Speaker 1: Welcome to How Do They Afford That, the podcast that
Speaker 1: peaks into the financial lives of everyday Australians. I'm Uncle Thompson.
Speaker 1: I'm an author and the co host of the podcast
Speaker 1: Fear and Greed business news. As always, I'm with Canneth Campbell,
Speaker 1: financial planner, founder of Sugar Mama TV. The financial literacy
Speaker 1: platform is on YouTube and Instagram, TikTok everywhere. Hello Canna, Hello,
Speaker 1: Now can we talk today about side hustles? Big surprise
Speaker 1: that we're going to talk about side hustles. We've talked
Speaker 1: about side hustles what a dozen times now on this show.
Speaker 2: Good Side Hustle.
Speaker 1: I know you do you describe yourself and I've described
Speaker 1: you as us the Queen of the side hustle.
Speaker 2: I will wear that crown proudly.
Speaker 1: Yes, that's a crowd you have earned through many, many
Speaker 1: side hustles. If you are stuck for a side hustle idea, right.
Speaker 1: We have done a number of episodes listening a whole
Speaker 1: heap of different ideas. The one where we talked about
Speaker 1: a whole lot of online side hustles. That's gone very
Speaker 1: very well. It's had a great response from listeners who
Speaker 1: are obviously interested in that kind of thing. If you
Speaker 1: want ideas, go, I can listen to some of those
Speaker 1: other episodes that we've done today. Is less about the idea, right,
Speaker 1: and more about the implementation.
Speaker 2: Oh, I like this. This is so important because you
Speaker 2: need to be able to set yourself up a success. Yeah.
Speaker 1: Absolutely, because thrive with your hustle. Yeah. Because if you've
Speaker 1: come up with the idea, I mean, the idea is
Speaker 1: one thing, right, we want to then make it easier
Speaker 1: for you to make some money.
Speaker 2: Execute it, and then you want it to be sustainable.
Speaker 1: And to do that, there's really only one way. It's
Speaker 1: to make a list. Can I we're going to make
Speaker 1: a list? Why do you cringe whenever I say we're
Speaker 1: making a list? Do you know I have a list
Speaker 1: addiction I have?
Speaker 2: I should not judge I have a list problem.
Speaker 1: It's great, it's not a problem. It's it's actually lists
Speaker 1: make life better. Do you start your day with a
Speaker 1: to do list? Do you have a to do list to.
Speaker 2: Be before I go to bed? I do my list
Speaker 2: for the next day.
Speaker 1: Really?
Speaker 2: Yeah? And then I have them color coordinated, and I
Speaker 2: have special pens to tick them off, and then I
Speaker 2: number them and different color pens. It's it's a bit
Speaker 2: of a process, but it really helps my brain.
Speaker 1: See, I like I show you in my handbag, if
Speaker 1: you know, I like lists. I don't like what you
Speaker 1: just said. That sounds like a whole other level of
Speaker 1: coordination and well, well, well beyond me. I'd just like
Speaker 1: to write down what I've got to do. We're going
Speaker 1: to do four things today, four things on this list.
Speaker 1: These are the four things to keep in mind when
Speaker 1: starting a side hustle. Shall we just jump straight into
Speaker 1: number one? Why not number one? Know your why? Why
Speaker 1: are you actually doing this?
Speaker 2: Is that right? Absolutely? You've got to understand, like what
Speaker 2: is It's like your financial journey, Like what is it
Speaker 2: that you want? Like why is this so important? How
Speaker 2: is it going to improve your life or add more
Speaker 2: pleasure and enjoy you to your life, or more meaning
Speaker 2: to your life? So things I'd be asking myself like, okay,
Speaker 2: what are you going to do with the money? Like
Speaker 2: why is this important? So is it pay off debt?
Speaker 2: Is it to maybe save up for a deposit, or
Speaker 2: to save up for a holiday, or to perhaps save
Speaker 2: up some money to pay for a particular course or
Speaker 2: training so that you can change career paths, or perhaps
Speaker 2: you've just got this idea, this like burning idea, and
Speaker 2: you think it could be really successful and you want
Speaker 2: to just have a crack and see where it takes you.
