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Speaker 1: You're listening to a podcast from News Talk sed B.

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Speaker 1: Follow this and our wide range of podcasts now on iHeartRadio.

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Speaker 2: Hello, Great New Zealanders, and welcome to Matt and Tyler Afternoons.

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Speaker 2: Full Show Podcast number seventy nine for Tuesday, the fourth

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Speaker 2: of March twenty twenty five. How of a show today,

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Speaker 2: Tyler certainly was. If you're a Hollywood director or a

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Speaker 2: producer and you're listening, listen to the end, because there

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Speaker 2: is the ultimate idea that bubbles up from the calls

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Speaker 2: on eight hundred and eighty ten eighty in the text

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Speaker 2: on nine two ninety two for a rom com, I

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Speaker 2: can't believe it hasn't been made.

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Speaker 3: The most magical rom com you could ever imagine it was.

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Speaker 2: Let's just say that it could be potentially called Mortgage

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Speaker 2: at first Sight. Okay, that's always going to say. There's

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Speaker 2: a teaste but really good show today. I had a

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Speaker 2: fantastic time recording. I hope you enjoy listening to it,

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Speaker 2: and you know, sit to download, download, follow, subscribe all

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Speaker 2: those kind of things, and look, we'll see you on

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Speaker 2: the live show. Love you love you with.

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Speaker 4: You all afternoon.

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Speaker 1: It's Matt Heathan Taylor Adams afternoons with the Volvo X

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Speaker 1: ninety News Talk ZB.

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Speaker 3: Hello to you, Welcome into the show Tuesday, seven past one.

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Speaker 3: Hope you're doing well where heavy you're listening in the country.

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Speaker 3: Great Deavut companies always get a mets.

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Speaker 2: Yeah they Tyler, get everyone. They're fantastic to be here.

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Speaker 2: We've got an exemplary show that worked out for you

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Speaker 2: for the next three hours. You bet we do. After

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Speaker 2: three o'clock.

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Speaker 3: What does the brick and mortar retail need to do

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Speaker 3: to survive in an online world?

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Speaker 4: Yeah?

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Speaker 2: So do you see the story on the so called

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Speaker 2: saddest mall in New Zealand in the Upper Heart?

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Speaker 3: Yeah, I mean it was the way that it was

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Speaker 3: painted in this article, which didn't look good for the

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Speaker 3: mall and upper Hearts.

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Speaker 2: Is there not anything more depressing in the world than

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Speaker 2: a mall that's failing, just when there's just one shot

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Speaker 2: left in there and retail scigns the spiral of the

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Speaker 2: deaths for those poor malls. Yeah, a bunch of for

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Speaker 2: signs on all the other ones. Yeah, I mean, retail

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Speaker 2: has a lot of challenges in New Zealand, you know,

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Speaker 2: facing a lot of challenges from online. But what can

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Speaker 2: we do to support them because we need retail stores, right,

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Speaker 2: they employ people, Yeah, bricks and mortar, we need that.

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Speaker 2: So should we stop buying online and start going into

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Speaker 2: shops so some of the money stays in New Zealand.

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Speaker 2: And if you're running a retail store, you know what

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Speaker 2: ideas do you have to get people back into the stores.

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Speaker 2: I was talking about a store that I go to

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Speaker 2: all the time, of Bookshore. I go there because it

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Speaker 2: has such a fantastic experience. Yeah, Time Out Bookstore and

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Speaker 2: Mount Eden, but you know, they run an incredible business,

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Speaker 2: but they're not in a mall. Yeah, but retail stores everywhere.

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Speaker 2: I mean, I'd love to have more of them outside

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Speaker 2: of mals exit.

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Speaker 3: Yeah, the mum and pop stores, But the malls are

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Speaker 3: almost like the last bention of the brick and mortar, right,

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Speaker 3: because there's still that convenience. If I've got to buy

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Speaker 3: a few different things, I know I can get it

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Speaker 3: all in them all.

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Speaker 2: Yeah, but it's all the same bloody stores repeating themselves

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Speaker 2: over and over again. Tyler, You're having these interesting, these

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Speaker 2: interesting businesses.

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Speaker 3: Yep, that's going to be a good discussion after three o'clock,

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Speaker 3: After two o'clock, should you buy a house with your mates?

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Speaker 2: Yeah. So, a lot of people trying to get on

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Speaker 2: the property leader. We're going to talk about this yesterday,

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Speaker 2: but we ran out of time because we talked about

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Speaker 2: the Ukraine for so long, which is a fantastic chat.

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Speaker 2: But people trying to get on the property ladder, they

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Speaker 2: can't do it on their own, so they get together

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Speaker 2: with a bunch of friends and put it together. Have

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Speaker 2: you tried doing this? Has it worked? There are lots

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Speaker 2: of stories of it blowing up in people's faces, particularly

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Speaker 2: when one of your people get to a partner and

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Speaker 2: they want to move on, etc.

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Speaker 3: Yes, love to hear your stories on that after two o'clock.

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Speaker 3: And right now, let's have a chat about big families.

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Speaker 2: Yeah, that's right. You might have seen Kiaren Cocklan, brother

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Speaker 2: of mcaulay. He won the Best Supporting Actor for a

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Speaker 2: Real Pain, and he said this to his wife, Jazz Charlton,

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Speaker 2: I have to think my way I love you. He said.

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Speaker 2: More than that, I have.

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Speaker 5: To think my way I love you.

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Speaker 3: We might come back to that very shortly, but effectively

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Speaker 3: what he said to his beautiful wife Jazz, who was

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Speaker 3: in the audience, and it was very funny. If you

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Speaker 3: see the video, but he said that he asked her

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Speaker 3: ahead of his Emmy win last year that if I

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Speaker 3: win the Yimmy, that you're going to give me a

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Speaker 3: third child. And he won the Jimmy and he got

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Speaker 3: his third child, and then he said.

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Speaker 2: To her, if I win an oscar, will you give

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Speaker 2: me a fourth child? And she said yes, yes, yeah, yeah.

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Speaker 2: So anyway, I mean, that was an interesting chat and

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Speaker 2: funny and he seems like a great guy, Karen Colkin,

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Speaker 2: But it's sort of got us thinking about large families

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Speaker 2: because hearing of four children is it seems like a

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Speaker 2: huge family now. But I came from four kids. You

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Speaker 2: came from three to three. Yeah, so we just want

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Speaker 2: to talk to people. Wait one hundred eighteen eighty nine

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Speaker 2: two nine two are you running a large family? Are

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Speaker 2: you running four kids in your family? And how are

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Speaker 2: you doing that in the year twenty twenty five, because

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Speaker 2: it seems a lot harder to do it now than

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Speaker 2: it was when I was a kid. And not taking

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Speaker 2: away from my parents' effort, because they're fantastic. The did

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Speaker 2: a fantastic job. Look how I've turned out obviously great parents,

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Speaker 2: But it seems a lot harder to do it now

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Speaker 2: than it was back then. So and also if you

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Speaker 2: would want to have a big family, but you're looking

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Speaker 2: at going I just can't afford it. So maybe you've

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Speaker 2: had one child or two children and you're like, I

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Speaker 2: would love to have a third and a fourth, but

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Speaker 2: we just can't. You think you can't.

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Speaker 3: Afford it, And it is concerning for New Zealand, isn't it.

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Speaker 3: And the facts the figure that I've got in front

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Speaker 3: of me, in nineteen sixty the average average Kiwi woman

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Speaker 3: had four children. Now that birth rate is down to

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Speaker 3: one point five. That is a massive drop. So that's

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Speaker 3: just the average, you know, I'm sure there was a

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Speaker 3: lot of families that would have been eight.

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Speaker 2: Nine ten child children and the family.

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Speaker 3: So I'd love to hear from you if you've come

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Speaker 3: from a big family, particularly now if your younger parents

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Speaker 3: and you want to have a lot of children, love

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Speaker 3: to hear from you on oh, eight hundred and eighty

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Speaker 3: ten eighty.

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Speaker 2: Yeah, I've got a theory on this that around the

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Speaker 2: quality of parenting these days that I want to share

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Speaker 2: as well.

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Speaker 3: All right, this is going to be good. Nine two

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Speaker 3: ninety two is the text number. It is twelve past one.

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Speaker 6: The big stories, the big issues, the big trends, and

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Speaker 6: everything in between.

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Speaker 4: Matt and Tayler Afternoons with the Volvo.

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Speaker 1: XC ninety attention to detail and a commitment to comfort.

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Speaker 4: News Talk zed B.

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Speaker 2: News Talk z B.

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Speaker 3: Now we've got plenty of techts coming through on large families.

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Speaker 3: But we kicked off this conversation with a speech by

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Speaker 3: Karen Colkin at the Oscars. Very good speech, and it

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Speaker 3: turned a few heads. I think it's fair to say

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Speaker 3: when he made this speech, so hears a little bit of.

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Speaker 5: It, I have to thank my wage ass for absolutely everything.

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Speaker 5: Forgiven favorite people in the world. About a year ago,

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Speaker 5: was on the stage like this, and I very stupidly

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Speaker 5: publicly said that I want a third kid from her

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Speaker 5: because she said if I won the award, she would.

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Speaker 2: Give me the kid.

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Speaker 5: Turns out she said that because she didn't think I

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Speaker 5: was gonna win. But and people came up to her,

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Speaker 5: really annoying her. I think I think it got to her.

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Speaker 5: After the show, we're walking through a parking lot. She's

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Speaker 5: holding the Emmy. We're trying to find her car. Emily,

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Speaker 5: you were there, so you're a witness, and she goes,

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Speaker 5: oh god, I did say that. I guess I owe

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Speaker 5: you a third kid. And I turned to her and

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Speaker 5: I said, really, I want four, and she turned me.

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Speaker 5: I swear to God, this happenage just over a year ago.

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Speaker 5: She said, I will give you four when you win

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Speaker 5: an oscar. I held my hand out, she sook it,

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Speaker 5: and I have now brought it up once until just now.

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Speaker 5: You remember that, honey, you do that. I just have

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Speaker 5: this to say to you, Jazz, love of my life.

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Speaker 5: You have little faith, no pressure. I love you. I'm

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Speaker 5: really sorry I did this again. And let's get cracking

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Speaker 5: on those kids. What do you say?

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Speaker 2: I love you and am you? He's got a very

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Speaker 2: muppety voice, has anything he does Karen brother of Micaulay. Yes,

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Speaker 2: but yeah, so it's just odd hearing that here people

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Speaker 2: talking about big families in this day and age. You

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Speaker 2: know it's all one two children. But yeah, as I said,

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Speaker 2: I come from four children.

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Speaker 3: And can I just say, I mean, in my friend group,

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Speaker 3: the ones that are deciding to have children, they're pretty

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Speaker 3: adamant that they want to be carbon neutral, for lack

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Speaker 3: of a better word, no more than two. And there's

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Speaker 3: a couple of reasons. You're underwater with two yeah, underwater

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Speaker 3: with two.

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Speaker 2: Well, yeah, as a population, you need to we need

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Speaker 2: to replace ourselves and some because you know, the sad

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Speaker 2: reality we don't all make it.

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Speaker 3: Yeah, so you need to have two point five at

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Speaker 3: least to do your patriotic duty.

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Speaker 2: Yeah.

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Speaker 3: But a couple of reasons they say for that is

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Speaker 3: they think it's very expensive to raise those children, say,

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Speaker 3: having any more than two, they just can't afford it.

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Speaker 3: But also the working pressures. Genuinely, that's what they think

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Speaker 3: is the challenge. There is the working pressure. Mum's got

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Speaker 3: to get back to work pretty fast, or if dad

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Speaker 3: decides to stay at home to look after Bove in

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Speaker 3: the early years, and then the cost to get them

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Speaker 3: to childcare, all those aspects.

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Speaker 2: I've got a theory on this that in a little bit.

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Speaker 2: Here's a text on nineteen nine two people saying that

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Speaker 2: they can't afford more than one or two children as rubbish.

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Speaker 2: My parents had four children on average single income and

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Speaker 2: survived until their seventies. Nowadays parents want their latest cell phone, Netflix,

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Speaker 2: et cetera. That's from Sophie, and I really think you

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Speaker 2: have to be confident that you'll be able to give

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Speaker 2: your children the time during their upbringing to ensure as

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Speaker 2: far as you can, that they become confident able adults.

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Speaker 2: Otherwise it's a reckless pursuit, says Chris. A couple of

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Speaker 2: opinions on that Ian, Welcome to the show. Your father

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Speaker 2: was one of the good nooon boys. Your father was

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Speaker 2: one of twenty one one of.

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Speaker 7: Twenty one wow, seventeen boys and four girls.

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Speaker 4: Wow.

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Speaker 2: And was that all from the one mother?

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Speaker 8: Yes?

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Speaker 2: Oh my goodness. How much of her life did she

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Speaker 2: spend pregnant or breastfeeding?

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Speaker 7: There was no TV or radio with no Jayson?

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Speaker 2: What sort of era? What sort of era was this in.

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Speaker 7: Around about the coming into a depression into the twenty thirties. Well,

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Speaker 7: my father was born nineteen seventeen.

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Speaker 2: Right, And so are you in contact with much of

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Speaker 2: the extended family, because that extended family must be massive.

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Speaker 7: Well as excuse me, as far as I know, we

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Speaker 7: go from Bluff to Piroa and the North Islands, all

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Speaker 7: over the South Island West coast. We were christ Church

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Speaker 7: and all that.

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Speaker 2: Has he told you any stories about his upbringing and

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Speaker 2: how it was to be in a family of I'm

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Speaker 2: going to say twenty three people minimum living in that house.

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Speaker 7: Yes, they went to a school, and.

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Speaker 4: They practically were a school from where they lived.

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Speaker 7: It was called Lower Harbor School and they had to

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Speaker 7: walk to school. They walked to school and be a

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Speaker 7: eat occasionally raiding orchards, and they also to help out.

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Speaker 7: They also become a proficient and using rifles in that

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Speaker 7: and help the family out with food. They go out

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Speaker 7: choosing rabbits, shooting hears. My grandfather was a fisherman and

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Speaker 7: he used to do was fishing and that from commercial

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Speaker 7: fishing on the harbor in those days.

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Speaker 2: And so they're all brought you carry on in, carry on.

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Speaker 7: And they were all brought up with the two two

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Speaker 7: roomed cottage down Dead Rebey.

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Speaker 2: So a lot of the lot of the are you

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Speaker 2: saying that a lot of the food that came into

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Speaker 2: the family to feed that horde of twenty one was

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Speaker 2: was caught, hunted or fished. Yes, yeah, yeah, harder to

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Speaker 2: do that these days, I would say, you know, yeah,

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Speaker 2: I wonder if it'ld even be possible to run a

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Speaker 2: family of twenty one.

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Speaker 7: It'd be very injury.

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Speaker 2: Certainly, And so did I imagine, and you might not

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Speaker 2: know too many details about it. I mean, some people

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Speaker 2: of that generation weren't very good at sharing the stories

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Speaker 2: of their childhood. But it got it. Norma gets to

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Speaker 2: the position, doesn't it where the older kids end up

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Speaker 2: doing some of the parenting for that for the younger kids.

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Speaker 7: Yeah, well, what they not my grandparents did was the

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Speaker 7: girls sweat in the house with the parents, and they

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Speaker 7: had a whole lot of sleepouts on the on the

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Speaker 7: land for the boys.

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Speaker 2: Wow, twenty one care was there a plan to have

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Speaker 2: twenty one kids or just start to get out of hand?

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Speaker 7: I don't know, because my great grandfather before that had

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Speaker 7: he had multiple kids to account and he's actually remember

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Speaker 7: the number. But the tee my great grandfather and my

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Speaker 7: grandfather was a population explosion.

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Speaker 3: Yeah yeah, I mean I think that is just going

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Speaker 3: with the flow, isn't it, because otherwise probably at ten

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Speaker 3: kids then you'd say it may be enough.

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Speaker 2: Now, honey, ten kids is a good number. But twenty

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Speaker 2: one good good luck remembering those names, you know. I

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Speaker 2: remember my mum and dad when they used to yell

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Speaker 2: at us kids, US four kids. They'd always forget who

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Speaker 2: you were yelling at. But twenty one kids would be

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Speaker 2: you'd be You probably wouldn't really know a couple of

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Speaker 2: those kids, Dad forgets my name and there's only three

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Speaker 2: of us.

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Speaker 7: Yeah, but a lot of my uncles didn't go by

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Speaker 7: the given names. Like my father's name was Clarence Edwards.

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Speaker 2: Great name to all was mates.

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Speaker 7: He was known as Bob, right, fair enough.

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Speaker 2: That seems like a random change.

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Speaker 9: Just bad.

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Speaker 7: How that came around was he had an uncle called

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Speaker 7: Robert he was killed in the Battle of Song in

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Speaker 7: the First World War, and others had all Look, I

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Speaker 7: have an uncle. Jockey was known. His proper name was

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Speaker 7: Harold Redger. Another one Henry Stanley Shackleton. Wow, his name

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Speaker 7: was shack because he's named after the explorer.

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Speaker 10: Right.

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Speaker 2: See, that doesn't make it any easier for the parents

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Speaker 2: to remember the names if the kids are multiple names.

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Speaker 3: Yeah, Bob Bob was pretty easy, but then yeah, you

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Speaker 3: start getting to Shack and Bob Shack.

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Speaker 2: I mean, twenty one kids, you can end up with

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Speaker 2: three Shacks and two Bobs. You just got to number

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Speaker 2: them at the stage, don't you. Yeah, well, thank you

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Speaker 2: so much for bringing in and sharing that story. That's

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Speaker 2: that is absolutely phenomenal and almost impossible to imagine in

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Speaker 2: twenty twenty five. Twenty one kids, twenty one kids, Yeah,

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Speaker 2: that's a classroom, isn't it. Yeah, Yeah, I mean that's

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Speaker 2: that's a decent classroom. Yeah yeah, And you know, like

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Speaker 2: we want to keep classroom numbers down to twenty one.

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Speaker 3: Great story, thank you very much. You know what, one

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Speaker 3: hundred eight ten eighty.

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Speaker 2: What a herculean effort from the mump to give birth

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Speaker 2: to twenty one kids.

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Speaker 3: Yeah, and as he said, you know, back in those

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Speaker 3: days you get out and hunt and raid the orchards

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Speaker 3: and the rest of it.

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Speaker 2: Slightly harder to do in these days. But love to

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Speaker 2: hear from you. Yeah, I mean exactly. Yeah, you can't

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Speaker 2: just send you know, fifteen of your twenty one kids

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Speaker 2: out to collect dinner.

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Speaker 3: Go get some rabbits, kids where we need dinner tonight.

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Speaker 2: Head down into the octagon and see what you can catch.

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Speaker 3: Oh, one hundred eighty ten eighty is the number to call.

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Speaker 3: It is twenty three pars.

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Speaker 1: One putting the tough questions to the newspeakers, the mic asking.

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Speaker 11: Breakfasts is back in the country, and as with us,

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Speaker 11: you make a very good point. You put seventeen billion

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Speaker 11: billion into this, two thousand extra nurses and per hen

323
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Speaker 11: you're going backwards.

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Speaker 12: What's the problem it's an insanely complex organization. There's this

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Speaker 12: narrative out there that we're cutting healthcare service.

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Speaker 11: It's absolute toe. That's all rubbish. At the end of

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Speaker 11: the day, we all want good health. But there's got

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Speaker 11: to be a limit. I think you're right. It's thirty

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Speaker 11: billion dollars in total. I mean, how much is it

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Speaker 11: can't be a bottomless pit.

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Speaker 12: No, But what I'm trying to say with those things

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Speaker 12: was to get people to understand there is enough money.

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Speaker 12: There is actually great progress on the workforce front, that's

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Speaker 12: pretty impressive, and actually the issue is a system that's

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Speaker 12: actually grossly bureaucratic and highly inefficient.

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Speaker 11: Back tomorrow at six am the Mic Hosking Breakfast with

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Speaker 11: Mayley's Real Estate Newstalk zb SO.

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Speaker 2: Tiles here. You've been thinking about a new Volvo suv.

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Speaker 3: Yeah, you know it, and a lot of you will

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Speaker 3: say that's a bold choice in a crowded suv market.

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Speaker 2: But bear with me, why wouldn't you choose the Volvo

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Speaker 2: XC ninety tiles exactly? Mate?

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Speaker 3: One look called tell you she's a spacious beast with

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Speaker 3: seating for up to seven people, truckloads of room for

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Speaker 3: your luggage too.

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Speaker 2: Of course, being Volvo, the XC ninety is packed with

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Speaker 2: Swedish no how and quality and comes fully loaded with

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Speaker 2: the latest tech.

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Speaker 3: Yep, and by that we mean Google Maps, Google Assistant

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Speaker 3: and Google Play.

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Speaker 2: The XC ninety's got a panoramic advanced the A purifier

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Speaker 2: and a head up display that changes to suit light conditions.

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Speaker 9: Yeah.

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Speaker 3: Basically, the Volvo XC ninety is blim and smooth.

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Speaker 2: Ye're one hundred percent right tiles, especially with the air

356
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Speaker 2: suspension system that constantly adjusts the right height and shock absorbers.

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Speaker 2: So we reckon.

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Speaker 3: You need to visit Volvo cars and see why the

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Speaker 3: Volvo XC ninety is the suv for you right now.

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Speaker 2: You know what, Tyles, I'm going to do that. Good.

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Speaker 4: It's Maddis and Tyler Adams.

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Speaker 3: So we are talking about big family sizes on the

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Speaker 3: back of a very funny speech by Karen Klkney won

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Speaker 3: an Oscar at the ceremony yesterday and said to his wife,

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Speaker 3: now he's won the oscar, he'd quite like a fourth

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Speaker 3: child now please. That's earned a few yeads because the

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Speaker 3: days of having four children seems a thing of the past,

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Speaker 3: but not according to our text machine.

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Speaker 2: Yeah, so one hundred and eighty, ten eighty or nine

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Speaker 2: two nine two is the text number? Are you part

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Speaker 2: of a big family? How's it going in twenty twenty five?

372
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Speaker 2: And also if you want to have a big family

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Speaker 2: but just thought this is impossible and stopped at one

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Speaker 2: or two as I have, I've just got the two.

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Speaker 2: I've just got the number. Neil, you're one of ten,

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Speaker 2: but you have not had ten?

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Speaker 4: No, I haven't.

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Speaker 13: I've just got four.

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Speaker 2: I mean four is a big amount in twenty twenty five, though,

380
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Speaker 2: isn't it. It feels like the world's not calibrated towards

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Speaker 2: having four children.

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Speaker 13: Well, to be fair, when we had our four because

383
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Speaker 13: our youngest is twenty six, and we were able to

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Speaker 13: have my wife at a home for a good period

385
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Speaker 13: when the kids were young. And I've got grandkids now,

386
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Speaker 13: and I know how much total it is for them

387
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Speaker 13: to get by compared to when we did it.

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Speaker 2: Yeah, I mean just getting four kids around, you know,

389
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Speaker 2: transporting them around. I remember when Isaac had the four

390
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Speaker 2: of us along the back seat of the Commodore punching

391
00:18:53,693 --> 00:18:57,013
Speaker 2: each other was pretty punishing. It's pretty roomy back there

392
00:18:57,053 --> 00:18:58,052
Speaker 2: on the Commodore, though, wasn't it.

393
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Speaker 13: Yeah, we bought a van so that we could separate

394
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Speaker 13: them so they weren't killing each other.

395
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Speaker 2: So coming from a family of ten neil, how was

396
00:19:08,053 --> 00:19:11,693
Speaker 2: that growing up and what what position were you and

397
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Speaker 2: the family?

398
00:19:13,853 --> 00:19:14,973
Speaker 13: Yeah, I'm number nine.

399
00:19:15,053 --> 00:19:15,453
Speaker 2: I was.

400
00:19:15,533 --> 00:19:18,573
Speaker 13: I was feeling really happy with life until my mother

401
00:19:18,613 --> 00:19:20,773
Speaker 13: got pregnant with the youngest child and my you know,

402
00:19:20,773 --> 00:19:24,613
Speaker 13: I'd lost the youngest child and the family Irish immigrant family.

403
00:19:24,693 --> 00:19:26,493
Speaker 13: So my parents came up from Ireland and they did

404
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Speaker 13: what good Irish people do, which was populate the countries

405
00:19:29,333 --> 00:19:33,093
Speaker 13: are going to and they had Humory Mary phil It

406
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Speaker 13: kind of from the trees, Miles Neel and then Roadie

407
00:19:34,893 --> 00:19:37,532
Speaker 13: and I. Yeah, so I'm number nine and then my

408
00:19:37,573 --> 00:19:40,413
Speaker 13: father unfortunately died when my mother was pregnant with number ten.

409
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Speaker 9: So quite interesting.

410
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Speaker 2: Oh my god, So your mum was bringing up teen

411
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Speaker 2: kids by yourself.

412
00:19:48,053 --> 00:19:51,373
Speaker 13: Yeah yeah, and new immigrants to New Zealand and Irish immigrants,

413
00:19:51,373 --> 00:19:52,293
Speaker 13: so yeah, different.

414
00:19:52,693 --> 00:19:56,813
Speaker 2: Wow, that would have been challenging. I imagine there wasn't

415
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Speaker 2: a lot of money floating around.

416
00:19:59,853 --> 00:20:02,733
Speaker 13: No, No, I heard your previous collar talking about run

417
00:20:02,853 --> 00:20:05,773
Speaker 13: around beerfoot and the money people did, and that the

418
00:20:05,813 --> 00:20:08,573
Speaker 13: food we didn't have, we didn't hunt for f but

419
00:20:08,573 --> 00:20:11,213
Speaker 13: we certainly got buyn on a lot less. So in fact,

420
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Speaker 13: I'm an education so I used to be in education.

421
00:20:14,373 --> 00:20:16,493
Speaker 13: I've been hearing the stories about lunches, and I was

422
00:20:16,573 --> 00:20:18,373
Speaker 13: quite amassed about the fact that one school was a

423
00:20:18,413 --> 00:20:20,213
Speaker 13: little bit upset that they had the same lunches for

424
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Speaker 13: ten days in a row. I think, yeah, I'm pretty sure.

425
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Speaker 13: I'm pretty sure I had Marmite's images for ten years.

426
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Speaker 2: I think everyone was saying that. I think everyone had

427
00:20:29,813 --> 00:20:33,613
Speaker 2: the same lunch every day for a very long time. Yeah,

428
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Speaker 2: and so did your older What were your older siblings

429
00:20:36,773 --> 00:20:39,253
Speaker 2: like to you if you're nine down the track, because

430
00:20:39,293 --> 00:20:42,133
Speaker 2: you know my understandings and big families, the older kids

431
00:20:42,133 --> 00:20:43,813
Speaker 2: start looking after the younger kids and they have to

432
00:20:43,813 --> 00:20:45,053
Speaker 2: take on a lot of responsibility.

433
00:20:46,733 --> 00:20:49,453
Speaker 13: Yeah, no doubt that. My older two sisters were like mothers,

434
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Speaker 13: and my oldest brother was like a father. And then

435
00:20:52,253 --> 00:20:54,133
Speaker 13: the ones further down the pecking order were like the

436
00:20:54,173 --> 00:20:58,413
Speaker 13: bullies at scholar beat you up, mixed bag. You know,

437
00:20:58,453 --> 00:21:00,213
Speaker 13: you had to fight hard to kick his food at

438
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Speaker 13: the table, So you had to figure where you're going

439
00:21:02,373 --> 00:21:04,373
Speaker 13: to make sure you got something to eat or your starved.

440
00:21:04,613 --> 00:21:07,293
Speaker 2: Yeah, and so coming from ten kids it must have

441
00:21:07,373 --> 00:21:09,413
Speaker 2: seemed doable to have four kads for you.

442
00:21:09,453 --> 00:21:12,453
Speaker 10: Neil, Yeah, it did.

443
00:21:12,493 --> 00:21:15,533
Speaker 13: I mean we we wanted seven until we started having

444
00:21:15,613 --> 00:21:17,413
Speaker 13: children realized it was a bit of a silly idea.

445
00:21:18,173 --> 00:21:21,613
Speaker 13: So yeah, four was a great number, and our fourth

446
00:21:21,773 --> 00:21:24,013
Speaker 13: was what we like to got. He was a delightful surprise.

447
00:21:24,173 --> 00:21:28,293
Speaker 13: So yeah, yeah, I'm I'm stoked we had four.

448
00:21:28,693 --> 00:21:28,893
Speaker 9: Yeah.

449
00:21:29,173 --> 00:21:31,413
Speaker 2: Yeah, and was a delightful surprise.

450
00:21:33,013 --> 00:21:38,533
Speaker 3: And we mentioned before your children and ow you've got grandchildren.

451
00:21:39,053 --> 00:21:42,493
Speaker 3: So are they are your children able to have one

452
00:21:42,653 --> 00:21:44,453
Speaker 3: parent at home and the other works?

453
00:21:44,493 --> 00:21:45,373
Speaker 2: Are they able to do that?

454
00:21:47,173 --> 00:21:47,453
Speaker 14: No?

455
00:21:47,973 --> 00:21:52,573
Speaker 13: No, the one who? So in both cases, you know,

456
00:21:52,613 --> 00:21:55,493
Speaker 13: they get that time off the paternity leaves and maybe

457
00:21:55,573 --> 00:21:57,053
Speaker 13: up to a year if they're very lucky.

