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Speaker 1: You're listening to a podcast from News Talk said B.

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Speaker 1: Follow this and our Wide Ranger podcast now on iHeartRadio.

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Speaker 2: Hello, you got New Zealand. This is this Matt and

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Speaker 2: Tyler Afternoon's Full Show Podcast number one to two. We

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Speaker 2: had some good chats, but I'm sick as a dog,

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Speaker 2: so I'm going to go home and sleep.

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Speaker 3: Yeah, look after yourself and it restart.

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Speaker 2: Not even up for talking for even another thirty seconds.

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Speaker 3: All right, right, love you, We'll see you tomorrow.

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Speaker 1: The big stories, the big issues, the big trends and

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Speaker 1: everything in between. Matt Heath and Tyler Adams Afternoons, News

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Speaker 1: Talk sed B.

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Speaker 3: Good afternoon to you. Welcome into the show on this

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Speaker 3: Monday afternoon. Hope you're doing well. We're ive you're listening

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Speaker 3: in the country.

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Speaker 2: Get a Matt, get a Tyler, get your great New

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Speaker 2: Zealanders across the country. Excited about the next three hours

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Speaker 2: of radio.

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Speaker 4: Yeah.

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Speaker 3: Now, you had an event on on the weekend of

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Speaker 3: fantastic event.

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Speaker 2: Yeah, that's right. I was down in Phaston and I've

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Speaker 2: never been to Phiiston. I've never been to that area

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Speaker 2: before neither, so I was telling you, Tyler. I grew

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Speaker 2: up in Otago and then I moved to Auckland, and

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Speaker 2: so I know whole of the South Island very well,

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Speaker 2: and I know the Central Plateau and North very well,

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Speaker 2: and I know Wellington pretty well, but I've never been

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Speaker 2: over the hills before in that direction and it's very,

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Speaker 2: very very cool over there. Yeah, it's just such a

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Speaker 2: great area of New Zealand. And you keep finding new

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Speaker 2: areas of New Zealand, which is amazing that there are

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Speaker 2: places that you could live in New Zealand as long

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Speaker 2: as I have and not have discovered. But oh my god, Pheatherston,

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Speaker 2: what a great festival. The Phittston book Town was over

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Speaker 2: at Greytown. What an incredible village that is. That whole

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Speaker 2: area is really cool. Anyway, I was on a panel

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Speaker 2: on men's mental health with the focus on the rural

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Speaker 2: community and farmers my south Petty Gower, Phil Quinn, Wayne Langford,

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Speaker 2: a National President of Federation's Farmers and Yeah, as I said,

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Speaker 2: it was especially focused on the rural struggle and the

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Speaker 2: struggle that some men have to talk about their problems

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Speaker 2: and it's a serious problem.

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Speaker 5: We have.

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Speaker 2: Serious trouble with mental health with farmers and rural people,

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Speaker 2: also city folk. But it's very very acute on the

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Speaker 2: farms and it was a great chat and I just

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Speaker 2: wanted to spend some more time on the show discussing it.

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Speaker 2: You know, we had a good one hundred people in

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Speaker 2: the hall and down there in Featherston, but I just thought,

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Speaker 2: let's take it to eight hundred eighty ten eighty and

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Speaker 2: the huge news Talk ZB audience discuss it, because I

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Speaker 2: was very touched when I was sitting on stage discussing

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Speaker 2: this stuff, and it just made me realize, you know,

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Speaker 2: talking to these farmers, what a difficult situation it is.

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Speaker 2: Because look, we know that when you're struggling, the best

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Speaker 2: thing you can do is reach out to other human beings.

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Speaker 2: Other human beings help a lot in these situations with

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Speaker 2: social beings. But the farmers have a unique set of

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Speaker 2: problems and that their job is very very hard. It's

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Speaker 2: very very complicated. It's isolated, and there's so many problems

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Speaker 2: to fix in any given day and you can just

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Speaker 2: work for days and days hardly seeing anyone, just getting

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Speaker 2: what you need to get done. And you know, the

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Speaker 2: advice you always give to people is reach out and

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Speaker 2: find time with your mates, but you know, you might

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Speaker 2: not have people close. It's very hard to set a

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Speaker 2: date because you know, farming happens outside, and the weather

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Speaker 2: changes and there's crises, and there's things that need to

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Speaker 2: be fixed up, and you know you've got to get

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Speaker 2: up the first thing the next morning to milk the cows.

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Speaker 2: No matter what happens, it never ends. So this this

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Speaker 2: could be a complicated discussion because it seems reasona little

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Speaker 2: chance that farmers won't want to talk about this because

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Speaker 2: the premise of the discussion is that farmers struggle to

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Speaker 2: talk about the situation. But I hope people and it

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Speaker 2: does you know, people that aren't farming and aren't rural

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Speaker 2: will have these solutions to how to work out these

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Speaker 2: problems when they're struggling mentally and how they did it,

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Speaker 2: and maybe that will help farmers. But also, do you

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Speaker 2: know someone who is struggling, and what do you think

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Speaker 2: the solution is to help these people? And you know,

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Speaker 2: how do we get people to reach out and look

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Speaker 2: for help, and how do we reach out to people

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Speaker 2: and offer them this help and be there for them

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Speaker 2: if we can, you know, with a slight focus on

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Speaker 2: the really complicated situation that rural people are in.

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Speaker 3: If you've been in a funk and you've managed to

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Speaker 3: pull yourself out of it. How did it help, particularly

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Speaker 3: if you do live in these rural regions, or you've

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Speaker 3: been a farmer, or you currently are a farmer. I mean,

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Speaker 3: I think it is genuinely getting better, but there still

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Speaker 3: is that massive taboo. And I know that sounds like

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Speaker 3: a cliche, but it is there. It is genuinely there

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Speaker 3: for men that we get told it is okay to

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Speaker 3: share these things that are going on, but it is,

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Speaker 3: bloody heart. It is incredibly hard when you're going through

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Speaker 3: that space to say to anybody, let alone a mate,

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Speaker 3: I'm struggling. It is just really really tough.

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Speaker 2: Yeah, we come from that sort of attitude, the hard

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Speaker 2: and up attitude, and I think it's particularly difficult for

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Speaker 2: some men who, let's take farmers for example, who are fixers.

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Speaker 2: They fix problems and that's what they do. They go around,

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Speaker 2: they fix problems and they provide for their family, and

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Speaker 2: so it's very hard when they can't fix their own

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Speaker 2: problem and they're way down their list of things that

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Speaker 2: they need to do, and there's a bit of there

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Speaker 2: is shame in it, and there shouldn't be. But you

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Speaker 2: can't just say to people they shouldn't be shame in it,

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Speaker 2: because people do feel shame that they're struggling. And you know,

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Speaker 2: I was talking to a farmer who said, you know,

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Speaker 2: when he was having a really, really really tough time,

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Speaker 2: he would just look forward to the tanker turning up

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Speaker 2: so he could talk to the guy picking up his milk.

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Speaker 2: And you know that guy didn't know that he was

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Speaker 2: going through tough times. But you know, just that little

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Speaker 2: interaction because if you're living urbanly, you know you're going

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Speaker 2: to an office. He's talk to all these people in

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Speaker 2: the office every day and day, and there's people checking

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Speaker 2: in on you. And you know, dairy say a load

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Speaker 2: to the person that the dairy, see people on the street everywhere.

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Speaker 2: But you can be very very isolated. You can be

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Speaker 2: doing an incredible job and be very very isolated for

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Speaker 2: a very long period of time. So it's unique, so

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Speaker 2: unique sets of circumstances. And farmers arounder more pressure than

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Speaker 2: they've ever been.

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Speaker 3: Yeah, and women listening at the moment. You've got a

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Speaker 3: massive part to plan it, no doubt about it. But

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Speaker 3: I've got to say, you know a lot of this

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Speaker 3: can come down to that speaking with other men. You

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Speaker 3: know that being in those groups where it is just

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Speaker 3: primarily men having a chat about what is going on

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Speaker 3: in their lives and doing those things. Even if you're

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Speaker 3: not chatting it about it bluntly with each other, just

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Speaker 3: being in those groups with other men is massive. That

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Speaker 3: is a part of the equation. I mean the women

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Speaker 3: in men's life, they're actually absolutely play a massive part.

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Speaker 3: But it can't be that's not everything. You need to

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Speaker 3: have other men around you to to ten to those

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Speaker 3: things in your mental health that unfortunately women just can't

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Speaker 3: provide sometimes.

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Speaker 2: Yeah, and look, I've talked to a few people about

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Speaker 2: this over the time, and with men, there's a level

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Speaker 2: of friendship that we hit. And look, this is a

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Speaker 2: step down the track because you might be isolated and

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Speaker 2: you've only got the people that are in your area

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Speaker 2: that you can actually hang out with. So your pool

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Speaker 2: of people you can hang out with roally is quite small.

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Speaker 2: But there's a level of interaction that men have and

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Speaker 2: there's a lot of abuse in a good way. There's

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Speaker 2: a lot of banter, yep back and forth, and you know,

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Speaker 2: you know that a friend loves you if they're willing

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Speaker 2: to absolutely insult you, and vice versa. There's some logic

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Speaker 2: in it that because because someone can say so much

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Speaker 2: to you and you don't hit them, that means they

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Speaker 2: must know that you love them if you know it

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Speaker 2: back and forth, and there is banter that goes back

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Speaker 2: and forth, but there also needs to be and this

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Speaker 2: is the bit that I think a lot of us

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Speaker 2: struggle to get to, is the next level, deeper level

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Speaker 2: of conversation and having that deeper level of conversation of going, mate,

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Speaker 2: are you actually okay? You know you're out there on

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Speaker 2: your own, I know how tough everything is, are you

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Speaker 2: actually okay? That next level, after you've ripped tickle them

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Speaker 2: paint by ripping the crap out of every part of them,

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Speaker 2: there's another level of conversation that we struggle, I think,

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Speaker 2: as men in New Zealand to get to, and you

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Speaker 2: know we need to. I think we need to be

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Speaker 2: able to get better at doing that. And like sometimes

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Speaker 2: we'll get to that conversation after fifteen beers, but that's

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Speaker 2: not very helpful at that point generally speaking. And at

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Speaker 2: that point you're out the other side and you know

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Speaker 2: you can't remember it all. Whatever the story is, it

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Speaker 2: needs to be a bit quicker than that.

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Speaker 3: Oh, eight hundred and eighty ten eighty. Love to hear

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Speaker 3: your thoughts about this. If you were in a state

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Speaker 3: of funk and you managed to pull yourself out of it,

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Speaker 3: or you are involved in these men's men's groups which

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Speaker 3: are getting a bit of a revival at the moment.

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Speaker 3: Love to hear from you. Oh, one hundred and eighty

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Speaker 3: ten eighty is the number to call. It is quarter

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Speaker 3: past one, Batty shortly here on news Talk z B.

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Speaker 1: The big stories, the big issues, the big trends and

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Speaker 1: everything in between. Matt Heath and Tyler Adams Afternoons used

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Speaker 1: Talk zed B.

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Speaker 3: Good afternoon to you. It is eighteen past one and

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Speaker 3: we're talking about mental health for men in the regions

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Speaker 3: on the back of a important event you're part of

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Speaker 3: in the weekend and Featherston Man.

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Speaker 2: Yeah, at Featherston Booktown. What a great event that was

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Speaker 2: across the board.

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Speaker 3: But it is I mean, look, it's a huge issue

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Speaker 3: and it has been talked about for many, many years,

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Speaker 3: trying to remove that taboo about men talking about what

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Speaker 3: is going on in their lives. But it still exists

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Speaker 3: out there, no doubt about it. It's a very difficult

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Speaker 3: thing to overcome for a lot of men. But love

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Speaker 3: to hear from you if you have been in a

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Speaker 3: situation where you felt that funk coming on and you

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Speaker 3: managed to pull yourself out of it, but also the

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Speaker 3: activity that most of your mental health.

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Speaker 2: Yeah, this is an interesting text. He came to your discussion. Thanks,

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Speaker 2: but you didn't get the dress code, Matt, flash suit,

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Speaker 2: flash watch, nice shoes, very city. Would have killed you

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Speaker 2: to have fin a Swandra or something. See that's the point. Yeah,

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Speaker 2: I mean I had this chat, but I was a

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Speaker 2: little bit out of my depth actually, and normally when

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Speaker 2: I do these speaking engagements, I have sort of what

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Speaker 2: I wear. But yeah, probably a pair of gun boats

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Speaker 2: might have helped.

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Speaker 3: A heads up would have been good as well, but

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Speaker 3: that was the dress code. Mitchell, how are you this afternoon?

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Speaker 4: Guys? Are you good?

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Speaker 1: Thanks?

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Speaker 3: Good to chat.

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Speaker 6: Yeah, thanks for allowing me to join the conversation. I

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Speaker 6: think it's a really important topic and it's certainly one

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Speaker 6: that's not talked about enough, I don't think, so just

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Speaker 6: really appreciate the opportunity.

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Speaker 2: Well, thanks for calling in. Mitchell. So you live in

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Speaker 2: a provincial town.

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Speaker 4: Yes, yes, I do.

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Speaker 6: I've actually lived in a variety of provincial towns around

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Speaker 6: New Zealand in my long and illustrious career.

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Speaker 4: But basically I.

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Speaker 6: Fell into a thank as you call it, my wife

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Speaker 6: and I lost our fourth child, you have a miscarriage.

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Speaker 6: And it wasn't until about three or four years later

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Speaker 6: that the grief of that, if you like, actually snuck

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Speaker 6: up and hit me on the bump. And I remember

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Speaker 6: coming home from work one day and I was a senior,

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Speaker 6: a senior a manager with a large New Zealand retailer,

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Speaker 6: and I had issues going on at work and we

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Speaker 6: were trying to get pregnant again, and I just came

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Speaker 6: home one day and just got into bed and I

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Speaker 6: must have just stayed in bed for a couple of days,

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Speaker 6: just crying and just inconsolable. My grief had just overcome me.

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Speaker 6: And so the journey from there was to get some

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Speaker 6: professional support for a doctor. I was am involved in

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Speaker 6: the church, so where I was able to bring in

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Speaker 6: a couple of guys that knew me, the kid for me,

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Speaker 6: and you know, guys that you knew what I was

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Speaker 6: going through, and over time through some professional councilors as well,

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Speaker 6: we were out of sort of deal with the grief

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Speaker 6: side of things. But then the anxiety started to creep

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Speaker 6: in as well, and you find yourself on this we're

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Speaker 6: liking it to like a circular railway track. You'reek and

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Speaker 6: you're just.

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Speaker 4: Going round and round and round and round, and.

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Speaker 7: What you're looking for is you're looking for it.

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Speaker 4: You're looking for a sighting.

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Speaker 6: You're looking for a way to escape the monotony of

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Speaker 6: the self talk and the anxiety and the stuff that's

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Speaker 6: going on.

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Speaker 4: And it just was really, really a difficult time.

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Speaker 6: I've relapsed a couple of times, to be fair, over

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Speaker 6: the last probably fifteen years. And you talked about earlier

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Speaker 6: in your introduction about what are some of the things

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Speaker 6: and what are some of the tools that can help

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Speaker 6: you get out of that funk. And for me, one

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Speaker 6: of the things was was talking. I'm a natural talker,

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Speaker 6: and so talking to those group of people and talking

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Speaker 6: to those people that knew me a kid for me

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Speaker 6: and loved me was really important. And I didn't need

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Speaker 6: them to solve my problems. I just needed them to

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Speaker 6: listen to me for half an hour, and I felt

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Speaker 6: that incredibly valuable. And the other thing I did is

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Speaker 6: I started doing some some crafting, some woodwork crafting, and

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Speaker 6: just in the garage you know. And over time that

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Speaker 6: became my that became my free space, that became my

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Speaker 6: safe space. There was a space I could go and

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Speaker 6: lose myself and be really deliberate about that. And you know,

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Speaker 6: I was making projects and bits and pieces and and

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Speaker 6: that led me to be able to share that passion

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Speaker 6: with other people. And you know, I think, you know,

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Speaker 6: look to be I'm gonna be honest with every day's challenge.

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Speaker 6: And I don't think you get over depression, and I

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Speaker 6: don't think you and anxiety. I think you learned to

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Speaker 6: live with it. And like anything in life, you manage

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Speaker 6: the symptoms, you manage the all out. But as a

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Speaker 6: result of that, I lost my home, I lost my business.

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Speaker 6: I wasn't able to function at my worst. And you know,

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Speaker 6: at fifty years old, I've had to rebuild my life,

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Speaker 6: you know. And I remember that one of the thoughts

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Speaker 6: I used to have was from a Tom from a

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Speaker 6: Tom Hanks movie. And you'll probably know when I say

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Speaker 6: the next Castaway and at the end, he's talking to

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Speaker 6: his mate about how he got on, how did he survive,

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Speaker 6: how did he get up every day? And Tom Hanks

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Speaker 6: comes back with the line, you know, the only thing

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Speaker 6: I'm sure of is that tomorrow the sun will rise

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Speaker 6: and who knows what the tide may bring. And I

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Speaker 6: held on to that and still hold onto it every

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Speaker 6: day because even if I've had a bad day today

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Speaker 6: and I go to bed tonight, I know that tomorrow

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Speaker 6: the sun will rise and who knows what the tide

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Speaker 6: may bring.

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Speaker 2: Yeah, that's fantastic, Mitchell. So when you had that first,

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Speaker 2: you know, that real breakdown, when you found yourself in

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Speaker 2: bed for a couple of days inconsolable, did you make

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Speaker 2: the first step to reach out to people to come

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Speaker 2: and help or did someone else reach out for you.

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Speaker 4: Yeah, it's really interesting.

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Speaker 6: So obviously I'm married with children, and this is sort

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Speaker 6: of that whole twenty twenty hindsight vision. People could see

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Speaker 6: the cracks, people could see that I was starting to

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Speaker 6: not deal with stuff, and only after I had a

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Speaker 6: meltdown did it sort of become obvious that that's what

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Speaker 6: was going on. But now, look, we went and saw

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Speaker 6: our local GP and he was incredibly empathetic and supportive,

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Speaker 6: and we entered into a regime of medication. I was

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Speaker 6: able to have a meeting with my employers. At that time,

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Speaker 6: I'd negotiated an exit from my job, which was very generous,

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Speaker 6: and that allowed me to take time out of my

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Speaker 6: career which had obviously now come to an end in

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Speaker 6: that regard, and just gave me time to think, to

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Speaker 6: get some counseling, to get some support for things into perspective.

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Speaker 6: And then, you know, once once I was able to

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Speaker 6: move on from that a little bit, you know, we

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Speaker 6: started to do some new things, and you know, life

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Speaker 6: took a different turn, and we moved down again and

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Speaker 6: moved to another job and.

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Speaker 4: Started rebuilding our lives and.

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Speaker 6: Yeah, so but really absolutely getting getting some professional support

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Speaker 6: in the first instance, but then bringing those people in.

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Speaker 6: Like I said, I was involved in some men's groups

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Speaker 6: and stuff through my local church. And you know this

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Speaker 6: is not you don't get up in church and tell

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Speaker 6: everybody what's going on. But you've got a couple of

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Speaker 6: people you can cherry pick who you can know and

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Speaker 6: trust and go, hey, listen, I need I need it.

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Speaker 6: I need to let you into what's happening in my world.

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Speaker 2: Hey Mitchell, We've just got to quickly go to an

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Speaker 2: air break, but could you could you stay there for

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Speaker 2: a second and we'll continue this conversation when we get

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Speaker 2: back is loving what you've got to say, and thank

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Speaker 2: you for calling. So we're just going to go to

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Speaker 2: break and we'll come back with you if that's all right.

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Speaker 3: Yeah, just hold their Mitchell butt O one hundred and

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Speaker 3: eighty ten eighty is the number to call if you

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Speaker 3: want to join this conversation. It's twenty five past one,

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Speaker 3: back with Mitchell again, very shortly.

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Speaker 1: Putting the tough questions to the newspeakers, the mic asking breakfast.

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Speaker 8: Christopher Luckxon Prime Minister is with US ree China and

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Speaker 8: the US if they cut some sort of deal and

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Speaker 8: the US and the UK have cut some sort of

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Speaker 8: deal and the UK gets some products into America terriff free.

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Speaker 8: We have been lumped with ten percent universal. Would we

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Speaker 8: change our mind on trying to do something about that

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Speaker 8: because we're materially then worse off than we were.

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Speaker 1: Yeah, we don't want to be any worse off than

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Speaker 1: anybody else.

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Speaker 8: I mean, the reality is the Bret's actually had tariffs

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Speaker 8: that were.

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Speaker 6: Above ten cent on cars as you know, and stealing.

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Speaker 2: But they can get Rolls Royce in there for zero.

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Speaker 8: So if they're getting other stuff in for zero and

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Speaker 8: we're not getting stuff in for zero, we're losing. Aren't

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Speaker 8: we back tomorrow at six am The Mic Hosking Breakfast

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Speaker 8: with Mayley's Real Estate News Talk.

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Speaker 3: ZB News Talk ZEDB twenty eight past one. Mitchell, thanks

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Speaker 3: very much for holding over the break.

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Speaker 2: Yeah, so you're you're talking about our first reaching out

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Speaker 2: and talking to two people. We're talking about men's mental

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Speaker 2: mental health and particularly men, but rural people across across

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Speaker 2: the board and the struggle that happens in provincial towns

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Speaker 2: and for farmers and stuff to reach out. But yeah,

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Speaker 2: you were talking before before the break about how you

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Speaker 2: you know, you first started talking to and who the

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Speaker 2: people to talk to were the best people to talk to.

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Speaker 4: Yeah.

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Speaker 6: Absolutely, And it's you don't get up and like they

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Speaker 6: don't get up in front of a crowd and tell

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Speaker 6: everybody what's going on.

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Speaker 4: You cherry pick a couple of people that.

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Speaker 6: That that that are in your world, that can support you,

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Speaker 6: that can listen to you, but they can also speak

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Speaker 6: into your life in a positive way. And mental illness,

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Speaker 6: you know, depression, anxiety and other mental illnesses don't just

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Speaker 6: affect you know, me as a person. You know, it

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Speaker 6: affected my wife, that affected our relationship, that affected my children.

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Speaker 6: You know, they and you know children a lot older now,

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Speaker 6: but as you know, a young young teenagers and tweens

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Speaker 6: and stuff, you know, they got to they have to

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Speaker 6: watch now. They had to watch me navigate my way through.

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Speaker 4: That space.

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Speaker 6: And that was really that was really tough for them.

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Speaker 6: And and I'm sure it's tough for any child to watch,

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Speaker 6: but you know, they were old enough that they had

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Speaker 6: an awareness. By the younger one, the little one, but

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Speaker 6: they were old enough to have an awareness of that.

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Speaker 6: I was I was not in a you know, I'd

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Speaker 6: go miss. I just walk out of the house some

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Speaker 6: nights and go missing. You know, I just had to

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Speaker 6: get out of the house. You know, I was founded

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Speaker 6: down at the pub one night, you know, and you know,

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Speaker 6: I just I was making really bad choices.

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Speaker 5: And so.

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Speaker 6: You've got you've got to let those people in, but

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Speaker 6: let them speak into your life at the same time

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Speaker 6: and also into your family. And so I found that

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Speaker 6: really valuable. So you know, again, i'd encourage any one

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Speaker 6: that's going through some hard times. And look, sometimes you

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Speaker 6: go through, you go through tough times, and tough times

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Speaker 6: are okay because they can be a character building and

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Speaker 6: you've got to identify when are you just going through

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Speaker 6: a tough time and is it just a season you're

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Speaker 6: going through or is this something?

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Speaker 4: Is there something more going on here? And that's when

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Speaker 4: you've got to seek some external support, now.

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Speaker 2: Mitchell, for a lot of men and women too, but

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Speaker 2: for a lot of men, the provided role is something

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Speaker 2: that is our identity and that we're proud of, and

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Speaker 2: you know, fixing problems for a family. And so when

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Speaker 2: you're going through this kind of debilitating mental health, is

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Speaker 2: there was there a guilt that came in that you

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Speaker 2: were struggling to play that role that would have been

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Speaker 2: so important to you as the provider.

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Speaker 6: The condemnation and the self loathing, the self worth and

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Speaker 6: all of those things you described. And I remember, I

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Speaker 6: remember laying on that I was I was laying down

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Speaker 6: and I was heaving. I was just I was so

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Speaker 6: despondent and I just so I felt so helpless and

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Speaker 6: so lost. I remember laying on the floor and I

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Speaker 6: was laying face down on the carpet and I was

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Speaker 6: trying to claw my way through the carpet because.

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Speaker 4: I just couldn't get low enough.

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Speaker 6: I wanted to get as low as I could possibly go.

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Speaker 6: And I remember crying and screaming, and you know, I

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Speaker 6: just I was just so despondent. You know, I wanted

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Speaker 6: to end my life. I didn't want to carry on.

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Speaker 6: I didn't know how I was going to carry on,

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Speaker 6: and you know, and this was this wasn't I wasn't

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Speaker 6: alone when I did this, you know, I was, I was.

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Speaker 6: I was getting some support at the time, and I

436
00:21:54,733 --> 00:21:56,973
Speaker 6: just broke down and lost it. And I remember, the

437
00:21:57,133 --> 00:22:00,253
Speaker 6: self loathing was just so bad, and I just couldn't

438
00:22:00,333 --> 00:22:03,333
Speaker 6: believe that I ended up where it ended up. I'd

439
00:22:03,373 --> 00:22:06,333
Speaker 6: worked so hard to achieve what I'd achieved at that

440
00:22:06,533 --> 00:22:11,053
Speaker 6: stage and to do lose everything into you know, I

441
00:22:11,133 --> 00:22:12,893
Speaker 6: call it losing the plot, right, and I just lost

442
00:22:12,933 --> 00:22:13,253
Speaker 6: the plot.

443
00:22:13,533 --> 00:22:14,933
Speaker 4: I don't know the person I became.

444
00:22:15,893 --> 00:22:19,773
Speaker 6: And yeah, so absolutely those things, those things are real

445
00:22:20,333 --> 00:22:23,813
Speaker 6: and it's you know, and that that hackens back to

446
00:22:23,973 --> 00:22:25,573
Speaker 6: just you know, march our.

447
00:22:25,573 --> 00:22:27,173
Speaker 4: Men wanting to be the provider and stuff like that.

448
00:22:27,293 --> 00:22:29,733
Speaker 4: But you know what, I had an amazing wife, an

449
00:22:29,733 --> 00:22:30,533
Speaker 4: amazing family.

450
00:22:30,613 --> 00:22:34,973
Speaker 6: My wife is my rock. And like I think I've

451
00:22:34,973 --> 00:22:36,893
Speaker 6: alluded to, and I get a church. I'm a Christian

452
00:22:38,253 --> 00:22:42,253
Speaker 6: and the conduct actually, but the self condemnation too, about

453
00:22:42,813 --> 00:22:44,733
Speaker 6: if I'm at Christian, How can this be happening to me?

454
00:22:45,293 --> 00:22:45,453
Speaker 5: You know?

455
00:22:45,933 --> 00:22:46,373
Speaker 4: How can this?

456
00:22:47,053 --> 00:22:47,213
Speaker 9: You know?

457
00:22:47,333 --> 00:22:50,173
Speaker 6: But actually you know, we're humans and we're made them perfectly,

458
00:22:50,693 --> 00:22:53,933
Speaker 6: and you know it happens. But my wife and my

459
00:22:54,053 --> 00:22:57,373
Speaker 6: family were my rock and you know, and my wife

460
00:22:57,493 --> 00:22:59,292
Speaker 6: had to go to work full time. She had been

461
00:22:59,693 --> 00:23:02,253
Speaker 6: a reasonably start home mum until that time, but she

462
00:23:02,333 --> 00:23:03,973
Speaker 6: had to get to work full time. She had young

463
00:23:04,133 --> 00:23:07,533
Speaker 6: and I had to I had to give myself permission

464
00:23:08,213 --> 00:23:09,213
Speaker 6: to be okay with that.

465
00:23:09,853 --> 00:23:11,733
Speaker 2: Yeah, thank you so much for you call. Mitchell really

466
00:23:11,893 --> 00:23:14,893
Speaker 2: really appreciate it. And I guess you know the moral

467
00:23:14,893 --> 00:23:18,253
Speaker 2: of that story is as far down as Mitchell felt

468
00:23:18,293 --> 00:23:22,613
Speaker 2: that he had gone that in time things did get better.

469
00:23:22,773 --> 00:23:25,693
Speaker 2: You get right, and there is there is hope that

470
00:23:26,413 --> 00:23:30,133
Speaker 2: in time, you know, and the condition you're in now

471
00:23:30,293 --> 00:23:31,053
Speaker 2: will not be forever.

472
00:23:31,253 --> 00:23:33,133
Speaker 3: Yeah, make sure a good man. Thanks very much for

473
00:23:33,173 --> 00:23:34,933
Speaker 3: giving us a buzz and having a chat. Keen to

474
00:23:35,293 --> 00:23:36,292
Speaker 3: hear your stories as well.

475
00:23:36,333 --> 00:23:36,493
Speaker 9: On O.

476
00:23:36,573 --> 00:23:38,733
Speaker 3: Eight hundred and eighty ten eighty. If you've been in

477
00:23:38,813 --> 00:23:40,973
Speaker 3: a funk, odded you pull yourself out of it? What

478
00:23:41,173 --> 00:23:43,133
Speaker 3: helped for you? I love to hear your stories. It

479
00:23:43,333 --> 00:23:51,693
Speaker 3: is twenty six to two. You talks, it'd be headlines

480
00:23:51,893 --> 00:23:55,133
Speaker 3: with blue bubble taxis. It's no trouble with a blue bubble.

481
00:23:55,533 --> 00:23:58,533
Speaker 10: Police have confirmed a fifteen year old killed in Napier

482
00:23:58,613 --> 00:24:02,813
Speaker 10: early yesterday was named Kaya Karodia and you're asking to

483
00:24:02,893 --> 00:24:06,853
Speaker 10: hear from anyone with information. Road depths with alcohol is

484
00:24:06,893 --> 00:24:10,493
Speaker 10: a contributing factor have decreased year on year, down to

485
00:24:10,653 --> 00:24:14,253
Speaker 10: fifty seven last year from ninety two in twenty twenty three.

