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Speaker 1: This podcast is recorded on Gadigle Land Always was, always

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Speaker 1: will be Aboriginal Land. Heyticks, I'm out and I'm sal

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Speaker 1: And this is Two Boat Chicks, the show that shares

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Speaker 1: life lessons and tips to help make you rich in life.

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Speaker 2: And we are Curzy good.

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Speaker 1: We are cozy girls.

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Speaker 2: I love sailing. How is your week? It was a

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Speaker 2: great week.

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Speaker 1: We officially launched with nover this week, fun Network girling No,

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Speaker 1: but today we are in for a very expensive and

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Speaker 1: exciting topic because we are talking the expensive shit that's

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Speaker 1: actually worth it.

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Speaker 2: I've seen this all over my FYP. Has it come

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Speaker 2: up on yours?

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Speaker 1: Yeah?

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Speaker 2: It has?

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Speaker 3: And I love watching them because I'm always so curious

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Speaker 3: as to what people are going to say and if

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Speaker 3: I agree or not.

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Speaker 1: Yeah.

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Speaker 2: Literally, So we're going to be talking about.

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Speaker 1: You know, what constitutes an expensive purchase, and then what

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Speaker 1: our expensive shit that we think is worth it, then

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Speaker 1: your chick's expensive shit you think is worth it.

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Speaker 2: And whether we are in agree or a disagree.

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Speaker 1: Because with all of these things, some things might be

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Speaker 1: for you, some things might not be for you.

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Speaker 2: Some of our favorite things, you know, some chicks might.

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Speaker 1: Be like eh no, and then some might be like

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Speaker 1: Bride to Dawn, so as always each to their own,

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Speaker 1: but none of these are necessarily cheap.

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Speaker 2: But it's bang for buck. The episode's about bang for buck.

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Speaker 1: I don't want anyone to be like, I'm locked in

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Speaker 1: to spend money and then they're like, Alexandra, this is

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Speaker 1: one thousand dollars and I'm like, I know, yeah, but

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Speaker 1: expensive shit.

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Speaker 2: It's all about where.

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Speaker 3: Your money value is line, and everyone's money values are

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Speaker 3: so different.

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Speaker 2: But I think that's the thing.

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Speaker 3: We hope by the end of this episode you'll either

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Speaker 3: get like some ideas or reminders of like the different

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Speaker 3: things that you're willing to spend money on and why

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Speaker 3: and maybe just being a little bit more mindful around

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Speaker 3: that exactly.

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Speaker 1: And also over the years, like my expensive shit that

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Speaker 1: I think is worth it has changed and evolved heaps. Yeah,

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Speaker 1: Like I think maybe five years ago I would have

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Speaker 1: thought like exclusively expensive black beauty products, whereas now I

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Speaker 1: definitely am like a hybrid of affordable and drug store

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Speaker 1: versus expensive and high end.

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Speaker 2: She's worse.

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Speaker 1: She's worse, She's she's a switch.

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Speaker 2: Exactly.

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Speaker 1: But before we get into it, we must discuss our

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Speaker 1: obsessions of the week.

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Speaker 2: Hit it.

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Speaker 1: These are right.

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Speaker 2: Obsessions?

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Speaker 1: All right?

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Speaker 3: My obsession of the week is I saw that Time

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Speaker 3: Out release the top fifty best cities in the world

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Speaker 3: this week.

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Speaker 2: What shall be the judge of that?

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Speaker 1: Yeah? What do you think would be?

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Speaker 2: Number one? Melbourne? Okay?

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Speaker 1: So they quized more than twenty four thousand local Melbourne

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Speaker 1: or Sydney.

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Speaker 3: Yeah, to rank the best cities in the world. I'll

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Speaker 3: link the article in the show notes so you can

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Speaker 3: read the full fifty. But I want to share the

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Speaker 3: top ten.

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Speaker 1: Okay.

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Speaker 2: Ten?

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Speaker 1: Shit, I thought you were saying. I heard you wrong

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Speaker 1: and I thought you met Australia. But I'll stick with

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Speaker 1: my answer. Okay, I'll stick with my answer.

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Speaker 2: Yeah, come on my brain like local pry Yeah.

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Speaker 3: Ten Tokyo, Oh love that, nine Soul, eight Bangkok, seven

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Speaker 3: Mexico City, six, Cape Town, five New York for London, Yeah,

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Speaker 3: I backed that.

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Speaker 2: Three Edinburgh.

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Speaker 1: Oh. I was going to say, where's like Scotland or

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Speaker 1: Ireland in this, because they've got to be in there.

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Speaker 1: Two Shanghai ooh?

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Speaker 2: Number one Melbourne? Fuck off?

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Speaker 1: Fuck off? Why not?

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Speaker 2: How crazy is that?

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Speaker 1: Out of all the cities in the world, Melbourne tops

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Speaker 1: the list. The witch strikes again. Oh my god have

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Speaker 1: I Maybe that's kind of crazy.

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Speaker 2: Maybe I'm like, I feel.

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Speaker 3: Like Melbourne does typically win, even in like the local

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Speaker 3: That's why I was thinking, I swear Sydney and Melbourne

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Speaker 3: is always like a top rain car.

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Speaker 2: Yeah.

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Speaker 1: At first when you were talking, in my head, I

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Speaker 1: just had.

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Speaker 2: It was Australia. But I was like, I'll just lock

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Speaker 2: that in.

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Speaker 3: Yeah, but where do you think Sydney fell on the list?

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Speaker 3: Because they were seen, they were on the top fifty

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Speaker 3: twenty one.

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Speaker 2: Oh so still we made the cart.

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Speaker 3: But I do think that that's funny because we do

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Speaker 3: all know that Sydney and Melbourne have a little healthy

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Speaker 3: sibling rivalry.

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Speaker 1: Sydney can sort out its cost of living crisis and

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Speaker 1: then we can.

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Speaker 2: Pop it back up there. What's your obsession? Okay, my obsession?

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Speaker 2: I have two obsessions.

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Speaker 1: Oh my first obsession is it a scandal off?

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Speaker 2: I've got like three obsessions. I want to give you

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Speaker 2: all of them.

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Speaker 1: So first one, I really hate drinking water. Water is

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Speaker 1: not delicious to me. Only if I'm like, shit, it's

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Speaker 1: been like seven PM and I haven't had a single

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Speaker 1: glass of water, then water is like yummy to me,

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Speaker 1: which I know is crazy. However, new little fixation, cold

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Speaker 1: glass water, little splash of pomegranate juice. Oh yum, it's

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Speaker 1: so fucking good. It's so freshing. I just walk around

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Speaker 1: with a pomegranate glass of water and it's not the

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Speaker 1: whole thing, because the whole thing it's just done a

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Speaker 1: little splash.

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Speaker 2: Yeah, so yum, so fucking yum. Great for your urinary.

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Speaker 1: Tract health as well. Little PSA for that. Is it

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Speaker 1: a similar vibe to the cran I think so collexa?

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Speaker 1: And she said yes, So take that as you will.

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Speaker 2: Yeah, So that's my first one.

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Speaker 1: Love that.

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Speaker 2: Then my second one was I saw this news article drop.

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Speaker 1: You may have already seen this as well, but Lulu

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Speaker 1: Lemon has been fined more than seven hundred thousand dollars

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Speaker 1: for spare email breaches.

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Speaker 2: Yeah, how crazy?

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Speaker 1: Is that?

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Speaker 2: So wild?

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Speaker 1: Yeah?

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Speaker 2: So activewere fashion brand.

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Speaker 1: Lululemon has been fined seven hundred and two nine hundred

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Speaker 1: dollars for breaching spam laws after hundreds of thousands of

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Speaker 1: emails were sent containing commercial content without an option for

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Speaker 1: recipients to unsubscribe. The Australian Communications and Media Authority ACMA

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Speaker 1: says the company mischaracterized service messages, including delivery and order

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Speaker 1: confirmation emails that also had a clear marketing purpose. So

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Speaker 1: from that is it like they mischaracterized service messages which

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Speaker 1: was like delivery and order confirmations, but they also put

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Speaker 1: marketing information in there.

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Speaker 2: So if you've bought something.

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Speaker 1: What I'm getting from this, which might be wrong, is

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Speaker 1: that if I bought something and then it's like this

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Speaker 1: is your order confirmation, then in there they've also gone

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Speaker 1: like new arrivals, and then they didn't have an unsubscribe option.

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Speaker 1: So in a statement to the ABC, Lulu Lemon said

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Speaker 1: the company was committed to delivering an exceptional guest experience

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Speaker 1: that complies with all applicable legal and regulatory requirements. We've

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Speaker 1: completed a thorough review of our practices for communicating with

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Speaker 1: our guests and have made updates to our standard guest

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Speaker 1: journey emails, including our order confirmation and delivery notifications, to

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Speaker 1: ensure ongoing compliance. Well so, yeah, Lulu Lemon sent service

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Speaker 1: emails such as shipping updates that also contained sales material

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Speaker 1: and direct links to promotions.

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Speaker 2: I wouldn't have.

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Speaker 1: Even thought about that may neither like it makes sense, Yeah,

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Speaker 1: but like if I got an order confirmation and like

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Speaker 1: this could be this could be a hot take. But

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Speaker 1: if I got an order confirmation and then there was

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Speaker 1: like a banner down the bottom being like and don't

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Speaker 1: forget to shop now arrivals, I just think that was

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Speaker 1: standard vibes or like you may also like, yeah, but

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Speaker 1: isn't that isn't that crazy? And I think that's such

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Speaker 1: a good reminder to anyone that has small brands out

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Speaker 1: there to make sure that you're aligned with that compliance because.

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Speaker 2: I would never have thought of that. Yeah, me neither.

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Speaker 2: I wouldn't have put that two and two together. There

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Speaker 2: you go and seven hundred and two. How do they

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Speaker 2: calculate that fine?

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Speaker 1: I'd love to know, Like, is it by how many

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Speaker 1: emails you get?

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Speaker 2: You sent and then you get a fine for that? Yeah,

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Speaker 2: just like a lump something being like bed girl, Yeah,

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Speaker 2: you're easy.

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Speaker 1: Nothing not there you go, I know, spicy, spicy Yeah.

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Speaker 2: And number three and number three thank.

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Speaker 1: You is our after payday cheat sheet, And I think

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Speaker 1: that's a great little segue into our episode today.

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Speaker 2: We will be launching our after pay.

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Speaker 1: Day cheat sheet either tomorrow or the day after, depending

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Speaker 1: on whether or not you are.

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Speaker 2: Signed up to our email list. You know.

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Speaker 1: We will have an under subscribe button if you want,

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Speaker 1: and yeah, basically we will be pulling in all of

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Speaker 1: the after payday sales and all of the.

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Speaker 2: Promo codes plus exclusive deals.

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Speaker 1: And you can shop all of the sales in worn't place.

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Speaker 1: And as always, sale events are just a really good

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Speaker 1: way for you to stock up on the items that

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Speaker 1: are on your wish list that you need to renew

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Speaker 1: because you know they've seen better days, or to get

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Speaker 1: the expensive shit that you've always wanted. So with that note,

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Speaker 1: shall we get into the episode. Let's do it. Okay,

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Speaker 1: let's get into the expensive shit that's worth the money.

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Speaker 1: But before we get into like our picks, we want

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Speaker 1: to talk about what do we actually consider to be

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Speaker 1: expensive because it really does depend, right, Like that is

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Speaker 1: a very relative conversation, and I think there's also a

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Speaker 1: lot of people when they're shopping, they do automatically think

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Speaker 1: that expensive means better quality, or at least that's what

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Speaker 1: I I would have assumed. Right.

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Speaker 3: So we did ask this question and we pulled you chicks,

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Speaker 3: and twenty two percent of you chicks said that, yes,

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Speaker 3: when you're shopping, you do think that expensive equals better quality.

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Speaker 3: Ten percent said no, and sixty eight percent said not always, which.

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Speaker 2: I was pleasantly I agree, surprised to see.

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Speaker 1: I do think we've seen this, like somewhat like green

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Speaker 1: washing shift of something being really really expensive and then

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Speaker 1: if you look into like the fabric composition of it,

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Speaker 1: you're like, wait, that's polyester, Like why am I paying

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Speaker 1: two hundred and fifty.

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Speaker 2: Dollars for polyester skirt? Yeah?

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Speaker 1: And I think shoppers and consumers are getting so much

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Speaker 1: smarter when buying and knowing that expensive does not always

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Speaker 1: equal good quality.

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Speaker 3: Yeah, exactly, And like for a lot of the time

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Speaker 3: you might be paying for just the brand or the

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Speaker 3: logo rather than the actual quality of the item. So

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Speaker 3: we also ask you, chicks, when buying something expensive, what

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Speaker 3: matters to you the most? And what came out on

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Speaker 3: top was design and aesthetic forty three percent. If you

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Speaker 3: chicks said that was the top priority. The next one

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Speaker 3: was online reviews at.

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Speaker 1: Forty one percent, and then equal in third and fourth

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Speaker 1: was the brand at eight percent and warranty in returns

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Speaker 1: at eight percent.

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Speaker 2: Ooh, yeah, what would you say you're you look at before.

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Speaker 1: You buy something expensive? What's like your checklist? I do

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Speaker 1: think that the number one for me, probably is the

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Speaker 1: design and like the I guess like the composition, depending

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Speaker 1: all the features, that kind of thing, depending on what

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Speaker 1: the item is, if it's like tech or jewelry or clothes,

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Speaker 1: and then I would look at the reviews.

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Speaker 2: And then brand.

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Speaker 3: I don't really care that much about brand. I think

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Speaker 3: it depends if it's like a small business or something.

