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Speaker 1: You're listening to a podcast from News Talk sed B.

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Speaker 1: Follow this and our wide range of podcasts now on iHeartRadio.

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Speaker 2: Hello you great New Zealands, and welcome to mattin title

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Speaker 2: Full show podcast number two two three for the seventeenth

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Speaker 2: of October. It's a Friday, and it was a great show.

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Speaker 2: And when we don't get to a topic, I think

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Speaker 2: this is the third time we haven't got to this

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Speaker 2: topic about cynicism and negativity on the back of the

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Speaker 2: Chinese Communist Party basically imprisoning people for posting unhappy.

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Speaker 3: Comments our China roles.

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Speaker 2: So we didn't get to that topic. No, no, but

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Speaker 2: we had a great time with the insurance and really

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Speaker 2: interesting insurance stories and really interesting charities that went into

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Speaker 2: German prisoner camps.

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Speaker 3: So and there was some flim flamming being done later

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Speaker 3: in the show. You got flim flammed.

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Speaker 2: Yeah, I got flim flammed, Mass shocking flammed by an

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Speaker 2: old person in Napier.

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Speaker 3: Yeah. So look out for that download. Subscribe and give

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Speaker 3: us a review.

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Speaker 2: And give My Tastes a key. Where you seem busy,

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Speaker 2: will let you go love your big.

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Speaker 1: Stories, the leak issues, the big trends, and everything in between.

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Speaker 1: Matt Heath and Tyler Adams afternoons News.

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Speaker 3: Talk said me, good afternoon to you. Welcome into Friday.

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Speaker 3: I hope you having a great day wherever you're listening. Hey,

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Speaker 3: doing man, Look I'm doing pretty well.

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Speaker 2: I'm looking forward to the next three hours of scintillating

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Speaker 2: conversations on eight hundred and eighty ten eighty. Thank you

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Speaker 2: so much for tuning in your great New Zealanders. Now,

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Speaker 2: I crashed my Cayes today and so I'm trying to

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Speaker 2: be positive about it.

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Speaker 3: Okay, what happened.

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Speaker 2: I just was pulling out of the car park downstairs

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Speaker 2: and just smashed up a bollard. Ouch wow, as you know,

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Speaker 2: to be fair, that ballard was fine, okayr just smashed

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Speaker 2: to be right. But I was in a hurry to

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Speaker 2: get to the hospital because my son was going in

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Speaker 2: for an operation and just undershot the core. And how

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Speaker 2: many times a year can you go for insurance for

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Speaker 2: you the same car.

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Speaker 3: You're talking to the right man, I mean, the insurance

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Speaker 3: company and me are on first day basis.

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Speaker 2: Now is it unlimited?

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Speaker 3: I think it's unlimited.

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Speaker 2: I think I think this is the second time this

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Speaker 2: year I've messed up my car.

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Speaker 3: I think your premiums just keep going north, so they

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Speaker 3: just asked you to pay a little bit more.

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Speaker 2: I never have major accidents. I think the last one

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Speaker 2: I backed into a skip. So I tend to have

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Speaker 2: accidents against things that you can't damage, which is good

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Speaker 2: because then there's only one party that is involved.

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Speaker 3: Arguably that is much better.

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Speaker 2: I didn't need to leave a note on the baller

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Speaker 2: with my insurance details. Let's just say that much.

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Speaker 3: Yeah, very good, Well, good luck with that. Nobody saw you, look,

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Speaker 3: I tell you what.

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Speaker 2: Oh I mean, I'm sure there's cameras everywhere. But and

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Speaker 2: someone saw me actually, and they were like, what are

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Speaker 2: you doing? And I'm like, well, I'm I'm off to

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Speaker 2: the hospital. But I was angry about it. But then

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Speaker 2: then my son came out of his operation and he

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Speaker 2: came out of the general aesthetic and his face was

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Speaker 2: so pale, and he looked really really unwell right, and

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Speaker 2: and you know, I was really worried about it, and

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Speaker 2: so I was thinking, you know, what does it matters?

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Speaker 2: You know, as long as my son comes out, well,

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Speaker 2: who cares if there's a you know, we bang smashed

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Speaker 2: up door on my car? Who hears the most important

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Speaker 2: thing in the world.

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Speaker 3: Yeah, nicely said. Right on to today's show after three

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Speaker 3: o'clock because it is a Friday, we've got new Zealander

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Speaker 3: of the Week. Always exciting to see who it's going

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Speaker 3: to be.

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Speaker 2: Yeah, nine two nine two. If you've got a suggestion,

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Speaker 2: fire through the judicating panel panel, which involves an elite

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Speaker 2: group of just me still deliberating.

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Speaker 3: Yeah, yep, that's a big one. That is straight after

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Speaker 3: three o'clock. Also, after three o'clock, won't have a chat

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Speaker 3: about cynicism and negativity China. As you can imagine with

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Speaker 3: a place like China, they are going full noise. They've

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Speaker 3: got a recent campaign at the moment coming after bloggers,

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Speaker 3: influencers and commentators whose posts convey negativity or resignation about

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Speaker 3: the country.

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Speaker 2: Do you know why people aren't gnashing their teeth and

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Speaker 2: being angry about things that happen in China compared to

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Speaker 2: the amount of angst that happens about things that happen

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Speaker 2: in the United States of America. Why because China shuts

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Speaker 2: down their social media so you don't hear about idiot But.

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Speaker 3: Yeah, very true.

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Speaker 2: So all these people just circling and freaking out and

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Speaker 2: they're angry and making up, you know, huge exaggerations about

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Speaker 2: the state of America. That's because you just don't know

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Speaker 2: what's happening in China, because they just shut things down.

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Speaker 3: They certainly do.

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Speaker 2: They don't like a bit of negativity.

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Speaker 3: No, so they're coming after the negativity.

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Speaker 2: Just to finish my sentence. They don't like a bit

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Speaker 2: of negativity, they'll just shut it down, right. If they

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Speaker 2: don't like it, they they'll shut it down. So obviously,

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Speaker 2: in New Zealand we want as much free speech as

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Speaker 2: we possibly can because we're a democracy. But also you've

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Speaker 2: got to say that constantly saying negative things and being

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Speaker 2: cynical does not lead to economic growth. So on that part,

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Speaker 2: the CCP are right, aren't they?

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Speaker 3: They are?

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Speaker 2: But in New Zealand we need to use other methods,

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Speaker 2: more honorable methods to foster a positive attitude. So what

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Speaker 2: are those? And if you've cynicism and moved on from

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Speaker 2: being negative, how did you do it? How did you

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Speaker 2: pull it off? How did you just turn it around

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Speaker 2: and become a positive force in your in your community?

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Speaker 3: Looking forward to that after three o'clock, after two o'clock,

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Speaker 3: we want to have a chat about insurance snaffoos. So

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Speaker 3: this was after a recent case in which a couple

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Speaker 3: returned from a trip. They had thirty one thousand bucks

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Speaker 3: worth of gear in their car. They left it overnight

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Speaker 3: and that gear was stolen. So when they went to

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Speaker 3: the insurance company to file acclaim, the insurer rejected it.

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Speaker 3: They took it all the way to the ombudsmen, and

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Speaker 3: the ombsman said, nope, fair enough to reject it because

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Speaker 3: it was justifiable under not being careful enough.

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Speaker 2: Yeah, we're going to talk about this yesterday, but the

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Speaker 2: lovely tributes to Jim Boulger. We're flying in so thick

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Speaker 2: and fast that we put this one off today. But

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Speaker 2: I think it's an interesting one. I always thought that

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Speaker 2: that that your stuff was covered in your car. I

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Speaker 2: didn't know there was sort of a due diligence part

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Speaker 2: part to it. So what are the other things you

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Speaker 2: should look out for when it comes to insurance? You know,

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Speaker 2: as I was saying yesterday, if you leave your doors

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Speaker 2: unlocked on your car, I mean on your house, yes,

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Speaker 2: are you still covered?

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Speaker 4: Yeah?

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Speaker 2: If you leave your windows open and you go out,

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Speaker 2: are you still covered?

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Speaker 5: Yeah?

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Speaker 3: Very good question. We're going to open that up after

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Speaker 3: two o'clock. But right now, let's have a chat about charities.

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Speaker 3: It's tough times for charities in New Zealand at the moment,

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Speaker 3: as we know, the cost of living crisis is having

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Speaker 3: a big impact with donations falling rapidly. Some charities are

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Speaker 3: having to sadly close their doors, while many others are

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Speaker 3: being forced to make painful choices. This is going to

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Speaker 3: be a good charities. Who do you give your money to?

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Speaker 6: Yeah?

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Speaker 2: Well, the charity is having to make painful choices and

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Speaker 2: so are the people that don't have the cash for

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Speaker 2: the charities. So if you don't have a lot, what

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Speaker 2: charity do you go for? Yeah? And I've been thinking

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Speaker 2: about this a lot. Who I want to spend my

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Speaker 2: time with as a charity? Because you want to do something? Yeah,

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Speaker 2: you want to do something, But what's the best thing

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Speaker 2: you can do? So let's talk about the great charities

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Speaker 2: of New Zealand. And, as a Texture immediately pointed out,

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Speaker 2: it's not just money. You know, you can volunteer for

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Speaker 2: a charity. You can give you your time as this

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Speaker 2: Texas says cure a lads. Happy birth Happy Friday, Happy Birthday.

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Speaker 2: Happy Friday was my other son's birthday, said, Actually, happy birthday, Charlie.

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Speaker 2: He spent the whole day in hospital with his younger brother.

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Speaker 3: He's a good older bro.

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Speaker 2: Yeah, yeah, it was a you know what he said,

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Speaker 2: and this is off topic, but and I said, oh,

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Speaker 2: I'm sorry that your birthday was stink that you were

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Speaker 2: just in hospital, and he goes, it was great to

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Speaker 2: spend it with the whole family.

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Speaker 3: Oh mate, you've raised a good boy too.

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Speaker 2: Good boys just on sunny lampdam Key says this text

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Speaker 2: during a lovely spring day here in the Capitol. There

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Speaker 2: are pink ribbons and pink ribbon collectors who are also

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Speaker 2: volunteers everywhere today, and rightly so. These little ribbons carry

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Speaker 2: big hopes for awareness for research for Live Saved. No affiliation,

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Speaker 2: but as a professional fundraiser, I hope Breast Cancer Foundation

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Speaker 2: New Zealand raised millions and spark conversations that matter. Boobies

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Speaker 2: are great, so looking after them is incredibly important.

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Speaker 3: Yeah, great text, Thank you very much. Keep those texts

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Speaker 3: coming through. On nine two ninety two, I'd love to

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Speaker 3: hear from you on oh, eight hundred and eighty ten eighty.

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Speaker 3: Who do you support when it comes to charities and

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Speaker 3: if you give your time to a charity. Who is

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Speaker 3: it and why? How did you get involved? Love to

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Speaker 3: hear from you. It is thirteen past one.

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Speaker 2: Mattter Your eyes painted on says this texture. Yeah, I

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Speaker 2: think they might be. I think my eyes might just

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Speaker 2: be painted.

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Speaker 3: On that poor bollard. It is thirty past one.

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Speaker 2: Third crash of the year.

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Speaker 1: The big stories, the big issues, the big trends and

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Speaker 1: everything in between. Matt Heath and Tyler Adams afternoons used talks.

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Speaker 6: It'd be.

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Speaker 3: Very good afternoons. You a's sixteen past one. So we're

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Speaker 3: talking about charities in New Zealand. They are struggling at

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Speaker 3: the moment with donations dropping off a cliff, but we

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Speaker 3: want to focus on on the charity that you support.

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Speaker 3: Who do you think it is important to give you

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Speaker 3: money in time to now?

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Speaker 2: Just something just popped into my head. Someone will be

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Speaker 2: able to tell me what it is on nine two

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Speaker 2: nine two. But there was a there was a charity

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Speaker 2: that was formed where they had a panel that made

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Speaker 2: very smart decisions, so you put the money in and

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Speaker 2: that was always challenging changing, so they weren't just doing

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Speaker 2: one thing interesting. So I mean the idea is that

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Speaker 2: the money might go somewhere today and then that need

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Speaker 2: might be sorted out, so it goes somewhere else. And

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Speaker 2: I think it was called logical altruism, there's a word

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Speaker 2: for it. But it hit a snag when the main

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Speaker 2: donated to it turned out to be a crypto currency scammer.

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Speaker 3: Okay, that's unfortunate.

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Speaker 2: Yeah, and so he was putting billions in but those

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Speaker 2: billions were being nicked. I believe, I'll look into it,

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Speaker 2: but that, you know, that's an interesting idea, the idea

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Speaker 2: that you would find some trusted people and you'd give

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Speaker 2: some money to them and they make very reasoned decisions

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Speaker 2: on where the need is needed, the most idea. Peter

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Speaker 2: from Wellington, Welcome to the show. You think the Red

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Speaker 2: Cross are a good deal?

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Speaker 7: Oh yeah, definitely helping local disasters and overseas. My father

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Speaker 7: and his brother were in prison camp over in Italy

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Speaker 7: and Poland for one and a half years and the

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Speaker 7: Red Cross dropped parcels to their prison camps and kept them,

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Speaker 7: kept them alive.

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Speaker 2: Was this what was this in World War two?

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Speaker 7: World War two?

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Speaker 2: Yeah? Wow? And so what they flew over and dropped

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Speaker 2: the parcels in.

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Speaker 7: Yeah, the parcels came over and that kept those kept

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Speaker 7: my brother. There's over five thousand in each of the

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Speaker 7: prison camps there, and her father and his brother came

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Speaker 7: back to New Zealand here and I've been working sixteen

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Speaker 7: years at the Red Cross here in Colbernie, and as

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Speaker 7: I as, I've been thinking all the time, every sale

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Speaker 7: that I put through the cash register as a payback

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Speaker 7: time for the good that the Red Cross have actually

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Speaker 7: done for not only my father and brother, but for

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Speaker 7: all these other people. And at the moment it's there

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Speaker 7: so many disasters and wars still around the world. The

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Speaker 7: Red Cross is doing a great, great job, I believe anyway,

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Speaker 7: and actually of interest before I sign off, my father

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Speaker 7: and his friend in the prison camp in Italy made

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Speaker 7: a cricket ball of Red Cross strings, and and that

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Speaker 7: that ball is actually at the top museum I reckon

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Speaker 7: in New Zealand for cricket at the Basin Resive. Yeah,

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Speaker 7: it's a it's a great one. And you'll see that

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Speaker 7: that's right underneath there, and that that ball was moved

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Speaker 7: from from one camp, from the camp that my father

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Speaker 7: was into another camp in Germany. Unfortunately he didn't move

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Speaker 7: with the ball. He went he went elsewhere to another camp.

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Speaker 7: But anyway, that.

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Speaker 2: Ball, So when you say when you say that that

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Speaker 2: Red Cross, it was maybe Red Cross strings? Was that

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Speaker 2: strings that we used for the drops?

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Speaker 7: Yeah, the strops and parcels they boiled A dad was

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Speaker 7: in the with another chap from the cargo and they

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Speaker 7: boiled the ball and made it to what it Well,

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Speaker 7: that's sort of been vamped up a little bit there,

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Speaker 7: but it was playable and they had international games. Good,

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Speaker 7: So there it is, guys. Yeah, So I'm going to

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Speaker 7: keep going until I'm seventy nine, so I'll see if

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Speaker 7: I can go for another couple of years. Not out.

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Speaker 2: Donating your time that that is fantastic. It isn't interesting

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Speaker 2: We think about charity, but you know, you're flying over

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Speaker 2: a war zone as a Red Cross, you know, pilot

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Speaker 2: and dropping dropping aid into prison camps. That is a

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Speaker 2: phenomenal risky way to do the right thing, you know,

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Speaker 2: do something incredibly awesome. Now that ball I haven't seen.

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Speaker 2: I've got to check it out. So it has it

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Speaker 2: got a good seam on it.

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Speaker 7: Yeah, and it looks it looks so real red and

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Speaker 7: color and everything. I took my father and he never

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Speaker 7: told me, and to one day, I said, I think

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Speaker 7: we'll go into the museum, and he said, yeah, I

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Speaker 7: made it. I made that. I got it confirmed from

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Speaker 7: his brother who was who was with him, So it's

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Speaker 7: definitely true.

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Speaker 2: I bet that would swing a mile. Whenever you make

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Speaker 2: when you we didn't make a homeway ball, you make

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Speaker 2: sure one side is really rough. Hey, what a greatrike,

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Speaker 2: What a great story, Peter, Yeah, fantastic.

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Speaker 7: Thanks very much, guys, keep up the good work.

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Speaker 3: You keep that you know you can keep up the

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Speaker 3: good work, mate, That's fantastic. I mean, when you've got

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Speaker 3: a connection like that to a charity, how could you

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Speaker 3: not What a phenomenal story.

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Speaker 2: Yeah, the Red Cross has been going since eighteen sixty three.

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Speaker 2: That one's been around a very very long time.

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Speaker 3: Yeah. Oh, one hundred and eighty ten eighty is the

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Speaker 3: number to call. Charities are doing it tough. So who

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Speaker 3: are you giving your money to?

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Speaker 2: I volunteer at the Cricket Museum. That ball has such

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Speaker 2: a good story, as does the ball every other ball

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Speaker 2: in there, right, as does the other ball in there, right,

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Speaker 2: Matt Ah, Yeah, they've got then the other ball that's

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Speaker 2: in there. Oh yeahs a few other balls there. But

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Speaker 2: there's the underround ball in there.

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Speaker 3: Oh, there's a story to that.

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Speaker 2: You know, that Cricket Museum is fantastic. If you're a

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Speaker 2: cricket fan, you've got to check that out.

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Speaker 1: Twenty two past one, the headlines and the hard questions.

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Speaker 6: It's the mic Asking Breakfast.

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Speaker 2: So I can't work out a way round this.

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Speaker 3: So, I mean the horse has bolted when it comes

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Speaker 3: to jurisdiction and online, hasn't it If.

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Speaker 8: You're wanting to go after the actual online provider for

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Speaker 8: defamation safe for example, a reasonable period of time after

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Speaker 8: they receive notice to take down the offending content. Obviously

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Speaker 8: a platform like TikTok Facebook, how are they going to

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Speaker 8: know what they're You know, people who are on those

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Speaker 8: platforms are posting if it's true or false, right, they

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Speaker 8: need to receive notice before they can take it down.

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Speaker 8: And as you said, the horse has already bolted to

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Speaker 8: some extent because it's already been up for a period

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Speaker 8: of time and probably shared by various people.

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Speaker 2: Back Monday from six am, The mic Asking Breakfast with

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Speaker 2: the Defendant News Talk.

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Speaker 3: Z B Afternoon. It's twenty five past one and we

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Speaker 3: aren't talking about charities. They are struggling more than ever

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Speaker 3: at the moment, So who do you support and why

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Speaker 3: who do you give your time or money to? One

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Speaker 3: hundred and eighty ten eighties number to call.

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Speaker 2: So when I was talking about before about it was

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Speaker 2: called effective altruism, and that that was the plan that

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Speaker 2: you give money to a panel that knows what they're doing,

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Speaker 2: and they make sensible decisions, and you just keep donating.

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Speaker 2: You set up a direct credit and you just give

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Speaker 2: money and you know that these people will slide through

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Speaker 2: a bunch of stuff yep, and donate. But the person

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Speaker 2: that was the biggest donator was that guy Sam Backman Freud.

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Speaker 2: You know that guy, Yes, Sam Backman Freed. Yeah, anyway,

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Speaker 2: terrible human being around that fallen crypto situation. So the

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Speaker 2: philosophy by behind effective altruism was really well intentioned, you

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Speaker 2: would think. But it's kind of like Bernie made Off, right.

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Speaker 2: So Bernie made Off was running all these charities and

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Speaker 2: all these charity dinners and was walking around getting celebrated

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Speaker 2: him and his wife. Yeah, his wife didn't know what

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Speaker 2: was going on, but the money was being stolen.

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Speaker 3: Yes, yeah. Yeah. It's a great idea though, and unfortunately

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Speaker 3: in that case it was Yeah, it all fell over

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Speaker 3: deb How are you this afternoon?

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Speaker 9: Kay?

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Speaker 10: Good?

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Speaker 11: Thanks?

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Speaker 3: Now you want to have a chat about a charity

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Speaker 3: that you've had some involvement with.

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Speaker 11: Oh, absolutely. I think it's an important part of human

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Speaker 11: is to give money to others, and I support a few,

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Speaker 11: but the one that I'm calling in about is the

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Speaker 11: Manaya Kilani Education Trust and that it's actually based out

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Speaker 11: of schools and is in supportive Decyle one and low

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Speaker 11: decole schools. So what they do is they support schools

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Speaker 11: where the parents are buying their their device, are their

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Speaker 11: chrome book to use in school. So rather than just

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Speaker 11: giving kids a laptop, these schools that the Mania Clone

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Speaker 11: Education Trust supports made the decision, along with the parents

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Speaker 11: and the schools, that they would set up a micro

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Speaker 11: financing system so that the parents pay three or four

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Speaker 11: dollars a week and over three years they pay off

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Speaker 11: their kids device. So this isn't you know, just asking

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Speaker 11: with your hand out to me give me laptop. It's

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Speaker 11: actually the parents paying in. But when you set up

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Speaker 11: a microfinancing system, you've actually got to be able to

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Speaker 11: buy the device in the first place for the parents

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Speaker 11: then to pay it back, you know, So the trust

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Speaker 11: needs to hold a pool of money so that they

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Speaker 11: can buy the devices and then yes, set up up a.

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Speaker 2: System and you've got a no interest loan on the device.

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Speaker 11: That's exactly it, and it's it's enabled. Well at the moment,

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Speaker 11: I think it's about thirty thousand kids in the country.

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Speaker 12: Wow.

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Speaker 13: So that's that's the kind of thing that makes a

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Speaker 13: huge difference in someone's life, right because nowadays the kids

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Speaker 13: have to have these devices. Yeah, absolutely, and so that

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Speaker 13: that's very well thought out. Who came up with the

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Speaker 13: idea and who started it?

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Speaker 2: Do you know?

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Speaker 11: Deb well it it was a group of schools in

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Speaker 11: glen and this Pamur Point, England, in that area of

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Speaker 11: what East Aalkland. Who knew, I'd know this is twenty eleven,

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Speaker 11: twenty ten. That you know, you can't just sit around

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Speaker 11: waiting for the government to do something about it or

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Speaker 11: hand out devices because it would never get to a

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Speaker 11: desil one community. So they yeah, cleverly talked about well

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Speaker 11: what could we do if we did it ourselves and

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Speaker 11: so yeah, they set up a trust and the trustees

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Speaker 11: take care of the financial side of it. There's more

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Speaker 11: to it that they just have to be trained and

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Speaker 11: so Forthsome I've got a part of it, training the teachers.

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Speaker 3: What a great organization did so have you had a

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Speaker 3: bit to do with them? How did you get involved?

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Speaker 11: Well, I'm a community member and the parents of the schools,

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Speaker 11: and so yeah, that began my association and then I've

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Speaker 11: just continued to be a great.

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Speaker 14: And active supporter of it.

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Speaker 2: Good on you and how can other people support it?

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Speaker 2: Is there is there an online presence?

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Speaker 11: Yeah, there is. There's give a little page of course,

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Speaker 11: but they also have a website that gosh to spell

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Speaker 11: it out here in a in A I A k

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Speaker 11: A l A ni Manakalami dot org. There's a link

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00:20:05,413 --> 00:20:07,613
Speaker 11: here to their bank at count.

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Speaker 2: What is the name come from?

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Speaker 11: It's a name that actually is in a Hawaiian word

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00:20:15,613 --> 00:20:18,653
Speaker 11: and it's the name of the constellation of stars that

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00:20:18,933 --> 00:20:23,733
Speaker 11: the original Mary Walker followed as they came backwards and

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00:20:23,773 --> 00:20:26,453
Speaker 11: boards from New Zealand. So I've had that idea of

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00:20:28,093 --> 00:20:31,013
Speaker 11: following your way in the cloud, and of course cloud

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Speaker 11: computing is what this is all about.

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Speaker 4: So yeah, there you go.

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Speaker 2: M A N A IAKA l A N I. Did

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Speaker 2: I get it?

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00:20:40,693 --> 00:20:41,253
Speaker 15: You got it?

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Speaker 3: Well done? You two the spelling fantastic, Yeah, well done.

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Speaker 2: It was like a kid like five year old kid

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Speaker 2: running down at hill. There's run to not fall over. Thanks,

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Speaker 2: good on you, Thank you so much for your call.

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Speaker 3: Yeah, thanks, thank you very much. O. One hundred and

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00:20:56,173 --> 00:20:58,133
Speaker 3: eighty ten eighty is the number to call. What charity

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Speaker 3: are you supporting at the moment? If you work for

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00:20:59,813 --> 00:21:01,933
Speaker 3: a charity, love to hear from you. Good chance to

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Speaker 3: give a shout out to the good people out there.

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Speaker 3: Headlines with rayling coming up, then we're taking more of

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Speaker 3: your cause. It's twenty nine to two.

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Speaker 6: News Talk said.

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Speaker 16: The headlines with blue bubble taxis it's no trouble with

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Speaker 16: a blue bubble. A new government report on organized crimes

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Speaker 16: says the situation is dire. The report was delivered to

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Speaker 16: Customs Minister Casey Costello today and recommends creating an Organized

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Speaker 16: Crime Minister and in across government board. A person's critically

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Speaker 16: injured following a crash involving a car and a cyclist

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Speaker 16: in christ Church's Sydenham. Emergency services were called to the

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Speaker 16: intersection of Colombo and King Streets around twelve forty. The

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Speaker 16: roads closed and motors should avoid the area. Thousands of

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Speaker 16: career firefighters up and down the country are now back

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Speaker 16: on the job after an hour long strike from noon

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Speaker 16: to midday, A spotlight will be turned on children's motocross

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Speaker 16: after a coroner ruled four deaths will be examined in

438
00:22:00,493 --> 00:22:03,093
Speaker 16: a joint inquest a probe and to the death of

439
00:22:03,173 --> 00:22:07,533
Speaker 16: ten year old toepured motocross rider Jack Wilson has been

440
00:22:07,573 --> 00:22:13,413
Speaker 16: paused after three young people died in similar circumstances as Freely,

441
00:22:13,533 --> 00:22:16,733
Speaker 16: a founding member of the glam rock band Kiss has died.

442
00:22:17,013 --> 00:22:20,933
Speaker 16: He was seventy four. Six ways gen Z are ruining

443
00:22:20,973 --> 00:22:23,893
Speaker 16: the workplace for everyone else. See the story it and

444
00:22:24,013 --> 00:22:27,133
Speaker 16: said Harold Premium. Now back to Matt Eath and Tyler Adams.

445
00:22:27,213 --> 00:22:29,213
Speaker 3: Thank you very much, Ray Lane having a great discussion

446
00:22:29,213 --> 00:22:31,693
Speaker 3: about charities. It's pretty tougher charities at the moment as

447
00:22:31,733 --> 00:22:35,053
Speaker 3: we know, their donations have fallen off a cliff. So

448
00:22:35,133 --> 00:22:37,532
Speaker 3: who are you donating to if you are, and who

449
00:22:37,573 --> 00:22:38,453
Speaker 3: are you giving you time to?

450
00:22:39,573 --> 00:22:42,173
Speaker 2: So I shared an inaccuracy I believe on the show

451
00:22:42,213 --> 00:22:44,893
Speaker 2: a lot of people to texting through. I was saying,

452
00:22:45,053 --> 00:22:47,813
Speaker 2: yeap that the Red Cross used to drop the parcels

453
00:22:47,853 --> 00:22:51,893
Speaker 2: in to the prison prisoners, But no they didn't. Just

454
00:22:51,933 --> 00:22:53,693
Speaker 2: for the sake of accuracy, says Tom and a bunch

455
00:22:53,693 --> 00:22:56,333
Speaker 2: of other Texas. The Recross did not air drop parcels

456
00:22:56,333 --> 00:22:59,213
Speaker 2: into prisoner of war camps. The Red Cross parcels came

457
00:22:59,253 --> 00:23:02,013
Speaker 2: through a neutral country to the German authority, who distributed

458
00:23:02,053 --> 00:23:04,333
Speaker 2: them to the prisoners of war. In the camps. The

459
00:23:04,373 --> 00:23:07,013
Speaker 2: parcels were held together with string. Hints the story about

460
00:23:07,013 --> 00:23:11,733
Speaker 2: the cricket ball made from the Red Cross parcels, Yeah, yep,

461
00:23:11,773 --> 00:23:13,413
Speaker 2: so I was a bit wrong there. I was imagining

462
00:23:14,013 --> 00:23:17,453
Speaker 2: some kind of World War two flying ace dipping in low.

463
00:23:17,733 --> 00:23:19,893
Speaker 2: It doesn't actually make any sense because it's cool though,

464
00:23:20,053 --> 00:23:22,453
Speaker 2: because of course the prison guars which just grabbed.

465
00:23:22,213 --> 00:23:23,973
Speaker 3: It, right, Yeah, good point. Yeah yeah.

466
00:23:24,013 --> 00:23:26,253
Speaker 2: Have you ever seen that picture of Charlie Upton was

467
00:23:26,253 --> 00:23:31,693
Speaker 2: itt Star Lug four that he was. He was trying

468
00:23:31,693 --> 00:23:35,573
Speaker 2: to escape and he got wrapped up in the barbed wire.

469
00:23:35,653 --> 00:23:38,813
Speaker 2: There's this great shot of it. There's a great pot

470
00:23:38,853 --> 00:23:42,613
Speaker 2: called Finding Charlie actually fantastic book on history. But he's

471
00:23:42,653 --> 00:23:44,733
Speaker 2: he's wrapped up in the barbed wire, just smoking a

472
00:23:44,733 --> 00:23:48,052
Speaker 2: cigarette because he couldn't get out. He messed it up.

