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Speaker 1: This podcast was recorded on wrundry Land Always was, always

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Speaker 1: will be Aboriginal Land.

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Speaker 2: Hey Chicks, I'm Sol and I'm OL and this is

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Speaker 2: to Rote Chicks.

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Speaker 3: The show that shares life lessons and tips to help

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Speaker 3: make you reach in life.

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Speaker 1: We are joined by Emma Edwards, the queen behind the

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Speaker 1: Broke Generation, who you probably have seen all over Instagram

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Speaker 1: and the author of Good with Money. And today we've

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Speaker 1: got Emma to talk us through the money realizations that

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Speaker 1: will set you free. But before we get into the

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Speaker 1: money chat, what's our life lesson of the week. My

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Speaker 1: life lesson of the week is to try a new cafe.

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Speaker 1: So obviously we're in Melbourne, but we would normally go

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Speaker 1: while we're here to the same cafe that's near the

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Speaker 1: studio and go there.

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Speaker 3: But I was like, while we're here, let's try a

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Speaker 3: new one.

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Speaker 1: And I think this life lesson you can pull into

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Speaker 1: your daily routine. And we went to this beautiful cafe

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Speaker 1: in Melbourne called the Tin Pot and it is so magical.

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Speaker 1: It's got like stained glass windows, green walls, plants everywhere,

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Speaker 1: vintage artwork, vintage artwork and furniture like just so stunning,

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Speaker 1: and it was just such a nice way to start

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Speaker 1: the day with something new, like the joping me here.

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Speaker 3: I was like, yeah, gorgeous.

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Speaker 4: That.

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Speaker 1: Like, try a different cafe, even if you're at work

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Speaker 1: and you're going into the office, try a different one

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Speaker 1: or on your weekend go. I know it's fun to

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Speaker 1: have your local, but it's fun to mix it up

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Speaker 1: and discover new places. My life lesson of the week

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Speaker 1: is data shows that people stop listening to the newest

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Speaker 1: pop music after the age of thirty three, and this

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Speaker 1: is something called taste freeze.

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Speaker 2: Okay, well I'm currently thirty three and can we.

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Speaker 3: MEAs name one Tate McCray song.

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Speaker 2: Oh, I wouldn't know him if it's in the Facebook

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Speaker 2: amazing hate Yeah, I guess. I mean I'm listening to

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Speaker 2: a new release from Overall Levine. If you're the collab

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Speaker 2: with Simple Plan, Oh yeah, I'm across it. But that's

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Speaker 2: what I'm saying.

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Speaker 3: I feel like the taste is the same as.

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Speaker 2: They never had taste to begin the day.

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Speaker 3: I love that.

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Speaker 2: I'm probably the wrong sample site. No, I'm into that.

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Speaker 1: I agree with this though, and if anything, I was

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Speaker 1: surprised that it was that age. I thought it was

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Speaker 1: going to be a lot younger, I love it. Okay,

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Speaker 1: that's your life lesson.

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Speaker 2: I've got one. So it's recently come to my attention

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Speaker 2: that there are bars in Sydney that give you free

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Speaker 2: snacks for happy hour. And we're not talking a bowl

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Speaker 2: of mixed nuts. We're talking sliders, where prawn buns. So

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Speaker 2: Morrison's does it? You know on the corner of I

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Speaker 2: think it's on George Street.

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Speaker 3: Wow.

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Speaker 2: And I also have work the establishment does it?

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Speaker 1: I also do think that we need to take advantage

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Speaker 1: of happy hours and meal deals just in general. I

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Speaker 1: love a good meal deal at a pub. Okay, shall

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Speaker 1: we get into the episode.

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Speaker 2: Let's do it.

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Speaker 1: Your content like spans across a lot of columns and categories,

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Speaker 1: and but one thing that you really do encompass a

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Speaker 1: lot is money realizations that will set you free, as

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Speaker 1: well as shopping, which I think a lot of our

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Speaker 1: audience can relate to the appeal and spending addiction, shopping

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Speaker 1: addiction being bang bong and the way that they spend

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Speaker 1: money predominantly on clothes. And you went a year, a

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Speaker 1: whole year which where with without spending.

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Speaker 3: Money on any clothes.

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Speaker 1: This is something that like I am so in awe

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Speaker 1: because I just don't know if I could do it right.

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Speaker 2: Please?

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Speaker 3: What did it teach you?

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Speaker 2: Oh? So many things? How much of doing it again?

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Speaker 2: Currently doing it?

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Speaker 3: God, so you've been doing it for basically a year

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Speaker 3: and a half now.

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Speaker 2: Well, so I did it twenty twenty. Somehow a year

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Speaker 2: has gone by since I finished it. Yea, then I

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Speaker 2: had a year of living normally and I'm doing it again.

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Speaker 1: Oh.

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Speaker 2: It taught me so many things about out, like not

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Speaker 2: just the way that we consume, but about myself and

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Speaker 2: like the way I was using clothes to like patch

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Speaker 2: together my confidence or my identity. Like I've always been

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Speaker 2: a little chunky, and I think that that plays a

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Speaker 2: role in the way that you consume clothes because like

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Speaker 2: lots of us grew up with that narrative of like

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Speaker 2: you had to dress for your body shape, like you

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Speaker 2: you're a pair, like not to wear like it was

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Speaker 2: always I hate it.

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Speaker 3: I really try to like its habit, and I really

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Speaker 3: try to pull it out, like it still flaws up.

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Speaker 2: Sometimes I'm like get out and sometimes I mean that

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Speaker 2: was a big thing. Like a lot of the things

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Speaker 2: that I would have in my wardrobe were like, ah,

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Speaker 2: I only bought this because it was flattering, or sometimes

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Speaker 2: the appeal of it would be because I felt slimmer

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Speaker 2: in some way or like it, you know, skimmed my

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Speaker 2: legs rather than like clinging, And obviously you want things

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Speaker 2: to be a good fit. But it was just like,

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Speaker 2: there's so many things that I can't even necessarily put

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Speaker 2: my finger on, but there was about why it changed,

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Speaker 2: Like the end of the year, I was so confident

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Speaker 2: in my body, even though I'm the biggest I've ever been,

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Speaker 2: and I'm like, what, I'm still kind of unpacking what's

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Speaker 2: going on there, But I think it's the ability, Like

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Speaker 2: a lot of people have asked me, like, what was

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Speaker 2: in your wardrobe then that you fell in love with?

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Speaker 2: And I'm like, I don't even think it was that.