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Speaker 3: I feel like I have like a handful of brands

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Speaker 3: that I do really.

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Speaker 1: Like, but that's because I know the quality is good,

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Speaker 1: you know what I mean.

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Speaker 3: They have a reputation, but from my own experience of them,

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Speaker 3: what do you reckon?

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Speaker 1: I think one thing for me that isn't in that

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Speaker 1: list is probably more like longevity, So that probably sits

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Speaker 1: within maybe LA warranty, a mix of like design and warranty,

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Speaker 1: because if I'm buying something and it's expensive, I want

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Speaker 1: that to be something.

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Speaker 2: That I get a really really low cost per.

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Speaker 1: Use on that by the time I've had this item

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Speaker 1: for a long time, the cost per use on it

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Speaker 1: is practically zero. So like I'm okay with spending a

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Speaker 1: bit more on a blaze that I'm like, I'm gonna

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Speaker 1: wear that blazer every day, or like a washing machine

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Speaker 1: that has a five year warranty that I'm like, cool,

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Speaker 1: I know that I'm going to use that heaps and

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Speaker 1: even if it breaks, I get it gets replaced, and

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Speaker 1: so like that cost per use actually is so low

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Speaker 1: on it that yes, it's a large upfront cost, but

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Speaker 1: at the end of the day, I'm actually kind of

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Speaker 1: saving money because I've done the thing where I've gone

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Speaker 1: for cheaper items because vibes, you can't always afford to

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Speaker 1: get the really expensive version of something, and it always

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Speaker 1: ended up costing me more in the long run because

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Speaker 1: it breaks, it falls apart, when you wash it, it

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Speaker 1: you know, loses its shape, it you know, short circuits,

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Speaker 1: whatever category you want it to be.

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Speaker 2: I start feeling like my dad because I was.

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Speaker 1: Literally about to go and to be like they just

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Speaker 1: made sit better.

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Speaker 2: In the nineties, yeah, because like half the shit that.

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Speaker 1: I owned, like when I couldn't afford afford the expensive

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Speaker 1: new item, right was Facebook Marketplace. Like I would just

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Speaker 1: be on Facebook Marketplace being like, all right, who's getting

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Speaker 1: rid of their TV? He came with me and we

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Speaker 1: like bought that TV and it was this really old

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Speaker 1: Samsung TV and it was gorgeous.

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Speaker 2: I loved it.

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Speaker 1: It definitely it was like a really large It was

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Speaker 1: just a screen. Yeah, there was no It had no

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Speaker 1: other ability than being just a screen. And I would

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Speaker 1: just like plug in the Apple TV to be able

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Speaker 1: to watch like Netflix and stuff on it. Yeah, and

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Speaker 1: it was so good. The remote was fucking huge. Yeah,

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Speaker 1: like bring back big remotes, all of these smart TVs

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Speaker 1: with these tiny tampon remote Like literally, if it was

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Speaker 1: late at night, I could get mixed up like tiny

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Speaker 1: and they always slide between the couch and I have

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Speaker 1: to spend hours and that's not an embellishment, it is

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Speaker 1: looking for it and it's so stupid anyway.

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Speaker 2: So it TV. That fucking thing lasted years.

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Speaker 1: Oh yeah, it lasted so long and was so good.

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Speaker 2: Never had an issue with it, ten out of ten.

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Speaker 2: And then I.

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Speaker 1: Remember we were and working with a brand on like

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Speaker 1: a TV show launch and we filmed watching a show

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Speaker 1: on my TV and they turned around and they actually

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Speaker 1: didn't approve the content because they went, what fucking decade

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Speaker 1: is your And they were like, no, you can't, you

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Speaker 1: can't use that TV. And I was like, oh, because

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Speaker 1: it like technically wouldn't be compatible because you had to

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Speaker 1: get like I get to work.

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Speaker 2: Or whatever beautiful TV alone.

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Speaker 1: Yeah, it was like I was in Beauty and the

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Speaker 1: Beast like she would have had like the like grandma

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Speaker 1: vibe of like the like closet like she would have

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Speaker 1: been like, yeah, that's what she would have an ant

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Speaker 1: loved her.

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Speaker 2: What a tangent.

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Speaker 1: Don't even know I was got, But yeah, So what

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Speaker 1: I'm saying is like, yeah, you might not want to

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Speaker 1: invest in like the expensive, brand new item, but you

320
00:16:00,320 --> 00:16:03,920
Speaker 1: can also look secondhand. But for me, longevity and feeling

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Speaker 1: like I'm going to get heaps, like I'm gonna be

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Speaker 1: able to fucking flog.

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Speaker 2: This thing that I've just bought and like use it

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Speaker 2: every day. That's like the ticket for me.

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Speaker 1: And like returns and warranty because we buy so many

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Speaker 1: things online now and we don't really go in Like

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Speaker 1: I couldn't think of anything worse than going into the

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Speaker 1: good guys and like being like and what specs does

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Speaker 1: this washing machine have? Nightmare feels that would be like

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Speaker 1: you and Chris's and Rob's dream dates. Yeah, like not

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Speaker 1: for me, pay with cashtu off how much any I'll

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Speaker 1: run to an ATM how much, But yeah, for me,

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Speaker 1: returns is very important to always check and warranty is

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Speaker 1: always important to check because I couldn't think of anything

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Speaker 1: worse than spending you know, thousands of dollars on an item.

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Speaker 2: It breaks, it falls apart, something's wrong with it, and

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Speaker 2: they go, oh, well, too bad.

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Speaker 1: Yeah, so I was surprised that eight percent was quite

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Speaker 1: low on that.

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Speaker 3: That I would like it to be her yea, To

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Speaker 3: be honest, it's a boring detail, boring details, more expensive detail.

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Speaker 1: Yeah. And according to Afterpay's annual Snapshot of twenty twenty five,

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Speaker 1: which analyzed transaction data from four point one million customers,

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Speaker 1: it actually pulled in what people were spending their money

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Speaker 1: on most So number one was experiences, which are actually

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Speaker 1: going to get into a little bit later into the episode.

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Speaker 1: But this was the most significant shift in consumer behavior

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Speaker 1: with bookings festivals, boat parties, and wine tours.

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Speaker 2: That was me, climbing sharply.

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Speaker 1: Hotels dot Com had a purchase rise of seventy three percent,

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Speaker 1: and boat party tickets rose by one hundred and four percent.

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Speaker 2: That was not me. Yeah, that wasn't us.

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Speaker 1: You're either a boat party person or you're not.

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Speaker 2: Yeah, and that's okay either way. Yeah, I get kostrophobic.

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Speaker 2: I just want to be able to leave. Yeah, that's

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Speaker 2: why some that have the little taxi vibes. That's for Jess. Yeah,

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Speaker 2: but I always think, how am I going to pee?

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Speaker 1: Yeah?

359
00:17:57,640 --> 00:18:01,360
Speaker 2: The toilet on a boat is? Is there one?

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Speaker 1: So then bag charms became the micro accessory of twenty

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Speaker 1: twenty five, Mesh flats rose ninety six percent and ballet

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00:18:08,440 --> 00:18:11,879
Speaker 1: flats increased by thirty four percent. Cowboy boots had a

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Speaker 1: cultural moment, selling five times as many in.

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Speaker 2: Sydney, Melbourne and Queensland.

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Speaker 1: That was you. Women heavily invested in beauty technology. This

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Speaker 1: one I don't find surprising at all. So in twenty

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00:18:26,000 --> 00:18:30,040
Speaker 1: twenty five, led masks were up ninety five percent, press

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00:18:30,119 --> 00:18:33,960
Speaker 1: on nails were up ninety three percent, Washa tools I

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00:18:34,000 --> 00:18:35,439
Speaker 1: don't know why I said it so weird like that

370
00:18:35,920 --> 00:18:41,959
Speaker 1: up eighty percent, Washahaha tools were up eighty percent, and

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00:18:42,119 --> 00:18:46,159
Speaker 1: ice rollers were up forty seven percent. Men focused on

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00:18:46,240 --> 00:18:49,639
Speaker 1: grooming and dental aesthetics, with teeth whitening kits up one

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Speaker 1: hundred and fifteen percent. And in terms of home where

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Speaker 1: lighting was a popular investment choice.

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Speaker 2: And I'm not surprised by that as.

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Speaker 1: Well, because I think we've seen a lot of content around,

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00:18:58,960 --> 00:19:02,320
Speaker 1: like colorful lighting and lighting that much as your TV.

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Speaker 3: And all of that fun stuff, and like the big

379
00:19:04,920 --> 00:19:06,920
Speaker 3: light gives the same energy as a dome lid.

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00:19:07,320 --> 00:19:09,000
Speaker 1: Yeah, coffee, Like I think it.

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00:19:08,960 --> 00:19:11,280
Speaker 2: Gives people the ick. Yes, Okay.

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00:19:11,320 --> 00:19:12,800
Speaker 1: At first I was like, where are you saying dome

383
00:19:12,880 --> 00:19:14,400
Speaker 1: lids to the good vibe or the bad vibe?

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00:19:14,400 --> 00:19:17,080
Speaker 2: And I was like a ski, whoa what did you

385
00:19:17,119 --> 00:19:17,560
Speaker 2: do with Sam?

386
00:19:18,200 --> 00:19:21,359
Speaker 3: But also the average Australian shopping cart does suggest that

387
00:19:21,400 --> 00:19:24,399
Speaker 3: we're happy to spend a little bit more on the

388
00:19:24,440 --> 00:19:27,359
Speaker 3: things and purchases that matter to us, and for many

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00:19:27,720 --> 00:19:33,080
Speaker 3: that's clothes, accessories, luxury brands and makeup. My man, Hello,

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00:19:33,240 --> 00:19:36,520
Speaker 3: two of us are sitting right here. As we discussed

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Speaker 3: in last week's episode, recent data from the Australian Institute

392
00:19:40,080 --> 00:19:43,600
Speaker 3: tells us the average Australian woman is buying more than

393
00:19:43,720 --> 00:19:47,840
Speaker 3: fifty six clothing items a year, surpassing US shoppers to

394
00:19:47,880 --> 00:19:50,080
Speaker 3: become the biggest fashion consumers in the.

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Speaker 2: World, which is wild.

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Speaker 1: According to CBI is Luxually Retail Report, they showed that

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00:19:57,880 --> 00:20:01,160
Speaker 1: luxury retail trade in Australia reached a record of six

398
00:20:01,200 --> 00:20:04,919
Speaker 1: point two billion in twenty twenty three, with four hundred

399
00:20:04,920 --> 00:20:08,560
Speaker 1: and eighty three retailers, including both international and domestic brands,

400
00:20:08,600 --> 00:20:12,359
Speaker 1: operating nationally. The increase in luxury spending has been attributed

401
00:20:12,400 --> 00:20:16,119
Speaker 1: to the return of international tourism post COVID and a

402
00:20:16,160 --> 00:20:18,800
Speaker 1: growing number of millennial and Gen Z consumers with an

403
00:20:18,800 --> 00:20:20,639
Speaker 1: appetite for luxury brands.

404
00:20:20,920 --> 00:20:23,560
Speaker 2: Yeah, I think you can see that as well, Like even.

405
00:20:24,200 --> 00:20:29,600
Speaker 1: Just like seeing younger generations, how they have become quite

406
00:20:29,680 --> 00:20:33,159
Speaker 1: more focused on branding. Like if you remember like the

407
00:20:33,200 --> 00:20:39,080
Speaker 1: teens buying Drunk Elephant and you know, young like sixteen

408
00:20:39,160 --> 00:20:42,240
Speaker 1: year olds to seventeen year olds wanting like Coach and

409
00:20:42,280 --> 00:20:47,399
Speaker 1: Poppy Listman bags and stuff, Whereas I do think, you know,

410
00:20:47,920 --> 00:20:51,840
Speaker 1: more millennial generations didn't necessarily have that brand awareness because

411
00:20:51,840 --> 00:20:54,159
Speaker 1: maybe there wasn't as much social media to fuel that

412
00:20:54,720 --> 00:20:57,879
Speaker 1: at that point in time though, buying like the fakes

413
00:20:57,880 --> 00:21:03,040
Speaker 1: from BALI yeah, yeah, you know, I was trying to

414
00:21:03,080 --> 00:21:05,720
Speaker 1: think of like what the brands were when like we

415
00:21:05,720 --> 00:21:08,960
Speaker 1: were young, and I couldn't really think of like when

416
00:21:08,960 --> 00:21:11,720
Speaker 1: we were like sixteen, I think mine was like Mink Pink.

417
00:21:12,200 --> 00:21:13,960
Speaker 2: Yeah, you know, I'm not as a teen.

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00:21:14,119 --> 00:21:16,040
Speaker 3: I'd say maybe by the time I was in my

419
00:21:16,119 --> 00:21:19,840
Speaker 3: early twenties, Like there were people maybe at UNI who

420
00:21:19,880 --> 00:21:23,439
Speaker 3: would have like the Gucci belt, for example, but that

421
00:21:23,600 --> 00:21:26,000
Speaker 3: was kind of it, like, you know, they'd have an

422
00:21:26,080 --> 00:21:28,960
Speaker 3: accessory like that was probably an example of like a

423
00:21:29,000 --> 00:21:33,520
Speaker 3: trending luxury item. But aside from that, people definitely weren't sporting, yeah,

424
00:21:33,680 --> 00:21:35,960
Speaker 3: like designer handbags, at least not in the circles I

425
00:21:36,000 --> 00:21:36,280
Speaker 3: ran in.

