1 00:00:00,360 --> 00:00:05,640 Speaker 1: Heather du for see llen nWo is the text number. 2 00:00:05,960 --> 00:00:07,920 Speaker 1: Standard text fees apply and as I say, the police 3 00:00:07,920 --> 00:00:10,680 Speaker 1: are with us after five o'clock. Now to Westport. According 4 00:00:10,720 --> 00:00:14,680 Speaker 1: to Westport residents, the AA insurance announcement yesterday is not 5 00:00:14,760 --> 00:00:17,400 Speaker 1: the start of their troubles at all. They have been 6 00:00:17,440 --> 00:00:20,320 Speaker 1: having trouble with insurance for ages even before AA decided 7 00:00:20,360 --> 00:00:23,520 Speaker 1: to stop issuing new cover. Glennis Alli is a lifelong 8 00:00:23,560 --> 00:00:26,840 Speaker 1: Westport resident and a local realist. That agent Hi, Glennis Hi, 9 00:00:27,240 --> 00:00:30,240 Speaker 1: Glennis listen. So it's not as bad as we thought, right, 10 00:00:30,320 --> 00:00:32,960 Speaker 1: because it's not as if you're being abandoned altogether. You 11 00:00:33,040 --> 00:00:35,519 Speaker 1: do still have the option of taking out insurance apparently 12 00:00:35,520 --> 00:00:36,920 Speaker 1: with FMG. Is that right? 13 00:00:38,360 --> 00:00:43,120 Speaker 2: Most of my people have either got insurance with FMG 14 00:00:43,400 --> 00:00:50,080 Speaker 2: or they have been previous AA clients and that they 15 00:00:50,120 --> 00:00:57,080 Speaker 2: haven't had issues. Even if a company has a policy 16 00:00:58,240 --> 00:01:03,280 Speaker 2: doesn't guarantee that they will continue that policy on. AA 17 00:01:03,400 --> 00:01:06,960 Speaker 2: have given that insure, that assurance that if they currently 18 00:01:07,959 --> 00:01:11,280 Speaker 2: ensure the property, they will continue to insure it if 19 00:01:11,319 --> 00:01:15,479 Speaker 2: it sells. We don't have that insurance, that assurance from 20 00:01:15,520 --> 00:01:19,559 Speaker 2: other people. But FMG has stepped into our market big 21 00:01:19,600 --> 00:01:24,680 Speaker 2: time and We've also got a new brokerage in town 22 00:01:24,720 --> 00:01:25,520 Speaker 2: called Haslots. 23 00:01:25,800 --> 00:01:28,840 Speaker 1: Okay, Now, what is it that FMG does differently to 24 00:01:28,880 --> 00:01:31,399 Speaker 1: the other big guys. Is it looking rather than just 25 00:01:31,440 --> 00:01:33,720 Speaker 1: looking at Westport as a whole, it actually looks at 26 00:01:33,720 --> 00:01:37,000 Speaker 1: the individual properties and sees how risky they individually are. 27 00:01:38,120 --> 00:01:42,320 Speaker 2: Correct. So currently, if you like, I've just had this 28 00:01:42,360 --> 00:01:45,360 Speaker 2: with some young people. They wanted to get insurance and 29 00:01:45,440 --> 00:01:47,760 Speaker 2: the minute they were fine up until the minute they 30 00:01:47,760 --> 00:01:50,720 Speaker 2: mentioned their postcode seven eight twenty five and they were 31 00:01:50,720 --> 00:01:53,480 Speaker 2: told sorry, won't do it. And that was by multiple 32 00:01:54,680 --> 00:01:55,680 Speaker 2: insurance companies. 33 00:01:56,800 --> 00:02:01,480 Speaker 1: Okay, so FMG, though, if FMG is looking at your 34 00:02:01,680 --> 00:02:06,800 Speaker 1: individual property, there must in Westport be properties that still 35 00:02:06,840 --> 00:02:09,680 Speaker 1: are at real high risk that surely even FMG is 36 00:02:09,680 --> 00:02:10,480 Speaker 1: not going to touch them. 37 00:02:12,160 --> 00:02:15,760 Speaker 2: Look, the reality is that we had a flood in 38 00:02:15,800 --> 00:02:20,200 Speaker 2: the very early nineteen twenties when houses were damaged and 39 00:02:20,320 --> 00:02:22,640 Speaker 2: pretty much the Holy we Sport was damaged, and then 40 00:02:22,680 --> 00:02:31,280 Speaker 2: we had another one in twenty twenty one. Yeah, so 41 00:02:31,440 --> 00:02:36,720 Speaker 2: in terms of you're talking about risk, a lot of 42 00:02:36,760 --> 00:02:40,440 Speaker 2: the properties that were damaged, some of them were damaged 43 00:02:40,680 --> 00:02:45,240 Speaker 2: by equals driving through wasn't necessarily Yes, floodwater was on 44 00:02:45,280 --> 00:02:51,960 Speaker 2: the ground. But services driving through course backwash caused water 45 00:02:52,040 --> 00:02:56,520 Speaker 2: to come into properties. It's not just one reason. And 46 00:02:56,560 --> 00:02:59,160 Speaker 2: I wouldn't say that there are I would say there 47 00:02:59,160 --> 00:03:02,360 Speaker 2: are a couple of risky properties in town, but I 48 00:03:02,360 --> 00:03:04,480 Speaker 2: wouldn't say that a lot of them are right. 