1 00:00:00,480 --> 00:00:03,600 Speaker 1: Small businesses now. They are the backbone of our country 2 00:00:04,000 --> 00:00:07,560 Speaker 1: and I know firsthand how tough it is, long hours, 3 00:00:07,680 --> 00:00:11,920 Speaker 1: constant hurdles, and too often feeling like you're in it alone. 4 00:00:12,160 --> 00:00:14,600 Speaker 1: And what I keep hearing from you is that small 5 00:00:14,640 --> 00:00:18,600 Speaker 1: business owners don't feel heard. My team and I are 6 00:00:18,600 --> 00:00:22,480 Speaker 1: paying close attention to our small business community and the 7 00:00:22,480 --> 00:00:25,840 Speaker 1: feedback that comes to us through the Mental podcast. Now, 8 00:00:25,880 --> 00:00:29,080 Speaker 1: one thing is clear. You want to hear from more 9 00:00:29,280 --> 00:00:33,160 Speaker 1: businesses beyond Sydney, from across the country, and especially those 10 00:00:33,280 --> 00:00:36,239 Speaker 1: that are doing it tough. That's why my team and 11 00:00:36,440 --> 00:00:39,560 Speaker 1: I are launching the Small Business call Out. The Small 12 00:00:39,600 --> 00:00:42,040 Speaker 1: Business call Out, which will be under the Mentor channel, 13 00:00:42,280 --> 00:00:45,000 Speaker 1: will talk to business owners all over the country every 14 00:00:45,080 --> 00:00:47,800 Speaker 1: single week, no matter where you are. We want to 15 00:00:47,840 --> 00:00:51,320 Speaker 1: hear from you. What's working, what's not working, What do 16 00:00:51,320 --> 00:00:54,240 Speaker 1: you need from the government to actually succeed? What are 17 00:00:54,280 --> 00:00:56,840 Speaker 1: the things can you enlighten us about what it's like 18 00:00:57,200 --> 00:01:00,240 Speaker 1: being in the small business community. This is yours chands 19 00:01:00,320 --> 00:01:02,880 Speaker 1: to make your voice count. We want to hear from 20 00:01:02,920 --> 00:01:06,759 Speaker 1: all industries, from those struggling, from those who feel overlooked, 21 00:01:07,120 --> 00:01:09,040 Speaker 1: or those who have something to say but haven't had 22 00:01:09,040 --> 00:01:11,520 Speaker 1: the platform to say it. I'm going to continue hosting 23 00:01:11,520 --> 00:01:14,479 Speaker 1: the Mental podcast, but the Small Business call Out will 24 00:01:14,520 --> 00:01:18,200 Speaker 1: be uploaded between episodes. So let's get into this week's 25 00:01:18,280 --> 00:01:32,280 Speaker 1: edition of the new Small Business call Out. What is 26 00:01:32,280 --> 00:01:35,120 Speaker 1: the name of your business and in simple terms, what 27 00:01:35,240 --> 00:01:36,319 Speaker 1: does your business do? 28 00:01:36,880 --> 00:01:41,400 Speaker 2: Yep, my name is Anthony Lloyd and our business is 29 00:01:41,480 --> 00:01:45,759 Speaker 2: Lloyd's Building a construction we are we're subcontractors, so we 30 00:01:45,920 --> 00:01:52,520 Speaker 2: specialize in commercial carpentry fit outs and we basically contract 31 00:01:52,520 --> 00:01:57,520 Speaker 2: to the head contractors doing the carpentry components, which is 32 00:01:58,760 --> 00:02:03,680 Speaker 2: just based off based off tendering for the project, putting 33 00:02:03,680 --> 00:02:06,520 Speaker 2: it out bit submission and then you were successful. We 34 00:02:06,640 --> 00:02:13,840 Speaker 2: end updooring commercial office fit out, schools, various various elements. 35 00:02:13,400 --> 00:02:14,920 Speaker 3: In that commercial sector. 36 00:02:15,320 --> 00:02:20,520 Speaker 2: And I'm the managing director along with my wife as 37 00:02:20,960 --> 00:02:23,720 Speaker 2: she's not a director, but she's in charge as well. 38 00:02:24,000 --> 00:02:25,359 Speaker 3: So as a family. 39 00:02:25,080 --> 00:02:27,840 Speaker 1: Run business, where was your business founded and where is 40 00:02:27,840 --> 00:02:28,520 Speaker 1: it located? 41 00:02:29,400 --> 00:02:30,120 Speaker 3: Found in Camera? 42 00:02:30,240 --> 00:02:32,120 Speaker 2: So I should state that as well, where a camera 43 00:02:32,160 --> 00:02:41,000 Speaker 2: based family company started that in twenty twelve. Yeah, I 44 00:02:41,040 --> 00:02:43,200 Speaker 2: can give you a bit more background if you want to. Yeah, 45 00:02:43,240 --> 00:02:47,840 Speaker 2: it's still located in Camera. It's probably been twenty twelve. 46 00:02:47,840 --> 00:02:50,280 Speaker 2: So would you say fourteen fifteen, sort of years now 47 00:02:50,400 --> 00:02:54,840 Speaker 2: we've been doing it. I started off in my carpentry apprenticeship, 48 00:02:56,600 --> 00:03:01,120 Speaker 2: did then decided to do a bit of work as 49 00:03:01,120 --> 00:03:04,800 Speaker 2: a subcontractor, and then decided to go and start my 50 00:03:04,840 --> 00:03:10,080 Speaker 2: own business, probably in twenty twelve. And so I started 51 00:03:10,080 --> 00:03:13,600 Speaker 2: that and started with me on the tools with one 52 00:03:13,639 --> 00:03:16,680 Speaker 2: other person give me a hand, and sort of built 53 00:03:16,760 --> 00:03:17,840 Speaker 2: it up from that. 54 00:03:18,919 --> 00:03:20,040 Speaker 3: Just hard work. 55 00:03:20,080 --> 00:03:22,200 Speaker 2: And I'm off the tools now our project manage and 56 00:03:22,639 --> 00:03:23,880 Speaker 2: in the office full time. 57 00:03:24,000 --> 00:03:27,120 Speaker 1: So and what inspired you to start your business? 58 00:03:28,120 --> 00:03:31,800 Speaker 2: Basically it all started Originally I was with my grandfather 59 00:03:31,880 --> 00:03:35,960 Speaker 2: that said he like construction, so, you know, stupidly, I'm like, yeah, 60 00:03:36,000 --> 00:03:38,040 Speaker 2: that's a great idea. I wanted to be a fighter pilot, 61 00:03:38,080 --> 00:03:40,600 Speaker 2: but that ended up being a bit hard. 62 00:03:41,040 --> 00:03:42,680 Speaker 3: So he was kind of my inspiration. 63 00:03:42,880 --> 00:03:46,840 Speaker 2: And then I was always always liked men hands on 64 00:03:47,160 --> 00:03:50,360 Speaker 2: and seeing what I produce, and like, you know, it's 65 00:03:50,760 --> 00:03:53,640 Speaker 2: a pretty cool thing. So that's what inspired me to 66 00:03:53,760 --> 00:04:00,720 Speaker 2: do subcontracting. I guess, I guess I'm just just sort 67 00:04:00,720 --> 00:04:02,680 Speaker 2: of I'm not afraid of hard work. I just like 68 00:04:02,760 --> 00:04:07,640 Speaker 2: to get in and work, So you know, it's at 69 00:04:07,640 --> 00:04:10,240 Speaker 2: the time I wouldn't if I forecasted it I was 70 00:04:10,480 --> 00:04:14,120 Speaker 2: doing this. I don't think that's what my plan was, but. 71 00:04:14,200 --> 00:04:15,040 Speaker 3: Yeah, so we did. 72 00:04:15,240 --> 00:04:18,880 Speaker 2: I started doing housing, residential housing, frames, trustes and that, 73 00:04:18,960 --> 00:04:22,640 Speaker 2: and then just ended up going into more commercial just 74 00:04:23,240 --> 00:04:27,080 Speaker 2: camera based. There's a lot of commercial office use and 75 00:04:27,920 --> 00:04:30,560 Speaker 2: sort of found a niche for that. And I said, 76 00:04:30,560 --> 00:04:35,000 Speaker 2: I hated commercial carpentry, but I'm still doing it. Say 77 00:04:35,560 --> 00:04:39,400 Speaker 2: there's it's good, good money in it's hard work, but 78 00:04:39,560 --> 00:04:42,520 Speaker 2: it's yeah, it definitely pays a bill. 79 00:04:42,680 --> 00:04:45,160 Speaker 1: So how is your business doing right now? 80 00:04:45,480 --> 00:04:47,960 Speaker 2: I'll give you a bit of an array. It's quite interesting. 