WEBVTT - 'I don't mind the word failure' - Brodie Kane | More Than Money

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<v Speaker 1>There are more ways to wealth with chairs ease, save

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<v Speaker 1>with a great rate, ensure your car with no worries,

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<v Speaker 1>or join a key. We see this scheme with real choice.

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<v Speaker 1>It's your wealth, your way. Do more with charees ease.

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<v Speaker 2>The month was February, the year was twenty twenty. You

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<v Speaker 2>may remember it. And I got the wide envelope, the

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<v Speaker 2>wide envelope of doom that you always hear about, but

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<v Speaker 2>and it actually is a real thing. Yeah, I like

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<v Speaker 2>to give things a crack. I think that's actually in

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<v Speaker 2>my nature. The meaning of wealth probably constantly evolves. The

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<v Speaker 2>older you get, the less it actually becomes about money.

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<v Speaker 3>Cura Koto. I'm Garth Bray, and we're doing things a

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<v Speaker 3>little differently on shared lunch for the next few weeks.

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<v Speaker 3>More than money is about exploring the wealth choices that

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<v Speaker 3>change us. Let's open up the conversation about what wealth

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<v Speaker 3>really means beyond investing or hear from some familiar folks

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<v Speaker 3>and chat about the choices they've made on their wealth journey.

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<v Speaker 3>And today I'm heading to the home of broadcaster, podcaster

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<v Speaker 3>and human hashtag Brody Kaine. But first, some important information

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<v Speaker 3>you always need to consider.

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<v Speaker 4>The experience is shared in this episode are not advice

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<v Speaker 4>or a recommendation or opinion by guests to invest or

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<v Speaker 4>act in the manner they have. An appearance on the

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<v Speaker 4>series is not an endorsement by Shares is of the

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<v Speaker 4>views of the presenters or guests. They're not financial experts

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<v Speaker 4>and their views of their own.

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<v Speaker 3>Brody Kane, the human Hashtag. You are the one who

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<v Speaker 3>shares your entire life with us, So thank you for

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<v Speaker 3>sharing a little bit about I suppose what wealth might mean.

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<v Speaker 3>Is this a question you ask yourself now and then

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<v Speaker 3>what is wealth?

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<v Speaker 2>Well, first of all, thank you that I've never been

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<v Speaker 2>called the human hashtag, so I will be adding that

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<v Speaker 2>to the CV. Thank you very much, isn't it. I

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<v Speaker 2>feel like the meaning of wealth probably constantly evolves, but

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<v Speaker 2>I feel like the older you get, the less it

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<v Speaker 2>actually becomes about money, you know. So, and I think

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<v Speaker 2>that probably for myself and I dare say a lot

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<v Speaker 2>of people probably here in alt It but also around

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<v Speaker 2>the world. There was some real home truths to that

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<v Speaker 2>when the pandemic happened, and you actually everyone was sort

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<v Speaker 2>of given this forced wake up call in terms of

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<v Speaker 2>like what is actually important.

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<v Speaker 3>So you've had quite a journey this year. If I

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<v Speaker 3>can recap for people who haven't been paying attention, I mean,

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<v Speaker 3>you're back on TV at a time where a lot

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<v Speaker 3>of people are off TV, and you've you've bought a house,

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<v Speaker 3>so you've stepped up the property ladder. You are you

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<v Speaker 3>really make a go of it this year, aren't you?

