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Speaker 1: So you're listening to a Muma Mea podcast. Mumma Mea

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Speaker 1: acknowledges the traditional owners of land and waters that this

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Speaker 1: podcast is recorded on.

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Speaker 2: Hey, I'm Taylor Strano. This is Mumma MIA's twice daily

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Speaker 2: news podcast, The Quickie. Both major parties have unfailed their

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Speaker 2: plans to help first home buyers, But what do these

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Speaker 2: policies actually mean for your hip pocket?

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Speaker 1: Plus?

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Speaker 2: With just over two weeks till the federal election, we

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Speaker 2: asked you what matters most when it comes to deciding

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Speaker 2: your vote Before we get there. Here's Claire Murphy with

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Speaker 2: the latest from The Quickie newsroom for Tuesday, April fifteen.

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Speaker 1: Thanks Taylor. While economists have criticized both Labor and the

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Speaker 1: Coalition's first home buyers scheme, saying they'll both lead to

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Speaker 1: higher housing costs and bigger budget deficits, Treasurer Jim Chalmers

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Speaker 1: and Shadow Treasurer Angus Taylor went head to head on

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Speaker 1: the ABC seven thirty program to defend them. Mister Chalmers

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Speaker 1: was asked if Labour's ten billion dollar pledge to build

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Speaker 1: more homes for first home buyers was included in the budget.

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Speaker 1: He admitted it was not, but said the homes would

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Speaker 1: start to be built next year and completed in twenty

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Speaker 1: twenty seven, and that there are already tens of thousands

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Speaker 1: of homes already in the pipeline from their policies. Mister

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Speaker 1: Taylor hit back saying no houses had been completed under

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Speaker 1: Labour's policies, Doctor Chalmers saying that wasn't true, blaming the

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Speaker 1: Coalition for holding up the Build to Rent, Help to

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Speaker 1: Buy a legislation and the Housing Australia Future Fund. In

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Speaker 1: the Senate, mister Taylor asked if a single person had

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Speaker 1: moved into any of the Labour promised homes. The Treasurer

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Speaker 1: said they'd built a couple of thousand, to which mister

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Speaker 1: Taylor said Doctor Chalmers was refusing to answer the question.

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Speaker 1: Mister Taylor was asked why the new mortgage interest tax

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Speaker 1: deduction scheme for first home buyers was now good policy

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Speaker 1: when it was something that the Coalition had rejected for years.

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Speaker 1: He responded saying that when he tours the country, he

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Speaker 1: sees the crisis first home buyers are facing and he

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Speaker 1: hears that houses are not being completed. He too was

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Speaker 1: accused of not answering the question. Popstar Katy Perry is

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Speaker 1: back on Earth after leaving the planet for eleven minutes.

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Speaker 1: Perry and five other women, including Jeff Bezos's fiance Lawrence Sanchez,

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Speaker 1: CBS host Gail King, former NASA rocket scientist Ashabout Scientists

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Speaker 1: Demanded Ewan, and film producer Kerry Anne Flynn, launched into

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Speaker 1: space on Bezos's Blue Origin rocket, making it the first

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Speaker 1: all female flight crew in more than sixty years. They

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Speaker 1: traveled to the edge of space, experiencing a brief moment

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Speaker 1: of weightlessness before returning home. Gail King said when they

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Speaker 1: landed back in their seats after experiencing weightlessness. Perry, who

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Speaker 1: took a daisy into space in honor of her daughter

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Speaker 1: with actor Orlando Bloom, sang Louis Armstrong's What a Wonderful World,

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Speaker 1: a landmark trial in the US, is about to get underway.

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Speaker 1: The good lead to Meta having to sell off Instagram

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Speaker 1: and WhatsApp. The tech giant who also owns Facebook, is

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Speaker 1: facing an antitrust lawsuit from the US government, which alleges

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Speaker 1: they bought Instagram in twenty twelve and WhatsApp in twenty

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Speaker 1: fourteen to eliminate competition and create a social media monopoly.

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Speaker 1: The US Federal Trade Commission approved the per at the time,

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Speaker 1: but a competition watchdog has continued to monitor the outcomes

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Speaker 1: of those sales, Experts saying if the case is lost

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Speaker 1: by Meta, they'll be forced to break up the empire.

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Speaker 1: Experts say if this happens alongside the sale of the

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Speaker 1: US arm of TikTok and Google potentially having to sell

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Speaker 1: Chrome after a judge ruled they hold a monopoly in

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Speaker 1: online search, it would change the social media world order

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Speaker 1: and potentially kick off a renaissance of social media startups

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Speaker 1: who would have the opportunity to exist in a world

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Speaker 1: not dominated by one or two players. Ed Sheeran says

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Speaker 1: he knows the fact he's built an entire village around

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Speaker 1: his home in England might seem a bit weird, but

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Speaker 1: he really just wants his family to have some privacy.