81 00:04:48,000 --> 00:04:50,440 Speaker 2: There's a bit of a bit of a background to us, 82 00:04:50,520 --> 00:04:54,560 Speaker 2: so we got caught up. So the business now, so 83 00:04:54,839 --> 00:05:00,440 Speaker 2: circumstances now, it's it's quite hard at the moment. I'll 84 00:05:00,440 --> 00:05:02,120 Speaker 2: give you a bit of a little bit of a 85 00:05:02,160 --> 00:05:05,159 Speaker 2: brief on where we are now and then how it's 86 00:05:05,200 --> 00:05:07,080 Speaker 2: been the past two years leading up to where we 87 00:05:07,080 --> 00:05:09,680 Speaker 2: are now. We're probably in the best position we are 88 00:05:09,760 --> 00:05:15,440 Speaker 2: now for you know, since COVID we've finally got some 89 00:05:15,520 --> 00:05:19,720 Speaker 2: sustainable work. But still, you know, they only lasted a 90 00:05:19,760 --> 00:05:23,440 Speaker 2: couple of months where waiting for this selection to get called. 91 00:05:23,480 --> 00:05:24,640 Speaker 3: Because we find a lot of. 92 00:05:24,600 --> 00:05:28,880 Speaker 2: The decisions around work based on what we do is 93 00:05:29,040 --> 00:05:33,200 Speaker 2: sort of getting put on hold and decisions aren't being made. 94 00:05:33,279 --> 00:05:36,159 Speaker 2: So camera market at the moment is probably the quietest 95 00:05:36,200 --> 00:05:38,200 Speaker 2: it's ever been, to be perfectly honest with you, It's 96 00:05:38,520 --> 00:05:43,240 Speaker 2: usually quite consistently busy with the commercial, but everyone's struggling 97 00:05:43,320 --> 00:05:45,200 Speaker 2: a bit at the moment and just sort of it's 98 00:05:45,400 --> 00:05:47,960 Speaker 2: kind of I guess for us as a business, I'm 99 00:05:47,960 --> 00:05:50,320 Speaker 2: having to work harder to keep the work in front 100 00:05:50,320 --> 00:05:53,039 Speaker 2: of the boys. I call it chasing a biscuit. It's 101 00:05:53,160 --> 00:05:58,000 Speaker 2: like you know that this is always chasing work, chasing work, 102 00:05:58,040 --> 00:06:00,760 Speaker 2: and it's mentally training. So that's where at the moment, 103 00:06:00,839 --> 00:06:03,680 Speaker 2: like as I said, it's still good. But as a 104 00:06:03,800 --> 00:06:07,240 Speaker 2: business now, if you're not prepared putting the extra work, 105 00:06:08,040 --> 00:06:13,200 Speaker 2: it's you're going to get yourself undone. So I guess 106 00:06:13,279 --> 00:06:15,760 Speaker 2: leading up to sort of where we are now, we've 107 00:06:16,480 --> 00:06:18,360 Speaker 2: obviously it was off the back of COVID trying to 108 00:06:18,400 --> 00:06:22,680 Speaker 2: run a business. We got caught up by three builders 109 00:06:22,680 --> 00:06:28,200 Speaker 2: going into administration. So we got caught up getting basically 110 00:06:28,240 --> 00:06:30,680 Speaker 2: not paid FO one hundred and forty thousand dollars. So 111 00:06:31,480 --> 00:06:35,479 Speaker 2: that was the past probably over the past two years 112 00:06:35,520 --> 00:06:40,480 Speaker 2: so the past two years have basically been passed down, 113 00:06:40,560 --> 00:06:43,200 Speaker 2: bum up, and just work your ass off to basically 114 00:06:43,200 --> 00:06:46,120 Speaker 2: dig out of a whole someone else has created for us. 115 00:06:46,160 --> 00:06:48,960 Speaker 2: So that's been a hard thing to stomach, to be 116 00:06:48,960 --> 00:06:53,520 Speaker 2: honest with you, But at the end of the day, 117 00:06:53,880 --> 00:06:55,640 Speaker 2: no one's actually going to get you out of it 118 00:06:55,760 --> 00:07:00,640 Speaker 2: except for yourself. So yeah, I've managed tome luck in 119 00:07:00,680 --> 00:07:03,200 Speaker 2: a privileged position to get over that hurdle. 120 00:07:04,760 --> 00:07:05,719 Speaker 3: And now we're. 121 00:07:05,640 --> 00:07:09,440 Speaker 2: Kind of and that's also due to me having the 122 00:07:09,480 --> 00:07:12,160 Speaker 2: business for fourteen fifteen years, Like it's kind of not 123 00:07:12,240 --> 00:07:15,640 Speaker 2: fair that I've built it up since then. I've had 124 00:07:15,640 --> 00:07:17,440 Speaker 2: to take a bit of a hip of that hard work. 125 00:07:18,160 --> 00:07:19,720 Speaker 2: You know, that's the only thing that's kind of got 126 00:07:19,760 --> 00:07:23,120 Speaker 2: me through. So that's yeah, that's sort of kind of 127 00:07:23,120 --> 00:07:25,640 Speaker 2: where we're up to now with work in sort of things. 128 00:07:25,680 --> 00:07:31,600 Speaker 2: So just trying to basically, you know, wake up and 129 00:07:31,760 --> 00:07:33,560 Speaker 2: generally was sort of like, well, I'm just going to 130 00:07:33,560 --> 00:07:36,240 Speaker 2: make twenty twenty five, like my bitch, just have a 131 00:07:36,280 --> 00:07:39,480 Speaker 2: good crack at it. So yeah, it's kind of where're 132 00:07:39,520 --> 00:07:42,080 Speaker 2: up to at the moment. You know, I've got not 133 00:07:42,200 --> 00:07:44,440 Speaker 2: that it's a thing. I've got it, you know, adhd 134 00:07:44,480 --> 00:07:46,760 Speaker 2: as well as a business owner. So I've got you know, 135 00:07:46,840 --> 00:07:50,040 Speaker 2: that gives me my superpower to drive. But yeah, it's 136 00:07:50,240 --> 00:07:53,840 Speaker 2: it's pretty much no sugarcoating it. It's just like twenty 137 00:07:53,920 --> 00:07:56,400 Speaker 2: twenty five, it's been a hard couple of years. Just 138 00:07:56,600 --> 00:07:58,920 Speaker 2: you know, get out and just as I said, make 139 00:07:58,960 --> 00:08:01,080 Speaker 2: it my bitch. That's just but you could put it 140 00:08:01,120 --> 00:08:07,080 Speaker 2: in a better, better terminology. It's a tradesman. It's a 141 00:08:07,120 --> 00:08:09,720 Speaker 2: tradesman sort of just keeping it real sort of thing. 142 00:08:09,840 --> 00:08:13,559 Speaker 1: So yeah, what challenges have you faced as a small 143 00:08:13,600 --> 00:08:16,360 Speaker 1: business owner and how do they impact your business and 144 00:08:16,440 --> 00:08:19,600 Speaker 1: how did you overcome them? Did they affect your family members, 145 00:08:19,760 --> 00:08:23,200 Speaker 1: did they affect your relationships? How did you solve them? 146 00:08:23,360 --> 00:08:24,680 Speaker 3: So I guess. 147 00:08:26,200 --> 00:08:29,840 Speaker 2: Challenges are and we've been doing a bit of advictousy 148 00:08:29,840 --> 00:08:31,280 Speaker 2: stuff myself, mainly my wife. 149 00:08:31,320 --> 00:08:32,679 Speaker 3: She's very inspirational. 150 00:08:33,840 --> 00:08:37,200 Speaker 2: So challenges, the main challenges where you found was sort 151 00:08:37,200 --> 00:08:40,559 Speaker 2: of started all back with COVID, just with. 152 00:08:43,080 --> 00:08:46,440 Speaker 3: Just with all the work and elements like that. It 153 00:08:46,520 --> 00:08:50,959 Speaker 3: was I'll go back to that, so I think I'm 154 00:08:51,000 --> 00:08:51,760 Speaker 3: thinking in my head. 155 00:08:52,000 --> 00:08:54,360 Speaker 2: So yeah, so we found COVID just trying to keep 156 00:08:54,360 --> 00:08:56,959 Speaker 2: everyone employed and the arm. 157 00:08:58,360 --> 00:09:02,680 Speaker 3: Try to put notifications on, so we had COVID. 158 00:09:03,000 --> 00:09:05,800 Speaker 2: Trying to keep people employed during that process and just 159 00:09:05,840 --> 00:09:08,840 Speaker 2: trying to keep the work up to it was quite challenging, 160 00:09:08,880 --> 00:09:11,960 Speaker 2: and we kept all of our staff employeed just due 161 00:09:11,960 --> 00:09:13,440 Speaker 2: to the fact that it was hard for everyone at 162 00:09:13,440 --> 00:09:17,720 Speaker 2: that time challenges out of that, we thought, yelp, the 163 00:09:17,760 --> 00:09:20,640 Speaker 2: COVID is done. And I don't like talking about COVID 164 00:09:20,640 --> 00:09:24,040 Speaker 2: because it's been and done thing, but it's it had 165 00:09:24,040 --> 00:09:26,640 Speaker 2: an effect on the businesses a lot of them just 166 00:09:26,679 --> 00:09:30,040 Speaker 2: with cash flow, that free cash that you had before 167 00:09:30,120 --> 00:09:32,320 Speaker 2: that period of time you've kind of spent getting through 168 00:09:32,360 --> 00:09:36,840 Speaker 2: the COVID period, so you know, the residual cash and 169 00:09:36,880 --> 00:09:40,920 Speaker 2: you know the I say cash bank balance that you had, 170 00:09:40,960 --> 00:09:42,959 Speaker 2: you kind of was chewing through that to try. 171 00:09:42,800 --> 00:09:44,360 Speaker 3: And just get through the other side. 172 00:09:44,760 --> 00:09:47,480 Speaker 2: So you get through that, and then you know your 173 00:09:47,559 --> 00:09:50,040 Speaker 2: near as challenges. Our interest rates rise than which is 174 00:09:50,040 --> 00:09:53,160 Speaker 2: a which is a thing for everyone as a challenge personally, 175 00:09:53,200 --> 00:09:56,600 Speaker 2: but as a business owner as well, you know, it 176 00:09:56,640 --> 00:09:59,920 Speaker 2: affects us because you know people aren't We're not so 177 00:10:01,080 --> 00:10:03,760 Speaker 2: direct to clients, but you know, even the government stops 178 00:10:03,760 --> 00:10:06,680 Speaker 2: spending money like small little office fit outs and little 179 00:10:06,960 --> 00:10:10,360 Speaker 2: alterations that they used to do. You know, they've stopped 180 00:10:10,360 --> 00:10:13,800 Speaker 2: spending money on that type of things here, I guess. 