1 00:00:00,520 --> 00:00:05,280 Speaker 1: O goody listeners. Hey, so I'm going to preface this 2 00:00:05,360 --> 00:00:08,080 Speaker 1: is my little disclaimer. This is my little disclaimer for 3 00:00:08,119 --> 00:00:13,080 Speaker 1: this episode. So I'm just sharing my thoughts. This is 4 00:00:13,160 --> 00:00:16,880 Speaker 1: not as none of my episodes are really directive or 5 00:00:16,920 --> 00:00:22,400 Speaker 1: instructional or prescriptive. But this is just my take what 6 00:00:22,440 --> 00:00:26,920 Speaker 1: I'm about to share on retirement. Obviously, you've read the title, 7 00:00:27,000 --> 00:00:29,360 Speaker 1: so you know what it's about. And I don't think 8 00:00:29,400 --> 00:00:33,879 Speaker 1: it's advice that anyone should follow. But I get asked 9 00:00:34,120 --> 00:00:38,559 Speaker 1: more and more as I'm heading towards what is I 10 00:00:38,600 --> 00:00:43,320 Speaker 1: guess typically retirement age, people ask me about retirement and 11 00:00:43,440 --> 00:00:46,000 Speaker 1: I actually I'm recording this on a Saturday. I sat 12 00:00:46,040 --> 00:00:48,800 Speaker 1: this morning with a lady that I've been mentoring and 13 00:00:48,840 --> 00:00:53,720 Speaker 1: coaching for in some way, shape or form actually for 14 00:00:53,880 --> 00:00:57,800 Speaker 1: over thirty years, and these days I still see her 15 00:00:57,920 --> 00:01:02,720 Speaker 1: once a week and her and I sit down and chat. 16 00:01:02,760 --> 00:01:08,120 Speaker 1: And anyway, she asked me today if I'm going to retire. 17 00:01:08,319 --> 00:01:09,920 Speaker 1: She didn't mean it in the next ten minutes, but 18 00:01:09,959 --> 00:01:11,959 Speaker 1: she go she said to me, are You're going to retire? 19 00:01:12,880 --> 00:01:15,240 Speaker 1: So I assume she was talking about sometime in the 20 00:01:15,280 --> 00:01:21,640 Speaker 1: next five to ten years. And the truth is, I'm 21 00:01:21,680 --> 00:01:24,720 Speaker 1: not going to retire. The truth is, well, let me 22 00:01:24,760 --> 00:01:28,480 Speaker 1: restate that I have no intention to retire. Who knows 23 00:01:28,520 --> 00:01:31,760 Speaker 1: what the future brings. But I want to explain to 24 00:01:31,800 --> 00:01:37,640 Speaker 1: you what I see as the pros and cons of retirement. 25 00:01:38,319 --> 00:01:42,600 Speaker 1: I'm really fascinated. This is not an anti work or 26 00:01:42,640 --> 00:01:49,760 Speaker 1: an anti retirement conversation. This is a This is like 27 00:01:49,800 --> 00:01:53,560 Speaker 1: I said, it's an opinion piece. It's a personal kind 28 00:01:53,600 --> 00:01:58,840 Speaker 1: of take on something which I think there is. I 29 00:01:58,840 --> 00:02:04,680 Speaker 1: think there's a lot of my information and kind of 30 00:02:05,160 --> 00:02:09,000 Speaker 1: what's the word folklore, Probably not, but there's almost like 31 00:02:09,120 --> 00:02:14,040 Speaker 1: this cultural belief or idea that we're all heading towards 32 00:02:14,080 --> 00:02:18,680 Speaker 1: this this beautiful time of our life where life gets better, 33 00:02:19,800 --> 00:02:24,360 Speaker 1: where we stop doing this horrible thing called work. So 34 00:02:24,400 --> 00:02:26,800 Speaker 1: we step out of work and works bad, and we 35 00:02:26,840 --> 00:02:29,640 Speaker 1: step into this non work phase of our life called 36 00:02:29,680 --> 00:02:33,080 Speaker 1: retirement and retirement as good work is bad, retirement is good, 37 00:02:33,720 --> 00:02:35,920 Speaker 1: and we get excited about that and we you know, 38 00:02:35,960 --> 00:02:40,079 Speaker 1: we're looking forward to the golden years where we'll kick 39 00:02:40,160 --> 00:02:43,000 Speaker 1: back and we'll relax and we'll probably spend a lot 40 00:02:43,040 --> 00:02:46,200 Speaker 1: of time just having fun and fucking frolicking and in 41 00:02:46,240 --> 00:02:50,359 Speaker 1: the sun and traveling around Australia. Or wherever you live, 42 00:02:50,520 --> 00:02:53,760 Speaker 1: and you know, just living the life, just living the 43 00:02:53,840 --> 00:02:58,000 Speaker 1: life of fun and joy and and look for some 44 00:02:58,120 --> 00:03:03,560 Speaker 1: people that might be the case. My observation, again just 45 00:03:03,639 --> 00:03:07,040 Speaker 1: my observation, my experience, my insight, that is not often 46 00:03:07,080 --> 00:03:13,440 Speaker 1: the case. In fact, my anecdotal evidence seems says to 47 00:03:13,480 --> 00:03:19,280 Speaker 1: me that more often than not, when people stop working, 48 00:03:20,840 --> 00:03:23,920 Speaker 1: it has more of a negative than a positive impact. 49 00:03:24,120 --> 00:03:26,720 Speaker 1: Over the There might be a short bump, a short 50 00:03:26,800 --> 00:03:32,280 Speaker 1: kind of positive, but more often than not, I would say, 51 00:03:32,320 --> 00:03:37,120 Speaker 1: more than fifty percent of the time, there is some significant, 52 00:03:38,720 --> 00:03:48,400 Speaker 1: if not minor, to significant negative consequence, be it physical, emotional, mental, psychological, sociological, 53 00:03:49,320 --> 00:03:52,760 Speaker 1: some kind of negative hit. Not with everyone, Not with everyone. 54 00:03:52,880 --> 00:03:55,760 Speaker 1: Some people step out of work and into this fucking 55 00:03:55,840 --> 00:03:58,360 Speaker 1: amazing phase of their life where it gets better and 56 00:03:58,400 --> 00:04:01,760 Speaker 1: they get better and all of that. And that's definitely possible. 