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Speaker 1: This podcast is recorded on gadigal Land, Always was, always

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Speaker 1: will be Aboriginal Land. Hey Chicks, I'm out, there's no

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Speaker 1: sal is too broad. Chicks a show that shares life

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Speaker 1: lessence and tips to help make you rich in life.

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Speaker 1: And if you listen to Tuesday's episode, you would know

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Speaker 1: that sou and I have broken up. Kidding, she is

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Speaker 1: just sick. Imagine I should have pranked you, guys. I

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Speaker 1: should have been like, oh, sound's not but we are

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Speaker 1: here with the incredible brains behind so invested. So Maddie,

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Speaker 1: welcome to the show. How are you.

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Speaker 2: I'm really good, Thanks so much, Thank you for having us.

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Speaker 1: It's absolutely my pleasure.

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Speaker 3: It was like a full circle moment, like we had

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Speaker 3: you when we were just saying maybe eighteen months ago now,

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Speaker 3: oh my god.

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Speaker 2: No way, it was like a long time ago.

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Speaker 1: I am so excited to get into this chat with

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Speaker 1: you because you chicks, no your bread and butter, You

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Speaker 1: talk money, hips, money hacks, rich girl era vibes, and

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Speaker 1: so we're going to be getting into a topic that

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Speaker 1: sound I covered like a little bit on the podcast

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Speaker 1: as a tip, but you guys have done like a

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Speaker 1: full episode on it, and we're gonna be talking money dysmorphia,

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Speaker 1: which is a fun topic and everyone's probably like, what's that?

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Speaker 1: Do I have that? And we'll get into that. However,

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Speaker 1: before we do, we have to share our life lesson

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Speaker 1: of the week. So who would like to go first?

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Speaker 2: Do you want to go?

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Speaker 4: Go for it?

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Speaker 5: Okay, My life lesson this week is to swallow the frog.

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Speaker 5: I was reading a book which I've actually so visual

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Speaker 5: eat the frog.

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Speaker 2: Yeah.

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Speaker 5: I was reading a book that I've been reading heaps

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Speaker 5: recently called The Five Types of Wealth, and it's got

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Speaker 5: seven pieces of career advice in it, and it just

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Speaker 5: reminded me of this piece of advice because I've been

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Speaker 5: told it before. But pretty much a premise of it

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Speaker 5: is if you had to swallow a frog as your

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Speaker 5: job every day, what time and day would you do it?

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Speaker 1: Fie, I hate it when it's right because I was like,

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Speaker 1: I do it first and get it out of the way,

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Speaker 1: and I was like.

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Speaker 5: Shut oh, oh my god, it's like you see a click,

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Speaker 5: like you bitch.

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Speaker 2: So the whole premise is like, do the hard stuff first.

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Speaker 5: And I've just moved into freelance work, which means I

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Speaker 5: make my own schedules and it's so easy to fall

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Speaker 5: into the routine of like taking all these easy boxes.

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Speaker 5: Like sometimes I'm like I'll put the washing on, so

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Speaker 5: I'm like that's a box, ditch, But I'm like, no,

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Speaker 5: wake up and swallow that goddamn frog.

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Speaker 4: It's all sense of productivity, it really is.

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Speaker 5: And then you get to the afternoon, you're tired and

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Speaker 5: you're like, I'm not swallowing the frog. Like I'm not

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Speaker 5: doing that. I'll do that tomorrow. It's like, no, just

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Speaker 5: do it first thing. And it works so well, So

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Speaker 5: swallow the frog.

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Speaker 2: Do you know?

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Speaker 1: I've heard that saying before, but I never ever and

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Speaker 1: I was like, yeah, it's like, do the thing, but

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Speaker 1: I've never heard anyone explain it as in, like, if

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Speaker 1: you had to swallow a frog every day as your job,

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Speaker 1: what time would you do it? That's fucked.

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Speaker 2: That would be the worst job.

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Speaker 1: Oh my god. But it's so true because I definitely

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Speaker 1: have the tendency to like put off the things that

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Speaker 1: I don't want to do. I am an adult baby

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Speaker 1: in the best way of like I love free will,

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Speaker 1: Like I love that I get to like do whatever

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Speaker 1: I want, but there's also responsibilities. But I'm like nobody

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Speaker 1: want to do what I want.

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Speaker 3: One of my favorite tea talks that I ever made

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Speaker 3: was when I left the gym halfway through because I

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Speaker 3: just couldn't be bothered being there anymore. And I was

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Speaker 3: like reminding yourself that you have free will and you

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Speaker 3: can do whatever you want.

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Speaker 1: Yeah, and like dangerous, Seriously, I have too much free will. Yeah,

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Speaker 1: Like I like, princess gets what princess wants. But I

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Speaker 1: think that's such a good reminder of everyone because as well,

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Speaker 1: it's like, I bet everyone listening to that had that

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Speaker 1: like five minute task that's been in their head of

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Speaker 1: like booking a dentist appointment or sending that email or

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Speaker 1: like canceling that one subscription, and they're like, shit, So

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Speaker 1: that's a good reminder that everyone needs to go and

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Speaker 1: swallow a frog.

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Speaker 2: Yeah.

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Speaker 5: Oh god, that's like canceling subscriptions like triggering. I feel

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Speaker 5: like that's the hardest task.

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Speaker 1: No, because it actually makes me bunk because I'm like,

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Speaker 1: you guys make this hard on purpose.

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Speaker 3: It do you know what My version of that is?

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Speaker 3: It's booking flats. It's and you know you're going on

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Speaker 3: a trip and you know your dates, and for some

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Speaker 3: reason you just keep putting off booking the flash and

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Speaker 3: then they get really expensive the closer you get and

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Speaker 3: you're like, why.

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Speaker 4: Did I not just do something?

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Speaker 1: Yes one hundred or travel insurance? Yeah, every time I

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Speaker 1: go did you do it? I'm like, huh shit, And

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Speaker 1: I'm like and she's like like, which one did you get?

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Speaker 1: And she was like this one, and I'm like, thanks,

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Speaker 1: vibe love it?

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Speaker 4: Goodness?

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Speaker 1: What's yours? Mine?

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Speaker 6: Is well?

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Speaker 3: Number one that everyone should go and listen to Matthew

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Speaker 3: McConaughey on the Diary of a CEO podcast, one of

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Speaker 3: the all time episodes. I just feel like anything Matthew

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Speaker 3: McConaughey does, I am luffing it up.

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Speaker 1: But he also has that sleep story that's really good work.

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Speaker 2: He also has a book Green Lights.

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Speaker 5: Yeah, it's like you just listen to it and you

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Speaker 5: could go to bed because it's so nice.

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Speaker 2: Yeah.

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Speaker 3: So my particular quote that is my life lesson to

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Speaker 3: this week is if you're too impressed, you're not involved.

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Speaker 3: And basically what it is talking about is instead of

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Speaker 3: being constantly admiring other people, looking at other people and

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Speaker 3: seeing what they're doing and being like, oh, that's so cool,

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Speaker 3: or like that's the life I want do the thing.

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Speaker 4: It's like you go out and actually get.

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Speaker 3: Involved, be in the arena, stop looking at other people

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Speaker 3: with such admiration, and actually start doing the thing yourself.

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Speaker 1: That's so cool. And now I'm like thinking of all

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Speaker 1: the things that I'm like, what am I if I'm

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Speaker 1: doing press? What am I not? I'm like, I do more.

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Speaker 1: I love that one. Okay, mine is a post that

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Speaker 1: I saw on Instagram shak horror. The quote is to

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Speaker 1: fall asleep, you must pretend to be asleep first, and

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Speaker 1: that's how everything works.

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Speaker 4: To fall asleep. No, you get it.