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Speaker 2: I think it was the other side, like taking away

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Speaker 2: that power, yeah, and that option to look outside of

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Speaker 2: myself for a hit. And then we think that that

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Speaker 2: don't mean that we get when we buy something is confidence.

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Speaker 2: We're like, I want to feel confident and we feel

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Speaker 2: good when we buy things because that's what happens when

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Speaker 2: you transact in the brain, and we mistake that for confidence.

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Speaker 2: So we think, oh, I want to feel confident at

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Speaker 2: that wedding. I want to feel confident at work. I'm

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Speaker 2: going to buy an new outfit and then it wears

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Speaker 2: off because it wasn't really confidence. It was just a

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Speaker 2: newness like the novelty bolsters the negative feelings and so

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Speaker 2: you think you've done it.

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Speaker 3: Like I did it.

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Speaker 2: Yeah, yeah, you know.

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Speaker 1: And it's a toxic cycle because it does wear off

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Speaker 1: so quickly.

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Speaker 2: It was also quickly, and then you need a bigger

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Speaker 2: hit the next time. But I think the thing is

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Speaker 2: people like berate themselves over doing that and over buying

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Speaker 2: closer the wear or buying closes that, you know, when

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Speaker 2: you think, oh, I'm done after these, and then you

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Speaker 2: buy it's more stuff. But the reason we do it

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Speaker 2: is because it works, Like we do get the feeling

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Speaker 2: that we're craving. Yeah, it's just it's just misplaced. We're

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Speaker 2: attributing it wrong.

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Speaker 1: And also it's not necessarily anyone's fault either, because that's

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Speaker 1: what marketing and consumerism is built to do it. Because

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Speaker 1: if women were confident and didn't have insecurity.

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Speaker 2: Why would the billions of dollars go?

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Speaker 1: Yeah, businesses would be like, fuck, what do we do?

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Speaker 1: We've got to make them insecure. We've got to build

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Speaker 1: this body trend.

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Speaker 2: And it's funny how retailers set the trends. I never

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Speaker 2: really thought about it like that before, but I thought

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Speaker 2: about this when what do you call them? Ballet flats

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Speaker 2: came back, and at first I was like, never again, yeah,

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Speaker 2: never again. But the more you see them, and the

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Speaker 2: more you see them being celebrated, and the more you

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Speaker 2: see them in an esthetic you know, we have such

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Speaker 2: visibility over people's lives now everything is estheticized. The more

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Speaker 2: you see it in that positive way, you notice your

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Speaker 2: brain changes, which.

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Speaker 3: Like you're hearing ballet flights are coming back.

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Speaker 1: I think you scared sculpturally hate a trend when it

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Speaker 1: comes out. Stick by that, Yeah, Like I will say that.

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Speaker 1: I do think trends are a good way to experiment

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Speaker 1: and see whether you like something. But I think if

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Speaker 1: you instantaneously you see that trend, you're like, not for

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Speaker 1: me that stick by that.

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Speaker 3: If you're like, oh, I've.

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Speaker 1: Been wearing cowboy boots since six years ago when they

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Speaker 1: came in, that was a trend that has become a

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Speaker 1: stable or caps We always use that as an example

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Speaker 1: for capsule wardrobes.

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Speaker 2: Which is my.

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Speaker 1: Second question for you, because you have this iconic thing

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Speaker 1: that you said that has been ingrained in my brain

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Speaker 1: and we reference it on the pod all the time.

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Speaker 1: That you said, if the only time you think you'll

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Speaker 1: have a capsule wardrobe is when you're shopping for a

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Speaker 1: capsule wardrobe, you'll never have a capsule wardrobe, which is

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Speaker 1: then followed by step away from the camel blazer.

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Speaker 2: To myself.

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Speaker 3: I see giggle every time. Can you please explain this

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Speaker 3: in greater detail?

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Speaker 2: Yes? And I think relating to capture wardrobes just on trends,

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Speaker 2: I think if you're going to say yes to some trends,

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Speaker 2: or you're you want to follow trends, I think you

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Speaker 2: also have to be willing to say no to some trends. Yes,

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Speaker 2: you can't be like trends. I have to wear that

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Speaker 2: because that's where you lose all of your agency in

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Speaker 2: your style, and that's where you'll keep buying and you'll

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Speaker 2: always be able to be told what to buy. Are

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Speaker 2: they're telling you what to buy? What's cool if you

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Speaker 2: never have any of your own decisions. Yeah, it's slippery

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Speaker 2: slope capsual wardrobe. Yeah, this was like I've kind of

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Speaker 2: noticed that all of the thoughts that I had during

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Speaker 2: the year when I wasn't buying stuff. Like, if I'm

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Speaker 2: having those thoughts, somebody else's experienced those, So like a

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Speaker 2: lot of my takes like that, I'm kind of like, oh,

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Speaker 2: see see how this lands. And it's funny how some

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Speaker 2: stuff just hits with people that have obviously lived the

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Speaker 2: same life as me.

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Speaker 3: We're all, baby, Gil, we.

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Speaker 2: All live the same way. I think that the capsule wardrobe,

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Speaker 2: like the actual concept of a capsule wardrobe is that

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Speaker 2: all of your things go together, and when you think

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Speaker 2: about it in that simplistic way, that can mean having

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Speaker 2: a bunch of color in your wardrobe. But somewhere along

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Speaker 2: the line of capsule wardrobe became an esthetic. And if

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Speaker 2: you're buying into the esthetic and you want to have

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Speaker 2: a capsule wardrobe, like somebody has said to me once,

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Speaker 2: from what I wear on Instagram, you have a capsule wardrobe,

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Speaker 2: and I was like do I why do you say that?

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Speaker 2: And they're like, well, you wear lots of beige and

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Speaker 2: lots of camel, and I'm like, that's not what a

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Speaker 2: capsule wardrobe is.

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Speaker 1: A caps like wardrobe is literally a capsule wardrobe, not

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Speaker 1: an aesthetic. Yeah. Yeah, It's like we've gotten it confused

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Speaker 1: with the clean girl esthetics, and it's like, that's not

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Speaker 1: what that means.

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Speaker 2: If you want to capsule wardrobe, don't start by buying

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Speaker 2: for as like, start with seeing what goes with your stuff,

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Speaker 2: Like you already have a wardrobe of things. Start seeing

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Speaker 2: what goes together, and build the caps you're out from there.