486
00:24:15,133 --> 00:24:18,973
Speaker 10: Auckland's mayor says the government's holding the city back. Wayne

487
00:24:19,013 --> 00:24:22,213
Speaker 10: Brown says laws of forcing council to fund certain projects

488
00:24:22,573 --> 00:24:25,773
Speaker 10: and not letting it reduce road cones or impose traffic

489
00:24:25,853 --> 00:24:31,013
Speaker 10: congestion charges inland revenue as morning businesses. The cutoff times

490
00:24:31,133 --> 00:24:34,893
Speaker 10: near for repaying COVID small business cash flow loans. At

491
00:24:34,933 --> 00:24:37,733
Speaker 10: the end of April, eight hundred and fifty three million

492
00:24:37,813 --> 00:24:42,413
Speaker 10: dollars was still owed. A North Canterbury MP says t

493
00:24:42,573 --> 00:24:45,973
Speaker 10: two lanes on State Highway one meant to decrease congestion,

494
00:24:46,613 --> 00:24:50,453
Speaker 10: need to go. It's been revealed, done, not enforced or police.

495
00:24:51,493 --> 00:24:55,453
Speaker 10: What prison statistics get wrong on violent crime rates? Read

496
00:24:55,493 --> 00:24:58,573
Speaker 10: the full condiment. N Z Herald Premium Back to Matteth

497
00:24:58,613 --> 00:24:59,493
Speaker 10: and Tyler Adams.

498
00:24:59,893 --> 00:25:02,613
Speaker 3: Thank you very much, Raylean, and we're talking about men's

499
00:25:02,653 --> 00:25:06,213
Speaker 3: mental health, particularly in the rural sector. It was on

500
00:25:06,453 --> 00:25:08,973
Speaker 3: the back of an amazing ev think you were part

501
00:25:09,053 --> 00:25:10,653
Speaker 3: of Matt's in Featherston.

502
00:25:11,013 --> 00:25:13,653
Speaker 2: Yeah, that's right, and down at the Featherston Book Town

503
00:25:14,253 --> 00:25:17,613
Speaker 2: was on a men's panel with Wayne Langford, the National

504
00:25:17,613 --> 00:25:20,293
Speaker 2: president of Federated Farmers. Patty Gower was there, Phil Quinn.

505
00:25:21,213 --> 00:25:23,453
Speaker 2: It it was a fantastic chat, but it actually hit

506
00:25:23,533 --> 00:25:27,053
Speaker 2: me quite hard. And you know, I sort of done

507
00:25:27,053 --> 00:25:29,933
Speaker 2: a bit of preparation in advance of the speech, but

508
00:25:30,053 --> 00:25:33,333
Speaker 2: then just hearing the stories and the full magnitude of

509
00:25:33,653 --> 00:25:36,253
Speaker 2: how rough it is out there in rural communities when

510
00:25:36,253 --> 00:25:38,613
Speaker 2: it comes to mental health at the moment, actually, it

511
00:25:38,653 --> 00:25:39,733
Speaker 2: actually hit me pretty hard.

512
00:25:39,813 --> 00:25:39,973
Speaker 4: Yep.

513
00:25:40,053 --> 00:25:42,253
Speaker 3: And we're getting some great stories on our eight hundred

514
00:25:42,293 --> 00:25:44,373
Speaker 3: and eighty ten eighty of those of you listening who

515
00:25:44,413 --> 00:25:47,493
Speaker 3: managed to pull yourself out of a funk. But on

516
00:25:47,613 --> 00:25:51,373
Speaker 3: the line right now is Federated Farmer Farmers Dairy Industry

517
00:25:51,533 --> 00:25:54,533
Speaker 3: chair person and a man who was also on the

518
00:25:54,573 --> 00:25:58,333
Speaker 3: panel in Featherston, Wayne Langford. Wayne, very good afternoon to you.

519
00:25:59,453 --> 00:26:00,493
Speaker 11: Hey you guys, good to be here.

520
00:26:00,733 --> 00:26:00,973
Speaker 12: Thank you.

521
00:26:01,533 --> 00:26:03,773
Speaker 2: It was good chat yesterday. Wayne, was good to see you.

522
00:26:03,853 --> 00:26:07,573
Speaker 2: And as I said to you after the chat, I

523
00:26:07,653 --> 00:26:10,573
Speaker 2: love you. I love your boots and I've been looking

524
00:26:10,613 --> 00:26:14,853
Speaker 2: around for a similar heel. They're a good luck hey

525
00:26:14,893 --> 00:26:17,933
Speaker 2: you Wane. What are the distinct struggles that farmers face

526
00:26:18,013 --> 00:26:20,013
Speaker 2: when it comes when it comes to mental health?

527
00:26:21,453 --> 00:26:24,933
Speaker 11: Yeah, I mean what's really challenging exactly from a farming circumstances.

528
00:26:25,013 --> 00:26:27,013
Speaker 11: The way that I describe it is the way that

529
00:26:27,133 --> 00:26:28,093
Speaker 11: the fog rolls.

530
00:26:27,893 --> 00:26:29,373
Speaker 5: In so.

531
00:26:31,013 --> 00:26:32,532
Speaker 11: In the way that you kind of it sneaks up

532
00:26:32,573 --> 00:26:33,813
Speaker 11: on you, and it keeps it up on you, like

533
00:26:33,933 --> 00:26:34,693
Speaker 11: like you don't even know.

534
00:26:35,613 --> 00:26:35,933
Speaker 4: Often.

535
00:26:37,493 --> 00:26:39,093
Speaker 11: You know, you've got a lot of decisions that you're

536
00:26:39,133 --> 00:26:41,573
Speaker 11: making on farm every day with it bev your animals

537
00:26:41,653 --> 00:26:44,013
Speaker 11: or about the weather, or about the grass or that.

538
00:26:44,213 --> 00:26:45,973
Speaker 11: And then and then you bring that home. On top

539
00:26:45,973 --> 00:26:47,493
Speaker 11: of that, You've you know, you've got your wife and

540
00:26:47,573 --> 00:26:50,013
Speaker 11: your kids and everything else that's going on at home,

541
00:26:50,573 --> 00:26:52,613
Speaker 11: and in a lot of cases that home is also

542
00:26:52,773 --> 00:26:54,333
Speaker 11: on the farm as well. So every time you look

543
00:26:54,373 --> 00:26:56,573
Speaker 11: out the window, you've got you've got this gun on

544
00:26:56,613 --> 00:26:58,373
Speaker 11: at home, you got that going on and outside, and

545
00:26:58,653 --> 00:27:01,213
Speaker 11: sometimes it all just sneaks up on you. And when

546
00:27:01,213 --> 00:27:03,613
Speaker 11: I talk about the fog, obviously, you know, it's kind

547
00:27:03,653 --> 00:27:05,733
Speaker 11: of as you think about it from a mental picture,

548
00:27:05,773 --> 00:27:07,493
Speaker 11: where the fog rolls in and it just kind of

549
00:27:07,613 --> 00:27:10,013
Speaker 11: keeps you year a bit there and you get a

550
00:27:10,053 --> 00:27:13,213
Speaker 11: bit stuck and losters as a person in a way

551
00:27:13,253 --> 00:27:13,733
Speaker 11: to go forward.

552
00:27:14,413 --> 00:27:16,093
Speaker 2: The isolation is a big part of it as well,

553
00:27:16,213 --> 00:27:19,893
Speaker 2: isn't it. Wayne, You said something yesterday that really hit

554
00:27:20,013 --> 00:27:23,533
Speaker 2: me and that you know, you've got the tanker driver

555
00:27:23,653 --> 00:27:26,893
Speaker 2: turning up to grab the milk and that might be

556
00:27:27,053 --> 00:27:29,653
Speaker 2: your only contact for quite a period of time, but

557
00:27:29,733 --> 00:27:31,693
Speaker 2: he doesn't know how you're feeling. You don't know how

558
00:27:32,213 --> 00:27:35,013
Speaker 2: he's feeling. So is that just the fact you're out

559
00:27:35,173 --> 00:27:37,093
Speaker 2: on the land by yourself for a lot of the

560
00:27:37,173 --> 00:27:39,013
Speaker 2: time part of the struggle.

561
00:27:39,813 --> 00:27:42,453
Speaker 11: Yeah, So there's two sides of this, like so on

562
00:27:42,613 --> 00:27:44,253
Speaker 11: one side, it's got a whole lot better. We've got

563
00:27:44,293 --> 00:27:46,613
Speaker 11: social media now we can talk to each other. You know,

564
00:27:46,693 --> 00:27:48,453
Speaker 11: you've got your group chats with your mates, that sort

565
00:27:48,493 --> 00:27:51,093
Speaker 11: of thing you can engage. You know, most of the

566
00:27:51,173 --> 00:27:52,933
Speaker 11: rugby grounds now I've got sets of lights so we

567
00:27:53,053 --> 00:27:55,293
Speaker 11: train into the dark and sort of thing. So we're

568
00:27:55,333 --> 00:27:58,453
Speaker 11: set up to connect better. But the problem is that

569
00:27:58,533 --> 00:28:00,493
Speaker 11: when you are in a bit of a dark place,

570
00:28:00,573 --> 00:28:03,053
Speaker 11: when you're not feeling too well, it's also very easy

571
00:28:03,133 --> 00:28:07,053
Speaker 11: to go the other way and actually be isolated. So

572
00:28:07,133 --> 00:28:10,973
Speaker 11: when you know you got real newsilling can be can

573
00:28:11,053 --> 00:28:12,973
Speaker 11: be really good, we can be better connected, but at

574
00:28:13,053 --> 00:28:15,933
Speaker 11: the same time, it can be a real dark trap

575
00:28:15,973 --> 00:28:18,053
Speaker 11: if you do get isolated and do get stuck.

576
00:28:19,093 --> 00:28:22,693
Speaker 3: How important are those male relationships, Wayne, if there are

577
00:28:22,853 --> 00:28:25,613
Speaker 3: men who get into that that space and it can

578
00:28:25,733 --> 00:28:28,213
Speaker 3: be hard to reach out to their to their male mates,

579
00:28:28,253 --> 00:28:30,053
Speaker 3: But how important are those relationships?

580
00:28:31,053 --> 00:28:31,173
Speaker 9: Oh?

581
00:28:31,293 --> 00:28:32,933
Speaker 11: Absolutely, absolutely critical.

582
00:28:32,973 --> 00:28:33,333
Speaker 5: I mean.

583
00:28:35,013 --> 00:28:37,973
Speaker 11: Ultimately, just just being able to tell anyone that that

584
00:28:38,053 --> 00:28:41,133
Speaker 11: you're battling and struggling all just something going on. As

585
00:28:41,213 --> 00:28:43,813
Speaker 11: really tough it is. It is literally probably one of

586
00:28:43,853 --> 00:28:45,333
Speaker 11: the hardest things I ever did.

587
00:28:47,453 --> 00:28:47,853
Speaker 5: But but.

588
00:28:49,333 --> 00:28:52,333
Speaker 11: You know, guys, well exactly myself, and it's not all guys,

589
00:28:52,333 --> 00:28:53,693
Speaker 11: but a lot of guys, you know, they just need

590
00:28:53,733 --> 00:28:55,533
Speaker 11: that mail camaraderie and they need to have a joke

591
00:28:55,613 --> 00:28:58,533
Speaker 11: and we we talk and laugh and we do things

592
00:28:58,613 --> 00:29:01,693
Speaker 11: differently as guys. Right, And I talked yesterday when I

593
00:29:01,773 --> 00:29:03,813
Speaker 11: was on the panel that you know, I joined back

594
00:29:03,893 --> 00:29:06,293
Speaker 11: up to the Senior b rugby club. And it wasn't

595
00:29:06,293 --> 00:29:08,773
Speaker 11: about It wasn't about playing rugby because I'm not the

596
00:29:08,813 --> 00:29:10,893
Speaker 11: best rugby player in the world. It was about you know,

597
00:29:11,453 --> 00:29:13,973
Speaker 11: you know, having having someone, having someone run at me,

598
00:29:14,373 --> 00:29:16,653
Speaker 11: feeling alive again, you know, but hanging out with the boys.

599
00:29:16,693 --> 00:29:19,133
Speaker 11: And there's nothing like you know, when you run out

600
00:29:19,133 --> 00:29:20,533
Speaker 11: on the field at the start of a rugby game

601
00:29:20,533 --> 00:29:23,613
Speaker 11: and you're in that huddle and you look around and

602
00:29:23,813 --> 00:29:26,413
Speaker 11: there's there's fifteen guys there and you and you kind

603
00:29:26,453 --> 00:29:29,613
Speaker 11: of look at the sideline. Is there anyone else coming here.

604
00:29:29,533 --> 00:29:30,173
Speaker 4: Or is it just us?

605
00:29:30,493 --> 00:29:34,413
Speaker 11: You know, And that's that sense of belonging, like, hey,

606
00:29:34,573 --> 00:29:36,053
Speaker 11: you know, these boys have got my back and I've

607
00:29:36,093 --> 00:29:38,773
Speaker 11: got theirs. If you're you know, if you he's not

608
00:29:38,853 --> 00:29:40,733
Speaker 11: in the best place. Sometimes something like that is uh,

609
00:29:41,493 --> 00:29:43,293
Speaker 11: you know, just pick you up and makes you feel,

610
00:29:43,733 --> 00:29:45,613
Speaker 11: you know, like someone's got your back again.

611
00:29:46,053 --> 00:29:47,613
Speaker 2: What did you say yesterday? You said you may not

612
00:29:47,693 --> 00:29:49,853
Speaker 2: have made an entire tackle in the entire season, but

613
00:29:49,893 --> 00:29:51,373
Speaker 2: you held up one side of the scrub and that

614
00:29:51,493 --> 00:29:56,893
Speaker 2: counted for something. When you talk about that, that banter

615
00:29:57,093 --> 00:30:00,493
Speaker 2: with you know, between blokes, this is this is kind

616
00:30:00,533 --> 00:30:02,933
Speaker 2: of banter and it's you need it, And that's where

617
00:30:03,013 --> 00:30:04,893
Speaker 2: you kind of wrap the crap out of each other

618
00:30:05,293 --> 00:30:09,333
Speaker 2: and you insult each other and there's the hard jokes

619
00:30:09,373 --> 00:30:11,013
Speaker 2: and that, and that feels good because it's as I

620
00:30:11,093 --> 00:30:13,253
Speaker 2: was saying before, that's like, if someone can insult you,

621
00:30:13,773 --> 00:30:15,813
Speaker 2: it kind of means that they love you because you

622
00:30:15,893 --> 00:30:19,453
Speaker 2: don't hit them, basically as the rationale of that. But

623
00:30:19,733 --> 00:30:22,253
Speaker 2: there needs to be another level to it, doesn't it

624
00:30:22,373 --> 00:30:26,253
Speaker 2: Because you've got the banter, But then can you take

625
00:30:26,333 --> 00:30:28,213
Speaker 2: it to a to a deeper level with a friend

626
00:30:28,293 --> 00:30:31,093
Speaker 2: that knows that that you know, you may think is struggling.

627
00:30:31,733 --> 00:30:33,333
Speaker 2: Is that an area that you managed to get to

628
00:30:33,453 --> 00:30:35,253
Speaker 2: with any of your friends to move it on? You're

629
00:30:35,253 --> 00:30:37,453
Speaker 2: playing rugby, you keep catching up, but actually moving that

630
00:30:37,573 --> 00:30:39,893
Speaker 2: band to you know, to that deeper level.

631
00:30:40,933 --> 00:30:45,213
Speaker 11: Yeah, I think it's really important. And having having a

632
00:30:45,413 --> 00:30:47,533
Speaker 11: language you can use as well, which is you know,

633
00:30:47,813 --> 00:30:49,733
Speaker 11: it's a rolling gown to a maintain saying hey mate,

634
00:30:49,893 --> 00:30:52,493
Speaker 11: you depressed or you know what's going on? You know

635
00:30:52,693 --> 00:30:55,653
Speaker 11: you really got off and say you know as you

636
00:30:55,733 --> 00:30:57,973
Speaker 11: hit all right at the moment, like you're doing all right?

637
00:30:58,093 --> 00:31:01,013
Speaker 11: You know that sort of stuff. You don't have to

638
00:31:01,093 --> 00:31:03,453
Speaker 11: go down the you know, the full path of what

639
00:31:03,533 --> 00:31:06,213
Speaker 11: you're thinking. More just just say, mate, you know how

640
00:31:06,253 --> 00:31:09,293
Speaker 11: you doing, what's going on? And then and then the

641
00:31:09,373 --> 00:31:11,213
Speaker 11: other thing I know, particularly in a rural space or

642
00:31:11,253 --> 00:31:14,613
Speaker 11: from a farming sense, is it is just just checking

643
00:31:14,773 --> 00:31:18,573
Speaker 11: on some of the decisions I'm making. And and that's

644
00:31:18,613 --> 00:31:21,213
Speaker 11: way often from again from a farming point of view,

645
00:31:21,253 --> 00:31:24,573
Speaker 11: we see like typically if we if we see any

646
00:31:24,573 --> 00:31:26,813
Speaker 11: animal welfare cases or anything like that, a lot of

647
00:31:26,853 --> 00:31:30,053
Speaker 11: the times there's some form of mental health involved in

648
00:31:30,693 --> 00:31:35,293
Speaker 11: those cases because the farmers just stopped making some critical

649
00:31:35,333 --> 00:31:39,013
Speaker 11: decisions there and they all just compound on top of

650
00:31:39,093 --> 00:31:40,893
Speaker 11: each other. So if you if you see your main

651
00:31:42,333 --> 00:31:44,053
Speaker 11: maybe you should have done something a bit different there.

652
00:31:45,453 --> 00:31:47,653
Speaker 11: You know, maybe he's not making that decision for a reason,

653
00:31:47,733 --> 00:31:49,693
Speaker 11: and it's just just a chance to ask.

654
00:31:50,533 --> 00:31:52,933
Speaker 2: Yeah, Well, thank you so much for talking to us. Wayne,

655
00:31:53,013 --> 00:31:54,973
Speaker 2: really really appreciate it was. It was great to meet

656
00:31:55,013 --> 00:31:58,053
Speaker 2: you yesterday. And I think what you do getting out

657
00:31:58,093 --> 00:32:00,813
Speaker 2: there and talking to people from that real experience you've

658
00:32:00,853 --> 00:32:04,173
Speaker 2: had is just as so fantastic. So you know, keep

659
00:32:04,253 --> 00:32:05,773
Speaker 2: up the good work. I really respect that.

660
00:32:06,813 --> 00:32:07,013
Speaker 4: Cheers.

661
00:32:07,413 --> 00:32:08,213
Speaker 12: I appreciate that too.

662
00:32:08,733 --> 00:32:09,293
Speaker 11: A great chat.

663
00:32:09,853 --> 00:32:12,653
Speaker 3: Thanks very much, Wayne. That is Wayne A. Langford, and

664
00:32:13,053 --> 00:32:15,773
Speaker 3: we're keen to get your stories or situations on how

665
00:32:15,813 --> 00:32:17,493
Speaker 3: you pulled yourself out out of a funk, if you

666
00:32:17,573 --> 00:32:19,773
Speaker 3: got into that situation. Oh, eight hundred and eighty ten eighty.

667
00:32:19,973 --> 00:32:23,093
Speaker 3: And this rise of men's groups, and I know that

668
00:32:23,213 --> 00:32:25,573
Speaker 3: can be a lot harder in the rural setting, but

669
00:32:25,733 --> 00:32:27,893
Speaker 3: certainly that has been something that's had a bit of

670
00:32:27,933 --> 00:32:30,373
Speaker 3: a revival. And a men's group is effectively just a

671
00:32:30,453 --> 00:32:32,373
Speaker 3: bunch of men, don't have to know each other, just

672
00:32:32,493 --> 00:32:33,653
Speaker 3: sitting around having a yack.

673
00:32:33,773 --> 00:32:36,373
Speaker 2: Really, Yeah, well there is that, there's the having the yak.

674
00:32:36,453 --> 00:32:38,973
Speaker 2: But there's this thing about men liking to do things

675
00:32:39,013 --> 00:32:42,013
Speaker 2: shoulder to shoulder rather than face to face. It's very

676
00:32:42,053 --> 00:32:43,933
Speaker 2: difficult to get men to stand face to face. That

677
00:32:44,053 --> 00:32:46,213
Speaker 2: that is confronting. It is they need to be shouldered

678
00:32:46,213 --> 00:32:48,493
Speaker 2: to shoulder and doing things. So if you can find

679
00:32:48,573 --> 00:32:53,173
Speaker 2: something which involves you doing something and then the chat

680
00:32:53,293 --> 00:32:57,973
Speaker 2: comes that, that's incredibly That makes it a lot easier

681
00:32:58,013 --> 00:32:59,533
Speaker 2: to get to the actual chat that you might need

682
00:32:59,573 --> 00:32:59,693
Speaker 2: to have.

683
00:32:59,893 --> 00:33:00,053
Speaker 13: Yeah.

684
00:33:00,133 --> 00:33:02,173
Speaker 3: Oh, eight hundred eighty ten eighty is the number to

685
00:33:02,213 --> 00:33:04,093
Speaker 3: call love to hear from you on this. It is

686
00:33:04,253 --> 00:33:05,413
Speaker 3: fourteen to two.

687
00:33:09,453 --> 00:33:13,573
Speaker 1: Your home of afternoon talk Matt Heathen, Taylor Adams afternoons

688
00:33:13,813 --> 00:33:16,493
Speaker 1: call oh eight hundred eighty ten eighty news talks.

689
00:33:16,493 --> 00:33:19,613
Speaker 3: They'd be very good afternoon to you. We're talking about

690
00:33:19,933 --> 00:33:24,053
Speaker 3: men's mental health, particularly in the rural sector. After an

691
00:33:24,093 --> 00:33:26,253
Speaker 3: important event Matt was a part of on the weekend.

692
00:33:26,293 --> 00:33:28,013
Speaker 3: There's a lot of great teach coming.

693
00:33:27,853 --> 00:33:30,853
Speaker 2: Through Matt and Tyler. You mentioned this at one twelve

694
00:33:31,013 --> 00:33:33,493
Speaker 2: pm talking about mental health, about men talking to other

695
00:33:33,613 --> 00:33:36,093
Speaker 2: men about their problems. In my town and maybe in

696
00:33:36,133 --> 00:33:39,213
Speaker 2: others too, there is a group of six sometimes seven guys,

697
00:33:39,413 --> 00:33:42,213
Speaker 2: all ex army reservists, to keep in close contact with

698
00:33:42,293 --> 00:33:44,693
Speaker 2: a coffee afternoon one day each week and a couple

699
00:33:44,733 --> 00:33:47,893
Speaker 2: of beers in another session once a week. Two personal problems,

700
00:33:47,933 --> 00:33:52,053
Speaker 2: health issues, experiences in the medical system, life problems in general,

701
00:33:52,093 --> 00:33:56,093
Speaker 2: helping each other generally are all discussed in depth. All

702
00:33:56,133 --> 00:33:59,493
Speaker 2: our problems, each and every possible contingency has covered. Nothing

703
00:33:59,693 --> 00:34:03,213
Speaker 2: is skipped over. There is a saying when you join

704
00:34:03,253 --> 00:34:06,213
Speaker 2: the army or the services, that you leave your modesty

705
00:34:06,293 --> 00:34:08,733
Speaker 2: on the camp gate post. When you go into basic

706
00:34:09,172 --> 00:34:11,413
Speaker 2: the group of us, I can say still have the

707
00:34:11,453 --> 00:34:14,652
Speaker 2: same attitude and well modesty does apply in the civilian world.

708
00:34:14,733 --> 00:34:17,333
Speaker 2: The old military basic of always having your mates back

709
00:34:17,453 --> 00:34:19,453
Speaker 2: is alive and well in this group. There you go.

710
00:34:19,973 --> 00:34:21,613
Speaker 3: Love to hear that. Thank you very much for that

711
00:34:21,813 --> 00:34:23,813
Speaker 3: text and this one.

712
00:34:24,213 --> 00:34:26,493
Speaker 2: Hi guys. As a farm myself as battle mental health

713
00:34:26,653 --> 00:34:29,373
Speaker 2: issues in the past, I reckon the Royal Support Trust

714
00:34:29,453 --> 00:34:32,252
Speaker 2: should put on a few beers and a feed once

715
00:34:32,733 --> 00:34:34,853
Speaker 2: in a while at the local pub so farmers can

716
00:34:34,973 --> 00:34:37,853
Speaker 2: get off the farm and go and have a yarna two. Yeah,

717
00:34:37,853 --> 00:34:40,252
Speaker 2: I mean, I think getting off the farmers and going

718
00:34:40,293 --> 00:34:43,573
Speaker 2: and have a yannas is so important any any particular

719
00:34:44,133 --> 00:34:46,613
Speaker 2: way you can. Yeah, I mean, there is a saying

720
00:34:46,613 --> 00:34:49,373
Speaker 2: about humans. If you drop a human into the jungle,

721
00:34:49,573 --> 00:34:52,853
Speaker 2: that human will get eaten immediately. If you drop six

722
00:34:52,973 --> 00:34:55,333
Speaker 2: humans into the jungle, you've got an eight apex predator

723
00:34:55,333 --> 00:34:58,613
Speaker 2: that will kill everything there. True, we go so much better.

724
00:34:58,973 --> 00:35:01,172
Speaker 2: We're a social creature and we are just so much

725
00:35:01,253 --> 00:35:04,093
Speaker 2: better when we're around people than when we're trying to

726
00:35:04,133 --> 00:35:05,093
Speaker 2: deal with things on our own.

727
00:35:05,173 --> 00:35:05,373
Speaker 9: Yep.

728
00:35:05,453 --> 00:35:08,173
Speaker 3: Absolutely, one hundred and eighteen eighty is the number of

729
00:35:08,333 --> 00:35:10,373
Speaker 3: all were a little bit behind. So we're going to

730
00:35:10,413 --> 00:35:12,773
Speaker 3: play some messages and come back with your experiences. It

731
00:35:12,893 --> 00:35:13,773
Speaker 3: is ten to two.

732
00:35:14,973 --> 00:35:18,533
Speaker 1: Matt Heath, Tyler Adams taking your calls on eight hundred

733
00:35:18,533 --> 00:35:22,573
Speaker 1: and eighty ten eighty. It's Matt Heath and Tyler Adams Afternoons.

734
00:35:22,093 --> 00:35:25,133
Speaker 3: News Talks' good afternoon, it is seven to two.

735
00:35:25,613 --> 00:35:27,773
Speaker 2: Mitch quoting Tom Hanks had me in tears. Reminded me

736
00:35:27,853 --> 00:35:29,773
Speaker 2: of my own struggle and journey day by day is

737
00:35:29,853 --> 00:35:31,853
Speaker 2: not such a bad way to live. Glad Mitch was

738
00:35:31,893 --> 00:35:35,172
Speaker 2: able to rebuild his life like I have also been doing. Yeah,

739
00:35:35,253 --> 00:35:39,013
Speaker 2: great call from Mitch earlier. Yeah, absolutely, AJ, How are

740
00:35:39,013 --> 00:35:39,693
Speaker 2: you this afternoon?

741
00:35:41,053 --> 00:35:46,373
Speaker 9: Yeah, I'm good Fellers. Difficult topic, right, not one that

742
00:35:46,413 --> 00:35:48,973
Speaker 9: I'd pick up the phone to, but it struck.

743
00:35:48,733 --> 00:35:50,373
Speaker 4: A chord very much.

744
00:35:50,533 --> 00:35:55,293
Speaker 9: Not rural, however, but worked in an industry that stopped

745
00:35:55,333 --> 00:36:00,893
Speaker 9: quite isolating. So I'm drawing parallels there. And from my

746
00:36:01,053 --> 00:36:03,533
Speaker 9: point of view, I went down a pretty deep rabbit hole,

747
00:36:04,333 --> 00:36:08,213
Speaker 9: and I was lucky. I had, like match, a strong wife,

748
00:36:09,053 --> 00:36:12,053
Speaker 9: and she pushed and pushed and pushed and supported and

749
00:36:12,133 --> 00:36:16,893
Speaker 9: supported and supported and advocated for me to get the

750
00:36:16,973 --> 00:36:22,853
Speaker 9: right help. Now, my message would be to keep knocking

751
00:36:22,893 --> 00:36:26,533
Speaker 9: on doors, and that's very hard. It took a lot

752
00:36:26,613 --> 00:36:30,053
Speaker 9: to do that, but it wasn't until I turn across

753
00:36:30,093 --> 00:36:37,293
Speaker 9: the sixth mental health practitioner if you like psychologist therapist

754
00:36:37,413 --> 00:36:41,613
Speaker 9: GPS that lot. It took me six goes to find

755
00:36:41,653 --> 00:36:46,013
Speaker 9: someone who I drew a connection with, and I really

756
00:36:46,093 --> 00:36:47,813
Speaker 9: think for me, honestly, it was a difference.

757
00:36:50,173 --> 00:36:52,893
Speaker 3: I mean, that would be easiest to being successful. And

758
00:36:53,013 --> 00:36:56,973
Speaker 3: I'm so glad you kept persevering AJ But yeah, as

759
00:36:57,013 --> 00:37:00,613
Speaker 3: you said, that would be incredibly difficult for many to

760
00:37:00,733 --> 00:37:03,413
Speaker 3: keep persevering like that when they're feeling in that sunken

761
00:37:03,493 --> 00:37:07,212
Speaker 3: feeling so down. And it sounds like luckily your wife

762
00:37:07,413 --> 00:37:09,613
Speaker 3: keep pushing you to to keep knocking on those doors.

763
00:37:10,613 --> 00:37:16,053
Speaker 9: Yeah, keep keep pushing me and to make the first

764
00:37:16,173 --> 00:37:18,653
Speaker 9: call or send the first email, or turn up to

765
00:37:18,693 --> 00:37:21,693
Speaker 9: the first session. The first one is so very brave,

766
00:37:22,853 --> 00:37:27,013
Speaker 9: and you're confronting all sorts of things. But if you

767
00:37:27,173 --> 00:37:32,732
Speaker 9: can must have energy and fortitude to make that stone call,

768
00:37:32,853 --> 00:37:38,093
Speaker 9: to make that appointment. I was fortunate and I found

769
00:37:38,173 --> 00:37:41,652
Speaker 9: someone great that's helped me on the way back. Yeah,

770
00:37:42,093 --> 00:37:42,653
Speaker 9: keep pushing.

