1 00:00:00,000 --> 00:00:01,800 Speaker 1: Hi Hazel zero and I'm 2 00:00:01,800 --> 00:00:04,800 Speaker 2: jermaine and welcome back to another episode of clarity's 3 00:00:05,260 --> 00:00:06,019 Speaker 1: vodka. 4 00:00:07,020 --> 00:00:09,160 Speaker 1: So today on the podcast, we're actually going to unpack 5 00:00:09,160 --> 00:00:14,170 Speaker 1: the concept of filial piety more specifically, who's responsible for 6 00:00:14,170 --> 00:00:17,160 Speaker 1: taking care of our parents and who's responsible of taking 7 00:00:17,160 --> 00:00:19,680 Speaker 1: care of us when we grow old. And it's a 8 00:00:19,680 --> 00:00:22,440 Speaker 1: big day in Asia, you know, especially in the eastern 9 00:00:22,450 --> 00:00:25,400 Speaker 1: culture because in Western culture is different, right? Usually when 10 00:00:25,400 --> 00:00:27,680 Speaker 1: kids are 18 years old, they move out and they 11 00:00:27,730 --> 00:00:30,160 Speaker 1: never go back to the nest. Yes, they turn 18. 12 00:00:30,160 --> 00:00:31,050 Speaker 1: Their parents 13 00:00:31,270 --> 00:00:33,210 Speaker 2: and their parents actually want them to move out 14 00:00:33,220 --> 00:00:34,360 Speaker 1: there. Like please go, 15 00:00:34,400 --> 00:00:35,300 Speaker 2: yeah, 16 00:00:35,729 --> 00:00:39,070 Speaker 2: please find a space outside where's in the asian context? 17 00:00:39,080 --> 00:00:40,940 Speaker 2: I feel like our parents would never want us to 18 00:00:40,940 --> 00:00:42,500 Speaker 2: move out unless we're married 19 00:00:42,510 --> 00:00:45,190 Speaker 1: actually. Yeah, 20 00:00:45,190 --> 00:00:47,610 Speaker 2: I moved out, but they were very unwilling for me 21 00:00:47,610 --> 00:00:49,900 Speaker 2: to move out and in fact they always want me back, 22 00:00:49,909 --> 00:00:51,209 Speaker 2: you know, but your sibling 23 00:00:51,220 --> 00:00:52,170 Speaker 1: moved out as well 24 00:00:52,180 --> 00:00:54,880 Speaker 2: because my brother is married, so he moved out but 25 00:00:54,880 --> 00:00:56,600 Speaker 2: my sister is not. So he's still saying to get 26 00:00:56,600 --> 00:00:59,380 Speaker 2: my parents and just yesterday my sister told me in 27 00:00:59,380 --> 00:01:00,830 Speaker 2: private that my mom told her that 28 00:01:00,841 --> 00:01:03,371 Speaker 2: she's very thankful that my sister still lives with them. 29 00:01:03,381 --> 00:01:05,971 Speaker 2: I felt so heartbroken when I heard that because my 30 00:01:05,971 --> 00:01:08,890 Speaker 2: mom thinks that you know, the second daughter, the third son, 31 00:01:08,901 --> 00:01:11,151 Speaker 2: that both already so left the eldest daughter. 32 00:01:11,161 --> 00:01:14,911 Speaker 1: I think Philip piety is very big in asian culture especially, 33 00:01:14,911 --> 00:01:18,401 Speaker 1: right and you think about this like complicated relationship we 34 00:01:18,401 --> 00:01:21,021 Speaker 1: have with our parents when we grow old or when 35 00:01:21,021 --> 00:01:24,250 Speaker 1: they grow old, do we have to support them financially monetarily, 36 00:01:24,261 --> 00:01:25,940 Speaker 1: but let me ask you guys first, why 37 00:01:25,952 --> 00:01:28,322 Speaker 1: what do you think? Filial piety means to 38 00:01:28,322 --> 00:01:31,492 Speaker 2: you? I think it means spending time with them and 39 00:01:31,492 --> 00:01:33,962 Speaker 2: making sure they know that they are loved by me, 40 00:01:33,972 --> 00:01:36,522 Speaker 2: I don't have to be physically staying with them, but 41 00:01:36,532 --> 00:01:39,272 Speaker 2: I have to just spend time with them maybe every 42 00:01:39,272 --> 00:01:42,232 Speaker 2: weekend if I can to the best of our ability. 43 00:01:42,242 --> 00:01:45,642 Speaker 1: I think like while they're your parents, it's like everything 44 00:01:45,642 --> 00:01:48,412 Speaker 1: else as well where they are like many different ways 45 00:01:48,412 --> 00:01:51,050 Speaker 1: to do it, show it, you know? So it doesn't necessarily, 46 00:01:51,063 --> 00:01:53,103 Speaker 1: I mean that you have to live with them, but 47 00:01:53,103 --> 00:01:55,773 Speaker 1: I think in this side of the world especially because 48 00:01:55,773 --> 00:01:58,413 Speaker 1: it's always been that way, right? And also because of, 49 00:01:58,413 --> 00:02:02,383 Speaker 1: I guess you know it's expensive to own a place 50 00:02:02,383 --> 00:02:04,513 Speaker 1: and things like that. So it has become very natural 51 00:02:04,513 --> 00:02:06,943 Speaker 1: that you know until a certain age you live with 52 00:02:06,943 --> 00:02:10,553 Speaker 1: your parents, they expect you around, it feels like you 53 00:02:10,553 --> 00:02:12,673 Speaker 1: are there to help them out with like the little things, 54 00:02:12,673 --> 00:02:15,453 Speaker 1: the daily stuff is the way to show love, right? 55 00:02:15,463 --> 00:02:16,160 Speaker 1: Not just by 56 00:02:16,174 --> 00:02:19,554 Speaker 1: living with them. You guys know who Confucius is of course, 57 00:02:19,554 --> 00:02:23,154 Speaker 1: what's his chinese name? I would like to quote the 58 00:02:23,633 --> 00:02:24,994 Speaker 1: right now correct 59 00:02:25,244 --> 00:02:27,744 Speaker 2: right, right, 60 00:02:27,754 --> 00:02:34,483 Speaker 1: Confucius says there are 3° of filial piety, the highest 61 00:02:34,494 --> 00:02:37,073 Speaker 1: is being a credit to our parents, so like making 62 00:02:37,074 --> 00:02:40,804 Speaker 1: them proud. The second is not disgracing them 63 00:02:40,814 --> 00:02:41,224 Speaker 2: like, 64 00:02:41,895 --> 00:02:46,065 Speaker 1: and the lowest form of filial piety is being able 65 00:02:46,065 --> 00:02:50,375 Speaker 1: to simply support them. So supporting them is the basic, 66 00:02:50,375 --> 00:02:53,485 Speaker 1: emotionally or financially is the basic and the very top 67 00:02:53,485 --> 00:02:56,665 Speaker 1: is making them proud. Yeah, so Confucius has a point. 68 00:02:56,665 --> 00:02:59,665 Speaker 1: But yes, there are many different forms of filial piety, right? 69 00:02:59,675 --> 00:03:02,365 Speaker 1: Some acts include like obeying your parents wishes like your 70 00:03:02,365 --> 00:03:04,385 Speaker 1: parents say don't go out tonight and then you go 71 00:03:04,385 --> 00:03:06,395 Speaker 1: out tonight. That's not failure piety, 72 00:03:06,850 --> 00:03:10,350 Speaker 1: taking care of them when they're old, working hard to 73 00:03:10,350 --> 00:03:13,579 Speaker 1: provide them with material comforts such as food money or 74 00:03:13,580 --> 00:03:17,750 Speaker 1: pampering or even giving them like a monthly allowance such 75 00:03:17,750 --> 00:03:20,150 Speaker 1: that maybe they can retire earlier or they don't have 76 00:03:20,150 --> 00:03:23,300 Speaker 1: to work so hard in order to support themselves. Right. 77 00:03:23,300 --> 00:03:26,210 Speaker 1: These are commonly viewed as displays of filial piety in Singapore. 