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<v Speaker 2>Yeah? I think it's funny, isn't it. I mean I've

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<v Speaker 2>been self employed now for four and a half years,

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<v Speaker 2>and this is the first year that I have felt

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<v Speaker 2>like a sense of feeling settled in a space, which

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<v Speaker 2>has meant that, you know, the previous three years have

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<v Speaker 2>been quite challenging in many ways, but sometimes I think

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<v Speaker 2>things land nicely for you, and you've worked for that

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<v Speaker 2>to happen, and so I actually think this year that

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<v Speaker 2>has that has actually happened. Yeah, my mum and I

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<v Speaker 2>bought a house. We moved here in January, and I

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<v Speaker 2>wrote a book around a couple of marathons, I hosted

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<v Speaker 2>a TV show, and so yeah, it has been It

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<v Speaker 2>has been a cool year of you know, you work

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<v Speaker 2>and work hard, and there's so much that you do

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<v Speaker 2>that is like boring and admin and grafting and hustling

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<v Speaker 2>that it is nice to see it all sort of

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<v Speaker 2>come together, because usually when it goes tits up that

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<v Speaker 2>you know, it all unravels at the same time too,

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<v Speaker 2>So it's nice if the good things pile up together

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<v Speaker 2>at the same time as well.

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<v Speaker 3>You know, least just hope that momentum continues right into

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<v Speaker 3>twenty twenty five. Though, So if I can try and

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<v Speaker 3>understand how you got to the place where you were

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<v Speaker 3>able to do that and do all of those things,

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<v Speaker 3>I mean, can you talk a bit about a really

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<v Speaker 3>great financial decision that you have made that's been on

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<v Speaker 3>that journey.

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<v Speaker 2>The thing that I'm really grateful for, And it didn't

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<v Speaker 2>come like just out of like smart planning. When my

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<v Speaker 2>parents split up, my mum and I bought a house

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<v Speaker 2>together and went halves in a house and that was

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<v Speaker 2>in Waikoku Beach, North Canterbury, where I grew up, and

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<v Speaker 2>so I was able to use kiwisaver and our deposits

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<v Speaker 2>combined got the house in Waikoku Beach, so that even

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<v Speaker 2>though it had come through circumstances, like you know, it

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<v Speaker 2>really did suck that my parents had broken up, but

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<v Speaker 2>that was actually really a cool thing for us to

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<v Speaker 2>be able to do it.

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<v Speaker 3>Sounds like you've had a setback and then you've bounced

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<v Speaker 3>right out of that and gone even further ahead. That's

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<v Speaker 3>pretty remarkable.

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<v Speaker 2>Yeah, well, I think, yeah, at the time, you certainly

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<v Speaker 2>don't look at it that way, but I actually think,

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<v Speaker 2>I don't think you'd want to make a habit of

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<v Speaker 2>capitalizing post bad things happening, but if you're able to

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<v Speaker 2>do it, sure. And then I moved back down to

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<v Speaker 2>christ Church, and so I took a job in christ

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<v Speaker 2>Church on the radio, and was able to use the

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<v Speaker 2>equity from the Wakucku house to buy a house in

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<v Speaker 2>christ Church. And so then I had did I owned

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<v Speaker 2>two houses. I was like a mogul, you know, and

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<v Speaker 2>had this great job in radio and had like a

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<v Speaker 2>like a seven hundred thousand dollars mortgage. But that was

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<v Speaker 2>all good. And then I March February. The month was February,

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<v Speaker 2>the year was twenty twenty, you may remember it. And

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<v Speaker 2>I got the white envelope, the wide envelope of doom

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<v Speaker 2>that you always hear about but and it actually is

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<v Speaker 2>a real thing. So I got made redundant right before COVID.

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<v Speaker 2>And then you go from a good salary to nothing.

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<v Speaker 2>I decided that it was going to be the time

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<v Speaker 2>that I'd give a crack to becoming self employed and like,

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<v Speaker 2>I guess be the architect of my own success. But

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<v Speaker 2>you know that's hard, and so I definitely could not

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<v Speaker 2>afford to have a seven hundred thousand dollars mortgage while

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<v Speaker 2>I was trying to figure out what if anything, was

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<v Speaker 2>gonna happen as a self employed girly. And then so

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<v Speaker 2>I put tenants in the house in christ Church so

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<v Speaker 2>that that could cover that side of the mortgage, moved

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<v Speaker 2>out to Waikoku with Mum lived there and that was awesome.

