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Speaker 1: The Hits Drive with Maddy and Paja thanks to Chimis Wearhouse,

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Speaker 1: the Real House of Fragrances.

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Speaker 2: And on that.

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Speaker 1: Hey, welcome to the podcast. Happy Wednesday or whatever day

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Speaker 1: you listen to this because the beating of podcast as

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Speaker 1: it can be anytime anywhere.

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Speaker 3: Yeah, happy winn Yeah I was gonna say happy we

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Speaker 3: never happy wear ever.

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Speaker 1: Have you ever made love to a podcast?

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Speaker 3: Is that a rogue? I'm just trying to think what

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Speaker 3: pot like, because the I either listened to like comedy

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Speaker 3: podcasts or true crime, either of those leaning themselves towards

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Speaker 3: like love making.

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Speaker 1: I wasn't asking from an experienced point of view. I

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Speaker 1: was literally just throwing it up because I beat you.

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Speaker 1: People have beat you. People do.

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Speaker 3: I'm sure they have, But I feel like that would

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Speaker 3: be an accident. I don't feel like you would be like, oh,

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Speaker 3: I'm really in the mood. I'm going to put it.

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Speaker 1: I dat it. I just I think there'll be some

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Speaker 1: people that like, maybe as a couples, they really enjoy

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Speaker 1: listening to it. Maybe there's someone who's got a real

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Speaker 1: hot voice and they're like, yeah, here we go, it's time, baby.

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Speaker 3: I mean, our friends over at Zadium have the six

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Speaker 3: Stop Life podcast. Yeah, I put something like that on

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Speaker 3: and that's.

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Speaker 1: There is kind of more tutorial in a way at times.

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Speaker 3: Could lead to true your own experiences.

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Speaker 1: Hey, I want to get in my senses.

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Speaker 3: Hey, okay, if you if you listen to our podcast

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Speaker 3: and you've ever made love while listening to our podcast,

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Speaker 3: I would love to know it is this or.

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Speaker 1: Maybe it was another podcast like Prove me wrong, Proved

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Speaker 1: me right.

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Speaker 3: I'm sure I don't think so.

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Speaker 1: Someone is absolutely someone has definitely listened to a podcast

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Speaker 1: or Getting Down and Dirty.

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Speaker 3: Hate question question for you on the show today and

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Speaker 3: you'll hear this, But we talked about house sitting. What

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Speaker 3: went wrong when you house that? Because producers, here's house

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Speaker 3: sitting for me while you and I are away yes

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Speaker 3: next week. And someone had messaged into our Facebook page

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Speaker 3: to so they found like whips and chains and all

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Speaker 3: these kinds of things.

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Speaker 4: In the drawer.

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Speaker 1: You've got them, you know.

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Speaker 3: I don't have whips and chains, but I do have

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Speaker 3: things in my dream and produces here is staying in

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Speaker 3: the spear room, so she's not staying in our room.

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Speaker 3: But do you think I need to empty up the

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Speaker 3: drawers before we go?

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Speaker 1: No, this is a trust game. No, if you truly

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Speaker 1: trust her, you don't need to. He's a part of her.

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Speaker 1: Please don't go into the room. Although it's like you

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Speaker 1: can't be told no. It's almost like when someone says

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Speaker 1: don't do something, your brain automatically wants to do it.

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Speaker 3: It's like when you see that don't push this button,

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Speaker 3: You're like, man, I've got to push I've got to

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Speaker 3: open the drawer, and open the drawer.

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Speaker 1: I feel like you need some surveillance on her. I

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Speaker 1: think you need to get some cameras.

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Speaker 4: I agree.

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Speaker 1: Why don't you get a little goofy get one, not

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Speaker 1: a brand drop, but just get one of those security

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Speaker 1: ones you can follow on your she won't know.

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Speaker 3: It'll be so funny.

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Speaker 1: Although actually you know that there's invading privacy.

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Speaker 3: Well, I would be careful about way, but you.

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Speaker 1: Could do it outside. You could, you could do it

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Speaker 1: outside there.

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Speaker 3: Yeah, it would be good to know what was going on.

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Speaker 3: I'd get addicted to it like you are. Though.

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Speaker 1: It's honestly like move side reality TV and get you

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Speaker 1: scary to get wrong. It's so good.

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Speaker 3: Have you ever seen anything wild on there?

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Speaker 4: No?

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Speaker 1: But like there are times where people are talking and

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Speaker 1: I'm like listening, and then I'm like, no, this is wrong,

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Speaker 1: this is wrong. Like I'm literally third wheeling into a

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Speaker 1: conversation that I'm not meant to be. So that's probably.

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Speaker 1: It's quite funny when Beja's friends, like he won't have

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Speaker 1: told me that friends are coming over for beers and

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Speaker 1: they rock up with like a big box.

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Speaker 3: Right, and You're like, oh, okay.

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Speaker 1: That's interesting, Okay, cool, sweet, but no, nothing to jose

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Speaker 1: What are you smiling? Are you planning on doing something? No,

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Speaker 1: we need to key down again.

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Speaker 3: Yeah, I know, hope. We were just talking about that.

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Speaker 1: We're gonna get you down again, be Jad, missus you

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Speaker 1: it's cold, but I think you'd be used to it

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Speaker 1: with your Queen's tune upbringing.

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Speaker 3: Yeah, and I've got I've got stuff to wrap up

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Speaker 3: warm me. Although I'm such a terrible packer, like I'm

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Speaker 3: always come wonefully unprepared for the seasons.

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Speaker 1: But you peck way too much, but you don't pack

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Speaker 1: the right things.

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Speaker 3: Yeah, I'll pack like twelve piers of underwear for a

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Speaker 3: three nights day, but I won't pack a raincoat.

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Speaker 1: Yeah. Okay, Well, coming up in the podcast today, we

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Speaker 1: talk driver's license. This is quite funny actually how many

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Speaker 1: times you had to reset after. There are some new

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Speaker 1: rules coming to the table with how you set your

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Speaker 1: license that's coming in July.

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Speaker 3: Plus, I have an update for you on the party

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Speaker 3: that I wasn't invited to that we talked about on

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Speaker 3: the show.

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Speaker 1: I know it's oh man, I would love to be

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Speaker 1: a file on the.

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Speaker 3: I'll end you it up date please do.

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Speaker 1: And Bellavans was a banger with Christina and Gallera find

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Speaker 1: out Home Wins and we're coming up with the podcast

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Speaker 1: in the podcast now, we are going on holiday this weekend.

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Speaker 1: Met and I. We're not to hear that at less

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Speaker 1: you want to come, We'll.

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Speaker 3: Break love to come. I don't know that your husband

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Speaker 3: will be that will be taking along on your honeymoon.

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Speaker 1: Do you know what? He would love it? Every time

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Speaker 1: I propose like a romantic getaway, he starts scheming of

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Speaker 1: like what mates could come with us, Like he is.

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Speaker 3: That guy and he is kind of obsessed with me

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Speaker 3: and Ryan. So he is.

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Speaker 1: Actually he said last night, he's like, we've got to

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Speaker 1: go and see Medi and Ryan soon bring bring to them.

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Speaker 3: Do you know what we'll take VJ Me and Ryan

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Speaker 3: will take him out to k road that'll be an

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Speaker 3: experienced for him. I don't know.

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Speaker 1: I don't know if it's a good idea anyway. So

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Speaker 1: we are hitting away this weekend, and I don't know

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Speaker 1: if this is anyone else at the because some people

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Speaker 1: are taking holidays this Timmy year. The stress that I'm

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Speaker 1: feeling like you wouldn't usually call me a hygiene at person,

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Speaker 1: would you looking at me?

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Speaker 5: No?

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Speaker 1: I mean, I mean I'm clean, I have shower every day,

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Speaker 1: but I'm not like you wouldn't think of me as

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Speaker 1: a sanitizer person all the time?

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Speaker 3: Eisively clean?

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Speaker 1: No, No, I'm obsessive on some things, but not hygiene. Anyway,

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Speaker 1: I've become very obsessive with hygiene. Like the last few days,

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Speaker 1: I feel everyone everyone I know right now is sex.