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Speaker 1: Yeah, but I also think you there's a lot of

427
00:21:39,720 --> 00:21:42,840
Speaker 1: conversation online as well about how like the affordable brands

428
00:21:43,480 --> 00:21:49,199
Speaker 1: aren't so affordable anymore. Like if you look at you know,

429
00:21:49,400 --> 00:21:53,080
Speaker 1: Cookeye their pricing, which typically you'd be like, that's so expensive,

430
00:21:53,080 --> 00:21:57,560
Speaker 1: that's so expensive, isn't actually that far off? What like

431
00:21:57,600 --> 00:22:00,760
Speaker 1: the fast fashion brands are now? Yeah, if you look

432
00:22:00,840 --> 00:22:05,880
Speaker 1: at the pricing of Cottonon or Meshki or Princess Poly,

433
00:22:06,080 --> 00:22:08,359
Speaker 1: like it's starting to get up there that it's like

434
00:22:08,840 --> 00:22:13,040
Speaker 1: the low tier range is more of a mid tier now,

435
00:22:13,440 --> 00:22:16,399
Speaker 1: And it's that inflation of everything getting more and more expensive.

436
00:22:16,480 --> 00:22:21,520
Speaker 1: So when everything feels expensive, what's actually worth it? Yeah,

437
00:22:21,560 --> 00:22:24,359
Speaker 1: and that's what we're going to get into. Now. You

438
00:22:24,600 --> 00:22:27,119
Speaker 1: like that, you like that little like that kind of

439
00:22:27,160 --> 00:22:31,640
Speaker 1: a all right, so tell me we've got two picks each.

440
00:22:32,119 --> 00:22:35,439
Speaker 1: What is your number one expensive.

441
00:22:34,880 --> 00:22:36,080
Speaker 2: Shit that's worth it?

442
00:22:36,840 --> 00:22:39,359
Speaker 3: My number one is anything that goes between you and

443
00:22:39,440 --> 00:22:39,960
Speaker 3: the ground.

444
00:22:40,119 --> 00:22:42,959
Speaker 1: I love this. So there's that popular saying that is

445
00:22:43,000 --> 00:22:46,080
Speaker 1: you should never skimp on anything that separates from you

446
00:22:46,160 --> 00:22:46,800
Speaker 1: and the ground.

447
00:22:46,920 --> 00:22:51,520
Speaker 2: Right, what does it mean? Yeah, you're talking about aka

448
00:22:51,600 --> 00:22:52,240
Speaker 2: invest in.

449
00:22:52,280 --> 00:22:56,960
Speaker 3: High quality, durable goods that you'll use frequently that literally

450
00:22:57,080 --> 00:23:02,320
Speaker 3: support you if you think about it. Literally, that's like shoes, furniture, mattresses,

451
00:23:02,560 --> 00:23:04,560
Speaker 3: office chair, tires.

452
00:23:04,800 --> 00:23:09,000
Speaker 1: Couch, like the things that literally separate you.

453
00:23:09,800 --> 00:23:12,000
Speaker 2: So jinx, Yeah me coke?

454
00:23:13,240 --> 00:23:14,200
Speaker 1: What do I eat? You? Coke?

455
00:23:15,440 --> 00:23:18,959
Speaker 2: By each other? Chair? Yeah?

456
00:23:19,040 --> 00:23:22,080
Speaker 3: So I want to dive into just a couple of

457
00:23:22,080 --> 00:23:24,760
Speaker 3: them because there's so many examples that you could say.

458
00:23:24,960 --> 00:23:28,040
Speaker 1: But shoes, obviously, the quality of your shoes.

459
00:23:27,800 --> 00:23:31,679
Speaker 3: Is so important for your overall health, but especially like

460
00:23:31,720 --> 00:23:34,680
Speaker 3: your feet, your joints, and your spine. And this was

461
00:23:34,720 --> 00:23:37,480
Speaker 3: something I never cared about or thought about in my

462
00:23:37,520 --> 00:23:38,359
Speaker 3: early twenties.

463
00:23:38,560 --> 00:23:40,000
Speaker 2: It's the frontal lobe development.

464
00:23:40,560 --> 00:23:43,919
Speaker 1: Yeah, you're going, should I get the orthopedic shoes? Like?

465
00:23:44,640 --> 00:23:48,399
Speaker 2: Do I need to get the inner soul? Yeah? But

466
00:23:48,480 --> 00:23:50,040
Speaker 2: I guess it's also thinking about.

467
00:23:49,840 --> 00:23:52,320
Speaker 3: Like the purpose of your shoes, you know, like there

468
00:23:52,320 --> 00:23:55,200
Speaker 3: are different factors and things that you can you should

469
00:23:55,240 --> 00:23:57,600
Speaker 3: consider if you're thinking of like a shoe that you're

470
00:23:57,600 --> 00:23:58,960
Speaker 3: going to wear on a night out.

471
00:23:58,840 --> 00:24:02,680
Speaker 1: Versus your every day first boot, or a shoes or thong,

472
00:24:03,040 --> 00:24:06,720
Speaker 1: or the shoes and flip flaps, or they're like, why

473
00:24:06,760 --> 00:24:08,680
Speaker 1: do I need to invest in my lacy underwear?

474
00:24:09,840 --> 00:24:14,320
Speaker 3: You sure, actually, or like you're running shoes and the

475
00:24:14,320 --> 00:24:17,240
Speaker 3: shoes that you wear to the gym. For me, I

476
00:24:17,320 --> 00:24:23,119
Speaker 3: really do value investing in good quality leather boots. I agree,

477
00:24:23,840 --> 00:24:26,800
Speaker 3: because I did buy pleathor for a long time in

478
00:24:26,840 --> 00:24:31,320
Speaker 3: my early twenties because one like the ethics of it,

479
00:24:32,280 --> 00:24:35,159
Speaker 3: but also I was thinking, like I didn't have the

480
00:24:35,200 --> 00:24:37,840
Speaker 3: money to pay for the upfront cost at the time,

481
00:24:37,920 --> 00:24:40,040
Speaker 3: and I thought it was the more affordable option at

482
00:24:40,040 --> 00:24:42,800
Speaker 3: the time, right. But really, when you think about it,

483
00:24:42,840 --> 00:24:46,359
Speaker 3: like a pleathor pair of shoes will show wear and

484
00:24:46,400 --> 00:24:50,600
Speaker 3: tear sometimes within the first year of owning them, and

485
00:24:51,000 --> 00:24:54,560
Speaker 3: in my experience, they usually only lasted at about one

486
00:24:54,600 --> 00:24:56,640
Speaker 3: to two years until you know, even like the heel

487
00:24:56,680 --> 00:25:00,000
Speaker 3: started separating from from the shoe, or the pleathor started

488
00:25:00,119 --> 00:25:04,600
Speaker 3: to peel, whereas a pair of leather shoes, especially if

489
00:25:04,640 --> 00:25:07,200
Speaker 3: you do take care of them, can last like twenty

490
00:25:07,240 --> 00:25:10,560
Speaker 3: to fifty years, sometimes even longer. Like my mom has

491
00:25:10,600 --> 00:25:16,040
Speaker 3: Doc Martin boots that literally precede me, and she still.

492
00:25:15,840 --> 00:25:17,880
Speaker 1: Wears her firstborn Yeah.

493
00:25:18,119 --> 00:25:20,720
Speaker 3: Yeah, and it's also because she does take care of them,

494
00:25:20,720 --> 00:25:22,719
Speaker 3: you know, like she uses a leather conditioner and she

495
00:25:22,760 --> 00:25:26,159
Speaker 3: cleans them and she'd get them resold and stuff like that.

496
00:25:26,840 --> 00:25:29,880
Speaker 1: But by investing in a pair of shoes like that,

497
00:25:29,920 --> 00:25:34,159
Speaker 1: like they can actually last a lifetime. And then running

498
00:25:34,240 --> 00:25:38,440
Speaker 1: or exercise shoes, you do typically have to replace those, yeah,

499
00:25:38,840 --> 00:25:41,680
Speaker 1: more often, especially depending on like the type of exercise

500
00:25:41,720 --> 00:25:45,359
Speaker 1: that you're doing and how often you're using them. So

501
00:25:46,000 --> 00:25:47,600
Speaker 1: but it is still something that I do think you

502
00:25:47,640 --> 00:25:50,919
Speaker 1: should invest in, both like the time and money to

503
00:25:51,000 --> 00:25:54,560
Speaker 1: find the right shoe because it's so so individual in

504
00:25:54,680 --> 00:25:58,320
Speaker 1: terms of a running shoes or exercise shoes, because it's

505
00:25:58,320 --> 00:26:05,120
Speaker 1: such a high impact like task or experience that you

506
00:26:05,280 --> 00:26:09,280
Speaker 1: if you don't have the right support or right structure

507
00:26:10,119 --> 00:26:13,520
Speaker 1: like that can actually have you know, that can affect

508
00:26:13,520 --> 00:26:17,960
Speaker 1: your health exactly. And the best part is that you

509
00:26:18,000 --> 00:26:20,760
Speaker 1: can actually go to athletes foot and do the weird

510
00:26:20,800 --> 00:26:24,880
Speaker 1: fucking test thing yea, which is so fun. If anyone's

511
00:26:24,920 --> 00:26:29,040
Speaker 1: not from Australia. Wait, no, they have athletes footever, yeah

512
00:26:28,560 --> 00:26:31,200
Speaker 1: yeah when they do that, so or like full locker

513
00:26:31,600 --> 00:26:33,240
Speaker 1: when they do the walk is it foot look, No,

514
00:26:33,280 --> 00:26:35,080
Speaker 1: it's athletes for that does it? And you do the

515
00:26:35,119 --> 00:26:37,480
Speaker 1: walk test and you like walk on that little weird

516
00:26:37,480 --> 00:26:39,960
Speaker 1: pad and they like track it and then when they

517
00:26:40,000 --> 00:26:42,200
Speaker 1: put your foot in that little metal thing, why does

518
00:26:42,240 --> 00:26:42,719
Speaker 1: that feel? So?

519
00:26:43,080 --> 00:26:45,240
Speaker 2: Feels good?

520
00:26:45,480 --> 00:26:46,920
Speaker 1: So you get to go in and do that really

521
00:26:46,920 --> 00:26:49,479
Speaker 1: fun test, yeah, and find something that works for you

522
00:26:49,480 --> 00:26:52,560
Speaker 1: because everyone has different feet, Yeah exactly.

523
00:26:52,680 --> 00:26:54,880
Speaker 3: And I think like the cost per ware as well,

524
00:26:54,920 --> 00:26:56,800
Speaker 3: like that sort of stuff that you would be factoring

525
00:26:56,840 --> 00:26:59,720
Speaker 3: in does need to be different depending on the type

526
00:26:59,720 --> 00:27:01,800
Speaker 3: of sh because, like you said, when you're doing high

527
00:27:01,840 --> 00:27:06,040
Speaker 3: impact activity that genuinely could injure you, it is important

528
00:27:06,080 --> 00:27:07,760
Speaker 3: even if the shoes are only going to last you

529
00:27:07,920 --> 00:27:10,240
Speaker 3: a year or two versus a good pair of boots

530
00:27:10,240 --> 00:27:13,879
Speaker 3: which could last you ten plus years. Furniture is another

531
00:27:13,920 --> 00:27:16,760
Speaker 3: thing that I definitely would say is worth investing in.

532
00:27:17,200 --> 00:27:21,560
Speaker 3: For example, solid hardwood furniture is obviously typically more expensive,

533
00:27:21,560 --> 00:27:24,000
Speaker 3: but it also can last ten to fifty plus years,

534
00:27:24,040 --> 00:27:28,040
Speaker 3: whereas veneer wood furniture only lasts like five to ten

535
00:27:28,920 --> 00:27:31,640
Speaker 3: and yes it is expensive, but you can also shop

536
00:27:31,680 --> 00:27:34,920
Speaker 3: hardwood furniture for pretty affordably secondhand.

537
00:27:35,080 --> 00:27:35,560
Speaker 1: Yeah.

538
00:27:35,600 --> 00:27:38,760
Speaker 3: And then of course mattresses, pillows, embedding. I mean, this

539
00:27:38,880 --> 00:27:41,800
Speaker 3: is our Roman empire till I will die on.

540
00:27:42,040 --> 00:27:42,359
Speaker 1: Yeah.

541
00:27:42,760 --> 00:27:46,120
Speaker 3: But research shows that pillow height and firmness actually two

542
00:27:46,160 --> 00:27:49,639
Speaker 3: of the strongest predictors of sleep quality and the development

543
00:27:49,840 --> 00:27:52,360
Speaker 3: or avoidness of sleep problems.

544
00:27:52,960 --> 00:27:53,160
Speaker 1: Ow.

545
00:27:53,520 --> 00:27:56,440
Speaker 2: Yeah, and over a lifetime, you spend about.

546
00:27:56,200 --> 00:27:59,239
Speaker 3: One third of your life or twenty six years on

547
00:27:59,280 --> 00:28:03,359
Speaker 3: your mattress, So we probably spent we probably spill off.

548
00:28:03,520 --> 00:28:08,639
Speaker 3: Yeah that's too cozy, sleepy girlies. Yeah, so it's important.

549
00:28:08,200 --> 00:28:09,040
Speaker 2: One hundred percent.

550
00:28:09,200 --> 00:28:14,840
Speaker 1: I think investing in good quality bedding and a bed

551
00:28:15,359 --> 00:28:19,400
Speaker 1: is the best investment you could ever make in your

552
00:28:19,520 --> 00:28:24,719
Speaker 1: entire life. Like, I just love crawling into bed and

553
00:28:24,760 --> 00:28:27,520
Speaker 1: being like done, like that scene in the Simpsons where

554
00:28:27,520 --> 00:28:29,280
Speaker 1: it's like I'm just a tosty, warm cinnamon.