458
00:21:57,333 --> 00:21:58,213
Speaker 4: But now then it's.

459
00:21:58,013 --> 00:22:01,493
Speaker 13: Back into we own a pre school, so so hopefully

460
00:22:01,493 --> 00:22:04,813
Speaker 13: they'll be able to send into our preschool, Neil.

461
00:22:05,293 --> 00:22:07,653
Speaker 2: So, Neil, how many how many kids have your kids had?

462
00:22:07,973 --> 00:22:10,173
Speaker 2: Head like an individual?

463
00:22:10,333 --> 00:22:12,733
Speaker 13: Both just what one each at the moment.

464
00:22:12,973 --> 00:22:15,532
Speaker 2: Yeah, so that's interesting. Actually you've gone ten four and

465
00:22:15,613 --> 00:22:19,133
Speaker 2: currently one. That's kind of I think, kind of the

466
00:22:19,213 --> 00:22:19,933
Speaker 2: dreend of things.

467
00:22:21,253 --> 00:22:22,853
Speaker 13: Yeah, I think it'll max out at two. So you

468
00:22:22,933 --> 00:22:25,453
Speaker 13: had ten four to do the masks on the next generation.

469
00:22:25,573 --> 00:22:28,493
Speaker 13: That might mean minus one in the negative.

470
00:22:29,493 --> 00:22:31,133
Speaker 2: Oh, thank you so much for your call me. I'll

471
00:22:31,133 --> 00:22:33,493
Speaker 2: appreciate that. Yeah, I mean that. That sums it up,

472
00:22:33,533 --> 00:22:36,013
Speaker 2: doesn't it. Ten four that's a steps one.

473
00:22:37,013 --> 00:22:37,173
Speaker 13: Yeah.

474
00:22:37,253 --> 00:22:37,853
Speaker 2: Yeah.

475
00:22:38,093 --> 00:22:40,253
Speaker 3: Eight hundred and eighty ten eighty is the number to call.

476
00:22:40,333 --> 00:22:42,573
Speaker 3: Nine two ninety two if you want to send a text.

477
00:22:42,573 --> 00:22:45,813
Speaker 3: There's some great stories coming through headlines with Ray Lean.

478
00:22:46,253 --> 00:22:48,693
Speaker 2: Yeah, eight one hundred and eighty ten eighty nine two

479
00:22:48,773 --> 00:22:51,213
Speaker 2: nine two. If you're part of a big family or

480
00:22:51,293 --> 00:22:53,773
Speaker 2: you're trying to run a big family in twenty twenty five,

481
00:22:54,133 --> 00:22:55,573
Speaker 2: gives the call send us a text.

482
00:22:58,053 --> 00:23:00,493
Speaker 4: Jew's talk said the headlines.

483
00:23:00,053 --> 00:23:03,213
Speaker 8: With blue bubble taxis it's no trouble with a blue bubble.

484
00:23:03,653 --> 00:23:06,813
Speaker 8: The Health Minister has announced twenty five more medical school

485
00:23:06,853 --> 00:23:10,533
Speaker 8: placements a year at all Auckland and Otaga universities from

486
00:23:10,653 --> 00:23:13,653
Speaker 8: next year. The government's also aiming to fund up to

487
00:23:13,733 --> 00:23:18,453
Speaker 8: fifty New Zealand trained graduate doctors in primary care. A

488
00:23:18,493 --> 00:23:22,813
Speaker 8: study led by an Australian research institute forecasts a third

489
00:23:22,853 --> 00:23:27,413
Speaker 8: of children worldwide will be obese or overweight by twenty fifty.

490
00:23:28,373 --> 00:23:32,493
Speaker 8: Associate Education Minister David Seymour says issues with school lunches

491
00:23:32,613 --> 00:23:35,013
Speaker 8: will be fixed. He says they've got to the bottom

492
00:23:35,053 --> 00:23:40,173
Speaker 8: of melted plastic found in some meals Yesterday. Labour's leader

493
00:23:40,253 --> 00:23:43,373
Speaker 8: says it's ironic the government's returned to the company whose

494
00:23:43,453 --> 00:23:47,253
Speaker 8: fery contract it canceled with news. Minister for Rail Winston

495
00:23:47,293 --> 00:23:52,413
Speaker 8: Peters has now met with Hyundai in South Korea discussing options.

496
00:23:53,413 --> 00:23:57,093
Speaker 8: A small upturn and building statsn Z says new home

497
00:23:57,173 --> 00:24:00,973
Speaker 8: consents were down seven point two percent annually to January,

498
00:24:01,293 --> 00:24:04,933
Speaker 8: but that month eleven percent more homes were consented compared

499
00:24:04,933 --> 00:24:09,133
Speaker 8: to the year before. Government ignored advice on giving sex

500
00:24:09,133 --> 00:24:13,093
Speaker 8: offense victims veto on name suppression. You can find out

501
00:24:13,133 --> 00:24:17,213
Speaker 8: more at Enzen Herald Premium. Back to Matt Eithan Tyler Adams.

502
00:24:16,773 --> 00:24:18,773
Speaker 3: Thank you very much, ray Lan. And we're talking about

503
00:24:18,773 --> 00:24:19,493
Speaker 3: big families.

504
00:24:19,773 --> 00:24:23,573
Speaker 2: Yeah, that's right because Karen Colchlan in his Oscar speech

505
00:24:24,373 --> 00:24:26,853
Speaker 2: he said to his wife, we can have four now

506
00:24:26,893 --> 00:24:28,373
Speaker 2: because you promised if I got an Oscar, you'd have

507
00:24:28,373 --> 00:24:31,133
Speaker 2: another kid with me. And it just got me thinking

508
00:24:31,133 --> 00:24:33,093
Speaker 2: when I heard that. Ford didn't used to be considered

509
00:24:33,133 --> 00:24:35,413
Speaker 2: a big family, but now that seems like a big

510
00:24:35,453 --> 00:24:38,253
Speaker 2: family I was from four didn't seem that big back

511
00:24:38,293 --> 00:24:40,813
Speaker 2: when I was growing up in the eighties, but it's

512
00:24:40,853 --> 00:24:43,413
Speaker 2: considered massive now. So e one hundred and eighty ten

513
00:24:43,533 --> 00:24:45,893
Speaker 2: eighty are you from a big family or are you

514
00:24:46,053 --> 00:24:49,493
Speaker 2: trying to run a big family? This texture on nine

515
00:24:49,573 --> 00:24:51,973
Speaker 2: two nine two says any family with more than four

516
00:24:52,093 --> 00:24:54,693
Speaker 2: kids nowadays, if you can't afford to bring them up

517
00:24:55,013 --> 00:24:58,253
Speaker 2: and afford them, their benefits should cease as I am

518
00:24:58,293 --> 00:25:00,532
Speaker 2: paying for them. Okay, well, I guess it's kind of

519
00:25:00,573 --> 00:25:02,973
Speaker 2: slightly off topic there. Yeah, well we do.

520
00:25:03,133 --> 00:25:05,413
Speaker 3: You know, there is the argument we made we need

521
00:25:05,533 --> 00:25:08,653
Speaker 3: people having more babies. You know, we're in w to

522
00:25:08,693 --> 00:25:12,013
Speaker 3: trouble if that continues to go down the birth rate,

523
00:25:12,293 --> 00:25:15,053
Speaker 3: and as we mentioned a bit earlier, the average Kiwi

524
00:25:15,173 --> 00:25:18,453
Speaker 3: woman in nineteen sixties had four children. That is now

525
00:25:18,533 --> 00:25:22,653
Speaker 3: down to one point five. So the danger territory is

526
00:25:23,173 --> 00:25:25,933
Speaker 3: one point two. If we get to one point two,

527
00:25:26,133 --> 00:25:28,413
Speaker 3: then it is in danger territory.

528
00:25:28,493 --> 00:25:32,133
Speaker 2: Well, Japan has entered an era of fully fledged population decline.

529
00:25:32,413 --> 00:25:34,453
Speaker 2: If current trends remain and we're not far above them.

530
00:25:34,693 --> 00:25:37,893
Speaker 2: If current trends remain unchanged, the nation's population is expected

531
00:25:37,933 --> 00:25:43,213
Speaker 2: to decline by about half in the next sixty years. Yeah,

532
00:25:43,493 --> 00:25:46,133
Speaker 2: so we should be celebrating twenty work kids. But if

533
00:25:46,213 --> 00:25:48,173
Speaker 2: we can. But the problem with that, you're declining byhalf.

534
00:25:48,293 --> 00:25:50,773
Speaker 2: But then most of your population are very old and

535
00:25:50,813 --> 00:25:54,093
Speaker 2: in need of a productive word, workforce to support them. Yeah,

536
00:25:54,173 --> 00:25:57,013
Speaker 2: so that is the real threat of population decline. We

537
00:25:57,053 --> 00:26:00,213
Speaker 2: need babies. Hey, lads, I'm forty four, married with two

538
00:26:00,333 --> 00:26:03,413
Speaker 2: kids sixteen and thirteen, both me and MUMSI are working

539
00:26:03,533 --> 00:26:06,853
Speaker 2: and take home fourteen hundred dollars a week. We struggle

540
00:26:06,893 --> 00:26:09,653
Speaker 2: in there, impossible to save, try to stay fit and healthy,

541
00:26:09,693 --> 00:26:11,813
Speaker 2: so I'm around when my kids grow up because they

542
00:26:11,813 --> 00:26:14,293
Speaker 2: are going to need us even more as adults. I'm

543
00:26:14,293 --> 00:26:16,813
Speaker 2: doing pretty well health wise. I wouldn't say I've aged

544
00:26:16,853 --> 00:26:20,333
Speaker 2: like fine whine, more like an old coke. Still very sweet,

545
00:26:20,373 --> 00:26:23,813
Speaker 2: but losing my fizz because I'm going to be working

546
00:26:24,653 --> 00:26:27,693
Speaker 2: when i'm eighty. Keep up the great chat boys, love

547
00:26:27,733 --> 00:26:31,893
Speaker 2: your show. Yeah, I think thanks for that, Jason, Gareth,

548
00:26:32,133 --> 00:26:36,453
Speaker 2: Welcome to the Met and Tyler Show. So you were

549
00:26:36,533 --> 00:26:41,053
Speaker 2: running a decent family right now, decent sized family.

550
00:26:41,573 --> 00:26:41,813
Speaker 1: Yeah.

551
00:26:43,053 --> 00:26:45,293
Speaker 15: So yeah, I've got six kids at the moment, mate,

552
00:26:45,333 --> 00:26:47,173
Speaker 15: And that was a bit of a story how that

553
00:26:47,333 --> 00:26:50,973
Speaker 15: came to be. I had two of the eggs week

554
00:26:51,053 --> 00:26:53,533
Speaker 15: the two with the white, and ended up getting triplets

555
00:26:53,533 --> 00:26:57,893
Speaker 15: on the last round, doubling up.

556
00:26:59,413 --> 00:26:59,893
Speaker 16: Fancy.

557
00:27:00,733 --> 00:27:01,293
Speaker 4: Wow.

558
00:27:01,573 --> 00:27:04,733
Speaker 2: And so can you talk us through your feelings when

559
00:27:04,773 --> 00:27:07,613
Speaker 2: you found out that the that they were there was

560
00:27:07,653 --> 00:27:08,173
Speaker 2: three coming.

561
00:27:09,973 --> 00:27:10,133
Speaker 9: Oh.

562
00:27:10,253 --> 00:27:11,173
Speaker 16: When I first.

563
00:27:11,013 --> 00:27:13,533
Speaker 15: Heard it, I was sitting down with my oldest daughter,

564
00:27:13,533 --> 00:27:17,733
Speaker 15: who's twelve, and I just started laughing uncontrollably for about

565
00:27:17,733 --> 00:27:18,253
Speaker 15: half an hour.

566
00:27:18,493 --> 00:27:22,093
Speaker 3: Yeah, I beat your dad, I mean right on the

567
00:27:22,133 --> 00:27:22,853
Speaker 3: last one as well.

568
00:27:22,893 --> 00:27:24,373
Speaker 2: You wanted to with the wife.

569
00:27:24,213 --> 00:27:29,773
Speaker 3: And to get tripletsil Thatt go yeah, mate, yes.

570
00:27:29,493 --> 00:27:31,173
Speaker 15: And when we get all the questions, I was at

571
00:27:31,173 --> 00:27:33,213
Speaker 15: ivy if. I never heard of IVF until I was

572
00:27:33,333 --> 00:27:34,733
Speaker 15: my missus got bringam wins replets.

573
00:27:35,813 --> 00:27:39,733
Speaker 2: Yeah no. And so how was it dealing? How is

574
00:27:39,733 --> 00:27:43,293
Speaker 2: it living and supporting and dealing with the edmund around

575
00:27:43,413 --> 00:27:47,453
Speaker 2: six kids in twenty twenty five, Gareth, I don't.

576
00:27:47,333 --> 00:27:51,733
Speaker 15: Think anyone's border Well, basically I've gone and talk to

577
00:27:51,773 --> 00:27:55,093
Speaker 15: my local MP about this, right because we get no help. Well,

578
00:27:55,173 --> 00:27:58,453
Speaker 15: I can hard work because triplets are so young. She

579
00:27:58,893 --> 00:28:00,893
Speaker 15: went's harder for my money than I do, just so

580
00:28:00,933 --> 00:28:01,933
Speaker 15: I can get out the door in.

581
00:28:01,933 --> 00:28:04,533
Speaker 2: The morning, right, Yeah, and let's.

582
00:28:04,293 --> 00:28:06,413
Speaker 15: Not recognize whatsoever by the state.

583
00:28:06,453 --> 00:28:08,213
Speaker 16: And I even talked to my local MP about that.

584
00:28:09,013 --> 00:28:11,093
Speaker 15: And when I said, you know you've got triplet, you

585
00:28:11,133 --> 00:28:12,013
Speaker 15: look at me, you got triplet?

586
00:28:12,093 --> 00:28:12,973
Speaker 16: Does your wife work?

587
00:28:13,413 --> 00:28:16,493
Speaker 15: And I was like, how out of touch you asking

588
00:28:16,573 --> 00:28:18,733
Speaker 15: me if my wife for two year old triplets who

589
00:28:18,733 --> 00:28:21,973
Speaker 15: are turning three very soon are they is you're working?

590
00:28:22,053 --> 00:28:24,293
Speaker 15: I was like, this is absolutely out of touch, mate.

591
00:28:24,293 --> 00:28:27,653
Speaker 15: You've got no idea how much work she does. Yeah,

592
00:28:27,693 --> 00:28:30,213
Speaker 15: and there's no help. Basically, I'm just going to tell

593
00:28:30,253 --> 00:28:31,973
Speaker 15: my kids, if you want a big family like you

594
00:28:32,013 --> 00:28:34,533
Speaker 15: grew up and don't have a job, they'll give They'll

595
00:28:34,533 --> 00:28:36,253
Speaker 15: give you a house, they'll give you everything you want.

596
00:28:36,293 --> 00:28:38,333
Speaker 15: You get a brand new bike. But we can't buy

597
00:28:38,373 --> 00:28:42,053
Speaker 15: you that stuff because I'm getting taxed, you know, a

598
00:28:42,333 --> 00:28:45,533
Speaker 15: huge chunk of my income every week to fund other

599
00:28:45,533 --> 00:28:47,973
Speaker 15: people's kids. So you guys can't give what you need.

600
00:28:48,533 --> 00:28:52,453
Speaker 15: You know, it's really disappointing. We get nothing in terms

601
00:28:52,453 --> 00:28:55,893
Speaker 15: of support or help. We get some working families back,

602
00:28:55,973 --> 00:28:58,213
Speaker 15: but it's not enough to cover our expenses. You know,

603
00:28:58,253 --> 00:29:00,013
Speaker 15: we're going through hundreds of bloody.

604
00:28:59,733 --> 00:29:01,253
Speaker 16: Nappies a week we work.

605
00:29:01,333 --> 00:29:03,933
Speaker 15: We got them off the powdered formula which we were

606
00:29:03,973 --> 00:29:06,213
Speaker 15: buying in creaks of six or twelve at a time.

607
00:29:06,893 --> 00:29:09,533
Speaker 15: It's it's not cheap and there is.

608
00:29:09,413 --> 00:29:10,693
Speaker 16: Nowhere for support.

609
00:29:11,253 --> 00:29:15,293
Speaker 15: And because of my paved brandd I go up three

610
00:29:15,333 --> 00:29:17,733
Speaker 15: percent a year or something. It just puts us just

611
00:29:17,813 --> 00:29:20,253
Speaker 15: over the limit again for any help whatsoever.

612
00:29:20,613 --> 00:29:24,733
Speaker 2: So a huge struggle for you and massive stresses there.

613
00:29:24,813 --> 00:29:26,973
Speaker 2: But Gareth, is there a lot of joy in the

614
00:29:27,013 --> 00:29:27,693
Speaker 2: house as well?

615
00:29:28,853 --> 00:29:29,053
Speaker 1: Oh?

616
00:29:29,333 --> 00:29:32,933
Speaker 15: Mate, yes, there's a lot we do with We're good parents, right,

617
00:29:33,173 --> 00:29:35,973
Speaker 15: we bring joy to our children's lives. It's just we

618
00:29:36,653 --> 00:29:39,533
Speaker 15: just know that when we go there'll be nothing.

619
00:29:39,373 --> 00:29:39,853
Speaker 4: Left for them.

620
00:29:40,013 --> 00:29:43,293
Speaker 15: Even I'm working hard, I'm building this country. I've got

621
00:29:43,293 --> 00:29:45,733
Speaker 15: a real good job as far as I can well,

622
00:29:45,973 --> 00:29:47,853
Speaker 15: I would consider it a good job. If I was

623
00:29:47,893 --> 00:29:50,013
Speaker 15: told when I was eighteen, you'll be doing this or yes,

624
00:29:50,053 --> 00:29:54,053
Speaker 15: thir I'd love that. Yeah, it's good money, but it's

625
00:29:54,093 --> 00:29:57,933
Speaker 15: not good money when you've got kids that My son,

626
00:29:58,053 --> 00:29:59,933
Speaker 15: my oldest son, fifteen, he wants to be an architect,

627
00:29:59,973 --> 00:30:02,253
Speaker 15: he wants to do all this. It's like, why am

628
00:30:02,253 --> 00:30:07,213
Speaker 15: I reasing the next generation of taxpayers when you know

629
00:30:07,253 --> 00:30:09,613
Speaker 15: I can't even provide and what they want my boy.

630
00:30:09,813 --> 00:30:11,773
Speaker 15: He's needed breakfast for the last two years. I've got

631
00:30:12,133 --> 00:30:14,773
Speaker 15: no chants. Right, he's coming up to I need to

632
00:30:14,773 --> 00:30:16,973
Speaker 15: buy him a bloody car to teach other drives. Like

633
00:30:17,213 --> 00:30:18,453
Speaker 15: that's going to be a choice.

634
00:30:18,173 --> 00:30:20,573
Speaker 16: Like that next year you want bracelet or do you

635
00:30:20,613 --> 00:30:21,373
Speaker 16: want to learn to drive?

636
00:30:21,613 --> 00:30:25,133
Speaker 2: Yeah? That's tough. Care. Yeah, not easy at all.

637
00:30:24,653 --> 00:30:27,453
Speaker 15: It's not how I was brought up when my parents

638
00:30:27,453 --> 00:30:29,253
Speaker 15: want to become or some job.

639
00:30:29,333 --> 00:30:32,813
Speaker 2: Right, yeah, I mean I mean back, you know even

640
00:30:32,973 --> 00:30:36,453
Speaker 2: you know, when when I was a kid, six kids

641
00:30:36,493 --> 00:30:41,013
Speaker 2: was probably manageable. It would be very, very hard, but manageable.

642
00:30:41,013 --> 00:30:43,133
Speaker 2: But it's so difficult now. Now this is just a

643
00:30:43,213 --> 00:30:46,453
Speaker 2: very practical question from a person that's had kids. How

644
00:30:46,493 --> 00:30:48,973
Speaker 2: do you deal with getting triplets into a car?

645
00:30:49,333 --> 00:30:49,453
Speaker 10: Like?

646
00:30:49,533 --> 00:30:51,893
Speaker 2: What is the what? What is the you know, the

647
00:30:52,133 --> 00:30:57,093
Speaker 2: the cheer situation in a car with triplets.

648
00:30:57,693 --> 00:30:58,813
Speaker 16: Well that's a bit of question.

649
00:30:58,893 --> 00:31:00,813
Speaker 15: And I thought you were going to ask, because you know,

650
00:31:00,933 --> 00:31:02,533
Speaker 15: I've always been asked, which one do you deal with

651
00:31:02,573 --> 00:31:06,853
Speaker 15: first when they all start praying? I always did you

652
00:31:06,853 --> 00:31:08,093
Speaker 15: start with your favorite.

653
00:31:07,733 --> 00:31:08,813
Speaker 16: And work you wait out.

654
00:31:11,893 --> 00:31:14,453
Speaker 15: How we just got an eight seater, so.

655
00:31:14,653 --> 00:31:18,053
Speaker 16: My six kids and my wife willing just for them.

656
00:31:19,973 --> 00:31:20,813
Speaker 16: We're running.

657
00:31:22,013 --> 00:31:24,613
Speaker 15: Three or two baby seats in the middle, one baby

658
00:31:24,613 --> 00:31:26,933
Speaker 15: seat at the back, and a booster at the back.

659
00:31:27,253 --> 00:31:29,893
Speaker 2: Yeah. Oh well, Hey, thank you so much for your call, Gareth,

660
00:31:29,933 --> 00:31:34,093
Speaker 2: and all the best with that and cheers mate. Yeah,

661
00:31:34,053 --> 00:31:38,733
Speaker 2: have a great afternoon. Oh my god, you you you've

662
00:31:38,773 --> 00:31:41,653
Speaker 2: got three out of me. I'm going to be honest

663
00:31:41,693 --> 00:31:44,333
Speaker 2: with you. I've got a very close friend that had

664
00:31:44,333 --> 00:31:47,173
Speaker 2: two kids and she was all done and dusted and

665
00:31:47,253 --> 00:31:50,253
Speaker 2: moving on with her career, and then then her and

666
00:31:50,293 --> 00:31:55,173
Speaker 2: her husband got pregnant again and twins, and you know

667
00:31:55,333 --> 00:31:57,413
Speaker 2: that that that up's the anti quite a lot.

668
00:31:57,453 --> 00:32:00,213
Speaker 3: Yeah, it does, and I mean very joyful, as you said,

669
00:32:00,333 --> 00:32:01,613
Speaker 3: very joyful, but also.

670
00:32:01,493 --> 00:32:04,173
Speaker 2: But she's an example of how things have changed where

671
00:32:04,413 --> 00:32:06,173
Speaker 2: when she said she was going to have four kids,

672
00:32:06,213 --> 00:32:10,093
Speaker 2: I was like, how are you gonna possibly and deal

673
00:32:10,173 --> 00:32:12,853
Speaker 2: with four kids? And this is just one generation from

674
00:32:12,893 --> 00:32:15,053
Speaker 2: four kids being quite quite standard.

675
00:32:15,133 --> 00:32:15,373
Speaker 4: Yep.

676
00:32:15,813 --> 00:32:19,013
Speaker 3: Oh, eight hundred eighty ten eighty is the number to call.

677
00:32:19,693 --> 00:32:22,733
Speaker 3: We've got backed up phones here, but if you can't

678
00:32:22,733 --> 00:32:25,453
Speaker 3: get through, keep trying. Nineteen nine two is the text number.

679
00:32:25,453 --> 00:32:26,613
Speaker 3: It is sixteen to two.

680
00:32:27,413 --> 00:32:31,013
Speaker 1: A fresh take on Talkback Matt and Taylor afternoons with

681
00:32:31,133 --> 00:32:34,893
Speaker 1: the Volvo XC ninety turn every journey into something special.

682
00:32:35,093 --> 00:32:38,973
Speaker 1: Have your say on eight hundred eighty ten eighty youth talks'd.

683
00:32:38,573 --> 00:32:43,333
Speaker 2: Be good afternoon thirteen to two. We're talking large families

684
00:32:43,333 --> 00:32:46,013
Speaker 2: in twenty twenty five and large families of the past.

685
00:32:46,093 --> 00:32:50,333
Speaker 2: After Kiaren Colklan and his best supporting act speech for

686
00:32:50,533 --> 00:32:56,653
Speaker 2: a Real Pain, said to his wife Jazz Shatton Shatan, sorry,

687
00:32:57,253 --> 00:33:00,213
Speaker 2: it's a different dives. That's an unfortunate well, actually maybe

688
00:33:00,213 --> 00:33:04,253
Speaker 2: fit now os I'm the fourth baby, because she said,

689
00:33:04,253 --> 00:33:05,893
Speaker 2: if you got Oscar that have another kid. So he

690
00:33:05,933 --> 00:33:08,453
Speaker 2: was very excited about having four children. Of course, being

691
00:33:08,493 --> 00:33:10,733
Speaker 2: a Hollywood actor and a Kulkin, he can probably afford

692
00:33:10,773 --> 00:33:13,733
Speaker 2: four kids. Yeah, not so easy for everyone else. Gareth

693
00:33:13,773 --> 00:33:16,293
Speaker 2: is struggling. And I've got to say some people pushing

694
00:33:16,293 --> 00:33:19,813
Speaker 2: back about against Gareth who rang before and saying how

695
00:33:19,853 --> 00:33:24,573
Speaker 2: hard he was doing with six kids. As Dave says, here,

696
00:33:24,853 --> 00:33:27,093
Speaker 2: if you can't afford the kids, adopt them out. People

697
00:33:27,133 --> 00:33:33,053
Speaker 2: are desperate to adopt. If you can't afford them, don't complain. Wow,

698
00:33:33,333 --> 00:33:36,533
Speaker 2: there's coming on hot, big Dave. He's got triplets, So

699
00:33:36,613 --> 00:33:40,133
Speaker 2: which one of the triplets would you adopt out next week?

700
00:33:40,213 --> 00:33:43,333
Speaker 2: Why not sell your kids, big Dave? You know Japers. Well,

701
00:33:43,533 --> 00:33:45,173
Speaker 2: I mean, one thing that is true about that is

702
00:33:45,213 --> 00:33:46,493
Speaker 2: there are a lot of people that want kids, and

703
00:33:46,493 --> 00:33:49,213
Speaker 2: there's one of those really heartbreaking things about the world.

704
00:33:49,453 --> 00:33:52,293
Speaker 2: There's people that have kids and don't know what to

705
00:33:52,333 --> 00:33:54,293
Speaker 2: do with them, and there's people that desperately want kids

706
00:33:54,333 --> 00:33:54,973
Speaker 2: and can't have them.

707
00:33:55,493 --> 00:33:57,573
Speaker 3: From what I've heard, adoption is pretty hard. There's a

708
00:33:57,613 --> 00:34:00,693
Speaker 3: lot of challenges there to go through the adoption process.

709
00:34:01,013 --> 00:34:03,173
Speaker 2: This text on nine two nine two, Good afternoon, Matt

710
00:34:03,173 --> 00:34:06,013
Speaker 2: and Tyler fantastic show is always thank you. My wife

711
00:34:06,093 --> 00:34:08,252
Speaker 2: and I have four children, with the oldest being twenty

712
00:34:08,333 --> 00:34:10,293
Speaker 2: two and the youngest being thirteen. For many years, my

713
00:34:10,293 --> 00:34:12,413
Speaker 2: wife stayed at home with our children, so we were

714
00:34:12,453 --> 00:34:14,773
Speaker 2: just on one income, which was a challenge at times,

715
00:34:14,933 --> 00:34:17,133
Speaker 2: but we always managed. As they got older, it became

716
00:34:17,213 --> 00:34:19,692
Speaker 2: much easier. And there's really not a big deal at all.

717
00:34:19,973 --> 00:34:23,493
Speaker 2: Love the show, keep up the good work. That's from Ben. Yeah,

718
00:34:24,053 --> 00:34:26,333
Speaker 2: I'll tell you what it does. I mean, this is ridiculous.

719
00:34:26,333 --> 00:34:29,333
Speaker 2: I'm talking with two kids, but boy does it get easier?

720
00:34:29,573 --> 00:34:29,693
Speaker 4: Is it?

721
00:34:29,853 --> 00:34:32,493
Speaker 2: Yeah? Finance wise or just general just general amount of

722
00:34:32,533 --> 00:34:35,013
Speaker 2: it I mean, obviously, you know, when you go from

723
00:34:35,053 --> 00:34:38,013
Speaker 2: those little changes of having to stick them and carry

724
00:34:38,053 --> 00:34:40,413
Speaker 2: everything around, put them in the car the other way around,

725
00:34:40,453 --> 00:34:42,053
Speaker 2: lock them into them being able to get into the

726
00:34:42,053 --> 00:34:44,093
Speaker 2: car by themselves, to be them able to put their

727
00:34:44,093 --> 00:34:48,693
Speaker 2: seat belts on. Over time, it just gets so much easier.

728
00:34:48,813 --> 00:34:51,093
Speaker 3: At what point do you think you just right, I

729
00:34:51,093 --> 00:34:53,292
Speaker 3: can take a breath now, because this is this whole

730
00:34:53,333 --> 00:34:55,453
Speaker 3: parenting thing is getting a bit easier.

731
00:34:55,573 --> 00:35:01,533
Speaker 2: Maybe ten yeah, yeah, I mean, god, everything gets easier.