78 00:03:26,220 --> 00:03:29,649 Speaker 1: I've had family, friends, and friends and all that who 79 00:03:29,660 --> 00:03:32,410 Speaker 1: have to give monthly allowance to their parents, right? But 80 00:03:32,410 --> 00:03:35,420 Speaker 1: their parents view their kids as more of a retirement 81 00:03:35,420 --> 00:03:35,940 Speaker 1: plan 82 00:03:36,280 --> 00:03:38,820 Speaker 1: where in a sense like, you know, if I want 83 00:03:38,820 --> 00:03:40,630 Speaker 1: to start working at any time, I'm just going to 84 00:03:40,630 --> 00:03:43,400 Speaker 1: stop you guys have to support me, not just in 85 00:03:43,400 --> 00:03:46,860 Speaker 1: my basic necessities, but if like I don't buy a watch. Yeah, 86 00:03:46,860 --> 00:03:48,740 Speaker 1: I want to buy a Rolex watch or a material 87 00:03:48,740 --> 00:03:51,960 Speaker 1: thing you have to chip in because you are my kids, 88 00:03:51,970 --> 00:03:54,360 Speaker 1: what do you think of that then, where they view 89 00:03:54,360 --> 00:03:57,090 Speaker 1: kids as a retirement plan? Here's the thing, right? First 90 00:03:57,090 --> 00:03:57,460 Speaker 1: of all, 91 00:03:57,470 --> 00:04:00,180 Speaker 1: I know people have different views about this, but I 92 00:04:00,180 --> 00:04:02,350 Speaker 1: feel like if you're going to have kids, you need 93 00:04:02,350 --> 00:04:04,520 Speaker 1: to know that or you need to be ready that 94 00:04:04,520 --> 00:04:08,570 Speaker 1: they don't owe you anything. If they do it, they 95 00:04:08,580 --> 00:04:11,900 Speaker 1: do if they don't, it was a choice that you 96 00:04:11,900 --> 00:04:14,600 Speaker 1: made to have them. What do you feel hazy? 97 00:04:14,610 --> 00:04:17,880 Speaker 2: I can feel the Tiktokers coming at us for enough 98 00:04:17,880 --> 00:04:19,300 Speaker 1: la 99 00:04:19,790 --> 00:04:22,780 Speaker 2: Well, I feel like to a certain extent as your eyes, right? 100 00:04:22,779 --> 00:04:24,580 Speaker 2: But I can't deny that a lot of parents think 101 00:04:24,580 --> 00:04:27,620 Speaker 2: that they bear kids to create sort of like a 102 00:04:27,620 --> 00:04:30,310 Speaker 2: path for themselves when they are old and they're sick. 103 00:04:30,310 --> 00:04:32,280 Speaker 2: You know, there's someone to take care of them, but 104 00:04:32,290 --> 00:04:34,560 Speaker 2: I agree. You know when you give us the kids, 105 00:04:34,560 --> 00:04:36,170 Speaker 2: you have to be ready that they have their own 106 00:04:36,170 --> 00:04:38,300 Speaker 2: lives that they want to lead, who's to say that 107 00:04:38,300 --> 00:04:39,410 Speaker 2: they will stay in Singapore 108 00:04:39,545 --> 00:04:42,515 Speaker 2: by your side forever. They can very well migrate elsewhere, 109 00:04:42,525 --> 00:04:46,365 Speaker 2: Start their own lives elsewhere. And a lot of parents 110 00:04:46,365 --> 00:04:48,784 Speaker 2: would be happy for their kid's life, they choose to 111 00:04:48,785 --> 00:04:49,585 Speaker 2: do so Right? 112 00:04:49,595 --> 00:04:51,915 Speaker 1: So I think a lot of people say, right, I 113 00:04:51,915 --> 00:04:54,835 Speaker 1: mean based on what you guys are covering that your 114 00:04:54,835 --> 00:04:57,755 Speaker 1: parents didn't leave you when you were young, so don't 115 00:04:57,755 --> 00:04:59,284 Speaker 1: leave them when they are old, 116 00:04:59,470 --> 00:05:03,520 Speaker 1: which is a very heartbreaking thing to hear. I agree, 117 00:05:03,529 --> 00:05:06,940 Speaker 1: but I also feel like I don't like it when 118 00:05:06,950 --> 00:05:11,250 Speaker 1: their obligations, you know like I'm going to do it anyway. Sure. 119 00:05:11,260 --> 00:05:14,000 Speaker 1: But don't tell me but don't feel entitled to it. 120 00:05:14,010 --> 00:05:16,920 Speaker 1: Is that what you're saying? Well I mean it seems 121 00:05:16,920 --> 00:05:19,430 Speaker 1: like you know the least you can do according to 122 00:05:19,440 --> 00:05:22,930 Speaker 1: Confucius is give back to them for for raising you 123 00:05:22,930 --> 00:05:25,779 Speaker 1: in any way. Doesn't have to just be monetarily it 124 00:05:25,779 --> 00:05:27,830 Speaker 1: can be through love to spending time with them and 125 00:05:27,830 --> 00:05:29,260 Speaker 1: all that. So when you girls 126 00:05:29,330 --> 00:05:31,839 Speaker 1: first started your proper job right where you earn your 127 00:05:31,850 --> 00:05:34,790 Speaker 1: own keep, did you feel like you had to give 128 00:05:34,790 --> 00:05:37,130 Speaker 1: your parents a monthly allowance? Yes. Yes. 129 00:05:37,140 --> 00:05:40,380 Speaker 2: Yes for sure. Because for my entire life I've seen 130 00:05:40,380 --> 00:05:43,940 Speaker 2: my father gave my grandma money every single month. So 131 00:05:43,940 --> 00:05:46,420 Speaker 2: I was brought up this way since he is so 132 00:05:46,420 --> 00:05:48,320 Speaker 2: filial to my grandmother, I want to be the same 133 00:05:48,320 --> 00:05:50,900 Speaker 2: way as he is. Of course I'm not saying that 134 00:05:50,900 --> 00:05:52,409 Speaker 2: the only way to be failures to give them a 135 00:05:52,410 --> 00:05:55,120 Speaker 2: monthly allowance. Right? But I feel like this is a 136 00:05:55,120 --> 00:05:57,550 Speaker 2: little something that I can do then why not? 137 00:05:57,560 --> 00:05:59,180 Speaker 1: So how many percent 138 00:05:59,320 --> 00:06:01,860 Speaker 1: of your monthly salary is there is there like a 139 00:06:01,870 --> 00:06:04,820 Speaker 1: golden rule how much you should give back to them? 140 00:06:04,830 --> 00:06:06,849 Speaker 2: Okay. I feel like our jobs are a bit more different. 141 00:06:06,860 --> 00:06:09,430 Speaker 2: Our monthly income every month is very flexible. 142 00:06:09,440 --> 00:06:10,880 Speaker 1: It fluctuates right? And 143 00:06:10,880 --> 00:06:16,440 Speaker 2: sometimes very, very vastly. So I feel like 10% of 144 00:06:16,440 --> 00:06:18,240 Speaker 2: my basic salary is 145 00:06:18,250 --> 00:06:19,289 Speaker 2: a mask gift. 146 00:06:19,300 --> 00:06:20,150 Speaker 1: Okay. Okay. 147 00:06:20,150 --> 00:06:23,000 Speaker 2: 10%. And I'll speak 50 50 la. I'll give my 148 00:06:23,010 --> 00:06:25,300 Speaker 2: mom and my dad the exact same amount of money. 