1 00:00:00,240 --> 00:00:03,160 Speaker 1: This is the fitting in Whip with Kate Richie podcast. 2 00:00:03,800 --> 00:00:06,000 Speaker 2: I love a good loophole because you know what, there's 3 00:00:06,040 --> 00:00:08,840 Speaker 2: a sadistic side to us where we like cheating the system. 4 00:00:09,720 --> 00:00:11,680 Speaker 3: I couldn't. I couldn't sleep at night and be a 5 00:00:11,680 --> 00:00:13,840 Speaker 3: petrol I'm being busted. 6 00:00:13,920 --> 00:00:15,920 Speaker 4: Oh come on, if it's practical and it seems fear 7 00:00:16,000 --> 00:00:17,760 Speaker 4: in your mind, if you can justify it, then buy 8 00:00:17,840 --> 00:00:18,880 Speaker 4: all mans run hard. 9 00:00:19,239 --> 00:00:22,320 Speaker 2: Well, we'll see this is and we've spoken about loopholes 10 00:00:22,320 --> 00:00:23,000 Speaker 2: over the years. 11 00:00:23,040 --> 00:00:25,439 Speaker 1: I get so excited with this. What about the guy 12 00:00:25,480 --> 00:00:26,200 Speaker 1: that we spoke about. 13 00:00:26,280 --> 00:00:28,600 Speaker 2: This was a few years ago and he showed us 14 00:00:28,600 --> 00:00:31,560 Speaker 2: how he makes over a million dollars a year using 15 00:00:31,600 --> 00:00:34,320 Speaker 2: a simple loophole to beat gambling sites. 16 00:00:34,400 --> 00:00:36,640 Speaker 1: Now this is with the game of tennis. Have listen 17 00:00:36,680 --> 00:00:36,879 Speaker 1: to this. 18 00:00:37,479 --> 00:00:40,280 Speaker 5: Most gambling apps are allow you to bet live in play 19 00:00:40,360 --> 00:00:43,880 Speaker 5: on the outcome of a single point of game. Courtse 20 00:00:43,920 --> 00:00:46,440 Speaker 5: I think works by having someone physically at the match 21 00:00:46,440 --> 00:00:49,800 Speaker 5: to exploit tan delays of just a few seconds between 22 00:00:49,880 --> 00:00:52,720 Speaker 5: a point being won or lost and the umpire in 23 00:00:52,840 --> 00:00:56,760 Speaker 5: putting the score to an electronic device. The info from 24 00:00:56,760 --> 00:00:59,320 Speaker 5: the umpire is transmitted to the book is around the world, 25 00:00:59,560 --> 00:01:02,120 Speaker 5: so they update the odds on their services. 26 00:01:03,000 --> 00:01:06,360 Speaker 2: So they were so sophisticated that they would have people 27 00:01:06,440 --> 00:01:09,800 Speaker 2: physically at the game with headphones on kate or little 28 00:01:09,840 --> 00:01:12,400 Speaker 2: air pods in or whatever, and as soon as a 29 00:01:12,520 --> 00:01:17,280 Speaker 2: point was finished, they would get in before the judge 30 00:01:17,640 --> 00:01:20,840 Speaker 2: would or the ref at the tennis match would declare it. 31 00:01:20,880 --> 00:01:23,160 Speaker 2: Because as soon as they declare it the ref that 32 00:01:23,319 --> 00:01:25,800 Speaker 2: means the betting sites can then pay out anyone who's 33 00:01:25,800 --> 00:01:27,959 Speaker 2: bet on that point. But if you can get in 34 00:01:28,000 --> 00:01:30,760 Speaker 2: before the ref, you can put a bet on before 35 00:01:30,800 --> 00:01:32,080 Speaker 2: the ref makes his decision. 36 00:01:33,400 --> 00:01:36,000 Speaker 1: It was unbelievable, high pressure. 37 00:01:36,120 --> 00:01:39,400 Speaker 2: Yeah, it Isney and he was making over million millions 38 00:01:39,440 --> 00:01:40,160 Speaker 2: of dollars a years. 