57 00:04:03,080 --> 00:04:06,000 Speaker 1: But I have seen a lot of my friends and 58 00:04:06,240 --> 00:04:10,560 Speaker 1: my parents of my friends retire over the years. My 59 00:04:10,680 --> 00:04:13,760 Speaker 1: dad is one of those people. And again this is 60 00:04:13,880 --> 00:04:19,599 Speaker 1: just observation and experience. But my dad retired I think 61 00:04:19,640 --> 00:04:22,320 Speaker 1: at sixty four or five. He was running multimillion dollar 62 00:04:22,520 --> 00:04:28,640 Speaker 1: shopping centers, probably billion dollar shopping centers these days, and 63 00:04:29,040 --> 00:04:31,359 Speaker 1: you know, so he and when he retired, he was 64 00:04:31,400 --> 00:04:34,560 Speaker 1: sharp as attack, he was fit, he was healthy, he 65 00:04:34,720 --> 00:04:37,839 Speaker 1: was solving problems every day, he was having meetings every day. 66 00:04:37,880 --> 00:04:42,760 Speaker 1: He had purpose, he had focus, he had responsibilities, he 67 00:04:42,920 --> 00:04:46,840 Speaker 1: was creating new things. He was using his brain, and 68 00:04:46,920 --> 00:04:52,000 Speaker 1: he was physically, mentally, emotionally and socially stimulated, making reasonably 69 00:04:52,000 --> 00:04:57,000 Speaker 1: good all of those things. And he was part of 70 00:04:57,040 --> 00:05:00,000 Speaker 1: than part of something bigger than himself, all of those things. 71 00:05:00,120 --> 00:05:02,800 Speaker 1: And then on a Friday he retired. Then on a Monday, 72 00:05:02,880 --> 00:05:06,880 Speaker 1: his biggest focus was, you know, what he would do 73 00:05:06,920 --> 00:05:10,360 Speaker 1: around the house. So he never went and played golf. 74 00:05:10,400 --> 00:05:15,760 Speaker 1: He never, you know, became a gray nomad traversing the bloody, 75 00:05:15,760 --> 00:05:19,880 Speaker 1: big brown landscape that is Australia. He didn't take up 76 00:05:19,920 --> 00:05:22,760 Speaker 1: a whole bunch of hobbies. He didn't go and volunteer. 77 00:05:23,839 --> 00:05:25,960 Speaker 1: And again, I love my dad and my dad still 78 00:05:26,520 --> 00:05:29,840 Speaker 1: God bless him, still kicking and still around. But I 79 00:05:30,960 --> 00:05:38,240 Speaker 1: think that for Ron there was probably there was a decline, 80 00:05:38,520 --> 00:05:41,080 Speaker 1: and I think he probably aged a few years in 81 00:05:41,279 --> 00:05:44,240 Speaker 1: the first year, maybe four or five years. And I 82 00:05:44,320 --> 00:05:46,400 Speaker 1: you know, that's just from the outside looking and that 83 00:05:46,560 --> 00:05:49,520 Speaker 1: was my experience, because all of a sudden, he didn't 84 00:05:49,560 --> 00:05:52,640 Speaker 1: need to be anywhere at any time. All of a sudden, 85 00:05:52,720 --> 00:05:55,839 Speaker 1: he went from a lot of responsibilities to not many. 86 00:05:56,360 --> 00:05:59,640 Speaker 1: All of a sudden, he went from being needed and 87 00:05:59,680 --> 00:06:02,839 Speaker 1: expect to be in certain places and solving certain kinds 88 00:06:02,839 --> 00:06:08,640 Speaker 1: of problems and having high level conversations and being creative 89 00:06:08,920 --> 00:06:13,800 Speaker 1: and being part of a team, and being stimulated and 90 00:06:13,839 --> 00:06:17,040 Speaker 1: having a focus and using his brain in a way 91 00:06:17,080 --> 00:06:20,560 Speaker 1: that kept his cognitive function at a high level, and 92 00:06:20,680 --> 00:06:23,560 Speaker 1: all of that stopped on a Friday. Because you retire, 93 00:06:23,600 --> 00:06:28,039 Speaker 1: and you retire, and then life gets better, and truly 94 00:06:28,160 --> 00:06:31,720 Speaker 1: for some people it does, of course, But I think 95 00:06:31,760 --> 00:06:37,520 Speaker 1: that I think that's saying that retirement is arbitrarily good 96 00:06:37,880 --> 00:06:40,680 Speaker 1: or for that matter, arbitrarily bad, is like saying that 97 00:06:40,760 --> 00:06:45,719 Speaker 1: drugs are good or bad. It depends. It depends on 98 00:06:46,560 --> 00:06:49,080 Speaker 1: how that works. It depends on the dose. It depends 99 00:06:49,120 --> 00:06:52,400 Speaker 1: on whether or not where we're doing we're taking the 100 00:06:52,480 --> 00:06:54,960 Speaker 1: right drug for the right issue, and we're taking the 101 00:06:55,040 --> 00:06:56,960 Speaker 1: right dose and we're doing it in the right way. 102 00:06:57,880 --> 00:07:01,520 Speaker 1: And it also depends when we come back to retirement. 103 00:07:01,839 --> 00:07:06,200 Speaker 1: It depends what we're retiring from. For me, a good 104 00:07:06,360 --> 00:07:13,640 Speaker 1: or a bad retirement depends on what psychological, emotional, physiological, 105 00:07:14,960 --> 00:07:20,160 Speaker 1: and social impact that retirement has on the individual. And 106 00:07:20,240 --> 00:07:24,560 Speaker 1: also I guess what it is they're coming out of, Like, 107 00:07:24,680 --> 00:07:27,360 Speaker 1: what is the job that you are now not doing? 108 00:07:27,400 --> 00:07:31,040 Speaker 1: What is the work, what is the environment? What is 109 00:07:31,440 --> 00:07:33,560 Speaker 1: the thing that you've been in the middle of for 110 00:07:33,600 --> 00:07:36,760 Speaker 1: the last probably not the last forty five years, because 111 00:07:36,760 --> 00:07:39,280 Speaker 1: you probably had different jobs, but in the last year 112 00:07:39,360 --> 00:07:41,000 Speaker 1: or two or three or four or five of your 113 00:07:41,040 --> 00:07:43,600 Speaker 1: work life, what you were in the middle of. Was 114 00:07:43,600 --> 00:07:45,680 Speaker 1: it good? Was it bad? Did you enjoy it? Did 115 00:07:45,720 --> 00:07:48,480 Speaker 1: you hate it? Now, if somebody's stepping out of a 116 00:07:48,560 --> 00:07:51,600 Speaker 1: job that they hated, that they didn't they they dreaded 117 00:07:51,680 --> 00:07:54,000 Speaker 1: going to, or it was a bad culture or a 118 00:07:54,040 --> 00:07:57,880 Speaker 1: bad environment, or they didn't feel valued or loved or needed, 119 00:07:58,320 --> 00:08:00,800 Speaker 1: or it was bad on their physiology, it fucked up 120 00:08:00,840 --> 00:08:03,040 Speaker 1: their back, or it gave them a headache core, well, then, 121 00:08:03,160 --> 00:08:07,880 Speaker 1: of course, of course, then get the fuck out of that, 122 00:08:09,280 --> 00:08:11,600 Speaker 1: get the fuck out of that. And maybe retirement is 123 00:08:11,640 --> 00:08:14,040 Speaker 1: a much better option than that, or maybe there's something 124 00:08:14,080 --> 00:08:20,400 Speaker 1: other than a shit job or retirement. Maybe. So the 125 00:08:20,480 --> 00:08:24,200 Speaker 1: funny thing is with you know, because I'm sixty one 126 00:08:24,280 --> 00:08:28,120 Speaker 1: now and I'm I'm still doing my PhD. I'm just 127 00:08:28,480 --> 00:08:31,040 Speaker 1: entering my sixth