149 00:06:25,310 --> 00:06:27,719 Speaker 2: But on certain months where I earn a bit more. 150 00:06:27,730 --> 00:06:30,440 Speaker 2: Then if I get my bonus for example, I'll bring 151 00:06:30,440 --> 00:06:33,480 Speaker 2: them out for a meal or just give them extra month, 152 00:06:33,490 --> 00:06:35,700 Speaker 1: Confucius would be very proud of her. Thank 153 00:06:35,700 --> 00:06:37,500 Speaker 2: you. Thank you. 154 00:06:37,510 --> 00:06:41,800 Speaker 1: Very nice. What about you? Do you participate in the act? 155 00:06:42,839 --> 00:06:46,870 Speaker 1: No, be honest. I mean give money everyone. Is that 156 00:06:46,870 --> 00:06:50,630 Speaker 1: like a rule or no. I think as a start 157 00:06:50,630 --> 00:06:54,170 Speaker 1: I just sort of like feel feel a bit like 158 00:06:54,170 --> 00:06:57,150 Speaker 1: what it's like a okay amount to give, you know, 159 00:06:57,150 --> 00:07:01,870 Speaker 1: like not so shabby. Right? Yeah. And then I sort 160 00:07:01,870 --> 00:07:03,540 Speaker 1: of just did that. Okay. 161 00:07:03,690 --> 00:07:06,110 Speaker 2: I have a friend, he has a single mom, like 162 00:07:06,120 --> 00:07:09,630 Speaker 2: grew up in a single parent family and every month 163 00:07:09,640 --> 00:07:15,000 Speaker 2: he gives his mother $1,500 to me. That is a lot. 164 00:07:15,010 --> 00:07:16,480 Speaker 1: That's 10% of his salary. 165 00:07:16,490 --> 00:07:19,490 Speaker 2: No, I don't think so. I think that's at least 166 00:07:19,490 --> 00:07:21,860 Speaker 2: like 30% of his salary 167 00:07:21,875 --> 00:07:22,165 Speaker 2: at 168 00:07:22,165 --> 00:07:24,165 Speaker 1: least, wow, that's incredible. 169 00:07:24,165 --> 00:07:26,835 Speaker 2: But he tells me that, you know, because his mom 170 00:07:26,845 --> 00:07:29,525 Speaker 2: worked so hard to raise him single handedly. This is 171 00:07:29,525 --> 00:07:32,535 Speaker 2: the least you can do. And I'm just like, wow respect. 172 00:07:32,625 --> 00:07:32,935 Speaker 2: That 173 00:07:32,935 --> 00:07:35,775 Speaker 1: is the highest degree you see. Right. This is also 174 00:07:35,775 --> 00:07:40,055 Speaker 1: where I feel like you read what you saw you. 175 00:07:40,550 --> 00:07:44,540 Speaker 1: Okay. I mean we have to be honest, Right? Not 176 00:07:44,550 --> 00:07:46,960 Speaker 1: everyone has the best of relationships with their 177 00:07:46,960 --> 00:07:48,540 Speaker 2: parents. Sure. 178 00:07:48,550 --> 00:07:53,910 Speaker 1: Not every parent have done right by their Children understand. 179 00:07:53,920 --> 00:07:58,610 Speaker 1: And I think you can't expect what you didn't give 180 00:07:58,620 --> 00:08:01,870 Speaker 1: out of your kids. You know what I mean? I 181 00:08:01,880 --> 00:08:03,740 Speaker 1: think you can't expect them to 182 00:08:03,753 --> 00:08:06,143 Speaker 1: to give you this, this, this or a certain level 183 00:08:06,143 --> 00:08:09,463 Speaker 1: of this and that just because you have the title parents. 184 00:08:09,473 --> 00:08:12,673 Speaker 1: That's a hot take. But let me one of you 185 00:08:12,883 --> 00:08:17,783 Speaker 1: by saying that, you know how like after a divorce alimony, 186 00:08:17,783 --> 00:08:20,863 Speaker 1: you are legally obliged to pay that. Right. Did you 187 00:08:20,863 --> 00:08:24,123 Speaker 1: know that in Singapore there is a legal obligation, no 188 00:08:24,123 --> 00:08:26,913 Speaker 1: matter if your parents treated you well like shit. 189 00:08:26,956 --> 00:08:29,456 Speaker 1: There's something called the maintenance of Parents act, which allows 190 00:08:29,466 --> 00:08:32,126 Speaker 1: elderly or needy parents in Singapore to claim maintenance from 191 00:08:32,126 --> 00:08:34,576 Speaker 1: their Children who are capable of supporting them but not 192 00:08:34,576 --> 00:08:39,126 Speaker 1: doing so okay. So the law protects the elderly and 193 00:08:39,126 --> 00:08:41,846 Speaker 1: the older generation and they can claim it in like 194 00:08:41,846 --> 00:08:45,586 Speaker 1: a form of a monthly sum or periodic some okay. Yeah, 195 00:08:45,596 --> 00:08:46,306 Speaker 1: so 196 00:08:46,316 --> 00:08:47,266 Speaker 2: pretty good. 197 00:08:47,276 --> 00:08:49,646 Speaker 1: I never knew that this existed to be honest. 198 00:08:49,655 --> 00:08:50,146 Speaker 2: But 199 00:08:50,380 --> 00:08:52,510 Speaker 2: wouldn't things be a bit ugly if it gets to 200 00:08:52,510 --> 00:08:53,209 Speaker 2: this state. 201 00:08:53,220 --> 00:08:56,310 Speaker 1: Of course, if you have to go through the law. 202 00:08:56,320 --> 00:09:00,780 Speaker 1: I mean that's a really complicated family situation for sure. 203 00:09:00,790 --> 00:09:04,320 Speaker 1: But of course this is monetarily personally, I don't give 204 00:09:04,320 --> 00:09:06,760 Speaker 1: my parents monthly allowance, but I try to do it 205 00:09:06,760 --> 00:09:08,510 Speaker 1: in other ways? Like take them out for meals or 206 00:09:08,510 --> 00:09:10,850 Speaker 1: spend more time with them. Right? Honestly all they want 207 00:09:10,850 --> 00:09:13,390 Speaker 1: is like quality time with correct because also work is 208 00:09:13,390 --> 00:09:15,400 Speaker 1: very busy so just having a meal at home or 209 00:09:15,400 --> 00:09:16,350 Speaker 1: spending time with them. 210 00:09:16,570 --> 00:09:20,420 Speaker 1: But let's say right you get married and then your 211 00:09:20,420 --> 00:09:24,280 Speaker 1: parents expect to move into your matrimonial home with you 212 00:09:24,290 --> 00:09:25,570 Speaker 1: your B. T. Or whatever it 213 00:09:25,580 --> 00:09:26,840 Speaker 2: is. Wait 214 00:09:26,840 --> 00:09:29,190 Speaker 1: wait wait why why the why the outside? 215 00:09:29,200 --> 00:09:33,880 Speaker 2: No I think I I 216 00:09:34,690 --> 00:09:35,710 Speaker 1: you can't I will 217 00:09:35,710 --> 00:09:41,429 Speaker 2: seriously consider that but I will explore other options and 218 00:09:41,429 --> 00:09:43,300 Speaker 2: if it comes down to the last resort 219 00:09:43,309 --> 00:09:45,440 Speaker 1: um of 220 00:09:45,440 --> 00:09:48,840 Speaker 2: course I will gladly take them in. You know because 221 00:09:48,840 --> 00:09:50,900 Speaker 2: I feel like after getting married is your own life 222 00:09:50,950 --> 00:09:53,400 Speaker 2: with your other half and you're going to be starting 223 00:09:53,400 --> 00:09:57,370 Speaker 2: your own family. I can accept like staying close with 224 00:09:57,370 --> 00:10:01,870 Speaker 2: my parents Like neighbors, correct? Even like upstairs downstairs or 225 00:10:01,870 --> 00:10:03,850 Speaker 2: like side by side that's fine. 226 00:10:03,870 --> 00:10:06,339 Speaker 2: But if it's in the same space I'm just afraid. 227 00:10:06,350 --> 00:10:08,439 Speaker 2: It complicates things just a bit 228 00:10:08,450 --> 00:10:11,990 Speaker 1: understand. But if you were a single child, your parents 229 00:10:11,990 --> 00:10:14,150 Speaker 1: got nowhere to go. You want him to stay alone? 230 00:10:14,160 --> 00:10:17,500 Speaker 2: Close by? Okay. Yeah I will get a flat very 231 00:10:17,500 --> 00:10:19,570 Speaker 2: nearby them. So by foot you know every day we 232 00:10:19,570 --> 00:10:22,250 Speaker 2: can still meet for dinner. But I believe your personal 233 00:10:22,250 --> 00:10:23,800 Speaker 2: space is very important. What 234 00:10:23,800 --> 00:10:26,730 Speaker 1: if if it's your parents it's fine right? It's a 235 00:10:26,740 --> 00:10:28,869 Speaker 1: little bit easier for you to work it out. What 236 00:10:28,870 --> 00:10:31,130 Speaker 2: if my other half's parents? 