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Speaker 1: Approache Production Episode two, Free Money Frenzy. Dan Saunders is

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Speaker 1: no criminal mastermind. He's a normal aszy bloke who happened

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Speaker 1: to find a glitch on his ATM card and used

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Speaker 1: it to borrow one point six million dollars in cash.

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Speaker 2: I'm gonna probably go to jail now for what I'm doing.

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Speaker 2: Let's really test this glitch out. Let's take the Ferrari

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Speaker 2: for a drive.

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Speaker 1: In the last episode, we left Anne at a tiny

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Speaker 1: little bar in Country Victoria after transferring two grand from

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Speaker 1: his credit card to his savings account and then taking

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Speaker 1: the cash out and heading home to go to bed

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Speaker 1: half drunk with a bunch of cash in his wallet.

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Speaker 1: That's not his Dan wakes up. You wake up after

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Speaker 1: your transaction, your first transaction. You've got your wallet on

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Speaker 1: your bedside table with nineteen hundred odd dollars in it.

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Speaker 1: And what do you do? Do You go back to work?

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Speaker 3: Yeah?

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Speaker 2: I mean it wasn't It wasn't life changing money, was it.

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Speaker 2: I mean it was you know, it was.

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Speaker 3: Money for a new fridge and a few boobs and.

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Speaker 2: Bobs and yeah, no, I seriously just thought I'd pay it,

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Speaker 2: you know, I just pay it back. I thought it'll

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Speaker 2: just be yeah, it'll be down in my in my

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Speaker 2: savings account.

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Speaker 3: And I'll just have to pay it back, you know.

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Speaker 3: That's it.

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Speaker 2: So I didn't really think much of it, like it

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Speaker 2: wasn't really you know, it wasn't a heap of money,

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Speaker 2: and I thought, well, yeah, I mean it was my

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Speaker 2: card and it was my account, so you know, i'd

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Speaker 2: only put myself into into debt. I thought, yeah, So

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Speaker 2: I just went back to work. Yeah, I went back

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Speaker 2: to you know, I think I had them shift or something,

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Speaker 2: same regular, the same everything, nothing.

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Speaker 3: Different really at work. Yeah.

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Speaker 2: Then I left and I remember I walked down the

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Speaker 2: street and I got a balance at it. I think

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Speaker 2: it was like eleven PM over the balance at my

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Speaker 2: savings car. I was two grand down on my savings

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Speaker 2: account for some reason, like at the time it didn't register,

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Speaker 2: but it had been it must have been. Twenty four

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Speaker 2: hour period goes past, and then in between twelve and

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Speaker 2: one I can make another transfer before it gets reversed,

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Speaker 2: so before the previous one gets reversed.

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Speaker 3: I didn't know this at the time.

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Speaker 2: I can do a transfer any time between twelve and

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Speaker 2: one am and that'll be honored for twenty four hours.

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Speaker 3: Or until the bank checks over again.

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Speaker 2: But the next day I can do another transfer, and

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Speaker 2: then it'll take another day to click over. So basically,

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Speaker 2: are you covering if I stay in front?

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Speaker 3: Okay? So if I transfer, If I.

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Speaker 2: Say I've spent twenty thousand dollars and I transfer forty

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Speaker 2: thousand dollars, then the next night or the next day

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Speaker 2: in there will be twenty thousand dollars. Right, So I've

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Speaker 2: spent twenty, transferred forty, still got twenty. So basically I

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Speaker 2: just needed to keep track of how much that i'd spent.

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Speaker 1: And I guess that's easy when you first start.

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Speaker 3: For sure. Yeah, yeah, it was easy at the start.

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Speaker 1: As Dan tells me this part of the story, I

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Speaker 1: can see it happening. I reckon in my younger day,

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Speaker 1: I've overdrawn my credit card and used the cash and

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Speaker 1: knowing that I'd have to pay it back at some point.

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Speaker 1: I actually think I've done it a few times, take

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Speaker 1: money out, small amounts like one hundred bucks. The credit

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Speaker 1: card goes into the red and next time you try

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Speaker 1: to take cash out it doesn't work, and a few

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Speaker 1: days later you get a note or a call from

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Speaker 1: the bank saying, hey, you're overdrawn, you need to bring

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Speaker 1: it back into line. And by the way, he's a

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Speaker 1: fifteen dollars overdrawn fee. Maybe after night one, Dan just

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Speaker 1: cuts his losses, spends the cash, and then has to

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Speaker 1: pay it back. I wonder if that's what Dan was

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Speaker 1: going to do. I guess if it was, this would

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Speaker 1: be a pretty boring story.

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Speaker 2: It was probably like maybe one or two nights after that.

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Speaker 2: I'd spent pretty much all the money. I was punting

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Speaker 2: a little bit of it and was shouting most of

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Speaker 2: the beers. So I went to the ATM and tried

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Speaker 2: to get Actually I think I ran a phone.

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Speaker 1: Back, Welcome to NAB for phone banking, Press one to

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Speaker 1: speak to one of our bank. Please enter your NAB identification.

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Speaker 2: And I was like, what the balance? And the balance

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Speaker 2: was minus nineteen ninety seven in my in my savings caump.

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Speaker 2: So I was like, yeah, that's all right. There was

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Speaker 2: three dollars in there and I spent two. I transferred

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Speaker 2: two grands.

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Speaker 3: So that's right.

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Speaker 2: So I got a balance on my credit card, and

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Speaker 2: my credit card was the same. It was like it

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Speaker 2: was it was the balance of what it would have

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Speaker 2: been previously like without anything out of it. So I

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Speaker 2: think it was like nineteen hundred and eighty used of

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Speaker 2: the two thousand dollars limit or something like that. Piece

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Speaker 2: by piece, I'm starting to sort of put the puzzle

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Speaker 2: together of what is sort of happening.

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Speaker 3: I'm like, well, what if you could do that again?

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Speaker 2: And I just sort of entertained the idea in my

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Speaker 2: mind and I was like, yeah, tonight after work, I'm

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Speaker 2: going to go and see if I can do that again.

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Speaker 3: But what time did I do it? First? About quarter

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Speaker 3: past twelve ten past twelve.

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Speaker 2: I went and I put my card in and I

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Speaker 2: selected transfer and I selected from master Card to savings,

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Speaker 2: and I said how much how much you want to transfer?

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Speaker 2: It asked, and I said I'd like to transfer two

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Speaker 2: thousand dollars, And so the same thing happened, which was

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Speaker 2: encouraging transaction. Canceled card comes out. Then I'm like okay,

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Speaker 2: So then I put the card back in. I want

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Speaker 2: to get a balance on my savings.

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Speaker 3: Savings count balance three bucks.

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Speaker 2: So I'm like, okay, you've cleared the debt, right, the

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Speaker 2: debt's cleared, and now I'm starting to learn how you

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Speaker 2: do it. I'm like, okay, I can just okay it

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Speaker 2: doesn't exist, and probably the same thing is going to

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Speaker 2: happen if I spend, if I transfer another thousand and

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Speaker 2: then spend another thousand, which why I did so right then,

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Speaker 2: Right then I transferred another two because I knew I

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Speaker 2: could get a thousand on each card, so I transferred

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Speaker 2: another two, so then there was two in the savings account.

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Speaker 2: Then I took a thousand on each card out, and

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Speaker 2: then I went home.

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Speaker 3: In the morning, right.

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Speaker 2: The account it was down to because I took two

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Speaker 2: thousand dollars out, so it was down to three dollars again.

