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Speaker 1: This podcast is recorded on gadigal Land, always was, always

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Speaker 1: will be Aboriginal Land. Hey Chicks, I'm out and I'm

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Speaker 1: su and this is Two Broke Chicks, the show that

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Speaker 1: shares life lessons and tips to make you rich in life.

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Speaker 1: And welcome back another week. Hey y'all, Hey y'all, Another Tuesday,

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Speaker 1: Another cheeky shoesday. So today we have got a little

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Speaker 1: community submissions vibe. So it's a life Lessons from the

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Speaker 1: Chicks episode. If you haven't listened to one of these before,

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Speaker 1: this is where you guys send in your tips, sexual

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Speaker 1: and your advice and we read them out, discuss, agree, disagree.

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Speaker 1: What's that thing called in Pitch Perfect? Your favorite movie?

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Speaker 2: Oh right, riff off?

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Speaker 1: Right? Yeah, well riff off. But before we get into

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Speaker 1: the episode, we always start with our obsession of the

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Speaker 1: so Sally coming, what are you obsessed with?

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Speaker 3: You know what I'm obsessed with this week, and it

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Speaker 3: is that Mac has relaunched twenty new and fan fave

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Speaker 3: nude shades across their lips and eyeshadows. Finally, honestly, when

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Speaker 3: you brought this across my desk, it was maybe one

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Speaker 3: of the best pieces of information I've received all year.

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Speaker 1: I can't believe it wasn't like on your radar before.

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Speaker 1: I know, well because I saw you had like a

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Speaker 1: Google for Nash yash.

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Speaker 2: Yeah.

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Speaker 3: Well, I think I'd lost all hope because the last

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Speaker 3: few times I'd been into the Mac store they were like, no,

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Speaker 3: yet hasn't been reformulated, it's been discontinued, and I was like, Okay,

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Speaker 3: that's the worst feeling in the world, honestly, but now

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Speaker 3: the fact that it has been relaunched is the best

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Speaker 3: news ever.

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Speaker 1: Yeah, and there's a bunch of other nudes. And for

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Speaker 1: the cool toned girlies, if you like a cool toned lip,

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Speaker 1: there are so many. They also brought out a cool

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Speaker 1: toned spice, right.

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Speaker 2: Yeah, yeah, so cool toned cool spice.

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Speaker 1: Also a cool toned velvet teddy.

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Speaker 3: Yes, so very exciting, very nineties, very nineties, because a

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Speaker 3: lot of the shades like Velvet Teddy, Honey love Yash

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Speaker 3: are all fan favorites. And I've seen lots of girlies

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Speaker 3: across TikTok very excited to.

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Speaker 2: Welcome I'm back, and I have one of them. What

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Speaker 2: are you obsessed with?

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Speaker 1: I am obsessed with a new fake tan ooh so

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Speaker 1: I'm a fake tan girly through and through because one

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Speaker 1: sounds safety of course, two half Irish okay, and obviously okay,

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Speaker 1: there's nothing wrong with it. But I just like having

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Speaker 1: a little big glue. Yeah, I like having a little

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Speaker 1: bit of tin, But I don't want to go out

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Speaker 1: in the sun and I don't want to fake like

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Speaker 1: I don't want to do that vibe. Right, Yes, we

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Speaker 1: have queens exactly, and so I feel like I have

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Speaker 1: tried every single tan on the market. I actually would

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Speaker 1: deem myself and crown myself a fake tan connoisseur. I

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Speaker 1: have been green. I've been fucking rainbow, purple, purple, whatever

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Speaker 1: you want it like. There is literally a photo of

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Speaker 1: me testing a fake tan and it was giving shrek

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Speaker 1: like it was green. But I was influenced by a

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Speaker 1: TikTok And it's this small Australian brand called romy Tan

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Speaker 1: two Eyes. I kid you not. This is, without a doubt,

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Speaker 1: the most natural looking fake tan I've ever put on.

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Speaker 1: It's dark, but not to the point of being like

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Speaker 1: that's too dark, and it is so like natural looking

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Speaker 1: that like it lasted. I didn't get like the tiger

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Speaker 1: cobblo vibe that like also I'm still like pretty tanned

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Speaker 1: now and it's been over two weeks, and yeah, like

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Speaker 1: it's just it's really really good.

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Speaker 2: I feel like a moose.

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Speaker 1: Yeah it's a moose. And like I messaged the girl

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Speaker 1: or the brand and I just was like, I just

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Speaker 1: wanted to let you guys know.

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Speaker 2: Like, good job.

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Speaker 1: I was like, this is going into your performance reviewing.

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Speaker 1: Great work. And yeah, like also it sells out really quickly,

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Speaker 1: so I need to stock up, I think, because it

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Speaker 1: was a three hour express one that I used. But

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Speaker 1: they've got a couple other products. I think I'm going

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Speaker 1: to try them out. But if you're in the market

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Speaker 1: for a new fake tan, this one I highly recommend.

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Speaker 1: It's also a brown base, so if you are a

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Speaker 1: Cereal fake tan or you'd know they're like green based,

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Speaker 1: violet based, sometimes orange base. This one's a brown based one,

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Speaker 1: so if you're super fair, that undertone won't show up

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Speaker 1: too much on you, which is something that like I

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Speaker 1: have because I am quite fair.

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Speaker 2: Yeah, so if I use a.

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Speaker 1: Green one, it tends to look green on me. Yeah,

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Speaker 1: so I normally would have to use a violent one,

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Speaker 1: but that's still you know, it was touch and go.

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Speaker 1: Is this one I'd love it. It's really nice. All right.