237 00:10:31,140 --> 00:10:33,050 Speaker 1: Oh yeah that's true. 238 00:10:33,340 --> 00:10:34,540 Speaker 2: Then it's up to him. 239 00:10:34,550 --> 00:10:36,190 Speaker 1: Like what if he really wants them to 240 00:10:36,190 --> 00:10:39,000 Speaker 2: stay with you then He must have good reason. But 241 00:10:39,000 --> 00:10:41,540 Speaker 1: what if he says they're my parents and that's enough 242 00:10:41,540 --> 00:10:43,130 Speaker 1: of a reason you're breaking. 243 00:10:46,000 --> 00:10:48,170 Speaker 1: I don't know if she's 244 00:10:50,190 --> 00:10:53,780 Speaker 2: well that's really really very tough. Must work it a lot. 245 00:10:53,790 --> 00:10:56,720 Speaker 2: I think this this is no longer like a filial 246 00:10:56,720 --> 00:10:59,510 Speaker 2: piety issue. It is between you and your partner. Like 247 00:10:59,510 --> 00:11:01,210 Speaker 2: the communication that you have. Right? 248 00:11:01,220 --> 00:11:03,550 Speaker 1: It's true. It's true. So basically when you get into 249 00:11:03,550 --> 00:11:05,720 Speaker 1: a relationship or you're on your first date right ask 250 00:11:05,720 --> 00:11:07,439 Speaker 1: them do you want your parents to move in with 251 00:11:07,440 --> 00:11:10,050 Speaker 1: us after you get married? Just to get out of 252 00:11:10,050 --> 00:11:12,540 Speaker 1: the way If they say it's hard yes. Right. Walk 253 00:11:12,540 --> 00:11:14,740 Speaker 1: away from the day. If it's not for you lot 254 00:11:14,750 --> 00:11:16,790 Speaker 1: try again tomorrow. 255 00:11:17,720 --> 00:11:20,840 Speaker 1: But yes actually there's this Reddit post where a Singaporean 256 00:11:20,840 --> 00:11:24,949 Speaker 1: Reddit er shared this right? The best gift that parents 257 00:11:24,950 --> 00:11:29,170 Speaker 1: can give themselves and their Children is being financially independent 258 00:11:29,179 --> 00:11:30,550 Speaker 1: after retirement. 259 00:11:30,559 --> 00:11:31,469 Speaker 2: I fully agree with that. 260 00:11:31,470 --> 00:11:34,510 Speaker 1: Really. I just said that you are giving money to 261 00:11:34,510 --> 00:11:35,709 Speaker 1: your parents correct, correct? 262 00:11:35,720 --> 00:11:39,030 Speaker 2: Additional bonus. They don't need my monthly allowance by the 263 00:11:39,059 --> 00:11:40,010 Speaker 2: lion 264 00:11:40,010 --> 00:11:40,849 Speaker 1: on it, correct. 265 00:11:40,860 --> 00:11:42,790 Speaker 2: In fact they find ways to give back to me 266 00:11:42,800 --> 00:11:44,950 Speaker 2: like I'm flying in a few days time. My mom 267 00:11:44,950 --> 00:11:45,949 Speaker 2: just gave me like this, 268 00:11:46,021 --> 00:11:49,761 Speaker 2: she says it's an illusion for me to have a 269 00:11:49,761 --> 00:11:53,101 Speaker 2: safe flight and stuff. She basically gave me back the 270 00:11:53,101 --> 00:11:55,971 Speaker 2: monthly allowance that I gave to her. So they always 271 00:11:55,981 --> 00:11:58,941 Speaker 2: finding ways to make sure I'm well supported. Like they 272 00:11:58,941 --> 00:12:01,091 Speaker 2: don't need my money, but I know that they feel 273 00:12:01,101 --> 00:12:03,741 Speaker 2: touched whenever I give it to them. 274 00:12:03,751 --> 00:12:07,910 Speaker 1: Okay. So do you feel like, I mean monetarily financially 275 00:12:07,910 --> 00:12:12,651 Speaker 1: independent after retirement, health wise, if they need like a caregiver, 276 00:12:12,660 --> 00:12:14,311 Speaker 1: you know, like for example my grandma 277 00:12:14,322 --> 00:12:16,742 Speaker 1: has dementia and stuff like that, they need a caregiver. 278 00:12:16,752 --> 00:12:20,692 Speaker 1: What about in that situation? I know families of which 279 00:12:20,692 --> 00:12:25,942 Speaker 1: like um where the parent or the old person has 280 00:12:25,942 --> 00:12:28,762 Speaker 1: like savings that are enough, right? And then I know 281 00:12:28,761 --> 00:12:31,222 Speaker 1: in those families like they will sort of like use 282 00:12:31,222 --> 00:12:35,642 Speaker 1: that money to cover to cover for like a caregiver helper, 283 00:12:35,642 --> 00:12:39,232 Speaker 1: whatever it is. Um But I think they want a 284 00:12:39,232 --> 00:12:41,592 Speaker 1: bit no choice there. Like as a child, if there 285 00:12:41,592 --> 00:12:42,612 Speaker 1: was no room 286 00:12:42,623 --> 00:12:45,053 Speaker 1: reserves or anything like that, it's either you do it 287 00:12:45,053 --> 00:12:47,813 Speaker 1: yourself or you pay for someone, like I have a 288 00:12:47,813 --> 00:12:51,673 Speaker 1: friend whose mom needs to be on a feeding tube, 289 00:12:51,683 --> 00:12:54,303 Speaker 1: so they had to buy a hospital bed, but at 290 00:12:54,303 --> 00:12:58,523 Speaker 1: home and you know, obviously living in their matrimonial home 291 00:12:58,523 --> 00:13:01,653 Speaker 1: because she needs to be taken care of every day 292 00:13:01,663 --> 00:13:05,143 Speaker 1: and he didn't want her to live on her own 293 00:13:05,153 --> 00:13:06,783 Speaker 1: with just a caregiver, 294 00:13:06,793 --> 00:13:08,303 Speaker 2: Well that's so sweet of him. 295 00:13:08,313 --> 00:13:10,433 Speaker 1: I mean, in that case, I think like Zora said, 296 00:13:10,443 --> 00:13:10,913 Speaker 1: it's a bit now 297 00:13:10,924 --> 00:13:13,624 Speaker 1: no choice and you want to maximize the amount of 298 00:13:13,624 --> 00:13:16,344 Speaker 1: time that you have with your parents in that sense. 299 00:13:16,354 --> 00:13:19,094 Speaker 1: But this is the Children's responsibility, right? That's what we're 300 00:13:19,094 --> 00:13:21,613 Speaker 1: talking about. Let's switch a little bit to something a 301 00:13:21,614 --> 00:13:25,404 Speaker 1: bit more societal level. You guys think that the government 302 00:13:25,414 --> 00:13:29,014 Speaker 1: should be responsible of taking care of our parents to 303 00:13:29,014 --> 00:13:31,534 Speaker 2: a certain extent. I think, yes, this is where CPF 304 00:13:31,534 --> 00:13:33,684 Speaker 2: comes in by our medicine safe and all of that 305 00:13:33,684 --> 00:13:36,924 Speaker 2: because then we'll have that sum of money we need 306 00:13:36,934 --> 00:13:39,214 Speaker 2: to provide for us if one day we know 307 00:13:39,225 --> 00:13:41,805 Speaker 2: we are old, we have Children Sure, but we need 308 00:13:41,804 --> 00:13:43,275 Speaker 2: to go to the hospital and then that's when we 309 00:13:43,275 --> 00:13:46,505 Speaker 2: can use our own funds without touching our Children's savings. 