181 00:10:13,800 --> 00:10:15,640 Speaker 2: And other challenges are and you know a lot of 182 00:10:15,640 --> 00:10:19,439 Speaker 2: people work from home now, so it's shifted. So government 183 00:10:19,559 --> 00:10:22,199 Speaker 2: office fit outs used to be consistently doing fit outs 184 00:10:22,240 --> 00:10:26,920 Speaker 2: and remodifying the surroundings and offices and that sort of thing. 185 00:10:26,960 --> 00:10:30,640 Speaker 2: That's sort of you know, had a limitation as well. Challenges. 186 00:10:30,679 --> 00:10:34,240 Speaker 2: The biggest thing in the construction industries are basically the 187 00:10:34,280 --> 00:10:39,160 Speaker 2: materials have gone up massive, massive amount. Luck it's jip 188 00:10:39,240 --> 00:10:43,040 Speaker 2: rocks doubled in price. You know, for example, like plasterboard 189 00:10:43,200 --> 00:10:44,079 Speaker 2: you've put in your house. 190 00:10:44,160 --> 00:10:45,800 Speaker 3: You know, you've got. 191 00:10:45,720 --> 00:10:50,319 Speaker 2: All your supplies. The main big supplies are still increasing 192 00:10:51,240 --> 00:10:55,600 Speaker 2: as of now, and even with inflation, and it's sort 193 00:10:55,640 --> 00:10:59,080 Speaker 2: of struggling to see how they can increase it. So 194 00:10:59,200 --> 00:11:03,280 Speaker 2: much like this consumer wise, it's just it's ridiculous. So 195 00:11:03,840 --> 00:11:08,280 Speaker 2: as a business owner, you've also got labor's fluctuating as well, 196 00:11:08,280 --> 00:11:10,080 Speaker 2: with the price of leaving is going up as well, 197 00:11:10,840 --> 00:11:13,680 Speaker 2: and people just think that as a business owner you 198 00:11:13,720 --> 00:11:14,559 Speaker 2: just put your ais up. 199 00:11:14,960 --> 00:11:15,960 Speaker 3: It doesn't work that way. 200 00:11:16,960 --> 00:11:21,960 Speaker 2: Kind of business owners now, I would say running on 201 00:11:23,040 --> 00:11:26,440 Speaker 2: tighter margins than they were before, So the margins are 202 00:11:27,240 --> 00:11:30,520 Speaker 2: NEETs to nowhere near what the margins haven't changed since 203 00:11:30,559 --> 00:11:34,200 Speaker 2: COVID basically, and since inflation, Like you know, they've gone 204 00:11:34,240 --> 00:11:35,880 Speaker 2: up a little bit in terms of materials. 205 00:11:35,920 --> 00:11:38,840 Speaker 3: But because it's so competitive with the. 206 00:11:38,760 --> 00:11:42,520 Speaker 2: Inflation and all the things that's happening in the world, 207 00:11:42,679 --> 00:11:47,840 Speaker 2: it's it's really if I want to put my prices up, 208 00:11:48,280 --> 00:11:50,000 Speaker 2: I won't win as much work. But then you need 209 00:11:50,040 --> 00:11:53,400 Speaker 2: to win work to keep people employeed. So I find 210 00:11:53,440 --> 00:11:56,120 Speaker 2: a lot of businesses as well, and people going into 211 00:11:56,160 --> 00:11:58,240 Speaker 2: you And this might not be one hundred scent crept, 212 00:11:58,240 --> 00:12:01,360 Speaker 2: but there I feel like people there'll be more business 213 00:12:01,480 --> 00:12:04,880 Speaker 2: going into administration, and that because you don't have the 214 00:12:04,960 --> 00:12:07,280 Speaker 2: time and effort to put into your business at the moment, 215 00:12:09,559 --> 00:12:13,160 Speaker 2: it kind of that's where you get undone. So before 216 00:12:13,240 --> 00:12:15,480 Speaker 2: you could have been a bit lazier and have a 217 00:12:15,559 --> 00:12:17,800 Speaker 2: blowout with some materials and you know it'd be all 218 00:12:17,840 --> 00:12:20,360 Speaker 2: right covered here and there. But because because you've got 219 00:12:20,400 --> 00:12:25,000 Speaker 2: so many different challenges that you're having to deal with, 220 00:12:26,600 --> 00:12:29,040 Speaker 2: it takes a lot more of my time now to 221 00:12:29,120 --> 00:12:31,360 Speaker 2: run a business. And you go, well, that's your decision, 222 00:12:31,440 --> 00:12:33,920 Speaker 2: Yes it is, But some of the things that you're 223 00:12:33,960 --> 00:12:36,400 Speaker 2: having to you know, it's just a simple things like 224 00:12:36,520 --> 00:12:39,199 Speaker 2: checking your materials that don't blow out, checking your labor 225 00:12:39,280 --> 00:12:41,680 Speaker 2: costs because you're trying to operate on a less of 226 00:12:41,679 --> 00:12:44,199 Speaker 2: a margin. So you know, you put all of that 227 00:12:44,280 --> 00:12:47,880 Speaker 2: into into play and you know that's your day done. 228 00:12:47,920 --> 00:12:51,880 Speaker 1: Twil The thing, how confident are you in Australian government's 229 00:12:51,920 --> 00:12:55,080 Speaker 1: ability to support small businesses effectively? 230 00:12:56,160 --> 00:13:00,400 Speaker 2: That is a great question. That's a stark question, stick 231 00:13:00,480 --> 00:13:03,480 Speaker 2: question for me. At the moment, I could confidently tale 232 00:13:03,520 --> 00:13:06,000 Speaker 2: you and I'm just going to be perfectly honest, they're 233 00:13:06,040 --> 00:13:06,560 Speaker 2: doing nothing. 234 00:13:07,000 --> 00:13:09,120 Speaker 3: There are I don't know. 235 00:13:09,080 --> 00:13:13,920 Speaker 2: The statistics as such, but the small businesses in Australia 236 00:13:13,920 --> 00:13:18,400 Speaker 2: are quite a massive amount of the revenue for the 237 00:13:18,400 --> 00:13:21,720 Speaker 2: government and there's no support. 238 00:13:21,760 --> 00:13:22,400 Speaker 3: Like it's. 239 00:13:24,240 --> 00:13:26,760 Speaker 2: What would you say, like, why don't they support us? 240 00:13:26,760 --> 00:13:29,880 Speaker 2: It's just you know, I lost that as an example, 241 00:13:29,920 --> 00:13:37,600 Speaker 2: I lost that money and there's literally no one, no systems, know, 242 00:13:37,760 --> 00:13:43,720 Speaker 2: nothing to help me at all. Like literally I could 243 00:13:43,720 --> 00:13:45,880 Speaker 2: have lost my house, I could have lost everything, just 244 00:13:46,480 --> 00:13:46,720 Speaker 2: you know. 245 00:13:46,840 --> 00:13:49,480 Speaker 3: For the for I was just lucky. 