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Speaker 2: So basically it was the next night that the transfers

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Speaker 2: would transpire that they'd cross back over.

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Speaker 1: So it was it was like a twenty four hour period.

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Speaker 1: So you make a transaction, but although you can get

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Speaker 1: the money into your savings account, it's not registering on

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Speaker 1: your credit card.

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Speaker 3: No, for twenty four hours.

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Speaker 1: Yeah, so get twenty four hours grace, yeah, to try.

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Speaker 2: And would actually only ever registered when you got money out,

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Speaker 2: so when the money was down, So I was taking

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Speaker 2: the money out of the savings account at that point,

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Speaker 2: so that account would go down, but the transfer from

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Speaker 2: the credit card to the savings account would never even register.

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Speaker 3: As happening.

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Speaker 1: It's nuts, isn't it Moving cash he didn't have from

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Speaker 1: his credit card to his savings account, and then withdrawing

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Speaker 1: that cash. Then twenty four hours later the credit card

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Speaker 1: shows the cash he's withdrawn, but by then he spent it.

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Speaker 1: I got so many questions, Why didn't the bank call

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Speaker 1: him straight away? Why didn't he just stop? Does it

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Speaker 1: still work now?

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Speaker 2: So then I waited and I started like I started

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Speaker 2: standing on one leg a lot, which which just means

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Speaker 2: checking your balance, Okay. I started checking my balance flat

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Speaker 2: out on the on the phone, banking like all day

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Speaker 2: every day.

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Speaker 1: I was like, on it, please your identify.

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Speaker 2: I didn't know at the time, but you know, subconsciously,

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Speaker 2: I was sort of learning exactly what happened at which

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Speaker 2: times and all the rest of it. The account. So

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Speaker 2: the next day, the account stays the same. A monitor

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Speaker 2: at twelve o'clock it's the same, and then at one

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Speaker 2: am it's the same. And then I fall asleep and

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Speaker 2: I ring up again, and then at six o'clock in

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Speaker 2: the morning it's all the transfers have reversed, and the

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Speaker 2: savings account's gone down. Now it's down by four thousand.

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Speaker 2: I've taken four grand out of it all up, and

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Speaker 2: the replacement transfers that I'm doing have been reversed. Gotcha, Right,

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Speaker 2: So I'm like somewhere between three and five, that's when

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Speaker 2: they do their reconciliation. That's the most clear way that

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Speaker 2: I can explain it.

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Speaker 1: And it's fair to say you're not some criminal mastermind.

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Speaker 3: Right Well, I think you can tell just by listening to.

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Speaker 2: So this was like a made up story by you know,

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Speaker 2: Jay from the in Between?

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Speaker 4: Yeah, yeah, yeah one you me and mate took a

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Speaker 4: peddler out or we went to Africa.

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Speaker 1: Do you think you would spare us the bullshit for

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Speaker 1: one minute?

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Speaker 2: There's people looking right now going, oh this you know,

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Speaker 2: this guy's full of shit? Yeah, fair enough, Like, no problem,

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Speaker 2: I understand, you know, but if I didn't live it,

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Speaker 2: I wouldn't believe it either.

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Speaker 3: Yeah.

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Speaker 1: From that first Tuesday night through to call it a

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Speaker 1: week after, how much you did taken out or transferred?

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Speaker 2: See, I was just doing you know, I say, just

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Speaker 2: there's still a lot of money, Like I was taking

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Speaker 2: out one thousand dollars on each card at this point,

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Speaker 2: I didn't really know what I had. I mean, I

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Speaker 2: was just transferring a little bit more each day to

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Speaker 2: keep the accounts in credit all the time because I

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Speaker 2: worked out.

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Speaker 3: How to do it.

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Speaker 2: But ultimately I didn't really like I wasn't really going

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Speaker 2: for the you know, the kill, so to speak.

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Speaker 3: I wasn't like, oh, you know, I can.

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Speaker 2: I eventually worked out that I could just transfer, Like

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Speaker 2: I could transfer six figures at a time on an ATM,

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Speaker 2: so I could transfer nine hundred and ninety nine thousand

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Speaker 2: dollars at a time. And you know, in fact, months

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Speaker 2: later I did transfer, you know, three lots of nine

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Speaker 2: hundred thousand, just to see what had happened. And then

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Speaker 2: you go in and check the balance and it's like

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Speaker 2: two point seven millions.

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Speaker 1: So you can't take that out through an ATM.

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Speaker 2: No, you can't take it out through an ATM. But

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Speaker 2: then I'm getting more curious as I go along. What

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Speaker 2: you know, this first two weeks, I'm like, what if

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Speaker 2: what does the bank think? Like what is the lady

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Speaker 2: at the teller think?

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Speaker 1: When I go in there, you're checking, you're standing on

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Speaker 1: one leg, as you say, you're checking your account balance

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Speaker 1: like more than daily. How you're feeling?

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Speaker 2: Yeah, well, I thought that I had discovered the greatest

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Speaker 2: trick in the world.

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Speaker 3: Like I thought it.

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Speaker 2: Was like one of those let's choose your own adventure books,

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Speaker 2: you know, like it was like, if you keep making

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Speaker 2: transfers at the ATM, turn to page seventy three, you know,

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Speaker 2: if you don't want to do it, just go home,

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Speaker 2: you know, like great, you know, it seemed like I

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Speaker 2: don't know, it seemed like there wasn't any other option.

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Speaker 1: Other to explore. Is there any guilt?

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Speaker 3: Not really not at this point, I'm.

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Speaker 1: Like an anxiety, it's too new, it's too fresh. Any anxiety,

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Speaker 1: little bit, but more.

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Speaker 2: Excitement, more like what's this, sort of like let's let's

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Speaker 2: explore this.

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Speaker 1: Like every pseudo criminal mastermind, you need a plan, the strategy,

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Speaker 1: that one idea that means you can get away with

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Speaker 1: the crime of the century. And Dan had a plan,

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Speaker 1: not the great plan, but a plan all the same.

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Speaker 1: Tell me about your strategic plan.

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Speaker 2: Well, well, you got to have money to make money, right, Yeah,

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Speaker 2: And yeah, we knew a couple of you know, a

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Speaker 2: couple of horse trainers at the at the end, you know,

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Speaker 2: got a few tips here and there, and yeah, a

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Speaker 2: few of them lost. And suddenly I was in sort

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Speaker 2: of a bit too deep with the punting. It started

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Speaker 2: this sort of snowballed into this bit of a punting

237
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Speaker 2: sort of trying to win the money, backing to win

238
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Speaker 2: more money.

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Speaker 1: So you're taking money out of a bank. It's not

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Speaker 1: your money, Yeah, it's in my name, but it's in

241
00:14:13,481 --> 00:14:17,241
Speaker 1: your name, might defense so yeah, yeah, true, your honor however,

242
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Speaker 1: and then then you're thinking to pay back that debt

243
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Speaker 1: that is accruing on your savings account, which is your debt.

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Speaker 1: You're gonna have to pay it at some point in

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Speaker 1: your mind. At this point, you're thinking, the best option

246
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Speaker 1: here is to back number three at Wangaratta and hopefully

247
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Speaker 1: it gets up.

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Speaker 3: Yeah.

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Speaker 2: Well it wasn't you know, it wasn't a solid plan,

250
00:14:37,321 --> 00:14:39,041
Speaker 2: but it was planned nonetheless.

251
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Speaker 3: I mean it was. It was.

