1 00:00:00,280 --> 00:00:03,880 Speaker 1: This podcast is recorded on gadigal Land Always was, always 2 00:00:03,880 --> 00:00:05,200 Speaker 1: will be Aboriginal Land. 3 00:00:11,039 --> 00:00:14,720 Speaker 2: Hey chicks, welcome to episode two of The Financial Glower, 4 00:00:14,840 --> 00:00:17,880 Speaker 2: the twenty twenty five Reset, the mini series where we're 5 00:00:17,920 --> 00:00:20,960 Speaker 2: going to reset and glow up our finances in twenty 6 00:00:21,000 --> 00:00:24,840 Speaker 2: twenty five. In episode two, we are diving into three 7 00:00:24,920 --> 00:00:26,279 Speaker 2: ways to boost. 8 00:00:25,960 --> 00:00:27,720 Speaker 3: Your income in twenty twenty five. 9 00:00:28,440 --> 00:00:31,200 Speaker 2: Yep, we're talking about getting that pay rise that you deserve, 10 00:00:31,680 --> 00:00:34,760 Speaker 2: starting your investment journey, and easy ways to earn extra 11 00:00:34,840 --> 00:00:38,200 Speaker 2: cashola with a side hustle. If you missed episode one 12 00:00:38,320 --> 00:00:41,440 Speaker 2: on how to understand your income versus expenses, definitely go 13 00:00:41,560 --> 00:00:42,559 Speaker 2: back and listen to that. 14 00:00:42,720 --> 00:00:45,120 Speaker 4: Yeah, it was very motivational, it was. 15 00:00:45,479 --> 00:00:46,720 Speaker 3: It was a good place to start. 16 00:00:47,159 --> 00:00:49,559 Speaker 1: Okay, shall we get straight into the EPP. Let's do 17 00:00:49,680 --> 00:00:53,160 Speaker 1: it all right. Our first tip to earning more money 18 00:00:53,159 --> 00:00:57,000 Speaker 1: in twenty twenty five is getting a pay rise. So 19 00:00:57,400 --> 00:00:59,960 Speaker 1: let's start with step one, getting your pay rise. 20 00:01:00,480 --> 00:01:00,920 Speaker 4: Girls. 21 00:01:01,200 --> 00:01:04,680 Speaker 1: This is your year to own your worth and ask 22 00:01:04,800 --> 00:01:05,840 Speaker 1: for what you deserve. 23 00:01:06,480 --> 00:01:07,119 Speaker 4: I get it. 24 00:01:07,760 --> 00:01:11,640 Speaker 1: The thought of negotiating a pay rise in steals fear 25 00:01:11,920 --> 00:01:13,959 Speaker 1: and anxiety into everyone. 26 00:01:14,280 --> 00:01:14,960 Speaker 3: It's not fun. 27 00:01:15,080 --> 00:01:19,040 Speaker 1: It's not fun, but it shouldn't be terrifying, even though 28 00:01:19,120 --> 00:01:22,559 Speaker 1: it feels like it. I promised you you got this though, 29 00:01:23,480 --> 00:01:26,760 Speaker 1: here is some helpful ways that you can make it happen. 30 00:01:27,400 --> 00:01:30,360 Speaker 1: Because this might surprise some people, but the best way 31 00:01:30,360 --> 00:01:32,800 Speaker 1: to get a pay rise in twenty twenty five is 32 00:01:32,800 --> 00:01:33,880 Speaker 1: to actually get a new job. 33 00:01:35,319 --> 00:01:36,360 Speaker 4: Get out of it. 34 00:01:36,480 --> 00:01:37,960 Speaker 3: Step number one, step your job. 35 00:01:38,000 --> 00:01:41,000 Speaker 1: Step number one to get a pay rise, quit your job. 36 00:01:42,319 --> 00:01:45,480 Speaker 1: So the most achievable way to increase your salary is 37 00:01:45,520 --> 00:01:49,880 Speaker 1: to actually change jobs. According to research by Seek, those 38 00:01:49,880 --> 00:01:53,440 Speaker 1: who changed roles had a one point six times greater 39 00:01:53,600 --> 00:01:56,280 Speaker 1: salary increase than those who stayed