43.015 the difference between a freehold title and unit title and 0:11:43.095 --> 0:11:46.375 what to be a with when you're purchasing. 0:11:48.775 --> 0:11:51.455 I I'm not going to offer up an opinion because 0:11:51.535 --> 0:11:53.855 I think it's really important that you know these sorts 0:11:53.895 --> 0:11:58.415 of things are right. So in this instance, what is 0:11:58.455 --> 0:12:01.375 this a standalone residential dwelling? 0:12:04.815 --> 0:12:09.255 So currently have a free We've got a couple of homes, 0:12:09.495 --> 0:12:13.375 and I'm a freehold title and another one we're just 0:12:13.615 --> 0:12:16.295 gone into the unit title. It's part of a complex. 0:12:17.935 --> 0:12:21.735 And obviously there's a different lending criteria around unit titles 0:12:22.255 --> 0:12:26.415 from a banking perspective and from a freehold title. It's 0:12:26.415 --> 0:12:32.615 just really curious around what makes a unit title so 0:12:33.095 --> 0:12:37.015 different to a freehold title. And obviously there's a lot 0:12:37.015 --> 0:12:41.095 more freehold title gives you more options than a unit title. 0:12:41.535 --> 0:12:44.655 But I'm just curious as to what makes a unit title. 0:12:44.695 --> 0:12:46.775 Does the unit title have to be Is it just 0:12:46.815 --> 0:12:52.095 something in a complex or in where there's a joining buildings, 0:12:52.255 --> 0:12:53.855 Is that what makes it? 0:12:53.975 --> 0:12:57.175 And particularly with unit titles, you might find let's say 0:12:57.215 --> 0:13:03.855 it's you know, increasingly there's say small low rise high 0:13:03.855 --> 0:13:07.335 density housing or low rise medium den city housing where 0:13:07.615 --> 0:13:11.815 you might have a ground floor flat, a middle floor flat, 0:13:11.855 --> 0:13:14.775 and then a top floor flat and possibly two of 0:13:14.815 --> 0:13:17.735 them on each level. Right, So the person at the 0:13:17.775 --> 0:13:21.775 top effectively owns the same piece of land as the 0:13:21.815 --> 0:13:24.455 person at the bottom, and the person in the middle 0:13:24.615 --> 0:13:29.695 also has a right to the land or to occupy 0:13:29.775 --> 0:13:33.375 that space, hence the unit title right, whereas obviously with 0:13:33.455 --> 0:13:38.375 a freehold piece of land, then it will be here's 0:13:38.415 --> 0:13:41.775 a piece of land which we know the size of 0:13:41.815 --> 0:13:44.855 the land, we can determine the boundaries, the four corners 0:13:44.935 --> 0:13:48.975 or however many corners, and that land is owned exclusively 0:13:49.375 --> 0:13:52.495 by the occupants of that property or by the owners 0:13:52.535 --> 0:13:57.855 of that property. There is also freehold but subject to parcel, 0:13:58.775 --> 0:14:01.575 which is a way of saying you own this piece 0:14:01.615 --> 0:14:04.095 of land, but we actually don't know exactly how big 0:14:04.135 --> 0:14:07.975 it is. And that's not uncommon in older heritage areas 0:14:07.975 --> 0:14:11.815 where there hasn't been surveys or modern surveys, so you know, 0:14:12.455 --> 0:14:14.615 we think it's two hundred square meters, but it might 0:14:14.655 --> 0:14:16.775 be two hundred and five, and the boundary might be here, 0:14:16.815 --> 0:14:20.855 it might be somewhere slightly different. And then obviously there's 0:14:21.215 --> 0:14:25.295 cross lease titles, which we'll be talking about with with 0:14:25.615 --> 0:14:28.455 Ben a little bit later on today, which is where 0:14:28.775 --> 0:14:32.415 effectively you've given you lease your land to your neighbor 0:14:32.575 --> 0:14:36.175 or to neighbors if there's multiple ones, and they also 0:14:36.375 --> 0:14:39.055 lease their land to you, and so that that's the 0:14:39.135 --> 0:14:43.215 cross least part of it. But the unit title one, Yeah, 0:14:43.295 --> 0:14:46.575 my understanding is in terms of borrowing, it's slightly more 0:14:46.575 --> 0:14:50.055 complex for the bank because there is multiple interest in 0:14:50.095 --> 0:14:51.215 that same property. 