246 00:13:49,480 --> 00:13:51,120 Speaker 2: I was in the position that I've worked hard and 247 00:13:51,160 --> 00:13:53,559 Speaker 2: I had to take some equity out of my home 248 00:13:53,600 --> 00:13:56,800 Speaker 2: to pay back the tax office for instance, like even 249 00:13:57,440 --> 00:14:01,720 Speaker 2: even like the I guess the tax office like stuff 250 00:14:01,840 --> 00:14:03,800 Speaker 2: like that. We found with them, they're getting stricter and 251 00:14:03,800 --> 00:14:08,200 Speaker 2: stricter and getting back. You know, if you say, as 252 00:14:08,200 --> 00:14:10,360 Speaker 2: a company you haven't had a tax debt over the years, 253 00:14:10,400 --> 00:14:14,040 Speaker 2: you're lying because during COVID everyone was putting on payment 254 00:14:14,120 --> 00:14:17,040 Speaker 2: terms and stuff with it with the ATO. So the ATA, 255 00:14:17,200 --> 00:14:20,360 Speaker 2: I guess they are government based. You know, the government 256 00:14:20,360 --> 00:14:24,560 Speaker 2: could be talking to the AhR of somewhat assisting with 257 00:14:24,640 --> 00:14:27,680 Speaker 2: that because they're quick to tax you on it and 258 00:14:27,720 --> 00:14:30,560 Speaker 2: take your money off of you. But then the circumstances 259 00:14:30,560 --> 00:14:32,080 Speaker 2: are we didn't get paid for one hundred and forty 260 00:14:32,120 --> 00:14:33,360 Speaker 2: grand I still had to pay all. 261 00:14:33,320 --> 00:14:37,080 Speaker 3: My tax based on the job that we did. 262 00:14:37,480 --> 00:14:39,080 Speaker 2: But I didn't get paid it, and I still had 263 00:14:39,120 --> 00:14:42,040 Speaker 2: to technically pay that, and it hurt. 264 00:14:43,080 --> 00:14:43,920 Speaker 3: We had a tax debt. 265 00:14:44,360 --> 00:14:48,600 Speaker 2: We had to pay basically down a lot of money 266 00:14:50,080 --> 00:14:53,760 Speaker 2: for the banks to remortgage to restructure my house because 267 00:14:53,760 --> 00:14:54,760 Speaker 2: I had an ATO debt. 268 00:14:54,800 --> 00:14:57,080 Speaker 3: So that's a big thing for businesses. 269 00:14:57,440 --> 00:14:59,920 Speaker 2: I guess that's what governments could do is look at, 270 00:15:00,440 --> 00:15:03,080 Speaker 2: you know, the taxing of the businesses. I know, they're like, 271 00:15:04,160 --> 00:15:08,560 Speaker 2: because of what's happened, they're coming after small businesses now 272 00:15:09,040 --> 00:15:11,560 Speaker 2: more than ever that owe money to the tax office 273 00:15:12,600 --> 00:15:15,360 Speaker 2: and those putting some people. Yet you've got to pay tax, 274 00:15:15,360 --> 00:15:18,360 Speaker 2: as simple as that. But there's circumstances like ours that 275 00:15:19,560 --> 00:15:22,160 Speaker 2: you know, there could be a bit more accommodating. But 276 00:15:22,760 --> 00:15:24,760 Speaker 2: like I said that, the tax office and stuff is 277 00:15:24,760 --> 00:15:28,520 Speaker 2: like they're like robots. It's just like there's no there's 278 00:15:28,560 --> 00:15:32,560 Speaker 2: no there's too many. Like everything's like straight one eighty. 279 00:15:32,640 --> 00:15:34,600 Speaker 2: But then once you look at the whole, be a 280 00:15:34,720 --> 00:15:37,320 Speaker 2: picture of what's happening in the world. People are doing 281 00:15:37,400 --> 00:15:40,440 Speaker 2: wrong things left right and center, and you know, it's 282 00:15:40,480 --> 00:15:42,880 Speaker 2: sort of yeah, I feel like the governments could be 283 00:15:42,880 --> 00:15:45,240 Speaker 2: doing a lot more to support small businesses, even like 284 00:15:45,920 --> 00:15:47,800 Speaker 2: even through the tough times like now, like. 285 00:15:49,360 --> 00:15:50,120 Speaker 3: It just seems no. 286 00:15:50,880 --> 00:15:54,280 Speaker 2: Like we've been trying to work with them and stuff, 287 00:15:54,320 --> 00:15:58,200 Speaker 2: like even our local like federal governments be really good. 288 00:15:58,320 --> 00:16:01,960 Speaker 2: Working a bit with my wife, the Act government. I'll 289 00:16:01,960 --> 00:16:06,240 Speaker 2: tell you what they do not give two you know 290 00:16:07,080 --> 00:16:08,920 Speaker 2: two f's about. 291 00:16:10,760 --> 00:16:11,080 Speaker 3: Us. 292 00:16:11,800 --> 00:16:14,560 Speaker 2: We've tried to reach out to them, they're not interested. 293 00:16:17,360 --> 00:16:19,560 Speaker 2: They could be doing a lot more to support businesses 294 00:16:19,600 --> 00:16:23,000 Speaker 2: as well, like I think businesses in general, like the 295 00:16:23,000 --> 00:16:26,680 Speaker 2: Australian dream is to work, wake up, own a business, 296 00:16:26,760 --> 00:16:29,560 Speaker 2: make good money, fend for your family. It's like should 297 00:16:29,560 --> 00:16:32,080 Speaker 2: be the Australian dream that you get paid to have 298 00:16:32,200 --> 00:16:33,640 Speaker 2: a business and the hard work. 299 00:16:33,680 --> 00:16:35,120 Speaker 3: But there's just there's no support. 300 00:16:35,200 --> 00:16:37,920 Speaker 2: Like literally, we're the only support we had was with 301 00:16:37,960 --> 00:16:40,800 Speaker 2: that little COVID incentive money for a business, you know. 302 00:16:42,080 --> 00:16:44,160 Speaker 3: That's all. That's all we've had. There's been no. 303 00:16:46,400 --> 00:16:49,000 Speaker 2: Just yeah, I guarantee if you speak to every business 304 00:16:49,080 --> 00:16:51,320 Speaker 2: owner in Australia, I can tell you right now that 305 00:16:51,360 --> 00:16:53,560 Speaker 2: they're they're hurting and they're sort of feeling the same 306 00:16:53,600 --> 00:16:54,520 Speaker 2: thing about the government. 307 00:16:54,680 --> 00:16:59,520 Speaker 1: It's just yeah, if you could advise Australian government on 308 00:16:59,520 --> 00:17:03,280 Speaker 1: one acur to take to better support small businesses, what 309 00:17:03,520 --> 00:17:04,240 Speaker 1: would it be. 310 00:17:05,960 --> 00:17:08,879 Speaker 2: I'd be suggesting, like, you know, a bit of tax relief, 311 00:17:09,080 --> 00:17:14,919 Speaker 2: you know, in terms of that, Like it's it's looking 312 00:17:14,960 --> 00:17:19,560 Speaker 2: at some businesses, like some people do the wrong So 313 00:17:19,600 --> 00:17:21,280 Speaker 2: it's like looking at the people that are doing the 314 00:17:21,320 --> 00:17:24,960 Speaker 2: right thing and working with them rather than you tightening 315 00:17:24,960 --> 00:17:29,960 Speaker 2: it up and making it a harder situation. It's even like, 316 00:17:30,880 --> 00:17:32,840 Speaker 2: you know, the government has nothing to do with inflation 317 00:17:32,960 --> 00:17:33,720 Speaker 2: or anything like that. 318 00:17:33,880 --> 00:17:36,359 Speaker 3: But it's that they say they don't. 319 00:17:36,359 --> 00:17:39,280 Speaker 2: They say it's the main bank that they've guaranteed you 320 00:17:39,400 --> 00:17:43,840 Speaker 2: right now, they've got, they've got they're involved in that somehow. 321 00:17:44,720 --> 00:17:49,560 Speaker 2: You know. It's just just other things like even like 322 00:17:49,840 --> 00:17:52,960 Speaker 2: just the economy and stuff like that. Just at the moment, 323 00:17:53,000 --> 00:17:58,719 Speaker 2: there's no influx. There's no like, there's no influx in 324 00:17:58,800 --> 00:18:01,520 Speaker 2: terms of like the work. They could be sort of 325 00:18:01,720 --> 00:18:03,960 Speaker 2: putting out a bit more work, spending a bit more. 326 00:18:04,280 --> 00:18:06,320 Speaker 2: They seem to not be spending any money either. Like 327 00:18:06,359 --> 00:18:08,639 Speaker 2: it's just with this election, it just seems everything is 328 00:18:08,640 --> 00:18:12,040 Speaker 2: so stagnant, so like for the construction industry and things 329 00:18:12,040 --> 00:18:14,840 Speaker 2: to start booming again, I feel like that they could 330 00:18:14,880 --> 00:18:17,159 Speaker 2: be or sort of not sitting on their hands and 331 00:18:17,200 --> 00:18:19,440 Speaker 2: sort of releasing money on the projects and getting through 332 00:18:19,480 --> 00:18:23,200 Speaker 2: the projects to stimulate the economy again. Because at the moment, 333 00:18:23,240 --> 00:18:26,920 Speaker 2: everyone's sort of construction wise. You speak to everyone, they're 334 00:18:26,920 --> 00:18:29,120 Speaker 2: not that busy. So to help us out it would 335 00:18:29,119 --> 00:18:33,160 Speaker 2: be to you know, they're in a deficet I understand, 336 00:18:33,200 --> 00:18:37,320 Speaker 2: but they've put themselves in that situation. But the biggest 337 00:18:37,320 --> 00:18:39,960 Speaker 2: thing is the construction industry. I guess in general, is 338 00:18:39,960 --> 00:18:42,640 Speaker 2: the biggest thing. So you get busy with construction. People 339 00:18:42,640 --> 00:18:45,119 Speaker 2: are making money in construction, and they start spending money 340 00:18:45,640 --> 00:18:48,119 Speaker 2: in terms of retail, and they start spending money at 341 00:18:48,160 --> 00:18:51,320 Speaker 2: cafes because across the board even cafe shops and stuff. 