732
00:35:01,533 --> 00:35:02,692
Speaker 2: On the way when they go to school, it gets

733
00:35:02,693 --> 00:35:04,453
Speaker 2: a little bit easier. Yeah, you know, it just gets

734
00:35:04,453 --> 00:35:06,413
Speaker 2: a little bit easier. But you know, as I say,

735
00:35:06,453 --> 00:35:08,813
Speaker 2: I'm coming from the position of a family before I

736
00:35:08,813 --> 00:35:13,973
Speaker 2: grew up with, but now I'm running only running two kids, Jared.

737
00:35:15,133 --> 00:35:19,732
Speaker 2: Population decline is an issue. According to you, I.

738
00:35:19,653 --> 00:35:22,413
Speaker 17: Think it's a major issue. I don't know if you

739
00:35:22,453 --> 00:35:28,692
Speaker 17: guys remember growing up, but like the whole narrative of overpopulation, yeah,

740
00:35:28,893 --> 00:35:31,933
Speaker 17: we're gonna we're going to have this big crisis of

741
00:35:31,973 --> 00:35:34,893
Speaker 17: overpopulation is not gonna be enough resource well, that turned

742
00:35:34,933 --> 00:35:37,093
Speaker 17: out to be an absolutely falseood.

743
00:35:37,533 --> 00:35:43,013
Speaker 2: Yeah, particularly particularly in Western countries and Southeast Asian countries

744
00:35:43,093 --> 00:35:47,253
Speaker 2: and Korea, Japan. Oh my god, the overpopulation is definitely

745
00:35:47,293 --> 00:35:48,652
Speaker 2: not a problem in a lot of the world.

746
00:35:49,853 --> 00:35:52,373
Speaker 17: Well, that's exactly right. And I think even in Japan

747
00:35:52,533 --> 00:35:55,333
Speaker 17: just starting to see not just a plateau, but actually

748
00:35:55,373 --> 00:35:57,213
Speaker 17: decline in population.

749
00:35:57,533 --> 00:35:59,973
Speaker 2: Yeah, we were just in the century we were just

750
00:35:59,973 --> 00:36:03,333
Speaker 2: saying before. If the current trends in Japan's remain unchanged,

751
00:36:03,373 --> 00:36:06,773
Speaker 2: the population is expected to decline by a half in

752
00:36:06,853 --> 00:36:08,333
Speaker 2: the next nearly seventy year.

753
00:36:09,213 --> 00:36:12,573
Speaker 17: So that's exactly right. I think it's happening in a

754
00:36:12,573 --> 00:36:14,533
Speaker 17: lot of western countries. Yeah.

755
00:36:14,573 --> 00:36:17,093
Speaker 3: Well here, you know, arguably we're not as bad as Japan,

756
00:36:17,133 --> 00:36:18,853
Speaker 3: but we're certainly hitting in the wrong direction.

757
00:36:20,293 --> 00:36:22,732
Speaker 17: Well, that's right, And I actually like, I don't see

758
00:36:22,853 --> 00:36:26,853
Speaker 17: the tides shifting anytime soon. I just see a lot

759
00:36:26,893 --> 00:36:31,133
Speaker 17: of the narrative around having children is quite negative. I

760
00:36:31,173 --> 00:36:33,253
Speaker 17: actually wonder if part of the solution is actually re

761
00:36:33,413 --> 00:36:37,732
Speaker 17: endowing motherhood and karenthood with some dignity, you know, because

762
00:36:37,853 --> 00:36:40,333
Speaker 17: I don't think we've done that very well as a culture.

763
00:36:41,213 --> 00:36:44,533
Speaker 2: Yeah, I mean, how do we rejig the economy, the

764
00:36:44,573 --> 00:36:48,413
Speaker 2: economy such that people can afford to have kids.

765
00:36:48,733 --> 00:36:51,293
Speaker 17: Because well, I think there's more than the economy. I

766
00:36:51,373 --> 00:36:53,453
Speaker 17: think I mean, yes, that's part of it. And I

767
00:36:53,493 --> 00:36:56,933
Speaker 17: do agree that it is harder economically to have kids,

768
00:36:56,973 --> 00:37:02,493
Speaker 17: but it's also people are just selfish. Like I think anyway,

769
00:37:02,813 --> 00:37:05,013
Speaker 17: a lot of the reasons why my friends aren't having

770
00:37:05,093 --> 00:37:06,973
Speaker 17: kids is because they don't want to ruin their lives,

771
00:37:07,013 --> 00:37:08,973
Speaker 17: you know, because it's really hard having children.

772
00:37:09,053 --> 00:37:10,813
Speaker 2: How old are you, if you don't mind me asking.

773
00:37:10,573 --> 00:37:13,093
Speaker 4: Jared, I'm thirty thirty.

774
00:37:13,173 --> 00:37:16,573
Speaker 2: Yeah, these days that's prime having kids age, isn't it.

775
00:37:16,613 --> 00:37:18,453
Speaker 2: So there'll be a lot of that going around in

776
00:37:18,493 --> 00:37:22,613
Speaker 2: your in your circles, but that decision being made.

777
00:37:23,693 --> 00:37:26,893
Speaker 17: Yeah, I think. I mean I've got two kids myself

778
00:37:26,973 --> 00:37:29,613
Speaker 17: and hoping to have more in the future. But yeah,

779
00:37:29,653 --> 00:37:32,893
Speaker 17: it's just sense a kind of narrative that kids are

780
00:37:32,933 --> 00:37:36,333
Speaker 17: hard and a bit of pain. And I mean many

781
00:37:36,493 --> 00:37:39,613
Speaker 17: many women these days are pursuing career rather than having children.

782
00:37:39,653 --> 00:37:42,733
Speaker 17: I think that's a I think it's a shame actually,

783
00:37:43,173 --> 00:37:45,893
Speaker 17: you know, not saying women shouldn't get into Korea, but

784
00:37:45,933 --> 00:37:48,053
Speaker 17: there is something special about motherhood that I think we're

785
00:37:48,053 --> 00:37:48,973
Speaker 17: missing as a culture.

786
00:37:50,133 --> 00:37:53,493
Speaker 2: Yeah, I mean, we don't have an economy anymore though,

787
00:37:53,613 --> 00:37:56,613
Speaker 2: where people feel they can get by on one income

788
00:37:56,853 --> 00:37:58,053
Speaker 2: or very many people.

789
00:37:58,533 --> 00:38:02,853
Speaker 17: And true, and I wonder if if way more females

790
00:38:02,893 --> 00:38:05,333
Speaker 17: getting into Korea is actually part of the issue.

791
00:38:06,373 --> 00:38:09,172
Speaker 2: Well, well, thank you so much, Jared, But who's going

792
00:38:09,213 --> 00:38:10,893
Speaker 2: to say that you can't have a career. I mean,

793
00:38:10,933 --> 00:38:12,933
Speaker 2: they've got every right to get a career as their

794
00:38:12,973 --> 00:38:13,533
Speaker 2: partners do.

795
00:38:13,773 --> 00:38:16,172
Speaker 3: Yep, Mothers, we'd love to hear from you. Oh eight

796
00:38:16,213 --> 00:38:19,293
Speaker 3: hundred eighty ten eighty Jared's thoughts, and we're keen to

797
00:38:19,373 --> 00:38:21,093
Speaker 3: hear what you've got to say about that. Nine two

798
00:38:21,173 --> 00:38:23,413
Speaker 3: niney two is the text number. Horribly late.

799
00:38:23,453 --> 00:38:24,413
Speaker 2: It is seven to two.

800
00:38:26,573 --> 00:38:30,493
Speaker 1: Matties Taylor Adams taking your calls on eight hundred eighty

801
00:38:30,533 --> 00:38:33,732
Speaker 1: ten eighty matt and Taylor afternoons with the Volvo xc

802
00:38:33,933 --> 00:38:38,333
Speaker 1: N eighty Tick every box, a seamless experience, awaits News Talks.

803
00:38:38,093 --> 00:38:42,613
Speaker 3: EDB, News Talks EDB. It is four to two. We

804
00:38:42,693 --> 00:38:44,693
Speaker 3: are going to carry this on after two o'clock.

805
00:38:44,853 --> 00:38:47,533
Speaker 2: You've had so many fantastic phone calls. We've got to continue,

806
00:38:47,573 --> 00:38:49,973
Speaker 2: so keep them coming through on eight hundred eighty ten eighty.

807
00:38:50,133 --> 00:38:52,813
Speaker 2: Big families. We're talking about are you in one or

808
00:38:52,933 --> 00:38:54,773
Speaker 2: are you wanted to be in one and start one?

809
00:38:54,813 --> 00:38:57,133
Speaker 2: But you can't. I've got a question for you over

810
00:38:57,133 --> 00:39:00,813
Speaker 2: the break. Yep, what is the average household size in

811
00:39:00,853 --> 00:39:03,373
Speaker 2: New Zealand? What is the average amount of people living

812
00:39:03,413 --> 00:39:06,453
Speaker 2: in a house in New Zealand in twenty twenty five. Oh,

813
00:39:06,533 --> 00:39:07,853
Speaker 2: that is a great question.

814
00:39:09,013 --> 00:39:11,573
Speaker 3: I'm going to chuck a figure out here now, Yes,

815
00:39:12,373 --> 00:39:14,573
Speaker 3: average household size and musal.

816
00:39:15,173 --> 00:39:16,732
Speaker 2: It's just amount of people living in the house.

817
00:39:16,773 --> 00:39:24,573
Speaker 3: I'm going to say three point nine absolutely if you

818
00:39:24,653 --> 00:39:27,293
Speaker 3: think you know the text number is nine two nine two.

819
00:39:27,733 --> 00:39:29,533
Speaker 3: But we are going to pick this back up after

820
00:39:29,613 --> 00:39:31,693
Speaker 3: news that is coming up at two o'clock. So, oh,

821
00:39:31,733 --> 00:39:34,252
Speaker 3: eight hundred and eighty teen eighty is the number to cool.

822
00:39:34,413 --> 00:39:37,293
Speaker 3: Love your stories about your big family and if your

823
00:39:37,493 --> 00:39:40,013
Speaker 3: younger pearents keen to hear your stories as well. If

824
00:39:40,053 --> 00:39:42,573
Speaker 3: you have only got two kids, why if you're looking

825
00:39:42,573 --> 00:39:45,093
Speaker 3: to have more? Really keen to have a chat with

826
00:39:45,133 --> 00:39:47,373
Speaker 3: your new sport and weather on its way. You're listening

827
00:39:47,373 --> 00:39:51,613
Speaker 3: to matt and Tyler. Very very good afternoon to you.

828
00:39:51,613 --> 00:39:58,613
Speaker 1: You there your new home for insightful and entertaining talk.

829
00:39:58,773 --> 00:40:01,933
Speaker 1: It's Mattie and Taylor Adams Afternoons with.

830
00:40:01,973 --> 00:40:04,893
Speaker 4: The Volvo XC Nighty on News Talk seven.

831
00:40:06,013 --> 00:40:07,893
Speaker 2: Good afternoon, Welcome back, into the show.

832
00:40:07,893 --> 00:40:09,533
Speaker 3: We're talking I have big families on the back of

833
00:40:09,613 --> 00:40:14,053
Speaker 3: Kiaren Colkin his Oscar speech after winning at the ceremony

834
00:40:14,093 --> 00:40:16,893
Speaker 3: yesterday asked his wife for maybe number four.

835
00:40:17,013 --> 00:40:19,493
Speaker 2: Yeah, And it struck me when I was watching that, boy.

836
00:40:19,653 --> 00:40:21,493
Speaker 2: Four seems like a lot of kids these days, and

837
00:40:21,533 --> 00:40:24,693
Speaker 2: yet I'm from four kids, and it didn't seem that

838
00:40:24,773 --> 00:40:27,613
Speaker 2: much when I was growing up. So it's definitely changed,

839
00:40:27,693 --> 00:40:30,333
Speaker 2: and it seems harder to run four kids than it

840
00:40:30,773 --> 00:40:33,573
Speaker 2: used to. Before the break actually, before we go on,

841
00:40:33,573 --> 00:40:35,253
Speaker 2: before we leave the Oscars, can I just say that

842
00:40:35,293 --> 00:40:37,692
Speaker 2: Adrian Brodie's speech was the most pathetic thing I've ever

843
00:40:37,733 --> 00:40:41,652
Speaker 2: seen in my entire life, longest Oscar speech ever. He

844
00:40:41,773 --> 00:40:44,613
Speaker 2: kept on shushing the music to come down so he

845
00:40:44,653 --> 00:40:49,893
Speaker 2: could continue blasting on with his boring self congratultally rubbish.

846
00:40:49,893 --> 00:40:54,213
Speaker 2: She didn't save the world. He acted in a movie, Adrian,

847
00:40:54,453 --> 00:40:58,093
Speaker 2: wrap it up, but also your grievance here as he

848
00:40:58,173 --> 00:40:59,853
Speaker 2: cut into Conan O'Brien Steiman.

849
00:40:59,893 --> 00:41:02,333
Speaker 3: Conan is a very very funny man, genius.

850
00:41:02,373 --> 00:41:04,453
Speaker 2: He's a friend of mine. Conan, Yeah, and by which

851
00:41:04,493 --> 00:41:06,813
Speaker 2: I met him once in Christian Chairport when he was

852
00:41:06,813 --> 00:41:08,293
Speaker 2: over here recently and went up and sugar his hand

853
00:41:08,373 --> 00:41:10,373
Speaker 2: and said, I'm a big fan your mate's best faites

854
00:41:10,453 --> 00:41:12,493
Speaker 2: now and I thought some of his stuff was really,

855
00:41:12,533 --> 00:41:14,893
Speaker 2: really funny. His little skits were great and they had

856
00:41:14,933 --> 00:41:17,493
Speaker 2: to cut them down because Adrian Brody thinks he's so

857
00:41:17,813 --> 00:41:22,733
Speaker 2: important he can do the longest speech in Oscar's history.

858
00:41:23,213 --> 00:41:26,573
Speaker 2: Shame on you, thank your God and your agent and

859
00:41:26,653 --> 00:41:28,653
Speaker 2: get off now.

860
00:41:28,693 --> 00:41:31,213
Speaker 3: Before the news you also had a bit of a

861
00:41:31,373 --> 00:41:33,093
Speaker 3: tas for the audience.

862
00:41:33,293 --> 00:41:35,573
Speaker 2: Yeah, that's right. So I was asking, not this isn't

863
00:41:35,653 --> 00:41:38,813
Speaker 2: family size, but what's the average amount of people living

864
00:41:38,893 --> 00:41:42,133
Speaker 2: in every household in New Zealand? A lot of bets

865
00:41:42,133 --> 00:41:45,173
Speaker 2: coming guesses coming through. Six point two says this person,

866
00:41:45,733 --> 00:41:50,172
Speaker 2: two point five, four says this person, eight says this

867
00:41:50,213 --> 00:41:57,252
Speaker 2: person eight? What eight? What about eight? Get out with you? Eight?

868
00:41:57,493 --> 00:41:59,573
Speaker 2: That is the stupid that I'm not even sure average.

869
00:41:59,653 --> 00:42:01,453
Speaker 2: That's a lot of people per household. We got all

870
00:42:01,573 --> 00:42:03,292
Speaker 2: we've got more homes in the world. Are you living

871
00:42:03,293 --> 00:42:05,093
Speaker 2: in where the average house in New Zealand has eight

872
00:42:05,133 --> 00:42:08,773
Speaker 2: people in it? Yeah? Anyway, the number is on average,

873
00:42:08,813 --> 00:42:12,293
Speaker 2: there are two point seven usual residents per household and

874
00:42:12,493 --> 00:42:18,013
Speaker 2: occupied private dwellings in New Zealand. That's in twenty twenty four. Right,

875
00:42:18,013 --> 00:42:21,493
Speaker 2: two point seven, So two point seven average average house. Right,

876
00:42:21,533 --> 00:42:23,333
Speaker 2: And you know, obviously we're not saying that there's point

877
00:42:23,373 --> 00:42:25,893
Speaker 2: seven of a person in there. You know, we don't

878
00:42:25,933 --> 00:42:28,013
Speaker 2: have two normal people and a tailer sized person in

879
00:42:28,093 --> 00:42:32,053
Speaker 2: every house. That's what's saying at least a point eight

880
00:42:35,013 --> 00:42:42,613
Speaker 2: Joe Anne, your thoughts on large families in the modern age.

881
00:42:42,093 --> 00:42:45,613
Speaker 18: Yes, Hi, guys, I have a little bit of a

882
00:42:45,653 --> 00:42:49,853
Speaker 18: biased one as one of multiple kids growing up, so

883
00:42:50,813 --> 00:42:55,652
Speaker 18: I'm more on the side of less of more, which

884
00:42:55,693 --> 00:42:58,853
Speaker 18: I think a lot of people sort of my age

885
00:42:58,853 --> 00:43:03,413
Speaker 18: bracket are leaning towards these days that I talked to.

886
00:43:05,613 --> 00:43:09,652
Speaker 18: So I'm one of five, I'm a millennial, and the

887
00:43:09,773 --> 00:43:13,893
Speaker 18: age range is it's not a crazy drastic between my

888
00:43:14,053 --> 00:43:18,133
Speaker 18: immediate siblings, but I'm in my thirties and my youngest

889
00:43:18,813 --> 00:43:21,212
Speaker 18: sibling is fifteen, So.

890
00:43:21,133 --> 00:43:22,853
Speaker 17: There's a little bit of a cat are you are

891
00:43:22,893 --> 00:43:23,093
Speaker 17: you that?

892
00:43:23,173 --> 00:43:27,093
Speaker 2: What do you sit in the family. I'm the second oldest,

893
00:43:27,213 --> 00:43:28,613
Speaker 2: second oldest, right, Okay, yep.

894
00:43:29,813 --> 00:43:33,293
Speaker 18: Yeah. So as you were stating before, as it does

895
00:43:33,453 --> 00:43:37,013
Speaker 18: happen is that the older kids generally end up parenting

896
00:43:37,893 --> 00:43:40,813
Speaker 18: the younger kids. So when it comes to us being

897
00:43:40,853 --> 00:43:42,453
Speaker 18: sort of the age that you know a lot of

898
00:43:42,493 --> 00:43:45,813
Speaker 18: our friends and people before us were starting to have kids,

899
00:43:45,853 --> 00:43:49,573
Speaker 18: were we're not because we've kind of been doing that

900
00:43:50,173 --> 00:43:53,013
Speaker 18: for a long time already, and we just, you know,

901
00:43:53,133 --> 00:43:59,093
Speaker 18: want some freedom. So I'm still looking after my youngest sibling,

902
00:43:59,533 --> 00:44:03,573
Speaker 18: so I'm in no way in a rush to have

903
00:44:03,653 --> 00:44:03,973
Speaker 18: my own.

904
00:44:04,333 --> 00:44:04,853
Speaker 2: How old is you?

905
00:44:05,013 --> 00:44:05,093
Speaker 8: So?

906
00:44:05,333 --> 00:44:07,053
Speaker 2: How old is you? Is the youngest sibling that you're

907
00:44:07,053 --> 00:44:11,893
Speaker 2: still looking after? Join, she's sixteen fifteen, So when you

908
00:44:11,893 --> 00:44:14,013
Speaker 2: say looking after living with you.

909
00:44:15,493 --> 00:44:18,212
Speaker 18: I did have to move back in and help look

910
00:44:18,253 --> 00:44:22,933
Speaker 18: after her. Yes, our mother husband on wealth for a

911
00:44:23,013 --> 00:44:28,893
Speaker 18: few years and is not able to drive anymore. So

912
00:44:29,053 --> 00:44:31,693
Speaker 18: I good on you for good drive her everywhere and

913
00:44:32,653 --> 00:44:33,573
Speaker 18: if stepping up.

914
00:44:33,533 --> 00:44:37,333
Speaker 2: And doing that, that's that's really massive sacrifice for you

915
00:44:37,413 --> 00:44:40,093
Speaker 2: to be doing that. So good on you. How how

916
00:44:40,133 --> 00:44:43,813
Speaker 2: hands on were you when so you know, there's but

917
00:44:43,933 --> 00:44:46,893
Speaker 2: a fifteen year age gap, So how hands on were

918
00:44:46,933 --> 00:44:51,692
Speaker 2: you with your youngest siblings as that child was growing up?

919
00:44:51,733 --> 00:44:53,293
Speaker 2: Like when they were when they were little? Was it

920
00:44:53,373 --> 00:44:57,813
Speaker 2: was it was it nappy changing? Was it taking them

921
00:44:57,853 --> 00:45:00,172
Speaker 2: to sports?

922
00:45:00,373 --> 00:45:00,653
Speaker 4: Yeah?

923
00:45:00,693 --> 00:45:03,013
Speaker 18: So I was actually her age when she was born.

924
00:45:03,173 --> 00:45:07,253
Speaker 18: So we're kind of in the we're exactly in the

925
00:45:07,653 --> 00:45:12,893
Speaker 18: middle age. So yeah, it's weird to think that. You know,

926
00:45:13,573 --> 00:45:16,253
Speaker 18: I was her age when she was born, and I

927
00:45:16,293 --> 00:45:18,453
Speaker 18: think of her as being too young to do that

928
00:45:18,613 --> 00:45:21,652
Speaker 18: kind of thing that I was doing. But you know,

929
00:45:21,733 --> 00:45:25,413
Speaker 18: I did everything. Unfortunately, our mother, you know, was diagnosed

930
00:45:25,413 --> 00:45:29,732
Speaker 18: with cancer a few months after giving birth and had

931
00:45:29,773 --> 00:45:35,573
Speaker 18: to have surgery. So I looked after her predominantly for

932
00:45:35,653 --> 00:45:40,813
Speaker 18: about a year, looking after her full time, and then

933
00:45:40,853 --> 00:45:44,333
Speaker 18: I moved back overseas for about two years once our

934
00:45:44,373 --> 00:45:47,732
Speaker 18: mother was you know, able to look after her again

935
00:45:47,773 --> 00:45:49,973
Speaker 18: and was in remission, and then I moved back when

936
00:45:50,013 --> 00:45:53,973
Speaker 18: she was about four to New Zealand and I've been

937
00:45:54,053 --> 00:45:56,933
Speaker 18: here ever since and I don't really feel like I can,

938
00:45:57,093 --> 00:46:02,093
Speaker 18: you know, leave yet until yeah, she's eighteen, so sticking around.

939
00:46:02,533 --> 00:46:05,413
Speaker 2: Well, so you must have a really big, big heart.

940
00:46:06,133 --> 00:46:09,493
Speaker 2: Did you immediately fall into that you saw what needed

941
00:46:09,493 --> 00:46:11,693
Speaker 2: to be done when you were fifteen and start doing

942
00:46:11,693 --> 00:46:16,813
Speaker 2: it or was it asked of you?

943
00:46:16,853 --> 00:46:19,693
Speaker 18: No, I just kind of did it. I mean, she's

944
00:46:19,853 --> 00:46:23,333
Speaker 18: my third she's the third youngest of my siblings, so

945
00:46:23,893 --> 00:46:27,413
Speaker 18: I already have two younger brothers that are older than her,

946
00:46:28,013 --> 00:46:32,813
Speaker 18: and you know, my my parents split up when I

947
00:46:32,813 --> 00:46:35,893
Speaker 18: was about ten, so we were in a single household

948
00:46:35,893 --> 00:46:38,333
Speaker 18: for quite a while, and I just kind of took

949
00:46:38,333 --> 00:46:42,213
Speaker 18: on that role of looking after the younger kids. And

950
00:46:42,373 --> 00:46:44,453
Speaker 18: they're just, you know, fun to be around. So I

951
00:46:44,453 --> 00:46:47,013
Speaker 18: would just make sure you know that they were, you know,

952
00:46:47,053 --> 00:46:51,133
Speaker 18: not getting into trouble and stuff like that, and give

953
00:46:51,253 --> 00:46:52,213
Speaker 18: more responsibility.

954
00:46:52,653 --> 00:46:55,613
Speaker 2: What about the other siblings. Did they help out as well?

955
00:46:55,653 --> 00:46:56,453
Speaker 2: Your oldest sibling.

956
00:46:58,973 --> 00:47:04,853
Speaker 18: Yeah, to an extent, the boys weren't really felt they

957
00:47:04,853 --> 00:47:09,293
Speaker 18: weren't really made to feel as responsible. Unfortunately. That's just

958
00:47:09,373 --> 00:47:11,853
Speaker 18: kind of the way that you know, they were brought up.

959
00:47:11,893 --> 00:47:16,212
Speaker 18: They're very lovely, lovely boys, and they do help out,

960
00:47:16,293 --> 00:47:18,093
Speaker 18: but it's kind of a thing where you sort of

961
00:47:18,093 --> 00:47:22,893
Speaker 18: have to ask ye. So yeah, and then my I

962
00:47:22,893 --> 00:47:26,253
Speaker 18: do have one sibling that is older, but they're not

963
00:47:27,213 --> 00:47:28,813
Speaker 18: really around as much.

964
00:47:30,413 --> 00:47:32,253
Speaker 2: So yeah, and so Joanne.

965
00:47:32,333 --> 00:47:35,733
Speaker 3: So you and your full blooded siblings, none of you

966
00:47:35,773 --> 00:47:39,693
Speaker 3: have children at the stage.

967
00:47:38,493 --> 00:47:39,373
Speaker 18: No, none of us do.

968
00:47:40,453 --> 00:47:43,493
Speaker 2: Right do you feel do you feel do you feel

969
00:47:43,493 --> 00:47:45,893
Speaker 2: a certain amount of resentment? Obviously you've got a lot

970
00:47:45,933 --> 00:47:49,013
Speaker 2: to be proud of and what you've done for your family,

971
00:47:49,253 --> 00:47:51,493
Speaker 2: and you know, you've obviously gone out of your way

972
00:47:51,533 --> 00:47:53,373
Speaker 2: to do what you think is right. But there is

973
00:47:53,373 --> 00:47:55,013
Speaker 2: there a part of you that feels some kind of

974
00:47:55,093 --> 00:47:58,692
Speaker 2: resentment and and and feel in some way trapped by

975
00:47:58,693 --> 00:48:01,253
Speaker 2: the circumstances.

976
00:48:02,133 --> 00:48:08,093
Speaker 18: Yeah, I have before previously, you know, when you know,

977
00:48:08,133 --> 00:48:11,533
Speaker 18: when mother was sick, when you know I was younger,

978
00:48:11,533 --> 00:48:13,652
Speaker 18: when I was a teenager, you know that couldn't be helped.

979
00:48:13,653 --> 00:48:15,653
Speaker 18: And it's still what she's sick with now is also

980
00:48:16,213 --> 00:48:20,733
Speaker 18: isn't her fault. But it's when you you know, you

981
00:48:21,253 --> 00:48:23,373
Speaker 18: kind of do things without having to be asked for

982
00:48:23,453 --> 00:48:25,893
Speaker 18: so long and then it just kind of is expected

983
00:48:25,933 --> 00:48:28,973
Speaker 18: of you and they kind of forget that you you know,

984
00:48:29,013 --> 00:48:32,293
Speaker 18: you want to have your own life. Yeah, And it's

985
00:48:32,333 --> 00:48:35,053
Speaker 18: that sort of thing. And then also you know, parents,

986
00:48:35,053 --> 00:48:37,293
Speaker 18: are you pride you you know, when are you having kids?

987
00:48:37,333 --> 00:48:40,813
Speaker 18: And I'm like, I'm still looking after your kids, I'm

988
00:48:40,853 --> 00:48:41,973
Speaker 18: not having any of my own.

989
00:48:42,893 --> 00:48:44,493
Speaker 10: Yes, Yes, that sort of thing.

990
00:48:44,493 --> 00:48:45,613
Speaker 18: You have to remind.

991
00:48:45,333 --> 00:48:47,773
Speaker 2: People that, you know, so do you sort of in

992
00:48:47,773 --> 00:48:49,413
Speaker 2: some ways? And obviously you've got a lot of love

993
00:48:49,453 --> 00:48:51,772
Speaker 2: for your family and your living the life you're living.

994
00:48:51,813 --> 00:48:54,493
Speaker 2: But does part of you go, okay, when does my

995
00:48:54,533 --> 00:48:55,053
Speaker 2: life start?

996
00:48:56,853 --> 00:48:59,373
Speaker 18: A little bit? You know, it's you have to kind

997
00:48:59,373 --> 00:49:02,293
Speaker 18: of remind the other siblings, you know, like I'm happy

998
00:49:02,453 --> 00:49:05,973
Speaker 18: to do. I'm happy to help and do all of this,

999
00:49:06,173 --> 00:49:08,813
Speaker 18: but you know, sometimes they do need a break, and

1000
00:49:09,133 --> 00:49:12,013
Speaker 18: I do need some help because I'm also you know,

1001
00:49:12,333 --> 00:49:17,133
Speaker 18: helping my mother sometimes you know, you'll like get hurt

1002
00:49:17,133 --> 00:49:20,293
Speaker 18: to her appointments and things like that. So it's just

1003
00:49:20,373 --> 00:49:23,373
Speaker 18: kind of a lot sometimes and I do, you know,

1004
00:49:23,893 --> 00:49:25,853
Speaker 18: I would like to go back overseas to where I'm

1005
00:49:25,853 --> 00:49:28,853
Speaker 18: from for a little while to you know, visit family

1006
00:49:28,893 --> 00:49:32,453
Speaker 18: and stuff. But you know, my sister being at this

1007
00:49:32,533 --> 00:49:35,173
Speaker 18: age in her life where you know, she's just learning

1008
00:49:35,213 --> 00:49:37,813
Speaker 18: to drive and stuff like that, and she wants to

1009
00:49:37,813 --> 00:49:39,253
Speaker 18: get a job, I feel like I can't.