39 00:01:40,280 --> 00:01:42,640 Speaker 1: Okay, so let's talk about flying now, because they've got 40 00:01:42,640 --> 00:01:46,880 Speaker 1: a couple of here. It's ridiculous. 41 00:01:47,000 --> 00:01:47,240 Speaker 4: You know. 42 00:01:48,280 --> 00:01:50,560 Speaker 2: There was a forty five year old woman who booked 43 00:01:51,000 --> 00:01:55,240 Speaker 2: nine hundred flights between twenty fifteen and twenty nineteen, and 44 00:01:55,280 --> 00:01:58,680 Speaker 2: she booked these flights without intending to go anywhere, but 45 00:01:58,840 --> 00:02:01,600 Speaker 2: rather what she was doing was counting on them being 46 00:02:01,640 --> 00:02:06,320 Speaker 2: delayed in order for her to cash in on travel 47 00:02:06,400 --> 00:02:11,959 Speaker 2: insurance policies. So she would purchase flight delay insurance. Then 48 00:02:12,040 --> 00:02:15,320 Speaker 2: she would analyze weather conditions in general flight on time 49 00:02:15,400 --> 00:02:18,080 Speaker 2: statistics in order to determine. 50 00:02:17,600 --> 00:02:20,240 Speaker 1: How likely it was that that flight would be delayed. 51 00:02:20,680 --> 00:02:23,040 Speaker 4: So she must have known the average out of nine 52 00:02:23,120 --> 00:02:26,240 Speaker 4: hundred of the flights that would be delayed. She's bet 53 00:02:26,280 --> 00:02:27,600 Speaker 4: on the average of the delay. 54 00:02:27,840 --> 00:02:30,799 Speaker 3: So this isn't even about flying. It's about gambling. 55 00:02:30,840 --> 00:02:32,280 Speaker 1: Again, Well, it's about gambling. 56 00:02:32,520 --> 00:02:34,480 Speaker 4: It's about taking out the insurance on the delay. 57 00:02:35,400 --> 00:02:37,720 Speaker 1: She made six hundred thousand dollars from it. 58 00:02:37,840 --> 00:02:41,360 Speaker 4: Wow, okay, let's go flight without paying for it. 59 00:02:41,760 --> 00:02:44,639 Speaker 2: Let's go closer to home because thirteen twenty four to ten. 60 00:02:44,680 --> 00:02:46,840 Speaker 2: If you if you've used a loophole, we can change 61 00:02:46,840 --> 00:02:49,760 Speaker 2: your name. You can do whatever you want. This is 62 00:02:49,880 --> 00:02:52,160 Speaker 2: jet Star and this is in New Zealand. Have a 63 00:02:52,200 --> 00:02:54,239 Speaker 2: listen to this. In New Zealand. Man has managed to 64 00:02:54,280 --> 00:02:57,680 Speaker 2: book fifty eight free flights by utilizing a loophole and 65 00:02:57,760 --> 00:03:02,639 Speaker 2: Jetstar's beloved return for free emotion two hundred and forty bucks. Right, 66 00:03:02,680 --> 00:03:06,120 Speaker 2: you could fly from Auckland to Sydney, but on the 67 00:03:06,120 --> 00:03:08,880 Speaker 2: way back you would get it for free. So it 68 00:03:08,880 --> 00:03:11,040 Speaker 2: was two hundred and forty dollars to fly to Sydney 69 00:03:11,639 --> 00:03:14,560 Speaker 2: and then it was for free to fly home. But 70 00:03:14,680 --> 00:03:17,000 Speaker 2: what this guy was doing, he was booking at paying 71 00:03:17,040 --> 00:03:19,040 Speaker 2: his two hundred and forty dollars. Then he would ring 72 00:03:19,160 --> 00:03:23,040 Speaker 2: Jetstar and go I can't I'm so sorry, something's popped 73 00:03:23,080 --> 00:03:27,079 Speaker 2: up with work. I can't get the flight home from 74 00:03:27,320 --> 00:03:30,920 Speaker 2: Sydney to Auckland. So they would go, Okate, no worries, 75 00:03:31,040 --> 00:03:33,240 Speaker 2: we will refund you the money that you paid for 76 00:03:33,280 --> 00:03:34,240 Speaker 2: your flight, which was. 77 00:03:34,160 --> 00:03:35,560 Speaker 1: Two hundred and forty dollars. 