in the same job 40 00:01:56,320 --> 00:01:58,360 Speaker 1: in twenty twenty three. And now we'll speak for them 41 00:01:58,920 --> 00:02:02,480 Speaker 1: teach literally, so people who switch jobs saw a nine 42 00:02:02,480 --> 00:02:06,000 Speaker 1: percent average salary increase in the last job change versus 43 00:02:06,000 --> 00:02:09,440 Speaker 1: five point five percent average salary increase in the last 44 00:02:09,520 --> 00:02:14,200 Speaker 1: pay rise. So it's kind of really good timing because 45 00:02:14,240 --> 00:02:16,840 Speaker 1: the best time of year to get a new job 46 00:02:17,320 --> 00:02:20,560 Speaker 1: is the start of the year, so January February, this 47 00:02:20,639 --> 00:02:23,359 Speaker 1: is when companies are kind of looking at their budgets 48 00:02:23,400 --> 00:02:25,160 Speaker 1: for the year. They're looking at the teams and they're 49 00:02:25,160 --> 00:02:29,240 Speaker 1: seeing where they need more support or more people because 50 00:02:29,280 --> 00:02:31,239 Speaker 1: of last year. So they'll be like, Okay, what did 51 00:02:31,280 --> 00:02:33,320 Speaker 1: we feel like was working really well last year? What 52 00:02:33,440 --> 00:02:36,720 Speaker 1: teams needed a little bit more support? Okay, social media 53 00:02:36,840 --> 00:02:38,920 Speaker 1: they had a lot on last year. If we hire 54 00:02:39,000 --> 00:02:41,320 Speaker 1: someone else, you know that alleviate's out stress and we 55 00:02:41,360 --> 00:02:44,080 Speaker 1: could double the output or being bang bong and so 56 00:02:44,720 --> 00:02:47,720 Speaker 1: the exact way get exactly wording of that's what they 57 00:02:47,880 --> 00:02:50,360 Speaker 1: use in the big boardrooms, being bang boc. So having 58 00:02:50,360 --> 00:02:52,560 Speaker 1: this in the back of your mind means that even 59 00:02:52,600 --> 00:02:55,680 Speaker 1: potentially over the Christmas break or early January, you can 60 00:02:55,800 --> 00:02:59,800 Speaker 1: start working on your resume, cover letters or really figuring 61 00:02:59,800 --> 00:03:01,440 Speaker 1: out what it is that you want to do. Maybe 62 00:03:01,480 --> 00:03:03,600 Speaker 1: you want to change industries, maybe you don't want to 63 00:03:03,639 --> 00:03:05,600 Speaker 1: even work in the same thing you worked in last year. 64 00:03:05,840 --> 00:03:08,080 Speaker 1: It's kind of like the best time of year to 65 00:03:08,080 --> 00:03:10,320 Speaker 1: have a complete professional rebrand. 66 00:03:11,160 --> 00:03:11,840 Speaker 4: And I love that. 67 00:03:12,560 --> 00:03:17,519 Speaker 2: And fingers crossed if so faso an encumboost. 68 00:03:17,800 --> 00:03:22,880 Speaker 1: Yeah, writing your resume and cover letter does put chills 69 00:03:22,919 --> 00:03:26,440 Speaker 1: down my spy. However, and I'm kind of a bit 70 00:03:26,480 --> 00:03:30,760 Speaker 1: bitter about this is that it's never been easier. So 71 00:03:30,960 --> 00:03:34,399 Speaker 1: the new iOS update on Apple has this new thing 72 00:03:34,600 --> 00:03:38,440 Speaker 1: called writing Tools, which you can write out your resume 73 00:03:38,560 --> 00:03:41,440 Speaker 1: and cover letter and when you highlight it, there's a 74 00:03:41,480 --> 00:03:46,680 Speaker 1: little button that says professional and it will rewrite the 75 00:03:46,720 --> 00:03:50,040 Speaker 1: whole thing with a more professional tone. 76 00:03:50,240 --> 00:03:51,400 Speaker 4: You can also go one. 77 00:03:51,280 --> 00:03:55,040 Speaker 1: Step further and use GPT, which is also incorporated into 78 00:03:55,040 --> 00:03:57,480 Speaker 1: the Apple Intelligence But in case you don't have that 79 00:03:57,600 --> 00:04:00,880 Speaker 1: update or you're not using an Apple product, you can 80 00:04:00,920 --> 00:04:03,760 Speaker 1: just use chat GPT and you can literally put the 81 00:04:03,800 --> 00:04:07,200 Speaker 1: dot points of your experience into it as well as 82 00:04:07,440 --> 00:04:10,200 Speaker 1: what that role you're applying for is looking for and 83 00:04:10,320 --> 00:04:12,080 Speaker 1: ask it to write it for you. 84 00:04:12,480 --> 00:04:15,720 Speaker 2: Well, it takes so much of that work and stress 85 00:04:15,760 --> 00:04:17,120 Speaker 2: and brain power out of it. 86 00:04:17,279 --> 00:04:18,359 Speaker 3: And make sure that the cover. 87 00:04:18,279 --> 00:04:21,520 Speaker 2: Letters that you are writing are customized to the roles 88 00:04:21,520 --> 00:04:24,520 Speaker 2: that you're applying for, because you really shouldn't be using 89 00:04:24,520 --> 00:04:27,400 Speaker 2: the same cover letter and for every single job. You 90 00:04:27,480 --> 00:04:30,680 Speaker 2: should be tailoring them for the key responsibilities that are 91 00:04:30,680 --> 00:04:33,000 Speaker 2: included in that job ad and that can be a 92 00:04:33,040 --> 00:04:35,160 Speaker 2: lot of work, so using tools like this can make 93 00:04:35,240 --> 00:04:36,560 Speaker 2: that so much more manageable. 94 00:04:36,680 --> 00:04:39,080 Speaker 1: And it's still everything that you've done, It's still all 95 00:04:39,120 --> 00:04:40,480 Speaker 1: of your experience. 96 00:04:40,040 --> 00:04:41,680 Speaker 4: And achievements and everything about you. 97 00:04:42,120 --> 00:04:44,880 Speaker 1: And then the other tool that I do love is 98 00:04:45,120 --> 00:04:48,960 Speaker 1: Google's AI interview tool, so you can actually select the 99 00:04:49,120 --> 00:04:52,240 Speaker 1: industry that you are applying for or you want to 100 00:04:52,240 --> 00:04:56,160 Speaker 1: move into, and it will generate interview questions to ask 101 00:04:56,240 --> 00:04:59,080 Speaker 1: you and you can answer and practice and it gives 102 00:04:59,080 --> 00:05:00,880 Speaker 1: you like a little score at the end and. 103 00:05:00,880 --> 00:05:02,359 Speaker 4: Then you can go back and do it again. 104 00:05:02,760 --> 00:05:06,279 Speaker 1: And as someone who would always get so so nervous 105 00:05:06,279 --> 00:05:08,880 Speaker 1: for job interviews, I think this is such a great 106 00:05:08,920 --> 00:05:11,280 Speaker 1: tool to you so that you can really go in 107 00:05:11,320 --> 00:05:13,760 Speaker 1: with confidence and know your shit. Like you know when 108 00:05:13,760 --> 00:05:15,520 Speaker 1: you go into a job interview and they're like, what's 109 00:05:15,560 --> 00:05:16,279 Speaker 1: your name and you're like, I. 110 00:05:16,279 --> 00:05:18,480 Speaker 3: Don't know, Yeah, who am I? Forget it all? 111 00:05:18,520 --> 00:05:18,919 Speaker 4: Who are you? 112 00:05:19,480 --> 00:05:19,760 Speaker 1: School? 