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Speaker 1: This is Keto.

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Speaker 2: Let's talk about smashing? Is that how you pronounce it? It's

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Speaker 2: a rise of SMS scams joining us via zoom is

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Speaker 2: Boko Betzo. Mike Krane, also known as mister Fingers. He

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Speaker 2: is a cyber security expert and educator, trainer, and a

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Speaker 2: TikTok content creator. Mister Fingers, A very good morning and

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Speaker 2: welcome to the show.

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Speaker 1: Mister Africa, how you been very well?

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Speaker 2: Thank you very much?

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Speaker 1: How are you? What can I say? Every day is

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Speaker 1: a new day?

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Speaker 2: You know it is? Indeed, I have to confess I've

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Speaker 2: never heard of the term smashing. What is it?

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Speaker 1: And I'm saying so smashing is basically simplified as fishing

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Speaker 1: through SMS. So that's what smashing is. So instead of

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Speaker 1: an email, the scam comes into as text, right, So

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Speaker 1: think of it in this way. So phishing is email

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Speaker 1: scams and then smashing is SMS scam. Now the game there,

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Speaker 1: the goal is actually this, but just that it's different

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Speaker 1: channels of communication that are that the hack is all

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Speaker 1: you can say. Some criminals are trying to trick you

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Speaker 1: into giving out your information.

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Speaker 2: So what are they likely to be asking of me?

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Speaker 2: So I received an SMS instructing me to do what.

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Speaker 1: So it's either they instructing you to click on a

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Speaker 1: particular link. It's always that they want you to click

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Speaker 1: on a particular link which is going to direct you

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Speaker 1: some way to fill in certain personal information that they

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Speaker 1: know that they can use that information to go sell somewhere.

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Speaker 1: Right with that particular information, either it might be your

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Speaker 1: ID number or your banking card details and stuff. So

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Speaker 1: they always try to disguise that particular fission swishing SMS

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Speaker 1: as a particular company that you are familiarized with, like,

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Speaker 1: for example, your bank. Right now, we're seeing a lot

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Speaker 1: of essay fines where people are getting fines apparently with

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Speaker 1: traffic fines, right, So they're disguising that, and when you

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Speaker 1: click on that link, it looks legitimate, like the particular

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Speaker 1: waves side, it looks legitimate, like the banking website, But

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Speaker 1: when you look closely, it's not really the banking website.

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Speaker 2: Who falls for this? I wonder, mister Fingers, because I

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Speaker 2: was sharing at the beginning of the show that I

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Speaker 2: can't remember the last time I actually received an SMS

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Speaker 2: that I opened.

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Speaker 1: So I want lie it's everyone people like you and

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Speaker 1: I simple human beings because I can't say it's who

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Speaker 1: and who these guys are, so like they know what

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Speaker 1: they're doing because they deal with emotions, right. They trick

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Speaker 1: you in a source of urgency and you start panicking

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Speaker 1: once you fall for these things. So every single person

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Speaker 1: can fall for it. You and I, every single person

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Speaker 1: the person's listening right now, can just fall for these scams.

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Speaker 1: And it's simple for you to fall for these scams,

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Speaker 1: especially if you are not careful.

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Speaker 2: Bruce, one of the producers, received one, supposedly from a

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Speaker 2: medical aid scheme a service provider for him, saying that

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Speaker 2: you know you will be deactivated by the end of

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Speaker 2: the day if you don't do ABCD, and then a

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Speaker 2: link that he had to click on to update his

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Speaker 2: account now. And of course, if you are distracted because

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Speaker 2: it's a very busy day, you've got deadlines, whatever the

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Speaker 2: case may be, you're probably going to go in there

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Speaker 2: without applying your mind or doing any kind of investigation.

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Speaker 2: So I imagine they they they take advantage of opportunities

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Speaker 2: like that, do they hundred percent?

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Speaker 1: So they use agency. The agency is number one. So

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Speaker 1: when they know that if they can use urgency, what

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Speaker 1: does it happen? Automatically? To psychology, you panic, right, and

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Speaker 1: you you want to just get everything sorted without you looking.

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Speaker 1: And once you panic, you don't pay attention to detail,

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Speaker 1: and that's very important for us to pay attention to detail.

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Speaker 1: Number one, would you have to ask yourself certain questions?

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Speaker 1: Would my bank or with for example, a particular medical

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Speaker 1: aid send me this why? And you have to be

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Speaker 1: the one who verifies during that moment in time because

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Speaker 1: people are like I, myself won't be there to help

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Speaker 1: you when this happens, So you have to know how

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Speaker 1: to verify these days, is it coming from a legitimate source?

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Speaker 1: Number two, how does the link itself look like? What

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Speaker 1: we call a URL, How does the link look like?

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Speaker 1: Is it really that company or not? Because eighty percent

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Speaker 1: of the time it's always changed to xyz or to

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Speaker 1: something else. Either one letter has always changed. For example,

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Speaker 1: if it's discovery, instead of having Discovery with an OH,

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Speaker 1: they can put a zero in the middle. So be

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Speaker 1: very careful these guys. They can make a simple change

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Speaker 1: in that. So just look at those small fine details.

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Speaker 2: Listeners understandably are worried once they open the SMS, so

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Speaker 2: they're not going to take any action. They're not going

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Speaker 2: to go to the link or whatever they can be.

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Speaker 2: They worried that just merely opening that SMS that that

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Speaker 2: could compromise their phone. Is this always a case or

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Speaker 2: is that in the minority of cases?

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Speaker 1: Not really, No, this is this is just something different.

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Speaker 1: So with this one, nothing will happen as long as

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Speaker 1: you don't click on the link. This all depends, right,

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Speaker 1: But this is not like an egil, where you're where

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Speaker 1: you can even if when you open it, sometimes these

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Speaker 1: guys can just get in. So with this one you

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Speaker 1: don't have to worry. Even if you've never clicked on

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Speaker 1: the link, you open that SMS, the simple thing to

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Speaker 1: do is just delete that that particular SMS, So no

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Speaker 1: need to panic during that moment in time.

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Speaker 2: Yeah, I'm lucky, I literally So. The only SMS is

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Speaker 2: I pay attention to are my bank notices when I've

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Speaker 2: withdrawn money or made a payment or something like that.

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Speaker 1: Because it will tell them.

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Speaker 2: It will tell me how much money I've got left

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Speaker 2: in my account to spend. Right, those are the only

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Speaker 2: ones I pay attention to. Everything else I just generally

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Speaker 2: automatically delete because, as I said, no one ever communicates

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Speaker 2: with me via SMS. The primary ways to communicate with me,

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Speaker 2: I either throw what'sapp or email those other two. So

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Speaker 2: thank you mister Fingers for warning us to be a

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Speaker 2: led to these things.

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Speaker 1: No, thank you so much and yeah to all your listeners,

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Speaker 1: please don't check on any legs in any SMS and

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Speaker 1: go directly to the official apps of that particular company

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Speaker 1: or give them a call to go very far and

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Speaker 1: remember very far before you can trust. And never give

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Speaker 1: anyone your OLDTP number.

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Speaker 2: Please don't. That's very very sound advice. That's work. Go

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Speaker 2: go Metzo much Lane also known as mister Fingers. He's

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Speaker 2: a cyber security expert and educator, trainer, and a TikTok

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Speaker 2: content creator talking to us about the latest cyber crime trend,

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Speaker 2: which is smishing, where they use your SMS to try

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Speaker 2: and get data and information out of you that they

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Speaker 2: will use for nefarious purposes. Mister Fingers, thank you very much.

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Speaker 1: Indeed,