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<v Speaker 2>Then I realized we're fast forwarded to like ended twenty

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<v Speaker 2>twenty one, started twenty twenty two. I was like, I

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<v Speaker 2>need to be back up in Auckland. That's where all

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<v Speaker 2>the opportunities are, That's where the networking is, That's where

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<v Speaker 2>I need to immerse myself in the hustle. And then

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<v Speaker 2>it was like, right, well, I'm gonna I'm gonna sell

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<v Speaker 2>my christ Church pad with the aim of buying like

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<v Speaker 2>a little apartment up here. And then Mum and I

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<v Speaker 2>again things either happened from bad things and then often

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<v Speaker 2>other smart decisions happen out of a joke. She was like,

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<v Speaker 2>I was like, oh, I'm gonna buy a little apartment

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<v Speaker 2>and stuff, and she was like, oh, I could move

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<v Speaker 2>to Auckland, I could move to the big Smoke. Well

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<v Speaker 2>fast forward about eighteen months and here we are, and

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<v Speaker 2>she just decided that actually because neither of her kids

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<v Speaker 2>were in christ Church. My brother's in Marsden. No if

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<v Speaker 2>it's to Marsiden, but it's a little bit in land,

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<v Speaker 2>and she's a real beach lady. So yeah, she came

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<v Speaker 2>up here. We bought a house, so we sold two

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<v Speaker 2>houses to be able to scrape together for one and

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<v Speaker 2>Pamuki Bakodo And I'm really like, I'm very grateful, and

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<v Speaker 2>really I feel really lucky that I can do that

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<v Speaker 2>with her. And so it's also made me real passionate

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<v Speaker 2>about the benefits of co ownership, which I think we're

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<v Speaker 2>seeing a lot more Kiwis do because how else he's

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<v Speaker 2>supposed to do otherwise.

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<v Speaker 3>That was the theme of the TV show that you've

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<v Speaker 3>just done right on the latter, and so you would

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<v Speaker 3>have met a lot of people in those circumstances, I'm

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<v Speaker 3>sure stepped into their lives like broadcasters and TV people do.

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<v Speaker 3>Did you get a sense about how comfy people are

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<v Speaker 3>taking that step and why they're doing it. What wealth

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<v Speaker 3>means to them.

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<v Speaker 2>Well, that is that is the cool thing, right because

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<v Speaker 2>I think, you know, wealth, I think to more people

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<v Speaker 2>than not means something means nothing really superficial, right, it's

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<v Speaker 2>you know, for me, it's the health and it's kind

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<v Speaker 2>of cliche, but it's actually legitimately true. If your nearest

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<v Speaker 2>and dearest are okay and safe and happy and healthy,

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<v Speaker 2>and your friends are what actually you know? Like, yes, Garth,

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<v Speaker 2>I would love a house on the beach. I love it,

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<v Speaker 2>But does my life? Will my life be okay without it? Yes?

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<v Speaker 2>I do get annoyed though when you see all those

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<v Speaker 2>beach houses and the curtains are pulled half the year.

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<v Speaker 2>I don't think people should be allowed those anyway. That's around. Yeah,

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<v Speaker 2>give it to me, but no, Like so you're so,

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<v Speaker 2>you're what's important to you is all the people in

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<v Speaker 2>your world and actually your own health because you need

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<v Speaker 2>to be firing on all cylinders to be able to

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<v Speaker 2>offer the best to your nearest and dearest as well.

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<v Speaker 2>So what I love to see but watching on that

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<v Speaker 2>show is that you've got these amazing people that are

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<v Speaker 2>just trying to think about ways to secure their future.

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<v Speaker 2>And I think that's probably another thing that we're all

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<v Speaker 2>kind of thinking about, like what does that look like?