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Speaker 3: I know so many people that are cooped up in

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Speaker 3: beard with the flu, with COVID, with all sorts at the.

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Speaker 1: Moment, everything he cold, you name it, like these tummy bugs.

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Speaker 1: It's it's so hard to dodge. And so being three days.

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Speaker 3: Hour, I'm getting really really taken.

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Speaker 1: How far away? Half fuck? How close did you get

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Speaker 1: to someone? So because you know that they've just they've

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Speaker 1: just said that bug and just stay outside okay, and

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Speaker 1: they make what sure, you wash your hands and I've

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Speaker 1: got this stuff. You go take my little remy inside.

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Speaker 5: He's like, oh my god, tell our early COVID days,

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Speaker 5: like literally with a broom, Like you can't come any

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Speaker 5: closer than this broomstick away at it at all times.

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Speaker 1: I just I'm just I've been so looking forward to

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Speaker 1: because it's a honeymoon. Like we got married in March,

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Speaker 1: this is technically our honeymoon. Has been so excited to

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Speaker 1: get away with a little toddler, and I just want

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Speaker 1: to get on their plane, sweetest.

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Speaker 3: But I just want to go, they want to go.

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Speaker 1: So I've been quite blunt to anyone lately. It's not you,

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Speaker 1: it's just the second as I did. Just see it, Sally,

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Speaker 1: because obviously a lot of people going to the airports

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Speaker 1: through the holiday time. Apparently there's a term that airport

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Speaker 1: workers have for people who get to the gates really early.

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Speaker 1: Are you one of those? Or are you pretty relaxed?

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Speaker 1: You cal calm collector.

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Speaker 3: I'm a little too relaxed. I have gotten tighter because

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Speaker 3: I'm married to someone who's quite pedantic about giving. But

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Speaker 3: even he is, like he's not super crazy about getting

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Speaker 3: to the eight on time.

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Speaker 1: So apparently airline staff have quite a salty name for

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Speaker 1: this kind of traveler, and it's.

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Speaker 3: Called gate gate lice.

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Speaker 1: I love, and basically, yeah, it's just passengers who crowd

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Speaker 1: around or line up at a gate at an airport,

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Speaker 1: completely blocking the boarding area and preventing first and business

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Speaker 1: class passengers from being able to get on the plane

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Speaker 1: when they're allowed to. They hate it the way that

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Speaker 1: they prefer that than the late ones though.

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Speaker 3: I know, but there is something funny about people that

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Speaker 3: go and line up desperately for the gate when it's like,

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Speaker 3: you know, there'scated seating and you're just going to get

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Speaker 3: to your seat. When you get to your seat.

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Speaker 4: Mary J.

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Speaker 6: Mady and PJ the podcasts.

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Speaker 1: I saw that the government is cracking down on waitlists

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Speaker 1: for drivers' licenses by scaling back the eligibility for free

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Speaker 1: test resets. So from the eighth of July, applic it's

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Speaker 1: for class one theory and practical tests will only be

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Speaker 1: eligible for one free reset and will be required to

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Speaker 1: pay for any additional tests.

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Speaker 2: Well.

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Speaker 1: Obviously, license conversions will no longer be eligible for free resets,

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Speaker 1: so guys, this means you have to take your teas seriously.

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Speaker 3: In fairness, it is pretty wild that you were just

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Speaker 3: allowed to do it as many times as you wanted before.

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Speaker 1: Trust that is true, and now it's just clogged up,

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Speaker 1: weightless and stuff. So it makes sense that they're doing this.

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Speaker 1: How did you go?

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Speaker 3: The driver? Do you know what you as an adult

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Speaker 3: have been terrified to get in the car with me?

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Speaker 3: I was no, I didn't fail. I didn't fail. I

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Speaker 3: passed passed.

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Speaker 1: Now you're just a rehtic. You're you're a reddick, like

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Speaker 1: in a good way, but you're just you're quite reactive.

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Speaker 3: I would say I was also just a terrible learner

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Speaker 3: like I was. I was a terrible student right.

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Speaker 1: Produce a hereal on the bottles.

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Speaker 7: I was looking for a speeding sound affairs, So that

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Speaker 7: was driving.

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Speaker 3: My mum decided she was going to be the one

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Speaker 3: to teach me because my dad and I trying to

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Speaker 3: learn together would have just been a recipe for disaster.

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Speaker 3: I do remember at one point trying to do a

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Speaker 3: health start and failing and failing and failing. Outside of

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Speaker 3: the supermarket. It was a massive line clogged up behind me,

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Speaker 3: and in a fit of rage, I got out of

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Speaker 3: the car slammed the door, walked around to the driver's

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Speaker 3: side and team you can drive to Mum.

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Speaker 1: I set my theory and failed theory. Tiund Yes, I

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Speaker 1: feel like no one failed White Day. But then I

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Speaker 1: absolutely nailed there around one Mom and Dad's toy on

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Speaker 1: a plant.

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Speaker 3: Brilliant little beauty that car.

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Speaker 1: But I was like, if I said it.

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Speaker 3: Again now, I don't know, I'd be terrible. It's made

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Speaker 3: so long, it should be so bad.

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Speaker 1: I know what I'm doing. I know what I'm doing

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Speaker 1: on the road, But if I were to sit there

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Speaker 1: in a properties, how I God, maybe we should research, as.

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Speaker 3: I say, do we reset?

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Speaker 1: Why does it even have to become a competition? Join us?

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Speaker 3: Then will hit really tense? And also then we'll do it,

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Speaker 3: and then we'll kind of question should we be driving

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Speaker 3: on the road.

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Speaker 1: The podcast, we've just been talking about the government cracking

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Speaker 1: down on wait list for driver's license, so basically you'll

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Speaker 1: only be eligible for one free reset now, which is

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Speaker 1: we're saying it kind of makes sense, Like I think.

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Speaker 3: So if you fail, you fail. You can't just fail.

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Speaker 3: You can't get as many times around as you want

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Speaker 3: until you randomly pass it.

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Speaker 1: We wanted to know on the hurt so you can

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Speaker 1: tax four four A seven. How many times did you

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Speaker 1: fail your driver's lie?

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Speaker 3: And I failed twice on my restricted. First one, I

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Speaker 3: was way too nervous and drove on the footpath while

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Speaker 3: getting out of the car park. They failed them in

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Speaker 3: two minutes. The examiner was like, what are you doing?

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Speaker 3: The second one, I couldn't pow do a parallel for

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Speaker 3: some reason. I just couldn't get into the spot. Restricted

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Speaker 3: was very hard for me.

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Speaker 1: I mean, parallels at the best of times are pretty challenging.

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Speaker 1: I thought I nailed them, but actually I do struggle

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Speaker 1: quite a bit.

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Speaker 3: We tested you on the road.

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Speaker 1: I know, all right, he's got a mel on one

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Speaker 1: hundred hats high mel How many times did you fail?

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Speaker 8: Oh?

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Speaker 9: Look, am I restricted for the first time. My parents

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Speaker 9: went to Grease. I failed three things and he said, well,

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Speaker 9: that's sad. And then as we're heading to the depot,

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Speaker 9: he saw my cute knees with blonde hair and blue

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Speaker 9: eyes and just decided to give it to me. She

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Speaker 9: was so beautiful and I'm so thankful again. My parents

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Speaker 9: have just gone to Grease. I set my file and

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Speaker 9: my parents had just come back from Fiji, Unfortunately the

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Speaker 9: instructor got out and my parents had paid the Diesel

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Speaker 9: tex So between my parents' holidays and me getting a license,

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Speaker 9: it was just a fail.

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Speaker 1: Really tough period of life for female.

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Speaker 10: Yeah.

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Speaker 3: Also not being taken on the family holidays to Grease

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Speaker 3: or Fiji and you foul your license.

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Speaker 1: Al's gotta definitely oh under the definitely what happened with you?

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Speaker 3: Hi?

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Speaker 11: So I did not even have to technically sit the test?

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Speaker 1: Really?

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Speaker 4: Why?