Speaker 2: Or perhaps there's a longer term vision about launching a
Speaker 2: whole new business, a whole new company and you know,
Speaker 2: dominating the world. Like it's really important to know the
Speaker 2: true why, like go deep with it and see, because
Speaker 2: that's what's going to be your you know, continuous source
Speaker 2: of motivation, inspiration to get through it and you know,
Speaker 2: fight those tough times, you know, the natural webs and
Speaker 2: flows of life. But I also think knowing your why
Speaker 2: helps you can set boundaries and stops you or reduces
Speaker 2: the risk perhaps maybe from burnout, because often we feel
Speaker 2: burnt out when we've kind of lost our way and
Speaker 2: we've forgotten why we're doing this in the first place.
Speaker 2: You know, why are we making all of these sacrifices?
Speaker 2: What's the point anymore? It's not worth it. So reconnecting
Speaker 2: with that deep, clear understanding of your whys can be
Speaker 2: very helpful, and then obviously making decisions they are actually
Speaker 2: aligned with your goal, so you stay accountable and on track.
Speaker 2: You don't go and blow that money. If your goal
Speaker 2: your why was to save up money for a deposit,
Speaker 2: you've got that to stop that temptation and distractions that
Speaker 2: can come your way.
Speaker 1: Okay, I find that interesting that know your why, establishing
Speaker 1: those reasons right from the outset means that you can
Speaker 1: keep yourself on track later. But there's a few different
Speaker 1: kind of branches of the why because part of it
Speaker 1: could be financial, and look, let's face it, most of
Speaker 1: it is probably going to be financial. That you've got
Speaker 1: an idea that you think could make some money, so
Speaker 1: you want to do it. But also also it can
Speaker 1: be almost an outlet for you as well that if
Speaker 1: you are perhaps you're not getting the satisfaction that you
Speaker 1: want from the day job, but the day job is
Speaker 1: the thing that pays the bills and that is the
Speaker 1: thing that's kind of keeping the roof over your head.
Speaker 1: Then a side hustle might be the thing that brings
Speaker 1: some joy into your life.
Speaker 2: Right absolutely, And it's you know, a creative outlet.
Speaker 1: Well, I think of writing books. For me, when I
Speaker 1: started out doing that, it was essentially a side hustle.
Speaker 1: But I mean no one would set out to write
Speaker 1: you well, no one would set out to write a book,
Speaker 1: though thinking that it is going to be a financially
Speaker 1: sound thing, because there are so many things that can
Speaker 1: go wrong along the way in terms of publishing novels,
Speaker 1: and so for the first year eighteen months, that was
Speaker 1: just me writing. It was just writing a novel knowing
Speaker 1: that hopefully at the end of it there is a
Speaker 1: chance that it's going to be published. But that was
Speaker 1: essentially a side hustle that was more of a creative
Speaker 1: outlet and an exercising hey, let's see how this goes,
Speaker 1: Let's see where this is going to work. And so
Speaker 1: that was the why for me, and the why was
Speaker 1: partly looking ahead, going oh, maybe maybe it's going to
Speaker 1: be possible at the end of this to publish it
Speaker 1: and make some money out of it. But the prime why,
Speaker 1: the primary goal was to test myself to see if
Speaker 1: I could to use it as a creative outlet and
Speaker 1: to just have some fun with writing and see if
Speaker 1: I can produce a novel.
Speaker 2: Almost an element of curiosity.
Speaker 1: Yeah, absolutely so your why doesn't necessarily need to be
Speaker 1: the hardcore financial thing, but just tapping into all of
Speaker 1: those reasons why you want to have a go at
Speaker 1: something else alongside your day job, and also.
Speaker 2: It can be a part of giving back. So one
Speaker 2: of my girlfriends started is called the Dragonfly Network, and
Speaker 2: it's about helping immigrants get jobs, not making any money
Speaker 2: at all, meeting lots of amazing people, hearing incredible stories,
Speaker 2: but helping making a difference in their lives. That's her
Speaker 2: side hustle, and that's incredible to watch that flourish.
Speaker 1: That is amazing, really cool, that's very honorable.
Speaker 2: It is.
Speaker 1: It was just fabulous. So if we then bring it
Speaker 1: back onto money making side hustles, because this is probably
Speaker 1: where we are heading them with this list as well,
Speaker 1: predominantly right number one, know your why, number two, keep
Speaker 1: it lean. I find this was this is it makes
Speaker 1: a lot of sense.