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<v Speaker 2>What is what is secure in your future mean? And

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<v Speaker 2>it's just I guess, you know, if something happened to

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<v Speaker 2>if something happened to me, I'd want to know that

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<v Speaker 2>my parents and my brother and his family and the

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<v Speaker 2>wiafana faro are okay. And I'd like to think that

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<v Speaker 2>that was reciprocal. So that's I guess that's what means

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<v Speaker 2>a lot, is that you're sort of taking some steps

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<v Speaker 2>to secure the future and whatever happens that way. So

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<v Speaker 2>it was cool to see that with these friends and

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<v Speaker 2>families that were doing on the show as well.

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<v Speaker 3>Property still seems to be such a way that New

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<v Speaker 3>Zealanders do that, like it's a thing that they understand

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<v Speaker 3>a house you need to live somewhere as a house.

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<v Speaker 3>But I guess it does. It's not the only way

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<v Speaker 3>you can do things, right. What do you think puts

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<v Speaker 3>people off looking at other options?

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<v Speaker 2>It's funny, isn't it? Because I mean I feel like

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<v Speaker 2>only probably up until recently, like I'm talking sort of

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<v Speaker 2>five ten years, everyone looked at like other forms of

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<v Speaker 2>investing is like you know, you just saw like wall streets,

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<v Speaker 2>men in suits, stock market crashes, you know, all of

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<v Speaker 2>that stuff, and it just looked inaccessible and hard to understand.

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<v Speaker 2>So I so, you know, that's kind of another viable

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<v Speaker 2>way to do it. But it's only just more recently

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<v Speaker 2>that there's more education around the merits of doing that.

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<v Speaker 2>Because I'm thirty eight, single woman, and so I am

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<v Speaker 2>I have to be in charge of making sure that

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<v Speaker 2>I can secure a future for myself if I'm going

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<v Speaker 2>to be doing it on my own. And that's not

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<v Speaker 2>a cue to get the violin out either, like I'm

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<v Speaker 2>stoked to be an independent woman, but you do you

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<v Speaker 2>have to take all these steps to make sure that

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<v Speaker 2>you've crossed your t's, dotted your eyes and so that

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<v Speaker 2>I can go and be one of those fabulous ladies

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<v Speaker 2>you know, with a gin at midday at Ryman and

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<v Speaker 2>be like Ladida, you know, tennis at two and crochet

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<v Speaker 2>it for and then you know, then go at seven and.

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<v Speaker 3>Sounds like a good life. I'm picturing it now. You know,

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<v Speaker 3>you can practice that a lot of people talk about

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<v Speaker 3>what they like to do. From what I can see,

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<v Speaker 3>you actually get out and do it. What's the difference.

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<v Speaker 3>How do you make things happen?

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<v Speaker 2>Yeah? I like to give things a crack. I think

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<v Speaker 2>that's actually in my nature. And I don't think like people.

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<v Speaker 2>You know, when you get that cliche question like do

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<v Speaker 2>you have any regrets, I'm like, I don't think so,

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<v Speaker 2>because I'm not scared of when something goes wrong. I'm

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<v Speaker 2>not scared of. I don't mind the word failure either,

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<v Speaker 2>like a co ownership, let's say co ownership. I think

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<v Speaker 2>a lot of people when they think about buying a

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<v Speaker 2>property are like life sentence, you know what I mean.

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<v Speaker 2>They're like, oh my god, I've got a mortgage. Life

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<v Speaker 2>is over. That's not it's actually not. It is still

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<v Speaker 2>really stressful when something doesn't quite go to plan. And

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<v Speaker 2>buying house is a massive deal and it's huge and

0:12:02.080 --> 0:12:06.120
<v Speaker 2>it's a massive financial undertaking, but it's not a life sentence.

0:12:06.559 --> 0:12:08.559
<v Speaker 2>You know, it will be okay. If you have to say,

0:12:08.640 --> 0:12:10.800
<v Speaker 2>you know, shit hits the fan, excuse me if the

0:12:10.840 --> 0:12:14.200
<v Speaker 2>proverbial hits the fan. You know, there are ways to

0:12:14.280 --> 0:12:16.160
<v Speaker 2>work through things. Well.