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Speaker 3: I yeh?

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Speaker 11: A phone call hit? The man got a phone call

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Speaker 11: maybe two minutes into the test, and he said, okay,

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Speaker 11: we need to go back to my house. I need

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Speaker 11: to sell some chickens.

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Speaker 3: What what?

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Speaker 10: I drove him to his house and I sat in

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Speaker 10: the calf maybe ten minutes while he sold the chickens.

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Speaker 10: And he came back with a bag of person and

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Speaker 10: for me and was like, okay, let's just go back

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Speaker 10: to the starting point. And then that was that was

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Speaker 10: that I got more restricted.

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Speaker 4: Wait, hang on live chickens?

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Speaker 11: Yeah, he must have had some kind of chicken farm.

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Speaker 1: Oh surely, surely that should be sort of separate thing

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Speaker 1: with the two jobs. Don't sort of cross over one.

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Speaker 1: Oh my god gives you?

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Speaker 3: Yeah?

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Speaker 11: Oh sorry, you probably shouldn't be taking a sixteen year

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Speaker 11: old to your heart.

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Speaker 3: No, don't take it to your house. Don't live chickens

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Speaker 3: while she sits in the car waiting for you. This

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Speaker 3: is Wild.

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Speaker 4: Mady and PJ.

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Speaker 6: Mady and PJ the podcast The Heads of the Heads.

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Speaker 1: But right now it is fast becoming our favorite time

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Speaker 1: of the week, Battle of the Hats, where we have

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Speaker 1: one artist and we have to come to the table

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Speaker 1: with what we believe is their best song. Now, the

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Speaker 1: artist of the week is none other than the absolute

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Speaker 1: powerhouse of vocals, Christina Aguilera. I know she's on your favorites.

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Speaker 1: I'm gonna be honest, She's not like one of my

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Speaker 1: favorite artists. I could absolutely ignowledge she's got a fantastic voice.

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Speaker 1: But I didn't find this as hard as you like.

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Speaker 1: I had one that came to mind pretty quickly.

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Speaker 10: Yeah.

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Speaker 3: I just tossed and turned and I'm still tossing and

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Speaker 3: turning over which one I was going to put up

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Speaker 3: for my pick for Battle of the Hits. So I

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Speaker 3: go first. This week, you go first. Christiegilia has honestly

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Speaker 3: been the soundtrack to so many moments of my life.

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Speaker 3: I remember being thirteen and doing dance routines to what

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Speaker 3: a Girl Wants in my Bedroom.

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Speaker 1: Oh that's a good one.

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Speaker 3: Damn it A sure fire assigned that I was a

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Speaker 3: rageous homosexual. I also remember the time I took a

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Speaker 3: ten hour round trip train journey when I was eighteen,

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Speaker 3: and I accidentally only had one CD with me and

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Speaker 3: it was Stripped, the incredible album that Christina released in

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Speaker 3: two thousand and two, and so I listened to that

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Speaker 3: CD on repeat the entire train journey. So I had

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Speaker 3: to pick a song from strip But which one do

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Speaker 3: I go go for? There are so many amazing songs

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Speaker 3: from that album, but there's just one that is just

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Speaker 3: always speaks to my heart. It was an inspirational ballad

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Speaker 3: that was praised for Christina aguiller as strong vocals on

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Speaker 3: the track. It reached really high numbers on the Billboard

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Speaker 3: Hot one hundred. It is such an incredible song. My

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Speaker 3: pick the Battle of the Hits this week is the

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Speaker 3: voice with it and you'll find the string that will

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Speaker 3: God your way if you will learn to beg in

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Speaker 3: to try to.

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Speaker 1: Okay, you spiels done. I forgot that She's sung song

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Speaker 1: no matter Okay. So if you want to vote for Mattie.

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Speaker 1: You can text through now Mattia to for eight seven

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Speaker 1: My Turn to Go. This came from a self titled

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Speaker 1: debut debut studio album and nineteen ninety nine nominated for

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Speaker 1: Best Female Pop Vocal Performance. The single Rerection number one

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Speaker 1: on the Record Charts of twenty one countries. My choice

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Speaker 1: is Genie in a Bottle. Okay, I know it was simple.

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Speaker 1: I have much of a spiel, but it's strong. It

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Speaker 1: came in at the end of the nineties decade. So

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Speaker 1: that's my choice for Christina this week. If you would

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Speaker 1: like to vote now eight hundred the Hats, We're going

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Speaker 1: to do best of three Matty or PJ. Do you

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Speaker 1: want Voice within or do you want Jeanie in a Bottle?

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Speaker 1: Cast your vote right now on the phones. Oh, eight

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Speaker 1: hundred the Hats. We'll hook you up with the prize.

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Speaker 6: The podcasts, Battles of the Heads.

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Speaker 1: Don't be defeated. Text machine means nothing.

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Speaker 3: It's fine, It's fine. The thing about this the thing

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Speaker 3: about this one is I love her so much that

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Speaker 3: honestly I'm happy with any song being played because as

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Speaker 3: long as Christina Aguilera is on our playlist, I'm a

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Speaker 3: happy champion.

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Speaker 1: Okay, so, Christina Aguilera is selected artist this week for

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Speaker 1: Battle of the Hats. Matty chose this banger, Voice Within,

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Speaker 1: and I went for the age old Genie in a

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Speaker 1: Bottle from nineteen ninety nine. All right, I'll wait one

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Speaker 1: hundred of the hats as we you can cast your vote.

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Speaker 1: The text machine does say one song very clearly, very clearly,

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Speaker 1: but often the phones don't reflect the text machine. So

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Speaker 1: let's go to Craig on eight hundred The Heads High. Craig,

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Speaker 1: good afternoon. Who would you like to vote for?

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Speaker 8: Yeah?

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Speaker 1: So please, all right, thank you very much, Craig. One

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Speaker 1: to okay, let's go to mo Nique on eight hundred

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Speaker 1: The Hats Home. Anique, what do you want to vote for?

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Speaker 4: I will go maybe the Voice, Yes.

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Speaker 3: Thank you, Minnique. I go okay, Oh no, I.

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Speaker 1: Know your heart.

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Speaker 3: No, it's fine. I love who so much that if

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Speaker 3: Ginny and the bottle winds, it will be still very happy. Hailey.

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Speaker 1: Is it a good day for many or is there

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Speaker 1: a good day for me?

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Speaker 11: Well, it's four pm on a hump day, and I

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Speaker 11: think we need something a little bit more outbeat, so

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Speaker 11: hey day, yes enough.

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Speaker 3: Far enough, Haley, thank you.

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Speaker 1: We've got a Kimus Sweet House Prides coming your way.

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Speaker 1: Great choice. Alright, Yes, win a Battle of the Hats

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Speaker 1: for another week. Christina Aguilera Edition and his Genie and

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Speaker 1: a Bottle Turn it up Loud, New Zealand at twenty

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Speaker 1: four past four on The Hats Tackle Century.

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Speaker 4: Some medj the podcast that.

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Speaker 3: Around this time yesterday, I was telling you a story. Yeah,

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Speaker 3: I have some friends who are leaving the country and

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Speaker 3: this weekend they are having a leaving party. I know

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Speaker 3: this because we're hosting some of our friends round for

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Speaker 3: a little wee midwinter Christmas late lunch on Saturday, and

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Speaker 3: one of the people that is coming to the Midwinter

401
00:20:50,440 --> 00:20:53,159
Speaker 3: Christmas said to us, well, this is great. Let's do

402
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Speaker 3: it in the afternoon because then we can all go

403
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Speaker 3: to the leaving party afterwards, to which Ryan and I replied,

404
00:20:58,800 --> 00:21:05,040
Speaker 3: leaving party. We had not been invited, and he said,

405
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Speaker 3: just come along anyway, and we would we were going.

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Speaker 3: We cannot just turn up to this random party like that,

407
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Speaker 3: just would it? Just couldn't. We couldn't do it. No,

408
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Speaker 3: But since then I had I had messaged one of

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Speaker 3: the one of the people and that's leaving and kind

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Speaker 3: of just thrown out a little cast, a little line. Yes,

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Speaker 3: it was a bit of bait on it, a little

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Speaker 3: bit of bait on it to see what would come back.