473
00:23:48,093 --> 00:23:51,133
Speaker 2: But the guys, all the prison guars have got guns

474
00:23:51,173 --> 00:23:53,133
Speaker 2: on it. It was a really amazing shot. Hey guys,

475
00:23:53,133 --> 00:23:56,493
Speaker 2: my granddad was also a PW POW and starlug four

476
00:23:56,813 --> 00:23:59,413
Speaker 2: in Jimmy. He used to say the Red Cross was

477
00:23:59,453 --> 00:24:01,013
Speaker 2: the reason lots of them survived.

478
00:24:01,453 --> 00:24:05,013
Speaker 3: Great job, Red Cross. Cheers, Darren, fantastic. Oh eight hundred

479
00:24:05,093 --> 00:24:07,933
Speaker 3: eighty ten eighty is the number to call love to

480
00:24:07,933 --> 00:24:11,213
Speaker 3: get your thoughts on this one. Ellie, how are you

481
00:24:11,253 --> 00:24:11,893
Speaker 3: this afternoon?

482
00:24:12,773 --> 00:24:16,573
Speaker 14: I'm very well, thank you, and I'm a free, pasionate

483
00:24:16,573 --> 00:24:20,973
Speaker 14: supporter of the Ovarian Cancer Foundation New Zealand. They're running

484
00:24:20,973 --> 00:24:24,573
Speaker 14: for October at the moment as a fundraiser. It's really

485
00:24:24,613 --> 00:24:27,453
Speaker 14: really important. The disease is the deadlist of the five

486
00:24:27,573 --> 00:24:31,733
Speaker 14: gynecological cancers. It kills more than the other four put together,

487
00:24:32,213 --> 00:24:34,733
Speaker 14: kills more women than die on our roads, and our

488
00:24:34,773 --> 00:24:37,693
Speaker 14: government spends more on trying to reduce the road toll

489
00:24:38,013 --> 00:24:41,893
Speaker 14: than have spent from research into ovarian cancer all over

490
00:24:41,933 --> 00:24:42,253
Speaker 14: the world.

491
00:24:42,653 --> 00:24:44,293
Speaker 2: Ellie, what do you do? What did you say you're

492
00:24:44,293 --> 00:24:45,773
Speaker 2: doing in October? Run for October?

493
00:24:45,773 --> 00:24:47,653
Speaker 14: Did you say for October?

494
00:24:47,733 --> 00:24:47,853
Speaker 11: Oh?

495
00:24:47,933 --> 00:24:48,813
Speaker 2: For October? Sorry?

496
00:24:49,533 --> 00:24:50,173
Speaker 6: Yeah, so to.

497
00:24:50,173 --> 00:24:54,453
Speaker 14: Frock up, to t to tell overian cancer to frock off.

498
00:24:55,053 --> 00:24:57,173
Speaker 3: Ah, I like that nice.

499
00:24:57,653 --> 00:25:01,453
Speaker 14: And it's not only women. I was speaking at a

500
00:25:01,613 --> 00:25:05,333
Speaker 14: function that's some wonderful women and twice run every year.

501
00:25:05,773 --> 00:25:07,933
Speaker 14: They've had a personal connection to people who've died of

502
00:25:07,973 --> 00:25:12,613
Speaker 14: ovarian cancer and among the people in the audience with

503
00:25:12,733 --> 00:25:15,053
Speaker 14: some men who crocked up and not very glamorous.

504
00:25:15,813 --> 00:25:18,773
Speaker 2: Just a quick question for you, Alie, what what? What

505
00:25:19,173 --> 00:25:21,653
Speaker 2: part of my ignorance? But what's a frock compared to

506
00:25:21,733 --> 00:25:25,173
Speaker 2: a dress compared to a gown compared to a skirt?

507
00:25:25,293 --> 00:25:25,813
Speaker 3: Fair question?

508
00:25:27,133 --> 00:25:30,213
Speaker 14: Well, a skirt's only half right, the waist down, that's right.

509
00:25:31,133 --> 00:25:33,893
Speaker 14: A gown I think would normally be long like a

510
00:25:33,973 --> 00:25:36,613
Speaker 14: ball down. And I don't know that there's a difference

511
00:25:36,613 --> 00:25:37,733
Speaker 14: between a frock and a drink.

512
00:25:38,013 --> 00:25:40,573
Speaker 2: Okay, it just the word frock just works for the

513
00:25:40,613 --> 00:25:48,413
Speaker 2: Ovarian Cancer Foundation. Yeah, and the frock off part of it, Yeah, brilliant.

514
00:25:48,413 --> 00:25:51,493
Speaker 2: And so how can people support froctober Ellie?

515
00:25:52,413 --> 00:25:56,052
Speaker 14: If they google or just frocktober dot org, or if

516
00:25:56,093 --> 00:26:00,333
Speaker 14: they google ovarian cancer in z dot org, they all

517
00:26:00,373 --> 00:26:04,013
Speaker 14: find it and you can frock up. You can encourage

518
00:26:04,013 --> 00:26:08,173
Speaker 14: other people to get sponsorship, have a function of some sort,

519
00:26:08,773 --> 00:26:11,533
Speaker 14: go for well, I mean, do any of the usual fundraisers,

520
00:26:11,653 --> 00:26:14,013
Speaker 14: or just give some money to somebody who is frocking up.

521
00:26:14,373 --> 00:26:18,013
Speaker 3: Yeah, good on foundation and organization. That's a big one.

522
00:26:18,133 --> 00:26:19,773
Speaker 2: Frock's a word when you start looking at it and

523
00:26:19,773 --> 00:26:22,173
Speaker 2: thinking about it becomes like it's a very strange word. Frock.

524
00:26:22,333 --> 00:26:24,733
Speaker 3: It was a good question and Ellie answered that beautifully.

525
00:26:24,893 --> 00:26:28,773
Speaker 2: Yeah. But men used to be kind of a frock.

526
00:26:28,893 --> 00:26:31,293
Speaker 2: Wasn't there a kind of English dandies used to wear

527
00:26:31,333 --> 00:26:34,973
Speaker 2: big frock jackets? Is there there's another part to frock?

528
00:26:35,093 --> 00:26:35,213
Speaker 6: Right?

529
00:26:35,333 --> 00:26:37,693
Speaker 3: Someone will know out there? Nine two ninety two, If

530
00:26:37,733 --> 00:26:38,133
Speaker 3: you know.

531
00:26:38,453 --> 00:26:41,493
Speaker 2: Let's deil the whole show and take a massive detour

532
00:26:41,573 --> 00:26:43,453
Speaker 2: down frock Ellie.

533
00:26:43,253 --> 00:26:45,533
Speaker 3: Yeah, just for a short while. Nine nine two is

534
00:26:45,573 --> 00:26:46,133
Speaker 3: a tick's number.

535
00:26:46,213 --> 00:26:48,333
Speaker 2: There you go, Elie Overian Cancer Foundation.

536
00:26:48,493 --> 00:26:52,133
Speaker 3: Yeah, fantastic. October oh undred and eighty ten eighty is

537
00:26:52,173 --> 00:26:55,773
Speaker 3: the number to call. Christine. How are you this afternoon?

538
00:26:56,373 --> 00:26:56,613
Speaker 11: Good?

539
00:26:56,613 --> 00:26:57,973
Speaker 17: Thank you, Tyler.

540
00:26:58,133 --> 00:27:00,893
Speaker 10: I just wanted to pass on a bit of information

541
00:27:01,013 --> 00:27:04,733
Speaker 10: that I was given years ago and when my husband

542
00:27:04,853 --> 00:27:10,893
Speaker 10: was president of a local group here in christ and

543
00:27:11,013 --> 00:27:15,733
Speaker 10: the person that we were interviewing with Rosie Foundation, she

544
00:27:15,973 --> 00:27:21,213
Speaker 10: said that it was much easier when groups were bigger groups,

545
00:27:21,733 --> 00:27:25,292
Speaker 10: and once groups doesn't screwing turned off into smaller groups.

546
00:27:25,933 --> 00:27:29,333
Speaker 10: There was a lot more groups wanting funding, but there

547
00:27:29,373 --> 00:27:31,573
Speaker 10: was only the same amount of funding available.

548
00:27:32,213 --> 00:27:34,653
Speaker 2: Yeah, so I mean, how do you how do you

549
00:27:34,693 --> 00:27:37,493
Speaker 2: go about that? How do you go about consolidating groups?

550
00:27:38,493 --> 00:27:40,933
Speaker 10: No, I don't I don't know. She just said that

551
00:27:40,933 --> 00:27:44,213
Speaker 10: that was that was causing quite a problem for them

552
00:27:44,213 --> 00:27:46,413
Speaker 10: because all the small groups were wanting funding.

553
00:27:47,053 --> 00:27:49,573
Speaker 3: Yeah, that's a fair point, Christine. Thank you very much

554
00:27:49,613 --> 00:27:52,133
Speaker 3: for your call. Plenty of teach coming through. Hi, guys,

555
00:27:52,133 --> 00:27:54,453
Speaker 3: I sponsored an eleven year I like this idea. I

556
00:27:54,533 --> 00:27:56,253
Speaker 3: like this idea because, I mean, part of us is

557
00:27:56,293 --> 00:27:58,532
Speaker 3: thinking about how you can spend your money. I mean

558
00:27:58,533 --> 00:28:01,413
Speaker 3: that the topic started because charities are finding it harder

559
00:28:01,413 --> 00:28:04,373
Speaker 3: because people don't have as much money currently. We will

560
00:28:04,413 --> 00:28:07,333
Speaker 3: soon on positive economies coming back and things are going

561
00:28:07,413 --> 00:28:10,093
Speaker 3: to get better for chair it so as we come

562
00:28:10,093 --> 00:28:11,573
Speaker 3: to the end of this year and into next year.

563
00:28:11,613 --> 00:28:13,933
Speaker 3: But currently charities are finding it a little bit different.

564
00:28:14,013 --> 00:28:16,013
Speaker 3: So I've been thinking a little bit about what where

565
00:28:16,013 --> 00:28:17,773
Speaker 3: I want to put my money and I like this

566
00:28:17,853 --> 00:28:20,213
Speaker 3: idea from Kate. Hey, guys, I sponsor eleven year old

567
00:28:20,213 --> 00:28:23,813
Speaker 3: through Variety New Zealand. My fifty dollars monthly makes sure

568
00:28:23,853 --> 00:28:27,053
Speaker 3: he gets school uniforms, stationary warm clothes and bedding in winter,

569
00:28:27,213 --> 00:28:30,213
Speaker 3: and means to go to school camp. My child lives

570
00:28:30,213 --> 00:28:32,253
Speaker 3: with his mum and two siblings, and she tries hard

571
00:28:32,293 --> 00:28:34,653
Speaker 3: to afford a disease, but that tiny bit of money

572
00:28:34,693 --> 00:28:37,573
Speaker 3: means she doesn't dread the start of school in February

573
00:28:37,853 --> 00:28:40,693
Speaker 3: or struggle to buy winter shoes in May. I also

574
00:28:40,733 --> 00:28:43,493
Speaker 3: help her at Christmas with supermarket vouchers, and my variety

575
00:28:43,573 --> 00:28:44,813
Speaker 3: child writes.

576
00:28:44,533 --> 00:28:47,013
Speaker 2: Me letters during the year telling me how he's going.

577
00:28:47,293 --> 00:28:49,173
Speaker 2: All kids want to do is fit in and have

578
00:28:49,253 --> 00:28:52,493
Speaker 2: the basics like their friends. It's easy and relative effective,

579
00:28:52,613 --> 00:28:55,293
Speaker 2: relatively effective, and it makes my heart swell with pride

580
00:28:55,613 --> 00:28:56,373
Speaker 2: when he achieves.

581
00:28:56,453 --> 00:28:58,853
Speaker 3: Kate, I love that one that is beautiful, isn't it.

582
00:28:58,893 --> 00:29:00,853
Speaker 3: I love that one that goes a long way when

583
00:29:00,893 --> 00:29:04,813
Speaker 3: you're helping out a child who needs a bit of help. Yeah,

584
00:29:04,853 --> 00:29:06,693
Speaker 3: that is a huge one, Thank you very much. It

585
00:29:06,853 --> 00:29:09,853
Speaker 3: is nineteen to two back very shortly. Oh one hundred

586
00:29:09,853 --> 00:29:11,533
Speaker 3: and eighty ten eighty is the number to call.

587
00:29:12,133 --> 00:29:15,613
Speaker 1: The big stories, the big issues, the big trends and

588
00:29:15,853 --> 00:29:16,813
Speaker 1: everything in between.

589
00:29:17,053 --> 00:29:19,853
Speaker 6: Matt Heath and Tyler Adams afternoons used talk.

590
00:29:19,933 --> 00:29:22,613
Speaker 2: Sa'd be sixteen to two, I was talking about one

591
00:29:22,613 --> 00:29:25,893
Speaker 2: of my favorite books ever, which is Searching for Charlie

592
00:29:25,933 --> 00:29:28,693
Speaker 2: in Pursuit of the Real Charles Upham VC and Bar.

593
00:29:28,853 --> 00:29:31,893
Speaker 2: It's a fantastic book, and we're just talking about you know,

594
00:29:32,173 --> 00:29:34,933
Speaker 2: German prison prison camps. There's also the famous one that

595
00:29:34,973 --> 00:29:37,093
Speaker 2: everyone had in their batches, Mark of the Lion. That's

596
00:29:37,093 --> 00:29:39,373
Speaker 2: a great book as well, and in a way, Searching

597
00:29:39,413 --> 00:29:41,613
Speaker 2: for Charlie is sort of a tribute to that book.

598
00:29:41,653 --> 00:29:44,973
Speaker 2: But fantastic book written by Tom Scott and he traveled

599
00:29:44,973 --> 00:29:48,853
Speaker 2: around all the places anyway by the buyer Roger here

600
00:29:49,053 --> 00:29:52,693
Speaker 2: as Texan Charles Upham VC with Barr. A backstory to

601
00:29:52,733 --> 00:29:55,293
Speaker 2: that photo which when you see him, he's wrapped up

602
00:29:55,293 --> 00:29:59,693
Speaker 2: in barbed wire smoking a cigarette after trying to escape

603
00:29:59,733 --> 00:30:03,293
Speaker 2: a German prison camp. The first guard was going to

604
00:30:03,333 --> 00:30:06,293
Speaker 2: shoot him, and Charles Upham said told the guard that

605
00:30:06,373 --> 00:30:08,653
Speaker 2: he refused to be shot by a private. Go get

606
00:30:08,693 --> 00:30:11,813
Speaker 2: an officer to shoot me. So the guard went for

607
00:30:11,853 --> 00:30:14,173
Speaker 2: an officer took who took the photo. And I think

608
00:30:14,573 --> 00:30:16,573
Speaker 2: at that point Charles up and was so famous for

609
00:30:16,893 --> 00:30:20,253
Speaker 2: his antics across you know, all the Allied forces and

610
00:30:20,333 --> 00:30:24,293
Speaker 2: even German forces. I think Rommelin even talked about him

611
00:30:24,493 --> 00:30:26,973
Speaker 2: and met him. That They're like, it's going to be

612
00:30:27,013 --> 00:30:28,853
Speaker 2: too much for a disaster if we shoot this guy.

613
00:30:29,053 --> 00:30:30,413
Speaker 2: So they didn't. But I think that's when he got

614
00:30:30,413 --> 00:30:33,253
Speaker 2: put on. What's that is it? Coldric's? Yeah, I'm just

615
00:30:33,333 --> 00:30:36,253
Speaker 2: talking history. Here's a fantastic, fantastic book.

616
00:30:36,293 --> 00:30:38,893
Speaker 3: But what a legend that man is made? Clearly a

617
00:30:38,933 --> 00:30:39,253
Speaker 3: mad dog.

618
00:30:39,653 --> 00:30:42,573
Speaker 2: Visit Graves and is gravenyar Chross church?

619
00:30:42,933 --> 00:30:44,693
Speaker 3: Good question nine two nine too if you know the

620
00:30:44,733 --> 00:30:47,373
Speaker 3: answer to that. Oh, one hundred and eighty ten eighty

621
00:30:47,493 --> 00:30:49,453
Speaker 3: Back to the charity discussion, gid.

622
00:30:49,333 --> 00:30:53,093
Speaker 18: A, Jeff, good afternoon, How are you doing very well?

623
00:30:53,253 --> 00:30:55,373
Speaker 3: What charity do you want to that lady?

624
00:30:55,373 --> 00:30:56,133
Speaker 5: That was just on?

625
00:30:56,453 --> 00:30:58,693
Speaker 18: That was amazing short of beautiful story.

626
00:30:59,173 --> 00:31:01,133
Speaker 3: Yes, yeah, it was lovely, wasn't the last one?

627
00:31:01,533 --> 00:31:04,733
Speaker 18: It is? And that's what people should really take ten

628
00:31:04,773 --> 00:31:08,493
Speaker 18: minutes of their time to day and just contemplate and

629
00:31:08,773 --> 00:31:11,573
Speaker 18: reflect on what they're going to do and what they're

630
00:31:11,613 --> 00:31:13,453
Speaker 18: going what they have to do, and what they don't

631
00:31:13,493 --> 00:31:16,653
Speaker 18: have to do. I think we live in a bloody hoarly,

632
00:31:16,973 --> 00:31:20,253
Speaker 18: especially in Auckland in where early early bloody place where

633
00:31:20,253 --> 00:31:22,253
Speaker 18: at the end of the day. If you've had a

634
00:31:22,413 --> 00:31:28,493
Speaker 18: morning like I've had dealing with what's the name Wilson, pag.

635
00:31:30,653 --> 00:31:33,453
Speaker 2: Wilson, the opposite of charity.

636
00:31:34,173 --> 00:31:38,893
Speaker 18: Yeah, uh they you know we we are now dancing

637
00:31:39,413 --> 00:31:41,893
Speaker 18: the idiots that will put it this way, the monkeys

638
00:31:41,893 --> 00:31:43,973
Speaker 18: are in charge of the zoo. Let's put in the

639
00:31:44,013 --> 00:31:48,493
Speaker 18: mounds to Algam City Council and the other councilors. Look

640
00:31:48,533 --> 00:31:51,613
Speaker 18: at Auglam City Council. They're out of control. They do

641
00:31:51,693 --> 00:31:54,213
Speaker 18: not know which way they're running. Give them a million

642
00:31:54,253 --> 00:31:56,253
Speaker 18: dollars or spend it so and actually we went the

643
00:31:56,293 --> 00:31:56,973
Speaker 18: wrong way there.

644
00:31:57,173 --> 00:31:58,333
Speaker 5: We'll go the other way tomorrow.

645
00:31:58,453 --> 00:31:59,253
Speaker 18: That's another million.

646
00:31:59,373 --> 00:31:59,613
Speaker 12: You know.

647
00:31:59,733 --> 00:32:01,533
Speaker 2: So if you talked about the bad guys, what about

648
00:32:01,533 --> 00:32:04,733
Speaker 2: the good guys? What charity do you support?

649
00:32:04,053 --> 00:32:07,093
Speaker 18: There are plenty of good guys out You just got

650
00:32:07,133 --> 00:32:09,053
Speaker 18: to take your time to find the man. When you

651
00:32:09,133 --> 00:32:12,773
Speaker 18: do find them, you hang on to them and talking

652
00:32:12,773 --> 00:32:15,533
Speaker 18: about councils of the plumber, drain a gas but the

653
00:32:15,653 --> 00:32:19,973
Speaker 18: roofer and you know it's through my life. You find

654
00:32:19,973 --> 00:32:21,973
Speaker 18: the good guys and the council and you deal with them.

655
00:32:22,573 --> 00:32:25,853
Speaker 18: Just stare clear of everybody else. And because we just

656
00:32:25,893 --> 00:32:28,853
Speaker 18: didn't ticketed, we really don't have to talk to anybody.

657
00:32:28,893 --> 00:32:31,333
Speaker 18: We just do what we are trained to do, which

658
00:32:31,373 --> 00:32:35,413
Speaker 18: is we're experts at what we do, you know. Yeah,

659
00:32:35,493 --> 00:32:39,053
Speaker 18: And I don't need anybody looking over my shoulder to

660
00:32:39,133 --> 00:32:42,493
Speaker 18: tell me what to do. I'm doing my job for

661
00:32:42,573 --> 00:32:45,693
Speaker 18: the customer who wants the best job at the lowest price.

662
00:32:45,773 --> 00:32:48,213
Speaker 2: That's I love that for you, Jeff. And congratulations for

663
00:32:48,293 --> 00:32:50,453
Speaker 2: fantastic for your customers. What charity do you.

664
00:32:50,413 --> 00:32:53,933
Speaker 18: Do well, I'm standing up for charity. It's been going

665
00:32:53,973 --> 00:32:57,173
Speaker 18: for quite some time, under the under the under the radar,

666
00:32:57,253 --> 00:33:00,293
Speaker 18: if you like, but it is called the UKA Trust

667
00:33:00,613 --> 00:33:05,093
Speaker 18: e u k A Trust and what we do we

668
00:33:05,213 --> 00:33:07,893
Speaker 18: look after physically and mentally handicapped people.

669
00:33:08,373 --> 00:33:10,333
Speaker 3: A wonderful thing to do, Jeff, very wonderful.

670
00:33:10,373 --> 00:33:12,773
Speaker 18: Well, the health system is broken.

671
00:33:12,973 --> 00:33:14,133
Speaker 5: You're probably aware of it.

672
00:33:14,213 --> 00:33:17,573
Speaker 18: The health system mentally health system is even more broken.

673
00:33:18,133 --> 00:33:21,493
Speaker 2: Yeah, how could how could people support the e u

674
00:33:21,613 --> 00:33:24,093
Speaker 2: k A Trust the what do you say? You can trust?

675
00:33:26,493 --> 00:33:29,773
Speaker 18: You can trust what we're doing with I'm setting this

676
00:33:29,933 --> 00:33:33,053
Speaker 18: up throughout New Zealand and we're starting in Auckland. Hopefully

677
00:33:33,093 --> 00:33:37,133
Speaker 18: we'll start very very shortly with a property and we'll

678
00:33:37,173 --> 00:33:38,933
Speaker 18: be going right throughout New Zealand, and we'll get the

679
00:33:38,973 --> 00:33:42,533
Speaker 18: first one if you like, teed up. Get the machinery

680
00:33:42,613 --> 00:33:45,693
Speaker 18: running right, get the people running right, and then there'll

681
00:33:45,733 --> 00:33:47,893
Speaker 18: be a middle bit like McDonald's where you get this,

682
00:33:48,093 --> 00:33:50,053
Speaker 18: you know, get the machinery right. Then you've got going

683
00:33:50,133 --> 00:33:53,733
Speaker 18: to get the right people. Yeah, and then duplicate that.

684
00:33:53,773 --> 00:33:56,013
Speaker 18: There's plenty of people out there want to help, you know.

685
00:33:56,413 --> 00:33:58,893
Speaker 2: Yeah, good on your jip so the you could trust

686
00:33:58,973 --> 00:34:01,413
Speaker 2: the e u k A yep, just getting it up

687
00:34:01,413 --> 00:34:01,773
Speaker 2: and running.

688
00:34:01,773 --> 00:34:04,173
Speaker 3: Good on you mate, fantastic Jeff, thank you very much.

689
00:34:04,413 --> 00:34:06,653
Speaker 3: A few ticks coming through on nine two ninety two.

690
00:34:06,733 --> 00:34:08,892
Speaker 2: Hello, I'm a professional fundraiser and would like to give

691
00:34:08,973 --> 00:34:11,893
Speaker 2: thanks to all those who donate whatever charity aligns with

692
00:34:11,933 --> 00:34:15,573
Speaker 2: their personal circumstances and experiences. Your generosity is appreciated.

693
00:34:15,573 --> 00:34:15,853
Speaker 6: That you go.

694
00:34:15,893 --> 00:34:17,013
Speaker 2: That's Lisa from Lifeline.

695
00:34:17,053 --> 00:34:20,333
Speaker 3: Yeah, good call a very good text Angela. How are

696
00:34:20,373 --> 00:34:21,652
Speaker 3: you this afternoon? Ray?

697
00:34:23,013 --> 00:34:24,212
Speaker 9: Hi, guys, how you do it?

698
00:34:24,573 --> 00:34:28,893
Speaker 2: Very very good? Better since you've called Angela, ah.

699
00:34:28,493 --> 00:34:31,733
Speaker 4: Bless you.

700
00:34:32,013 --> 00:34:34,693
Speaker 2: What's your charity of choice?

701
00:34:35,373 --> 00:34:35,453
Speaker 19: So?

702
00:34:35,933 --> 00:34:40,213
Speaker 20: I'm actually the chief entertainment officer at key We Harvest.

703
00:34:41,333 --> 00:34:43,773
Speaker 2: Key We Harvest, Yes, tell us about key We Harvest.

704
00:34:44,973 --> 00:34:48,773
Speaker 20: We're a food rescue charity, so we rescue foods that

705
00:34:48,813 --> 00:34:50,893
Speaker 20: would otherwise go into the waste stream.

706
00:34:51,053 --> 00:34:52,493
Speaker 2: I love, this be really bad for.

707
00:34:52,533 --> 00:34:57,613
Speaker 20: Our economy and our climates, and we redistribute it to

708
00:34:58,653 --> 00:35:02,213
Speaker 20: those in need via two hundred and thirty five charity.

709
00:35:03,373 --> 00:35:05,652
Speaker 20: So we actually help them to be able to do

710
00:35:05,773 --> 00:35:09,292
Speaker 20: more with their budgets by providing them with free How good?

711
00:35:10,053 --> 00:35:13,013
Speaker 2: And so where do you collect the food from? Angela?

712
00:35:13,253 --> 00:35:15,493
Speaker 2: I'm just I'm just at kwiharvest dot org dot nz

713
00:35:17,053 --> 00:35:18,773
Speaker 2: and I'm looking and looking at each review.

714
00:35:19,333 --> 00:35:25,093
Speaker 20: And Deborah Mening, Yeah, so lovely, the founder of Too

715
00:35:25,133 --> 00:35:28,732
Speaker 20: We harvests still in Donedans. We are we collected from

716
00:35:28,813 --> 00:35:33,973
Speaker 20: three hundred and seventy food dinings, okay, and supply that

717
00:35:34,093 --> 00:35:36,293
Speaker 20: to two hundred and thirty five charities.

718
00:35:36,333 --> 00:35:39,013
Speaker 2: So is this food that would otherwise go to waste?

719
00:35:40,333 --> 00:35:42,453
Speaker 20: Yeah, otherwise got a landfill?

720
00:35:42,773 --> 00:35:48,693
Speaker 2: Or is it supermarkets? And who is it restaurant? Supermarkets?

721
00:35:48,693 --> 00:35:50,653
Speaker 2: Who is it that that has this extra food?

722
00:35:51,773 --> 00:35:55,252
Speaker 20: It's from supermarkets right the way back to growers. So yeah,

723
00:35:55,413 --> 00:36:01,252
Speaker 20: we've got some carrots that were too orange. We get

724
00:36:01,333 --> 00:36:05,373
Speaker 20: food that doesn't hit speck, we get food that's coming

725
00:36:05,453 --> 00:36:08,333
Speaker 20: up to its best before date but still perfectly fine

726
00:36:08,413 --> 00:36:11,253
Speaker 20: and safe to eat. Yep, I was actually I was

727
00:36:11,293 --> 00:36:15,253
Speaker 20: actually one of the people that get best before dates

728
00:36:15,293 --> 00:36:18,453
Speaker 20: back in the nineties, and it was all about how

729
00:36:18,613 --> 00:36:23,013
Speaker 20: high the bubbs jumped and the color and shiny chocolate was.

730
00:36:23,133 --> 00:36:26,172
Speaker 2: Yeah, not so much about the edibility.

731
00:36:26,333 --> 00:36:26,573
Speaker 5: Yeah.

732
00:36:26,933 --> 00:36:30,773
Speaker 20: So our superpower is that we can feed a family

733
00:36:30,813 --> 00:36:33,173
Speaker 20: of four three meals for five dollars.

734
00:36:33,333 --> 00:36:35,533
Speaker 3: That's brilliant. I'm just having to look at some figures here.

735
00:36:35,573 --> 00:36:38,013
Speaker 3: So since twenty twelve when this was set up, is

736
00:36:38,053 --> 00:36:41,133
Speaker 3: this right, you have saved food for the meal equivalents

737
00:36:41,173 --> 00:36:45,652
Speaker 3: of thirty seven million, almost thirty eight million meals.

738
00:36:45,653 --> 00:36:46,093
Speaker 14: Correct.

739
00:36:46,293 --> 00:36:46,733
Speaker 3: Wow.

740
00:36:46,933 --> 00:36:49,053
Speaker 20: I love what we do. I was in the food

741
00:36:49,093 --> 00:36:54,533
Speaker 20: industry and I came and volunteered and said to dead,

742
00:36:55,133 --> 00:36:57,093
Speaker 20: you best find me a job because I'm not leaving

743
00:36:57,133 --> 00:36:58,573
Speaker 20: the I'm just going to sit right here.

744
00:37:00,693 --> 00:37:02,253
Speaker 2: Oh good on you. Well, I'm go and check them

745
00:37:02,253 --> 00:37:05,253
Speaker 2: out at Keywiharvest dot org dot NZ And there's just

746
00:37:05,293 --> 00:37:07,133
Speaker 2: a big donate button at at the top of that

747
00:37:07,253 --> 00:37:09,973
Speaker 2: something that you like the sound of. Thanks Angela.

748
00:37:10,453 --> 00:37:13,172
Speaker 3: Yeah, fantastic, right, it is eight minutes to two taking

749
00:37:13,213 --> 00:37:15,573
Speaker 3: your calls on oh eight hundred eighty ten eighty. Which

750
00:37:15,653 --> 00:37:18,173
Speaker 3: charity do you support? And why back in the.