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Speaker 1: You get like you have to try in order to

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Speaker 1: do Yeah, So like, in order to fall asleep, you've

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Speaker 1: got to try to fall asleep, right, So, like it

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Speaker 1: means that you're not going to be good at something

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Speaker 1: or you're not going to get it straight away. You've

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Speaker 1: got to do it first and then the rest will come.

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Speaker 3: I have been thinking about this a lot recently because

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Speaker 3: there are things. So I'm planning a trip to the

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Speaker 3: US at the moment with work, and I have this

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Speaker 3: vision of like what the perfect trip would be, and

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Speaker 3: then as the time has gotten closer, I've had these

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Speaker 3: moments of like, oh, like it's so hard, Like that

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Speaker 3: was really big ideas what I had, and like, am

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Speaker 3: I gonna be.

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Speaker 4: Able to pull it off?

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Speaker 3: And I've realized that it's like you just start putting

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Speaker 3: one foot in front of the other. You just start

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Speaker 3: like reaching out to people, send an email, book in

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Speaker 3: a meeting, start walking stuff in, and all of a

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Speaker 3: sudden it's all kind of coming together.

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Speaker 1: And I'm like, oh, I am a shoot your shot, girly. Yes,

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Speaker 1: Like I'm trying to get away from this idea of

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Speaker 1: fiction writing scenarios of the future being like you know

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Speaker 1: they'll say no, Like there's no way they'll say yes,

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Speaker 1: what they might.

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Speaker 3: Some of the best guests that we've had on the

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Speaker 3: pod are people that have been on our list for

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Speaker 3: years that we never reach out to, and all of

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Speaker 3: a sudden you do reach out to them and straight

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Speaker 3: away they come back.

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Speaker 4: Can You're like, what if we've been doing this.

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Speaker 1: While I know it's crazy, do you still have the ick? Well?

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Speaker 5: I think I took it to literally, I'm thinking about

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Speaker 5: the thought no, the thought of lying in bed and

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Speaker 5: going you need to go to sleep is like yeah,

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Speaker 5: I'm like I hate that feeling so much straightway thing.

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Speaker 5: But now I get it, and yeah, but now I'm like,

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Speaker 5: oh my god, am I going to go to bed

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Speaker 5: and I'm thinking about the fact that I need.

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Speaker 1: To try to.

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Speaker 2: Spiral.

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Speaker 1: No, it's fine, you can just listen to Matthew mcconniey.

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Speaker 2: Oh true, God, Yeah, that's what we need in our lives.

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Speaker 1: Seriously. Okay, well, before we dive in, can you give

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Speaker 1: us a little bit of background on So Invested and yourselves.

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Speaker 3: So, the original So Invested came about in COVID. And

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Speaker 3: the reason I say original is because we actually started

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Speaker 3: the pod under a completely different name, under a media company,

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Speaker 3: so some people might know us as you're in good company. Basically,

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Speaker 3: we were in COVID and I reached out to the

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Speaker 3: Equity Mats media guides who I was listening to their

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Speaker 3: podcast at the time, learning all about investing, and they

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Speaker 3: were expanding and they were like, get in touch if

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Speaker 3: you came to get involved, and so I started chatting

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Speaker 3: to the guys about maybe thinking I could get paid

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Speaker 3: to help them research for the podcast or something like that.

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Speaker 5: And basically we're giving Mattie's taypea personality with this story.

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Speaker 5: Everyone else in COVID's like, let's watch movies, and she's like,

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Speaker 5: how can I get paid.

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Speaker 3: To seriously well, trying to, like I don't know, read

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Speaker 3: the newspaper more, and I thought, let's get paid to

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Speaker 3: do so that's some good incentives. Anyway, Basically we started

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Speaker 3: chatting and we were talking about how their audience is

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Speaker 3: more male skewed, and there was a real gap in

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Speaker 3: the market at the time for a podcast that was

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Speaker 3: similar to THEIRS, but that was talking about investing for

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Speaker 3: a more female audience. Yeah, and basically they were like, oh,

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Speaker 3: do you have a friend that you would do it with?

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Speaker 3: Then my mind went straight to soph because we have

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Speaker 3: always spoken about investing. She's kind of always been my

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Speaker 3: go to person. We went to school together, we went

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Speaker 3: to UNI together, and.

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Speaker 4: So I didn't know that, Yes, how.

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Speaker 1: Have you guys been friends for since seven?

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Speaker 2: And let me tell you. It's like the archives of

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Speaker 2: photos of us.

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Speaker 3: And like, oh, yeah, I just not it. We did

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Speaker 3: a sailing camp together and you're a stop it.

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Speaker 1: It's hilarious. Oh my god, you have to show it

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Speaker 1: was holiday.

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Speaker 2: It's not cute.

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Speaker 1: Don't worry. It's live in friends for like ten years now,

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Speaker 1: and it's traumatizing.

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Speaker 2: We've changed, Yes, it's say the same in many ways

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Speaker 2: as well.

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Speaker 4: True. So I reached out to sof.

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Speaker 3: We had a very long winded conversation because I was

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Speaker 3: basically too scared to ask her whether or not that

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Speaker 3: we would actually do it together, and eventually we got

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Speaker 3: there and she said yes.

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Speaker 5: I think the premise of it was that we just

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Speaker 5: were having conversations about money, and Maddie and I were

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Speaker 5: always doing that and we felt very fortunate to have

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Speaker 5: each other, but we realized that other young women weren't

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Speaker 5: speaking about investing. The premise of the podcast originally was

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Speaker 5: to get into the stock market to invest, and now over.

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Speaker 2: Five years, we've built it out to be broader than that.

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Speaker 5: We've done career series and Founder series, we look at

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Speaker 5: personal finance, and I think it's really developed to reflect

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Speaker 5: who we are and who we've become because now we

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Speaker 5: both have worked in the finance industry for you know,

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Speaker 5: five six, seven years, and so we have that experience,

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Speaker 5: and so it went from you know, being taught to

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Speaker 5: now we want to be the young, relatable voices that

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Speaker 5: can actually teach it and just be a part of

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Speaker 5: the conversation and make the conversation more accessible for people.

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Speaker 1: Because that's the thing is as well, Like we always

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Speaker 1: get chicks asking questions about things like that, being like

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Speaker 1: I want to do this, but I don't know where

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Speaker 1: to start. And I just think the work that you

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Speaker 1: chicks are doing is incredible, So congratulations to everything that

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Speaker 1: you've achieved as well. Collapse for you. Okay, So we've

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Speaker 1: got you on to talk about money dysmorphia, and like

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Speaker 1: I said, we've touched on it very briefly, so run

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Speaker 1: us through for the chicks who are unaware. They're like,

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Speaker 1: what the fuck is this?

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Speaker 3: Is it?

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Speaker 5: Me?

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Speaker 1: Am I the problem? What is money dysmorphia?

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Speaker 3: So I think the best place to start is actually

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Speaker 3: to read you something from a TikTok, which is basically

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Speaker 3: what inspired the original episode that we did on this topic,

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Speaker 3: and I think it summarizes it perfectly. And so this

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Speaker 3: TikTok is by the handle loop me In highly recommend

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Speaker 3: going to check it out. She's a strategy girl and

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Speaker 3: she talks about all these really interesting thing.

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Speaker 1: I love that.

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Speaker 3: So she says, ever felt broke even when you're not.

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Speaker 3: Somehow everyone else your age is traveling more, spending more,

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Speaker 3: and even living more, and you're stuck wondering how they

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Speaker 3: afford it. That feeling has a name, and it's money dysmorphia.