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Speaker 3: Here's the thing you should know about me. I'm not

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Speaker 3: very good at fishing, so you.

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Speaker 1: Wanted to throw it out and see if maybe off

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Speaker 1: the back of that comment you give an invite.

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Speaker 3: I could snag a marlin or something.

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Speaker 1: Yeah, yeah, yeah, yeah, I'll.

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Speaker 3: Tell you this much. There's nothing on the end of

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Speaker 3: the line. I messaged him and said, will we see

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Speaker 3: you before you go? And he replied, I'm sure you will.

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Speaker 4: Stop it.

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Speaker 1: Oh my god, is that I thought you were going

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Speaker 1: to get an invite. I thought this was going to

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Speaker 1: be the moment you're going to go. He heard it

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Speaker 1: through the radio and he invited me.

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Speaker 3: So this was earlier in the week, and then you

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Speaker 3: and I talked about this yesterday, and then literally twenty

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Speaker 3: minutes later to say, hey, what are you and Rite

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Speaker 3: doing on Saturday night? We're having living drinks. Come along.

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Speaker 3: And now I'm petrified that either he heard it or

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Speaker 3: someone else heard it, and somehow he did.

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Speaker 1: He without a doubt, absolutely, because I don't know. He said,

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Speaker 1: I'm sure you will I don't know that was that

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00:22:37,320 --> 00:22:39,640
Speaker 1: message came through, because that's just an end of That's

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Speaker 1: an end of conversation. There's nothing coming.

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Speaker 3: So I had let it go. But now I feel

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Speaker 3: like I've got a petty invite. And so now my

439
00:22:47,840 --> 00:22:49,840
Speaker 3: question is do I go party?

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Speaker 1: No? No, you cannot. You cannot. It depends.

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Speaker 3: I love a party. Though I love a party.

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Speaker 1: Why have we feeling so much second awkwardness? Do you

443
00:23:04,800 --> 00:23:07,520
Speaker 1: think I just said a thought? Maybe he didn't invite

444
00:23:07,560 --> 00:23:10,840
Speaker 1: you because you didn't invite him to the Christmas?

445
00:23:11,200 --> 00:23:12,920
Speaker 3: Do you think what goes around comes around?

446
00:23:13,040 --> 00:23:13,159
Speaker 10: Right?

447
00:23:13,160 --> 00:23:16,560
Speaker 1: It goes around comes around. Although his party, I'm assuming

448
00:23:16,680 --> 00:23:18,639
Speaker 1: is slightly larger than the dinner.

449
00:23:18,960 --> 00:23:22,600
Speaker 3: Is that right? That that is true? Anyway, I've got

450
00:23:22,640 --> 00:23:26,280
Speaker 3: no shame and I'm going to the party.

451
00:23:27,200 --> 00:23:29,000
Speaker 1: Are you guying? Are you really?

452
00:23:29,680 --> 00:23:30,280
Speaker 3: I'm going to go?

453
00:23:31,800 --> 00:23:32,200
Speaker 1: Okay?

454
00:23:32,400 --> 00:23:32,800
Speaker 3: Are you not?

455
00:23:32,880 --> 00:23:35,600
Speaker 1: It's going to come out later on in the night. Man,

456
00:23:35,800 --> 00:23:37,919
Speaker 1: I heard you talking about on the radio. I'm so sorry, bro,

457
00:23:37,960 --> 00:23:38,880
Speaker 1: You're always invited.

458
00:23:41,280 --> 00:23:45,800
Speaker 4: Maddy, J Many and PJ the podcast.

459
00:23:45,840 --> 00:23:49,359
Speaker 1: That I love the story. It is unfolding to be

460
00:23:49,520 --> 00:23:50,520
Speaker 1: rather entertaining.

461
00:23:50,880 --> 00:23:53,280
Speaker 3: So you and I taking a week off next week

462
00:23:53,280 --> 00:23:56,200
Speaker 3: and going on holiday. It's been a very busy start

463
00:23:56,240 --> 00:23:56,600
Speaker 3: to the year.

464
00:23:56,760 --> 00:23:58,440
Speaker 1: She's been a hictic start to the year. So you

465
00:23:58,520 --> 00:23:59,959
Speaker 1: get a break from us, you will welcome.

466
00:24:02,600 --> 00:24:06,560
Speaker 3: And so you're hitting off on what is essentially your honeymoon.

467
00:24:07,040 --> 00:24:07,399
Speaker 4: It is.

468
00:24:07,480 --> 00:24:09,880
Speaker 1: Yes, with a two year old, you can go wrong

469
00:24:09,960 --> 00:24:11,200
Speaker 1: in can go wrong.

470
00:24:11,320 --> 00:24:14,359
Speaker 3: Run and I just getting down the country a little bit.

471
00:24:14,359 --> 00:24:16,359
Speaker 3: We're hitting to to do her for a couple of nights,

472
00:24:16,480 --> 00:24:17,760
Speaker 3: going to go to the hot pool. It's going to

473
00:24:17,840 --> 00:24:20,200
Speaker 3: get beautiful, mountain bikes. Yeah, We're going to do lots

474
00:24:20,200 --> 00:24:23,240
Speaker 3: of activities down there. And so while we're away, I thought,

475
00:24:23,400 --> 00:24:27,320
Speaker 3: what do I do with the dog? You know, weird

476
00:24:28,920 --> 00:24:31,639
Speaker 3: because we're staying in a hotel and stuff. So yeah, yeah,

477
00:24:31,680 --> 00:24:34,639
Speaker 3: too hard for him. There is a kennel that he loves.

478
00:24:34,680 --> 00:24:37,040
Speaker 3: It's like on a farm. But I thought, oh, maybe

479
00:24:37,080 --> 00:24:39,280
Speaker 3: there's actually an easier option. Maybe I can just see

480
00:24:39,280 --> 00:24:40,840
Speaker 3: if someone wants to house set. And then I thought

481
00:24:41,119 --> 00:24:44,320
Speaker 3: producer Sira, she's a twenty something year old flatting Maybe

482
00:24:45,000 --> 00:24:46,880
Speaker 3: her and her partner would love to get away from

483
00:24:46,880 --> 00:24:48,280
Speaker 3: the flat for a couple of days and go on

484
00:24:48,400 --> 00:24:50,879
Speaker 3: come in house set. And I know they love dogs.

485
00:24:51,080 --> 00:24:53,800
Speaker 3: So all those things started to add up, And so

486
00:24:53,840 --> 00:24:56,199
Speaker 3: I asked Sarah would she come in house sit for us?

487
00:24:56,240 --> 00:24:59,199
Speaker 1: And now I've watched her emotions along this. She was

488
00:24:59,240 --> 00:25:02,800
Speaker 1: so excited it initially when you actually asked her, She's like,

489
00:25:02,800 --> 00:25:06,480
Speaker 1: oh my god, yes, And I've noticed there is all

490
00:25:06,480 --> 00:25:09,480
Speaker 1: the details of unfolded. Over the days, that sort of

491
00:25:09,520 --> 00:25:12,640
Speaker 1: excitement has quickly switched to nerves.

492
00:25:13,080 --> 00:25:15,800
Speaker 7: I'm sweating right now. The more I think about it,

493
00:25:15,840 --> 00:25:18,200
Speaker 7: the more I'm like, what if I kill made McLean's dog.

494
00:25:19,600 --> 00:25:19,879
Speaker 3: Dog?

495
00:25:21,400 --> 00:25:25,320
Speaker 1: Do You'll be fine? It's just another day.

496
00:25:26,160 --> 00:25:28,280
Speaker 3: She also said to me, I do spill a lot.

497
00:25:29,359 --> 00:25:31,720
Speaker 3: That was fair, and I was like, don't spill at

498
00:25:31,760 --> 00:25:33,160
Speaker 3: my house, thank you very much.

499
00:25:33,400 --> 00:25:35,800
Speaker 1: Yes, I have rit enough.