49 00:03:04,800 --> 00:03:05,720 Speaker 1: No, No, I mean. 50 00:03:05,680 --> 00:03:07,480 Speaker 2: No more risky than a lot of other places. 51 00:03:07,480 --> 00:03:08,720 Speaker 1: Well, that's what I was going to say, Glennas. What 52 00:03:08,720 --> 00:03:10,400 Speaker 1: I was meaning is any town, pick a town in 53 00:03:10,400 --> 00:03:13,280 Speaker 1: the country, anywhere, right, There's going to be properties in 54 00:03:13,400 --> 00:03:15,920 Speaker 1: any town that you and I can look at and go, 55 00:03:16,000 --> 00:03:19,040 Speaker 1: oh jeez, you know, I would not ensure that that's 56 00:03:19,160 --> 00:03:22,320 Speaker 1: just asking for trouble. So but but of course those 57 00:03:22,360 --> 00:03:25,120 Speaker 1: properties are not in the seven eight five two postcode. 58 00:03:25,200 --> 00:03:28,119 Speaker 1: So in that postcode there must be some properties that 59 00:03:28,440 --> 00:03:31,280 Speaker 1: presumably FMG won't touch. And then what happens to those 60 00:03:31,320 --> 00:03:33,600 Speaker 1: people if they can't get insurance. 61 00:03:33,880 --> 00:03:37,040 Speaker 2: Well, they either take the risk or they walk away 62 00:03:37,040 --> 00:03:37,360 Speaker 2: from it. 63 00:03:37,600 --> 00:03:39,600 Speaker 1: Are there people that in that position yet? 64 00:03:40,520 --> 00:03:44,560 Speaker 2: I haven't heard of anyone who is not ensuring their 65 00:03:44,560 --> 00:03:48,040 Speaker 2: house or cannot get insurance on their house. That's I'm 66 00:03:48,040 --> 00:03:50,960 Speaker 2: not saying they're not out there, but I personally have 67 00:03:51,120 --> 00:03:52,720 Speaker 2: not heard of anyone yet. 68 00:03:53,000 --> 00:03:55,200 Speaker 1: Now, Glenna's the impression I'm getting from something you said 69 00:03:55,200 --> 00:03:57,960 Speaker 1: earlier is that you may you may think that, and 70 00:03:58,000 --> 00:03:59,800 Speaker 1: tell me if I'm wrong, But do you think that 71 00:04:00,080 --> 00:04:03,760 Speaker 1: this risk that's associated with Westport is overhyped? 72 00:04:05,040 --> 00:04:05,680 Speaker 2: Absolutely? 73 00:04:06,840 --> 00:04:07,720 Speaker 1: Whose fault is that? 74 00:04:10,200 --> 00:04:13,120 Speaker 2: I don't? I don't, I don't know. I think that 75 00:04:15,920 --> 00:04:18,960 Speaker 2: it's hard. It's hard for me to blame on any 76 00:04:18,960 --> 00:04:23,400 Speaker 2: one person about why we've become the forefront. But I 77 00:04:23,440 --> 00:04:26,880 Speaker 2: see as soon as there's any mention of flooding and 78 00:04:26,920 --> 00:04:29,880 Speaker 2: we sport, I see pictures they say this is this 79 00:04:29,960 --> 00:04:31,680 Speaker 2: is what's happening, and we sport at the moment and 80 00:04:31,920 --> 00:04:33,640 Speaker 2: it's old for It's not your forage. 81 00:04:34,040 --> 00:04:36,440 Speaker 1: Okay, glennas's good to talk to you. Thanks for taking 82 00:04:36,480 --> 00:04:38,320 Speaker 1: the time to run us through that. That's Glenna's Alley, 83 00:04:38,360 --> 00:04:40,880 Speaker 1: lifelong Westport resident and real estate agent. 84 00:04:42,200 --> 00:04:45,400 Speaker 2: For more from Heather Duplessy Allen Drive, listen live to 85 00:04:45,480 --> 00:04:46,000 Speaker 2: news talks. 86 00:04:46,040 --> 00:04:49,240 Speaker 1: They'd be from four pm weekdays, or follow the podcast 87 00:04:49,320 --> 00:04:50,320 Speaker 1: on iHeartRadio.