252
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Speaker 2: It was something that you know, all the you know,

253
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Speaker 2: the workers at the pub and everyone at the pub

254
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Speaker 2: you know, would sort of watch the races on a

255
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Speaker 2: Saturday afternoon, you know, so it was sort of like, well,

256
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Speaker 2: if we can, if we can try and get out

257
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Speaker 2: of this, like you know, so I was you know,

258
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Speaker 2: first I was, you know, five grand in debt, and

259
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Speaker 2: then I was, you know, ten grand in debt, and

260
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Speaker 2: then you know, I just kept going every night, So

261
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Speaker 2: I mean the first within twelve nights, I probably spent

262
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Speaker 2: you know, ten grand maybe you know, because yeah, I mean,

263
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Speaker 2: and you know, like.

264
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Speaker 3: The peers and stuff. Bulls became pretty good customer at

265
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Speaker 3: the Bullshead.

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Speaker 2: But that was the thinking behind it, was like, because

267
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Speaker 2: I didn't think it was gonna I didn't even know

268
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Speaker 2: what it was really. I knew that I could transfer

269
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Speaker 2: money and get money out of the ATM, but I

270
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Speaker 2: didn't really know exactly what I had and what.

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Speaker 3: Was to come.

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Speaker 1: You're punting? Did you do most of it at the

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Speaker 1: pub you were working at mostly?

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Speaker 3: Yeah?

275
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Speaker 1: Yeah, So who was putting through the transactions?

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Speaker 2: Well, it was so it was we had a few

277
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Speaker 2: mates there who were putting.

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Speaker 3: Through the transactions. But yeah, like me as well, Like

279
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Speaker 3: I was punching in.

280
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Speaker 1: So you would you would take money out of your

281
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Speaker 1: own pocket?

282
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Speaker 3: Yeah, yeah, have a bot.

283
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Speaker 2: I had the money there, so I just sort of

284
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Speaker 2: I just put a few bets on and then just

285
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Speaker 2: reconciled the ind of it night.

286
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Speaker 1: Now, my guess is not allowed to do that? Well, yeah,

287
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Speaker 1: like it's frowned upon, absolutely frown upon being illegal.

288
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Speaker 2: Yeah, well I don't think it's illegal I just think

289
00:16:19,201 --> 00:16:22,881
Speaker 2: it's you know, it's not not best practice when but

290
00:16:22,961 --> 00:16:24,441
Speaker 2: everyone a lot of people do it.

291
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Speaker 1: How big were some of those bets in the first week.

292
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Speaker 2: Sort of it was like one one, two hundred dollars

293
00:16:32,481 --> 00:16:34,001
Speaker 2: for a win something like that.

294
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Speaker 1: Yeah, the biggest wins.

295
00:16:37,001 --> 00:16:41,881
Speaker 2: The biggest win was probably Yeah, like actually at the time,

296
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Speaker 2: I thought I was the worst gathering the world. But

297
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Speaker 2: you know, it turns out like it's a pretty pretty

298
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Speaker 2: big title to get. There's a few a few nasty

299
00:16:48,161 --> 00:16:49,361
Speaker 2: partners out there competition.

300
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Speaker 3: Yeah, sure, So.

301
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Speaker 2: Yeah I wasn't I wasn't that bad, but I wasn't great.

302
00:16:53,441 --> 00:16:56,201
Speaker 2: So yeah, so I was sort of I was losing.

303
00:16:56,321 --> 00:17:00,801
Speaker 2: I was losing a lot. So what I was doing

304
00:17:00,961 --> 00:17:03,281
Speaker 2: was I was transferring money back onto the credit card

305
00:17:03,441 --> 00:17:06,600
Speaker 2: because because once the money's there, you can transfer it

306
00:17:06,641 --> 00:17:08,601
Speaker 2: anywhere else, you know what I mean, So all your

307
00:17:08,600 --> 00:17:11,001
Speaker 2: linked accounts and all that sort of thing, you could

308
00:17:11,080 --> 00:17:13,200
Speaker 2: just use it as normal because it was it was

309
00:17:13,321 --> 00:17:15,561
Speaker 2: it was just normal money. So you can go onto

310
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Speaker 2: internet banking, and then I could transfer more money, you know,

311
00:17:20,400 --> 00:17:24,440
Speaker 2: the money i'd previously transferred with the clich from the

312
00:17:24,441 --> 00:17:26,561
Speaker 2: savings acount, I could transfer it back to the credit

313
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Speaker 2: card and then use it on the credit card. So

314
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Speaker 2: I had online accounts and stuff like that. Yeah, and

315
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Speaker 2: it's sort of just it's sort of just snowball. Then

316
00:17:35,640 --> 00:17:38,321
Speaker 2: I was starting to get calls from like, you know,

317
00:17:38,360 --> 00:17:42,681
Speaker 2: the VIP client managers and all that sort of stuff, saying, oh,

318
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Speaker 2: you know, do you want to keep punting with us,

319
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Speaker 2: We'll give you a deposit bonus and all this kind

320
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Speaker 2: of thing.

321
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Speaker 1: So, so you were some of the punting you were

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Speaker 1: doing online?

323
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Speaker 3: Then, yes, some of it online as well.

324
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Speaker 1: Dan's not alone in his little ATM scan. He's got

325
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Speaker 1: a crew, a bit of a posse. I mean, it's

326
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Speaker 1: no Ocean's eleven George Clooney posse, but he has a crew.

327
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Speaker 2: Well. I had had the chef mate Mark, another guy Evana,

328
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Speaker 2: and stuck regulars from the apartment stuff.

329
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Speaker 1: Okay, Sovana is just a just a bloke, but.

330
00:18:23,281 --> 00:18:26,120
Speaker 2: Yeah, yeah, just a bluck on you. He used to

331
00:18:26,360 --> 00:18:27,880
Speaker 2: used to come in and have a few bets at

332
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Speaker 2: the place where I used to work at west Side.

333
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Speaker 1: Dan has tried to keep most of his friends who

334
00:18:33,481 --> 00:18:37,080
Speaker 1: don't want to be named free from his story. You'll

335
00:18:37,120 --> 00:18:40,840
Speaker 1: hear some references later in the podcast to old mate.

336
00:18:41,640 --> 00:18:43,561
Speaker 1: He's one of those guys who Dan says is a

337
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Speaker 1: professional and he wants to put the glitch behind him. However,

338
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Speaker 1: Dan did give me one of the names of his

339
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Speaker 1: posse meet Evano.

340
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Speaker 5: Yeah, so I'm I currently live in Wangaratta. I'll work

341
00:18:57,721 --> 00:19:01,801
Speaker 5: at Dan Murphy's casually. Previously you have worked in the

342
00:19:01,840 --> 00:19:04,001
Speaker 5: public service, but I decided to move back to the

343
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Speaker 5: country town. And yeah, just trying to find my feet.

344
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Speaker 5: Pretty easy gun bloke love.

345
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Speaker 1: Sort of a bit like Dan. Just a nice, normal

346
00:19:12,120 --> 00:19:15,521
Speaker 1: LOSSI bloke who was only eighteen when the glitch happened.

347
00:19:16,281 --> 00:19:19,321
Speaker 1: They weren't mates before they met at the tavern, the

348
00:19:19,360 --> 00:19:23,840
Speaker 1: West Side Tavern, or Juddies as the locals call it.

349
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Speaker 1: It's called Juddies after as you would expect the Aussie

350
00:19:27,761 --> 00:19:29,761
Speaker 1: bloke Paul Judd, who owns it.