771
00:37:43,173 --> 00:37:44,053
Speaker 3: It's a great message.

772
00:37:44,133 --> 00:37:45,973
Speaker 2: Thank you so much for your calls. This test says

773
00:37:46,013 --> 00:37:48,493
Speaker 2: once the Royal Pub's closed, especially in northern I've met

774
00:37:48,533 --> 00:37:50,693
Speaker 2: many an older farmer up there and they missed that

775
00:37:50,773 --> 00:37:54,493
Speaker 2: weekly catch up. Yeah. I mean when your local pub disappears,

776
00:37:54,813 --> 00:37:57,013
Speaker 2: then you're running low on places that actually catch up.

777
00:37:57,133 --> 00:37:57,333
Speaker 5: Yeah.

778
00:37:57,453 --> 00:38:02,453
Speaker 3: Absolutely, Thank you to everybody text and phoned on that one. Look,

779
00:38:02,613 --> 00:38:04,333
Speaker 3: you know, it is a tough topic, but an important

780
00:38:04,373 --> 00:38:07,013
Speaker 3: one on the back of a very successful event, an

781
00:38:07,053 --> 00:38:09,333
Speaker 3: important event that you were a part over the weekend, Matt,

782
00:38:09,653 --> 00:38:11,853
Speaker 3: so it is good to keep talking.

783
00:38:12,053 --> 00:38:12,252
Speaker 4: Yeah.

784
00:38:12,373 --> 00:38:14,253
Speaker 2: And for rural mental health Support in New Zealand, the

785
00:38:14,293 --> 00:38:17,453
Speaker 2: Rural Support Trust offers confidential and free chats eight hundred

786
00:38:17,493 --> 00:38:21,333
Speaker 2: seven eight seven two five four eight hundred seven eight

787
00:38:21,453 --> 00:38:24,253
Speaker 2: seven two five four and they'll connect you with the

788
00:38:24,293 --> 00:38:26,213
Speaker 2: professionals you need. You can also talk to your family

789
00:38:26,293 --> 00:38:28,773
Speaker 2: doctor Health Line eight hundred and six one one one

790
00:38:28,813 --> 00:38:32,053
Speaker 2: one six or call three one seven three seven for

791
00:38:32,133 --> 00:38:33,893
Speaker 2: a free twenty four hour councilor service.

792
00:38:34,453 --> 00:38:37,453
Speaker 3: Thank you once again to people who phoned and text

793
00:38:37,573 --> 00:38:41,453
Speaker 3: on that one really important discussion. So thank you once again. Right,

794
00:38:41,533 --> 00:38:45,933
Speaker 3: coming up very shortly, news, sport and weather, then we're

795
00:38:45,933 --> 00:38:47,813
Speaker 3: going to have a week chat about cash jobs in

796
00:38:47,933 --> 00:38:50,733
Speaker 3: New Zealand. It is great to have your company. As always,

797
00:38:50,813 --> 00:38:52,693
Speaker 3: you're listening to Matt and Tyler. We are with you

798
00:38:52,853 --> 00:38:55,893
Speaker 3: until four pm. News coming up. We will see you

799
00:38:55,973 --> 00:38:56,733
Speaker 3: on the other side.

800
00:38:56,533 --> 00:38:56,733
Speaker 5: Of that.

801
00:39:09,493 --> 00:39:25,093
Speaker 14: One talking with you all afternoon.

802
00:39:25,453 --> 00:39:29,053
Speaker 1: It's Matt Heath and Taylor Adams Afternoons used talks.

803
00:39:29,093 --> 00:39:31,733
Speaker 2: It'd be very good afternoon to you.

804
00:39:31,893 --> 00:39:35,173
Speaker 3: Welcome back into the show. Six past two and just

805
00:39:35,253 --> 00:39:36,933
Speaker 3: before we move on, it was a really good hour

806
00:39:37,053 --> 00:39:39,213
Speaker 3: last hour, So thank you to everybody who phoned up

807
00:39:39,613 --> 00:39:43,293
Speaker 3: and send us a text regarding men's mental health and

808
00:39:43,333 --> 00:39:44,772
Speaker 3: how to get out of the funk if you find

809
00:39:44,773 --> 00:39:48,573
Speaker 3: yourself in that situation. And just a reminder for Rural

810
00:39:48,773 --> 00:39:51,173
Speaker 3: Mental Health Support and New Zealand, the Rural Support Trust

811
00:39:51,253 --> 00:39:54,813
Speaker 3: offers confidential and free chats. That number is eight hundred

812
00:39:54,813 --> 00:39:57,573
Speaker 3: and seven eight seven two five four and can connect

813
00:39:57,613 --> 00:39:59,893
Speaker 3: you with professionals if needed. You can also talk to

814
00:39:59,933 --> 00:40:03,293
Speaker 3: your family doctor healthline oh eight hundred and six double one,

815
00:40:03,333 --> 00:40:06,253
Speaker 3: double one six or call one seven three seven for

816
00:40:06,453 --> 00:40:08,933
Speaker 3: a free twenty four hour account service.

817
00:40:09,293 --> 00:40:11,933
Speaker 2: Yeah, and I just want to thank because you know

818
00:40:11,973 --> 00:40:14,293
Speaker 2: I was down at the Featherston Booktown. I want to

819
00:40:14,293 --> 00:40:17,653
Speaker 2: thank them for putting that panel together and everyone involved,

820
00:40:18,933 --> 00:40:21,212
Speaker 2: Wayne Langford for talking to us and also a Farm

821
00:40:21,253 --> 00:40:23,853
Speaker 2: Focus put it on as well. So there's some great

822
00:40:23,893 --> 00:40:26,453
Speaker 2: people involved in that whole situation. Hey, here's a text

823
00:40:26,533 --> 00:40:29,053
Speaker 2: came through on nine two nine two. Hey, Matt and Tyler,

824
00:40:29,093 --> 00:40:31,333
Speaker 2: I'm a doing not so much a chatter. However, recently

825
00:40:31,373 --> 00:40:33,853
Speaker 2: I've had a couple of friends get a little close

826
00:40:33,973 --> 00:40:38,173
Speaker 2: to some life ending decisions. I've started to find ways

827
00:40:38,213 --> 00:40:41,053
Speaker 2: to help myself along with Men's Mental Health and general awareness.

828
00:40:42,293 --> 00:40:46,453
Speaker 2: I've started to fundraise for this. Along with Men's Mental

829
00:40:46,493 --> 00:40:48,733
Speaker 2: Health and general awareness. There is a motorcycle ride on

830
00:40:48,773 --> 00:40:51,053
Speaker 2: this weekend to highlight this very thing. I've been doing

831
00:40:51,133 --> 00:40:53,853
Speaker 2: it for a few years now. Search up Distinguished Gentleman's

832
00:40:54,013 --> 00:40:56,453
Speaker 2: Ride in Zed. It's a charity thing. Some big names

833
00:40:56,493 --> 00:40:59,173
Speaker 2: get involved, but it gets no real push in the

834
00:40:59,213 --> 00:41:01,212
Speaker 2: media for awareness. There you go, check that out. Yep,

835
00:41:01,333 --> 00:41:05,213
Speaker 2: bringing with Gentlemen's Ride in Zed Matt and Tyler afternoons

836
00:41:05,493 --> 00:41:08,813
Speaker 2: Home of the Free Plug. Yeah, absolutely sounds like you're

837
00:41:08,813 --> 00:41:09,613
Speaker 2: doing great stuff there.

838
00:41:09,733 --> 00:41:12,853
Speaker 3: Yep, that sounds like a great event right now before

839
00:41:12,853 --> 00:41:15,573
Speaker 3: we have a cheednaback Cashi's Also, you stayed at a

840
00:41:15,853 --> 00:41:18,253
Speaker 3: majestic hotel.

841
00:41:18,733 --> 00:41:21,733
Speaker 2: There is some so many fantastic places in New Zealand

842
00:41:21,773 --> 00:41:24,373
Speaker 2: that you just don't even know existed. So I was,

843
00:41:24,573 --> 00:41:26,013
Speaker 2: as I was saying, I was down at Featherston over

844
00:41:26,013 --> 00:41:29,732
Speaker 2: the weekend for this event. Fantastic event, fantastic place. Love

845
00:41:29,813 --> 00:41:32,293
Speaker 2: that area. Never been there before. I don't even know

846
00:41:32,613 --> 00:41:36,893
Speaker 2: I'd heard of Featherston, never been there, yep. So great greytown,

847
00:41:37,773 --> 00:41:41,013
Speaker 2: incredibly beautiful place. I could move there. But I was

848
00:41:41,013 --> 00:41:43,973
Speaker 2: staying at this place called the Longwood, a country lodge,

849
00:41:44,373 --> 00:41:47,613
Speaker 2: which is a nineteen twenties building that you would not

850
00:41:47,773 --> 00:41:52,293
Speaker 2: believe exists in New Zealand. It is huge and I'm

851
00:41:52,333 --> 00:41:54,973
Speaker 2: not sure if the word's gothic, but it feels gothic.

852
00:41:55,053 --> 00:41:57,653
Speaker 2: It feels like, you know, it feels like an Agatha

853
00:41:57,733 --> 00:42:02,373
Speaker 2: Christie murder should be committed in there. It feels like

854
00:42:02,493 --> 00:42:05,133
Speaker 2: you're in a movie. The whole thing is quite scary

855
00:42:05,253 --> 00:42:07,733
Speaker 2: when you're walking around. It's got a classic library situation.

856
00:42:07,773 --> 00:42:12,133
Speaker 2: It's basically the Cludo Board come to life. I was

857
00:42:12,253 --> 00:42:16,533
Speaker 2: enough up in a room up upstairs through these weird alleyways,

858
00:42:16,573 --> 00:42:18,652
Speaker 2: and the wonderful people that run it would appear every

859
00:42:18,693 --> 00:42:20,453
Speaker 2: now and then out of strange doors. I don't even

860
00:42:20,493 --> 00:42:23,893
Speaker 2: know where they came from. It was fantastic. There was

861
00:42:23,933 --> 00:42:27,293
Speaker 2: a giant rocking horse. That I was sure Poltergeist would rock.

862
00:42:27,333 --> 00:42:29,733
Speaker 2: At one point I sent about twenty five pictures to you,

863
00:42:29,813 --> 00:42:33,933
Speaker 2: didn't idyl. It was scary but incredibly awesome place. My

864
00:42:34,053 --> 00:42:35,732
Speaker 2: kids I sent them in the pictures and they said, Dad,

865
00:42:35,773 --> 00:42:37,813
Speaker 2: you're definitely going to be eaten by a Poulter ghost tonight.

866
00:42:38,413 --> 00:42:40,013
Speaker 2: I don't know why they thought of polar ghyst would

867
00:42:40,013 --> 00:42:45,013
Speaker 2: eat me, but such an incredibly cool place. The Longwood

868
00:42:45,453 --> 00:42:49,133
Speaker 2: a country lodge and scary, very cool. It's got a

869
00:42:49,173 --> 00:42:52,853
Speaker 2: tree in the backguard that's taken from Napoleon's original grave.

870
00:42:53,133 --> 00:42:55,453
Speaker 2: It's got a garden that has been rebuilt as a

871
00:42:55,533 --> 00:42:59,533
Speaker 2: replica of the gardens in Hampton Downs tennis courts. It's

872
00:42:59,573 --> 00:43:02,373
Speaker 2: got a croquet area. It's got this pool that looks

873
00:43:02,453 --> 00:43:05,653
Speaker 2: like it's a nineteen twenties pool there that just looks

874
00:43:05,813 --> 00:43:08,293
Speaker 2: so cool. The whole thing just absolutely blew my mind,

875
00:43:08,533 --> 00:43:10,373
Speaker 2: even though it was slightly terrified in my little room.

876
00:43:11,733 --> 00:43:13,773
Speaker 2: But yeah, I mean, there were so many places in

877
00:43:13,773 --> 00:43:17,093
Speaker 2: New Zealand that you can discover that you would just

878
00:43:17,253 --> 00:43:19,732
Speaker 2: never have any idea that they existed, and this place

879
00:43:19,853 --> 00:43:21,573
Speaker 2: is one of them. It's got a machine gun tower,

880
00:43:22,013 --> 00:43:24,373
Speaker 2: like a huge machine gun tower. At one point because

881
00:43:24,453 --> 00:43:27,172
Speaker 2: back in World War Two, you know, that area had

882
00:43:27,693 --> 00:43:29,013
Speaker 2: a lot of troops staying there, a lot of the

883
00:43:29,013 --> 00:43:32,692
Speaker 2: American troops staying there, and they had a prison camp there.

884
00:43:33,213 --> 00:43:36,693
Speaker 2: So there's the machine gun tower from that there. You know,

885
00:43:37,053 --> 00:43:39,133
Speaker 2: the building got taken over by the military in World

886
00:43:39,133 --> 00:43:42,013
Speaker 2: War One and World War Two. It's so freaking cool.

887
00:43:42,173 --> 00:43:44,053
Speaker 3: Yeah, But as you say, you know, you just don't

888
00:43:44,093 --> 00:43:47,613
Speaker 3: know these places exist in small town New Zealand. That

889
00:43:47,813 --> 00:43:50,453
Speaker 3: Overlook Hotel feel, I actually love. It's a little bit.

890
00:43:50,533 --> 00:43:52,453
Speaker 3: It's got that overlook feel about it. When you showed

891
00:43:52,453 --> 00:43:55,093
Speaker 3: me the carpet, I thought, hey, it's like the shining

892
00:43:55,733 --> 00:43:57,293
Speaker 3: but in a cool way. I mean, who doesn't like

893
00:43:57,333 --> 00:43:59,613
Speaker 3: the Overlook Hotel. What a majestic building. And looking at this,

894
00:44:00,213 --> 00:44:01,493
Speaker 3: so many.

895
00:44:03,093 --> 00:44:07,013
Speaker 2: Stag's heads on the wall, just thousands, so many thousand,

896
00:44:07,173 --> 00:44:10,573
Speaker 2: terrifying little Yeah, it's so good. So you know, you

897
00:44:10,653 --> 00:44:12,613
Speaker 2: may maybe want to go there with someone's hold hands

898
00:44:12,613 --> 00:44:15,933
Speaker 2: with but I go there. If you're in that area,

899
00:44:16,133 --> 00:44:17,533
Speaker 2: go and stay at Longwood.

900
00:44:17,933 --> 00:44:20,493
Speaker 3: Check it out. Right, let's have a chat about Cashi's

901
00:44:20,533 --> 00:44:23,093
Speaker 3: so story out today. And as we know, every economy

902
00:44:23,133 --> 00:44:26,773
Speaker 3: has an informal component, better known as the black market.

903
00:44:26,893 --> 00:44:29,053
Speaker 3: This is activity that is not taxed by the government.

904
00:44:29,133 --> 00:44:32,413
Speaker 3: So international estimates put our black market at eleven to

905
00:44:32,493 --> 00:44:36,893
Speaker 3: twelve percent of GDP in dollar terms, that is approximately

906
00:44:37,133 --> 00:44:41,413
Speaker 3: forty seven to fifty one billion dollars that goes untaxed

907
00:44:41,453 --> 00:44:43,893
Speaker 3: in this so called black market. So the black market

908
00:44:44,013 --> 00:44:49,253
Speaker 3: is quite broad in terms of gangs, drugs, but also

909
00:44:49,733 --> 00:44:53,093
Speaker 3: includes what is commonly known as Cashi's in New Zealand.

910
00:44:53,573 --> 00:44:56,013
Speaker 3: So that's what we want to have a chat about Cashi's.

911
00:44:56,253 --> 00:44:58,493
Speaker 3: Is there always going to be a place for cash

912
00:44:58,653 --> 00:45:01,373
Speaker 3: jobs in New Zealand. The IID have tried to come

913
00:45:01,453 --> 00:45:03,573
Speaker 3: down on this for some time, but I argue, I

914
00:45:03,613 --> 00:45:06,333
Speaker 3: think there's always going to be an element of cash

915
00:45:06,453 --> 00:45:08,773
Speaker 3: jobs in New Zealand because I would better call them

916
00:45:09,053 --> 00:45:11,573
Speaker 3: mates rates as. And you've got a mate who is

917
00:45:11,933 --> 00:45:14,533
Speaker 3: a chippy or a sparky. You need a little bit

918
00:45:14,613 --> 00:45:16,613
Speaker 3: of work done on the home, and you say, mate,

919
00:45:16,653 --> 00:45:18,813
Speaker 3: I will, I'll buy you a dozen beers if you

920
00:45:18,893 --> 00:45:22,213
Speaker 3: can sort that out for me. Is that really something

921
00:45:22,253 --> 00:45:23,573
Speaker 3: that the government needs to be involved in.

922
00:45:23,813 --> 00:45:26,133
Speaker 2: So you want to risk being slapped around by the

923
00:45:26,333 --> 00:45:30,293
Speaker 2: r r D to talk up about the black market

924
00:45:30,333 --> 00:45:33,573
Speaker 2: and Cashi's and you believe personally, this is this is

925
00:45:33,693 --> 00:45:35,693
Speaker 2: this is just looking through what you're saying here, Tyler.

926
00:45:36,133 --> 00:45:40,212
Speaker 2: You you believe that for the economy to work, there

927
00:45:40,293 --> 00:45:43,573
Speaker 2: needs to be areas where things just happen, a little

928
00:45:43,573 --> 00:45:45,212
Speaker 2: bit of cash here, a little bit of cash there.

929
00:45:45,293 --> 00:45:49,693
Speaker 2: Maybe the government's not fully involved there, and you know,

930
00:45:50,293 --> 00:45:54,653
Speaker 2: maybe just for for things just to just happen, then

931
00:45:54,693 --> 00:45:56,853
Speaker 2: we need and then we need that and maybe for

932
00:45:56,933 --> 00:45:59,413
Speaker 2: people to get a hit. Yeah, spot, I mean, I'll

933
00:45:59,413 --> 00:46:01,293
Speaker 2: be interested to know where that where the line is

934
00:46:01,613 --> 00:46:04,813
Speaker 2: on that, like what you would and wouldn't pay for

935
00:46:05,013 --> 00:46:07,533
Speaker 2: and how often if it's a regular if it's a

936
00:46:07,573 --> 00:46:10,652
Speaker 2: regular gig. So let's take, for example, if someone's mowing

937
00:46:10,653 --> 00:46:12,453
Speaker 2: your lawns once a week, would would you pay a

938
00:46:12,533 --> 00:46:13,373
Speaker 2: cashi on that forever?

939
00:46:13,613 --> 00:46:13,813
Speaker 5: Yeah?

940
00:46:13,853 --> 00:46:16,413
Speaker 3: Well, if it's say it was a young lad in

941
00:46:16,453 --> 00:46:18,813
Speaker 3: the neighborhood, he was fourteen years old, and he had

942
00:46:18,853 --> 00:46:20,813
Speaker 3: done a few lawns around the neighborhood and I paid

943
00:46:20,853 --> 00:46:22,172
Speaker 3: I paid him twenty bucks for the lawn.

944
00:46:22,693 --> 00:46:24,333
Speaker 2: No one's got a problem with that, not even the

945
00:46:24,413 --> 00:46:27,453
Speaker 2: dirty bussards that the id would be sniffing around that guy.

946
00:46:27,693 --> 00:46:33,053
Speaker 3: Well you think that, but I would assume that they

947
00:46:33,133 --> 00:46:35,213
Speaker 3: would be sniffing around that sort of behavioral.

948
00:46:35,413 --> 00:46:37,853
Speaker 2: You about it, right, So I'd say, okay that for me.

949
00:46:38,333 --> 00:46:41,373
Speaker 2: For me, that's oh, we're off here.

950
00:46:41,533 --> 00:46:44,373
Speaker 3: Let's we're going to play a break. We're okay, we're

951
00:46:44,413 --> 00:46:46,373
Speaker 3: just having some issues with some mikes here. What we're

952
00:46:46,413 --> 00:46:48,493
Speaker 3: going to do, we're going to play some messages and

953
00:46:48,533 --> 00:46:49,172
Speaker 3: we're going to come back.

954
00:46:49,333 --> 00:46:51,893
Speaker 2: We're going to hear from you because because the iod's

955
00:46:51,933 --> 00:46:54,212
Speaker 2: heard what you're saying, your supportive of the cash He's yeah,

956
00:46:54,293 --> 00:46:56,413
Speaker 2: and it's turned out and all the buttons are flashing

957
00:46:56,493 --> 00:46:57,053
Speaker 2: on and off, and.

958
00:46:57,093 --> 00:46:59,013
Speaker 3: Yet they're trying to shut me down. It's not going

959
00:46:59,053 --> 00:47:01,013
Speaker 3: to happen. I idea, you can come for me no Eatually,

960
00:47:01,013 --> 00:47:02,373
Speaker 3: I'm not going to say that that or.

961
00:47:02,333 --> 00:47:05,133
Speaker 2: It's a poltergeist got into my body. It looked longwood.

962
00:47:05,853 --> 00:47:08,053
Speaker 3: Oh eight, one hundred eighty ten eighty is the number

963
00:47:08,093 --> 00:47:10,653
Speaker 3: of cour the cash's Is there always going to be

964
00:47:10,693 --> 00:47:12,493
Speaker 3: a place for cash jobs in New Zealand? And you're

965
00:47:12,533 --> 00:47:14,933
Speaker 3: quite right, I mean to question where i'd draw the line.

966
00:47:15,133 --> 00:47:17,813
Speaker 3: So I'm not talking about if I knew a builder mate,

967
00:47:17,813 --> 00:47:19,333
Speaker 3: and I'd say, hey, can you just build me a

968
00:47:19,413 --> 00:47:21,573
Speaker 3: house and I'll pay you in cash. Of course not,

969
00:47:21,773 --> 00:47:24,533
Speaker 3: I'm never going to go that far. But if it's

970
00:47:25,013 --> 00:47:27,053
Speaker 3: I've got a problem with a power outlet and I've

971
00:47:27,093 --> 00:47:28,973
Speaker 3: got a sparky mate, so hey, make you just come

972
00:47:29,013 --> 00:47:31,853
Speaker 3: around and just check that for me and I'll pay

973
00:47:31,893 --> 00:47:34,013
Speaker 3: you some cash and a few beers on the site

974
00:47:34,013 --> 00:47:35,053
Speaker 3: as well. Anything wrong with that?

975
00:47:35,173 --> 00:47:36,653
Speaker 2: Oh eight hundred and eighty ten out of Are you

976
00:47:36,773 --> 00:47:39,093
Speaker 2: like Tyler and you're all for the cashi's or do

977
00:47:39,133 --> 00:47:41,733
Speaker 2: you think that is essentially stealing money from hard working

978
00:47:41,813 --> 00:47:43,733
Speaker 2: people that follow the law and do what you're supposed

979
00:47:43,733 --> 00:47:44,613
Speaker 2: to do. We'd love to hear from you.

980
00:47:44,733 --> 00:47:46,933
Speaker 3: Yeah, let's get into this one. It is quarter past two.

981
00:47:47,933 --> 00:47:52,413
Speaker 1: Wow your home of afternoon talk, Mad Heathen Taylor Adams

982
00:47:52,533 --> 00:47:56,493
Speaker 1: afternoons call, Oh eight hundred eighty ten eighty youth talk said, be.

983
00:47:58,413 --> 00:48:00,613
Speaker 3: Very good afternoon, and we're talking about cash jobs in

984
00:48:00,693 --> 00:48:03,373
Speaker 3: New Zealand. The ID and the government for that matter,

985
00:48:03,373 --> 00:48:07,013
Speaker 3: are pretty keen to crack down on what are called

986
00:48:07,093 --> 00:48:09,973
Speaker 3: cashe's in most parts of society, and not just tradinges.

987
00:48:10,253 --> 00:48:12,933
Speaker 3: They want to come down on drug dealers and the gangs.

988
00:48:12,973 --> 00:48:14,653
Speaker 3: And I'm all for that part of it. But what

989
00:48:14,773 --> 00:48:17,413
Speaker 3: I am arguing is the mates rates cashi. If you've

990
00:48:17,453 --> 00:48:19,333
Speaker 3: got a mate who's in the trade and it's a

991
00:48:19,413 --> 00:48:21,773
Speaker 3: small job, you can get them around and chuck them

992
00:48:21,853 --> 00:48:23,973
Speaker 3: some beers and a little bit of cash. Is that

993
00:48:24,213 --> 00:48:26,692
Speaker 3: really something the government needs their sticky mits into.

994
00:48:26,813 --> 00:48:29,053
Speaker 2: Well, here's either side of the argument coming through right now.

995
00:48:29,173 --> 00:48:33,453
Speaker 2: This person says informal component component Tyler, it's illegal. It's

996
00:48:33,533 --> 00:48:36,893
Speaker 2: not mates rates, it's thefts. Is this texta whereas this

997
00:48:37,013 --> 00:48:39,133
Speaker 2: textas says I'm doing a cashy right.

998
00:48:39,053 --> 00:48:43,093
Speaker 3: Now, right, sell us more, please, dear Texas. One hundred

999
00:48:43,093 --> 00:48:44,613
Speaker 3: and eighty ten eighty is the number to call.

1000
00:48:45,373 --> 00:48:51,453
Speaker 2: Welcome to show Barry. See you're there, Barry Bear, really

1001
00:48:51,893 --> 00:48:52,893
Speaker 2: get out, hey.

1002
00:48:52,813 --> 00:48:56,533
Speaker 7: Barry, Well, we just do it.

1003
00:48:56,773 --> 00:49:01,493
Speaker 13: And I mean, like from I go back on in

1004
00:49:01,573 --> 00:49:03,933
Speaker 13: my sixties now and I go back to my father

1005
00:49:03,973 --> 00:49:06,533
Speaker 13: who was doing it, swapping a pig for.

1006
00:49:08,813 --> 00:49:14,093
Speaker 3: Whatever you know that's and yeah, sorry you're carrying would

1007
00:49:14,093 --> 00:49:14,973
Speaker 3: be He was a.

1008
00:49:15,013 --> 00:49:18,133
Speaker 13: Veg grower and he swapped vegs for fish and stuff

1009
00:49:18,253 --> 00:49:18,453
Speaker 13: like that.

1010
00:49:19,693 --> 00:49:20,293
Speaker 7: Just bartering.

1011
00:49:20,853 --> 00:49:23,773
Speaker 2: Yeah, I mean, I mean that's an interesting part of it, Barry,

1012
00:49:23,813 --> 00:49:26,893
Speaker 2: because bartering, bartering is fine. No one can stop you bartering,

1013
00:49:26,973 --> 00:49:30,013
Speaker 2: right that the idea has no part of bartering. So, Tyler,

1014
00:49:30,053 --> 00:49:31,173
Speaker 2: what was the job that you said it was?

1015
00:49:32,893 --> 00:49:35,653
Speaker 3: I was having some shoes with a PowerPoint. Yeah, so

1016
00:49:35,693 --> 00:49:37,213
Speaker 3: I needed the spark you mate, to come around just

1017
00:49:37,253 --> 00:49:38,893
Speaker 3: ever look at it, And I didn't want to keep

1018
00:49:38,933 --> 00:49:41,853
Speaker 3: it off the books. This is you know, after hours,

1019
00:49:42,013 --> 00:49:43,293
Speaker 3: and I paid him a little bit of cash and

1020
00:49:43,333 --> 00:49:43,692
Speaker 3: some beers.

1021
00:49:44,293 --> 00:49:48,293
Speaker 2: Yeah, right, so that the beers they can't they can't

1022
00:49:48,373 --> 00:49:51,172
Speaker 2: take you know, fifteen percent of those beers can't they Yeah.

1023
00:49:51,213 --> 00:49:53,613
Speaker 3: But it also he can't pay the mortgage on beers. Okay,

1024
00:49:53,693 --> 00:49:54,173
Speaker 3: so I've got to.

1025
00:49:54,173 --> 00:49:55,413
Speaker 2: Give up a little bit. But what I'm saying, what

1026
00:49:55,493 --> 00:49:58,732
Speaker 2: Barry's talking about is barter. Now, barter is no one's

1027
00:49:58,733 --> 00:50:00,693
Speaker 2: going to have a problem with barter, right. So I

1028
00:50:00,813 --> 00:50:03,373
Speaker 2: asked you to paint my fence. In return, I come

1029
00:50:03,413 --> 00:50:06,013
Speaker 2: around and fix your toilet. Then that's fine. I mean,

1030
00:50:06,053 --> 00:50:07,813
Speaker 2: in that case, the toilet will be folks, but the

1031
00:50:07,853 --> 00:50:10,013
Speaker 2: fence will be disaster. But you know what I'm saying,

1032
00:50:10,933 --> 00:50:14,253
Speaker 2: I mean, that's a very different thing, Barta, compared to

1033
00:50:15,813 --> 00:50:18,933
Speaker 2: handing over money and purposely keeping it out of the

1034
00:50:19,053 --> 00:50:20,293
Speaker 2: eyes of the r Yeah.

1035
00:50:20,333 --> 00:50:21,973
Speaker 3: But you know how I could get around that is,

1036
00:50:22,373 --> 00:50:25,613
Speaker 3: I could go and buy some gold nuggets, for example,

1037
00:50:25,773 --> 00:50:27,973
Speaker 3: and then I could barter that and say, hey, if

1038
00:50:28,013 --> 00:50:29,613
Speaker 3: you come around and paint my fence, and I've got

1039
00:50:29,653 --> 00:50:32,173
Speaker 3: these little, you know, gold nuggets that I've purchased, and

1040
00:50:32,213 --> 00:50:34,692
Speaker 3: I'll give you those for painting the fence. I mean,

1041
00:50:34,733 --> 00:50:36,093
Speaker 3: that would just be the way around it. When or

1042
00:50:36,133 --> 00:50:38,613
Speaker 3: maybe a nice little piece of artwork that I've found

1043
00:50:38,973 --> 00:50:41,693
Speaker 3: is that I've had appraised, and I mean, that's.