year of that, so five years down. 128 00:08:31,160 --> 00:08:35,280 Speaker 1: Hopefully i'll be done in about six months, depending on 129 00:08:35,320 --> 00:08:37,800 Speaker 1: a few things. So I'm still starting, I'm still learning, 130 00:08:37,840 --> 00:08:40,760 Speaker 1: I'm still doing corporate speaking, I'm still doing seven podcasts 131 00:08:40,800 --> 00:08:44,960 Speaker 1: a day. I'm still meeting people. Nearly every morning of 132 00:08:45,000 --> 00:08:47,360 Speaker 1: my life, I sit with somebody who needs a bit 133 00:08:47,360 --> 00:08:50,120 Speaker 1: of help. I choose to do that. I'm privileged to 134 00:08:50,120 --> 00:08:52,520 Speaker 1: do that. I'm still at the gym seven days a week, 135 00:08:52,520 --> 00:08:55,280 Speaker 1: and nearly every time i'm at the gym, there's somebody 136 00:08:55,320 --> 00:08:59,160 Speaker 1: there that needs help that I'm working with or And 137 00:08:59,200 --> 00:09:01,040 Speaker 1: I'm not saying any of this to sound good, but 138 00:09:01,160 --> 00:09:04,040 Speaker 1: I'm busy as fuck right and a lot of people go, 139 00:09:04,200 --> 00:09:06,360 Speaker 1: you're a workholicord. A lot of people would say, oh, 140 00:09:06,720 --> 00:09:09,079 Speaker 1: you've got no balance and all of these things. And 141 00:09:09,240 --> 00:09:13,960 Speaker 1: I understand looking through their window. No criticism on my 142 00:09:14,080 --> 00:09:17,600 Speaker 1: part here, but looking through their window, I understand why 143 00:09:17,600 --> 00:09:21,319 Speaker 1: they think that. I understand why they feel that. I 144 00:09:21,440 --> 00:09:24,880 Speaker 1: think so for me, when I do the things that 145 00:09:25,080 --> 00:09:31,120 Speaker 1: I do, I literally feel like even right now, so 146 00:09:32,040 --> 00:09:34,760 Speaker 1: I'm sitting here talking about something that I find interesting 147 00:09:34,880 --> 00:09:37,640 Speaker 1: and curious and something I want to unpack. I've never 148 00:09:37,760 --> 00:09:42,400 Speaker 1: done this topic before as a standalone podcast, but I 149 00:09:42,480 --> 00:09:45,240 Speaker 1: wanted to share it with you. And I find this 150 00:09:45,320 --> 00:09:48,920 Speaker 1: particular pattern of thought or this idea or this kind 151 00:09:49,000 --> 00:09:51,600 Speaker 1: of you know, me just sitting here in the moment 152 00:09:51,679 --> 00:09:54,600 Speaker 1: trying to unpack what I'm thinking in a way that's 153 00:09:54,640 --> 00:09:58,280 Speaker 1: going to resonate with you. But to me, like, technically, 154 00:09:58,360 --> 00:10:01,120 Speaker 1: right now, I'm working because I'm doing podcast and I'm 155 00:10:01,200 --> 00:10:03,560 Speaker 1: partnered with Nova on the Nova Network, and I've got 156 00:10:03,600 --> 00:10:05,880 Speaker 1: to produce seven shows a week. This is one of 157 00:10:05,920 --> 00:10:09,240 Speaker 1: the seven, and in essence, I'm being paid to do this. 158 00:10:09,400 --> 00:10:13,600 Speaker 1: But right now, in the moment, nothing, nothing feels like 159 00:10:13,760 --> 00:10:17,680 Speaker 1: work to me. Right now, I'm just in the middle 160 00:10:17,760 --> 00:10:21,480 Speaker 1: of this curious, interesting thought bubble that I'm clumsily trying 161 00:10:21,480 --> 00:10:25,880 Speaker 1: to unpack with you and for you to give you 162 00:10:25,960 --> 00:10:29,240 Speaker 1: some insight into, for better or worse, the inner workings 163 00:10:29,280 --> 00:10:32,880 Speaker 1: of my fucking mind. Who wants to know? But right now, 164 00:10:32,880 --> 00:10:37,120 Speaker 1: I'm doing my job, or part of my job. When 165 00:10:37,280 --> 00:10:40,679 Speaker 1: I do a radio interview, which I do quite a few, 166 00:10:40,880 --> 00:10:43,080 Speaker 1: I'm doing my job. I'm not being paid for that, 167 00:10:43,160 --> 00:10:44,880 Speaker 1: but that's part of what I do. When I go 168 00:10:44,920 --> 00:10:47,200 Speaker 1: and do a corporate gig, when I do a keynote gig, 169 00:10:47,559 --> 00:10:50,760 Speaker 1: a keynote presentation, whether i'm when I do a half 170 00:10:50,840 --> 00:10:52,959 Speaker 1: day workshop, when I do a full day program with 171 00:10:53,040 --> 00:10:55,920 Speaker 1: a company, I don't think, oh fuck, I've got to 172 00:10:55,920 --> 00:10:57,959 Speaker 1: go and work with you know, like this week, I've 173 00:10:58,000 --> 00:11:01,360 Speaker 1: got to do a some record this Saturday night and Wednesday, 174 00:11:01,400 --> 00:11:03,920 Speaker 1: I've got to do a two hour I think it 175 00:11:04,000 --> 00:11:10,600 Speaker 1: is a two hour workshop with AGL. And my feeling 176 00:11:10,679 --> 00:11:16,000 Speaker 1: about that, my emotion around that is excitement. I'm like, Awesome, 177 00:11:16,120 --> 00:11:18,240 Speaker 1: I get to hang out with a room full of people. 178 00:11:18,640 --> 00:11:21,320 Speaker 1: I get to talk about the shit that I'm excited about. 179 00:11:21,400 --> 00:11:25,200 Speaker 1: I want to inspire and educate and inform people. I'll 180 00:11:25,240 --> 00:11:28,960 Speaker 1: probably meet one or two really cool people. I'll get 181 00:11:29,000 --> 00:11:34,320 Speaker 1: paid pretty well to do that. And I'm literally doing 182 00:11:34,440 --> 00:11:39,600 Speaker 1: something that gives me energy. It gives me energy. It's 183 00:11:39,679 --> 00:11:43,640 Speaker 1: part of my purpose, it's part of my focus. There's 184 00:11:43,679 --> 00:11:47,480 Speaker 1: nothing about what I do that feels like, oh God, 185 00:11:47,679 --> 00:11:51,280 Speaker 1: I'm going to work because there seems to be some 186 00:11:51,640 --> 00:11:56,240 Speaker 1: unwritten kind of understanding that works. A thing we've got 187 00:11:56,240 --> 00:12:00,640 Speaker 1: to tolerate. We've got to tolerate work. One day we 188 00:12:00,679 --> 00:12:03,880 Speaker 1: can retire. We've got to tolerate work so that we 189 00:12:03,920 --> 00:12:06,120 Speaker 1: can get to the weekend. We've got to tolerate work 190 00:12:06,200 --> 00:12:08,560 Speaker 1: so we can have four weeks holiday a year. But 191 00:12:08,600 --> 00:12:11,880 Speaker 1: ah fuck, we just