Speaker 2: Yeah, don't over invest, especially initially. This is where I've
Speaker 2: seen a lot of slight hustles full flat on their faces,
Speaker 2: so you know, spending up a big before they've actually
Speaker 2: even made a dollar, like going out and buying a
Speaker 2: very expensive brand new equipment, software programs, investing in very
Speaker 2: expensive and I'm sure quite talented you know, designers and
Speaker 2: logos and websites ordering items in bulk without actually properly
Speaker 2: testing that particular product or the manufacture, you know, over
Speaker 2: complicating systems and marketing campaigns, just not lining your ducks
Speaker 2: up properly. So I recommend that people be frugal. You know,
Speaker 2: obviously nowhere a lot of surprise, but be like slow
Speaker 2: and steady. Get advice, Talk to people, you know, talk
Speaker 2: to competitors, people who've done something like this before. What
Speaker 2: advice they can give you. Read as much as you
Speaker 2: possibly can, like fill yourself with education, learn where people
Speaker 2: went wrong so that you don't make the same mistakes.
Speaker 2: And utilize all the free tools out there, you know,
Speaker 2: the Canva, Square, Etsy, Gumtree, Instagram, you know, even Amazon,
Speaker 2: things where you can sort of sell a very cost
Speaker 2: effective way. And also, you know, do lots of test
Speaker 2: marketing in a financially savvy way so that you know
Speaker 2: what your who your audience is, or your consumers are,
Speaker 2: what they are looking for, what they're willing to pay for.
Speaker 2: You know, what are their sort of key values, and
Speaker 2: what's going to be your point of difference to cut
Speaker 2: through all the other noise. And you've got to remember,
Speaker 2: you know, this is about making a profit for most people,
Speaker 2: and you can learn a lot on the way, but
Speaker 2: you've just got to take it slow and steady.
Speaker 1: And I wonder, is this something that a lot of
Speaker 1: people do when they start their side hustle, is that
Speaker 1: they go, you know, I want this to be absolutely
Speaker 1: perfect before I take it public. I need the professionally
Speaker 1: designed logo, I need all of the all of the
Speaker 1: software to run this. It's almost like it doesn't need
Speaker 1: to be perfect. You just need like the minimum viable
Speaker 1: products in order to just something to get it out there,
Speaker 1: and then you will learn what works and what doesn't
Speaker 1: and you can adjust and course correct.
Speaker 2: You learn. You know, I've been running my own business,
Speaker 2: you know, for gosh ever since I was twenty, i
Speaker 2: think five or six. You learn so much on the go.
Speaker 2: You know. I could have sat there and read hundreds
Speaker 2: of different books and running a small business, but I'd
Speaker 2: be wasting valuable time and people would be, you know,
Speaker 2: doing what I was doing already, and I've lost that opportunity.
Speaker 2: So you do just need to get on and do it.
Speaker 2: And you're going to make mistakes along the way. But
Speaker 2: the thing is about learning for the mistakes, not repeating them,
Speaker 2: and using them as a wise lesson or a source
Speaker 2: of wisdom.
Speaker 1: Podcasting is a good example of this, right, and I
Speaker 1: see a lot of beause I have done in the
Speaker 1: past a lot of workshops teaching people how to do podcasting.
Speaker 1: It actually is a bit of a side hustle. Oh
Speaker 1: look at this, got side hustles coming out my ears.
Speaker 1: I'm going to challenge you for the crown here.
Speaker 2: I'm feeling quite freshened to be honest.
Speaker 1: Good, good, There is a coup underway. So traditionally a
Speaker 1: podcast doesn't go past the third month. Yes, yeah, And
Speaker 1: we've talked about that before the fact that a lot
Speaker 1: of people will start a podcast because they think it's
Speaker 1: going to be easy.
Speaker 2: It's going to just grab a microphone and chatting.
Speaker 1: And you'll find a whole lot of listeners and it's
Speaker 1: going to boom within the first kind of a couple
Speaker 1: of weeks, and it doesn't happen. And so after three months,
Speaker 1: a lot of people, if they are hosting their own podcast,
Speaker 1: they realize it's actually going to be a lot of work.
Speaker 1: It's going to take a lot longer than that. There's
Speaker 1: no money, and when you're beginning all this kind of
Speaker 1: thing and they'll just it'll it'll kind of peter out.
Speaker 1: What you see, though, is people investing a whole lot
Speaker 1: of money in getting some really top notch equipment up
Speaker 1: front and going I'm going to spend all of this
Speaker 1: money because it's going to be great. We're going to
Speaker 1: go all in, and they spend a couple of thousand
Speaker 1: dollars right on this, only to realize after two months
Speaker 1: this isn't actually for me. I don't want to do this,
Speaker 1: and they've got all this and lo and behold, you
Speaker 1: can pick up some podcasting equipment now on Facebook Marketplace.