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Speaker 3: It's a distorted sense of your own financial wellbeing driven

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Speaker 3: by what you see online. Even when you're financially secure

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Speaker 3: or the numbers say you're doing fine, your brain tells

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Speaker 3: you otherwise because you're comparing yourself to a curated version

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Speaker 3: of reality. There is something in that that when I

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Speaker 3: heard it for the first time, it just like slapped

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Speaker 3: me in the face.

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Speaker 4: It hits you like a ton of bricks.

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Speaker 1: Yes, oh my gosh, that's amazing. So what a three

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Speaker 1: sign someone has money dysmorphia?

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Speaker 5: I will just say before we move into the three signs,

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Speaker 5: that definition there talks about almost that there's like a distorted,

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Speaker 5: as Mattie said, sense of reality on like the abundance side,

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Speaker 5: whereas like you don't have enough. But it's also on

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Speaker 5: the other side as well, a lot and being a

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Speaker 5: very heavy scarcity mindset. So it can be on both sides,

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Speaker 5: So there can be multiple signs depending on the.

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Speaker 1: More than you really do and then you think you

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Speaker 1: have less.

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Speaker 5: Yeah, So like on the say abundant side, it's like,

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Speaker 5: you know, some signs could be at the end of

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Speaker 5: the month, you're like you're living paycheck to paycheck type

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Speaker 5: thing because you're spending more than your means or you're

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Speaker 5: racking up credit card debt. But on the scarcity side,

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Speaker 5: it could be like you know that you have a

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Speaker 5: healthy emergency savings fund, but a bill comes in, like

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Speaker 5: an emergency bill comes in like doctor or car or something,

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Speaker 5: and it freaks you out.

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Speaker 1: Like going out for a friend's birthday. You're like, I

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Speaker 1: can't do that, Like I can't spend, but it's like, oh,

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Speaker 1: yes you can.

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Speaker 5: Yeah, like you can technically afford it, but you feel

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Speaker 5: like you can't.

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Speaker 1: So it happened on the like spending money on the

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Speaker 1: scarcity side.

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Speaker 5: Yeah, definitely, like that guilt factor of you actually make

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Speaker 5: enough money. I think there was an example I was

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Speaker 5: listening to someone in the startup space. They were talking

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Speaker 5: about how they found out that someone was making like

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Speaker 5: a salary of three hundred k. They were doing really well,

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Speaker 5: but because they had been brought up in this scarcity mindset.

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Speaker 5: It really relates to your money story how you grew

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Speaker 5: up with money. Small things would trigger them just with

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Speaker 5: spending even though they had it technically enough to spend.

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Speaker 1: Also, like every time they would go to spend money,

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Speaker 1: they would have anxiety.

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Speaker 2: I have anxiety about it.

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Speaker 1: Yeah, I don't have that problem.

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Speaker 3: I think it happens on the flip side as well, right,

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Speaker 3: which is like the comparison trap. And I think, especially

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Speaker 3: with social media, it's like we are constantly surrounded by

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Speaker 3: it and consuming content of people out for dinner, going

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Speaker 3: on holidays, doing really cool things. And I think it's

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Speaker 3: so easy to get into this loop where you feel

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Speaker 3: like everyone else is doing all the things and you're not,

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Speaker 3: whereas in reality, it's like you're probably looking at that

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Speaker 3: photo of someone who maybe just bought the house, but

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Speaker 3: you're not looking at the rest of their Instagram feed

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Speaker 3: where it's like they actually haven't traveled for seven years

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Speaker 3: because they've been saving for that house.

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Speaker 1: That's such a good fucking bit.

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Speaker 3: And we start to like cross contaminate because then you're like, yeah,

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Speaker 3: but everyone is also in Europe, and it starts to

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Speaker 3: just you get into this cycle of where you feel,

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Speaker 3: I guess not enoughness. Yeah, And I think that can

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Speaker 3: be another sign as well, when you're constantly comparing yourself

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Speaker 3: to others or feeling like, yeah, you don't have enough.

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Speaker 1: How do you feel like like treat yourself culture and

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Speaker 1: like that girl aesthetic has played a role in money dysmorphia,

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Speaker 1: like has it made it better? Hasn't made it worse?

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Speaker 1: Very obvious answer to that.

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Speaker 5: I feel like those concepts can be really problematic because

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Speaker 5: it's almost like a one person need. I think, say,

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Speaker 5: like treat yourself type culture, it's you're buying something that

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Speaker 5: you want and you're treating yourself for an achievement or something,

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Speaker 5: and it's not actually a necessity. It might not actually

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Speaker 5: be spending aligned with your values, and because of that,

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Speaker 5: you might be overspending, or you might be spending based

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Speaker 5: on someone else's values because you can see that that's

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Speaker 5: what they're spending on.

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Speaker 1: Yeah, that's such a good point. I also think we

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Speaker 1: treat yourself culture, we've stopped like seeing the treats that

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Speaker 1: actually are more longevity of going to the park and

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Speaker 1: like sitting in the sun, you're like making your favorite

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Speaker 1: dinner that night, or like recently, I don't know if

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Speaker 1: you guys have ever had the Rocky Roads Sarah Lee

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Speaker 1: Ice grab Oh No, Ultra chocolate girl, fucking amazing. I'm

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Speaker 1: a big treat yourself girly right, but it doesn't have

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Speaker 1: to be a fucking designer handbag or a new dress

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Speaker 1: or like your seventy fourth pair of blue jeans. Hmm,

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Speaker 1: that's an attack on myself.

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Speaker 3: Well, I was gonna say, I think treat yourself can

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Speaker 3: also be good, right, and I think it.

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Speaker 1: Came for a good place.

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Speaker 3: Yeah, it's very easy sometimes to fall into a trap

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Speaker 3: and again, like money just more for your own scarcity mindset,

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Speaker 3: Like we keep coming back to these themes of like

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Speaker 3: not wanting to do nice things for yourself, which is

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Speaker 3: like that's actually super important and it's good to remember

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Speaker 3: that money is a tool for like spending on things, right. Yeah,

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Speaker 3: obviously there's a big question around balance and goals and

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Speaker 3: long term thinking and all of those kinds of things.

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Speaker 3: But actually, like treating yourself can be a really good thing.

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Speaker 3: I think maybe social media has like taken it to

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Speaker 3: an extent where it's actually probably lost a little bit

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Speaker 3: of them.

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Speaker 1: I agree.

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Speaker 3: And it's like now everything is just like I treat yourself,

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Speaker 3: and now it's almost like guilty again, like you feel

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Speaker 3: guilty for treating yourself.

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Speaker 4: It's gone full circle.

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Speaker 1: Yeah, because the treat yourself can get a little bit

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Speaker 1: too treat Yeah, you know, do you guys watch Parks

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Speaker 1: and Wreck Now, I'll just send you the scene and

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Speaker 1: these these two characters and I'm like, just like fuck,

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Speaker 1: that seems out And they have a treat yourself day, were.

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Speaker 6: Like the whole day they like I've seen this, yeah,

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Speaker 6: and it's like, yes, like had a bad meeting, treat yourself,

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Speaker 6: Like I want to go out treat yourself, and like

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Speaker 6: it's the same thing as that thing that's gone viral recently.

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Speaker 1: And it's like I've got the.

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Speaker 4: Shoppies I have not seen on different.

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Speaker 1: Mine's in the neighbor.

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Speaker 4: My TikTok is in the neighbor.

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Speaker 1: It's like cool girl, I'm like, okay, whereas you're just like,

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Speaker 1: no smart people, and I'm like, fuck, I've got to

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Speaker 1: switch up my FYP.

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Speaker 4: I don't know about that, but you know, have you

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Speaker 4: just covered stem TikTok?

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Speaker 1: No?

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Speaker 4: Okay, I saw you spoke about this the other day.

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Speaker 4: This blew my mind.