1010
00:49:39,493 --> 00:49:40,213
Speaker 19: I can't leave.

1011
00:49:40,773 --> 00:49:43,493
Speaker 2: Yeah. Well, you're obviously a very good person, Joanne, And

1012
00:49:43,573 --> 00:49:46,133
Speaker 2: thank you so much for bringing up and sharing a story.

1013
00:49:46,173 --> 00:49:48,172
Speaker 2: And it doesn't seem like you're going to be having

1014
00:49:48,173 --> 00:49:49,533
Speaker 2: a five kid family yourself.

1015
00:49:49,653 --> 00:49:53,333
Speaker 3: No, No, thank you very much for sharing, Joanne. Quite

1016
00:49:53,333 --> 00:49:57,093
Speaker 3: a couple of teaks here, guys. Wife and I have

1017
00:49:57,253 --> 00:50:00,413
Speaker 3: just had number teen in December.

1018
00:50:00,533 --> 00:50:01,053
Speaker 2: We only have.

1019
00:50:01,133 --> 00:50:04,253
Speaker 3: Seven at home now. The most challenging time is Saturday

1020
00:50:04,293 --> 00:50:07,533
Speaker 3: sports when you have five kids in different places Andrew.

1021
00:50:07,653 --> 00:50:10,413
Speaker 2: I can only imagine how full on that will be

1022
00:50:11,013 --> 00:50:14,853
Speaker 2: because I used to have two teenage boys playing sport

1023
00:50:14,893 --> 00:50:17,573
Speaker 2: in different parts of the city and that was basically

1024
00:50:17,653 --> 00:50:20,533
Speaker 2: an entire saturday, just driving around, always on the road,

1025
00:50:20,573 --> 00:50:21,933
Speaker 2: dropping them off, picking them up.

1026
00:50:22,493 --> 00:50:27,373
Speaker 3: But having five different corners of Auckland, I mean, bug

1027
00:50:27,373 --> 00:50:28,173
Speaker 3: of that jugger.

1028
00:50:28,253 --> 00:50:31,773
Speaker 2: That just the amount of WhatsApp sports threads, you'd have

1029
00:50:31,853 --> 00:50:35,373
Speaker 2: to be the amount of Edmond around that. You know, boy,

1030
00:50:35,453 --> 00:50:39,973
Speaker 2: oh boy, Andrew, You're a hero. Good luck with that.

1031
00:50:40,093 --> 00:50:42,652
Speaker 3: Oh, eight hundred eighty ten eighty is the number to call.

1032
00:50:42,733 --> 00:50:45,973
Speaker 3: It is seventeen PUS two.

1033
00:50:45,413 --> 00:50:49,453
Speaker 1: Your new home of afternoon Talk Matt and Taylor afternoons

1034
00:50:49,453 --> 00:50:53,453
Speaker 1: with the Volvo XC ninety. Turn every journey into something special.

1035
00:50:53,533 --> 00:50:56,253
Speaker 1: Call eight hundred eight news Talk.

1036
00:50:56,133 --> 00:51:00,413
Speaker 3: Said, be good afternoon, having a great discussion about how

1037
00:51:00,453 --> 00:51:02,773
Speaker 3: big your family is. It's on the back of Karen Colkan.

1038
00:51:02,893 --> 00:51:05,013
Speaker 3: He mentioned to his wife at the Oscars after winning

1039
00:51:05,013 --> 00:51:08,053
Speaker 3: they did like a fourth child. And for some reason

1040
00:51:08,053 --> 00:51:10,213
Speaker 3: that is unusual in today's age, isn't it?

1041
00:51:10,213 --> 00:51:14,053
Speaker 2: It certainly seems to be now He's an important text

1042
00:51:14,093 --> 00:51:16,933
Speaker 2: coming from Colin and Nelson, And look, I've got a

1043
00:51:16,933 --> 00:51:19,373
Speaker 2: lot of sympathy for Colins because I've got a dog

1044
00:51:19,413 --> 00:51:21,172
Speaker 2: called Colin, although it's annoying me at the moment because

1045
00:51:21,213 --> 00:51:23,173
Speaker 2: I call my dog Colin a long time before that

1046
00:51:23,293 --> 00:51:26,453
Speaker 2: Australian TV show Colin from Accounts. And today someone came

1047
00:51:26,453 --> 00:51:28,013
Speaker 2: out to pat my dog when I was walking him,

1048
00:51:28,213 --> 00:51:29,933
Speaker 2: and they said, what's the dog's name? I said, Colin.

1049
00:51:30,013 --> 00:51:32,013
Speaker 2: They said, after Colin from Accounts. I'm like, the dog's

1050
00:51:32,053 --> 00:51:34,773
Speaker 2: eleven years old. It's been around since before Colin from Accounts.

1051
00:51:34,813 --> 00:51:36,933
Speaker 3: Well, that's nice for Colin. Though Colin's obviously a young

1052
00:51:36,973 --> 00:51:39,133
Speaker 3: looking dog. He's got good skin, doesn't he. Well, you

1053
00:51:39,173 --> 00:51:40,053
Speaker 3: paid a lot of money for it.

1054
00:51:40,133 --> 00:51:42,133
Speaker 2: You're such a glass half full kind of guy. I

1055
00:51:42,213 --> 00:51:45,053
Speaker 2: like that. Yeah he does. He does look sprightly. Please

1056
00:51:45,093 --> 00:51:48,453
Speaker 2: note that when referring to people, the correct term is number,

1057
00:51:48,533 --> 00:51:51,973
Speaker 2: not amount. Also, the pronoun is who, not that Colin

1058
00:51:52,333 --> 00:51:54,653
Speaker 2: and Nelson. Thanks for that, so you go. The correct

1059
00:51:54,693 --> 00:51:56,893
Speaker 2: term is the number of people, not the amount of people.

1060
00:51:56,973 --> 00:51:59,253
Speaker 3: So the number of people in a household.

1061
00:51:58,853 --> 00:52:01,093
Speaker 2: Not the amount of people. Yeah, okay, thanks for that, Colin,

1062
00:52:01,093 --> 00:52:03,733
Speaker 2: A right Colin, yep, yeah, good name and a good city. Nelson.

1063
00:52:04,013 --> 00:52:06,133
Speaker 2: It's my hometown and I assume that was you, Tyler,

1064
00:52:06,133 --> 00:52:09,253
Speaker 2: that was missing that up. Only people having large families

1065
00:52:09,333 --> 00:52:12,733
Speaker 2: are elites or morons who keep prison health system and

1066
00:52:12,733 --> 00:52:18,653
Speaker 2: government bureaucrats and big paying jobs overseeing them. Thanks for that, Karen, Well, okay,

1067
00:52:18,773 --> 00:52:21,573
Speaker 2: that is actually from Karen. As a female who did

1068
00:52:21,573 --> 00:52:24,053
Speaker 2: the career and juggle children says this text to Antakio,

1069
00:52:24,093 --> 00:52:26,533
Speaker 2: I wish I'd done it different. It was hard. Feminism

1070
00:52:26,573 --> 00:52:28,693
Speaker 2: pushes for the corporate rat race and as a result,

1071
00:52:28,773 --> 00:52:32,813
Speaker 2: strangers raise our children, currently pregnant with number five and

1072
00:52:32,853 --> 00:52:35,413
Speaker 2: looking forward to doing it different this time. Good to

1073
00:52:35,533 --> 00:52:37,653
Speaker 2: XC five. You know that seems like a lot. It

1074
00:52:37,653 --> 00:52:39,453
Speaker 2: wouldn't have seemed like a lot in the sixties.

1075
00:52:39,613 --> 00:52:42,652
Speaker 3: No, I mean, just just throwing back to I think

1076
00:52:42,773 --> 00:52:44,493
Speaker 3: was it Jacob that was the caller?

1077
00:52:44,693 --> 00:52:45,053
Speaker 2: Jared?

1078
00:52:45,213 --> 00:52:47,773
Speaker 3: Jared, Sorry Jared, but he made the call there, and

1079
00:52:47,813 --> 00:52:51,933
Speaker 3: it's quite a controversial call that he felt it was

1080
00:52:51,973 --> 00:52:55,733
Speaker 3: a mistake for women to enter careers at the expense

1081
00:52:55,773 --> 00:52:58,693
Speaker 3: of motherhoods, that motherhood was looked down on as opposed

1082
00:52:58,733 --> 00:52:59,773
Speaker 3: to women getting into careers.

1083
00:52:59,813 --> 00:53:03,013
Speaker 2: I mean, that is I think what he said from

1084
00:53:03,013 --> 00:53:06,293
Speaker 2: his perspective, being very careful his getting behind the bulletproof

1085
00:53:06,373 --> 00:53:09,973
Speaker 2: glass yes. From his perspective, it was a pity because

1086
00:53:10,013 --> 00:53:13,413
Speaker 2: he thinks that that motherhood is a fantastic thing and

1087
00:53:14,613 --> 00:53:17,893
Speaker 2: parenting in general is something great for people experience. So

1088
00:53:17,933 --> 00:53:20,213
Speaker 2: it's a problem that the economy doesn't really allow for

1089
00:53:20,253 --> 00:53:22,172
Speaker 2: that right, which I get.

1090
00:53:22,253 --> 00:53:24,772
Speaker 3: But if you throw it around the other way, stay

1091
00:53:24,813 --> 00:53:27,053
Speaker 3: at home dad still look down upon? Is that still

1092
00:53:27,053 --> 00:53:29,333
Speaker 3: a taboo to be a stay at home dad, so

1093
00:53:29,373 --> 00:53:33,813
Speaker 3: that the female of the relationship would be the bread earner,

1094
00:53:33,893 --> 00:53:34,973
Speaker 3: the bringing home the bacon.

1095
00:53:36,053 --> 00:53:39,093
Speaker 2: Let's try it, hey, Tyler. Yeah, I'm a stay at

1096
00:53:39,093 --> 00:53:41,533
Speaker 2: home dad. I stay at home and I look after

1097
00:53:41,533 --> 00:53:44,093
Speaker 2: my kids. Well, my partner works. How did you feel

1098
00:53:44,093 --> 00:53:46,293
Speaker 2: about me when I said that, you lucky bugger. I'm

1099
00:53:46,333 --> 00:53:49,333
Speaker 2: hoping to do the same. Okay, we'll be back in

1100
00:53:49,693 --> 00:53:53,973
Speaker 2: just a second with Helga and her family of six.

1101
00:53:54,013 --> 00:53:56,453
Speaker 2: But eight hundred and eighty ten eighty nine two nine

1102
00:53:56,613 --> 00:54:00,053
Speaker 2: two is the text number we're talking about big families.

1103
00:54:00,093 --> 00:54:04,333
Speaker 2: Are you running four plus in two thousand and twenty five?

1104
00:54:05,053 --> 00:54:06,253
Speaker 2: Is that even possible to do?

1105
00:54:10,493 --> 00:54:13,812
Speaker 1: Matt Heath and Tyler Adams afternoons. Call Oh eight hundred

1106
00:54:13,853 --> 00:54:16,013
Speaker 1: and eighty ten eighty on news Talk SAB.

1107
00:54:16,133 --> 00:54:19,613
Speaker 3: Good Afternoon, we're talking about big families. If you are

1108
00:54:19,653 --> 00:54:21,093
Speaker 3: part of the big family, loved to hear from you.

1109
00:54:21,133 --> 00:54:22,973
Speaker 3: On eight hundred and eighty ten eighty on the back

1110
00:54:23,013 --> 00:54:26,453
Speaker 3: of Kieren Colkin, he won an oscar yesterday and told

1111
00:54:26,533 --> 00:54:29,013
Speaker 3: his wife in love baby number four and then turned

1112
00:54:29,013 --> 00:54:30,413
Speaker 3: a few heads in twenty twenty five.

1113
00:54:30,493 --> 00:54:33,413
Speaker 2: That's certainly dead. Surprised a few people. Helga, you're from

1114
00:54:33,773 --> 00:54:35,693
Speaker 2: six yep.

1115
00:54:36,613 --> 00:54:39,493
Speaker 20: Only second generation New Zealander.

1116
00:54:40,093 --> 00:54:42,853
Speaker 2: Right, and so we're all six, So that the whole

1117
00:54:42,893 --> 00:54:45,573
Speaker 2: the family started here though, So that all six started

1118
00:54:46,053 --> 00:54:46,653
Speaker 2: in New Zealand.

1119
00:54:46,693 --> 00:54:52,093
Speaker 20: Yeah, and I'll start. My Norwegian grandfather married the Irish

1120
00:54:52,133 --> 00:54:55,533
Speaker 20: grandma and they had two kids, and they had my mom,

1121
00:54:56,133 --> 00:54:59,493
Speaker 20: and then there was an Australian family had five there

1122
00:54:59,933 --> 00:55:04,053
Speaker 20: and three here, so that's eight. And then my region

1123
00:55:04,093 --> 00:55:07,693
Speaker 20: one was one of five my grandfather, and then the

1124
00:55:07,733 --> 00:55:10,652
Speaker 20: America and was one. I didn't know how many had

1125
00:55:10,773 --> 00:55:14,413
Speaker 20: he had. So my father had me and my sister

1126
00:55:14,573 --> 00:55:18,573
Speaker 20: on the first marriage. I was born in nineteen forty seven,

1127
00:55:18,773 --> 00:55:22,813
Speaker 20: my dad was nineteen twenty one, my sister three years later.

1128
00:55:22,893 --> 00:55:26,493
Speaker 20: That's the first marriage, and he had there with an

1129
00:55:26,533 --> 00:55:30,333
Speaker 20: eighteen year old and got her pregnant. So he wanted

1130
00:55:30,413 --> 00:55:33,252
Speaker 20: us so to get a state advance and home loan

1131
00:55:33,373 --> 00:55:37,173
Speaker 20: for thirty years and the more kids you had the benefit.

1132
00:55:37,293 --> 00:55:38,133
Speaker 17: I was right.

1133
00:55:39,413 --> 00:55:41,212
Speaker 2: How many did he have with the eighteen year old

1134
00:55:41,293 --> 00:55:42,973
Speaker 2: Alga um.

1135
00:55:43,693 --> 00:55:46,893
Speaker 20: Four but two guides, so that means he was looking

1136
00:55:46,933 --> 00:55:49,853
Speaker 20: after six, but he wouldn't have had eight.

1137
00:55:49,933 --> 00:55:50,493
Speaker 13: So it was.

1138
00:55:50,413 --> 00:55:52,573
Speaker 20: Making quite a lot of money.

1139
00:55:52,773 --> 00:55:55,293
Speaker 2: And so there were government benefits that he was getting.

1140
00:55:55,333 --> 00:55:56,093
Speaker 2: Poo child, was it?

1141
00:55:56,133 --> 00:55:56,413
Speaker 9: Helga?

1142
00:55:57,133 --> 00:55:57,373
Speaker 8: Yeah?

1143
00:55:57,573 --> 00:56:01,693
Speaker 20: Child, I'm not sure he seen six pound each, but

1144
00:56:01,813 --> 00:56:03,413
Speaker 20: I'm not quite And.

1145
00:56:03,493 --> 00:56:07,173
Speaker 2: Helga, so you went with your dad? But what happened

1146
00:56:07,173 --> 00:56:07,652
Speaker 2: with your mum?

1147
00:56:09,613 --> 00:56:12,373
Speaker 20: Oh? My mum had a mowous breakdown. She had her

1148
00:56:12,413 --> 00:56:14,692
Speaker 20: head in the bus and she up had been shop

1149
00:56:14,773 --> 00:56:19,133
Speaker 20: treatment and she divorced my father for having their Wow.

1150
00:56:19,173 --> 00:56:22,213
Speaker 20: You know that's dramatic. And I was eight. So it

1151
00:56:22,533 --> 00:56:25,053
Speaker 20: took me away to go with my step mother when

1152
00:56:25,053 --> 00:56:28,453
Speaker 20: I was eight and with my father because she wanted

1153
00:56:28,453 --> 00:56:31,933
Speaker 20: to get you the more money. So she was she's

1154
00:56:31,973 --> 00:56:35,013
Speaker 20: about two years older than me, so that was hard.

1155
00:56:35,613 --> 00:56:38,813
Speaker 20: And we had no color. There was a space paint

1156
00:56:38,893 --> 00:56:42,413
Speaker 20: and Hobson Street and we had a big vegetable garden

1157
00:56:43,213 --> 00:56:48,053
Speaker 20: and I found out how we got material for our clothes.

1158
00:56:48,133 --> 00:56:51,293
Speaker 20: My father used to bring shirts and dresses home and

1159
00:56:51,533 --> 00:56:54,813
Speaker 20: from the bag bag what he couldn't use at works

1160
00:56:54,973 --> 00:56:57,293
Speaker 20: on the step mother used to take them apart and

1161
00:56:57,373 --> 00:57:00,493
Speaker 20: make shirts and all our clothes from the second hand

1162
00:57:00,573 --> 00:57:04,013
Speaker 20: clothes Wow big supper garden.

1163
00:57:04,453 --> 00:57:07,053
Speaker 2: So it was sort of a practical hands on way

1164
00:57:07,293 --> 00:57:11,293
Speaker 2: of my making and creating everything that you needed to survive.

1165
00:57:11,813 --> 00:57:14,053
Speaker 2: So how was your relationship with your step mother and

1166
00:57:14,053 --> 00:57:18,093
Speaker 2: your father as you grew up? Helga and leaft the family?

1167
00:57:18,973 --> 00:57:20,773
Speaker 20: I was Cinderella.

1168
00:57:22,853 --> 00:57:24,853
Speaker 3: Then the good way or the bad way because Cinderella

1169
00:57:24,933 --> 00:57:26,253
Speaker 3: had a bit of a tough, tough story.

1170
00:57:27,053 --> 00:57:29,213
Speaker 20: Well that was a good way, except my step mother

1171
00:57:29,293 --> 00:57:32,333
Speaker 20: used to make me late for school and I had

1172
00:57:32,373 --> 00:57:34,493
Speaker 20: to walk to a room and to meet it from

1173
00:57:34,573 --> 00:57:38,093
Speaker 20: rocks Rockville Road, Elleslie two and a half mile or so.

1174
00:57:38,733 --> 00:57:41,893
Speaker 20: I became a good runner, just about running the whole

1175
00:57:41,893 --> 00:57:42,613
Speaker 20: way to school.

1176
00:57:44,413 --> 00:57:47,253
Speaker 2: Well, thank you so much for sharing your your story there, Helga,

1177
00:57:47,573 --> 00:57:49,333
Speaker 2: Oh what a story. I had a bit of paper.

1178
00:57:49,373 --> 00:57:50,653
Speaker 2: I was want to work all that out. I could

1179
00:57:50,653 --> 00:57:53,733
Speaker 2: see that you were doing the different threads there, and

1180
00:57:53,773 --> 00:57:55,653
Speaker 2: I still didn't really come up with any you know.

1181
00:57:55,973 --> 00:57:58,693
Speaker 3: Helga, thank you very much for sharing an incredible story.

1182
00:57:59,453 --> 00:58:01,373
Speaker 3: We've got time for John before the headlines. I think

1183
00:58:01,373 --> 00:58:05,533
Speaker 3: we do get a John John. Your thoughts on bigger families.

1184
00:58:06,973 --> 00:58:09,773
Speaker 9: You want a bigger in mind, I think Dane might

1185
00:58:10,813 --> 00:58:15,853
Speaker 9: interest you. I have got five children, eleven grandchildren, two

1186
00:58:15,973 --> 00:58:20,133
Speaker 9: great grandchildren. Now on my mother's side. There was twelve

1187
00:58:20,293 --> 00:58:22,133
Speaker 9: on my father's side, who was thirteen.

1188
00:58:23,013 --> 00:58:23,373
Speaker 2: Wow.

1189
00:58:23,573 --> 00:58:28,653
Speaker 9: We continue zeal And around nineteen sixty four from the Netherlands,

1190
00:58:28,693 --> 00:58:35,973
Speaker 9: just after the war, and you know, on there was

1191
00:58:36,013 --> 00:58:38,093
Speaker 9: a reunion on my mother's side and there would be

1192
00:58:38,173 --> 00:58:41,253
Speaker 9: one hundred and fifty in the photo and there would

1193
00:58:41,333 --> 00:58:43,333
Speaker 9: roughly be the same on the father's side, so you're

1194
00:58:43,373 --> 00:58:44,533
Speaker 9: looking around three hundred.

1195
00:58:46,613 --> 00:58:49,293
Speaker 2: Wow, it's a significant impact on the world.

1196
00:58:50,413 --> 00:58:52,893
Speaker 9: Well, we did our thing. We did our thing. Yeah

1197
00:58:54,813 --> 00:59:01,253
Speaker 9: and yeah. So anyway, I'm going I'm seventy four and

1198
00:59:01,373 --> 00:59:03,733
Speaker 9: in three months I'm going back to the Netherlands to

1199
00:59:04,333 --> 00:59:08,653
Speaker 9: meet my family. So it's a mess of family. I

1200
00:59:08,693 --> 00:59:12,813
Speaker 9: went back there I was about twenty five years ago roughly,

1201
00:59:13,653 --> 00:59:17,933
Speaker 9: and so obviously your family has grown some sin and

1202
00:59:18,053 --> 00:59:21,493
Speaker 9: there's problem with Jonkie my last and I'm really looking

1203
00:59:21,493 --> 00:59:22,453
Speaker 9: forward to seeing you all.

1204
00:59:23,213 --> 00:59:23,533
Speaker 4: Yeah.

1205
00:59:23,613 --> 00:59:25,933
Speaker 9: Yeah, So so coming from it.

1206
00:59:25,693 --> 00:59:27,973
Speaker 2: Coming from such a big family. Five kids mustn't have

1207
00:59:27,973 --> 00:59:30,533
Speaker 2: seemed too massive for you, John, it must have seemed

1208
00:59:30,533 --> 00:59:32,613
Speaker 2: slightly manageble. I'm sure it was hard, but you know,

1209
00:59:32,653 --> 00:59:34,293
Speaker 2: coming from such a large family before that.

1210
00:59:35,373 --> 00:59:37,373
Speaker 9: Yeah, well I didn't know my family because I was

1211
00:59:37,413 --> 00:59:40,853
Speaker 9: only about three when I came here, right, So, yeah,

1212
00:59:41,093 --> 00:59:44,213
Speaker 9: I didn't know my finion in Holland. I remember my grandfather,

1213
00:59:44,413 --> 00:59:47,573
Speaker 9: but yeah, that's a good memory. But yeah, from a

1214
00:59:47,613 --> 00:59:52,573
Speaker 9: young age. But yeah, I really started my family here

1215
00:59:52,613 --> 00:59:58,213
Speaker 9: in New Zealand and yeah, so yeah that's this way,

1216
00:59:59,493 --> 00:59:59,693
Speaker 9: you know.

1217
01:00:00,173 --> 01:00:03,293
Speaker 2: Yeah, Well, thank you, thanks so much for sharing a

1218
01:00:03,333 --> 01:00:06,053
Speaker 2: story of us, John, and good luck with meeting your

1219
01:00:06,093 --> 01:00:08,293
Speaker 2: family back again and meeting them over there and the need.

1220
01:00:08,813 --> 01:00:11,173
Speaker 2: What an awesome experience. That'll be another great story. Thank

1221
01:00:11,213 --> 01:00:12,013
Speaker 2: you very much.

1222
01:00:12,613 --> 01:00:16,533
Speaker 3: Right, headlines coming up, and thank you very much for

1223
01:00:16,573 --> 01:00:20,413
Speaker 3: the phone calls and texts. It is twenty nine to.

1224
01:00:20,373 --> 01:00:27,253
Speaker 1: Three US talks every headlines with blue bubble taxis it's

1225
01:00:27,333 --> 01:00:28,853
Speaker 1: no trouble with a blue bubble.

1226
01:00:29,253 --> 01:00:33,493
Speaker 8: The USA is pausing all military aid to Ukraine, including

1227
01:00:33,533 --> 01:00:37,613
Speaker 8: weapons in transit on aircrafts and ships and waiting in Poland.

1228
01:00:38,093 --> 01:00:41,253
Speaker 8: Media are quoting a White House official saying the President

1229
01:00:41,293 --> 01:00:44,333
Speaker 8: wants Ukraine to commit to ending the war with Russia.

1230
01:00:45,293 --> 01:00:48,373
Speaker 8: The Health Minister has announced twenty five more medical school

1231
01:00:48,373 --> 01:00:51,733
Speaker 8: placements from next year and funding for up to fifty

1232
01:00:51,773 --> 01:00:56,973
Speaker 8: graduate doctors to specialize in primary care. A nutrition researcher

1233
01:00:57,013 --> 01:00:59,693
Speaker 8: says New Zealand needs to get its act together as

1234
01:00:59,733 --> 01:01:03,853
Speaker 8: a major Australian led study predicts rocketing child obesity in

1235
01:01:03,893 --> 01:01:09,293
Speaker 8: coming decades. The Educational Institute says making food palatable and

1236
01:01:09,413 --> 01:01:13,413
Speaker 8: nutritious it shouldn't be this hard, and the government's committed

1237
01:01:13,453 --> 01:01:18,533
Speaker 8: to providing school lunches and must fix ongoing issues. Auckland

1238
01:01:18,533 --> 01:01:21,933
Speaker 8: Airport says it donated nine tons of unclaimed items to

1239
01:01:22,013 --> 01:01:27,613
Speaker 8: new owners last financial year via local family services, including clothes, toys,

1240
01:01:27,653 --> 01:01:31,773
Speaker 8: betting and sports equipment. Who Can Gray All Blacks? Number

1241
01:01:31,813 --> 01:01:36,053
Speaker 8: twelve Jersey and Jordi Barrett's absence read leyam Napier's full

1242
01:01:36,093 --> 01:01:39,373
Speaker 8: column at Enzid Herald Premium. Now back to matt Ethan

1243
01:01:39,453 --> 01:01:40,213
Speaker 8: Tyler Adams.

1244
01:01:40,533 --> 01:01:43,293
Speaker 3: Thank you very much, Ray Lean, and thank you for

1245
01:01:43,333 --> 01:01:45,573
Speaker 3: all the phone calls and texts we had on that discussion.

1246
01:01:45,613 --> 01:01:46,213
Speaker 2: Really enjoyed that.

1247
01:01:46,253 --> 01:01:48,653
Speaker 3: But we're going to change tech over the next week.

1248
01:01:48,653 --> 01:01:51,893
Speaker 3: While we want to talk about buying a home with friends.

1249
01:01:51,973 --> 01:01:55,133
Speaker 3: Great story in the New Zealand Herald. It's part of

1250
01:01:55,173 --> 01:02:00,253
Speaker 3: the Prosperity Project podcast prospective homeowners looking at alternative methods

1251
01:02:00,253 --> 01:02:02,213
Speaker 3: to get on the housing ladder, like buying in groups

1252
01:02:02,373 --> 01:02:04,493
Speaker 3: and with friends, of being urged to do their homework

1253
01:02:04,653 --> 01:02:07,893
Speaker 3: and put the appropriate legal agreements in place.

1254
01:02:08,333 --> 01:02:10,373
Speaker 2: One hundred and eighty ten eighty nine to nine too.

1255
01:02:10,413 --> 01:02:15,453
Speaker 2: If you want to TESX, have you gone into a

1256
01:02:15,653 --> 01:02:19,973
Speaker 2: property with friends? How many friends have been involved? Because

1257
01:02:20,013 --> 01:02:22,413
Speaker 2: of course, some people can't get on the property ladder

1258
01:02:22,413 --> 01:02:25,853
Speaker 2: by themselves and they want to get group people together.

1259
01:02:25,893 --> 01:02:28,133
Speaker 2: How does that work? And if you've been in this

1260
01:02:28,173 --> 01:02:30,333
Speaker 2: situation and it's gone wrong, we'd love to hear from you.

1261
01:02:30,373 --> 01:02:33,053
Speaker 2: If you've been in this situation and it's gone right,

1262
01:02:33,213 --> 01:02:34,573
Speaker 2: we'd love to hear from you.

1263
01:02:34,733 --> 01:02:34,893
Speaker 4: Yeah.

1264
01:02:34,973 --> 01:02:36,453
Speaker 2: Would you ever do that with friends?

1265
01:02:37,133 --> 01:02:37,333
Speaker 9: Ah?

1266
01:02:38,373 --> 01:02:41,893
Speaker 2: No, I don't like it. Well, I was talking about

1267
01:02:41,893 --> 01:02:43,373
Speaker 2: this before. It's funny because you will do it with

1268
01:02:43,413 --> 01:02:45,533
Speaker 2: your partner. I was just going to say that relationships change,

1269
01:02:45,573 --> 01:02:50,653
Speaker 2: but relationships change in marriages and partnerships, you're often buying

1270
01:02:50,653 --> 01:02:52,653
Speaker 2: a house with someone where things can change. Yeah, you know,

1271
01:02:52,973 --> 01:02:54,373
Speaker 2: you know there's a lot of people that've had to

1272
01:02:54,373 --> 01:02:57,613
Speaker 2: give people they hate a house because the marriage has

1273
01:02:57,653 --> 01:03:03,053
Speaker 2: gone wrong. But I just think with friends, it's too

1274
01:03:03,213 --> 01:03:06,813
Speaker 2: open for things to change. So you know, say, say,

1275
01:03:06,853 --> 01:03:12,413
Speaker 2: for example, you've got four and and I know of

1276
01:03:12,453 --> 01:03:14,493
Speaker 2: the story of these guys that were the four mates

1277
01:03:14,533 --> 01:03:16,053
Speaker 2: for a rugby team, and they bought a house and

1278
01:03:16,093 --> 01:03:19,413
Speaker 2: in the house they put showers like the rugby changing sheds,

1279
01:03:19,733 --> 01:03:21,493
Speaker 2: so they all shout to get they all showered together.