555
00:28:29,320 --> 00:28:31,119
Speaker 2: But the best feeling. If you don't get that feeling

556
00:28:31,119 --> 00:28:32,359
Speaker 2: in your bed, your bed is not betting.

557
00:28:32,640 --> 00:28:37,040
Speaker 1: Yeah, your bed needs to bed. Some like amazing brands

558
00:28:37,040 --> 00:28:39,880
Speaker 1: that I really love for that is Pillow Talk has

559
00:28:39,880 --> 00:28:42,760
Speaker 1: a sale, bed bath and table has a sale. You

560
00:28:42,800 --> 00:28:48,600
Speaker 1: should never ever ever pay full price on bedding. It's expensive,

561
00:28:48,840 --> 00:28:51,000
Speaker 1: but you should never pay for price because it's one

562
00:28:51,120 --> 00:28:54,240
Speaker 1: of the categories that I would say goes on sale

563
00:28:54,800 --> 00:28:57,680
Speaker 1: the most. Yeah, every sale event, every sale.

564
00:28:57,480 --> 00:28:58,360
Speaker 2: Event, you can get it.

565
00:28:58,360 --> 00:29:01,200
Speaker 1: There are so many offers, and if you are the

566
00:29:01,280 --> 00:29:03,800
Speaker 1: sow that loves going like in store, go and test

567
00:29:03,840 --> 00:29:06,440
Speaker 1: the mattresses a lot of them. Have you know, one

568
00:29:06,520 --> 00:29:09,920
Speaker 1: hundred and twenty nights sleep guarantees and all of those

569
00:29:10,000 --> 00:29:12,840
Speaker 1: warranties that it's like you're not locked into something. So

570
00:29:13,480 --> 00:29:15,920
Speaker 1: I one thousand percent bouch for that. I also love

571
00:29:16,000 --> 00:29:18,920
Speaker 1: a mattress topper. Oh same, ten out of ten.

572
00:29:19,040 --> 00:29:21,400
Speaker 3: Yeah, that's another way to like extend the lifetime of

573
00:29:21,440 --> 00:29:22,600
Speaker 3: your mattresses as well.

574
00:29:22,760 --> 00:29:26,920
Speaker 2: Yeah, all right. My first pick is experiences.

575
00:29:27,200 --> 00:29:29,920
Speaker 1: Yeah, so we actually pulled the chicks for this and

576
00:29:30,000 --> 00:29:34,760
Speaker 1: we said would you rather spend money on luxury experiences

577
00:29:35,280 --> 00:29:40,680
Speaker 1: or luxury items? And overwhelmingly over eighty percent of the

578
00:29:40,760 --> 00:29:44,760
Speaker 1: chicks said they would rather spend it on experiences. And

579
00:29:44,840 --> 00:29:47,960
Speaker 1: I was pleasantly surprised by this, and I also am

580
00:29:48,000 --> 00:29:54,040
Speaker 1: not necessarily shocked either. Yeah, because the luxury experiences. Luxury

581
00:29:54,080 --> 00:29:59,840
Speaker 1: items promise like a feeling, whereas luxury experiences.

582
00:29:59,040 --> 00:30:02,120
Speaker 2: Create them and they create the memories.

583
00:30:02,440 --> 00:30:05,080
Speaker 1: And it comes down to what I've coined the core

584
00:30:05,160 --> 00:30:09,280
Speaker 1: memory theory, and it's the most valuable purchases are the

585
00:30:09,280 --> 00:30:12,040
Speaker 1: ones that turn into the stories you tell for the

586
00:30:12,040 --> 00:30:16,800
Speaker 1: next decade. So there have been multiple studies in consumer

587
00:30:16,880 --> 00:30:22,760
Speaker 1: psychology where people consistently report greater happiness from experiential purchases

588
00:30:22,840 --> 00:30:27,520
Speaker 1: like travel, dinners, concerts, or events, then material possessions such

589
00:30:27,520 --> 00:30:29,680
Speaker 1: as clothing, jewelry, or gadgets.

590
00:30:30,160 --> 00:30:32,840
Speaker 2: And the reason why is where it gets really really interesting,

591
00:30:33,160 --> 00:30:34,040
Speaker 2: and it's because.

592
00:30:33,800 --> 00:30:39,280
Speaker 1: Your brain gets bored, yeah mood. Right, So there's a

593
00:30:39,320 --> 00:30:43,360
Speaker 1: psychological phenomenon called hedenic adaptation.

594
00:30:44,400 --> 00:30:47,040
Speaker 2: Yeah again, into it, I love it, Yeah, unlocked in.

595
00:30:47,720 --> 00:30:52,400
Speaker 1: So it's the brain's tendency to quickly normalize whatever you acquire.

596
00:30:52,800 --> 00:30:56,480
Speaker 1: The designer bag that felt thrilling in store eventually becomes

597
00:30:56,880 --> 00:30:59,680
Speaker 1: just your bag, right.

598
00:30:59,320 --> 00:31:00,560
Speaker 2: And isn't this kidding this?

599
00:31:01,080 --> 00:31:03,080
Speaker 1: There was a couple things in my mind that when

600
00:31:03,120 --> 00:31:06,120
Speaker 1: I heard this, I was like, shit, I can probably think.

601
00:31:05,960 --> 00:31:09,320
Speaker 2: Of a couple purchases where that checks it.

602
00:31:09,520 --> 00:31:14,520
Speaker 1: Yeah, And experiences don't actually suffer from this in the

603
00:31:14,560 --> 00:31:18,720
Speaker 1: same way. Research shows people adapt much more slowly to

604
00:31:18,880 --> 00:31:24,760
Speaker 1: experiential purchases, meaning the emotional payoff lasts longer. Would you

605
00:31:24,800 --> 00:31:28,200
Speaker 1: agree Yeah, Oh my god, would you agree yours?

606
00:31:28,280 --> 00:31:32,400
Speaker 3: Yet there's very few purchases that I feel like still

607
00:31:32,440 --> 00:31:36,120
Speaker 3: give me that same feeling as when I first wought it, yeah,

608
00:31:36,200 --> 00:31:36,920
Speaker 3: whereas I can.

609
00:31:37,240 --> 00:31:39,680
Speaker 2: I think almost every experience that I've spent money on,

610
00:31:39,840 --> 00:31:42,280
Speaker 2: I'm like, oh god, that was good. Yeah.

611
00:31:42,360 --> 00:31:48,280
Speaker 1: So experiences create memory capital, and psychologists sometimes call the

612
00:31:48,360 --> 00:31:53,000
Speaker 1: value of experiences memory capital, aka emotional assets you can

613
00:31:53,040 --> 00:31:57,640
Speaker 1: revisit long after the event ends. A handbag exists in

614
00:31:57,680 --> 00:32:02,000
Speaker 1: the presence. But experience purchases exist in three parts. So

615
00:32:02,120 --> 00:32:07,600
Speaker 1: number one anticipation oh yeah, planning the trip, planning, buying

616
00:32:07,640 --> 00:32:11,000
Speaker 1: the tickets, being in the ticket Master que and being like.

617
00:32:11,040 --> 00:32:12,640
Speaker 2: Oh my god, what did we see Harry?

618
00:32:12,720 --> 00:32:16,200
Speaker 1: And adrenaline like yeah, booking the dinner, And the anticipation

619
00:32:16,320 --> 00:32:19,200
Speaker 1: of oh, I'm going to this concert on Saturday. I'm

620
00:32:19,200 --> 00:32:21,480
Speaker 1: so excited looking at the menu beforehand, what am I

621
00:32:21,480 --> 00:32:23,520
Speaker 1: gonna have? It was all like, oh my god, for

622
00:32:23,840 --> 00:32:25,920
Speaker 1: like having a countdown time, but for your holiday, like,

623
00:32:25,960 --> 00:32:27,160
Speaker 1: oh my god, it's so fun.

624
00:32:27,200 --> 00:32:30,760
Speaker 2: We're going to go ziplining. Yeah, which for the zipline.

625
00:32:30,800 --> 00:32:32,960
Speaker 2: Did that? God, that was fun.

626
00:32:33,120 --> 00:32:36,520
Speaker 1: Yeah, Like that's so not like on brand for us,

627
00:32:36,720 --> 00:32:38,840
Speaker 1: because we wanted to do the horse riding and we couldn't.

628
00:32:38,920 --> 00:32:41,720
Speaker 2: Oh yeah, that's why we went and did the zipline.

629
00:32:41,800 --> 00:32:43,680
Speaker 2: It was really fun. It was really fun.

630
00:32:43,720 --> 00:32:46,080
Speaker 1: And then at one point the guy was asking everyone

631
00:32:46,080 --> 00:32:48,600
Speaker 1: because there was like a double zipline, and then he

632
00:32:48,680 --> 00:32:50,920
Speaker 1: asked everyone to think of a team name. And I

633
00:32:50,960 --> 00:32:53,400
Speaker 1: was panicking because I really wanted to be funny.

634
00:32:53,560 --> 00:32:54,600
Speaker 2: And like one.

635
00:32:54,800 --> 00:32:58,760
Speaker 1: One little boy who was going down he was like ten.

636
00:32:58,960 --> 00:33:01,040
Speaker 2: Maybe it was eleven. I'm not good with children ages.

637
00:33:01,160 --> 00:33:02,320
Speaker 2: He was like sixteen.

638
00:33:02,760 --> 00:33:05,800
Speaker 1: He was younger than that, because if he was older

639
00:33:05,800 --> 00:33:07,360
Speaker 1: than like twelve, I would have been like teen.

640
00:33:08,000 --> 00:33:09,800
Speaker 2: Yeah, whereas he was younger, he was cute.

641
00:33:09,920 --> 00:33:12,680
Speaker 1: And then he went he stepped up to the thing.

642
00:33:12,720 --> 00:33:14,400
Speaker 1: They said, okay, what do you want your team name

643
00:33:14,480 --> 00:33:14,640
Speaker 1: to me?

644
00:33:14,720 --> 00:33:21,960
Speaker 2: He goes big cheese. He went cheese with so much chess.

645
00:33:21,960 --> 00:33:24,280
Speaker 1: It was so much chess, and we were all just

646
00:33:24,400 --> 00:33:27,600
Speaker 1: pissing ourselves and we were just like, let the boy

647
00:33:27,640 --> 00:33:29,840
Speaker 1: have his big cheek, and you're like, I can't be

648
00:33:29,840 --> 00:33:32,160
Speaker 1: beat out by this ten year old and we were last,

649
00:33:32,280 --> 00:33:35,360
Speaker 1: and everyone's things were announce and then banking, he guess

650
00:33:35,360 --> 00:33:36,040
Speaker 1: what is your name?

651
00:33:36,080 --> 00:33:41,640
Speaker 2: And we were two girls one zip he literally and

652
00:33:42,960 --> 00:33:43,680
Speaker 2: if he.

653
00:33:43,840 --> 00:33:45,680
Speaker 1: Had taken a swig of a drink, it would have

654
00:33:45,720 --> 00:33:48,719
Speaker 1: been spat. Yeah, he was like no, and we were

655
00:33:48,760 --> 00:33:51,160
Speaker 1: like two girls want zip, we say, and he had

656
00:33:51,200 --> 00:33:53,520
Speaker 1: to say it over like the radio to the people

657
00:33:53,560 --> 00:33:54,840
Speaker 1: down the end of the zip line.

658
00:33:55,760 --> 00:33:57,680
Speaker 2: But even this, even this us now.

659
00:33:57,880 --> 00:34:00,200
Speaker 1: Yeah, and you know what, I can't even tell you

660
00:34:00,200 --> 00:34:02,720
Speaker 1: how much it cost. Maybe either I can't even give

661
00:34:02,760 --> 00:34:05,640
Speaker 1: you a ball park shit that cost to do that

662
00:34:05,720 --> 00:34:09,239
Speaker 1: zipline thing. Yeah, but like we talk about it and

663
00:34:09,239 --> 00:34:10,040
Speaker 1: have that memory.

664
00:34:10,640 --> 00:34:13,080
Speaker 2: Coulo Ranch, Ranch.

665
00:34:13,520 --> 00:34:15,759
Speaker 1: Jurassic Park, get your heart out anyway. So that's the

666
00:34:15,760 --> 00:34:19,759
Speaker 1: first one. Number two is the moment itself, and then

667
00:34:19,880 --> 00:34:22,479
Speaker 1: like the experiencing it, having that moment. And number three

668
00:34:22,640 --> 00:34:25,160
Speaker 1: exactly what we just did is the moment after it.

669
00:34:24,719 --> 00:34:28,319
Speaker 1: It's like the gift that keeps on giving, right, And

670
00:34:28,360 --> 00:34:32,680
Speaker 1: so the thing about the core memory theory is that

671
00:34:32,880 --> 00:34:36,240
Speaker 1: not only do these experiences kind of continue to deliver

672
00:34:36,719 --> 00:34:38,560
Speaker 1: to your happiness, but they also deliver.

673
00:34:38,360 --> 00:34:39,319
Speaker 2: To your identity.

674
00:34:39,560 --> 00:34:42,400
Speaker 1: Yeah, so there's a lot of kind of conversation around

675
00:34:42,400 --> 00:34:45,440
Speaker 1: you know, personal style and taste and all of that stuff.

676
00:34:45,760 --> 00:34:49,440
Speaker 1: And another reason why experiences outperform possessions is that they

677
00:34:49,520 --> 00:34:50,840
Speaker 1: integrate into how.