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Speaker 3: It also goes to show how unobservant we are as

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Speaker 3: humans because I only found this the other day. Literally,

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Speaker 3: when you open your homepage on TikTok, you go fyp

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Speaker 3: your friends, or you can click you can scroll again

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Speaker 3: to the left onto stem TikTok.

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Speaker 4: It is hilarious. It's all just like smart stuff.

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Speaker 2: No, it's like maths and science.

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Speaker 5: And I thought I'd lost my goddamn mind the other

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Speaker 5: day because I got on stem TikTok and rather my

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Speaker 5: algorithm is just serving me math.

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Speaker 4: But no, I kind of love it.

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Speaker 2: It's actually saying it.

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Speaker 4: Was like being transported back to year eleven. It was crazy.

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Speaker 1: So it's like educational content.

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Speaker 5: Yes, no, I don't think you understand. I literally found

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Speaker 5: myself on stem TikTok. I probably accidentally swiped onto it,

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Speaker 5: like I was. He's trying to get out of my algorithm.

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Speaker 5: I'm like, I don't like math, I don't like science,

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Speaker 5: and I didn't realize I was on stem TikTok.

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Speaker 1: So it's all tiktoks that will make you smarter.

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Speaker 4: So if you want guilt free scrolling, stem TikTok.

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Speaker 1: Guys, this is the best thing ever the Okay, So

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Speaker 1: some things that have just popped up on mine, is

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Speaker 1: like the ocean has absorbed over ninety five percent of

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Speaker 1: the heat and we've trapped with greenhouse gases and like

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Speaker 1: information about the ocean, Then.

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Speaker 2: What is it engineering in math? That's what stem stands for.

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00:18:21,040 --> 00:18:23,840
Speaker 1: Oh my god, this is the best thing ever. Now

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Speaker 1: I've got space news, love it algebra. Let's gip that one.

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00:18:28,359 --> 00:18:30,399
Speaker 1: We don't want that one. I'm not going to get it.

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Speaker 2: This is good.

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Speaker 4: Welcome to my algorithm.

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Speaker 1: Holy shit, that's literally changed my life. Thank you so much.

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Speaker 4: Oh my god.

430
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Speaker 1: Because I'm gonna be fucking Einstein. I'm going to be

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Speaker 1: so smart and like, once I get a fun fact

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Speaker 1: in my brain prepared to be prepared to be at

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Speaker 1: every drinks, I'm like, this is my opportunity.

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Speaker 4: True broad chicks just love it up.

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00:18:49,440 --> 00:18:51,199
Speaker 1: Yeah, yeah, where'd you see that?

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Speaker 2: TikTok?

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Speaker 1: I read a paper, TikTok. Yeah, I saw this really

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Speaker 1: interesting article. Yeah, class, what is your piece of advice?

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00:19:00,960 --> 00:19:03,720
Speaker 1: When I heard of money dysmorphia, I thought about it

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Speaker 1: from the perspective of like the over embellish of like thinking,

441
00:19:07,200 --> 00:19:09,560
Speaker 1: you know you've got more than you do, the ignorance

442
00:19:09,640 --> 00:19:13,600
Speaker 1: is bliss kind of approach to money that it's like, oh, night,

443
00:19:13,640 --> 00:19:16,080
Speaker 1: it's fine. I can spend like two hundred dollars on

444
00:19:16,200 --> 00:19:17,920
Speaker 1: drinks tonight. It's all good. And then you like wake

445
00:19:18,000 --> 00:19:19,640
Speaker 1: up the next morning check your bank account, and you're

446
00:19:19,680 --> 00:19:21,359
Speaker 1: like I did not have two hundred dollars.

447
00:19:21,560 --> 00:19:24,040
Speaker 3: This has been so funny because when Sofa and I

448
00:19:24,080 --> 00:19:26,160
Speaker 3: heard about money dysmorphia, it was a complete.

449
00:19:25,960 --> 00:19:27,120
Speaker 4: Complete opposite, right.

450
00:19:27,480 --> 00:19:31,520
Speaker 1: But that's because like, you either spend it or a saver, right, So,

451
00:19:31,640 --> 00:19:35,840
Speaker 1: like I did not have good saving technique growing up.

452
00:19:35,880 --> 00:19:38,200
Speaker 1: It was only until I got to my late twenties

453
00:19:38,800 --> 00:19:43,720
Speaker 1: that I actually was like, girl, get a grip.

454
00:19:43,800 --> 00:19:44,720
Speaker 2: Yeah, And I.

455
00:19:44,600 --> 00:19:46,359
Speaker 1: Was like, Okay, I actually want to be better with

456
00:19:46,440 --> 00:19:48,680
Speaker 1: my money. That I like taught myself savings and built

457
00:19:48,680 --> 00:19:51,199
Speaker 1: that habit and really grew especially doing this show, like

458
00:19:51,240 --> 00:19:53,800
Speaker 1: and having so many people on. I just am so

459
00:19:53,880 --> 00:19:57,280
Speaker 1: grateful because I've had so much education around money that yeah,

460
00:19:57,320 --> 00:19:59,840
Speaker 1: I think when you hear this, it's it's because there's

461
00:19:59,840 --> 00:20:01,560
Speaker 1: two different sides of the coin. There's a saver and

462
00:20:01,640 --> 00:20:05,920
Speaker 1: the spender. So for the spenders who have that, they're like, fuck,

463
00:20:05,960 --> 00:20:07,840
Speaker 1: I am not getting a rip with how much money

464
00:20:07,840 --> 00:20:09,320
Speaker 1: I have. Each month they're getting to the end of

465
00:20:09,320 --> 00:20:12,760
Speaker 1: their paycheck and they're like, oh my god, and their

466
00:20:12,800 --> 00:20:14,520
Speaker 1: savings are like, I don't even have enough money. I

467
00:20:14,520 --> 00:20:17,679
Speaker 1: don't have an emergency fund. What is your advice for

468
00:20:17,920 --> 00:20:21,200
Speaker 1: the person that has that ignorance is bliss approach to money.

469
00:20:22,000 --> 00:20:24,680
Speaker 3: I have two thoughts on this, So I think there

470
00:20:24,680 --> 00:20:28,639
Speaker 3: are two types of ignorances bliss people. One is the

471
00:20:28,680 --> 00:20:32,600
Speaker 3: people who think that, yeah, just letting things go.

472
00:20:32,520 --> 00:20:34,840
Speaker 4: And not paying attention like ignorance is bliss. I don't

473
00:20:34,840 --> 00:20:35,280
Speaker 4: really care.

474
00:20:35,880 --> 00:20:39,520
Speaker 3: I actually fundamentally disagree with that, because I think underlying that,

475
00:20:40,160 --> 00:20:42,520
Speaker 3: whether you admit it or not, is a level of

476
00:20:42,520 --> 00:20:45,199
Speaker 3: anxiety of like you don't know what's actually going on,

477
00:20:45,320 --> 00:20:46,919
Speaker 3: or like, oh shit, I really need to get on

478
00:20:46,960 --> 00:20:50,160
Speaker 3: top of my money like that stress. Or the other

479
00:20:50,240 --> 00:20:54,080
Speaker 3: type is you are delegating the responsibility of your money

480
00:20:54,119 --> 00:20:56,280
Speaker 3: to someone else, for example a partner.

481
00:20:56,960 --> 00:20:58,920
Speaker 4: Both are not good.

482
00:20:59,560 --> 00:21:02,480
Speaker 3: Not good because I'm sorry, I know no one ever

483
00:21:02,560 --> 00:21:04,520
Speaker 3: goes into a relationship thinking that it's going to end,

484
00:21:04,560 --> 00:21:06,880
Speaker 3: but fifty percent of marriages end in divorce, thank you,

485
00:21:07,040 --> 00:21:09,960
Speaker 3: And so it is actually not good enough for you

486
00:21:10,000 --> 00:21:13,040
Speaker 3: to just be like, my partner takes care of the finances.