342 00:18:51,400 --> 00:18:53,920 Speaker 2: Now you can notice that they're not as busy because 343 00:18:53,960 --> 00:18:57,560 Speaker 2: people don't have the money to spend it. And I 344 00:18:57,560 --> 00:19:00,080 Speaker 2: guess that's all to do with inflation. But once again, 345 00:19:00,160 --> 00:19:04,000 Speaker 2: the government's got you know, it's a I think listening 346 00:19:04,040 --> 00:19:07,800 Speaker 2: to something, the major banks have a stronghold on everyone. 347 00:19:08,160 --> 00:19:10,720 Speaker 2: I think mister Barrus that as well. He was quite 348 00:19:10,800 --> 00:19:13,600 Speaker 2: you know there that they dictate to the government. You know, 349 00:19:13,760 --> 00:19:16,240 Speaker 2: so it's like, wasn't the government take a bit of 350 00:19:16,280 --> 00:19:19,400 Speaker 2: their own terms back and sort of start putting things 351 00:19:19,400 --> 00:19:22,760 Speaker 2: in place to you know, like another thing too, is 352 00:19:22,800 --> 00:19:26,119 Speaker 2: I guess to help business as well. We exit I 353 00:19:26,160 --> 00:19:28,040 Speaker 2: don't know exactly, but we export a lot of stuff 354 00:19:28,080 --> 00:19:31,800 Speaker 2: overseas and that sort of thing, like you know for 355 00:19:32,560 --> 00:19:35,800 Speaker 2: businesses itself and Australia and STUFFI is like, what are 356 00:19:35,800 --> 00:19:39,439 Speaker 2: they doing to bring more back into like manufacturing in 357 00:19:39,440 --> 00:19:42,760 Speaker 2: Australia and everything like that. And I understand that probably 358 00:19:42,800 --> 00:19:45,600 Speaker 2: circumstances that we don't manufacture a lot of it is 359 00:19:45,600 --> 00:19:48,800 Speaker 2: because our labor labor rates a lot higher and there's 360 00:19:48,800 --> 00:19:53,720 Speaker 2: a lot more cost to do any internal manufacturing. But 361 00:19:53,800 --> 00:19:56,120 Speaker 2: once again that that can be the government. Why can't 362 00:19:56,160 --> 00:19:59,240 Speaker 2: the government be sort of putting in schemes or you know, 363 00:20:00,720 --> 00:20:03,719 Speaker 2: waiving some tax incentives or something like that to be 364 00:20:04,400 --> 00:20:09,040 Speaker 2: you know, start smaller businesses to be manufacturing again in Australia, 365 00:20:09,160 --> 00:20:11,560 Speaker 2: producing your own thing, like we live. We pay so 366 00:20:11,640 --> 00:20:13,879 Speaker 2: much for everything. It's ridiculous because we get it all 367 00:20:13,960 --> 00:20:18,760 Speaker 2: from everywhere else because where you know, I still reckon 368 00:20:18,800 --> 00:20:22,640 Speaker 2: for Australia going forward and stuff like that. Manufacturing and 369 00:20:23,840 --> 00:20:26,240 Speaker 2: doing all of that something that the government needs to 370 00:20:26,240 --> 00:20:30,080 Speaker 2: focus on as well, which gives more jobs, even the 371 00:20:30,119 --> 00:20:34,840 Speaker 2: construction industry, Like what could they do to help us? 372 00:20:34,040 --> 00:20:37,600 Speaker 2: The the reason why everything costs so much is because 373 00:20:37,600 --> 00:20:40,280 Speaker 2: there's limits and tradesmen like the trades when are going 374 00:20:40,320 --> 00:20:42,760 Speaker 2: to be the million dollar trades. Eventually there is not 375 00:20:42,920 --> 00:20:46,280 Speaker 2: enough labor, so you as a homeowner will be feeling 376 00:20:46,320 --> 00:20:49,879 Speaker 2: the price of additional building costs and everything like that. 377 00:20:49,960 --> 00:20:53,040 Speaker 2: It's just because that's just the nature of how hard 378 00:20:53,080 --> 00:20:56,080 Speaker 2: it is. So there's a lot of things that the 379 00:20:56,160 --> 00:20:59,520 Speaker 2: government have control over that they could be you know, 380 00:21:00,400 --> 00:21:05,000 Speaker 2: just a you know, like it's just it's just I've 381 00:21:05,080 --> 00:21:06,920 Speaker 2: kind of lost more confidence with it. To be honest 382 00:21:06,960 --> 00:21:09,520 Speaker 2: with our life, I'm kind of if you're waiting for 383 00:21:09,520 --> 00:21:11,320 Speaker 2: the government to help you along in. 384 00:21:11,320 --> 00:21:13,600 Speaker 3: Life, it's not going to happen. 385 00:21:14,680 --> 00:21:17,200 Speaker 2: You know. My advice to you is be an honest 386 00:21:17,200 --> 00:21:21,399 Speaker 2: person and work hard and you know, do what you 387 00:21:21,480 --> 00:21:24,080 Speaker 2: need to do, because that's the only thing that's going 388 00:21:24,119 --> 00:21:26,240 Speaker 2: to get you through. If you're going to wait for 389 00:21:26,440 --> 00:21:28,160 Speaker 2: at the moment, if you're waiting for a handout from 390 00:21:28,160 --> 00:21:32,160 Speaker 2: the government or any assistance, then they're not there for that. 391 00:21:32,560 --> 00:21:36,199 Speaker 2: It's you know, there's some different agendas going on and 392 00:21:36,240 --> 00:21:39,560 Speaker 2: stuff like that. But businesses, small businesses in Australia are 393 00:21:39,600 --> 00:21:41,520 Speaker 2: really starting to struggling fall behind. 394 00:21:41,600 --> 00:21:44,200 Speaker 3: It used to be the powerhouse of our economy. 395 00:21:44,359 --> 00:21:47,040 Speaker 2: Like I'm pretty sure I don't know the statistics, but 396 00:21:47,800 --> 00:21:51,399 Speaker 2: you look at how much small businesses contribute to the 397 00:21:51,560 --> 00:21:58,040 Speaker 2: growth of Australia, that should be their fourth foremost of 398 00:21:58,160 --> 00:22:01,520 Speaker 2: their agenda to get back on, you know, even terms. 399 00:22:02,280 --> 00:22:04,040 Speaker 2: I guess the thing to say to them too is 400 00:22:04,080 --> 00:22:07,760 Speaker 2: like we're finding a lot of the government and politicians 401 00:22:07,800 --> 00:22:12,040 Speaker 2: stuff are removed from the normal world. Like you speak 402 00:22:12,080 --> 00:22:15,359 Speaker 2: to some of them and about circumstances, and the actually 403 00:22:15,400 --> 00:22:20,480 Speaker 2: don't understand how bad things are, Like just even explaining 404 00:22:20,520 --> 00:22:24,200 Speaker 2: to them as a business and there's like, oh, what 405 00:22:24,280 --> 00:22:25,680 Speaker 2: do you mean, you're not going to get that money back? 406 00:22:25,880 --> 00:22:28,639 Speaker 2: You should get that money back, Like you're a politician. 407 00:22:28,680 --> 00:22:31,399 Speaker 2: You guys make the rules. You're the ones that have 408 00:22:31,960 --> 00:22:35,280 Speaker 2: put everything into place and created all the loopholes for 409 00:22:35,600 --> 00:22:36,080 Speaker 2: people that. 410 00:22:36,040 --> 00:22:37,320 Speaker 3: Are doing the wrong thing to get around. 