500
00:25:36,880 --> 00:25:40,560
Speaker 7: I've stained the carpet in my mum's house, every single

501
00:25:40,640 --> 00:25:42,720
Speaker 7: room across my years of living there.

502
00:25:43,400 --> 00:25:50,600
Speaker 1: Anyway, okay, well with that in mind, very detailed list

503
00:25:50,720 --> 00:25:50,919
Speaker 1: I have.

504
00:25:51,040 --> 00:25:54,560
Speaker 3: I've given things multiple pages with instructions for the house

505
00:25:54,640 --> 00:25:56,960
Speaker 3: and for the dog. Loveless, you've had a look through

506
00:25:57,440 --> 00:26:00,160
Speaker 3: anything they're ringing, alarm bells, anything.

507
00:26:00,680 --> 00:26:00,880
Speaker 1: No.

508
00:26:00,960 --> 00:26:03,840
Speaker 7: I like all the little extras. You know, there's a

509
00:26:03,880 --> 00:26:04,399
Speaker 7: heat pump.

510
00:26:07,040 --> 00:26:09,000
Speaker 1: Can you use it all the time? Are you? Are

511
00:26:09,000 --> 00:26:10,080
Speaker 1: you precious on power.

512
00:26:10,240 --> 00:26:15,080
Speaker 3: Nah, use it whenever you want. Okay, that's fine.

513
00:26:15,119 --> 00:26:20,000
Speaker 7: And this streaming not all of them. You've listed what

514
00:26:20,040 --> 00:26:20,520
Speaker 7: you have there.

515
00:26:20,640 --> 00:26:22,440
Speaker 3: I just wanted you to know what you could, what

516
00:26:22,480 --> 00:26:23,080
Speaker 3: you hat.

517
00:26:23,280 --> 00:26:24,120
Speaker 7: I appreciate it.

518
00:26:24,280 --> 00:26:28,360
Speaker 3: Yeah, but now I'm nervous. Now I'm nervous because you're nervous.

519
00:26:28,600 --> 00:26:30,280
Speaker 7: No, it'll be fine. Have you had someone house sit

520
00:26:30,400 --> 00:26:31,159
Speaker 7: before and did it go?

521
00:26:31,280 --> 00:26:31,600
Speaker 1: Okay?

522
00:26:31,840 --> 00:26:35,879
Speaker 3: Yeah, we're fine. Okay, Well but what we did was

523
00:26:35,920 --> 00:26:38,199
Speaker 3: we put it on Facebook and asked people earlier on

524
00:26:38,240 --> 00:26:42,240
Speaker 3: our hit stripe Facebook page what happened when you house that?

525
00:26:42,600 --> 00:26:44,760
Speaker 3: And I think that's what's maybe nervous.

526
00:26:45,240 --> 00:26:49,880
Speaker 1: There are so many messages coming through. Okay, house sitting

527
00:26:49,920 --> 00:26:51,879
Speaker 1: on a farm recently the chicks got the salks and

528
00:26:51,920 --> 00:26:54,040
Speaker 1: stopped laying and I got zapped on an electric fence

529
00:26:54,040 --> 00:26:56,119
Speaker 1: while feeding the horse, not even for a dfer, but

530
00:26:56,200 --> 00:26:58,280
Speaker 1: that place I learned how to be a real farm girl.

531
00:26:59,320 --> 00:27:01,600
Speaker 3: Have an electric case of our place. This one go.

532
00:27:01,800 --> 00:27:04,159
Speaker 3: This one from Debo's house sitting just before Christmas. The

533
00:27:04,200 --> 00:27:06,040
Speaker 3: wee dogs that are barking at the front door side

534
00:27:06,040 --> 00:27:08,879
Speaker 3: investigated as you do. I need to see elderly neighbour

535
00:27:08,960 --> 00:27:11,440
Speaker 3: stark naked getting his Morning paper and doing a few

536
00:27:11,440 --> 00:27:12,760
Speaker 3: stretches in his driveway.

537
00:27:13,680 --> 00:27:16,119
Speaker 1: What about this one Casey said the twenty sixteen Cai

538
00:27:16,200 --> 00:27:19,360
Speaker 1: Colder earthquake myself the three dogs said to pile into

539
00:27:19,359 --> 00:27:22,040
Speaker 1: my Toyota Yaris and be evacuated to high I don't

540
00:27:22,040 --> 00:27:24,080
Speaker 1: think about natural disaster. I don't think you're in a

541
00:27:24,080 --> 00:27:25,120
Speaker 1: fault line. I think you're okay.

542
00:27:25,560 --> 00:27:30,119
Speaker 3: And then this one from Yanina found whips, chains, body

543
00:27:30,119 --> 00:27:33,040
Speaker 3: paint and handcuffs in the drawer. Let me just tell

544
00:27:33,080 --> 00:27:35,760
Speaker 3: you will not be going through our bedroom door bathroom.

545
00:27:35,920 --> 00:27:36,720
Speaker 7: Do you have cameras?

546
00:27:38,440 --> 00:27:38,560
Speaker 12: Oh?

547
00:27:38,600 --> 00:27:39,640
Speaker 3: He doesn't know, don't.

548
00:27:39,440 --> 00:27:44,320
Speaker 1: Well, let's open up of the phones. Oh eight hundred.

549
00:27:44,400 --> 00:27:47,440
Speaker 1: The heads should many should be worried. What happened when

550
00:27:47,480 --> 00:27:50,399
Speaker 1: you house it? We want to hear your stories. Maybe

551
00:27:50,520 --> 00:27:53,800
Speaker 1: see it as a warning for Sarah going into this.

552
00:27:53,840 --> 00:27:55,520
Speaker 1: Is there anything she needs to be aware of? What

553
00:27:55,640 --> 00:27:58,800
Speaker 1: could possibly happen? Get in touch? Oh eight hundred. The

554
00:27:58,840 --> 00:28:00,760
Speaker 1: hats takes four four eight seven, And we've got some

555
00:28:00,760 --> 00:28:04,240
Speaker 1: coffee to give away thanks to Bruce and Beans. What

556
00:28:04,440 --> 00:28:08,560
Speaker 1: happened when you have sat too?

557
00:28:08,880 --> 00:28:12,280
Speaker 4: So the podcast.

558
00:28:14,440 --> 00:28:18,240
Speaker 1: We're asking what happened when you house sat? Meddie's handing

559
00:28:18,240 --> 00:28:21,000
Speaker 1: his house over to a producer Sera next week. I think,

560
00:28:21,080 --> 00:28:23,000
Speaker 1: I mean it's gonna be fine. It's not gonna be fine.

561
00:28:23,040 --> 00:28:25,240
Speaker 1: Guys gonna look at me like that.

562
00:28:25,320 --> 00:28:28,679
Speaker 3: Many you're stressing and now reading some of these messages,

563
00:28:29,040 --> 00:28:30,320
Speaker 3: I'm stressing as well.

564
00:28:32,160 --> 00:28:33,760
Speaker 1: Look, Liz got to the phones. They might not be

565
00:28:33,800 --> 00:28:35,480
Speaker 1: that bad. Maybe it will say I had the most

566
00:28:35,560 --> 00:28:38,200
Speaker 1: peaceful wake and it was bliss. Tanita, Is that what

567
00:28:38,280 --> 00:28:40,880
Speaker 1: happened with you?

568
00:28:40,920 --> 00:28:42,120
Speaker 2: No?

569
00:28:42,120 --> 00:28:44,200
Speaker 3: No, what happens? What happened?

