WEBVTT - It's a savings tip bonanza! 0:00:01.600 --> 0:00:03.840 Welcome to How Do They Afford That, the podcast that 0:00:03.880 --> 0:00:07.240 peaks into the financial lives of everyday Australians. I'm Michael Thompson. 0:00:07.280 --> 0:00:10.160 I'm a writer and the co host of the podcast 0:00:10.200 --> 0:00:13.360 Fear and Greed business News. As always, I'm with Canna Campbell, 0:00:13.400 --> 0:00:17.239 financial planner, founder of Sugar Mumma TV, the financial literacy 0:00:17.239 --> 0:00:20.119 platform that is on podcasts like this one obviously, and 0:00:20.200 --> 0:00:24.960 books and Instagram and YouTube threads and TikTok and more. Hello, Canna, Merry. 0:00:24.800 --> 0:00:26.520 Christmas, Merry Christmas. 0:00:26.600 --> 0:00:29.720 This is very exciting. We have a basically in the 0:00:29.760 --> 0:00:34.200 spirit of the season. It is Christmas, Christmas Day. Today's 0:00:34.360 --> 0:00:38.800 episode is all about the gift of savings. Doesn't that 0:00:38.840 --> 0:00:39.479 sound merry? 0:00:41.040 --> 0:00:42.360 I'm filled with joy. 0:00:42.520 --> 0:00:44.640 Is what everybody wants for Christmas, isn't it. We are 0:00:44.680 --> 0:00:48.440 putting together the ultimate savings hack Bonanza. We've got a 0:00:48.520 --> 0:00:51.640 whole bunch of ideas and tips and tricks and things 0:00:51.640 --> 0:00:54.400 that you can use to save a little bit of money. Now, 0:00:54.400 --> 0:00:56.920 these have come from all over the place, these ones 0:00:56.960 --> 0:00:59.840 that have been suggested by listeners who have sent them on. 0:01:00.920 --> 0:01:04.320 They've come from our own lives. They've come from your vast, 0:01:04.840 --> 0:01:10.000 vast personal bank of frugal habits. If you have your 0:01:10.040 --> 0:01:11.800 own idea that you would like to share with us, 0:01:11.800 --> 0:01:15.800 then please for next time send them on through via 0:01:15.920 --> 0:01:18.280 by Instagram or via any of the social media platforms. 0:01:18.319 --> 0:01:19.560 You can go to Fear and Greed dot com, dot 0:01:19.600 --> 0:01:23.800 or you as well, Canna. Do you want to kick 0:01:23.840 --> 0:01:27.120 us off with your first tip. It's a bit of 0:01:27.200 --> 0:01:31.120 a savings hack, free for all, so just chuck it 0:01:31.160 --> 0:01:33.880 into the mix. It's like the it's you know what 0:01:33.920 --> 0:01:37.319 this is like? Actually, this is like Christmas lunch where 0:01:37.319 --> 0:01:39.640 it is just a free for all. You've got kind 0:01:39.640 --> 0:01:42.440 of thirty relatives all going for it on the same 0:01:42.520 --> 0:01:45.400 kind of table, everyone just reaching for the different plates. 0:01:45.440 --> 0:01:47.039 If you've got a tip, just throw it into the 0:01:47.040 --> 0:01:48.720 middle and then we can all feast upon it. 0:01:49.520 --> 0:01:49.960 All right. 0:01:50.200 --> 0:01:52.640 There's a bit of a mixed Christmas metaphor, isn't it? 0:01:52.760 --> 0:01:53.040 Go on? 0:01:53.120 --> 0:01:54.200 Get us going all right? 0:01:54.360 --> 0:01:58.120 Zifft So this is like Google shopping. It's an online 0:01:58.120 --> 0:02:02.000 shopping comparison tool and it goes across I think fifty 0:02:02.040 --> 0:02:04.680 thousand different online retailers and it can help you find 0:02:04.840 --> 0:02:06.160 the most competitive price. 0:02:06.280 --> 0:02:06.760 What's it called? 0:02:06.880 --> 0:02:09.000 Zift zift z yft. 0:02:09.000 --> 0:02:12.080 Z yft and you just it's an app or a website. 0:02:12.120 --> 0:02:14.640 It's extension, so you have to download it on your 0:02:14.639 --> 0:02:17.799 computer and niculd so when you're using it, you can search. 0:02:17.919 --> 0:02:19.640 Oh, it's an extension of Google. 0:02:20.320 --> 0:02:22.760 No, no, it's called Zift. It's like Google shopping. 