678
00:34:50,760 --> 00:34:51,719
Speaker 2: We see ourselves.

679
00:34:52,000 --> 00:34:55,879
Speaker 1: You don't become the handbag you bought, but you do

680
00:34:56,000 --> 00:35:01,240
Speaker 1: become an identity based on whether you went backpacking through Asia,

681
00:35:01,400 --> 00:35:03,640
Speaker 1: or you know, the concerts that you go to in

682
00:35:03,680 --> 00:35:06,480
Speaker 1: the community you get from that, or the dinners that

683
00:35:06,520 --> 00:35:10,320
Speaker 1: you have with your girls every Taco Tuesday. Like, those

684
00:35:10,480 --> 00:35:15,160
Speaker 1: experiences form identity and weave themselves into a personal narrative

685
00:35:15,239 --> 00:35:15,919
Speaker 1: in a way that.

686
00:35:15,960 --> 00:35:18,040
Speaker 2: Objects really can do.

687
00:35:18,520 --> 00:35:21,319
Speaker 1: And I think we sometimes rely a little bit, or

688
00:35:21,320 --> 00:35:24,560
Speaker 1: at least I have in the past on objects to

689
00:35:24,760 --> 00:35:27,920
Speaker 1: develop a sense of identity. And when aesthetics and trends

690
00:35:28,160 --> 00:35:31,000
Speaker 1: are constantly changing and we're basing ourselves on the new

691
00:35:31,040 --> 00:35:34,399
Speaker 1: it girl every six months, where do you pull your

692
00:35:34,440 --> 00:35:38,439
Speaker 1: identity from that? You know? Yeah, And so that's why

693
00:35:38,680 --> 00:35:42,200
Speaker 1: having experiences like traveling, or like going to concerts or

694
00:35:42,239 --> 00:35:45,480
Speaker 1: just going out for dinner, or like reading your favorite book.

695
00:35:45,320 --> 00:35:48,720
Speaker 2: Yeah, or going to galleries or whatever. Yeah.

696
00:35:48,760 --> 00:35:51,719
Speaker 1: Yeah, Like I feel like so much of my identity

697
00:35:51,760 --> 00:35:55,320
Speaker 1: comes from even just the experience of loving reading fantasy.

698
00:35:55,800 --> 00:35:58,680
Speaker 1: So like when I then shop, I love looking at

699
00:35:58,680 --> 00:36:01,400
Speaker 1: like Corsetts or really shirts or something because I'm like,

700
00:36:01,440 --> 00:36:04,080
Speaker 1: look at me. If they warriors six foot seven would

701
00:36:04,120 --> 00:36:04,920
Speaker 1: definitely steal me.

702
00:36:06,200 --> 00:36:09,680
Speaker 2: Please, I'm asking for me a friend. That one is

703
00:36:09,719 --> 00:36:11,280
Speaker 2: a direct request.

704
00:36:12,280 --> 00:36:15,560
Speaker 1: Rob's like, well, fuck my drag about it.

705
00:36:16,200 --> 00:36:17,840
Speaker 2: And then last one not least, it's kind of what

706
00:36:17,880 --> 00:36:18,480
Speaker 2: I was just saying.

707
00:36:18,480 --> 00:36:22,920
Speaker 1: But the social factor, So experiences often involve other people,

708
00:36:23,719 --> 00:36:30,279
Speaker 1: whereas luxury items don't. Yeah, you know so psychologically, like

709
00:36:30,400 --> 00:36:33,880
Speaker 1: spending time and social connection is proven to make you

710
00:36:33,920 --> 00:36:37,960
Speaker 1: the happiest. So I think when you ask that question, right,

711
00:36:38,040 --> 00:36:41,360
Speaker 1: can money buy happiness? I think it depends how you

712
00:36:41,400 --> 00:36:46,160
Speaker 1: spend it. That's true because I think it can, but

713
00:36:46,320 --> 00:36:52,360
Speaker 1: it's not when it comes from an object, an object experiences.

714
00:36:52,600 --> 00:36:54,880
Speaker 1: I think money can buy happiness when you're spending it

715
00:36:55,239 --> 00:36:58,880
Speaker 1: on the right things, and that's experiences and connection and

716
00:36:59,040 --> 00:37:00,720
Speaker 1: helping others and.

717
00:37:00,600 --> 00:37:01,120
Speaker 2: All of that.

718
00:37:01,239 --> 00:37:05,600
Speaker 1: And psychologically, the most valuable luxury is something else entirely,

719
00:37:06,080 --> 00:37:09,680
Speaker 1: but it's time, novelty, connection, and memory. Whereas objects just

720
00:37:09,719 --> 00:37:12,680
Speaker 1: live in your wardrobe, experiences live in your life.

721
00:37:13,560 --> 00:37:14,520
Speaker 2: Core memory building.

722
00:37:14,680 --> 00:37:18,960
Speaker 1: Yes, the core memory theory I love it trademark, it's

723
00:37:19,000 --> 00:37:19,440
Speaker 1: not really.

724
00:37:21,760 --> 00:37:24,920
Speaker 2: Someone probably already has it. There's like a full psychological

725
00:37:25,000 --> 00:37:25,480
Speaker 2: study on it.

726
00:37:25,480 --> 00:37:27,480
Speaker 1: And I'm over here like a little girl podcasting, like

727
00:37:27,680 --> 00:37:29,040
Speaker 1: now here is my very.

728
00:37:28,920 --> 00:37:33,200
Speaker 2: Very real research theory. Oh, I mean I like it

729
00:37:33,239 --> 00:37:33,719
Speaker 2: either way.

730
00:37:33,920 --> 00:37:38,560
Speaker 1: Yeah, okay, okay, okay, okay, sit down, next man, and

731
00:37:38,600 --> 00:37:43,200
Speaker 1: now let's go into the next plane. Oh, my next

732
00:37:43,239 --> 00:37:46,440
Speaker 1: pick is solid gold or silver jewelry.

733
00:37:46,560 --> 00:37:51,360
Speaker 2: Oh, this is actually something.

734
00:37:51,400 --> 00:37:54,400
Speaker 3: When this trend was coming up on my FYP, I

735
00:37:54,440 --> 00:37:56,720
Speaker 3: did see a lot of other people saying and.

736
00:37:56,680 --> 00:37:58,480
Speaker 2: I was like, I do have to agree.

737
00:37:58,920 --> 00:38:02,000
Speaker 3: Obviously, most of us can't afford to have every single

738
00:38:02,000 --> 00:38:06,320
Speaker 3: piece of our jewelry collection made up entirely of solid

739
00:38:06,320 --> 00:38:08,320
Speaker 3: gold pieces, especially when.

740
00:38:08,239 --> 00:38:12,000
Speaker 1: Like accessories are such like a chopped and change thing,

741
00:38:12,160 --> 00:38:14,520
Speaker 1: like totally. You know, I wear I like to wear

742
00:38:14,560 --> 00:38:16,600
Speaker 1: different earrings and I like to wear different rings, and

743
00:38:16,880 --> 00:38:20,000
Speaker 1: like it's something that is interchangeable. I think in style today,

744
00:38:20,040 --> 00:38:22,319
Speaker 1: everyone's different. Some people might just have their core. They

745
00:38:22,360 --> 00:38:24,520
Speaker 1: put it on, they don't take it off. Yeah, but

746
00:38:24,600 --> 00:38:28,719
Speaker 1: when we do kind of interchange jewelry as much as

747
00:38:28,760 --> 00:38:32,160
Speaker 1: we do, it's maybe not something that you're going to

748
00:38:32,200 --> 00:38:35,319
Speaker 1: be spending the entire collection on that, depending on would

749
00:38:35,400 --> 00:38:39,080
Speaker 1: love to yeah, totally, Well, I am the exact same.

750
00:38:39,280 --> 00:38:41,560
Speaker 1: Like a lot, I would say the majority of my

751
00:38:41,600 --> 00:38:45,240
Speaker 1: favorite pieces in my collection aren't made of solid gold,

752
00:38:45,440 --> 00:38:47,440
Speaker 1: because I do like to wear a lot of jewelry.

753
00:38:47,520 --> 00:38:50,200
Speaker 3: A lot of pieces are probably sit in that more

754
00:38:50,480 --> 00:38:53,239
Speaker 3: like costume jewelry category, pieces that are a little bit

755
00:38:53,239 --> 00:38:57,200
Speaker 3: more like whimsical and funky that you probably can't find

756
00:38:57,200 --> 00:38:58,040
Speaker 3: in solid gold.

757
00:38:58,000 --> 00:39:00,120
Speaker 1: Or if you did, they literally a really whimsical and

758
00:39:00,160 --> 00:39:04,520
Speaker 1: funky yeah, pretty much, or would be like fuck off

759
00:39:04,560 --> 00:39:05,919
Speaker 1: expensive to buy.

760
00:39:06,120 --> 00:39:06,359
Speaker 2: Right.

761
00:39:07,000 --> 00:39:10,240
Speaker 1: However, I do think that it is also worth investing

762
00:39:10,280 --> 00:39:14,680
Speaker 1: in a few solid gold or silver pieces that you

763
00:39:14,800 --> 00:39:19,279
Speaker 1: will actually keep for your whole life. So rather than

764
00:39:19,360 --> 00:39:22,560
Speaker 1: maybe like a statement piece or a piece of costume jewelry,

765
00:39:22,640 --> 00:39:25,640
Speaker 1: they're like the classics that truly will never go out

766
00:39:25,640 --> 00:39:27,879
Speaker 1: of style and that you will wear every single day.

767
00:39:27,960 --> 00:39:30,800
Speaker 1: So like a simple gold chain or a pair of

768
00:39:30,880 --> 00:39:32,760
Speaker 1: gold hoops, or like that one ring.

769
00:39:32,719 --> 00:39:34,319
Speaker 2: That you literally never take off.

770
00:39:34,480 --> 00:39:36,880
Speaker 1: Yeah, you know, which I think.

771
00:39:38,360 --> 00:39:40,680
Speaker 3: Is like a good base to start, right because I

772
00:39:41,600 --> 00:39:43,960
Speaker 3: think back to like our mums, like they have pieces

773
00:39:43,960 --> 00:39:48,680
Speaker 3: of jewelry again that they have since they Yeah, and

774
00:39:48,719 --> 00:39:51,120
Speaker 3: also that is such a nice thing to do as well,

775
00:39:51,160 --> 00:39:55,200
Speaker 3: like pass on idea of it. Yeah yeah, Whereas like

776
00:39:55,840 --> 00:39:59,239
Speaker 3: will I be passing on that random statement necklace that

777
00:39:59,320 --> 00:40:00,880
Speaker 3: says like sexy.

778
00:40:00,920 --> 00:40:04,440
Speaker 2: Like to my niece, I see that. I feel like

779
00:40:04,480 --> 00:40:07,640
Speaker 2: you bought it for fast one off.

780
00:40:08,560 --> 00:40:10,520
Speaker 1: Yeah, do you remember this, I actually buy you a

781
00:40:10,520 --> 00:40:11,480
Speaker 1: necklace that said sexy.

782
00:40:11,680 --> 00:40:15,319
Speaker 2: Yeah. And it was like in like the cursive, like.

783
00:40:16,000 --> 00:40:18,800
Speaker 1: Yeah, I'm so sorry.

784
00:40:18,800 --> 00:40:22,880
Speaker 2: Oh I loved it. I loved it. You still own that.

785
00:40:23,320 --> 00:40:26,080
Speaker 2: I don't think it's lasted the test of time. It

786
00:40:26,200 --> 00:40:27,920
Speaker 2: got a sniff of oxygen and it.

787
00:40:27,960 --> 00:40:30,520
Speaker 1: Was like, yeah, you were in the shower and it

788
00:40:30,560 --> 00:40:32,000
Speaker 1: was like I'm melting.

789
00:40:32,640 --> 00:40:33,600
Speaker 2: Yeah exactly.

790
00:40:33,960 --> 00:40:36,040
Speaker 3: I did want to run through the differences between like

791
00:40:36,160 --> 00:40:39,080
Speaker 3: gold plated goldver mat gold field, and solid gold.

792
00:40:39,200 --> 00:40:42,080
Speaker 1: Yeah, because when you're buying jewelry, I think it's a

793
00:40:42,120 --> 00:40:45,040
Speaker 1: lot more expensive for things that we don't actually realize.

794
00:40:44,640 --> 00:40:47,560
Speaker 2: How little of the gold material is in there.

795
00:40:47,760 --> 00:40:52,600
Speaker 3: Yeah, exactly, So we'll run through gold plated This is

796
00:40:52,640 --> 00:40:56,120
Speaker 3: a very thin gold coating over a base metal, typically

797
00:40:56,239 --> 00:40:58,480
Speaker 3: far less than one percent of the total.

798
00:40:58,120 --> 00:40:59,040
Speaker 2: Weight of the piece.

799
00:40:59,200 --> 00:41:01,759
Speaker 1: This isn't that crazy, Yeah, because I feel like everything

800
00:41:01,840 --> 00:41:04,839
Speaker 1: is gold plated, Yeah, totally. Yeah, and that's the thing,

801
00:41:04,920 --> 00:41:08,440
Speaker 1: like that's pretty normal, but it's it's really expensive, but

802
00:41:08,600 --> 00:41:12,479
Speaker 1: you do get some things like from when you look

803
00:41:12,520 --> 00:41:14,319
Speaker 1: and it's like two hundred and fifty dollars for a

804
00:41:14,320 --> 00:41:16,680
Speaker 1: pair of earrings. Yeah, and it's just gold plated, and

805
00:41:16,680 --> 00:41:21,040
Speaker 1: then realizing that it's less than one percent exactly, so

806
00:41:21,120 --> 00:41:22,440
Speaker 1: like are you just paying for the brand?