751
00:37:18,173 --> 00:37:20,853
Speaker 2: Mo Yeah, never got any Charlie updom storys. Love those

752
00:37:20,933 --> 00:37:24,213
Speaker 2: love Charlie. Oh, Charlie Ufam's ashes are interned at the

753
00:37:24,253 --> 00:37:26,933
Speaker 2: Saint Paul's churchyard and Papa Noui oh.

754
00:37:26,893 --> 00:37:27,973
Speaker 3: I should have gone and seen it.

755
00:37:29,613 --> 00:37:33,173
Speaker 1: Matteath Tyler Adams taking your calls on Oh eight hundred

756
00:37:33,253 --> 00:37:37,533
Speaker 1: eighty ten eighty, it's mad Heathen Tyler Adams. Afternoons News Dogs.

757
00:37:37,453 --> 00:37:41,173
Speaker 3: Be very good. Afternoon dude is six to two and

758
00:37:41,213 --> 00:37:43,333
Speaker 3: we've been talking about charities, who do you support? Who

759
00:37:43,333 --> 00:37:44,253
Speaker 3: do you give you money to?

760
00:37:44,693 --> 00:37:49,493
Speaker 2: And there's frocktober going on and that's for ovarian cancer, yes,

761
00:37:49,733 --> 00:37:52,413
Speaker 2: and so there's some questions about frocks and Judy's going

762
00:37:52,453 --> 00:37:53,933
Speaker 2: to clear those up for us.

763
00:37:54,173 --> 00:37:59,813
Speaker 17: I believe, Yes, Hello, you too, really good program. But

764
00:37:59,973 --> 00:38:03,853
Speaker 17: what I want to say about frocks that ladies wear frocks.

765
00:38:03,853 --> 00:38:06,573
Speaker 17: But you were wondering that there was something else. Yes,

766
00:38:06,733 --> 00:38:10,413
Speaker 17: men used to wear frocks, hoats with the top hats

767
00:38:10,853 --> 00:38:14,293
Speaker 17: and the canes and stride about London. They were the

768
00:38:14,293 --> 00:38:17,933
Speaker 17: long coats that came to the knee at the waist.

769
00:38:18,453 --> 00:38:20,413
Speaker 2: They be called a dandy.

770
00:38:20,493 --> 00:38:23,813
Speaker 17: Yeah, yeah, the dandies used to wear the frock coats

771
00:38:24,333 --> 00:38:27,373
Speaker 17: and twirl the cane and stride about London. You know,

772
00:38:27,693 --> 00:38:30,813
Speaker 17: just in the eighteenth century or something or ound that

773
00:38:30,933 --> 00:38:31,973
Speaker 17: they were frock coats.

774
00:38:32,053 --> 00:38:33,732
Speaker 2: Would they be wearing a knickerboca with that.

775
00:38:36,613 --> 00:38:38,573
Speaker 17: Mecka Bocca's are forgotten what they were?

776
00:38:39,213 --> 00:38:41,573
Speaker 2: The sort of tight sort of job for type pants.

777
00:38:41,453 --> 00:38:43,093
Speaker 3: Would go out with the frock coat, I think?

778
00:38:43,653 --> 00:38:46,333
Speaker 17: Yeah, Well anyway, and they had the long boots on

779
00:38:46,413 --> 00:38:51,133
Speaker 17: you yeah, they probably did stove pipe trousers. Yesser.

780
00:38:51,253 --> 00:38:52,693
Speaker 2: Is it a look that you approve of? Do you

781
00:38:52,733 --> 00:38:54,373
Speaker 2: think do you think it could come back? You think

782
00:38:54,413 --> 00:38:56,053
Speaker 2: Tyler could wear that?

783
00:38:58,493 --> 00:39:00,893
Speaker 17: I do feel that it was in its day and

784
00:39:01,053 --> 00:39:02,133
Speaker 17: probably would.

785
00:39:01,853 --> 00:39:04,813
Speaker 2: Not work now than if you called Judy on Rock

786
00:39:04,853 --> 00:39:07,373
Speaker 2: a frock coat, I know I would, Zoey sees. My

787
00:39:07,373 --> 00:39:09,053
Speaker 2: favorite way to support you there it is, is by

788
00:39:09,213 --> 00:39:10,613
Speaker 2: going to op shop city.

789
00:39:10,613 --> 00:39:12,053
Speaker 3: That's good one, you know, that is nice?

790
00:39:12,133 --> 00:39:14,893
Speaker 2: Put it back in. Heard your guests talk about variety

791
00:39:14,893 --> 00:39:16,573
Speaker 2: and it sounded so good. I just logged on and

792
00:39:16,613 --> 00:39:20,253
Speaker 2: sponsored a child. Nice one. Cheerz Calvin, well done. I

793
00:39:20,293 --> 00:39:21,413
Speaker 2: love the idea of variety.

794
00:39:21,573 --> 00:39:24,573
Speaker 3: Yeah, they do. Good work. Fantastic discussion that one. Thank

795
00:39:24,573 --> 00:39:27,173
Speaker 3: you very much to everyone who teks through. Clearly a

796
00:39:27,173 --> 00:39:29,613
Speaker 3: lot of great Kiwi's generous kiwi still out there, which

797
00:39:29,653 --> 00:39:30,373
Speaker 3: is fantastic.

798
00:39:30,533 --> 00:39:33,053
Speaker 2: Let's Texas is Mercy Ships super cool charity? Okay, yeah,

799
00:39:33,133 --> 00:39:33,973
Speaker 2: lot coming through.

800
00:39:33,893 --> 00:39:35,933
Speaker 3: Yeah, love it right. Coming up after two o'clock, we

801
00:39:35,973 --> 00:39:39,333
Speaker 3: won't even chat about insurance snare foos. Have you tried

802
00:39:39,333 --> 00:39:42,373
Speaker 3: to make a claim and got denied for whatever reason?

803
00:39:42,493 --> 00:39:44,293
Speaker 3: Love to hear your stories on our eight hundred and

804
00:39:44,333 --> 00:39:46,333
Speaker 3: eighty ten eighty. If you want to send a teacher

805
00:39:46,373 --> 00:39:49,893
Speaker 3: more than welcome. Nine two nine two is that number back?

806
00:39:50,013 --> 00:39:52,053
Speaker 3: Very shortly. You're listening to Matton Tyler. Hope you having

807
00:39:52,053 --> 00:39:53,573
Speaker 3: a great Friday afternoon.

808
00:39:56,093 --> 00:40:00,933
Speaker 6: Yeah, talking with you all afternoon.

809
00:40:01,253 --> 00:40:04,853
Speaker 1: It's Matt Heathen Taylor Adams Afternoons news Talks.

810
00:40:04,853 --> 00:40:07,813
Speaker 3: It'd be very good afternoon to you. Welcome back into

811
00:40:07,853 --> 00:40:10,133
Speaker 3: the program. Really good to have your company as always.

812
00:40:10,133 --> 00:40:13,013
Speaker 3: Hope you're having a good Friday afternoon. So it's going

813
00:40:13,053 --> 00:40:14,893
Speaker 3: to be a good conversation. We're going to get to

814
00:40:14,933 --> 00:40:18,013
Speaker 3: this yesterday, but we were so inundated with our discussion

815
00:40:18,053 --> 00:40:22,413
Speaker 3: about the beloved and late Jim Boldron also the most

816
00:40:22,973 --> 00:40:25,613
Speaker 3: impactful prime Minister, and there was some big votes for

817
00:40:25,693 --> 00:40:26,733
Speaker 3: Julius Vogel your.

818
00:40:26,613 --> 00:40:28,493
Speaker 2: Favorite, and then we had to get to Thruffles as well.

819
00:40:28,813 --> 00:40:31,493
Speaker 3: That's right, Yeah, there is a big afternoon. So we

820
00:40:31,533 --> 00:40:34,173
Speaker 3: want to have a chat about insurance snaffoos. This is

821
00:40:34,813 --> 00:40:37,253
Speaker 3: on the back of a recent case that was publicized.

822
00:40:37,253 --> 00:40:40,053
Speaker 3: It was a couple that returned from a trip overseas.

823
00:40:40,253 --> 00:40:43,773
Speaker 3: They had thirty one thousand dollars worth of designer items

824
00:40:43,813 --> 00:40:47,133
Speaker 3: this is clothes watchers, Jewelry, had it in their car.

825
00:40:47,213 --> 00:40:50,013
Speaker 3: So they went home, parked up the car, left all

826
00:40:50,013 --> 00:40:52,533
Speaker 3: that get in the car, locked it up, and then

827
00:40:52,653 --> 00:40:54,973
Speaker 3: during the night the car was broken into and those

828
00:40:54,973 --> 00:40:56,573
Speaker 3: goods were stolen.

829
00:40:56,213 --> 00:40:58,732
Speaker 2: And am I getting a story right here, Tyler? If

830
00:40:58,773 --> 00:41:02,653
Speaker 2: I say that the partner she said, get their stuff

831
00:41:02,653 --> 00:41:03,133
Speaker 2: out of the car.

832
00:41:03,213 --> 00:41:03,453
Speaker 6: Yep.

833
00:41:03,613 --> 00:41:06,213
Speaker 2: And I'm adding a whole story to this that I

834
00:41:06,253 --> 00:41:08,652
Speaker 2: don't know. But it feels like come back for trip

835
00:41:08,653 --> 00:41:10,133
Speaker 2: and you can't bother unpacking the car.

836
00:41:09,973 --> 00:41:12,973
Speaker 3: One hundred percent. And look, we've all been there, particularly

837
00:41:13,013 --> 00:41:15,693
Speaker 3: in an international flight, your drives. Oh man, I'm naked

838
00:41:16,013 --> 00:41:18,093
Speaker 3: being on a massive flight. We'll just get home, We'll

839
00:41:18,093 --> 00:41:20,293
Speaker 3: get the luggage out tomorrow and all be good.

840
00:41:20,373 --> 00:41:22,773
Speaker 2: And I don't you know, I'm not judgemental because its

841
00:41:22,773 --> 00:41:25,213
Speaker 2: the kind of thing I do. But the dude had history,

842
00:41:25,533 --> 00:41:27,413
Speaker 2: the history of getting his car rob when he left

843
00:41:27,453 --> 00:41:30,013
Speaker 2: things in there. Maybe he was a lightning doesn't strike

844
00:41:30,053 --> 00:41:30,853
Speaker 2: twice kind of guy.

845
00:41:31,133 --> 00:41:32,853
Speaker 3: Yeah, well that and that was a big part of

846
00:41:32,853 --> 00:41:35,413
Speaker 3: why the insurance claim they did have. Insurance tried to

847
00:41:35,413 --> 00:41:38,413
Speaker 3: make a claim. Insurance company turned around and said, sorry,

848
00:41:38,453 --> 00:41:41,813
Speaker 3: that's rejected because you weren't careful with the valuables that

849
00:41:41,813 --> 00:41:43,133
Speaker 3: you had in your car, and they took it all

850
00:41:43,213 --> 00:41:45,933
Speaker 3: the way to the insurance Onbardsman and the oddsman agreed

851
00:41:45,933 --> 00:41:46,853
Speaker 3: with the insurance company.

852
00:41:47,173 --> 00:41:49,413
Speaker 2: That's going to sound stupid, But how many ombudsmen do

853
00:41:49,453 --> 00:41:51,333
Speaker 2: we have? I love the word.

854
00:41:51,453 --> 00:41:54,733
Speaker 3: There's a very good question. I think there's one insurance oburdsman.

855
00:41:54,373 --> 00:41:55,853
Speaker 2: Right, and there's the one general one.

856
00:41:56,613 --> 00:41:56,813
Speaker 12: Yeah.

857
00:41:57,253 --> 00:42:00,253
Speaker 2: Is there a radio on budsman there should be to

858
00:42:00,253 --> 00:42:00,573
Speaker 2: look at that.

859
00:42:00,653 --> 00:42:02,413
Speaker 3: Yeah, yeah, we're gonna have to find out. It's a

860
00:42:02,413 --> 00:42:03,213
Speaker 3: great word. Onds.

861
00:42:03,413 --> 00:42:07,133
Speaker 2: The point is the highest authority in the insurance world

862
00:42:08,493 --> 00:42:10,653
Speaker 2: said that, sweet as that. The insurance company goes, no,

863
00:42:10,773 --> 00:42:13,093
Speaker 2: you didn't. What's the word? There was no duty of care, not.

864
00:42:13,293 --> 00:42:14,613
Speaker 3: Word for reasonable care.

865
00:42:14,653 --> 00:42:19,013
Speaker 2: There was no reasonable care taken. So that's odd soul.

866
00:42:19,093 --> 00:42:22,253
Speaker 2: What would reasonable care include? Would that be putting it

867
00:42:22,613 --> 00:42:24,853
Speaker 2: under something or putting it in the boot?

868
00:42:25,253 --> 00:42:26,133
Speaker 3: That was part of it.

869
00:42:26,253 --> 00:42:28,213
Speaker 2: So you can't so it can't be seen through the windows.

870
00:42:28,293 --> 00:42:30,212
Speaker 3: Yeah, Well, so there were two elements to why they

871
00:42:30,213 --> 00:42:33,172
Speaker 3: rejected it and why it was agreed to by the Obernsman. Was,

872
00:42:33,253 --> 00:42:35,413
Speaker 3: as you say, it was visible. Yeah, So that was

873
00:42:35,413 --> 00:42:37,772
Speaker 3: one element. And the second element was that this guy

874
00:42:37,853 --> 00:42:43,093
Speaker 3: had been robbed very recently in the same scenario that

875
00:42:43,133 --> 00:42:44,813
Speaker 3: someone broke into his car and stole some stuff. So

876
00:42:44,853 --> 00:42:46,693
Speaker 3: it already made a claim for that. So it was

877
00:42:46,693 --> 00:42:49,373
Speaker 3: a double wheremy he didn't learn from the first time

878
00:42:49,973 --> 00:42:51,212
Speaker 3: and it turns out that they were.

879
00:42:51,573 --> 00:42:52,613
Speaker 2: What kind of stuff was it again?

880
00:42:52,653 --> 00:42:57,253
Speaker 3: There, Tyler, it's thirty one thousand dollars worth of clothes, jewelry, watches,

881
00:42:57,293 --> 00:43:01,533
Speaker 3: et cetera. Watches, watches right with anes on it.

882
00:43:01,733 --> 00:43:05,093
Speaker 2: So I don't know if the insurance company is right

883
00:43:05,213 --> 00:43:08,652
Speaker 2: or wrong. But if you're leaving watches and in a

884
00:43:08,813 --> 00:43:11,533
Speaker 2: place that people can see in your car, yeah, then

885
00:43:11,893 --> 00:43:13,973
Speaker 2: you are rolling the dice of life. I've got to say.

886
00:43:14,253 --> 00:43:16,933
Speaker 3: Yeah. But is you know, like, how many of us

887
00:43:16,973 --> 00:43:20,133
Speaker 3: actually read the nitty gritty of an insurance policy when

888
00:43:20,133 --> 00:43:22,573
Speaker 3: you make it out. No, me neither. I just think

889
00:43:22,653 --> 00:43:25,573
Speaker 3: if I get insurance about valuables that I've got and

890
00:43:25,613 --> 00:43:27,413
Speaker 3: it's in a car that's locked up, even if it

891
00:43:27,493 --> 00:43:30,373
Speaker 3: is visible, I'd expect the insurance company to come back

892
00:43:30,373 --> 00:43:31,573
Speaker 3: and say, yeah, fair cop.

893
00:43:31,973 --> 00:43:32,172
Speaker 12: Yeah.

894
00:43:32,213 --> 00:43:34,613
Speaker 2: This textro on nine two nine two says where was

895
00:43:34,653 --> 00:43:38,212
Speaker 2: the car parked? Good question, on the street in front

896
00:43:38,213 --> 00:43:40,333
Speaker 2: of the house. This story doesn't specify that because if

897
00:43:40,333 --> 00:43:41,973
Speaker 2: it was in your driveway, that's a very different thing,

898
00:43:42,013 --> 00:43:42,333
Speaker 2: isn't it.

899
00:43:42,413 --> 00:43:44,293
Speaker 3: Yeah, Well that's how that can get people as well.

900
00:43:44,333 --> 00:43:46,252
Speaker 3: That if you tell your insurance company that you park

901
00:43:46,293 --> 00:43:48,013
Speaker 3: your car in a garage and it gets broken into

902
00:43:48,053 --> 00:43:50,493
Speaker 3: outside of that garage, I think they've got grounds to say, nap,

903
00:43:50,653 --> 00:43:51,493
Speaker 3: not going to pay out this.

904
00:43:51,653 --> 00:43:53,613
Speaker 2: Texas says you can't rob a car, you knob.

905
00:43:54,693 --> 00:43:56,613
Speaker 3: Well, I am a knob, but of course you can

906
00:43:57,053 --> 00:43:57,493
Speaker 3: rob a car.

907
00:43:57,573 --> 00:43:58,573
Speaker 2: Why can't you rob a car?

908
00:43:58,693 --> 00:44:01,573
Speaker 3: Yeah, you can break into it, starter up and she's robbed, So.

909
00:44:01,773 --> 00:44:03,652
Speaker 2: You can steal a car, but you can rob things

910
00:44:03,693 --> 00:44:05,692
Speaker 2: from a car. I think that person's got confused there. Yeah,

911
00:44:05,733 --> 00:44:06,573
Speaker 2: definitely rob a car.

912
00:44:06,653 --> 00:44:08,453
Speaker 3: Yeah, absolutely, thanks to the text though.

913
00:44:08,413 --> 00:44:09,253
Speaker 2: Yeah, I appreciate it.

914
00:44:09,413 --> 00:44:12,172
Speaker 3: I wait, one hundreds, good to clarify, I thinks.

915
00:44:12,253 --> 00:44:15,973
Speaker 2: So it's an interesting one, isn't it. I didn't know this.

916
00:44:16,333 --> 00:44:18,172
Speaker 2: I just thought stuff in your car was covered if

917
00:44:18,173 --> 00:44:20,453
Speaker 2: you have that particular insurance. So what are the other

918
00:44:20,493 --> 00:44:23,053
Speaker 2: things that people should look out for when it comes

919
00:44:23,053 --> 00:44:26,333
Speaker 2: to insurance? If you leave your doors unlocked and your house,

920
00:44:26,373 --> 00:44:29,133
Speaker 2: are you covered for your contents insurance? What about leaving

921
00:44:29,133 --> 00:44:33,772
Speaker 2: the windows unlocked, barefoot driving? What don't you know about

922
00:44:33,773 --> 00:44:34,373
Speaker 2: your policies?

923
00:44:34,453 --> 00:44:36,533
Speaker 3: Yeah, come on through. I eight one hundred eighty ten

924
00:44:36,573 --> 00:44:38,453
Speaker 3: eighty is the number to call. Nine two ninety two

925
00:44:38,813 --> 00:44:39,853
Speaker 3: is the text number.

926
00:44:40,173 --> 00:44:43,172
Speaker 2: If you push your partner off a mountain path, an

927
00:44:43,173 --> 00:44:47,053
Speaker 2: isolated mountain path, can you claim the life insurance that

928
00:44:47,373 --> 00:44:49,853
Speaker 2: kind of thing. Yeah, these curly gray area questions.

929
00:44:49,973 --> 00:44:52,652
Speaker 3: Love to hear those stories. Absolutely, come on through. It

930
00:44:52,733 --> 00:44:54,732
Speaker 3: is eleven past two back in the mole. You're listening

931
00:44:54,733 --> 00:44:57,413
Speaker 3: to Matt and Tyler, your.

932
00:44:57,293 --> 00:45:01,212
Speaker 1: Home of afternoon talk, Mad Heathen Tyler Adams afternoons.

933
00:45:01,413 --> 00:45:04,692
Speaker 6: Call Oh eight hundred eighty ten eighty News Talk ZB.

934
00:45:05,933 --> 00:45:06,533
Speaker 3: News Talks.

935
00:45:06,573 --> 00:45:09,973
Speaker 2: There be well wow, wow, I think this person, the

936
00:45:10,013 --> 00:45:12,133
Speaker 2: person that called you a knob, might have something here

937
00:45:12,173 --> 00:45:14,933
Speaker 2: about I think you can only rob.

938
00:45:14,813 --> 00:45:17,293
Speaker 3: A person, yeah, me a copa time for me?

939
00:45:17,573 --> 00:45:19,813
Speaker 2: Yeah, So I was thinking now, meaning that they hadn't

940
00:45:19,853 --> 00:45:22,173
Speaker 2: heard you and they thought the car had been stolen.

941
00:45:22,373 --> 00:45:25,173
Speaker 2: So you don't rob a car when you steal the car.

942
00:45:25,813 --> 00:45:27,613
Speaker 2: But I thought in the way that you can rob

943
00:45:27,653 --> 00:45:31,413
Speaker 2: a house if you break into a car. So you

944
00:45:31,453 --> 00:45:34,133
Speaker 2: break into a car and steal something, yes, but you

945
00:45:34,293 --> 00:45:35,573
Speaker 2: rob from the person.

946
00:45:35,893 --> 00:45:39,293
Speaker 3: Yeah. Apparently the deep dive into the origins of the

947
00:45:39,293 --> 00:45:42,013
Speaker 3: word rob has to be associated with people.

948
00:45:41,813 --> 00:45:43,732
Speaker 2: As this text says, you can't rob a car with

949
00:45:43,733 --> 00:45:44,893
Speaker 2: no people in it. You're not.

950
00:45:46,973 --> 00:45:49,533
Speaker 3: A very important part of it. Yeah, I really appreciate

951
00:45:49,533 --> 00:45:51,093
Speaker 3: the knob out of it. Thank you very much.

952
00:45:51,333 --> 00:45:55,613
Speaker 2: So, okay, I've got some audio here that see this

953
00:45:55,653 --> 00:45:56,053
Speaker 2: will help.

954
00:45:56,133 --> 00:45:56,813
Speaker 3: Let's ever listen.

955
00:45:56,933 --> 00:45:57,813
Speaker 2: Okay, let's have it.

956
00:45:58,053 --> 00:46:02,653
Speaker 21: Let's see job and steal. Both the words are related

957
00:46:02,693 --> 00:46:05,853
Speaker 21: to crime, but you know what, there is a difference

958
00:46:05,853 --> 00:46:10,053
Speaker 21: in using them. Rob is used for the bigger crimes.

959
00:46:10,493 --> 00:46:14,293
Speaker 21: It is focused on the person and the place being targeted.

960
00:46:14,533 --> 00:46:21,173
Speaker 21: It often involves force or threat. They robbed the bank yesterday.

961
00:46:21,573 --> 00:46:27,293
Speaker 21: He was robbed in the street. Now, steal steal focuses

962
00:46:27,493 --> 00:46:31,653
Speaker 21: on the things being taken, not the person or the place.

963
00:46:32,133 --> 00:46:36,653
Speaker 21: It's generally used for smaller crimes. Someone stole my wallet.

964
00:46:37,093 --> 00:46:41,813
Speaker 21: The thief stole jewelry from the house. Here's a quick comparison.

965
00:46:42,373 --> 00:46:47,413
Speaker 21: They robbed the bank and stole ten thousand dollars. Rob

966
00:46:48,013 --> 00:46:51,652
Speaker 21: focuses on the place. Steal focuses on the thing.

967
00:46:52,173 --> 00:46:55,652
Speaker 2: Well, say that that's interesting because you can rob the

968
00:46:55,693 --> 00:46:58,013
Speaker 2: car and steal the guy's watchers.

969
00:46:59,093 --> 00:47:02,213
Speaker 3: Yeah, but in that case it's they've stolen the goods

970
00:47:02,693 --> 00:47:05,533
Speaker 3: and robbed the person. But then if they steal the car,

971
00:47:05,533 --> 00:47:08,933
Speaker 3: because there's nobody look good to clarify. I think we

972
00:47:08,973 --> 00:47:12,373
Speaker 3: will get to the bottom of that before this hour's out. No,

973
00:47:12,533 --> 00:47:14,573
Speaker 3: you can only rib a person like this is this

974
00:47:14,653 --> 00:47:16,933
Speaker 3: is this is complex. This always happens on our show.

975
00:47:17,053 --> 00:47:19,692
Speaker 2: We get we get massively derailed from the topic due

976
00:47:19,733 --> 00:47:24,493
Speaker 2: to tyler and my inability to speak English.

977
00:47:24,613 --> 00:47:27,133
Speaker 3: Yeah, very that is very well poised.

978
00:47:27,453 --> 00:47:28,853
Speaker 2: Take this down, could set.

979
00:47:28,733 --> 00:47:30,613
Speaker 3: I don't know what we can do about that. I'm sorry.

980
00:47:30,853 --> 00:47:33,773
Speaker 3: At least get back to insurance though, get a shama.

981
00:47:34,613 --> 00:47:35,253
Speaker 5: Hi good eh.

982
00:47:35,293 --> 00:47:37,493
Speaker 4: I learned a bit of English through that last session

983
00:47:37,533 --> 00:47:37,973
Speaker 4: in wheels.

984
00:47:38,053 --> 00:47:41,653
Speaker 2: Yeah, me too, which is, yeah, I'm a little bit confused,

985
00:47:41,653 --> 00:47:43,533
Speaker 2: but I think I'm closer to the truth.

986
00:47:44,693 --> 00:47:47,013
Speaker 4: I believe you confused more people than you've got them

987
00:47:47,053 --> 00:47:47,813
Speaker 4: sort of indicated.

988
00:47:48,293 --> 00:47:51,013
Speaker 2: Likely that's what we do every day.

989
00:47:51,773 --> 00:47:55,652
Speaker 4: Yeah, just my thoughts on insurance. One element in the

990
00:47:55,653 --> 00:47:58,253
Speaker 4: insurance I've been in the insurance industry for most of

991
00:47:58,293 --> 00:48:02,853
Speaker 4: my life and sort of retired now. So one element

992
00:48:03,573 --> 00:48:07,573
Speaker 4: is that you should be People believe there's this mindset

993
00:48:07,613 --> 00:48:10,773
Speaker 4: that if I meansured, I can be as scarless as possible.

994
00:48:11,373 --> 00:48:14,373
Speaker 4: But the reality is that you should always behave as

995
00:48:14,413 --> 00:48:19,093
Speaker 4: you are uninsured in any aspect of your life. That

996
00:48:19,293 --> 00:48:22,813
Speaker 4: is the clear mitigation on any claims. So example, a

997
00:48:22,893 --> 00:48:25,093
Speaker 4: gentleman that actually made that claim for the city one

998
00:48:25,133 --> 00:48:30,293
Speaker 4: thousand dollars whatever it was his mindset what I insured,

999
00:48:30,293 --> 00:48:32,573
Speaker 4: I'll go and sleep, I'll park the kive. If something

1000
00:48:32,613 --> 00:48:35,813
Speaker 4: goes wrong, I've got insurance cover. That mentality is wrong,

1001
00:48:35,853 --> 00:48:40,933
Speaker 4: you will always get rejected. Similar to any claims of

1002
00:48:40,933 --> 00:48:44,693
Speaker 4: a natural disaster, some people wait for the insurance companies

1003
00:48:44,693 --> 00:48:45,533
Speaker 4: to actually.

1004
00:48:45,213 --> 00:48:45,813
Speaker 5: And if you've got the.

1005
00:48:47,973 --> 00:48:53,333
Speaker 4: Ability to secure your home prior to an insurance prior

1006
00:48:53,373 --> 00:48:56,732
Speaker 4: to an event, those things should be done even though

1007
00:48:56,773 --> 00:49:00,533
Speaker 4: you insured. So just to re emphasize that a lot

1008
00:49:00,573 --> 00:49:04,053
Speaker 4: of people have this mindset. Because I'm insured, I can

1009
00:49:04,093 --> 00:49:05,293
Speaker 4: be as scarless as possible.

1010
00:49:05,733 --> 00:49:08,373
Speaker 3: And it makes sense what you're saying, But what a

1011
00:49:08,413 --> 00:49:11,333
Speaker 3: out accidents? And you could argue, so when you're driving

1012
00:49:11,373 --> 00:49:13,253
Speaker 3: in a car, you don't expect to have an accident,

1013
00:49:13,293 --> 00:49:16,293
Speaker 3: and you're trying not to, obviously to your point, but

1014
00:49:16,333 --> 00:49:19,453
Speaker 3: sometimes accidents happen because you haven't been careful. There wasn't

1015
00:49:19,493 --> 00:49:21,413
Speaker 3: reasonable care on what you were doing, and you still

1016
00:49:21,413 --> 00:49:23,773
Speaker 3: get paid out. Could you not argue that this fella

1017
00:49:24,453 --> 00:49:26,933
Speaker 3: he accidentally left the bags, you know, it slipped his

1018
00:49:27,013 --> 00:49:28,772
Speaker 3: mind and it was an accident that he left those

1019
00:49:28,813 --> 00:49:29,653
Speaker 3: goods on the seat.

1020
00:49:30,853 --> 00:49:35,733
Speaker 4: It boils down to the terminology accidental or accident. You know,

1021
00:49:35,933 --> 00:49:39,172
Speaker 4: accidentally left something in the car compared to it having

1022
00:49:39,213 --> 00:49:42,813
Speaker 4: an accident at two different food aspects. So you know,

1023
00:49:43,373 --> 00:49:47,173
Speaker 4: you knew you've come back, you know you've got valuables

1024
00:49:47,253 --> 00:49:49,973
Speaker 4: in your car. How much effort did you make to

1025
00:49:50,053 --> 00:49:54,093
Speaker 4: secure it is the question? You know, if you believe

1026
00:49:54,133 --> 00:49:57,773
Speaker 4: that I could leave my car full visibility of what

1027
00:49:57,813 --> 00:49:59,773
Speaker 4: the contents inside.

1028
00:49:59,533 --> 00:50:03,373
Speaker 3: Yeah, and believe that if I get robbed.

1029
00:50:03,133 --> 00:50:06,293
Speaker 4: I can claim insurance and it is you know, it's

1030
00:50:06,293 --> 00:50:11,173
Speaker 4: a bit dumbfounding that somebody can be so ridiculously cares.