113 00:05:19,760 --> 00:05:21,280 Speaker 4: Did you go to You're like, I didn't go to school. 114 00:05:23,480 --> 00:05:26,440 Speaker 1: You're like, I have actually never even been to outside 115 00:05:26,440 --> 00:05:26,839 Speaker 1: my house. 116 00:05:27,000 --> 00:05:28,080 Speaker 3: I was raised by walls. 117 00:05:28,160 --> 00:05:28,920 Speaker 4: I was raised. 118 00:05:31,240 --> 00:05:31,480 Speaker 1: Yeah. 119 00:05:31,520 --> 00:05:33,839 Speaker 2: I love that it can really help you practice and 120 00:05:33,880 --> 00:05:37,039 Speaker 2: practice makes perfect and will make you more confident going 121 00:05:37,080 --> 00:05:40,960 Speaker 2: into those more stressful situations. If you want to stay 122 00:05:41,080 --> 00:05:43,760 Speaker 2: at your current role, you can use these things as 123 00:05:43,800 --> 00:05:46,400 Speaker 2: a bargaining tool to get a pay rise and go 124 00:05:46,520 --> 00:05:48,719 Speaker 2: in with the blue. 125 00:05:48,160 --> 00:05:51,240 Speaker 3: Prep Number one. Do your research. 126 00:05:51,880 --> 00:05:55,360 Speaker 2: Sites like seek or Glassdoor Australia are perfect for this. 127 00:05:56,080 --> 00:05:59,279 Speaker 2: For example, you can use seek salary filter to search 128 00:05:59,400 --> 00:06:03,479 Speaker 2: jobs by salary to compare what similar roles offer. This 129 00:06:03,560 --> 00:06:06,760 Speaker 2: could also be a good tool to see what skills, roles, 130 00:06:06,800 --> 00:06:10,000 Speaker 2: and responsibilities you may need to propose and take on 131 00:06:10,320 --> 00:06:12,440 Speaker 2: if you want to get a pay rise or a promotion. 132 00:06:13,400 --> 00:06:15,640 Speaker 3: Number two track your wins. 133 00:06:16,400 --> 00:06:19,559 Speaker 2: Make a brag list of all of the amazing things 134 00:06:19,560 --> 00:06:22,159 Speaker 2: that you've achieved at work. Did you nail a big 135 00:06:22,200 --> 00:06:25,279 Speaker 2: project or did you save the company money? Be ready 136 00:06:25,320 --> 00:06:28,640 Speaker 2: to show how you've gone above and beyond. Numbers and 137 00:06:28,640 --> 00:06:33,279 Speaker 2: specifics are really important here, So instead of saying increase sales, 138 00:06:33,600 --> 00:06:37,599 Speaker 2: say implemented x process which led to an increase of 139 00:06:37,600 --> 00:06:40,320 Speaker 2: sales by x percent between y to z. 140 00:06:41,520 --> 00:06:42,200 Speaker 3: Bonus tip. 141 00:06:42,520 --> 00:06:45,520 Speaker 2: Put this information in a presentation which you could make 142 00:06:45,640 --> 00:06:49,080 Speaker 2: for free with a tool like Canva, with examples, charts, 143 00:06:49,080 --> 00:06:52,560 Speaker 2: and key numbers to clearly communicate your wins. Number three 144 00:06:52,960 --> 00:06:57,159 Speaker 2: practice your pitch. Practice saying it out loud yes, in 145 00:06:57,200 --> 00:07:00,640 Speaker 2: front of a mirror or with a friend can feel 146 00:07:00,680 --> 00:07:04,560 Speaker 2: a little bit awkward, but asking for a pay rise 147 00:07:04,680 --> 00:07:08,280 Speaker 2: can be nerve racking and confidence is key and will 148 00:07:08,320 --> 00:07:10,000 Speaker 2: help communicate how serious you are. 149 00:07:10,200 --> 00:07:10,640 Speaker 4: Okay. 150 00:07:10,800 --> 00:07:13,920 Speaker 1: Our second tip on how you can earn more money 151 00:07:13,960 --> 00:07:18,800 