1280
01:03:21,773 --> 01:03:24,173
Speaker 2: What I wanted to keep, They wanted to keep their

1281
01:03:24,213 --> 01:03:27,013
Speaker 2: clubrooms and the boarding school vibes going. And then and

1282
01:03:27,053 --> 01:03:29,653
Speaker 2: then you know, they all meet partners and they go off,

1283
01:03:29,933 --> 01:03:32,173
Speaker 2: and then they're trying to sell a house with a

1284
01:03:32,373 --> 01:03:35,853
Speaker 2: basically with a locker room in it. That's an example

1285
01:03:35,893 --> 01:03:38,573
Speaker 2: how things can change. And I went into that house

1286
01:03:38,613 --> 01:03:40,933
Speaker 2: and I was like, why is there so many shower

1287
01:03:41,013 --> 01:03:44,293
Speaker 2: nozzles in the bathroom. It's a perfectly normal Mount Heathen house.

1288
01:03:44,293 --> 01:03:46,973
Speaker 2: What are we doing here? And in the real estate

1289
01:03:46,973 --> 01:03:50,053
Speaker 2: agent explained to me what the situation was. But that's

1290
01:03:50,053 --> 01:03:52,693
Speaker 2: an example how lives can change. Yeah, lives can change.

1291
01:03:52,733 --> 01:03:54,733
Speaker 2: You know, you're you're in your twenties and go, yeah, yeah,

1292
01:03:54,773 --> 01:03:57,973
Speaker 2: we want to be boarding school rugby, playing guys forever,

1293
01:03:58,013 --> 01:03:59,693
Speaker 2: and then you meet someone in your state, your family,

1294
01:04:00,093 --> 01:04:02,733
Speaker 2: and then things change, or someone might move someone into

1295
01:04:02,773 --> 01:04:05,573
Speaker 2: the house that you know you've got you've got three mates.

1296
01:04:05,813 --> 01:04:07,493
Speaker 2: I mean, it might be different if you're not living there.

1297
01:04:07,613 --> 01:04:10,173
Speaker 2: I mean totally. That might be simpler if you're going

1298
01:04:10,173 --> 01:04:13,173
Speaker 2: in and buying a property to rent out. But I'm

1299
01:04:13,533 --> 01:04:16,613
Speaker 2: talking about this situation was them moving in together and

1300
01:04:16,733 --> 01:04:19,253
Speaker 2: you know, they've got maybe got three four of you

1301
01:04:19,293 --> 01:04:20,493
Speaker 2: living there and one of them has to move their

1302
01:04:20,533 --> 01:04:21,653
Speaker 2: partner and how does that all work out?

1303
01:04:21,733 --> 01:04:23,413
Speaker 3: Yeah, that's where it gets tricky, right if they're all

1304
01:04:23,493 --> 01:04:25,213
Speaker 3: single mates And I get it. You know, we want

1305
01:04:25,253 --> 01:04:26,933
Speaker 3: to say, hey, the old days are never going to die.

1306
01:04:26,933 --> 01:04:29,413
Speaker 3: We're always going to be in the shower together eleven

1307
01:04:29,453 --> 01:04:32,453
Speaker 3: the rugby days and we'll never grow old.

1308
01:04:32,573 --> 01:04:35,173
Speaker 2: Well kill zib to get communal showers so we can

1309
01:04:35,213 --> 01:04:37,733
Speaker 2: all shower together would be nice, wouldn't you know? It's

1310
01:04:37,733 --> 01:04:38,573
Speaker 2: a great way to bond.

1311
01:04:38,933 --> 01:04:39,133
Speaker 4: Yeah.

1312
01:04:39,213 --> 01:04:41,853
Speaker 2: Yeah, there's no secrets.

1313
01:04:41,893 --> 01:04:44,053
Speaker 3: We've been asking for the urinal just behind you. So

1314
01:04:44,133 --> 01:04:46,693
Speaker 3: communal showers is that too much to ask for? Oh?

1315
01:04:46,813 --> 01:04:49,973
Speaker 2: One hundred eighty. If there was ever a group of

1316
01:04:49,973 --> 01:04:52,893
Speaker 2: people less likely to shower together. It's the only a

1317
01:04:52,973 --> 01:04:55,453
Speaker 2: talented talent at a news talk zib.

1318
01:04:55,613 --> 01:04:57,173
Speaker 3: Yeah, but we're going to change that, don't well? Yeah,

1319
01:04:57,493 --> 01:04:58,693
Speaker 3: SOA eight hundred.

1320
01:04:58,453 --> 01:05:03,413
Speaker 2: And eighty ten eighty Have you tried to go onto

1321
01:05:03,493 --> 01:05:05,693
Speaker 2: a property deal with your friends? And how's it worked out?

1322
01:05:05,773 --> 01:05:08,573
Speaker 3: YEP nine two ninety two is the text number. The

1323
01:05:08,613 --> 01:05:10,773
Speaker 3: phones have lit up, so let's get into it. It

1324
01:05:10,893 --> 01:05:12,973
Speaker 3: is twenty one to three.

1325
01:05:14,013 --> 01:05:17,213
Speaker 6: The big stories, the big issues, to the big trends

1326
01:05:17,373 --> 01:05:18,813
Speaker 6: and everything in between.

1327
01:05:19,053 --> 01:05:22,893
Speaker 1: Matt and Taylor Afternoons with the Volvo XC ninety attention

1328
01:05:23,013 --> 01:05:24,853
Speaker 1: to detail and a commitment to comfort.

1329
01:05:24,973 --> 01:05:27,373
Speaker 2: News talks B, News talk ed B.

1330
01:05:27,613 --> 01:05:31,373
Speaker 3: Have you decided to buy a property with your friends?

1331
01:05:31,413 --> 01:05:32,173
Speaker 2: And how did it go?

1332
01:05:32,293 --> 01:05:35,733
Speaker 3: A great story in the Herald about many people in

1333
01:05:35,733 --> 01:05:39,453
Speaker 3: New Zealand who have done just that. Some cases worked out,

1334
01:05:39,533 --> 01:05:41,773
Speaker 3: some didn't. Still have to hear your stories.

1335
01:05:41,453 --> 01:05:43,973
Speaker 2: As you've involved in a relationship like this, how did

1336
01:05:43,973 --> 01:05:44,733
Speaker 2: it work out for you?

1337
01:05:46,213 --> 01:05:46,453
Speaker 14: Oh?

1338
01:05:46,533 --> 01:05:53,493
Speaker 21: Yeah, it was pretty interesting? So wait, let's start.

1339
01:05:53,573 --> 01:05:56,173
Speaker 2: Let's start at the beginning. So let's start about how

1340
01:05:56,213 --> 01:05:58,613
Speaker 2: the idea came about and how many people involved and

1341
01:05:58,653 --> 01:06:00,813
Speaker 2: such easy.

1342
01:06:00,613 --> 01:06:03,453
Speaker 21: As So there was two of us, me and my mate.

1343
01:06:03,973 --> 01:06:07,453
Speaker 21: We were both wanted to buy a house in Auckland

1344
01:06:08,413 --> 01:06:13,893
Speaker 21: of both late twenties early thirties. I had a deposit

1345
01:06:14,133 --> 01:06:17,573
Speaker 21: and she had the cash flow, but individually we couldn't

1346
01:06:17,613 --> 01:06:21,413
Speaker 21: get people from the banks. So I'd heard about co

1347
01:06:21,493 --> 01:06:26,933
Speaker 21: ownership agreement. And we're actually both ex military at the time,

1348
01:06:27,093 --> 01:06:30,893
Speaker 21: so we both knew that we could keep ourselves clean

1349
01:06:31,053 --> 01:06:36,213
Speaker 21: and knew that we had certain levels of expectations around

1350
01:06:36,533 --> 01:06:37,533
Speaker 21: how we wanted to live.

1351
01:06:41,093 --> 01:06:42,133
Speaker 2: Something ahead the military.

1352
01:06:42,133 --> 01:06:44,573
Speaker 21: You've got to get you to something. Yeah, that was

1353
01:06:44,653 --> 01:06:47,293
Speaker 21: definitely not on the list of how we wanted to

1354
01:06:47,333 --> 01:06:50,893
Speaker 21: live in our house. Yeah, So yeah, we started to

1355
01:06:52,013 --> 01:06:54,093
Speaker 21: when we realized that we're like, maybe we can do

1356
01:06:54,133 --> 01:06:59,053
Speaker 21: this together, and so we went to a mortgage broker.

1357
01:06:59,813 --> 01:07:04,733
Speaker 21: He had some experience of this squirrel mortgages for a

1358
01:07:04,733 --> 01:07:09,493
Speaker 21: good plug, some really good guys there, and they were like, yep,

1359
01:07:09,533 --> 01:07:12,493
Speaker 21: this is how you do it, and so we went

1360
01:07:12,573 --> 01:07:16,933
Speaker 21: and got the pre approval. We started looking at houses.

1361
01:07:17,013 --> 01:07:20,413
Speaker 21: We're very clear about what we each wanted and our

1362
01:07:20,453 --> 01:07:22,733
Speaker 21: top like three things that we wanted that the house

1363
01:07:22,813 --> 01:07:26,173
Speaker 21: must have, and that went well for figuring out what

1364
01:07:26,213 --> 01:07:29,013
Speaker 21: worked and what didn't. And then we were told go

1365
01:07:29,133 --> 01:07:31,773
Speaker 21: to a lawyer and get a co ownership agreement, because

1366
01:07:31,853 --> 01:07:34,173
Speaker 21: when it all goes down the toilet, if it does,

1367
01:07:34,893 --> 01:07:37,933
Speaker 21: then you've got an absolute plan worked out of how

1368
01:07:38,133 --> 01:07:40,773
Speaker 21: step by step it will work, and how you will

1369
01:07:40,773 --> 01:07:42,933
Speaker 21: sell it, how one of you could buy each other out,

1370
01:07:43,973 --> 01:07:45,973
Speaker 21: how one could rent off the other while the other

1371
01:07:46,013 --> 01:07:49,653
Speaker 21: one moved out, and all of that. So we did

1372
01:07:49,693 --> 01:07:52,933
Speaker 21: that and signed up to that. We didn't get individual

1373
01:07:52,973 --> 01:07:55,053
Speaker 21: lawyers like we were recommended, but we stepped down with

1374
01:07:55,133 --> 01:07:57,853
Speaker 21: one and so it was very clear across the board.

1375
01:07:57,933 --> 01:08:00,293
Speaker 21: We both got the same brief, we both understood it,

1376
01:08:00,693 --> 01:08:04,613
Speaker 21: and we both entered into it. It was quite hard

1377
01:08:04,613 --> 01:08:07,013
Speaker 21: initially to get the real estate agents and the bank

1378
01:08:07,053 --> 01:08:10,173
Speaker 21: manager to understand that we were both individuals and not

1379
01:08:10,493 --> 01:08:13,133
Speaker 21: a couple. So there was definitely that assumption that we

1380
01:08:13,133 --> 01:08:18,652
Speaker 21: were both in a relations to keep getting them to

1381
01:08:18,733 --> 01:08:23,692
Speaker 21: understand that we didn't want to combine our banking system.

1382
01:08:25,333 --> 01:08:27,492
Speaker 21: But we did end up with a joint bank account

1383
01:08:28,053 --> 01:08:33,053
Speaker 21: which was just to pay the insurances rates and all

1384
01:08:33,093 --> 01:08:36,093
Speaker 21: of that. So we put our share of money into

1385
01:08:36,093 --> 01:08:38,532
Speaker 21: that and that came out and the thing was the maintenance.

1386
01:08:39,372 --> 01:08:41,213
Speaker 21: And yeah, so for like three or four years that

1387
01:08:41,253 --> 01:08:45,293
Speaker 21: worked out really well no issues. We all sort of

1388
01:08:45,333 --> 01:08:48,412
Speaker 21: we had a pretty good understanding of how we did

1389
01:08:48,452 --> 01:08:51,612
Speaker 21: the household stuff. And then it did come to a

1390
01:08:51,652 --> 01:08:54,612
Speaker 21: bit of an end. I don't really want to sort

1391
01:08:54,612 --> 01:08:56,293
Speaker 21: of go into details, but it's not fair on her.

1392
01:08:56,893 --> 01:09:00,532
Speaker 21: But it was probably mutually we're both getting ready to

1393
01:09:00,652 --> 01:09:02,812
Speaker 21: move on to different parts of our lives. I was

1394
01:09:02,812 --> 01:09:07,532
Speaker 21: looking to settle down with my partner and it was

1395
01:09:07,532 --> 01:09:09,532
Speaker 21: probably moving on to a later stage in life because

1396
01:09:09,572 --> 01:09:12,293
Speaker 21: she was the older one. And yeah, and.

1397
01:09:12,213 --> 01:09:16,573
Speaker 2: So did your partner ever move into the house with you, guys?

1398
01:09:17,053 --> 01:09:17,572
Speaker 13: Not before?

1399
01:09:17,692 --> 01:09:18,132
Speaker 8: No?

1400
01:09:18,133 --> 01:09:18,372
Speaker 9: No?

1401
01:09:19,612 --> 01:09:22,933
Speaker 21: Yeah, so it was you know, we never Yeah, I

1402
01:09:22,973 --> 01:09:25,333
Speaker 21: never had to worry about the WI friends situation from

1403
01:09:25,452 --> 01:09:28,293
Speaker 21: either of us, like moving in on on into the

1404
01:09:28,333 --> 01:09:29,132
Speaker 21: house or anything.

1405
01:09:30,452 --> 01:09:30,812
Speaker 1: Yeah.

1406
01:09:30,893 --> 01:09:35,692
Speaker 21: And so yeah, after the sort of dust up where

1407
01:09:35,732 --> 01:09:39,772
Speaker 21: you fell back on the ownership agreement, which was by

1408
01:09:39,812 --> 01:09:42,412
Speaker 21: each other out. I could buy her out. She couldn't

1409
01:09:43,452 --> 01:09:44,972
Speaker 21: buy me out.

1410
01:09:45,973 --> 01:09:50,812
Speaker 2: You had paid the deposit, hadn't you, ash.

1411
01:09:49,372 --> 01:09:52,333
Speaker 21: Yeah, So we had an agreement that so if we

1412
01:09:52,372 --> 01:09:56,572
Speaker 21: saw the house literally, we would get our deposits back

1413
01:09:57,572 --> 01:10:00,933
Speaker 21: that we've put in, and then the equity gained in

1414
01:10:00,973 --> 01:10:04,932
Speaker 21: the house would be shared at that percentage. I believe

1415
01:10:04,933 --> 01:10:06,412
Speaker 21: it was. It's been a little bit of time now,

1416
01:10:07,093 --> 01:10:07,612
Speaker 21: but yeah, it.

1417
01:10:07,692 --> 01:10:09,013
Speaker 17: Was or that.

1418
01:10:09,293 --> 01:10:13,333
Speaker 21: Otherwise, equity was fifty fifty, so it's sort of amalgamated

1419
01:10:13,372 --> 01:10:17,572
Speaker 21: to we owned fifty percent of the health each and

1420
01:10:17,572 --> 01:10:20,293
Speaker 21: then the sposits worked out by percentage, so we would

1421
01:10:20,293 --> 01:10:23,173
Speaker 21: always have got our money back. And she used a

1422
01:10:23,253 --> 01:10:26,572
Speaker 21: kiwisaver to get her first home, so she could use

1423
01:10:26,572 --> 01:10:30,172
Speaker 21: a full key resaver for her first home for that deposit.

1424
01:10:30,772 --> 01:10:34,173
Speaker 21: And then if I had had key we saver, I

1425
01:10:34,253 --> 01:10:36,692
Speaker 21: could have used my whole key resaver for that as well.

1426
01:10:36,893 --> 01:10:39,333
Speaker 21: But I had military, which is by the by.

1427
01:10:39,612 --> 01:10:41,173
Speaker 2: So when you had that, when you had sort of

1428
01:10:41,173 --> 01:10:43,452
Speaker 2: the disagreement and things had busted up, did you go

1429
01:10:43,532 --> 01:10:46,372
Speaker 2: into that negotiation on the back of that, you know,

1430
01:10:46,412 --> 01:10:50,412
Speaker 2: that agreement that you signed with like with you know,

1431
01:10:51,772 --> 01:10:52,973
Speaker 2: was it acrimonious?

1432
01:10:54,772 --> 01:10:57,452
Speaker 21: Uh, you're getting too fancy on the words from me there.

1433
01:10:57,532 --> 01:11:00,532
Speaker 21: But what we did do is we went back to

1434
01:11:00,572 --> 01:11:03,933
Speaker 21: that and it stated that so the value of the

1435
01:11:03,973 --> 01:11:09,973
Speaker 21: house would be at the two like valuations from like

1436
01:11:10,053 --> 01:11:12,972
Speaker 21: real estate agents. So we got some real estate agents

1437
01:11:12,973 --> 01:11:15,692
Speaker 21: then and then we averaged that price and therefore that

1438
01:11:15,853 --> 01:11:19,173
Speaker 21: was the buy out price of the house. So so

1439
01:11:20,452 --> 01:11:24,133
Speaker 21: percents and then I paid her that fifty percent of

1440
01:11:24,173 --> 01:11:25,052
Speaker 21: the value of the house.

1441
01:11:25,293 --> 01:11:29,052
Speaker 2: Yeah did you? And sorry you carry ones?

1442
01:11:30,213 --> 01:11:31,412
Speaker 21: Oh no, that was me done anyway?

1443
01:11:31,492 --> 01:11:33,732
Speaker 2: Are you are you still? Did you manage to patch

1444
01:11:33,812 --> 01:11:34,452
Speaker 2: up the friendship?

1445
01:11:36,053 --> 01:11:36,612
Speaker 4: Oh no?

1446
01:11:36,772 --> 01:11:41,293
Speaker 21: But we were more sort of it was a we

1447
01:11:41,372 --> 01:11:44,133
Speaker 21: went fully friends beforehand, to be honest, Like we both

1448
01:11:44,213 --> 01:11:46,852
Speaker 21: played on the same sports scene. We both knew each

1449
01:11:46,853 --> 01:11:51,452
Speaker 21: other through through the military. Yeah, And I think that's

1450
01:11:51,492 --> 01:11:55,412
Speaker 21: what made it almost work better for us because it wasn't.

1451
01:11:55,173 --> 01:11:56,892
Speaker 2: An emotional kind of situation.

1452
01:11:57,772 --> 01:11:58,012
Speaker 20: Yeah.

1453
01:11:58,133 --> 01:12:02,732
Speaker 21: Yeah, we were were a business move entirely. The friendship

1454
01:12:02,772 --> 01:12:07,013
Speaker 21: developed more from moving in together and being yeah, co

1455
01:12:07,213 --> 01:12:09,093
Speaker 21: owners like flatmates.

1456
01:12:09,133 --> 01:12:12,052
Speaker 2: So I guess, yeah and so. But so this actually

1457
01:12:12,093 --> 01:12:14,652
Speaker 2: sounds like it went pretty well, right because you managed

1458
01:12:14,692 --> 01:12:16,972
Speaker 2: to get into this, into a property that you wouldn't

1459
01:12:16,973 --> 01:12:19,772
Speaker 2: have been able to do without this partnership you went into,

1460
01:12:19,973 --> 01:12:22,173
Speaker 2: and then you came out and made some money.

1461
01:12:23,253 --> 01:12:24,052
Speaker 21: Yeah exactly.

1462
01:12:24,133 --> 01:12:26,053
Speaker 2: So So what you did, what you did right is

1463
01:12:26,053 --> 01:12:28,772
Speaker 2: getting everything down at the start, didn't You got everything

1464
01:12:28,853 --> 01:12:31,572
Speaker 2: laid out in a proper way, so in a way,

1465
01:12:31,612 --> 01:12:34,293
Speaker 2: you had your exit strategy right from the start.

1466
01:12:35,093 --> 01:12:37,812
Speaker 21: Exactly, And that's what I'd recommend to anyone doing it

1467
01:12:38,053 --> 01:12:42,572
Speaker 21: and coming from like the military situation. Quite a few

1468
01:12:42,572 --> 01:12:44,893
Speaker 21: people I know who have done that in the military,

1469
01:12:45,053 --> 01:12:50,052
Speaker 21: Like it's quite normal for little positive sailors to sort

1470
01:12:50,093 --> 01:12:53,093
Speaker 21: of set up you know too or two sometimes free

1471
01:12:53,213 --> 01:12:56,093
Speaker 21: and you get in. You wait for the house to

1472
01:12:57,372 --> 01:12:59,772
Speaker 21: you know, go up as value, and then one person

1473
01:12:59,812 --> 01:13:02,013
Speaker 21: might buy out and the other two will buy that

1474
01:13:02,053 --> 01:13:04,013
Speaker 21: person's share and then they can go. They have a

1475
01:13:04,013 --> 01:13:07,173
Speaker 21: deposit for a full house. And that's what happened to us.

1476
01:13:07,253 --> 01:13:11,333
Speaker 21: So with the money that she got and that deposit

1477
01:13:11,452 --> 01:13:14,173
Speaker 21: from the keywisaver that actually came out of that, she

1478
01:13:14,372 --> 01:13:17,333
Speaker 21: was able to go and buy her own own plot

1479
01:13:17,372 --> 01:13:17,732
Speaker 21: of landing.

1480
01:13:17,772 --> 01:13:19,133
Speaker 17: I believe she bought up north.

1481
01:13:19,293 --> 01:13:22,612
Speaker 2: So well, okay, well that sounds like ash you's that's

1482
01:13:22,772 --> 01:13:24,333
Speaker 2: that's successfully done. It sounds like there was a bit

1483
01:13:24,333 --> 01:13:26,973
Speaker 2: of dust up at some point, but everything was in

1484
01:13:27,053 --> 01:13:28,772
Speaker 2: line or the ducks on a row, so you could

1485
01:13:28,772 --> 01:13:31,372
Speaker 2: come out with a bit of money and so it

1486
01:13:31,612 --> 01:13:33,293
Speaker 2: sounds very doable. Kind of worked out.

1487
01:13:33,293 --> 01:13:35,253
Speaker 3: But because they weren't best mates, and that's what I

1488
01:13:35,333 --> 01:13:38,012
Speaker 3: worry about it that I, yes, it was your best mate,

1489
01:13:38,093 --> 01:13:40,213
Speaker 3: And it all started to get a bit rocky. Towards

1490
01:13:40,293 --> 01:13:42,333
Speaker 3: the end and you couldn't patch it up. Is it

1491
01:13:42,412 --> 01:13:43,412
Speaker 3: really worth it in the end?

1492
01:13:44,213 --> 01:13:46,213
Speaker 2: Oh, that's a great text because I wouldn't go in

1493
01:13:46,253 --> 01:13:47,572
Speaker 2: with my best mate spooch.

1494
01:13:47,732 --> 01:13:47,932
Speaker 9: Hey.

1495
01:13:49,532 --> 01:13:51,253
Speaker 2: Now I was saying before that I was looking around

1496
01:13:51,253 --> 01:13:53,372
Speaker 2: the house and had communal showers. And they said that

1497
01:13:53,412 --> 01:13:57,173
Speaker 2: some rugby friends had boarding school mates that played in

1498
01:13:57,253 --> 01:13:59,052
Speaker 2: rugby team and brought the house and as a result

1499
01:13:59,053 --> 01:14:01,652
Speaker 2: they had communal showers in there. Yes, this textra on

1500
01:14:01,732 --> 01:14:04,972
Speaker 2: nine two twos. Matt, I think the real estate agent

1501
01:14:05,053 --> 01:14:08,293
Speaker 2: may have misled you. I think that could have been

1502
01:14:08,333 --> 01:14:10,652
Speaker 2: in a house of ill repute. I have been told

1503
01:14:10,692 --> 01:14:13,772
Speaker 2: they have a few showers added for their distinguished clients

1504
01:14:13,812 --> 01:14:16,972
Speaker 2: who may not want to go home smelling and smelling

1505
01:14:17,013 --> 01:14:18,732
Speaker 2: like baby, or that's due from Wellington.

1506
01:14:18,812 --> 01:14:21,612
Speaker 3: That makes more sense, much more sense than a bunch

1507
01:14:21,652 --> 01:14:22,412
Speaker 3: of rugby guys.

1508
01:14:22,893 --> 01:14:28,213
Speaker 2: Who knows potentially eight hundred and eighty ten eighty What

1509
01:14:28,253 --> 01:14:31,852
Speaker 2: do you think about going into property with friends? Have

1510
01:14:31,973 --> 01:14:33,732
Speaker 2: you done it, has it worked out? Has it blown

1511
01:14:33,812 --> 01:14:36,052
Speaker 2: up in your face? Is it a good idea? And

1512
01:14:36,133 --> 01:14:38,052
Speaker 2: you know, if there's a real estate agent out there

1513
01:14:38,532 --> 01:14:41,492
Speaker 2: or a mortgage broker, we'd love to hear how that

1514
01:14:41,612 --> 01:14:43,852
Speaker 2: all works out and what the best way to do

1515
01:14:43,893 --> 01:14:46,333
Speaker 2: it is. It sounds like Ash did it right. Yep.

1516
01:14:46,572 --> 01:14:48,452
Speaker 3: Keen on your stories Oh eight hundred and eighty ten

1517
01:14:48,492 --> 01:14:50,492
Speaker 3: eighties and number to call nine two three.

1518
01:14:52,173 --> 01:14:54,612
Speaker 4: The issues that affect you and a bit of fun

1519
01:14:54,652 --> 01:14:55,253
Speaker 4: along the way.

1520
01:14:55,492 --> 01:14:59,412
Speaker 1: Matt and Taylor Afternoons with the Volvo XC to eighty Innovation,

1521
01:14:59,652 --> 01:15:00,652
Speaker 1: Style and design.

1522
01:15:00,812 --> 01:15:02,093
Speaker 4: Have it all you talk?

1523
01:15:02,173 --> 01:15:05,892
Speaker 3: Said, be we're talking about owning a property with friends.

1524
01:15:05,893 --> 01:15:08,612
Speaker 3: It appears to be a strategy more and more first

1525
01:15:08,652 --> 01:15:12,253
Speaker 3: time buyers implementing and love to hear your stories on

1526
01:15:12,372 --> 01:15:13,893
Speaker 3: eight hundred and eighty ten eighty.

1527
01:15:13,893 --> 01:15:16,212
Speaker 2: This Texas says, don't do it. A partner's wife decided

1528
01:15:16,293 --> 01:15:18,652
Speaker 2: they wanted the value out to buy their own property.

1529
01:15:18,692 --> 01:15:22,732
Speaker 2: Other partners in the property start using the situation to

1530
01:15:22,853 --> 01:15:27,133
Speaker 2: gain on selling. Oh yeah, okay, that's interesting, Nadia. You

1531
01:15:27,173 --> 01:15:31,293
Speaker 2: have the secret of success in going into property with friends.

1532
01:15:32,412 --> 01:15:35,692
Speaker 19: I do, I do so, I've hi. I'm Nadia. I've

1533
01:15:35,772 --> 01:15:39,092
Speaker 19: owned a house in christ Church with two other people

1534
01:15:39,173 --> 01:15:42,612
Speaker 19: for three years and it's quite funny like hearing you

1535
01:15:42,692 --> 01:15:49,333
Speaker 19: talk about best friends and partners. We've actually been in

1536
01:15:49,372 --> 01:15:52,572
Speaker 19: a group of best friends for about four or five

1537
01:15:52,692 --> 01:15:58,372
Speaker 19: years and yeah, we're still friends today, so everything's kind

1538
01:15:58,372 --> 01:15:59,973
Speaker 19: of running quite successful.

1539
01:16:01,452 --> 01:16:02,452
Speaker 2: Are you all living in the house?

1540
01:16:02,893 --> 01:16:03,253
Speaker 9: How many?

1541
01:16:03,372 --> 01:16:05,052
Speaker 2: How many are there in the house together?

1542
01:16:06,652 --> 01:16:06,812
Speaker 9: Oh?

1543
01:16:06,893 --> 01:16:11,693
Speaker 19: Okay, so we're actually not all living together. I'm in Wellington.

1544
01:16:12,013 --> 01:16:14,532
Speaker 19: One of the girls she has her own house and

1545
01:16:14,572 --> 01:16:17,932
Speaker 19: she lives with her own partner. And then the other guy,

1546
01:16:18,652 --> 01:16:22,293
Speaker 19: he's went and brought his own poverty that he's drawing

1547
01:16:22,412 --> 01:16:23,213
Speaker 19: up at the moment.

1548
01:16:24,173 --> 01:16:26,412
Speaker 2: So noney of you renting it out.

1549
01:16:27,933 --> 01:16:31,372
Speaker 19: Yeah, yeah, so we we originally three years ago, just

1550
01:16:31,452 --> 01:16:35,212
Speaker 19: after COVID, we purchased it and we all moved in together.