0:12:16.200 --> 0:12:18.720
<v Speaker 3>You can lock in the idea that you're not good

0:12:18.720 --> 0:12:20.520
<v Speaker 3>at something, or you won't give it a go, And

0:12:20.559 --> 0:12:22.880
<v Speaker 3>I guess that's the other habit you could develop. Anyone

0:12:22.920 --> 0:12:25.520
<v Speaker 3>could of just turning things down and saying no and

0:12:25.559 --> 0:12:28.320
<v Speaker 3>staying cautious, and that then becomes a habit, right, But

0:12:28.360 --> 0:12:29.920
<v Speaker 3>it's a habit that's probably gonna limit you.

0:12:30.000 --> 0:12:34.800
<v Speaker 2>Yeah, I think you plate of your strengths, own your weaknesses,

0:12:35.440 --> 0:12:37.520
<v Speaker 2>but also dabble in the middle too as well. Like

0:12:37.559 --> 0:12:40.600
<v Speaker 2>I think, I think every adult should have something that

0:12:41.559 --> 0:12:46.160
<v Speaker 2>pushes them out of their comfort zone. It's not necessarily

0:12:46.160 --> 0:12:48.440
<v Speaker 2>a space you want to sit all the time, but

0:12:48.520 --> 0:12:51.640
<v Speaker 2>I feel like if you have something and I'm not like, yes,

0:12:51.720 --> 0:12:54.400
<v Speaker 2>called mine's marathons and ultra marathons and stuff, but if

0:12:54.440 --> 0:12:58.080
<v Speaker 2>every adult has something that just challenges them every once

0:12:58.120 --> 0:13:00.640
<v Speaker 2>in a while, it actually makes makes you a better

0:13:00.679 --> 0:13:03.080
<v Speaker 2>person to be able to handle the other things in

0:13:03.120 --> 0:13:06.280
<v Speaker 2>your life. So that's another good way to sort of

0:13:06.440 --> 0:13:09.120
<v Speaker 2>figure out and navigate yourself. Because yes, we do like

0:13:09.160 --> 0:13:10.600
<v Speaker 2>to do the things that we're good at and that

0:13:10.920 --> 0:13:13.600
<v Speaker 2>we want to make life as easy as possible for ourselves,

0:13:14.000 --> 0:13:16.640
<v Speaker 2>but it is good to have things that challenge you

0:13:17.000 --> 0:13:20.360
<v Speaker 2>and hurt and sort of like play with you mentally

0:13:20.760 --> 0:13:22.520
<v Speaker 2>so that you can tackle all the other things. So

0:13:22.559 --> 0:13:27.360
<v Speaker 2>that that's a huge part for me is doing that long, stupidly.

0:13:27.000 --> 0:13:31.439
<v Speaker 3>Long, running, amazing answer twenty twenty five. It's the year

0:13:31.480 --> 0:13:33.760
<v Speaker 3>ahead of us at this point, and people are sitting

0:13:33.760 --> 0:13:36.040
<v Speaker 3>there in summer time thinking what am I going to

0:13:36.080 --> 0:13:41.120
<v Speaker 3>do differently? Now? Do you have a New Year's resolutions person?

0:13:41.200 --> 0:13:43.600
<v Speaker 3>Do you sort of set yourself a little targets this

0:13:43.720 --> 0:13:45.160
<v Speaker 3>time of the year and go, I'm going to have

0:13:45.200 --> 0:13:45.760
<v Speaker 3>a crack at that.