570
00:28:44,920 --> 00:28:49,200
Speaker 2: So my folks are currently in Thailand. They've got a

571
00:28:49,280 --> 00:28:53,920
Speaker 2: pure bred persian in a fully enclosed yard. Yeah, the

572
00:28:54,040 --> 00:28:57,160
Speaker 2: cat cannot get out, but it turns out he can

573
00:28:57,240 --> 00:29:03,160
Speaker 2: get out. Today I discovered he had managed to escape

574
00:29:03,240 --> 00:29:07,120
Speaker 2: into the neighbour's yard. They've got a labrador. There's also

575
00:29:07,160 --> 00:29:11,000
Speaker 2: a whole pile of wire on the yard. Oh no,

576
00:29:12,760 --> 00:29:16,880
Speaker 2: So I had to go a block over to physically

577
00:29:16,920 --> 00:29:19,800
Speaker 2: remove him from the yard. Got him home and I

578
00:29:19,880 --> 00:29:23,480
Speaker 2: found a little bit of blood. Then I noticed he

579
00:29:23,600 --> 00:29:26,280
Speaker 2: was limping, so I took him into the vets. Today

580
00:29:26,440 --> 00:29:31,360
Speaker 2: he has had his tail and the bone.

581
00:29:31,880 --> 00:29:34,320
Speaker 3: No, and your parents get home tomorrow.

582
00:29:35,080 --> 00:29:38,360
Speaker 1: Have you have you told them? Have you told them? Tanita?

583
00:29:38,440 --> 00:29:39,680
Speaker 1: Or is it going to be a sort of welcome

584
00:29:39,680 --> 00:29:40,800
Speaker 1: home announcement.

585
00:29:41,880 --> 00:29:45,000
Speaker 2: They know him, and I think my mum's trying to

586
00:29:45,240 --> 00:29:48,040
Speaker 2: because the cat is her absolute baby.

587
00:29:48,200 --> 00:29:49,880
Speaker 3: Oh oh my god.

588
00:29:50,160 --> 00:29:56,520
Speaker 2: Baby baby, this is a sixteen hundred dollars period him

589
00:29:56,600 --> 00:29:57,720
Speaker 2: up in about twenty minutes.

590
00:29:57,840 --> 00:29:59,480
Speaker 3: Oh my god. Well, good gos.

591
00:30:01,240 --> 00:30:04,600
Speaker 7: Oh yeah, I won't do that, Tot.

592
00:30:04,520 --> 00:30:05,080
Speaker 3: I won't.

593
00:30:06,680 --> 00:30:09,840
Speaker 1: Okay, you cannot get outside of the fence, right.

594
00:30:09,800 --> 00:30:12,240
Speaker 3: Good sty Well he's got a tit on.

595
00:30:12,800 --> 00:30:14,880
Speaker 1: Zoe's joining us end when you.

596
00:30:16,800 --> 00:30:19,040
Speaker 13: So we're going back twenty two years.

597
00:30:19,200 --> 00:30:20,440
Speaker 11: So I was sixteen.

598
00:30:21,920 --> 00:30:25,920
Speaker 13: And my good school friend whose mom was the English

599
00:30:26,000 --> 00:30:29,640
Speaker 13: teacher and dad was the headmaster. They went to France

600
00:30:29,800 --> 00:30:31,120
Speaker 13: and they were like, you can house it for the

601
00:30:31,120 --> 00:30:33,200
Speaker 13: week because they had sky TV. Right, this is a

602
00:30:33,240 --> 00:30:37,840
Speaker 13: novel thing, like oh yeah, amazing. And I was kind

603
00:30:37,840 --> 00:30:41,440
Speaker 13: of going through a dating a bad boy phase, and

604
00:30:41,520 --> 00:30:45,080
Speaker 13: so I invited my boyfriend around. When I was house sitting.

605
00:30:45,640 --> 00:30:48,120
Speaker 14: He bought a lot of people who had never met.

606
00:30:48,480 --> 00:30:49,880
Speaker 14: There was a big piss up.

607
00:30:50,600 --> 00:30:53,440
Speaker 13: Everybody got very drunk. They drunk all of the dad's

608
00:30:53,600 --> 00:30:57,479
Speaker 13: like fancy expensive dad booth.

609
00:30:58,680 --> 00:31:01,160
Speaker 14: The pissed then nag into the carpet.

610
00:31:03,040 --> 00:31:05,200
Speaker 13: They tried on the mom's clothes.

611
00:31:05,480 --> 00:31:09,200
Speaker 2: She was the English teacher, and I remember.

612
00:31:08,840 --> 00:31:12,120
Speaker 14: Them coming downstairs in all of her clothes. They let

613
00:31:12,160 --> 00:31:18,960
Speaker 14: the pet rabbit out toothpaste, and they drew penises with

614
00:31:19,120 --> 00:31:22,840
Speaker 14: toothpaste all over the bathroom walls. They stole all the

615
00:31:22,920 --> 00:31:25,800
Speaker 14: DVDs because obviously this is twenty two years ago.

616
00:31:25,640 --> 00:31:28,720
Speaker 12: So there was tvd's, and they also stole my shoes,

617
00:31:31,880 --> 00:31:34,720
Speaker 12: and then I kind of woke up. However, many hours

618
00:31:34,760 --> 00:31:38,720
Speaker 12: later after this silly teenage alcohol binge and.

619
00:31:39,120 --> 00:31:41,680
Speaker 4: Just cried, okay, was.

620
00:31:44,160 --> 00:31:44,720
Speaker 8: They gave it?

621
00:31:45,040 --> 00:31:48,280
Speaker 14: Feel sick about it like I still feel about it.

622
00:31:48,640 --> 00:31:51,880
Speaker 1: Yes, I don't blame you, Oh my gosh. Okay, Well,

623
00:31:51,920 --> 00:31:56,840
Speaker 1: look sirah a Lisa. Okay, producer Sira, And that is

624
00:31:56,880 --> 00:31:57,600
Speaker 1: what you don't do.

625
00:31:58,160 --> 00:31:59,800
Speaker 3: This be a Lisa in the last teachs that just

626
00:31:59,840 --> 00:32:03,959
Speaker 3: came in. We die and mates dog green while house sitting.

627
00:32:04,080 --> 00:32:06,280
Speaker 3: He doesn't talk to me anymore.

628
00:32:07,000 --> 00:32:09,800
Speaker 1: So let them be listening again of what not to do.

629
00:32:09,920 --> 00:32:11,360
Speaker 7: I have to see you every day.

630
00:32:11,360 --> 00:32:12,520
Speaker 1: I'm not going to do anything not.

631
00:32:14,440 --> 00:32:16,480
Speaker 4: Many the podcast.

632
00:32:19,040 --> 00:32:22,080
Speaker 1: Well, welcome back to another round of Melford Money Matters.

633
00:32:22,240 --> 00:32:24,960
Speaker 1: Murray Harris, head of Kiwi Savor, is joining us for

634
00:32:25,000 --> 00:32:31,600
Speaker 1: another week from Milford to discuss investing money issues, misconceptions

635
00:32:31,840 --> 00:32:36,479
Speaker 1: about all things investments and beyond. And look he's here

636
00:32:36,520 --> 00:32:38,760
Speaker 1: to answer our questions. But remember this is only in

637
00:32:38,840 --> 00:32:41,640
Speaker 1: FORO to help you understand more and is not official

638
00:32:41,720 --> 00:32:44,880
Speaker 1: financial advice. How are you married? I'm very well.

639
00:32:44,880 --> 00:32:46,120
Speaker 3: Thanks, nice to see you again.

640
00:32:47,920 --> 00:32:48,480
Speaker 8: Thank you.

641
00:32:48,840 --> 00:32:50,800
Speaker 1: We haven't scared you off from other weeks.

642
00:32:53,440 --> 00:32:57,080
Speaker 8: Hard questions yet, let's crag.

643
00:32:56,920 --> 00:32:59,560
Speaker 1: Into it for another week. What would you say is

644
00:32:59,640 --> 00:33:04,840
Speaker 1: some considerations If we're looking at starting out as an investor, well.

645
00:33:04,720 --> 00:33:06,480
Speaker 8: One of the key things you need to think about

646
00:33:06,560 --> 00:33:09,240
Speaker 8: is what's the goal for the money you're going to invest,

647
00:33:09,520 --> 00:33:12,840
Speaker 8: because that will determine how long you want to invest for,

648
00:33:12,960 --> 00:33:15,640
Speaker 8: so your time frame, because if it's a short term goal,

649
00:33:15,680 --> 00:33:17,160
Speaker 8: you don't want to take too much risk because you

650
00:33:17,160 --> 00:33:19,080
Speaker 8: don't want to risk blowing that money up, So you

651
00:33:19,120 --> 00:33:21,800
Speaker 8: want to take less risk and a longer term goal

652
00:33:21,840 --> 00:33:22,680
Speaker 8: you can take more risk.