Speaker 1: Because people don't want to do it anymore. One of
Speaker 1: the reasons why you would keep your side hustle lean
Speaker 1: to begin with is because you don't know whether it's
Speaker 1: actually going to be for you. It's not just necessarily
Speaker 1: that you might need to kind of course correct as
Speaker 1: you go. You might actually start doing this and something
Speaker 1: and something that you have loved and really enjoyed is
Speaker 1: no longer fun and you don't enjoy it anymore when
Speaker 1: you are trying to do it for money. It's like
Speaker 1: why you never buy a property in the place where
Speaker 1: you love going for holidays, Like you never go I'm
Speaker 1: going to move here, I'm going to move to the
Speaker 1: Gold Coast. I'm going to move to Nosa or something,
Speaker 1: thinking that it is going to be like that holiday
Speaker 1: every day of your life. As soon as you're there
Speaker 1: and the kind of the actual mundane side of life
Speaker 1: kicks in, then it's no longer. It doesn't have that
Speaker 1: lure glamour. And I wonder whether that can happen with
Speaker 1: side hustles as well as you think. You know what,
Speaker 1: I'm enjoying doing this on my in my spare time
Speaker 1: is something fun. I'm going to try and make a
Speaker 1: business out of it. As soon as you attach the
Speaker 1: business side, it becomes a drag and you don't want
Speaker 1: to do it.
Speaker 2: Just a chure rather than a passion.
Speaker 1: God did how about that?
Speaker 2: Huh?
Speaker 1: That was a.
Speaker 2: How are you feeling? Get fired out?
Speaker 1: I know I get fired up about things easily these days. Okay,
Speaker 1: keep it lean, don't overinvest, and know you're why they
Speaker 1: are the first two. Let's take a quick break. I'm
Speaker 1: going to have a cup of tea while we are
Speaker 1: taking a break.
Speaker 2: I think you just some rainbow breaths.
Speaker 1: Rainbow breath I've mentioned this before. I know you don't.
Speaker 1: I put it out of my head because I was
Speaker 1: just so woo woo went out there rainbow breath.
Speaker 2: It's very effective.
Speaker 1: We're going to take a break and come back with
Speaker 1: the second half of our list. Can We are talking
Speaker 1: about starting a side hustle and the four things you
Speaker 1: need to keep in mind once you have done it,
Speaker 1: or in the process, or you're planning your side hustle.
Speaker 1: The four things to keep in mind. Number one, know
Speaker 1: you why, Number two keep it lean. Number three block
Speaker 1: time like it's your job.
Speaker 2: Very important. If you're going to take your side hustle
Speaker 2: seriously and you want to give it the biggest and
Speaker 2: best opportunity to flourish and to help you achieve all
Speaker 2: of your goals and dreams, you've got to set aside
Speaker 2: dedicated time. None of this like yep, yep, whenever I
Speaker 2: get round to it over the weekend, because the reality
Speaker 2: is it's not going to happen like something else would
Speaker 2: be added to your list of things to do or
Speaker 2: just forget. So I would recommend anyone who's starting up
Speaker 2: a side hustle and they're really serious about making it
Speaker 2: work for them, is to have dedicated hours in their
Speaker 2: calendar and in their weeks and days. So, for example,
Speaker 2: you know, I'm sure when you were writing you had
Speaker 2: set that time in the day where you were not
Speaker 2: to be interrupted and you would sit there for X
Speaker 2: amount of hours and just write, and that would be
Speaker 2: that hour of the day or that particular day of
Speaker 2: the week or even month. It's just you've obviously got
Speaker 2: to consistently show up and work on that. But having
Speaker 2: those really clearly defined boundaries with your time management, oh
Speaker 2: non negotiable.
Speaker 1: And unfortunately, because it's your side hustle, it's likely to
Speaker 1: be something that you need to fit in alongside whatever
Speaker 1: it is that you're doing as your day job. So
Speaker 1: it may be that that dedicated time is from five
Speaker 1: am to seven am, which is when I was writing,
Speaker 1: but it was the time when I was able to
Speaker 1: focus and you could do it without interruption. It's not
Speaker 1: necessarily going to be particularly palatable those hours.
Speaker 2: But.
Speaker 1: It requires that consistency in that dedication, right.
Speaker 2: And to make it as easy as possible, you need
Speaker 2: to communicate with the people around you. Look, I'm really
Speaker 2: focusing on this. Can I have two hours being uninterrupted?