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Speaker 1: Shall we get into our life lessons from the Chicks

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Speaker 1: Money in your Twenties. Let's do it. Life lessons from

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Speaker 1: the Chicks Money in your Twenties. One, not everyone starts

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Speaker 1: on an even playing field, So your only comparison should

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Speaker 1: be yourself. Love it. We've discussed this quite a number

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Speaker 1: of times, especially in relation to money, but comparison is

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Speaker 1: quite literally the thief of joy and a form of

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Speaker 1: self torture, like you are actually bleeding your joy and

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Speaker 1: happiness by comparing yourself to others. And you know how,

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Speaker 1: whatever I read, like a self improvement book, it becomes

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Speaker 1: my personality of the month. Yeah yeah, yeah. So we've

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Speaker 1: had like atomic habits, that was my personality. We've had

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Speaker 1: women live in deliciously, that was my personality. This month's

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Speaker 1: personality is to let them. Theory immel Robbins And there

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Speaker 1: is a section in this book and it talks about comparison,

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Speaker 1: and she actually talks about the theory of upward comparison

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Speaker 1: and how majority of people when comparing themselves, it's through

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Speaker 1: upward comparison. So it's about looking at other people and

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Speaker 1: seeing what they have. So if you think they look

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Speaker 1: prettier than you, if you think they have more money

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Speaker 1: than you, if you think they're more successful than you,

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Speaker 1: and you're comparing what you believe is your lack of

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Speaker 1: success compared to their, So you're like comparing yourself upwards

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Speaker 1: and putting yourself down, whereas most people don't do downward

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Speaker 1: comparison in terms of realizing that when you actually compare

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Speaker 1: yourself to the rest of the world, you're actually doing

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Speaker 1: a lot better. Yeah, and should be a lot more

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Speaker 1: grateful for what you do have and those things. And

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Speaker 1: it's so interesting. I highly recommend I also go into

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Speaker 1: it on the Basic Bitch book Club podcast episode that

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Speaker 1: came out today, and I also talk about Scary Barbie

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Speaker 1: so link in the dis That one was a rabbit hole,

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Speaker 1: but it was just really really interes because when you

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Speaker 1: do think about how you compare yourself, it is always

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Speaker 1: to like the highlight reel of what's on social media,

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Speaker 1: which half of it's fucking fake.

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Speaker 2: Yeah, exactly.

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Speaker 1: I feel like the TikTok band proved that when so

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Speaker 1: many My God influences came out and admitted that a

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Speaker 1: lot of their content was based on lies. Yeah, like

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Speaker 1: we wouldn't even be able to do that because I

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Speaker 1: actually overshare.

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Speaker 2: Yeah, but I wish that wasn't true.

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Speaker 1: I'm like, I would make up a lie to lie,

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Speaker 1: you know. But yeah, that I think that hits an

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Speaker 1: l on the head that every time you're comparing yourself

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Speaker 1: one half the time, it's not even true, like half

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Speaker 1: the shit that you see people have, especially if their influences,

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Speaker 1: like half of it's gifted. You know. It's like when

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Speaker 1: everyone had a Louis Baton that was actually a campaign. Yeah, exactly.

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Speaker 3: And you also don't know the full story, like you

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Speaker 3: don't know what's going on in their mind or how

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Speaker 3: they got there, whether it was gifted, what their financial

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Speaker 3: situation was or Yeah, you never know the full picture.

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Speaker 3: So I think that is such a good reminder to

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Speaker 3: have perspective and be grateful for what you do have,

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Speaker 3: and also give yourself a little bit of forgiveness if

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Speaker 3: you do feel like you're behind, especially in the money department.

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Speaker 1: There's a quote from the book, and it says, if

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Speaker 1: you're constantly playing a game of cards comparing your hand

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Speaker 1: to someone who's better than you, you're always going to lose,

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Speaker 1: and you'll succeed once you start playing with other players

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Speaker 1: rather than against them. That notch in your brain? Yeah,

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Speaker 1: does that make you and deal his hinges?

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Speaker 2: Okay, next life lesson hit may hit, may not.

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Speaker 3: Everything has to be a big brand just because it

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Speaker 3: has a logo doesn't make it better.

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Speaker 2: Fucking shmood, right.

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Speaker 1: Yeah.

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Speaker 3: I think we've done quite a few comparisons in the

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Speaker 3: past where we've shown how some expensive, more expensive brands

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Speaker 3: don't necessarily have the best quality, aren't necessarily made out

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Speaker 3: of the best fabri compositions in comparison to a lot

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Speaker 3: more affordable options.

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Speaker 2: Like that's our entire Yep, that's how that's the gig.

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Speaker 2: That's the gig.

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Speaker 3: And I think a lot of people do feel the

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Speaker 3: pressure to buy brand name things.

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Speaker 1: Especially younger people now, Like I now use this example

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Speaker 1: a lot, but even when like fourteen year olds are

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Speaker 1: there with like a populistman bag and I'm like, that's

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Speaker 1: just like I don't know, maybe I'm just an old

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Speaker 1: man trapped in like twenty eight year old bisexual woman's body.

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Speaker 1: But I'm like, that's too expensive. Yeah, go get your

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Speaker 1: soupre tote bag, put your pe stuff in it, and

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Speaker 1: go to school. Yeah, with your Rex oona body spray yeah,

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Speaker 1: and your chapstick yeah, not this deal lip oil. Then

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Speaker 1: I'm like, if that's how much you're spending on shit

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Speaker 1: when you're like fifteen, fuck, people can do with their

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Speaker 1: money what they want. That's not me hating on it,

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Speaker 1: but I'm just like, there is such a thing about

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Speaker 1: brand and how it's sold and the difference of products

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Speaker 1: that there is definitely brands that when you spend more,

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Speaker 1: you get more one hundred thousand percent, But there are

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Speaker 1: also brands that it is just the logo that you

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Speaker 1: were paying for. Absolutely, and we've absolutely both fallen for

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Speaker 1: shit like that. Like my biggest regret in life was

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Speaker 1: buying a designer handbag like five years ago, and I

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Speaker 1: still fucking hate that thing, still like looking at it being.