0:13:46.679 --> 0:13:49.160
<v Speaker 2>I don't necessarily know that if I think that they're

0:13:49.200 --> 0:13:54.800
<v Speaker 2>New Year's resolutions as such, but more things that I'd

0:13:54.880 --> 0:13:58.120
<v Speaker 2>like to do better. So this time last year, I

0:13:58.280 --> 0:14:01.600
<v Speaker 2>was so deep in the bowl of burnout. It was

0:14:01.640 --> 0:14:03.920
<v Speaker 2>an awful, awful feeling. I had a couple of minor

0:14:04.040 --> 0:14:10.480
<v Speaker 2>health scares, which thankfully just remain those scares, and so

0:14:10.520 --> 0:14:14.679
<v Speaker 2>that sort of taught me that I had been burning

0:14:14.679 --> 0:14:18.400
<v Speaker 2>the candle at both ends. And so a couple of

0:14:18.400 --> 0:14:22.280
<v Speaker 2>my ones from this year were you need to learn

0:14:22.320 --> 0:14:25.080
<v Speaker 2>to say no more, You need to be protecting and

0:14:25.160 --> 0:14:28.840
<v Speaker 2>valuing your time and stop and smell the roses. Do

0:14:28.840 --> 0:14:32.120
<v Speaker 2>you know what, I'll probably use the Christmas time like

0:14:32.200 --> 0:14:35.400
<v Speaker 2>to use a couple of like decent solid days lying

0:14:35.440 --> 0:14:37.880
<v Speaker 2>on the beach workshopping with your mates, you know, like

0:14:37.920 --> 0:14:40.520
<v Speaker 2>sitting around. You got a chicken sandwich, You've got a

0:14:40.520 --> 0:14:43.480
<v Speaker 2>couple of siders or beers, and you're just you've had

0:14:43.480 --> 0:14:46.640
<v Speaker 2>a couple of days enough to like decompress, and then

0:14:46.680 --> 0:14:49.520
<v Speaker 2>you start sort of brainstorming with your mates. I think

0:14:49.880 --> 0:14:53.800
<v Speaker 2>you should also reflect on what you've achieved the year before,

0:14:54.080 --> 0:14:55.720
<v Speaker 2>so I would like to actually do a little bit

0:14:55.720 --> 0:14:58.160
<v Speaker 2>of that before I worry about that. The other thing

0:14:58.200 --> 0:15:01.840
<v Speaker 2>that's I'm still being used to being self employed is

0:15:02.240 --> 0:15:03.760
<v Speaker 2>I actually don't really know what's on. I've got a

0:15:03.800 --> 0:15:05.920
<v Speaker 2>couple of gigs locked in already, but you know, at

0:15:06.320 --> 0:15:08.240
<v Speaker 2>the start of this year, I didn't I knew that

0:15:08.280 --> 0:15:10.440
<v Speaker 2>I would be a published author, but I didn't know

0:15:10.480 --> 0:15:12.480
<v Speaker 2>that I was going to host a TV show. I

0:15:12.520 --> 0:15:14.320
<v Speaker 2>didn't know that I was going to sign a commercial

0:15:14.360 --> 0:15:17.200
<v Speaker 2>partnership with the podcasts. There's lots of Most of the

0:15:17.240 --> 0:15:19.400
<v Speaker 2>things I did, I didn't know exactly that i'd be.

0:15:19.360 --> 0:15:21.560
<v Speaker 3>Doing, you know, makes it hard to plan.

0:15:21.840 --> 0:15:24.680
<v Speaker 2>Yeah, it's kind of fun and it's a little bit terrifying,

0:15:24.680 --> 0:15:26.800
<v Speaker 2>but you just got to sort of back yourself.

0:15:27.600 --> 0:15:29.640
<v Speaker 3>Or imagine I'm one of those mates there maybe I've

0:15:29.640 --> 0:15:32.200
<v Speaker 3>got the chicken sandwich or the cider. Imagine I'm one

0:15:32.240 --> 0:15:34.200
<v Speaker 3>of those mates there with you. What are you going

0:15:34.200 --> 0:15:36.200
<v Speaker 3>to set me a challenge? A You're you going to say, gaff,

0:15:36.200 --> 0:15:37.920
<v Speaker 3>be better at this. Try have a crack at that, mate,

0:15:37.920 --> 0:15:38.360
<v Speaker 3>give this a go.