Speaker 2: You know? Can you take the kids out for a
Speaker 2: couple of hours or I'm going to close this door,
Speaker 2: I'm going to put headphones on, I'm going to put
Speaker 2: my phone on silent or do not disturb. And it's
Speaker 2: interesting you say about five am, because guess what. Sugar
Speaker 2: Mama TV started up as a side hustle and it
Speaker 2: was never meant to make money. It was all about
Speaker 2: just giving back because my own girlfriends, who I absolutely adore,
Speaker 2: was so bad with money. And you know, Chloe Morello,
Speaker 2: who's a well famous makeup and beauty content creator, was
Speaker 2: my client and she's like, cann Of, you have to
Speaker 2: help all these other girls so they can never how
Speaker 2: to manage their money and they can make great decisions.
Speaker 2: And it was all about giving back. It was never
Speaker 2: about making money. And I used to get up at
Speaker 2: five am and work on Sugar Mama before going to
Speaker 2: my other business for the day. And I would work
Speaker 2: on the weekends as well, when my son would go
Speaker 2: to his father for you know that particular day.
Speaker 1: It's so it is it's a big commitment. Actually this is,
Speaker 1: and maybe this is something that gets overlooked a little
Speaker 1: bit that a side hustle is actually if you're going
Speaker 1: to make a goal of it, if you're going to
Speaker 1: really have a crack, then it is a big commitment
Speaker 1: because you need to be setting aside that time and
Speaker 1: communicating it to everyone. And if you don't, if you're
Speaker 1: not taking it seriously enough, then chances are other people
Speaker 1: aren't going to take it seriously right exactly. Okay, that's
Speaker 1: number three. Number four, keep the money side simple. It
Speaker 1: sounds easy enough in theory.
Speaker 2: So from a practical point of view, you know, have
Speaker 2: a dedicated savings account for the money that you make
Speaker 2: and the money that you spend for this particular side hustle,
Speaker 2: so that some really clear boundaries. And it also allows
Speaker 2: you to go, all right, gosh, there's five thousand dollars
Speaker 2: in there. This this business is actually working on making money,
Speaker 2: or you might go, actually, there's only five thousand dollars.
Speaker 2: I can't be I've you know, flogged myself all year
Speaker 2: to only make five thousand dollars and I spent ten
Speaker 2: thousand exactly. So it means that you are not blurring
Speaker 2: the lines between your personal expenses and income, but you
Speaker 2: can really clearly see where there's tweaks and changes that
Speaker 2: need to be made in your side hustle, which potentially
Speaker 2: could eventually become a business, and tracking those expenses, obviously
Speaker 2: having an accountant as it continues to expand, but also
Speaker 2: tax making sure that you set aside money to pay
Speaker 2: tax and potentially GST as well, so you know, and
Speaker 2: as you start to make more money, and I think
Speaker 2: it's the thresholders around seventy five thousand dollars a year,
Speaker 2: then you've got to go and register for GST. So
Speaker 2: there's the mechanks can become a lot more intricate and detailed,
Speaker 2: but that so it's so important that you have this
Speaker 2: clearly defined boundary so you can examine what's going on.
Speaker 2: I can explain that's for that, this is for this,
Speaker 2: and see where you're potentially wasting money and what's a
Speaker 2: really good investment in the business.
Speaker 1: When we talk about keeping the money side simple, then okay,
Speaker 1: I understand that a separate bank account so that you
Speaker 1: can keep track of that. But the record keeping it
Speaker 1: doesn't need to be complicated, does it. You don't need
Speaker 1: to have a full accounting software setup or anything, especially
Speaker 1: if you're just doing something as a side hustle just
Speaker 1: to see how it goes. You could just have a spreadsheet,
Speaker 1: just a very simple, straightforward Excel or a Google sheet
Speaker 1: or something, but just you got to keep records in some.
Speaker 2: Way exactly and you know, some people just if it's
Speaker 2: something very simple, they can just look at the transactions
Speaker 2: on their bank account. They can say, well, I paid
Speaker 2: for this software program, I paid for this logo to
Speaker 2: be made, I paid for this printing. You know it's
Speaker 2: all documented there and a lot of banking apps will
Speaker 2: actually now categorize this for you.
Speaker 1: And the tax side of it. I mean, do you
Speaker 1: begin with the end in mind with this? Like do
Speaker 1: you start out aiming for million?
Speaker 2: No?