1044
00:50:41,573 --> 00:50:44,813
Speaker 2: Fine, right if you pay someone in some taxics, but

1045
00:50:44,853 --> 00:50:46,573
Speaker 2: it might be able to tell me this. But if

1046
00:50:46,613 --> 00:50:49,853
Speaker 2: you swap, I mean, how far can it go? Yeah,

1047
00:50:50,093 --> 00:50:53,973
Speaker 2: if I've got a Lamborghini and I swap it for

1048
00:50:54,373 --> 00:50:58,613
Speaker 2: a you know, an on suite and you know, a.

1049
00:50:58,693 --> 00:51:00,652
Speaker 3: Pool, sounds like a good deal.

1050
00:51:01,493 --> 00:51:05,453
Speaker 2: Does I ideally get involved in that? That's an interesting question.

1051
00:51:05,613 --> 00:51:10,013
Speaker 2: But I would imagine across the board that Bart's Bart goes, well, yeah,

1052
00:51:10,093 --> 00:51:14,813
Speaker 2: you know, I've got a peg you need, I don't know,

1053
00:51:15,333 --> 00:51:16,693
Speaker 2: a grand piano. Let's swap.

1054
00:51:17,093 --> 00:51:19,813
Speaker 3: Oh, eight hundred eighty ten eighty is the number to call.

1055
00:51:20,133 --> 00:51:22,093
Speaker 3: Can you get your thoughts on this? Cash? He's within

1056
00:51:22,173 --> 00:51:24,053
Speaker 3: New Zealand. When it comes to doing a bit of

1057
00:51:24,093 --> 00:51:26,453
Speaker 3: work on your property. Is it always going to be

1058
00:51:26,493 --> 00:51:29,293
Speaker 3: a part of New Zealand society? Is there anything wrong

1059
00:51:29,333 --> 00:51:30,893
Speaker 3: with it? Love to hear your thoughts and.

1060
00:51:30,973 --> 00:51:34,493
Speaker 2: If you're listening, ID Tyler's a big fan of the cashi. Yeah,

1061
00:51:34,573 --> 00:51:36,133
Speaker 2: he's just admitted to it on air.

1062
00:51:36,253 --> 00:51:38,133
Speaker 3: Hey, it's a part of New Zealand society. Don't take

1063
00:51:38,133 --> 00:51:40,293
Speaker 3: away the cashi whereas I would never admit to it.

1064
00:51:40,973 --> 00:51:43,093
Speaker 3: Look into why ID of course he's going to say that.

1065
00:51:43,293 --> 00:51:44,493
Speaker 3: It's twenty one past two.

1066
00:51:49,173 --> 00:51:52,853
Speaker 1: Matt Heathen Tyler Adams afternoons call oh eight hundred eighty

1067
00:51:52,933 --> 00:51:54,493
Speaker 1: ten eighty on News Talk ZIB.

1068
00:51:55,133 --> 00:51:57,933
Speaker 3: Very good afternoon to you, and we're talking about Cashe's

1069
00:51:58,293 --> 00:52:01,853
Speaker 3: in New Zealand. I think there is absolutely a place

1070
00:52:01,933 --> 00:52:04,213
Speaker 3: for the cash job. The IID probably disagrees with me.

1071
00:52:04,293 --> 00:52:05,933
Speaker 3: In fact, I know they disagree with me. They want

1072
00:52:05,973 --> 00:52:09,173
Speaker 3: to clamp down on Cashey's across the board. But we

1073
00:52:09,493 --> 00:52:12,453
Speaker 3: in this instance, I think are talking about tradey cashis

1074
00:52:12,773 --> 00:52:15,733
Speaker 3: or arguably a form of bartering.

1075
00:52:15,933 --> 00:52:18,533
Speaker 2: Yeah, whereas I think that it's all disgusting then should

1076
00:52:18,533 --> 00:52:21,013
Speaker 2: be shut down. And even if you flick five bucks

1077
00:52:21,053 --> 00:52:22,573
Speaker 2: to a kid down the street from owing your loawn,

1078
00:52:22,573 --> 00:52:26,613
Speaker 2: you should be tasing. Hey, this is interesting because bartering

1079
00:52:26,693 --> 00:52:28,813
Speaker 2: is captured in the Income Tax Act of two thousand

1080
00:52:28,853 --> 00:52:30,693
Speaker 2: and seven, So if you do barter, you still have

1081
00:52:30,813 --> 00:52:33,853
Speaker 2: to declear the monetary value of that transaction to IID

1082
00:52:34,293 --> 00:52:37,093
Speaker 2: legally is it still classes as a form of income.

1083
00:52:37,173 --> 00:52:40,172
Speaker 2: So you're captured. So be careful what you're telling people.

1084
00:52:40,573 --> 00:52:44,293
Speaker 2: Lowell says this text. I I had no idea about bartering,

1085
00:52:44,693 --> 00:52:46,773
Speaker 2: because that seems unfair.

1086
00:52:46,893 --> 00:52:47,053
Speaker 4: Look.

1087
00:52:47,413 --> 00:52:49,853
Speaker 2: I can understand the cashy thing, because there's someone out

1088
00:52:49,893 --> 00:52:53,813
Speaker 2: there that's trying to operate in a trade and they're

1089
00:52:53,853 --> 00:52:55,373
Speaker 2: having to pay their tax and they're doing it the

1090
00:52:55,453 --> 00:52:57,173
Speaker 2: right way, and then someone else comes up and just

1091
00:52:57,333 --> 00:52:58,853
Speaker 2: rolls up and goes, hey, give me some money and

1092
00:52:58,853 --> 00:53:01,133
Speaker 2: I'll do it. Yeah, and that we'll keep the taxman

1093
00:53:01,173 --> 00:53:03,252
Speaker 2: out of it. That's an unfair advantage to the person

1094
00:53:03,333 --> 00:53:05,413
Speaker 2: that's doing the right thing, you know. And obviously there's

1095
00:53:05,493 --> 00:53:08,933
Speaker 2: levels of it, and I'm not too judgmental gartering. Get

1096
00:53:08,973 --> 00:53:12,172
Speaker 2: the hell out of bartering, yeah, IID. If someone's got

1097
00:53:12,213 --> 00:53:13,613
Speaker 2: something and they want to give it to someone else

1098
00:53:13,693 --> 00:53:17,252
Speaker 2: for something, if they both own the thing, then that's theirs,

1099
00:53:17,373 --> 00:53:19,293
Speaker 2: not yours. To get your freaking hands off it.

1100
00:53:19,413 --> 00:53:21,133
Speaker 3: And how are you How is the IRD to get

1101
00:53:21,173 --> 00:53:21,692
Speaker 3: some of their money?

1102
00:53:21,773 --> 00:53:23,613
Speaker 2: What if I had a TV, Yeah, and I said,

1103
00:53:23,653 --> 00:53:26,493
Speaker 2: hey mate, I'll give you that TV for ten beers,

1104
00:53:27,573 --> 00:53:32,773
Speaker 2: your warcraft, collection of painted figurines and you know a

1105
00:53:32,853 --> 00:53:37,173
Speaker 2: pair of sneakers? Does the the ID can't get involved in.

1106
00:53:37,213 --> 00:53:38,613
Speaker 3: That because what are they going to take. They're going

1107
00:53:38,653 --> 00:53:40,253
Speaker 3: to take a third of you beers and then cut

1108
00:53:40,293 --> 00:53:42,333
Speaker 3: your TV in half. I mean there's nothing there for

1109
00:53:42,413 --> 00:53:43,293
Speaker 3: the IID to take.

1110
00:53:43,453 --> 00:53:45,733
Speaker 2: Yeah, once you own something, then surely you can swap it.

1111
00:53:46,453 --> 00:53:48,653
Speaker 3: I've just had a look on the IID website, so

1112
00:53:49,573 --> 00:53:51,813
Speaker 3: that takes us quite right. So under barter, if the

1113
00:53:51,933 --> 00:53:54,973
Speaker 3: exchanges for other goods and services, you must account for

1114
00:53:56,173 --> 00:53:59,453
Speaker 3: three slash twenty third of the current market value. Oh

1115
00:53:59,533 --> 00:54:02,693
Speaker 3: that's the year, So the current market value of what

1116
00:54:02,853 --> 00:54:05,053
Speaker 3: you've got in return for your supply. When part of

1117
00:54:05,093 --> 00:54:06,973
Speaker 3: the barter isn't money, you must account the both.

1118
00:54:07,493 --> 00:54:11,813
Speaker 2: Yeah, So that's when you're bartering something for work. So

1119
00:54:11,973 --> 00:54:15,693
Speaker 2: if someone was going to pave your driveway and you

1120
00:54:15,813 --> 00:54:18,253
Speaker 2: gave them the car parked in the driveway for it,

1121
00:54:19,093 --> 00:54:20,493
Speaker 2: then then a loophole.

1122
00:54:21,053 --> 00:54:23,333
Speaker 3: It's very hard to get text loopholes. I'm not we're

1123
00:54:23,373 --> 00:54:24,253
Speaker 3: not advocating for that.

1124
00:54:24,333 --> 00:54:26,533
Speaker 2: But anyway, let's try and let's try and get to

1125
00:54:26,533 --> 00:54:28,653
Speaker 2: the bottom of that one, because that that seems that

1126
00:54:28,853 --> 00:54:31,813
Speaker 2: get your hands off my bloody my my car. I've

1127
00:54:31,813 --> 00:54:34,893
Speaker 2: already paid for that, Johnny, you're a trader. Your thoughts

1128
00:54:34,933 --> 00:54:35,093
Speaker 2: on this?

1129
00:54:36,053 --> 00:54:41,333
Speaker 15: Yeah, mate, funny story. My wife works for ID and

1130
00:54:42,573 --> 00:54:47,933
Speaker 15: we're there many discussions around the tail Cashi's and I

1131
00:54:48,013 --> 00:54:50,253
Speaker 15: get off of them, you know, quite a bit, you know,

1132
00:54:50,813 --> 00:54:53,693
Speaker 15: and they're a good earning money, you know, help you,

1133
00:54:53,893 --> 00:54:58,093
Speaker 15: help you in this current climate, and it's almost forba.

1134
00:55:00,413 --> 00:55:03,453
Speaker 16: So yeah, yeah, right, And so.

1135
00:55:04,213 --> 00:55:06,773
Speaker 2: You know, how often would you say you would be

1136
00:55:06,893 --> 00:55:10,373
Speaker 2: offered a Cashi Joe job? And if so, sort of

1137
00:55:10,453 --> 00:55:11,293
Speaker 2: what kind of figures?

1138
00:55:12,413 --> 00:55:14,973
Speaker 15: Oh, you know, once a month, you know, it could

1139
00:55:15,053 --> 00:55:19,693
Speaker 15: be anywhere range from twelve hundred dollars to five hundred

1140
00:55:19,733 --> 00:55:24,813
Speaker 15: dollars but some good coin out there. But yeah, the

1141
00:55:25,533 --> 00:55:26,773
Speaker 15: wife doesn't agree.

1142
00:55:26,613 --> 00:55:27,973
Speaker 1: So I can't do it.

1143
00:55:28,413 --> 00:55:31,053
Speaker 3: Yeah, And so when it comes to your jobs that

1144
00:55:31,093 --> 00:55:33,213
Speaker 3: you're doing cash's for, Johnny, is it is it?

1145
00:55:33,333 --> 00:55:33,573
Speaker 12: Mates?

1146
00:55:33,653 --> 00:55:37,133
Speaker 3: Primarily because I genuinely think it's a little bit different

1147
00:55:37,133 --> 00:55:38,893
Speaker 3: if it's a stranger, if it's someone you don't know,

1148
00:55:39,533 --> 00:55:41,573
Speaker 3: or do you think there's no line there a cashe's

1149
00:55:41,573 --> 00:55:43,573
Speaker 3: a cashy, whether it's a mate or someone you don't know.

1150
00:55:44,733 --> 00:55:47,573
Speaker 15: Oh no, you just do it for mates really, you know,

1151
00:55:47,733 --> 00:55:49,933
Speaker 15: you have a mate out and it's about it, or

1152
00:55:50,093 --> 00:55:51,973
Speaker 15: if it's you know, a family friend of a friend

1153
00:55:52,053 --> 00:55:54,213
Speaker 15: and you know, if it's a bit of it, you know,

1154
00:55:54,933 --> 00:55:57,573
Speaker 15: because sometimes cashies can be you know, a bit of

1155
00:55:57,693 --> 00:55:59,733
Speaker 15: paying the ass because you know you're doing work and

1156
00:55:59,853 --> 00:56:02,133
Speaker 15: then you're doing you know, you might do the cash

1157
00:56:02,253 --> 00:56:04,773
Speaker 15: in the weekend, so it tips of quite a bit

1158
00:56:04,853 --> 00:56:07,213
Speaker 15: of time, so then you be bothered.

1159
00:56:07,333 --> 00:56:11,413
Speaker 2: But yeah, yeah, so what about have you ever been

1160
00:56:12,173 --> 00:56:15,373
Speaker 2: gotten offered a bartering situation like do this work and

1161
00:56:15,453 --> 00:56:15,973
Speaker 2: you can have this.

1162
00:56:18,253 --> 00:56:19,813
Speaker 4: I had I had heard of that.

1163
00:56:20,013 --> 00:56:25,413
Speaker 15: Like this guy I knew he was a diver and

1164
00:56:26,733 --> 00:56:32,933
Speaker 15: he he one of the guys had a like ATV

1165
00:56:33,533 --> 00:56:34,893
Speaker 15: and he gave it to.

1166
00:56:34,933 --> 00:56:39,453
Speaker 3: Him for like twelve craze and ATV for twelve craze.

1167
00:56:39,493 --> 00:56:42,293
Speaker 3: It's a good deal for the fellow that they've got

1168
00:56:42,333 --> 00:56:42,893
Speaker 3: the ATV.

1169
00:56:43,893 --> 00:56:45,853
Speaker 15: Yeah, just because the guy couldn't die.

1170
00:56:45,773 --> 00:56:48,573
Speaker 3: From So it was like I just loved Cray Yeah

1171
00:56:48,613 --> 00:56:52,413
Speaker 3: fair enough to Yeah, yeah, it does happen. Yeah, Johnny,

1172
00:56:52,533 --> 00:56:55,533
Speaker 3: thank you very much for giving us a buzz. Really interesting,

1173
00:56:55,613 --> 00:56:57,933
Speaker 3: particularly with your wife working for the IED.

1174
00:56:59,413 --> 00:57:03,653
Speaker 2: This person says, here you go, it's promoting and normalizing

1175
00:57:03,733 --> 00:57:07,093
Speaker 2: undecleared casual cash jobs on national radio is likely a breach.

1176
00:57:07,173 --> 00:57:10,853
Speaker 2: We're not on national radio. We're on newstalk c'd How

1177
00:57:10,933 --> 00:57:13,253
Speaker 2: dare you accuse us of being on national radio? Is

1178
00:57:13,293 --> 00:57:16,293
Speaker 2: he still a national radio Publicly admitting to such practices

1179
00:57:16,333 --> 00:57:19,453
Speaker 2: could also expose individuals to investigation and prosecution by the IRD,

1180
00:57:20,253 --> 00:57:22,693
Speaker 2: says this texter. So there you go, Tyler, you're in trouble.

1181
00:57:22,813 --> 00:57:29,173
Speaker 3: Well, yeah, I already knew that. And this Texas says, guys,

1182
00:57:29,293 --> 00:57:31,813
Speaker 3: I bet Johnny's wife quite happily takes a couple of

1183
00:57:31,893 --> 00:57:35,173
Speaker 3: hundred cash out of his wallet to go shopping. AA. Yeah, potentially.

1184
00:57:35,413 --> 00:57:37,493
Speaker 2: The six is do you realize that tax pays for schools,

1185
00:57:37,533 --> 00:57:40,093
Speaker 2: hospitals and roads. No, I had no idea that did that.

1186
00:57:40,213 --> 00:57:42,013
Speaker 2: See where the money go go to Italy? The black

1187
00:57:42,053 --> 00:57:44,213
Speaker 2: economy is so big that everyone else gets hammered with

1188
00:57:44,373 --> 00:57:47,573
Speaker 2: very high taxes. Cheers David. Yeah, I mean god, look,

1189
00:57:47,573 --> 00:57:49,453
Speaker 2: I'll tell you what I certainly do. My bit to

1190
00:57:49,533 --> 00:57:52,213
Speaker 2: pay for hospitals and roads and schools.

1191
00:57:52,333 --> 00:57:55,333
Speaker 3: You do, and forty nine billion dollars a.

1192
00:57:55,493 --> 00:57:57,333
Speaker 2: Huge amount of tax I had to pay on May seven.

1193
00:57:58,253 --> 00:58:00,613
Speaker 3: Yeah, it hurts though a bet. Look it's going I mean,

1194
00:58:00,693 --> 00:58:02,733
Speaker 3: this whole thing Texas love is a little bit nonsense.

1195
00:58:02,813 --> 00:58:05,613
Speaker 3: But when you pay as much text as you do,

1196
00:58:05,733 --> 00:58:08,533
Speaker 3: Matt Heath, you know, then a couple of cash here

1197
00:58:08,533 --> 00:58:09,653
Speaker 3: and there, anything wrong with it?

1198
00:58:09,893 --> 00:58:10,053
Speaker 5: Mate?

1199
00:58:10,173 --> 00:58:10,853
Speaker 3: It's nice starving.

1200
00:58:10,893 --> 00:58:12,173
Speaker 2: I thought I got you over the line now not

1201
00:58:12,253 --> 00:58:16,453
Speaker 2: on So eight hundred and eighty ten eighty Tyler believes

1202
00:58:16,493 --> 00:58:19,893
Speaker 2: a little cashi is okay, and he's been involved in

1203
00:58:19,973 --> 00:58:23,093
Speaker 2: some I'm saying it's unfair on the people that are

1204
00:58:23,133 --> 00:58:25,013
Speaker 2: doing it the right way because they get in, they

1205
00:58:25,053 --> 00:58:27,293
Speaker 2: get you get You're coming around the side of people

1206
00:58:27,333 --> 00:58:28,733
Speaker 2: that are doing it the right way, and you're not.

1207
00:58:28,973 --> 00:58:30,893
Speaker 2: You're not contributing to society.

1208
00:58:31,053 --> 00:58:32,773
Speaker 3: What do you say, Oh, one hundred and eighty ten

1209
00:58:32,773 --> 00:58:34,893
Speaker 3: eighty is the number to call headlines with railing coming up?

1210
00:58:37,893 --> 00:58:41,053
Speaker 1: You talk saavy headlines with blue bubble taxis.

1211
00:58:41,213 --> 00:58:45,373
Speaker 10: It's no trouble with a blue bubble Debity Police Commissioner JEVN.

1212
00:58:45,493 --> 00:58:50,053
Speaker 10: Mick Skimming has resigned before he could be dismissed. Police

1213
00:58:50,093 --> 00:58:53,813
Speaker 10: Minister Mark Mitchell says allegations of a very serious nature

1214
00:58:53,933 --> 00:58:57,293
Speaker 10: recently came to light. It's separate to the investigation that

1215
00:58:57,453 --> 00:59:01,693
Speaker 10: led to him being suspended since December. Police are asking

1216
00:59:01,773 --> 00:59:04,733
Speaker 10: for any witnesses or videos from early yesterday morning in

1217
00:59:04,853 --> 00:59:08,373
Speaker 10: Napier's or Nikaiwa after a fifteen year old died and

1218
00:59:08,493 --> 00:59:12,693
Speaker 10: another was wounded. The Prime Minister says the Madi Development

1219
00:59:12,773 --> 00:59:17,293
Speaker 10: Minister will work legislation to rescope the White Tonguey Tribunal

1220
00:59:17,413 --> 00:59:20,133
Speaker 10: by next year. It's a major critic of parts of

1221
00:59:20,173 --> 00:59:24,853
Speaker 10: the government's legislative agenda. A person's died after a crash

1222
00:59:24,933 --> 00:59:28,053
Speaker 10: between a truck and a van on Levin State Highway

1223
00:59:28,133 --> 00:59:31,573
Speaker 10: one Oxford Street this morning, with the road now open.

1224
00:59:32,373 --> 00:59:36,333
Speaker 10: Inland Revenue was warning businesses with outstanding COVID small business

1225
00:59:36,453 --> 00:59:41,373
Speaker 10: cash flow loans times running out for repayments. By late April,

1226
00:59:41,693 --> 00:59:44,693
Speaker 10: eight hundred and fifty three million dollars was still owed.

1227
00:59:45,733 --> 00:59:48,693
Speaker 10: Phil Giffitt on the Super Rugby Pacific Final to put

1228
00:59:48,773 --> 00:59:51,973
Speaker 10: your money on see the full column at NSAID Herald Premium.

1229
00:59:52,133 --> 00:59:54,373
Speaker 10: Now back to matt Ethan Tyner Adams.

1230
00:59:54,133 --> 00:59:56,333
Speaker 3: Thank you very much. Ray Lean, and we're talking about

1231
00:59:56,413 --> 01:00:00,293
Speaker 3: cash jobs. The ID want to come down hard on

1232
01:00:00,373 --> 01:00:01,813
Speaker 3: cash jobs. That I've said that for a long time

1233
01:00:01,853 --> 01:00:03,853
Speaker 3: and fair enough to I understand why they want to

1234
01:00:03,893 --> 01:00:06,453
Speaker 3: come down on it. At the black market costs the

1235
01:00:06,533 --> 01:00:07,453
Speaker 3: New Zealand economy.

1236
01:00:07,653 --> 01:00:08,893
Speaker 2: You're walking about it, don't you.

1237
01:00:09,213 --> 01:00:11,933
Speaker 3: Well you know, I mean, I still think there's a

1238
01:00:11,973 --> 01:00:14,373
Speaker 3: place for cash's in New Zealand. Well, this is what

1239
01:00:14,453 --> 01:00:17,573
Speaker 3: I asked you during the headline. So it's a mate

1240
01:00:17,613 --> 01:00:21,453
Speaker 3: who has skills and being a builder, and I've got

1241
01:00:21,573 --> 01:00:24,053
Speaker 3: some work that needs to be done on the property

1242
01:00:24,173 --> 01:00:26,133
Speaker 3: in the weekend. So he's off the clock, right and

1243
01:00:26,293 --> 01:00:29,933
Speaker 3: I say, Jimmy, can you come around and help me

1244
01:00:30,093 --> 01:00:32,013
Speaker 3: with I want to put up a retainable? Can you

1245
01:00:32,093 --> 01:00:35,613
Speaker 3: come around and help me. I've got Paulo and Mike

1246
01:00:35,693 --> 01:00:38,493
Speaker 3: coming around as well. Not yeah, well you know he

1247
01:00:38,573 --> 01:00:40,373
Speaker 3: comes with Mike. So you know, because some and Mike

1248
01:00:40,413 --> 01:00:42,693
Speaker 3: are going golfing after and so Paulo has to come along.

1249
01:00:42,853 --> 01:00:44,773
Speaker 2: Paulo make a terrible miss in the bathroom anyway, can.

1250
01:00:44,893 --> 01:00:46,493
Speaker 3: Yeah, He's just going to sit there and tell jugs.

1251
01:00:46,533 --> 01:00:48,533
Speaker 3: That's what Paulo does. But anyway, so they come around.

1252
01:00:48,533 --> 01:00:51,893
Speaker 3: It's on the weekend and I chucked them a bit

1253
01:00:51,933 --> 01:00:53,853
Speaker 3: of cash just to say, hey, thanks boys for helping

1254
01:00:53,893 --> 01:00:54,133
Speaker 3: me out.

1255
01:00:54,373 --> 01:00:56,013
Speaker 2: Is that really a textable event?

1256
01:00:56,093 --> 01:00:57,293
Speaker 3: At that point it's off the clock.

1257
01:00:57,573 --> 01:01:02,333
Speaker 2: Well, it definitely sounds like the lower order of offending. Absolutely,

1258
01:01:02,773 --> 01:01:04,653
Speaker 2: But I've got another question for you.

1259
01:01:04,853 --> 01:01:05,053
Speaker 4: Yep.

1260
01:01:05,533 --> 01:01:08,093
Speaker 2: What happens if I do work for someone and then

1261
01:01:08,093 --> 01:01:11,333
Speaker 2: they do work for me. So let's say you're a

1262
01:01:11,373 --> 01:01:14,733
Speaker 2: plumber and your friends an electrician and you need some

1263
01:01:14,773 --> 01:01:17,253
Speaker 2: plumbing done, they need some electrical work done. Instead of

1264
01:01:17,373 --> 01:01:19,493
Speaker 2: paying each other, you just go around to each other's

1265
01:01:19,533 --> 01:01:22,653
Speaker 2: house and done it and do it. The ird can't

1266
01:01:22,733 --> 01:01:24,693
Speaker 2: can't get involved in that? Can they work for work?

1267
01:01:24,813 --> 01:01:26,893
Speaker 2: That's for it? Work for work can't be taxed, can it?

1268
01:01:27,373 --> 01:01:28,773
Speaker 3: Well, there's no cash involved.

1269
01:01:28,813 --> 01:01:32,093
Speaker 2: I think work for work is how society started. Yeah,

1270
01:01:32,173 --> 01:01:34,173
Speaker 2: you know, I think. I think I think that's how

1271
01:01:34,173 --> 01:01:36,693
Speaker 2: it all began. It's interesting. One of this Texas says,

1272
01:01:36,773 --> 01:01:39,533
Speaker 2: I've done a cash US for forty years, approximately ten

1273
01:01:39,653 --> 01:01:42,173
Speaker 2: thousand dollars per year. I will never stop, I will

1274
01:01:42,253 --> 01:01:45,373
Speaker 2: never alter, says that text. I don't understand because for

1275
01:01:45,493 --> 01:01:47,893
Speaker 2: me example, every center that I spend I have to

1276
01:01:47,973 --> 01:01:51,773
Speaker 2: talk to my accountant about so if I paid someone cash,

1277
01:01:51,933 --> 01:01:54,773
Speaker 2: that account will be like, well, where's the receipt, where's

1278
01:01:54,813 --> 01:01:58,093
Speaker 2: the so? And aren't you if you're if you're a

1279
01:01:58,173 --> 01:02:01,333
Speaker 2: trade running a business, don't doesn't all you?

1280
01:02:02,813 --> 01:02:05,613
Speaker 3: But I mean, look, I don't want to give of

1281
01:02:05,733 --> 01:02:06,373
Speaker 3: I'm scared.

1282
01:02:06,133 --> 01:02:09,813
Speaker 2: Of my accountant. On my accountant, she's she's tough on me. Yeah,

1283
01:02:09,933 --> 01:02:12,453
Speaker 2: and it wouldn't be worth my time trying to explain

1284
01:02:12,493 --> 01:02:14,973
Speaker 2: to her what had happened because I've paid seventy five

1285
01:02:15,053 --> 01:02:18,253
Speaker 2: bucks for someone to I don't know clip my toails.

1286
01:02:19,453 --> 01:02:21,693
Speaker 3: But it is an honestly system, isn't it. And you've

1287
01:02:21,733 --> 01:02:23,613
Speaker 3: got a good accountant there. But at the end of

1288
01:02:23,653 --> 01:02:25,933
Speaker 3: the day, this is what the problem the ID has.

1289
01:02:25,973 --> 01:02:27,533
Speaker 3: And it's not just in New Zealanders. World Wide you

1290
01:02:27,613 --> 01:02:28,333
Speaker 3: can't trace cash.

1291
01:02:28,373 --> 01:02:29,133
Speaker 13: It's very difficult.

1292
01:02:30,133 --> 01:02:34,653
Speaker 2: Peter. You want to talk about cash jobs.

1293
01:02:35,973 --> 01:02:40,053
Speaker 7: Yeah, as you can hit by my accent, I'm from

1294
01:02:40,733 --> 01:02:45,653
Speaker 7: I came from Africa and the one year and the

1295
01:02:45,773 --> 01:02:50,333
Speaker 7: early two thousands I did some work for a fellow,

1296
01:02:52,213 --> 01:02:56,853
Speaker 7: some major work inside his home and he paid me

1297
01:02:57,413 --> 01:03:02,293
Speaker 7: a fifty thousand odd in rolled up newspaper.

1298
01:03:03,893 --> 01:03:04,293
Speaker 2: What do you mean?

1299
01:03:04,333 --> 01:03:04,813
Speaker 12: And roll up?

1300
01:03:04,813 --> 01:03:07,253
Speaker 2: What do you mean? And rolled up newspaper. Please explain.

1301
01:03:08,613 --> 01:03:11,453
Speaker 7: He put the cash into all up newspaper and put

1302
01:03:11,613 --> 01:03:13,013
Speaker 7: into a bag.

1303
01:03:14,173 --> 01:03:16,013
Speaker 2: See, I thought you were going to say that he

1304
01:03:16,173 --> 01:03:18,893
Speaker 2: just somehow he had like the briefcase and the top

1305
01:03:19,053 --> 01:03:21,933
Speaker 2: row was newspaper chopped up and you know the top

1306
01:03:22,013 --> 01:03:23,933
Speaker 2: row was dollars spottom anyway, Yeah, okay, So he had

1307
01:03:23,973 --> 01:03:27,333
Speaker 2: the money and rolled up newspaper. Okay, sorry, Petty continued.

1308
01:03:28,773 --> 01:03:31,573
Speaker 7: He gave it to me and I went back home

1309
01:03:31,613 --> 01:03:36,213
Speaker 7: with it. And I was so uncomfortable with what was

1310
01:03:36,293 --> 01:03:39,613
Speaker 7: going on with this volume of cash, and I put

1311
01:03:39,653 --> 01:03:40,893
Speaker 7: it into my bank account.

1312
01:03:42,693 --> 01:03:43,973
Speaker 9: No, no, lie.

1313
01:03:44,173 --> 01:03:50,813
Speaker 7: Three weeks later, the scorpions in Africa raided his home

1314
01:03:51,733 --> 01:03:53,973
Speaker 7: and unbeknown to me, he was a drug dealer.

1315
01:03:54,333 --> 01:03:56,613
Speaker 9: Ah And.