487
00:21:12,600 --> 00:21:15,080
Speaker 1: And we're not saying that we think you're partner sacks

488
00:21:15,240 --> 00:21:20,040
Speaker 1: or anything before anyone feels that way. It's just a

489
00:21:20,040 --> 00:21:21,600
Speaker 1: matter of fact. It's a matter of fact that you

490
00:21:21,680 --> 00:21:23,280
Speaker 1: should be across your own finance.

491
00:21:23,000 --> 00:21:26,360
Speaker 3: It's one, don't get me wrong, Like in every dynamic

492
00:21:26,440 --> 00:21:29,320
Speaker 3: and every relationship, like someone will maybe take the lead more,

493
00:21:29,359 --> 00:21:31,240
Speaker 3: someone will know a bit more. But I think it's

494
00:21:31,240 --> 00:21:32,240
Speaker 3: about having.

495
00:21:32,040 --> 00:21:33,600
Speaker 1: Like fully experiencing.

496
00:21:33,760 --> 00:21:36,959
Speaker 3: Yeah, and like in both situations, it's actually just as

497
00:21:36,960 --> 00:21:40,600
Speaker 3: simple as like having being across what is coming in

498
00:21:40,680 --> 00:21:42,439
Speaker 3: and what is going out, Like that is all you

499
00:21:42,520 --> 00:21:45,280
Speaker 3: need to do. And I think we talk a lot

500
00:21:45,320 --> 00:21:47,639
Speaker 3: about on the pod doing this thing which we call

501
00:21:47,680 --> 00:21:50,960
Speaker 3: the financial audit, which sounds icky, it's not. We talk

502
00:21:50,960 --> 00:21:52,560
Speaker 3: about like you sit down with a glass of wine,

503
00:21:52,600 --> 00:21:54,000
Speaker 3: you have a cup of tea, you liked a cand

504
00:21:54,040 --> 00:21:54,840
Speaker 3: or you make it last.

505
00:21:54,920 --> 00:21:58,119
Speaker 1: Would mac On exactly exactly.

506
00:21:58,400 --> 00:22:00,919
Speaker 3: You make it a nice experience, but like you just

507
00:22:01,000 --> 00:22:04,520
Speaker 3: have to get across where your money is going, otherwise

508
00:22:04,520 --> 00:22:08,520
Speaker 3: you will forever have that underlying anxiety and ickiness about it.

509
00:22:08,800 --> 00:22:11,760
Speaker 3: The reality is like even when you do that exercise,

510
00:22:11,800 --> 00:22:14,520
Speaker 3: and I have done this many times, it's like you

511
00:22:14,560 --> 00:22:17,440
Speaker 3: do it and the big thing that you are avoiding,

512
00:22:17,520 --> 00:22:19,119
Speaker 3: right is like this fear of oh, it's going to

513
00:22:19,200 --> 00:22:22,080
Speaker 3: be bad. But actually as soon as you do it

514
00:22:22,160 --> 00:22:24,760
Speaker 3: and then you realize it's bad, you're like, oh, well

515
00:22:24,800 --> 00:22:26,040
Speaker 3: I should just stop, Like.

516
00:22:26,040 --> 00:22:28,160
Speaker 1: You're doing that thing. Yeah, but like.

517
00:22:28,280 --> 00:22:31,240
Speaker 3: Knowing the thing is what almost solves a problem in

518
00:22:31,280 --> 00:22:32,800
Speaker 3: and of itself, like you actually don't evetter to do

519
00:22:32,880 --> 00:22:33,400
Speaker 3: anything else.

520
00:22:33,560 --> 00:22:36,760
Speaker 1: I also think sometimes when you do that, you can

521
00:22:36,920 --> 00:22:40,840
Speaker 1: come to the realization of being like, Okay, I actually

522
00:22:40,840 --> 00:22:44,359
Speaker 1: have more spending money than I realize exactly, and what

523
00:22:44,480 --> 00:22:46,280
Speaker 1: have I been doing with this? Sometimes you might come

524
00:22:46,320 --> 00:22:47,720
Speaker 1: out of being like shit, but at least you know.

525
00:22:48,240 --> 00:22:50,960
Speaker 1: And the other end of it is like being like, Okay,

526
00:22:51,160 --> 00:22:53,520
Speaker 1: I'm actually realizing how much I'm spending on like uber

527
00:22:53,560 --> 00:22:56,240
Speaker 1: eats or something like that, and being like, but if

528
00:22:56,280 --> 00:22:57,840
Speaker 1: I stop doing that, I could probably be.

529
00:22:57,880 --> 00:22:58,719
Speaker 4: Spending more money on this.

530
00:22:58,840 --> 00:22:59,960
Speaker 1: Yeah, I could be saving money on this.

531
00:23:00,280 --> 00:23:02,919
Speaker 5: It's also working out like where your values are and

532
00:23:03,040 --> 00:23:04,760
Speaker 5: value spending, because even you were talking about then you

533
00:23:04,880 --> 00:23:07,399
Speaker 5: treat yourself culture like if your values actually are just

534
00:23:07,440 --> 00:23:10,760
Speaker 5: like being around people and getting your dopamine that way,

535
00:23:10,880 --> 00:23:12,919
Speaker 5: it's like, Okay, find freeways to do that instead of

536
00:23:12,960 --> 00:23:15,719
Speaker 5: doing a dopamine hit, which can be spending four people.

537
00:23:16,160 --> 00:23:19,000
Speaker 5: So like doing that financial audit, you can look through

538
00:23:19,000 --> 00:23:20,960
Speaker 5: everything you spent and be like, I didn't actually really

539
00:23:20,960 --> 00:23:23,960
Speaker 5: care about that purchase, Like I just bought it because

540
00:23:24,320 --> 00:23:26,400
Speaker 5: I don't know, I saw X y Z wearing it,

541
00:23:26,560 --> 00:23:28,320
Speaker 5: or because I thought it would be a cool experience

542
00:23:28,359 --> 00:23:30,720
Speaker 5: because they were doing it. It's like work out what

543
00:23:31,000 --> 00:23:32,800
Speaker 5: you want to spend on and why you want to

544
00:23:32,840 --> 00:23:33,320
Speaker 5: spend on it.

545
00:23:33,400 --> 00:23:34,760
Speaker 2: I think that's part of the exercise.

546
00:23:34,880 --> 00:23:36,480
Speaker 4: Yeah, it's like fixing the leaky bucket.

547
00:23:36,560 --> 00:23:36,760
Speaker 6: Yeah.

548
00:23:36,760 --> 00:23:38,879
Speaker 3: I like things if your money is going to that

549
00:23:39,080 --> 00:23:41,240
Speaker 3: you didn't even realize, whether you don't actually care about,

550
00:23:41,359 --> 00:23:42,840
Speaker 3: like that subscription.

551
00:23:42,400 --> 00:23:44,440
Speaker 1: That was a free try, or like and they get

552
00:23:44,440 --> 00:23:45,120
Speaker 1: you on the year.

553
00:23:45,480 --> 00:23:49,560
Speaker 5: Yeah, I like fucket, or even just like as simple

554
00:23:49,600 --> 00:23:52,720
Speaker 5: as you buy a pair of pants, because like a

555
00:23:52,760 --> 00:23:54,680
Speaker 5: groovy pair of pants because you've seen someone wear them.