1031
00:50:13,613 --> 00:50:13,973
Speaker 3: That's a lot.

1032
00:50:15,733 --> 00:50:19,732
Speaker 2: How is that worded in an insurance policy? That's sort

1033
00:50:19,773 --> 00:50:23,533
Speaker 2: of you know, responsibility to be sensible.

1034
00:50:25,333 --> 00:50:28,973
Speaker 4: Well, it is more to do with well if you

1035
00:50:29,213 --> 00:50:33,133
Speaker 4: if you buy it again. It boils down to what

1036
00:50:33,173 --> 00:50:38,893
Speaker 4: type of insurance you've taken. And it's not really worded

1037
00:50:39,053 --> 00:50:42,413
Speaker 4: as I'm saying it, but there's in terms of when

1038
00:50:42,453 --> 00:50:46,733
Speaker 4: you are making a claim on an insurance policy and

1039
00:50:46,773 --> 00:50:51,053
Speaker 4: their point in assessor. The assessor's responsibility is to see

1040
00:50:51,293 --> 00:50:54,093
Speaker 4: how much do you care you took on your property

1041
00:50:54,373 --> 00:50:58,453
Speaker 4: or on your goods or whatever you ensured. In terms

1042
00:50:58,533 --> 00:51:03,172
Speaker 4: of securing it, it's similar to having something You leave

1043
00:51:03,213 --> 00:51:07,493
Speaker 4: something outside your door and it's in your compound, but

1044
00:51:07,573 --> 00:51:09,493
Speaker 4: it's not secure it and somebody picks.

1045
00:51:09,293 --> 00:51:11,293
Speaker 5: It and takes it, and you say, oh.

1046
00:51:11,093 --> 00:51:13,893
Speaker 4: It's insurance, I clave insurance on it. But the fact

1047
00:51:13,933 --> 00:51:15,933
Speaker 4: is that there was an ability of having that in

1048
00:51:15,973 --> 00:51:19,652
Speaker 4: your house rather than leaving it outside. Well, it's it's

1049
00:51:19,653 --> 00:51:23,293
Speaker 4: not a it's not a it's I would say, a common.

1050
00:51:23,053 --> 00:51:26,853
Speaker 2: Sense not if your jewelry box is sitting open on

1051
00:51:27,173 --> 00:51:29,533
Speaker 2: in the middle of the driveway right beside the gate,

1052
00:51:30,373 --> 00:51:32,693
Speaker 2: then it's not assured as opplosed to if it's in

1053
00:51:32,733 --> 00:51:36,373
Speaker 2: your room and locked up. Yeah. Now I've got a

1054
00:51:36,413 --> 00:51:40,453
Speaker 2: question for you, Sharma, just quickly. So what about a

1055
00:51:40,453 --> 00:51:47,933
Speaker 2: total idiot like me, for example, who sourable? Yeah, so yesterday,

1056
00:51:48,293 --> 00:51:51,493
Speaker 2: whilst driving out of the car park, I smashed up

1057
00:51:51,493 --> 00:51:54,493
Speaker 2: the back door of my car and on on a ballard.

1058
00:51:55,253 --> 00:51:57,573
Speaker 2: And it's the second time I've done that this year

1059
00:51:59,013 --> 00:52:01,853
Speaker 2: in the car. That's could you argue that I'm too

1060
00:52:01,893 --> 00:52:04,093
Speaker 2: much of an idiot to pay out insurance because I've made

1061
00:52:04,093 --> 00:52:07,413
Speaker 2: the same mistake twice?

1062
00:52:07,733 --> 00:52:11,292
Speaker 4: So there was Those things are debatable. I think you'd

1063
00:52:11,293 --> 00:52:14,493
Speaker 4: get a you'd get a favorable insurance claim out of that,

1064
00:52:14,573 --> 00:52:17,573
Speaker 4: because it's, uh, it's it's the time of the day,

1065
00:52:17,613 --> 00:52:20,853
Speaker 4: you're actually coming out, what was the you know, you

1066
00:52:20,893 --> 00:52:26,373
Speaker 4: were conscious, you didn't have any alcohols so to say,

1067
00:52:26,493 --> 00:52:28,252
Speaker 4: or you were really in the right state of mind

1068
00:52:28,293 --> 00:52:32,413
Speaker 4: to drive and it's an accident. Yeah, so those things, Yeah,

1069
00:52:32,453 --> 00:52:34,973
Speaker 4: you know, I could see the insurance looking at that

1070
00:52:35,333 --> 00:52:37,533
Speaker 4: quite favorably that it can happen.

1071
00:52:38,053 --> 00:52:40,773
Speaker 3: Matt talked about a myth a little bit earlier on

1072
00:52:40,773 --> 00:52:43,453
Speaker 3: this our shama about driving barefoot. I'll take it your

1073
00:52:43,453 --> 00:52:46,453
Speaker 3: shoes on when this this accident happens. Absolutely, yes, that's good.

1074
00:52:46,813 --> 00:52:49,253
Speaker 3: Is there is there such a thing as is not

1075
00:52:49,293 --> 00:52:52,573
Speaker 3: being insured if you're not wearing shoes where you're driving. No,

1076
00:52:52,613 --> 00:52:54,533
Speaker 3: not at all all right, so you say, not.

1077
00:52:54,693 --> 00:52:56,652
Speaker 5: A lot of my knowledge at all?

1078
00:52:56,733 --> 00:53:00,973
Speaker 4: That nothing. At the end of the day, there's no

1079
00:53:01,093 --> 00:53:05,893
Speaker 4: real there's no real uh written policy that suggests that

1080
00:53:05,933 --> 00:53:07,093
Speaker 4: what you're what you.

1081
00:53:07,213 --> 00:53:10,772
Speaker 5: Were drive, Who disqualifies you for my cover?

1082
00:53:11,333 --> 00:53:12,333
Speaker 2: Thank you for your cool sharma.

1083
00:53:12,413 --> 00:53:13,093
Speaker 3: Yeah, great cool.

1084
00:53:13,373 --> 00:53:16,653
Speaker 2: You can wear those diving flippers heavy days.

1085
00:53:17,053 --> 00:53:18,893
Speaker 3: Oh one hundred and eighty ten eighty is the number

1086
00:53:18,893 --> 00:53:21,253
Speaker 3: to call if you've recently buttered heads with you insure

1087
00:53:21,813 --> 00:53:24,533
Speaker 3: a claim you thought was going to be accepted. Love

1088
00:53:24,533 --> 00:53:26,733
Speaker 3: to hear from you. Nine two nine tools the text number.

1089
00:53:27,213 --> 00:53:31,893
Speaker 2: This TEXTA says for clarification insurance companies rob us. That's

1090
00:53:31,893 --> 00:53:32,333
Speaker 2: from Steph.

1091
00:53:32,373 --> 00:53:34,692
Speaker 3: Yeah, that's pretty clear. It's twenty three pars due.

1092
00:53:35,253 --> 00:53:37,933
Speaker 2: Here's a question, what if your home could buy your

1093
00:53:38,053 --> 00:53:41,973
Speaker 2: next one? Sounds impossible, right, but that's exactly what we

1094
00:53:42,053 --> 00:53:45,573
Speaker 2: thought until we talked with the Staircase crew on their podcast,

1095
00:53:45,653 --> 00:53:47,933
Speaker 2: they've helped thousands of Kiwis use the equity in their

1096
00:53:47,933 --> 00:53:51,293
Speaker 2: homes to build wealth through smart property investing. No tracks,

1097
00:53:51,333 --> 00:53:53,773
Speaker 2: just real numbers, real strategy and a team that actually

1098
00:53:53,773 --> 00:53:56,253
Speaker 2: knows what they're doing. And the best part is they

1099
00:53:56,293 --> 00:53:59,013
Speaker 2: explain it in plain English. You don't have to be

1100
00:53:59,013 --> 00:54:01,853
Speaker 2: a finance nerd to get it. We got into it

1101
00:54:01,893 --> 00:54:05,733
Speaker 2: on the Alternative Guide to Property Investment on the Staircase podcast,

1102
00:54:05,853 --> 00:54:08,253
Speaker 2: The Myth, the Mistakes, the mindset shift that turns your

1103
00:54:08,453 --> 00:54:12,373
Speaker 2: home into your first investment tool and when we say we,

1104
00:54:12,773 --> 00:54:16,053
Speaker 2: I mean me. The podcast stars Matt Heath. We covered

1105
00:54:16,093 --> 00:54:18,333
Speaker 2: it all, where to start, what to watch out for,

1106
00:54:18,493 --> 00:54:20,732
Speaker 2: and how to build a plan that works for you.

1107
00:54:20,773 --> 00:54:23,533
Speaker 2: Go check it out on iHeartRadio or find it at

1108
00:54:23,653 --> 00:54:27,533
Speaker 2: Staircase dot co dot nz. It's eye opening stuff.

1109
00:54:31,853 --> 00:54:33,293
Speaker 6: Matt Heath and Tyler Adams.

1110
00:54:33,333 --> 00:54:36,533
Speaker 1: Afternoons call OH eight hundred eighty ten eighty on news

1111
00:54:36,613 --> 00:54:38,493
Speaker 1: Talk ZB twenty six past two.

1112
00:54:38,533 --> 00:54:41,853
Speaker 3: We're talking about insurance claims. Have you ever butted head

1113
00:54:41,973 --> 00:54:44,413
Speaker 3: or come against an insurance claim that was rejected when

1114
00:54:44,453 --> 00:54:46,053
Speaker 3: you thought it was going to be sweet airs Oh

1115
00:54:46,053 --> 00:54:47,493
Speaker 3: one hundred and eighty ten eighty some.

1116
00:54:47,693 --> 00:54:50,853
Speaker 2: This is a Texter that's Look, this is what they've

1117
00:54:50,893 --> 00:54:54,133
Speaker 2: said about my little accident with the back passenger door

1118
00:54:54,173 --> 00:54:57,653
Speaker 2: of my car. Okay, insurance aren't stupid, and they smell

1119
00:54:57,693 --> 00:54:59,453
Speaker 2: a rat who's trying to take them for a ride.

1120
00:54:59,693 --> 00:55:01,893
Speaker 2: And it's not their first claim by the sound of things,

1121
00:55:02,173 --> 00:55:06,413
Speaker 2: which would also raise a red frag. There you go. Yeah, okay, No,

1122
00:55:06,733 --> 00:55:10,453
Speaker 2: it's a legitimate and it'll all be on cameras downstairs.

1123
00:55:10,533 --> 00:55:12,373
Speaker 3: Yeah, and it was an accident. You can have an

1124
00:55:12,373 --> 00:55:14,933
Speaker 3: accident more than once in your life. Yeah, I mean

1125
00:55:14,973 --> 00:55:17,733
Speaker 3: there's a difference between being an idiot and having an accident.

1126
00:55:17,813 --> 00:55:19,733
Speaker 2: You can have an accident more than once in six months.

1127
00:55:19,773 --> 00:55:23,373
Speaker 3: Yeah, that's six months. I one hundred and eighty ten

1128
00:55:23,413 --> 00:55:25,013
Speaker 3: eighty is the number to core. If you can't get through,

1129
00:55:25,133 --> 00:55:27,253
Speaker 3: keep trying. Get a Roger.

1130
00:55:28,013 --> 00:55:31,093
Speaker 12: Good, Hey, how are you? I think you'll probably find

1131
00:55:31,093 --> 00:55:32,853
Speaker 12: his premium might go up. Who he's had a couple

1132
00:55:32,893 --> 00:55:36,773
Speaker 12: more accidents, you know, he's a regular person having an accident.

1133
00:55:37,053 --> 00:55:39,733
Speaker 12: But with that guy with the car, I think he

1134
00:55:39,773 --> 00:55:41,773
Speaker 12: was an idiot doing what he did. But see if

1135
00:55:41,813 --> 00:55:44,453
Speaker 12: he had the stuff in a lock car up his

1136
00:55:44,573 --> 00:55:47,413
Speaker 12: driveway with lockgates in this gare oat with a locked

1137
00:55:47,413 --> 00:55:50,133
Speaker 12: garage door and it got broken into him stolen. I'd

1138
00:55:50,133 --> 00:55:51,733
Speaker 12: say the chances of them getting paid that would be

1139
00:55:51,813 --> 00:55:56,053
Speaker 12: very good. Yeah, And I found out for me, I've

1140
00:55:56,093 --> 00:55:59,533
Speaker 12: had my same broke. I've got a broker for the

1141
00:55:59,573 --> 00:56:02,773
Speaker 12: last probably thirty five years. And the thing I've noticed

1142
00:56:02,773 --> 00:56:06,493
Speaker 12: over the years is years ago that claim probably would

1143
00:56:06,533 --> 00:56:08,453
Speaker 12: have taken twenty years ago, they probably would have accept the

1144
00:56:08,493 --> 00:56:11,533
Speaker 12: claim now because there's so much fraud out there that

1145
00:56:11,733 --> 00:56:15,093
Speaker 12: tightening up. And even my broker, when I'm talking about stuff,

1146
00:56:15,093 --> 00:56:16,533
Speaker 12: you might say, look, if you've got a crapy old

1147
00:56:16,533 --> 00:56:18,253
Speaker 12: lock on the door, put a dead lock on it,

1148
00:56:18,493 --> 00:56:20,373
Speaker 12: if you if you can put a camera up, put

1149
00:56:20,413 --> 00:56:22,652
Speaker 12: some cameras up, if you can do, the more you

1150
00:56:22,653 --> 00:56:25,213
Speaker 12: can show the insurance coming you're doing to protect yourself,

1151
00:56:25,533 --> 00:56:28,413
Speaker 12: the better chances are of you getting a claim. And

1152
00:56:28,453 --> 00:56:30,333
Speaker 12: then I have had a few claims and what I've

1153
00:56:30,373 --> 00:56:33,453
Speaker 12: actually done with the broker, I've actually got him to

1154
00:56:33,613 --> 00:56:36,692
Speaker 12: word my claim form because again he said, you've got

1155
00:56:36,693 --> 00:56:38,893
Speaker 12: to be careful how you even word the claim form,

1156
00:56:38,893 --> 00:56:41,333
Speaker 12: because again you know it's not like lawyers looking at it.

1157
00:56:41,373 --> 00:56:43,652
Speaker 12: But again they don't want to be paying out too

1158
00:56:43,693 --> 00:56:46,013
Speaker 12: much of insurance because you know they're doing day so

1159
00:56:46,453 --> 00:56:48,653
Speaker 12: they're going to look at that claim for me, yours

1160
00:56:48,813 --> 00:56:51,493
Speaker 12: be able to find toothcamb So again, I've had my

1161
00:56:52,053 --> 00:56:56,493
Speaker 12: brakelader boats sink, had a house fire, so I got

1162
00:56:56,533 --> 00:56:59,453
Speaker 12: my broker to I just rung on and said, house

1163
00:57:00,173 --> 00:57:03,253
Speaker 12: half burned down, saw me out, you know, So he

1164
00:57:03,333 --> 00:57:05,493
Speaker 12: saw everything out for me. He showed me what to

1165
00:57:05,533 --> 00:57:07,693
Speaker 12: write down, what words to say and not to say.

1166
00:57:07,933 --> 00:57:10,252
Speaker 12: And I'm I've never had a problem in thirty five years,

1167
00:57:10,253 --> 00:57:13,413
Speaker 12: and I still haven't had a problem. But he's very helpful.

1168
00:57:13,693 --> 00:57:15,813
Speaker 12: Just a quick conversation. And every year we go over

1169
00:57:15,933 --> 00:57:19,933
Speaker 12: my policies and these are increases, all know, it increases,

1170
00:57:20,253 --> 00:57:23,413
Speaker 12: but the terms and that inside can change. You've got

1171
00:57:23,453 --> 00:57:24,653
Speaker 12: to be aware of those as well.

1172
00:57:25,333 --> 00:57:28,133
Speaker 2: Yeah, And I mean, I guess getting signed off by

1173
00:57:28,213 --> 00:57:30,613
Speaker 2: the insurance company probably helps if you're being honest as well.

1174
00:57:30,693 --> 00:57:34,213
Speaker 2: I mean, but you know, even it kind of makes

1175
00:57:34,253 --> 00:57:37,133
Speaker 2: sense to put all all those kind of precautions in

1176
00:57:37,173 --> 00:57:39,653
Speaker 2: place anyway, I mean, obviously makes sense, right, as many

1177
00:57:39,693 --> 00:57:42,333
Speaker 2: precautions as you can, because you want your stuff not

1178
00:57:42,373 --> 00:57:44,653
Speaker 2: to get stolen and you want your house not to

1179
00:57:44,693 --> 00:57:46,893
Speaker 2: get broken in, and you didn't want to not talk

1180
00:57:46,933 --> 00:57:48,893
Speaker 2: to the insurance company if you can help it, because

1181
00:57:49,013 --> 00:57:50,133
Speaker 2: it's just a pain in the ass.

1182
00:57:50,333 --> 00:57:54,773
Speaker 12: Yeah, so absolutely so again, my broke has been so helpful.

1183
00:57:54,773 --> 00:57:58,733
Speaker 12: Even when my house burned down, he helped me. I

1184
00:57:58,813 --> 00:58:01,493
Speaker 12: went to a motel for I think nine weeks, which

1185
00:58:01,533 --> 00:58:03,893
Speaker 12: the insurance can be paid for. My dog went into

1186
00:58:03,893 --> 00:58:06,453
Speaker 12: a kennel. They paid for that. A lot of my

1187
00:58:06,493 --> 00:58:07,333
Speaker 12: stuff was destroyed.

1188
00:58:07,333 --> 00:58:08,053
Speaker 5: I've got to replace.

1189
00:58:08,613 --> 00:58:10,653
Speaker 12: There was even some stuff they had smoke damage, and

1190
00:58:10,853 --> 00:58:13,253
Speaker 12: they got to dry clean some of my clothes. So

1191
00:58:13,733 --> 00:58:15,693
Speaker 12: it was very, very helpful, and I just regree and

1192
00:58:15,773 --> 00:58:16,453
Speaker 12: go what I do about this?

1193
00:58:16,693 --> 00:58:18,853
Speaker 3: Oh, really, when you need them, they voue aren't they?

1194
00:58:18,933 --> 00:58:22,453
Speaker 3: But Roger, for example, under my insurance policy for my car,

1195
00:58:22,613 --> 00:58:25,893
Speaker 3: it states that I park it at night in a garage,

1196
00:58:26,053 --> 00:58:27,773
Speaker 3: and I just wonder for you know, for one night,

1197
00:58:27,773 --> 00:58:30,053
Speaker 3: for whatever reason, I don't park it in the garage,

1198
00:58:30,053 --> 00:58:33,413
Speaker 3: and that night it gets broken into and stolen, and

1199
00:58:33,453 --> 00:58:35,253
Speaker 3: then they don't pay out to me. That's a bit

1200
00:58:35,293 --> 00:58:37,293
Speaker 3: unfair that that ninety nine percent of the time I

1201
00:58:37,293 --> 00:58:39,093
Speaker 3: put it in the garage and then this one time,

1202
00:58:39,133 --> 00:58:40,933
Speaker 3: for whatever reason, there might be stuff in the garage.

1203
00:58:40,933 --> 00:58:43,013
Speaker 3: I didn't have that in there. You see what I'm

1204
00:58:43,013 --> 00:58:45,573
Speaker 3: saying that that wasn't really a slip up. It was

1205
00:58:45,693 --> 00:58:47,453
Speaker 3: just that one time where it was on the street

1206
00:58:47,493 --> 00:58:50,333
Speaker 3: and I got unlucky. But that's what insurance is for, really.

1207
00:58:50,173 --> 00:58:50,533
Speaker 2: Isn't it.

1208
00:58:51,293 --> 00:58:51,893
Speaker 6: Absolutely?

1209
00:58:51,933 --> 00:58:55,213
Speaker 12: Absolutely? But again in this day and age, even myself,

1210
00:58:55,253 --> 00:58:58,173
Speaker 12: if I'm driving around, you know, sometimes I'll say, oh,

1211
00:58:58,173 --> 00:58:59,493
Speaker 12: I've got to go down to the money machine and

1212
00:58:59,533 --> 00:59:01,933
Speaker 12: get it. It's eight o'clock. I won't go down tonight,

1213
00:59:02,013 --> 00:59:04,533
Speaker 12: it's too late. I'll go down tomorrow. It's just been

1214
00:59:04,573 --> 00:59:07,253
Speaker 12: aware of your surroundings and what you're doing. Or shall

1215
00:59:07,293 --> 00:59:10,053
Speaker 12: I put their car down there? Or do I just

1216
00:59:10,173 --> 00:59:12,133
Speaker 12: park it in the lights there and I'll walk the

1217
00:59:12,173 --> 00:59:15,453
Speaker 12: extra half a k or something. So it's been aware

1218
00:59:15,493 --> 00:59:17,493
Speaker 12: of what's out there, and that's what insurance companies are

1219
00:59:17,493 --> 00:59:19,733
Speaker 12: looking at as well. And if they can wiggle out

1220
00:59:19,733 --> 00:59:23,693
Speaker 12: of a claim, they generally will. So again I found

1221
00:59:23,733 --> 00:59:25,813
Speaker 12: that I've never really had an issue with claims because

1222
00:59:25,813 --> 00:59:28,093
Speaker 12: I've had my broker. But yeah, there are some silly

1223
00:59:28,093 --> 00:59:30,293
Speaker 12: ones out there, and like say, but there are some

1224
00:59:30,293 --> 00:59:33,773
Speaker 12: silly people out there as well. So hence the balance

1225
00:59:33,813 --> 00:59:37,493
Speaker 12: that the insurance companies are trying to find but unfortunately

1226
00:59:37,493 --> 00:59:40,093
Speaker 12: most of the balance stay fine. We disagree with.

1227
00:59:40,373 --> 00:59:43,573
Speaker 2: Yeah, thank you so much for your call a Roger. Yeah,

1228
00:59:43,613 --> 00:59:46,733
Speaker 2: I lost my late mother's diamond and platinum engagement ring,

1229
00:59:46,773 --> 00:59:49,413
Speaker 2: says Sally, and which was valued at four five hundred dollars.

1230
00:59:50,253 --> 00:59:53,013
Speaker 2: I had put a claim in giving them a valuation

1231
00:59:53,133 --> 00:59:56,053
Speaker 2: certificate for the ring. However, they would only pay me

1232
00:59:56,093 --> 00:59:58,373
Speaker 2: two thousand dollars as I did not lodge the valuation

1233
00:59:58,453 --> 01:00:01,773
Speaker 2: certificate with my bank, who pay my insurance every month.

1234
01:00:02,133 --> 01:00:04,413
Speaker 2: I did not realize you had to do that. I

1235
01:00:04,453 --> 01:00:08,173
Speaker 2: thought the valuation certificate would be enough to add insult injury.

1236
01:00:08,533 --> 01:00:10,573
Speaker 2: They then told me that the ring had increased in

1237
01:00:10,653 --> 01:00:13,773
Speaker 2: value to nearly ten thousand dollars. So the moral of

1238
01:00:13,773 --> 01:00:16,573
Speaker 2: the story is tell the insurance company when you do evaluation,

1239
01:00:16,853 --> 01:00:20,813
Speaker 2: or your bank, whoever pays the insurance. Yes, Sally and Yeah,

1240
01:00:20,853 --> 01:00:21,413
Speaker 2: that sucks.

1241
01:00:21,453 --> 01:00:23,493
Speaker 3: I can see why the insurance companies want that, though,

1242
01:00:23,493 --> 01:00:27,733
Speaker 3: because that changes your premium. Right, if you've got you've

1243
01:00:27,733 --> 01:00:29,773
Speaker 3: got something valued for I don't know, two k, you

1244
01:00:29,853 --> 01:00:32,293
Speaker 3: pay a lower premium for something valued at ten k.

1245
01:00:32,973 --> 01:00:35,973
Speaker 2: This Texas is curious. Read your flirtation with the Ballard.

1246
01:00:36,293 --> 01:00:38,533
Speaker 2: Do you have to pay to have it repainted, Juliet.

1247
01:00:38,573 --> 01:00:42,853
Speaker 2: That's a good point that Bollard did paint my car. Yes,

1248
01:00:42,973 --> 01:00:45,533
Speaker 2: this big quite a lot of yellow paint on my car.

1249
01:00:45,653 --> 01:00:47,293
Speaker 3: I'm looking forward to seeing it all right. I'm going

1250
01:00:47,333 --> 01:00:48,413
Speaker 3: to get down to the garage soon.

1251
01:00:48,613 --> 01:00:50,293
Speaker 2: I might go down there and put a lick of

1252
01:00:50,293 --> 01:00:52,813
Speaker 2: paint on it before the building manager has a lot.

1253
01:00:53,133 --> 01:00:56,653
Speaker 3: Good call. It is twenty eight to three headlines coming up.

1254
01:00:56,813 --> 01:01:00,253
Speaker 3: Then taking more of your calls about insurance snaf foos.

1255
01:01:00,533 --> 01:01:05,013
Speaker 16: Back in a month, US Talk said the headlines with

1256
01:01:05,133 --> 01:01:08,133
Speaker 16: blue bubble taxi, it's no trouble with a blue bubble.

1257
01:01:08,693 --> 01:01:11,213
Speaker 16: A new report's advising the government to take a new

1258
01:01:11,533 --> 01:01:16,173
Speaker 16: approach to tackle worsening organized crime and recommends a dedicated

1259
01:01:16,213 --> 01:01:20,013
Speaker 16: minister for the issue. Primary School Principles have agreed to

1260
01:01:20,093 --> 01:01:22,613
Speaker 16: a pay deal. More than five hundred members of the

1261
01:01:22,653 --> 01:01:28,293
Speaker 16: Primary Principle's collective bargaining union support a payoffer. Career firefighters

1262
01:01:28,293 --> 01:01:30,933
Speaker 16: are back on the job after striking for an hour

1263
01:01:30,973 --> 01:01:34,533
Speaker 16: to day calling for safer equipment, better working conditions and

1264
01:01:34,693 --> 01:01:39,213
Speaker 16: fair pay. Meanwhile, Health Minister Samen Brown's confirmed a law

1265
01:01:39,333 --> 01:01:42,133
Speaker 16: change could be on the cards if no solution to

1266
01:01:42,213 --> 01:01:46,893
Speaker 16: pay disputes with doctors is found. Wellington councilor Ray Chung

1267
01:01:47,053 --> 01:01:49,813
Speaker 16: has been re elected with a margin of just forty

1268
01:01:49,853 --> 01:01:54,173
Speaker 16: five votes. Chug ran a controversial mayoral campaign marred by

1269
01:01:54,213 --> 01:01:58,333
Speaker 16: scandal's drummer and fallouts, and finished the race in third place.

1270
01:01:59,293 --> 01:02:02,373
Speaker 16: In New Zealand's first electric test flight took off from

1271
01:02:02,373 --> 01:02:05,893
Speaker 16: todong A Airport today heading to Hamilton. It's to determine

1272
01:02:05,893 --> 01:02:11,333
Speaker 16: how the plane works in New Zealand conditions. Nadia versus Chelsea?

1273
01:02:11,373 --> 01:02:15,373
Speaker 16: Which new cookbook will rule Key Wee kitchens this Christmas?

1274
01:02:15,613 --> 01:02:18,693
Speaker 16: You can read more at Inzen Herald Premium. Macnaughto matt

1275
01:02:18,733 --> 01:02:20,133
Speaker 16: Ethan Tyler Adams.

1276
01:02:19,733 --> 01:02:22,293
Speaker 3: Thank you, Ray Lean, and we are talking about insurance

1277
01:02:22,333 --> 01:02:24,773
Speaker 3: snaff foos on the back of this couple got back

1278
01:02:24,773 --> 01:02:27,653
Speaker 3: from holiday, left thirty one thousand dollars apparently worth of

1279
01:02:27,693 --> 01:02:31,053
Speaker 3: designer items in the car broken into and their insurance

1280
01:02:31,053 --> 01:02:33,573
Speaker 3: claim was rejected because they didn't take reasonable care.

1281
01:02:33,773 --> 01:02:37,173
Speaker 2: This Texas says, can you interview this thief? That must

1282
01:02:37,173 --> 01:02:41,973
Speaker 2: be have been like hitting the jackpot. Yeah, I mean

1283
01:02:42,013 --> 01:02:44,053
Speaker 2: if they walked across and saw that won, if it

1284
01:02:44,053 --> 01:02:45,973
Speaker 2: was a crime of opportunity, I mean, that's the thing,

1285
01:02:46,013 --> 01:02:49,013
Speaker 2: isn't that The insurance company's saying, maybe that person was

1286
01:02:49,093 --> 01:02:51,253
Speaker 2: just walking down the road and then they saw thirty

1287
01:02:51,333 --> 01:02:53,333
Speaker 2: one thousand dollars worth of watches and such in the

1288
01:02:53,373 --> 01:02:56,013
Speaker 2: backseat and they thought, Jap, I wasn't gonna rob a

1289
01:02:56,053 --> 01:02:58,733
Speaker 2: car today, but I'll robbed that one, dirty scum that

1290
01:02:59,053 --> 01:03:01,413
Speaker 2: thieves are. It's a good haul, way better than the

1291
01:03:01,493 --> 01:03:04,573
Speaker 2: usual change in the astra, says this Textter would love

1292
01:03:04,613 --> 01:03:06,893
Speaker 2: to hear the emotional rollercoaster when he found out what

1293
01:03:07,053 --> 01:03:07,893
Speaker 2: Luke was in the car.

1294
01:03:08,013 --> 01:03:09,773
Speaker 3: Yeah, if you're listening, dear thief, I love to have

1295
01:03:09,773 --> 01:03:10,293
Speaker 3: a chat with you.

1296
01:03:10,573 --> 01:03:15,813
Speaker 2: Yeah. Tyler and Matt confusing more people than they educate

1297
01:03:15,893 --> 01:03:18,133
Speaker 2: from twelve to four pm, five days a week. Love

1298
01:03:18,133 --> 01:03:18,773
Speaker 2: it great show?