653
00:33:23,080 --> 00:33:27,000
Speaker 3: So will some people just invest to get enough money

654
00:33:27,000 --> 00:33:28,720
Speaker 3: to go on a big holiday or something like that?

655
00:33:28,840 --> 00:33:30,960
Speaker 8: Yeah, that's a good example, right, So you might have

656
00:33:31,000 --> 00:33:33,000
Speaker 8: a goal maybe so you want to take the family

657
00:33:33,040 --> 00:33:35,440
Speaker 8: on a big trip to Disneyland, and you think, well,

658
00:33:35,560 --> 00:33:38,240
Speaker 8: we're going to do that in three years time, let's

659
00:33:38,480 --> 00:33:40,400
Speaker 8: invest some money. I mean, you could hit money in

660
00:33:40,440 --> 00:33:42,720
Speaker 8: a savings account, but you might want to invest some

661
00:33:42,800 --> 00:33:45,400
Speaker 8: as well because you might grow it faster. So in

662
00:33:45,440 --> 00:33:47,600
Speaker 8: that case, you might want to cash or a conservative

663
00:33:47,600 --> 00:33:49,880
Speaker 8: fund because you can't handle the ups and downs of

664
00:33:49,880 --> 00:33:51,720
Speaker 8: share markets, so you want to be more invested in

665
00:33:51,760 --> 00:33:53,680
Speaker 8: cash and bonds and conservative investments.

666
00:33:53,720 --> 00:33:56,120
Speaker 3: Yeah, you talk about risk, and obviously that's a huge

667
00:33:56,120 --> 00:33:58,760
Speaker 3: thing for people to consider. What do people need to

668
00:33:58,800 --> 00:34:00,480
Speaker 3: think about and consider when it comes to.

669
00:34:00,440 --> 00:34:02,840
Speaker 8: Rest, Well, again, it comes back to your goal and

670
00:34:02,880 --> 00:34:05,400
Speaker 8: your time frame, right, So the more time you've got

671
00:34:05,640 --> 00:34:08,080
Speaker 8: you can afford the ups and downs of share markets

672
00:34:08,120 --> 00:34:10,880
Speaker 8: because you know they do move around, and so if

673
00:34:10,920 --> 00:34:12,319
Speaker 8: you're going to take more risks, you're going to more

674
00:34:12,360 --> 00:34:16,400
Speaker 8: likely be investing in shares and share markets of global companies.

675
00:34:16,480 --> 00:34:18,759
Speaker 8: And we've all seen every day share markets go up

676
00:34:18,760 --> 00:34:20,959
Speaker 8: and down. So if you want to get that money

677
00:34:21,000 --> 00:34:23,319
Speaker 8: out in a year's time, the market might be down,

678
00:34:23,560 --> 00:34:26,080
Speaker 8: but if you've got ten years time, well you know

679
00:34:26,200 --> 00:34:28,399
Speaker 8: ups and downs of markets, that money should grow over time.

680
00:34:28,520 --> 00:34:31,160
Speaker 8: So yeah, the more risk you can take, the more

681
00:34:31,200 --> 00:34:33,640
Speaker 8: you can grow your money. But there's more ups and downs.

682
00:34:33,760 --> 00:34:36,520
Speaker 1: Now we've obviously been attacking myths and the segment, and

683
00:34:36,560 --> 00:34:38,960
Speaker 1: I'd say this is one of them. Do you need

684
00:34:39,000 --> 00:34:40,960
Speaker 1: to be rich to be an investor?

685
00:34:41,719 --> 00:34:46,160
Speaker 8: Well, that's an easy one. No, you don't. And actually

686
00:34:46,840 --> 00:34:50,040
Speaker 8: being an investor might mean that you can get.

687
00:34:49,960 --> 00:34:52,920
Speaker 3: Rich right right, because you're for us.

688
00:34:53,000 --> 00:34:56,160
Speaker 8: You learn the power of compounding interest in compounding returns.

689
00:34:56,360 --> 00:34:59,439
Speaker 8: So yeah, no, that's a myth. And you can get

690
00:34:59,480 --> 00:35:01,799
Speaker 8: started from as little as a thousand dollars, so you know,

691
00:35:01,800 --> 00:35:03,880
Speaker 8: you've got managed funds out there, and we've got a

692
00:35:03,920 --> 00:35:07,200
Speaker 8: series of managed funds separate from kiwisaver. You can start

693
00:35:07,200 --> 00:35:09,320
Speaker 8: with one thousand dollars, right, So you don't have to

694
00:35:09,360 --> 00:35:11,239
Speaker 8: put a lot of money in, put your toe in

695
00:35:11,280 --> 00:35:13,520
Speaker 8: the water, learn a little bit, because there's nothing like

696
00:35:13,560 --> 00:35:15,560
Speaker 8: having skin in the game to learn how things go

697
00:35:15,719 --> 00:35:18,080
Speaker 8: and watching your investments go up and down, and then

698
00:35:18,120 --> 00:35:20,520
Speaker 8: if you're comfortable, you can add a little bit more.

699
00:35:20,600 --> 00:35:22,960
Speaker 8: And so you know, you can add to an investment

700
00:35:23,000 --> 00:35:24,760
Speaker 8: fund just the same as you do with your kipisaber

701
00:35:24,960 --> 00:35:28,319
Speaker 8: regular contributions or just lump some money when you've got

702
00:35:28,400 --> 00:35:29,680
Speaker 8: you know, when your finances allow it.

703
00:35:29,960 --> 00:35:32,560
Speaker 3: So what do you need to get started and where

704
00:35:32,560 --> 00:35:33,440
Speaker 3: should people start?

705
00:35:33,680 --> 00:35:36,239
Speaker 8: Well, good starting point is to go and have a

706
00:35:36,239 --> 00:35:38,640
Speaker 8: look at the websites of you know, the fund managers

707
00:35:38,640 --> 00:35:40,279
Speaker 8: out there, and you know, we've got a heap of

708
00:35:40,320 --> 00:35:42,919
Speaker 8: information on our website, so you can go in there.

709
00:35:43,120 --> 00:35:44,960
Speaker 8: You can look at the types of funds that we offer.

710
00:35:45,480 --> 00:35:47,440
Speaker 8: Every fund manager is going to offer a range of

711
00:35:47,520 --> 00:35:50,600
Speaker 8: funds from low risk cash type funds through the high risk,

712
00:35:51,000 --> 00:35:55,320
Speaker 8: more aggressive international share funds or you know specialist funds.

713
00:35:55,320 --> 00:35:57,520
Speaker 8: So go and have a look there. You'll see the

714
00:35:57,520 --> 00:35:59,880
Speaker 8: type of funds that are offered, what they're invested in,

715
00:36:00,800 --> 00:36:04,280
Speaker 8: how much risk they take, and get all that information.

716
00:36:04,360 --> 00:36:08,080
Speaker 8: And then most managers are going to have some sort

717
00:36:08,120 --> 00:36:11,040
Speaker 8: of advice available, whether that's an online tool you can

718
00:36:11,080 --> 00:36:13,680
Speaker 8: check your risk profile on or talk to an advisor.

719
00:36:13,920 --> 00:36:17,239
Speaker 1: Amazing Well, Murray from Melford, thank you so much for

720
00:36:17,320 --> 00:36:19,879
Speaker 1: joining us for our Moneymatter segment. And if you want

721
00:36:19,880 --> 00:36:21,719
Speaker 1: to know more about Keepy Saver and Melford, you can

722
00:36:21,719 --> 00:36:25,120
Speaker 1: hear to Milford Asset dot com see their product disclosure

723
00:36:25,200 --> 00:36:27,279
Speaker 1: statement and if you've got any questions for next week

724
00:36:27,320 --> 00:36:29,400
Speaker 1: you can text them through our four four eight seven.