0:02:23.000 --> 0:02:27.200 Oh okay, all right, I'm sounding so backwards with technology, 0:02:27.280 --> 0:02:29.840 so you're saying it it's like the internet, right, So 0:02:29.880 --> 0:02:32.520 it's okay. So you download it and you can use 0:02:32.560 --> 0:02:35.679 that to search across a whole bunch of retailers. 0:02:35.120 --> 0:02:37.000 And find if you want to buy a particular gadget, 0:02:37.000 --> 0:02:39.360 you can use it to find the most competitive price. 0:02:39.480 --> 0:02:40.080 Do you use it? 0:02:40.480 --> 0:02:43.200 I've just started using it. Up downloaded the extension and 0:02:43.520 --> 0:02:45.720 I am still playing around it. But I think it's 0:02:45.760 --> 0:02:46.840 so far I'm impressed. 0:02:47.040 --> 0:02:49.680 Oh that's really handy, especially if you do a lot 0:02:49.680 --> 0:02:52.000 of online shopping. It's just as people do these days. 0:02:52.160 --> 0:02:54.000 You go to the shops, they'd barely have anything there. 0:02:54.120 --> 0:02:57.120 Yeah. No, that's a great idea. All right. My next one, well, 0:02:57.160 --> 0:03:00.560 my first one comes from Teresa who says in via 0:03:00.680 --> 0:03:04.240 Instagram and she said, I thought this is interesting. If 0:03:04.240 --> 0:03:08.160 you have Medibank Private Health, you can earn points through exercise, 0:03:08.400 --> 0:03:10.320 and the points you earn you can use to redeem 0:03:10.400 --> 0:03:13.239 for shopping vouchers. You can use it to help reduce 0:03:13.280 --> 0:03:15.440 the cost of your policy cover. You can use it 0:03:15.520 --> 0:03:18.760 by Apple products. She says, I have forty thousand points 0:03:18.800 --> 0:03:21.600 now I could have a full year of policy cover 0:03:21.760 --> 0:03:25.600 paid off, or AirPod pros a bunch of other different products. 0:03:25.880 --> 0:03:28.240 That's pretty brilliant. I love that. 0:03:28.520 --> 0:03:31.160 I like it because it's also geared towards making you 0:03:31.320 --> 0:03:35.440 fitter and healthier as well. So you are feeling better 0:03:35.760 --> 0:03:39.920 about yourself and about your fitness and your long term health, 0:03:40.440 --> 0:03:43.800 and you are earning points, which are kind of the 0:03:43.800 --> 0:03:45.000 equivalent of money anyway. 0:03:45.160 --> 0:03:49.200 Well. It also investing in prevention is so much better 0:03:49.240 --> 0:03:53.160 for our medical system and the hospitals rather than obviously 0:03:53.200 --> 0:03:54.600 having to treat people who are sick. 0:03:55.440 --> 0:03:57.440 Having said that, it's Christmas Day, I'm sure the last 0:03:57.440 --> 0:03:59.720 thing everyone's thinking about right now is getting out there 0:04:00.000 --> 0:04:03.600 exercising and getting super fit afternoon nap. That's a good point, 0:04:03.640 --> 0:04:05.680 but depends if you're listening to it on Boxing Day 0:04:05.720 --> 0:04:09.120 or approaching New Years, because maybe maybe this is kind 0:04:09.120 --> 0:04:11.160 of what you are thinking about right now. What's your 0:04:11.240 --> 0:04:11.680 next one? 0:04:12.120 --> 0:04:15.320 Will worth everyday rewards. I know everyone talks about this, 0:04:15.520 --> 0:04:19.560 but it is so good. Like for Christmas, I banked 0:04:19.720 --> 0:04:22.520 up all my everyday rewards. I had almost two hundred 0:04:22.520 --> 0:04:25.080 dollars saved up, which I was able to use to 0:04:25.080 --> 0:04:26.080 do our Christmas shopping. 0:04:26.400 --> 0:04:30.720 That's good. Yeah, And similar to I do both your 0:04:30.800 --> 0:04:33.200 worst and but I'm a big Firebys fan. I do by. 0:04:33.279 --> 0:04:35.760 I signed up to Flybys off the back of your recommendation. 