556
00:23:54,960 --> 00:23:56,280
Speaker 5: You want to feel good on a night out. And

557
00:23:56,320 --> 00:23:57,760
Speaker 5: when you do the audit, you're like, have I worn

558
00:23:57,800 --> 00:24:00,879
Speaker 5: those pants more than once? And you're like no, So

559
00:24:00,920 --> 00:24:03,000
Speaker 5: like next time when you go to purchase something, you're like,

560
00:24:03,440 --> 00:24:05,600
Speaker 5: I'm going to think about this more rather than just

561
00:24:05,640 --> 00:24:06,560
Speaker 5: spending for the dope of meme.

562
00:24:06,720 --> 00:24:08,680
Speaker 1: I saw this quote and we've shared on the pod before,

563
00:24:08,720 --> 00:24:10,600
Speaker 1: but it's like once I get a quote that like

564
00:24:10,600 --> 00:24:13,439
Speaker 1: hooks my brain, I'm like love it. And it was

565
00:24:13,920 --> 00:24:15,560
Speaker 1: if no one was going to see you in it?

566
00:24:15,600 --> 00:24:18,679
Speaker 1: Would you still buy it? Blew my mind? And I

567
00:24:18,720 --> 00:24:22,160
Speaker 1: was like, yeah, that's what it did to me. Yeah,

568
00:24:22,359 --> 00:24:25,119
Speaker 1: I was like, Fuck, there's so many things in my

569
00:24:25,160 --> 00:24:27,159
Speaker 1: wardrobe that I literally bought because I was going to

570
00:24:27,200 --> 00:24:29,159
Speaker 1: a wedding because it was my birthday, and I was like,

571
00:24:29,200 --> 00:24:31,560
Speaker 1: I've got to buy something new, and it's like, but

572
00:24:31,680 --> 00:24:33,840
Speaker 1: if if no one was around, I probably just would

573
00:24:33,840 --> 00:24:36,480
Speaker 1: have worn what I already have. Yeah, And the thing

574
00:24:36,560 --> 00:24:38,520
Speaker 1: is as well, we were talking in a recent episode

575
00:24:38,520 --> 00:24:41,120
Speaker 1: about like the spotlight effect and how you think people

576
00:24:41,240 --> 00:24:43,800
Speaker 1: pay attention to you more than they actually do, so

577
00:24:43,880 --> 00:24:46,720
Speaker 1: like no one will realize that you were wearing the

578
00:24:46,720 --> 00:24:48,359
Speaker 1: same outfit for your birthday that you would to a

579
00:24:48,400 --> 00:24:50,080
Speaker 1: wedding seven years ago, and if they do, that's kind

580
00:24:50,080 --> 00:24:50,439
Speaker 1: of weird.

581
00:24:50,680 --> 00:24:52,640
Speaker 4: Yeah, Slash, I think that's kind of becoming cool.

582
00:24:52,800 --> 00:24:55,200
Speaker 3: I think there's a real shift around sustainability re wearing

583
00:24:55,200 --> 00:24:58,439
Speaker 3: your clothes, like not wasting or buying a new outfit

584
00:24:58,520 --> 00:24:59,200
Speaker 3: every single time.

585
00:24:59,200 --> 00:25:01,320
Speaker 4: I feel like people were because you have like.

586
00:25:01,280 --> 00:25:04,000
Speaker 1: The characters as well that have like their iconic outfits,

587
00:25:04,040 --> 00:25:06,000
Speaker 1: like Penny Lane, who was like a Penny Lane coat,

588
00:25:06,400 --> 00:25:08,240
Speaker 1: or like Carrie has that like big fur coat, which

589
00:25:08,240 --> 00:25:10,360
Speaker 1: is probably worth a bombing more than an apartment. Don't

590
00:25:10,359 --> 00:25:12,800
Speaker 1: even get me started on that show's wardrobe. That was

591
00:25:12,800 --> 00:25:13,360
Speaker 1: a lie.

592
00:25:13,680 --> 00:25:16,480
Speaker 2: But no, that's where money dys morphia comes from.

593
00:25:16,600 --> 00:25:21,520
Speaker 1: Carrie brad Harry car one a week and.

594
00:25:21,520 --> 00:25:23,720
Speaker 5: Maybe in New York City and having the coolest outfits.

595
00:25:23,800 --> 00:25:25,560
Speaker 5: That is where money dys morphia comes from.

596
00:25:27,000 --> 00:25:28,960
Speaker 1: She's the face of it. She's screwed when she goes

597
00:25:29,600 --> 00:25:31,760
Speaker 1: when she wants to buy her apartment and realizes how

598
00:25:31,840 --> 00:25:34,679
Speaker 1: much she's spent on shoes. Yeah, and it was like

599
00:25:34,800 --> 00:25:36,760
Speaker 1: something insane. It is because of her, and then gets

600
00:25:36,760 --> 00:25:40,320
Speaker 1: annoyed because Charlotte won't give her money. Don't get me

601
00:25:40,320 --> 00:25:43,240
Speaker 1: started on Carry Bradshaw. We love Carry, but fuck she's

602
00:25:43,240 --> 00:25:49,400
Speaker 1: annoyed sometimes. Okay, So with all this in mind, one

603
00:25:49,480 --> 00:25:51,560
Speaker 1: of the things that we definitely see people with, and

604
00:25:51,680 --> 00:25:53,879
Speaker 1: especially I think that came with that quote that you

605
00:25:53,920 --> 00:25:57,959
Speaker 1: were saying earlier, is the relationship between self worth and

606
00:25:58,040 --> 00:26:02,399
Speaker 1: net worth? Right, how well do you separate those two things?

607
00:26:02,440 --> 00:26:04,840
Speaker 1: How do you separate your self worth and your net worth?

608
00:26:05,400 --> 00:26:08,080
Speaker 5: I would say one of the ways is definitely trying

609
00:26:08,080 --> 00:26:11,520
Speaker 5: to view money as a tool rather than a status symbol,

610
00:26:11,920 --> 00:26:14,879
Speaker 5: because we do grow up in a society where money

611
00:26:15,200 --> 00:26:19,119
Speaker 5: and like financial metrics, they're a success metric as well,

612
00:26:19,600 --> 00:26:22,879
Speaker 5: and so recalibrating your brain to and like recalibrating the

613
00:26:22,920 --> 00:26:25,520
Speaker 5: narrative almost to be like, I'm using my money to

614
00:26:25,560 --> 00:26:27,200
Speaker 5: spend on the things that I value, that I love,

615
00:26:27,240 --> 00:26:30,520
Speaker 5: that I enjoy, like that truly give me joy, instead

616
00:26:30,560 --> 00:26:33,280
Speaker 5: of being like I have XYZ to impress other people,

617
00:26:33,359 --> 00:26:35,440
Speaker 5: Like exactly what you said with your quote of would

618
00:26:35,480 --> 00:26:35,879
Speaker 5: you buy it?

619
00:26:36,040 --> 00:26:37,320
Speaker 2: Yeah, it wasn't for someone else.

620
00:26:37,359 --> 00:26:39,720
Speaker 5: It's kind of the same thing, Like you're attaching your

621
00:26:39,720 --> 00:26:42,879
Speaker 5: self worth to material things rather than things you value.

622
00:26:43,440 --> 00:26:45,080
Speaker 5: So think of it as a tool to do things

623
00:26:45,160 --> 00:26:47,359
Speaker 5: you love rather than buy things to make you a

624
00:26:47,359 --> 00:26:48,040
Speaker 5: certain person.