807
00:41:22,640 --> 00:41:28,399
Speaker 3: Yeahance goldver may thicker gold plating over sterling silver, more

808
00:41:28,480 --> 00:41:30,960
Speaker 3: than standard plating, but still less than one percent of

809
00:41:31,000 --> 00:41:31,839
Speaker 3: the total.

810
00:41:31,480 --> 00:41:32,440
Speaker 2: Weight of the piece.

811
00:41:33,239 --> 00:41:36,880
Speaker 1: Gold filled, this is a much thicker bonded layer of gold,

812
00:41:37,040 --> 00:41:39,919
Speaker 1: making up around five percent of the item's total weight,

813
00:41:40,400 --> 00:41:43,400
Speaker 1: and then solid gold so the gold runs all the

814
00:41:43,400 --> 00:41:46,279
Speaker 1: way through the piece about forty one to ninety nine

815
00:41:46,320 --> 00:41:49,240
Speaker 1: point nine percent of the weight, depending on the carrot.

816
00:41:50,120 --> 00:41:51,680
Speaker 2: Expert Market Research has.

817
00:41:51,560 --> 00:41:55,400
Speaker 1: Reported in an article Australia Jewelry Market Size, Share and

818
00:41:55,520 --> 00:41:59,360
Speaker 1: Trends that for every one solid gold necklace sold in Australia,

819
00:41:59,760 --> 00:42:03,400
Speaker 1: rough ten to fifteen plated or silver necklaces are sold.

820
00:42:04,040 --> 00:42:06,880
Speaker 1: Solid gold accounts for fifty five to sixty percent of

821
00:42:06,920 --> 00:42:11,760
Speaker 1: Australia's total market value, whilst gold plated and filled accounts

822
00:42:11,760 --> 00:42:15,480
Speaker 1: for fifty percent of the market value. So if you're

823
00:42:15,520 --> 00:42:18,960
Speaker 1: going to spend, if you want to invest more, but

824
00:42:19,040 --> 00:42:21,880
Speaker 1: maybe you can't afford solid gold. Maybe it's about looking

825
00:42:21,920 --> 00:42:24,560
Speaker 1: more for the gold for may or the gold filled

826
00:42:25,200 --> 00:42:26,520
Speaker 1: rather than the gold plated.

827
00:42:26,800 --> 00:42:29,479
Speaker 2: Yeah. Yeah, generally speaking, I think it also does.

828
00:42:29,640 --> 00:42:32,600
Speaker 3: It really does come down to like budget, if you

829
00:42:32,719 --> 00:42:34,600
Speaker 3: like the piece, like exactly the.

830
00:42:34,520 --> 00:42:38,040
Speaker 2: Brand that supported jewelry, Oh that I absolutely love.

831
00:42:38,280 --> 00:42:41,160
Speaker 1: Like and we're you know, day to day, but I

832
00:42:41,239 --> 00:42:43,800
Speaker 1: know that purchasing that and if I'm not going to

833
00:42:43,840 --> 00:42:45,520
Speaker 1: take care of it, if I'm going to wear it

834
00:42:45,560 --> 00:42:48,520
Speaker 1: in the shower or swimming, that that's kind of the

835
00:42:48,640 --> 00:42:49,439
Speaker 1: risk that you run.

836
00:42:49,480 --> 00:42:51,200
Speaker 2: And it won't last as long as some of those

837
00:42:51,239 --> 00:42:51,840
Speaker 2: other pieces.

838
00:42:51,880 --> 00:42:54,160
Speaker 3: So it's also knowing like yes, I'll buy this gold

839
00:42:54,160 --> 00:42:56,200
Speaker 3: plated thing, but I'll take it off before I go

840
00:42:56,239 --> 00:42:57,040
Speaker 3: to the beach.

841
00:42:56,880 --> 00:42:57,080
Speaker 1: You know.

842
00:42:57,719 --> 00:42:59,680
Speaker 3: And then I also wanted to share how to tell

843
00:42:59,760 --> 00:43:03,080
Speaker 3: if it is real gold or silver because that can

844
00:43:03,120 --> 00:43:03,800
Speaker 3: be hard.

845
00:43:03,800 --> 00:43:06,160
Speaker 1: There are a bunch of different things that you can

846
00:43:06,480 --> 00:43:08,440
Speaker 1: do a lot of these Like a good way to

847
00:43:08,480 --> 00:43:11,440
Speaker 1: shop it would be shopping at secondhand, yeah, exactly.

848
00:43:11,680 --> 00:43:13,880
Speaker 3: So they may may not have all the details that

849
00:43:13,920 --> 00:43:16,400
Speaker 3: you would get if you were shopping direction from the retailer.

850
00:43:16,520 --> 00:43:17,560
Speaker 2: Maybe they're doing sneaky.

851
00:43:17,640 --> 00:43:20,440
Speaker 1: Yeah, maybe they're doing the sneaky sneaky. I'll put the

852
00:43:20,640 --> 00:43:22,680
Speaker 1: links in the show notes because there are so many

853
00:43:22,719 --> 00:43:25,400
Speaker 1: different tips, but two that I thought were like a

854
00:43:25,400 --> 00:43:27,960
Speaker 1: bit more accessible and easy for the average Joe to do.

855
00:43:28,719 --> 00:43:32,440
Speaker 3: So for silver, For both silver and gold, they have

856
00:43:32,560 --> 00:43:36,800
Speaker 3: hallmarks typically printed on the jewelry, So say, for example,

857
00:43:36,800 --> 00:43:39,200
Speaker 3: on a ring inside when you look and there's the

858
00:43:39,280 --> 00:43:41,799
Speaker 3: code typically that will tell you what it's made of.

859
00:43:41,920 --> 00:43:46,160
Speaker 3: For example, authentic sterling silver typically carries marks such as

860
00:43:46,239 --> 00:43:49,640
Speaker 3: nine two five S nine two five, nine two point

861
00:43:49,719 --> 00:43:52,440
Speaker 3: five silver or nine two five silver depending on the piece.

862
00:43:52,760 --> 00:43:56,200
Speaker 3: So these all indicate the alloy contains ninety two point

863
00:43:56,200 --> 00:43:57,360
Speaker 3: five percent pure silver.

864
00:43:57,480 --> 00:43:57,640
Speaker 1: Ak.

865
00:43:57,840 --> 00:43:59,120
Speaker 2: It's not going to turn your fingers green.

866
00:43:59,360 --> 00:44:03,120
Speaker 3: Whereas gold plated jewelry is often stamped with the initials

867
00:44:03,120 --> 00:44:04,759
Speaker 3: of its metal composition e g.

868
00:44:05,080 --> 00:44:09,200
Speaker 1: GP for gold plated, GP for gold electro GP for

869
00:44:09,400 --> 00:44:10,520
Speaker 1: rolled gold plate.

870
00:44:10,760 --> 00:44:11,279
Speaker 2: That's cool.

871
00:44:11,440 --> 00:44:14,200
Speaker 1: Yeah, And then also there's a magnet test that you

872
00:44:14,239 --> 00:44:17,240
Speaker 1: can do, so it's just got magnet in my back bocket.

873
00:44:17,440 --> 00:44:19,279
Speaker 2: Yeah, But I mean, like if you gonna have.

874
00:44:19,160 --> 00:44:21,520
Speaker 1: One or whatever, or if you know you want to

875
00:44:21,520 --> 00:44:23,960
Speaker 1: buy one and you're gonna go look at it. Yeah, literally,

876
00:44:24,719 --> 00:44:30,040
Speaker 1: if the magnet sticks really strongly, it may contain more

877
00:44:30,160 --> 00:44:33,600
Speaker 1: materials of iron or stale solid Yeah, but apparently there

878
00:44:33,680 --> 00:44:35,680
Speaker 1: still are. And like I said, i'll link trace the

879
00:44:35,800 --> 00:44:38,120
Speaker 1: article so that you can do all the details, because

880
00:44:38,640 --> 00:44:42,680
Speaker 1: some that are maybe considered solid gold may.

881
00:44:42,480 --> 00:44:45,120
Speaker 2: Still have elements hands on the carrot.

882
00:44:45,160 --> 00:44:47,800
Speaker 3: Yeah, it depends on like but if it's like really

883
00:44:47,840 --> 00:44:51,040
Speaker 3: really sticks, then it's probably got a higher composition of

884
00:44:51,080 --> 00:44:52,640
Speaker 3: those sorts of magnetic materials.

885
00:44:52,680 --> 00:44:56,640
Speaker 1: So yeah, there's this creator on TikTok who makes content

886
00:44:56,840 --> 00:45:01,160
Speaker 1: around like secondhand jewelry and she she always finds the

887
00:45:01,360 --> 00:45:06,439
Speaker 1: coolest pieces Big Girl Treasure Test on TikTok. She has

888
00:45:06,520 --> 00:45:09,720
Speaker 1: like the coolest collection of jewelry and she always posts

889
00:45:09,760 --> 00:45:15,040
Speaker 1: about like secondhand fines from online or on eBay or whatever,

890
00:45:15,640 --> 00:45:17,680
Speaker 1: and I just love her page.

891
00:45:17,680 --> 00:45:18,800
Speaker 2: I love her drawery collection.

892
00:45:18,920 --> 00:45:21,719
Speaker 1: So if you do want to invest in more high

893
00:45:21,880 --> 00:45:25,719
Speaker 1: quality jewelry pieces or expensive jelry pieces that will last

894
00:45:25,719 --> 00:45:28,080
Speaker 1: the test of time, I absolutely recommend following her because

895
00:45:28,120 --> 00:45:32,520
Speaker 1: she is so cool. She's skill, she's very cool, like

896
00:45:32,600 --> 00:45:33,360
Speaker 1: her joy collection.

897
00:45:34,400 --> 00:45:37,200
Speaker 2: Okay, moving on to our final pick.

898
00:45:38,160 --> 00:45:40,000
Speaker 1: This one's a very quick one because it's kind of boring,

899
00:45:40,239 --> 00:45:42,680
Speaker 1: but it is the expensive shit that I think is

900
00:45:43,000 --> 00:45:48,239
Speaker 1: one ten percent worth it, and its insurance because it

901
00:45:48,280 --> 00:45:52,480
Speaker 1: could actually cost you at least one thousand dollars to

902
00:45:52,719 --> 00:45:54,160
Speaker 1: not have health insurance.

903
00:45:54,840 --> 00:45:56,360
Speaker 2: Allow me to explain.

904
00:45:56,920 --> 00:45:59,560
Speaker 1: So, if you earn more than one hundred and one

905
00:45:59,680 --> 00:46:03,319
Speaker 1: thousand dollars per year and you don't have health insurance,

906
00:46:03,840 --> 00:46:07,160
Speaker 1: you could be charged from one thousand and ten dollars

907
00:46:07,200 --> 00:46:12,439
Speaker 1: a year, aka the Medyk Levy surcharge. I got way

908
00:46:12,440 --> 00:46:16,000
Speaker 1: too late in life until I learned what this was. Yeah,

909
00:46:16,040 --> 00:46:18,960
Speaker 1: I think I heard this word flutter around my life

910
00:46:19,040 --> 00:46:20,560
Speaker 1: a lot. And when I would do like my tax return,

911
00:46:20,600 --> 00:46:22,560
Speaker 1: they'd be like, do you have health insurance? They'd be like, no, yes,

912
00:46:22,920 --> 00:46:25,799
Speaker 1: maybe so whatever, yeah, because I was the vibe of

913
00:46:25,880 --> 00:46:30,359
Speaker 1: like your own parents health insurance and then you get

914
00:46:30,400 --> 00:46:33,160
Speaker 1: kicked off it and then you're like, oh well, and

915
00:46:33,200 --> 00:46:35,320
Speaker 1: for a really long time I didn't have health insurance.

916
00:46:35,680 --> 00:46:38,360
Speaker 1: But the thing is, once you hit that threshold of

917
00:46:38,360 --> 00:46:42,320
Speaker 1: one hundred and one k per year, you're going to

918
00:46:42,360 --> 00:46:44,320
Speaker 1: get charged that if you don't have health insurance.

919
00:46:44,360 --> 00:46:47,840
Speaker 2: And the more you earn the higher that surcharge gets.

920
00:46:48,200 --> 00:46:50,560
Speaker 1: Yeah, so the more it's going to get taken out

921
00:46:50,880 --> 00:46:54,640
Speaker 1: from your pay at tax time. And so if you

922
00:46:54,920 --> 00:46:58,560
Speaker 1: even get like the most basic policy of like private

923
00:46:58,600 --> 00:47:02,840
Speaker 1: hospital cover, you won't be charged the levee and you

924
00:47:02,920 --> 00:47:06,640
Speaker 1: get the benefits of having health insurance, which I do

925
00:47:06,800 --> 00:47:10,279
Speaker 1: enjoy and I actually do use my health insurance. And

926
00:47:10,840 --> 00:47:14,640
Speaker 1: even if you do already have cover, this year premiums

927
00:47:14,680 --> 00:47:17,640
Speaker 1: are set to have the biggest jump they've had in

928
00:47:17,719 --> 00:47:21,800
Speaker 1: ten years, So they're set to jump on April first.

929
00:47:22,200 --> 00:47:26,080
Speaker 1: So this is like my little big sister reminder for

930
00:47:26,400 --> 00:47:30,200
Speaker 1: the chicks to if you don't have health insurance, maybe

931
00:47:30,239 --> 00:47:33,359
Speaker 1: look into it and whether or not it is more

932
00:47:33,400 --> 00:47:34,520
Speaker 1: cost effective for you.