351
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Speaker 5: Yes, I met Dan at Juddies, a place called Juddy's

352
00:19:33,801 --> 00:19:36,401
Speaker 5: Tavern in Wangarada. It's a small part and it used

353
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Speaker 5: to be my local back in the day and yeah

354
00:19:39,441 --> 00:19:40,440
Speaker 5: still still is.

355
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Speaker 1: What do you remember about that first time that you

356
00:19:42,681 --> 00:19:43,121
Speaker 1: met Dan?

357
00:19:43,561 --> 00:19:47,201
Speaker 5: Ah just an easy gun bloke. We had a lot

358
00:19:47,241 --> 00:19:50,880
Speaker 5: in common, easy to talk to, both loved sport. We

359
00:19:51,160 --> 00:19:55,160
Speaker 5: both loved the punt. Yeah, and yeah, just an easy

360
00:19:55,160 --> 00:19:57,120
Speaker 5: gun bloke who enjoyed a good time.

361
00:19:57,600 --> 00:20:00,440
Speaker 1: So he was pulling beers essentially, and you're in the

362
00:20:00,441 --> 00:20:01,480
Speaker 1: pub having beers.

363
00:20:01,640 --> 00:20:03,880
Speaker 5: Yeah, he was one of the only bartenders there at

364
00:20:03,921 --> 00:20:07,241
Speaker 5: Juddies is fairly SMA, all quite joint and yeah, we

365
00:20:07,281 --> 00:20:09,200
Speaker 5: struck up a friendship pretty quickly.

366
00:20:09,400 --> 00:20:12,121
Speaker 1: What do you remember about those early days of having

367
00:20:12,160 --> 00:20:14,801
Speaker 1: a punt at Juddies or the West Side. Just a

368
00:20:14,840 --> 00:20:15,360
Speaker 1: good time.

369
00:20:15,681 --> 00:20:20,600
Speaker 5: Just yeah, enjoyed myself. Pretty laid back, but yeah we are. Yeah,

370
00:20:20,640 --> 00:20:23,961
Speaker 5: we used to do the form guide together and pick

371
00:20:24,001 --> 00:20:26,840
Speaker 5: out a few winners, pick pick out a quaddy and

372
00:20:27,001 --> 00:20:30,440
Speaker 5: yeah we didn't have much lark. We're both pretty ordinary

373
00:20:30,441 --> 00:20:33,521
Speaker 5: at the punt, so yeah, but yeah we had a

374
00:20:33,561 --> 00:20:34,080
Speaker 5: lot of fun.

375
00:20:34,120 --> 00:20:36,080
Speaker 1: If you're on the punt at a pub with a

376
00:20:36,120 --> 00:20:41,080
Speaker 1: guy that you hardly know, he what sort of before

377
00:20:41,120 --> 00:20:43,441
Speaker 1: the glitch happened, what sort of bets are you're putting on.

378
00:20:43,521 --> 00:20:46,120
Speaker 5: The odd quaity fifty to one hundred bucks put fifty

379
00:20:46,160 --> 00:20:47,360
Speaker 5: to one hundred bucks in each.

380
00:20:48,041 --> 00:20:51,440
Speaker 1: So a quaddy is where you pick four horses across

381
00:20:51,080 --> 00:20:55,201
Speaker 1: four full races and if they all come in, you

382
00:20:55,241 --> 00:20:57,761
Speaker 1: get a bigger pool. Of money, right, that's correct. Yeah,

383
00:20:57,801 --> 00:20:59,001
Speaker 1: did you ever win one of those?

384
00:20:59,441 --> 00:21:02,440
Speaker 5: We did, Yeah, and I do remember one early on

385
00:21:02,561 --> 00:21:06,161
Speaker 5: and we collected about two and a half grand each,

386
00:21:06,241 --> 00:21:09,640
Speaker 5: So from one hundred dollars investment, it's a pretty good return.

387
00:21:09,721 --> 00:21:12,520
Speaker 5: But Taya, there was a lot of losers in between.

388
00:21:12,561 --> 00:21:15,360
Speaker 1: Mate, Talk to me what Dan's like as a bloke.

389
00:21:15,761 --> 00:21:20,241
Speaker 5: Yeah, just very very generous type of person, down to earth,

390
00:21:21,441 --> 00:21:25,600
Speaker 5: easy going, just enjoys a good time. Top bloker, gets

391
00:21:25,961 --> 00:21:29,041
Speaker 5: pleasure from other people having a good time. If he

392
00:21:29,080 --> 00:21:31,321
Speaker 5: had twenty bucks left in his bank account, your boy,

393
00:21:31,321 --> 00:21:34,201
Speaker 5: you would be here. There's no question he's. Dan's definitely

394
00:21:35,281 --> 00:21:37,880
Speaker 5: the type of bloke who would take his shirt off,

395
00:21:37,921 --> 00:21:41,640
Speaker 5: off his back and yeah, give you his last dollar.

396
00:21:41,681 --> 00:21:44,601
Speaker 5: He's that to bloke. He's very generous.

397
00:21:44,640 --> 00:21:48,641
Speaker 1: And all throughout the glitch. Did that change, Did that

398
00:21:48,840 --> 00:21:50,961
Speaker 1: style of person change? No, not at all.

399
00:21:51,080 --> 00:21:57,281
Speaker 5: It just got bigger and he got more generous. Yeah.

400
00:21:57,481 --> 00:22:00,681
Speaker 1: Talk to me about the night that he found out

401
00:22:00,721 --> 00:22:04,200
Speaker 1: that he had this magic ATM card. Do you remember

402
00:22:04,241 --> 00:22:05,761
Speaker 1: that night? Did you see him that night?

403
00:22:06,600 --> 00:22:07,761
Speaker 5: I didn't see him that night.

404
00:22:07,880 --> 00:22:09,201
Speaker 1: I saw him.

405
00:22:09,201 --> 00:22:12,440
Speaker 5: I saw him the day before, but yeah, he was

406
00:22:12,521 --> 00:22:15,080
Speaker 5: he was out with a mate who I knew fairly well,

407
00:22:15,080 --> 00:22:19,761
Speaker 5: called Mark, and they were having beers at another venue,

408
00:22:20,561 --> 00:22:24,600
Speaker 5: the Bull's Head, which is not far away from Juddy.

409
00:22:24,721 --> 00:22:28,880
Speaker 5: So he finished that work, cashed up, and then headed

410
00:22:28,921 --> 00:22:29,801
Speaker 5: off to the Bull's Head.

411
00:22:30,160 --> 00:22:32,801
Speaker 1: When did you find out that Dan had a little

412
00:22:32,840 --> 00:22:34,080
Speaker 1: bit more cash than normal?

413
00:22:34,481 --> 00:22:37,321
Speaker 5: When he invited me to hang out? I look, it

414
00:22:37,360 --> 00:22:39,680
Speaker 5: was it was a few days later, went out to dinner.

415
00:22:39,801 --> 00:22:43,721
Speaker 5: He was buying the drinks, every every expense was on him,

416
00:22:43,761 --> 00:22:48,361
Speaker 5: shouting other people drinks, shouting like I remember on that

417
00:22:48,441 --> 00:22:51,880
Speaker 5: first night he s had the whole bar. I just

418
00:22:51,880 --> 00:22:55,840
Speaker 5: remember thinking, what's going on? Like, you earned seven hundred

419
00:22:55,880 --> 00:22:57,921
Speaker 5: bucks a week? Where's his money coming from? And at

420
00:22:57,961 --> 00:23:00,201
Speaker 5: the time he said, I've had a big win, mate,

421
00:23:00,241 --> 00:23:01,521
Speaker 5: Like I had a big win on the punt. And

422
00:23:02,241 --> 00:23:04,360
Speaker 5: I was a bit skeptical, but yeah, I rolled along

423
00:23:04,360 --> 00:23:06,840
Speaker 5: with it. And yeah, that was that was the first

424
00:23:06,840 --> 00:23:08,960
Speaker 5: time I realized that on something.