78 00:03:36,360 --> 00:03:39,280 Speaker 2: So he would get the flight to go to Sydney, Kate. 79 00:03:39,800 --> 00:03:41,920 Speaker 2: He would then cancel the flight home. 80 00:03:42,000 --> 00:03:44,400 Speaker 3: He wouldn't get the flight at all, he wouldn't take 81 00:03:44,440 --> 00:03:44,880 Speaker 3: the flight. 82 00:03:45,240 --> 00:03:48,360 Speaker 2: No, he would, so he'd fly there. Then what he 83 00:03:48,360 --> 00:03:50,400 Speaker 2: would do when he got there he got the two 84 00:03:50,480 --> 00:03:52,840 Speaker 2: hundred and forty dollars credit back. Then he would book 85 00:03:52,840 --> 00:03:55,480 Speaker 2: the flight to go home again, and then he would 86 00:03:55,480 --> 00:03:57,360 Speaker 2: get a free flight back to Sydney because it was 87 00:03:57,480 --> 00:04:01,880 Speaker 2: zero dollars. He did this fifty eight times since twenty twenty. 88 00:04:01,960 --> 00:04:06,240 Speaker 2: He's been flying to Sydney for free from Auckland. 89 00:04:07,040 --> 00:04:11,120 Speaker 1: And it's a loophole. That's levil with Jesus. 90 00:04:12,560 --> 00:04:15,520 Speaker 4: I mean, somewhere in the teas and seas is probably something, 91 00:04:16,560 --> 00:04:19,120 Speaker 4: don't you think where they look at it and it's 92 00:04:19,160 --> 00:04:20,479 Speaker 4: written in there somehow. 93 00:04:20,640 --> 00:04:23,800 Speaker 3: Have you ever read the team nobody reads? 94 00:04:24,000 --> 00:04:26,840 Speaker 4: Oh my god, forget about that too boring. But if 95 00:04:26,839 --> 00:04:29,000 Speaker 4: you get away with it once too, could you imagine 96 00:04:29,040 --> 00:04:31,280 Speaker 4: the excitement when he pulled it off for the first time? 97 00:04:31,360 --> 00:04:35,080 Speaker 4: Fits thinking I have just cracked the code. I have 98 00:04:35,320 --> 00:04:38,200 Speaker 4: I have proven there's life on Mars. Do you know 99 00:04:38,279 --> 00:04:38,600 Speaker 4: what I mean? 100 00:04:39,440 --> 00:04:42,280 Speaker 2: Do you know what he hasn't told others? He's done 101 00:04:42,320 --> 00:04:43,880 Speaker 2: it by himself, because I'd. 102 00:04:43,680 --> 00:04:46,080 Speaker 1: Be too excited. I'd be I'd have. 103 00:04:46,120 --> 00:04:51,040 Speaker 2: Family members, friends, everything flying, I'd book out the whole plane, 104 00:04:51,360 --> 00:04:53,040 Speaker 2: free flights for everybody. 105 00:04:53,160 --> 00:04:55,600 Speaker 4: What about the guy? I mean, there's two different examples here. 106 00:04:55,640 --> 00:04:55,919 Speaker 1: Fits. 107 00:04:55,960 --> 00:04:59,240 Speaker 4: One was I think the Monopoly story that Matt Damon 108 00:04:59,320 --> 00:05:02,279 Speaker 4: was in a film which was a hack job too. 109 00:05:02,440 --> 00:05:05,839 Speaker 4: Was it Matt Damon in the film? And it was McDonald's. 110 00:05:06,800 --> 00:05:10,159 Speaker 1: It was a document it's actual documentary, true story. 