1316
01:03:58,893 --> 01:04:01,533
Speaker 7: Within two weeks because it landed up in the newspaper

1317
01:04:01,653 --> 01:04:06,013
Speaker 7: and there wasn't much TV in those days, but it

1318
01:04:06,173 --> 01:04:10,013
Speaker 7: landed up. They arrived at my offic us because I

1319
01:04:10,133 --> 01:04:15,773
Speaker 7: was I was a contractor, and they they took my books,

1320
01:04:15,853 --> 01:04:21,533
Speaker 7: they took everything to audit my books. Fortunately, I took

1321
01:04:21,613 --> 01:04:23,013
Speaker 7: that money and I put it in the bank.

1322
01:04:24,973 --> 01:04:25,133
Speaker 5: Right.

1323
01:04:25,333 --> 01:04:30,053
Speaker 7: Honestly, I don't know how guys can do a cash business.

1324
01:04:31,173 --> 01:04:34,533
Speaker 7: And then I wonder why they're they're in an overdraft

1325
01:04:34,773 --> 01:04:39,853
Speaker 7: or why they their business is ailing? It seems silly.

1326
01:04:40,493 --> 01:04:42,933
Speaker 2: Now with that, with that, you know that fifty thousand

1327
01:04:42,933 --> 01:04:44,933
Speaker 2: dollars that you had got from the drug dealer. How

1328
01:04:44,973 --> 01:04:46,893
Speaker 2: did you feel about that money knowing where it had

1329
01:04:46,973 --> 01:04:48,893
Speaker 2: come from, even though it was in your bank? And

1330
01:04:48,893 --> 01:04:49,973
Speaker 2: it sounds like you got away with it.

1331
01:04:51,693 --> 01:04:54,933
Speaker 7: They didn't want it back from yet was legit. They

1332
01:04:55,053 --> 01:05:00,573
Speaker 7: confiscated his home, they confiscated everything of his every last thing.

1333
01:05:00,773 --> 01:05:05,613
Speaker 7: You spent thirty years in prison, right, wow? And they

1334
01:05:05,693 --> 01:05:06,893
Speaker 7: didn't ask for that money back?

1335
01:05:07,133 --> 01:05:09,573
Speaker 2: Was that the last? Was that the last cash you

1336
01:05:09,653 --> 01:05:09,973
Speaker 2: ever did?

1337
01:05:12,053 --> 01:05:13,093
Speaker 7: Non cash?

1338
01:05:15,173 --> 01:05:15,533
Speaker 9: Your cash?

1339
01:05:15,573 --> 01:05:16,653
Speaker 17: But I just put it in the bank.

1340
01:05:16,693 --> 01:05:17,613
Speaker 7: It's just way easier.

1341
01:05:18,173 --> 01:05:20,933
Speaker 2: But like if you do a cash job, like so Hannah,

1342
01:05:22,253 --> 01:05:25,773
Speaker 2: but when you're talking about a cashy, you know this

1343
01:05:25,933 --> 01:05:27,573
Speaker 2: is this is a situation where you're not involved in

1344
01:05:27,573 --> 01:05:28,013
Speaker 2: the ir D?

1345
01:05:28,573 --> 01:05:30,293
Speaker 4: Is that right? Yeah? Yeah?

1346
01:05:30,773 --> 01:05:33,573
Speaker 2: Yeah, So when it's in your bank, how does that work?

1347
01:05:33,613 --> 01:05:36,413
Speaker 2: Because surely once and it's once it's in your bank,

1348
01:05:36,653 --> 01:05:39,253
Speaker 2: then there's a there's a pretty heavy trail for it.

1349
01:05:39,333 --> 01:05:44,413
Speaker 7: If you ever got audited, then it's just kind of

1350
01:05:44,453 --> 01:05:48,893
Speaker 7: follow the money. Yeah, my nose is keen. They've given

1351
01:05:48,973 --> 01:05:51,853
Speaker 7: me cash, I put it in my bank account. They

1352
01:05:51,933 --> 01:05:56,293
Speaker 7: asked me the questions, and now I need to answer, right, okay, all.

1353
01:05:56,213 --> 01:05:58,733
Speaker 3: Right, thank you very much, Peter. I mean, yeah, I

1354
01:05:58,773 --> 01:06:01,733
Speaker 3: suppose if you're a repeat offender, then the ir D

1355
01:06:02,013 --> 01:06:05,773
Speaker 3: may see some anomalies within your bank accounts and chase

1356
01:06:05,813 --> 01:06:07,853
Speaker 3: you up and do an audit. But for most people,

1357
01:06:07,973 --> 01:06:09,853
Speaker 3: I mean, but when I've sold second hand cars, I

1358
01:06:09,853 --> 01:06:12,613
Speaker 3: don't think you pay any GST or TEXT on a

1359
01:06:12,613 --> 01:06:15,173
Speaker 3: second hand car. Right, So the times that I've sold that,

1360
01:06:15,293 --> 01:06:17,493
Speaker 3: I've got cash, taken that down to the bank, put

1361
01:06:17,573 --> 01:06:21,013
Speaker 3: that into my bank account. At that point, the IID

1362
01:06:21,133 --> 01:06:23,213
Speaker 3: should probably ask questions and say, hey, we just need

1363
01:06:23,293 --> 01:06:25,333
Speaker 3: to confirm where did this cash come from. Then I

1364
01:06:25,373 --> 01:06:27,613
Speaker 3: can say, hey, I sold my car, here's the receipt,

1365
01:06:27,613 --> 01:06:29,493
Speaker 3: here's who I sold it to. They can follow that up,

1366
01:06:29,613 --> 01:06:30,453
Speaker 3: but it's never happened.

1367
01:06:31,133 --> 01:06:34,093
Speaker 2: Yeah, Yeah, I see what you're saying.

1368
01:06:34,133 --> 01:06:37,293
Speaker 3: Yeah, because arguably that could be the story for the

1369
01:06:37,373 --> 01:06:39,093
Speaker 3: Kesh job that I sold a vehicle.

1370
01:06:39,333 --> 01:06:39,533
Speaker 4: Yeah.

1371
01:06:39,693 --> 01:06:42,373
Speaker 2: If I get the feeling with advancements and AI and

1372
01:06:42,453 --> 01:06:45,413
Speaker 2: efficiencies that and you know, as we move more and

1373
01:06:45,493 --> 01:06:48,453
Speaker 2: more to a cashless society, I think audits are going

1374
01:06:48,533 --> 01:06:52,013
Speaker 2: to be much easier for the government to do. Yeah,

1375
01:06:52,293 --> 01:06:54,533
Speaker 2: and I think more and more people will get pained.

1376
01:06:54,693 --> 01:06:58,253
Speaker 2: Oh yeah, so you know, I think you've got seven years. Yep,

1377
01:06:59,333 --> 01:07:01,653
Speaker 2: you try to be straight for seven years from now on. Okay,

1378
01:07:01,773 --> 01:07:03,933
Speaker 2: I'm clean as Oh. One hundred and eighty ten eighty

1379
01:07:04,133 --> 01:07:06,333
Speaker 2: is the number to call love to hear your thoughts.

1380
01:07:06,453 --> 01:07:08,853
Speaker 2: Cash's and mates rates anything wrong with it? Is it

1381
01:07:08,973 --> 01:07:12,253
Speaker 2: theft or is it just part and parcel of society? Yes,

1382
01:07:12,333 --> 01:07:13,853
Speaker 2: as Rob said, if it's in the bank, then the

1383
01:07:13,893 --> 01:07:16,453
Speaker 2: accountant treats it like an income, you know. And so

1384
01:07:16,493 --> 01:07:18,133
Speaker 2: if you don't have an accountant and you're doing yourself,

1385
01:07:18,173 --> 01:07:20,053
Speaker 2: then maybe you can push it past. But if you've

1386
01:07:20,053 --> 01:07:21,933
Speaker 2: got an accountant involved in any of your situations that

1387
01:07:21,973 --> 01:07:23,933
Speaker 2: you're going to go, they're not just going to not

1388
01:07:24,053 --> 01:07:26,093
Speaker 2: notice some cats in your bank and you can't say

1389
01:07:26,133 --> 01:07:28,133
Speaker 2: to them that's a cash he where did they go from? No,

1390
01:07:28,293 --> 01:07:31,013
Speaker 2: Now you pay tax on that, and so then you're

1391
01:07:31,053 --> 01:07:33,693
Speaker 2: paying tax on it, and so it becomes your problem

1392
01:07:33,733 --> 01:07:35,893
Speaker 2: as the person that's done the cashi instead of the

1393
01:07:35,973 --> 01:07:38,093
Speaker 2: person that's paid you. Person that's paid you in cash

1394
01:07:38,133 --> 01:07:39,853
Speaker 2: gets an advantage as opposed to you. If you see

1395
01:07:39,893 --> 01:07:40,253
Speaker 2: what I'm.

1396
01:07:40,093 --> 01:07:42,373
Speaker 3: Saying, Yep, exactly. Oh, one hundred and eighteen eighty is

1397
01:07:42,413 --> 01:07:44,333
Speaker 3: the number to cour it is eighteen to three.

1398
01:07:45,653 --> 01:07:48,013
Speaker 1: The issues that affect you, and a bit of fun

1399
01:07:48,133 --> 01:07:51,853
Speaker 1: along the way. Matt Heath and Taylor Adams Afternoons News.

1400
01:07:51,693 --> 01:07:54,733
Speaker 3: Talks'd be very good afternoon to you. We are talking

1401
01:07:54,773 --> 01:07:57,413
Speaker 3: about cash jobs in New Zealand, the iyidea. You're pretty

1402
01:07:57,493 --> 01:08:00,893
Speaker 3: keen too clam down on cash jobs and under Cashe's

1403
01:08:01,613 --> 01:08:05,373
Speaker 3: they say gangs are involved drug dealers but also tradees.

1404
01:08:05,573 --> 01:08:07,893
Speaker 2: Yeah, this isn't what we're talking about, and so I

1405
01:08:07,973 --> 01:08:10,613
Speaker 2: get it. Get concused. People a getting confused. This TEXTA

1406
01:08:10,653 --> 01:08:14,213
Speaker 2: says anyone can pay in cash, it's legal tender. Yeah, absolutely,

1407
01:08:14,293 --> 01:08:15,613
Speaker 2: you can pay in cash. But that's not what you

1408
01:08:15,693 --> 01:08:18,093
Speaker 2: mean by a cashi. No, you can pay in tax.

1409
01:08:18,372 --> 01:08:21,932
Speaker 2: You can pay in cash if the ID is involved

1410
01:08:21,973 --> 01:08:24,652
Speaker 2: in the whole situation. Yeah. So if you put a

1411
01:08:24,732 --> 01:08:26,652
Speaker 2: cash job in the bank, you're ever clearing it and

1412
01:08:26,772 --> 01:08:29,333
Speaker 2: paying tax on it. Yeah, exactly legitimate. So the actual

1413
01:08:29,412 --> 01:08:31,213
Speaker 2: paying in cash is fine.

1414
01:08:31,452 --> 01:08:33,692
Speaker 3: Yeah, it's it's getting paid in cash and they're not

1415
01:08:33,812 --> 01:08:36,492
Speaker 3: putting it in the bank or not declaring it is

1416
01:08:36,572 --> 01:08:38,253
Speaker 3: what the idea you have a problem with.

1417
01:08:38,412 --> 01:08:40,372
Speaker 2: I think most people that do cashies are already paying

1418
01:08:40,412 --> 01:08:42,133
Speaker 2: a good amount of tax, and if they had to

1419
01:08:42,213 --> 01:08:44,893
Speaker 2: pay tax on those cashi's, they probably wouldn't bother. The

1420
01:08:45,013 --> 01:08:47,932
Speaker 2: cashi's happened because people let like me ask for them

1421
01:08:47,973 --> 01:08:50,452
Speaker 2: in order to save money, because everyone in the trade

1422
01:08:50,492 --> 01:08:52,692
Speaker 2: is so expensive, shears Alex. So he's saying that that

1423
01:08:52,772 --> 01:08:53,732
Speaker 2: money would never exist.

1424
01:08:54,173 --> 01:08:57,053
Speaker 3: Yeah, yeah, I mean if it's someone you don't know.

1425
01:08:57,173 --> 01:08:59,013
Speaker 3: See that's where I draw the line. If it's a

1426
01:08:59,093 --> 01:09:01,612
Speaker 3: mate and we can do the mate's rates, yep, Okay,

1427
01:09:01,652 --> 01:09:03,812
Speaker 3: I've done that in the past, but it's a trade

1428
01:09:03,933 --> 01:09:05,932
Speaker 3: that I didn't know to go up and say, hey,

1429
01:09:06,013 --> 01:09:07,933
Speaker 3: can I get a discount for giving your cash? I

1430
01:09:07,973 --> 01:09:10,052
Speaker 3: wouldn't ever say that, never say.

1431
01:09:09,933 --> 01:09:13,892
Speaker 2: That really well to me. Just you got folded up,

1432
01:09:14,173 --> 01:09:16,893
Speaker 2: you know, three hundred in your pocket and you just

1433
01:09:17,013 --> 01:09:18,772
Speaker 2: when you're shaking hands, you just slip it to them.

1434
01:09:19,692 --> 01:09:21,452
Speaker 2: You might you might get actually something else if you

1435
01:09:21,572 --> 01:09:25,452
Speaker 2: do that. You just hands back a pack of eight

1436
01:09:25,492 --> 01:09:26,172
Speaker 2: class strokes.

1437
01:09:26,213 --> 01:09:26,333
Speaker 9: You know.

1438
01:09:26,452 --> 01:09:29,372
Speaker 2: No, no, no, I just wanted you to fix the tap.

1439
01:09:29,772 --> 01:09:31,012
Speaker 3: Just had a problem with the pound boards.

1440
01:09:32,093 --> 01:09:34,213
Speaker 2: You can come and start with cashes. If the work

1441
01:09:34,253 --> 01:09:37,333
Speaker 2: avoids a warranty hasn't done properly, it can become a

1442
01:09:37,412 --> 01:09:40,012
Speaker 2: nightmare of insurance claim gets involved.

1443
01:09:41,333 --> 01:09:41,492
Speaker 4: Yeah.

1444
01:09:41,893 --> 01:09:44,892
Speaker 2: Yeah, absolutely, a lot of little problems there.

1445
01:09:45,652 --> 01:09:47,652
Speaker 3: Mike, what's your thoughts about?

1446
01:09:49,173 --> 01:09:54,892
Speaker 12: Yeah, a little story quite a few years ago. My uncle,

1447
01:09:55,013 --> 01:10:01,412
Speaker 12: he's a very staunch question and he was self employed

1448
01:10:01,492 --> 01:10:04,412
Speaker 12: selling door to door. He did it right, and one

1449
01:10:04,532 --> 01:10:09,692
Speaker 12: time someone decided that he'd my uncle and I think

1450
01:10:09,692 --> 01:10:12,772
Speaker 12: it was frozen meat. Might have been home to a meat,

1451
01:10:12,812 --> 01:10:16,492
Speaker 12: frozen meat, and my uncle had a dilemma. So, being

1452
01:10:16,652 --> 01:10:18,293
Speaker 12: so honest and being Christian, he need to try and

1453
01:10:18,372 --> 01:10:23,213
Speaker 12: work out how he is workout the TAXI had to

1454
01:10:23,253 --> 01:10:24,652
Speaker 12: pay on that inland revenue.

1455
01:10:27,412 --> 01:10:30,213
Speaker 2: Yeah, so how would you go about that? You'd have

1456
01:10:30,253 --> 01:10:34,372
Speaker 2: to find the value of the meat, and you're quite.

1457
01:10:34,213 --> 01:10:36,732
Speaker 3: Complex, you calculate the twelve point you end up.

1458
01:10:36,652 --> 01:10:39,333
Speaker 2: To taking out of your own money to buy it

1459
01:10:40,133 --> 01:10:40,412
Speaker 2: on them.

1460
01:10:40,812 --> 01:10:42,972
Speaker 12: Yeah, yeah, No, I thought that was quite a quite

1461
01:10:43,013 --> 01:10:46,853
Speaker 12: a cute story. But in terms of you know babysitters,

1462
01:10:47,013 --> 01:10:50,812
Speaker 12: you know seventeen year old babysitters and you're sixteen or

1463
01:10:50,853 --> 01:10:52,893
Speaker 12: seventy year old kids that are among the lawn and

1464
01:10:52,973 --> 01:10:54,852
Speaker 12: they might make five or six hundred dollars a week.

1465
01:10:55,013 --> 01:10:58,692
Speaker 12: I mean, I'm sorry, per year doing that, well, that's

1466
01:10:58,772 --> 01:11:02,213
Speaker 12: just ridiculous. I mean, the Ellen revenue aren't going to

1467
01:11:02,253 --> 01:11:04,893
Speaker 12: be chasing that because I know for a fact that

1468
01:11:05,492 --> 01:11:07,532
Speaker 12: if you had to do your tax return at the

1469
01:11:07,652 --> 01:11:11,173
Speaker 12: end of the year women count, it's going to you're

1470
01:11:11,213 --> 01:11:13,013
Speaker 12: five hundred. So that just negainst the whole thing.

1471
01:11:13,093 --> 01:11:15,612
Speaker 2: So I mean, what's the point, Well, what's the good?

1472
01:11:16,652 --> 01:11:17,333
Speaker 2: What's the going rate?

1473
01:11:17,412 --> 01:11:17,612
Speaker 5: Do you know?

1474
01:11:17,692 --> 01:11:20,173
Speaker 2: Have you got kids at the moment? Mike, at the moment?

1475
01:11:20,333 --> 01:11:20,932
Speaker 2: Do you have kids?

1476
01:11:23,173 --> 01:11:23,213
Speaker 5: No?

1477
01:11:23,293 --> 01:11:25,933
Speaker 2: I don't because I just want Yeah, I know what

1478
01:11:25,973 --> 01:11:27,652
Speaker 2: you mean, but I'm just wondering someone will know. On

1479
01:11:27,732 --> 01:11:29,532
Speaker 2: nineteen nineteen, this's the side topic. How much is the

1480
01:11:29,612 --> 01:11:31,732
Speaker 2: going rate to pay a babysitter at the moment? So

1481
01:11:31,772 --> 01:11:34,092
Speaker 2: I haven't needed a babysitter for a while with my kids.

1482
01:11:34,853 --> 01:11:37,173
Speaker 3: I did see on the local Facebook page twenty bucks

1483
01:11:37,213 --> 01:11:39,692
Speaker 3: an hour, and I looked at that. Originally I thought, oh,

1484
01:11:39,853 --> 01:11:42,052
Speaker 3: cheap at that's up there, But I suppose that would

1485
01:11:42,053 --> 01:11:43,253
Speaker 3: be it would be about right.

1486
01:11:43,333 --> 01:11:45,333
Speaker 2: The problem with you me, I come home from the

1487
01:11:45,412 --> 01:11:47,412
Speaker 2: restaurant after having a few drinks and I just start

1488
01:11:47,452 --> 01:11:49,492
Speaker 2: throwing cash at them, going, hey, you seem like you've

1489
01:11:49,532 --> 01:11:51,532
Speaker 2: done a good job. Next thing, the next morning I

1490
01:11:51,732 --> 01:11:54,452
Speaker 2: find I pay them three out of bucks. Yes, yeah,

1491
01:11:54,612 --> 01:11:58,172
Speaker 2: And I get you were saying, though, Mike, because I mean, really, honestly,

1492
01:11:58,293 --> 01:12:00,692
Speaker 2: does the ID have a problem if you've got like

1493
01:12:00,732 --> 01:12:02,532
Speaker 2: a fifteen year old's come around to look after your

1494
01:12:02,572 --> 01:12:05,772
Speaker 2: kids and you hand them a fifty you know, or

1495
01:12:05,853 --> 01:12:06,412
Speaker 2: sixty buck.

1496
01:12:06,492 --> 01:12:08,053
Speaker 5: No, No, there's no way.

1497
01:12:08,412 --> 01:12:11,452
Speaker 12: They don't have the money or the you know, they

1498
01:12:11,572 --> 01:12:13,652
Speaker 12: just don't have the resources or the time to chase

1499
01:12:14,093 --> 01:12:16,852
Speaker 12: the small player like that. And so I mean, so, yeah,

1500
01:12:16,853 --> 01:12:19,253
Speaker 12: if your buddy comes over on a Saturday and he

1501
01:12:20,093 --> 01:12:22,333
Speaker 12: puts an electrical socket, I mean, and you give him

1502
01:12:22,333 --> 01:12:24,213
Speaker 12: box of beers, I mean, you know, I mean it

1503
01:12:24,293 --> 01:12:26,253
Speaker 12: comes I guess it comes down to risk and reward.

1504
01:12:26,293 --> 01:12:31,133
Speaker 12: I mean, are you going to dive on him and

1505
01:12:31,213 --> 01:12:33,333
Speaker 12: then revenue? And see I gave him a box of beers,

1506
01:12:33,412 --> 01:12:35,932
Speaker 12: so and then revenue. Technically he owes you two beers

1507
01:12:35,973 --> 01:12:38,652
Speaker 12: from their box. I mean, but if it's if it's

1508
01:12:38,692 --> 01:12:42,213
Speaker 12: a stranger, well, risk and reward. If that stranger could

1509
01:12:42,293 --> 01:12:43,892
Speaker 12: dib on you and say and then revenue, you got

1510
01:12:43,973 --> 01:12:48,333
Speaker 12: to grab those two beers mate because you But I

1511
01:12:48,412 --> 01:12:50,012
Speaker 12: think it comes down.

1512
01:12:49,933 --> 01:12:53,093
Speaker 2: To you neighbor looking over the neighbor looking over the

1513
01:12:53,173 --> 01:12:56,092
Speaker 2: fence and sees that a job's been done, but electrical

1514
01:12:56,173 --> 01:12:57,652
Speaker 2: job has been done and is the leading The guy

1515
01:12:57,692 --> 01:13:02,412
Speaker 2: gets paid a dozen beers saying I'm pretty sure.

1516
01:13:05,572 --> 01:13:06,293
Speaker 5: But no.

1517
01:13:06,532 --> 01:13:10,532
Speaker 12: I had a friend he developed two new houses on

1518
01:13:10,652 --> 01:13:14,412
Speaker 12: a It was on a section in Auckland, and the

1519
01:13:14,572 --> 01:13:17,892
Speaker 12: drain layer turned rocked up and said, oh yeah, okay,

1520
01:13:18,772 --> 01:13:22,052
Speaker 12: old dig out, which is ill law your drains thirty

1521
01:13:22,093 --> 01:13:25,732
Speaker 12: thousand dollars cash please as a as a big discount

1522
01:13:25,772 --> 01:13:30,133
Speaker 12: and bomb you know, I mean, but and and that's

1523
01:13:30,213 --> 01:13:33,812
Speaker 12: what and then revenue really needs to be looking out for.

1524
01:13:34,053 --> 01:13:38,772
Speaker 12: But in terms of the problem itself, I think the

1525
01:13:38,893 --> 01:13:41,652
Speaker 12: way you could change this is the government makes the law,

1526
01:13:41,812 --> 01:13:47,293
Speaker 12: makes the law that a developer or someone that is

1527
01:13:47,732 --> 01:13:51,212
Speaker 12: asking a contractor to come along, you make it illegal

1528
01:13:51,372 --> 01:13:55,812
Speaker 12: to offer cash for discounts, so that you know, have

1529
01:13:55,893 --> 01:13:57,532
Speaker 12: you got a painter that wants to paint a house,

1530
01:13:57,732 --> 01:13:59,973
Speaker 12: he needs to work, he hasn't got any work on

1531
01:14:00,053 --> 01:14:02,133
Speaker 12: that week, and if the if the if, the house

1532
01:14:02,173 --> 01:14:05,372
Speaker 12: owner says, oh no, give us a twenty percent discount

1533
01:14:05,492 --> 01:14:07,253
Speaker 12: and I'll pay you a tax, I'll pay you cash.

1534
01:14:07,973 --> 01:14:09,173
Speaker 9: Well, I mean, what else.

1535
01:14:09,053 --> 01:14:11,053
Speaker 12: Can the contractor do? He just has to pocket the

1536
01:14:11,133 --> 01:14:12,772
Speaker 12: cash and do the work because he needs the money.

1537
01:14:14,093 --> 01:14:16,372
Speaker 12: And why would he want to pay text if he's

1538
01:14:16,412 --> 01:14:19,333
Speaker 12: already given a twenty percent discount and you know, there

1539
01:14:19,412 --> 01:14:21,732
Speaker 12: goes to GUCD, there goes part of the tax bill,

1540
01:14:22,492 --> 01:14:24,972
Speaker 12: you know, so you're going to get rid of the temptation.

1541
01:14:25,173 --> 01:14:28,012
Speaker 12: So it should be illegal to offer for big jobs,

1542
01:14:28,133 --> 01:14:29,452
Speaker 12: maybe over a thousand dollars, you know.

1543
01:14:30,572 --> 01:14:36,333
Speaker 2: Yeah, right, I mean, it's definitely illegal to if your

1544
01:14:36,372 --> 01:14:38,893
Speaker 2: intention is for neither party to pay tax on it.

1545
01:14:39,133 --> 01:14:39,333
Speaker 3: Yeah.

1546
01:14:40,492 --> 01:14:41,492
Speaker 2: Yeah, I'm just thinking.

1547
01:14:41,572 --> 01:14:43,412
Speaker 3: I mean, because I know this is slightly off topic,

1548
01:14:43,452 --> 01:14:45,812
Speaker 3: but for a lot of trades and then someone might say, hey,

1549
01:14:45,893 --> 01:14:48,412
Speaker 3: can I pay your cash? They'll still run it through

1550
01:14:48,492 --> 01:14:51,053
Speaker 3: the books, but they still might benefit by getting that

1551
01:14:51,293 --> 01:14:55,172
Speaker 3: money instantly rather than waiting fifteen days to get the invoice,

1552
01:14:55,173 --> 01:14:56,652
Speaker 3: if you know what I mean. Because that's where a

1553
01:14:56,692 --> 01:14:58,652
Speaker 3: lot of trades run into trouble, right, if they've got

1554
01:14:58,812 --> 01:15:00,532
Speaker 3: people who owe them money and they don't get paid

1555
01:15:00,572 --> 01:15:02,892
Speaker 3: on time and it takes ages to pay the invoice.

1556
01:15:03,293 --> 01:15:05,812
Speaker 3: By being paid cash, it still gets run through the box,

1557
01:15:05,933 --> 01:15:08,692
Speaker 3: but there is an incentive there to speak it up

1558
01:15:08,692 --> 01:15:09,692
Speaker 3: because they get it instantly.

1559
01:15:09,933 --> 01:15:13,333
Speaker 2: Yeah, right, when I was over shooting a documentary on

1560
01:15:14,173 --> 01:15:17,732
Speaker 2: legalization of marijuana and Colorado when it first happened, and

1561
01:15:18,532 --> 01:15:24,093
Speaker 2: at that point, because these medical rana salespeople and non

1562
01:15:24,173 --> 01:15:27,213
Speaker 2: medical were making so much money, but their banks wouldn't

1563
01:15:27,213 --> 01:15:30,732
Speaker 2: take the money. So these guys just had money absolutely everywhere.

1564
01:15:30,772 --> 01:15:32,972
Speaker 2: But they also had the ID on their ass because

1565
01:15:33,093 --> 01:15:35,452
Speaker 2: people were trying to crack down on them. So they

1566
01:15:35,532 --> 01:15:38,652
Speaker 2: had an incredible amount of cash coming in and they

1567
01:15:38,732 --> 01:15:41,772
Speaker 2: had to be exactly on point with every part of it.

1568
01:15:42,213 --> 01:15:46,492
Speaker 2: And they were also expanding an incredible rate. So you know,

1569
01:15:46,612 --> 01:15:48,452
Speaker 2: I was talking to the boss of this particular place

1570
01:15:48,452 --> 01:15:51,412
Speaker 2: and he goes he was carrying suitcases of money to

1571
01:15:51,492 --> 01:15:55,612
Speaker 2: play his builders. They were building the new facility to

1572
01:15:55,652 --> 01:15:58,852
Speaker 2: grow more weed and the new shop, and he was

1573
01:15:58,893 --> 01:16:02,533
Speaker 2: paying them just hundreds of thousands of dollars in briefcases,

1574
01:16:02,572 --> 01:16:04,333
Speaker 2: which is a real problem for them. But they had

1575
01:16:04,372 --> 01:16:06,812
Speaker 2: to get it exactly right with the tax plus because

1576
01:16:06,893 --> 01:16:11,213
Speaker 2: they were taking the the business off the gangs, and

1577
01:16:11,412 --> 01:16:13,293
Speaker 2: also people knew that they couldn't put their money in

1578
01:16:13,333 --> 01:16:17,812
Speaker 2: the bank. They were real targets for armed robbery were

1579
01:16:17,853 --> 01:16:20,173
Speaker 2: so everywhere I went in this organization there were guards

1580
01:16:20,253 --> 01:16:23,013
Speaker 2: with AK forty seven, so it looked more dodgy than

1581
01:16:23,013 --> 01:16:25,852
Speaker 2: an illegal outlet. So this guy was going to pay

1582
01:16:25,893 --> 01:16:30,093
Speaker 2: this builder with his money in two big suitcases full

1583
01:16:30,133 --> 01:16:32,892
Speaker 2: of cash, with two guys with AK forty seven's walking

1584
01:16:32,933 --> 01:16:35,052
Speaker 2: beside him, just to be legit.

1585
01:16:35,333 --> 01:16:38,013
Speaker 3: Yeah, what a crazy system, right, I've got to take

1586
01:16:38,013 --> 01:16:39,692
Speaker 3: a break. Oh eight hundred and eighty ten eighty is

1587
01:16:39,772 --> 01:16:40,412
Speaker 3: the number to call.

1588
01:16:40,492 --> 01:16:44,253
Speaker 2: It is seven to three, the issues that affect you,

1589
01:16:44,612 --> 01:16:46,093
Speaker 2: and a bit of fun along the way.

1590
01:16:46,372 --> 01:16:49,732
Speaker 1: Matt Heathen, Taylor Adams afternoons used Talks'd be.

1591
01:16:51,492 --> 01:16:53,253
Speaker 3: Very good afternoon to you. And we're talking about cash

1592
01:16:53,372 --> 01:16:55,692
Speaker 3: jobs in New Zealand. Is there always going to be

1593
01:16:55,692 --> 01:16:57,812
Speaker 3: a place for cash jobs, mates, rates, whatever you want

1594
01:16:57,853 --> 01:16:59,933
Speaker 3: to call it. Oh, eight hundred eighty ten eighty is

1595
01:16:59,973 --> 01:17:01,812
Speaker 3: the number to call. Some great techs have come through.