0:04:35.880 --> 0:04:38.880 Well, great, because you can just build up so many 0:04:38.920 --> 0:04:41.720 points and you don't need to do anything extra for it. 0:04:41.720 --> 0:04:43.680 It's just with your normal shopping. But if you are 0:04:43.760 --> 0:04:46.159 a little bit smarter with the way that you do it, 0:04:46.200 --> 0:04:48.120 and you can go to the products that have bonus 0:04:48.200 --> 0:04:50.039 points and you buy two of these or one of 0:04:50.040 --> 0:04:51.920 these and things and you can get kind of an 0:04:51.920 --> 0:04:55.000 extra hundred points or something like that boost away. Yeah, 0:04:55.040 --> 0:04:57.080 and if there are things that you would be buying anyway, 0:04:57.400 --> 0:04:59.520 then hey, why not buy it this week instead of 0:04:59.520 --> 0:05:01.840 next week? Get the hundred bonus points. And all of 0:05:01.880 --> 0:05:05.000 a sudden, I'm they're doing the groceries. And I'd say 0:05:05.080 --> 0:05:07.200 I'm they're doing the groceries, But on the occasion that 0:05:07.240 --> 0:05:09.000 I'm actually there in the shop, and all of a 0:05:09.000 --> 0:05:10.880 sudden it pops up on the screen. Do you want 0:05:10.880 --> 0:05:12.560 to take ten dollars off the cost of this shop 0:05:12.680 --> 0:05:15.000 right now? Okay? 0:05:15.279 --> 0:05:15.680 Why not? 0:05:15.960 --> 0:05:18.760 Yeah? Lock it in any Yeah? Great? And okay, so 0:05:19.120 --> 0:05:22.240 will worst rewards points flybys? That is great? Can I 0:05:22.320 --> 0:05:26.000 give you a slightly different one? And this came from 0:05:26.000 --> 0:05:27.840 a listener who does not wish to be identified, but 0:05:27.880 --> 0:05:31.720 they got in touch with me via Instagram. You look 0:05:31.839 --> 0:05:36.200 very skeptical, Are you scared? Yes, it's a good idea. 0:05:36.520 --> 0:05:40.440 This is a good one. Many moons ago. You gotta 0:05:40.480 --> 0:05:43.880 love any message on Instagram that starts with many moons ago. 0:05:45.120 --> 0:05:50.440 He or she says, many moons ago? Taife, Right, so taife. 0:05:50.640 --> 0:05:55.080 We're keen to get real projects for students to work on. 0:05:56.040 --> 0:05:59.040 The projects could be anything from panel beating to fixing 0:05:59.160 --> 0:06:02.440 video players, and this listener says, yes, I am that 0:06:02.520 --> 0:06:05.440 old that I'm talking about fixing video players depending on 0:06:05.440 --> 0:06:09.320 what programs that particular Tafe ran. I'm not sure if 0:06:09.320 --> 0:06:11.440 they do it anymore. However, I do remember the only 0:06:11.480 --> 0:06:14.840 cost was for materials, and although the quality was pretty good, 0:06:15.080 --> 0:06:17.479 everything was overseen by the teacher. It did take a 0:06:17.480 --> 0:06:20.080 long time to complete there's a saying in the industry 0:06:20.200 --> 0:06:22.600 there is speed, quality and time, but you can only 0:06:22.680 --> 0:06:25.880 choose two. I did a little bit of research then 0:06:25.920 --> 0:06:27.920 off the back of this, going, oh, that is actually interesting, 0:06:28.160 --> 0:06:31.599 I wonder what you can get done by tape students. 0:06:31.600 --> 0:06:34.760 So really kind of students who are studying in all 0:06:34.800 --> 0:06:37.000 of these different kind of fields and they need these 0:06:37.080 --> 0:06:40.720 real life examples. And I don't want to use the 0:06:40.760 --> 0:06:42.520 word guinea pigs, but you do need people to put 0:06:42.560 --> 0:06:44.560 their hands up to put forward things to be fixed 0:06:44.680 --> 0:06:47.960 or if it's personal, stuff to be worked on. And 0:06:49.480 --> 0:06:51.839 I can't see anything about panel beating right, so that 0:06:51.960 --> 0:06:55.200 might be in history now. But in New South Wales, 0:06:55.200 --> 0:07:01.039 for instance, you can get a beauty services. They have 0:07:01.120 --> 0:07:05.480 like beauty service, beauty salon, treatments, hair nails, all of 0:07:05.520 --> 0:07:08.159 those kinds of things, hairdressers and barbers all kind of 0:07:08.200 --> 0:07:12.240 included in that. They've got restaurants