310 00:13:46,515 --> 00:13:48,625 Speaker 1: Actually, it is a poll done by the Institute of 311 00:13:48,625 --> 00:13:52,815 Speaker 1: Policy Studies, 69% of people ranked the government as either 312 00:13:52,815 --> 00:13:56,054 Speaker 1: first or second in importance for being responsible of taking 313 00:13:56,054 --> 00:13:59,595 Speaker 1: care of older people in society because the researchers, they 314 00:13:59,595 --> 00:14:03,875 Speaker 1: actually believe that the capacity of us, the community, individual people, right, 315 00:14:03,885 --> 00:14:07,515 Speaker 1: may not be enough to support the elderly and it's 316 00:14:07,526 --> 00:14:11,576 Speaker 1: insufficient, you know, for us to bear this responsibility fully. 317 00:14:11,586 --> 00:14:13,846 Speaker 1: So I guess we're very lucky that we live in 318 00:14:13,846 --> 00:14:17,586 Speaker 1: a country where, you know, there are systems in place 319 00:14:17,596 --> 00:14:21,246 Speaker 1: that acknowledge, you know, they are responsible in some level, 320 00:14:21,256 --> 00:14:24,916 Speaker 1: I think because there are also many different levels of society. So, 321 00:14:24,916 --> 00:14:28,376 Speaker 1: you know what someone needs, even if the kids want 322 00:14:28,376 --> 00:14:30,636 Speaker 1: to care for them, you know, do whatever they can 323 00:14:30,636 --> 00:14:34,006 Speaker 1: for them, they may not be able to, you know, 324 00:14:34,006 --> 00:14:35,816 Speaker 1: because there are limitations as well. 325 00:14:35,827 --> 00:14:38,227 Speaker 1: So I think that's where the government comes into play. 326 00:14:38,237 --> 00:14:40,877 Speaker 1: I think on an individual level it's us taking care 327 00:14:40,877 --> 00:14:45,017 Speaker 1: of our parents, societal, governmental level, its policies, then there's 328 00:14:45,017 --> 00:14:47,677 Speaker 1: community level, right? What's community level? I'll give you guys 329 00:14:47,677 --> 00:14:50,687 Speaker 1: an example. So, you know, you know how much, Right? 330 00:14:50,697 --> 00:14:54,357 Speaker 1: So my family's grocery store, So we actually partnered with 331 00:14:54,357 --> 00:14:57,447 Speaker 1: this app called Cara C A R. A. What they 332 00:14:57,447 --> 00:15:01,567 Speaker 1: do is that they offer um you know, support to 333 00:15:01,567 --> 00:15:04,117 Speaker 1: patients with dementia and their 334 00:15:04,128 --> 00:15:06,768 Speaker 1: caregivers because if you think about it, people with dementia 335 00:15:06,768 --> 00:15:09,498 Speaker 1: like my grandma, right? They sometimes she has walked out 336 00:15:09,498 --> 00:15:12,008 Speaker 1: of her house and gotten lost on her own. She 337 00:15:12,008 --> 00:15:14,218 Speaker 1: needs a caregiver with her at all times. She doesn't 338 00:15:14,218 --> 00:15:17,348 Speaker 1: remember things, she doesn't remember, you know, names and her 339 00:15:17,358 --> 00:15:21,368 Speaker 1: own address and stuff like that. So, by supporting, you know, 340 00:15:21,368 --> 00:15:24,948 Speaker 1: these people on a community level where like it could 341 00:15:24,948 --> 00:15:27,338 Speaker 1: be me or you or even zura coming up with 342 00:15:27,348 --> 00:15:30,588 Speaker 1: ideas like that to support the elderly people. I think 343 00:15:30,588 --> 00:15:32,418 Speaker 1: that is a very beautiful thing 344 00:15:32,429 --> 00:15:35,299 Speaker 1: and we should give them all the support, we can 345 00:15:35,309 --> 00:15:39,149 Speaker 2: Write and actually about 72% of people in the community 346 00:15:39,149 --> 00:15:41,989 Speaker 2: as either third or last of four choices on delivering 347 00:15:41,989 --> 00:15:44,649 Speaker 2: such care. Actually that's quite a high percentage, 348 00:15:44,659 --> 00:15:45,309 Speaker 1: 72 349 00:15:45,309 --> 00:15:47,009 Speaker 2: percent. That's quite a high percentage. 350 00:15:47,009 --> 00:15:50,279 Speaker 1: So do you think that it's a collective responsibility on 351 00:15:50,289 --> 00:15:52,939 Speaker 1: all of our paths to watch out for the elderly? 352 00:15:52,939 --> 00:15:55,889 Speaker 1: Like even just crossing the road, they need help something 353 00:15:55,889 --> 00:15:56,979 Speaker 1: as simple as that 354 00:15:56,989 --> 00:15:57,829 Speaker 2: for sure. I 355 00:15:57,829 --> 00:16:00,129 Speaker 1: think it's not about like, you know, elderly or not, 356 00:16:00,129 --> 00:16:00,719 Speaker 1: but it's just 357 00:16:00,730 --> 00:16:03,960 Speaker 1: a very human thing on a human level. Like you 358 00:16:03,960 --> 00:16:05,550 Speaker 1: should just look out for each other, right? 359 00:16:05,560 --> 00:16:07,970 Speaker 2: Care and support for each other. But I feel like, 360 00:16:07,980 --> 00:16:11,490 Speaker 2: you know, government aside community aside your Children aside, first 361 00:16:11,490 --> 00:16:13,740 Speaker 2: of all, it is our own responsibility to take care 362 00:16:13,740 --> 00:16:16,610 Speaker 2: of ourselves. Um, I know of some of my aunties 363 00:16:16,610 --> 00:16:19,980 Speaker 2: and uncles, they go out for like walks or jogs 364 00:16:19,990 --> 00:16:22,220 Speaker 2: every evening just to make sure that they are in 365 00:16:22,230 --> 00:16:25,020 Speaker 2: good shape, you know, so that they don't have their 366 00:16:25,020 --> 00:16:27,950 Speaker 2: muscles weakened and they will face like not being able 367 00:16:27,950 --> 00:16:29,020 Speaker 2: to walk situations 368 00:16:29,031 --> 00:16:29,951 Speaker 2: that in the future. 369 00:16:29,961 --> 00:16:34,541 Speaker 1: So stay on your own part. Okay, well what about 370 00:16:34,551 --> 00:16:37,781 Speaker 1: how can we care and support for the aging population, 371 00:16:37,791 --> 00:16:41,130 Speaker 1: which means 65 and older, which honestly my parents are 372 00:16:41,130 --> 00:16:43,850 Speaker 1: like close, very close to their age already because one 373 00:16:43,850 --> 00:16:47,500 Speaker 1: in five people in Singapore are 65 or older. So 374 00:16:47,500 --> 00:16:50,390 Speaker 1: what are some ways that, you know, we can support 375 00:16:50,390 --> 00:16:53,870 Speaker 1: the aging population. I think one of them is volunteering, 376 00:16:53,880 --> 00:16:57,320 Speaker 1: community-based social support, right? I used to volunteer 377 00:16:57,330 --> 00:17:00,820 Speaker 1: at this place called willing hearts where they pack food 378 00:17:00,830 --> 00:17:04,270 Speaker 1: for like aging nursing homes and all that and then 379 00:17:04,270 --> 00:17:06,450 Speaker 1: they send it out so you go to their warehouse 380 00:17:06,450 --> 00:17:07,780 Speaker 1: in the morning and you help them pack all the 381 00:17:07,780 --> 00:17:10,240 Speaker 1: food and then you can also offer to like deliver 382 00:17:10,240 --> 00:17:11,860 Speaker 1: it to the nursing home. Oh, 383 00:17:11,859 --> 00:17:14,070 Speaker 2: that's very sweet. I think another way to pitch in 384 00:17:14,080 --> 00:17:17,540 Speaker 2: is to do activities together, the elderly, whatever they like. 385 00:17:17,540 --> 00:17:21,000 Speaker 2: Some of them may like gardening, painting, singing, whatever you 386 00:17:21,000 --> 00:17:24,150 Speaker 2: spend time, you know, play the UKulele with them, sing 387 00:17:24,150 --> 00:17:25,619 Speaker 2: with them, make them happy. I 388 00:17:25,630 --> 00:17:27,380 Speaker 2: I think this is something money can never 389 00:17:27,380 --> 00:17:30,910 Speaker 1: achieve. Absolutely. I think they are also, you know, lonely 390 00:17:30,910 --> 00:17:33,590 Speaker 1: sometimes they feel like, I think at a certain age 391 00:17:33,590 --> 00:17:36,650 Speaker 1: you feel like you've always been so useful to the community, 392 00:17:36,650 --> 00:17:38,320 Speaker 1: you know, to the people around you and then it 393 00:17:38,320 --> 00:17:41,100 Speaker 1: hit a certain point where you feel like you're not 394 00:17:41,100 --> 00:17:43,010 Speaker 1: really want to, you know, if I need, you know, 395 00:17:43,010 --> 00:17:45,669 Speaker 1: you're more of a liability. So I think that helps 396 00:17:45,670 --> 00:17:48,510 Speaker 1: like to assure them that you know they're still very useful. 