111 00:05:10,480 --> 00:05:12,200 Speaker 4: About how the letters were getting out in the game 112 00:05:12,200 --> 00:05:14,200 Speaker 4: of Monopoly and they were selling them and making money. 113 00:05:14,279 --> 00:05:17,200 Speaker 4: But the other one fits was that family and friends 114 00:05:17,200 --> 00:05:19,320 Speaker 4: who found out a way of rigging the lotto. 115 00:05:19,120 --> 00:05:21,240 Speaker 1: System and they would all I. 116 00:05:21,200 --> 00:05:23,080 Speaker 4: Was about thirty two of them that were in it 117 00:05:23,120 --> 00:05:25,560 Speaker 4: made win every time and share the winnings. 118 00:05:25,920 --> 00:05:27,120 Speaker 1: How did you brig lotto? 119 00:05:27,320 --> 00:05:29,360 Speaker 4: They took them so long to work out what they 120 00:05:29,360 --> 00:05:31,960 Speaker 4: were doing, but they were cleaning up. They've had one 121 00:05:32,000 --> 00:05:33,680 Speaker 4: over fifty million dollars. 122 00:05:33,920 --> 00:05:35,800 Speaker 1: Okay, loopoles. We're looking for loopoles. 123 00:05:35,880 --> 00:05:38,679 Speaker 2: If you've got one or you know of one, we'd 124 00:05:38,680 --> 00:05:39,599 Speaker 2: love to hear from you. 125 00:05:39,839 --> 00:05:42,000 Speaker 1: Jerry, Hello, Hey. 126 00:05:41,839 --> 00:05:43,040 Speaker 6: How you going home? 127 00:05:43,120 --> 00:05:43,560 Speaker 4: Mate? 128 00:05:44,400 --> 00:05:47,120 Speaker 6: Well, if you go to the movies and spend a 129 00:05:47,120 --> 00:05:49,280 Speaker 6: lot of money going to Gold Cars for a nice 130 00:05:49,279 --> 00:05:51,760 Speaker 6: little date night, you can contact them afterwards and want 131 00:05:51,800 --> 00:05:53,840 Speaker 6: to know there was a kid crying the entire movie 132 00:05:53,880 --> 00:05:55,680 Speaker 6: and ruined it for you, and they'll send you new 133 00:05:55,720 --> 00:05:56,640 Speaker 6: gold calas to get. 134 00:06:01,080 --> 00:06:04,960 Speaker 3: Yes, that's a good one, that your experience was ruined, Sun. 135 00:06:06,000 --> 00:06:07,400 Speaker 4: I mean that's a little bit like there's a hair 136 00:06:07,480 --> 00:06:09,120 Speaker 4: and the soup kind of gear, isn't it. 137 00:06:09,120 --> 00:06:12,840 Speaker 6: It's yeah, it's bad, but you. 138 00:06:12,800 --> 00:06:17,080 Speaker 3: Don't sound but you don't sound guilty at all the time. No, 139 00:06:17,520 --> 00:06:19,760 Speaker 3: I know, but no, that's a good loophole, good one. 140 00:06:19,960 --> 00:06:22,360 Speaker 1: Do you know what? They're not cheap to gold. 141 00:06:22,080 --> 00:06:24,719 Speaker 4: Class and then you sleep through the movie. 142 00:06:24,920 --> 00:06:28,800 Speaker 2: Well, that can happen, Jamie, Jamie and s Mary's what's 143 00:06:28,839 --> 00:06:30,040 Speaker 2: your loophole, Jomie. 144 00:06:30,880 --> 00:06:33,760 Speaker 7: So, I used to do dowsash and you would go 145 00:06:33,960 --> 00:06:36,760 Speaker 7: cold shopping and everything to people. And it's a little 146 00:06:36,760 --> 00:06:39,720 Speaker 7: bit sneaky, but I would collect all fly by points 147 00:06:39,800 --> 00:06:44,240 Speaker 7: as they would breakfast hostally, I collect everyone's fly by point. 148 00:06:44,320 --> 00:06:46,000 Speaker 7: But it was pretty handy. 