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Speaker 1: Scheran has spent millions buying land and other homes around

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Speaker 1: his mansion in Suffolk to create one massive estate that

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Speaker 1: includes a pub, a chapel, and a lake. He explained

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Speaker 1: that they build the chapel to hold Christmas carols before

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Speaker 1: heading to the pub, which can hold only forty to

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Speaker 1: fifty people for muld wine and minced pies. He admitted

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Speaker 1: it probably sounds weird to build in structure on your

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Speaker 1: own property so you essentially don't ever have to leave it,

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Speaker 1: but he said he wants to have moments with his

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Speaker 1: family when no one's filming them, especially when it's around

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Speaker 1: something like Christmas.

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Speaker 2: Thanks Claire. Next. Making sense of the Major Parti's housing promises.

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Speaker 2: If you caught the campaign launchers over the weekend, you

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Speaker 2: might have noticed both major parties are suddenly very interested

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Speaker 2: in helping first home buyers. So what do these policies

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Speaker 2: actually mean for Rozsie's trying to get into the property market.

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Speaker 2: Let's start with the Coalition's plan. Peter Dutton has promised

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Speaker 2: that first home buyers of newly built homes will be

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Speaker 2: able to deduct the interest paid on their mortgage from

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Speaker 2: their income taxes. The first home by its mortgage deduction

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Speaker 2: scheme would be limited to five years and only applied

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Speaker 2: to the first six hundred and fifty thousand dollars of

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Speaker 2: a mortgage. So, for example, so if you buy your

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Speaker 2: first newly built home for nine hundred thousand dollars and

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Speaker 2: take out a mortgage of eight hundred thousand, you'll be

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Speaker 2: able to claim the interest you pay on the first

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Speaker 2: six hundred and fifty thousand dollars of that loan as

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Speaker 2: a tax deduction. That could save you a fair bit

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Speaker 2: in tax each year for those first five years, especially

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Speaker 2: early on when most of your payments go towards interest.

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Speaker 2: For a family on average incomes, the Coalition says this

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Speaker 2: could mean saving around eleven thousand dollars a year, or

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Speaker 2: fifty five thousand over five years. But there are some catches.

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Speaker 2: You'll need to be buying a new built and there

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Speaker 2: are income caps one hundred and seventy five k for

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Speaker 2: singles and two hundred and fifty k for couples. Labor,

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Speaker 2: on the other hand, is taking a different approach. Anthony

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Speaker 2: Albanezi has announced a plan to build one hundred thousand

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Speaker 2: houses specifically for first home buyers. It's said to cost

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Speaker 2: around ten billion dollars, with construction to start from the

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Speaker 2: twenty twenty six to twenty seven financial year. The Housing

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Speaker 2: Minister Clara O'Neil says it'll take about eight years to complete,

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Speaker 2: so promising to let first home buyers purchase with just

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Speaker 2: a five percent deposit without having to pay lender's mortgage insurance,

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Speaker 2: which can often add tens of thousands of dollars to

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Speaker 2: the cost of buying. Typically, a twenty percent deposit is

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Speaker 2: required to secure a home loan without the additional insurance,

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Speaker 2: but Disney policy would do away with that. Currently in

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Speaker 2: Australia we have the First Home Buyers Scheme, where the

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Speaker 2: government acts as a guaranteur on your loan, so lender's

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Speaker 2: mortgage insurance isn't paid. But this only applies to the

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Speaker 2: first home buyers earning less than one hundred and twenty

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Speaker 2: five k as singles or two hundred k as couples,

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Speaker 2: with around fifty thousand people able to access it every year.

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Speaker 2: So this new scheme would open the option of a

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Speaker 2: five percent deposit without lender's insurance to an additional thirty

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Speaker 2: thousand people based on Treasury estimates. The only caveat is

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Speaker 2: the price of the home a single or a couple

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Speaker 2: could purchase would be kepped relative to the average of

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Speaker 2: each city or region. Economists are raising concerns about both policies.

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Speaker 2: Some argue the Coalition's tax deduction could actually push prices

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Speaker 2: of houses up by giving buyers more spending power, while

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Speaker 2: Labour's promise to build more homes addresses supply. There are

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Speaker 2: questions about whether one hundred thousand new homes over eight

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Speaker 2: years is actually enough to make a real difference to

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Speaker 2: affordability sticking in the politics cycle right now. When it

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Speaker 2: comes to elections, we often hear about women voters as

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Speaker 2: if we're one homogeneous group who all care about the

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Speaker 2: same issues. But the results from Ammameir's election survey paint

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Speaker 2: a much more complex picture. More than eleven hundred of

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Speaker 2: you shared your thoughts on everything from cost of living

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Speaker 2: to climate change, and your responsors show just how diverse

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Speaker 2: and nuance women's political priorities really are. The top issue

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Speaker 2: is cost of living, with nearly two thirds of you

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Speaker 2: saying it'll be a deciding factor in how you vote.

