1 00:00:00,440 --> 00:00:03,320 Speaker 1: Did you know that councils can recover your unpaid rates 2 00:00:03,320 --> 00:00:05,440 Speaker 1: if you choose not to pay them by tapping into 3 00:00:05,480 --> 00:00:07,960 Speaker 1: your mortgage. It turns out millions of dollars in unpaid 4 00:00:07,960 --> 00:00:12,440 Speaker 1: council rates were taken directly from property owners mortgages last year. 5 00:00:12,440 --> 00:00:15,200 Speaker 1: Sam Warren is the local government spokesperson for the Taxpayers 6 00:00:15,280 --> 00:00:20,400 Speaker 1: Union and with US. Hey, Sam, can you hear me? Sam? 7 00:00:20,720 --> 00:00:21,639 Speaker 2: I can can you hear me? 8 00:00:21,720 --> 00:00:23,239 Speaker 1: Yeah? I can hear you. Now did you know that 9 00:00:23,239 --> 00:00:23,960 Speaker 1: they could do this? 10 00:00:24,640 --> 00:00:27,120 Speaker 2: Look, it's a new piece of legislation to me, and 11 00:00:27,200 --> 00:00:30,040 Speaker 2: it's actually quite a little known. It's under the Local 12 00:00:30,080 --> 00:00:33,800 Speaker 2: Government Ratings Act where they can basically extract your mortgage 13 00:00:33,880 --> 00:00:37,200 Speaker 2: or you know, arrears. Sorry, your rates are reared through 14 00:00:37,240 --> 00:00:39,600 Speaker 2: your mortgage and not many people know that, but I 15 00:00:39,640 --> 00:00:41,960 Speaker 2: think All Can Council, for example, used it eight thousand 16 00:00:41,960 --> 00:00:44,159 Speaker 2: times last year alone. So there you go. 17 00:00:44,760 --> 00:00:45,760 Speaker 1: How do you feel about it? 18 00:00:46,880 --> 00:00:49,519 Speaker 2: Look, I mean a little split sometimes. I mean they 19 00:00:49,600 --> 00:00:52,280 Speaker 2: need their rates paid. But look, I think the biggest 20 00:00:52,280 --> 00:00:54,800 Speaker 2: issue for us is that it's happening in the first place. 21 00:00:54,880 --> 00:00:57,920 Speaker 2: Rates last year increased fifteen percent on average, you know, 22 00:00:58,000 --> 00:00:59,600 Speaker 2: up and down the country. I want to see a 23 00:00:59,640 --> 00:01:01,600 Speaker 2: lot more are done by counsels to reign in that 24 00:01:01,680 --> 00:01:04,160 Speaker 2: spending and get rates down as though as possible, so 25 00:01:04,240 --> 00:01:04,960 Speaker 2: this doesn't happen. 26 00:01:05,080 --> 00:01:07,720 Speaker 1: Yeah, totally. I mean now, the thing is they say 27 00:01:07,760 --> 00:01:10,920 Speaker 1: it's a last resort. You know, they do everything else 28 00:01:10,959 --> 00:01:12,760 Speaker 1: before they can do this. How long do you know 29 00:01:12,800 --> 00:01:14,920 Speaker 1: how long they leave or what does last resort mean? 30 00:01:14,959 --> 00:01:16,679 Speaker 1: I mean, how long do they leave it before they 31 00:01:16,760 --> 00:01:17,840 Speaker 1: tapp into your mortgage? 32 00:01:18,120 --> 00:01:20,440 Speaker 2: Yeah. Look, there's a number of letters, You'll be getting 33 00:01:20,680 --> 00:01:22,960 Speaker 2: a number of calls I'm thinking, and maybe even the 34 00:01:22,959 --> 00:01:25,400 Speaker 2: house visit. But look, this is a last result, thank goodness. 35 00:01:25,440 --> 00:01:26,760 Speaker 2: But you don't want to say far. 36 00:01:27,000 --> 00:01:29,560 Speaker 1: I thought that they waited until you died or sold 37 00:01:29,600 --> 00:01:31,039 Speaker 1: your problem before they claimed it. 38 00:01:31,400 --> 00:01:33,759 Speaker 2: No, not quite. There's a time Carriod. I think it's 39 00:01:33,760 --> 00:01:36,400 Speaker 2: within you know how many months. But basically, if they 40 00:01:36,440 --> 00:01:38,000 Speaker 2: can't get through to you and they find out you 41 00:01:38,000 --> 00:01:39,640 Speaker 2: owe a mortgage, they'll talk to your bank or a 42 00:01:39,680 --> 00:01:42,800 Speaker 2: mortgage provider and stack it on your rates, so you know, 43 00:01:43,520 --> 00:01:46,280 Speaker 2: and if you don't, obviously, they'll then pursue their own 44 00:01:46,319 --> 00:01:49,200 Speaker 2: debt collection and worse comes worse, they'll sell your house, 45 00:01:49,200 --> 00:01:50,920 Speaker 2: which happens rarely, but it does happen. 