Speaker 1: You know what I mean? Like, you know how when
Speaker 1: you start and you've got to decide whether your business
Speaker 1: and when you're registering your ABN and all of this,
Speaker 1: and you've got to decide whether you're going to register
Speaker 1: for GST as well. Do you just do you kind
Speaker 1: of aim high from the beginning and say yes, I'm
Speaker 1: going to hit that threshold whether it's seventy five thousand
Speaker 1: or whatever it is in order to start charging GST.
Speaker 1: Or is it just you keep it simple to begin with,
Speaker 1: until you can see a pattern and to see the
Speaker 1: growth trajectory and see how this business is going to
Speaker 1: actually go before you go all in.
Speaker 2: Absolutely and the moment you think you know what this
Speaker 2: desk is actually working it's taking off, go and see
Speaker 2: accountants straight away, because there are lots of different structures
Speaker 2: to use, and an accountant will sit down, look at
Speaker 2: your situation, look at your goals, and go all right,
Speaker 2: we recommend a company structure, or we're going to recommend
Speaker 2: it to your trust fund structure, or actually stay as
Speaker 2: a sole trader, and they'll be able to also talk
Speaker 2: you through all the different ways of claiming, distributing the income,
Speaker 2: how it's done, like it's there's Those sort of mechanics
Speaker 2: are really important the moment you know that this is
Speaker 2: actually paying off.
Speaker 1: Okay, they're forced pretty simple tips. Number one, know you why.
Speaker 1: Number two keep it lean and don't overinvest. Number three
Speaker 1: block time like it's your job, even if it's just
Speaker 1: half an hour, but it is consistent time and taking
Speaker 1: that time seriously. And number four keep the money side simple.
Speaker 1: Separate bank accounts, tracking your income, tracking your expenses, and
Speaker 1: keeping the tax in mind as well, so that you
Speaker 1: don't land with a tax bill at the end of
Speaker 1: the year.
Speaker 2: And I have a separate savings account for the tax
Speaker 2: even Oh yeah, yeah, I really recommend that. I think
Speaker 2: that's really helpful because I have people I know who
Speaker 2: have accidentally gone spent their tax money. Oh dear, Yes,
Speaker 2: but you've got to make sure that you know you
Speaker 2: put the dedicated amount into a separate account so that
Speaker 2: you know that that cannot is not actually the profit.
Speaker 1: And im supposed to be very easy in the early
Speaker 1: days of a side hustle to not think about the
Speaker 1: fact that when tax time rolls around, you are going
Speaker 1: to have to declare, declare all of this income and
Speaker 1: you will be paying tax on it. You just look
Speaker 1: at this, Hey, this is a side hustle. I'm making
Speaker 1: a bit of cash on the side. It's just coming
Speaker 1: into me. But no, it doesn't quite work.
Speaker 2: Ye need to account for tax. And that's why again
Speaker 2: an account can put give you some really clear boundaries
Speaker 2: that you know to put, for example, twenty to thirty
Speaker 2: percent in a separate savings account or ten percent whatever
Speaker 2: the account of recommends. But the golden rule, I would
Speaker 2: say is the three seas with a site hustle, be
Speaker 2: really clear about what you want. Be consistent. You can't
Speaker 2: just show up once a month. You need to be
Speaker 2: showing up every day or every week to work on
Speaker 2: this site hustle, and be committed. It's going to take time.
Speaker 2: You need to be patient. But if you have these
Speaker 2: three seas lined up, you're on your way.
Speaker 1: Why did you wait till the last minute of the
Speaker 1: podcast to bust that one out? I've been sitting on
Speaker 1: this little gem the whole time of the three Seas.
Speaker 1: I was about to wrap things up, and we might
Speaker 1: have missed out on the three seas entirely.
Speaker 2: I'd never let you miss out on the thirty seeds.
Speaker 1: Oh thank you? Okay, where do we find you? If
Speaker 1: we want more information?
Speaker 2: Best place to get a hold of me is on
Speaker 2: Instagram at Tugaramama tv or Canna Campbell.
Speaker 1: Official and you can hear me every day on Fear
Speaker 1: and Greed business News. You can use Thank you very
Speaker 1: much for listening to how do they afford that? Remembered
Speaker 1: follow on the podcast, And the very best thing that
Speaker 1: you can do is tell somebody else send them a
Speaker 1: link to this episode. If perhaps you have a friend
Speaker 1: that is thinking of starting a side hustle and send
Speaker 1: them this episode and spread the word about how do
Speaker 1: they afford that? Thank you for your company. Join us
Speaker 1: again next week