0:14:53.095 --> 0:14:56.215 Yes, okay. Would it be fair to say so that 0:14:56.335 --> 0:15:01.055 most unit titles operate under a body corporate structure or 0:15:01.095 --> 0:15:01.975 not necessarily? 0:15:03.735 --> 0:15:07.335 I don't know whether i'd say that most do. Certainly 0:15:07.335 --> 0:15:09.615 I'm aware of a number that do. And again, if 0:15:09.615 --> 0:15:12.415 it's in a let's say it's a building where it's 0:15:12.575 --> 0:15:15.695 multiple levels, right, that then it gets I think it 0:15:15.695 --> 0:15:18.455 gets really important that someone you know on the bottom 0:15:18.535 --> 0:15:20.895 level knows that the person on the top level is 0:15:20.895 --> 0:15:23.735 going to look after their roof. Because they can't look 0:15:23.775 --> 0:15:26.055 after their roof, they're reliant on the other person. So 0:15:26.135 --> 0:15:28.175 wrapping that up in a body corporate makes a lot 0:15:28.215 --> 0:15:32.295 of sense. For example, let's say there's a development and 0:15:32.335 --> 0:15:35.415 these are increasingly common in terms of this is our 0:15:35.615 --> 0:15:41.375 building topography. Now you might have four adjoining properties, each 0:15:41.415 --> 0:15:45.575 of them two or three stories high that share you know, 0:15:46.215 --> 0:15:48.575 one and two share a boundary wall, two and three 0:15:48.615 --> 0:15:51.295 share a boundary wall, three and four share a boundary wall, 0:15:51.335 --> 0:15:54.495 et cetera, et cetera. But they may not have a 0:15:54.655 --> 0:15:57.775 body corporate to you know, even let's say if the 0:15:57.855 --> 0:16:01.335 roof extends over all of those dwellings, there may not 0:16:01.455 --> 0:16:05.135 necessarily be a body corporate in place to ensure that 0:16:05.815 --> 0:16:09.735 if one one roof requires repair, it can be requested 0:16:09.735 --> 0:16:12.135 by the other. So I think that gets a little 0:16:12.135 --> 0:16:13.335 bit challenging in that space. 0:16:15.735 --> 0:16:19.695 So that would be very potentially be depending on your neighbor. 0:16:19.775 --> 0:16:22.255 And that's where a body corporate comes in quite good 0:16:22.255 --> 0:16:25.375 in the sense that they will take care of the 0:16:25.575 --> 0:16:29.535 entire process in the context will at once, whereas when 0:16:29.575 --> 0:16:33.215 it's an individual you can get a very different level 0:16:33.335 --> 0:16:34.535 of expectation. 0:16:35.855 --> 0:16:39.175 Yeah, And I mean if you drive around and like that, 0:16:39.535 --> 0:16:42.135 you know, I've certainly been, you know, think about sort 0:16:42.135 --> 0:16:44.735 of when we had just in terms of New Zealand's 0:16:44.735 --> 0:16:48.455 building history nineteen sixties nineteen seventies, there was the beginning 0:16:48.495 --> 0:16:51.415 of a little bit of intensification. So you know, brick 0:16:51.495 --> 0:16:55.655 and tile units, for example, often dated from around that period. 