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Speaker 2: Perhaps the most interesting finding is how you're all feeling

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Speaker 2: about this election. While twenty eight percent of you feel

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Speaker 2: fatigued and just want it to all be over, a

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Speaker 2: larger share about forty percent are actually excited to have

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Speaker 2: your voices heard, while nearly a third are feeling completely

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Speaker 2: resigned to the whole process. And here's something both major

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Speaker 2: parties should be paying attention to. Nearly twenty six percent

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Speaker 2: of you say you'll be voting differently this time than

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Speaker 2: in previous elections. Mama MIA's audience editor Charlie Beg and

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Speaker 2: Morning editor Cas Green join us now to unpack what

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Speaker 2: these results really mean. Charlie, let's start with the big issues.

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Speaker 2: What surprised you most about what women say will be

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Speaker 2: the deciding factor in their vote.

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Speaker 3: So it's interesting. We ran this survey back in twenty

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Speaker 3: twenty two and leading the top five big issues was

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Speaker 3: climate action, but this time climate action fell down to

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Speaker 3: the third highest issue and number one. This actually isn't surprising,

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Speaker 3: but it is cost of living. So we've had quite

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Speaker 3: a significant change with that. We had sixty eight percent

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Speaker 3: of our audience come in and say that that was

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Speaker 3: number one, which, yeah, it's not surprising that that's the issue.

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Speaker 2: Yeah, it's super not surprising because when we talk about

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Speaker 2: cost of living, and I've spoken about this on the

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Speaker 2: Quickie before, it is a blanket term because that could

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Speaker 2: mean you're housing, the price you pay for rent, the

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Speaker 2: price of fuel, which we know Peter Dunton has been

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Speaker 2: peddling hard this campaign cycle, and also things like your groceries,

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Speaker 2: and we've done countless stories on those kind of things.

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Speaker 2: We've talked about what women are giving up because of

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Speaker 2: the cost of living. I know on site you guys

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Speaker 2: have covered that.

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Speaker 3: Too, Yeah, definitely, So it makes sense because firstly, like

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Speaker 3: rounder prices have gone up and that's what everyone I

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Speaker 3: know is talking about, but also with housing affordability, that

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Speaker 3: was one of the key issues as well. And did

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Speaker 3: you know that for single women it takes two years

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Speaker 3: longer on average to say, for a home deposit vent

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Speaker 3: does a man because of the wage disparities.

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Speaker 2: Because gender pay gapp Yeah, exactly around time.

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Speaker 3: So cost of livings affecting everyone, but women by and

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Speaker 3: large are the ones worse off.

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Speaker 2: Cass, I love the numbers that this survey has pulled

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Speaker 2: for us. One of the things that really stood out

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Speaker 2: to me is how people are voting this time round.

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Speaker 2: Twenty five percent of RAB respondents said they'll vote differently.

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Speaker 2: Do you have any idea of why that might be

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Speaker 2: come May three?

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Speaker 4: Yeah, so around a quarter of our respondents are going

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Speaker 4: to swing their vote this year, and we've got a

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Speaker 4: lot of anecdotal reasons why they're going to step away

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Speaker 4: from the party that they voted for in the twenty

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Speaker 4: twenty two federal election. So this includes that they don't

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Speaker 4: think the government has demonstrated the commitment to the climate.

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Speaker 4: They feel it's been a little wishy washy. Many said

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Speaker 4: they're swinging towards the Teal independence in an effort to

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Speaker 4: kind of keep the major parties accountable. I think there's

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Speaker 4: a lot of criticism towards this kind of two party

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Speaker 4: dichotomy we have going on in Australian politics these days.

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Speaker 4: There's also a lot of criticism for Albanesi. They're not

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Speaker 4: happy about the cost of living and the way things

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Speaker 4: are going and they feel a little disappointed, whereas we've

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Speaker 4: seen also a lot of Liberal voters say they don't

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Speaker 4: have trust in Dutton to support them in the areas,

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Speaker 4: especially the impact to women and girls, social policy, climate

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Speaker 4: change and immigration.

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Speaker 2: It's interesting as well because when we talk about why

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Speaker 2: people might be swinging away from their typical voting lines,

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Speaker 2: we talk about policy is the reason for a lot

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Speaker 2: of died in the wooled labor voters. A lot of

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Speaker 2: the anecdotal comments that we got back was about the

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Speaker 2: Liberal Party leader specifically. I feel like, if you've not

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Speaker 2: yet listened, now's perfect time to head over to our

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Speaker 2: No Filter podcast, where Kate Langbrooke did a fantastic job.