425
00:23:09,600 --> 00:23:12,640
Speaker 3: Yeah there's a bit of cash here. Yeah, we were

426
00:23:12,681 --> 00:23:15,641
Speaker 3: doing some boisterous stuff. Yeah, like we did.

427
00:23:16,481 --> 00:23:19,600
Speaker 2: We'd leave money on the ground, you know, not you know,

428
00:23:19,640 --> 00:23:22,761
Speaker 2: not much like you know, five dollars, ten dollars here

429
00:23:22,801 --> 00:23:26,241
Speaker 2: and there and just sort of watch people find it.

430
00:23:26,681 --> 00:23:29,321
Speaker 2: You know, it's a bit but juvenile when you sort

431
00:23:29,321 --> 00:23:31,441
Speaker 2: of think about it now. But it's like at the time,

432
00:23:31,481 --> 00:23:33,001
Speaker 2: it was just a bit of fun. It wasn't really

433
00:23:33,160 --> 00:23:36,201
Speaker 2: you know, it wasn't really serious with just someone can't

434
00:23:36,201 --> 00:23:38,561
Speaker 2: you come up to us at the PubL someone.

435
00:23:38,400 --> 00:23:43,281
Speaker 3: Keeps leaving like ten dollars. It's so weird. You'd be like, oh.

436
00:23:43,321 --> 00:23:48,240
Speaker 2: Gee, that's that's weird, mate, that doesn't normally happen, you know.

437
00:23:48,640 --> 00:23:50,440
Speaker 2: So yeah, you just spin people out a bit and

438
00:23:50,721 --> 00:23:52,600
Speaker 2: just have a bit, have a bit of fun with people.

439
00:23:53,001 --> 00:23:55,880
Speaker 2: There wasn't really it was me getting into a hole

440
00:23:55,961 --> 00:23:56,801
Speaker 2: with punting.

441
00:23:57,080 --> 00:23:59,200
Speaker 3: That's what it was at this stage.

442
00:23:59,880 --> 00:24:02,080
Speaker 2: So there was drinks and stuff like that, like I'd

443
00:24:02,080 --> 00:24:05,001
Speaker 2: shout a few beers, but I definitely wasn't telling the.

444
00:24:05,080 --> 00:24:06,400
Speaker 3: People that I had heaps of cash.

445
00:24:06,521 --> 00:24:07,561
Speaker 1: Okay, that's for sure.

446
00:24:07,681 --> 00:24:10,481
Speaker 2: That went on sort of for about maybe three or

447
00:24:10,521 --> 00:24:13,761
Speaker 2: four weeks, and so we start, Yeah, so I started

448
00:24:14,880 --> 00:24:17,160
Speaker 2: spending a bit more as I sort of felt that

449
00:24:17,721 --> 00:24:21,761
Speaker 2: this is like a this is a thing now, like

450
00:24:21,880 --> 00:24:24,840
Speaker 2: this is a problem, Like you know, I've spent forty

451
00:24:24,880 --> 00:24:27,801
Speaker 2: grand or something now, so it's going to be it's

452
00:24:27,840 --> 00:24:31,640
Speaker 2: going to be a massive issue if I, if I

453
00:24:31,801 --> 00:24:34,640
Speaker 2: sort of stop doing this, I'm going to have to

454
00:24:34,880 --> 00:24:36,921
Speaker 2: pay back all the money and it's going to take

455
00:24:36,921 --> 00:24:39,761
Speaker 2: me ages because I seven hundred bucks a week.

456
00:24:40,321 --> 00:24:43,041
Speaker 3: Miss the missus is not going to be happy. She's

457
00:24:43,080 --> 00:24:43,761
Speaker 3: going to be angry.

458
00:24:44,921 --> 00:24:47,281
Speaker 1: So Belle's got no idea right now.

459
00:24:47,441 --> 00:24:49,080
Speaker 3: No, No, she doesn't know nothing.

460
00:24:49,120 --> 00:24:51,561
Speaker 1: She doesn't live with you, so no, she's not seeing

461
00:24:51,561 --> 00:24:52,201
Speaker 1: your lifestyle.

462
00:24:52,321 --> 00:24:52,880
Speaker 3: No, that's it.

463
00:24:52,961 --> 00:24:55,001
Speaker 1: That's it, and you're just work late last night.

464
00:24:55,120 --> 00:24:56,761
Speaker 3: Yeah, I don't know.

465
00:24:56,801 --> 00:25:00,160
Speaker 2: I think I entered that sort of period of like hopelessness.

466
00:25:00,201 --> 00:25:01,921
Speaker 2: Like I was like, oh, I'm going to like I'm

467
00:25:01,921 --> 00:25:03,880
Speaker 2: going to keep digging myself a whole year if I

468
00:25:03,961 --> 00:25:07,120
Speaker 2: keep doing it. But I'm like I don't want to

469
00:25:07,160 --> 00:25:10,481
Speaker 2: stop because it's like pretty crazy and lots of fun

470
00:25:10,521 --> 00:25:13,840
Speaker 2: as well. But yeah, so I was sort of like

471
00:25:14,160 --> 00:25:18,121
Speaker 2: becoming conflicted as to what I should do. One Wednesday

472
00:25:18,201 --> 00:25:22,880
Speaker 2: night at work, I was punting like a madman, like

473
00:25:22,961 --> 00:25:25,041
Speaker 2: I was trying to win back. Yeah, I was down

474
00:25:25,041 --> 00:25:26,721
Speaker 2: about forty grand I was trying to win it back

475
00:25:27,521 --> 00:25:31,041
Speaker 2: and everything were punting on like I was turning over

476
00:25:31,080 --> 00:25:33,921
Speaker 2: a lot of money because I was I was winning

477
00:25:34,281 --> 00:25:36,561
Speaker 2: but also reinvesting.

478
00:25:38,241 --> 00:25:42,201
Speaker 1: Dan newses the word reinvesting like he's a banker reinvesting

479
00:25:42,241 --> 00:25:48,521
Speaker 1: in futures. But he's not. He's a barman who's reinvesting

480
00:25:49,001 --> 00:25:52,041
Speaker 1: at the Dapto Dogs on a Wednesday night, trying to

481
00:25:52,041 --> 00:25:55,960
Speaker 1: make back the cash he's lost, digging a bigger and

482
00:25:56,041 --> 00:25:59,200
Speaker 1: bigger hole as every bunny rolls past.

483
00:26:00,880 --> 00:26:03,640
Speaker 2: I know I'm in a hole, and so pushing the

484
00:26:03,721 --> 00:26:07,321
Speaker 2: envelope like I'm trying to trying to get this money back.

485
00:26:08,360 --> 00:26:13,201
Speaker 2: And Mark's there and he's putting on the bets. Anyway,

486
00:26:13,360 --> 00:26:14,321
Speaker 2: there's no one else.

487
00:26:14,160 --> 00:26:14,921
Speaker 3: In the pub.