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Speaker 2: But I think, as well, there's a degree of the

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Speaker 2: you know, the beiges and the blacks and the blue

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Speaker 2: jeans and the white jeans. Yeah, that I think it

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Speaker 2: seems easy because we're like, oh, i'll have a capsu

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Speaker 2: your wardrobe if I just buy a black blazer and

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Speaker 2: a white blazer, blue jeans and black jeans and five

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Speaker 2: T shirts. And we think that's easy to do. That's

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Speaker 2: how I can get to this end point and I'll

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Speaker 2: feel good, be done, I'll fly, be done, I'll done

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Speaker 2: for the season, I'll be happy. But I think, really,

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Speaker 2: if you're buying clothes that you want to wear over

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Speaker 2: and over again, even though a white T shirt seems simple,

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Speaker 2: like not all the white T shirts are different, it's

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Speaker 2: actually harder. But we think it's low hanging fruit. We're like,

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Speaker 2: I'll just go and buy it's a lot easier to

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Speaker 2: go out and go I'm going to buy a white

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Speaker 2: T shirt and two pairs of jeans than it is

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Speaker 2: to go well, actually really want a top in this

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Speaker 2: specific shade of green, and I'd like it to have

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Speaker 2: a cap sleeve but not too long. I'd like it

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Speaker 2: to be this kind of fabric. We don't want to wait,

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Speaker 2: We want solutions, but mean we can go and get

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Speaker 2: it out.

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Speaker 1: Yeah. Well, that's the interesting thing because I feel like,

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Speaker 1: out of any items of clothing, the things that we

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Speaker 1: are constantly searching for the perfect item is the perfect

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Speaker 1: white T shirt and the perfect pair of blue jeans.

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Speaker 1: And like you said, they're supposed to be low hanging fruit,

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Speaker 1: but we are always being like, oh but it's never perfect,

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Speaker 1: never perfect, quite right, And so someone who has a

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Speaker 1: crippling addiction to buying blue jeans can convert my way

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Speaker 1: too many. Someone called me out the other day on

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Speaker 1: Instagram because we were doing card or Cancel and I

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Speaker 1: was like, oh my god, these are like their curve

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Speaker 1: jeans from Hetchenel. I'm like, these gorgeous car And someone said,

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Speaker 1: hasn't Alex been saying for the last three years she

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Speaker 1: needs stop buying blue jeans?

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Speaker 3: And I was like, shut the puck up. But something

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Speaker 3: else that I love that you said is that when

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Speaker 3: you are.

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Speaker 1: Building a capsule wardrobe, you should be looking at your

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Speaker 1: existing wardrobe, not at buying new pieces. And that spurred

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Speaker 1: something that I wanted to ask you, which is is

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Speaker 1: clearing out your wardrobe a good money habit or a

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Speaker 1: bad money habit?

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Speaker 3: Oh?

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Speaker 2: Look, it can be both. But I know what you're

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Speaker 2: scratching at because I and I know that the people

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Speaker 2: have this too often would when I wanted to have

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Speaker 2: this overhaul of like, right, I've got to start buying

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Speaker 2: clothes or know, never wear my stuff, I never feel good.

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Speaker 2: Our instinct is to start with a clearout, but all

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Speaker 2: too often what then happens is that then gives us

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Speaker 2: this pseudo permission to buy more stuff, either because we've

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Speaker 2: sold it and we've got some money, or whether we've

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Speaker 2: just got this you know, new found like oh my god,

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Speaker 2: I'm such a minimalist, that instinct to buy new things,

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Speaker 2: and we kind of think again that the clear out

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Speaker 2: was the work, and now we're going to buy better

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Speaker 2: because we've cleared out and we're not like, you know,

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Speaker 2: pulling our jumpers out of a massive pile anymore. But honestly,

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Speaker 2: like if you are spirally, if you're not happy with

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Speaker 2: your wardrobe and you're spiraling about where you're buying, the

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Speaker 2: best thing you can do is just take a beat

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Speaker 2: and just don't buy anything for a while, where the

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Speaker 2: things you've actually got. Because when you don't have the

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Speaker 2: option to reach for something else or be like, oh

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Speaker 2: my god, I actually hate this, I'm just going to

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Speaker 2: run out and buy something else before tonight, you notice

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Speaker 2: a lot more why you don't like the things that

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Speaker 2: you don't feel good in, and sometimes that's something you

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Speaker 2: can rectify by changing the way that you're willing to

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Speaker 2: see yourself.

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Speaker 1: I think that's interesting though, because it kind of relates

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Speaker 1: back to what you've spoken about before, which is.

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Speaker 2: Like the fantasy self.

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Speaker 1: And I love the idea of how we see ourselves

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Speaker 1: and we have this vision of if I buy X

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Speaker 1: y Z, I'm going to beat this person who is

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Speaker 1: the fantasy self? And why is she draining our bank accounts?

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Speaker 2: Well, we all have our own version of her. Yeah,

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Speaker 2: I think it can often be. You know, if you

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Speaker 2: are plus size and you've struggled with your body image

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Speaker 2: around that, your fantasy self is probably gonna be somebody

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Speaker 2: with not necessarily slimmer than you. But what women love

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Speaker 2: to do, we love to admire people with a completely

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Speaker 2: different body type to us, like different like bone composition.

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Speaker 2: Like I had a friend once who had like a

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Speaker 2: cracking set of legs, but she didn't have a particularly

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Speaker 2: defined waste, but her legs were incredible. I'm like the

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Speaker 2: other way round. I've got time little waiste for my size,

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Speaker 2: but like, my legs are very chunky, and like I

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Speaker 2: carry a lot of cellulite, and you know, societally they

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Speaker 2: would be wrong, but I would always admire that she

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Speaker 2: could wear like mini dresses or like I always wanted

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Speaker 2: to wear that, and then I would try and wear

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Speaker 2: them and be like, I don't look like that. But

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Speaker 2: then she had it the completely other way and be like, oh,

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Speaker 2: but you can wear like so many little things that

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Speaker 2: make you look like hour glass. And I'm like, you

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Speaker 2: do that.

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Speaker 1: All the time, Like we did it yesterday when we

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Speaker 1: were shopping and we like pulled the dress out and

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Speaker 1: we were like, if we were six foot, like that

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Speaker 1: would look so chic on us.

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Speaker 3: Yeah, blah blah blah.

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Speaker 1: So your fantasy self is basically the opposite of who

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Speaker 1: you are.

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Speaker 2: I think there's elements that are opposite, and there's elements

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Speaker 2: of insecurities, and then I mean it's all like a

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Speaker 2: load of conditioning. Yeah, but yeah, a lot of the

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Speaker 2: time there's almost this comfort zone of the fact that

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Speaker 2: we can never be them, because you know, you can't

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Speaker 2: change your body composition per se or your like bone structure.