grind through. Imagine if we shifted that. 192 00:12:13,040 --> 00:12:18,199 Speaker 1: Imagine if we could find a way to do something 193 00:12:20,000 --> 00:12:22,120 Speaker 1: that is just something that we want to do, or 194 00:12:22,120 --> 00:12:25,679 Speaker 1: something we're excited about or passionate about, or something that 195 00:12:25,720 --> 00:12:29,160 Speaker 1: we're good at. Right, something that doesn't feel like in 196 00:12:29,200 --> 00:12:35,640 Speaker 1: inverted comma is going to work. That's my life. And yes, 197 00:12:35,720 --> 00:12:37,840 Speaker 1: I did lots of things that felt like work. And 198 00:12:37,960 --> 00:12:40,360 Speaker 1: by the way, I'm not saying I'm great, I've figured 199 00:12:40,360 --> 00:12:45,480 Speaker 1: it all out. I'm saying we don't need to go 200 00:12:45,559 --> 00:12:49,880 Speaker 1: to work like this fucking heavy psychological and emotional anchor 201 00:12:50,520 --> 00:12:53,720 Speaker 1: just weighing us down. And no, most of us can't 202 00:12:53,760 --> 00:12:55,439 Speaker 1: just switch out of the thing we don't want to 203 00:12:55,480 --> 00:12:57,120 Speaker 1: do into the thing that we do want to do 204 00:12:57,240 --> 00:13:01,840 Speaker 1: in five minutes. It's a process. But the idea of 205 00:13:01,920 --> 00:13:05,360 Speaker 1: doing something that doesn't feel like work, because I fucking 206 00:13:05,400 --> 00:13:09,480 Speaker 1: love it, because I'm meeting people, I'm connecting, I'm learning 207 00:13:09,520 --> 00:13:13,480 Speaker 1: new things, Like even on this podcast, I get to 208 00:13:13,600 --> 00:13:18,640 Speaker 1: meet people that in their fields are fucking incredible. They're 209 00:13:18,720 --> 00:13:23,280 Speaker 1: thought leaders, they're scientific leaders, they're creatives and other people 210 00:13:23,320 --> 00:13:27,280 Speaker 1: that nobody's ever heard of who are just as fucking impressive. 211 00:13:28,720 --> 00:13:31,600 Speaker 1: You know, the other day, I spoke to DeAndre, who 212 00:13:31,640 --> 00:13:34,679 Speaker 1: spent four and a bit years in prison for selling coke. 213 00:13:35,360 --> 00:13:37,600 Speaker 1: And while he was in prison, he did three quarters 214 00:13:37,600 --> 00:13:40,280 Speaker 1: of a business degree or something else degree he told 215 00:13:40,320 --> 00:13:42,720 Speaker 1: me on the show. I forget, but similar maybe it 216 00:13:42,760 --> 00:13:44,960 Speaker 1: was building a construction degree. And then he came out 217 00:13:45,000 --> 00:13:47,560 Speaker 1: and then he did a degree in excise science and 218 00:13:47,600 --> 00:13:50,960 Speaker 1: he duckst his course. And he's got three kids and 219 00:13:51,000 --> 00:13:54,080 Speaker 1: a missus I would say wife, but not wife yet 220 00:13:54,080 --> 00:13:57,480 Speaker 1: a lovely fiance, I should say, and he's building his 221 00:13:57,559 --> 00:14:01,920 Speaker 1: own business. And he's like, what a great dude. I 222 00:14:02,040 --> 00:14:06,599 Speaker 1: loved meeting him. Yesterday, as I'm recording this. Yesterday, I 223 00:14:06,679 --> 00:14:10,439 Speaker 1: spoke to Heston Russell, the guy that got fucking savaged 224 00:14:10,480 --> 00:14:14,959 Speaker 1: by the ABC. You know, this unbelievable human who spent 225 00:14:15,120 --> 00:14:19,880 Speaker 1: over ten thousand hours in combat, combat hours more than 226 00:14:19,960 --> 00:14:24,880 Speaker 1: ten thousand, This fucking leader, this mind blowing, courageous, fucking 227 00:14:25,080 --> 00:14:28,080 Speaker 1: interesting dude that I get to. I would never talk 228 00:14:28,120 --> 00:14:30,960 Speaker 1: to him, but I get to talk to him because 229 00:14:31,000 --> 00:14:33,880 Speaker 1: I created this job. By the way, nobody gave me 230 00:14:34,000 --> 00:14:37,400 Speaker 1: this job, So don't go yeah, but you're lucky. No, 231 00:14:38,480 --> 00:14:41,480 Speaker 1: I remember, you know the story. I created this job. 232 00:14:41,600 --> 00:14:44,720 Speaker 1: I started a podcast. I had no listeners. I got 233 00:14:44,760 --> 00:14:47,240 Speaker 1: a few listeners. That show didn't work. I started another 234 00:14:47,280 --> 00:14:50,680 Speaker 1: show that didn't work. I started another show that didn't work. 235 00:14:50,680 --> 00:14:52,800 Speaker 1: And this was the was it the fourth or third? 236 00:14:53,200 --> 00:14:55,840 Speaker 1: I think it was the fourth version the You Project. 237 00:14:55,880 --> 00:14:59,240 Speaker 1: And I hate to bang on and be repetitious, but yeah, 238 00:14:59,280 --> 00:15:03,640 Speaker 1: the first six hundre episodes I lost money, right, But yeah, 239 00:15:03,680 --> 00:15:05,600 Speaker 1: sometimes you've got to do the thing that's hard to 240 00:15:05,600 --> 00:15:07,560 Speaker 1: get to the thing that's good. But even though those 241 00:15:07,600 --> 00:15:09,960 Speaker 1: times when I wasn't making money and it was hard, 242 00:15:10,320 --> 00:15:12,720 Speaker 1: I was still enjoying it because I was learning and 243 00:15:12,760 --> 00:15:15,720 Speaker 1: growing and evolving. But nobody said to me, Hey, Craig, 244 00:15:15,760 --> 00:15:18,920 Speaker 1: we've got an opportunity for you to become a corporate speaker. 245 00:15:19,240 --> 00:15:21,760 Speaker 1: We've got an opportunity for you to start a podcast. 