0:16:56.055 --> 0:16:58.615 And I've either been to look at one or something 0:16:58.695 --> 0:17:01.535 like that, and there'll be let's say four buildings in 0:17:01.575 --> 0:17:04.975 a row. They're all brick and tile units, and you know, 0:17:05.295 --> 0:17:07.735 one roof isn't really good condition, the other roof is 0:17:07.775 --> 0:17:10.495 in poor condition, the next one. You know that sort 0:17:10.535 --> 0:17:12.815 of thing. And I guess in that instance there where 0:17:12.815 --> 0:17:17.015 they share the roof, obviously there's been no agreement between 0:17:17.055 --> 0:17:20.615 the parties to keep it consistent. And so you know, 0:17:20.735 --> 0:17:24.455 Party A has repaired or replaced their roof and the 0:17:24.455 --> 0:17:27.855 one next to it hasn't been replaced. So I guess 0:17:27.895 --> 0:17:31.095 that's that might be the advantage from my own experience, 0:17:31.135 --> 0:17:33.375 I have no experience of body corporates in terms of 0:17:33.455 --> 0:17:38.295 owning property that's covered by that. You know, I went 0:17:38.415 --> 0:17:41.855 actually to inspect a property on Thursday, that is it's 0:17:41.895 --> 0:17:46.815 an apartment and the Body corporate is involved there. But 0:17:47.095 --> 0:17:49.695 you know, and again they seem variable as well. Like 0:17:49.815 --> 0:17:53.975 I know people have had terrible encounters with body corporates 0:17:54.015 --> 0:17:56.615 where they haven't been particularly well managed and that sort 0:17:56.615 --> 0:17:59.095 of thing. But then I also know people that sit 0:17:59.135 --> 0:18:02.695 on boards of body corporates and you know, they're well managed, 0:18:02.895 --> 0:18:06.695 everyone's really engaged, et cetera, et cetera. So it is 0:18:06.735 --> 0:18:07.535 so variable. 0:18:07.575 --> 0:18:11.935 Yeah, no, that's awesome, or I thank you for clarifying that. 0:18:12.855 --> 0:18:16.135 Hopefully that's reasonably clear. But the unit title is multiple 0:18:16.135 --> 0:18:20.335 occupancies on one patch of land sexually. Ok yeah, good 0:18:20.375 --> 0:18:23.335 luck with that, all the very best. Okay, you too, 0:18:23.495 --> 0:18:25.775 take care, Michelle, Bob think oh eight hundred and eighty 0:18:25.815 --> 0:18:28.215 ten ages on that. So a couple of weeks ago 0:18:28.255 --> 0:18:33.055 we had a question about the Essentially, it's the phrase 0:18:33.095 --> 0:18:37.855 that is often used as defective title. So what happens 0:18:37.895 --> 0:18:43.055 when there is a cross lease arrangement with multiple dwellings 0:18:43.095 --> 0:18:46.575 on a property and there are alterations to one of 0:18:46.615 --> 0:18:50.175 those dwellings. What type of alterations require you to update 0:18:50.175 --> 0:18:53.655 the flats plan? What happens if you don't, If you're 0:18:54.175 --> 0:18:57.495 purchasing a property that has a defective title, How can 0:18:57.535 --> 0:18:58.135 you fix it? 0:18:59.575 --> 0:18:59.775 You know? 0:19:01.455 --> 0:19:03.775 Mental out of the call that we had last week, 0:19:03.975 --> 0:19:07.535 someone said, I, you know, I have heard and been 0:19:07.535 --> 0:19:10.655 involved with a case where it cost about twenty thousand 0:19:10.695 --> 0:19:15.895 dollars to resolve the defective title. Now is that common? 0:19:16.215 --> 0:19:18.095 Is that too high? We can talk about all of 0:19:18.135 --> 0:19:21.415 this with Ben Thompson, who is a lawyer specializing in this, 0:19:21.575 --> 0:19:24.575 after eight o'clock this morning. If you've got a specific question, 0:19:24.855 --> 0:19:26.935 you know, if you're in a situation where there is 0:19:26.935 --> 0:19:30.215 an issue with a Crossley's title and you can summarize 0:19:30.255 --> 0:19:32.615 that into a text, feel free to send them through 0:19:32.655 --> 0:19:35.535 and I'll put those two to Ben after eight o'clock 0:19:35.615 --> 0:19:38.175 this morning as well. Twenty nine minutes after six we 0:19:38.215 --> 0:19:40.335 n take a short break. We'll talk to Steve straight after. 0:19:40.175 --> 0:19:42.855 The break doing of the house, extorting the guard and 0:19:42.975 --> 0:19:46.055 asks Pete for a hand the resident builder with Peter 0:19:46.135 --> 0:19:50.015 Wolfcap call oh eight eighty News TALKSB. 