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Speaker 2: Like, damn you still you're at bad Yeah, exactly.

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Speaker 3: And that's why we do the Save All Splurge series

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Speaker 3: because sometimes we do say splurge, sometimes we do say

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Speaker 3: save yeah, And it pays to do the research and

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Speaker 3: know what you're looking for. And if you want to

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Speaker 3: get a designer item that's something that's always been on

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Speaker 3: your wish list, of course, that's totally within your prerogative

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Speaker 3: and right to do that. But I think it's having

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Speaker 3: the research and the knowledge behind you and knowing what.

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Speaker 1: And not getting it for the status of it, like

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Speaker 1: genuinely enjoy it, because we've seen so many times that

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Speaker 1: when people a designer item because it's trending, and then

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Speaker 1: as soon as it is not trending anymore, they don't

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Speaker 1: like it, and it's it's getting wrapped up in that.

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Speaker 1: But what was really interesting was another life lesson that

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Speaker 1: was sent in from one of the chicks, which is

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Speaker 1: kind of the counter to this, which I also do

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Speaker 1: agree with, is stop buying jupes. You're never happy and

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Speaker 1: want the real thing. Just save up. This is so

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Speaker 1: fucking real because like I'll give you an example and

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Speaker 1: it's so fucking basic. But if you want a really

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Speaker 1: really good tank, singlet sound likes what I'm about to say.

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Speaker 1: This is so rogue and like no one would think

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Speaker 1: of this, But Billabong have the best tanks. They're so

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Speaker 1: thick as two big bus girlies. They're bra friendly, like

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Speaker 1: they are so thick, they hold everything in. They look

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Speaker 1: really really nice. They're like this beautiful thick ribbed material

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Speaker 1: and we bought them ages ago. But my white one

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Speaker 1: as white tends to do absolutely just got butchered. And

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Speaker 1: I was like, I need a new white tank. But

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Speaker 1: these tanks are like forty five dollars.

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Speaker 3: Yeah, and that'd never go on side and they're like

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Speaker 3: forty five or forty nine and that's just a little

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Speaker 3: bit that little bit.

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Speaker 1: Too high for me for just a white tank. But

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Speaker 1: I like, I never I was like, okay, no, And

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Speaker 1: I bought over the spend of a year. So if

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Speaker 1: I got a gift voucher or if there was a

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Speaker 1: sale or something, I'd be like, yeah, I need a

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Speaker 1: white tank. So I get the white tank. But it

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Speaker 1: was never as good and I ended up spending more

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Speaker 1: on white tanks that were not the quality, that weren't

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Speaker 1: what I wanted when I should have just bought the

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Speaker 1: fucking BILLI bomb tank.

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Speaker 2: Yeah, And it was just being a stupid, all stupid

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Speaker 2: all still it all.

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Speaker 1: Like, And so this I do completely agree with. When

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Speaker 1: you know there's one specific item that you want and

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Speaker 1: that's one, just save up for forty five dollars yeah

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Speaker 1: and buy that one.

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Speaker 3: If the more expensive option does the job well for you,

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Speaker 3: and you're going to get the cost per wear and

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Speaker 3: you're going to get the cost per warre or use.

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Speaker 3: It's absolutely worth it, because I completely agree. I've done

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Speaker 3: this with a few makeup dupes before and.

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Speaker 1: Have really regretted it. Both of those two lessons can

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Speaker 1: be true at the same time. Exactly, you don't need

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Speaker 1: to buy something for the brand or the logo, but

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Speaker 1: sometimes you also are going to be wasting more money

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Speaker 1: buying cheap and dupes when really you just should save

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Speaker 1: up and get the high quality item. Yeah, it's not

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Speaker 1: that black and white, and I think that goes with

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Speaker 1: quite a few of these life lessons that like two

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Speaker 1: opposing opinions or lessons can be true at the same time. Yeah,

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Speaker 1: I think it just matters on what the actual product

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Speaker 1: is you're talking about.

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Speaker 3: Yeah, exactly. Next life lesson, it's better to build quiet

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Speaker 3: and real wealth than it is to have the image

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Speaker 3: of wealth on social media. Definitely, it can feel a

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Speaker 3: bit boring, just you know, focusing on investing or saving

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Speaker 3: all your money when you were like.

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Speaker 2: But I want to show that, you know, I got

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Speaker 2: a promotion.

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Speaker 3: I want to buy this new handbag and post a

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Speaker 3: photo on Instagram, or I want to go on like

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Speaker 3: a lavish holiday and share the stories all over and

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Speaker 3: especially if you haven't come from money too. Yeah, I

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Speaker 3: think I definitely did that when I got my first

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Speaker 3: job and I was getting paid like minimum wage, but

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Speaker 3: I'd gone from having no money ever.

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Speaker 1: The first paycheck when you get a full time job,

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Speaker 1: you're like, I am written, I think I tax. Then

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Speaker 1: you know how you get a full time job, and

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Speaker 1: then you try to calculate how much you'll get and

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Speaker 1: then you actually get your paycheck and the tax comes out,

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Speaker 1: and you're like, that was not what I thought it

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Speaker 1: was going to be.

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Speaker 2: Yeah, especially when you were paying off your hex stet too.

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Speaker 1: Don't talk about.

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Speaker 2: That said sad days.

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Speaker 3: But yeah, when I got my first paycheck, I think

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Speaker 3: my account balance went from literally zero dollars to seven

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Speaker 3: hundred dollars and I was like, oh my god, and

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Speaker 3: I just went crazy and basically spent all of that.