246 00:15:21,800 --> 00:15:23,840 Speaker 1: We've got Even when I worked in radio, even when 247 00:15:23,880 --> 00:15:26,160 Speaker 1: I wrote for the Herald Son, even when I wrote 248 00:15:26,160 --> 00:15:31,680 Speaker 1: my book, I got more discouragement than encouragement about writing 249 00:15:31,720 --> 00:15:34,360 Speaker 1: a book. Because you probably won't get it published because 250 00:15:34,400 --> 00:15:36,600 Speaker 1: you're not a writer. And I'm like, well, how many 251 00:15:36,600 --> 00:15:39,440 Speaker 1: books have you written? Fuck all, Well, I'll tell you what. 252 00:15:39,520 --> 00:15:41,440 Speaker 1: I'll write a book and I'll see what happens. I'll 253 00:15:41,480 --> 00:15:43,640 Speaker 1: work like a motherfucker, and I'll see if I can 254 00:15:43,720 --> 00:15:47,120 Speaker 1: learn about publishing and editing and distribution. I'll see if 255 00:15:47,120 --> 00:15:49,760 Speaker 1: I can learn about how the science of books and 256 00:15:49,320 --> 00:15:53,200 Speaker 1: the process of book writing and publishing and branding and 257 00:15:53,280 --> 00:15:56,880 Speaker 1: marketing and selling works. I'll see if I can learn that. 258 00:15:58,000 --> 00:16:04,200 Speaker 1: And so you know the idea that you know we 259 00:16:04,360 --> 00:16:07,920 Speaker 1: are at the mercy of fate or destiny, that you 260 00:16:07,960 --> 00:16:12,120 Speaker 1: know we just end up where we end up. Certainly 261 00:16:12,160 --> 00:16:15,200 Speaker 1: we are influenced by things. Certainly there are things that 262 00:16:15,200 --> 00:16:18,160 Speaker 1: are out of control, and certainly you and I had 263 00:16:18,280 --> 00:16:20,920 Speaker 1: no control over where we were born or who we 264 00:16:21,000 --> 00:16:25,240 Speaker 1: grew up around, or what we grew up around. But 265 00:16:26,160 --> 00:16:28,920 Speaker 1: you know this idea that work has to be something 266 00:16:28,960 --> 00:16:32,880 Speaker 1: that we suffer through for fucking forty five years and 267 00:16:32,920 --> 00:16:36,880 Speaker 1: then we try to escape when we're forty five. There's 268 00:16:36,960 --> 00:16:39,760 Speaker 1: lots of research, and if I have time, I'll share 269 00:16:39,840 --> 00:16:42,600 Speaker 1: some of it with you before we wind up. But 270 00:16:42,680 --> 00:16:45,400 Speaker 1: this idea that retirement is a great thing. It's a 271 00:16:45,480 --> 00:16:50,080 Speaker 1: culturally ingrained It's almost like this thought bubble that we 272 00:16:50,200 --> 00:16:53,520 Speaker 1: grow up believing that that retirement is some kind of 273 00:16:53,680 --> 00:16:58,400 Speaker 1: trophy or reward or thing that we get after having 274 00:16:58,560 --> 00:17:05,399 Speaker 1: endured all this hardship. And the underlying thought is, the 275 00:17:05,520 --> 00:17:08,640 Speaker 1: underlying thought is that work is something that we need 276 00:17:08,720 --> 00:17:12,480 Speaker 1: to get out of as soon as possible. And I 277 00:17:12,520 --> 00:17:15,160 Speaker 1: think when you think of work as a negative thing, 278 00:17:16,080 --> 00:17:19,520 Speaker 1: or if work is a negative thing for you, it's 279 00:17:19,640 --> 00:17:22,000 Speaker 1: not a good experience. You don't like what you do, 280 00:17:22,080 --> 00:17:24,199 Speaker 1: you don't like the people you work with, or you 281 00:17:24,280 --> 00:17:27,280 Speaker 1: don't like the environment, or you don't like the lack 282 00:17:27,320 --> 00:17:32,400 Speaker 1: of income or whatever, then I understand that. But we 283 00:17:32,480 --> 00:17:35,560 Speaker 1: all have the ability to be able to make tiny 284 00:17:35,840 --> 00:17:41,080 Speaker 1: changes day to day, take tiny steps forward day to day, 285 00:17:41,119 --> 00:17:45,480 Speaker 1: and over time reinvent ourselves. Of course, it won't be quick, easy, 286 00:17:45,480 --> 00:17:49,240 Speaker 1: funnel painless, of course. It will be hard, of course, 287 00:17:50,040 --> 00:17:53,400 Speaker 1: of course, But that's no reason to at thirty five 288 00:17:53,480 --> 00:17:56,080 Speaker 1: or forty you put our fucking hands under our knees 289 00:17:56,119 --> 00:17:59,000 Speaker 1: and go, oh, well, this is me. This is me. 290 00:17:59,200 --> 00:18:04,440 Speaker 1: I had recently on the show who is now at 291 00:18:04,480 --> 00:18:08,560 Speaker 1: fifty three, she's doing her PhD. I'm not suggesting anyone 292 00:18:08,640 --> 00:18:11,879 Speaker 1: needs to do this, But at forty three, she wanted 293 00:18:11,880 --> 00:18:15,240 Speaker 1: to enroll in. She wanted to enroll in university. She'd 294 00:18:15,280 --> 00:18:18,040 Speaker 1: never been to university. At forty three, she didn't even 295 00:18:18,080 --> 00:18:22,119 Speaker 1: have enough money to pay for the application. Her girlfriend 296 00:18:22,200 --> 00:18:25,760 Speaker 1: needed to pay the sixty or seventy bucks just though 297 00:18:25,760 --> 00:18:29,760 Speaker 1: she could apply. She was living in poverty with three kids, 298 00:18:30,119 --> 00:18:34,520 Speaker 1: single mum like not making ends meet. She figured out, 299 00:18:34,880 --> 00:18:37,640 Speaker 1: She figured out a way. I can tell you when 300 00:18:37,640 --> 00:18:41,760 Speaker 1: she's not going to be retiring anytime soon, because she's 301 00:18:41,800 --> 00:18:46,240 Speaker 1: doing what she loves and she's found her thing. Having 302 00:18:46,320 --> 00:18:49,320 Speaker 1: said that, am I saying retirement is bad. I'm not 303 00:18:49,480 --> 00:18:52,399 Speaker 1: saying that. I'm saying for some people. It is bad 304 00:18:53,400 --> 00:18:56,560 Speaker 1: for some people, depending on what you're coming out of. 305 00:18:57,160 --> 00:19:00,600 Speaker 1: This is my big asterisk, depending on what you were 306 00:19:00,640 --> 00:19:05,320 Speaker 1: coming out of and what you were going into. To 307 00:19:05,440 --> 00:19:09,280 Speaker 1: assume that once you stop work your life gets better 308 00:19:09,359 --> 00:19:14,240 Speaker 1: and you're happier is probably not the best assumption. I 309 00:19:14,280 --> 00:19:19,600 Speaker 1: was going to say something harsher than that, we humans 310 00:19:20,080 --> 00:19:23,679 Speaker 1: working or not, we need to be occupied. We need 311 00:19:23,920 --> 00:19:28,480 Speaker 1: some kind of focus, some kind of purpose. We need stimulation. 312 00:19:28,920 --> 00:19:33,960 Speaker 1: We weren't built to sit on the couch. We can 313 00:19:34,040 --> 00:19:38,720 Speaker 1: sit on the couch, but it is self destruction. One 314 00:19:38,760 --> 00:19:44,159 Speaker 1: oh one. We were built to have a purpose bigger 315 00:19:44,160 --> 00:19:47,840 Speaker 1: than us. We were built to have connection. We were 316 00:19:47,880 --> 00:19:51,159 Speaker 1: built to use our brain and our mind and our body. 317 00:19:51,920 --> 00:19:55,920 Speaker 1: We were used. We were built to interact. Like there's 318 00:19:55,960 --> 00:20:00,000 Speaker 1: this underlying and prevalent idea in our culture that if 319 00:20:00,000 --> 00:20:01,920 Speaker 1: if you love to work, there's something wrong with you 320 00:20:03,840 --> 00:20:08,280 Speaker 1: or like you have some kind of unhealthy addiction or problem. 