Speaker 1: in twenty twenty five is investing. So let's talk about 152 00:07:18,880 --> 00:07:22,600 Speaker 1: growing your money. According to a study by nerd wallet, 153 00:07:22,680 --> 00:07:25,760 Speaker 1: forty eight percent of women have money invested in the 154 00:07:25,800 --> 00:07:29,760 Speaker 1: stock market, compared to sixty six percent of men and 155 00:07:29,840 --> 00:07:34,720 Speaker 1: a no. Investing can sound and does sound really scary 156 00:07:34,800 --> 00:07:36,000 Speaker 1: and confusing, but. 157 00:07:36,000 --> 00:07:37,600 Speaker 4: It doesn't have to be at all. 158 00:07:37,720 --> 00:07:40,760 Speaker 1: So let's break it down into three super simple steps. 159 00:07:41,600 --> 00:07:42,360 Speaker 4: Start small. 160 00:07:42,640 --> 00:07:46,520 Speaker 1: You do not need thousands to get started. Apps like 161 00:07:46,680 --> 00:07:50,880 Speaker 1: Raise or spaceship yep, they're Aussie friendly make it super 162 00:07:50,920 --> 00:07:52,960 Speaker 1: easy to begin with just a few dollars. 163 00:07:53,000 --> 00:07:55,240 Speaker 4: This is a great way to learn. 164 00:07:55,040 --> 00:07:57,800 Speaker 1: The basics of investing without the risk of losing a 165 00:07:57,800 --> 00:08:01,400 Speaker 1: lot of money. Sometimes we look at investing and there's 166 00:08:01,440 --> 00:08:05,520 Speaker 1: definitely this image of finance bros that are just like, 167 00:08:06,240 --> 00:08:09,440 Speaker 1: you know, from a billionaire family, that are like being like, yeah, 168 00:08:09,440 --> 00:08:13,400 Speaker 1: I've got Treys and Apple streaming on all stream. Yeah literally, 169 00:08:13,480 --> 00:08:16,920 Speaker 1: and you just because you don't see yourself in that picture, 170 00:08:17,440 --> 00:08:21,600 Speaker 1: it's hard to see yourself investing. But there are so 171 00:08:21,600 --> 00:08:25,640 Speaker 1: so many simple and small ways to get started, and 172 00:08:25,840 --> 00:08:28,920 Speaker 1: it's about learning the basics, so you don't need to 173 00:08:28,960 --> 00:08:32,040 Speaker 1: be a finance expert to get into investing, and there 174 00:08:32,120 --> 00:08:36,720 Speaker 1: are so many free, amazing resources online, including a couple 175 00:08:36,800 --> 00:08:39,800 Speaker 1: of our favorite podcasts like The Get Rich Slow Club, 176 00:08:39,920 --> 00:08:42,480 Speaker 1: Equity Mates, and of course She's on the Money. 177 00:08:43,000 --> 00:08:44,720 Speaker 4: We'd also recommend. 178 00:08:44,480 --> 00:08:47,360 Speaker 1: Adding a couple books to your reading if you're serious 179 00:08:47,360 --> 00:08:50,920 Speaker 1: about starting your investing journey, So investing with She's on 180 00:08:50,960 --> 00:08:55,079 Speaker 1: the Money by Victoria Devine, Girls That Invest by simran 181 00:08:55,240 --> 00:08:58,960 Speaker 1: Core and How Do Not Work Forever? Start investing and 182 00:08:59,040 --> 00:09:02,120 Speaker 1: building a life, And last, but not least, think long 183 00:09:02,240 --> 00:09:05,479 Speaker 1: term investing isn't about getting rich overnight. 184 00:09:06,040 --> 00:09:07,959 Speaker 4: It's about building wealth over time. 185 00:09:08,200 --> 00:09:11,480 Speaker 1: It's the slow game for sure, but I think it 186 00:09:11,520 --> 00:09:14,880 Speaker 1: will pay off well in the end, So start now 187 00:09:15,080 --> 00:09:17,560 Speaker 1: and your future self will thank you seriously. 