46 00:01:51,560 --> 00:01:54,440 Speaker 1: Sam, I feel so conflicted about this because obviously I 47 00:01:54,480 --> 00:01:56,760 Speaker 1: pay my rates, so I want everybody to pay their rates. 48 00:01:56,760 --> 00:01:59,040 Speaker 1: But I also understand if somebody doesn't want to pay 49 00:01:59,040 --> 00:02:02,800 Speaker 1: their rates because suck. Right, there's just so much waste 50 00:02:02,800 --> 00:02:05,720 Speaker 1: there is this. Is this a problem? Is this a 51 00:02:05,760 --> 00:02:08,400 Speaker 1: modern day problem with the bloating of the public service, 52 00:02:08,480 --> 00:02:10,720 Speaker 1: or is this just something we will always have as 53 00:02:10,760 --> 00:02:12,720 Speaker 1: long as we have to, as long as we're compelled 54 00:02:12,760 --> 00:02:14,519 Speaker 1: to give our money to something like this. 55 00:02:15,400 --> 00:02:18,359 Speaker 2: Look, I hope for the best. It's just that last year, 56 00:02:18,400 --> 00:02:20,760 Speaker 2: for example, that like I say, fifteen percent rate increases, 57 00:02:21,280 --> 00:02:24,000 Speaker 2: it's cited as one of the biggest contributions to the 58 00:02:24,000 --> 00:02:27,280 Speaker 2: cost of living. So we're really strong on something called 59 00:02:27,320 --> 00:02:29,640 Speaker 2: rates capping laws that would actually limit how high your 60 00:02:29,720 --> 00:02:31,760 Speaker 2: rates can be increased, and hopefully they would keep all 61 00:02:31,760 --> 00:02:34,920 Speaker 2: these areas down. Councils. You know, I spend a career 62 00:02:35,040 --> 00:02:38,560 Speaker 2: uncovering council waste all my goodness, it's endless. So look, 63 00:02:38,560 --> 00:02:39,440 Speaker 2: I really want to see. 64 00:02:39,240 --> 00:02:41,200 Speaker 1: Strong we've come across. 65 00:02:41,200 --> 00:02:45,359 Speaker 2: Oh, Heather, give me your worst. I'll give you a 66 00:02:45,400 --> 00:02:48,679 Speaker 2: recent one. How's that okay? It's was it a five 67 00:02:48,760 --> 00:02:51,920 Speaker 2: hundred and sixty thousand dollars Rainbow machine from Auckland Council. 68 00:02:51,960 --> 00:02:53,560 Speaker 2: It's a sculpture that you might have seen up and 69 00:02:53,600 --> 00:02:56,000 Speaker 2: down the place, but that's machine. 70 00:02:56,000 --> 00:02:57,120 Speaker 1: What does it make rainbows? 71 00:02:57,639 --> 00:03:00,160 Speaker 2: It refracts light. Yeah, it's an interactive art sculpture. But 72 00:03:00,240 --> 00:03:03,320 Speaker 2: like I say, it's I don't think that's core council spinning, 73 00:03:03,360 --> 00:03:05,680 Speaker 2: particularly when everyone's doing so rough at the moment. So 74 00:03:05,720 --> 00:03:08,280 Speaker 2: I really would like to see counsel really stick to 75 00:03:08,320 --> 00:03:11,119 Speaker 2: the basics. I'm talking about rubbish roads, pipes, that sort 76 00:03:11,160 --> 00:03:13,320 Speaker 2: of thing, and leave the artwork. I mean it's tough, 77 00:03:13,360 --> 00:03:16,200 Speaker 2: I know, but look it's just tough. 78 00:03:17,120 --> 00:03:19,120 Speaker 1: It is tough. Sam, thank you, I appreciate it. 79 00:03:19,160 --> 00:03:19,280 Speaker 2: Man. 80 00:03:19,320 --> 00:03:22,280 Speaker 1: That's Sam Warren, local government spokesperson at the Taxpayers Union. 81 00:03:22,840 --> 00:03:26,000 Speaker 1: For more from Hither Duplessy Allen Drive, listen live to 82 00:03:26,120 --> 00:03:29,160 Speaker 1: news talks. It'd be from four pm weekdays, or follow 83 00:03:29,160 --> 00:03:30,960 Speaker 1: the podcast on iHeartRadio.