1551
01:16:36,532 --> 01:16:39,412
Speaker 19: We're all in the same friendship group, and we're all

1552
01:16:39,853 --> 01:16:42,213
Speaker 19: we were all working together at the same time, so

1553
01:16:42,333 --> 01:16:46,253
Speaker 19: it was quite It was quite intense relationships, like living together,

1554
01:16:46,412 --> 01:16:52,733
Speaker 19: working together, and being friends together. But after two years,

1555
01:16:52,853 --> 01:16:55,772
Speaker 19: I moved to Wellington, so I filled out my room

1556
01:16:55,812 --> 01:16:59,732
Speaker 19: with attendants. The girl moved to Australia, so she filled

1557
01:16:59,812 --> 01:17:02,012
Speaker 19: up her room with a tenant, and the boys stayed

1558
01:17:02,053 --> 01:17:05,133
Speaker 19: there and we had this kind of like weird thing

1559
01:17:05,293 --> 01:17:08,652
Speaker 19: going on where there was rent and mortgage payments stuff

1560
01:17:08,652 --> 01:17:12,213
Speaker 19: like that, but it all went into one account very perfectly.

1561
01:17:12,933 --> 01:17:15,492
Speaker 19: And then this account had savings in it as well,

1562
01:17:15,572 --> 01:17:18,372
Speaker 19: so anytime something needed to be spaced, we could just

1563
01:17:18,452 --> 01:17:21,773
Speaker 19: draw it out of that account. And now just recently

1564
01:17:21,933 --> 01:17:26,812
Speaker 19: we've put it under property management and it's fully rented out.

1565
01:17:27,093 --> 01:17:29,213
Speaker 2: Wow, hate Nadia. If you would you be able to

1566
01:17:29,253 --> 01:17:31,772
Speaker 2: stick with us through the news and we get the

1567
01:17:31,812 --> 01:17:33,732
Speaker 2: rest of your story after the break, because we've just

1568
01:17:33,772 --> 01:17:35,372
Speaker 2: got to nip off. We're running a bit late.

1569
01:17:36,973 --> 01:17:38,612
Speaker 19: Absolutely, absolutely, Okay.

1570
01:17:38,412 --> 01:17:40,213
Speaker 2: You hold there, we'll come back to you. I'm interested

1571
01:17:40,213 --> 01:17:40,492
Speaker 2: in the.

1572
01:17:40,452 --> 01:17:42,732
Speaker 3: Story hereck heah, oh, one hundred and eighty ten eighty

1573
01:17:42,973 --> 01:17:45,213
Speaker 3: is the number to call, and we'd love to hear

1574
01:17:45,253 --> 01:17:46,852
Speaker 3: your stories as well. But we're going to pick back

1575
01:17:46,893 --> 01:17:50,692
Speaker 3: up with Nadia very shortly. News Sport and Weather on

1576
01:17:50,772 --> 01:17:53,173
Speaker 3: its way. Couple of texts up to the news.

1577
01:17:53,732 --> 01:17:54,333
Speaker 2: Hi, guys.

1578
01:17:54,532 --> 01:17:58,852
Speaker 3: After studying property at Union and doing a property law paper,

1579
01:17:58,893 --> 01:18:01,772
Speaker 3: alert that there are two multiple party ownership titles for

1580
01:18:01,812 --> 01:18:04,892
Speaker 3: a property, co ownership and joint ownership. One gives the

1581
01:18:04,933 --> 01:18:08,013
Speaker 3: other parties ownership after death and the other is a

1582
01:18:08,053 --> 01:18:12,532
Speaker 3: set part legal title that can be sold on or

1583
01:18:12,572 --> 01:18:14,412
Speaker 3: put in a will for others.

1584
01:18:14,652 --> 01:18:16,093
Speaker 2: I haven't got that one hundred percent, Mike.

1585
01:18:16,133 --> 01:18:17,652
Speaker 3: That was Yeah, we want if to have a chat

1586
01:18:17,692 --> 01:18:19,692
Speaker 3: to Mike and just pull that apart because that is

1587
01:18:20,053 --> 01:18:24,012
Speaker 3: a legal jargon. Nine to ninety two is the text number.

1588
01:18:24,572 --> 01:18:27,732
Speaker 3: But we will be back with Nadia very shortly. News

1589
01:18:27,772 --> 01:18:29,532
Speaker 3: Sport m with it on. It's where you're listening to

1590
01:18:29,572 --> 01:18:30,293
Speaker 3: Matt and Tyler.

1591
01:18:30,572 --> 01:18:32,092
Speaker 2: Very very good afternoon to you.

1592
01:18:34,893 --> 01:18:36,613
Speaker 4: Talking with you all afternoon.

1593
01:18:36,853 --> 01:18:40,692
Speaker 1: It's Matt Heathen Taylor Adams Afternoons with the Volvo XC

1594
01:18:40,812 --> 01:18:42,132
Speaker 1: ninety News Talk ZB.

1595
01:18:43,213 --> 01:18:46,612
Speaker 3: Hello, welcome into the show. Now, I didn't realize your

1596
01:18:46,612 --> 01:18:48,972
Speaker 3: mic was on, Matt when I gave it a bag whool. Well,

1597
01:18:49,133 --> 01:18:49,772
Speaker 3: that's excited.

1598
01:18:49,853 --> 01:18:52,372
Speaker 2: Tyler gets very excited. I'm really excited doing talk back

1599
01:18:52,412 --> 01:18:54,492
Speaker 2: ready on the Afternoons. You gave himself a big wool

1600
01:18:55,093 --> 01:18:57,692
Speaker 2: before the show. But I put because I've been forgetting

1601
01:18:57,692 --> 01:18:59,053
Speaker 2: to put my mic on. I put it on way

1602
01:18:59,053 --> 01:19:03,012
Speaker 2: to advance right during this, right through the stink. So anyway,

1603
01:19:03,133 --> 01:19:05,173
Speaker 2: it's not about the admin of running the Metton Tyler

1604
01:19:05,452 --> 01:19:09,412
Speaker 2: Afternoons on ZIB. It's about sharing property with your friends,

1605
01:19:09,412 --> 01:19:12,892
Speaker 2: going into deals with your friends on a property because

1606
01:19:12,933 --> 01:19:14,612
Speaker 2: you might not have enough money to get on the

1607
01:19:14,612 --> 01:19:17,972
Speaker 2: property ladder yourself, so you wrestle up a few friends.

1608
01:19:18,173 --> 01:19:20,452
Speaker 2: You get the deposit together and you buy the house. Yeah,

1609
01:19:20,492 --> 01:19:23,972
Speaker 2: and you know that can go wrong, certainly can.

1610
01:19:24,412 --> 01:19:27,372
Speaker 3: And just to broaden out a little bit further, it

1611
01:19:27,452 --> 01:19:29,572
Speaker 3: is one thing to buy a property with your friends,

1612
01:19:29,612 --> 01:19:32,093
Speaker 3: particularly really close friends, where it may go a bit

1613
01:19:32,133 --> 01:19:35,452
Speaker 3: pear shape. I think it's even more risky than doing

1614
01:19:35,452 --> 01:19:40,133
Speaker 3: it with your siblings or perhaps even parents, as in

1615
01:19:40,372 --> 01:19:41,732
Speaker 3: you know, because I know a lot of parents out

1616
01:19:41,772 --> 01:19:44,293
Speaker 3: there will give the deposit to their children to get

1617
01:19:44,293 --> 01:19:47,452
Speaker 3: on the property ladder. That's very different to having a

1618
01:19:47,572 --> 01:19:49,092
Speaker 3: slice of that property.

1619
01:19:49,412 --> 01:19:51,652
Speaker 2: What about the great old tradition of the granny flat

1620
01:19:52,093 --> 01:19:55,092
Speaker 2: where you have a bit out the back where grannie

1621
01:19:55,093 --> 01:19:56,892
Speaker 2: lives in with the kitchen and everything, yourself and then

1622
01:19:56,933 --> 01:19:59,012
Speaker 2: she helps look after the kids. Isn't that a great

1623
01:19:59,093 --> 01:19:59,732
Speaker 2: Kiwi tradition?

1624
01:19:59,853 --> 01:20:02,173
Speaker 3: I do love a good granny flat. Now you mention it.

1625
01:20:02,333 --> 01:20:04,852
Speaker 2: And or do you just pay for the whole granny flat?

1626
01:20:04,893 --> 01:20:06,652
Speaker 2: Is that flat? Is that the situation? I think, just

1627
01:20:06,692 --> 01:20:09,293
Speaker 2: outright it's different titles. Oh wait, one hundred eighty ten

1628
01:20:09,293 --> 01:20:11,893
Speaker 2: eighty is anyone running a granny flat right now where

1629
01:20:11,973 --> 01:20:15,293
Speaker 2: your grandparents or one of your grandparents lives in the

1630
01:20:15,293 --> 01:20:17,612
Speaker 2: house with you and has put money into the house.

1631
01:20:17,772 --> 01:20:19,772
Speaker 2: It seems to make a lot of sense, I believe,

1632
01:20:19,853 --> 01:20:23,133
Speaker 2: because you know when you're at you know, working age

1633
01:20:23,692 --> 01:20:26,812
Speaker 2: and you've got kids, very difficult. But if granny your

1634
01:20:26,812 --> 01:20:28,733
Speaker 2: granddad moves in, perfect.

1635
01:20:28,452 --> 01:20:30,173
Speaker 3: You've got the babysitters right out the back and the

1636
01:20:30,173 --> 01:20:32,852
Speaker 3: granny flat solved. Yeah, I wait, one hundred eighty ten

1637
01:20:32,933 --> 01:20:34,133
Speaker 3: eighty is the number to goal?

1638
01:20:34,692 --> 01:20:34,892
Speaker 2: Now?

1639
01:20:34,933 --> 01:20:38,532
Speaker 3: Also, before the news, we were chatting to Nadia. Now, Nadia,

1640
01:20:38,732 --> 01:20:39,572
Speaker 3: we've got your back.

1641
01:20:39,372 --> 01:20:42,852
Speaker 2: On the line and Nadia hello, So let's just recap

1642
01:20:42,893 --> 01:20:45,852
Speaker 2: what we're saying before we rudely interrupted your chat for

1643
01:20:45,933 --> 01:20:49,372
Speaker 2: the news. So you've gone in with two other people

1644
01:20:49,372 --> 01:20:49,892
Speaker 2: as that right?

1645
01:20:50,812 --> 01:20:53,732
Speaker 19: Yeah, I've gone in with two the people we own

1646
01:20:53,732 --> 01:20:57,812
Speaker 19: a house in christ Church together. We don't live We

1647
01:20:57,853 --> 01:21:01,013
Speaker 19: don't live in it anymore, it's under property development now,

1648
01:21:01,093 --> 01:21:03,412
Speaker 19: but we did originally live all together before.

1649
01:21:03,692 --> 01:21:06,213
Speaker 2: So the three owners when you first bought it, you

1650
01:21:06,333 --> 01:21:08,892
Speaker 2: three owners that had gone into the deal moved into

1651
01:21:08,933 --> 01:21:09,532
Speaker 2: the house together.

1652
01:21:10,492 --> 01:21:13,852
Speaker 19: Absolutely, yep. We originally it was only supposed to be

1653
01:21:13,933 --> 01:21:17,492
Speaker 19: two of us. And when we went to the open home,

1654
01:21:17,853 --> 01:21:19,612
Speaker 19: my best friend was like, oh can I have a

1655
01:21:19,612 --> 01:21:24,093
Speaker 19: look as well? So she came along and when me

1656
01:21:24,173 --> 01:21:27,173
Speaker 19: and the original person were like, yes, this is perfect.

1657
01:21:27,692 --> 01:21:30,452
Speaker 19: She was like, oh, can I join two? Because I

1658
01:21:30,612 --> 01:21:33,053
Speaker 19: let that home with my parents and I don't want

1659
01:21:33,053 --> 01:21:35,173
Speaker 19: to waste money on rent, so this would be the

1660
01:21:35,173 --> 01:21:39,133
Speaker 19: perfect opportunity. And we all work with each other and

1661
01:21:39,133 --> 01:21:41,612
Speaker 19: we know each other's families and we're all in the

1662
01:21:41,652 --> 01:21:45,892
Speaker 19: same friendship group. So we agreed that it would be fine.

1663
01:21:46,412 --> 01:21:49,092
Speaker 19: And so the mortgage is split three ways.

1664
01:21:49,213 --> 01:21:51,612
Speaker 2: What about the deposit? How did the deposit go? Did

1665
01:21:51,692 --> 01:21:53,213
Speaker 2: you split the deposit three ways?

1666
01:21:53,692 --> 01:21:56,972
Speaker 19: Yeah, we split the deposit three So because the mortgage

1667
01:21:57,013 --> 01:21:59,893
Speaker 19: was split three ways, we all had our own mortgage

1668
01:22:00,133 --> 01:22:02,933
Speaker 19: and then we only had to push in like the

1669
01:22:03,013 --> 01:22:06,932
Speaker 19: deposit for that particular mortgage. Okay, and then we could

1670
01:22:07,053 --> 01:22:11,972
Speaker 19: all like six our own separate rates as well, so

1671
01:22:12,013 --> 01:22:14,333
Speaker 19: we all have different rates in different terms.

1672
01:22:14,652 --> 01:22:19,413
Speaker 2: And what are what legal protections did you put in any?

1673
01:22:19,812 --> 01:22:19,972
Speaker 8: Oh?

1674
01:22:20,013 --> 01:22:23,732
Speaker 19: Yes, we did do that, absolutely so, because what's really

1675
01:22:23,772 --> 01:22:27,333
Speaker 19: interesting about this mortgage is that if one of us

1676
01:22:27,372 --> 01:22:30,173
Speaker 19: fails to pay a payment, now the two have to

1677
01:22:30,173 --> 01:22:32,932
Speaker 19: pick it up, but all three of us are actually

1678
01:22:32,973 --> 01:22:36,892
Speaker 19: responsible for the whole mortgage as a whole. So what

1679
01:22:36,933 --> 01:22:38,933
Speaker 19: we've done is we went to the lawyer and with

1680
01:22:39,173 --> 01:22:41,053
Speaker 19: this kind of I want to call it like a

1681
01:22:41,093 --> 01:22:45,812
Speaker 19: collective agreement, and it has a list of hypotheticals, like

1682
01:22:45,893 --> 01:22:49,572
Speaker 19: really common hypotheticals like if someone dies or if someone

1683
01:22:49,612 --> 01:22:52,412
Speaker 19: wants to sell their part and things like that. So

1684
01:22:52,452 --> 01:22:55,572
Speaker 19: we've gone through all of that. It's a very big contract.

1685
01:22:55,812 --> 01:23:00,732
Speaker 19: And our lawyer was actually familiar with creating something like this.

1686
01:23:00,893 --> 01:23:03,772
Speaker 19: It wasn't it wasn't their first time. So we all

1687
01:23:03,812 --> 01:23:05,772
Speaker 19: sat down, three of us, and we all find a

1688
01:23:05,812 --> 01:23:09,972
Speaker 19: way and we never really had to put it into action.

1689
01:23:11,372 --> 01:23:17,133
Speaker 19: We're quite constable because splitting up a mortgage, insurance and

1690
01:23:17,253 --> 01:23:20,773
Speaker 19: rate free ways when all three of us have professional

1691
01:23:20,853 --> 01:23:24,333
Speaker 19: jobs and healthcare, it's actually not that hard.

1692
01:23:25,612 --> 01:23:28,253
Speaker 2: So how long have you been in this arrangement for.

1693
01:23:29,812 --> 01:23:34,572
Speaker 19: Yeah, it's been for three years. And the funny thing

1694
01:23:34,692 --> 01:23:37,533
Speaker 19: is I live in Willington now and I rent the apartment.

1695
01:23:38,372 --> 01:23:43,652
Speaker 19: My rent on my apartment costs more than my mortgage.

1696
01:23:45,532 --> 01:23:48,852
Speaker 2: What about upkeeping and such? So you're renting it out.

1697
01:23:48,853 --> 01:23:51,452
Speaker 2: There's a certain amount of admin and work around renting

1698
01:23:51,452 --> 01:23:54,692
Speaker 2: a house out and dealing with the tenants and dealing

1699
01:23:54,812 --> 01:23:58,053
Speaker 2: with any damage to the house and all that kind

1700
01:23:58,173 --> 01:24:02,972
Speaker 2: of you know, general parnishing business. Around a house. Are

1701
01:24:02,973 --> 01:24:05,452
Speaker 2: you splitting that role between the three of us.

1702
01:24:07,013 --> 01:24:11,213
Speaker 19: Oh, that's a great push. Because when I moved to

1703
01:24:11,253 --> 01:24:14,452
Speaker 19: Wellington and the girl moved to Australia, we had tenants

1704
01:24:14,532 --> 01:24:18,653
Speaker 19: and one of the owners was still in the house. Thankfully,

1705
01:24:19,133 --> 01:24:21,492
Speaker 19: he was kind enough to look after these bits and

1706
01:24:21,612 --> 01:24:23,933
Speaker 19: pieces as long as there was money coming in to

1707
01:24:24,053 --> 01:24:27,372
Speaker 19: pay for those bits and pieces. But now that it's

1708
01:24:27,452 --> 01:24:31,812
Speaker 19: under property management, the property manager looks after it all

1709
01:24:31,893 --> 01:24:33,773
Speaker 19: and all we have to do is give them money.

1710
01:24:34,013 --> 01:24:38,133
Speaker 19: So we were basically frown the keys. Then we run

1711
01:24:38,173 --> 01:24:40,452
Speaker 19: it as a business and we just kind of walk away.

1712
01:24:40,772 --> 01:24:43,932
Speaker 19: And the funny thing is, before we purchased his house,

1713
01:24:44,173 --> 01:24:47,652
Speaker 19: it was already under some sort of co ownership. The

1714
01:24:47,772 --> 01:24:51,053
Speaker 19: people who had owned it before us were running it

1715
01:24:51,093 --> 01:24:53,732
Speaker 19: as a business, three of them, and they had like

1716
01:24:53,772 --> 01:24:55,213
Speaker 19: a very similar arrangement.

1717
01:24:55,973 --> 01:24:59,292
Speaker 3: But do you guys have Nadia, like a separate account

1718
01:24:59,732 --> 01:25:02,812
Speaker 3: that you put money into each month for the upkeep

1719
01:25:02,853 --> 01:25:04,492
Speaker 3: of the property, or do you just deal with it

1720
01:25:04,732 --> 01:25:06,652
Speaker 3: case by case When the property manager comes to you

1721
01:25:06,692 --> 01:25:10,413
Speaker 3: and sees the the window broken that needs to be replaced,

1722
01:25:10,492 --> 01:25:12,093
Speaker 3: or you need to sort of at a lock. At

1723
01:25:12,093 --> 01:25:13,693
Speaker 3: that point you all go thoods.

1724
01:25:14,253 --> 01:25:16,852
Speaker 19: Yeah, yeah, that's a great question. So all three of

1725
01:25:16,933 --> 01:25:20,293
Speaker 19: us have our own strengths, and one of them is

1726
01:25:20,412 --> 01:25:23,972
Speaker 19: very financially savvy, so he sets it up. We've got

1727
01:25:23,973 --> 01:25:27,093
Speaker 19: this one account that we all put mean into, so

1728
01:25:27,213 --> 01:25:30,812
Speaker 19: it covers our mortgage rates, insurance and things like that,

1729
01:25:31,133 --> 01:25:33,612
Speaker 19: but then we put in a little bit extra each

1730
01:25:33,732 --> 01:25:37,293
Speaker 19: the same amount, and that piles up over like the

1731
01:25:37,412 --> 01:25:41,093
Speaker 19: months and stuff, and whenever there's a thing that needs

1732
01:25:41,093 --> 01:25:43,173
Speaker 19: to be fixed. For example, we just had an email

1733
01:25:43,213 --> 01:25:45,572
Speaker 19: from the property manager and they're like, we need to

1734
01:25:45,572 --> 01:25:47,812
Speaker 19: fetch the shower here. That's going to cost us much.

1735
01:25:47,893 --> 01:25:50,692
Speaker 19: This is our palmer's rates, and we just take it

1736
01:25:50,732 --> 01:25:53,013
Speaker 19: out of that shared account and we send it to

1737
01:25:53,053 --> 01:25:56,093
Speaker 19: the property manager. So yeah, we've got we've got a

1738
01:25:56,133 --> 01:25:59,372
Speaker 19: nice little standing's account where where we can just step

1739
01:25:59,492 --> 01:26:01,972
Speaker 19: into it for emergencies and if we need to top

1740
01:26:02,013 --> 01:26:05,452
Speaker 19: it up. We're all quite comfortable enough that we can

1741
01:26:05,492 --> 01:26:09,412
Speaker 19: do that. So it's kind of like it's kind of

1742
01:26:09,492 --> 01:26:13,333
Speaker 19: a privilege, the fact that you know, we can financially

1743
01:26:13,333 --> 01:26:16,572
Speaker 19: do this and still maintain a friendships as well.

1744
01:26:16,893 --> 01:26:19,093
Speaker 2: Oh well, it seems to be going well after three years.

1745
01:26:19,173 --> 01:26:22,372
Speaker 2: Is there any areas of tension popping? Up Nadia that

1746
01:26:22,452 --> 01:26:24,772
Speaker 2: you can see. Is there any friction between the three

1747
01:26:24,772 --> 01:26:24,933
Speaker 2: of you?

1748
01:26:25,812 --> 01:26:29,572
Speaker 19: Oh well, okay, yeah, I've got a quick, little cute story.

1749
01:26:30,412 --> 01:26:32,972
Speaker 19: So my best friend, the girl who wanted to join in,

1750
01:26:33,293 --> 01:26:35,173
Speaker 19: I did say to her before she moved in, and

1751
01:26:35,213 --> 01:26:37,492
Speaker 19: I said, look, this is going to have some disruption

1752
01:26:37,612 --> 01:26:40,212
Speaker 19: on our friendship. And she goes, no, no, no, it's fine,

1753
01:26:40,333 --> 01:26:43,533
Speaker 19: and I said okay. And one day we were doing housework.

1754
01:26:43,692 --> 01:26:46,093
Speaker 19: I did the bathroom, she did the toilet room. The

1755
01:26:46,133 --> 01:26:49,213
Speaker 19: toilet room only has a toilet in it. And I'd

1756
01:26:49,253 --> 01:26:51,492
Speaker 19: already finished the bathroom, so I got and pop my

1757
01:26:51,572 --> 01:26:54,732
Speaker 19: head in and I asked her, what are you still

1758
01:26:54,772 --> 01:26:57,973
Speaker 19: doing in here? And she had Robert once all the

1759
01:26:57,973 --> 01:27:01,412
Speaker 19: way after her elbows and this cloth and she was

1760
01:27:01,452 --> 01:27:08,253
Speaker 19: stating the cloth in the water of the tour room. WHOA,

1761
01:27:08,452 --> 01:27:11,692
Speaker 19: for goodness sake, we weren't healthcare. You should know you

1762
01:27:11,772 --> 01:27:14,892
Speaker 19: go from clean to doy, not doty to clean. And

1763
01:27:14,973 --> 01:27:17,852
Speaker 19: she she looked at me like I told her off.

1764
01:27:18,173 --> 01:27:22,052
Speaker 19: And from that point onward, our friendship lightly went down.

1765
01:27:22,173 --> 01:27:24,892
Speaker 19: Hell that since I've gone to Warling teams. She went

1766
01:27:24,933 --> 01:27:28,372
Speaker 19: to Australia and came back, was actually reunited back to

1767
01:27:28,412 --> 01:27:29,853
Speaker 19: where we were before.

1768
01:27:30,013 --> 01:27:33,892
Speaker 2: Gorgeous is a great story. Seriously, who uses the toilet

1769
01:27:33,893 --> 01:27:34,612
Speaker 2: water to clean?

1770
01:27:37,333 --> 01:27:41,452
Speaker 3: Absolutely cry if she knew.

1771
01:27:41,572 --> 01:27:45,293
Speaker 2: Like I told the story, it's just between us daddies. Well,

1772
01:27:45,293 --> 01:27:46,772
Speaker 2: at least she had the gloves that went all the

1773
01:27:46,812 --> 01:27:48,412
Speaker 2: way up which she was doing it, so she was

1774
01:27:48,412 --> 01:27:50,652
Speaker 2: protected from the toilet water, not just the rest of

1775
01:27:50,652 --> 01:27:51,252
Speaker 2: the bathroom.

1776
01:27:51,412 --> 01:27:53,932
Speaker 19: Oh oh, oh oh. And I have one click story

1777
01:27:54,133 --> 01:27:58,013
Speaker 19: as the boy that was involved. I actually ended up

1778
01:27:58,053 --> 01:28:02,452
Speaker 19: having a relationship with them three months into buying this

1779
01:28:02,652 --> 01:28:08,052
Speaker 19: house and we dated. We're up until about one year ago,

1780
01:28:08,732 --> 01:28:11,293
Speaker 19: so we were doing long distance files in Wellington as well,

1781
01:28:11,333 --> 01:28:13,732
Speaker 19: which is kind of why it worked so well with

1782
01:28:13,812 --> 01:28:16,253
Speaker 19: the whole maintenance in the house. He looked after it

1783
01:28:16,293 --> 01:28:18,092
Speaker 19: because he was in love with me and he wanted

1784
01:28:18,093 --> 01:28:20,293
Speaker 19: to make sure everything was looked after.

1785
01:28:20,572 --> 01:28:27,253
Speaker 13: Were you in love with him?

1786
01:28:27,293 --> 01:28:29,932
Speaker 19: But now we're stoking out and he's for a new

1787
01:28:29,933 --> 01:28:32,692
Speaker 19: partner and we still maintained the friendship. And I think

1788
01:28:32,772 --> 01:28:36,133
Speaker 19: this is a great example when you have a good communicator.

1789
01:28:36,213 --> 01:28:39,093
Speaker 19: So he was a finance person, I was a communicator,

1790
01:28:39,492 --> 01:28:42,452
Speaker 19: and the girl she had all the like hookups for

1791
01:28:42,492 --> 01:28:45,612
Speaker 19: a plimers and electricians, so we all brought our strengths together.

1792
01:28:45,812 --> 01:28:47,732
Speaker 2: What did the other person when the two of you,

1793
01:28:47,973 --> 01:28:49,892
Speaker 2: So there's there's three of you in on the house

1794
01:28:50,013 --> 01:28:51,932
Speaker 2: and then two of you hook up, which is almost

1795
01:28:51,973 --> 01:28:55,972
Speaker 2: inevitable looking back if you think about it. Uh, what

1796
01:28:55,973 --> 01:29:00,133
Speaker 2: did the what did the third person? Fine think? You know,

1797
01:29:00,933 --> 01:29:02,892
Speaker 2: this puts me in an interesting position.

1798
01:29:04,853 --> 01:29:07,173
Speaker 19: You know, she she was very uncomfortable with it to

1799
01:29:07,253 --> 01:29:12,692
Speaker 19: start off with, and it didn't bring up like conversations.

1800
01:29:13,173 --> 01:29:16,133
Speaker 19: But the more conversations we had, and you know, we

1801
01:29:16,293 --> 01:29:18,812
Speaker 19: respected her space. So he had a partner as well,

1802
01:29:18,812 --> 01:29:21,772
Speaker 19: and her partner into our friend group, and she was

1803
01:29:21,812 --> 01:29:25,532
Speaker 19: busy with that. So it was a little bit rosky,

1804
01:29:25,692 --> 01:29:27,732
Speaker 19: but we did get through it because we just kind

1805
01:29:27,772 --> 01:29:31,093
Speaker 19: of communicated our needs and respected everyone's boundaries.

1806
01:29:31,333 --> 01:29:33,492
Speaker 2: Wow, it's a great story. It's a great story, and

1807
01:29:33,532 --> 01:29:35,612
Speaker 2: I'd love to look. I feel like I've been involved

1808
01:29:35,652 --> 01:29:37,333
Speaker 2: in a SAP proper here and I want to see

1809
01:29:37,333 --> 01:29:39,612
Speaker 2: how this turns out. It's only been three years, so

1810
01:29:40,452 --> 01:29:43,173
Speaker 2: maybe bring us back up in another two. Yeah, Yeah,

1811
01:29:43,333 --> 01:29:46,212
Speaker 2: I've just got one more, got one more question for yet, Nadia.

1812
01:29:46,412 --> 01:29:49,133
Speaker 3: So you mentioned so the third person who was your

1813
01:29:49,133 --> 01:29:52,732
Speaker 3: friend and then she had a boyfriend. Do you know,

1814
01:29:52,812 --> 01:29:55,492
Speaker 3: if she had some sort of legal agreement in place

1815
01:29:55,572 --> 01:29:57,932
Speaker 3: that he can't all of a sudden after three years

1816
01:29:57,973 --> 01:29:58,812
Speaker 3: claim half of.

1817
01:29:58,772 --> 01:30:03,452
Speaker 19: Her Oh yeah, yeah, that's great. So they only just

1818
01:30:03,492 --> 01:30:07,972
Speaker 19: started dating when we got the house and very obviously

1819
01:30:08,093 --> 01:30:11,692
Speaker 19: uned two years before that whole kind of thing comes in.