188 00:09:17,840 --> 00:09:19,720 Speaker 4: Compound interest is like magic. 189 00:09:20,040 --> 00:09:23,720 Speaker 1: I love seeing those comparisons from you know pages like 190 00:09:23,800 --> 00:09:26,000 Speaker 1: Girls that Invest and Cheese on the Money, and it 191 00:09:26,080 --> 00:09:29,319 Speaker 1: shows the difference of the amount that you would earn 192 00:09:29,520 --> 00:09:32,440 Speaker 1: when you put money in your savings over time versus 193 00:09:32,440 --> 00:09:35,440 Speaker 1: when you put money in investing and what you would 194 00:09:35,440 --> 00:09:38,800 Speaker 1: get over like forty years. And every time I see that, 195 00:09:38,880 --> 00:09:39,319 Speaker 1: I'm like. 196 00:09:39,280 --> 00:09:40,120 Speaker 2: Fuck, I God, I'm. 197 00:09:42,120 --> 00:09:46,280 Speaker 1: But a pro tip is to automate it so set 198 00:09:46,360 --> 00:09:49,040 Speaker 1: up a direct deposit into your investment account and it's 199 00:09:49,040 --> 00:09:52,560 Speaker 1: like paying your future self on autopilot. Love it, we love, 200 00:09:53,000 --> 00:09:55,680 Speaker 1: we love things. Your future self will thank you for 201 00:09:55,960 --> 00:09:57,400 Speaker 1: lazy girl money hack. 202 00:09:57,600 --> 00:09:58,480 Speaker 4: Yes. 203 00:09:59,480 --> 00:10:03,680 Speaker 2: Our third tip to boost your finances in twenty twenty five. 204 00:10:04,800 --> 00:10:06,480 Speaker 3: Simple side hustles. 205 00:10:06,800 --> 00:10:10,160 Speaker 2: The gig economy is booming, and it has actually never 206 00:10:10,200 --> 00:10:13,559 Speaker 2: been easier to earn some extra cash on the side. 207 00:10:13,920 --> 00:10:16,040 Speaker 3: According to research by go. 208 00:10:16,000 --> 00:10:19,600 Speaker 1: Daddy, slay best names play quick, shout out. 209 00:10:19,480 --> 00:10:21,280 Speaker 3: Yeah, I'm bad, I'm mad. 210 00:10:21,320 --> 00:10:22,640 Speaker 4: They got the name first. 211 00:10:22,400 --> 00:10:23,839 Speaker 3: I know slay. 212 00:10:24,000 --> 00:10:27,200 Speaker 2: According to research by go Daddy, sixty one percent of 213 00:10:27,280 --> 00:10:32,240 Speaker 2: oussie entrepreneurs are running their side hustle businesses alongside their 214 00:10:32,280 --> 00:10:35,840 Speaker 2: full time jobs, and the majority spent less than ten 215 00:10:35,960 --> 00:10:39,719 Speaker 2: hours a week running their side hustle venture. Yet more 216 00:10:39,760 --> 00:10:42,760 Speaker 2: than half made at least five hundred dollars a month, 217 00:10:43,360 --> 00:10:46,600 Speaker 2: and one in five made more than two five hundred 218 00:10:46,640 --> 00:10:49,640 Speaker 2: dollars per month. That's so good, yeah, which is really 219 00:10:49,640 --> 00:10:51,959 Speaker 2: cool because it shows you don't have to give up 220 00:10:52,000 --> 00:10:55,160 Speaker 2: your full time gig to pursue a side hustle, or 221 00:10:55,200 --> 00:10:57,320 Speaker 2: it doesn't have to take up a lot of extra 222 00:10:57,400 --> 00:10:59,880 Speaker 2: time if you are working full time as well. So 223 00:11:00,200 --> 00:11:02,560 Speaker 2: what side hustles can we do in twenty twenty five? 224 00:11:02,760 --> 00:11:04,880 Speaker 2: Here are three side hustles