0:19:49.975 --> 0:19:53.495 US TALKSB indeed and we are talking all things building 0:19:53.535 --> 0:19:56.215 and construction. Steve are very good morning. 0:19:56.615 --> 0:19:59.855 Yes you're talking about this double glazing. It's not the 0:19:59.935 --> 0:20:03.575 double glazing that's the problem in the heritage zone. It's 0:20:03.655 --> 0:20:08.335 the frame, the way it looks. Yeah, we've got one 0:20:08.335 --> 0:20:11.415 here in Thames. You now, what the framers have done 0:20:11.895 --> 0:20:17.095 is they've overlaid the outside of the frame with plastic 0:20:17.255 --> 0:20:22.695 molding so that it looks like a wooden frame. The 0:20:22.775 --> 0:20:27.295 only problem with it is the material they've used, or 0:20:27.335 --> 0:20:32.215 the double sided tape they've used to adhes adhere to 0:20:32.295 --> 0:20:34.815 the frame fails. 0:20:35.455 --> 0:20:36.015 It's not. 0:20:37.735 --> 0:20:40.735 They've got to do a little bit more research on that. 0:20:40.935 --> 0:20:45.815 What they use to stick a plastic molding to an 0:20:45.895 --> 0:20:53.015 aluminium frame that will successfully hold it there, It paces west, 0:20:53.255 --> 0:20:55.975 it gets all right, and they have a habit of 0:20:56.015 --> 0:21:00.775 falling off after a while. There must be some sort 0:21:00.815 --> 0:21:01.695 of an adhesive. 0:21:02.175 --> 0:21:05.735 So let's because I think, you know, that's. 0:21:05.095 --> 0:21:07.535 All that needs with that. One was in the paper 0:21:08.415 --> 0:21:11.415 was that the shape of the frame is wrong. 0:21:13.335 --> 0:21:15.255 I agree with you. 0:21:15.255 --> 0:21:17.975 You know, it's it's it's a flat frame where it 0:21:17.975 --> 0:21:18.895 should be raised. 0:21:19.615 --> 0:21:21.815 Yeah, on that point, I agree with you. I think, 0:21:21.935 --> 0:21:24.615 just just to be really clear, because I think this 0:21:24.695 --> 0:21:28.335 is where the details are actually really important. Right, So 0:21:28.415 --> 0:21:31.175 what you're describing is not double glazing. It's what we 0:21:31.215 --> 0:21:34.775 would call secondary glazing. So it's the addition of of 0:21:35.055 --> 0:21:38.455 another insulating layer. In your case, some glass or some 0:21:38.455 --> 0:21:39.175 perspects or. 0:21:39.175 --> 0:21:41.095 Something double glazed window. 0:21:41.495 --> 0:21:42.015 No it's not. 0:21:43.695 --> 0:21:46.175 Oh the one on the paper wasn't. 0:21:46.535 --> 0:21:50.255 The one in the paper used double glazed units and 0:21:50.935 --> 0:21:57.295 inserted into an aluminium frame. Right, So what But what 0:21:57.335 --> 0:22:01.335 you just described in terms of another layer adhered to 0:22:01.455 --> 0:22:04.815 the front of an existing window is not double glazing. 0:22:04.895 --> 0:22:06.255 That's called secondary glaze. 0:22:06.335 --> 0:22:08.575 Nothing to do with the double glazing. It's the shape 0:22:08.575 --> 0:22:09.215 of the frame. 0:22:09.975 --> 0:22:10.495 I understand. 0:22:10.535 --> 0:22:12.655 I think we're a cross. 0:22:12.975 --> 0:22:15.935 Yeah, yeah, but yes, you're you're right. I think that 0:22:16.855 --> 0:22:21.375 the headline as it appeared, suggested that council have a 0:22:21.415 --> 0:22:24.695 problem with double glazing. Council do not have a problem 0:22:24.775 --> 0:22:27.415 with double glazing in terms of heritage houses or any 0:22:27.455 --> 0:22:31.375 other house for that matter. What I think drew the 0:22:31.415 --> 0:22:35.055 attention of council is that in the heritage area someone 0:22:35.175 --> 0:22:41.095 had removed the timber sashes and replaced them with aluminium 0:22:41.175 --> 0:22:46.295 insert joinery, and then in that aluminum joinery was some 0:22:46.455 --> 0:22:50.455 double glazing, and it was it's the fact that you know, 0:22:51.615 --> 0:22:53.855