1820
01:30:11,732 --> 01:30:14,372
Speaker 19: But they were never living together, so he never moved

1821
01:30:14,412 --> 01:30:18,293
Speaker 19: into the house and they're only living together now and

1822
01:30:18,372 --> 01:30:21,612
Speaker 19: it's been about three months, so she's still not really

1823
01:30:21,853 --> 01:30:27,972
Speaker 19: entitled to anything but taking time. Yeah, well, they're engaged now,

1824
01:30:28,173 --> 01:30:30,812
Speaker 19: but I'm pretty sure her father has been like, oh,

1825
01:30:30,853 --> 01:30:33,052
Speaker 19: you know, going, Oh no, they have signed a prima.

1826
01:30:33,213 --> 01:30:35,333
Speaker 19: I'm sorry, they've recently just figned a prema.

1827
01:30:35,692 --> 01:30:40,012
Speaker 2: Right, all right, thank you so much for your story, Nadia.

1828
01:30:40,133 --> 01:30:42,253
Speaker 2: That's very very interesting, and that just sort of shows

1829
01:30:42,253 --> 01:30:44,772
Speaker 2: how life moves on. And you know, we're talking about

1830
01:30:44,772 --> 01:30:48,772
Speaker 2: people buying into houses together as friends or siblings, but

1831
01:30:48,893 --> 01:30:50,492
Speaker 2: you know, with friends. I mean, look at that, so

1832
01:30:50,893 --> 01:30:52,973
Speaker 2: two of them hook up, yeap, you know, one of

1833
01:30:52,973 --> 01:30:55,292
Speaker 2: them gets another boyfriend. There's all this kind of situation

1834
01:30:55,532 --> 01:30:58,253
Speaker 2: going on because life moves on. And you know, if

1835
01:30:58,293 --> 01:31:00,772
Speaker 2: you buy into a house with a partner, you know,

1836
01:31:00,893 --> 01:31:03,972
Speaker 2: your your wife or your husband or your long term

1837
01:31:04,053 --> 01:31:07,412
Speaker 2: defecto partner or whatever it is. You're charting your life

1838
01:31:07,492 --> 01:31:08,892
Speaker 2: together till you're.

1839
01:31:08,732 --> 01:31:12,253
Speaker 3: Not exactly clearly. A lot can change in three years,

1840
01:31:12,253 --> 01:31:13,892
Speaker 3: but we'll check in with Nadia in a year's time.

1841
01:31:13,893 --> 01:31:16,452
Speaker 2: It's sad she's there. One eight hundred and eighty ten eighty.

1842
01:31:16,492 --> 01:31:20,293
Speaker 2: Have you brought into a house with friends or siblings

1843
01:31:20,692 --> 01:31:23,333
Speaker 2: or are you thinking about it? Having a great chat

1844
01:31:23,333 --> 01:31:26,053
Speaker 2: here on newstrook ZB with Matt and Tyler in the afternoons.

1845
01:31:27,173 --> 01:31:30,012
Speaker 3: Good afternoon, we're talking about buying a property with friends?

1846
01:31:30,053 --> 01:31:31,012
Speaker 2: Is it ever? A good idea?

1847
01:31:31,093 --> 01:31:33,972
Speaker 3: Had some great calls and had some great texts coming through,

1848
01:31:34,053 --> 01:31:34,492
Speaker 3: like this one.

1849
01:31:34,572 --> 01:31:35,173
Speaker 2: Gooday guys.

1850
01:31:35,732 --> 01:31:40,012
Speaker 3: Ash's approach Ash was who we chatted to before three o'clock.

1851
01:31:40,173 --> 01:31:43,492
Speaker 3: Ash's approach is good. Would just recommend using registered valuers

1852
01:31:43,532 --> 01:31:46,293
Speaker 3: to assess the value of a property rather than real

1853
01:31:46,412 --> 01:31:47,052
Speaker 3: estate agents.

1854
01:31:47,053 --> 01:31:51,732
Speaker 2: Good advice. Here's a text here, This is a spicy one.

1855
01:31:52,053 --> 01:31:55,293
Speaker 2: On nine two nine two. I went into this kind

1856
01:31:55,333 --> 01:31:57,333
Speaker 2: of thing with a house in Wellington, two girls and

1857
01:31:57,333 --> 01:32:00,253
Speaker 2: me I was with one, then the other. Total disaster. Wow,

1858
01:32:00,492 --> 01:32:02,932
Speaker 2: talk about a soap opera. Keep it in your pants, mate,

1859
01:32:02,933 --> 01:32:06,333
Speaker 2: it's a property deal. Geez it's not an opportunity for

1860
01:32:06,812 --> 01:32:09,253
Speaker 2: you to you know, it's not a singles bar.

1861
01:32:09,372 --> 01:32:12,773
Speaker 3: Yeah, come on, Lathario over there, stity o mate, mate,

1862
01:32:12,893 --> 01:32:14,532
Speaker 3: you're there to make money, not babies.

1863
01:32:14,812 --> 01:32:18,852
Speaker 2: Or maybe keep your hands off the flatmates. Oh eight

1864
01:32:18,973 --> 01:32:20,652
Speaker 2: hundred and eighty something you're not supposed to do to

1865
01:32:20,692 --> 01:32:21,012
Speaker 2: the crew.

1866
01:32:21,333 --> 01:32:23,412
Speaker 3: Eight one hundred and eighty ten eighty is the number

1867
01:32:23,452 --> 01:32:24,572
Speaker 3: to call. Hello, lads.

1868
01:32:24,692 --> 01:32:26,972
Speaker 2: Myself and a schoolmate bought a house fifty to fifty

1869
01:32:27,013 --> 01:32:29,372
Speaker 2: in two thousand and one fifteen K deposit each. He

1870
01:32:29,492 --> 01:32:32,652
Speaker 2: lived in it and we rented two other rooms. I

1871
01:32:32,652 --> 01:32:35,253
Speaker 2: bought a sleepout and stayed at home. We were eighteen.

1872
01:32:35,333 --> 01:32:37,892
Speaker 2: One year later we bought another with five k each.

1873
01:32:37,933 --> 01:32:40,652
Speaker 2: One year later we bought another one just on equity.

1874
01:32:40,933 --> 01:32:44,012
Speaker 2: We owned all three properties together until twenty sixteen, when

1875
01:32:44,053 --> 01:32:46,532
Speaker 2: he stayed in the first one and brought me out.

1876
01:32:46,612 --> 01:32:48,892
Speaker 2: We sold the other two and I bought a new house.

1877
01:32:48,893 --> 01:32:51,213
Speaker 2: In two thousand and eight, I moved into one. He

1878
01:32:51,333 --> 01:32:54,213
Speaker 2: was in the first one still, and we rent out

1879
01:32:54,213 --> 01:32:56,732
Speaker 2: the third until we sold up. Worked out very very

1880
01:32:56,772 --> 01:32:59,412
Speaker 2: well for us both. I think I understand what happened there,

1881
01:32:59,452 --> 01:33:03,693
Speaker 2: but it sounds like they had a successful property relationship

1882
01:33:03,732 --> 01:33:05,652
Speaker 2: that lasted a long, long time. Well done.

1883
01:33:05,772 --> 01:33:08,812
Speaker 3: Keep those texts coming through on nine to nine two

1884
01:33:09,253 --> 01:33:11,333
Speaker 3: and we've got some more of your phone calls coming.

1885
01:33:11,293 --> 01:33:15,333
Speaker 2: Up twenty four past three oh eight hundred eighty ten eighty.

1886
01:33:19,572 --> 01:33:22,932
Speaker 1: Matt Heath and Tyler Adams afternoons call oh eight hundred

1887
01:33:23,013 --> 01:33:25,132
Speaker 1: eighty ten eighty on News Talk ZB.

1888
01:33:25,213 --> 01:33:28,253
Speaker 2: Good afternoon. We're talking about going in on a property

1889
01:33:28,293 --> 01:33:31,213
Speaker 2: with your friends. Is it ever a good idea? Apparently

1890
01:33:31,412 --> 01:33:33,852
Speaker 2: it can be. I'll tell you what. We haven't heard

1891
01:33:34,053 --> 01:33:36,333
Speaker 2: too many massive disasters that set for this guy that

1892
01:33:36,732 --> 01:33:38,612
Speaker 2: slipped with both the people that he bought the house with.

1893
01:33:38,772 --> 01:33:40,612
Speaker 2: That's the only one that was seeing that's really blown

1894
01:33:40,692 --> 01:33:43,133
Speaker 2: up in people's faces. But that's its goal. I think

1895
01:33:43,173 --> 01:33:45,692
Speaker 2: it's about getting the legal stuff together. How I've got

1896
01:33:45,692 --> 01:33:49,052
Speaker 2: a curly question for everyone out there. Okay, yep, okay,

1897
01:33:49,093 --> 01:33:51,732
Speaker 2: how many really close friends does the average key we have?

1898
01:33:52,612 --> 01:33:55,812
Speaker 2: How many close friends? According to a study or a

1899
01:33:55,933 --> 01:33:58,812
Speaker 2: two thy and a twenty twenty two study, so people

1900
01:33:58,853 --> 01:34:01,412
Speaker 2: have been coming out of lockdowns after that, how many

1901
01:34:01,452 --> 01:34:04,293
Speaker 2: close friends do people have? Does the average key we have?

1902
01:34:04,452 --> 01:34:10,892
Speaker 2: I'm going to say four? Do you think you know?

1903
01:34:11,253 --> 01:34:13,652
Speaker 2: Nine to nine two is the text number. Personally, I'm

1904
01:34:13,652 --> 01:34:19,492
Speaker 2: surprised you've got any Okay, you're in one of these

1905
01:34:20,372 --> 01:34:23,132
Speaker 2: property deals with friends as we speak, I understand.

1906
01:34:24,772 --> 01:34:29,213
Speaker 14: Correct, Yeah, I am. I went through a bit of

1907
01:34:29,213 --> 01:34:33,612
Speaker 14: a missy divorce and separation around COVID time and wound

1908
01:34:33,652 --> 01:34:37,253
Speaker 14: up seeking some solace and developed a friendship and we

1909
01:34:37,293 --> 01:34:38,972
Speaker 14: went in via the bumble app.

1910
01:34:40,412 --> 01:34:42,253
Speaker 2: So hand on mate, so you win and hand one,

1911
01:34:42,412 --> 01:34:44,892
Speaker 2: but you win and as friends via the bumble app.

1912
01:34:45,213 --> 01:34:45,492
Speaker 7: Correct.

1913
01:34:45,853 --> 01:34:49,492
Speaker 14: So you're she was just we became friends after it.

1914
01:34:49,572 --> 01:34:52,092
Speaker 14: It wasn't going to be anything more. So we decided

1915
01:34:52,492 --> 01:34:54,972
Speaker 14: one thing with another. We just decided that we would

1916
01:34:55,293 --> 01:34:57,492
Speaker 14: find find some a house together.

1917
01:34:57,853 --> 01:35:02,172
Speaker 2: Well that's an unusual situation. So you meet a person,

1918
01:35:02,853 --> 01:35:05,612
Speaker 2: you decide that it's not going to work out, so

1919
01:35:05,612 --> 01:35:06,452
Speaker 2: you buy a house together.

1920
01:35:07,812 --> 01:35:08,132
Speaker 9: Correct.

1921
01:35:08,133 --> 01:35:11,213
Speaker 14: So actually found a section which has two houses on it.

1922
01:35:11,532 --> 01:35:12,492
Speaker 2: Okay? Was bold?

1923
01:35:12,973 --> 01:35:14,013
Speaker 13: Yeah?

1924
01:35:14,053 --> 01:35:17,372
Speaker 2: And so was it? Was it romantic for any period

1925
01:35:17,372 --> 01:35:17,812
Speaker 2: of time?

1926
01:35:19,293 --> 01:35:19,572
Speaker 9: No?

1927
01:35:19,973 --> 01:35:22,412
Speaker 14: Definitely not, especially not when you start only your house together.

1928
01:35:22,812 --> 01:35:24,572
Speaker 2: Yeah. So, so how did it go be?

1929
01:35:24,612 --> 01:35:24,652
Speaker 10: In?

1930
01:35:24,732 --> 01:35:26,532
Speaker 3: So you had the first date and realized there was

1931
01:35:26,572 --> 01:35:29,492
Speaker 3: no chemistry and you both went home and then one

1932
01:35:29,532 --> 01:35:31,293
Speaker 3: of you said, you know what we're never going to

1933
01:35:31,333 --> 01:35:32,932
Speaker 3: make it as a couple, but how about we buy

1934
01:35:32,933 --> 01:35:33,532
Speaker 3: a house together?

1935
01:35:34,732 --> 01:35:36,333
Speaker 14: Pretty much bagline, You've got to know each other a

1936
01:35:36,372 --> 01:35:38,812
Speaker 14: bit better than our circumstances and you realize that tragic

1937
01:35:38,853 --> 01:35:42,012
Speaker 14: you are. Yeah, yeah, you look to find a solution.

1938
01:35:42,692 --> 01:35:44,892
Speaker 2: It sounds a little bit like a plot to a

1939
01:35:45,013 --> 01:35:50,652
Speaker 2: romantic comedy, so you know, you know, it's not a

1940
01:35:50,652 --> 01:35:52,213
Speaker 2: bad it's not a bad idea for a movie. So

1941
01:35:52,253 --> 01:35:54,812
Speaker 2: you've got people that meet, it's kind of Harry met Sally,

1942
01:35:54,893 --> 01:35:57,013
Speaker 2: but they buy a house on the same property. Are

1943
01:35:57,013 --> 01:35:59,492
Speaker 2: you guys going to just share sugar, meet each other

1944
01:35:59,732 --> 01:36:02,173
Speaker 2: and have wines together at night or anything? Is it

1945
01:36:02,173 --> 01:36:04,612
Speaker 2: going to be any contact when you have two properties

1946
01:36:04,612 --> 01:36:06,052
Speaker 2: on one two houses on one property.

1947
01:36:07,293 --> 01:36:09,893
Speaker 14: No, we've been in it before years now, so it

1948
01:36:09,973 --> 01:36:11,212
Speaker 14: actually it actually.

1949
01:36:11,013 --> 01:36:13,612
Speaker 2: Goes the other on what goes the other way? And

1950
01:36:13,612 --> 01:36:14,172
Speaker 2: what way.

1951
01:36:15,532 --> 01:36:17,772
Speaker 14: Well that you have you have we're both we've both

1952
01:36:17,772 --> 01:36:21,852
Speaker 14: got families and kids and stuff like that, so you're

1953
01:36:21,853 --> 01:36:22,932
Speaker 14: flat out trying to survive.

1954
01:36:23,652 --> 01:36:23,852
Speaker 9: Fair.

1955
01:36:24,853 --> 01:36:26,572
Speaker 2: I mean, it does feel like the sicken egg, though,

1956
01:36:26,652 --> 01:36:28,933
Speaker 2: doesn't it been there? The third egg? You guys are

1957
01:36:28,973 --> 01:36:30,412
Speaker 2: going to get together in the end, and do you

1958
01:36:30,492 --> 01:36:33,652
Speaker 2: have so? So how did you find a place that's

1959
01:36:33,692 --> 01:36:36,253
Speaker 2: that's quite a specific thing to find a property with

1960
01:36:36,333 --> 01:36:37,253
Speaker 2: two houses.

1961
01:36:36,973 --> 01:36:39,892
Speaker 14: On it exactly. We had time out of the COVID

1962
01:36:39,933 --> 01:36:42,532
Speaker 14: to scale of the internet and come up and playing.

1963
01:36:42,652 --> 01:36:45,612
Speaker 14: So that leaves you're open and vulnerable because around it

1964
01:36:45,612 --> 01:36:48,812
Speaker 14: with technically tennant in common, so we're shared like water

1965
01:36:48,853 --> 01:36:50,933
Speaker 14: builds and things like that. But you know we have

1966
01:36:51,013 --> 01:36:52,772
Speaker 14: that water type doking that people have been talking about,

1967
01:36:52,772 --> 01:36:53,932
Speaker 14: which is probably the key.

1968
01:36:54,412 --> 01:36:57,892
Speaker 2: Yeah. Yeah, So so no matter what happens, then you're

1969
01:36:57,973 --> 01:37:00,853
Speaker 2: you're sort of protected. Now, are the two houses identical?

1970
01:37:02,293 --> 01:37:02,772
Speaker 14: No?

1971
01:37:02,772 --> 01:37:02,932
Speaker 4: No?

1972
01:37:02,973 --> 01:37:06,452
Speaker 14: One also originally built for the parents, and that the

1973
01:37:06,652 --> 01:37:09,412
Speaker 14: kids just shack on the back of it pretty much.

1974
01:37:09,492 --> 01:37:11,173
Speaker 2: Right, And so how did you decide who got the

1975
01:37:11,213 --> 01:37:13,893
Speaker 2: who got the good one and who got the everage one?

1976
01:37:14,253 --> 01:37:17,172
Speaker 14: Well, I guess guess who the most of the deposit.

1977
01:37:17,253 --> 01:37:20,252
Speaker 14: And we've got not an equal squeat e to in equity.

1978
01:37:20,333 --> 01:37:21,853
Speaker 16: So that was the devised.

1979
01:37:22,973 --> 01:37:24,492
Speaker 2: So you and the good you and the and the

1980
01:37:24,492 --> 01:37:26,293
Speaker 2: better one the flesher one.

1981
01:37:26,412 --> 01:37:26,772
Speaker 17: Correct.

1982
01:37:27,572 --> 01:37:28,692
Speaker 9: Correct?

1983
01:37:29,572 --> 01:37:32,372
Speaker 3: So so just go back to because there's there's some

1984
01:37:32,412 --> 01:37:35,293
Speaker 3: information missing here. I think ben is is one of

1985
01:37:35,293 --> 01:37:39,492
Speaker 3: you like involved in property as a as an as

1986
01:37:39,492 --> 01:37:42,053
Speaker 3: a business as a job or you both knew that

1987
01:37:42,133 --> 01:37:44,372
Speaker 3: you had a good size deposit there, but not enough

1988
01:37:44,412 --> 01:37:46,452
Speaker 3: for a house by yourself.

1989
01:37:46,692 --> 01:37:47,452
Speaker 14: Yeah, I guess.

1990
01:37:47,612 --> 01:37:47,892
Speaker 9: I guess.

1991
01:37:47,973 --> 01:37:50,013
Speaker 14: I was coming out of a divorce, so I had

1992
01:37:50,853 --> 01:37:52,812
Speaker 14: a bit of money that when I wanted to get

1993
01:37:52,812 --> 01:37:56,253
Speaker 14: back into the Yeah. So, and that's how that has

1994
01:37:56,293 --> 01:37:58,213
Speaker 14: come to be, that I was prepared to put a

1995
01:37:58,213 --> 01:38:00,532
Speaker 14: bit more into the depositive side of it so that

1996
01:38:00,652 --> 01:38:02,813
Speaker 14: we could both mutually benefit, I guess.

1997
01:38:03,213 --> 01:38:05,572
Speaker 2: And so you and and the kids that you said

1998
01:38:05,572 --> 01:38:07,652
Speaker 2: you've got kids around at your house? Is that from

1999
01:38:07,692 --> 01:38:08,893
Speaker 2: the previous relationship?

2000
01:38:10,133 --> 01:38:10,532
Speaker 4: Correct?

2001
01:38:10,772 --> 01:38:12,732
Speaker 2: And so do you have them sort of half the time?

2002
01:38:13,893 --> 01:38:14,532
Speaker 14: Fifty fifty?

2003
01:38:14,612 --> 01:38:17,852
Speaker 2: Yeah, yeah, fifty to fifty. Okay, So you think this

2004
01:38:18,293 --> 01:38:20,093
Speaker 2: has been a perfect solution.

2005
01:38:21,053 --> 01:38:23,612
Speaker 14: Well, I've been a solution. I'm actually trying to focus

2006
01:38:23,612 --> 01:38:25,612
Speaker 14: for trying to sell it. So it's an a good

2007
01:38:25,652 --> 01:38:26,572
Speaker 14: tester of that document.

2008
01:38:27,253 --> 01:38:29,612
Speaker 2: Oh I see, because of course that is the situation,

2009
01:38:29,772 --> 01:38:32,892
Speaker 2: because if you want to sell and she doesn't perfect

2010
01:38:32,973 --> 01:38:35,333
Speaker 2: was a ridiculous word for me to use. Nothing's ever perfect.

2011
01:38:35,772 --> 01:38:38,852
Speaker 2: But you want to sell. But does she not want

2012
01:38:38,853 --> 01:38:40,053
Speaker 2: to sell or she does want to sell?

2013
01:38:41,293 --> 01:38:43,452
Speaker 14: No, she doesn't want to sell, and she.

2014
01:38:43,412 --> 01:38:45,333
Speaker 3: Doesn't have the money to buy you out at the stage.

2015
01:38:46,452 --> 01:38:48,173
Speaker 14: Wow, she's got a partner. So we're going through that

2016
01:38:48,293 --> 01:38:50,093
Speaker 14: art that you know, you're going to be trying to

2017
01:38:50,133 --> 01:38:52,572
Speaker 14: be emotional about it. The best for each other.

2018
01:38:53,893 --> 01:38:56,092
Speaker 2: Yeah, okay, well it's not as much of a romantic

2019
01:38:56,093 --> 01:39:00,652
Speaker 2: comedy as I thought it might be. Well, all the

2020
01:39:00,692 --> 01:39:03,213
Speaker 2: best with that, Ben, And yeah, thank you so much

2021
01:39:03,253 --> 01:39:05,612
Speaker 2: for telling us that tale. Very very interesting.

2022
01:39:05,853 --> 01:39:08,772
Speaker 3: What a great yarn. I mean, meeting someone viae bumble.

2023
01:39:09,452 --> 01:39:11,812
Speaker 3: The first date was rubbish, but then hey, let's buy

2024
01:39:11,812 --> 01:39:12,412
Speaker 3: a house together.

2025
01:39:12,532 --> 01:39:15,093
Speaker 2: Yeah, great, great story it is. I'm going to write

2026
01:39:15,133 --> 01:39:17,372
Speaker 2: that down actually and send that to You've got a

2027
01:39:17,412 --> 01:39:20,173
Speaker 2: few mates in the movie industry. I've been could have

2028
01:39:20,173 --> 01:39:22,612
Speaker 2: sold Ben to you. That was what are we gonna

2029
01:39:22,652 --> 01:39:25,012
Speaker 2: what are we going to call this? Oh? The movie? Yeah,

2030
01:39:25,053 --> 01:39:27,213
Speaker 2: the movie. There needs to be a name for it. Yeah,

2031
01:39:27,293 --> 01:39:28,772
Speaker 2: nine two, nine two. If you think you've got a

2032
01:39:28,772 --> 01:39:33,173
Speaker 2: title property for the property deal, No, we need something

2033
01:39:33,173 --> 01:39:33,852
Speaker 2: saucier than.

2034
01:39:33,732 --> 01:39:36,053
Speaker 3: That, right, nine two if you think you've got the

2035
01:39:36,173 --> 01:39:37,213
Speaker 3: movie title.

2036
01:39:37,133 --> 01:39:39,253
Speaker 2: So tyles, when am I going to share my answer

2037
01:39:39,333 --> 01:39:42,013
Speaker 2: to how many average friends does the average kep we have?

2038
01:39:42,173 --> 01:39:44,973
Speaker 3: How about just after the headlines with Rayleigh, which is

2039
01:39:45,093 --> 01:39:45,652
Speaker 3: coming up.

2040
01:39:45,933 --> 01:39:48,652
Speaker 2: Yeah, e one hundred and eighty ten eighty. We're talking

2041
01:39:48,652 --> 01:39:54,012
Speaker 2: about going into property with friends or family as opposed

2042
01:39:54,053 --> 01:39:57,213
Speaker 2: to your partner. Yeah, all by yourself. Is it working

2043
01:39:57,213 --> 01:39:59,213
Speaker 2: out for you? Are you thinking about doing it? Have

2044
01:39:59,333 --> 01:39:59,812
Speaker 2: you done it?

2045
01:40:03,173 --> 01:40:05,572
Speaker 4: You's talk sa'd be headlines.

2046
01:40:05,213 --> 01:40:08,053
Speaker 8: With blue bubble taxis it's no trouble with the blue

2047
01:40:08,053 --> 01:40:12,372
Speaker 8: bumb Donald Trump's paused to all US military aid en

2048
01:40:12,492 --> 01:40:16,053
Speaker 8: route or near to Ukraine, just hours after saying its

2049
01:40:16,093 --> 01:40:20,213
Speaker 8: president needs to be more appreciative of American support. The

2050
01:40:20,213 --> 01:40:23,372
Speaker 8: White House says this is about ensuring Ukraine contributes to

2051
01:40:23,452 --> 01:40:27,452
Speaker 8: a solution to the war with Russia. The government's upping

2052
01:40:27,492 --> 01:40:30,772
Speaker 8: medical school placements by twenty five a year and is

2053
01:40:30,812 --> 01:40:34,333
Speaker 8: promising to fund up to fifty graduate doctors into primary

2054
01:40:34,372 --> 01:40:39,612
Speaker 8: care pathways. Victoria is trying to lure back Australian residents

2055
01:40:39,652 --> 01:40:42,652
Speaker 8: working in emergency services in New Zealand and the UK,

2056
01:40:43,253 --> 01:40:47,093
Speaker 8: and offering to fast track them into police training. A

2057
01:40:47,133 --> 01:40:51,093
Speaker 8: small upturn in building STATSNZ says new home consents were

2058
01:40:51,173 --> 01:40:54,933
Speaker 8: down seven point two percent annually to January, but that

2059
01:40:55,173 --> 01:40:58,492
Speaker 8: month eleven percent more homes were consented compared to the

2060
01:40:58,572 --> 01:41:02,333
Speaker 8: year before a planned meeting on the problem plagued school

2061
01:41:02,412 --> 01:41:06,892
Speaker 8: lunches between Education Minister Erica Stanford and Associate Minister David

2062
01:41:06,893 --> 01:41:10,012
Speaker 8: Seymour has moved to tomorrow after a clash with other

2063
01:41:10,093 --> 01:41:14,412
Speaker 8: meetings Today. What we learned from Vegas Why Warriors co

2064
01:41:14,572 --> 01:41:17,572
Speaker 8: captains might not work See the full column at Enzi

2065
01:41:17,652 --> 01:41:20,692
Speaker 8: Herald Premium. Back now to matt Ethan Tyler Adams.

2066
01:41:20,812 --> 01:41:24,013
Speaker 3: Thank you very much, Ray Lean. Now, before we get

2067
01:41:24,013 --> 01:41:26,413
Speaker 3: to the movie title, we are so and you have delivered.

2068
01:41:27,053 --> 01:41:28,933
Speaker 3: We'll get to a few of those shortly. But you

2069
01:41:29,013 --> 01:41:30,172
Speaker 3: also asked to tease.

2070
01:41:30,452 --> 01:41:33,333
Speaker 2: Yeah, because we're talking about friends getting together and buying

2071
01:41:33,372 --> 01:41:36,133
Speaker 2: houses together. We're so opening that up to siblings as well.

2072
01:41:36,133 --> 01:41:38,732
Speaker 2: And the complications around that. Are you trying to get

2073
01:41:38,732 --> 01:41:41,532
Speaker 2: into it onto the proper probably ladder and you're thinking

2074
01:41:41,532 --> 01:41:44,532
Speaker 2: maybe I'll buddy up and do it with my mates.

2075
01:41:44,652 --> 01:41:44,892
Speaker 4: Yep.

2076
01:41:45,093 --> 01:41:47,852
Speaker 2: And a lot of people are doing that at the moment,

2077
01:41:47,853 --> 01:41:50,333
Speaker 2: and there are challenges to it. But I asked the question,

2078
01:41:51,612 --> 01:41:54,333
Speaker 2: how many close friends does the average key we have?

2079
01:41:54,772 --> 01:41:56,852
Speaker 2: And I look, we've got thousands of texts coming in here,

2080
01:41:56,893 --> 01:41:59,612
Speaker 2: people saying you've got five, here, you got twelve, you

2081
01:41:59,732 --> 01:42:03,852
Speaker 2: got one, you got three, you've got twenty. Your twenty

2082
01:42:03,933 --> 01:42:08,732
Speaker 2: nine person says one hundred. Wow, wow a popular person. Yeah,

2083
01:42:08,853 --> 01:42:10,213
Speaker 2: and what did you say, tyler?

2084
01:42:10,333 --> 01:42:14,013
Speaker 3: I said twenty At least I thought you said fourn No, no,

2085
01:42:15,173 --> 01:42:16,612
Speaker 3: check the tape, check the tape.

2086
01:42:16,652 --> 01:42:16,732
Speaker 9: No.

2087
01:42:16,812 --> 01:42:19,093
Speaker 3: I did say four four close friends because it kind

2088
01:42:19,093 --> 01:42:19,932
Speaker 3: of you know, had to get the two.

2089
01:42:20,013 --> 01:42:25,133
Speaker 2: And what's a close mate? Yeah, as I said, to

2090
01:42:25,173 --> 01:42:28,213
Speaker 2: meet any of your friends, and you never will. You

2091
01:42:28,452 --> 01:42:32,572
Speaker 2: never will anyway. According to a twenty twenty two study,

2092
01:42:32,612 --> 01:42:35,812
Speaker 2: the average KEII claims to have nine close friends. This

2093
01:42:35,933 --> 01:42:38,572
Speaker 2: number peaks in your thirties and tails off as you

2094
01:42:38,572 --> 01:42:41,253
Speaker 2: get older. Right, nine nine, But well, how would you

2095
01:42:41,652 --> 01:42:43,892
Speaker 2: describe I was thinking about that because I've probably got

2096
01:42:43,933 --> 01:42:46,452
Speaker 2: my like five really good friends from high school that

2097
01:42:46,452 --> 01:42:48,732
Speaker 2: I'm still mates with that are very close friends. Yeah,

2098
01:42:48,772 --> 01:42:51,012
Speaker 2: and you've got other levels of friends. Would you say

2099
01:42:51,013 --> 01:42:51,492
Speaker 2: we're friends?