as well, where the 0:07:12.320 --> 0:07:17.520 people that are in that restaurant are training in hospitality. Wow, 0:07:17.640 --> 0:07:21.440 and so you get kind of it's essentially cheaper restaurant 0:07:21.520 --> 0:07:26.200 quality meals from people who are learning to cook, training 0:07:26.200 --> 0:07:28.640 to be chefs, and people who are training to be 0:07:29.040 --> 0:07:32.040 service staff as well. And all you need to do 0:07:32.160 --> 0:07:35.360 is google kind of tafe and services for the community 0:07:35.880 --> 0:07:37.840 is how I found all of these things. And it's 0:07:37.880 --> 0:07:41.760 just this wealth of ideas on ways that you can 0:07:41.800 --> 0:07:44.040 help these people with kind of their training, but you 0:07:44.040 --> 0:07:46.400 can get stuff at much cheaper prices. I thought that 0:07:46.440 --> 0:07:46.760 was cool. 0:07:46.840 --> 0:07:47.440 That's brilliant. 0:07:47.480 --> 0:07:49.440 I love that you didn't need to be scared at all. 0:07:49.480 --> 0:07:51.640 No, I didn't. I didn't. I don't know why I was. 0:07:52.200 --> 0:07:55.160 I think it's just because sometimes when I'm relying on 0:07:55.240 --> 0:07:58.720 things that I have not experienced myself, that sometimes there 0:07:58.760 --> 0:08:00.000 are some left field suggestions. 0:08:00.600 --> 0:08:03.680 See I've done I've gone to a nail like I 0:08:03.680 --> 0:08:06.520 guess beauty course and had my nails done when I 0:08:06.560 --> 0:08:08.360 was in my twenties because I couldn't afford to get 0:08:08.400 --> 0:08:09.680 it done, but I really wanted to get done for 0:08:09.680 --> 0:08:11.680 a special occasion, and I got them done for free 0:08:11.800 --> 0:08:13.840 and good quality. You're not free. I think I had 0:08:13.840 --> 0:08:15.320 like five dollars or something. It was great. 0:08:15.520 --> 0:08:16.040 Well, there you go. 0:08:16.160 --> 0:08:18.320 It did take a while because obviously she was still learning, 0:08:18.360 --> 0:08:19.280 but you're brilliant. 0:08:19.520 --> 0:08:22.360 I love that at that saying that there is speed, 0:08:22.520 --> 0:08:25.400 quality and time, but you can only choose to so 0:08:25.520 --> 0:08:29.760 in this particular case, you've got quality and it took time. 0:08:29.920 --> 0:08:32.120 Yeah, I love that. We write that down. 0:08:32.160 --> 0:08:36.000 Yeah, it's a good one. Okay, do you have one 0:08:36.080 --> 0:08:38.040 more quick one for us and then we'll take a break. 0:08:38.559 --> 0:08:40.880 I do so. The enter I may so. They have 0:08:40.960 --> 0:08:43.200 a membership program. It's five dollars a month, but it 0:08:43.240 --> 0:08:48.320 gives you discounts. We can get discounts off fuel, food 0:08:48.559 --> 0:08:52.280 and accommodation and entertainment and save up to twenty five percent. 0:08:52.800 --> 0:08:55.320 Well, that's a good one. That's actually there are some 0:08:55.360 --> 0:08:58.840 big savings. Yeah. And you jump onto the app and 0:08:58.880 --> 0:09:01.920 the website and then there are equivalent kind of things 0:09:01.960 --> 0:09:05.920 with RACV and RACQ, et cetera. And you can see 0:09:05.960 --> 0:09:08.080 all of these different savings and particularly kind of then 0:09:08.120 --> 0:09:11.439 when you get to summer holidays and some are accommodation 0:09:11.559 --> 0:09:15.680 and things, caravan parks and things. They are often really 0:09:15.760 --> 0:09:19.040 good deals because they are run actually by some of 0:09:19.040 --> 0:09:20.559 these organizations as well. 0:09:20.559 --> 0:09:22.120 I've got a little bit excited. You get a discount 0:09:22.120 --> 0:09:24.200 of the cheesecake shop. I love a good cheesecake. 