411 00:22:37,320 --> 00:22:40,720 Speaker 2: And that's how people don't pay you the money because 412 00:22:40,720 --> 00:22:43,640 Speaker 2: there's too many loopholes and you're like, well, you guys, 413 00:22:43,640 --> 00:22:45,800 Speaker 2: should you guys made the rules, you should know about it. 414 00:22:45,840 --> 00:22:50,240 Speaker 2: That's it's even I guess a good example of like 415 00:22:50,520 --> 00:22:54,240 Speaker 2: just speaking to someone in hospitality. They're sort of changing 416 00:22:54,359 --> 00:22:57,120 Speaker 2: just the way casual workers are and everything like that. 417 00:22:57,280 --> 00:22:58,680 Speaker 3: Like I think from my. 418 00:22:58,680 --> 00:23:01,399 Speaker 2: Understanding, they've changed the rules now that we work for 419 00:23:01,400 --> 00:23:03,840 Speaker 2: a certain period of time as a casual you have 420 00:23:03,920 --> 00:23:05,919 Speaker 2: to there's no obligation, but you have to put. 421 00:23:05,800 --> 00:23:06,720 Speaker 3: Them on as full time. 422 00:23:07,080 --> 00:23:09,359 Speaker 2: So even as a small business and cafes and that 423 00:23:09,400 --> 00:23:12,439 Speaker 2: sort of stuff, the fluctuation of works just so up 424 00:23:12,480 --> 00:23:14,080 Speaker 2: and down at the moment that you can't afford to 425 00:23:14,080 --> 00:23:17,280 Speaker 2: have full time staff on all the time because it's 426 00:23:17,320 --> 00:23:20,560 Speaker 2: just so inconsistent. So you know, they're having to employ 427 00:23:20,680 --> 00:23:24,000 Speaker 2: casual employees. But now there's a bigger picture of that 428 00:23:24,359 --> 00:23:27,720 Speaker 2: now because they're changing the rules. They're getting pushed to 429 00:23:27,800 --> 00:23:30,760 Speaker 2: put people on full time when theoretically you can't afford 430 00:23:30,800 --> 00:23:32,480 Speaker 2: to put them on full time, but you have to 431 00:23:32,600 --> 00:23:36,760 Speaker 2: because that's the rules that they've got. That's you know, 432 00:23:36,800 --> 00:23:42,240 Speaker 2: there's a lot of I find like even with us now, 433 00:23:42,240 --> 00:23:45,840 Speaker 2: it's just the industry so like it's like a rollercoaster. 434 00:23:45,920 --> 00:23:48,440 Speaker 2: It's like there's just up and down and up and down. 435 00:23:48,520 --> 00:23:50,919 Speaker 2: It's like one day busy, one day or not. And 436 00:23:50,960 --> 00:23:56,359 Speaker 2: then you have to be diverse and move people on 437 00:23:56,560 --> 00:23:59,200 Speaker 2: and you know, try and keep the good people. But 438 00:23:59,240 --> 00:24:01,560 Speaker 2: then you know, you get put into positions that you 439 00:24:01,600 --> 00:24:03,280 Speaker 2: shouldn't have to as a business say enough that you 440 00:24:03,359 --> 00:24:07,000 Speaker 2: never used to before, even just I guess a bit 441 00:24:07,040 --> 00:24:13,680 Speaker 2: of education too, and just it's just yeah, it's just no, yeah, 442 00:24:14,000 --> 00:24:16,720 Speaker 2: it's it's very just it. 443 00:24:16,640 --> 00:24:19,360 Speaker 3: Doesn't make me want to go and just shut up shot. 444 00:24:19,200 --> 00:24:21,040 Speaker 2: And go work for someone because it's easier, you know, 445 00:24:21,200 --> 00:24:24,760 Speaker 2: that's kind of and if the government's not careful, a 446 00:24:24,800 --> 00:24:26,080 Speaker 2: lot of people are starting to get out of the 447 00:24:26,200 --> 00:24:30,040 Speaker 2: I know, the trade because they're sick of just chasing 448 00:24:30,080 --> 00:24:33,199 Speaker 2: the work, sick of having all the difficulties and the 449 00:24:33,240 --> 00:24:37,399 Speaker 2: hardship materials costs. People are qualified tradesmen getting out to 450 00:24:37,440 --> 00:24:40,000 Speaker 2: go and work for people on a full time basis 451 00:24:40,040 --> 00:24:44,840 Speaker 2: because it's less stressful. It's which you know, at the 452 00:24:44,920 --> 00:24:46,240 Speaker 2: end of the day, you turn up and you get 453 00:24:46,240 --> 00:24:50,680 Speaker 2: paid to do you know, eight hours and you get 454 00:24:50,680 --> 00:24:54,480 Speaker 2: to go home and then actually spend time with the 455 00:24:54,600 --> 00:24:56,920 Speaker 2: family and do the things. You're like, well, why wouldn't 456 00:24:56,920 --> 00:24:59,320 Speaker 2: you do it? There's there no incentive there anymore to 457 00:24:59,359 --> 00:25:00,320 Speaker 2: have a small bit business. 458 00:25:00,680 --> 00:25:03,320 Speaker 1: You know what's the most rewarding part of being a 459 00:25:03,320 --> 00:25:04,240 Speaker 1: small business owner? 460 00:25:04,840 --> 00:25:08,199 Speaker 2: I guess the perfect example if my son had his 461 00:25:08,280 --> 00:25:12,720 Speaker 2: regional swimming carnival, which is then yet step up, so 462 00:25:13,040 --> 00:25:16,080 Speaker 2: I was able to sit with him for most of 463 00:25:16,119 --> 00:25:19,479 Speaker 2: the day and watch him do his swimming. So, you know, 464 00:25:19,640 --> 00:25:24,280 Speaker 2: those those rewards of the flexibility you work hard but 465 00:25:24,440 --> 00:25:28,159 Speaker 2: then gives you the opportunities to spend that time with 466 00:25:28,240 --> 00:25:32,560 Speaker 2: your children and to be honest, you know, even providing 467 00:25:32,600 --> 00:25:37,359 Speaker 2: for my children like it's my children are very luckily lucky, privileged. 468 00:25:37,400 --> 00:25:40,760 Speaker 2: But you know, I wouldn't be able to do that 469 00:25:40,800 --> 00:25:44,399 Speaker 2: if I didn't have a small business as such, I 470 00:25:44,400 --> 00:25:48,760 Speaker 2: wouldn't have the flexibility to do a lot of the 471 00:25:48,800 --> 00:25:50,879 Speaker 2: things I have in life. To be perfectly honest with you, 472 00:25:50,840 --> 00:25:55,480 Speaker 2: if I didn't have a have a business, it's definitely 473 00:25:55,520 --> 00:26:01,840 Speaker 2: given me a lot of opportunities in life. And to 474 00:26:01,880 --> 00:26:04,800 Speaker 2: be honest, it's a positive. I look at it and go, 475 00:26:04,840 --> 00:26:05,480 Speaker 2: would I do it again? 476 00:26:05,560 --> 00:26:09,040 Speaker 3: Probably not? But would I do anything different? No, I wouldn't. 477 00:26:09,320 --> 00:26:13,119 Speaker 2: Like it's I have no times, a bit tough at 478 00:26:13,160 --> 00:26:15,520 Speaker 2: the moment, but I still have no regrets doing it. 479 00:26:15,600 --> 00:26:19,600 Speaker 2: Like I'm telling you, if you've got a hard work 480 00:26:19,640 --> 00:26:22,440 Speaker 2: ethic and you want to get a head in life, 481 00:26:22,480 --> 00:26:24,960 Speaker 2: it's definitely that's the way to do it, is by 482 00:26:25,000 --> 00:26:27,200 Speaker 2: having your own business and getting out there and putting 483 00:26:27,200 --> 00:26:30,760 Speaker 2: yourself out there. So I wouldn't you know, as I said, yeah, 484 00:26:30,840 --> 00:26:32,920 Speaker 2: a lot of it's a lot of negatives around it, 485 00:26:32,960 --> 00:26:35,080 Speaker 2: But there as you said, there's a lot of positives too, 486 00:26:35,520 --> 00:26:40,400 Speaker 2: like and I guess you know, to elaborate off it two, 487 00:26:40,840 --> 00:26:42,800 Speaker 2: there's been a lot of negatives. I've done a bit 488 00:26:42,800 --> 00:26:46,280 Speaker 2: of soul searching myself. I've done some men's mental health 489 00:26:46,320 --> 00:26:50,239 Speaker 2: these days is bigger than ever. I was lucky that 490 00:26:50,280 --> 00:26:55,760 Speaker 2: I found Heart Led Warriors, which was run by Dan, 491 00:26:57,160 --> 00:26:59,280 Speaker 2: and I had that through the tough times of my 492 00:26:59,359 --> 00:27:04,200 Speaker 2: business and even our marriage. They have his wife, Nadine 493 00:27:04,280 --> 00:27:08,680 Speaker 2: has a Nadine and Dan Muller have they have they 494 00:27:08,720 --> 00:27:10,919 Speaker 2: do workshops and stuff, and we did that for our 495 00:27:10,960 --> 00:27:13,200 Speaker 2: marriage as well, and you know that sort of thing. 496 00:27:14,160 --> 00:27:17,399 Speaker 2: Our marriage is better as well. You could say me 497 00:27:17,440 --> 00:27:21,639 Speaker 2: and my wife Amy, our marriage is better. It's we've 498 00:27:22,640 --> 00:27:24,760 Speaker 2: you know, you could say that that is a positive 499 00:27:24,760 --> 00:27:27,200 Speaker 2: as well, Like we've some of the stuff that we've 500 00:27:27,240 --> 00:27:30,320 Speaker 2: gone through, many people wouldn't be together any more. So 501 00:27:30,960 --> 00:27:32,720 Speaker 2: I guess you could say we've grown with each other 502 00:27:32,720 --> 00:27:34,639 Speaker 2: with that as well, we've grown with our kids. We 503 00:27:35,480 --> 00:27:39,160 Speaker 2: sort of yeah, that sort of explains that. But yeah, 504 00:27:39,200 --> 00:27:43,520 Speaker 2: there's there's a lot of positives. And I've tried to 505 00:27:44,200 --> 00:27:48,000 Speaker 2: change my mind thought from being negative to being because 506 00:27:48,000 --> 00:27:50,160 Speaker 2: to be honest with you, there's more positives and negatives 507 00:27:50,200 --> 00:27:52,080 Speaker 2: these days. But the negatives are the ones that stick 508 00:27:52,119 --> 00:27:54,560 Speaker 2: with you and burn you up inside. And that's the thing. 