that can help you earn 225 00:11:04,920 --> 00:11:08,800 Speaker 2: some extra cash in the new year. Number one freelancing, 226 00:11:09,840 --> 00:11:13,600 Speaker 2: So if you've got skills in writing, social media, graphic design, 227 00:11:13,920 --> 00:11:17,439 Speaker 2: that's just a couple. Sites like air tasker or fiber 228 00:11:17,640 --> 00:11:21,199 Speaker 2: are amazing for finding gigs. All you have to do 229 00:11:21,400 --> 00:11:24,000 Speaker 2: is set your rates and you're off. It's so easy. 230 00:11:24,360 --> 00:11:27,160 Speaker 1: I saw a TikTok of these two girls that were 231 00:11:27,200 --> 00:11:30,520 Speaker 1: having a sleepover and they were bored, so they just 232 00:11:30,559 --> 00:11:32,880 Speaker 1: started doing errands or air Tasker. Yeah, they would have 233 00:11:32,920 --> 00:11:34,880 Speaker 1: picked up someone's like, hey, your table and got like 234 00:11:34,920 --> 00:11:37,560 Speaker 1: one hundred and fifty bucks for it. So good. I'm 235 00:11:37,600 --> 00:11:39,320 Speaker 1: so mad I didn't do this when I was like 236 00:11:39,400 --> 00:11:43,280 Speaker 1: living with my girl roommates. M was that little side 237 00:11:43,320 --> 00:11:45,480 Speaker 1: hustle get a cocktail after? Yeah? 238 00:11:45,520 --> 00:11:47,840 Speaker 2: I love that, But also I love that that it 239 00:11:47,840 --> 00:11:51,160 Speaker 2: can be so flexible, like you don't have to have 240 00:11:51,280 --> 00:11:53,640 Speaker 2: time aside every single week or day to work on 241 00:11:53,679 --> 00:11:56,240 Speaker 2: your side hustle. It can be like that you can 242 00:11:56,280 --> 00:11:57,640 Speaker 2: be like, oh, you know what, actually I do have 243 00:11:57,640 --> 00:11:58,400 Speaker 2: a free Sunday. 244 00:11:58,720 --> 00:12:00,160 Speaker 3: Let's look on air Tasker. 245 00:12:00,080 --> 00:12:02,600 Speaker 2: Yeah, and just put that money away. It's such an 246 00:12:02,600 --> 00:12:07,040 Speaker 2: easy win. Number two selling products. Whether you're into making 247 00:12:07,080 --> 00:12:10,280 Speaker 2: gorgeous jewelry or you want to start a drop shipping business, 248 00:12:10,400 --> 00:12:13,280 Speaker 2: sites like Etsy or Shopify can help you turn your 249 00:12:13,320 --> 00:12:14,480 Speaker 2: creativity into. 250 00:12:14,360 --> 00:12:17,880 Speaker 1: A cash, go hard cash. 251 00:12:17,920 --> 00:12:21,880 Speaker 2: Maybe. Number three teaching or tutoring. If you have a 252 00:12:21,960 --> 00:12:25,640 Speaker 2: knack for explaining things, whether it's maths or tutoring or 253 00:12:25,720 --> 00:12:30,000 Speaker 2: yoga classes, apps like class, Bento or even Zoom make 254 00:12:30,080 --> 00:12:32,240 Speaker 2: it so easy to connect with people who want to 255 00:12:32,320 --> 00:12:32,840 Speaker 2: learn from you. 256 00:12:33,080 --> 00:12:37,559 Speaker 1: So we actually collected a bunch of top side hustles 257 00:12:37,559 --> 00:12:41,240 Speaker 1: and the average wage per hour according to Prepley, and 258 00:12:41,440 --> 00:12:46,600 Speaker 1: I was very pleasantly surprised by these wages. So a 259 00:12:46,679 --> 00:12:50,959 Speaker 1: removalist is ninety six dollars and fifteen cents, delivery driver 260 00:12:51,200 --> 00:12:54,959 Speaker 1: sixty nine dollars and seventy one cents, freelance writer forty 