321 00:20:09,560 --> 00:20:13,600 Speaker 1: And I get criticized as a percentage. It's a very 322 00:20:13,600 --> 00:20:16,000 Speaker 1: small percentage, but I interact with a lot of people, 323 00:20:16,160 --> 00:20:17,800 Speaker 1: so it still adds up to me in quite a 324 00:20:17,840 --> 00:20:23,480 Speaker 1: few people. And they don't attack me, but it's like 325 00:20:24,960 --> 00:20:29,320 Speaker 1: they're critical of how much I work and basically tell 326 00:20:29,359 --> 00:20:35,800 Speaker 1: me that I don't have work life balance, Like there's 327 00:20:35,840 --> 00:20:39,600 Speaker 1: no you don't have any balance. I'm like, well, okay, 328 00:20:39,880 --> 00:20:44,840 Speaker 1: so let's say i'm there's one hundred and sixty eight 329 00:20:44,880 --> 00:20:47,040 Speaker 1: hours in a week. So let's say i'm working. Now, 330 00:20:47,040 --> 00:20:50,439 Speaker 1: I'm working forty hours like regular for let's go thirty 331 00:20:50,480 --> 00:20:54,159 Speaker 1: five hours, thirty five hours, and thirty five hours I'm working. 332 00:20:54,440 --> 00:20:56,320 Speaker 1: There's one hundred and sixty odd hours in a week. 333 00:20:56,760 --> 00:20:58,840 Speaker 1: One hundred and sixty eight minus thirty five is one 334 00:20:58,920 --> 00:21:00,920 Speaker 1: thirty three. That means I I be working for thirty 335 00:21:00,960 --> 00:21:03,120 Speaker 1: five and not working for one thirty three. Of course 336 00:21:03,160 --> 00:21:04,880 Speaker 1: there's sleep in there and all of that. And people 337 00:21:04,880 --> 00:21:08,720 Speaker 1: would go, yep, that's good, that's good, and they're saying 338 00:21:08,760 --> 00:21:11,720 Speaker 1: that's a good model based on the number of hours 339 00:21:11,760 --> 00:21:15,560 Speaker 1: that I just rolled out. Thirty five. That's good, that's sensible. 340 00:21:16,240 --> 00:21:20,400 Speaker 1: That gives you an opportunity for work life balance. I'm like, okay, 341 00:21:20,640 --> 00:21:24,639 Speaker 1: what about this? What about sixty hours? No, that's ridiculous. 342 00:21:24,680 --> 00:21:28,959 Speaker 1: That's too much. That's bad for you. Is it based 343 00:21:28,960 --> 00:21:32,480 Speaker 1: on what? Well, well, it's a lot of hours. Cool, 344 00:21:32,680 --> 00:21:35,040 Speaker 1: So is it about the well, even at sixty I'm 345 00:21:35,080 --> 00:21:37,560 Speaker 1: still not working one hundred and eight hours a week. 346 00:21:39,119 --> 00:21:41,240 Speaker 1: I'm not suggesting you work sixty. By the way, there's 347 00:21:41,280 --> 00:21:44,560 Speaker 1: a point coming. Okay, Well, what if I'm working thirty 348 00:21:44,600 --> 00:21:47,840 Speaker 1: five hours but I don't like my job. What if 349 00:21:47,880 --> 00:21:49,919 Speaker 1: I'm doing thirty five hours but I don't like the 350 00:21:49,960 --> 00:21:53,040 Speaker 1: culture or the environment, or the company the organization that 351 00:21:53,080 --> 00:21:55,160 Speaker 1: I work for, or the people that I work around. 352 00:21:55,480 --> 00:21:58,080 Speaker 1: What if that place and that job and those people 353 00:21:58,160 --> 00:22:02,080 Speaker 1: are toxic for me? What if they stress me. What 354 00:22:02,119 --> 00:22:04,840 Speaker 1: if I wake up on Monday morning and even though 355 00:22:04,880 --> 00:22:07,640 Speaker 1: I only work seven hours a day, five days a week, 356 00:22:07,680 --> 00:22:11,399 Speaker 1: but I wake up on Monday morning exhausted because I 357 00:22:11,440 --> 00:22:14,639 Speaker 1: couldn't fucking sleep Sunday night, because I'm so anxious and 358 00:22:14,680 --> 00:22:17,040 Speaker 1: I'm so dreading this place that I've got to go 359 00:22:17,160 --> 00:22:19,720 Speaker 1: to because I can only work thirty five hours a 360 00:22:19,800 --> 00:22:22,280 Speaker 1: week because I need work life balance because everyone told 361 00:22:22,320 --> 00:22:25,240 Speaker 1: me so. Now I'm spending thirty five hours a week. 362 00:22:25,920 --> 00:22:29,240 Speaker 1: Is there a chance? Is there a chance that that 363 00:22:29,400 --> 00:22:33,560 Speaker 1: is more destructive and toxic and stupid than doing sixty 364 00:22:33,600 --> 00:22:36,720 Speaker 1: hours a week of something that gives me joy, of, 365 00:22:36,760 --> 00:22:40,640 Speaker 1: something that fulfills me, of something that energizes me of, 366 00:22:40,680 --> 00:22:43,680 Speaker 1: something that helps me grow and learn and evolve, and 367 00:22:43,760 --> 00:22:48,280 Speaker 1: something that gives me connection, something that helps me develop 368 00:22:48,400 --> 00:22:52,880 Speaker 1: skill and keep my brain working and operating at an 369 00:22:52,880 --> 00:22:56,280 Speaker 1: ideal level. Something that puts me in the middle of 370 00:22:56,320 --> 00:23:01,679 Speaker 1: helping other people and inspiration and fun, that allows me 371 00:23:01,760 --> 00:23:04,600 Speaker 1: to travel into state and to more than twenty countries, 372 00:23:04,640 --> 00:23:08,280 Speaker 1: which I've done, to talk to people all around the world. 