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Speaker 2: And this is when I was like seventeen and just on.

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Speaker 1: Shit because like where is it? Where is honestly?

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Speaker 3: Yeah, I wouldn't own a single thing that I would

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Speaker 3: have bought. Yeah, and it was just because I could,

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Speaker 3: and you know, I was like, yes, I finally can

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Speaker 3: like go out and do these things with it with

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Speaker 3: my friends. I can buy a new outfit for this event,

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Speaker 3: and I almost just was like, well, I have it,

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Speaker 3: so I want to show it off and show that

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Speaker 3: I actually finally have money.

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Speaker 2: You know, I can shout drinks for my friends or

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Speaker 2: take them for dinner whatever.

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Speaker 1: Get that from like a point, especially when like you know,

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Speaker 1: you've been the friend that you have to say sorry,

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Speaker 1: I can't come because I can't afford it right now,

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Speaker 1: or can we go to the movies instead because I'm

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Speaker 1: I just can't, you know, for a one hundred and

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Speaker 1: twenty dollar bottomless brunch where I get two drinks and

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Speaker 1: like one taco. You know, like I get that. I

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Speaker 1: get that. Sometimes we have this thing of being like no,

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Speaker 1: I want to show my hard work and what I've

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Speaker 1: achieved and stuff like that. But there was another life

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Speaker 1: lesson that I think kind of is the counterpart to

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Speaker 1: this as well, and can sent to you a little bit,

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Speaker 1: and it's stopped buying shit to impress people that you

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Speaker 1: don't even like or you don't even know. Yeah, you

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Speaker 1: don't need to impress anyone. They also don't care. People

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Speaker 1: who love you don't give a fuck if you've got

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Speaker 1: a Louis Vuitton bag one hundred percent it's better to

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Speaker 1: build quiet and real wealth than it is to have

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Speaker 1: the image of wealth on social media. This one's short

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Speaker 1: but sweet, but I really liked it, and that it's

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Speaker 1: okay to treat yourself, but if I get the treat

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Speaker 1: all the time, it's no longer a treat. One billion percent.

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Speaker 1: That's like where people fall into shopping addictions. So it's

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Speaker 1: because they get the dough for me and hit of

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Speaker 1: buying something like that's so fun and like that should

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Speaker 1: be enough to last you of like you don't need

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Speaker 1: to shop that often. Yeah, and then the more you shop,

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Speaker 1: the more that dopamine hit becomes less quality and less quality,

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Speaker 1: and you kind of need to chase that high.

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Speaker 2: Yeah.

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Speaker 1: So yeah, I think your treats little less.

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Speaker 2: Yeah, be real with yourself.

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Speaker 1: Yeah, Like it's okay. I love buying myself a little treat,

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Speaker 1: of course, which leads into our next one.

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Speaker 3: Don't stress about buying the daily coffee. It's worth it. Yes,

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Speaker 3: I'm so tired of people being like, oh, well, you

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Speaker 3: don't have a house because you buy your coffee every day.

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Speaker 2: Yeah you get but becomo, Yeah, I avocado on toast.

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Speaker 3: That whole rhetoric, Like, yes, of course, spending money on

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Speaker 3: coffee every day adds up absolutely, but in the grand

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Speaker 3: scheme of things, it's probably not going to buy your house.

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Speaker 1: It's not because there was actually a tweet that we

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Speaker 1: posted on Two Road Chicks as well, and it says

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Speaker 1: a five dollar ice latte is twenty five dollars a week,

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Speaker 1: one hundred dollars a month, and twelve hundred dollars a

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Speaker 1: year After ten years. That's twelve thousand dollars, which is

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Speaker 1: not even close to a house deposit. So enjoy your

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Speaker 1: ice latte, marcher and sweet treats in peace. And for

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Speaker 1: anyone who wants to fight with me on that, my

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00:18:16,359 --> 00:18:19,919
Speaker 1: local cafe still does five dollar iced coffees. I know

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Speaker 1: that's rare occurs, but even if you put it to

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Speaker 1: like seven dollars, that's still not going to get you

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Speaker 1: a house deposit. Okay, this one's spicy, and I love it.

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Speaker 1: If you have to ask for money back from your friends,

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Speaker 1: they're not your friends. Jusy juicy. Seriously, though, if you

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Speaker 1: have to chase your friends up for the fifty dollars

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Speaker 1: they owe you from drinks, the one hundred dollars they

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Speaker 1: owe you from dinner, or what all the twenty bucks

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Speaker 1: for an uber that is not your friend. And we're

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Speaker 1: not talking about like, yeah, your friend bought you a

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Speaker 1: fucking coke zero that was three dollars and they're being like,

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Speaker 1: can you transfer me for three dollars? That's a bit silly.

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Speaker 1: But when you owe your friend, don't make them chase

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Speaker 1: you up. Don't make them have to awkwardly send you

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Speaker 1: a text and be like, hey, can you please transfer

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Speaker 1: me that money that you owe me, and that if

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Speaker 1: they have to follow up more than once, like that's

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Speaker 1: just rogue. And to be fair, sometimes you do just

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Speaker 1: forget of course sometimes and like that's fine, But there

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Speaker 1: are just people that you always have to chase.

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Speaker 3: Pay attention to the patterns of behavior, yeah, because you'll

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Speaker 3: notice if it's one friend who is going through a

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Speaker 3: really busy time at work and you've had to chase

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Speaker 3: them up twice, but usually they always pay you on time.

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Speaker 2: We're not talking about that.

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Speaker 3: It's the person that every single time you're always having

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Speaker 3: to chase them, or you know, you go to book

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Speaker 3: an uber and they're never the one to be like,

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Speaker 3: ohh book it, or you're getting uber eats and you're

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Speaker 3: always the one being like oh, buy it and you

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Speaker 3: transfer me.