397 00:17:48,510 --> 00:17:50,740 Speaker 1: You can talk to them and like ask them for wisdom. 398 00:17:50,740 --> 00:17:53,920 Speaker 1: I'm sure they feel appreciated. I think one thing that 399 00:17:53,930 --> 00:17:57,290 Speaker 1: helps them feel more in touch with society is digital literacy. 400 00:17:57,300 --> 00:17:58,760 Speaker 1: I mean most of them barely know how to use 401 00:17:58,760 --> 00:18:00,890 Speaker 1: a landline and when you think about smartphones, they're so 402 00:18:00,890 --> 00:18:04,929 Speaker 1: complicated for them. And you know, some of these tech companies, 403 00:18:04,930 --> 00:18:08,320 Speaker 1: they actually do like how to use smartphone, one on 404 00:18:08,320 --> 00:18:11,619 Speaker 1: one classes, you teach them how to set up their phones, 405 00:18:11,630 --> 00:18:13,919 Speaker 1: you know how to contact their grandkids and all that, 406 00:18:13,920 --> 00:18:17,260 Speaker 1: how to use facetime. So, little things like that helps 407 00:18:17,260 --> 00:18:19,619 Speaker 1: them with digital literacy if you can teach your grandma 408 00:18:19,619 --> 00:18:22,240 Speaker 1: how to use, I don't know, Tiktok, 409 00:18:22,700 --> 00:18:22,980 Speaker 2: I 410 00:18:22,980 --> 00:18:25,500 Speaker 1: got many, got many grandparents on Tiktok and all this. 411 00:18:25,500 --> 00:18:25,700 Speaker 1: So 412 00:18:25,700 --> 00:18:29,250 Speaker 2: cool. And you know, my, my mom, she uses shop 413 00:18:29,250 --> 00:18:31,450 Speaker 2: E because they have that list little games, right? I 414 00:18:31,450 --> 00:18:34,189 Speaker 2: don't know what spot the difference. Like you can water 415 00:18:34,190 --> 00:18:37,500 Speaker 2: your plants and she does that because then she gets 416 00:18:37,500 --> 00:18:39,460 Speaker 2: more vouchers, right? So there's like an incentive 417 00:18:39,470 --> 00:18:42,240 Speaker 2: to her, but at the same time she's forcing herself 418 00:18:42,240 --> 00:18:45,540 Speaker 2: to learn new things, how to use apps like shop E. 419 00:18:45,550 --> 00:18:48,380 Speaker 2: Lazara instagram whatever you name it. 420 00:18:48,390 --> 00:18:51,450 Speaker 1: That's so cute. That's really cool. Or even teaching them 421 00:18:51,460 --> 00:18:53,550 Speaker 1: how to use like facetime because when my dad uses 422 00:18:53,550 --> 00:18:56,240 Speaker 1: facetime right, the video is on, but he'll be like, hello, 423 00:18:56,490 --> 00:18:59,500 Speaker 1: all I see is the inside, I'm like that put 424 00:18:59,510 --> 00:19:02,139 Speaker 1: away from you, especially when I was living overseas and 425 00:19:02,150 --> 00:19:04,490 Speaker 1: put it away from your face. Yeah, so things like that. 426 00:19:04,500 --> 00:19:09,280 Speaker 1: Or even parents that can request for daytime caregivers on 427 00:19:09,280 --> 00:19:13,040 Speaker 1: certain apps, like, you know how young people, right? We 428 00:19:13,050 --> 00:19:14,850 Speaker 1: sometimes look like cleaning services on. 429 00:19:15,250 --> 00:19:16,940 Speaker 1: Yeah. So parents if they feel like they need a 430 00:19:16,940 --> 00:19:19,920 Speaker 1: caregiver for that particular day to help them with grocery shopping, 431 00:19:19,920 --> 00:19:20,530 Speaker 1: they can book 432 00:19:20,540 --> 00:19:23,040 Speaker 2: and they can do something themselves on their phones. And 433 00:19:23,040 --> 00:19:24,050 Speaker 2: that's the best part. That's 434 00:19:24,050 --> 00:19:29,060 Speaker 1: amazing. How about encouraging a diverse and inclusive workforce where 435 00:19:29,060 --> 00:19:32,530 Speaker 1: you where you hire seniors in suitable rose, you know, 436 00:19:32,530 --> 00:19:34,000 Speaker 1: we like to go 437 00:19:34,180 --> 00:19:37,690 Speaker 1: you know out right? And we always see this old 438 00:19:37,700 --> 00:19:40,720 Speaker 1: anti meaning the toilet at the club and she's been 439 00:19:40,720 --> 00:19:44,850 Speaker 1: there at the club, She's been there, no trust guys, 440 00:19:44,850 --> 00:19:48,530 Speaker 1: she's been there since Zeke was at, she's been working 441 00:19:48,530 --> 00:19:51,659 Speaker 1: at Zouk for like 20 years probably and she's there 442 00:19:51,670 --> 00:19:55,800 Speaker 1: every single week and I think that's just incredible. She 443 00:19:55,800 --> 00:19:57,100 Speaker 2: must have seen it all. 444 00:19:57,119 --> 00:19:59,909 Speaker 1: She's definitely seen it all now. But I think, you know, 445 00:19:59,910 --> 00:20:01,530 Speaker 1: you could very easily hire someone 446 00:20:01,530 --> 00:20:02,900 Speaker 2: younger, right? 447 00:20:02,900 --> 00:20:05,140 Speaker 1: You could very easily just say goodbye to this party, 448 00:20:05,150 --> 00:20:08,780 Speaker 1: but you kept her around. And I think that shows 449 00:20:08,780 --> 00:20:12,040 Speaker 1: you know, a very inclusive workforce. Yeah. And you know, 450 00:20:12,050 --> 00:20:17,510 Speaker 1: some seniors, they probably have to work to support themselves. 451 00:20:17,520 --> 00:20:20,040 Speaker 1: Some they want to work to just remain 452 00:20:20,060 --> 00:20:23,120 Speaker 1: relevant. They still want to just be active, you know 453 00:20:23,119 --> 00:20:25,790 Speaker 1: exercise and use their minds and stuff like that. So 454 00:20:25,790 --> 00:20:27,440 Speaker 1: I think that should be an option because I think 455 00:20:27,440 --> 00:20:29,600 Speaker 1: they still have a lot to offer. You know, whatever 456 00:20:29,600 --> 00:20:32,240 Speaker 1: level of like work it is 457 00:20:32,250 --> 00:20:34,850 Speaker 2: right? Speaking of workforce and tying back to what we 458 00:20:34,850 --> 00:20:37,699 Speaker 2: say about volunteering just now. I know certain companies, they 459 00:20:37,700 --> 00:20:40,910 Speaker 2: also have this policy where if your employees do like 460 00:20:40,910 --> 00:20:43,000 Speaker 2: volunteer work for like three days, they 461 00:20:43,010 --> 00:20:44,889 Speaker 2: Get two additional days of annual leave. 