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Speaker 1: This sits you and with her with Kate Ritchie podcast.

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Speaker 2: Whicks are in cost of living going through the roof

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Speaker 2: of my right, Guys, you're not wrong with you are

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Speaker 2: not wrong wise?

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Speaker 3: Did she pick that stuff up? Really got his finger

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Speaker 3: on the pipe, doesn't he?

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Speaker 2: But I'm across at all. I've seen prices go up,

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Speaker 2: I've seen inflation, I've seen employment, I've seen more, I've

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Speaker 2: seen mortgage. I've lived through twelve different wars. I'm a

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Speaker 2: wise old cat.

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Speaker 3: You you you are your interest rates for eighteen.

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Speaker 2: Percent back in the day in the eighties. My god,

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Speaker 2: you know we bought our third house by then it

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Speaker 2: was through the bloody roof. I was only forty five

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Speaker 2: at the time. Let's move on to this situation because

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Speaker 2: we were talking about this yesterday. We're on the topic

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Speaker 2: of do you go for a guy who's broke or

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Speaker 2: have you broken up with someone because they don't have

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Speaker 2: any money. This topic today is a woman has come

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Speaker 2: out and her girlfriends have said dump that fiance because

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Speaker 2: he said, we will not be merging accounts when we're married.

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Speaker 2: You will have your bank account and I will have

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Speaker 2: ma bank account. And they do not crossover.

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Speaker 3: Alarm bells for U Kate when you hear.

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Speaker 4: That, No, I need a bit more information. How old

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Speaker 4: are they and have they been married before?

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Speaker 2: They haven't been married before. They're now set to get

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Speaker 2: married in a couple of months time. She explains that

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Speaker 2: she's on a good income of about eighty thousand dollars

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Speaker 2: a year, so she has her own money, but he

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Speaker 2: is on top dollar. He's making three hundred and twenty

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Speaker 2: thousand dollars a year.

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Speaker 1: Okay, wow, so he's.

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Speaker 2: Got a better I would have thought he has a

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Speaker 2: bit of room to move there in terms of being

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Speaker 2: generous and maybe offering a little bit or maybe there

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Speaker 2: was some support or depends on the expenses around the

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Speaker 2: house as well, doesn't it.

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Speaker 4: Well, I'm sure that they would contribute equally. It's just

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Speaker 4: that maybe they agree on that and whatever is appropriate

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Speaker 4: comes from their separate bank accounts, but they don't necessarily

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Speaker 4: know what's going on in the others.

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Speaker 2: What would you do in this situation? She's gone on

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Speaker 2: to say that he says we should share all running

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Speaker 2: costs of the house.

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Speaker 1: So she's on eighty and he's on three twenty and

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Speaker 1: they should.

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Speaker 2: Have har utility bills.

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Speaker 4: Are they getting married? Yeah, Okay, well that makes it

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Speaker 4: a little different, don't you.

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Speaker 3: Don't you join the bank account sat marriage? I mean

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Speaker 3: you would think that's there's your deadline, isn't it. Let's

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Speaker 3: bring it all. I get that.

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Speaker 2: I think, do you suggest that he's hiding something?

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Speaker 1: I think first time around, you do because you're in

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Speaker 1: love and you think this is forever.

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Speaker 2: Second time, if you found yourself in a relationship.

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Speaker 3: That's why I was huge stick from the other side

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Speaker 3: of the studio.

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Speaker 4: I do think when you're younger, you perhaps you do

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Speaker 4: that more, but with a little bit more life experience

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Speaker 4: and knowledge, you don't. I think you don't have to

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Speaker 4: share everything all of the time. It's it's important to

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Speaker 4: have individual things that belong to you. And that's not

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Speaker 4: hiding anything. It's not so I can buy sneaking or

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Speaker 4: not me me reference to you.

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Speaker 1: People can can bine it.

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Speaker 3: Can I ask you how far your when you got married?

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Speaker 3: Did you have a joint bank account before you got

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Speaker 3: married or was it after the marriage? Can you remember?

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Speaker 1: I don't know if there was, I don't know.

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Speaker 2: And your secret punting account is that still up and running?

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Speaker 2: It isn't it?

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Speaker 1: Do you know what?

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Speaker 4: I have a I have a girlfriend, and her mother

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Speaker 4: gave her some wonderful advice. No, this is actually this

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Speaker 4: actually was a girlfriend. Combine your bank accounts, right.

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Speaker 1: But stash money. Always have a secret miss out. I agree, because.

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Speaker 4: You know what, Darlin, it may not last and you

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Speaker 4: need a little You need.

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Speaker 1: To see if you can afford to put it somewhere.

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Speaker 1: Just always have a few little dollars.

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Speaker 3: I'm getting around seven hiding spots. Fatima has given us

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Speaker 3: a girl from turn Gabby and tell us about shared

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Speaker 3: bank accounts. Your thoughts on those, Fatima, I.

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Speaker 5: Think if you said your own life and you're quite independent.

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Speaker 5: So I got married later in life, and when my

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Speaker 5: husband and I first met, we we didn't even share

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Speaker 5: our income with each other. So that's probably the first

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Speaker 5: issue there because you're immediately comparing what they should do,

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Speaker 5: so we don't expose that. And then we set up

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Speaker 5: a joint bank account and contributed to it for going

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Speaker 5: out groceries. Three years later, we had a baby after

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Speaker 5: we got married, and we still have a separate bank account,

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Speaker 5: so our income goes into our own separate bank accounts,

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Speaker 5: and then we contribute to the bills the mortgage equally

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Speaker 5: despite our income and We only found out what each

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Speaker 5: other earned when we had to fight for a mortgage

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Speaker 5: because it was too difficult banks.

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Speaker 4: I think, see, I don't like people that share all

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Speaker 4: those details. I don't think you should be talking about

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Speaker 4: what people earn or anything like that.

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Speaker 5: It's about It's not about that.

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Speaker 3: I don't give us a figure fat but who had

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Speaker 3: more in the bank account? Who had more? Who did

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Speaker 3: have more when you revealed to it.

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Speaker 1: It doesn't want to disclose. No, it doesn't matter.

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Speaker 4: It doesn't matter it does you if you're contributing equally,

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Speaker 4: it doesn't matter what's left in the making a small win.

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Speaker 3: It's a small win for you personally, it.

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Speaker 2: Would be a girlfriend Kate.

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Speaker 1: Of course, none of this is my story. I'm just

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Speaker 1: speaking on behalf of people like me.

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Speaker 3: You reckon you'll ever share your dumber might account with somebody, my.

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Speaker 1: Little, my little Commonwealth bank?

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Speaker 3: Has it scarred you though? Like if you met someone now,

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Speaker 3: would it have to be would it be a long

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Speaker 3: time into the relationship before you do share that joint taker?

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Speaker 2: Because you said you were going to start discussing the

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Speaker 2: will and things with him, and I thought that is

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Speaker 2: a serious step forward.

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Speaker 1: Are you talking about just Your Life with Kate Ritchie

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Speaker 1: is a

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Speaker 3: Nova podcast for more great comedy shows like this heads

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Speaker 3: a Nova podcast dot com DoD Are you