509 00:27:54,720 --> 00:27:57,080 Speaker 2: Just what I want to speak to yourselves. Is just 510 00:27:57,119 --> 00:27:59,920 Speaker 2: to sort of say that, you know, we're on the 511 00:28:00,080 --> 00:28:04,320 Speaker 2: other side of what we're being through and to be honest, 512 00:28:04,359 --> 00:28:06,600 Speaker 2: I'll tell you what not a lot of people in 513 00:28:06,680 --> 00:28:08,879 Speaker 2: life go through that at the age that we are, and. 514 00:28:09,400 --> 00:28:15,280 Speaker 3: The fact that we could get through that is a 515 00:28:15,320 --> 00:28:17,280 Speaker 3: testament to ourselves. But then. 516 00:28:18,840 --> 00:28:20,919 Speaker 2: There's a lot of other people like myself. I'm just 517 00:28:21,200 --> 00:28:24,080 Speaker 2: I just you know, I've got ADHD or nothing wrong 518 00:28:24,119 --> 00:28:25,800 Speaker 2: with it. I just like having a bit of an opinion. 519 00:28:25,840 --> 00:28:28,200 Speaker 2: I like putting myself out there. A lot of people 520 00:28:28,840 --> 00:28:31,920 Speaker 2: I think you'll find won't be as open and as 521 00:28:31,960 --> 00:28:34,800 Speaker 2: willing to sort of elaborate on what they've done, which 522 00:28:34,880 --> 00:28:39,239 Speaker 2: is the worrying thing because you know, the rates of 523 00:28:39,240 --> 00:28:42,040 Speaker 2: suicide and mental health illness and stuff from running a 524 00:28:42,080 --> 00:28:45,600 Speaker 2: business is I guarantee you very high, and it's very 525 00:28:45,640 --> 00:28:49,840 Speaker 2: concerning at the moment as well. So you just kind 526 00:28:49,880 --> 00:28:52,000 Speaker 2: of want to reach out and tell people like it's okay, 527 00:28:52,160 --> 00:28:54,200 Speaker 2: like go and talk to people, let them know how 528 00:28:54,240 --> 00:28:54,480 Speaker 2: it is. 529 00:28:54,560 --> 00:28:55,960 Speaker 3: It's kind of you know, it's. 530 00:28:57,400 --> 00:28:59,320 Speaker 2: That's I guess if you go back to the government, 531 00:28:59,600 --> 00:29:01,640 Speaker 2: back to that, But what could they do, Yeah, probably 532 00:29:01,920 --> 00:29:07,520 Speaker 2: more more awareness around mental illness and you know sort 533 00:29:07,520 --> 00:29:10,840 Speaker 2: of stuff around running a business and the mental toll 534 00:29:10,880 --> 00:29:13,720 Speaker 2: it takes on yourself. Like, as I said, there's not 535 00:29:13,760 --> 00:29:16,760 Speaker 2: a lot of people I'll tell you what I'm kind 536 00:29:16,800 --> 00:29:19,320 Speaker 2: of so I still pinch myself and go, how'd I 537 00:29:19,360 --> 00:29:22,880 Speaker 2: get through that period of time? Like I honestly didn't 538 00:29:23,040 --> 00:29:24,840 Speaker 2: plan or didn't have a plan of how, but I 539 00:29:24,960 --> 00:29:28,800 Speaker 2: just group my teeth, shut up, get it done. But 540 00:29:28,840 --> 00:29:32,160 Speaker 2: there's a lot of people that are in worse situations 541 00:29:32,160 --> 00:29:34,600 Speaker 2: than us, and it's not as easy as just com down, 542 00:29:34,640 --> 00:29:38,960 Speaker 2: head up, Like it's literally they've lost everything. So I guess, yeah, 543 00:29:39,160 --> 00:29:42,280 Speaker 2: it's just want to keep getting the word out there 544 00:29:42,320 --> 00:29:45,640 Speaker 2: and telling people it's it's okay, it's okay. If you're 545 00:29:45,680 --> 00:29:50,239 Speaker 2: not doing okay, there's But I guess the thing is, 546 00:29:50,720 --> 00:29:53,240 Speaker 2: you guys given this opportunity, and like what are the 547 00:29:53,280 --> 00:29:57,120 Speaker 2: opportunities I guess to speak outside of outside of it? 548 00:29:57,200 --> 00:29:59,200 Speaker 2: You know what I mean, Like who's who can you 549 00:29:59,240 --> 00:30:01,040 Speaker 2: go to talk to I guess about it, or who 550 00:30:01,080 --> 00:30:03,960 Speaker 2: can you go assistance? You know, I'm just, as I said, 551 00:30:04,080 --> 00:30:06,160 Speaker 2: lucky that I've put a bit of work into myself 552 00:30:06,160 --> 00:30:09,680 Speaker 2: to get through it. But other people do need that assistance. 553 00:30:10,120 --> 00:30:11,920 Speaker 1: What is the one thing you wish more people knew 554 00:30:11,920 --> 00:30:13,120 Speaker 1: about your business? 555 00:30:13,720 --> 00:30:17,680 Speaker 2: I guess that probably you know, just the stuff that 556 00:30:17,720 --> 00:30:21,360 Speaker 2: we kind of do. I guess because as a business, 557 00:30:21,760 --> 00:30:25,720 Speaker 2: where like we've done some pretty cool stuff like bill wise, 558 00:30:26,880 --> 00:30:29,680 Speaker 2: but you know it comes under the head contractors, but 559 00:30:30,200 --> 00:30:34,440 Speaker 2: realistically we're a big part of delivering that. Like as 560 00:30:34,440 --> 00:30:36,240 Speaker 2: I said, that's kind of the reason why I got 561 00:30:36,280 --> 00:30:39,440 Speaker 2: into it was you know, we've. 562 00:30:38,840 --> 00:30:42,200 Speaker 3: Done some clubs, like some clubs in Canberra. 563 00:30:42,280 --> 00:30:45,800 Speaker 2: I've done the National Museum, We've done various you know 564 00:30:45,920 --> 00:30:49,280 Speaker 2: our kind of colamb works at landmarks in Canberra. Like 565 00:30:49,960 --> 00:30:52,800 Speaker 2: there's like a regatta point and it's quite cool now 566 00:30:52,840 --> 00:30:55,680 Speaker 2: that's sitting on the lake there and people come in 567 00:30:55,720 --> 00:30:58,520 Speaker 2: and have weddings and all that sort of stuff. But 568 00:30:58,520 --> 00:31:01,120 Speaker 2: we've done like all the carpentry where there and the 569 00:31:01,200 --> 00:31:04,680 Speaker 2: hard work that goes into that. Like it's as a trade. 570 00:31:04,680 --> 00:31:08,280 Speaker 2: It's a business. Obviously you get paid to do your trade. 571 00:31:08,800 --> 00:31:12,400 Speaker 2: But just even sometimes it's cool that what we've done 572 00:31:12,440 --> 00:31:17,320 Speaker 2: and what we actually build in the community, like which 573 00:31:17,360 --> 00:31:20,480 Speaker 2: I guess is kind of you know, it's kind of 574 00:31:20,520 --> 00:31:22,080 Speaker 2: like you say to people, oh we did that mate. 575 00:31:22,240 --> 00:31:24,200 Speaker 2: As soon as you say that, like, what did you 576 00:31:24,280 --> 00:31:26,360 Speaker 2: really I didn't know if that's what you do, Like, 577 00:31:26,520 --> 00:31:28,400 Speaker 2: you know, that's the type of stuff you do so 578 00:31:29,120 --> 00:31:31,240 Speaker 2: without you know, wanting to blow your horning or anything 579 00:31:31,320 --> 00:31:33,520 Speaker 2: like it's kind of you get paid to do it, 580 00:31:33,560 --> 00:31:37,160 Speaker 2: but it's still you're still shaping the way of camera up. 581 00:31:37,240 --> 00:31:40,640 Speaker 2: You know, definitely that's we're camera based. It's just you're 582 00:31:40,640 --> 00:31:44,400 Speaker 2: still shaping and you know, like a pretty cool thing 583 00:31:44,440 --> 00:31:46,880 Speaker 2: we did was like fitz Roger Billion, where everyone goes 584 00:31:46,920 --> 00:31:49,160 Speaker 2: to someone AT's every year. It's a big car festival. 585 00:31:50,160 --> 00:31:52,760 Speaker 2: We did a pavilion there and it's scrubbed up quite well, 586 00:31:52,800 --> 00:31:54,600 Speaker 2: and you know how I walk in there with my 587 00:31:54,640 --> 00:31:56,880 Speaker 2: family and go, yeah, we're responsible for doing all the 588 00:31:56,880 --> 00:31:57,560 Speaker 2: carpentry here. 589 00:31:57,680 --> 00:31:57,880 Speaker 3: You know. 590 00:31:57,960 --> 00:32:01,120 Speaker 2: It's that's that's a cool thing to sort of tell 591 00:32:01,160 --> 00:32:02,200 Speaker 2: people what you've done. 592 00:32:03,200 --> 00:32:05,840 Speaker 1: Where can people find you and your business? 