1596
01:17:01,933 --> 01:17:03,812
Speaker 2: I'd like some confirmation on this for mind. What I

1597
01:17:03,933 --> 01:17:06,092
Speaker 2: understand that limit is two hundred dollars per year, after

1598
01:17:06,213 --> 01:17:08,013
Speaker 2: which you need to declare it the giver and the

1599
01:17:08,053 --> 01:17:10,973
Speaker 2: receiver that are libel. I have had some offer me

1600
01:17:11,053 --> 01:17:15,133
Speaker 2: a discount if I paid cash. That's an interesting so

1601
01:17:15,333 --> 01:17:17,933
Speaker 2: is it? Because I'm pretty sure there's some kind of

1602
01:17:18,013 --> 01:17:19,692
Speaker 2: law and we should look into this. I'm pretty sure

1603
01:17:19,692 --> 01:17:21,692
Speaker 2: if someone's fourteen years old and they're mowing the law

1604
01:17:21,692 --> 01:17:25,932
Speaker 2: and there's some kind of dispensation where where you don't

1605
01:17:25,973 --> 01:17:27,852
Speaker 2: have to get the ID involved and you can just

1606
01:17:28,173 --> 01:17:29,333
Speaker 2: have from a fifty.

1607
01:17:29,293 --> 01:17:31,253
Speaker 3: There must be there must be a part of the

1608
01:17:31,372 --> 01:17:34,013
Speaker 3: law that if you earn under a certain amount, you

1609
01:17:34,053 --> 01:17:36,093
Speaker 3: know is that text? And as another caller set, if

1610
01:17:36,093 --> 01:17:38,293
Speaker 3: you earn under five hundred bucks a year, are the

1611
01:17:38,372 --> 01:17:39,893
Speaker 3: IID really going to come for you?

1612
01:17:40,572 --> 01:17:42,013
Speaker 2: Well, the thing of the ID will get some of it.

1613
01:17:42,093 --> 01:17:45,372
Speaker 2: So if you pay someone a hundred bucks to do

1614
01:17:45,532 --> 01:17:47,652
Speaker 2: something and at least they'll get some of it when

1615
01:17:47,652 --> 01:17:49,893
Speaker 2: they try and spend it in GST yeah, yeah, or

1616
01:17:49,933 --> 01:17:52,092
Speaker 2: if they spent it on gas good points.

1617
01:17:52,532 --> 01:17:54,133
Speaker 3: Oh wait, one hundred and eighty ten eighty is the

1618
01:17:54,253 --> 01:17:55,772
Speaker 3: number of four. We're going to carry this on after

1619
01:17:55,812 --> 01:17:58,412
Speaker 3: three o'clock. Love to hear your thoughts on cash jobs

1620
01:17:58,732 --> 01:18:00,372
Speaker 3: in New Zealand. Uses next.

1621
01:18:03,213 --> 01:18:06,972
Speaker 1: You're on New Home Are Insateful and Entertaining Talk. It's

1622
01:18:07,173 --> 01:18:11,052
Speaker 1: Matty and Adam's Afternoons on news Talk.

1623
01:18:10,973 --> 01:18:14,372
Speaker 3: Sevvy very good afternoon to you. Welcome back into the program.

1624
01:18:14,532 --> 01:18:17,053
Speaker 3: Six pass three. Great to have your company, and a

1625
01:18:17,133 --> 01:18:22,052
Speaker 3: good discussion going on about cashes in New Zealand's the IID,

1626
01:18:22,452 --> 01:18:24,372
Speaker 3: as you can imagine, it really wants to crack down

1627
01:18:24,452 --> 01:18:27,253
Speaker 3: on cash's or cash jobs, part of the black market.

1628
01:18:27,293 --> 01:18:30,652
Speaker 3: Every economy has it, but it is a costing according

1629
01:18:30,732 --> 01:18:36,452
Speaker 3: to international studies, around forty seven fifty one billion dollars

1630
01:18:36,532 --> 01:18:38,772
Speaker 3: per year. That's a lot of missing text.

1631
01:18:38,812 --> 01:18:41,013
Speaker 2: That's one of those great stats where some money we

1632
01:18:41,053 --> 01:18:43,293
Speaker 2: don't know about is costing about this much.

1633
01:18:43,772 --> 01:18:43,972
Speaker 13: Yeah.

1634
01:18:44,133 --> 01:18:47,213
Speaker 2: Yeah, you need to keep a record and declear, Like

1635
01:18:47,293 --> 01:18:50,492
Speaker 2: this isn't talking about cash. So as the IOD says,

1636
01:18:50,492 --> 01:18:52,133
Speaker 2: you need to keep a record and declear all your

1637
01:18:52,173 --> 01:18:55,213
Speaker 2: income and sales, including any cash sales. If it's fine

1638
01:18:55,293 --> 01:18:57,213
Speaker 2: to receive cash payments, so as long as you record

1639
01:18:57,253 --> 01:18:59,652
Speaker 2: the sale and declare it as income earned in your

1640
01:18:59,772 --> 01:19:02,652
Speaker 2: GST and income tax returns. So we're actually talking about

1641
01:19:03,013 --> 01:19:06,213
Speaker 2: when someone pays you just in cash and it's off

1642
01:19:06,253 --> 01:19:10,652
Speaker 2: the box. Yeah, off the box. I mean, I just

1643
01:19:10,732 --> 01:19:12,692
Speaker 2: find that hard of it out. I mean, and there's

1644
01:19:12,732 --> 01:19:14,572
Speaker 2: people are saying it might maybe off the books for

1645
01:19:14,612 --> 01:19:16,412
Speaker 2: a while, but if it's if it's a huge amount

1646
01:19:16,412 --> 01:19:18,053
Speaker 2: of work that can become a problem when it comes

1647
01:19:18,093 --> 01:19:21,693
Speaker 2: to insurance claims, if there's a problem with it or warranties.

1648
01:19:22,173 --> 01:19:23,732
Speaker 2: There are lots of different ways it can end up

1649
01:19:23,732 --> 01:19:24,133
Speaker 2: on the box.

1650
01:19:24,213 --> 01:19:28,013
Speaker 3: Yeah, absolutely, eight hundred and eighty ten eighty is the

1651
01:19:28,173 --> 01:19:28,692
Speaker 3: number to call.

1652
01:19:29,053 --> 01:19:29,213
Speaker 10: Now.

1653
01:19:29,612 --> 01:19:32,093
Speaker 3: We were also asking about three sholds when it comes

1654
01:19:32,173 --> 01:19:35,892
Speaker 3: to Cashi's for the babysitter or the kid that mows

1655
01:19:35,933 --> 01:19:39,093
Speaker 3: your lawn or those myriad of jobs that you might

1656
01:19:39,173 --> 01:19:41,772
Speaker 3: want the neighborhood, you know, kid to do that is

1657
01:19:41,812 --> 01:19:44,133
Speaker 3: putting up there their offer on a Facebook page.

1658
01:19:44,253 --> 01:19:47,492
Speaker 2: And supplementary question for the audience on eight hundred and

1659
01:19:47,492 --> 01:19:49,293
Speaker 2: eighty ten eighty how much what's the going rate for

1660
01:19:49,372 --> 01:19:51,053
Speaker 2: a babysitter at the moment? How much do they pay?

1661
01:19:51,532 --> 01:19:54,093
Speaker 2: Because I've heard some big stories. I've heard people paying

1662
01:19:54,253 --> 01:19:55,852
Speaker 2: twenty five bucks an hour for a babysitter.

1663
01:19:56,213 --> 01:19:59,532
Speaker 3: Someone came through before the news thirty bucks, forty bucks.

1664
01:19:59,612 --> 01:20:02,092
Speaker 3: Someone was paying their babysitter per hour forty bucks.

1665
01:20:02,412 --> 01:20:06,333
Speaker 2: That's good pay, that is good money, you know, and

1666
01:20:06,412 --> 01:20:08,133
Speaker 2: under those circumstances, you wouldn't want to do what I

1667
01:20:08,333 --> 01:20:09,772
Speaker 2: to do When I was babysitting, which was just go

1668
01:20:09,853 --> 01:20:11,133
Speaker 2: to eat a whole lot of food out of the

1669
01:20:11,173 --> 01:20:13,052
Speaker 2: fridge and then go to sleep on the couch.

1670
01:20:13,173 --> 01:20:13,372
Speaker 4: Yeah.

1671
01:20:13,572 --> 01:20:15,053
Speaker 3: Do you want to do a good job for forty bucks?

1672
01:20:15,213 --> 01:20:17,093
Speaker 2: Yeah, yeah, it's good. You've want some cleaning on top

1673
01:20:17,133 --> 01:20:19,852
Speaker 2: of that. Definitely want to make sure that the kids

1674
01:20:19,893 --> 01:20:23,813
Speaker 2: are in bed on time. Kenny, you know about the threshold?

1675
01:20:24,853 --> 01:20:27,053
Speaker 5: Yes, indeed, I just caught the tail end of that

1676
01:20:27,173 --> 01:20:29,213
Speaker 5: conversation and thought, well, yeah, I know a little bit

1677
01:20:29,253 --> 01:20:33,092
Speaker 5: about this. So you can earn two thousand, three hundred

1678
01:20:33,093 --> 01:20:36,133
Speaker 5: and forty dollars very unusual amount.

1679
01:20:36,333 --> 01:20:38,253
Speaker 4: Yeah, two three four.

1680
01:20:38,372 --> 01:20:41,293
Speaker 5: Oh. There is some conditions though. You've either got to

1681
01:20:41,372 --> 01:20:46,293
Speaker 5: be fourteen years old or younger huh, or eighteen and

1682
01:20:46,452 --> 01:20:48,092
Speaker 5: under if you're still a student.

1683
01:20:49,013 --> 01:20:53,133
Speaker 2: Okay, so at a couple, yeah, yeah, well you can.

1684
01:20:53,293 --> 01:20:55,732
Speaker 5: You could presume you could be at a polytechnic as well.

1685
01:20:55,812 --> 01:20:59,892
Speaker 5: Yeah yeah, but if you're a student or you're under

1686
01:20:59,933 --> 01:21:03,333
Speaker 5: fourteen as a student, you need to be under eighteen. Yeah,

1687
01:21:03,412 --> 01:21:07,532
Speaker 5: twenty three hundred and forty for babysitting, mowing lawns, odd jobs,

1688
01:21:07,612 --> 01:21:09,772
Speaker 5: pit some pieces, and the tax man ain't going to

1689
01:21:09,812 --> 01:21:10,213
Speaker 5: come and get you.

1690
01:21:10,412 --> 01:21:13,213
Speaker 2: Ye, that's pretty good. So twenty three hundred a year.

1691
01:21:14,133 --> 01:21:17,093
Speaker 5: Yeah, they change it every year. It goes up by

1692
01:21:17,213 --> 01:21:21,412
Speaker 5: sort of an inflationary amount. I think it was one

1693
01:21:21,492 --> 01:21:25,253
Speaker 5: thoy nine hundred and eighty the previous year, but you

1694
01:21:25,372 --> 01:21:27,732
Speaker 5: know that's what it currently is. So you can send

1695
01:21:27,772 --> 01:21:31,932
Speaker 5: your kids off babysitting, mowing lawns, delivering pamphlets, all those

1696
01:21:31,973 --> 01:21:33,652
Speaker 5: sorts of things, and as long as it's sort of

1697
01:21:33,732 --> 01:21:35,052
Speaker 5: under that threshold, no tax.

1698
01:21:35,293 --> 01:21:37,852
Speaker 3: I've just had a look, Kenny, and thank you for

1699
01:21:38,893 --> 01:21:40,812
Speaker 3: you know, pointing us in this direction. But it turns

1700
01:21:40,812 --> 01:21:43,333
Speaker 3: out I've just had a look at the legislation. If

1701
01:21:43,372 --> 01:21:46,412
Speaker 3: you turned eighteen after one jan you've still got to

1702
01:21:46,452 --> 01:21:49,812
Speaker 3: be at school, not a tertiary institution, which I suppose

1703
01:21:49,893 --> 01:21:52,333
Speaker 3: makes sense. Yeah, but I mean that is fascinating. So

1704
01:21:52,492 --> 01:21:54,892
Speaker 3: just reading out the legislation as you've told to us,

1705
01:21:55,452 --> 01:21:57,452
Speaker 3: a child or young person can be any of these

1706
01:21:57,572 --> 01:22:00,092
Speaker 3: age fourteen or younger as you said, age fifteen, sixteen,

1707
01:22:00,213 --> 01:22:02,652
Speaker 3: or seventeen and still at school and turn eighteen on

1708
01:22:02,812 --> 01:22:05,253
Speaker 3: or after the first of January, but still in school,

1709
01:22:05,612 --> 01:22:06,213
Speaker 3: and you bang on.

1710
01:22:08,732 --> 01:22:11,732
Speaker 2: So if you get if you're gettingular power, sorry sorry, Kenny.

1711
01:22:11,933 --> 01:22:14,532
Speaker 2: So if you're getting paid about twenty bucks an hour. Say,

1712
01:22:14,612 --> 01:22:16,852
Speaker 2: let's just pull that number out. What that's one hundred

1713
01:22:16,853 --> 01:22:19,852
Speaker 2: and twenty hours of work you can do a year

1714
01:22:19,973 --> 01:22:22,772
Speaker 2: before the tax man gets involved. Anyways, Kenny, what we

1715
01:22:22,893 --> 01:22:23,133
Speaker 2: you say?

1716
01:22:23,812 --> 01:22:26,133
Speaker 5: Well, I was going to say, there's another little sort

1717
01:22:26,173 --> 01:22:29,213
Speaker 5: of area of the law, but this is slightly more gray.

1718
01:22:29,812 --> 01:22:33,732
Speaker 5: If you're undertaking a hobby that's not a main form

1719
01:22:33,772 --> 01:22:35,812
Speaker 5: of income or that you make a reasmal amount of

1720
01:22:35,853 --> 01:22:39,012
Speaker 5: money from, that's also tax free. So let's say you're

1721
01:22:39,093 --> 01:22:42,652
Speaker 5: crocheting some slippers and selling them to your neighbors and

1722
01:22:42,732 --> 01:22:46,093
Speaker 5: your bridge club or something. So long as you're not

1723
01:22:46,253 --> 01:22:49,012
Speaker 5: making too much and it's not a main form of income,

1724
01:22:49,572 --> 01:22:53,372
Speaker 5: that's also tax free under legislation as a hobby. Right

1725
01:22:53,492 --> 01:22:56,812
Speaker 5: up to what level, that's where it gets gray. They

1726
01:22:56,893 --> 01:23:00,612
Speaker 5: won't tell you in black and white, right, They'll just

1727
01:23:00,732 --> 01:23:02,772
Speaker 5: if they find you out, they will then look into

1728
01:23:02,812 --> 01:23:03,893
Speaker 5: it and decide whether or not.

1729
01:23:04,133 --> 01:23:06,852
Speaker 2: I wonder how often the tax department goes under after

1730
01:23:06,933 --> 01:23:13,853
Speaker 2: little Jimmy's you know, lawn mowing industry, when they come

1731
01:23:13,973 --> 01:23:16,612
Speaker 2: down on a ton of bricks because he's done, you know,

1732
01:23:16,692 --> 01:23:18,692
Speaker 2: he's made three thy five hundred dollars.

1733
01:23:18,612 --> 01:23:21,133
Speaker 3: He's got a monopoly on half of Auckland, So they're

1734
01:23:21,133 --> 01:23:22,692
Speaker 3: coming down on little Jimmy maybe.

1735
01:23:22,893 --> 01:23:26,253
Speaker 2: And they confiscate his lego seats or whatever, you know,

1736
01:23:26,372 --> 01:23:26,772
Speaker 2: the basket.

1737
01:23:27,893 --> 01:23:29,933
Speaker 5: At least we know that the kids can do a

1738
01:23:30,053 --> 01:23:32,333
Speaker 5: few sort of odd jobs around the neighborhood and its

1739
01:23:32,412 --> 01:23:32,892
Speaker 5: tax free.

1740
01:23:34,053 --> 01:23:36,933
Speaker 2: So yeah, I mean that's nice and it has to

1741
01:23:37,013 --> 01:23:39,612
Speaker 2: be so. But it's funny with the hobby thing because

1742
01:23:40,013 --> 01:23:44,173
Speaker 2: say you are trained sparky and then you get another job,

1743
01:23:44,333 --> 01:23:46,213
Speaker 2: I don't know, so you become an accountant just to

1744
01:23:46,372 --> 01:23:49,452
Speaker 2: grab that profession. Then you just say, look, now my

1745
01:23:49,572 --> 01:23:53,973
Speaker 2: hobby is doing electronics. Yeah, you're going around the neighborhood

1746
01:23:54,093 --> 01:23:56,333
Speaker 2: just getting making a little money from your hobby.

1747
01:23:56,452 --> 01:23:56,652
Speaker 10: Yeah.

1748
01:23:56,692 --> 01:23:58,772
Speaker 5: But look, if you're a spark here on account that

1749
01:23:58,812 --> 01:24:01,892
Speaker 5: you're going to be invoicing people, you're clearly running a business.

1750
01:24:02,253 --> 01:24:05,572
Speaker 5: You know. These are generally transactions where an invoice doesn't

1751
01:24:05,652 --> 01:24:09,732
Speaker 5: change hands or receipt doesn't change hands, and often it's

1752
01:24:09,853 --> 01:24:13,372
Speaker 5: where it's another key part of it is where that

1753
01:24:13,572 --> 01:24:17,053
Speaker 5: expense is not tax deductible to the person paying it.

1754
01:24:18,013 --> 01:24:22,333
Speaker 5: That's quite key too, right. Someone's where someone's claiming an expense,

1755
01:24:22,973 --> 01:24:25,772
Speaker 5: you would expect that the person receiving that money, it's

1756
01:24:25,812 --> 01:24:28,053
Speaker 5: going to be taxable too, So that's where you know

1757
01:24:28,492 --> 01:24:31,652
Speaker 5: a babysitting is not a tax deductible expense. Getting your

1758
01:24:32,412 --> 01:24:35,933
Speaker 5: house's lawns mode is not a tax deductible expense. So

1759
01:24:35,973 --> 01:24:38,253
Speaker 5: I think that's where in Lanrevel would look closely at

1760
01:24:38,293 --> 01:24:38,532
Speaker 5: it too.

1761
01:24:39,093 --> 01:24:41,572
Speaker 3: Yeah, makes sense. What about and this might be unfair

1762
01:24:41,612 --> 01:24:44,372
Speaker 3: to put on you, Kenny, But if you're retired, you're

1763
01:24:44,372 --> 01:24:46,452
Speaker 3: a retired sparky and you go and help him mate

1764
01:24:46,452 --> 01:24:48,173
Speaker 3: out and he chucks you some cash on the side,

1765
01:24:48,293 --> 01:24:51,532
Speaker 3: I suppose he would still look at that and say you.

1766
01:24:51,612 --> 01:24:56,173
Speaker 5: Can't do that, you would think, So another key would be,

1767
01:24:56,532 --> 01:25:01,773
Speaker 5: is that sparky claiming you as an expense as a subcontractor?

1768
01:25:01,812 --> 01:25:04,692
Speaker 5: For example, if he's whipping fifty bucks out of his

1769
01:25:04,772 --> 01:25:08,053
Speaker 5: back pocket that he's paid GST and paid income tax

1770
01:25:08,133 --> 01:25:11,452
Speaker 5: on and giving it to the retired sparky, then you think, okay,

1771
01:25:11,572 --> 01:25:14,412
Speaker 5: maybe that's okay. Yeah, but you know, you'd have to

1772
01:25:14,452 --> 01:25:16,213
Speaker 5: look at the dynamic of each transaction.

1773
01:25:17,333 --> 01:25:19,333
Speaker 2: Get pretty interesting when you get into just the work

1774
01:25:19,372 --> 01:25:22,132
Speaker 2: for work type situation where you know, you know a plumber,

1775
01:25:22,293 --> 01:25:25,532
Speaker 2: you're a sparky. You do each other's jobs for each other,

1776
01:25:25,572 --> 01:25:28,253
Speaker 2: because nothing has nothing really exists at that point.

1777
01:25:29,333 --> 01:25:32,812
Speaker 5: The contra economy is expected to be the same as

1778
01:25:32,853 --> 01:25:36,492
Speaker 5: the cash economy from high Id's perspective. So it's fine

1779
01:25:36,572 --> 01:25:39,372
Speaker 5: to do, and contras like that are common, but the

1780
01:25:39,532 --> 01:25:42,213
Speaker 5: value of it should be declared in GST and income

1781
01:25:42,293 --> 01:25:43,412
Speaker 5: tax paid on each side.

1782
01:25:44,053 --> 01:25:46,492
Speaker 2: Right, that would be That would be some quite honest

1783
01:25:46,532 --> 01:25:49,972
Speaker 2: people that did that, though, wouldn't it, because you would

1784
01:25:50,412 --> 01:25:51,933
Speaker 2: be quite hard to work out how many hours. But

1785
01:25:51,973 --> 01:25:53,692
Speaker 2: then again, as soon as you have to buy some stuff,

1786
01:25:54,053 --> 01:25:54,253
Speaker 2: you know.

1787
01:25:54,572 --> 01:25:58,293
Speaker 5: Yeah, And actually it's funny you mention that, because that's

1788
01:25:58,293 --> 01:26:01,253
Speaker 5: another big of a part of the cash economy that

1789
01:26:01,412 --> 01:26:04,372
Speaker 5: often isn't considered a lot of these traders are doing

1790
01:26:04,452 --> 01:26:08,293
Speaker 5: these huge cash jobs, but they're still putting them a terror,

1791
01:26:09,013 --> 01:26:12,013
Speaker 5: and the are the costs through their books. So not

1792
01:26:12,213 --> 01:26:17,293
Speaker 5: only are they receiving cash income tax, they're all they're

1793
01:26:17,293 --> 01:26:21,053
Speaker 5: then claiming the materials as tax deductible, So so it's

1794
01:26:21,093 --> 01:26:22,692
Speaker 5: a double whammy for the for.

1795
01:26:22,732 --> 01:26:24,812
Speaker 2: The tax man. And not not to mention the air

1796
01:26:24,853 --> 01:26:32,293
Speaker 2: points and the credit card spinning. Yeah, thanks thanks for that, Kenny.

1797
01:26:32,412 --> 01:26:35,452
Speaker 3: Yeah, that was very good. I mean, I mean, look,

1798
01:26:35,492 --> 01:26:37,692
Speaker 3: it's good for the lawn mower, the law, male kids

1799
01:26:37,732 --> 01:26:40,452
Speaker 3: out there on the babysitters. That's fantastic, but man, it

1800
01:26:40,532 --> 01:26:42,812
Speaker 3: starts to get complex as you look at all the

1801
01:26:42,893 --> 01:26:43,653
Speaker 3: other variables.

1802
01:26:44,013 --> 01:26:45,652
Speaker 2: I was just thinking about a vea. But it'll be

1803
01:26:45,692 --> 01:26:48,253
Speaker 2: interested to see with what the what the idea, how

1804
01:26:48,293 --> 01:26:50,133
Speaker 2: the ir D looks at this, right, So, you know,

1805
01:26:50,572 --> 01:26:53,213
Speaker 2: the huge part of that's the primarily the biggest part.

1806
01:26:53,293 --> 01:26:56,652
Speaker 2: If you're looking at how big this black market economy is, yeah,

1807
01:26:56,853 --> 01:26:59,093
Speaker 2: a lot of that's got to be legal activities, right yep.

1808
01:26:59,532 --> 01:27:02,852
Speaker 2: So it's got to be drug purchasing, right yep. And

1809
01:27:02,893 --> 01:27:05,612
Speaker 2: so if you're always paying for drugs and cash, right,

1810
01:27:06,652 --> 01:27:10,612
Speaker 2: surely the ir D, you know, would notice if someone

1811
01:27:10,812 --> 01:27:13,532
Speaker 2: at a certain time always gets out the same amount

1812
01:27:13,532 --> 01:27:15,532
Speaker 2: of cash that you need to buy the going rate

1813
01:27:16,412 --> 01:27:17,652
Speaker 2: of the drugs they're buying.

1814
01:27:17,572 --> 01:27:19,732
Speaker 3: Right, Yeah, So it would be a telltale signs.

1815
01:27:20,452 --> 01:27:23,412
Speaker 2: So, say if the drugs are four hundred bucks, yep,

1816
01:27:23,772 --> 01:27:28,212
Speaker 2: and someone's regularly getting out four hundred bucks from the ATM.

1817
01:27:29,173 --> 01:27:31,012
Speaker 2: I mean, I don't know how much scope the ID

1818
01:27:31,173 --> 01:27:32,933
Speaker 2: has to look into that kind of thing, but I

1819
01:27:33,013 --> 01:27:34,812
Speaker 2: mean it were pretty easy to track that someone was

1820
01:27:34,853 --> 01:27:36,173
Speaker 2: buying a bunch of stuff, wouldn't it.

1821
01:27:36,293 --> 01:27:38,213
Speaker 3: Well, when AI comes into it as well, they'll be

1822
01:27:38,253 --> 01:27:38,852
Speaker 3: able to flag that.

1823
01:27:39,013 --> 01:27:43,252
Speaker 2: Very just always getting out about because Kirk Bain famously

1824
01:27:43,372 --> 01:27:46,732
Speaker 2: got out his drug habit was as big as the

1825
01:27:46,732 --> 01:27:48,333
Speaker 2: amount of money he was allowed to get out of

1826
01:27:48,372 --> 01:27:51,452
Speaker 2: this cash machine in any given day, which was like

1827
01:27:51,612 --> 01:27:53,093
Speaker 2: at the time, about twelve hundred dollars.

1828
01:27:53,213 --> 01:27:53,412
Speaker 13: Yeah.

1829
01:27:53,452 --> 01:27:55,692
Speaker 3: Yeah, oh, one hundred and eighty ten eighty is the

1830
01:27:55,853 --> 01:28:00,892
Speaker 3: number to call. It is sixteen past three. Very good

1831
01:28:00,893 --> 01:28:03,293
Speaker 3: afternoon to you, and we're talking about cash jobs in

1832
01:28:03,492 --> 01:28:07,412
Speaker 3: New Zealand. The IID wants to come down hard on

1833
01:28:07,772 --> 01:28:11,093
Speaker 3: the society. What's the black market society? And as you

1834
01:28:11,173 --> 01:28:13,372
Speaker 3: mentioned before, met a big part of the black market

1835
01:28:13,652 --> 01:28:17,293
Speaker 3: is money going through the gangs and also drug deals

1836
01:28:17,293 --> 01:28:19,732
Speaker 3: as well. But they've highlighted cash's as part of the

1837
01:28:19,772 --> 01:28:20,412
Speaker 3: problem as well.

1838
01:28:20,853 --> 01:28:24,412
Speaker 2: Yeah, and sometimes the banks get involved if they noticed

1839
01:28:24,732 --> 01:28:27,532
Speaker 2: dodgy stuff going on. You had that experience John with

1840
01:28:27,612 --> 01:28:28,852
Speaker 2: the bank thought something was up.

1841
01:28:31,213 --> 01:28:35,052
Speaker 17: Yeah, Hi, wasn't dodgy stuff. We're just in an area

1842
01:28:35,173 --> 01:28:38,412
Speaker 17: in Auckland where there's a large immigrant population and we

1843
01:28:38,572 --> 01:28:41,213
Speaker 17: sell large, large ticket items and we bank the cash.

1844
01:28:41,772 --> 01:28:43,293
Speaker 17: I mean they come in and they say what's your

1845
01:28:43,293 --> 01:28:45,013
Speaker 17: best deal for cash? And I just say, well, I

1846
01:28:45,133 --> 01:28:46,652
Speaker 17: bank it, so that's that's the price.

1847
01:28:47,053 --> 01:28:48,732
Speaker 9: Yeah, And after a bit.

1848
01:28:48,732 --> 01:28:52,612
Speaker 17: The aim the bank seen email to us and said, hey,

1849
01:28:52,652 --> 01:28:56,492
Speaker 17: you're banking too much cash. And I emailed back and said,

1850
01:28:56,532 --> 01:29:00,533
Speaker 17: we'll shy bury it in my backyard. You know, it's

1851
01:29:00,612 --> 01:29:04,293
Speaker 17: been handed across the cant I bank it and so

1852
01:29:04,372 --> 01:29:06,412
Speaker 17: we sent off the cash crops which didn't get to

1853
01:29:06,452 --> 01:29:08,572
Speaker 17: the right person, and we wake up when we when

1854
01:29:08,612 --> 01:29:10,932
Speaker 17: to use the epost card didn't work. It was blocked

1855
01:29:11,853 --> 01:29:15,133
Speaker 17: and that actually put a stop on our accounts. So

1856
01:29:15,213 --> 01:29:16,972
Speaker 17: we got on the phone and we sorted it out.

1857
01:29:17,093 --> 01:29:19,932
Speaker 17: But you know, it's what do you do? I mean,

1858
01:29:20,492 --> 01:29:22,732
Speaker 17: we had a lady come in, she applied for finance,

1859
01:29:22,812 --> 01:29:24,692
Speaker 17: she got turned down. She opened the purse and she

1860
01:29:24,772 --> 01:29:27,492
Speaker 17: pulled out five thousand, five hundred cash and said, I'll

1861
01:29:27,532 --> 01:29:28,213
Speaker 17: take it anyway.

1862
01:29:28,893 --> 01:29:33,452
Speaker 2: Wow, that's yeah. I mean, well, I mean you have you.

1863
01:29:33,893 --> 01:29:36,173
Speaker 2: I mean, cash is legal tenders. So if someone wants

1864
01:29:36,213 --> 01:29:39,452
Speaker 2: to buy something off with cash, that's that's there, that's

1865
01:29:39,492 --> 01:29:42,093
Speaker 2: their decision. You have to take it, just like any

1866
01:29:42,133 --> 01:29:44,612
Speaker 2: other payment. But that is interesting that the Z would

1867
01:29:44,853 --> 01:29:47,013
Speaker 2: do that because sorry Z.