1299
01:03:18,813 --> 01:03:22,853
Speaker 3: Can we get them in the promos? A spot on Oh,

1300
01:03:22,893 --> 01:03:24,493
Speaker 3: one hundred and eighty ten eighty years the number to go.

1301
01:03:24,733 --> 01:03:27,733
Speaker 2: Speaking of which, Andre, welcome the show. You're an ex

1302
01:03:27,813 --> 01:03:30,573
Speaker 2: cop and you want to talk about Rob versus Steel.

1303
01:03:31,773 --> 01:03:34,573
Speaker 22: I'm an ex policeman. Actually, I find that cop word

1304
01:03:34,653 --> 01:03:36,373
Speaker 22: quite derogatory.

1305
01:03:36,453 --> 01:03:39,573
Speaker 2: Where does cop come from? Sorry, I'll call you police,

1306
01:03:39,493 --> 01:03:40,373
Speaker 2: ye explain?

1307
01:03:40,973 --> 01:03:43,213
Speaker 22: Yeah, I don't know, I don't know.

1308
01:03:43,213 --> 01:03:43,853
Speaker 6: Where it comes from.

1309
01:03:43,853 --> 01:03:45,613
Speaker 22: But I don't know why we get called cops. I

1310
01:03:45,653 --> 01:03:49,133
Speaker 22: find it quite derogatory being but anyway, I'm just here

1311
01:03:49,173 --> 01:03:51,453
Speaker 22: to help. If you want some information on what a

1312
01:03:51,533 --> 01:03:52,773
Speaker 22: robbery and a theft.

1313
01:03:52,613 --> 01:03:54,133
Speaker 3: Is, thank you, Yeah, it'd be great.

1314
01:03:55,293 --> 01:03:57,693
Speaker 22: So a robberie, as they said, can only happen to

1315
01:03:57,733 --> 01:04:02,573
Speaker 22: a person and it's accompanied by violence. So what the

1316
01:04:02,653 --> 01:04:05,573
Speaker 22: lady said, when something being stolen, it has to be

1317
01:04:06,813 --> 01:04:10,133
Speaker 22: a company with left but accompanied.

1318
01:04:09,613 --> 01:04:13,053
Speaker 2: With violence, right? And is that a violence a violence

1319
01:04:13,093 --> 01:04:14,333
Speaker 2: on a person.

1320
01:04:13,933 --> 01:04:17,493
Speaker 22: Or on a person or threats of violence? So if

1321
01:04:17,493 --> 01:04:19,173
Speaker 22: you're walking down the if you're walking down the road

1322
01:04:19,293 --> 01:04:21,973
Speaker 22: and someone punches you and takes your wallet, it's a robbery.

1323
01:04:22,453 --> 01:04:24,653
Speaker 22: If they walk past you and steal your wallet without

1324
01:04:24,693 --> 01:04:26,453
Speaker 22: your knowing, that's just theft.

1325
01:04:26,613 --> 01:04:28,373
Speaker 2: Right, And so what about it robbing a bank? So

1326
01:04:28,413 --> 01:04:31,173
Speaker 2: if you go in with armed, that's a robbery armed.

1327
01:04:31,053 --> 01:04:33,693
Speaker 22: And so that's a robbery. If you break into a house,

1328
01:04:33,693 --> 01:04:34,413
Speaker 22: that's a burglary.

1329
01:04:35,133 --> 01:04:38,853
Speaker 3: Right, So there's there's no such things. Sorry, you carry on, andre.

1330
01:04:39,373 --> 01:04:43,013
Speaker 22: It only becomes a robbery when you're then a company

1331
01:04:43,093 --> 01:04:45,893
Speaker 22: with violence. So remember years ago they had a changed

1332
01:04:45,973 --> 01:04:48,813
Speaker 22: the home invasion, So that was when those people were

1333
01:04:48,853 --> 01:04:51,173
Speaker 22: killed on that farm. They were tied up and beaten.

1334
01:04:51,533 --> 01:04:54,413
Speaker 22: I think the wife was. They changed the law, so

1335
01:04:54,493 --> 01:04:56,813
Speaker 22: there is now that if you do break into a house,

1336
01:04:57,173 --> 01:05:00,333
Speaker 22: that then becomes a home invasion. But you have to

1337
01:05:00,333 --> 01:05:03,573
Speaker 22: break into the house and you have to meet you know,

1338
01:05:03,893 --> 01:05:05,813
Speaker 22: into the house, and then you have to steal something.

1339
01:05:06,213 --> 01:05:08,453
Speaker 3: Right, that's just a burgary. So there's no such thing

1340
01:05:08,533 --> 01:05:10,373
Speaker 3: is aggravated theft.

1341
01:05:11,413 --> 01:05:14,933
Speaker 22: No, well, well yeah, but that's aggravated robbery, is what

1342
01:05:14,973 --> 01:05:15,453
Speaker 22: you'd say.

1343
01:05:15,813 --> 01:05:19,373
Speaker 2: Right, that's funny. I've never this is I've been speaking

1344
01:05:19,413 --> 01:05:22,693
Speaker 2: this language my whole life, well you know, since scream

1345
01:05:22,693 --> 01:05:23,093
Speaker 2: to the TV.

1346
01:05:23,213 --> 01:05:27,213
Speaker 22: So the term robbery is thrown around. But there has

1347
01:05:27,253 --> 01:05:29,773
Speaker 22: to be a company. So the same thing as that

1348
01:05:30,453 --> 01:05:33,053
Speaker 22: to steal something that it has to have a value

1349
01:05:33,093 --> 01:05:34,813
Speaker 22: and it has to be cabled being moved, if that

1350
01:05:34,853 --> 01:05:38,373
Speaker 22: makes sense. So you can't steal ear and if you

1351
01:05:38,453 --> 01:05:40,613
Speaker 22: just break into a car, you just break into a car.

1352
01:05:40,933 --> 01:05:43,093
Speaker 2: So I've been accused of being an oxygen thief before.

1353
01:05:43,173 --> 01:05:46,933
Speaker 4: So there does that make sense?

1354
01:05:47,053 --> 01:05:48,373
Speaker 2: It does, Yeah, it makes sense.

1355
01:05:48,413 --> 01:05:50,693
Speaker 3: So that that teaster was right rob that I got

1356
01:05:50,693 --> 01:05:52,733
Speaker 3: the terminology wrong when I said they robbed the car.

1357
01:05:52,773 --> 01:05:54,973
Speaker 3: They didn't really rob the car. They stole items from

1358
01:05:54,973 --> 01:05:55,293
Speaker 3: the car.

1359
01:05:55,933 --> 01:05:57,653
Speaker 22: Yeah, they just broke what we used to say, you

1360
01:05:57,773 --> 01:06:00,693
Speaker 22: just broke into the car. Yeah, your car is broken into,

1361
01:06:00,893 --> 01:06:03,933
Speaker 22: your house is burgled. Here's one for you. I mean

1362
01:06:04,173 --> 01:06:06,613
Speaker 22: the thing the other day with I remember when St.

1363
01:06:06,733 --> 01:06:09,653
Speaker 22: Peter's house had that, you know, I had the crowbar

1364
01:06:10,093 --> 01:06:12,013
Speaker 22: smashed in the window. Yes, Where they're going to charge

1365
01:06:12,013 --> 01:06:15,933
Speaker 22: the guy burgery, Well, I find out difficult because to

1366
01:06:16,133 --> 01:06:18,373
Speaker 22: meet the ingredients of burglary you have to break something.

1367
01:06:18,413 --> 01:06:22,053
Speaker 22: You have to enter with intent to steal something. Yeah,

1368
01:06:22,093 --> 01:06:24,973
Speaker 22: so they haven't haven't broken into the house. They didn't

1369
01:06:24,973 --> 01:06:25,773
Speaker 22: commit a crime.

1370
01:06:25,573 --> 01:06:26,053
Speaker 6: In the house.

1371
01:06:26,213 --> 01:06:27,973
Speaker 22: I mean, that's what I mean. That's what when you

1372
01:06:28,173 --> 01:06:30,813
Speaker 22: speak law. You have to come across and you have

1373
01:06:30,893 --> 01:06:33,893
Speaker 22: to get all these things right. So, you know, you

1374
01:06:33,733 --> 01:06:36,893
Speaker 22: and you break into a car, you burger and burger

1375
01:06:36,933 --> 01:06:40,213
Speaker 22: ows a house, or you something that's stolen from you.

1376
01:06:41,013 --> 01:06:42,493
Speaker 3: Makes a lot of sense, yew Andre.

1377
01:06:42,613 --> 01:06:45,373
Speaker 2: Going back to the original thing at the start, about

1378
01:06:45,733 --> 01:06:48,333
Speaker 2: twenty five people texted in and said COP stands for

1379
01:06:48,413 --> 01:06:52,413
Speaker 2: constable on patrol that used to be on badgers see

1380
01:06:52,413 --> 01:06:56,693
Speaker 2: p right, But also that so that's one theory. But

1381
01:06:56,693 --> 01:06:59,493
Speaker 2: people don't really know. And the other theory is it

1382
01:06:59,533 --> 01:07:02,333
Speaker 2: comes from you know, when you copp a fine. Yeah, yeah,

1383
01:07:02,933 --> 01:07:06,853
Speaker 2: true that so people used to cop fines or copper

1384
01:07:06,973 --> 01:07:09,733
Speaker 2: charge and so cops started being so they started calling

1385
01:07:09,773 --> 01:07:10,413
Speaker 2: people coppers.

1386
01:07:10,573 --> 01:07:10,933
Speaker 3: Yeah.

1387
01:07:10,973 --> 01:07:13,173
Speaker 2: So there's two possible theories. But you know that's not

1388
01:07:13,173 --> 01:07:14,013
Speaker 2: what you want to be called.

1389
01:07:14,053 --> 01:07:18,293
Speaker 22: So well, yeah, I'm long gone, but I always find

1390
01:07:18,333 --> 01:07:20,693
Speaker 22: it that I find it we were always caused cop

1391
01:07:20,733 --> 01:07:24,893
Speaker 22: by people that didn't want to be speaking to the police.

1392
01:07:25,053 --> 01:07:27,013
Speaker 3: Yeah, yeah, very true. Andre, that's great.

1393
01:07:27,053 --> 01:07:29,733
Speaker 2: Hey, thank you so much for clearing up a couple

1394
01:07:29,773 --> 01:07:30,213
Speaker 2: of issues.

1395
01:07:30,293 --> 01:07:33,013
Speaker 3: Yeah, thank you very much. Nine two nine two is

1396
01:07:33,173 --> 01:07:34,213
Speaker 3: the text number.

1397
01:07:34,973 --> 01:07:36,933
Speaker 2: The six is I don't want to go on the radio,

1398
01:07:37,093 --> 01:07:39,173
Speaker 2: and please don't use my name, but I work in

1399
01:07:39,253 --> 01:07:42,253
Speaker 2: insurance every day. In my experience, if you shout loud enough,

1400
01:07:42,333 --> 01:07:43,053
Speaker 2: you get the cover.

1401
01:07:43,213 --> 01:07:45,653
Speaker 3: Yeah, good to know. Keep those teats coming through on

1402
01:07:45,693 --> 01:07:48,973
Speaker 3: nine two nine two, nineteen to three. Are also taking

1403
01:07:48,973 --> 01:07:50,893
Speaker 3: your calls on oh eight hundred and eighty ten eighty.

1404
01:07:51,933 --> 01:07:55,173
Speaker 1: Matt Heath, Taylor Adams taking your calls on oh eight

1405
01:07:55,213 --> 01:07:57,653
Speaker 1: hundred and eighty ten eighty. It's Matt Heath and Taylor

1406
01:07:57,693 --> 01:07:59,893
Speaker 1: Adams Afternoons News Talks.

1407
01:07:59,653 --> 01:08:02,253
Speaker 3: Envy sixteen to three. We're talking about insurance claims. Have

1408
01:08:02,333 --> 01:08:04,533
Speaker 3: you ever had a claim denied? And why I love

1409
01:08:04,573 --> 01:08:05,253
Speaker 3: to hear from you.

1410
01:08:05,493 --> 01:08:07,933
Speaker 2: This specif makes a good point. Can't be hated by

1411
01:08:08,413 --> 01:08:11,373
Speaker 2: all the police. Look at their advertising. Oh eight hundred

1412
01:08:11,413 --> 01:08:11,893
Speaker 2: new cops.

1413
01:08:11,973 --> 01:08:15,053
Speaker 3: Yeah, very true, good spotting. This is nice sticks as well.

1414
01:08:15,053 --> 01:08:17,173
Speaker 3: Get a guys. My car got broken in two years ago.

1415
01:08:17,253 --> 01:08:20,093
Speaker 3: They went through all my CDs and they didn't take

1416
01:08:20,133 --> 01:08:22,293
Speaker 3: any of them. I'm still trying to get over at grants.

1417
01:08:22,933 --> 01:08:23,532
Speaker 3: That is good.

1418
01:08:24,853 --> 01:08:27,293
Speaker 2: I used to have a job of back in the

1419
01:08:27,372 --> 01:08:30,692
Speaker 2: day when CDs were all valuable. My job at Real

1420
01:08:30,732 --> 01:08:33,852
Speaker 2: Groovy Records is when people got their houses robbed or

1421
01:08:33,853 --> 01:08:37,213
Speaker 2: the cars robs of CDs to put the collection back together. Yes,

1422
01:08:37,213 --> 01:08:41,133
Speaker 2: and they'd always have an obscure pressing of a cure

1423
01:08:41,173 --> 01:08:43,652
Speaker 2: album that you could only import from Japan. It was

1424
01:08:43,692 --> 01:08:46,492
Speaker 2: like it was. It was probably the most complicated job

1425
01:08:46,492 --> 01:08:47,013
Speaker 2: I've ever had.

1426
01:08:47,093 --> 01:08:47,892
Speaker 3: Yeah, that is fullawed.

1427
01:08:48,133 --> 01:08:51,812
Speaker 2: You had to become basically a detective to find out

1428
01:08:51,893 --> 01:08:55,053
Speaker 2: where this weird rear pressing that may or may not

1429
01:08:55,093 --> 01:08:57,893
Speaker 2: have been in the collection. But they probably always just wanted.

1430
01:08:58,333 --> 01:09:03,052
Speaker 3: Very good Lee, you forgot a insurance get it kureda

1431
01:09:03,412 --> 01:09:04,533
Speaker 3: what happened to you?

1432
01:09:05,452 --> 01:09:09,213
Speaker 23: Well, yeah, I'm just interested in some feat that I

1433
01:09:09,293 --> 01:09:12,212
Speaker 23: went and parted the car park at Countdown and Countdown

1434
01:09:12,253 --> 01:09:15,932
Speaker 23: and someone had hit my car, big accident. They were

1435
01:09:15,933 --> 01:09:18,173
Speaker 23: able to record it and find the person on their

1436
01:09:18,213 --> 01:09:21,213
Speaker 23: sect footage, but couldn't give it to me. They had

1437
01:09:21,253 --> 01:09:23,892
Speaker 23: to give it directly to the police, who didn't follow

1438
01:09:23,893 --> 01:09:26,013
Speaker 23: it up because it's not something that they follow up.

1439
01:09:26,372 --> 01:09:28,412
Speaker 23: But that was the reason I had to pay an excess,

1440
01:09:28,452 --> 01:09:31,213
Speaker 23: because I couldn't get an agreement when the person that

1441
01:09:31,293 --> 01:09:33,652
Speaker 23: hit it without being able to identify it. And I

1442
01:09:33,772 --> 01:09:35,972
Speaker 23: was like, does this feel wrong?

1443
01:09:36,213 --> 01:09:37,213
Speaker 9: Because I did.

1444
01:09:37,093 --> 01:09:39,772
Speaker 23: Everything I could to give to lead them to the

1445
01:09:39,812 --> 01:09:43,092
Speaker 23: person that did it, but it's not it's not something

1446
01:09:43,093 --> 01:09:44,293
Speaker 23: that the police will follow up.

1447
01:09:44,652 --> 01:09:46,933
Speaker 11: So the insurance charged me the excess.

1448
01:09:46,732 --> 01:09:50,293
Speaker 2: Right, well that does that does not seem fair And

1449
01:09:50,333 --> 01:09:53,652
Speaker 2: the insurance company can't get the footage from the police.

1450
01:09:54,333 --> 01:09:56,492
Speaker 23: So yeah, the police don't follow these things up. So

1451
01:09:56,612 --> 01:09:58,572
Speaker 23: you just end up being the person in the middle

1452
01:09:58,812 --> 01:10:01,253
Speaker 23: while you're trying to support the process.

1453
01:10:01,532 --> 01:10:05,652
Speaker 3: And I'm just so clarifoy forgive me. But so you

1454
01:10:05,732 --> 01:10:09,973
Speaker 3: had the accident and the police were called involved, but

1455
01:10:10,053 --> 01:10:12,532
Speaker 3: you didn't manage to get their details. So at that

1456
01:10:12,572 --> 01:10:14,772
Speaker 3: point you were behoving to the police to provide that

1457
01:10:14,853 --> 01:10:16,213
Speaker 3: detail to the insurance company.

1458
01:10:17,372 --> 01:10:19,213
Speaker 23: No, so what happened why it was a hit and

1459
01:10:19,293 --> 01:10:24,732
Speaker 23: run and the cowntown had the footage but couldn't provide

1460
01:10:24,772 --> 01:10:28,532
Speaker 23: it to me personally, but provided it directed to the police,

1461
01:10:28,853 --> 01:10:31,293
Speaker 23: and the police don't follow it up because obviously.

1462
01:10:30,933 --> 01:10:33,372
Speaker 4: It's not you know, they've got more important things to do.

1463
01:10:33,732 --> 01:10:37,173
Speaker 23: But because of all of that, So the insurancy to me,

1464
01:10:37,412 --> 01:10:41,053
Speaker 23: because I didn't get an agreement with the person that

1465
01:10:41,213 --> 01:10:44,452
Speaker 23: did it as to responsibility, I had to pay the access.

1466
01:10:44,692 --> 01:10:47,093
Speaker 2: It doesn't happen, right it fear you're the victim there?

1467
01:10:47,133 --> 01:10:48,812
Speaker 3: Yeah, I think the onus is on the insurance company

1468
01:10:48,893 --> 01:10:49,852
Speaker 3: there to find that footage.

1469
01:10:49,853 --> 01:10:54,293
Speaker 2: That's also annoying. Yeah, I'd yell at them absolutely, Actually,

1470
01:10:54,333 --> 01:10:56,253
Speaker 2: poor person working at the desk.

1471
01:10:56,253 --> 01:10:59,173
Speaker 3: Raisor ruckers with the insurance company, I yell at them. Oh,

1472
01:10:59,213 --> 01:11:01,333
Speaker 3: one hundred and eighty ten eighty is the number to call.

1473
01:11:01,412 --> 01:11:05,173
Speaker 2: Two hundred and fifty twenty five thousand liters water tank

1474
01:11:05,213 --> 01:11:07,732
Speaker 2: exploded wouldn't pay out because it had a hard plastic

1475
01:11:07,732 --> 01:11:09,852
Speaker 2: pipe coming out at the bottom into the ground said

1476
01:11:09,853 --> 01:11:12,972
Speaker 2: didn't have a flexible hose for first couple of meters,

1477
01:11:12,973 --> 01:11:13,732
Speaker 2: so no claim.

1478
01:11:13,812 --> 01:11:15,013
Speaker 3: Oh that is devastating.

1479
01:11:15,333 --> 01:11:19,173
Speaker 2: Yeah, Craig, welcome to the show.

1480
01:11:19,293 --> 01:11:22,893
Speaker 15: Yes, hello, Hey, I had a similar experience to the

1481
01:11:22,933 --> 01:11:24,612
Speaker 15: lady that was just on the phone about the car

1482
01:11:24,652 --> 01:11:26,892
Speaker 15: accident where she wasn't at fault but got stung with

1483
01:11:26,933 --> 01:11:27,452
Speaker 15: the excess.

1484
01:11:27,612 --> 01:11:29,452
Speaker 3: Yes, yes, hello.

1485
01:11:29,732 --> 01:11:32,812
Speaker 15: I was t boned right like I was driving on

1486
01:11:32,853 --> 01:11:35,333
Speaker 15: a fifty k road. Car pulled out to do a

1487
01:11:35,372 --> 01:11:38,213
Speaker 15: YouTube and right into me, so it was real clear

1488
01:11:38,253 --> 01:11:39,972
Speaker 15: that there was no way I could be at fault.

1489
01:11:40,973 --> 01:11:45,732
Speaker 15: I got the number plate, four four letters of the

1490
01:11:45,812 --> 01:11:48,852
Speaker 15: number plate, but I also got confirmation of where the

1491
01:11:48,973 --> 01:11:50,412
Speaker 15: car had because it was a hit and run right,

1492
01:11:50,452 --> 01:11:54,253
Speaker 15: so they didn't stay and I got it. I got

1493
01:11:54,253 --> 01:11:57,093
Speaker 15: an address, but when the police followed it up they

1494
01:11:57,093 --> 01:11:59,333
Speaker 15: said it was a gang house. They weren't prepared to

1495
01:11:59,333 --> 01:12:02,012
Speaker 15: go any further, and I had to actually fight to

1496
01:12:02,053 --> 01:12:05,412
Speaker 15: not pay the excess because they weren't prepared to follow

1497
01:12:05,412 --> 01:12:08,052
Speaker 15: it up with the third party. Out of I'm assuming

1498
01:12:08,652 --> 01:12:15,612
Speaker 15: to themselves again member exactly exactly, they weren't really probably

1499
01:12:15,652 --> 01:12:17,412
Speaker 15: supposed to tell me. That was the reason I think

1500
01:12:17,412 --> 01:12:19,173
Speaker 15: the lady sort of said a bit much on the phone,

1501
01:12:19,893 --> 01:12:22,093
Speaker 15: but it gave me the green light to say it

1502
01:12:22,133 --> 01:12:24,053
Speaker 15: wasn't my fault. But I still had to escalate it

1503
01:12:24,093 --> 01:12:26,133
Speaker 15: and get them to do it as an exception. So

1504
01:12:26,253 --> 01:12:28,492
Speaker 15: if you don't, because the third the person that fault

1505
01:12:28,492 --> 01:12:30,812
Speaker 15: has to actually accept fault. They don't have to just

1506
01:12:30,853 --> 01:12:33,372
Speaker 15: be identified. They have to accept it. And that's why

1507
01:12:33,412 --> 01:12:34,972
Speaker 15: you usually get them to do it when the police

1508
01:12:34,973 --> 01:12:36,293
Speaker 15: are there with the police complained.

1509
01:12:37,412 --> 01:12:39,772
Speaker 2: So if you have all the evidence in the world,

1510
01:12:39,893 --> 01:12:44,293
Speaker 2: like video evidence that you can show the insurance company,

1511
01:12:44,812 --> 01:12:52,612
Speaker 2: that doesn't count unless the person admits its.

1512
01:12:50,093 --> 01:12:54,412
Speaker 15: It requires the police to go round and get that statement.

1513
01:12:54,692 --> 01:12:57,013
Speaker 15: And if they're not prepared to do that step, then

1514
01:12:57,053 --> 01:13:00,772
Speaker 15: it's not technically not a third party that's claimed fault.

1515
01:13:00,812 --> 01:13:03,692
Speaker 15: So it's a it's a disconnect between the law following

1516
01:13:03,772 --> 01:13:08,133
Speaker 15: up on a minor I guess infringement and the insurance

1517
01:13:08,173 --> 01:13:11,092
Speaker 15: and industry going, well, there's actually not a third party.

1518
01:13:11,093 --> 01:13:12,812
Speaker 15: We can put a name here, so it's your fault.

1519
01:13:13,013 --> 01:13:15,173
Speaker 2: So isn't the sure isn't there isn't there a part

1520
01:13:15,213 --> 01:13:17,253
Speaker 2: of the insurance company that follows up.

1521
01:13:17,333 --> 01:13:22,093
Speaker 15: Definitely yep, But they just basically weren't getting any information

1522
01:13:22,213 --> 01:13:24,973
Speaker 15: from the police. So I actually went and followed up

1523
01:13:24,973 --> 01:13:27,532
Speaker 15: with the police three or four times. They lost my files.

1524
01:13:28,293 --> 01:13:31,293
Speaker 15: It's a bit of a joke. I know they've got

1525
01:13:31,333 --> 01:13:33,772
Speaker 15: more important things to worry about, but it shouldn't be.

1526
01:13:33,893 --> 01:13:38,093
Speaker 2: But if you talk about if you talk about more

1527
01:13:38,093 --> 01:13:41,852
Speaker 2: important things to do, any reason to harangue gangs? Would

1528
01:13:41,893 --> 01:13:44,213
Speaker 2: you know if a gang member t bone someone and

1529
01:13:44,253 --> 01:13:47,692
Speaker 2: there's and then there's reason to go and hassle them

1530
01:13:47,692 --> 01:13:49,933
Speaker 2: and potentially find something else out, you'd think that the

1531
01:13:49,933 --> 01:13:51,213
Speaker 2: police would jump on that, right.

1532
01:13:52,133 --> 01:13:55,092
Speaker 15: Oh yeah, but they are not in charge of the town.

1533
01:13:55,253 --> 01:13:58,492
Speaker 15: They don't you'll follow up any of those kind of things,

1534
01:13:58,572 --> 01:14:00,333
Speaker 15: which is why they probably keep doing it.

1535
01:14:00,372 --> 01:14:01,852
Speaker 2: What about the old days with.

1536
01:14:01,812 --> 01:14:04,092
Speaker 15: The person driving away and didn't look like the Carls

1537
01:14:04,133 --> 01:14:05,293
Speaker 15: the first accident they'd been in.

1538
01:14:05,652 --> 01:14:07,333
Speaker 2: What about the old days with the old front end

1539
01:14:07,372 --> 01:14:09,772
Speaker 2: Londa through the front of the gang?

1540
01:14:10,412 --> 01:14:10,772
Speaker 3: Awesome?

1541
01:14:10,812 --> 01:14:12,293
Speaker 12: Hen I want?

1542
01:14:12,372 --> 01:14:14,532
Speaker 15: I want to be about ball bars on my car

1543
01:14:15,253 --> 01:14:16,492
Speaker 15: that would probably have helped.

1544
01:14:16,853 --> 01:14:19,372
Speaker 3: Yeah, yeah, absolutely could have could have.

1545
01:14:19,692 --> 01:14:21,412
Speaker 2: But but you got paid out in the end, Craig,

1546
01:14:21,452 --> 01:14:23,452
Speaker 2: without having to pay the excess just by making a ruckus?

1547
01:14:23,572 --> 01:14:24,012
Speaker 2: Is that correct?

1548
01:14:24,093 --> 01:14:26,293
Speaker 15: I did but it was a point that seemed to

1549
01:14:26,333 --> 01:14:28,932
Speaker 15: be it was an exception and it shouldn't have been

1550
01:14:28,933 --> 01:14:29,213
Speaker 15: the rule.

1551
01:14:29,772 --> 01:14:31,812
Speaker 2: Yeah, yeah, well thank you you cool Craig.

1552
01:14:31,893 --> 01:14:34,373
Speaker 3: Yeah, well glad they got sorted out. Yeah, very complex.

1553
01:14:34,452 --> 01:14:37,932
Speaker 2: I hope the ballot I hit yesterday asn't a gang member.

1554
01:14:38,572 --> 01:14:42,852
Speaker 3: That would be awkward. Right, there's nine to three D

1555
01:14:42,973 --> 01:14:46,253
Speaker 3: eighty ten eighty is the number to call the issues.

1556
01:14:45,893 --> 01:14:48,372
Speaker 1: That affect you, and a bit of fun along the way.

1557
01:14:48,612 --> 01:14:51,772
Speaker 1: Matt Heath and Tyler Adams afternoons used talk.

1558
01:14:51,612 --> 01:14:54,972
Speaker 3: Said, be very good afternoons you seven to three. We've

1559
01:14:54,973 --> 01:14:57,812
Speaker 3: been talking about insurance snare foods or claims that you

1560
01:14:57,933 --> 01:15:00,132
Speaker 3: made that weren't accepted by your insurance company.

1561
01:15:00,692 --> 01:15:03,652
Speaker 2: This says lads, great hour, but pretty concerning. How many

1562
01:15:03,652 --> 01:15:06,972
Speaker 2: people know absolutely nothing about insurance? Marat of the story

1563
01:15:07,013 --> 01:15:09,612
Speaker 2: getting insurance broken? Most of the stories told this afternoon

1564
01:15:09,652 --> 01:15:12,253
Speaker 2: would be a piece of cake to resolve. Cheers Jason, Yes,

1565
01:15:12,253 --> 01:15:13,173
Speaker 2: I'm an insurance broker.

1566
01:15:13,612 --> 01:15:16,612
Speaker 3: Yeah, nice self sourcing there, thank you very much.