0:09:25.200 --> 0:09:28.120 It's random sometimes, isn't it, the places where you can 0:09:28.160 --> 0:09:31.680 get discounts using these Okay, let's take it, we will 0:09:31.679 --> 0:09:34.600 continue our savings hack bonanza. We'll take a very quick 0:09:34.640 --> 0:09:37.720 break and if that was kind of entree and half 0:09:37.800 --> 0:09:43.120 of Mainz of our Christmas luncheon, then we will come 0:09:43.120 --> 0:09:47.559 back for the second half of Mainz and dessert. Does 0:09:47.600 --> 0:09:48.040 that work? 0:09:49.360 --> 0:09:50.319 I'm just now hungry. 0:09:51.200 --> 0:09:53.440 It just feels like you have checked out. You are 0:09:53.520 --> 0:09:55.760 dreaming of ham and turkey right now. All right, we'll 0:09:55.760 --> 0:10:03.960 be back in a second Canna. In the spirit of Christmas, 0:10:04.000 --> 0:10:07.560 we are talking all about savings, trying to give the 0:10:07.600 --> 0:10:11.000 gift of money in your pocket to anybody who is 0:10:11.160 --> 0:10:14.120 happening to be listening today on Christmas Day. But if 0:10:14.120 --> 0:10:16.720 you're listening into the future on New Year's Day or 0:10:17.200 --> 0:10:19.760 any day in January, or perhaps it might be April, 0:10:19.840 --> 0:10:21.640 I don't really know. But it is all still good 0:10:21.679 --> 0:10:23.880 advice to help you save a little bit of money. Okay. 0:10:23.920 --> 0:10:28.000 So we've done Medibank private and earning points. We've talked 0:10:28.000 --> 0:10:33.800 about Woolies and Flybys and Zift, We've talked about Taife 0:10:34.000 --> 0:10:37.560 and Nroma. Can I mention one and it comes from 0:10:37.640 --> 0:10:42.280 Shaku and he says to me, this is again via Instagram. 0:10:43.000 --> 0:10:47.040 He goes the seven Rewards app. Oh yes, have you 0:10:47.120 --> 0:10:49.000 seen this? This is amazing. These are all of them, 0:10:49.000 --> 0:10:51.880 and look there, we don't have affiliations with these ones. 0:10:51.960 --> 0:10:54.320 These are just kind of well, I don't. These are 0:10:54.360 --> 0:10:57.200 people sending in their ideas and I just think they're 0:10:57.200 --> 0:10:59.360 pretty cool. He goes, this is a free app. All 0:10:59.360 --> 0:11:02.240 you need is email address to register. You can buy 0:11:02.320 --> 0:11:06.160 discounted gift cards, discounts on dining, shopping, and activities. I 0:11:06.200 --> 0:11:09.280 personally use it for gift cards. They have discounts of 0:11:09.559 --> 0:11:11.840 And this was current at the time that he sent 0:11:11.880 --> 0:11:13.880 this in. It may not be current anymore. Three percent 0:11:13.920 --> 0:11:16.360 for instance, for coals, five percent for cotton On, four 0:11:16.400 --> 0:11:19.400 percent for JB High Fi, four percent on JB High Fi. 0:11:19.480 --> 0:11:20.880 Can actually save you a bit of money. 0:11:20.760 --> 0:11:22.240 Yes, because you know we're spending quite a bit if 0:11:22.240 --> 0:11:22.640 you're on there. 0:11:22.720 --> 0:11:25.640 Yeah. Typically three percent for Amazon, ten percent for Rebel. 0:11:25.679 --> 0:11:28.360 I've saved over two hundred dollars buying these gift cards 0:11:28.360 --> 0:11:30.280 and using them then to shop in those stores. 0:11:30.440 --> 0:11:32.640 That's great, it's a great idea. Yeah, that's brilliant. 0:11:32.720 --> 0:11:36.240 It's pretty clever. But he also sent in a second one, 0:11:36.720 --> 0:11:40.000 the entertainment app. Now I remember this when it was 0:11:40.040 --> 0:11:42.920 called the entertainment book. Do you remember that I believe you. 0:11:42.880 --> 0:11:46.120 May have stolen this one from me from our budget battle. 0:11:46.880 --> 0:11:50.000 I did not, you didn't, Pinocchio. 0:11:50.000 --> 0:11:52.280 Are you serious it's been published. 0:11:53.080 --> 0:11:57.160 I don't remember this, and I will deny, deny, deny, thief. 0:11:58.040 --> 0:12:01.280 It's not me. It's shick here helped me. He says. 0:12:01.320 --> 0:12:06.840 This is a paid apph be kind. It is Christmas 0:12:07.960 --> 0:12:10.360 in the spirit of Christmas, ebenez are screwed. 