0:15:38.800 --> 0:15:41.320
<v Speaker 2>Okay, well, I would actually challenge people my ones from

0:15:41.400 --> 0:15:45.880
<v Speaker 2>last year, which are be protective of your time. Remind

0:15:45.960 --> 0:15:51.920
<v Speaker 2>yourself that most people put everyone else before them, and

0:15:51.960 --> 0:15:54.560
<v Speaker 2>you can do that to a degree, But if you

0:15:54.640 --> 0:15:58.440
<v Speaker 2>have not focused on your own health and getting yourself

0:15:58.480 --> 0:16:01.240
<v Speaker 2>into a sort of a good head space, you actually

0:16:01.280 --> 0:16:03.800
<v Speaker 2>aren't that much help help to the other people, and

0:16:03.840 --> 0:16:06.640
<v Speaker 2>stop and smile the roses. We just we go day

0:16:06.640 --> 0:16:09.400
<v Speaker 2>to day. We're here, there, we're everywhere where. We've got

0:16:09.440 --> 0:16:10.920
<v Speaker 2>to go to the next appointment. We've got to pick

0:16:10.920 --> 0:16:12.280
<v Speaker 2>the kids up, we've got to drop we've got to

0:16:12.320 --> 0:16:15.480
<v Speaker 2>do that. We've got to do that that stop. Have

0:16:15.600 --> 0:16:18.400
<v Speaker 2>a moment and everyone should take Everyone should put something

0:16:18.480 --> 0:16:23.160
<v Speaker 2>in their diary that is them time only them. They

0:16:23.240 --> 0:16:24.960
<v Speaker 2>put it in the diary, like actually put it in

0:16:25.000 --> 0:16:29.120
<v Speaker 2>the calendar, Like all my things like running and walking

0:16:29.200 --> 0:16:31.880
<v Speaker 2>or the beach or anything, they are in the calendar.

0:16:32.120 --> 0:16:34.920
<v Speaker 2>So they're not negotiable. So when someone rings and says,

0:16:34.960 --> 0:16:36.600
<v Speaker 2>am I available for that, I'm like no, sorry, I'm

0:16:36.600 --> 0:16:39.960
<v Speaker 2>not protective of your time and saying no. That's about

0:16:40.000 --> 0:16:43.320
<v Speaker 2>ten things. But they're nice little ones. They're achievable. They're

0:16:43.360 --> 0:16:44.119
<v Speaker 2>all achievable.

0:16:44.800 --> 0:16:48.440
<v Speaker 3>Brody Kane, thank you for saying yes to talking to us.

0:16:48.560 --> 0:16:49.920
<v Speaker 2>Oh there was a classic one. I was like, oh,

0:16:49.920 --> 0:16:52.080
<v Speaker 2>it's Garth. I can't say no to Gath. He's an

0:16:52.080 --> 0:16:52.600
<v Speaker 2>old mate.

0:16:52.720 --> 0:16:55.280
<v Speaker 3>And thanks to all of you as well for watching

0:16:55.400 --> 0:16:57.480
<v Speaker 3>and for listening. If you're watching, you're probably watching on YouTube.

0:16:57.520 --> 0:17:00.200
<v Speaker 3>If you're listening, you beyond Spotify, Apple, wherever you get

0:17:00.200 --> 0:17:02.640
<v Speaker 3>your podcasts. If you like what you're seeing and hearing,

0:17:02.760 --> 0:17:05.000
<v Speaker 3>hey great, let us know and let us know what

0:17:05.040 --> 0:17:08.320
<v Speaker 3>you'd like to hear and see next. For us, that's done.

0:17:08.400 --> 0:17:16.119
<v Speaker 4>Quimitu More than Money is a series about the wealth

0:17:16.240 --> 0:17:19.320
<v Speaker 4>choices that change us as Chareseys grows. We want to

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<v Speaker 4>can benefit everyone who wants to grow their wealth, whatever

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