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Speaker 2: So I think there's like some element of psychological comfort

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Speaker 2: in chasing that thing because we get very used that,

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00:14:47,160 --> 00:14:49,320
Speaker 2: we get that dopamine from thinking that we're getting closer

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Speaker 2: to it, and then it all comes crashing down. I

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00:14:51,840 --> 00:14:53,880
Speaker 2: think really your fantasy self is that image of what

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Speaker 2: things are going to look like in your.

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Speaker 3: Head, and once you have that thing, everything will be better.

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Speaker 2: Yeah, And it's not just clothes. Comes down to like

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Speaker 2: the home that you have and the hair type that you.

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Speaker 1: Have, Cosmetic surgery as well of like like the body

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00:15:07,880 --> 00:15:10,480
Speaker 1: dismal through of like when you get lip filler and

345
00:15:10,680 --> 00:15:14,840
Speaker 1: like get like, yeah, I was really struggling with my

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Speaker 1: skin and the severity of the acne that I was

347
00:15:17,960 --> 00:15:20,320
Speaker 1: dealing with and how sore it was, but also like

348
00:15:20,600 --> 00:15:23,400
Speaker 1: the self consciousness of it and to deal with that,

349
00:15:23,560 --> 00:15:27,120
Speaker 1: I was buying everything. Everything TikTok told me would fix

350
00:15:27,160 --> 00:15:30,400
Speaker 1: my skin in the car, checked out, spent hundreds. The

351
00:15:30,440 --> 00:15:34,520
Speaker 1: second I went to a dermatologist, their advice was stop buying,

352
00:15:34,600 --> 00:15:40,400
Speaker 1: using everything, use a cleanser, a moisturizer, an SPF, and.

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Speaker 3: Stop touching your fucking face.

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Speaker 1: And like that was literally the thing that fixed my skin.

355
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Speaker 1: But we have this thing in our head that this

356
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Speaker 1: little fantasy bitch be telling us and it's like, when

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Speaker 1: you like, buy this and that problem will be solved.

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Speaker 2: And buying is easier than doing, yes, you know what.

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Speaker 1: That you work.

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Speaker 3: It's when you buy active wear so you finally go

361
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Speaker 3: to the gym.

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00:16:03,720 --> 00:16:06,080
Speaker 2: Yeah, or the arm weights, yeah, my.

363
00:16:06,360 --> 00:16:08,360
Speaker 3: Arm walking back.

364
00:16:11,520 --> 00:16:13,960
Speaker 2: Buying is easier than doing, so do before you buy.

365
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Speaker 3: No, that's a great piece of advice.

366
00:16:16,760 --> 00:16:19,640
Speaker 2: My mom made me wear this fugly coat to school

367
00:16:19,680 --> 00:16:21,400
Speaker 2: for a week before I could have the coat that

368
00:16:21,440 --> 00:16:24,960
Speaker 2: I she had bought me. She was like, you haven't

369
00:16:24,960 --> 00:16:26,080
Speaker 2: been wearing a coat and I'm like, Mom, I don't

370
00:16:26,120 --> 00:16:27,240
Speaker 2: want my coat because I don't like it. And she

371
00:16:27,320 --> 00:16:28,520
Speaker 2: was like, no, but I don't want you to have

372
00:16:28,520 --> 00:16:30,200
Speaker 2: this coat that you say you want because you're not

373
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Speaker 2: wearing a coach like you have to wear that, but

374
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Speaker 2: she made me wear it for five days before I

375
00:16:33,080 --> 00:16:34,800
Speaker 2: get have my coach because like, because you're really appreciate

376
00:16:34,800 --> 00:16:35,920
Speaker 2: this coat when you have it. And I was like,

377
00:16:37,760 --> 00:16:38,680
Speaker 2: it makes a lot of sense.

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00:16:38,760 --> 00:16:42,080
Speaker 1: Yeah, you said that changing your relationship to clothes is

379
00:16:42,080 --> 00:16:46,200
Speaker 1: the best thing you've done for your finances. What did

380
00:16:46,440 --> 00:16:49,080
Speaker 1: your relationship used to look like and what does your

381
00:16:49,080 --> 00:16:50,520
Speaker 1: relationship look like now.

382
00:16:52,200 --> 00:16:54,600
Speaker 2: Before? So like I got a lot better with my

383
00:16:54,640 --> 00:16:57,120
Speaker 2: clothing spending as I've been working on my finances, Like

384
00:16:57,200 --> 00:17:00,280
Speaker 2: my finances were the project from like twenty eighteen. When

385
00:17:00,320 --> 00:17:03,960
Speaker 2: I started twenty nineteen, I started online properly, but I

386
00:17:04,040 --> 00:17:07,000
Speaker 2: was working through like the financial stuff, so like spending

387
00:17:07,480 --> 00:17:10,920
Speaker 2: in general. But and so while i'd like paid off

388
00:17:10,920 --> 00:17:12,880
Speaker 2: my debt and I wasn't putting stuff on credit cards

389
00:17:12,920 --> 00:17:16,120
Speaker 2: and stuff anymore, and i'd you know, had my side hustles,

390
00:17:16,119 --> 00:17:17,720
Speaker 2: so like the clothes I was buying, I couldn't like

391
00:17:17,760 --> 00:17:20,119
Speaker 2: I could afford them, So I didn't see it as

392
00:17:20,200 --> 00:17:23,680
Speaker 2: much of an issue anymore. And there were times when

393
00:17:23,680 --> 00:17:25,720
Speaker 2: I would be like, you know, working towards my goals,

394
00:17:25,760 --> 00:17:27,240
Speaker 2: and like things would be going well and I had

395
00:17:27,240 --> 00:17:29,520
Speaker 2: savings and everything was like going well, but I knew

396
00:17:30,000 --> 00:17:33,359
Speaker 2: that clothes were always the thing that could like knock

397
00:17:33,440 --> 00:17:36,800
Speaker 2: me off track, like I would have momentum going and

398
00:17:36,840 --> 00:17:38,600
Speaker 2: then if there was going to be anything that would

399
00:17:38,600 --> 00:17:40,080
Speaker 2: destroy it, it was going to be closed.

400
00:17:40,119 --> 00:17:41,040
Speaker 1: It was your kryptonite.