933
00:47:34,520 --> 00:47:35,160
Speaker 2: To have it.

934
00:47:35,360 --> 00:47:36,960
Speaker 1: You know, some people look at it and they run

935
00:47:37,000 --> 00:47:38,759
Speaker 1: the numbers and they go, okay, well, this would actually

936
00:47:38,800 --> 00:47:41,440
Speaker 1: cost me more than one thousand dollars. So is that

937
00:47:41,480 --> 00:47:44,520
Speaker 1: a high? That a value enough for me to be covered?

938
00:47:44,880 --> 00:47:46,879
Speaker 1: But it's going to cost me twelve hundred dollars rather

939
00:47:46,920 --> 00:47:49,239
Speaker 1: than one thousand dollars, And I don't want to spend that.

940
00:47:49,800 --> 00:47:51,200
Speaker 2: Some people would go, actually, you no, I do want

941
00:47:51,239 --> 00:47:51,960
Speaker 2: to have health insurance.

942
00:47:51,960 --> 00:47:53,160
Speaker 1: I don't mind that it's going to be a bit

943
00:47:53,200 --> 00:47:56,120
Speaker 1: more than the surcharge of what I'll get, And make

944
00:47:56,120 --> 00:47:56,520
Speaker 1: sure you.

945
00:47:56,520 --> 00:47:59,120
Speaker 3: Look into some of the extras that are available too,

946
00:47:59,239 --> 00:48:01,399
Speaker 3: because I might be thinking about it like, oh, when

947
00:48:01,400 --> 00:48:03,120
Speaker 3: am I going to need hospital cover? Like if you

948
00:48:03,160 --> 00:48:05,680
Speaker 3: think about it in an emergency situation, whereas you could

949
00:48:05,680 --> 00:48:09,960
Speaker 3: be using it for things like dental, optical, physio, like

950
00:48:10,440 --> 00:48:13,640
Speaker 3: everyday expenses that you probably would get benefit back from.

951
00:48:13,680 --> 00:48:17,560
Speaker 1: So I you know where contact lenses every day, I

952
00:48:17,600 --> 00:48:20,920
Speaker 1: need my wisdom, teeth out, I've been doing teeth straightening.

953
00:48:21,440 --> 00:48:26,400
Speaker 2: I like have had multiple back issues and like, fucking

954
00:48:26,640 --> 00:48:29,240
Speaker 2: who doesn't. Yeah, you're staring with that one.

955
00:48:30,520 --> 00:48:34,319
Speaker 1: That also remedial massages, let's put that in there.

956
00:48:34,440 --> 00:48:36,600
Speaker 2: Yeah, I love that. I get like an eight dollar massage.

957
00:48:36,600 --> 00:48:39,239
Speaker 2: It's fucking great, so good. So there's all these things.

958
00:48:39,239 --> 00:48:41,879
Speaker 1: You can also put mental health on there and gym

959
00:48:41,960 --> 00:48:45,320
Speaker 1: memberships depending on who you go with yea. So really

960
00:48:45,640 --> 00:48:49,600
Speaker 1: it does pay off looking into it and prioritizing it,

961
00:48:49,840 --> 00:48:52,440
Speaker 1: And there are multiple types of insurances that can help

962
00:48:52,920 --> 00:48:55,759
Speaker 1: your life that I think it's absolutely worth it. We

963
00:48:55,800 --> 00:48:58,680
Speaker 1: did do a deep dive into insurances with an expert

964
00:48:59,040 --> 00:49:01,480
Speaker 1: a couple months ago, so I will link that in

965
00:49:01,520 --> 00:49:04,040
Speaker 1: the show notes, because like, how long is a piece

966
00:49:04,040 --> 00:49:05,719
Speaker 1: of strength that we could talk about this. Yeah, but

967
00:49:06,320 --> 00:49:10,560
Speaker 1: in twenty twenty five, insurance, having pet insurance saved me

968
00:49:10,760 --> 00:49:15,960
Speaker 1: twenty thousand dollars. Yeah, that's wild, that's fucking insane. And

969
00:49:17,000 --> 00:49:20,080
Speaker 1: I just remember always sitting with Rob and I think,

970
00:49:20,160 --> 00:49:23,440
Speaker 1: like you can use this example across a lot of

971
00:49:23,520 --> 00:49:26,240
Speaker 1: like whether it's car, whether it's travel, whether it's health.

972
00:49:26,360 --> 00:49:27,560
Speaker 2: Right that we were.

973
00:49:27,480 --> 00:49:30,919
Speaker 1: Sitting there and I just went, I can't imagine being

974
00:49:30,960 --> 00:49:34,319
Speaker 1: in this position and having my hands tied because I

975
00:49:34,360 --> 00:49:37,600
Speaker 1: couldn't afford something. Yeah, because if we didn't have pet insurance,

976
00:49:37,880 --> 00:49:39,399
Speaker 1: we would have had to put our pet down.

977
00:49:39,680 --> 00:49:42,080
Speaker 2: Yeah, like that would have like that just would have

978
00:49:42,120 --> 00:49:42,440
Speaker 2: been it.

979
00:49:42,920 --> 00:49:45,480
Speaker 1: And I couldn't imagine being in the position where we

980
00:49:45,600 --> 00:49:48,759
Speaker 1: have to take them home and just go, well that's that,

981
00:49:49,600 --> 00:49:53,880
Speaker 1: or like being overseas and being in a predicament where

982
00:49:54,120 --> 00:49:57,480
Speaker 1: I can't afford to get a hotel or anything like that,

983
00:49:57,520 --> 00:50:00,200
Speaker 1: where your hands are tied because of this thing. I

984
00:50:00,239 --> 00:50:02,200
Speaker 1: know that it does come down to budgets and all

985
00:50:02,239 --> 00:50:06,640
Speaker 1: of that, but if it means like not getting a

986
00:50:06,680 --> 00:50:11,320
Speaker 1: new dress versus you know, putting thirty dollars towards peace

987
00:50:11,360 --> 00:50:11,760
Speaker 1: of mind.

988
00:50:12,080 --> 00:50:14,279
Speaker 2: Yeah to me, that's expensive. Shit, that's worth it.

989
00:50:14,760 --> 00:50:16,800
Speaker 1: Yeah, Like I'm going to need to get my wisdom

990
00:50:16,840 --> 00:50:19,839
Speaker 1: teeth out, and I'm like, oh, thank fuck, I've got

991
00:50:19,840 --> 00:50:24,120
Speaker 1: health insurance, you know, like it's it is a boring expense,

992
00:50:24,440 --> 00:50:26,959
Speaker 1: and it is when they're like, but those are also

993
00:50:27,000 --> 00:50:29,000
Speaker 1: the things that keep you up at night being like, yeah,

994
00:50:29,000 --> 00:50:30,759
Speaker 1: I need to go to the dentist. I need to

995
00:50:30,760 --> 00:50:31,640
Speaker 1: get this thing done.

996
00:50:31,800 --> 00:50:34,520
Speaker 3: Like I really should go get my prescription updated for

997
00:50:34,600 --> 00:50:35,239
Speaker 3: my glasses, Like.

998
00:50:35,239 --> 00:50:38,239
Speaker 1: Those are all the little and car is like ten

999
00:50:38,320 --> 00:50:41,160
Speaker 1: times more dangerous than getting on a plane, right, But

1000
00:50:41,280 --> 00:50:44,160
Speaker 1: a lot of people don't have car insurance, yeah, you know,

1001
00:50:44,239 --> 00:50:47,520
Speaker 1: and even contents insurance. So like if you look around

1002
00:50:47,600 --> 00:50:50,040
Speaker 1: your apartment and go, I couldn't afford to replace all

1003
00:50:50,080 --> 00:50:53,520
Speaker 1: my staff. Maybe looking into that, there's also insurance that

1004
00:50:53,560 --> 00:50:57,920
Speaker 1: you can get for your like employment pay that if

1005
00:50:57,920 --> 00:51:00,200
Speaker 1: for any reason you couldn't work, you can get insurance that.

1006
00:51:00,280 --> 00:51:04,400
Speaker 1: So really just looking into what aligns with your lifestyle

1007
00:51:04,440 --> 00:51:06,120
Speaker 1: and how that works. I'm not saying you have to

1008
00:51:06,160 --> 00:51:07,920
Speaker 1: go out and run and get every single type of

1009
00:51:08,000 --> 00:51:10,960
Speaker 1: endurance that possibly exists. Yeah, because that is when it

1010
00:51:10,960 --> 00:51:14,400
Speaker 1: starts to get really really expensive. Yeah, but looking into it,

1011
00:51:14,440 --> 00:51:16,160
Speaker 1: definitely go back and listen to that episode if this

1012
00:51:16,280 --> 00:51:19,759
Speaker 1: is like you're like, Okay, this is resonating.

1013
00:51:20,080 --> 00:51:22,400
Speaker 3: Yeah, And because we do like a more of a

1014
00:51:22,440 --> 00:51:25,759
Speaker 3: deep dive on the Medicare Levey surcharge and like what

1015
00:51:25,800 --> 00:51:27,640
Speaker 3: that means and how it works, and because it is

1016
00:51:27,680 --> 00:51:31,839
Speaker 3: something that changes so sometimes like in the budget they'll

1017
00:51:31,880 --> 00:51:35,239
Speaker 3: announce that they increase the percentage of the charge. So

1018
00:51:35,320 --> 00:51:38,080
Speaker 3: even if you're not earning one hundred and one thousand

1019
00:51:38,080 --> 00:51:41,440
Speaker 3: dollars plus per year, now, it's something that could change

1020
00:51:41,480 --> 00:51:43,839
Speaker 3: with this year's budget or next year, like the next

1021
00:51:43,920 --> 00:51:44,560
Speaker 3: financial year.

1022
00:51:44,560 --> 00:51:48,759
Speaker 1: Like it's something that's worth being aware of. Yeah, all right,

1023
00:51:48,920 --> 00:51:54,239
Speaker 1: shall we get into the Chicks's the Chicks's expensive shit

1024
00:51:54,960 --> 00:52:00,640
Speaker 1: they think is worth it? Yes, okay, first one, skincare

1025
00:52:01,480 --> 00:52:04,200
Speaker 1: so is smash. We do think it's expensive shit that's

1026
00:52:04,239 --> 00:52:05,360
Speaker 1: worth it and passes.

1027
00:52:05,719 --> 00:52:08,400
Speaker 2: We think you could go to the budget option. Yeah, okay.

1028
00:52:08,880 --> 00:52:13,120
Speaker 2: For me skincare I think previously would have been a smash.

1029
00:52:13,360 --> 00:52:16,279
Speaker 1: Yeah, but I think pass now because I'm learning so

1030
00:52:16,400 --> 00:52:21,000
Speaker 1: much more about like just as simple, like I'm just

1031
00:52:21,000 --> 00:52:24,560
Speaker 1: in a simple skincare routine era right, there are definitely

1032
00:52:24,760 --> 00:52:26,160
Speaker 1: this is going to be me with everythingle one. There

1033
00:52:26,200 --> 00:52:30,240
Speaker 1: are definitely products that I'm like smash that's totally.

1034
00:52:29,840 --> 00:52:31,400
Speaker 2: Pay for the expensive version of that.

1035
00:52:31,640 --> 00:52:35,160
Speaker 1: But I think all round, I probably go on the

1036
00:52:35,200 --> 00:52:37,320
Speaker 1: more affordable side with skincare.

1037
00:52:37,680 --> 00:52:40,200
Speaker 3: Yeah, I would have to agree for myself personally, but

1038
00:52:40,360 --> 00:52:42,560
Speaker 3: I think it could be a smash all past, depending

1039
00:52:42,560 --> 00:52:45,360
Speaker 3: on your skin concerns. Because also like going to a

1040
00:52:45,440 --> 00:52:48,359
Speaker 3: dirm and getting them to diagnose you and give you

1041
00:52:48,400 --> 00:52:51,520
Speaker 3: like a rundown, like that would be an expensive upfront

1042
00:52:51,520 --> 00:52:53,319
Speaker 3: cost but absolutely worth it in the long run.

1043
00:52:53,320 --> 00:52:58,800
Speaker 1: On Yeah, perfume smash, I know that's I know that's

1044
00:52:58,840 --> 00:53:04,279
Speaker 1: like controversial, but and I only say this because my

1045
00:53:04,520 --> 00:53:09,399
Speaker 1: all time favorite perfume that without fail I get ten

1046
00:53:09,520 --> 00:53:14,200
Speaker 1: thousand compliments on is like two hundred dollars but at

1047
00:53:14,239 --> 00:53:17,480
Speaker 1: last ages and it has a refill. But I literally

1048
00:53:17,480 --> 00:53:19,120
Speaker 1: have worn it the last two days and I think

1049
00:53:19,440 --> 00:53:21,279
Speaker 1: eight people have asked me what I'm wearing.

1050
00:53:21,160 --> 00:53:24,719
Speaker 2: Every single time. Every time, like without fail. It's part

1051
00:53:24,719 --> 00:53:25,240
Speaker 2: of paradox.

1052
00:53:25,280 --> 00:53:28,719
Speaker 1: By the way, everyone already like anyone.

1053
00:53:28,480 --> 00:53:32,960
Speaker 3: Doesn't what about you, I would say smash as well,

1054
00:53:33,160 --> 00:53:36,440
Speaker 3: like that is something that I like to spend money

1055
00:53:36,440 --> 00:53:38,880
Speaker 3: on and I have like my my favorites, my signature

1056
00:53:38,920 --> 00:53:42,680
Speaker 3: sent Yeah, and like you said at last Fever, Yeah, okay,

1057
00:53:42,880 --> 00:53:44,840
Speaker 3: jeans pass.