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Speaker 1: Yeah, the thing is split it in the moment. Yeah,

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Speaker 1: split it in the moment. If you're getting an uber,

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Speaker 1: send them the split with a person like notification.

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Speaker 2: Yeah.

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Speaker 1: If you're at dinner, split it down the middle if

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Speaker 1: you can, or like, pay the twenty percent fee to

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Speaker 1: split the bill, whatever it is. Because chasing people is

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Speaker 1: such an uncomfortable thing to do, but it shouldn't because

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Speaker 1: you shouldn't even have to be chasing.

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Speaker 2: Yeah, exactly.

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Speaker 3: And it's a good reminder that if you do pay

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Speaker 3: for something for somebody, or you do lend somebody money,

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Speaker 3: you need to be comfortable with the reality that you

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Speaker 3: could potentially never get it back. Think about that every

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Speaker 3: single time. I may not get this back. Am I

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Speaker 3: comfortable with that? Because you never know?

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Speaker 1: Yeah. Yeah. If you are constantly awkwardly and uncomfortably having

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Speaker 1: to chase a friend up for money, they are not

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Speaker 1: your friend.

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Speaker 3: This was one of our most popular life lessons, submitted

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Speaker 3: by quite a.

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Speaker 1: Few chicks and I loved it.

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Speaker 3: And it's investing with a bonus tip round up on

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00:20:55,000 --> 00:20:58,240
Speaker 3: investing apps is literally a blessing. A little a.

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Speaker 2: Day builds up in no time, which is so cool.

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00:21:01,760 --> 00:21:05,320
Speaker 3: Because if you're new to investing and you're nervous about

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00:21:05,359 --> 00:21:07,000
Speaker 3: it and you feel like it's a bit of a

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00:21:07,080 --> 00:21:08,800
Speaker 3: risk to put a lot of money in investing because

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00:21:08,840 --> 00:21:10,040
Speaker 3: you don't really know what you're doing.

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Speaker 2: There are apps like.

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Speaker 1: Rays this sounds so cool that.

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00:21:14,480 --> 00:21:18,680
Speaker 3: Round up spare change from everyday purchasers and invest it

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00:21:18,720 --> 00:21:22,680
Speaker 3: into a diversified portfolio of stocks and bonds for you,

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Speaker 3: so that it just does it in the background for you.

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00:21:26,240 --> 00:21:28,720
Speaker 3: And that can be a really cool introduction to investing

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Speaker 3: as well. If you're a bit of a newbie and

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00:21:31,160 --> 00:21:32,960
Speaker 3: you feel a bit scared putting a lot of money in,

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00:21:33,680 --> 00:21:37,520
Speaker 3: then you can familiarize yourself with I guess the volatility

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Speaker 3: of the stock market and how it all works, and

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00:21:39,640 --> 00:21:43,640
Speaker 3: get educated and then slowly but surely increase how much

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Speaker 3: you are investing. Or even if you are an investing pro,

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Speaker 3: why not then when you get coffee and it's six

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00:21:49,840 --> 00:21:52,879
Speaker 3: dollars seventy, it'll round up that thirty cents and automatically

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Speaker 3: invest it for you.

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Speaker 1: How cool is that? I know that's my goal this year.

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Speaker 1: I really want to get more into it, okay, And

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Speaker 1: I wanted to end on this one because I think

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Speaker 1: it is a nice way to think about your money

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00:22:03,280 --> 00:22:06,360
Speaker 1: as in general and in life, and that it's never

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Speaker 1: a waste of money if it's a good time and

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00:22:08,200 --> 00:22:11,560
Speaker 1: it made memories. Money can be such a really difficult

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00:22:11,600 --> 00:22:14,840
Speaker 1: topic to navigate. It can be very like have quite

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00:22:14,840 --> 00:22:16,800
Speaker 1: a heavy weight to it. It can be very stressful.

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00:22:16,800 --> 00:22:20,040
Speaker 1: It is very stressful. However, at the end of the day,

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Speaker 1: you're on this fucking big ball of rock to have

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00:22:24,760 --> 00:22:29,720
Speaker 1: fun and love people, So let your money work to

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00:22:29,760 --> 00:22:33,520
Speaker 1: get that for you. However, that is because let's all

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Speaker 1: kiss and.

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Speaker 3: Cuddle, yeah, you know, investing yourself and the good memories.

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00:22:38,080 --> 00:22:41,440
Speaker 1: Yes, And there are times that, like, you know, things

436
00:22:41,440 --> 00:22:43,960
Speaker 1: have been expensive, but the next day, I'm like, fuck,

437
00:22:44,040 --> 00:22:48,520
Speaker 1: that was fun. Yeah, Like you know, every basically trip

438
00:22:48,560 --> 00:22:51,320
Speaker 1: we've been on, I'm like, you know, when the aud

439
00:22:51,560 --> 00:22:56,440
Speaker 1: is going into whatever foreignherrency, I'm like, how but those

440
00:22:56,480 --> 00:23:00,640
Speaker 1: memories are priceless, Like you actually can't put a on that.

441
00:23:01,160 --> 00:23:03,359
Speaker 1: And maybe it's even the act of writing down what

442
00:23:03,359 --> 00:23:05,719
Speaker 1: are the things that are priceless to you? What are

443
00:23:05,760 --> 00:23:08,960
Speaker 1: the things that you know that investment though, when that

444
00:23:09,000 --> 00:23:11,200
Speaker 1: money comes out of your account, what are you getting

445
00:23:11,200 --> 00:23:13,880
Speaker 1: in return from that? And maybe have a little think little,

446
00:23:13,920 --> 00:23:20,920
Speaker 1: think about that heit may with the advance with the cheeks.