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Speaker 2: She interviewed both Anthony Albanesi and Peter Dutton. And if

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Speaker 2: you're a little bit unsure maybe on the character the

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Speaker 2: people behind the politician, that's a fantastic resource for you

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Speaker 2: to dig into for some long weekend listening. Charlie, Let's

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Speaker 2: talk a little bit more about cost of living. What

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Speaker 2: are major parties doing and putting forward to help meet

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Speaker 2: that concern.

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Speaker 3: We all know that cost of living is an issue,

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Speaker 3: so both major parties have announced cost of living relief

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Speaker 3: measures as central campaign platforms, knowing that it's a top

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Speaker 3: concern for Australians.

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Speaker 1: Labor.

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Speaker 3: Their key policies are two point three billion household battery

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Speaker 3: subsidy scheme, so they aim to reduce energy bills. There's

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Speaker 3: going to be housing affordability measures, and they want to

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Speaker 3: forgive people's hex step which is huge up to twenty percent.

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Speaker 3: And they want to deliver two more tax cuts in

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Speaker 3: twenty twenty six and twenty seven, whereas the Coalition promises

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Speaker 3: to deliver a twelve hundred dollars tax offset for middle

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Speaker 3: income earners and there we paid a lump sum in

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Speaker 3: July twenty twenty six. Other things they promised to deliver

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Speaker 3: is a fuel tax reduction, temporarily lowering the government's fuel

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Speaker 3: tax to provide immediate relief, and they promised to find

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Speaker 3: more free doctors usits, which is a massive one.

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Speaker 2: Yeah. Health has played a critical role in what both

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Speaker 2: parties are putting forward as major campaign promises. Cas I

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Speaker 2: want to talk a bit about the sentiment towards this election.

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Speaker 2: It surprised me. I don't know how you feel, but

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Speaker 2: forty percent of people who responded to the Mum and

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Speaker 2: Mere vote survey still seem to be excited about it.

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Speaker 2: We still have about two weeks to go before we

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Speaker 2: hit May three. Why do you think people are so

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Speaker 2: ged up?

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Speaker 4: Yeah, there's a big divide. So we saw forty percent

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Speaker 4: of Australians are really excited about the election coming up,

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Speaker 4: but we still saw thirty two percent being resigned to

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Speaker 4: having to cast their ballot and twenty eight percent fatigue

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Speaker 4: by the process. So there does seem to still be

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Speaker 4: a little bit of pessimism about whether the party is

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Speaker 4: available have what it takes to deliver what Australia cares about.

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Speaker 4: And I think that's really why we're seeing that swing

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Speaker 4: towards the tier independence. So that's really something to take

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Speaker 4: into account. And then there's the fact that the things

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Speaker 4: Australians care about this election climate change, housing, affordability, the

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Speaker 4: cost of living. They're really big issues that take a

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Speaker 4: long time to address. You have to unpin old legislation,

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Speaker 4: get new stuff approved. It's a big process. So we're

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Speaker 4: really not going to see movement in one term, and

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Speaker 4: people perceive that is no progress. So that's where it's

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Speaker 4: coming from with those that feel a little bit resigned

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Speaker 4: this year. But it's really exciting to see a lot

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Speaker 4: of people excited, and I think it's important to encourage

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Speaker 4: Australians to remember that their vote, it might be singular,

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Speaker 4: has the power to change the future.

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Speaker 2: I love that, Charlie. Before we let you both go,

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Speaker 2: how do people feel about the current government's performance? We

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Speaker 2: gave people the opportunity to send out some potential well

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Speaker 2: we should or advice for whoever the next prime minister

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Speaker 2: will be, But what do they have to say about

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Speaker 2: the current government?

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Speaker 3: Yeah, definitely. So in the survey, we asked our audience

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Speaker 3: to rank our current government's performance from one to five

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Speaker 3: and the majority of people voted between either three or four.

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Speaker 3: So that's pretty good. But when actually going through results,

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Speaker 3: I found a few real standout comments from our audience,

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Speaker 3: so I noted a few down. One of our readers said,

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Speaker 3: it's a tough gig post COVID. Some thing's handled well,

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Speaker 3: some not so well, which I think is fair to say.

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Speaker 3: Someone else said, I think they've done the best they

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Speaker 3: can given the global climate. Someone else said, no government

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Speaker 3: can do amazing things with one term like cassaid, so

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Speaker 3: they have performed fine. A three year term is not

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Speaker 3: long enough to make a difference. And I think something

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Speaker 3: else that someone said was cost of living is affecting

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Speaker 3: our entire world, not just Australia, so we could only

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Speaker 3: make a small difference in that and we'll see how

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Speaker 3: they go.

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Speaker 2: Thanks for taking some time to feed onlind with us today.

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Speaker 2: The quickie is produced by me Taylor Strano and Clare Murphy,

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Speaker 2: with audio production by lou hill Tho