1868
01:29:47,253 --> 01:29:50,093
Speaker 17: Yeah, they put an actual stop on there. I mean,

1869
01:29:50,452 --> 01:29:54,293
Speaker 17: I'll tell you we're a furniture business and we sell

1870
01:29:54,412 --> 01:29:57,013
Speaker 17: large ticket items. And it is said, well, I think

1871
01:29:57,253 --> 01:30:00,333
Speaker 17: you know, the black economy's growing substantially, and this isn't

1872
01:30:00,333 --> 01:30:04,572
Speaker 17: a racial thing. These immigrants come from a country where

1873
01:30:04,692 --> 01:30:07,852
Speaker 17: it's a common thing to deal in cash, right, and

1874
01:30:08,452 --> 01:30:10,973
Speaker 17: can't break that cultural sort of tie back to it.

1875
01:30:11,612 --> 01:30:13,133
Speaker 17: And I had that discussion. You said they was a

1876
01:30:13,213 --> 01:30:16,253
Speaker 17: customer and you know, he was bartering away and he said,

1877
01:30:16,293 --> 01:30:18,532
Speaker 17: you know, that's just part of my culture. And he

1878
01:30:18,612 --> 01:30:20,612
Speaker 17: said that's why I've said to you, will you take cash?

1879
01:30:21,732 --> 01:30:24,572
Speaker 17: And yeah, I think if you sort of drilled down

1880
01:30:24,652 --> 01:30:26,372
Speaker 17: on it, I think, you know, there is a correlation

1881
01:30:26,532 --> 01:30:30,173
Speaker 17: between the increase in the black economy and immigrants coming

1882
01:30:30,213 --> 01:30:32,732
Speaker 17: from countries where you know, this is prevalent.

1883
01:30:33,372 --> 01:30:35,173
Speaker 2: We just if you're a number to go to the

1884
01:30:35,173 --> 01:30:39,053
Speaker 2: country there, you'd be like, I'm using all the surfaces services.

1885
01:30:39,853 --> 01:30:42,013
Speaker 2: So I would hope that they would that someone that

1886
01:30:42,093 --> 01:30:44,412
Speaker 2: was coming to our country would go, well, it's great

1887
01:30:44,452 --> 01:30:46,492
Speaker 2: to be here. I feel very privileged to be in

1888
01:30:46,572 --> 01:30:49,772
Speaker 2: this country. I'm starting new life here. I should probably

1889
01:30:49,812 --> 01:30:52,412
Speaker 2: pay my own way. You know, you'd think that would

1890
01:30:52,452 --> 01:30:53,613
Speaker 2: be a basic.

1891
01:30:54,612 --> 01:30:57,652
Speaker 17: It's a nice thought, but what is the reality? Yeah,

1892
01:30:57,772 --> 01:30:59,692
Speaker 17: come on, what is the reality?

1893
01:31:00,053 --> 01:31:00,253
Speaker 4: Yeah?

1894
01:31:00,612 --> 01:31:02,732
Speaker 17: You know, a customer said to me, you know, back

1895
01:31:02,772 --> 01:31:06,612
Speaker 17: in India, they part pay for a house through the

1896
01:31:06,692 --> 01:31:09,933
Speaker 17: bank and then the balance than cash to avoid the

1897
01:31:10,173 --> 01:31:11,093
Speaker 17: stamp duty.

1898
01:31:12,572 --> 01:31:14,692
Speaker 4: Right, And I said, well, what happens?

1899
01:31:14,812 --> 01:31:16,612
Speaker 17: He said, oh, that just goes in the cycle. So

1900
01:31:16,652 --> 01:31:19,572
Speaker 17: when you sell your house, you do the same and

1901
01:31:20,053 --> 01:31:22,412
Speaker 17: this cash sort of floats around in this sort of

1902
01:31:22,732 --> 01:31:25,612
Speaker 17: He sort of called it, you know, the dark economy

1903
01:31:25,692 --> 01:31:28,333
Speaker 17: over there. And I don't know if that's correct or not,

1904
01:31:28,412 --> 01:31:31,053
Speaker 17: but he was telling me the story, so it is.

1905
01:31:31,213 --> 01:31:34,852
Speaker 17: You know, we pay our taxes, we enjoy the benefits

1906
01:31:34,933 --> 01:31:37,932
Speaker 17: of medical and all those other things along roads, et cetera.

1907
01:31:38,973 --> 01:31:41,612
Speaker 17: But people who do avoid paying taxes. Maybe that's something

1908
01:31:41,652 --> 01:31:44,333
Speaker 17: you need to impress upon people. You know, if you

1909
01:31:44,372 --> 01:31:47,372
Speaker 17: don't pay your taxes, you're not contributing to how their

1910
01:31:47,412 --> 01:31:48,452
Speaker 17: country actually works.

1911
01:31:48,812 --> 01:31:48,972
Speaker 5: Well.

1912
01:31:49,053 --> 01:31:52,093
Speaker 2: Yeah, and it will eventually catch up on you if

1913
01:31:52,133 --> 01:31:54,213
Speaker 2: you know, when you're trying to you know, if you

1914
01:31:54,532 --> 01:31:57,452
Speaker 2: if you're going to sort of make a solid setup

1915
01:31:57,492 --> 01:32:00,532
Speaker 2: of it will absolutely catch up on you. It must

1916
01:32:00,572 --> 01:32:03,692
Speaker 2: be interesting, though, like people that expect you to haggle

1917
01:32:04,572 --> 01:32:06,772
Speaker 2: for the price because because you're because in New Zealand,

1918
01:32:06,933 --> 01:32:10,412
Speaker 2: generally speaking, the price on the item as the price,

1919
01:32:11,013 --> 01:32:13,173
Speaker 2: and so someone comes in and says the price and

1920
01:32:13,213 --> 01:32:16,293
Speaker 2: they'll go, oh, that is just an exaggerated price to

1921
01:32:16,372 --> 01:32:18,692
Speaker 2: start the bargaining from a high point.

1922
01:32:19,973 --> 01:32:24,093
Speaker 17: No, No times have changed and any it's more so

1923
01:32:24,293 --> 01:32:27,572
Speaker 17: a big ticket items. You know, the customer doesn't understand.

1924
01:32:27,652 --> 01:32:30,253
Speaker 17: You know, fifteen percent off the top goes to the government.

1925
01:32:30,333 --> 01:32:33,932
Speaker 17: There's your GST. Yeah, then you're got your wages, your power.

1926
01:32:34,253 --> 01:32:34,412
Speaker 4: You know.

1927
01:32:34,532 --> 01:32:36,053
Speaker 17: I had to go and pick up that item in

1928
01:32:36,093 --> 01:32:39,532
Speaker 17: a van, you know, road user chargers and so. But

1929
01:32:39,612 --> 01:32:41,852
Speaker 17: they will they'll literally want you to sell it to

1930
01:32:41,933 --> 01:32:44,133
Speaker 17: them for cost price if they could get away with it.

1931
01:32:44,412 --> 01:32:47,612
Speaker 17: I've asked customers to leave the shop, right, I've just

1932
01:32:47,652 --> 01:32:50,692
Speaker 17: said I'm not selling it to you. Go on the

1933
01:32:50,772 --> 01:32:52,173
Speaker 17: road and I'll sell it to someone else.

1934
01:32:52,333 --> 01:32:54,812
Speaker 3: Yeah, fair enough to John. But just on the cash thing,

1935
01:32:54,893 --> 01:32:57,772
Speaker 3: because what you're doing, there's nothing illicit there. And it

1936
01:32:57,853 --> 01:33:01,532
Speaker 3: goes back to the demonization of cash within New Zealand

1937
01:33:01,572 --> 01:33:04,093
Speaker 3: society and I think that is a problem within itself, John,

1938
01:33:04,213 --> 01:33:07,692
Speaker 3: is that cash is legal tender and we used to

1939
01:33:07,772 --> 01:33:10,852
Speaker 3: be a society that dealt primarily in kesh. Now we don't,

1940
01:33:10,933 --> 01:33:12,973
Speaker 3: and there's a lot of concerns out there on the

1941
01:33:13,412 --> 01:33:15,333
Speaker 3: remover of cash from everyday society.

1942
01:33:16,973 --> 01:33:20,133
Speaker 17: Have a very quick one on the very first day

1943
01:33:20,372 --> 01:33:24,412
Speaker 17: of lockdown. On that Wednesday, one of the nutrients shops

1944
01:33:24,492 --> 01:33:28,293
Speaker 17: that very much supplies nutrients to the people who grow marijuana,

1945
01:33:28,772 --> 01:33:31,532
Speaker 17: on that day they did one hundred and eighty thousand

1946
01:33:31,572 --> 01:33:32,892
Speaker 17: dollars in cash sales.

1947
01:33:33,213 --> 01:33:34,532
Speaker 3: Wow, it's good trade.

1948
01:33:34,853 --> 01:33:38,093
Speaker 17: How would you you know you bank ten thousand and

1949
01:33:38,253 --> 01:33:40,773
Speaker 17: you've got to notify the id.

1950
01:33:41,933 --> 01:33:42,093
Speaker 5: Woll.

1951
01:33:42,173 --> 01:33:43,852
Speaker 17: Yeah, it's a lot of cash to suddenly try and

1952
01:33:43,933 --> 01:33:46,173
Speaker 17: get rid of. And you're talking with money laundering. So

1953
01:33:46,333 --> 01:33:49,213
Speaker 17: people who do grab marijuana get enormous amounts of cash.

1954
01:33:49,253 --> 01:33:51,692
Speaker 17: They've got to go and buy nutrients, lights, et cetera.

1955
01:33:52,253 --> 01:33:56,372
Speaker 17: And they're paying cash. Of these shops have cash counting machines. Yeah,

1956
01:33:56,973 --> 01:33:57,852
Speaker 17: but they get away with it.

1957
01:33:58,732 --> 01:34:01,973
Speaker 3: Yeah, that's it, I mean, spot on, and it is

1958
01:34:02,133 --> 01:34:04,053
Speaker 3: I mean, one hundred and eighty thousand dollars in one

1959
01:34:04,173 --> 01:34:05,933
Speaker 3: day is a heak of a lot of money to

1960
01:34:06,053 --> 01:34:08,892
Speaker 3: try and reason with the bank. But as you say,

1961
01:34:08,933 --> 01:34:12,293
Speaker 3: there's levels of legality with that transaction. Isn't there, John,

1962
01:34:12,333 --> 01:34:12,972
Speaker 3: that's the complex.

1963
01:34:13,053 --> 01:34:14,732
Speaker 4: But that's that's certain.

1964
01:34:14,732 --> 01:34:19,893
Speaker 17: And they're not growing tomatoes, you know, but tomatoes.

1965
01:34:20,093 --> 01:34:22,692
Speaker 2: But if you and how many people that are not

1966
01:34:22,812 --> 01:34:25,812
Speaker 2: growing tomatoes have been taken down not by being caught

1967
01:34:25,893 --> 01:34:30,053
Speaker 2: not growing tomatoes, but by dodgy tax dealing and too

1968
01:34:30,133 --> 01:34:32,173
Speaker 2: much cash being floated around, you know that that that

1969
01:34:32,333 --> 01:34:35,012
Speaker 2: cash becomes a huge problem in it and a pretty

1970
01:34:35,293 --> 01:34:39,093
Speaker 2: good way to get caught. Yeah, John, Thanks, thanks you

1971
01:34:39,372 --> 01:34:41,013
Speaker 2: for your call. Appreciate that.

1972
01:34:41,253 --> 01:34:44,133
Speaker 3: Fascinating. Just on the furniture side of things, clearly John

1973
01:34:44,253 --> 01:34:46,213
Speaker 3: was selling brand new furniture. But when it comes to

1974
01:34:46,293 --> 01:34:48,333
Speaker 3: the likes of trade me, I take it. Those guys

1975
01:34:48,612 --> 01:34:51,692
Speaker 3: who are selling brand new furniture, this isn't secondhand. They've

1976
01:34:51,692 --> 01:34:54,133
Speaker 3: got to pay tax up to a certain amount, don't

1977
01:34:54,133 --> 01:34:57,572
Speaker 3: they selling cars? You can only sell so many secondhand

1978
01:34:57,652 --> 01:35:00,452
Speaker 3: cars before you have to start paying tax on them.

1979
01:35:01,053 --> 01:35:02,012
Speaker 3: I believe that's how.

1980
01:35:01,893 --> 01:35:04,093
Speaker 2: It works, when you know pay text on all of it.

1981
01:35:04,532 --> 01:35:08,852
Speaker 3: No, No, I believe. Look, someone please see nine nine too.

1982
01:35:08,853 --> 01:35:10,772
Speaker 3: If you're selling second nd vehicles, I believe you can

1983
01:35:10,853 --> 01:35:12,812
Speaker 3: sell up to six per year before you have to

1984
01:35:12,893 --> 01:35:15,452
Speaker 3: start paying text and then you have to declare yourself

1985
01:35:15,492 --> 01:35:18,772
Speaker 3: as a as a car trader and then you become legitimate.

1986
01:35:18,812 --> 01:35:19,972
Speaker 3: But I believe there's a threshold.

1987
01:35:20,013 --> 01:35:20,412
Speaker 5: There must be.

1988
01:35:20,532 --> 01:35:22,013
Speaker 2: Well I might look that up.

1989
01:35:22,093 --> 01:35:24,372
Speaker 3: Yeah, look it up. Oh one hundred eighty ten eighty

1990
01:35:24,492 --> 01:35:26,812
Speaker 3: is the number to call. It is twenty six past

1991
01:35:26,893 --> 01:35:29,172
Speaker 3: three back very surely you're on News Talks.

1992
01:35:28,973 --> 01:35:37,052
Speaker 1: AB Matt Heathan Tyler Adams afternoons call oh eight hundred

1993
01:35:37,133 --> 01:35:39,013
Speaker 1: eighty ten eighty on News Talks V.

1994
01:35:39,333 --> 01:35:41,532
Speaker 3: Very good afternoon to you. We're talking about cash's with

1995
01:35:41,612 --> 01:35:43,812
Speaker 3: the New Zealand society, part of the black market and

1996
01:35:43,933 --> 01:35:47,093
Speaker 3: part of the economy that the ID would like a

1997
01:35:47,173 --> 01:35:49,612
Speaker 3: slice of or would like to crack down on. Anyway.

1998
01:35:49,933 --> 01:35:51,852
Speaker 3: Keen to get your views though, eight hundred and eighty

1999
01:35:51,973 --> 01:35:55,892
Speaker 3: ten eighty. Where is the line between cash job mates, rates,

2000
01:35:56,013 --> 01:35:58,853
Speaker 3: getting somebody to help you out? Love to get your thoughts.

2001
01:35:59,412 --> 01:36:02,253
Speaker 2: John, your experiences as an electrician.

2002
01:36:03,652 --> 01:36:06,012
Speaker 18: Yeah, you know, like when you've got to trade, everyone

2003
01:36:06,173 --> 01:36:10,932
Speaker 18: wants you right and if you're their friend, if you're

2004
01:36:11,133 --> 01:36:13,452
Speaker 18: a good friend, you're going to help them out that

2005
01:36:13,692 --> 01:36:16,572
Speaker 18: There is no doubt, you know, Like my best mates

2006
01:36:16,612 --> 01:36:19,932
Speaker 18: come around and say and look, I've done very few cashies,

2007
01:36:20,492 --> 01:36:22,772
Speaker 18: and I just say look, tell you what, buy me

2008
01:36:22,812 --> 01:36:28,133
Speaker 18: a bottle of whiskey, make me dinner and that'll do.

2009
01:36:28,532 --> 01:36:31,732
Speaker 18: That's fine, you know. And if it's a big job,

2010
01:36:31,812 --> 01:36:34,532
Speaker 18: it's like, oh, well, okay, you get the goods that

2011
01:36:34,893 --> 01:36:38,093
Speaker 18: you get the parts at price whatever I pay for it,

2012
01:36:38,213 --> 01:36:40,093
Speaker 18: and whatever you want to do for me. U see

2013
01:36:40,133 --> 01:36:43,133
Speaker 18: fit When I was just struggling and apprentice, I used

2014
01:36:43,173 --> 01:36:46,173
Speaker 18: to do a little bit. I don't do it now

2015
01:36:46,213 --> 01:36:47,812
Speaker 18: because I'm tired at the end of the week. You know,

2016
01:36:48,053 --> 01:36:51,133
Speaker 18: it's like, hell, I've worked, I've worked for type fifty hours.

2017
01:36:51,213 --> 01:36:51,812
Speaker 4: I don't want to do it.

2018
01:36:52,053 --> 01:36:54,213
Speaker 18: I don't want to do anymore. Some people are more

2019
01:36:54,253 --> 01:36:57,333
Speaker 18: driven than others. But there was a time a few

2020
01:36:57,412 --> 01:36:59,692
Speaker 18: years ago, and I guess it's still going on where

2021
01:36:59,732 --> 01:37:03,333
Speaker 18: they would where the ird. You were checking accounts at

2022
01:37:03,333 --> 01:37:07,173
Speaker 18: the electrical wholesalers and looking at what people bought versus

2023
01:37:07,293 --> 01:37:09,612
Speaker 18: what was in and all this sort of thing. And

2024
01:37:10,253 --> 01:37:13,852
Speaker 18: you know, I know some people who did very well

2025
01:37:13,893 --> 01:37:16,892
Speaker 18: out of Cashe's because it was their way of making

2026
01:37:16,933 --> 01:37:19,372
Speaker 18: money and supputting their family. And that's simply how it was.

2027
01:37:19,893 --> 01:37:20,412
Speaker 5: You know that.

2028
01:37:22,013 --> 01:37:23,812
Speaker 18: Most of them weren't greedy. You know, it was just

2029
01:37:24,213 --> 01:37:26,572
Speaker 18: making a living. And this is a good way to

2030
01:37:26,612 --> 01:37:32,812
Speaker 18: make a living as well as a normal job. With

2031
01:37:32,973 --> 01:37:36,572
Speaker 18: a trade like ours, we have to certify every job,

2032
01:37:36,692 --> 01:37:37,933
Speaker 18: so we have to put in what we call in

2033
01:37:38,013 --> 01:37:40,613
Speaker 18: the s C or a CEC or whatever.

2034
01:37:40,412 --> 01:37:41,093
Speaker 4: For every job.

2035
01:37:41,572 --> 01:37:46,412
Speaker 18: Now I would never go past that verification process. Some

2036
01:37:46,572 --> 01:37:49,572
Speaker 18: guys might might, but I think that's more dangerous than

2037
01:37:49,652 --> 01:37:55,253
Speaker 18: the than the IRD for me. So now I don't

2038
01:37:55,293 --> 01:37:56,532
Speaker 18: know if it's going to get to that point. But

2039
01:37:56,692 --> 01:37:58,852
Speaker 18: if I was the ID, that's where i'd be looking at,

2040
01:37:59,053 --> 01:38:03,013
Speaker 18: looking at the certificates, the self the self certifying certificates

2041
01:38:03,013 --> 01:38:07,492
Speaker 18: which are filed versus income, and you know that's that

2042
01:38:07,732 --> 01:38:11,973
Speaker 18: should be easy enough to trace. I don't know, but

2043
01:38:12,333 --> 01:38:16,093
Speaker 18: like if you're a if you're a builder, if you're

2044
01:38:16,133 --> 01:38:19,692
Speaker 18: a paper or a plas or whatever, Gosh, it's so

2045
01:38:19,812 --> 01:38:20,492
Speaker 18: easy to get.

2046
01:38:20,372 --> 01:38:20,812
Speaker 4: Away with it.

2047
01:38:21,372 --> 01:38:24,732
Speaker 18: And you know what, I've got some sympathy for those people,

2048
01:38:24,973 --> 01:38:28,092
Speaker 18: not the greedy ones, but those who are just trying

2049
01:38:28,133 --> 01:38:31,852
Speaker 18: to make a living. And as I said before, there's

2050
01:38:31,893 --> 01:38:34,532
Speaker 18: a lot of people who ask you. There's always someone

2051
01:38:34,612 --> 01:38:37,053
Speaker 18: knocking on your door, and it's difficult to say no

2052
01:38:37,133 --> 01:38:40,293
Speaker 18: if you're a soft touch, and you know, because you

2053
01:38:40,772 --> 01:38:43,333
Speaker 18: know they're your friends, and you just want to go yeah, okay,

2054
01:38:43,893 --> 01:38:46,893
Speaker 18: you know, so to make it out more than it is,

2055
01:38:47,173 --> 01:38:49,372
Speaker 18: I don't know. I think most people are probably like me,

2056
01:38:49,692 --> 01:38:52,093
Speaker 18: just okay, I'll help you out, bro, you know, just

2057
01:38:52,213 --> 01:38:55,772
Speaker 18: I'll help you out. So I'm not sure. I see

2058
01:38:55,812 --> 01:38:58,692
Speaker 18: these figures banded about and they've made some I don't know,

2059
01:38:58,853 --> 01:39:02,972
Speaker 18: some cosmic calculation that this is the economy. I don't

2060
01:39:03,013 --> 01:39:04,372
Speaker 18: know how it works, you know, I don't know how

2061
01:39:04,412 --> 01:39:04,852
Speaker 18: they get that.

2062
01:39:07,333 --> 01:39:09,333
Speaker 2: Yeah, I don't know it does It does seem like

2063
01:39:09,372 --> 01:39:12,293
Speaker 2: a huge number because because what they've done, the reson

2064
01:39:12,333 --> 01:39:14,093
Speaker 2: the way they've got their number is they've compared it

2065
01:39:14,173 --> 01:39:17,293
Speaker 2: with overseas. But I think New Zealand is a very

2066
01:39:17,732 --> 01:39:20,293
Speaker 2: different place than a lot of other countries have compared

2067
01:39:20,333 --> 01:39:23,612
Speaker 2: it internationally. I think it's harder to do dodgy stuff

2068
01:39:23,652 --> 01:39:25,732
Speaker 2: in New Zealand than than then and a lot of

2069
01:39:25,812 --> 01:39:28,053
Speaker 2: other other countries. Hey say, if you if you go

2070
01:39:28,213 --> 01:39:30,492
Speaker 2: off and as an electrician and you do a job

2071
01:39:30,612 --> 01:39:35,213
Speaker 2: John and you don't certify it and there's a fire

2072
01:39:35,532 --> 01:39:38,933
Speaker 2: or there's a problem or something bad happens, is that

2073
01:39:39,452 --> 01:39:41,613
Speaker 2: does that often come back to the electrician?

2074
01:39:42,973 --> 01:39:47,532
Speaker 18: Oh you you could possibly end up in court. You will,

2075
01:39:47,692 --> 01:39:50,452
Speaker 18: you could possibly end up in jail. You will certainly

2076
01:39:50,532 --> 01:39:53,092
Speaker 18: end up before the board, and the board could cancel

2077
01:39:53,173 --> 01:39:56,812
Speaker 18: your license or put sanctions on you. You know, if

2078
01:39:56,812 --> 01:39:59,093
Speaker 18: you're a good spark, that will never happen. And if

2079
01:39:59,093 --> 01:40:01,333
Speaker 18: it's a good mate, and you say, look, bro, I'm

2080
01:40:01,692 --> 01:40:03,612
Speaker 18: just not going to certify this because I don't want

2081
01:40:03,652 --> 01:40:07,452
Speaker 18: this traced. It'll be fine, but you never know, you know,

2082
01:40:07,572 --> 01:40:10,452
Speaker 18: it's like take insurance, right, do I take insurance or don't?

2083
01:40:10,492 --> 01:40:11,012
Speaker 9: Do I don't?

2084
01:40:11,412 --> 01:40:14,092
Speaker 18: And do you want your friend and kids to be safe?

2085
01:40:14,772 --> 01:40:17,013
Speaker 18: And you know that you know well the year and

2086
01:40:17,572 --> 01:40:19,812
Speaker 18: you know those people will do all the testing and

2087
01:40:19,853 --> 01:40:21,852
Speaker 18: do all the things. They just might not sign the

2088
01:40:21,893 --> 01:40:25,652
Speaker 18: piece of paper. And I don't know that that happens.

2089
01:40:25,692 --> 01:40:27,732
Speaker 18: I don't know, but I'm trying to think about how

2090
01:40:27,812 --> 01:40:31,532
Speaker 18: you might avoid being audited. But that only applies to

2091
01:40:31,652 --> 01:40:34,732
Speaker 18: our trade. But if you're a mechanic or if you're

2092
01:40:34,772 --> 01:40:37,812
Speaker 18: a builder, man, that's that's and you know we're talking

2093
01:40:37,812 --> 01:40:39,812
Speaker 18: about trades on here. I think we're getting a bad

2094
01:40:39,933 --> 01:40:42,652
Speaker 18: rap actually, because I think most of the deals are

2095
01:40:43,772 --> 01:40:44,773
Speaker 18: the drugs.

2096
01:40:45,213 --> 01:40:50,293
Speaker 2: Absolutely, you know, like the of this market that they

2097
01:40:50,333 --> 01:40:52,972
Speaker 2: don't really know that you're just speculating about. I imagine

2098
01:40:53,053 --> 01:40:55,932
Speaker 2: seeing as the entire drug market as a cashy market,

2099
01:40:56,572 --> 01:40:59,093
Speaker 2: the entire business is casually that it's that it's going

2100
01:40:59,173 --> 01:41:01,253
Speaker 2: to be a thing. I've just had a thought though.

2101
01:41:01,692 --> 01:41:03,612
Speaker 2: So if you're doing it, do you have to pay

2102
01:41:03,652 --> 01:41:07,012
Speaker 2: yourself a minimum wage? Because you could go to a mate. Look,

2103
01:41:07,532 --> 01:41:08,173
Speaker 2: I'll do this job.

2104
01:41:08,412 --> 01:41:08,452
Speaker 5: You.

2105
01:41:09,053 --> 01:41:11,333
Speaker 2: Um, I'm going to charge you two hundred bucks and

2106
01:41:11,452 --> 01:41:13,492
Speaker 2: then you pay whatever it is to the tax and

2107
01:41:13,532 --> 01:41:16,053
Speaker 2: it's all done. But you've just charged them ridiculously low

2108
01:41:16,093 --> 01:41:16,372
Speaker 2: them out.

2109
01:41:16,532 --> 01:41:16,732
Speaker 13: Yeah.

2110
01:41:16,853 --> 01:41:19,572
Speaker 2: Yeah, anyway, thank you so much, John for your call.

2111
01:41:19,732 --> 01:41:22,372
Speaker 3: YEP, appreciate it. John, I have a good afternoon. Thanks

2112
01:41:22,412 --> 01:41:23,932
Speaker 3: for giving us a buzz. Oh one hundred and eighty

2113
01:41:23,933 --> 01:41:26,133
Speaker 3: ten eighty is the number to call headlines with railing

2114
01:41:26,173 --> 01:41:27,732
Speaker 3: coming up. It's twenty six to four.

2115
01:41:30,532 --> 01:41:34,093
Speaker 10: You talk, said the headlines the blue bubble taxis it's

2116
01:41:34,213 --> 01:41:37,932
Speaker 10: no trouble with a blue bubble suspend. A Deputy Police

2117
01:41:37,973 --> 01:41:42,973
Speaker 10: Commissioner Jeven mcskimming has resigned. At the same time processes

2118
01:41:43,053 --> 01:41:46,612
Speaker 10: were under way to dismiss him. Police Minister Mark Mitchell

2119
01:41:46,652 --> 01:41:49,692
Speaker 10: says allegations had been made of a very serious nature

2120
01:41:49,973 --> 01:41:54,372
Speaker 10: and a criminal investigations taking place why go Thor Police

2121
01:41:54,372 --> 01:41:58,133
Speaker 10: have confirmed a child died yesterday when an all terrain

2122
01:41:58,293 --> 01:42:01,972
Speaker 10: vehicle crashed on a private property in cut Apule. Two

2123
01:42:02,053 --> 01:42:05,692
Speaker 10: other children are in a stable condition. Police are asking

2124
01:42:05,772 --> 01:42:08,852
Speaker 10: for any witness, accounts or video after the death of

2125
01:42:08,893 --> 01:42:13,532
Speaker 10: a Napier Boys High student early yesterday in ORNICAUA are

2126
01:42:13,572 --> 01:42:17,372
Speaker 10: reminder to stay up to date with measles, vaccinations and

2127
01:42:17,492 --> 01:42:21,372
Speaker 10: infected follows. Three sixty fairies worker visited multiple sites in

2128
01:42:21,452 --> 01:42:25,452
Speaker 10: Auckland last weekend and worked on fairies on Monday. No

2129
01:42:25,572 --> 01:42:29,692
Speaker 10: illness has been reported. The Taxpayer's Union and the Public

2130
01:42:29,772 --> 01:42:33,772
Speaker 10: Service Association are both slamming Health New Zealand's two point

2131
01:42:33,893 --> 01:42:39,612
Speaker 10: seven million dollar consultants spend on restructures, concern patients will

2132
01:42:39,652 --> 01:42:44,972
Speaker 10: suffer as practices with forty six thousand enrolled switch funder.

2133
01:42:45,372 --> 01:42:48,053
Speaker 10: You can read more at ens at Herald Premium. Now

2134
01:42:48,133 --> 01:42:50,012
Speaker 10: back to Matt Eath and Tyler Adams.

2135
01:42:50,213 --> 01:42:52,173
Speaker 3: Thank you very much, Rayleen, and we're talking about cash

2136
01:42:52,253 --> 01:42:54,732
Speaker 3: jobs in New Zealand. Great article in the New Zealand

2137
01:42:54,732 --> 01:42:57,692
Speaker 3: Herald about the black market in New Zealand and you've

2138
01:42:57,772 --> 01:42:59,852
Speaker 3: raised this in the Caller Raisers Matt, and you're quite right.

2139
01:43:00,093 --> 01:43:03,253
Speaker 3: How they survey that it's costing US around forty seven

2140
01:43:03,293 --> 01:43:06,093
Speaker 3: to fifty one billion. It's a black market. They don't

2141
01:43:06,133 --> 01:43:07,732
Speaker 3: know what is changing hands.