488
00:26:16,201 --> 00:26:20,241
Speaker 2: Nine am, nine pm on Wednesday night. And so anyway,

489
00:26:20,241 --> 00:26:25,960
Speaker 2: the next morning comes and straight into the office, you know,

490
00:26:26,281 --> 00:26:29,801
Speaker 2: I've been got caught into work early, straight in the office,

491
00:26:30,241 --> 00:26:35,241
Speaker 2: still a bit bleary eyed, and the owner of the pub, Paul,

492
00:26:35,400 --> 00:26:39,801
Speaker 2: is there with a conference call from Melbourne and it's

493
00:26:39,840 --> 00:26:43,121
Speaker 2: Tap Corp on the phone, and you know, this guy

494
00:26:43,160 --> 00:26:46,080
Speaker 2: comes over and he goes, blah blah blah from Greg

495
00:26:46,120 --> 00:26:51,880
Speaker 2: from Compliance in Tap Corp in Melbourne, would you like

496
00:26:51,961 --> 00:26:53,440
Speaker 2: to do this here or would you like to do

497
00:26:53,481 --> 00:26:56,321
Speaker 2: this in Melbourne. I'm like, well, depends what it is.

498
00:26:58,281 --> 00:27:02,960
Speaker 2: Okay that it wasn't bonus bets anyway, the safe being checked,

499
00:27:04,400 --> 00:27:08,481
Speaker 2: the till's been checked, and all the money is there.

500
00:27:09,281 --> 00:27:11,920
Speaker 3: Basically, you know, we've got all the evidence in.

501
00:27:11,921 --> 00:27:15,281
Speaker 2: The world to say that you were punting like heavily

502
00:27:15,600 --> 00:27:20,481
Speaker 2: behind the bar where you work last night, and yeah, okay,

503
00:27:20,481 --> 00:27:24,080
Speaker 2: there's no issue because you know, you haven't stolen money.

504
00:27:24,120 --> 00:27:26,520
Speaker 2: So there's a thought that I'm stealing the money, you know,

505
00:27:26,640 --> 00:27:28,920
Speaker 2: like I'm basically putting on bets so I don't have

506
00:27:28,921 --> 00:27:31,720
Speaker 2: the money to cover, all right, that's what they're you know,

507
00:27:32,360 --> 00:27:37,121
Speaker 2: because we've turned over more money on a Wednesday night

508
00:27:37,241 --> 00:27:39,161
Speaker 2: than the whole pub would turn over in a month.

509
00:27:40,160 --> 00:27:45,201
Speaker 2: You know, there's quite a lot of money, so let's

510
00:27:45,201 --> 00:27:49,001
Speaker 2: put a massive spike in at headquarters. You know what's

511
00:27:49,041 --> 00:27:51,561
Speaker 2: going on up here in one great sleepy old West

512
00:27:51,600 --> 00:27:55,080
Speaker 2: side tabn't. Basically, they said, look, you can't bet at work.

513
00:27:56,080 --> 00:28:00,601
Speaker 2: You know, you've all your licenses roked. I didn't even

514
00:28:00,640 --> 00:28:04,041
Speaker 2: have one, but it's revoked, and you can't work in

515
00:28:04,241 --> 00:28:06,921
Speaker 2: another tea you know, for at least a year.

516
00:28:07,561 --> 00:28:09,281
Speaker 3: And then they had the audacity to ask me.

517
00:28:09,521 --> 00:28:11,761
Speaker 2: They just fired me, and then they had the audacity

518
00:28:11,801 --> 00:28:14,360
Speaker 2: to ask me if I had a gambling problem. And

519
00:28:14,400 --> 00:28:17,080
Speaker 2: I said, have you got all your money? And they

520
00:28:17,120 --> 00:28:19,761
Speaker 2: said yes, And I said, well you tell me, you

521
00:28:20,281 --> 00:28:23,080
Speaker 2: tell me got off the call, and then Paul, the

522
00:28:23,120 --> 00:28:25,400
Speaker 2: owner of the pub, sort of said, look, mate, you

523
00:28:25,400 --> 00:28:27,640
Speaker 2: know I need someone to operate the tab. If you

524
00:28:27,681 --> 00:28:30,520
Speaker 2: can't operate the tab, then you know I can't employ,

525
00:28:30,521 --> 00:28:33,080
Speaker 2: you know, like that's it. So I was like, okay, well,

526
00:28:33,921 --> 00:28:37,281
Speaker 2: well yeah, you're all done. You fired, you know, that's it.

527
00:28:37,481 --> 00:28:42,921
Speaker 2: I was like, okay, yeah, fair enough. I was sort

528
00:28:42,921 --> 00:28:46,480
Speaker 2: of walking around. It's really hot day. I remember, I

529
00:28:46,521 --> 00:28:49,041
Speaker 2: was just walking around. I was like what to do now?

530
00:28:51,921 --> 00:28:54,761
Speaker 2: And I thought, it's all right, Like I've you know,

531
00:28:54,761 --> 00:28:56,801
Speaker 2: I've still got like I've got a little bit of money.

532
00:28:57,401 --> 00:28:59,441
Speaker 2: I can, you know, sort of get something else and

533
00:28:59,921 --> 00:29:02,241
Speaker 2: everything will find will be all right. Bell doesn't really

534
00:29:02,361 --> 00:29:05,921
Speaker 2: you know, Bell doesn't you know about it or anything. Yeah,

535
00:29:06,041 --> 00:29:08,081
Speaker 2: so it's all good. I'll just you know, sort of

536
00:29:08,241 --> 00:29:09,081
Speaker 2: swooping out of the car.

537
00:29:09,201 --> 00:29:13,241
Speaker 1: But oh, that's right. Dan Scott a fiance. They've been

538
00:29:13,241 --> 00:29:16,681
Speaker 1: together for four years. They're saving for a house. She's

539
00:29:16,761 --> 00:29:20,121
Speaker 1: living down the road with her family, and Dan has

540
00:29:20,201 --> 00:29:24,881
Speaker 1: been firehead. He's in a lot of dead and things

541
00:29:25,041 --> 00:29:26,641
Speaker 1: are starting to spiral.

542
00:29:27,201 --> 00:29:33,601
Speaker 2: But anyway, small town things are travels fast. So she yeah,

543
00:29:33,641 --> 00:29:36,200
Speaker 2: she sends me a text the same pretty much the

544
00:29:36,241 --> 00:29:39,561
Speaker 2: same day, just out of the blue, and it says,

545
00:29:40,561 --> 00:29:43,281
Speaker 2: I'm not sure what you're into, but I want no

546
00:29:43,401 --> 00:29:45,001
Speaker 2: part of it and.

547
00:29:47,001 --> 00:29:50,720
Speaker 3: That's it for us. And I was like, Okay, I

548
00:29:50,801 --> 00:29:51,641
Speaker 3: understand why.

549
00:29:51,441 --> 00:29:53,441
Speaker 2: She would have done it, because there would have been

550
00:29:53,681 --> 00:29:56,481
Speaker 2: people in town going, he's off the rails and all

551
00:29:56,521 --> 00:29:59,401
Speaker 2: the rest of it. Yeah, but it hurt me at

552
00:29:59,401 --> 00:30:01,481
Speaker 2: the time. I didn't get a conversation with her. I

553
00:30:01,521 --> 00:30:03,521
Speaker 2: didn't get to sort of say because I probably would

554
00:30:03,561 --> 00:30:07,041
Speaker 2: have admitted to her what was going on, but it

555
00:30:07,121 --> 00:30:10,561
Speaker 2: was it was just the severing of text.

556
00:30:10,681 --> 00:30:15,041
Speaker 3: It was like, oh, you know, fuck you know.