0:12:10.520 --> 0:12:12.800 Spirit of Christmas. You don't steal. 0:12:13.760 --> 0:12:17.360 It is a gift I'm stealing from you me. 0:12:17.679 --> 0:12:20.840 I should scry about the entertainment app a while ago. 0:12:22.080 --> 0:12:24.600 Well, I'm sorry, but I am determined to share the 0:12:24.640 --> 0:12:27.000 joy of Christmas with everyone, regardless of what you want. 0:12:27.080 --> 0:12:30.080 You just want everybody to get cold. He says. This 0:12:30.120 --> 0:12:32.440 is a paid app fifty five dollars per year. I 0:12:32.440 --> 0:12:35.559 did check it as now seventy dollars. You get similar 0:12:35.559 --> 0:12:38.960 discounts like the seven rewards with gift cards, shopping and dining. 0:12:39.240 --> 0:12:42.080 But here's also four percent for Woolies gift cards, five 0:12:42.080 --> 0:12:44.840 percent for Dan Murphy's, three percent for Ample fuel. And 0:12:45.120 --> 0:12:48.120 when you couple that with the Dan Murphy's price match guarantee, 0:12:48.120 --> 0:12:50.679 he has done his research, hasn't it When you couple 0:12:50.720 --> 0:12:53.120 it with your Dan Murphy's price match guarantee, you'll get 0:12:53.120 --> 0:12:56.000 it for the lowest price always, plus the five percent 0:12:56.040 --> 0:13:00.160 discount he goes. I have saved more than four one 0:13:00.280 --> 0:13:06.120 hundred dollars subtracting the yearly fees this year alone shopping 0:13:06.240 --> 0:13:08.640 with Woolies, Dan Murphy's and fuel. 0:13:09.040 --> 0:13:12.320 That entertainment app pays for itself within minutes. 0:13:12.400 --> 0:13:13.640 And this is the first I've heard of it. 0:13:15.920 --> 0:13:19.360 Seriously, Oh god, it's just it's. 0:13:19.240 --> 0:13:20.480 Just great to know that even. 0:13:20.280 --> 0:13:22.439 On Christmas, so ripped off. 0:13:22.640 --> 0:13:25.120 Christmas, we can still bait you into a good reaction. 0:13:25.400 --> 0:13:28.040 That is good. But I mean I do remember it 0:13:28.080 --> 0:13:30.400 as the entertainment book, and you would buy the actual 0:13:30.400 --> 0:13:32.839 book of coupon to remember and it was like a. 0:13:32.760 --> 0:13:35.000 Little yeah, like a little phone book. 0:13:35.120 --> 0:13:36.160 Yeah, that was great. 0:13:36.400 --> 0:13:39.520 And you cut out tear out the vouchers. And it's 0:13:39.840 --> 0:13:42.920 a bit embarrassing showing someone as you're checking out of 0:13:42.920 --> 0:13:44.800 the Black Stump restaurant voucher. 0:13:45.000 --> 0:13:47.040 You're right, there is a little bit kind of but 0:13:47.080 --> 0:13:48.600 you need not be embarrassed about it. 0:13:48.960 --> 0:13:49.400 No shame. 0:13:49.559 --> 0:13:51.400 In the end, it's not coming out of that person's 0:13:51.400 --> 0:13:54.679 pocket serving you at the checkout. For most of these places, 0:13:54.960 --> 0:13:57.360 it is a business. They have decided to take part 0:13:57.600 --> 0:14:01.439 in this promotion. They want people to come into the shop. 0:14:01.480 --> 0:14:03.679 They want people to use it because it means that 0:14:03.679 --> 0:14:05.240 they're getting people through the door that they might not 0:14:05.280 --> 0:14:08.040 have had previously. Exactly so there shouldn't be any shame 0:14:08.080 --> 0:14:10.720 attached to it. What else have you got for ut Canna? 0:14:10.880 --> 0:14:14.880 This was a bit cheeky, as cheeky as stealing someone's tip. 0:14:15.440 --> 0:14:18.439 Well, it's not stealing, it's lying on. 0:14:19.640 --> 0:14:25.040 This is very Christmas everyone so far now dishonesty. 0:14:24.680 --> 0:14:28.640 And integrity of it's going down the toilet. So when 0:14:28.680 --> 0:14:31.560 it comes to signing up to you know, a website 0:14:31.640 --> 0:14:34.080 like a online retailer, and they ask you for your 0:14:34.080 --> 0:14:36.000 birthday because I said that would like to send you 0:14:36.040 --> 0:14:39.280 a birthday gift for both that they bonus or discount. 