149 00:06:46,240 --> 00:06:48,560 Speaker 1: Oh that's so, how do you so? 150 00:06:48,640 --> 00:06:51,760 Speaker 2: Will they just go, oh, look, I do have flybys, 151 00:06:51,839 --> 00:06:54,400 Speaker 2: but I can't be staffed here whatever, and then you 152 00:06:54,600 --> 00:06:56,760 Speaker 2: and you can then put them onto yours Jamie. 153 00:06:57,480 --> 00:06:59,840 Speaker 7: Yeah, well, basically you just go shopping all for me. 154 00:07:00,360 --> 00:07:03,800 Speaker 7: You wouldn't have to fly by your own. 155 00:07:04,800 --> 00:07:06,840 Speaker 4: Happens a lot in businesses too, where the boss of 156 00:07:06,920 --> 00:07:10,640 Speaker 4: the business will, let's say he's got a bricks business, 157 00:07:11,200 --> 00:07:14,840 Speaker 4: he'll buy all the bricks we need, five hundred thousand 158 00:07:14,840 --> 00:07:17,200 Speaker 4: bricks that have put on his credit card and then 159 00:07:17,240 --> 00:07:20,760 Speaker 4: reimburse himself from the business. But he got the points. 160 00:07:21,880 --> 00:07:25,920 Speaker 4: One of the great tricks, guys. Yeah, clever, Katie and Penrith. 161 00:07:25,960 --> 00:07:26,680 Speaker 4: What's your loophole? 162 00:07:27,240 --> 00:07:30,040 Speaker 8: Hey, guys, So, if you don't have enough money and 163 00:07:30,080 --> 00:07:36,760 Speaker 8: your cinema is a little dorgy by student tickets by student. 164 00:07:36,440 --> 00:07:40,600 Speaker 4: Tickets, sure another movie hack, movie. 165 00:07:40,360 --> 00:07:44,160 Speaker 1: Loop you can do that on the web. 166 00:07:44,560 --> 00:07:48,440 Speaker 8: Caty, you sure can. And the time they don't pay 167 00:07:48,440 --> 00:07:51,320 Speaker 8: the student workers enough anyway, so they don't care. 168 00:07:52,680 --> 00:07:54,120 Speaker 1: You don't feel bad about. 169 00:07:55,800 --> 00:07:57,720 Speaker 8: Our local cinema. They don't even clean properly. 170 00:07:57,920 --> 00:08:02,560 Speaker 4: So I feel like Ty's not happy about that. She's 171 00:08:02,600 --> 00:08:05,880 Speaker 4: declared war against her local cinemas. 172 00:08:06,200 --> 00:08:10,280 Speaker 2: Usually people feel better when you are being exploited. And 173 00:08:10,320 --> 00:08:15,040 Speaker 2: you know what, Unfortunately flights have been so expensive lately. Yeah, 174 00:08:15,240 --> 00:08:17,520 Speaker 2: that I'm thinking, if there's any way you can scare 175 00:08:17,560 --> 00:08:19,280 Speaker 2: yourself a free flight here and there. 176 00:08:19,680 --> 00:08:21,960 Speaker 1: I'm okay with Hadcake. That loophole. 177 00:08:22,040 --> 00:08:25,120 Speaker 4: You've got two fits with the tax department, those offshore 178 00:08:25,160 --> 00:08:26,760 Speaker 4: accounts in the Virgin Islands. 179 00:08:27,000 --> 00:08:29,960 Speaker 2: Amazing, that's working, really what it's been happening for thirty years. 180 00:08:30,000 --> 00:08:33,080 Speaker 2: And you know, to my uncle who still lives in 181 00:08:33,120 --> 00:08:37,280 Speaker 2: the Cayman Island, he's been doing a great job. 182 00:08:37,320 --> 00:08:38,200 Speaker 1: You've got to love Uncle. 183 00:08:38,240 --> 00:08:40,960 Speaker 5: Terry sits in Whipper with Kate Ritchie is a Nova 184 00:08:41,000 --> 00:08:43,000 Speaker 5: podcast walk great shows like this. 185 00:08:43,320 --> 00:08:46,440 Speaker 4: Download the Nova player, fight the app Store or Google 186 00:08:46,480 --> 00:08:46,959 Speaker 4: Playing the