373 00:23:08,600 --> 00:23:11,159 Speaker 1: Something that allows me to share my passion and interest 374 00:23:11,200 --> 00:23:14,760 Speaker 1: and curiosity. Oh no, you should work thirty five. It's 375 00:23:14,840 --> 00:23:19,840 Speaker 1: a fucking stupid argument, and it's based on arbitrary numbers 376 00:23:20,200 --> 00:23:26,080 Speaker 1: with no consideration of the impact of the work, the 377 00:23:26,240 --> 00:23:29,639 Speaker 1: impact of what the person's doing. Let me tell you 378 00:23:29,760 --> 00:23:35,080 Speaker 1: unequivocally that ten hours of something that you hate is 379 00:23:35,119 --> 00:23:38,640 Speaker 1: worse for your health than fifty hours of something you love. 380 00:23:41,440 --> 00:23:46,320 Speaker 1: You are better to do something that you love, even 381 00:23:46,359 --> 00:23:48,439 Speaker 1: if it's by the way. I would rather do something 382 00:23:48,480 --> 00:23:53,240 Speaker 1: that I love for one tenth of the money, as 383 00:23:53,240 --> 00:23:57,840 Speaker 1: long as I can live, I'd much rather that, As 384 00:23:58,000 --> 00:23:59,520 Speaker 1: many of you know, and I don't say this to 385 00:23:59,520 --> 00:24:02,080 Speaker 1: sound good bad, this is just the truth of my life. 386 00:24:03,280 --> 00:24:06,520 Speaker 1: At least twenty percent of the work that I do 387 00:24:06,560 --> 00:24:10,000 Speaker 1: I do for free because I can, because my paid 388 00:24:10,040 --> 00:24:14,760 Speaker 1: work is quite well paid. And I'm constantly being this 389 00:24:14,840 --> 00:24:19,400 Speaker 1: is not an invitation to reach out with respect, because 390 00:24:19,440 --> 00:24:22,399 Speaker 1: I get in undated with shit. But there are some 391 00:24:22,560 --> 00:24:27,640 Speaker 1: people that and some not for profits and some you know, 392 00:24:28,040 --> 00:24:32,159 Speaker 1: some organizations that I make a decision and I go, 393 00:24:32,240 --> 00:24:34,080 Speaker 1: you know what it's this is going to take this 394 00:24:34,200 --> 00:24:37,159 Speaker 1: much energy and time and focus, and this is a 395 00:24:37,200 --> 00:24:40,760 Speaker 1: good investment of me. And I think me investing my 396 00:24:40,840 --> 00:24:43,679 Speaker 1: time and energy and skill and knowledge and love and 397 00:24:43,760 --> 00:24:47,000 Speaker 1: emotion into this person or this group or this organization. 398 00:24:47,080 --> 00:24:48,840 Speaker 1: I think it's a good investment and I might be 399 00:24:48,840 --> 00:24:51,320 Speaker 1: able to help them. That's why I do it right. 400 00:24:52,160 --> 00:24:55,719 Speaker 1: But when I'm doing that stuff, which is unpaid, I 401 00:24:55,760 --> 00:24:59,880 Speaker 1: am I am getting just as much joy, just as much. 402 00:25:01,200 --> 00:25:05,040 Speaker 1: And so if you are coming out out of work 403 00:25:05,040 --> 00:25:08,320 Speaker 1: and into retirement again not a bad thing. It depends 404 00:25:08,359 --> 00:25:11,560 Speaker 1: what you're going to. If you're coming out of work 405 00:25:11,600 --> 00:25:14,120 Speaker 1: and then you're coming in something where you have connection 406 00:25:14,280 --> 00:25:16,840 Speaker 1: and you have purpose and you can still learn and 407 00:25:16,920 --> 00:25:21,560 Speaker 1: grow and evolve and you have joy, and you can 408 00:25:21,640 --> 00:25:25,840 Speaker 1: stay physically and mentally emotionally in shape or maybe even improve, 409 00:25:27,320 --> 00:25:31,919 Speaker 1: then retirement could be fucking spectacular for you. But we 410 00:25:32,080 --> 00:25:35,639 Speaker 1: need to think about what it is we're going to. 411 00:25:36,400 --> 00:25:41,560 Speaker 1: Don't just buy into this ideology of work is bad 412 00:25:41,680 --> 00:25:46,800 Speaker 1: retirement is good because it just doesn't stack up. I 413 00:25:46,840 --> 00:25:48,679 Speaker 1: did a little bit of research before I'm going to 414 00:25:48,680 --> 00:25:53,520 Speaker 1: whip through some of this. So the Journal of Epidemiology 415 00:25:53,560 --> 00:25:55,840 Speaker 1: and Community Health, which is quite a big journal, found 416 00:25:55,840 --> 00:25:59,439 Speaker 1: that retirement was associated with a twenty to forty percent 417 00:25:59,720 --> 00:26:03,680 Speaker 1: deep increase in physical activity for many people. In other words, 418 00:26:04,040 --> 00:26:07,440 Speaker 1: when they retire, up to four in ten people move 419 00:26:07,560 --> 00:26:13,560 Speaker 1: less or the implications of that well, reduced activity increases 420 00:26:13,600 --> 00:26:16,960 Speaker 1: the risk of cardiovascular disease diabetes OBC, and all of 421 00:26:17,000 --> 00:26:22,080 Speaker 1: the issues surrounding that or potential issues surrounding that. Another 422 00:26:22,119 --> 00:26:27,480 Speaker 1: study published in Health Economics in twenty seventeen showed that 423 00:26:27,600 --> 00:26:33,159 Speaker 1: people who retire earlier than normal have a thirteen percent 424 00:26:33,280 --> 00:26:39,080 Speaker 1: higher chance of dying. Cognitive decline. The Journal of Economic 425 00:26:39,320 --> 00:26:44,719 Speaker 1: Perspectives demonstrated that individuals who retire show faster cognitive decline 426 00:26:44,880 --> 00:26:48,440 Speaker 1: compared with those who keep working. Okay, so if we've 427 00:26:48,480 --> 00:26:51,680 Speaker 1: got people the same age, one group keeps working, one 428 00:26:51,720 --> 00:26:56,200 Speaker 1: group's retires, then there's in other words, their brain stops 429 00:26:56,240 --> 00:26:59,760 Speaker 1: working as well. And that makes sense, doesn't it. Now. 430 00:26:59,800 --> 00:27:02,679 Speaker 1: That's not to say everyone who retires is going to 431 00:27:02,680 --> 00:27:07,320 Speaker 1: have more cognitive decline than everyone who keeps working. Of course, 432 00:27:08,240 --> 00:27:10,919 Speaker 1: like I said, if you're going to retire, cool, retire, 433 00:27:11,720 --> 00:27:17,080 Speaker 1: but retire well, retire with a plan, Retire with some intention, 434 00:27:17,280 --> 00:27:21,520 Speaker 1: with some process, so that you don't wake up a 435 00:27:21,600 --> 00:27:29,760 Speaker 1: year after retirement and you're fucked. What about depression? The 436 00:27:29,800 --> 00:27:35,640 Speaker 1: American Journal of Geriatric Psychiatry discover that retirement can lead 437 00:27:35,680 --> 00:27:40,359 Speaker 1: to an increase in depression, particularly for people who come 438 00:27:40,520 --> 00:27:45,439 Speaker 1: out of a job where their identity was really intertwined 439 00:27:46,280 --> 00:27:50,840 Speaker 1: with the work that they did, and also specifically for 440 00:27:50,960 --> 00:27:54,600 Speaker 1: people who go from an environment and a situation where 441 00:27:54,800 --> 00:27:59,159 Speaker 1: there was a lot of socializing or socialization to a 442 00:27:59,200 --> 00:28:05,840 Speaker 1: new paradigm where the socialization has disappeared, if not diminished. 