2100
01:42:51,532 --> 01:42:51,692
Speaker 10: Time?

2101
01:42:51,973 --> 01:42:54,333
Speaker 3: Oh may, we're not yet, not there yet, we'll get there,

2102
01:42:54,532 --> 01:42:59,293
Speaker 3: we'll get it. Show seventy nine Facebook friends. Yeah, the

2103
01:42:59,333 --> 01:43:02,333
Speaker 3: average kiwi has twenty nine social media friends.

2104
01:43:02,492 --> 01:43:02,652
Speaker 10: No.

2105
01:43:02,652 --> 01:43:03,692
Speaker 2: Two and twenty nine.

2106
01:43:04,093 --> 01:43:05,932
Speaker 3: Say twenty nine. That's you know, you could do better

2107
01:43:05,933 --> 01:43:10,652
Speaker 3: than that on Facebook. Now, we also had a great

2108
01:43:10,692 --> 01:43:13,852
Speaker 3: call from a gentleman called Ben who met a lady

2109
01:43:13,893 --> 01:43:17,492
Speaker 3: on Bumble and didn't work out romantically, but they decided

2110
01:43:17,532 --> 01:43:18,932
Speaker 3: to go in and buy a house together.

2111
01:43:19,173 --> 01:43:23,133
Speaker 2: Yeah, and I thought this would be a fantastic rom com. Yeah,

2112
01:43:23,173 --> 01:43:25,452
Speaker 2: it's a great idea. So they were looking for love

2113
01:43:25,572 --> 01:43:29,612
Speaker 2: on the apps, they meet each other, doesn't work out,

2114
01:43:29,973 --> 01:43:32,133
Speaker 2: but there's buy our house together. And then in the

2115
01:43:32,133 --> 01:43:34,892
Speaker 2: perfect world, and they've bought two houses on one property,

2116
01:43:34,893 --> 01:43:37,532
Speaker 2: so they're on the one property in the perfect rom

2117
01:43:37,612 --> 01:43:40,573
Speaker 2: com world that have some arguments. There'd be some argiebardi

2118
01:43:40,652 --> 01:43:43,412
Speaker 2: between the houses, some hilarity would ensue, and then they'd

2119
01:43:43,412 --> 01:43:45,452
Speaker 2: get together at the end. I can see it right now. Yeah,

2120
01:43:45,492 --> 01:43:50,532
Speaker 2: and see the trailer and so unbundled tinderhouse. Tenderhouse is

2121
01:43:50,532 --> 01:43:53,173
Speaker 2: a great a good one. The heart of the deal,

2122
01:43:54,973 --> 01:44:01,812
Speaker 2: the bumble of fear, when Barfett Thompson shacking up. Yeah,

2123
01:44:01,853 --> 01:44:05,173
Speaker 2: that's good. Not home alone, Oh clever. I can't get

2124
01:44:05,173 --> 01:44:06,812
Speaker 2: the app working. I'm not sure if that's a name

2125
01:44:06,853 --> 01:44:09,412
Speaker 2: for the title of this Actually a problem with that,

2126
01:44:10,492 --> 01:44:14,652
Speaker 2: But you keep those coming through because I'm going to Yeah,

2127
01:44:14,692 --> 01:44:16,333
Speaker 2: you're drafting this up, are Yeah?

2128
01:44:16,452 --> 01:44:16,612
Speaker 9: Yeah?

2129
01:44:16,652 --> 01:44:21,092
Speaker 2: Can I demand that Enator Arnist is attached to this project.

2130
01:44:21,213 --> 01:44:22,333
Speaker 2: Is you going to get to direct it?

2131
01:44:22,973 --> 01:44:23,133
Speaker 9: No?

2132
01:44:23,253 --> 01:44:27,693
Speaker 2: Ana, no movie. She has a very good actress, isn't she. Yeah,

2133
01:44:27,893 --> 01:44:32,812
Speaker 2: she is an absolutely wonderful actress. Okay, anyway back to

2134
01:44:32,853 --> 01:44:36,732
Speaker 2: the topic in hand mark, you're studying all this kind

2135
01:44:36,732 --> 01:44:38,813
Speaker 2: of stuff at university at the moment.

2136
01:44:40,133 --> 01:44:46,772
Speaker 10: Yeah, yeah, yeah, Hi, yeah. I think buying buying into

2137
01:44:46,772 --> 01:44:50,852
Speaker 10: property with other people. There's a great idea considering the

2138
01:44:50,893 --> 01:44:53,492
Speaker 10: price of property or real estate, and the gentleman at

2139
01:44:53,492 --> 01:44:58,173
Speaker 10: the moment, if you're by yourself, obviously you know that's

2140
01:44:58,173 --> 01:45:03,253
Speaker 10: going to owning a bit of property as long as

2141
01:45:03,253 --> 01:45:06,253
Speaker 10: you do it carefully, is what I'd like to say.

2142
01:45:06,293 --> 01:45:11,053
Speaker 10: And so I back in ninety five ninety six, I

2143
01:45:11,093 --> 01:45:13,892
Speaker 10: studied the first two years of a three years degree

2144
01:45:14,492 --> 01:45:16,572
Speaker 10: stage one in stage two of the Bachelor of Property

2145
01:45:17,013 --> 01:45:22,133
Speaker 10: at Auckland University. First year we studied commercial law a

2146
01:45:22,213 --> 01:45:25,732
Speaker 10: paper and I'd recommend that to anyone, so you could

2147
01:45:25,772 --> 01:45:29,852
Speaker 10: get a good grounding in the commercial legalities of life

2148
01:45:30,412 --> 01:45:33,932
Speaker 10: and know where you're placed in terms of your rights

2149
01:45:34,213 --> 01:45:36,333
Speaker 10: all the rest of it. And then in the second

2150
01:45:36,412 --> 01:45:40,572
Speaker 10: year specifically property law, and what they taught us is

2151
01:45:40,572 --> 01:45:45,293
Speaker 10: that when there are multiple people or parties buying one

2152
01:45:45,293 --> 01:45:49,013
Speaker 10: piece of real estate, say a house, there are two options.

2153
01:45:49,492 --> 01:45:55,173
Speaker 10: One of them in legislation is called joint ownership, and

2154
01:45:55,213 --> 01:46:00,933
Speaker 10: the other one is called co ownership and joint ownership

2155
01:46:01,213 --> 01:46:04,293
Speaker 10: God only knows why someone came up with us is

2156
01:46:04,333 --> 01:46:09,053
Speaker 10: that if you and someone else bought the title, the

2157
01:46:09,093 --> 01:46:17,173
Speaker 10: two of you, if someone deceives dies, automatically that share

2158
01:46:17,333 --> 01:46:20,892
Speaker 10: goes to the other person. And I don't know why

2159
01:46:20,973 --> 01:46:25,412
Speaker 10: anyone would get involved with that legal title on property.

2160
01:46:25,452 --> 01:46:27,172
Speaker 10: I mean, who's that going to benefit?

2161
01:46:28,053 --> 01:46:31,412
Speaker 2: And then well you think it could lead to mood.

2162
01:46:32,973 --> 01:46:33,852
Speaker 16: Well, who knows.

2163
01:46:33,893 --> 01:46:37,652
Speaker 10: I mean, that's just a terrible piece of legislation. The

2164
01:46:37,692 --> 01:46:40,333
Speaker 10: other one, co ownership, is that you go and, like

2165
01:46:41,253 --> 01:46:43,133
Speaker 10: I know, it was like forty five minutes or an

2166
01:46:43,133 --> 01:46:47,772
Speaker 10: hour ago, that military female with her other military female friend.

2167
01:46:47,893 --> 01:46:51,213
Speaker 10: Co ownership. You go and you get yourself a chunk

2168
01:46:51,253 --> 01:46:54,572
Speaker 10: of the title legally yourself. You can transfer that. You

2169
01:46:54,652 --> 01:46:57,732
Speaker 10: can sell it to anyone else, not just the other

2170
01:46:57,772 --> 01:47:02,692
Speaker 10: person to involved with, but publicly to anyone. And not

2171
01:47:02,732 --> 01:47:05,652
Speaker 10: only that, but if you pass away that half the title,

2172
01:47:05,692 --> 01:47:07,692
Speaker 10: if there's only two of you, you can then pass

2173
01:47:07,732 --> 01:47:11,053
Speaker 10: it on to your your family and your children and

2174
01:47:11,093 --> 01:47:13,372
Speaker 10: all the rest of it. So that's what I'm saying.

2175
01:47:13,452 --> 01:47:15,412
Speaker 10: Just be very very careful.

2176
01:47:16,372 --> 01:47:18,173
Speaker 3: Is that another name? Sorry to jump in there, Mike,

2177
01:47:18,293 --> 01:47:20,572
Speaker 3: Is that another name for tenants in common? Is that

2178
01:47:20,732 --> 01:47:21,892
Speaker 3: the same as joint ownership?

2179
01:47:22,412 --> 01:47:26,772
Speaker 10: Joint joint ownership? I did a little tiny bit of

2180
01:47:26,812 --> 01:47:29,732
Speaker 10: Google research just before, and there's two terms that come

2181
01:47:29,732 --> 01:47:32,293
Speaker 10: out of that, and that's owners of common and tenants

2182
01:47:32,333 --> 01:47:34,013
Speaker 10: in common. And so the other guy being with the

2183
01:47:34,013 --> 01:47:36,933
Speaker 10: two houses, he mentioned something about tenants in common and

2184
01:47:36,973 --> 01:47:39,652
Speaker 10: I thought, alarm, also ring, I thought that sounds like

2185
01:47:39,692 --> 01:47:43,213
Speaker 10: a joint ownership title, which, like I said, could be

2186
01:47:43,293 --> 01:47:46,812
Speaker 10: very problematic. You want co ownership and then you've got

2187
01:47:46,893 --> 01:47:49,692
Speaker 10: your own legal slice of that property, which is yours,

2188
01:47:49,732 --> 01:47:53,333
Speaker 10: your own part title, and that's it. It's yours, no

2189
01:47:53,372 --> 01:47:54,492
Speaker 10: one else can take it from you.

2190
01:47:54,812 --> 01:47:57,492
Speaker 2: Yeah, so we're all hoping that that one turns back

2191
01:47:57,532 --> 01:47:59,492
Speaker 2: into a love thing. And we've got a lot of

2192
01:47:59,492 --> 01:48:01,892
Speaker 2: these movie titles coming through. What I don't understand in

2193
01:48:01,893 --> 01:48:04,173
Speaker 2: this kind of the situation. Right, So you buy a

2194
01:48:04,173 --> 01:48:08,333
Speaker 2: house and you know you want to sell it. When

2195
01:48:08,452 --> 01:48:11,053
Speaker 2: someone wants to trigger the cell? Does everyone have to

2196
01:48:11,093 --> 01:48:13,133
Speaker 2: trigger the cell? So you've got two people they've got

2197
01:48:13,173 --> 01:48:16,013
Speaker 2: three people, four people, whatever, someone wants to cash in

2198
01:48:16,452 --> 01:48:19,333
Speaker 2: at that point, do you have to just because they've

2199
01:48:19,333 --> 01:48:21,452
Speaker 2: said one day, hey, look I want out. I want

2200
01:48:21,452 --> 01:48:23,692
Speaker 2: to sell my bit. And you can't just sell half

2201
01:48:23,732 --> 01:48:25,612
Speaker 2: the house, like half the bathroom, one of the rooms,

2202
01:48:25,933 --> 01:48:28,253
Speaker 2: the whole thing has to go. All the other people

2203
01:48:28,293 --> 01:48:30,452
Speaker 2: have to buy them out. So how do you deal

2204
01:48:30,452 --> 01:48:33,333
Speaker 2: with that in terms of you know, when you can

2205
01:48:33,372 --> 01:48:38,213
Speaker 2: trigger that, and you know and and you know how

2206
01:48:38,213 --> 01:48:39,652
Speaker 2: you divvy up at that point.

2207
01:48:40,732 --> 01:48:43,133
Speaker 10: I guess that's one of the complications of that of

2208
01:48:43,173 --> 01:48:46,092
Speaker 10: this situation. It's not like owning your own house outright,

2209
01:48:46,652 --> 01:48:49,452
Speaker 10: You've got to come to agreements. You might get some

2210
01:48:49,572 --> 01:48:52,932
Speaker 10: stranger coming in that has a good offer. Everyone has

2211
01:48:52,973 --> 01:48:56,532
Speaker 10: to agree. Who knows it might go to court, that

2212
01:48:56,612 --> 01:48:59,532
Speaker 10: sort of thing. But going back to this joint ownership,

2213
01:48:59,572 --> 01:49:01,333
Speaker 10: and that's the one I say, look out, don't go

2214
01:49:01,492 --> 01:49:04,732
Speaker 10: near joint ownership. It's like one of the funny law

2215
01:49:04,973 --> 01:49:13,652
Speaker 10: of owning owning a elite. What's what's called when you've

2216
01:49:13,652 --> 01:49:14,212
Speaker 10: got a house.

2217
01:49:14,053 --> 01:49:14,732
Speaker 9: Down the back.

2218
01:49:16,053 --> 01:49:19,612
Speaker 10: Across lease cross Yeah, sorry, my mind, just my mind

2219
01:49:19,692 --> 01:49:22,932
Speaker 10: just failed me there, cross leaves and cross leaves. That's

2220
01:49:22,973 --> 01:49:25,532
Speaker 10: another funny law. Because dur own the house down the

2221
01:49:25,572 --> 01:49:27,053
Speaker 10: back and you want to build a car ord or

2222
01:49:27,093 --> 01:49:30,772
Speaker 10: a garage, you can't do anything unless the owner who

2223
01:49:31,772 --> 01:49:34,613
Speaker 10: who has control of the cross leaves gives you permission.

2224
01:49:35,333 --> 01:49:38,852
Speaker 10: And it's like these these funny laws have come up,

2225
01:49:38,933 --> 01:49:41,732
Speaker 10: and you know they disadvantage people, and I don't know

2226
01:49:42,013 --> 01:49:42,932
Speaker 10: where they come from.

2227
01:49:42,933 --> 01:49:45,333
Speaker 2: But anyway, Yeah, well, thank you so much. It's been

2228
01:49:45,333 --> 01:49:49,932
Speaker 2: great to talk to you, Mike. Someone says that this

2229
01:49:50,053 --> 01:49:53,452
Speaker 2: is it's helpful. Joint ownership is particularly helpful for purposes

2230
01:49:53,492 --> 01:49:57,732
Speaker 2: of automatic transmission and death of a spouse. So I

2231
01:49:57,772 --> 01:50:00,053
Speaker 2: guess you know, so if you definitely want it to

2232
01:50:00,093 --> 01:50:02,492
Speaker 2: go to the other person, which is sore your partner, Ah,

2233
01:50:02,532 --> 01:50:04,972
Speaker 2: so you don't need a will according to the steps. Yeah,

2234
01:50:05,253 --> 01:50:07,452
Speaker 2: tenants in common. The downside is that the other party

2235
01:50:07,492 --> 01:50:11,492
Speaker 2: can then levery against their house to sell it to

2236
01:50:11,652 --> 01:50:16,293
Speaker 2: anyone at any time. A. Yeah, and someone's very smart,

2237
01:50:16,333 --> 01:50:18,053
Speaker 2: he ha Ben who's teached it through on nine two

2238
01:50:18,173 --> 01:50:22,852
Speaker 2: nine two Forbidden Fences, Love thy neighbor. Ah, this is

2239
01:50:22,933 --> 01:50:26,293
Speaker 2: great hardwood floors hardcore owners.

2240
01:50:26,853 --> 01:50:28,732
Speaker 3: So I'd just like, I'd go and see a movie

2241
01:50:28,812 --> 01:50:33,012
Speaker 3: called hardwood floors. They're wrong com called hardwood floors, I'd go, I'd.

2242
01:50:32,772 --> 01:50:38,372
Speaker 2: Go, yeah, love on Lise since the sticks that Yeah,

2243
01:50:38,412 --> 01:50:39,692
Speaker 2: this is I'm gonna make a lot of money out

2244
01:50:39,692 --> 01:50:42,133
Speaker 2: of this movie out of Ben was the call has.

2245
01:50:42,013 --> 01:50:45,173
Speaker 3: Ben Ben's you've ripped them off on the script of

2246
01:50:45,213 --> 01:50:47,812
Speaker 3: his life. But if you've got a movie title, love

2247
01:50:47,853 --> 01:50:51,213
Speaker 3: to hear at nine two nine two it is fourteen

2248
01:50:51,333 --> 01:50:51,892
Speaker 3: to four.

2249
01:50:51,973 --> 01:50:54,372
Speaker 2: One hundred and eighty ten eighty. We're talking about friends

2250
01:50:54,452 --> 01:50:56,932
Speaker 2: going in on property. Would also like to hear from

2251
01:50:56,933 --> 01:50:59,492
Speaker 2: people with siblings and where it goes right and where

2252
01:50:59,492 --> 01:51:00,093
Speaker 2: it goes wrong.

2253
01:51:01,732 --> 01:51:05,372
Speaker 1: Matties Taylor Adams taking your calls on eight hundred and

2254
01:51:05,372 --> 01:51:10,213
Speaker 1: eighty ten eighty Matten Taylor, Afternoons with the Volney, Every

2255
01:51:10,253 --> 01:51:13,133
Speaker 1: Box a seamless experience of Weeds News.

2256
01:51:12,853 --> 01:51:17,812
Speaker 2: Talks be eleven to four. This discussion on people buying

2257
01:51:17,853 --> 01:51:20,772
Speaker 2: houses and friend groups has really been derailed by Ben's story.

2258
01:51:21,253 --> 01:51:24,133
Speaker 2: It's where he if you weren't listening to before, this

2259
01:51:24,173 --> 01:51:27,732
Speaker 2: is what happened. He met a woman on bumble. They

2260
01:51:27,772 --> 01:51:32,333
Speaker 2: decided that they weren't right together romantically, but then they

2261
01:51:32,333 --> 01:51:35,213
Speaker 2: decided to buy a house together. And they've bought a house,

2262
01:51:35,732 --> 01:51:39,012
Speaker 2: but not a house together, but two houses on one property,

2263
01:51:39,053 --> 01:51:40,732
Speaker 2: so one loves on one house, one loves and the other.

2264
01:51:41,133 --> 01:51:44,173
Speaker 2: And I was just saying, that sounds like recipe for

2265
01:51:44,213 --> 01:51:47,932
Speaker 2: a fantastic rom com where they get together. You asked

2266
01:51:47,933 --> 01:51:50,572
Speaker 2: for a movie title. Yeah, I have asked for a

2267
01:51:50,572 --> 01:51:52,612
Speaker 2: bunch of movie titles, and a lot of them are

2268
01:51:52,652 --> 01:51:56,093
Speaker 2: coming through. Bang for your buck. I'm not sure about that.

2269
01:51:56,293 --> 01:51:58,412
Speaker 2: I don't know if it's that kind of movie. Love

2270
01:51:58,452 --> 01:52:01,812
Speaker 2: on loan, Grand Desires, that's very clever.

2271
01:52:01,853 --> 01:52:03,293
Speaker 3: Yeah, I could see that. I could see that in

2272
01:52:03,333 --> 01:52:04,933
Speaker 3: the trailer Grand Desires.

2273
01:52:04,652 --> 01:52:09,932
Speaker 2: Love for rent movie title not actually love, not love,

2274
01:52:09,973 --> 01:52:13,652
Speaker 2: actually not actually love, Split decisions. Oh, that's not bad.

2275
01:52:13,893 --> 01:52:15,772
Speaker 2: I don't know. I'm not sure what tongue and groove means,

2276
01:52:16,933 --> 01:52:21,452
Speaker 2: but that's a suggestion that's coming coming through. That love

2277
01:52:21,572 --> 01:52:24,253
Speaker 2: movie could be a romantic comedy with the joint ownership

2278
01:52:24,293 --> 01:52:26,812
Speaker 2: forces them to want to terminate kill each other in

2279
01:52:26,812 --> 01:52:30,253
Speaker 2: a comical way, only to fall in love at the end. Yeah,

2280
01:52:30,412 --> 01:52:32,452
Speaker 2: the listeners are just doing your job for you, aren't.

2281
01:52:32,452 --> 01:52:36,532
Speaker 2: That's a black comedy there, Okay. Anyway, A couple of

2282
01:52:36,572 --> 01:52:45,293
Speaker 2: ten nailed movie title First First Dates, starring Arnold Schwarzenegger

2283
01:52:45,492 --> 01:52:50,213
Speaker 2: and Drew Barrymore oh yeah, yeah, that Adam Sandler and

2284
01:52:50,293 --> 01:52:55,293
Speaker 2: Drew barrymore Adam Sandler. It is much better than that. Okay,

2285
01:52:55,293 --> 01:52:57,412
Speaker 2: more often than not, the Bank of Lending back on

2286
01:52:57,492 --> 01:53:01,093
Speaker 2: track and back on track more often than not, says Rob.

2287
01:53:01,732 --> 01:53:06,652
Speaker 2: The Bank of Lending will force rights to exist between

2288
01:53:06,692 --> 01:53:09,093
Speaker 2: owners or shared investors, or consent to buying in a

2289
01:53:09,173 --> 01:53:12,932
Speaker 2: company and split sharehow it was based on a capital investment. Yeah,

2290
01:53:12,973 --> 01:53:14,093
Speaker 2: I mean the bank's going to want to have a

2291
01:53:14,133 --> 01:53:16,173
Speaker 2: say on this isn't there And that was interesting because

2292
01:53:16,173 --> 01:53:19,092
Speaker 2: it seems like a lifetime ago. But we were talking

2293
01:53:19,253 --> 01:53:23,692
Speaker 2: to Nadia Nadia, yeah, and she went in with military friends.

2294
01:53:24,053 --> 01:53:24,532
Speaker 2: Yes and.

2295
01:53:26,452 --> 01:53:26,612
Speaker 20: Yeah.

2296
01:53:26,652 --> 01:53:30,813
Speaker 2: They were interestingly allowed to get different mortgages with different rates,

2297
01:53:31,452 --> 01:53:36,173
Speaker 2: which allowed the bank allowed them to get different so

2298
01:53:36,213 --> 01:53:38,172
Speaker 2: they were running three mortgages that went into.

2299
01:53:38,053 --> 01:53:40,293
Speaker 3: Yeah, but to bring all of their deposit together for

2300
01:53:40,333 --> 01:53:42,452
Speaker 3: three mortgages, which sounds like a weird way to divvy

2301
01:53:42,492 --> 01:53:45,692
Speaker 3: it up. Good text here, guys. My friend has been

2302
01:53:45,732 --> 01:53:48,293
Speaker 3: renting the same house for over ten years. In last August,

2303
01:53:48,333 --> 01:53:50,372
Speaker 3: the landlord decided to sell the property. We did not

2304
01:53:50,412 --> 01:53:52,892
Speaker 3: want a mortgage, so she took a ten percent share

2305
01:53:52,893 --> 01:53:55,173
Speaker 3: which she cashed in her KEYI save it to buy.

2306
01:53:55,293 --> 01:53:57,452
Speaker 3: We took a ninety percent shar She pays US six

2307
01:53:57,532 --> 01:53:59,933
Speaker 3: hundred dollars a week for the house with three bedrooms,

2308
01:53:59,933 --> 01:54:01,812
Speaker 3: and we created a room in the garage for her

2309
01:54:01,853 --> 01:54:04,852
Speaker 3: adult son. The house is in the good part of

2310
01:54:04,893 --> 01:54:08,972
Speaker 3: West Auckland, all expenses shared in a ten to ninety

2311
01:54:08,973 --> 01:54:09,772
Speaker 3: percent cheerholding.

2312
01:54:09,812 --> 01:54:12,892
Speaker 2: It has worked out really well, the good part of Westalkland. Yeah,

2313
01:54:13,093 --> 01:54:15,012
Speaker 2: what part is that? How dare you?

2314
01:54:15,452 --> 01:54:18,732
Speaker 3: Oh no, look, I'm new to Aucklandany quite low to

2315
01:54:18,772 --> 01:54:20,772
Speaker 3: the banky is beautiful.

2316
01:54:20,853 --> 01:54:25,372
Speaker 2: Yeah, oh that is great, it's beautiful. New Lend's all right. Yeah,

2317
01:54:25,452 --> 01:54:28,253
Speaker 2: you know, it's all good. So I've been told, yeah,

2318
01:54:28,532 --> 01:54:31,372
Speaker 2: cool christ Church person, move up here and start laying

2319
01:54:31,372 --> 01:54:32,092
Speaker 2: into our suburbs.

2320
01:54:32,213 --> 01:54:36,413
Speaker 3: Just curiosity. Dinner for Two was another movie title that's come.

2321
01:54:36,253 --> 01:54:43,213
Speaker 2: Through Days of our House. Ten years ago. I bought

2322
01:54:43,213 --> 01:54:45,092
Speaker 2: a house with a friend of mine because we couldn't

2323
01:54:45,093 --> 01:54:47,812
Speaker 2: afford to buy one house each. Now we've just got married,

2324
01:54:47,893 --> 01:54:49,693
Speaker 2: and so it worked out pretty well. Oh, hang on

2325
01:54:49,733 --> 01:54:51,373
Speaker 2: a minute. I bought a house with a friend of

2326
01:54:51,373 --> 01:54:54,053
Speaker 2: mine because we couldn't afford to buy one each. Now

2327
01:54:54,093 --> 01:54:57,933
Speaker 2: we've got married. That's another No, this is kind of

2328
01:54:57,973 --> 01:55:00,133
Speaker 2: the same thing. If we put this story on the

2329
01:55:00,173 --> 01:55:02,173
Speaker 2: back of Ben's story. This is the end. This is

2330
01:55:02,253 --> 01:55:05,133
Speaker 2: the finale of the story. This is the third act.

2331
01:55:05,253 --> 01:55:08,173
Speaker 3: They get together and all of happily ever after.

2332
01:55:08,693 --> 01:55:11,733
Speaker 2: Oh I'm so happy to hear that. Don't do it,

2333
01:55:11,733 --> 01:55:14,932
Speaker 2: says Robert. Partner's wife decided they wanted the value out

2334
01:55:14,973 --> 01:55:17,333
Speaker 2: to buy their own property. Other partners and property start

2335
01:55:17,453 --> 01:55:19,092
Speaker 2: using the situation to gain on selling.

2336
01:55:19,293 --> 01:55:23,533
Speaker 3: Yeah, right, very good. We'll get a few more movie titles.

2337
01:55:23,893 --> 01:55:25,213
Speaker 2: Mortgage First Site.

2338
01:55:27,733 --> 01:55:29,333
Speaker 3: Right, We've better take a break, but we'll get some

2339
01:55:29,373 --> 01:55:31,253
Speaker 3: more movie titles before we wrap this up.

2340
01:55:31,293 --> 01:55:36,733
Speaker 2: But it's seven and four, massively off the rails.

2341
01:55:34,973 --> 01:55:38,493
Speaker 6: The big stories, the big issues, the big trends, and

2342
01:55:38,693 --> 01:55:39,772
Speaker 6: everything in between.

2343
01:55:40,013 --> 01:55:41,133
Speaker 4: Matt and Taylor.

2344
01:55:40,893 --> 01:55:44,613
Speaker 1: Afternoons with the Volvo XC ninety attention to detail and

2345
01:55:44,733 --> 01:55:48,693
Speaker 1: a commitment to comfort, News Dogs EDB on news TALG

2346
01:55:48,812 --> 01:55:49,093
Speaker 1: Z EDB.

2347
01:55:49,893 --> 01:55:51,933
Speaker 2: Well, that's it for Matt and Tyler Afternoons on z

2348
01:55:52,133 --> 01:55:54,373
Speaker 2: B for another day. Here is our top five names

2349
01:55:54,413 --> 01:55:57,852
Speaker 2: for that movie. Number five, Forbidden Fences, number four, The

2350
01:55:57,893 --> 01:56:00,493
Speaker 2: Heart of the Deal, number three When Barfoot, Mitt Thompson,

2351
01:56:00,693 --> 01:56:04,932
Speaker 2: Number two Grand Desires, and number one Mortgage at First Sight.

2352
01:56:05,973 --> 01:56:06,693
Speaker 2: Been a great show.

2353
01:56:06,733 --> 01:56:08,333
Speaker 22: Thank you so much for listening, where We'll do it

2354
01:56:08,413 --> 01:56:10,932
Speaker 22: all again tomorrow and give them a taste of Kiwi

2355
01:56:11,053 --> 01:56:18,653
Speaker 22: from us.

2356
01:56:19,493 --> 01:56:22,093
Speaker 1: For more from News Talks at b Listen live on

2357
01:56:22,213 --> 01:56:25,172
Speaker 1: air or online, and keep our shows with you wherever

2358
01:56:25,213 --> 01:56:27,813
Speaker 1: you go with our podcasts on iHeartRadio