1567
01:15:16,893 --> 01:15:22,452
Speaker 4: Good as Steve hi mate story here how the insurance

1568
01:15:22,492 --> 01:15:27,652
Speaker 4: company was connected to my body? Yep, please okay, so

1569
01:15:28,692 --> 01:15:31,293
Speaker 4: here with the event Toles came off Wood and win

1570
01:15:31,372 --> 01:15:35,293
Speaker 4: and he's some damage made of claim claim accepted. The

1571
01:15:35,293 --> 01:15:38,293
Speaker 4: guys going to start on a Monday. Unfortunately, myself and

1572
01:15:38,333 --> 01:15:42,452
Speaker 4: my wife are off on holiday. Contacted the insurance company,

1573
01:15:42,452 --> 01:15:45,132
Speaker 4: I said, this is what's happening. Are you a believing

1574
01:15:45,213 --> 01:15:46,892
Speaker 4: that the keys and they get on with it, and

1575
01:15:46,933 --> 01:15:50,452
Speaker 4: they think yes. Following Mondays, we're two weeks into the

1576
01:15:50,772 --> 01:15:52,652
Speaker 4: one week and the holiday fire. Monday, get a call

1577
01:15:52,692 --> 01:15:57,732
Speaker 4: from the neighbor garage stores open car's gone, are wandering,

1578
01:15:58,133 --> 01:16:00,812
Speaker 4: all the TVs, freud and freeze and food has been

1579
01:16:00,893 --> 01:16:06,812
Speaker 4: cleaned out, all the booz's gone, basically trashed. How long

1580
01:16:06,893 --> 01:16:10,492
Speaker 4: story short, The builder left the care outside underneath a

1581
01:16:10,572 --> 01:16:14,732
Speaker 4: rock for the painters coming. One of the apprentices or

1582
01:16:14,853 --> 01:16:17,892
Speaker 4: laborers went down the pub Sunday night told us mates

1583
01:16:18,372 --> 01:16:20,173
Speaker 4: went around there and filled the whole lot of the

1584
01:16:20,213 --> 01:16:25,012
Speaker 4: car with all the gear, TVs, etcetera. Which was very

1585
01:16:25,013 --> 01:16:29,052
Speaker 4: easy to find out because they talked, we've got arrested,

1586
01:16:29,253 --> 01:16:32,612
Speaker 4: et cetera. Put a claiming for all the food and

1587
01:16:32,612 --> 01:16:35,253
Speaker 4: all the booze and all that. And the first thing

1588
01:16:35,293 --> 01:16:38,372
Speaker 4: investigator said that the insurance company takes no responsibility.

1589
01:16:39,173 --> 01:16:43,292
Speaker 2: How come because they said.

1590
01:16:43,053 --> 01:16:46,772
Speaker 4: They didn't weren't going to take any responsibility. So you

1591
01:16:46,893 --> 01:16:50,013
Speaker 4: blurned the face faith and they stuck the toism. So

1592
01:16:50,013 --> 01:16:52,133
Speaker 4: they said, okay, if that's the case, they're not paying

1593
01:16:52,133 --> 01:16:56,532
Speaker 4: any excess. If we need tradesmen coming around, put the

1594
01:16:56,532 --> 01:16:59,053
Speaker 4: cleavers on the walls, et cetera, you can pay part

1595
01:16:59,093 --> 01:17:03,492
Speaker 4: of that. In second, what I claim on my claim,

1596
01:17:03,973 --> 01:17:08,692
Speaker 4: not going to question it, and they just went radio

1597
01:17:08,772 --> 01:17:11,333
Speaker 4: silence and everything I put down which was the truth.

1598
01:17:12,853 --> 01:17:16,492
Speaker 4: But because my wife worked to a liquor importer, we

1599
01:17:16,532 --> 01:17:19,732
Speaker 4: bought bulk or it was on the treet and a

1600
01:17:19,732 --> 01:17:22,812
Speaker 4: half a dozen bars akli eseeture. It's probably a normal

1601
01:17:24,452 --> 01:17:26,492
Speaker 4: claim when it get paid out or we don't have

1602
01:17:26,492 --> 01:17:31,733
Speaker 4: some invoices, but they just refuse to accept any responsibility.

1603
01:17:32,053 --> 01:17:34,932
Speaker 3: That's horrendous. Did it get sorted out in the steel

1604
01:17:35,213 --> 01:17:37,093
Speaker 3: in the end step, We've only got twenty seconds here.

1605
01:17:37,133 --> 01:17:37,932
Speaker 3: Did you get a resolution?

1606
01:17:38,093 --> 01:17:45,532
Speaker 4: Yes? I got everything I claimed for all my tools, TVs, booze, clothing,

1607
01:17:46,293 --> 01:17:48,532
Speaker 4: food and a freezer. It came to about five to

1608
01:17:48,612 --> 01:17:50,293
Speaker 4: six thousand dollars.

1609
01:17:50,572 --> 01:17:52,612
Speaker 3: That is a crazy story, Steve, but glad it got

1610
01:17:52,652 --> 01:17:55,492
Speaker 3: resolved in the end. Far rout. We're going to carry

1611
01:17:55,492 --> 01:17:57,652
Speaker 3: the sign actually, because so many people have been calling

1612
01:17:57,692 --> 01:18:00,093
Speaker 3: through and we've got hundreds and hundreds of tecks, so

1613
01:18:00,173 --> 01:18:02,092
Speaker 3: keen on your stories. I had one hundred and eighty

1614
01:18:02,293 --> 01:18:05,812
Speaker 3: ten eighty insurance snare foods or claims that you've tried

1615
01:18:05,853 --> 01:18:08,532
Speaker 3: to make and it was rejected by your company. That

1616
01:18:08,732 --> 01:18:10,253
Speaker 3: is you. We'd love to hear from you if you

1617
01:18:10,253 --> 01:18:11,893
Speaker 3: want to send a text more than welcome. Nine to

1618
01:18:12,133 --> 01:18:14,412
Speaker 3: nine two is that number? New sport and weather coming up.

1619
01:18:14,452 --> 01:18:15,932
Speaker 3: Stay right here, we'll be back soon.

1620
01:18:17,812 --> 01:18:21,133
Speaker 1: Talking with you all afternoon. It's Matt Heath and Taylor

1621
01:18:21,173 --> 01:18:23,452
Speaker 1: Adams Afternoons news Talks.

1622
01:18:23,492 --> 01:18:28,172
Speaker 3: It'd be afternoons seven past three, happy hour on a Friday,

1623
01:18:28,173 --> 01:18:31,333
Speaker 3: Great debut company. As always, we have been chatting about

1624
01:18:31,772 --> 01:18:34,013
Speaker 3: insurance and neat foods. Times you've tried to make a

1625
01:18:34,093 --> 01:18:37,973
Speaker 3: claim but the insurance company has said nap for whatever reason.

1626
01:18:38,133 --> 01:18:40,293
Speaker 3: So many stories have come through over the last hour.

1627
01:18:40,612 --> 01:18:44,452
Speaker 2: Yeah, yeah, so many stories. And actually simultaneously I'm trying

1628
01:18:44,452 --> 01:18:47,053
Speaker 2: to make an insurance claim on my laptop here for

1629
01:18:47,652 --> 01:18:52,852
Speaker 2: a little me meets Ballard yep in the parking area.

1630
01:18:52,933 --> 01:18:55,013
Speaker 3: This job is all about multitasking, so it's good if

1631
01:18:55,013 --> 01:18:57,172
Speaker 3: you can get that done before end of close on Friday.

1632
01:18:57,173 --> 01:18:57,892
Speaker 3: That's a good thing to do.

1633
01:18:58,013 --> 01:19:01,253
Speaker 2: But before you ask her, wasn't multitasking when I was driving? No, no,

1634
01:19:02,213 --> 01:19:08,452
Speaker 2: one point. The ballard just jumped out of nowhere. I

1635
01:19:08,532 --> 01:19:09,772
Speaker 2: think the ballard had been drinking.

1636
01:19:09,893 --> 01:19:12,173
Speaker 3: Yeah, yes, all right. Oh one hundred and eighty ten

1637
01:19:12,253 --> 01:19:13,933
Speaker 3: eighty is the number to call if you want to

1638
01:19:13,933 --> 01:19:16,572
Speaker 3: send the text more than welcome nine to nine two.

1639
01:19:16,652 --> 01:19:19,732
Speaker 3: Let's get into it. But right now it is a

1640
01:19:19,893 --> 01:19:22,572
Speaker 3: past three. Every Friday on Matt.

1641
01:19:22,572 --> 01:19:25,213
Speaker 2: And Tyler afternoons on News Talks, 'd be we name

1642
01:19:25,333 --> 01:19:28,053
Speaker 2: the New Zealander of the week and honor the weaverstove

1643
01:19:28,412 --> 01:19:31,492
Speaker 2: to a newsmaker who's had an outsized effect on our

1644
01:19:31,612 --> 01:19:36,412
Speaker 2: great and beautiful nation over the previous seven days. As always,

1645
01:19:36,452 --> 01:19:41,372
Speaker 2: there'll be two runners up, but only one winner. Without

1646
01:19:41,412 --> 01:19:45,212
Speaker 2: further pissing around, this is the most significant New Zealand

1647
01:19:45,213 --> 01:19:47,213
Speaker 2: of the whatever award.

1648
01:19:46,812 --> 01:19:47,532
Speaker 3: In New Zealand.

1649
01:19:47,812 --> 01:19:51,293
Speaker 2: Who will it be? A second runner up also gets

1650
01:19:51,293 --> 01:19:55,812
Speaker 2: the Great Breeder Award Left School of fifteen twenty seven

1651
01:19:55,893 --> 01:19:59,093
Speaker 2: years in Parliament seven is PM eight Kids, Ambassador of

1652
01:19:59,093 --> 01:20:02,852
Speaker 2: the US, Head of New Zealand posting Kiwibank stabbed in

1653
01:20:02,893 --> 01:20:07,012
Speaker 2: the back by the ship but never Bitter, lovingly known

1654
01:20:07,093 --> 01:20:08,932
Speaker 2: as the spud Ip.

1655
01:20:09,652 --> 01:20:11,692
Speaker 3: Jim Bolger, thank you for your service.

1656
01:20:11,812 --> 01:20:15,452
Speaker 2: You are second runner up for New Zealander of the Week.

1657
01:20:16,293 --> 01:20:20,253
Speaker 2: The first runner up also gets the Striking Results Award.

1658
01:20:20,692 --> 01:20:24,692
Speaker 2: New data from Education Minister Erica Stanford Destructured Literacy Program

1659
01:20:24,893 --> 01:20:28,133
Speaker 2: shows a strong lift in early reading skills, with the

1660
01:20:28,173 --> 01:20:31,852
Speaker 2: share of new entrant students meeting or exceeding expectations jumping

1661
01:20:31,893 --> 01:20:36,932
Speaker 2: from thirty six to fifty eight percent for actually learning

1662
01:20:37,013 --> 01:20:40,933
Speaker 2: how to read for once. New entrance Kiwi Kids, You

1663
01:20:41,213 --> 01:20:44,173
Speaker 2: are first runner up for New Zealander of the Week

1664
01:20:46,772 --> 01:20:49,532
Speaker 2: and a new entrant Keewi Kids who can actually read

1665
01:20:49,532 --> 01:20:52,732
Speaker 2: for once. If for whatever reason, the winner cannot fulfill

1666
01:20:52,772 --> 01:20:54,732
Speaker 2: their duties as New Zealander of the Week, you'll be

1667
01:20:54,812 --> 01:20:58,053
Speaker 2: asked to cut the sashes and ride the floats associated

1668
01:20:58,093 --> 01:21:03,732
Speaker 2: with this coveted award. But as I say, there can

1669
01:21:03,772 --> 01:21:08,012
Speaker 2: be only one. This is Hugh first scene in Byron

1670
01:21:08,093 --> 01:21:10,932
Speaker 2: Bay nineteen ninety one, one of only four in the

1671
01:21:10,973 --> 01:21:15,573
Speaker 2: World Star of the twenty eighteen Commonwealth Games opening ceremony

1672
01:21:15,612 --> 01:21:19,052
Speaker 2: on the Goldie and now spotted off Kai Kora. This week,

1673
01:21:19,333 --> 01:21:21,892
Speaker 2: you have made the right choice and up sticks to

1674
01:21:21,933 --> 01:21:24,133
Speaker 2: the greatest little country on planet Earth.

1675
01:21:24,492 --> 01:21:26,812
Speaker 3: It's great to see one coming back.

1676
01:21:26,612 --> 01:21:31,772
Speaker 2: The other way. You beg dirty barnacle backflipping old white

1677
01:21:31,853 --> 01:21:35,773
Speaker 2: ossie humper. Welcome to your new home, Mongoaloo.

1678
01:21:36,293 --> 01:21:40,493
Speaker 3: No harpoon for you. You are the mad in Tyler afternoons,

1679
01:21:40,612 --> 01:21:43,692
Speaker 3: you celander of the week. Take it away.

1680
01:21:43,812 --> 01:21:45,333
Speaker 2: Howie Morrison.

1681
01:22:20,133 --> 01:22:21,652
Speaker 6: His talk sa'd be very good.

1682
01:22:21,692 --> 01:22:24,932
Speaker 3: Afternoon, Jive. It's thirteen past three and we are talking

1683
01:22:24,973 --> 01:22:27,972
Speaker 3: about insurance. When it went wrong for you. You tried

1684
01:22:28,013 --> 01:22:29,692
Speaker 3: to make a claim, thought they were going to green

1685
01:22:29,772 --> 01:22:30,852
Speaker 3: light it, and they said nap.

1686
01:22:31,293 --> 01:22:33,412
Speaker 2: Here's a story from Emma. We had a house fire

1687
01:22:33,492 --> 01:22:35,532
Speaker 2: last year and all the doors were broken from the

1688
01:22:35,532 --> 01:22:38,412
Speaker 2: firefighters kicking in the doors. Long story. Short doors went

1689
01:22:38,732 --> 01:22:42,452
Speaker 2: first fixed first, so the house was left vacant and unlocked.

1690
01:22:42,452 --> 01:22:45,892
Speaker 2: Someone broke in dirty stole all the copper wiring and

1691
01:22:45,933 --> 01:22:48,892
Speaker 2: piping from the place, and the house needed an entire rewire,

1692
01:22:48,933 --> 01:22:51,612
Speaker 2: and insurance company told us we needed to pay another

1693
01:22:51,692 --> 01:22:54,492
Speaker 2: excess as the rewire was separate to the fire claim.

1694
01:22:54,612 --> 01:22:55,293
Speaker 3: It sucks.

1695
01:22:55,372 --> 01:22:57,412
Speaker 2: We kind of scumbag, And I know there's lots of

1696
01:22:57,412 --> 01:22:59,852
Speaker 2: scumbags out there, but rob's a house that's already been

1697
01:23:00,572 --> 01:23:02,972
Speaker 2: hurt by fire. It's low kicking people in there down.

1698
01:23:03,412 --> 01:23:05,492
Speaker 2: We refused and said many times the doors need to

1699
01:23:05,492 --> 01:23:08,213
Speaker 2: be fixed. First, they didn't charge us for the X

1700
01:23:08,532 --> 01:23:11,213
Speaker 2: after we threaten to take them to the media. Bear

1701
01:23:11,293 --> 01:23:13,932
Speaker 2: in mind we just lost every single blonging we'd owned

1702
01:23:13,933 --> 01:23:16,572
Speaker 2: from the fire too. That's a really rough story.

1703
01:23:16,612 --> 01:23:18,732
Speaker 3: Yeah, that is rendous from the insurance company.

1704
01:23:18,772 --> 01:23:21,492
Speaker 2: I mean, you're already dealing with the fire and losing

1705
01:23:21,532 --> 01:23:24,133
Speaker 2: this stuff and probably some stuff that's really important to you,

1706
01:23:24,133 --> 01:23:26,612
Speaker 2: and of course you love your house, and then some

1707
01:23:26,973 --> 01:23:31,173
Speaker 2: absolute turds come in and steal the copper wiring and

1708
01:23:31,213 --> 01:23:33,093
Speaker 2: just make it. Yes, some people that.

1709
01:23:33,133 --> 01:23:34,532
Speaker 3: Are super low.

1710
01:23:34,612 --> 01:23:37,852
Speaker 2: Yeah, and the hasering isn't tasering's too good for some

1711
01:23:37,933 --> 01:23:41,092
Speaker 2: people nicely said Oh eight hundred and eighty teen eighty

1712
01:23:41,173 --> 01:23:43,972
Speaker 2: is the number to call, Colleen, Welcome to the show.

1713
01:23:44,053 --> 01:23:44,693
Speaker 23: Oh.

1714
01:23:44,933 --> 01:23:49,213
Speaker 9: Firstly, guys, I've got to say, I really enjoy your show.

1715
01:23:49,372 --> 01:23:54,052
Speaker 9: You have so many different programs coming through all the time.

1716
01:23:54,173 --> 01:23:56,052
Speaker 4: It's really informative, Colleen.

1717
01:23:56,933 --> 01:23:58,892
Speaker 2: Colleen, can I say I really enjoyed you saying that?

1718
01:23:59,133 --> 01:24:00,933
Speaker 3: Thank you?

1719
01:24:01,532 --> 01:24:04,133
Speaker 9: Because you're funny too. You've got this character, you know,

1720
01:24:04,452 --> 01:24:05,813
Speaker 9: your bloody characters.

1721
01:24:06,333 --> 01:24:08,412
Speaker 2: What a nice thing to say on Friday. Thank you?

1722
01:24:09,333 --> 01:24:12,052
Speaker 9: No, well, it'll make your weekend better. But I genuinely

1723
01:24:12,093 --> 01:24:14,253
Speaker 9: mean that. Obviously, I don't mean to blow smoke up you.

1724
01:24:14,253 --> 01:24:17,612
Speaker 3: You know what, You're welcome any time you keep calling us.

1725
01:24:17,652 --> 01:24:18,213
Speaker 3: This is great.

1726
01:24:19,013 --> 01:24:22,172
Speaker 9: Oh okay, get the smoke, get the smoke, prong going please?

1727
01:24:26,372 --> 01:24:28,333
Speaker 9: And that guy that did like then call cops. I'm

1728
01:24:28,372 --> 01:24:31,053
Speaker 9: married to one. And honestly, that poor guy, he needs

1729
01:24:31,093 --> 01:24:33,173
Speaker 9: to get over himself. Anyway, moving on.

1730
01:24:35,412 --> 01:24:36,133
Speaker 12: Right, moving on.

1731
01:24:39,492 --> 01:24:41,812
Speaker 9: It's a nice on the afternoon, isn't it changed the subject?

1732
01:24:42,532 --> 01:24:42,972
Speaker 3: Beautiful?

1733
01:24:43,253 --> 01:24:47,613
Speaker 9: When when I just did, when you do your insurance

1734
01:24:47,652 --> 01:24:51,852
Speaker 9: to ensure your house, I had never asked a question

1735
01:24:52,293 --> 01:24:54,892
Speaker 9: until a few years ago when they said, oh, do

1736
01:24:54,933 --> 01:25:00,173
Speaker 9: you have an alarm? And I said yeah, okay, And

1737
01:25:00,213 --> 01:25:04,053
Speaker 9: I said, why would you ask that? And she said, oh,

1738
01:25:04,053 --> 01:25:06,012
Speaker 9: well you get a discount if you've got an alarm.

1739
01:25:06,812 --> 01:25:10,452
Speaker 9: Oh okay, sure, okay, call that's great. But you said

1740
01:25:10,492 --> 01:25:13,852
Speaker 9: there is there is a proviso that if the alarm

1741
01:25:14,013 --> 01:25:16,933
Speaker 9: isn't told me and you're burgled, you're unlikely to be

1742
01:25:16,973 --> 01:25:17,972
Speaker 9: able to make a claim.

1743
01:25:18,412 --> 01:25:21,532
Speaker 2: Ah right, But if you didn't have that, I guess

1744
01:25:21,532 --> 01:25:24,013
Speaker 2: because you get the discount. But yeah, so once you're

1745
01:25:24,013 --> 01:25:25,932
Speaker 2: getting the discount and then you've got the alarm, it's

1746
01:25:26,053 --> 01:25:27,732
Speaker 2: you've got to remember to put it on. Yeah.

1747
01:25:27,772 --> 01:25:30,652
Speaker 9: Well yeah, so if you go racing up the door

1748
01:25:30,652 --> 01:25:32,133
Speaker 9: and you to get to put the alarm on and

1749
01:25:32,173 --> 01:25:33,612
Speaker 9: that's the day that you get burgled.

1750
01:25:33,692 --> 01:25:34,333
Speaker 12: Good luck with that.

1751
01:25:35,213 --> 01:25:37,732
Speaker 3: Yeah, I mean that is a yeah, it's a it's

1752
01:25:37,772 --> 01:25:39,692
Speaker 3: a difficult one, but it makes sense. I suppose if

1753
01:25:39,732 --> 01:25:41,972
Speaker 3: you are getting you know, you're not paying Yeah, you're

1754
01:25:41,973 --> 01:25:44,333
Speaker 3: not paying as much on a premium. But it's a

1755
01:25:44,333 --> 01:25:46,652
Speaker 3: good tip because how many people out there with alarm saying, ah,

1756
01:25:46,772 --> 01:25:48,572
Speaker 3: don't need tom just nipping down to the dairy and

1757
01:25:48,572 --> 01:25:49,892
Speaker 3: then boom they get done over.

1758
01:25:50,692 --> 01:25:54,213
Speaker 9: Exactly And that's of course those opportunities burglars. I mean,

1759
01:25:54,253 --> 01:25:56,492
Speaker 9: that's exactly what they're looking for. Our door that's unlost

1760
01:25:56,612 --> 01:25:57,092
Speaker 9: or whatever.

1761
01:25:57,452 --> 01:25:59,652
Speaker 2: Yeah, thank you so much for your call, Colleen, and

1762
01:25:59,732 --> 01:26:02,092
Speaker 2: you ring in and blow smoke up our butts anytime

1763
01:26:02,133 --> 01:26:04,572
Speaker 2: you want. We enjoyed it.

1764
01:26:04,612 --> 01:26:07,652
Speaker 3: We love that. A go next week please do yeah,

1765
01:26:07,732 --> 01:26:11,213
Speaker 3: same time, same place. See here Coe and you too.

1766
01:26:11,253 --> 01:26:14,133
Speaker 3: You have a good Friday. Plenty of ticks coming through.

1767
01:26:14,372 --> 01:26:16,652
Speaker 2: Some feedback on the new Zealand of the Week. They

1768
01:26:16,652 --> 01:26:20,612
Speaker 2: are not barnacles on whales here growths a throwback to

1769
01:26:20,652 --> 01:26:21,892
Speaker 2: when they were land animals.

1770
01:26:22,853 --> 01:26:25,532
Speaker 3: No push back. Okay.

1771
01:26:25,692 --> 01:26:31,852
Speaker 2: Many species, particularly filter feeding bileen whales like humpbacks and

1772
01:26:31,973 --> 01:26:35,772
Speaker 2: right whales have barnacles. These whale barnacles, especially those species

1773
01:26:35,812 --> 01:26:38,133
Speaker 2: that attached to the whale skin, and the relationship is

1774
01:26:38,133 --> 01:26:44,173
Speaker 2: generally considered uh what do you call it up when

1775
01:26:44,213 --> 01:26:48,213
Speaker 2: you work together symbiotic. Yeah, meaning the barnicles benefit by

1776
01:26:48,612 --> 01:26:53,492
Speaker 2: getting a free ride and the whales helps with wales

1777
01:26:53,572 --> 01:26:54,692
Speaker 2: stop and getting infected.

1778
01:26:54,853 --> 01:26:55,053
Speaker 4: Yeah.

1779
01:26:55,093 --> 01:26:58,253
Speaker 3: Good. And anyone questioning how heavily are researched the New

1780
01:26:58,333 --> 01:27:00,452
Speaker 3: Zealander of the Weeks, you know, there's a lot of

1781
01:27:00,452 --> 01:27:02,293
Speaker 3: work that goes into the research for that segment.

1782
01:27:02,853 --> 01:27:04,973
Speaker 2: So and for those people that are saying it's a

1783
01:27:04,973 --> 01:27:09,052
Speaker 2: little bit unfair that Jimbolgia didn't get the New Zealand

1784
01:27:09,093 --> 01:27:11,972
Speaker 2: of the Week, it's just that we've had dead guys

1785
01:27:11,973 --> 01:27:13,933
Speaker 2: winning two weeks in a row. Yeah, so it'd be

1786
01:27:13,973 --> 01:27:15,612
Speaker 2: three weeks in a row with the dead guy and yeah,

1787
01:27:15,772 --> 01:27:17,692
Speaker 2: it was just getting a bit like if you die,

1788
01:27:17,732 --> 01:27:19,372
Speaker 2: you'll be in New Zealand of the Week. Yeah, but

1789
01:27:19,452 --> 01:27:20,853
Speaker 2: you know, Great Great New Zealand.

1790
01:27:20,572 --> 01:27:22,372
Speaker 3: Great New Zealand d and he got runner up, So

1791
01:27:22,532 --> 01:27:26,173
Speaker 3: you know the helmsman deserved a fantastic man. Siah, how

1792
01:27:26,213 --> 01:27:26,492
Speaker 3: are you?

1793
01:27:27,253 --> 01:27:27,652
Speaker 14: Oh good?

1794
01:27:27,692 --> 01:27:28,213
Speaker 24: Thank you you.

1795
01:27:28,812 --> 01:27:31,612
Speaker 3: Now you've got a claim that's been processed as we speak.

1796
01:27:33,253 --> 01:27:36,052
Speaker 25: Yes, I have a little bit of it right really,

1797
01:27:36,173 --> 01:27:41,853
Speaker 25: I ensure with FMG and twenty fourteen we had an earthquake,

1798
01:27:41,973 --> 01:27:46,693
Speaker 25: so I claimed. Eleven years later we had another earthquake

1799
01:27:47,133 --> 01:27:50,372
Speaker 25: and because the damage to my house was in the

1800
01:27:50,492 --> 01:27:54,093
Speaker 25: same place as the last earthquake. Now they're saying that

1801
01:27:54,173 --> 01:27:54,972
Speaker 25: I can't claim.

1802
01:27:55,973 --> 01:28:01,732
Speaker 2: What's the logic there? So it got fixed? But is

1803
01:28:01,732 --> 01:28:04,093
Speaker 2: there a lightning strike kind of rule you can't have

1804
01:28:04,213 --> 01:28:06,492
Speaker 2: you can't have the same thing affected. But because that

1805
01:28:06,572 --> 01:28:09,492
Speaker 2: doesn't make any sense to me, No it doesn't.

1806
01:28:09,492 --> 01:28:11,452
Speaker 25: And I liken it to a car. If you get

1807
01:28:11,732 --> 01:28:15,173
Speaker 25: whacked on the right hand side door and ten years

1808
01:28:15,253 --> 01:28:17,732
Speaker 25: later you get wacked on the right hand side door again,

1809
01:28:17,853 --> 01:28:18,652
Speaker 25: what's the difference.

1810
01:28:18,893 --> 01:28:21,173
Speaker 2: Yeah, Well, well, Sarah, I'm just going through that right now.

1811
01:28:21,253 --> 01:28:24,253
Speaker 2: As I keep saying, I smashed up a door earlier

1812
01:28:24,293 --> 01:28:25,612
Speaker 2: this year, and then I just smashed up the same

1813
01:28:25,652 --> 01:28:26,093
Speaker 2: door again.

1814
01:28:26,173 --> 01:28:27,093
Speaker 3: Yeah, that's living it.

1815
01:28:28,173 --> 01:28:28,933
Speaker 2: I don't know if they're going to.

1816
01:28:30,732 --> 01:28:36,172
Speaker 25: Yeah, so they're saying that the earthquake between that claim

1817
01:28:36,572 --> 01:28:41,133
Speaker 25: and disclaim, apparently my house has settled a little bit

1818
01:28:41,253 --> 01:28:43,972
Speaker 25: into the earth beneae.

1819
01:28:43,893 --> 01:28:48,452
Speaker 3: And no claim are you christ Us? Are you Sarah?

1820
01:28:49,013 --> 01:28:49,213
Speaker 21: No?

1821
01:28:49,933 --> 01:28:50,852
Speaker 3: What part of the country.

1822
01:28:52,412 --> 01:28:54,652
Speaker 25: I'm on the east coast right?

1823
01:28:55,213 --> 01:28:57,692
Speaker 3: I just I just mentioned that because I'd say fighter

1824
01:28:57,853 --> 01:28:59,492
Speaker 3: is a lot of people in christ Church face that

1825
01:28:59,692 --> 01:29:02,772
Speaker 3: very aspect of insurance companies saying no, you claim for

1826
01:29:02,772 --> 01:29:04,492
Speaker 3: the first one, you can't claim for the second one.

1827
01:29:04,532 --> 01:29:06,692
Speaker 3: And the course everyone said no, that's nonsense. Of course

1828
01:29:06,692 --> 01:29:08,612
Speaker 3: you can claim for multiple when it went through the

1829
01:29:08,652 --> 01:29:10,452
Speaker 3: courts and everything else, and a lot of people were

1830
01:29:10,452 --> 01:29:13,492
Speaker 3: successful in that that court action. But it sounds like

1831
01:29:13,532 --> 01:29:16,252
Speaker 3: maybe you need to take it a bit further, Sarah.

1832
01:29:16,452 --> 01:29:18,532
Speaker 25: Trust me, it's not ending there.

1833
01:29:19,293 --> 01:29:20,692
Speaker 2: Good on you, Sarah, you keep fighting.

1834
01:29:20,772 --> 01:29:22,692
Speaker 3: Yeah, good luck to you. That is a difficult one.

1835
01:29:22,812 --> 01:29:27,093
Speaker 2: Speaking of Napier, we're speaking of earthquakes, so that you

1836
01:29:27,133 --> 01:29:32,612
Speaker 2: think of Napier, Yes, and now I only just found

1837
01:29:32,612 --> 01:29:34,812
Speaker 2: out when I was in Napier over the weekend that

1838
01:29:34,812 --> 01:29:38,093
Speaker 2: that whole airport area was brought up in the big quake,

1839
01:29:38,412 --> 01:29:40,852
Speaker 2: so it didn't exist that that was where the airport

1840
01:29:40,933 --> 01:29:43,093
Speaker 2: is in Napier. You could just sail around the boats.

1841
01:29:43,133 --> 01:29:45,053
Speaker 2: And I was talking to someone that used to used

1842
01:29:45,053 --> 01:29:48,412
Speaker 2: to sail around in an Optimist there. And then then

1843
01:29:48,452 --> 01:29:53,052
Speaker 2: they had the mass of the massive Art Deco earthquake. Yes,

1844
01:29:53,093 --> 01:29:56,612
Speaker 2: and and there you go. The land for the airport

1845
01:29:56,772 --> 01:29:57,333
Speaker 2: was pushed up.

1846
01:29:57,492 --> 01:30:00,333
Speaker 3: Well, that's a slight bonus a massive event.