443 00:28:08,440 --> 00:28:12,600 Speaker 1: Let's talk about social health. So research in Social Science 444 00:28:12,800 --> 00:28:16,760 Speaker 1: and Medicine, which is another journal, found that retirees report 445 00:28:16,880 --> 00:28:23,040 Speaker 1: twenty five percent less social interactions. So this of itself 446 00:28:23,080 --> 00:28:26,280 Speaker 1: is not necessarily terrible, but there can be consequences to 447 00:28:26,320 --> 00:28:33,440 Speaker 1: that disconnection, isolation, loneliness, and so on. What about longevity. 448 00:28:33,960 --> 00:28:38,040 Speaker 1: This is interesting workers who this is the National Bureau 449 00:28:38,080 --> 00:28:43,120 Speaker 1: of Economic Research. Workers who retire at seventy live significantly 450 00:28:43,360 --> 00:28:48,600 Speaker 1: longer than those retiring earlier than seventy, largely due to 451 00:28:48,720 --> 00:28:54,360 Speaker 1: continued engagement and purposeful activities. Again, like I'm saying, doesn't 452 00:28:54,400 --> 00:28:56,840 Speaker 1: mean you've got to keep working. It means either keep 453 00:28:56,880 --> 00:29:01,800 Speaker 1: working doing something where you're stimulated and using your brain 454 00:29:01,880 --> 00:29:04,800 Speaker 1: and socializing and having connection and having a purpose and 455 00:29:04,880 --> 00:29:08,440 Speaker 1: focus and moving your body. Either that that's my suggestion, 456 00:29:08,720 --> 00:29:13,120 Speaker 1: or retire into something similar where you've still got all 457 00:29:13,120 --> 00:29:18,880 Speaker 1: of those factors that impact your level of wellness. There's 458 00:29:18,920 --> 00:29:21,800 Speaker 1: a whole lot more, in fact that I don't have 459 00:29:21,880 --> 00:29:25,959 Speaker 1: time to share. But look, I think I just wanted 460 00:29:25,960 --> 00:29:30,280 Speaker 1: to share with you my thoughts around this because I 461 00:29:30,360 --> 00:29:33,280 Speaker 1: know a lot of you. I know we have a 462 00:29:33,280 --> 00:29:39,160 Speaker 1: lot of listeners around My biggest demographic is forty to fifty. 463 00:29:40,080 --> 00:29:43,320 Speaker 1: In fact, I think late thirties to fifty, but we 464 00:29:43,360 --> 00:29:48,720 Speaker 1: also have quite a lot of listeners over fifty. And 465 00:29:48,760 --> 00:29:52,080 Speaker 1: it's I think the question is not will I or 466 00:29:52,080 --> 00:29:55,280 Speaker 1: when I retire, but if I'm going to retire, when 467 00:29:55,320 --> 00:29:59,520 Speaker 1: will that be? What will that look like? Is the 468 00:29:59,600 --> 00:30:03,600 Speaker 1: store that I've been told the truth? Is my life 469 00:30:03,680 --> 00:30:07,520 Speaker 1: going to necessarily get better when I stop working? And 470 00:30:07,600 --> 00:30:09,600 Speaker 1: I know when I pump it out like this and 471 00:30:09,640 --> 00:30:13,480 Speaker 1: I explain it like this, it seems obvious. But nonetheless 472 00:30:14,080 --> 00:30:16,840 Speaker 1: there seems to be a lot of ignorance and kind 473 00:30:16,840 --> 00:30:22,560 Speaker 1: of presumptuousness or assumptions around this that I'm doing this 474 00:30:22,680 --> 00:30:24,360 Speaker 1: thing that I need to do because I need to 475 00:30:24,360 --> 00:30:26,200 Speaker 1: make money, and this is the way that it works. 476 00:30:26,200 --> 00:30:27,760 Speaker 1: And you work for this many years and then you 477 00:30:27,840 --> 00:30:31,720 Speaker 1: get to this number, this arbitrary number, and the number 478 00:30:31,760 --> 00:30:34,120 Speaker 1: differs from place to place, but typically it's somewhere in 479 00:30:34,160 --> 00:30:40,160 Speaker 1: the sixty five or sixty and boom, Now you're going 480 00:30:40,200 --> 00:30:43,480 Speaker 1: to retire. I am going to say, just quickly, I 481 00:30:43,520 --> 00:30:51,520 Speaker 1: went to a wedding, my best mate's kids wedding lovely 482 00:30:51,600 --> 00:30:58,600 Speaker 1: Laura and Vin and Tony, two of my mates. We're 483 00:30:58,600 --> 00:31:01,680 Speaker 1: at the wedding and we're talking to them, and retire. Now, 484 00:31:01,680 --> 00:31:04,480 Speaker 1: I'm going to say, both Tony and Vinn have retired 485 00:31:04,560 --> 00:31:07,480 Speaker 1: and did it great. And they did it great because 486 00:31:09,280 --> 00:31:11,120 Speaker 1: they get up every day and they've got stuff to do. 487 00:31:11,160 --> 00:31:14,440 Speaker 1: They've got people to connect with, they've got they've got 488 00:31:14,600 --> 00:31:18,080 Speaker 1: projects on the go, they've got habits and behaviors and 489 00:31:18,120 --> 00:31:21,360 Speaker 1: an operating system, for want of a better term, that 490 00:31:21,520 --> 00:31:25,520 Speaker 1: keeps them physically and mentally and emotionally and socially up 491 00:31:25,600 --> 00:31:31,840 Speaker 1: and about. So retire, don't retire, retire now, retire soon, 492 00:31:32,040 --> 00:31:35,920 Speaker 1: retire fucking way down the track. Whatever you do, but 493 00:31:36,040 --> 00:31:41,040 Speaker 1: do it consciously and question the status quo, question the 494 00:31:42,240 --> 00:31:45,880 Speaker 1: collective mindset that work is something that we need to 495 00:31:45,920 --> 00:31:48,920 Speaker 1: get out of as soon as possible. Make sure you've 496 00:31:48,920 --> 00:31:51,800 Speaker 1: got yourself financially okay, and then get the fuck out 497 00:31:51,800 --> 00:31:53,680 Speaker 1: of there and make sure when you retire, that you've 498 00:31:53,680 --> 00:31:55,400 Speaker 1: got you know this and that in place, and all 499 00:31:55,440 --> 00:31:59,440 Speaker 1: those things are good ideas and sound advice, but the 500 00:31:59,560 --> 00:32:02,720 Speaker 1: underlie kind of prevalent idea that you need to get 501 00:32:02,760 --> 00:32:04,840 Speaker 1: out of it as soon as possible, because then you 502 00:32:04,880 --> 00:32:07,840 Speaker 1: can kind of start living. When you put that under 503 00:32:07,840 --> 00:32:12,160 Speaker 1: the magnifying glass, it really doesn't hold up. See you 504 00:32:12,160 --> 00:32:12,600 Speaker 1: next time.