557
00:30:15,081 --> 00:30:20,200
Speaker 2: I was like, well, I sort of reacted to it

558
00:30:20,241 --> 00:30:23,641
Speaker 2: a bit, and that's when I sort of developed a

559
00:30:23,641 --> 00:30:28,001
Speaker 2: bit of a like a like I had a the

560
00:30:28,041 --> 00:30:31,721
Speaker 2: only thing going right in my life was a was a.

561
00:30:31,721 --> 00:30:33,281
Speaker 3: Magic credit card.

562
00:30:34,081 --> 00:30:36,641
Speaker 2: And now I had a reason to sort of like,

563
00:30:37,281 --> 00:30:41,601
Speaker 2: you know, be a bit shitty, you know at the world.

564
00:30:42,001 --> 00:30:43,281
Speaker 2: I don't know.

565
00:30:43,721 --> 00:30:46,401
Speaker 1: You and Belle had been together for four years, yeah,

566
00:30:46,481 --> 00:30:50,441
Speaker 1: four years, saving for a house together, yeah, you know,

567
00:30:51,281 --> 00:30:56,161
Speaker 1: dreams of marriage, being together forever, et cetera. Yeah, yeah,

568
00:30:56,561 --> 00:31:02,081
Speaker 1: that's that obviously hurts. And then being split up with

569
00:31:02,241 --> 00:31:07,121
Speaker 1: my text over probably someone else saying something I'm guessing

570
00:31:07,161 --> 00:31:12,361
Speaker 1: that's yeah eventuated. Have have you ever reconnected with Belle?

571
00:31:12,841 --> 00:31:16,641
Speaker 2: Oh? Yeah, absolutely, there's no there's no hard feelings there.

572
00:31:16,681 --> 00:31:19,681
Speaker 2: I mean she's you know, she's she's married. I think

573
00:31:19,801 --> 00:31:22,841
Speaker 2: she has kids. I think you know, but they're definitely

574
00:31:22,881 --> 00:31:25,601
Speaker 2: like we've spoken since and yeah, there's no there's no

575
00:31:25,721 --> 00:31:29,200
Speaker 2: real will there, but it's just at the time, you know,

576
00:31:29,281 --> 00:31:32,841
Speaker 2: like you just react in little situations you like I will,

577
00:31:33,001 --> 00:31:35,960
Speaker 2: like you could have at least given me, like a

578
00:31:36,081 --> 00:31:40,121
Speaker 2: chance to explain it to you, because I was probably

579
00:31:40,161 --> 00:31:44,441
Speaker 2: looking for an outlet to do that as well.

580
00:31:44,521 --> 00:31:47,761
Speaker 1: Right about now before the end of this episode, you

581
00:31:47,801 --> 00:31:52,401
Speaker 1: can hear the desperation in Dan situation. He's in massive debt,

582
00:31:52,881 --> 00:31:57,321
Speaker 1: he's been fired. Nobody from the bank is calling to say, hey, buddy,

583
00:31:57,761 --> 00:32:00,321
Speaker 1: you've got forty k dead on your credit card and

584
00:32:00,361 --> 00:32:03,401
Speaker 1: you only earn seven hundred bucks a week. I hang

585
00:32:03,441 --> 00:32:06,761
Speaker 1: on used to earn seven hundred bucks a week. His

586
00:32:06,881 --> 00:32:10,961
Speaker 1: fiance is split up with him via text, although she

587
00:32:11,001 --> 00:32:13,801
Speaker 1: doesn't know what he's been out to This is not

588
00:32:13,961 --> 00:32:18,241
Speaker 1: just a you girlfriend boyfriend. This is you know, yeah, we.

589
00:32:18,201 --> 00:32:24,480
Speaker 2: Had plans, absolutely, but I mean, you know, how like

590
00:32:24,561 --> 00:32:26,241
Speaker 2: I think of it now and I'm like, well, how

591
00:32:26,281 --> 00:32:29,521
Speaker 2: serious must I have been about those plans, because like

592
00:32:29,681 --> 00:32:32,321
Speaker 2: I was, you know, like I don't know, like I

593
00:32:32,441 --> 00:32:35,481
Speaker 2: just got into this thing, and I was in this

594
00:32:35,481 --> 00:32:38,281
Speaker 2: this vortex of this thing, and I was like, you know,

595
00:32:38,321 --> 00:32:41,441
Speaker 2: I guess I guess when anyone has like a problem

596
00:32:41,601 --> 00:32:45,641
Speaker 2: with punting or something like that, you know, they probably

597
00:32:45,641 --> 00:32:48,401
Speaker 2: need someone to sort of step in and go, hey,

598
00:32:48,641 --> 00:32:50,361
Speaker 2: you know, it's probably not the best thing for you.

599
00:32:50,441 --> 00:32:53,721
Speaker 2: But you know, I'm gonna well, you know, you probably

600
00:32:53,761 --> 00:32:56,001
Speaker 2: don't want to hear this, but I'm going to tell

601
00:32:56,001 --> 00:32:58,521
Speaker 2: you that you need to. You know, he's he's up

602
00:32:58,561 --> 00:33:01,121
Speaker 2: a bit because otherwise, you know, you can can get

603
00:33:01,161 --> 00:33:07,081
Speaker 2: into a bit of a spiral. So anyway, I had

604
00:33:07,121 --> 00:33:08,401
Speaker 2: no reason to be there anymore.

605
00:33:09,201 --> 00:33:13,001
Speaker 1: By this stage, Dan's a little lost, but he still

606
00:33:13,081 --> 00:33:16,081
Speaker 1: has the magic card and he still knows about the

607
00:33:16,121 --> 00:33:19,721
Speaker 1: glitch and has mates like Evano who can help him

608
00:33:19,721 --> 00:33:20,241
Speaker 1: spend it.

609
00:33:20,681 --> 00:33:24,761
Speaker 5: He certainly loved her, loved her a lot. Yeah, she

610
00:33:25,481 --> 00:33:29,761
Speaker 5: was a lot different, very very religious. She's a teacher,

611
00:33:30,041 --> 00:33:33,601
Speaker 5: very quiet. Yeah, a bit different to Dan, but I

612
00:33:33,641 --> 00:33:36,201
Speaker 5: guess they certainly got along very well.

613
00:33:36,361 --> 00:33:38,280
Speaker 1: We think, well, he's probably going to get married and

614
00:33:38,281 --> 00:33:39,881
Speaker 1: have kids and do all that stuff.

615
00:33:39,681 --> 00:33:41,041
Speaker 5: At that stage. Yeah I did.

616
00:33:41,201 --> 00:33:42,321
Speaker 1: Yeah, yeah he was.

617
00:33:42,841 --> 00:33:46,000
Speaker 5: He was very serious with his partner.

618
00:33:46,041 --> 00:33:49,200
Speaker 1: And yeah, does that family still live in Wangaratta. They do.

619
00:33:49,361 --> 00:33:51,761
Speaker 5: Yeah, they live in a small town called Glamoro and

620
00:33:51,761 --> 00:33:55,161
Speaker 5: they're a big, big Italian family. So my family's got

621
00:33:55,161 --> 00:33:56,281
Speaker 5: a fit a little bit to do with them.

622
00:33:56,361 --> 00:33:59,321
Speaker 1: Yeah, oh wow, okay, so you would still see them

623
00:33:59,361 --> 00:34:03,281
Speaker 1: around definitely. Yep. Does Belle still live in wangarrett She does, Yeah,

624
00:34:03,321 --> 00:34:06,001
Speaker 1: she does, but she's married off now with kids and.