1058
00:53:45,040 --> 00:53:50,880
Speaker 1: Oh see, I'm as smash, but I firmly believe you

1059
00:53:50,880 --> 00:53:54,640
Speaker 1: should never pay full price jeans. So it's like smash

1060
00:53:54,640 --> 00:53:59,640
Speaker 1: on the RP, but only ever buy them on t ail.

1061
00:54:00,280 --> 00:54:04,960
Speaker 1: I agree, I would say, because that's expensive. Well, that's

1062
00:54:05,000 --> 00:54:07,000
Speaker 1: what I'm thinking, because you can get some pairs of

1063
00:54:07,040 --> 00:54:09,320
Speaker 1: jeans that are like three hundred plus dollars, you know

1064
00:54:09,360 --> 00:54:11,880
Speaker 1: what I mean, You've lost me. Whereas I have found

1065
00:54:11,880 --> 00:54:14,200
Speaker 1: that some of my favorite jeans that I've been wearing

1066
00:54:14,239 --> 00:54:17,080
Speaker 1: over the last year or two are from just Jeans

1067
00:54:17,080 --> 00:54:21,120
Speaker 1: and Cotton one, and they're not necessarily cheap, I would say,

1068
00:54:21,600 --> 00:54:22,040
Speaker 1: but I.

1069
00:54:21,960 --> 00:54:24,359
Speaker 2: Do think that they sit on the more affordable end.

1070
00:54:24,520 --> 00:54:26,960
Speaker 1: And again, I would never buy them for price because

1071
00:54:26,960 --> 00:54:29,040
Speaker 1: I always do sales. And see, the thing is like

1072
00:54:29,120 --> 00:54:33,120
Speaker 1: Levi's and Wrangler, they always do sales for about forty

1073
00:54:33,120 --> 00:54:41,360
Speaker 1: percent off or subie you know, so a delicate smash me. Okay,

1074
00:54:41,400 --> 00:54:48,560
Speaker 1: wardrobe staple items hmmmm, this is a mix as well,

1075
00:54:48,960 --> 00:54:51,720
Speaker 1: because it really depends, I do think.

1076
00:54:51,760 --> 00:54:52,880
Speaker 2: But honestly, I would.

1077
00:54:52,719 --> 00:54:58,360
Speaker 1: Say I say smash because I think curating good quality,

1078
00:54:58,520 --> 00:55:02,399
Speaker 1: natural fiber wardrobe stapele that will stand the test of.

1079
00:55:02,360 --> 00:55:05,120
Speaker 2: The wash definitely is worth it.

1080
00:55:05,520 --> 00:55:09,520
Speaker 1: I think too often like we get the cheap version

1081
00:55:09,600 --> 00:55:12,640
Speaker 1: because it's like and it again, it does depend because like,

1082
00:55:13,320 --> 00:55:16,520
Speaker 1: for example, a white singlet, like that's gonna get fucking thrashed.

1083
00:55:16,680 --> 00:55:18,839
Speaker 2: That's where my head was, like that's gonna go.

1084
00:55:18,920 --> 00:55:23,080
Speaker 1: But like a natural fiber black cardigan that's like wool

1085
00:55:23,200 --> 00:55:26,000
Speaker 1: or cashme, like that's really good quality. But I think

1086
00:55:26,040 --> 00:55:27,839
Speaker 1: now and now we get more and more brands that

1087
00:55:27,880 --> 00:55:32,960
Speaker 1: are focusing on building that really high quality of product,

1088
00:55:33,080 --> 00:55:35,880
Speaker 1: like unicloth. Yeah, you know where it is a little

1089
00:55:35,880 --> 00:55:39,400
Speaker 1: bit more expensive, but it's bridging that gap between like

1090
00:55:40,160 --> 00:55:44,360
Speaker 1: the four hundred dollars cashmere cardigan versus now it's like

1091
00:55:44,920 --> 00:55:47,719
Speaker 1: sixty to eighty. Yeah, but it's still I would still

1092
00:55:47,760 --> 00:55:50,160
Speaker 1: say paying eighty dollars for a piece of clothing like

1093
00:55:50,200 --> 00:55:51,000
Speaker 1: that's an investment.

1094
00:55:51,239 --> 00:55:52,600
Speaker 2: Yeah yeah, definitely.

1095
00:55:53,320 --> 00:55:57,600
Speaker 1: Okay, cast iron pants for cooking, I'm gonna go past

1096
00:55:57,640 --> 00:55:59,040
Speaker 1: because I'm a stainless steel girly.

1097
00:55:59,600 --> 00:56:00,000
Speaker 2: Yeah.

1098
00:56:00,239 --> 00:56:03,600
Speaker 1: Yeah, But I do think I would say smash for cookware.

1099
00:56:04,239 --> 00:56:08,560
Speaker 1: I do think they're investing in your cookers.

1100
00:56:07,400 --> 00:56:12,319
Speaker 2: Knives, yeah, is definitely one. Knives, pans, pots because you

1101
00:56:12,400 --> 00:56:13,200
Speaker 2: use those every day.

1102
00:56:13,280 --> 00:56:16,960
Speaker 1: Yeah, cutlery even yeah yeah, although I got all my

1103
00:56:17,000 --> 00:56:25,799
Speaker 1: cutlery like secondhand, good Time to Good Times holidays. This

1104
00:56:25,840 --> 00:56:28,200
Speaker 1: is a mix as well, smash.

1105
00:56:28,280 --> 00:56:30,000
Speaker 3: But I do think that there are some things that

1106
00:56:30,080 --> 00:56:32,640
Speaker 3: you can do the more affordable way. But I would

1107
00:56:32,719 --> 00:56:38,080
Speaker 3: say that the that I typically smash that I would

1108
00:56:38,640 --> 00:56:43,000
Speaker 3: invest on is the accommodation mainly, like the area that

1109
00:56:43,040 --> 00:56:45,880
Speaker 3: you're staying in, in the security of your accommodation and

1110
00:56:45,960 --> 00:56:47,239
Speaker 3: experiences as well.

1111
00:56:48,360 --> 00:56:55,480
Speaker 1: Therapy smash sure, yeah, absolutely.

1112
00:56:55,840 --> 00:56:56,640
Speaker 2: Worth looking into.

1113
00:56:56,640 --> 00:56:59,239
Speaker 3: If you can get a mental health care plan, you

1114
00:56:59,280 --> 00:57:02,560
Speaker 3: can get a bit cheaper that way. A comfortable mattress

1115
00:57:02,640 --> 00:57:07,800
Speaker 3: obviously smash runners or sneakers smash.

1116
00:57:07,040 --> 00:57:13,239
Speaker 1: But not designer No, No, I think like designers sneakers

1117
00:57:13,239 --> 00:57:18,720
Speaker 1: and shoes, especially white ones christy, Yeah, I couldn't, they're

1118
00:57:18,720 --> 00:57:20,080
Speaker 1: gonna get thrashed.

1119
00:57:20,440 --> 00:57:22,400
Speaker 2: Yeah. Yeah.

1120
00:57:22,880 --> 00:57:31,880
Speaker 1: Handbags, Oh, I'm gonna say smash because I think everyone

1121
00:57:32,200 --> 00:57:33,720
Speaker 1: should have that, like.

1122
00:57:36,480 --> 00:57:40,280
Speaker 2: Leather, big can fit everything you need.

1123
00:57:40,360 --> 00:57:44,080
Speaker 1: It's your Mary Poppins bag, everyday handbag that I think

1124
00:57:44,160 --> 00:57:49,160
Speaker 1: that's worth investing in and look into. It further because

1125
00:57:49,200 --> 00:57:50,760
Speaker 1: I can't do the whole spiel and I don't want

1126
00:57:50,760 --> 00:57:54,000
Speaker 1: to give anyone bad advice. But you can also claim

1127
00:57:54,280 --> 00:57:58,439
Speaker 1: like your work handbags on tax, so you can look

1128
00:57:58,480 --> 00:58:00,880
Speaker 1: into that as well. Put a link to like the

1129
00:58:00,920 --> 00:58:04,080
Speaker 1: ATO guide on because there's definitely some rules. There are lots,

1130
00:58:04,120 --> 00:58:05,280
Speaker 1: there's lots of terms and conditions.

1131
00:58:05,520 --> 00:58:06,240
Speaker 2: It's worth knowing.

1132
00:58:06,480 --> 00:58:14,680
Speaker 1: Oh, I like this one's vacuum cleaners. I'm a smash too.

1133
00:58:16,000 --> 00:58:18,240
Speaker 1: For years, I wanted to avoid buying the dice in

1134
00:58:18,360 --> 00:58:21,680
Speaker 1: and I would get like the cheap department stores, like

1135
00:58:21,720 --> 00:58:23,480
Speaker 1: the targets came out the big w's. I'd get the

1136
00:58:23,520 --> 00:58:27,360
Speaker 1: vacuum cleaner from there, and it was always shit. It

1137
00:58:27,520 --> 00:58:34,320
Speaker 1: always sucked. It might be different nowadays, unintended. So I

1138
00:58:35,360 --> 00:58:40,760
Speaker 1: think investing in a good quality vacuum is the best

1139
00:58:40,760 --> 00:58:43,840
Speaker 1: financial decision you're ever going to make bonus points for

1140
00:58:44,000 --> 00:58:48,040
Speaker 1: like a robo rock or like automatic vacuum that also

1141
00:58:48,120 --> 00:58:48,800
Speaker 1: does the mopping.

1142
00:58:49,840 --> 00:58:53,400
Speaker 2: Has saved my life. I love him. It's actually a girl.

1143
00:58:53,680 --> 00:58:55,400
Speaker 2: I love him. Mine's a boy.

1144
00:58:56,160 --> 00:59:01,560
Speaker 1: I think mine's actually gendlest okay.

1145
00:58:59,280 --> 00:59:03,600
Speaker 2: Body, yeah, like robot. No, I know I know how

1146
00:59:03,600 --> 00:59:04,040
Speaker 2: you got there.

1147
00:59:04,520 --> 00:59:04,840
Speaker 1: I know.

1148
00:59:08,520 --> 00:59:12,320
Speaker 3: I've had my Dison vacuum for eleven years.

1149
00:59:12,360 --> 00:59:15,400
Speaker 2: Wow, And I've never had to get it repaired or serviced.

1150
00:59:15,480 --> 00:59:17,320
Speaker 1: And I've never had a single issue with it.

1151
00:59:18,560 --> 00:59:19,920
Speaker 2: I know that's insane.

1152
00:59:20,160 --> 00:59:22,200
Speaker 1: Yeah, I've had mine for nine years.

1153
00:59:22,360 --> 00:59:24,760
Speaker 2: That's crazy. Well, I'm going to go home and give

1154
00:59:24,760 --> 00:59:25,640
Speaker 2: her a forehead kiss.

1155
00:59:25,680 --> 00:59:29,480
Speaker 1: I owe her so much. She's in it for the

1156
00:59:29,520 --> 00:59:30,440
Speaker 1: long service leave.

1157
00:59:30,520 --> 00:59:32,360
Speaker 2: She's going to hit ten and then she's gonna market.

1158
00:59:33,480 --> 00:59:35,680
Speaker 2: They're going to hit ten. But I just think, isn't

1159
00:59:35,720 --> 00:59:36,360
Speaker 2: that so cool?

1160
00:59:36,400 --> 00:59:39,520
Speaker 1: Because I do think with tech items, we see like

1161
00:59:39,680 --> 00:59:44,160
Speaker 1: a shorter and shorter lifespan, especially with like turnover of

1162
00:59:44,200 --> 00:59:47,120
Speaker 1: like this is the newest edition of this ring and

1163
00:59:47,240 --> 00:59:50,400
Speaker 1: this is the new laptop for this and like the

1164
00:59:50,440 --> 00:59:52,640
Speaker 1: new diceon air rap and this color. And we do

1165
00:59:52,760 --> 00:59:56,400
Speaker 1: get quite a very quick turnover of tech items nowadays.

1166
00:59:56,800 --> 00:59:58,840
Speaker 1: And so to be able to say, yeah, this vacuum

1167
00:59:58,840 --> 01:00:03,000
Speaker 1: has been sucking for ten years. On that note, we

1168
01:00:03,120 --> 01:00:04,760
Speaker 1: rapid ali bally my platonic solment.

1169
01:00:04,840 --> 01:00:07,000
Speaker 3: Don't box me in, don't box me in, don't make

1170
01:00:07,040 --> 01:00:09,160
Speaker 3: me sing, don't we sing?

1171
01:00:09,720 --> 01:00:13,960
Speaker 2: Chicks? Well, tell us what you think? What else do

1172
01:00:14,040 --> 01:00:17,160
Speaker 2: you think is expensive? Ship? That is worth it? I

1173
01:00:17,200 --> 01:00:19,040
Speaker 2: love seeing this because it always gives me.

1174
01:00:19,040 --> 01:00:21,600
Speaker 1: Inso and yeah it's turn out of ten. Thank you

1175
01:00:21,600 --> 01:00:22,960
Speaker 1: so much for having us in your ear holes. It

1176
01:00:23,000 --> 01:00:24,520
Speaker 1: was a bit of a longer episode, but.

1177
01:00:25,200 --> 01:00:25,880
Speaker 2: It's worth it.

1178
01:00:27,000 --> 01:00:38,200
Speaker 1: Yeah. Love you chick, Love you Bye.