401
00:17:41,200 --> 00:17:43,639
Speaker 2: Yes, And I was kind of like this flared up

402
00:17:43,680 --> 00:17:45,879
Speaker 2: again in like lockdown, especially in Melbourne. We had a

403
00:17:45,920 --> 00:17:50,719
Speaker 2: really long lockdown. Yeah, going back into the office, I

404
00:17:50,760 --> 00:17:54,320
Speaker 2: had to have that polished, polished, but I was really

405
00:17:54,400 --> 00:17:56,480
Speaker 2: chasing that again and I was kind of like, oh,

406
00:17:56,560 --> 00:17:59,200
Speaker 2: this is really quite frustrating. And then sort of twenty

407
00:17:59,240 --> 00:18:02,600
Speaker 2: twenty two, when down started to become a memory, I

408
00:18:02,640 --> 00:18:05,080
Speaker 2: was newly self employed and I was like, oh, I

409
00:18:05,119 --> 00:18:07,359
Speaker 2: need to just cut something. And I'm quite a bit

410
00:18:07,400 --> 00:18:09,879
Speaker 2: of like a all or nothing kind of person, like

411
00:18:09,960 --> 00:18:11,600
Speaker 2: I know people like that's really bad, but it's just

412
00:18:11,600 --> 00:18:13,560
Speaker 2: my behavior. I know that's why I respond to sometimes

413
00:18:13,600 --> 00:18:16,000
Speaker 2: it works for people. And I was like, if I

414
00:18:16,000 --> 00:18:18,760
Speaker 2: can just cut out this line item on the bank statement,

415
00:18:18,840 --> 00:18:20,639
Speaker 2: like that's going to free up a few grand, so

416
00:18:21,160 --> 00:18:23,640
Speaker 2: why not? So I just did it for financial reasons

417
00:18:23,680 --> 00:18:24,600
Speaker 2: and I was like I can talk about it on

418
00:18:24,640 --> 00:18:26,879
Speaker 2: social media. That'll be fun, Like wonder what I will uncover.

419
00:18:28,320 --> 00:18:30,800
Speaker 2: But I didn't realize how much it would change my

420
00:18:30,800 --> 00:18:33,240
Speaker 2: relationship with clothes. And that's really where I started to

421
00:18:33,320 --> 00:18:37,880
Speaker 2: understand that this had this view. I think that anything

422
00:18:37,920 --> 00:18:40,240
Speaker 2: that I didn't have was immediately better than what I

423
00:18:40,240 --> 00:18:43,720
Speaker 2: did have. This pedestal of like it would always be

424
00:18:43,840 --> 00:18:45,840
Speaker 2: nicer because it's in a store and it's merchandised, right,

425
00:18:46,080 --> 00:18:49,040
Speaker 2: or it's on a model on the website. How did

426
00:18:49,080 --> 00:18:50,000
Speaker 2: you get in my brain?

427
00:18:50,200 --> 00:18:59,440
Speaker 4: Honestly, pressure Xavier, like fucking x men literally going into

428
00:18:59,480 --> 00:19:02,320
Speaker 4: the brain of every like twenty or thirty year old

429
00:19:02,400 --> 00:19:04,600
Speaker 4: or four year old female being like, bitch.

430
00:19:04,560 --> 00:19:06,520
Speaker 2: This is what you're doing. And I'm like, what, It's

431
00:19:06,520 --> 00:19:09,000
Speaker 2: funny you mentioned ages because when I started talking about this,

432
00:19:09,080 --> 00:19:10,560
Speaker 2: I was like, oh, this is the girlies, you know,

433
00:19:10,640 --> 00:19:13,480
Speaker 2: like this is the twenties and thirties, like whatever. It's

434
00:19:13,560 --> 00:19:15,840
Speaker 2: so interesting how much of this resonates with the forty

435
00:19:15,920 --> 00:19:18,840
Speaker 2: to fifteen yeah bracket. Like I run a challenge for

436
00:19:19,040 --> 00:19:21,080
Speaker 2: people that want to change their relationship with clothes, and

437
00:19:21,160 --> 00:19:23,560
Speaker 2: so many people in there are women that have left

438
00:19:23,560 --> 00:19:28,080
Speaker 2: a toxic relationship are like adjusting to being you know,

439
00:19:28,119 --> 00:19:30,760
Speaker 2: their kids are grown up or their kids are like

440
00:19:30,760 --> 00:19:35,160
Speaker 2: in school now rather than baby babies, or they've yeah,

441
00:19:35,200 --> 00:19:38,880
Speaker 2: they've been divorced or they're widowed. And it's so interesting

442
00:19:39,000 --> 00:19:41,440
Speaker 2: how if you don't address this at some point, it

443
00:19:42,000 --> 00:19:42,520
Speaker 2: will get you.

444
00:19:42,640 --> 00:19:46,520
Speaker 1: It gets yeah stays well. Stays generations are actually biggest

445
00:19:46,520 --> 00:19:51,439
Speaker 1: shoppers of fast fashion, and younger generations are more sustainable.

446
00:19:51,440 --> 00:19:55,399
Speaker 1: In this whole episode is kind of based around your

447
00:19:55,720 --> 00:19:59,960
Speaker 1: series money realizations that will set you free, which big love,

448
00:20:00,240 --> 00:20:03,280
Speaker 1: But I would love to know what's your favorite, what's

449
00:20:03,400 --> 00:20:06,440
Speaker 1: one that is the most slap in the face realization

450
00:20:06,560 --> 00:20:07,320
Speaker 1: that you can share.

451
00:20:08,200 --> 00:20:10,520
Speaker 2: So I went onto my videos and was like, which

452
00:20:10,560 --> 00:20:14,439
Speaker 2: one got the most like impact? And it was actually

453
00:20:14,640 --> 00:20:18,159
Speaker 2: the first one I ever did, and it was like

454
00:20:18,200 --> 00:20:21,840
Speaker 2: a picture of like a girl, like a model type

455
00:20:21,840 --> 00:20:24,040
Speaker 2: girl in a matching track suit at the airport, and

456
00:20:24,080 --> 00:20:25,679
Speaker 2: I was like, You're never going to look like this

457
00:20:25,840 --> 00:20:29,160
Speaker 2: at the airport. Back away from the matching drag suit, though,

458
00:20:29,240 --> 00:20:31,200
Speaker 2: I was like, I'm gonna have to take this down

459
00:20:31,200 --> 00:20:33,240
Speaker 2: because no one's gonna know what the fuck I'm talking about.