0:14:39.520 --> 0:14:41.160 God, I do you know where you're going with this? 0:14:42.400 --> 0:14:45.080 Maybe not you put in it's a bit cheeky you 0:14:45.120 --> 0:14:47.440 put don't put your real birth in. Put it in 0:14:47.880 --> 0:14:51.520 just a day before Black Friday sales or the Boxing 0:14:51.560 --> 0:14:55.200 Day sales, all basically any major sale time, because then 0:14:55.400 --> 0:14:57.800 they might send you like a twenty dollar vouch for 0:14:57.800 --> 0:15:01.160 your next purchase of say seventy dollars, right, and that 0:15:01.320 --> 0:15:06.200 happens to just coincide with the massive sales kickoff. 0:15:06.880 --> 0:15:09.360 That is a genuinely good idea. 0:15:09.960 --> 0:15:12.920 So that is when we can't call it a white lie. 0:15:12.840 --> 0:15:14.840 Because it's just a it's a straight up life. 0:15:14.880 --> 0:15:19.520 Yeah yeah, but it's all in favor of saving money. 0:15:20.040 --> 0:15:23.960 Well done, that's actually that's a really good idea. I 0:15:24.000 --> 0:15:25.440 did the other day did you. 0:15:26.880 --> 0:15:29.600 Yes? On a makeup website? I was like, you know what, 0:15:29.680 --> 0:15:31.200 because it said we want to know your both because 0:15:31.200 --> 0:15:34.120 we've got some perks for you. So I just typed 0:15:34.160 --> 0:15:37.600 in about the tenth of November I think it was. 0:15:37.680 --> 0:15:39.160 And do you leave the year the same or do 0:15:39.200 --> 0:15:40.360 you knock a few years off? 0:15:42.000 --> 0:15:43.800 I actually think I made my off younger too. I 0:15:43.840 --> 0:15:45.560 can't remember the date I put in, but I was 0:15:45.560 --> 0:15:47.640 more focused on the day and the month. 0:15:47.720 --> 0:15:49.680 Do you find it more confronting now how far you 0:15:49.720 --> 0:15:51.240 have to scroll down to find your year? 0:15:51.400 --> 0:15:54.120 Wheel fortune, spinning that thing all the way back? 0:15:54.320 --> 0:15:57.160 Yeah, it's just that's probably the most confronting thing for me. 0:15:57.320 --> 0:15:59.680 Just kind of scrolls scrolls, scroll, scroll, scroll, scroll. 0:16:00.040 --> 0:16:02.240 Oh okay, all right, it's still not there yet. Yeah, 0:16:02.280 --> 0:16:03.640 there we go. 0:16:03.360 --> 0:16:06.080 The passage of time. All right, I've got one more 0:16:06.400 --> 0:16:09.120 me too. Would you like to go first? Or shall 0:16:09.160 --> 0:16:10.400 I you go next? 0:16:10.760 --> 0:16:11.160 Thank you. 0:16:12.480 --> 0:16:15.760 So this one is something that we have done ourselves. 0:16:16.120 --> 0:16:20.480 It is the Ikea sellback kind of they buy back 0:16:20.520 --> 0:16:21.200 your furniture. 0:16:21.440 --> 0:16:22.240 I've heard of. 0:16:22.160 --> 0:16:24.720 This, we've done it, so tested it. I took one 0:16:24.760 --> 0:16:29.040 for the team and I went there and sold back 0:16:29.120 --> 0:16:32.320 some of our Ikea furniture because well, I was weighing 0:16:32.440 --> 0:16:36.720 up whether to sell it online, to jump onto marketplace, and. 0:16:36.640 --> 0:16:38.840 We know how much you love selling things online. 0:16:38.920 --> 0:16:42.080 It can be a battle on occasion to trigger for you. 0:16:42.280 --> 0:16:46.560 Yeah to some of those confrontations or discussions with potential 0:16:46.560 --> 0:16:50.760 buyers can be a little bit aggressive. So take your 0:16:50.960 --> 0:16:53.960 used Ikea furniture back into Ikea and they will buy 0:16:53.960 --> 0:16:57.320 it off you. So you register it before you go right, 0:16:57.360 --> 0:16:59.360 You jump onto the website and you pick out what 0:16:59.360 --> 0:17:01.680 you've gotten. Because everything has a particular name, you can 0:17:01.760 --> 0:17:04.240 find exactly what you've got if you've got the kind 0:17:04.240 --> 0:17:07.159 of TV unit or you've got a bedside table or 0:17:07.160 --> 0:17:08.919 something like that. We had a bunch of but probably 0:17:09.040 --> 0:17:12.720 four different things that where you could have sold online. 