593 00:32:06,120 --> 00:32:08,400 Speaker 2: Let us know, Well, I guess I'm not quite an 594 00:32:08,440 --> 00:32:10,280 Speaker 2: income on you for a shout out, but like I said, 595 00:32:10,280 --> 00:32:11,120 Speaker 2: we had camera based. 596 00:32:11,160 --> 00:32:13,040 Speaker 3: We do commercial carpentry fit outs. 597 00:32:13,920 --> 00:32:17,040 Speaker 2: We mainly do a lot of our work to the 598 00:32:17,080 --> 00:32:20,360 Speaker 2: main head builders sort of things, so we a lot 599 00:32:20,400 --> 00:32:22,400 Speaker 2: of it's sort of closed books. 600 00:32:22,400 --> 00:32:23,000 Speaker 3: We tend to that. 601 00:32:23,080 --> 00:32:26,520 Speaker 2: But as I said, we're always looking to expand we're 602 00:32:26,560 --> 00:32:29,600 Speaker 2: looking to eventually do bits and pieces ourselves. As I said, 603 00:32:29,680 --> 00:32:32,600 Speaker 2: like without stepping on anyone's toes, they said, you've just 604 00:32:32,600 --> 00:32:34,320 Speaker 2: got to be a bit diverse in the market. But 605 00:32:34,920 --> 00:32:36,760 Speaker 2: the main thing, like I guess, a bit of our 606 00:32:36,800 --> 00:32:39,440 Speaker 2: story it's probably not the shout out for the business, 607 00:32:39,440 --> 00:32:42,640 Speaker 2: but it's more so like our story we were we 608 00:32:42,680 --> 00:32:44,680 Speaker 2: did me and my wife went on SBS Insight and 609 00:32:44,720 --> 00:32:47,720 Speaker 2: that gave you a really good insight into the construction 610 00:32:47,840 --> 00:32:52,840 Speaker 2: industry and basically elaborating on more of what we've lost 611 00:32:52,920 --> 00:32:56,000 Speaker 2: and how and the circumstances, and that gives you great 612 00:32:56,120 --> 00:33:02,040 Speaker 2: understanding of like what we're facing with and other things too. 613 00:33:02,240 --> 00:33:06,640 Speaker 2: Is like you know, my wife's jumped on the board 614 00:33:06,840 --> 00:33:10,960 Speaker 2: the Master Builders of Australia as a subing supplier rapid Camera, 615 00:33:11,160 --> 00:33:16,480 Speaker 2: so she's also there too to support trades and what 616 00:33:16,600 --> 00:33:19,600 Speaker 2: she can as well, so like you know, you can 617 00:33:19,800 --> 00:33:21,680 Speaker 2: reach out to her as well, and she's trying to 618 00:33:21,680 --> 00:33:23,920 Speaker 2: do a bit in the community with you know, we 619 00:33:23,960 --> 00:33:25,720 Speaker 2: want to work with the builders as well because they 620 00:33:25,720 --> 00:33:26,400 Speaker 2: give us the work. 621 00:33:27,240 --> 00:33:29,400 Speaker 3: But we were kind of you know, I. 622 00:33:29,320 --> 00:33:32,160 Speaker 2: Guess that this shout out is like, you know, we're 623 00:33:32,200 --> 00:33:37,080 Speaker 2: around as well, like we're camera based, happy to you know, 624 00:33:37,800 --> 00:33:41,080 Speaker 2: see other small businesses as well of what they're going through. 625 00:33:41,080 --> 00:33:43,760 Speaker 2: And you know, I can't technically, I can't make it 626 00:33:43,800 --> 00:33:46,000 Speaker 2: all happy for them, but we can be a bit 627 00:33:46,000 --> 00:33:48,600 Speaker 2: of a sounding board and tell them about our experiences 628 00:33:48,640 --> 00:33:50,960 Speaker 2: and how we sort of got out of situations and 629 00:33:51,000 --> 00:33:53,760 Speaker 2: stuff just to help people. So yeah, as I said, 630 00:33:53,760 --> 00:33:56,560 Speaker 2: my intentionity is more like we're a pretty established business. 631 00:33:56,600 --> 00:33:58,680 Speaker 2: We want to keep growing the business. That's what we 632 00:33:58,800 --> 00:34:03,760 Speaker 2: are in the process of doing at the moment. And 633 00:34:03,760 --> 00:34:08,120 Speaker 2: they said, we're very a good privileged position, but you 634 00:34:08,160 --> 00:34:11,680 Speaker 2: know there's other people that want to, you know, jump 635 00:34:11,719 --> 00:34:13,960 Speaker 2: on board. And as I said, with the government, I 636 00:34:14,040 --> 00:34:16,279 Speaker 2: find too like you know, shouting out. I just say, 637 00:34:17,239 --> 00:34:20,320 Speaker 2: shout out with there's more, the more voices, the more numbers, 638 00:34:20,400 --> 00:34:24,359 Speaker 2: the more people can get you know, amongst yourselves. Like realistically, 639 00:34:24,440 --> 00:34:27,719 Speaker 2: that's you know, if you have support and support behind you, 640 00:34:27,840 --> 00:34:30,120 Speaker 2: that's you're going to get changed wherever you are. That's 641 00:34:30,160 --> 00:34:34,840 Speaker 2: just the way the world works. So you know it's yeah, 642 00:34:35,160 --> 00:34:38,000 Speaker 2: happy to chat with anyone. I'll see where you consists. 643 00:34:38,000 --> 00:34:39,920 Speaker 2: As I said, Yeah, we're sort of pretty you know, 644 00:34:39,960 --> 00:34:42,000 Speaker 2: we're busy doing our own little thing. As I said, 645 00:34:42,000 --> 00:34:44,160 Speaker 2: it takes a lot of time. But he said, you 646 00:34:44,160 --> 00:34:47,360 Speaker 2: don't want to see anyone else go through what you 647 00:34:47,400 --> 00:34:51,440 Speaker 2: shouldn't have to, so and we'll appreciate the opportunity and 648 00:34:51,680 --> 00:34:55,040 Speaker 2: just hoping that this just it's a great segment that 649 00:34:55,040 --> 00:34:57,040 Speaker 2: you guys are doing, because I feel like there should 650 00:34:57,040 --> 00:35:00,640 Speaker 2: be more exposure to it because has said, we're all 651 00:35:00,719 --> 00:35:05,520 Speaker 2: quite closed off and you know, closed doors. It looks 652 00:35:05,560 --> 00:35:08,479 Speaker 2: great from you know, as I said it, has said 653 00:35:08,880 --> 00:35:11,680 Speaker 2: one of the people, I'm starting to work with you, 654 00:35:11,719 --> 00:35:15,319 Speaker 2: So you can't you can't it's inside. You can't read 655 00:35:15,360 --> 00:35:18,360 Speaker 2: the outside the bottle. You know, you can't read the 656 00:35:18,400 --> 00:35:20,360 Speaker 2: outside of the bottle sitting in it. That's not the 657 00:35:20,440 --> 00:35:24,080 Speaker 2: right terminology, but you know, you kind of basically saying 658 00:35:24,080 --> 00:35:25,400 Speaker 2: you can't see what's outside. 659 00:35:25,480 --> 00:35:29,600 Speaker 3: So that's a that's a good thing. People just shout 660 00:35:29,640 --> 00:35:31,719 Speaker 3: out and just elaborating. 661 00:35:32,040 --> 00:35:35,520 Speaker 2: It's hard, and you know, maybe I know, mister Boris 662 00:35:35,600 --> 00:35:37,600 Speaker 2: is always quite good for small business and stuff to 663 00:35:37,680 --> 00:35:40,080 Speaker 2: and that's hence why I reached out originally, because he always, 664 00:35:42,760 --> 00:35:46,520 Speaker 2: you know, he said that that's the that's the driving 665 00:35:46,680 --> 00:35:50,680 Speaker 2: force of our economy as well. So just businesses, do 666 00:35:50,800 --> 00:35:52,680 Speaker 2: what you can to work with each other and try 667 00:35:52,719 --> 00:35:53,640 Speaker 2: and help each other out. 668 00:35:53,719 --> 00:35:54,600 Speaker 3: That's all I can say. 669 00:35:54,760 --> 00:35:57,440 Speaker 2: Just be fair and try and you know, this is 670 00:35:57,480 --> 00:35:59,480 Speaker 2: the times that we all need to band together and 671 00:35:59,520 --> 00:36:03,080 Speaker 2: get through the tough times. It will get better, you know, 672 00:36:03,360 --> 00:36:05,120 Speaker 2: it's not going to be a lot this forever. But 673 00:36:05,440 --> 00:36:07,239 Speaker 2: just got to work together where we can't. 674 00:36:10,040 --> 00:36:10,920 Speaker 1: Mm hmmm. 675 00:36:12,560 --> 00:36:15,560 Speaker 3: Mm hmmm mm hmm