625
00:26:48,200 --> 00:26:50,760
Speaker 3: I think a practical way to like implement that is

626
00:26:50,760 --> 00:26:52,800
Speaker 3: I listen similar to what you're saying when things lodge

627
00:26:52,840 --> 00:26:55,280
Speaker 3: into your mat Yeah. I listened to this podcast called

628
00:26:55,320 --> 00:26:58,240
Speaker 3: Ideal m State and it spoke about this exercise you

629
00:26:58,240 --> 00:27:00,480
Speaker 3: do where you answer all these questions and figure out

630
00:27:00,520 --> 00:27:02,800
Speaker 3: what is your ideal end state. So that's what does

631
00:27:02,840 --> 00:27:06,280
Speaker 3: your life look back for ten, fifteen, twenty years, and

632
00:27:06,320 --> 00:27:09,400
Speaker 3: then you work back from there. And the working back

633
00:27:09,520 --> 00:27:11,160
Speaker 3: is like, Okay, what are the habits that I actually

634
00:27:11,200 --> 00:27:14,440
Speaker 3: need to do today, this week, this month, this year

635
00:27:14,880 --> 00:27:17,960
Speaker 3: in order to get that ideal end state. But for me,

636
00:27:18,200 --> 00:27:20,560
Speaker 3: I found it so motivating. And the reason why, like

637
00:27:20,720 --> 00:27:23,439
Speaker 3: change my brain chemistry is because actually sitting down and

638
00:27:23,480 --> 00:27:25,320
Speaker 3: thinking about like what do I want my life to

639
00:27:25,359 --> 00:27:28,000
Speaker 3: look like? And then what are the things that I

640
00:27:28,000 --> 00:27:32,000
Speaker 3: can do today to like really actively set myself up

641
00:27:32,040 --> 00:27:32,240
Speaker 3: for that.

642
00:27:32,640 --> 00:27:34,240
Speaker 4: It's just so motivating.

643
00:27:34,359 --> 00:27:37,840
Speaker 3: And I think when you're framing everything in that mind

644
00:27:37,880 --> 00:27:40,199
Speaker 3: frame as opposed to like how many dollars do I

645
00:27:40,240 --> 00:27:41,719
Speaker 3: have in my bank account, like I want to hit

646
00:27:41,720 --> 00:27:43,920
Speaker 3: twenty grand or I want to hit this dollar invested,

647
00:27:44,000 --> 00:27:46,240
Speaker 3: it's like when you're thinking about why you're doing it

648
00:27:46,280 --> 00:27:50,320
Speaker 3: as opposed to the dollar figures, it just connects so

649
00:27:50,440 --> 00:27:52,520
Speaker 3: much better and everything becomes easier as well.

650
00:27:52,840 --> 00:27:54,879
Speaker 1: I also think it's good to do a practice like

651
00:27:54,920 --> 00:27:57,120
Speaker 1: that because it makes you realize how much of your

652
00:27:57,119 --> 00:28:00,680
Speaker 1: life shouldn't and doesn't rule around money. Yeah, Like it's

653
00:28:00,680 --> 00:28:04,120
Speaker 1: how you can feel I house on the beach, so yeah,

654
00:28:04,280 --> 00:28:08,040
Speaker 1: I mean I'm waiting for my Hampton's moment, like where's

655
00:28:08,040 --> 00:28:09,120
Speaker 1: my wall cloose mansion?

656
00:28:09,280 --> 00:28:11,640
Speaker 4: But hey, now I know why I work hard seriously.

657
00:28:11,680 --> 00:28:14,080
Speaker 1: Oh my god. My boyfriend and I went to Shark

658
00:28:14,160 --> 00:28:16,959
Speaker 1: Beach and we were driving it and I was like

659
00:28:17,160 --> 00:28:20,240
Speaker 1: I hate all of you. I was like I want

660
00:28:20,280 --> 00:28:24,280
Speaker 1: that give me. But it was like that just reminded

661
00:28:24,320 --> 00:28:27,040
Speaker 1: me of this like notebook I had and it was

662
00:28:27,080 --> 00:28:29,280
Speaker 1: like a journaling for like three hundred and sixty five

663
00:28:29,359 --> 00:28:31,280
Speaker 1: days and it was like if money wasn't an object,

664
00:28:31,760 --> 00:28:33,760
Speaker 1: what would you want your life to look like?

665
00:28:33,880 --> 00:28:35,600
Speaker 4: This is one of my all time favorite questions.

666
00:28:35,600 --> 00:28:38,520
Speaker 1: It's the best. And I wrote down like six things

667
00:28:38,600 --> 00:28:42,040
Speaker 1: or like seven things right, and it was like, you know,

668
00:28:42,280 --> 00:28:47,000
Speaker 1: work for myself, write a book, have a pet, like

669
00:28:47,200 --> 00:28:49,040
Speaker 1: there was all these things on there. And I found

670
00:28:49,120 --> 00:28:51,520
Speaker 1: the book like years later, like I think it was

671
00:28:51,560 --> 00:28:54,760
Speaker 1: like three years later, and I called sal because I

672
00:28:54,800 --> 00:28:57,440
Speaker 1: was like crying and it was like oh and it

673
00:28:57,520 --> 00:28:59,760
Speaker 1: was like find a good partner, blah blah. I've got

674
00:28:59,760 --> 00:29:01,160
Speaker 1: a phone on my phone and where I need to

675
00:29:01,200 --> 00:29:03,240
Speaker 1: print it out and like frame it because I was like,

676
00:29:03,920 --> 00:29:07,719
Speaker 1: all of it happened you, All of it happened seriously.

677
00:29:08,040 --> 00:29:10,360
Speaker 1: And I think you can either look at manifesting or

678
00:29:11,000 --> 00:29:13,960
Speaker 1: like goals, they're the same thing, Like you can either

679
00:29:13,960 --> 00:29:16,320
Speaker 1: go we we with it which slay love that or

680
00:29:16,360 --> 00:29:19,560
Speaker 1: you can go like goal Yeah, I love it. It

681
00:29:19,640 --> 00:29:21,960
Speaker 1: was like when you identify the things you want in

682
00:29:22,000 --> 00:29:24,320
Speaker 1: your life, you will subconsciously work towards it.

683
00:29:24,560 --> 00:29:26,560
Speaker 3: Okay, well not to make a full circle, but it's

684
00:29:26,560 --> 00:29:30,960
Speaker 3: the sleep thing. Seriously doing the thing to like get

685
00:29:31,000 --> 00:29:31,440
Speaker 3: to what.

686
00:29:31,320 --> 00:29:33,000
Speaker 2: You want, habit every day.

687
00:29:33,120 --> 00:29:34,720
Speaker 4: Yeah, actually on the podcast.

688
00:29:34,840 --> 00:29:38,080
Speaker 1: And I also fully believe in vision boards now because

689
00:29:38,200 --> 00:29:39,360
Speaker 1: like last year, I made a.

690
00:29:39,320 --> 00:29:43,200
Speaker 5: Vision board series, so we had a period where Maddie

691
00:29:43,200 --> 00:29:45,240
Speaker 5: looked at me very weirdly when I talk about my

692
00:29:45,320 --> 00:29:46,840
Speaker 5: vision boards, which she's finally on board.

693
00:29:46,840 --> 00:29:47,920
Speaker 2: We've made Maddie Woo.

694
00:29:48,240 --> 00:29:52,040
Speaker 4: It's and a half years finally on board.

695
00:29:52,240 --> 00:29:54,720
Speaker 1: I love that. Okay, well, I think this is a

696
00:29:54,720 --> 00:29:57,440
Speaker 1: good place to wrap up the episode. We always ask

697
00:29:57,520 --> 00:30:00,640
Speaker 1: our guests one final question, and it's what's your biggest

698
00:30:00,680 --> 00:30:02,560
Speaker 1: money life lesson on your journey so far?

699
00:30:03,800 --> 00:30:04,880
Speaker 2: That's a huge question.

700
00:30:04,960 --> 00:30:06,959
Speaker 1: It is just we give the easy one for the end.