460
00:20:33,280 --> 00:20:36,119
Speaker 2: What if it's just me, we live the same life

461
00:20:36,240 --> 00:20:38,600
Speaker 2: or something that someone else said. It was actually Kim James,

462
00:20:38,680 --> 00:20:42,000
Speaker 2: friend of the pod. She was like oh, whenever I'm

463
00:20:42,080 --> 00:20:47,199
Speaker 2: matching dragsuit, I just looked like the iPad kid. I

464
00:20:47,240 --> 00:20:50,960
Speaker 2: was like, yeah, God, that is amazing. It never looks

465
00:20:51,000 --> 00:20:52,160
Speaker 2: like it does on Pinterest.

466
00:20:52,320 --> 00:21:00,480
Speaker 1: Why why doesn't life? But our next question, but does

467
00:21:00,680 --> 00:21:03,159
Speaker 1: being good with money actually look like.

468
00:21:03,240 --> 00:21:07,119
Speaker 2: Being good with money? I think to me is the

469
00:21:07,160 --> 00:21:10,200
Speaker 2: habits and the behaviors that go into creating the outcomes.

470
00:21:10,240 --> 00:21:11,640
Speaker 2: A lot of people are like, why aren't you talking

471
00:21:11,680 --> 00:21:14,240
Speaker 2: about building wealth then your book, and I'm like, bestie,

472
00:21:14,240 --> 00:21:17,680
Speaker 2: we're not there yet. But yeah, it's the financial hygiene,

473
00:21:18,160 --> 00:21:21,639
Speaker 2: and it's the I guess sense of agency you have

474
00:21:21,720 --> 00:21:25,000
Speaker 2: over your financial decisions, especially now and this has been

475
00:21:25,000 --> 00:21:28,040
Speaker 2: true you know for decades, but especially now with Pinterest,

476
00:21:28,080 --> 00:21:32,000
Speaker 2: with shoppable social media, with TikTok. Yeah, there's a lot

477
00:21:32,200 --> 00:21:33,880
Speaker 2: of you know, there's all of this stuff that we're

478
00:21:33,920 --> 00:21:36,600
Speaker 2: being sold. There's all of these standards that as women

479
00:21:36,640 --> 00:21:39,400
Speaker 2: we're trying to live up to that often distracts us

480
00:21:39,400 --> 00:21:41,640
Speaker 2: from what we actually think and what we actually want.

481
00:21:42,359 --> 00:21:45,800
Speaker 2: And being good with money is a willingness to examine

482
00:21:46,080 --> 00:21:48,359
Speaker 2: who's making your decisions for you and how you actual

483
00:21:48,359 --> 00:21:51,720
Speaker 2: feel about those decisions, and then actually building a sense

484
00:21:51,720 --> 00:21:54,439
Speaker 2: of follow through around what you say you're going to do,

485
00:21:54,840 --> 00:21:56,359
Speaker 2: because so many of it. I mean, I went through

486
00:21:56,400 --> 00:21:59,040
Speaker 2: this for years, like I was a hot mess with

487
00:21:59,160 --> 00:22:00,879
Speaker 2: my money and I, you know, I call it a

488
00:22:00,960 --> 00:22:02,840
Speaker 2: napkin budget. I would scribble down at the end of

489
00:22:02,880 --> 00:22:06,000
Speaker 2: the month, like shit wants to get it next week,

490
00:22:06,040 --> 00:22:07,280
Speaker 2: and you're like, it's going to be fine because when

491
00:22:07,280 --> 00:22:08,600
Speaker 2: the money comes in, I'm going to like pay that

492
00:22:08,640 --> 00:22:10,720
Speaker 2: off and pay that off and then everything will be fine.

493
00:22:11,040 --> 00:22:12,960
Speaker 2: But then I just kept repeating the same cycles. Like

494
00:22:13,000 --> 00:22:15,600
Speaker 2: it wasn't like, to a degree it was a mathematical

495
00:22:15,600 --> 00:22:17,720
Speaker 2: problem because I was earning like super low income at

496
00:22:17,720 --> 00:22:21,240
Speaker 2: that time, But it wasn't a matical problem. It was

497
00:22:21,280 --> 00:22:24,199
Speaker 2: like an identity problem and like a behavior problem. And

498
00:22:24,800 --> 00:22:27,159
Speaker 2: you know, I studied financial psychology, so I kind of

499
00:22:27,160 --> 00:22:29,520
Speaker 2: talk a lot in my book about the beliefs that

500
00:22:29,720 --> 00:22:32,040
Speaker 2: lead you to behave the way that you do with money,

501
00:22:32,440 --> 00:22:35,080
Speaker 2: and you know, with spending in such a consumerist world,

502
00:22:35,280 --> 00:22:37,320
Speaker 2: spending more than you intendal more than you want to

503
00:22:37,320 --> 00:22:39,920
Speaker 2: as seen as this moral failing, when actually, if you

504
00:22:39,960 --> 00:22:43,000
Speaker 2: step it right back, there's there's something there's a belief

505
00:22:43,000 --> 00:22:46,200
Speaker 2: that you have about money, what it's for, about yourself,

506
00:22:46,240 --> 00:22:48,680
Speaker 2: about what you're capable of that is actually prompting you

507
00:22:48,720 --> 00:22:50,520
Speaker 2: to do that has nothing to do with greed most

508
00:22:50,520 --> 00:22:52,439
Speaker 2: of the time. All of the time, there's always some

509
00:22:52,680 --> 00:22:55,520
Speaker 2: other reason. But it can mean that when we have

510
00:22:56,280 --> 00:22:59,600
Speaker 2: spending challenges, we don't want to address them because we're like,

511
00:22:59,600 --> 00:23:00,879
Speaker 2: oh my god, I just got to like as if

512
00:23:00,920 --> 00:23:02,800
Speaker 2: it's easy to just turn off because it's just something

513
00:23:02,800 --> 00:23:05,359
Speaker 2: we've done wrong. When actually, and I noticed this on

514
00:23:05,400 --> 00:23:09,320
Speaker 2: social media, my content about spending, especially in a private sense,

515
00:23:09,400 --> 00:23:12,920
Speaker 2: or my newsletter or my podcast does very very well

516
00:23:12,960 --> 00:23:15,720
Speaker 2: in terms of listenership. If my podcast has the word

517
00:23:15,760 --> 00:23:18,840
Speaker 2: spending in the title, the episode will do very well

518
00:23:19,400 --> 00:23:21,320
Speaker 2: high and above all my other episodes. So I know

519
00:23:21,400 --> 00:23:23,359
Speaker 2: people want this, but when I talk about it on

520
00:23:23,400 --> 00:23:26,439
Speaker 2: social media, it doesn't get that many comments. And I