447
00:23:20,560 --> 00:23:28,880
Speaker 2: Wow advice with the Chicky Chooks.

448
00:23:29,920 --> 00:23:32,159
Speaker 3: I'm a huge lover of your podcast and the energy,

449
00:23:32,280 --> 00:23:33,720
Speaker 3: love and kindness you.

450
00:23:33,720 --> 00:23:35,879
Speaker 1: In partly thank you.

451
00:23:36,160 --> 00:23:38,960
Speaker 3: I'm in need of some advice or anything remotely to

452
00:23:39,000 --> 00:23:39,879
Speaker 3: make me feel better.

453
00:23:40,240 --> 00:23:41,479
Speaker 1: Okay, I wrapped it in.

454
00:23:42,280 --> 00:23:45,120
Speaker 3: I recently moved away from Wollongong Shout out the Gung,

455
00:23:45,480 --> 00:23:48,119
Speaker 3: where I completed my nursing degree, to Newcastle, where I

456
00:23:48,119 --> 00:23:49,359
Speaker 3: would begin my new grad.

457
00:23:49,520 --> 00:23:50,000
Speaker 2: This June.

458
00:23:51,160 --> 00:23:54,480
Speaker 3: I got a job here, continuing working in disability support.

459
00:23:54,960 --> 00:23:57,480
Speaker 2: I was having a really rough time with this new job.

460
00:23:58,000 --> 00:24:00,520
Speaker 3: I was so underprepared and left in the deep end

461
00:24:00,520 --> 00:24:02,920
Speaker 3: with clients who had needs I was not trained enough

462
00:24:02,920 --> 00:24:03,440
Speaker 3: to support.

463
00:24:03,880 --> 00:24:05,080
Speaker 1: That would be really hard.

464
00:24:05,280 --> 00:24:07,480
Speaker 3: I stuck this out up until a few weeks ago

465
00:24:07,760 --> 00:24:10,120
Speaker 3: when I got a call offering to begin my new

466
00:24:10,200 --> 00:24:13,600
Speaker 3: grad in February instead. Okay, so like four months earlier.

467
00:24:13,760 --> 00:24:16,040
Speaker 3: This seemed like such great timing and a good sign.

468
00:24:16,119 --> 00:24:19,040
Speaker 3: As I was actively looking for other jobs, I was

469
00:24:19,080 --> 00:24:21,240
Speaker 3: so burnt out and felt like I needed a break

470
00:24:21,240 --> 00:24:23,400
Speaker 3: in order to prepare for the demands of my new

471
00:24:23,440 --> 00:24:26,320
Speaker 3: grad that I start in early feb start date is

472
00:24:26,320 --> 00:24:32,000
Speaker 3: actually on my birthday. Pisss ooh, pissies girls from Wollongong,

473
00:24:32,359 --> 00:24:33,080
Speaker 3: did you write.

474
00:24:35,480 --> 00:24:36,080
Speaker 2: Like I hate?

475
00:24:36,119 --> 00:24:37,399
Speaker 1: My coworkers.

476
00:24:39,160 --> 00:24:43,359
Speaker 2: Name is vow So just so.

477
00:24:43,520 --> 00:24:46,040
Speaker 3: After speaking with my partner, he supported my decision to

478
00:24:46,160 --> 00:24:50,480
Speaker 3: quit my DSW job. I did this happily and have

479
00:24:50,600 --> 00:24:52,480
Speaker 3: been trying to catch up with some family do my

480
00:24:52,520 --> 00:24:55,400
Speaker 3: hobbies like crochet, reading, spending time in.

481
00:24:55,440 --> 00:24:56,879
Speaker 2: Nature with my kelpie Charlie.

482
00:24:57,880 --> 00:25:00,480
Speaker 3: However, I've been feeling a lot of guilt about not

483
00:25:00,600 --> 00:25:03,800
Speaker 3: working and slowly seeing my bank account reflect as such,

484
00:25:03,920 --> 00:25:06,480
Speaker 3: especially because our rent here is nearly double that it

485
00:25:06,600 --> 00:25:09,600
Speaker 3: was in Wongong when we lived with two housemates. My

486
00:25:09,680 --> 00:25:11,760
Speaker 3: birthday is coming up and I do have a list

487
00:25:11,800 --> 00:25:14,040
Speaker 3: of things I've had my eye on that are genuine

488
00:25:14,040 --> 00:25:15,639
Speaker 3: gaps in my wardrobe.

489
00:25:15,119 --> 00:25:16,400
Speaker 2: Accessories and lifestyle.

490
00:25:17,640 --> 00:25:20,240
Speaker 3: I have spent some time on deepop and have purchased

491
00:25:20,280 --> 00:25:22,560
Speaker 3: some of these secondhand items that were on my list.

492
00:25:23,240 --> 00:25:26,080
Speaker 3: I guess what I'm asking advice for is how do

493
00:25:26,160 --> 00:25:29,919
Speaker 3: I navigate these feelings of guilt or embarrassment, especially whilst

494
00:25:29,920 --> 00:25:33,280
Speaker 3: not currently working. I feel like I've definitely engaged with

495
00:25:33,320 --> 00:25:36,840
Speaker 3: your advice about sourcing items that I genuinely need and

496
00:25:37,080 --> 00:25:39,879
Speaker 3: like at a more affordable and sustainable pace than I

497
00:25:39,960 --> 00:25:44,280
Speaker 3: once did. But when I have actually purchased the item,

498
00:25:44,440 --> 00:25:47,919
Speaker 3: I have felt deeply guilty. Thank you so much for

499
00:25:47,960 --> 00:25:50,639
Speaker 3: everything you guys do. Appreciate your time and energy you

500
00:25:50,680 --> 00:25:52,320
Speaker 3: give to your listeners and audience.