261 00:12:55,000 --> 00:12:58,600 Speaker 1: five dollars and sixty seven cents, handymans thirty eight dollars 262 00:12:58,640 --> 00:13:02,480 Speaker 1: and forty six cents. But in the thirties range there 263 00:13:02,559 --> 00:13:06,679 Speaker 1: was also dog walker, gardner cleaner, and then in the 264 00:13:06,720 --> 00:13:09,360 Speaker 1: mid to high twenty dollars per hour range was also 265 00:13:09,480 --> 00:13:13,640 Speaker 1: uber driver, freelance designer and blogger. So there's so many 266 00:13:13,720 --> 00:13:15,439 Speaker 1: things that you can do with that spare time, or 267 00:13:15,480 --> 00:13:17,000 Speaker 1: if you just want to kind of find something that 268 00:13:17,040 --> 00:13:20,280 Speaker 1: aligns a little bit more to your passions or creative flare. 269 00:13:20,720 --> 00:13:23,839 Speaker 2: Yeah you're creative flair, creative flare. 270 00:13:24,360 --> 00:13:26,120 Speaker 1: But I think the main thing with this is don't 271 00:13:26,160 --> 00:13:31,320 Speaker 1: overwhelm yourself. Side hustles are supposed to be exactly what 272 00:13:31,400 --> 00:13:33,840 Speaker 1: that is, like a side dish on the side, So 273 00:13:34,040 --> 00:13:36,760 Speaker 1: make it small, make it doable. But as with all 274 00:13:36,840 --> 00:13:40,560 Speaker 1: things I feel related with money, it's just starting and 275 00:13:40,640 --> 00:13:42,560 Speaker 1: just setting it up, even if that's just setting up 276 00:13:42,559 --> 00:13:46,000 Speaker 1: your abn as a soul trader is the hardest step. 277 00:13:46,280 --> 00:13:48,480 Speaker 1: And once you get that like little bit of an 278 00:13:48,520 --> 00:13:50,600 Speaker 1: avalanche going with this stuff, it. 279 00:13:50,640 --> 00:13:52,280 Speaker 4: Takes off by itself. Yeah. 280 00:13:52,320 --> 00:13:55,880 Speaker 2: And to finish, here is the Master Money's Hip presented 281 00:13:55,880 --> 00:13:58,840 Speaker 2: by our sponsor MasterCard, that we want you to walk 282 00:13:58,840 --> 00:14:02,560 Speaker 2: away with. There are plenty of ways to make money 283 00:14:02,760 --> 00:14:06,400 Speaker 2: beyond your nine to five paycheck. As well as asking 284 00:14:06,440 --> 00:14:09,400 Speaker 2: for what you deserve and saying it with chest, you 285 00:14:09,400 --> 00:14:11,920 Speaker 2: can search for ways to make passive income, such as 286 00:14:11,960 --> 00:14:14,199 Speaker 2: investing or flexing your skills. 287 00:14:13,800 --> 00:14:17,200 Speaker 3: To make some extra money on the side. Hello, new site, Hustle. 288 00:14:18,000 --> 00:14:20,640 Speaker 2: The important thing to remember is that it's all about 289 00:14:20,760 --> 00:14:24,000 Speaker 2: progress and every extra dollar earned will. 290 00:14:23,840 --> 00:14:24,800 Speaker 3: Add up over time. 291 00:14:25,040 --> 00:14:26,560 Speaker 4: Well, there you have it, cheecks. 292 00:14:26,640 --> 00:14:29,160 Speaker 1: That's it for episode two of Today's financial glow up, 293 00:14:29,160 --> 00:14:32,720 Speaker 1: the twenty twenty five Reset. If you found this be helpful, 294 00:14:32,800 --> 00:14:34,840 Speaker 1: please share it with a friend who could also do 295 00:14:34,920 --> 00:14:37,040 Speaker 1: with some cheeky tips on how to earn some extra 296 00:14:37,120 --> 00:14:38,880 Speaker 1: cash in twenty twenty five.