1847
01:30:00,452 --> 01:30:02,612
Speaker 2: A lot of Wellington was pushed up as well. Anyway,

1848
01:30:02,612 --> 01:30:07,173
Speaker 2: that's that's that's off topic. High. I have had pet

1849
01:30:07,173 --> 01:30:10,253
Speaker 2: insurance for years from my Roddi's never put a claim in.

1850
01:30:10,333 --> 01:30:13,213
Speaker 2: Yesterday I did as my young girl was spade last

1851
01:30:13,213 --> 01:30:16,812
Speaker 2: week because seven hundred wound healed well, keep the bucket

1852
01:30:16,853 --> 01:30:20,732
Speaker 2: on her head and created her sighted the wound ERAa

1853
01:30:20,893 --> 01:30:23,852
Speaker 2: Wednesday morning. It took it looked good Wednesday night. She

1854
01:30:24,133 --> 01:30:27,053
Speaker 2: must have bumped it. The vet wasn't able to fix it,

1855
01:30:27,093 --> 01:30:29,213
Speaker 2: so went to another VET and had to have new

1856
01:30:29,293 --> 01:30:32,852
Speaker 2: surgery at one thy seven hundred dollars pay straight out

1857
01:30:32,853 --> 01:30:35,173
Speaker 2: of their pet insurance have refused to cover this, they

1858
01:30:35,213 --> 01:30:38,172
Speaker 2: told me today, despite it being a new incident.

1859
01:30:38,253 --> 01:30:39,852
Speaker 3: Really again, doesn't sound right.

1860
01:30:40,412 --> 01:30:46,013
Speaker 2: Yeah, so they've paid for the spaying and then and

1861
01:30:46,053 --> 01:30:52,412
Speaker 2: then there's been an injury from the head covering coming off,

1862
01:30:52,532 --> 01:30:55,213
Speaker 2: but that's considered the same thing. They won't pay out again.

1863
01:30:55,333 --> 01:30:56,012
Speaker 2: That's complicated.

1864
01:30:56,133 --> 01:30:58,812
Speaker 3: Yeah, that is very complicated, but that sounds like you

1865
01:30:58,853 --> 01:31:00,812
Speaker 3: should fight that. One oh one hundred and eighty ten

1866
01:31:00,893 --> 01:31:03,293
Speaker 3: eighty is the number to call. Plenty of teas coming

1867
01:31:03,293 --> 01:31:05,173
Speaker 3: through on nine two nine two, but would take a

1868
01:31:05,253 --> 01:31:08,652
Speaker 3: quick break and back with more of your stories very shortly.

1869
01:31:08,652 --> 01:31:09,652
Speaker 3: Twenty two past three.

1870
01:31:13,293 --> 01:31:16,692
Speaker 1: Matt Heathen, Tyler Adams afternoons call oh eight hundred and

1871
01:31:16,732 --> 01:31:19,452
Speaker 1: eighty ten eighty on Youth Talk ZAB afternoon.

1872
01:31:19,452 --> 01:31:22,412
Speaker 3: We're talking about insurance and when it's gone wrong for you.

1873
01:31:22,652 --> 01:31:24,932
Speaker 2: I think I've been the victim of a flim flam.

1874
01:31:25,173 --> 01:31:27,493
Speaker 3: Okay, there's a great word, flim flam.

1875
01:31:27,572 --> 01:31:31,412
Speaker 2: Because the quake, the Hawks Bay earthquake, was third of

1876
01:31:31,412 --> 01:31:34,812
Speaker 2: February nineteen thirty one. So as this Texas said, how

1877
01:31:34,812 --> 01:31:38,333
Speaker 2: old was the person that was sailing around at an

1878
01:31:38,372 --> 01:31:42,692
Speaker 2: optimus where the airport is now? They say, was it? Yeah?

1879
01:31:42,772 --> 01:31:45,492
Speaker 2: Corona Bay twenty square miles of new Land from the

1880
01:31:45,572 --> 01:31:49,293
Speaker 2: nineteen thirty one earthquake. So that person so to be

1881
01:31:49,372 --> 01:31:51,253
Speaker 2: sailing around in an optimist what are you going to

1882
01:31:51,333 --> 01:31:55,093
Speaker 2: have to be max absolute minimum five. Yea, so that's

1883
01:31:55,133 --> 01:31:58,532
Speaker 2: born in nineteen twenty five. So that last person wasn't

1884
01:31:58,532 --> 01:31:59,052
Speaker 2: one hundred.

1885
01:31:59,133 --> 01:32:01,052
Speaker 3: I think they've got you there. I've done the maths,

1886
01:32:01,093 --> 01:32:03,652
Speaker 3: and yeah, it doesn't quite work out.

1887
01:32:04,053 --> 01:32:06,253
Speaker 2: The person I was talking to was seventy tops.

1888
01:32:06,333 --> 01:32:08,013
Speaker 3: Yeah, it would have been a sparkle in his old

1889
01:32:08,053 --> 01:32:11,732
Speaker 3: man's I may be sailing around this miss free ocean

1890
01:32:11,933 --> 01:32:12,412
Speaker 3: and I was.

1891
01:32:12,372 --> 01:32:17,372
Speaker 2: Like, oh wow, yeah, wood story, Yeah, oh wow, I

1892
01:32:17,452 --> 01:32:21,412
Speaker 2: used to sail around here. Yeah, yeah, I've been. I've

1893
01:32:21,412 --> 01:32:24,012
Speaker 2: been flim flat, flim flat, and then I've humiliated myself

1894
01:32:24,053 --> 01:32:25,372
Speaker 2: on national radio.

1895
01:32:25,452 --> 01:32:26,812
Speaker 3: Hey, good to clear up. There's a lot of mere

1896
01:32:26,853 --> 01:32:27,333
Speaker 3: colors on that.

1897
01:32:27,412 --> 01:32:30,053
Speaker 2: Thank goodness for nine nine two the text machine. You're

1898
01:32:30,053 --> 01:32:33,372
Speaker 2: the best of pointing out when I say, stupid, Juliet,

1899
01:32:33,412 --> 01:32:34,253
Speaker 2: how are you mate?

1900
01:32:35,333 --> 01:32:35,972
Speaker 5: Not to be there?

1901
01:32:35,973 --> 01:32:36,452
Speaker 1: Guys?

1902
01:32:37,133 --> 01:32:39,893
Speaker 26: You know minds of them? Interesting, Well, I must be

1903
01:32:39,973 --> 01:32:42,933
Speaker 26: back about six years ago when we had that drought

1904
01:32:43,093 --> 01:32:46,652
Speaker 26: and everybody was kind of scrub fires everywhere. Anyway, I

1905
01:32:46,772 --> 01:32:49,412
Speaker 26: was coming home down a cork screw and I saw

1906
01:32:49,492 --> 01:32:51,293
Speaker 26: this little little wee fire on the side of the

1907
01:32:51,372 --> 01:32:55,013
Speaker 26: road there, and so anyway, shut home grabbed them back

1908
01:32:55,053 --> 01:32:56,812
Speaker 26: into the water, and it came back by that stage

1909
01:32:56,812 --> 01:33:00,132
Speaker 26: step to go, thrown by three times in size. Anyway,

1910
01:33:00,173 --> 01:33:01,852
Speaker 26: the rist of the neighbors that come out rung the

1911
01:33:01,933 --> 01:33:05,452
Speaker 26: fire department and everything else. Anyway, I was packed right

1912
01:33:05,532 --> 01:33:10,253
Speaker 26: over the side. Wow, you know, obviously going forwards, getting

1913
01:33:11,133 --> 01:33:15,732
Speaker 26: anyway the fire engines an.

1914
01:33:16,293 --> 01:33:20,972
Speaker 2: Oh no, Julian, your phone keeps cutting out and key key,

1915
01:33:22,053 --> 01:33:24,253
Speaker 2: key moments. We're losing a few of your words.

1916
01:33:25,093 --> 01:33:29,732
Speaker 26: But the story just driving around so anyway, compared fighting

1917
01:33:29,772 --> 01:33:32,732
Speaker 26: the spy on the side of the road, and anyway,

1918
01:33:32,772 --> 01:33:37,093
Speaker 26: the fire engine's coming down, coming down towards us. At

1919
01:33:37,173 --> 01:33:39,293
Speaker 26: this stage, I've got a neighbor who's just about to

1920
01:33:39,372 --> 01:33:41,892
Speaker 26: jump into my passenger seats so that we can get

1921
01:33:41,933 --> 01:33:44,492
Speaker 26: out of the way. What happens is the fire engine

1922
01:33:44,572 --> 01:33:48,293
Speaker 26: comes down, swishes her down the side of my car,

1923
01:33:50,253 --> 01:33:53,333
Speaker 26: denting at all and everything else. She's obviously injured, and

1924
01:33:56,173 --> 01:33:59,612
Speaker 26: averyance arrives everything else. Fire department, you know, obviously. And

1925
01:33:59,692 --> 01:34:04,333
Speaker 26: then you know, so I go and put an insurance claimer,

1926
01:34:04,973 --> 01:34:07,092
Speaker 26: and the insurance company said, no, this won't be accepted,

1927
01:34:07,452 --> 01:34:09,732
Speaker 26: and I said why I've got you know, the fire

1928
01:34:09,772 --> 01:34:15,293
Speaker 26: departments said yes, oh no, hire department, Hire engines on

1929
01:34:15,412 --> 01:34:18,253
Speaker 26: their way to a fire can do damage and they're

1930
01:34:18,452 --> 01:34:21,412
Speaker 26: not liable, and so we don't we don't put in

1931
01:34:21,532 --> 01:34:23,732
Speaker 26: claims for it. And I said, you're going to be joking,

1932
01:34:24,372 --> 01:34:27,213
Speaker 26: and I don't explain further about the fact that you know,

1933
01:34:27,293 --> 01:34:29,692
Speaker 26: somebody get injured as well and everything else. He said, Oh,

1934
01:34:29,772 --> 01:34:31,213
Speaker 26: I've good to try it, but I don't think there's

1935
01:34:31,253 --> 01:34:34,133
Speaker 26: any chance of getting through, but likely get des But

1936
01:34:35,293 --> 01:34:39,652
Speaker 26: I don't think anybody knows on the way to a thing,

1937
01:34:39,732 --> 01:34:42,253
Speaker 26: it's during the way your bed.

1938
01:34:42,333 --> 01:34:43,732
Speaker 6: Luck that is.

1939
01:34:43,933 --> 01:34:46,173
Speaker 3: That's crazy, isn't it. And I'm not blaming the you know,

1940
01:34:46,213 --> 01:34:48,293
Speaker 3: the emergency services here. They've got to do what they've

1941
01:34:48,293 --> 01:34:51,052
Speaker 3: got to do. But the very fact that the insurance

1942
01:34:51,093 --> 01:34:53,412
Speaker 3: company claim now they're on their way to a fire

1943
01:34:53,492 --> 01:34:55,253
Speaker 3: or a job, you're not going to get cover. It

1944
01:34:55,293 --> 01:34:56,452
Speaker 3: doesn't make much sense.

1945
01:34:57,973 --> 01:34:59,052
Speaker 26: No, I thought it was crazy.

1946
01:34:59,412 --> 01:35:02,293
Speaker 2: Well, what were the injuries like for your your your

1947
01:35:02,452 --> 01:35:04,052
Speaker 2: the person that was with you that got.

1948
01:35:05,853 --> 01:35:06,333
Speaker 3: In the middle.

1949
01:35:06,412 --> 01:35:09,933
Speaker 26: Basically she got kind of I suppose you call it

1950
01:35:10,013 --> 01:35:13,852
Speaker 26: crushing kind of thing, kind of gave way, if you

1951
01:35:13,893 --> 01:35:17,972
Speaker 26: know what I mean. That basically lucky the other exambulance there,

1952
01:35:17,973 --> 01:35:20,772
Speaker 26: they just took her to the hospital and she just

1953
01:35:20,933 --> 01:35:24,213
Speaker 26: basically had what they are soft injuries or something, right,

1954
01:35:24,612 --> 01:35:26,812
Speaker 26: and so she was so she was on crutches for

1955
01:35:26,853 --> 01:35:28,133
Speaker 26: a little while while you know.

1956
01:35:28,692 --> 01:35:29,572
Speaker 5: That could be broken.

1957
01:35:29,772 --> 01:35:31,052
Speaker 2: There could have been so much worse.

1958
01:35:32,612 --> 01:35:36,333
Speaker 26: Oh well yeah you don't. You don't expect that to happen.

1959
01:35:36,732 --> 01:35:38,692
Speaker 2: So no of that and the damage to your car

1960
01:35:39,652 --> 01:35:43,372
Speaker 2: caused by her getting crushed against it by the fire engine.

1961
01:35:44,652 --> 01:35:45,492
Speaker 6: Yeah wow.

1962
01:35:45,853 --> 01:35:47,973
Speaker 26: Yeah, that's basically where the jury came in.

1963
01:35:48,173 --> 01:35:48,892
Speaker 6: Yeah, that's right.

1964
01:35:49,093 --> 01:35:51,612
Speaker 3: Yeah, So what eveens if an ambulance goes through your

1965
01:35:51,652 --> 01:35:53,772
Speaker 3: house when they you know, they're on the job and

1966
01:35:54,013 --> 01:35:56,852
Speaker 3: unfortunately go through your house, you buggered so long house

1967
01:35:56,933 --> 01:36:01,973
Speaker 3: and there's nothing you can do. Well I supposed to fascinating.

1968
01:36:02,133 --> 01:36:04,173
Speaker 2: Yeah well but well I'm glad they got paid out though,

1969
01:36:05,492 --> 01:36:06,333
Speaker 2: Yeah he indeed.

1970
01:36:06,492 --> 01:36:08,572
Speaker 3: Yeah, yeah, that is a hell of a story.

1971
01:36:09,293 --> 01:36:10,293
Speaker 2: Thank you for sharing.

1972
01:36:10,333 --> 01:36:14,532
Speaker 26: Mate out of water.

1973
01:36:16,372 --> 01:36:16,812
Speaker 5: Check water.

1974
01:36:17,933 --> 01:36:21,253
Speaker 2: Yeah right, well, I can see why that law exists,

1975
01:36:21,372 --> 01:36:24,052
Speaker 2: or that rule exists. You know, it would make sense

1976
01:36:24,372 --> 01:36:28,213
Speaker 2: because sometimes that the greater good. Sometimes a fire engine,

1977
01:36:28,492 --> 01:36:30,652
Speaker 2: you know, a fire unit just has to smash through

1978
01:36:30,692 --> 01:36:32,093
Speaker 2: a bunch of stuff to get to the fire.

1979
01:36:32,253 --> 01:36:32,452
Speaker 18: Yeah.

1980
01:36:32,532 --> 01:36:35,293
Speaker 2: Yeah, you know, if if the fire is just going

1981
01:36:35,333 --> 01:36:37,932
Speaker 2: to cause that much more damage than the cars. I'm

1982
01:36:37,933 --> 01:36:40,972
Speaker 2: pretty sure if you watched that movie called The Lost Bus,

1983
01:36:41,532 --> 01:36:45,732
Speaker 2: Yes with Matthew McConaughey, tense. Yeah, but you've got all

1984
01:36:45,772 --> 01:36:47,973
Speaker 2: those cars on the road and then people abandoning the

1985
01:36:48,133 --> 01:36:51,012
Speaker 2: cars to get out of the fire, and the fire

1986
01:36:51,053 --> 01:36:52,693
Speaker 2: engines have to get through these cars.

1987
01:36:52,692 --> 01:36:54,612
Speaker 3: And they just bump them out of they have.

1988
01:36:54,652 --> 01:36:56,812
Speaker 2: To smashed the cars out of the way. So this

1989
01:36:56,973 --> 01:36:58,932
Speaker 2: is America. So I don't know what the rules are,

1990
01:36:59,253 --> 01:37:02,293
Speaker 2: but under that those circumstances, you know, you just have

1991
01:37:02,372 --> 01:37:04,652
Speaker 2: to destroy a hell of a lot of cars to

1992
01:37:05,093 --> 01:37:07,213
Speaker 2: get to the fire. And so the insurance claim on

1993
01:37:07,253 --> 01:37:09,333
Speaker 2: that could have been you know, millions of millions and

1994
01:37:09,372 --> 01:37:10,052
Speaker 2: millions and millions.

1995
01:37:10,133 --> 01:37:12,532
Speaker 3: Yeah, very true. All right, taking more of your calls

1996
01:37:12,692 --> 01:37:16,372
Speaker 3: on oh, eight hundred and eighty ten eighty insurance claims

1997
01:37:16,452 --> 01:37:19,413
Speaker 3: that weren't accepted by the company Loved a year your story.

1998
01:37:20,173 --> 01:37:23,692
Speaker 2: Further to this person that's duped me. The Optimus sailing

1999
01:37:23,772 --> 01:37:26,293
Speaker 2: dinghy was only designed in nineteen forty seven, so that

2000
01:37:26,412 --> 01:37:29,213
Speaker 2: Chap couldn't have been sailing in one in Napier in

2001
01:37:29,372 --> 01:37:32,093
Speaker 2: nineteen thirty one. Also, because he was about forty years

2002
01:37:32,133 --> 01:37:34,213
Speaker 2: from being born as well. Oh this is so good,

2003
01:37:34,293 --> 01:37:36,612
Speaker 2: you need a rolling text machine. This guy was at

2004
01:37:36,692 --> 01:37:39,012
Speaker 2: least twenty five years from being born at that point.

2005
01:37:39,133 --> 01:37:41,772
Speaker 3: Massive flim flam lover. It is twenty nine to four.

2006
01:37:41,772 --> 01:37:44,452
Speaker 2: I mean, yes, he would have been born at least

2007
01:37:44,492 --> 01:37:47,293
Speaker 2: twenty five years later. Yes, flim flam so good.

2008
01:37:49,372 --> 01:37:52,892
Speaker 16: Jus talk said, be headlines with blue bubble taxis, it's

2009
01:37:53,013 --> 01:37:56,773
Speaker 16: no trouble with a blue bubble. A new Ministerial Advisory

2010
01:37:56,853 --> 01:38:01,052
Speaker 16: Group reports concluded the fight against organized crime is too muddled,

2011
01:38:01,452 --> 01:38:05,812
Speaker 16: labeling the situation dire and calling for urgent action. He

2012
01:38:05,893 --> 01:38:09,213
Speaker 16: said First Leader Winston Peters is issuing an urgently to

2013
01:38:09,372 --> 01:38:13,052
Speaker 16: farmers warning them about accepting a deal to sell Fonterra

2014
01:38:13,173 --> 01:38:15,973
Speaker 16: brands to a French company, saying it could harm the

2015
01:38:16,053 --> 01:38:20,093
Speaker 16: local dairy industry. Primary School Principles have agreed to a

2016
01:38:20,173 --> 01:38:22,892
Speaker 16: pay deal. More than five hundred members of the Primary

2017
01:38:22,933 --> 01:38:27,853
Speaker 16: Principle's collective bargaining union support a pay offer after negotiations

2018
01:38:28,013 --> 01:38:32,692
Speaker 16: with the Public Service Commissioner forire An emergency received eighteen

2019
01:38:32,812 --> 01:38:35,892
Speaker 16: calls for incidents during a one hour five fighters strike today.

2020
01:38:36,293 --> 01:38:40,812
Speaker 16: None were confirmed fires. The mother of Tom Phillip's children

2021
01:38:41,013 --> 01:38:45,372
Speaker 16: has joined legal proceedings around the suppression of key case details,

2022
01:38:45,893 --> 01:38:49,932
Speaker 16: but at today's hearing, Justice Helen Cull has again suppressed

2023
01:38:50,053 --> 01:38:52,932
Speaker 16: arguments heard in court and no changes to the injunction

2024
01:38:53,053 --> 01:38:56,932
Speaker 16: are expected at this stage. State Highway One near South

2025
01:38:57,013 --> 01:39:01,253
Speaker 16: Canterbury's maki Kihi will close tonight between seven and ten

2026
01:39:01,772 --> 01:39:05,692
Speaker 16: to recover a crash truck and trailer unit. How high

2027
01:39:05,772 --> 01:39:10,053
Speaker 16: rise living could transform Auckland, Explore the interactive and see

2028
01:39:10,133 --> 01:39:13,173
Speaker 16: way new rules may shape the skyline at en, said

2029
01:39:13,213 --> 01:39:16,493
Speaker 16: Herald Premium mac naw to matt Ethan Tyler Adam.

2030
01:39:16,293 --> 01:39:17,532
Speaker 3: Thank you very much, Ray Lean.

2031
01:39:17,973 --> 01:39:22,333
Speaker 2: So back to that story we had before about the

2032
01:39:23,532 --> 01:39:27,293
Speaker 2: fire unit that smashed into the smeared a person's friend

2033
01:39:27,333 --> 01:39:31,052
Speaker 2: across the side of his car and the insurance company

2034
01:39:31,133 --> 01:39:37,732
Speaker 2: paid out yes, but initially said that any damage caused

2035
01:39:37,772 --> 01:39:42,652
Speaker 2: by fire emergency services isn't paid up because they don't

2036
01:39:43,372 --> 01:39:47,213
Speaker 2: take liability. Yes, it's confusing, hi guys. This text says

2037
01:39:47,253 --> 01:39:50,173
Speaker 2: an ex police officer. Emergency food services are liable for

2038
01:39:50,213 --> 01:39:53,372
Speaker 2: any crashes they cause. Even under red and blues. We

2039
01:39:53,492 --> 01:39:55,372
Speaker 2: still had to be careful going through red lights. In

2040
01:39:55,412 --> 01:39:59,892
Speaker 2: the deceptions we could exceed speed limits under urgent duty driving.

2041
01:40:00,652 --> 01:40:03,492
Speaker 2: So that's interesting. This text, This is the kind of

2042
01:40:03,492 --> 01:40:06,652
Speaker 2: text I never understand from people. Come on, guys, wake.

2043
01:40:06,532 --> 01:40:07,932
Speaker 3: Up, wake up?

2044
01:40:08,053 --> 01:40:11,412
Speaker 2: Who it starts a text like that? The fire engine issue.

2045
01:40:11,452 --> 01:40:13,972
Speaker 2: He's talking about the claims Clark view that the fire

2046
01:40:14,013 --> 01:40:17,893
Speaker 2: department won't have a third party responsibility nothing to do

2047
01:40:17,973 --> 01:40:20,612
Speaker 2: with an insured car, which of course remains covered.

2048
01:40:20,652 --> 01:40:24,293
Speaker 3: Hayden, wake up, wake up, come on, go I'm on mate,

2049
01:40:24,492 --> 01:40:25,452
Speaker 3: Get with the program.

2050
01:40:25,732 --> 01:40:29,133
Speaker 2: Hayden, come on, come on, you're better than that, mate.

2051
01:40:29,173 --> 01:40:31,692
Speaker 3: Yeah, Friday afternoon, mate, come on, get happy.

2052
01:40:31,812 --> 01:40:31,972
Speaker 11: Yeah.

2053
01:40:32,053 --> 01:40:34,412
Speaker 2: You don't want to be blasting that kind of unnecessary

2054
01:40:34,532 --> 01:40:36,333
Speaker 2: negativity at the start of your text into the world.

2055
01:40:36,412 --> 01:40:38,412
Speaker 2: We love you, Hayden, come on, mate, yeah, come on,

2056
01:40:38,933 --> 01:40:42,132
Speaker 2: be better, be better, be better than you were yesterday.

2057
01:40:42,173 --> 01:40:44,213
Speaker 2: You know today you've had a bit of a rough one.

2058
01:40:44,572 --> 01:40:47,213
Speaker 2: You've sent in a strange text, but that you can

2059
01:40:47,293 --> 01:40:48,173
Speaker 2: improve as a person.

2060
01:40:48,293 --> 01:40:50,492
Speaker 3: That is a beautiful message and we still love you, mate.

2061
01:40:50,532 --> 01:40:50,732
Speaker 6: Yeah.

2062
01:40:50,812 --> 01:40:53,293
Speaker 3: Yeah, carle let's how are you this afternoon?

2063
01:40:54,492 --> 01:40:54,652
Speaker 11: Yes?

2064
01:40:54,812 --> 01:40:54,972
Speaker 12: Good?

2065
01:40:55,053 --> 01:40:55,293
Speaker 27: Thank you?

2066
01:40:55,452 --> 01:40:56,412
Speaker 3: How are you very good?

2067
01:40:56,492 --> 01:40:56,612
Speaker 18: Now?

2068
01:40:56,652 --> 01:41:00,053
Speaker 3: You had a bit of an insurance snapho with your travel.

2069
01:41:01,293 --> 01:41:05,372
Speaker 27: Yep so last year myself and my daughter, where I

2070
01:41:05,412 --> 01:41:09,973
Speaker 27: hadn't arranged put a meaning to Scotland, she might have

2071
01:41:10,053 --> 01:41:14,893
Speaker 27: guessed yep, to the Tea family and my father, my

2072
01:41:15,013 --> 01:41:22,412
Speaker 27: dad had I did have cancer and anyway we he

2073
01:41:22,532 --> 01:41:26,372
Speaker 27: didteriorrated like really unexpectedly. So I had to bring my

2074
01:41:26,772 --> 01:41:30,452
Speaker 27: flights forward. And I had booked all my flights through

2075
01:41:30,572 --> 01:41:35,213
Speaker 27: House of Travel, and I had travel insurance through Alliance Partners,

2076
01:41:35,732 --> 01:41:38,092
Speaker 27: and I was assured by how to Travel that bringing

2077
01:41:38,133 --> 01:41:41,652
Speaker 27: my flights forward would be reimbursed, you know, for the

2078
01:41:41,652 --> 01:41:44,492
Speaker 27: outbound flights, and I would expect with the same flights

2079
01:41:44,532 --> 01:41:48,293
Speaker 27: coming back. Anyway, I was, I had to get my

2080
01:41:48,333 --> 01:41:50,972
Speaker 27: dad's death cer trafica, et cetera. My dad did die

2081
01:41:51,492 --> 01:41:55,052
Speaker 27: and we got there just in time, got the death certificate,

2082
01:41:55,173 --> 01:41:58,333
Speaker 27: everything that the insurance company asked for. I'm still getting

2083
01:41:58,333 --> 01:42:01,372
Speaker 27: emotional thinking about it. And they said that I wasn't

2084
01:42:01,853 --> 01:42:05,612
Speaker 27: entitled to any reimbursement whatsoever because my dad had a

2085
01:42:05,652 --> 01:42:11,253
Speaker 27: pre existing condition. That it is, yeah, pray that he

2086
01:42:11,652 --> 01:42:14,973
Speaker 27: would die at some point, and obviously he would, but

2087
01:42:15,293 --> 01:42:18,093
Speaker 27: no one knows when someone's going to die. And yeah,

2088
01:42:18,333 --> 01:42:21,372
Speaker 27: so they told me first of all that they couldn't

2089
01:42:21,812 --> 01:42:24,213
Speaker 27: reimburse me because I knew that my dad was going

2090
01:42:24,293 --> 01:42:26,013
Speaker 27: to die. I didn't know when my dad was going

2091
01:42:26,093 --> 01:42:31,612
Speaker 27: to die. And then I appealed and they came back

2092
01:42:31,772 --> 01:42:34,412
Speaker 27: and said, oh, you were given the wrong advice. That

2093
01:42:34,572 --> 01:42:37,572
Speaker 27: wasn't the reason that we declined. You should have read

2094
01:42:37,652 --> 01:42:42,173
Speaker 27: your policy in the bold things and whatever, and we'll

2095
01:42:42,652 --> 01:42:45,013
Speaker 27: offer you fifty dollars is reimbursement.

2096
01:42:45,333 --> 01:42:46,012
Speaker 2: Fifty dollars.

2097
01:42:46,213 --> 01:42:46,892
Speaker 3: What an insult?

2098
01:42:47,093 --> 01:42:50,612
Speaker 2: So what was the part in you know, yeah, I'm

2099
01:42:50,652 --> 01:42:52,893
Speaker 2: sorry for what you've been through, collect and thank you

2100
01:42:52,933 --> 01:42:55,572
Speaker 2: so much for bringing to that and sharing. But what

2101
01:42:55,772 --> 01:42:57,372
Speaker 2: was the what was the bit and the policy that

2102
01:42:57,492 --> 01:42:59,173
Speaker 2: you needed to look through and write.

2103
01:43:00,572 --> 01:43:05,133
Speaker 27: Just actually looked at it? It said he exist in

2104
01:43:05,173 --> 01:43:09,973
Speaker 27: medical conditions. Yeah, so again coming back to that, I

2105
01:43:10,013 --> 01:43:12,812
Speaker 27: should have been aware or back to that. Yeah, yeah,

2106
01:43:12,973 --> 01:43:16,133
Speaker 27: so but I had a friend who comes from South

2107
01:43:16,173 --> 01:43:19,133
Speaker 27: Africa and she was in a similar situation, got the

2108
01:43:19,253 --> 01:43:23,012
Speaker 27: call and went over sees, stayed for a month's dad

2109
01:43:23,213 --> 01:43:26,133
Speaker 27: didn't fortunately pass away, had to come back, and then

2110
01:43:26,173 --> 01:43:28,213
Speaker 27: three months later had to go back. We don't know

2111
01:43:28,293 --> 01:43:30,652
Speaker 27: when people are going to pass away, but yeah, it

2112
01:43:30,812 --> 01:43:35,013
Speaker 27: just yeah, anyway, it was really stressful, and haven't you

2113
01:43:35,093 --> 01:43:37,253
Speaker 27: give them the death certificate and all of those things,

2114
01:43:38,093 --> 01:43:40,053
Speaker 27: and for them just to turn around and say, no,

2115
01:43:40,213 --> 01:43:44,652
Speaker 27: you're not covered. And even though House to Travel said twice,

2116
01:43:45,772 --> 01:43:47,213
Speaker 27: you know, the first time in a phone them the

2117
01:43:47,253 --> 01:43:50,733
Speaker 27: second time and they pick up in new tickets, they said, look, absolutely,

2118
01:43:51,452 --> 01:43:54,892
Speaker 27: your travel insurance will cover and these flights, and they didn't.