501
00:25:52,560 --> 00:25:55,080
Speaker 1: Kind of God, baby can see.

502
00:25:56,680 --> 00:25:57,720
Speaker 2: Come see here?

503
00:25:58,160 --> 00:26:02,119
Speaker 1: Okay, so one, okay, wait, actually let's bring it back.

504
00:26:02,160 --> 00:26:05,960
Speaker 1: Congratulations on your studies. Yeah, and that's amazing. You should

505
00:26:05,960 --> 00:26:08,760
Speaker 1: be so so so proud of yourself. The other thing

506
00:26:09,040 --> 00:26:13,040
Speaker 1: is that job definitely sounds like it wasn't feeding you.

507
00:26:13,119 --> 00:26:16,080
Speaker 1: It sounds way too stressful. That is such a really

508
00:26:16,160 --> 00:26:20,800
Speaker 1: common thing, especially for people that study within healthcare and

509
00:26:20,840 --> 00:26:23,480
Speaker 1: they go into prack or they go into their jobs

510
00:26:23,480 --> 00:26:26,560
Speaker 1: in the real world, and it's it's just more than

511
00:26:27,280 --> 00:26:29,879
Speaker 1: you know you're willing to take on. And that's fine,

512
00:26:29,920 --> 00:26:34,239
Speaker 1: And I just want to commend you for making that

513
00:26:34,240 --> 00:26:37,399
Speaker 1: decision because that decision in itself is really really hard

514
00:26:37,920 --> 00:26:39,840
Speaker 1: and to be able to walk away from something that

515
00:26:40,320 --> 00:26:43,200
Speaker 1: was stressing you out is really like commendable. So you

516
00:26:43,200 --> 00:26:45,120
Speaker 1: should be really really proud of yourself for that, and

517
00:26:45,800 --> 00:26:48,680
Speaker 1: it should be really excited for your studies. Happy birthday,

518
00:26:48,720 --> 00:26:56,840
Speaker 1: by the way, maybe that's when this episode comes out, right, Yeah, yeah,

519
00:26:56,960 --> 00:26:58,960
Speaker 1: I'll come in a pepper pig costume.

520
00:27:00,400 --> 00:27:00,560
Speaker 2: Job.

521
00:27:00,640 --> 00:27:02,199
Speaker 1: Yeah, that's my old job. Out to dress up as

522
00:27:02,240 --> 00:27:07,560
Speaker 1: a mascot wasn't good. So with the purchases, I understand

523
00:27:07,680 --> 00:27:10,040
Speaker 1: where you're coming from, with the fact that you're seeing

524
00:27:10,119 --> 00:27:14,320
Speaker 1: your bank account reflect your state of working. However, if

525
00:27:14,359 --> 00:27:17,000
Speaker 1: you're making purchases and it does sound like you're doing

526
00:27:17,000 --> 00:27:21,200
Speaker 1: this and you're being incredibly mindful and their needs they're

527
00:27:21,200 --> 00:27:24,320
Speaker 1: not want it, you're purchasing them on deep hop. You're

528
00:27:24,320 --> 00:27:28,360
Speaker 1: giving items, you know, a second chance. That's all good things.

529
00:27:28,560 --> 00:27:33,840
Speaker 1: That's not a bad thing, and you shouldn't necessarily feel

530
00:27:33,880 --> 00:27:37,040
Speaker 1: guilty for that. I'm wondering if the guilt is coming from,

531
00:27:37,600 --> 00:27:41,399
Speaker 1: is your partner paying for more than you are in

532
00:27:41,520 --> 00:27:45,719
Speaker 1: terms of like a money split and rent at the moment,

533
00:27:46,280 --> 00:27:49,800
Speaker 1: And if that's where your guilt is coming from, then

534
00:27:49,960 --> 00:27:55,119
Speaker 1: I completely understand that because it is very, very tricky

535
00:27:55,160 --> 00:27:58,800
Speaker 1: when one partner is paying for more than the other

536
00:27:59,320 --> 00:28:02,960
Speaker 1: because maybe you've gone back to study, or because maybe

537
00:28:03,000 --> 00:28:04,720
Speaker 1: even lost your job, not that happened to you, but

538
00:28:04,840 --> 00:28:05,680
Speaker 1: just talking.

539
00:28:05,400 --> 00:28:08,960
Speaker 2: And different incomes in different industries.

540
00:28:08,440 --> 00:28:13,480
Speaker 1: That I think even just maybe talking to your partner

541
00:28:13,920 --> 00:28:18,240
Speaker 1: and telling them that you feel guilty about these purchases,

542
00:28:18,640 --> 00:28:21,359
Speaker 1: they could maybe really help relieve some of that guilt

543
00:28:21,720 --> 00:28:26,320
Speaker 1: for you and help you feel a little bit less

544
00:28:26,960 --> 00:28:31,399
Speaker 1: bad about making these purchases because you're allowed to spend

545
00:28:31,960 --> 00:28:35,800
Speaker 1: the money that you worked for. But it's maybe about

546
00:28:35,920 --> 00:28:40,520
Speaker 1: figuring out why you feel guilty. What's the why that

547
00:28:40,880 --> 00:28:45,160
Speaker 1: is causing you to feel bad about spending this money.

548
00:28:45,240 --> 00:28:49,040
Speaker 1: Is it because you're stressed about, you know, future funds?

549
00:28:49,120 --> 00:28:52,120
Speaker 1: Is that what it is? Like, it's about figuring out

550
00:28:52,200 --> 00:28:56,080
Speaker 1: where that negative emotion is coming from, and then I

551
00:28:56,080 --> 00:28:58,400
Speaker 1: think you can figure out the next steps from there.