462 00:20:44,900 --> 00:20:45,850 Speaker 1: Do we have that? We have 463 00:20:45,850 --> 00:20:50,100 Speaker 2: that. I think media cop has this policy, you know. Right. 464 00:20:50,100 --> 00:20:53,129 Speaker 2: So I'm not saying that you should do like voluntary 465 00:20:53,130 --> 00:20:56,119 Speaker 2: work just for the leave for the additional A. L. 466 00:20:56,119 --> 00:20:57,740 Speaker 2: But it's a good first step. 467 00:20:57,750 --> 00:21:01,719 Speaker 1: It's an incentive. Some workplaces also offer this thing called, 468 00:21:01,730 --> 00:21:05,389 Speaker 1: you know, there's childcare leave so they offer parent care leave. 469 00:21:05,400 --> 00:21:05,950 Speaker 1: Ah 470 00:21:06,340 --> 00:21:09,280 Speaker 1: not like compassionately if it's not that it's parent care, 471 00:21:09,290 --> 00:21:13,389 Speaker 1: sometimes they call it family kelly family care. So I 472 00:21:13,390 --> 00:21:17,400 Speaker 1: think that's that's great if any employers or bosses listening, 473 00:21:17,410 --> 00:21:20,240 Speaker 1: you might want to consider a check. Hr if you 474 00:21:20,240 --> 00:21:22,950 Speaker 1: have that policy. Yeah, but at the very least keep 475 00:21:22,950 --> 00:21:25,490 Speaker 1: an eye out for elderly people in your neighborhood when 476 00:21:25,490 --> 00:21:27,490 Speaker 1: you're walking on the street. If they need help opening 477 00:21:27,490 --> 00:21:30,420 Speaker 1: a door or you know, if they're on a wheelchair 478 00:21:30,420 --> 00:21:33,030 Speaker 1: and opening the lift please please, 479 00:21:33,040 --> 00:21:34,950 Speaker 1: you know, have the kindness in your heart to do. 480 00:21:34,950 --> 00:21:35,490 Speaker 1: So 481 00:21:35,500 --> 00:21:36,980 Speaker 2: that's the least we can do a lot. But we 482 00:21:36,980 --> 00:21:39,810 Speaker 2: also understand that taking care of our elderly parents, they 483 00:21:39,810 --> 00:21:44,360 Speaker 2: can be financially draining for caregivers especially also is very 484 00:21:44,359 --> 00:21:48,520 Speaker 2: physically taxing that said there are subsidies and social support 485 00:21:48,520 --> 00:21:52,150 Speaker 2: in places to tide over a short term financial difficulties. 486 00:21:52,160 --> 00:21:53,989 Speaker 1: We have a lot of these, one of them is 487 00:21:53,990 --> 00:21:58,070 Speaker 1: the Silver support scheme, it's a quarterly cash supplement to 488 00:21:58,070 --> 00:21:59,670 Speaker 1: seniors who have low incomes, 489 00:21:59,740 --> 00:22:02,350 Speaker 1: their working years, therefore they have less, you know, in 490 00:22:02,350 --> 00:22:05,389 Speaker 1: their CPF or savings for retirement. Now. That's right. I 491 00:22:05,390 --> 00:22:08,629 Speaker 1: think there's also something called com care, long term assistance 492 00:22:08,640 --> 00:22:12,030 Speaker 1: or L. T. A. It provides long term support to 493 00:22:12,030 --> 00:22:15,990 Speaker 1: those permanently unable to work due to age, illness, you know, 494 00:22:16,000 --> 00:22:20,149 Speaker 1: disability or they have like inadequate family support or savings. 495 00:22:20,150 --> 00:22:23,619 Speaker 2: That's right. There's also this thing called meals on wheels. 496 00:22:23,700 --> 00:22:26,410 Speaker 2: So cute. M. O. W. For short, 497 00:22:26,430 --> 00:22:29,330 Speaker 2: they provide new deliveries to like homebound clients who are 498 00:22:29,330 --> 00:22:32,280 Speaker 2: unable to buy or even prepare their own meals and 499 00:22:32,280 --> 00:22:33,950 Speaker 2: do not have a caregiver to help them to do. 500 00:22:33,950 --> 00:22:34,290 Speaker 2: So 501 00:22:34,300 --> 00:22:36,399 Speaker 1: actually every year around christmas, right. What we'll do is 502 00:22:36,400 --> 00:22:39,530 Speaker 1: we'll pack groceries and then we'll send them to household 503 00:22:39,530 --> 00:22:42,050 Speaker 1: to household. So usually what we do is we ring 504 00:22:42,050 --> 00:22:44,740 Speaker 1: the bell and knock on the door if they don't answer, 505 00:22:44,740 --> 00:22:47,490 Speaker 1: we just hang it outside. But most of these elderly, right, 506 00:22:47,500 --> 00:22:49,939 Speaker 1: they are more happy to see us and talk to 507 00:22:49,940 --> 00:22:52,820 Speaker 1: us than just receiving like the rice or whatever they 508 00:22:52,820 --> 00:22:53,120 Speaker 1: were just 509 00:22:53,130 --> 00:22:57,260 Speaker 1: and they're like, hi, how much, how are you guys like, 510 00:22:57,260 --> 00:22:59,170 Speaker 1: well thank you so much and like just be able 511 00:22:59,170 --> 00:23:01,310 Speaker 1: to interact with them. You see the happiness on their face, right? 512 00:23:01,320 --> 00:23:04,000 Speaker 1: Because sometimes they're very isolated or they live alone and 513 00:23:04,000 --> 00:23:06,780 Speaker 1: I've seen the conditions in which they live in so 514 00:23:06,790 --> 00:23:09,380 Speaker 1: you never know, you know organize these things within your 515 00:23:09,380 --> 00:23:12,270 Speaker 1: own friend groups, your own communities and go out and 516 00:23:12,270 --> 00:23:14,859 Speaker 1: support them. There's also something called the seniors mobility and 517 00:23:14,859 --> 00:23:18,080 Speaker 1: enabling fun. It provides subsidies of up to 90% for 518 00:23:18,080 --> 00:23:19,820 Speaker 1: seniors for like mobility, 519 00:23:19,950 --> 00:23:22,399 Speaker 1: assistive devices so it could be a wheelchair or something 520 00:23:22,400 --> 00:23:22,750 Speaker 1: like that. 521 00:23:22,760 --> 00:23:24,629 Speaker 2: Yes. And very importantly, I think what we need to 522 00:23:24,630 --> 00:23:28,310 Speaker 2: do right now in our current generation from today is 523 00:23:28,310 --> 00:23:30,980 Speaker 2: to think what we really want for our future and 524 00:23:30,980 --> 00:23:33,950 Speaker 2: what changes we can make now to create. This sort 525 00:23:33,950 --> 00:23:36,930 Speaker 2: of positive impact is not just a me problem. Right? 526 00:23:36,930 --> 00:23:39,770 Speaker 2: As we mentioned just now, Singapore is facing a rapidly 527 00:23:39,770 --> 00:23:43,230 Speaker 2: aging population. Um many places are facing like low birth 528 00:23:43,230 --> 00:23:46,520 Speaker 2: rates were talking like Japan Korea and slowing social 529 00:23:46,530 --> 00:23:50,450 Speaker 2: mobility so it's becoming more necessary to come together and 530 00:23:50,450 --> 00:23:51,630 Speaker 2: give back to our community. 531 00:23:51,640 --> 00:23:54,250 Speaker 1: That's right. I mean it's important to tackle these problems 532 00:23:54,260 --> 00:23:57,910 Speaker 1: on a social or community level rather than just individually 533 00:23:57,920 --> 00:24:00,950 Speaker 1: to create a future that we want to be prepared for, right? 