701
00:30:07,000 --> 00:30:08,560
Speaker 4: You know, mine is so basic.

702
00:30:08,880 --> 00:30:09,320
Speaker 1: I love it.

703
00:30:09,520 --> 00:30:14,160
Speaker 3: Invest learn to invest and do it as early as possible.

704
00:30:14,560 --> 00:30:15,440
Speaker 4: It's never too late.

705
00:30:15,960 --> 00:30:19,520
Speaker 3: But also start today because literally the difference between doing

706
00:30:19,600 --> 00:30:22,840
Speaker 3: it this month versus next month versus next year over

707
00:30:22,880 --> 00:30:25,320
Speaker 3: your lifetime is tens of thousands of dollars.

708
00:30:25,440 --> 00:30:27,320
Speaker 1: Yeah, so just start. We're gonna have to have your

709
00:30:27,400 --> 00:30:29,840
Speaker 1: chicks back on so we can dive into that. I

710
00:30:29,960 --> 00:30:31,400
Speaker 1: can already see the comments. Can we be like, can

711
00:30:31,440 --> 00:30:32,280
Speaker 1: you guys do another episode?

712
00:30:32,280 --> 00:30:32,520
Speaker 2: Please?

713
00:30:32,720 --> 00:30:33,800
Speaker 4: We got you, We got you?

714
00:30:34,040 --> 00:30:34,320
Speaker 1: Okay.

715
00:30:34,760 --> 00:30:37,880
Speaker 5: Mine would be one lesson that we actually spoke about

716
00:30:37,880 --> 00:30:41,440
Speaker 5: on an episode recently, which is your networks are your

717
00:30:41,480 --> 00:30:42,040
Speaker 5: net worth.

718
00:30:43,000 --> 00:30:44,720
Speaker 2: Just invest in relationships.

719
00:30:44,800 --> 00:30:47,160
Speaker 5: Every opportunity, when you think about it, that's come your

720
00:30:47,200 --> 00:30:49,840
Speaker 5: way is because of a human interaction that you've had.

721
00:30:50,240 --> 00:30:52,840
Speaker 5: So walk into those networking rooms, meet as many people

722
00:30:52,880 --> 00:30:55,719
Speaker 5: as possible, say yes to opportunities. Don't be behind the screen,

723
00:30:55,880 --> 00:30:58,240
Speaker 5: Like if you're in your twenties, get out there and

724
00:30:58,280 --> 00:31:01,240
Speaker 5: meet people. It leads to every opportunity.

725
00:31:01,280 --> 00:31:03,880
Speaker 1: Shoot your shop, shoot your shop, take a beta blocker, yeah,

726
00:31:03,960 --> 00:31:05,720
Speaker 1: shoot your shop, go to the event.

727
00:31:05,960 --> 00:31:08,520
Speaker 4: And a really good.

728
00:31:08,360 --> 00:31:10,640
Speaker 5: Piece of advice also for walking into a networking room

729
00:31:11,080 --> 00:31:13,080
Speaker 5: is just this is what someone told me once and

730
00:31:13,120 --> 00:31:14,120
Speaker 5: now I do it all the time. If you have

731
00:31:14,160 --> 00:31:15,760
Speaker 5: to go by yourself, because Maddie and I will often

732
00:31:15,800 --> 00:31:18,040
Speaker 5: go to things by ourselves. It's great when we have

733
00:31:18,120 --> 00:31:20,000
Speaker 5: each other, but you have to walk in like you

734
00:31:20,040 --> 00:31:22,680
Speaker 5: are the like VIP on that guest list. You have

735
00:31:22,720 --> 00:31:24,440
Speaker 5: to go in with the mentality of like I was

736
00:31:24,480 --> 00:31:26,440
Speaker 5: invited as VIP here, because then you walk in with

737
00:31:26,480 --> 00:31:27,240
Speaker 5: this attitude.

738
00:31:27,280 --> 00:31:28,000
Speaker 1: It's a mat and greet.

739
00:31:28,000 --> 00:31:29,040
Speaker 2: People want to speak to me.

740
00:31:29,320 --> 00:31:33,760
Speaker 4: Yeah, yeah, gust to me.

741
00:31:33,840 --> 00:31:36,800
Speaker 5: Seriously, it's amazing. I've done it so many times. And

742
00:31:36,800 --> 00:31:38,440
Speaker 5: then I walk in like a bit cowardly. But still

743
00:31:38,440 --> 00:31:39,640
Speaker 5: you go up to someone You're like, you want to

744
00:31:39,640 --> 00:31:41,720
Speaker 5: speak to me, and they're like, who are you? Like anyway,

745
00:31:41,720 --> 00:31:42,960
Speaker 5: I'm Sophie.

746
00:31:42,760 --> 00:31:45,160
Speaker 1: You sound and I Also we go to events together

747
00:31:45,280 --> 00:31:47,480
Speaker 1: and then often like one of us can't come or

748
00:31:47,520 --> 00:31:49,640
Speaker 1: we have to like conquer and divide or something, and

749
00:31:49,680 --> 00:31:51,320
Speaker 1: I go and I'm like, fuck, this is what everyone

750
00:31:51,360 --> 00:31:53,600
Speaker 1: else has to do, Like they don't get that one

751
00:31:53,640 --> 00:31:58,000
Speaker 1: friend that they're like if you're like fuck yes. But

752
00:31:58,080 --> 00:31:59,640
Speaker 1: sometimes I've had to go by myself. I'm like, oh

753
00:31:59,680 --> 00:32:01,240
Speaker 1: my god, this what everyone asked us to do. And

754
00:32:01,320 --> 00:32:04,160
Speaker 1: you know what, the first high is the hardest. That's it.

755
00:32:04,240 --> 00:32:06,880
Speaker 1: And you just go and you're like hey, and that's it. Yeah,

756
00:32:07,120 --> 00:32:07,920
Speaker 1: You'll be fine from there.

757
00:32:07,960 --> 00:32:12,880
Speaker 5: And also, like we're all on podcasts by conversation you're like,

758
00:32:12,960 --> 00:32:14,600
Speaker 5: oh no, We're like I'm good, I'm all right.

759
00:32:15,040 --> 00:32:18,000
Speaker 1: Yeah, And I've never had anyone be mean. Like, no

760
00:32:18,040 --> 00:32:20,680
Speaker 1: one's mean. Everyone's there for the same reason. I think

761
00:32:20,720 --> 00:32:22,280
Speaker 1: that's a great piece of advice. Well, thank you so

762
00:32:22,400 --> 00:32:25,520
Speaker 1: much for coming on the show so quickly.

763
00:32:26,120 --> 00:32:27,840
Speaker 4: I really did. This has been fun.

764
00:32:28,040 --> 00:32:30,600
Speaker 1: Well, tell the chicks where they can find you.

765
00:32:30,600 --> 00:32:34,560
Speaker 5: You can find us Instagram and TikTok at, So Invested, Underscore,

766
00:32:35,280 --> 00:32:36,000
Speaker 5: where else.

767
00:32:36,280 --> 00:32:39,360
Speaker 3: On Spotify, a podcasts wherever you get your podcasts, check

768
00:32:39,360 --> 00:32:44,120
Speaker 3: out so Invested and dm us if you have any questions.

769
00:32:44,680 --> 00:32:46,880
Speaker 1: Amazing will also include links in the show notes to

770
00:32:46,960 --> 00:32:48,280
Speaker 1: all of those things. But thank you so much for

771
00:32:48,360 --> 00:32:50,479
Speaker 1: joining us today, and thank you cheeks for having us

772
00:32:50,480 --> 00:32:53,320
Speaker 1: in your ear holes. We love to be here. Bye

773
00:32:53,720 --> 00:32:54,400
Speaker 1: bye See