552
00:28:58,400 --> 00:29:01,120
Speaker 1: But if it's guilt, because maybe you're just paying for more,

553
00:29:01,120 --> 00:29:06,120
Speaker 1: which I'm sure you guys also had a conversation with beforehand. Anyway, Yeah,

554
00:29:06,320 --> 00:29:09,360
Speaker 1: maybe just have another conversation and they can either relieve

555
00:29:09,400 --> 00:29:12,480
Speaker 1: that stress or he might or they might or she

556
00:29:12,640 --> 00:29:16,239
Speaker 1: might say yeah, like I did notice, and you know,

557
00:29:16,400 --> 00:29:18,800
Speaker 1: blah blah blah, and then you can have a conversation

558
00:29:18,840 --> 00:29:22,120
Speaker 1: and I promise even if their response is yeah, I

559
00:29:22,160 --> 00:29:24,040
Speaker 1: actually kind of did notice that you bought a few things,

560
00:29:24,080 --> 00:29:25,680
Speaker 1: and I've been paying for things and I did feel

561
00:29:25,680 --> 00:29:27,560
Speaker 1: a certain type of way about it. You'll still feel

562
00:29:27,560 --> 00:29:29,560
Speaker 1: a lot better for even just having that conversation and

563
00:29:29,600 --> 00:29:30,080
Speaker 1: being open.

564
00:29:30,320 --> 00:29:33,000
Speaker 3: Yeah, well, they're not left wondering what they're thinking. You

565
00:29:33,120 --> 00:29:35,280
Speaker 3: know exactly what they're thinking, and then you can move

566
00:29:35,320 --> 00:29:38,600
Speaker 3: forward together and remind yourself as well that this isn't

567
00:29:38,640 --> 00:29:40,720
Speaker 3: going to be forever. Yeah, like you were at the

568
00:29:40,760 --> 00:29:43,320
Speaker 3: early stages of your career, and a lot of people

569
00:29:43,360 --> 00:29:45,280
Speaker 3: go through this, especially while they're still.

570
00:29:45,120 --> 00:29:48,920
Speaker 2: Studying, So this isn't going to be your life forever.

571
00:29:49,920 --> 00:29:53,680
Speaker 3: And it's totally normal to feel stressed or feel a

572
00:29:53,680 --> 00:29:57,160
Speaker 3: little bit of guilt or shame when you're not earning

573
00:29:57,680 --> 00:29:59,440
Speaker 3: a lot of money or you know, when you're in

574
00:29:59,440 --> 00:30:02,040
Speaker 3: this part of your career. I know I've definitely been there,

575
00:30:02,760 --> 00:30:06,040
Speaker 3: but yeah, I think have the conversation with your partner

576
00:30:06,080 --> 00:30:08,600
Speaker 3: if that's where the stress is coming from. Remind yourself

577
00:30:08,680 --> 00:30:11,080
Speaker 3: that this isn't going to be forever. It's just a

578
00:30:11,120 --> 00:30:16,760
Speaker 3: temporary part of your career, and potentially have a look

579
00:30:16,800 --> 00:30:19,160
Speaker 3: at your finances and be like, Okay, well maybe can

580
00:30:19,200 --> 00:30:22,200
Speaker 3: I build out a fun fund so I know that

581
00:30:22,240 --> 00:30:24,480
Speaker 3: this is exactly how much I can spend on my

582
00:30:24,600 --> 00:30:27,360
Speaker 3: deep hop purchases and having a little bit of a

583
00:30:28,760 --> 00:30:33,480
Speaker 3: boundary around that will make you feel more responsible, more

584
00:30:33,520 --> 00:30:36,400
Speaker 3: empowered with your money and that you're not spending beyond

585
00:30:36,400 --> 00:30:38,560
Speaker 3: those lines. And you know, no, I can't afford this,

586
00:30:38,600 --> 00:30:40,760
Speaker 3: I can't afford to buy this sink and deepot you.

587
00:30:40,680 --> 00:30:43,880
Speaker 1: Can even try and no spend month mm because those

588
00:30:43,880 --> 00:30:45,760
Speaker 1: always helpful, but maybe not for your birthday.

589
00:30:45,960 --> 00:30:49,000
Speaker 2: Yeah, do that in much yeay.

590
00:30:49,360 --> 00:30:51,080
Speaker 1: Wow, I don't even know what that noise was.

591
00:30:53,000 --> 00:30:55,800
Speaker 3: Thank you so much for writing in. If you're listening

592
00:30:55,920 --> 00:30:58,400
Speaker 3: and you're like, hey, that was solid advice. I've got

593
00:30:58,400 --> 00:30:59,920
Speaker 3: a dilemma of my own that I want to send.

594
00:31:00,360 --> 00:31:03,360
Speaker 3: We'll put the number to the Chicks hotline in the

595
00:31:03,360 --> 00:31:06,080
Speaker 3: description where you can send us a voice note or

596
00:31:06,120 --> 00:31:08,560
Speaker 3: a text, so you can send it in and we

597
00:31:08,640 --> 00:31:12,160
Speaker 3: may answer it on the show hot And on that note,

598
00:31:12,280 --> 00:31:15,440
Speaker 3: thanks to you chicks for sending in your life lessons

599
00:31:15,840 --> 00:31:17,200
Speaker 3: and for having us in your ear holes.

600
00:31:17,240 --> 00:31:18,320
Speaker 1: We'd love to be here.

601
00:31:18,200 --> 00:31:21,080
Speaker 3: And thank you to mik Made for making today's episode happen.

602
00:31:21,240 --> 00:31:33,800
Speaker 3: Love it bye, Chicks, love you say it be Yeah,