521
00:23:26,520 --> 00:23:31,520
Speaker 2: think that people don't want to help because it's so

522
00:23:31,600 --> 00:23:34,000
Speaker 2: frowned upon, especially for women. It's always like you just

523
00:23:34,080 --> 00:23:38,600
Speaker 2: buy a team many alow times, you get your nails done. Yeah,

524
00:23:39,160 --> 00:23:44,159
Speaker 2: And it's like sometimes people deliberately or not misunderstand my

525
00:23:44,280 --> 00:23:46,040
Speaker 2: perspective on money and be like you just tell people

526
00:23:46,119 --> 00:23:48,159
Speaker 2: not to buy stuff, Like how is that not what

527
00:23:48,200 --> 00:23:50,800
Speaker 2: you just said? And I'm like No, that's not like

528
00:23:50,920 --> 00:23:52,800
Speaker 2: it's a fine line. I understand that, and there's new

529
00:23:52,800 --> 00:23:56,080
Speaker 2: ones there, but it's not about shaming yourself. But what

530
00:23:56,119 --> 00:23:59,480
Speaker 2: you're buying. I want you to be happy and ultimately

531
00:23:59,720 --> 00:24:02,479
Speaker 2: the that you're using your money as it stands is

532
00:24:02,520 --> 00:24:05,800
Speaker 2: not making you happy. And when you're not happy, you're

533
00:24:05,840 --> 00:24:06,639
Speaker 2: going to buy more stuff.

534
00:24:06,640 --> 00:24:09,320
Speaker 1: And line, you can never got that vibe from you,

535
00:24:09,400 --> 00:24:12,240
Speaker 1: just to say, I've never gotten the vibe that you're

536
00:24:12,359 --> 00:24:13,560
Speaker 1: sitting on a high horse.

537
00:24:14,040 --> 00:24:15,480
Speaker 3: I've always felt.

538
00:24:15,400 --> 00:24:19,000
Speaker 1: You understand and can speak to people from a place

539
00:24:19,080 --> 00:24:22,119
Speaker 1: of lived experience, which is what I think is so

540
00:24:22,200 --> 00:24:25,040
Speaker 1: incredible about your book, so incredible about your podcast, and

541
00:24:25,080 --> 00:24:27,120
Speaker 1: what we just genuinely love about you.

542
00:24:27,240 --> 00:24:28,840
Speaker 3: So what I want to.

543
00:24:28,800 --> 00:24:32,520
Speaker 1: Wrap this episode with is, as you've said, this is

544
00:24:32,600 --> 00:24:33,480
Speaker 1: really really.

545
00:24:33,240 --> 00:24:36,480
Speaker 3: Hard to once start and stick to. So what are

546
00:24:36,520 --> 00:24:38,120
Speaker 3: three really.

547
00:24:37,760 --> 00:24:40,919
Speaker 1: Simple things that the chicks and the women listening to

548
00:24:41,000 --> 00:24:45,840
Speaker 1: this can do to move towards a more financially hygienic lifestyle.

549
00:24:46,040 --> 00:24:48,400
Speaker 2: Financially hygienic lovely.

550
00:24:48,320 --> 00:24:50,160
Speaker 3: He said. Financial hygiene reforce.

551
00:24:52,960 --> 00:24:57,320
Speaker 2: Number one is a practical thing. Streamline your expenses. We

552
00:24:57,359 --> 00:24:59,800
Speaker 2: don't want to be like in week one of the month,

553
00:25:00,080 --> 00:25:02,360
Speaker 2: paying rent and then week two paying the energy bill,

554
00:25:02,400 --> 00:25:04,720
Speaker 2: and then in week three paying for Netflix. No, no, no, like

555
00:25:04,800 --> 00:25:06,879
Speaker 2: we want when your money comes in, we want a

556
00:25:06,960 --> 00:25:10,119
Speaker 2: set amount every single time to be going into a

557
00:25:10,160 --> 00:25:13,119
Speaker 2: fund where all your bills get paid from mental load reducer.

558
00:25:13,320 --> 00:25:16,679
Speaker 2: Immediately you know that your bills are taken care of,

559
00:25:17,000 --> 00:25:19,240
Speaker 2: and then everything else you can budget in a way

560
00:25:19,280 --> 00:25:23,720
Speaker 2: that suits your brain. Yep, hot take you are respecting

561
00:25:23,720 --> 00:25:26,520
Speaker 2: your landlord more than you're respecting yourself if your rent

562
00:25:26,520 --> 00:25:31,280
Speaker 2: gets paid every month but you never have anything in savings. Wow,

563
00:25:32,119 --> 00:25:38,560
Speaker 2: honestly deport me at this point. Seriously, Number two, look

564
00:25:38,560 --> 00:25:41,600
Speaker 2: at where your money is going because and this is

565
00:25:41,640 --> 00:25:43,919
Speaker 2: the thing that's difficult with a lot of you know,

566
00:25:44,000 --> 00:25:47,119
Speaker 2: financial research and financial data, especially during a you know,

567
00:25:47,200 --> 00:25:52,320
Speaker 2: economic difficulty pending recession. When we're self reporting about our

568
00:25:52,359 --> 00:25:57,520
Speaker 2: spending habits, usually we are underestimating or misrepresenting what's going on.

569
00:25:57,560 --> 00:25:58,720
Speaker 2: So you might be kind of like, oh, my god,

570
00:25:58,760 --> 00:26:01,399
Speaker 2: eighty percent of people not spending on any luxuries, and

571
00:26:01,400 --> 00:26:05,879
Speaker 2: you're like, neither am I, when actually, you know, you

572
00:26:06,000 --> 00:26:08,919
Speaker 2: probably are somewhere along the line, and it's not that

573
00:26:08,920 --> 00:26:10,480
Speaker 2: you shouldn't have those things, but we just want to

574
00:26:10,480 --> 00:26:12,560
Speaker 2: know where those are going. The big thing that I

575
00:26:12,600 --> 00:26:14,320
Speaker 2: always say to people is look for money leaks, so

576
00:26:14,400 --> 00:26:16,520
Speaker 2: areas where you don't realize that you're spending. If you

577
00:26:16,520 --> 00:26:18,600
Speaker 2: are popping into the grocery store more than once or

578
00:26:18,640 --> 00:26:22,119
Speaker 2: twice a week, probably a big leak there. So estimate

579
00:26:22,119 --> 00:26:24,280
Speaker 2: the number of times you've been to the supermarket. Chank

580
00:26:24,359 --> 00:26:27,320
Speaker 2: your back statement. If you've got multiple transactions from the

581
00:26:27,320 --> 00:26:31,159
Speaker 2: supermarket that are way over your estimation, you're probably popping

582
00:26:31,160 --> 00:26:33,359
Speaker 2: in for bits and bobs that you could actually consolidate.