2119
01:43:55,093 --> 01:43:57,333
Speaker 3: So, yeah, I'm really.

2120
01:43:57,213 --> 01:43:59,732
Speaker 2: Sorry to hear that. It is interesting how little we

2121
01:43:59,812 --> 01:44:03,852
Speaker 2: know about our and insurance. Yeah, I mean that's kind

2122
01:44:03,853 --> 01:44:05,852
Speaker 2: of what started this whole conversation today, isn't it.

2123
01:44:05,973 --> 01:44:06,133
Speaker 9: Yeah.

2124
01:44:06,213 --> 01:44:08,732
Speaker 3: I ever read them, and I shured, but I don't

2125
01:44:08,772 --> 01:44:10,452
Speaker 3: know the exclusions. I just thought they were just.

2126
01:44:10,812 --> 01:44:13,093
Speaker 2: Ensure things, because you're supposed to ensure things. Yeah, and

2127
01:44:13,173 --> 01:44:15,612
Speaker 2: then hopefully, Actually, I think what happens is that I

2128
01:44:15,652 --> 01:44:19,452
Speaker 2: sort of glaze over when someone's it's explaining things to me. Yeah,

2129
01:44:19,492 --> 01:44:20,933
Speaker 2: because you know, like when you when you do it

2130
01:44:21,013 --> 01:44:22,572
Speaker 2: on the phone, they say, just hold it on the

2131
01:44:22,612 --> 01:44:24,053
Speaker 2: line and we'll read this bit out to you, and

2132
01:44:24,133 --> 01:44:25,412
Speaker 2: you go, you put your phone down and you're going

2133
01:44:25,452 --> 01:44:26,852
Speaker 2: to do something else, and you come back and go, yeah,

2134
01:44:26,853 --> 01:44:27,333
Speaker 2: that sounding good.

2135
01:44:27,333 --> 01:44:28,892
Speaker 3: You know, it's three minutes. It's enough time to make

2136
01:44:28,933 --> 01:44:30,892
Speaker 3: a cup of tea. But Coline, thank you very much

2137
01:44:30,933 --> 01:44:32,812
Speaker 3: for sharing your story and so sorry that happened to you.

2138
01:44:33,652 --> 01:44:35,333
Speaker 3: We have plenty of calls to get to if you

2139
01:44:35,333 --> 01:44:38,612
Speaker 3: want to send a text nine to nine too. There's

2140
01:44:38,612 --> 01:44:40,972
Speaker 3: still some texts coming through about that that great story

2141
01:44:41,013 --> 01:44:43,932
Speaker 3: that Fella told you about Napier. Keep those coming through.

2142
01:44:45,412 --> 01:44:46,452
Speaker 3: Oh this is Hayden again.

2143
01:44:47,133 --> 01:44:49,772
Speaker 2: Hayden says, come on, guys, the pointer is you let

2144
01:44:49,853 --> 01:44:53,412
Speaker 2: that silly discussion run. That just makes the nonsense worse.

2145
01:44:53,652 --> 01:44:56,893
Speaker 2: Hence the wake up call. Hayden. Yeah, is that do

2146
01:44:56,933 --> 01:44:58,932
Speaker 2: you think that's unfair to put their voice on? Maybe

2147
01:44:59,013 --> 01:45:01,412
Speaker 2: it was like this, Maybe he Hayden meant in the sticks.

2148
01:45:01,572 --> 01:45:03,812
Speaker 2: Come on, guys, the pointer is you let that silly

2149
01:45:03,893 --> 01:45:07,652
Speaker 2: discussion run. That just makes the nonsense worse, hence the

2150
01:45:07,732 --> 01:45:09,372
Speaker 2: wake up I think it was Maiden.

2151
01:45:09,492 --> 01:45:11,732
Speaker 3: Yeah, that feels the right time. Yeah, and good on

2152
01:45:11,812 --> 01:45:13,293
Speaker 3: you hate and see, I knew you'd get them around.

2153
01:45:13,333 --> 01:45:15,572
Speaker 2: That's a listen for life, especially if if you get

2154
01:45:15,572 --> 01:45:18,933
Speaker 2: a text from your loved ones your partner read it

2155
01:45:19,013 --> 01:45:20,852
Speaker 2: in a happy voice, not in an angry voice. That

2156
01:45:20,973 --> 01:45:23,213
Speaker 2: is great advice because too often we put the angry

2157
01:45:23,293 --> 01:45:27,572
Speaker 2: voice on, and we we we add meaning to a

2158
01:45:27,652 --> 01:45:30,093
Speaker 2: text that wasn't there so true? So I'm going to

2159
01:45:30,173 --> 01:45:32,372
Speaker 2: endeavor to read texts in a nice voice from now on.

2160
01:45:32,772 --> 01:45:35,812
Speaker 3: That's great. On a Friday, right nineteen to four, when

2161
01:45:35,853 --> 01:45:38,012
Speaker 3: we come back, we're going to have a chat to Bob,

2162
01:45:38,013 --> 01:45:40,532
Speaker 3: who's got a doozy of an insurance story that's coming up.

2163
01:45:42,173 --> 01:45:46,293
Speaker 1: Your home of afternoon talk Mad Heathen Taylor Adams afternoons

2164
01:45:46,572 --> 01:45:49,213
Speaker 1: call eight hundred eighty ten eighty News Talks.

2165
01:45:49,253 --> 01:45:52,892
Speaker 3: They'd be sixteen to four and we are talking about

2166
01:45:53,093 --> 01:45:57,093
Speaker 3: insurance and we're we it's gone wrong for you if

2167
01:45:57,093 --> 01:45:58,892
Speaker 3: you've tried to make a claim on something you thought

2168
01:45:59,013 --> 01:46:01,333
Speaker 3: was easy as the insurance company was going to pay out,

2169
01:46:01,372 --> 01:46:03,372
Speaker 3: and then that it's love to hear from you. Oh,

2170
01:46:03,412 --> 01:46:10,173
Speaker 3: eight hundred and eighty ten eighty. Get a Bob, how

2171
01:46:10,253 --> 01:46:10,852
Speaker 3: are you, my friend?

2172
01:46:12,372 --> 01:46:13,692
Speaker 5: Well, this is a DJ for you.

2173
01:46:13,893 --> 01:46:16,452
Speaker 6: Good driving.

2174
01:46:16,532 --> 01:46:21,173
Speaker 5: My wife's car had my name underneath air insurance and

2175
01:46:24,013 --> 01:46:28,492
Speaker 5: had a back sliding door open, and normally I would

2176
01:46:28,532 --> 01:46:32,812
Speaker 5: fit through the gap if my door were closed. I

2177
01:46:32,933 --> 01:46:36,612
Speaker 5: went forward at the back door that was a slide

2178
01:46:36,652 --> 01:46:40,973
Speaker 5: door that was open, and that was jam once I

2179
01:46:41,093 --> 01:46:46,333
Speaker 5: hit it, it was jammed open, right, so and that

2180
01:46:46,612 --> 01:46:49,452
Speaker 5: was going forward and I had gotten into a slide

2181
01:46:49,532 --> 01:46:52,213
Speaker 5: ditch where the front wheels will go through right by

2182
01:46:52,293 --> 01:46:56,692
Speaker 5: this gate. So I put it in reverse and reversed out,

2183
01:46:56,732 --> 01:47:00,452
Speaker 5: and I pulled the front bumper off, not not the

2184
01:47:00,772 --> 01:47:02,492
Speaker 5: not the poles on the side of the road, but

2185
01:47:02,612 --> 01:47:05,372
Speaker 5: the ditched it. So I'd done a scraper and was

2186
01:47:05,452 --> 01:47:10,012
Speaker 5: going forward, put it in reverse and pulled the bump off. Anyway,

2187
01:47:10,133 --> 01:47:14,652
Speaker 5: rung up and explain this to the insurance. I won't

2188
01:47:14,692 --> 01:47:18,213
Speaker 5: say it was, but they were ed. But that's that

2189
01:47:18,412 --> 01:47:21,293
Speaker 5: was two separate incidents, one driving forward and the other

2190
01:47:21,333 --> 01:47:24,253
Speaker 5: boat was me putting it in reverse, putting it in

2191
01:47:24,732 --> 01:47:27,213
Speaker 5: reverse to try and get out, and that's when I

2192
01:47:27,333 --> 01:47:28,213
Speaker 5: pulled the bumper off.

2193
01:47:28,492 --> 01:47:29,572
Speaker 3: Yep, And he said.

2194
01:47:29,772 --> 01:47:32,173
Speaker 5: They said, that's two separate incidents. That's going to cost

2195
01:47:32,333 --> 01:47:33,692
Speaker 5: you go over your exits.

2196
01:47:33,853 --> 01:47:35,093
Speaker 3: Come one hundred dollars.

2197
01:47:38,093 --> 01:47:46,732
Speaker 2: Surely, surely there's a time of the the lasted over

2198
01:47:47,812 --> 01:47:49,372
Speaker 2: the grace period of at least.

2199
01:47:50,732 --> 01:47:54,772
Speaker 5: I said, I said, mate, I just put it straight

2200
01:47:54,853 --> 01:47:56,732
Speaker 5: in reverse. And they said, oh, no, we don't know

2201
01:47:56,812 --> 01:48:00,852
Speaker 5: about that, because you've you've done three separate incident. But

2202
01:48:01,013 --> 01:48:03,093
Speaker 5: it was in the same motion. I haven't even be

2203
01:48:03,333 --> 01:48:03,852
Speaker 5: the motor off.

2204
01:48:04,013 --> 01:48:05,732
Speaker 3: That's that's good for you, the same motion.

2205
01:48:05,853 --> 01:48:06,213
Speaker 5: I like that.

2206
01:48:07,213 --> 01:48:08,692
Speaker 3: What do they say to that, that's god?

2207
01:48:09,173 --> 01:48:12,452
Speaker 5: Well they thought about it. And then on top of him,

2208
01:48:12,532 --> 01:48:14,612
Speaker 5: I said, well, this is the double wearing for you.

2209
01:48:15,412 --> 01:48:19,253
Speaker 5: Uh my wife is actually in hospital with stage full

2210
01:48:19,333 --> 01:48:22,772
Speaker 5: cancer and she is. That was she went in February

2211
01:48:22,772 --> 01:48:26,572
Speaker 5: and she's still on there today. But for these people

2212
01:48:26,692 --> 01:48:29,893
Speaker 5: to sort of knuck me around for a while and

2213
01:48:30,053 --> 01:48:31,772
Speaker 5: this is right, you don't go put it in, we'll

2214
01:48:31,772 --> 01:48:35,812
Speaker 5: still discuss it. And of course they didn't get back

2215
01:48:35,853 --> 01:48:38,652
Speaker 5: to me, and I started penalty, and so we put

2216
01:48:38,692 --> 01:48:42,133
Speaker 5: one hundred dollars into five hundred. Went to put five

2217
01:48:42,213 --> 01:48:45,213
Speaker 5: hundred dollars in to cover it, and they tend around.

2218
01:48:45,253 --> 01:48:47,572
Speaker 5: He says, not, don't worry about it. It's will put

2219
01:48:47,652 --> 01:48:53,492
Speaker 5: this in as a what was it? They basically done

2220
01:48:53,572 --> 01:48:55,372
Speaker 5: it themselves. They paid for it.

2221
01:48:56,173 --> 01:48:57,973
Speaker 3: Well, good on them. In the year they did the

2222
01:48:58,093 --> 01:49:00,213
Speaker 3: right thing, Bob, for.

2223
01:49:00,333 --> 01:49:04,692
Speaker 5: My wife via Christopher having state full cancer. I can't

2224
01:49:04,732 --> 01:49:06,133
Speaker 5: remember the name they had it under.

2225
01:49:06,812 --> 01:49:07,652
Speaker 19: It was the.

2226
01:49:09,293 --> 01:49:13,213
Speaker 2: Hardship compassion type of thing. Yeah, oh well, all the best, Bob,

2227
01:49:13,412 --> 01:49:15,492
Speaker 2: and you know sorry that you guys are going through that,

2228
01:49:15,612 --> 01:49:17,692
Speaker 2: and thank you so much for bringing up and ensuring

2229
01:49:17,772 --> 01:49:20,532
Speaker 2: that this is a good point. This text is here, Hey, guys,

2230
01:49:20,572 --> 01:49:23,213
Speaker 2: because some people are not always completely truthful, the rest

2231
01:49:23,253 --> 01:49:26,412
Speaker 2: of us have to go through hoops. Always the minority

2232
01:49:26,412 --> 01:49:28,692
Speaker 2: affixed the rest of us. Yeah, I mean that's the

2233
01:49:29,093 --> 01:49:33,933
Speaker 2: thing right off everything, right, because you know, you have

2234
01:49:34,053 --> 01:49:37,133
Speaker 2: to have insurance because some people steal. Most of us don't,

2235
01:49:37,853 --> 01:49:39,812
Speaker 2: nearly none of us. There's such a small percentage of

2236
01:49:39,812 --> 01:49:41,452
Speaker 2: people steal, so we all have to have insurance.

2237
01:49:42,093 --> 01:49:44,052
Speaker 3: You know, it's a dickead.

2238
01:49:45,612 --> 01:49:45,892
Speaker 18: Always.

2239
01:49:45,973 --> 01:49:49,333
Speaker 2: Some people scam insurance companies, so the insurance companies don't

2240
01:49:49,333 --> 01:49:53,333
Speaker 2: trust the rest of us. So I don't know, I mean,

2241
01:49:53,732 --> 01:49:55,213
Speaker 2: I mean, there's nothing you'll ever be able to solve.

2242
01:49:55,253 --> 01:49:57,773
Speaker 2: There's always going to be some people that are dishonest.

2243
01:49:57,412 --> 01:50:00,572
Speaker 3: Right, Yeah, that is very true, tis sir. You've got

2244
01:50:00,572 --> 01:50:01,932
Speaker 3: a bit of a funny insurance claim.

2245
01:50:02,893 --> 01:50:03,173
Speaker 18: Hello.

2246
01:50:03,692 --> 01:50:05,812
Speaker 3: Hi, Hi guys, Hey, nice to chat with you.

2247
01:50:06,893 --> 01:50:08,652
Speaker 15: Yeah, yeah, good a day.

2248
01:50:10,013 --> 01:50:13,452
Speaker 24: Yes, So recently I had to leave my dog in

2249
01:50:13,572 --> 01:50:16,973
Speaker 24: my car because I was somewhere with families and there

2250
01:50:16,973 --> 01:50:19,132
Speaker 24: were other dogs. I was trying to keep them separate,

2251
01:50:19,213 --> 01:50:23,133
Speaker 24: and this dog she's got anxiety, and I came back

2252
01:50:23,173 --> 01:50:25,692
Speaker 24: out and she had chewed to roof all of my

2253
01:50:25,812 --> 01:50:26,333
Speaker 24: feet out.

2254
01:50:28,093 --> 01:50:32,253
Speaker 3: Yeah, yeah, that's dog is for you. Sometimes that was rough.

2255
01:50:33,652 --> 01:50:36,093
Speaker 24: And see me how I had full I've got a

2256
01:50:36,093 --> 01:50:38,412
Speaker 24: comprehensive cover in my car. So I lodged a claim

2257
01:50:38,492 --> 01:50:40,932
Speaker 24: and did dog shows through seats out need and replaced

2258
01:50:40,973 --> 01:50:43,812
Speaker 24: the car into the garage and got.

2259
01:50:43,732 --> 01:50:44,372
Speaker 2: All that rolling.

2260
01:50:44,452 --> 01:50:47,372
Speaker 24: And anyhow, I ended up driving around with no seat

2261
01:50:47,452 --> 01:50:51,492
Speaker 24: out for nearly two months because they just really dragged out.

2262
01:50:51,492 --> 01:50:53,093
Speaker 24: And at some point you turned around and came back

2263
01:50:53,133 --> 01:50:56,492
Speaker 24: and said, we don't believe that your dog choos were

2264
01:50:56,492 --> 01:51:01,372
Speaker 24: the seat out. They looked cut what and you know,

2265
01:51:01,572 --> 01:51:03,452
Speaker 24: like the rational person's going to go, you know what,

2266
01:51:03,853 --> 01:51:06,732
Speaker 24: fair enough, they've got to do their diligence. And sure

2267
01:51:07,013 --> 01:51:11,133
Speaker 24: people do fake insurance claims and stuff all the time,

2268
01:51:11,213 --> 01:51:14,652
Speaker 24: but like what in this particular scenario, what on earth

2269
01:51:14,732 --> 01:51:15,692
Speaker 24: is the ulterior motives?

2270
01:51:16,093 --> 01:51:16,293
Speaker 5: Yeah?

2271
01:51:16,853 --> 01:51:18,652
Speaker 2: What are you going around? You just really want a

2272
01:51:18,732 --> 01:51:19,933
Speaker 2: new flash seatbouts?

2273
01:51:20,013 --> 01:51:22,453
Speaker 3: Yeah, now behind your own seatbouts.

2274
01:51:23,253 --> 01:51:24,213
Speaker 9: The implication was.

2275
01:51:24,213 --> 01:51:25,612
Speaker 24: Like I just woke up, I was walked out and

2276
01:51:25,612 --> 01:51:27,612
Speaker 24: looked at my car and it's you know what, no,

2277
01:51:28,532 --> 01:51:31,212
Speaker 24: So this will not do And like some deranged maniac

2278
01:51:31,253 --> 01:51:33,372
Speaker 24: are when it picks up a blunt rock into.

2279
01:51:33,412 --> 01:51:37,692
Speaker 6: Packed the mall, And so did they Insurance?

2280
01:51:37,732 --> 01:51:38,013
Speaker 18: Did they?

2281
01:51:38,333 --> 01:51:39,012
Speaker 2: Did they come around?

2282
01:51:39,053 --> 01:51:41,612
Speaker 24: In the end, it took a little bit. And to

2283
01:51:41,772 --> 01:51:43,612
Speaker 24: be honest, I think the only reason that actually except

2284
01:51:43,652 --> 01:51:48,333
Speaker 24: that it was having someone on the inside. Yeah, my

2285
01:51:48,452 --> 01:51:49,052
Speaker 24: case a little.

2286
01:51:49,492 --> 01:51:51,772
Speaker 2: I'm glad that came around. What what's what's the toddler

2287
01:51:51,812 --> 01:51:55,372
Speaker 2: that we can hear in the background? What's hello? Who's that?

2288
01:51:56,692 --> 01:51:57,412
Speaker 24: That's Dorothy?

2289
01:51:57,732 --> 01:51:58,452
Speaker 2: Hey, Dorothy?

2290
01:51:58,692 --> 01:51:59,173
Speaker 3: How are you?

2291
01:52:00,213 --> 01:52:00,412
Speaker 7: Yeah?

2292
01:52:00,732 --> 01:52:02,732
Speaker 24: And I feel like if I left her in a

2293
01:52:02,812 --> 01:52:04,293
Speaker 24: carf alone and after probably.

2294
01:52:05,572 --> 01:52:08,013
Speaker 3: Gets a bit boring. And then sometimes yeah, Tessa, thank

2295
01:52:08,053 --> 01:52:11,012
Speaker 3: you very much for your call. Quite a few texts

2296
01:52:11,053 --> 01:52:13,333
Speaker 3: coming through on nine to nine two.

2297
01:52:15,013 --> 01:52:17,652
Speaker 2: This one all right, Hey guys, Insurance didn't pay out

2298
01:52:17,732 --> 01:52:20,093
Speaker 2: on my stolen tools out of the ute, they said,

2299
01:52:20,173 --> 01:52:22,293
Speaker 2: even though the ute was parked in my garage with

2300
01:52:22,452 --> 01:52:25,253
Speaker 2: the garage door lock. I left the ute unlocked. My

2301
01:52:25,372 --> 01:52:28,972
Speaker 2: mistake was letting that slip. The less you say, the better.

2302
01:52:29,173 --> 01:52:32,812
Speaker 2: So hang on a minute. Your tools are in parked

2303
01:52:32,853 --> 01:52:36,812
Speaker 2: in your garage with the garage door locked, but your

2304
01:52:37,013 --> 01:52:40,013
Speaker 2: ute's not locked. I mean the thief has already gone

2305
01:52:40,053 --> 01:52:44,612
Speaker 2: through one series of locked doors. Yeah, surely that's enough,

2306
01:52:45,173 --> 01:52:48,013
Speaker 2: you would think. So, I mean, you've always got to

2307
01:52:48,053 --> 01:52:50,133
Speaker 2: be honest with insurance company. So Ben said there that

2308
01:52:50,213 --> 01:52:51,652
Speaker 2: he was a bit too honest, and he should have

2309
01:52:51,692 --> 01:52:53,452
Speaker 2: said that he locked his car. But you don't want

2310
01:52:53,452 --> 01:52:55,492
Speaker 2: to lie to insurance companies because if they catch you

2311
01:52:56,053 --> 01:52:58,412
Speaker 2: your bugget Yeah, I mean, you'll never get insurance again.

2312
01:52:58,452 --> 01:53:00,173
Speaker 2: And it's very hard to operate in this world if

2313
01:53:00,173 --> 01:53:01,213
Speaker 2: you're not allowed to get insurance.

2314
01:53:01,293 --> 01:53:05,412
Speaker 3: Yeah, yeah, exactly right. It is nine minutes to four.

2315
01:53:05,933 --> 01:53:08,212
Speaker 3: Plenty of texts coming through, but will play. Some messages

2316
01:53:08,412 --> 01:53:10,612
Speaker 3: come back very shortly. You listening to Matt and Tyler

2317
01:53:10,612 --> 01:53:11,572
Speaker 3: Good afternoon.

2318
01:53:12,013 --> 01:53:15,372
Speaker 1: The big stories, the big issues, the big trends and

2319
01:53:15,732 --> 01:53:16,652
Speaker 1: everything in between.

2320
01:53:16,893 --> 01:53:20,133
Speaker 6: Matt Heath and Tyler Adams Afternoons used talks.

2321
01:53:19,853 --> 01:53:22,652
Speaker 3: That'd be very good afternoon. It is six to four.

2322
01:53:23,333 --> 01:53:25,173
Speaker 2: The six says, I think you've been flim flammed again.

2323
01:53:25,173 --> 01:53:27,732
Speaker 2: There's no way there's a Dorothy under eighty two. Cheers Robert.

2324
01:53:28,133 --> 01:53:31,452
Speaker 2: I've got a son called Barry, and he was in

2325
01:53:31,532 --> 01:53:33,452
Speaker 2: hospital and no one would believe that his name was

2326
01:53:33,532 --> 01:53:36,173
Speaker 2: Barry because he's so young. But then there was a

2327
01:53:36,253 --> 01:53:37,933
Speaker 2: Barry that was next to him in the in the

2328
01:53:38,532 --> 01:53:40,492
Speaker 2: you know through the curtain and he was ninety two.

2329
01:53:40,652 --> 01:53:43,173
Speaker 2: Well after there was a sixteen year old Barry. Barry's

2330
01:53:43,213 --> 01:53:43,532
Speaker 2: coming back.

2331
01:53:43,612 --> 01:53:44,532
Speaker 3: Yeah, we'll pay it around.

2332
01:53:45,133 --> 01:53:47,333
Speaker 2: We've run out of time for insurance. Some chat, but

2333
01:53:47,412 --> 01:53:49,772
Speaker 2: it was it was fantastic. Thank you so much for

2334
01:53:49,853 --> 01:53:52,532
Speaker 2: all your calls and text this. Going back to a

2335
01:53:52,612 --> 01:53:54,173
Speaker 2: topic at the start of the show, we did about

2336
01:53:54,253 --> 01:53:57,133
Speaker 2: charities and we should put your money as from deb

2337
01:53:57,772 --> 01:54:00,932
Speaker 2: Oh my life. Thank you to the generous listener who

2338
01:54:01,013 --> 01:54:05,012
Speaker 2: gave a donation to the manaia Ka laney Ed Trust.

2339
01:54:05,093 --> 01:54:07,812
Speaker 2: Following my call to the station, I called the account's

2340
01:54:07,812 --> 01:54:09,732
Speaker 2: person and told them about our chat on the radio,

2341
01:54:09,732 --> 01:54:11,973
Speaker 2: and she said that she had been notified that a

2342
01:54:12,572 --> 01:54:15,052
Speaker 2: big donation had just can't been put through. Thanks guys

2343
01:54:15,093 --> 01:54:18,412
Speaker 2: for letting me speak about and thanks listeners. You've just

2344
01:54:18,572 --> 01:54:21,012
Speaker 2: enabled two kids to begin financing their own device.

2345
01:54:21,133 --> 01:54:22,692
Speaker 3: Oh good. That is amazing, isn't it.

2346
01:54:22,853 --> 01:54:26,532
Speaker 2: That's good. And I'm a person jumped on board and

2347
01:54:27,133 --> 01:54:29,973
Speaker 2: sponsored a cad at the Variety charity as well. So

2348
01:54:30,133 --> 01:54:32,693
Speaker 2: that is fantastic. Okay, that brings us the end of

2349
01:54:32,733 --> 01:54:35,373
Speaker 2: the show. Thank you so much for listening. Everyone loved

2350
01:54:35,413 --> 01:54:38,653
Speaker 2: the chats, love the discussion. Today. It's been a great conversation.

2351
01:54:38,973 --> 01:54:40,253
Speaker 2: It's been a good old time.

2352
01:54:40,453 --> 01:54:42,613
Speaker 3: Yeah, absolutely it has. And we love to celebrate the

2353
01:54:42,653 --> 01:54:44,613
Speaker 3: great people who call into our show, and we get

2354
01:54:44,693 --> 01:54:46,493
Speaker 3: so many of them, So every week we pick a

2355
01:54:46,533 --> 01:54:48,093
Speaker 3: caller of the week and this week we're having a

2356
01:54:48,133 --> 01:54:50,852
Speaker 3: great chat about why it's sometimes nice to show your

2357
01:54:50,893 --> 01:54:54,012
Speaker 3: appreciation to our struggling hospital industry with a good tip.

2358
01:54:54,373 --> 01:54:56,093
Speaker 3: And Tessa called in to say she was a big

2359
01:54:56,133 --> 01:54:57,812
Speaker 3: tipper to her petty curist.

2360
01:54:58,453 --> 01:54:59,932
Speaker 9: I do when they do my hoops.

2361
01:55:00,013 --> 01:55:03,932
Speaker 4: I makes ten bucks on top of a petticure your hoops?

2362
01:55:04,213 --> 01:55:06,733
Speaker 9: Did you never know they might stick a somewhere really

2363
01:55:07,093 --> 01:55:07,852
Speaker 9: really sensitive?

2364
01:55:07,853 --> 01:55:09,653
Speaker 4: And I'm like the old kick.

2365
01:55:09,973 --> 01:55:12,453
Speaker 9: There's a little bit of a language barrier. Thank god

2366
01:55:12,533 --> 01:55:14,533
Speaker 9: you have those new airbuds now so they can't really

2367
01:55:14,613 --> 01:55:17,092
Speaker 9: talk too much about you, so you can actually understand

2368
01:55:17,133 --> 01:55:21,253
Speaker 9: what they're saying. You drop on the whole conversations that's

2369
01:55:21,293 --> 01:55:23,932
Speaker 9: going up throughout the song. You know, this one doesn't

2370
01:55:23,933 --> 01:55:26,812
Speaker 9: get their feet done enough, no respect.

2371
01:55:27,013 --> 01:55:28,133
Speaker 2: How do you pay the tip?

2372
01:55:28,253 --> 01:55:28,493
Speaker 18: Cash?

2373
01:55:28,573 --> 01:55:28,852
Speaker 26: Is king?

2374
01:55:29,453 --> 01:55:32,852
Speaker 3: What a great caller? Yeahs, there you go, all right.

2375
01:55:33,013 --> 01:55:36,253
Speaker 2: The Mighty Sir Paul Holmes Broadcast of the Year heither

2376
01:55:36,293 --> 01:55:37,892
Speaker 2: do with thee Islan is up next. But Tyler, why

2377
01:55:37,893 --> 01:55:38,812
Speaker 2: am I playing this song here?

2378
01:55:39,453 --> 01:55:39,573
Speaker 10: Uh?

2379
01:55:40,653 --> 01:55:41,253
Speaker 3: Give me the name.

2380
01:55:42,133 --> 01:55:43,533
Speaker 2: If I give you the name, it'll give it away.

2381
01:55:44,573 --> 01:55:47,172
Speaker 19: Andrews whisper of my year. It's called the Crash Primates.

2382
01:55:47,253 --> 01:55:51,772
Speaker 19: Is that right, no Ah? The band is called the

2383
01:55:51,853 --> 01:55:54,933
Speaker 19: Crash Primates. The band is called the Primitives, and the

2384
01:55:55,053 --> 01:55:55,852
Speaker 19: song is Crashed.

2385
01:55:56,013 --> 01:55:58,892
Speaker 3: Oh fantastic because we had such good calls about insurance

2386
01:55:58,893 --> 01:55:59,453
Speaker 3: snare foos.

2387
01:55:59,772 --> 01:56:02,573
Speaker 2: Yeah, it's obvious if you know the song. Anyway, until

2388
01:56:02,653 --> 01:56:05,092
Speaker 2: Monday afternoon, give them a taste of Kiwi from Tyler

2389
01:56:05,173 --> 01:56:09,093
Speaker 2: and I and have a fantastic We can love you,

2390
01:56:23,133 --> 01:56:24,293
Speaker 2: Madam Tyler Tyler.

2391
01:56:26,573 --> 01:56:29,093
Speaker 1: For more from News Talks at b listen live on

2392
01:56:29,253 --> 01:56:32,213
Speaker 1: air or online, and keep our shows with you wherever

2393
01:56:32,293 --> 01:56:34,813
Speaker 1: you go with our podcasts on iHeartRadio