534 00:24:00,950 --> 00:24:03,480 Speaker 1: Because we were going to be old one day we 535 00:24:03,480 --> 00:24:06,500 Speaker 1: can't just be selfish and think I'm young. I don't care. Right? 536 00:24:06,510 --> 00:24:08,679 Speaker 1: And you know how like nowadays I've heard this a 537 00:24:08,680 --> 00:24:12,770 Speaker 1: lot recently of which people think of our generation now 538 00:24:12,780 --> 00:24:13,220 Speaker 1: as the 539 00:24:13,230 --> 00:24:17,790 Speaker 1: generation that spends doesn't plan for our future does whatever 540 00:24:17,790 --> 00:24:20,340 Speaker 1: we want and like have no savings. I've heard this 541 00:24:20,340 --> 00:24:22,300 Speaker 1: a couple of times in the past couple of weeks. 542 00:24:22,310 --> 00:24:25,290 Speaker 1: So people think that of us. So I think it's 543 00:24:25,290 --> 00:24:28,270 Speaker 1: also important to Yeah, well you want to have fun. 544 00:24:28,280 --> 00:24:29,750 Speaker 1: I like to think of the future that you want 545 00:24:29,750 --> 00:24:32,510 Speaker 1: to have as well. That's true. And by understanding the 546 00:24:32,510 --> 00:24:35,170 Speaker 1: care and support the elderly people need, right, you can 547 00:24:35,170 --> 00:24:37,530 Speaker 1: kind of prep yourself up for what you need in 548 00:24:37,530 --> 00:24:38,630 Speaker 1: the future. Yes, 549 00:24:38,640 --> 00:24:39,810 Speaker 2: exactly. So since I was, 550 00:24:40,100 --> 00:24:43,240 Speaker 2: my mom has brought me insurance, this is something that 551 00:24:43,240 --> 00:24:46,400 Speaker 2: she has taught me as well and looking at her, 552 00:24:46,410 --> 00:24:48,770 Speaker 2: I'm sure she's very well prepared for herself as well. 553 00:24:48,770 --> 00:24:51,760 Speaker 2: If anything happens touch wood then she will have something 554 00:24:51,760 --> 00:24:53,720 Speaker 2: to fall back on, which is her insurance. 555 00:24:53,720 --> 00:24:55,869 Speaker 1: Exactly. I mean another thing that you can do is 556 00:24:55,880 --> 00:25:00,649 Speaker 1: also lead a healthy lifestyle, right? I mean, you know, 557 00:25:00,660 --> 00:25:03,320 Speaker 1: it's a bit ironic for us to say, I mean 558 00:25:03,330 --> 00:25:05,920 Speaker 1: hazy maybe you can say because I say people don't 559 00:25:05,920 --> 00:25:06,620 Speaker 1: believe 560 00:25:07,210 --> 00:25:09,890 Speaker 2: try to cut down your sugar guys, okay. I think 561 00:25:09,890 --> 00:25:12,679 Speaker 2: it really makes a huge difference to me every day. 562 00:25:12,690 --> 00:25:14,810 Speaker 2: Like last time I used to have a cup of day, 563 00:25:14,810 --> 00:25:17,450 Speaker 2: you guys know it so much condensed milk and evaporated 564 00:25:17,450 --> 00:25:19,450 Speaker 2: milk in it. But after I try to cut down 565 00:25:19,460 --> 00:25:22,409 Speaker 2: the first three months it was tough for me, but 566 00:25:22,420 --> 00:25:24,389 Speaker 2: after that I started to feel myself get more and 567 00:25:24,390 --> 00:25:28,420 Speaker 2: more energetic every day. Really sugar can really slow you down, 568 00:25:28,430 --> 00:25:32,140 Speaker 2: you know, crash correct, correct. And your body will take 569 00:25:32,150 --> 00:25:34,950 Speaker 2: longer to sort of break down those sugars. Another 570 00:25:34,960 --> 00:25:37,540 Speaker 2: the important thing cut down on your sodium as well. 571 00:25:37,550 --> 00:25:40,080 Speaker 2: Not saying don't take sodium but everything in 572 00:25:40,080 --> 00:25:41,600 Speaker 1: moderation. I 573 00:25:41,609 --> 00:25:43,990 Speaker 2: know I love it too. So your swords with my 574 00:25:43,990 --> 00:25:48,550 Speaker 2: chili party. I love anything that's salty. But as what 575 00:25:48,550 --> 00:25:51,230 Speaker 2: I was saying, you don't have to cut it out completely. 576 00:25:51,240 --> 00:25:52,950 Speaker 2: Just have it in moderation 577 00:25:52,960 --> 00:25:57,100 Speaker 1: correctly. So you can also start proper financial planning, retirement 578 00:25:57,100 --> 00:26:00,619 Speaker 1: planning so that you can avoid being financially reliant on 579 00:26:00,619 --> 00:26:02,700 Speaker 1: your kids or on other people. Like 580 00:26:02,710 --> 00:26:05,190 Speaker 1: ensuring that you get enough CPF is maybe you don't 581 00:26:05,190 --> 00:26:08,060 Speaker 1: collect enough CPF at your job. How can you then 582 00:26:08,060 --> 00:26:11,840 Speaker 1: put aside every month? You know, a part of your salary, right? 583 00:26:11,850 --> 00:26:13,619 Speaker 1: That counts as your CPF in the future. Put it 584 00:26:13,619 --> 00:26:15,859 Speaker 1: in a fixed deposit accounts such that you can't touch 585 00:26:15,859 --> 00:26:18,260 Speaker 1: it right? Getting the right health care coverage, which we 586 00:26:18,260 --> 00:26:18,670 Speaker 1: also talked 587 00:26:18,670 --> 00:26:21,290 Speaker 2: about. And if you're like me, someone who is very 588 00:26:21,290 --> 00:26:23,659 Speaker 2: bad at financial planning to get someone to do it 589 00:26:23,660 --> 00:26:24,860 Speaker 2: for you. I'm not good at 590 00:26:25,010 --> 00:26:27,500 Speaker 1: like best friends with your financial planner. 591 00:26:27,500 --> 00:26:29,190 Speaker 2: That's why I have a financial planner, 592 00:26:29,200 --> 00:26:30,169 Speaker 1: I have to 593 00:26:30,170 --> 00:26:30,450 Speaker 2: engage 594 00:26:30,460 --> 00:26:32,430 Speaker 2: Someone to do it for me. Albert have to pay 595 00:26:32,430 --> 00:26:35,410 Speaker 2: like what 3% of the admin or like the charges. 596 00:26:35,410 --> 00:26:39,040 Speaker 2: But yeah, that is better than investing all your money 597 00:26:39,040 --> 00:26:41,879 Speaker 2: into something that you're not even sure of and losing 598 00:26:41,880 --> 00:26:45,480 Speaker 2: all of them, right? So always check with your financial planner, 599 00:26:45,490 --> 00:26:48,119 Speaker 2: no matter what you need to get done. Is it 600 00:26:48,119 --> 00:26:52,490 Speaker 2: like your CPF concerns medicine med issue, anything a professional 601 00:26:52,490 --> 00:26:55,020 Speaker 2: will be there to help you alright with that. Thank 602 00:26:55,020 --> 00:26:57,270 Speaker 2: you for joining us on this episode of Cavities 603 00:26:58,990 --> 00:27:01,640 Speaker 2: for us on instagram. For more at its clever tea 604 00:27:01,640 --> 00:27:02,199 Speaker 2: dot com. 605 00:27:02,210 --> 00:27:04,409 Speaker 1: That's right. You can listen to us and Spotify me. 606 00:27:04,410 --> 00:27:09,010 Speaker 1: Listen apple podcast and don't forget to turn on the notifications. Yes. 607 00:27:09,010 --> 00:27:10,930 Speaker 1: You can also watch us on Youtube. I know that 608 00:27:10,930 --> 00:27:12,540 Speaker 1: if you like to watch Tiktok, you can go there 609 00:27:12,540 --> 00:27:15,449 Speaker 1: and leave a comment. Thank you very much. I'm hazel, 610 00:27:16,800 --> 00:27:19,090 Speaker 1: see you next time. Bye.