583
00:26:33,680 --> 00:26:35,639
Speaker 2: So look at where your money is going. And then

584
00:26:35,720 --> 00:26:39,880
Speaker 2: number three, in terms of getting started, if you're new

585
00:26:40,040 --> 00:26:43,359
Speaker 2: to managing your money or building up savings and stuff,

586
00:26:44,480 --> 00:26:48,040
Speaker 2: start getting momentum by setting yourself a tiny little goal

587
00:26:48,200 --> 00:26:50,920
Speaker 2: and then achieving it like one that you will easily

588
00:26:50,920 --> 00:26:53,200
Speaker 2: be able to achieve. Have fifty dollars left at the

589
00:26:53,280 --> 00:26:55,480
Speaker 2: end of the month, if that means after this episode,

590
00:26:55,520 --> 00:26:58,000
Speaker 2: you go and you put fifty dollars in your up bank,

591
00:26:58,080 --> 00:27:01,480
Speaker 2: Hot Girl savings or whatever. So what we're trying to

592
00:27:01,520 --> 00:27:03,359
Speaker 2: do there is build momentum. So when you have that

593
00:27:03,440 --> 00:27:05,400
Speaker 2: win and you're like, oh, I can do this, then

594
00:27:05,400 --> 00:27:07,120
Speaker 2: next month you increase it a little bit. Next month,

595
00:27:07,119 --> 00:27:09,080
Speaker 2: you increase it a little bit and just you know,

596
00:27:09,200 --> 00:27:11,439
Speaker 2: that was a really simplified example. But whatever it is,

597
00:27:11,480 --> 00:27:13,880
Speaker 2: whether it's trying to buy less clothes, whether it's trying

598
00:27:13,920 --> 00:27:15,120
Speaker 2: to have some money left at the end of the month,

599
00:27:15,119 --> 00:27:18,320
Speaker 2: whether it's not using after pay, just set yourself a

600
00:27:18,359 --> 00:27:20,600
Speaker 2: goal that you know you can achieve and just get

601
00:27:20,600 --> 00:27:22,880
Speaker 2: it on the board, and then do another one it's

602
00:27:22,920 --> 00:27:26,640
Speaker 2: on the board, and build up that sense of achievement.

603
00:27:27,240 --> 00:27:28,560
Speaker 2: You know, I'm not going to you know, you can't

604
00:27:28,560 --> 00:27:30,160
Speaker 2: pay off all your after pace today. I get that,

605
00:27:30,359 --> 00:27:34,040
Speaker 2: but I'm not going to use after paid this week. Yeah, done, done, Great,

606
00:27:34,119 --> 00:27:36,280
Speaker 2: let's do it. Then when you get paid, we're going

607
00:27:36,359 --> 00:27:38,560
Speaker 2: to pay off one of them. We're going to close

608
00:27:38,640 --> 00:27:40,480
Speaker 2: one of them. Rather than just like frittering little bits

609
00:27:40,480 --> 00:27:42,560
Speaker 2: on all of the dues, close one of them down,

610
00:27:42,640 --> 00:27:45,320
Speaker 2: pay them early that one's gone again on the board.

611
00:27:45,440 --> 00:27:47,560
Speaker 2: We want to build up momentum, because momentums is going

612
00:27:47,600 --> 00:27:49,560
Speaker 2: to be what keeps you going in all kinds of behavior,

613
00:27:49,600 --> 00:27:50,600
Speaker 2: but especially with the money.

614
00:27:50,720 --> 00:27:51,320
Speaker 1: I love that.

615
00:27:51,400 --> 00:27:52,080
Speaker 3: Thank you so much.

616
00:27:52,160 --> 00:27:56,560
Speaker 4: You're such a pleasure education.

617
00:27:57,200 --> 00:28:00,480
Speaker 1: Yeah, thank you so much. For any of the chicks

618
00:28:00,480 --> 00:28:03,000
Speaker 1: who don't already follow you and who haven't read your book?

619
00:28:03,040 --> 00:28:05,000
Speaker 1: Where can they learn more about you?

620
00:28:05,000 --> 00:28:08,360
Speaker 2: You can find me on Instagram the dot Broke Generation

621
00:28:08,400 --> 00:28:11,720
Speaker 2: because some person is parked on the one without get

622
00:28:11,800 --> 00:28:15,320
Speaker 2: us started. Someone to get lawyer, Get me a lawyer.

623
00:28:15,720 --> 00:28:18,760
Speaker 2: So I'm there, I'm I'm occasionally on TikTok, but don't

624
00:28:18,760 --> 00:28:21,280
Speaker 2: hold your breath. You can listen to the Break Generation

625
00:28:21,359 --> 00:28:22,200
Speaker 2: podcast as well.

626
00:28:22,359 --> 00:28:23,480
Speaker 3: And what about your book?

627
00:28:23,560 --> 00:28:23,960
Speaker 1: Oh? Sorry?

628
00:28:24,040 --> 00:28:25,920
Speaker 2: And yeah, I wrote broad a book. At some stage,

629
00:28:26,000 --> 00:28:28,159
Speaker 2: I wrote a book called Good with Money. It's bright yellow.

630
00:28:28,320 --> 00:28:30,199
Speaker 2: The chicks have been so lovely and promoting it with me,

631
00:28:30,320 --> 00:28:31,200
Speaker 2: so thank you so much.

632
00:28:31,440 --> 00:28:33,359
Speaker 3: There's a really hard endorsement on the front of it.

633
00:28:33,480 --> 00:28:35,879
Speaker 1: Yeah really sexy.

634
00:28:36,840 --> 00:28:39,920
Speaker 3: What's your name again? It's like is it hell?

635
00:28:40,520 --> 00:28:44,600
Speaker 1: Yeah? Yeah, yeah, yeah, thank you your eels.

636
00:28:44,640 --> 00:28:45,560
Speaker 3: Shout out Taate McCray.

637
00:28:45,600 --> 00:28:47,640
Speaker 2: We know you love the show. And thank you to

638
00:28:47,720 --> 00:28:48,840
Speaker 2: Prediction for having us.

639
00:28:48,760 --> 00:28:51,200
Speaker 3: A MKA made for making this episode two road ticks happen.

640
00:28:51,520 --> 00:29:00,360
Speaker 3: Love you chicks. Bye,