2142
01:43:08,412 --> 01:43:10,412
Speaker 2: Get those stats on crimes. They're like, crimes we know

2143
01:43:10,492 --> 01:43:12,572
Speaker 2: about and crimes we don't know about. Crimes we don't

2144
01:43:12,572 --> 01:43:14,532
Speaker 2: know about are going through the roof and you're like, oh, okay,

2145
01:43:14,572 --> 01:43:16,612
Speaker 2: how do you know about those? But what they've done

2146
01:43:16,853 --> 01:43:19,692
Speaker 2: reading into it is they've done an equation on what

2147
01:43:20,532 --> 01:43:23,173
Speaker 2: what the black market and other countries is and said, well,

2148
01:43:23,213 --> 01:43:24,973
Speaker 2: it might be similar to that in New Zealand. But

2149
01:43:25,053 --> 01:43:27,892
Speaker 2: that's getting stats they don't know about from another country.

2150
01:43:27,933 --> 01:43:31,572
Speaker 2: And if flying to this, you know exactly because if

2151
01:43:31,652 --> 01:43:33,892
Speaker 2: the ID and knew a lot about it, they'd get

2152
01:43:33,933 --> 01:43:37,612
Speaker 2: in there and they would ping more people six cars

2153
01:43:37,853 --> 01:43:40,333
Speaker 2: per year before you get flagged on the system. However,

2154
01:43:40,412 --> 01:43:44,572
Speaker 2: the the course states if you buy with the intention

2155
01:43:44,692 --> 01:43:48,532
Speaker 2: of selling, then you are and a trader and need

2156
01:43:48,612 --> 01:43:50,812
Speaker 2: to register as such. Even then you are a trader

2157
01:43:50,812 --> 01:43:53,333
Speaker 2: and has to REGIERUS such. Oh right, even if you

2158
01:43:53,452 --> 01:43:54,452
Speaker 2: do less than six cars.

2159
01:43:54,492 --> 01:43:57,412
Speaker 3: Okay, so you're still technically should be paying texts if

2160
01:43:57,412 --> 01:43:59,692
Speaker 3: you sell a second head car but you'll get flagged

2161
01:43:59,692 --> 01:44:02,372
Speaker 3: if you're sell more than six per year according to

2162
01:44:02,452 --> 01:44:03,173
Speaker 3: that text.

2163
01:44:03,412 --> 01:44:05,012
Speaker 2: Right, so you should pay. You have to pay text

2164
01:44:05,053 --> 01:44:05,532
Speaker 2: on all of them.

2165
01:44:05,853 --> 01:44:07,812
Speaker 3: It sounds like that what they're t but they don't.

2166
01:44:07,973 --> 01:44:09,692
Speaker 2: They don't notice you till you've done six.

2167
01:44:09,853 --> 01:44:10,013
Speaker 9: Yeah.

2168
01:44:11,173 --> 01:44:13,652
Speaker 2: Right, that sounds dodgy. It sounds very and so if

2169
01:44:13,692 --> 01:44:16,492
Speaker 2: you do more than six, then you're classed as a dealer.

2170
01:44:16,692 --> 01:44:19,372
Speaker 3: Yeah, yeah, but there's just cars, you know. I asked

2171
01:44:19,372 --> 01:44:22,013
Speaker 3: the question about the wider second hand selling on trade me.

2172
01:44:22,053 --> 01:44:24,492
Speaker 3: I imagined there's a limit on what you can sell

2173
01:44:24,532 --> 01:44:29,093
Speaker 3: and trade me before you're classified as a trader. Well,

2174
01:44:29,173 --> 01:44:29,812
Speaker 3: that's a good text.

2175
01:44:29,893 --> 01:44:32,612
Speaker 2: The text says, I literally built my entire house extension

2176
01:44:32,772 --> 01:44:35,892
Speaker 2: for free, minus materials because I labor swapped my tiling

2177
01:44:35,933 --> 01:44:39,213
Speaker 2: skills to a painter, a builder, a sparky, and a plumber.

2178
01:44:39,772 --> 01:44:41,253
Speaker 2: Took me a few years, but it was worth it.

2179
01:44:41,652 --> 01:44:43,932
Speaker 3: Well, that is at the upper end of the scale

2180
01:44:43,933 --> 01:44:44,612
Speaker 3: of a catch job.

2181
01:44:44,692 --> 01:44:46,972
Speaker 2: But yeah, well that's what I was talking about before,

2182
01:44:47,053 --> 01:44:51,253
Speaker 2: because no cash has changed hands, but hours of work

2183
01:44:51,333 --> 01:44:54,692
Speaker 2: have changed hands. Yeah, and so then you if you

2184
01:44:54,772 --> 01:44:57,572
Speaker 2: did want to do that legitimately and to the tax,

2185
01:44:58,093 --> 01:45:00,532
Speaker 2: you know, to the id like you should do because

2186
01:45:00,532 --> 01:45:03,412
Speaker 2: we've got schools to pay for and hospitals and such. Yes,

2187
01:45:03,572 --> 01:45:04,772
Speaker 2: we'll got to do our bit.

2188
01:45:05,013 --> 01:45:05,173
Speaker 4: Yep.

2189
01:45:06,013 --> 01:45:09,173
Speaker 2: Then you could just go someone tell me the problem

2190
01:45:09,213 --> 01:45:11,093
Speaker 2: with this idea. You go, okay, now we're doing it,

2191
01:45:11,173 --> 01:45:13,532
Speaker 2: but we're only paying each other one dollar an hour? Yeah,

2192
01:45:13,692 --> 01:45:15,012
Speaker 2: would you have to pay the minimum wage?

2193
01:45:15,173 --> 01:45:17,812
Speaker 3: Yeah, it's a great question. Oh, one hundred and eighty

2194
01:45:17,853 --> 01:45:21,973
Speaker 3: ten eighty, it's a very complete situation. AJ, you're in

2195
01:45:22,093 --> 01:45:24,892
Speaker 3: the Hawk's bay and you do cashes all the time.

2196
01:45:26,973 --> 01:45:29,972
Speaker 2: One second there you go, AJ, even a little problem

2197
01:45:30,013 --> 01:45:31,973
Speaker 2: with their phones? Then yes, how are we?

2198
01:45:32,173 --> 01:45:35,293
Speaker 3: How are we very good? So no issue with it

2199
01:45:35,452 --> 01:45:40,052
Speaker 3: is effectively a mates rate situation. Or you do cashes

2200
01:45:40,053 --> 01:45:40,732
Speaker 3: even broader than that.

2201
01:45:41,933 --> 01:45:43,612
Speaker 13: Yeah, I mean, I mean, I'm doing a cashy for

2202
01:45:43,812 --> 01:45:46,892
Speaker 13: a guy at the moment. He's got a driving school

2203
01:45:46,973 --> 01:45:48,412
Speaker 13: and he's got a baby on the lay and so

2204
01:45:48,492 --> 01:45:50,973
Speaker 13: anys upstairs done, and I've got the time, so I

2205
01:45:51,093 --> 01:45:51,532
Speaker 13: go and do it.

2206
01:45:53,412 --> 01:45:56,133
Speaker 2: And when you say cashy, so you're making money from it?

2207
01:45:57,412 --> 01:45:59,452
Speaker 13: Yeah, yeah, he'll give me, you know, one hundred bucks here,

2208
01:45:59,452 --> 01:46:00,852
Speaker 13: a hundred bucks there, we're going to have a beer.

2209
01:46:00,893 --> 01:46:03,892
Speaker 13: He'll buy me a beer I might leave a fifty

2210
01:46:03,933 --> 01:46:06,732
Speaker 13: buck tip. And that's the other thing, Like you're giving

2211
01:46:06,772 --> 01:46:10,053
Speaker 13: them a tip, aren't they making cash of you? But

2212
01:46:10,213 --> 01:46:12,213
Speaker 13: yet they don't. They don't claim on that.

2213
01:46:12,492 --> 01:46:16,612
Speaker 2: But stairs, Yeah, what do you mean giving giving who

2214
01:46:16,652 --> 01:46:16,972
Speaker 2: a tip?

2215
01:46:17,812 --> 01:46:19,333
Speaker 13: Like you go, you're going to have a beer somewhere,

2216
01:46:19,853 --> 01:46:22,093
Speaker 13: we go to a ristaurant, and you lived in the

2217
01:46:22,173 --> 01:46:26,133
Speaker 13: tip for the bartender or the weight or whoever that

2218
01:46:26,253 --> 01:46:27,092
Speaker 13: goes in their pocket.

2219
01:46:27,612 --> 01:46:30,013
Speaker 2: Yeah, I'll be interested. Actually, I don't know what the

2220
01:46:30,293 --> 01:46:32,852
Speaker 2: situation on tip tax in New Zealand. I know in

2221
01:46:33,093 --> 01:46:35,812
Speaker 2: the States, Trump's about to remove tax off tips because

2222
01:46:35,812 --> 01:46:38,692
Speaker 2: they started taxing tips, right, so you know, if you've

2223
01:46:38,692 --> 01:46:42,412
Speaker 2: got if you got, you know, one hundred bucks, then

2224
01:46:42,492 --> 01:46:43,812
Speaker 2: a certain amount of that had to go to the

2225
01:46:43,893 --> 01:46:46,213
Speaker 2: i D. But they're they're removing that. But I'm sure,

2226
01:46:46,213 --> 01:46:48,772
Speaker 2: I'm pretty sure. I'm pretty sure in New Zealand, knowing

2227
01:46:48,853 --> 01:46:51,732
Speaker 2: the way our text works, that the I D would

2228
01:46:52,013 --> 01:46:54,732
Speaker 2: would assume that they'd get a get a portion of

2229
01:46:54,812 --> 01:46:55,093
Speaker 2: the tip.

2230
01:46:56,253 --> 01:46:59,372
Speaker 13: I mean, we can't do cashless anyway, It's not going

2231
01:46:59,412 --> 01:47:01,612
Speaker 13: to work. Not for the fact of cash's for the

2232
01:47:01,732 --> 01:47:04,013
Speaker 13: fact of the cyclone Gabriel that we had a few

2233
01:47:04,053 --> 01:47:07,852
Speaker 13: years ago the picture stations that's going to have vitrol.

2234
01:47:07,853 --> 01:47:11,612
Speaker 13: If you had hash, they would let you use fuel.

2235
01:47:14,372 --> 01:47:16,492
Speaker 13: So we're not going to go cash. It's not going

2236
01:47:16,572 --> 01:47:16,852
Speaker 13: to work.

2237
01:47:17,492 --> 01:47:17,692
Speaker 4: Yeah.

2238
01:47:18,133 --> 01:47:20,532
Speaker 2: So how do you feel about doing a cash job,

2239
01:47:20,732 --> 01:47:25,812
Speaker 2: because you know the argument is that taxes pay for

2240
01:47:25,933 --> 01:47:29,052
Speaker 2: all the all the things that we need in our country.

2241
01:47:29,572 --> 01:47:32,293
Speaker 2: Do you feel any any guilt for just taking cash

2242
01:47:32,372 --> 01:47:35,812
Speaker 2: and not involving the I D No.

2243
01:47:36,013 --> 01:47:37,893
Speaker 13: Not really Like with cash, Like if you says be

2244
01:47:37,973 --> 01:47:39,772
Speaker 13: there at eight o'ld, come at you know, called an eight,

2245
01:47:40,173 --> 01:47:44,772
Speaker 13: smile on my face. I'll do a lot nicer job

2246
01:47:44,853 --> 01:47:46,852
Speaker 13: than I would in my paid job, if that makes sense,

2247
01:47:47,053 --> 01:47:48,333
Speaker 13: because I want.

2248
01:47:48,213 --> 01:47:49,652
Speaker 1: To go back and do more work for them.

2249
01:47:50,612 --> 01:47:52,572
Speaker 2: Right, Yeah, But hen a minute, If you're getting paid

2250
01:47:52,612 --> 01:47:54,213
Speaker 2: in cash, it is a paid job.

2251
01:47:56,492 --> 01:48:01,333
Speaker 13: Yeah, yes, or no you're not. Yeah, you're not paying

2252
01:48:01,333 --> 01:48:05,253
Speaker 13: your tax on it, So you're making more off them

2253
01:48:05,452 --> 01:48:07,692
Speaker 13: than you would if you put them through your company. Right,

2254
01:48:07,732 --> 01:48:10,572
Speaker 13: although you're we might charge you at ninety five an hour,

2255
01:48:11,532 --> 01:48:16,052
Speaker 13: I'd only see twenty six an hour, but I'm charging

2256
01:48:16,093 --> 01:48:17,012
Speaker 13: at forty one an hour.

2257
01:48:17,572 --> 01:48:20,293
Speaker 2: Do you are you ever worried that the IOD might

2258
01:48:20,372 --> 01:48:23,532
Speaker 2: come knocking and do you over?

2259
01:48:24,692 --> 01:48:26,612
Speaker 13: Nah? Sleep wasn't under a pillow, mate, They'll never know.

2260
01:48:28,253 --> 01:48:30,173
Speaker 2: Okay, thank you very much for giving us a buzz

2261
01:48:30,213 --> 01:48:34,452
Speaker 2: aj Like the world has massively changed because at one

2262
01:48:34,532 --> 01:48:38,692
Speaker 2: point not so justn't passed. A lot of people listening

2263
01:48:38,772 --> 01:48:42,972
Speaker 2: will remember when everything was cash or checks. Yep, checks, Yeah,

2264
01:48:43,173 --> 01:48:47,532
Speaker 2: but cash primarily. You know, checks always went through the bank.

2265
01:48:47,933 --> 01:48:49,932
Speaker 2: But so much of the economy would have been cashed

2266
01:48:49,933 --> 01:48:51,772
Speaker 2: for a very long time, and the ird would have

2267
01:48:51,853 --> 01:48:54,572
Speaker 2: been seeing a lot less of a tax take back

2268
01:48:54,612 --> 01:48:56,692
Speaker 2: then than they do now because because one of the

2269
01:48:56,812 --> 01:48:58,892
Speaker 2: things that keeps people legal is that it all has

2270
01:48:58,973 --> 01:49:00,973
Speaker 2: to go through a bank now pretty much. Yeah, and

2271
01:49:01,293 --> 01:49:04,732
Speaker 2: so there's there's a pretty easy trail of what you've

2272
01:49:04,732 --> 01:49:05,093
Speaker 2: been up to.

2273
01:49:05,293 --> 01:49:08,013
Speaker 3: Well, we talked about not too long ago getting your

2274
01:49:08,093 --> 01:49:10,492
Speaker 3: pay in cash and the WE envelope, and that's how

2275
01:49:10,612 --> 01:49:13,973
Speaker 3: I first got my first pay was just cash and

2276
01:49:14,013 --> 01:49:16,893
Speaker 3: a WE brand envelope along with a WE docket. So

2277
01:49:17,053 --> 01:49:20,452
Speaker 3: my employer was clearly paying tax. But what happened after

2278
01:49:20,532 --> 01:49:22,492
Speaker 3: that would be hard to track. I've got some information

2279
01:49:22,572 --> 01:49:25,613
Speaker 3: here about tipping, So this is from the Restaurant Association.

2280
01:49:26,333 --> 01:49:28,772
Speaker 3: They say the law is silence on tipping in New Zealand.

2281
01:49:28,853 --> 01:49:31,892
Speaker 3: This leaves us with the responsibility of determining how tips

2282
01:49:32,173 --> 01:49:36,093
Speaker 3: are handled as income. But they said, with this in mind,

2283
01:49:36,173 --> 01:49:39,052
Speaker 3: we are inclined to take the perspective that tip payments

2284
01:49:39,093 --> 01:49:41,772
Speaker 3: are considered to be a gift to the employee and

2285
01:49:41,933 --> 01:49:46,412
Speaker 3: therefore taxable income. However, Inland, Revenue defines these types of

2286
01:49:46,452 --> 01:49:49,532
Speaker 3: payments is non taxable if less than two hundred percent

2287
01:49:49,933 --> 01:49:53,852
Speaker 3: two hundred dollars rather is received in a single tax year. Right,

2288
01:49:53,973 --> 01:49:56,772
Speaker 3: so complicated. So it's a gift, but also that's a

2289
01:49:56,933 --> 01:50:00,972
Speaker 3: taxable income unless it's under two hundred bucks per year.

2290
01:50:01,452 --> 01:50:04,052
Speaker 2: Right now. The thing is in New Zealand, it isn't

2291
01:50:04,452 --> 01:50:07,333
Speaker 2: a as big a thing in the States. I mean,

2292
01:50:07,372 --> 01:50:10,412
Speaker 2: you tap, you, you tip every time you do anything

2293
01:50:10,452 --> 01:50:13,652
Speaker 2: in the States. Yeah, you know, it's basically a you'd

2294
01:50:13,732 --> 01:50:16,013
Speaker 2: basically be frog marched out of a restaurant if you

2295
01:50:16,013 --> 01:50:16,732
Speaker 2: didn't pay your tip.

2296
01:50:16,973 --> 01:50:19,293
Speaker 3: Absolutely, yah, frog marched out of the United States if

2297
01:50:19,293 --> 01:50:22,532
Speaker 3: you didn't tip. Big thing over there. But the gift

2298
01:50:22,652 --> 01:50:25,452
Speaker 3: is interesting because, as I understand it, in the US

2299
01:50:25,532 --> 01:50:32,612
Speaker 3: and other countries, the tax on gifting, you can gift

2300
01:50:32,772 --> 01:50:35,492
Speaker 3: a sizeable portion of money to somebody when your life

2301
01:50:35,933 --> 01:50:38,412
Speaker 3: one off and not get text for it, ah, right,

2302
01:50:38,612 --> 01:50:40,333
Speaker 3: Whereas it's very different here in New Zealand.

2303
01:50:40,452 --> 01:50:42,492
Speaker 2: That was the story and the short shank redemption, wasn't it.

2304
01:50:42,532 --> 01:50:45,333
Speaker 2: That's trade's doing. Cashies also need to keep in mind

2305
01:50:45,412 --> 01:50:48,133
Speaker 2: all the states go through the IRD for auditing of

2306
01:50:48,253 --> 01:50:51,053
Speaker 2: assets versus income. I know a builder that had this

2307
01:50:51,213 --> 01:50:54,012
Speaker 2: happened and had a size sizable. That's not a word.

2308
01:50:54,492 --> 01:50:57,293
Speaker 2: So I'll say that again, sizeable deduction by iod from

2309
01:50:57,333 --> 01:51:00,692
Speaker 2: the state that's from as a state. That's an interesting one.

2310
01:51:00,812 --> 01:51:03,253
Speaker 3: Oh one hundred and eighteen eighty is the number to call.

2311
01:51:03,293 --> 01:51:04,732
Speaker 3: It is fourteen to four.

2312
01:51:04,812 --> 01:51:09,972
Speaker 1: Back very shortly, Matty Taylor with you as your afternoon

2313
01:51:10,093 --> 01:51:13,852
Speaker 1: rolls on Matt Heathen, Taylor Adams Afternoons news talks.

2314
01:51:13,893 --> 01:51:17,213
Speaker 3: They'd be good afternoon. And we've been chatting about Cashi's

2315
01:51:17,253 --> 01:51:20,133
Speaker 3: in New Zealand society. Will there always be a place

2316
01:51:20,173 --> 01:51:23,572
Speaker 3: for Cash's or is the IRD right to clamp down

2317
01:51:23,692 --> 01:51:26,732
Speaker 3: hard on them? And do we need to start taking

2318
01:51:26,853 --> 01:51:28,293
Speaker 3: some responsibility as well?

2319
01:51:29,293 --> 01:51:31,933
Speaker 2: This Texas says, guys, the thing that winds me up

2320
01:51:31,933 --> 01:51:34,532
Speaker 2: about Cashi's is, on the one hand, everyone says, yeah,

2321
01:51:34,612 --> 01:51:36,732
Speaker 2: Cashi's are good and stuff. The text man but at

2322
01:51:36,772 --> 01:51:39,092
Speaker 2: the same time scream at the government for not putting

2323
01:51:39,333 --> 01:51:41,652
Speaker 2: more money into health services. That's from Steve.

2324
01:51:41,772 --> 01:51:45,452
Speaker 3: Thank you for your text, Carl, you want to have

2325
01:51:45,452 --> 01:51:47,293
Speaker 3: a chat about Yeah, get it mate. You want to

2326
01:51:47,293 --> 01:51:48,852
Speaker 3: have a chat about how things work in Thailand.

2327
01:51:49,853 --> 01:51:50,053
Speaker 10: Yeah.

2328
01:51:50,173 --> 01:51:53,412
Speaker 16: So I've been over Thailand quite a bit and I

2329
01:51:53,532 --> 01:51:56,253
Speaker 16: had the odd foot message there and they sort of

2330
01:51:56,293 --> 01:51:59,053
Speaker 16: sit there in the item like how do their tech

2331
01:51:59,133 --> 01:52:05,173
Speaker 16: systems work? And I guess, looking at it from our

2332
01:52:05,293 --> 01:52:08,612
Speaker 16: point of view in New Zealand, what they do over

2333
01:52:08,692 --> 01:52:12,492
Speaker 16: there as they would say, you got a hair cell

2334
01:52:12,532 --> 01:52:16,412
Speaker 16: on or something with three three hairdressers and a manager.

2335
01:52:16,532 --> 01:52:18,572
Speaker 16: So what they do is they'd work out a figure

2336
01:52:19,053 --> 01:52:22,492
Speaker 16: and that's your projected earnings that you're going to earn

2337
01:52:22,572 --> 01:52:25,253
Speaker 16: for the year. And then what they do is they say,

2338
01:52:25,333 --> 01:52:28,452
Speaker 16: once you've paid that tax off for that projected figure,

2339
01:52:28,853 --> 01:52:31,173
Speaker 16: whatever you do for the rest of that financial year,

2340
01:52:31,372 --> 01:52:34,732
Speaker 16: that then is now going into your pocket without paying

2341
01:52:34,772 --> 01:52:37,173
Speaker 16: the tax on it. So effectively you could you could

2342
01:52:37,173 --> 01:52:42,692
Speaker 16: effectively pay your tax from January. Say you're in a

2343
01:52:42,812 --> 01:52:45,932
Speaker 16: yearly twelve month and January right through to August if

2344
01:52:45,973 --> 01:52:48,492
Speaker 16: you work, if you work your butts off January through

2345
01:52:48,532 --> 01:52:50,213
Speaker 16: to August and you've got someone coming and say, oh

2346
01:52:50,253 --> 01:52:52,612
Speaker 16: you want to take cash and go oh no, now,

2347
01:52:52,652 --> 01:52:55,412
Speaker 16: I'd rather just pay it through the box because anything

2348
01:52:56,213 --> 01:52:59,692
Speaker 16: after you've paid your projected tax, now that's effectively classed

2349
01:52:59,692 --> 01:53:01,652
Speaker 16: as a cash and going into your pocket. So it's

2350
01:53:01,652 --> 01:53:06,132
Speaker 16: actually rewarding the worker. So using that in a situation

2351
01:53:06,253 --> 01:53:07,972
Speaker 16: in New Zealand, say you've got a one man band

2352
01:53:08,013 --> 01:53:13,333
Speaker 16: that an electrician. He might earn somewhere between eighty and

2353
01:53:13,372 --> 01:53:16,013
Speaker 16: one hundred grand a year. So for a one man

2354
01:53:16,133 --> 01:53:18,253
Speaker 16: being an electrician, if you said to him, okay, you're

2355
01:53:18,333 --> 01:53:23,132
Speaker 16: projected tax bill for this year is thirty five thousand.

2356
01:53:23,253 --> 01:53:26,333
Speaker 16: Once you've paid your thirty five thousand off, anything after

2357
01:53:26,492 --> 01:53:29,692
Speaker 16: that that just goes in your pocket. So the government

2358
01:53:29,772 --> 01:53:32,892
Speaker 16: has got what they want out of that electrician. He's

2359
01:53:32,973 --> 01:53:36,253
Speaker 16: telling the guy coming to you for a cash job no,

2360
01:53:37,013 --> 01:53:40,213
Speaker 16: and then effectively anything after that is going in his

2361
01:53:40,293 --> 01:53:43,053
Speaker 16: pocket because he's not having to pay the tax on

2362
01:53:43,133 --> 01:53:44,812
Speaker 16: it at the end of the year. So the faster

2363
01:53:44,933 --> 01:53:49,492
Speaker 16: you pay your you're required tax amount of anything over

2364
01:53:49,572 --> 01:53:53,612
Speaker 16: that is technically classed as legal cashy if that makes sense.

2365
01:53:53,732 --> 01:53:56,692
Speaker 2: And how do they just decide what you know tax

2366
01:53:56,812 --> 01:53:58,253
Speaker 2: you have to pay for each year. How do they

2367
01:53:58,333 --> 01:53:59,612
Speaker 2: calculate how much?

2368
01:53:59,692 --> 01:54:01,772
Speaker 16: Well, they they just work like I said, if they

2369
01:54:01,933 --> 01:54:04,852
Speaker 16: if they've got a hassle on the three three head

2370
01:54:04,893 --> 01:54:07,612
Speaker 16: dresses in it, they've just worked out. Because everything in

2371
01:54:07,692 --> 01:54:10,213
Speaker 16: Thailand is all cash, there's no if possibly you've got

2372
01:54:10,253 --> 01:54:12,893
Speaker 16: a credit card, So they just say three headdresses. We

2373
01:54:13,053 --> 01:54:17,692
Speaker 16: predict that you're going to make x amount, and this

2374
01:54:17,933 --> 01:54:19,692
Speaker 16: is the number that you pay. Once you pay that

2375
01:54:20,333 --> 01:54:23,133
Speaker 16: anything in the in your till that's going to your

2376
01:54:23,213 --> 01:54:23,772
Speaker 16: to yourself.

2377
01:54:23,853 --> 01:54:24,013
Speaker 5: You know.

2378
01:54:24,372 --> 01:54:28,253
Speaker 16: Well, I think, you know, looking at it from a

2379
01:54:28,293 --> 01:54:31,012
Speaker 16: different angle, that there solves every problem.

2380
01:54:32,413 --> 01:54:35,213
Speaker 2: Yeah, I'm just trying to think that through. It might

2381
01:54:35,293 --> 01:54:40,333
Speaker 2: be interesting if you got into the situation where people

2382
01:54:40,493 --> 01:54:42,852
Speaker 2: only wanted to give business to the people that are

2383
01:54:42,893 --> 01:54:45,772
Speaker 2: on the other side and are only doing the cash jobs,

2384
01:54:45,812 --> 01:54:47,213
Speaker 2: if you know what I mean. Like, so the people

2385
01:54:47,213 --> 01:54:48,893
Speaker 2: have already paid off their tax for the year and

2386
01:54:49,013 --> 01:54:51,413
Speaker 2: going into the cashing part of it, then they might

2387
01:54:51,493 --> 01:54:53,053
Speaker 2: find it easy to get work, and then that might

2388
01:54:53,133 --> 01:54:55,013
Speaker 2: take work away from the people that are doing the

2389
01:54:55,093 --> 01:54:56,573
Speaker 2: legitimate part of it, if you see what I'm saying.

2390
01:54:56,613 --> 01:54:59,533
Speaker 3: Yeah, exactly interesting situation though, cal Thank you very much

2391
01:54:59,573 --> 01:55:00,173
Speaker 3: for your phone call.

2392
01:55:00,413 --> 01:55:04,772
Speaker 1: It is seven to four, the big stories, the big issues,

2393
01:55:04,893 --> 01:55:08,132
Speaker 1: to the big trends and everything in between. Mad Heathen,

2394
01:55:09,053 --> 01:55:10,493
Speaker 1: afternoons used talks.

2395
01:55:10,533 --> 01:55:14,333
Speaker 3: It be news talks, it be that is almost us

2396
01:55:14,573 --> 01:55:20,253
Speaker 3: for Monday afternoon. A couple of texts to wrap this up. Guys,

2397
01:55:20,333 --> 01:55:21,772
Speaker 3: what happens in a bad year and you don't make

2398
01:55:21,812 --> 01:55:24,772
Speaker 3: the projected amount? Do you get the tax back? Good question?

2399
01:55:25,013 --> 01:55:27,493
Speaker 3: And you want an accountant on you on your side?

2400
01:55:27,613 --> 01:55:28,173
Speaker 3: It's all that out.

2401
01:55:28,213 --> 01:55:29,772
Speaker 2: Do you want an account from Thailand to thought that

2402
01:55:29,772 --> 01:55:30,133
Speaker 2: went out?

2403
01:55:30,213 --> 01:55:30,373
Speaker 9: Yeah?

2404
01:55:30,933 --> 01:55:34,533
Speaker 2: Yeah, let's not unpack the taie account of text system.

2405
01:55:34,653 --> 01:55:36,573
Speaker 2: We don't even understand our own exactly.

2406
01:55:37,373 --> 01:55:39,133
Speaker 3: Thank you very much. I mean that has been a

2407
01:55:39,413 --> 01:55:43,093
Speaker 3: good discussion, very interesting. On Cash's I don't know where

2408
01:55:43,133 --> 01:55:44,173
Speaker 3: we ended up at the end of that.

2409
01:55:44,533 --> 01:55:47,413
Speaker 2: Well, you know you still think Cash's all right? I say,

2410
01:55:47,493 --> 01:55:49,892
Speaker 2: pay your taxes, people, Yeah, pay your taxes.

2411
01:55:50,253 --> 01:55:52,373
Speaker 3: And if the IID comes after me, I'm clean as

2412
01:55:52,413 --> 01:55:56,693
Speaker 3: a whistle, clean as a whistle. Thank you very much

2413
01:55:56,772 --> 01:55:59,972
Speaker 3: for today. Really enjoyed them, and I'm sure they will

2414
01:56:00,333 --> 01:56:02,892
Speaker 3: and we'll do it all again tomorrow. Until then.

2415
01:56:04,533 --> 01:56:05,852
Speaker 2: We even might taste a keywing.

2416
01:56:06,053 --> 01:56:06,892
Speaker 3: See here tomorrow.

2417
01:56:20,812 --> 01:56:25,772
Speaker 1: Maddeth and Tyler Adams. For more from News Talk st B,

2418
01:56:26,053 --> 01:56:29,293
Speaker 1: listen live on air or online, and keep our shows

2419
01:56:29,333 --> 01:56:32,653
Speaker 1: with you wherever you go with our podcasts on iHeartRadio