725
00:36:31,920 --> 00:36:35,880
Speaker 4: Maddy and PJ Mady and PJ the podcast.

726
00:36:36,880 --> 00:36:39,480
Speaker 1: I think it was a while ago you said Maddie

727
00:36:39,719 --> 00:36:41,560
Speaker 1: that you would love to be able to do a

728
00:36:41,600 --> 00:36:45,600
Speaker 1: taste test, blindfolded taste test between coke and pepsi. You're like,

729
00:36:45,760 --> 00:36:48,640
Speaker 1: I could tell in a second, absolutely, now, Lot.

730
00:36:48,520 --> 00:36:51,680
Speaker 3: I really truly do think I can. What I will

731
00:36:51,719 --> 00:36:53,879
Speaker 3: say is that I'm not an expert when it comes

732
00:36:53,920 --> 00:36:57,360
Speaker 3: to pepsi, so I'm not great at distinguishing between the

733
00:36:57,440 --> 00:37:00,960
Speaker 3: different pepsis. But Cox I know really well, and I

734
00:37:01,040 --> 00:37:04,000
Speaker 3: feel like I'll definitely know if it's a coke or

735
00:37:04,040 --> 00:37:04,520
Speaker 3: a pepsi.

736
00:37:04,960 --> 00:37:08,400
Speaker 1: Okay, let's do this. Let's see if Maddy McLean is

737
00:37:08,440 --> 00:37:10,160
Speaker 1: full of it or if he really does know his

738
00:37:10,239 --> 00:37:13,279
Speaker 1: soft drinks. So, without further ado, can you please put

739
00:37:13,280 --> 00:37:16,640
Speaker 1: the blindfold on and can produce it. Bronte come into

740
00:37:16,680 --> 00:37:21,239
Speaker 1: the studio with four different glasses of beverages. Now we're

741
00:37:21,239 --> 00:37:25,600
Speaker 1: gonna have a range of pepsi, Coke, no sugar, Pepsi

742
00:37:25,719 --> 00:37:30,040
Speaker 1: Max and Coach Coke not Coach, and out of those four,

743
00:37:30,080 --> 00:37:31,920
Speaker 1: you have to tell us which one you think is.

744
00:37:32,080 --> 00:37:34,120
Speaker 1: If you drink the macay I can, I can? How

745
00:37:34,120 --> 00:37:34,560
Speaker 1: are you feeling?

746
00:37:34,560 --> 00:37:37,480
Speaker 3: Are you confident I'm feeling confident. Like I said, the

747
00:37:37,520 --> 00:37:40,000
Speaker 3: difference between pepsy and pepsi max, I think I will

748
00:37:40,000 --> 00:37:42,680
Speaker 3: struggle with Yeah, but I feel like I'll definitely know

749
00:37:42,760 --> 00:37:45,320
Speaker 3: the coke, I'll know the cocono sugar, and I'll definitely

750
00:37:45,360 --> 00:37:47,000
Speaker 3: know if it's pepsi or coke.

751
00:37:47,200 --> 00:37:53,360
Speaker 1: Okay, now here is glass number one? Okay, it's not confident.

752
00:37:55,680 --> 00:37:57,360
Speaker 3: I need to I think I need to try the

753
00:37:57,400 --> 00:37:58,960
Speaker 3: others before I make it.

754
00:37:59,280 --> 00:38:01,800
Speaker 1: Okay, all right, so you've had a sap okay of

755
00:38:01,880 --> 00:38:03,719
Speaker 1: number one? All right? Now number two it should be

756
00:38:03,760 --> 00:38:06,759
Speaker 1: a ribbed glass. What do you think that is? That

757
00:38:06,920 --> 00:38:09,719
Speaker 1: he's just doing a live taste teste between the beverages coke,

758
00:38:09,800 --> 00:38:12,359
Speaker 1: no sugar, Pepsi max, pepsi and coke. Okay, so you've

759
00:38:12,360 --> 00:38:20,360
Speaker 1: had your second beverage going on to number Three's that

760
00:38:21,080 --> 00:38:23,200
Speaker 1: I suppose that start to movege together. You need the

761
00:38:23,200 --> 00:38:24,920
Speaker 1: coffee beans. Like what you do when you smell lots

762
00:38:24,920 --> 00:38:27,640
Speaker 1: of perfumes. You probably need to crunch on a coffee bean. Okay.

763
00:38:27,640 --> 00:38:32,320
Speaker 1: He's onto his fourth glass, which is coming a wine glass. Okay,

764
00:38:32,480 --> 00:38:33,280
Speaker 1: how are you feeling?

765
00:38:33,840 --> 00:38:36,920
Speaker 3: Okay? I know that that last one was one of

766
00:38:36,920 --> 00:38:40,880
Speaker 3: the pepsis. I'm locking in regular pepsi for the fourth one?

767
00:38:41,120 --> 00:38:41,440
Speaker 1: Okay?

768
00:38:41,480 --> 00:38:42,720
Speaker 3: Can I get number three again?

769
00:38:43,600 --> 00:38:43,960
Speaker 1: Mm hmm.

770
00:38:45,000 --> 00:38:48,279
Speaker 3: We can be here all day. That's I reckon, that's

771
00:38:48,480 --> 00:38:49,040
Speaker 3: full coke.

772
00:38:49,960 --> 00:38:51,960
Speaker 1: You think number three is full coke?

773
00:38:52,400 --> 00:38:55,800
Speaker 3: Number two yeah, okay, that's a coke no sugar.

774
00:38:56,239 --> 00:38:58,480
Speaker 1: You think number two is coke no sugar?

775
00:38:58,719 --> 00:38:59,080
Speaker 3: Okay?

776
00:38:59,160 --> 00:39:00,200
Speaker 1: And so what do you want to lock? And for

777
00:39:00,280 --> 00:39:05,240
Speaker 1: number one? Pepsi max is your answer? For number one? Okay?

778
00:39:05,360 --> 00:39:07,640
Speaker 1: All right, you've locked in all your answers. Are you

779
00:39:07,719 --> 00:39:08,960
Speaker 1: ready for the reveal?

780
00:39:09,080 --> 00:39:09,600
Speaker 3: I'm ready?

781
00:39:10,440 --> 00:39:14,520
Speaker 1: Okay. So for number one, you see pepsi max. The

782
00:39:14,560 --> 00:39:16,040
Speaker 1: answer was coke, no sugar.

783
00:39:16,160 --> 00:39:17,600
Speaker 3: No, it was not.

784
00:39:18,520 --> 00:39:21,839
Speaker 1: It was I kid you not? Okay? For number two

785
00:39:22,800 --> 00:39:25,960
Speaker 1: you said coke, no sugar. The answer was coke.

786
00:39:26,200 --> 00:39:31,560
Speaker 3: Okay. Well, at least I was in the right wheelhouse

787
00:39:31,600 --> 00:39:31,840
Speaker 3: for that.

788
00:39:32,440 --> 00:39:36,480
Speaker 1: Uh huh. And so for number three you said coke,

789
00:39:37,000 --> 00:39:41,760
Speaker 1: the answer was pepsy. Oh no, I'm not even making

790
00:39:41,760 --> 00:39:44,200
Speaker 1: this up, I promise. And then number four you see

791
00:39:44,280 --> 00:39:46,120
Speaker 1: pips and it was pepsi.

792
00:39:46,760 --> 00:39:47,759
Speaker 3: Man, I got.

793
00:39:49,480 --> 00:39:50,720
Speaker 1: Zero out of four.

794
00:39:52,320 --> 00:39:56,040
Speaker 3: That is wild to me. I really, I really thought

795
00:39:56,080 --> 00:39:56,880
Speaker 3: I was going to nail that.

796
00:39:57,400 --> 00:39:59,280
Speaker 1: Do you think individually it would have been easier.

797
00:40:00,200 --> 00:40:05,839
Speaker 3: Maybe yeah, maybe just want Maybe it is really bad.

798
00:40:05,840 --> 00:40:10,600
Speaker 3: It doesn't even closed so bad.

799
00:40:11,560 --> 00:40:16,040
Speaker 4: Median p J, the podcast that's