625
00:34:06,121 --> 00:34:11,161
Speaker 5: Yeah, different family. I think her and Diana they've spoken

626
00:34:11,961 --> 00:34:16,561
Speaker 5: not too long ago, but yeah, she's a yeah, moved on,

627
00:34:16,761 --> 00:34:17,361
Speaker 5: had kids.

628
00:34:17,361 --> 00:34:21,201
Speaker 1: And there was one person who knew what Dan was

629
00:34:21,241 --> 00:34:27,161
Speaker 1: doing with the ATM glitch, his chef mate and drinking partner, Mark.

630
00:34:27,281 --> 00:34:30,281
Speaker 3: The only person I told up until then was was Mark.

631
00:34:30,361 --> 00:34:32,721
Speaker 2: But he was just like, you know, I don't know

632
00:34:32,721 --> 00:34:34,401
Speaker 2: what you're doing, man, but I don't want to talk

633
00:34:34,401 --> 00:34:36,601
Speaker 2: about it, Like you know, you just do what you're doing,

634
00:34:36,681 --> 00:34:38,841
Speaker 2: and you know, we'll go out for beers and stuff

635
00:34:38,841 --> 00:34:39,480
Speaker 2: and it'll be cool.

636
00:34:39,601 --> 00:34:42,401
Speaker 3: You know, it's very dry, very funny. Guys like, look,

637
00:34:43,001 --> 00:34:44,961
Speaker 3: I don't know what you're into, but I'm not. I'm

638
00:34:44,961 --> 00:34:47,521
Speaker 3: not into it. YEA fair enough?

639
00:34:48,161 --> 00:34:50,321
Speaker 2: Then I had Yeah, I had no job, I had

640
00:34:50,561 --> 00:34:54,841
Speaker 2: no fiance, so there was no I had no reason

641
00:34:54,841 --> 00:34:57,960
Speaker 2: to be there anymore. Mark had a few days off,

642
00:34:59,121 --> 00:35:01,041
Speaker 2: so I said to Mark, do you want to go there?

643
00:35:01,241 --> 00:35:05,281
Speaker 2: You know, you want to go to Capital City. He's like, yeah, on,

644
00:35:05,441 --> 00:35:08,960
Speaker 2: let's go. I remember we just got the train, very

645
00:35:09,081 --> 00:35:14,440
Speaker 2: very very humble, and it was the middle of the night,

646
00:35:14,841 --> 00:35:17,201
Speaker 2: and literally got off the train and spent the street

647
00:35:17,241 --> 00:35:24,401
Speaker 2: station and we walked down to the Crown Plaza where hotel,

648
00:35:25,361 --> 00:35:26,801
Speaker 2: and we knocked on the door and we must have

649
00:35:26,841 --> 00:35:31,041
Speaker 2: looked like, you know, the rabble, so they didn't.

650
00:35:30,801 --> 00:35:33,841
Speaker 3: Open the door. They're like, we're full, and I was like,

651
00:35:33,881 --> 00:35:34,761
Speaker 3: oh yeah, okay.

652
00:35:36,241 --> 00:35:38,761
Speaker 2: So we walked around to Crown which is very close,

653
00:35:39,561 --> 00:35:46,601
Speaker 2: and the Crown Promenade was full apparently, and they said,

654
00:35:46,601 --> 00:35:49,881
Speaker 2: why don't you try Crown Towers. There's a few. I

655
00:35:49,921 --> 00:35:52,961
Speaker 2: was like, okay, Crown Towers good. So crowns they're probably

656
00:35:53,001 --> 00:35:55,001
Speaker 2: the towers is the best, you know, the better one

657
00:35:55,041 --> 00:35:57,921
Speaker 2: other two. So I was like, okay, well I wanted

658
00:35:58,001 --> 00:36:00,601
Speaker 2: to Like I wasn't trying to go I wasn't trying

659
00:36:00,601 --> 00:36:02,841
Speaker 2: to go big. I was just you know, I want

660
00:36:02,921 --> 00:36:05,561
Speaker 2: to go to the Crown Plaza, you know, hundred bucks

661
00:36:05,561 --> 00:36:08,761
Speaker 2: a night. You know, Crown Tower six hundred bucks a night.

662
00:36:08,801 --> 00:36:11,801
Speaker 2: So I was like, okay, did you have cash or no.

663
00:36:11,801 --> 00:36:14,241
Speaker 2: I was like I worked out by now that I

664
00:36:14,281 --> 00:36:18,321
Speaker 2: could use the credit card as well, so it was

665
00:36:19,121 --> 00:36:23,801
Speaker 2: I could also go to the ATM and transfer from

666
00:36:23,841 --> 00:36:27,440
Speaker 2: the master card option to the credit card option, which

667
00:36:27,481 --> 00:36:30,281
Speaker 2: is essentially the same account, but it's still do the

668
00:36:30,321 --> 00:36:34,201
Speaker 2: same thing, so I could transfer. So now I had

669
00:36:34,241 --> 00:36:38,441
Speaker 2: two cards going. I rented a hotel room for a

670
00:36:38,441 --> 00:36:41,281
Speaker 2: couple of nights just with Mark and I, just like

671
00:36:41,281 --> 00:36:41,921
Speaker 2: a twin room.

672
00:36:42,681 --> 00:36:46,601
Speaker 3: And I remember we checked in and he's.

673
00:36:46,721 --> 00:36:50,480
Speaker 2: Lived in Graphing one grata and he's like he's got

674
00:36:50,521 --> 00:36:57,801
Speaker 2: the the electronic blinds and he's just putting them across

675
00:36:57,841 --> 00:37:00,561
Speaker 2: and then he was like, what's about the window? And

676
00:37:00,601 --> 00:37:04,161
Speaker 2: he gets imagine this was your life, you know, it's

677
00:37:04,241 --> 00:37:05,681
Speaker 2: like always stuck with that thing.

678
00:37:05,761 --> 00:37:08,641
Speaker 3: It was like, yeah, we entered another world on that night.

679
00:37:08,801 --> 00:37:13,321
Speaker 1: Like that was like that was the time, So that's

680
00:37:13,561 --> 00:37:17,121
Speaker 1: we will lead episode two Gains cashed up with the

681
00:37:17,161 --> 00:37:20,681
Speaker 1: bank's money and he's back in Melbourne and about to

682
00:37:20,721 --> 00:37:21,841
Speaker 1: be a rock star.

683
00:37:23,001 --> 00:37:26,041
Speaker 2: It was probably a month in also, and I think

684
00:37:26,041 --> 00:37:28,201
Speaker 2: that's been about fifty Can I can.

685
00:37:28,081 --> 00:37:30,201
Speaker 3: Do it again? I want to do it again in

686
00:37:30,281 --> 00:37:33,521
Speaker 3: case yeah, good again, like more than me?

687
00:37:33,761 --> 00:37:39,641
Speaker 2: Like he hated the banks, so he started on this steam.

688
00:37:39,761 --> 00:37:43,761
Speaker 4: Well, you've been given a gift and you if you

689
00:37:43,961 --> 00:37:48,361
Speaker 4: fucked this up, that's going to be like the world's

690
00:37:48,401 --> 00:37:52,641
Speaker 4: worst thing ever because you've been like you're the chosen both.

691
00:37:54,841 --> 00:37:56,681
Speaker 3: You could fix your problems with the stroke of a.

692
00:37:57,561 --> 00:38:01,041
Speaker 2: Key on an ATM. It was like it was like

693
00:38:01,321 --> 00:38:06,321
Speaker 2: crack cocaine of scamps, you know, reality.

694
00:38:07,641 --> 00:38:08,601
Speaker 3: Who wants to live there?