0:17:12.880 --> 0:17:14.840 It was easier though, for us to do this because 0:17:14.880 --> 0:17:18.400 otherwise you're doing four individual ads online dealing with four 0:17:18.440 --> 0:17:21.399 sets of people. Jump online. They give you a rough 0:17:21.600 --> 0:17:24.320 valuation on the website of what it's going to be 0:17:24.359 --> 0:17:26.159 worth based on kind of If you say it's in 0:17:26.200 --> 0:17:29.400 good condition, great condition, it's had a bit aware, it's 0:17:29.440 --> 0:17:30.879 not great, blah blah blah. You put it in there. 0:17:30.920 --> 0:17:34.000 It tells you roughly what it's worth. They you then 0:17:34.040 --> 0:17:36.359 take it in there, you go and get your ticket, 0:17:36.760 --> 0:17:38.680 You sit down. You wait. I had to wait probably 0:17:38.720 --> 0:17:41.440 half an hour for my turn. Take your furniture up. 0:17:41.600 --> 0:17:43.679 They come out, inspect it, make sure that it matches 0:17:43.720 --> 0:17:46.320 what you said it was online, and then they will 0:17:46.359 --> 0:17:49.479 give you a gift card to the value of what 0:17:49.520 --> 0:17:51.680 they are of what they're willing to buy it back 0:17:51.720 --> 0:17:55.359 from and for Ikea, so you can just wander straight 0:17:55.400 --> 0:17:57.240 through and buy something new, or you can keep it 0:17:57.240 --> 0:17:59.480 and I think it lasts like three years or something 0:17:59.520 --> 0:18:01.840 in order to to spend it. There are two other 0:18:01.920 --> 0:18:05.600 things to keep an eye on here. Number one is 0:18:05.640 --> 0:18:09.320 the fact that they occasionally have promotions where they will 0:18:09.359 --> 0:18:12.919 do double value or they will add on twenty percent 0:18:13.119 --> 0:18:15.760 or forty percent or fifty percent to the value of 0:18:15.760 --> 0:18:19.360 what it was in order to so brilliant. Yeah. Yeah, 0:18:19.359 --> 0:18:22.560 And so suddenly we had kind of something. We had 0:18:22.600 --> 0:18:26.080 some pieces and we sold them back for like it's 0:18:26.119 --> 0:18:27.960 like one hundred and fifty one hundred and eighty bucks 0:18:28.040 --> 0:18:30.239 or something, and we had guessed that if we were 0:18:30.240 --> 0:18:32.040 going to sell them online, we probably would have got 0:18:32.560 --> 0:18:35.120 maybe total of one hundred and twenty dollars or something 0:18:35.240 --> 0:18:38.880 like that. So much easier going into Ikea and doing 0:18:38.880 --> 0:18:41.919 it in there. And the best part as well is 0:18:42.359 --> 0:18:44.040 that because I was talking to the person in the 0:18:44.040 --> 0:18:46.760 shop about how it all works, and they said, what 0:18:46.800 --> 0:18:50.000 we actually do is we take this stuff right through. 0:18:50.080 --> 0:18:52.800 We will it straight through that door over there and 0:18:52.880 --> 0:18:55.399 put it in back on the shop floor right now, 0:18:55.920 --> 0:18:58.760 and we resell those things. So they're not going to landfill. 0:18:58.960 --> 0:19:02.520 It's not getting recycled or anything. It is being resold 0:19:02.920 --> 0:19:07.160 at the exact same price that they just paid you 0:19:07.200 --> 0:19:07.560 for it. 0:19:07.960 --> 0:19:09.760 Oh wow, so they're not making anything. 0:19:09.840 --> 0:19:13.520 There is no markup. This is actually it's a sustainability initiative. 0:19:14.280 --> 0:19:16.280 If it sounds like I'm on the Ikea payroll, no 0:19:16.320 --> 0:19:18.679 I'm not. Never received a cent from them. But I 0:19:18.720 --> 0:19:21.040 have used this service and I actually found it really good. 0:19:21.160 --> 0:19:23.080