Speaker 1: Welcome to How Do They Afford That, the podcast that
Speaker 1: peaks into the financial lives of everyday Australians. I'm Michael Thompson.
Speaker 1: I'm a writer and the co host of the podcast
Speaker 1: Fear and Greed business News. As always, I'm with Canna Campbell,
Speaker 1: financial planner, founder of Sugar Mumma TV, the financial literacy
Speaker 1: platform that is on podcasts like this one obviously, and
Speaker 1: books and Instagram and YouTube threads and TikTok and more. Hello, Canna, Merry.
Speaker 2: Christmas, Merry Christmas.
Speaker 1: This is very exciting. We have a basically in the
Speaker 1: spirit of the season. It is Christmas, Christmas Day. Today's
Speaker 1: episode is all about the gift of savings. Doesn't that
Speaker 1: sound merry?
Speaker 2: I'm filled with joy.
Speaker 1: Is what everybody wants for Christmas, isn't it. We are
Speaker 1: putting together the ultimate savings hack Bonanza. We've got a
Speaker 1: whole bunch of ideas and tips and tricks and things
Speaker 1: that you can use to save a little bit of money. Now,
Speaker 1: these have come from all over the place, these ones
Speaker 1: that have been suggested by listeners who have sent them on.
Speaker 1: They've come from our own lives. They've come from your vast,
Speaker 1: vast personal bank of frugal habits. If you have your
Speaker 1: own idea that you would like to share with us,
Speaker 1: then please for next time send them on through via
Speaker 1: by Instagram or via any of the social media platforms.
Speaker 1: You can go to Fear and Greed dot com, dot
Speaker 1: or you as well, Canna. Do you want to kick
Speaker 1: us off with your first tip. It's a bit of
Speaker 1: a savings hack, free for all, so just chuck it
Speaker 1: into the mix. It's like the it's you know what
Speaker 1: this is like? Actually, this is like Christmas lunch where
Speaker 1: it is just a free for all. You've got kind
Speaker 1: of thirty relatives all going for it on the same
Speaker 1: kind of table, everyone just reaching for the different plates.
Speaker 1: If you've got a tip, just throw it into the
Speaker 1: middle and then we can all feast upon it.
Speaker 2: All right.
Speaker 1: There's a bit of a mixed Christmas metaphor, isn't it?
Speaker 2: Go on?
Speaker 1: Get us going all right?
Speaker 2: Zifft So this is like Google shopping. It's an online
Speaker 2: shopping comparison tool and it goes across I think fifty
Speaker 2: thousand different online retailers and it can help you find
Speaker 2: the most competitive price.
Speaker 1: What's it called?
Speaker 2: Zift zift z yft.
Speaker 1: Z yft and you just it's an app or a website.
Speaker 2: It's extension, so you have to download it on your
Speaker 2: computer and niculd so when you're using it, you can search.
Speaker 1: Oh, it's an extension of Google.
Speaker 2: No, no, it's called Zift. It's like Google shopping.
Speaker 1: Oh okay, all right, I'm sounding so backwards with technology,
Speaker 1: so you're saying it it's like the internet, right, So
Speaker 1: it's okay. So you download it and you can use
Speaker 1: that to search across a whole bunch of retailers.
Speaker 2: And find if you want to buy a particular gadget,
Speaker 2: you can use it to find the most competitive price.
Speaker 1: Do you use it?
Speaker 2: I've just started using it. Up downloaded the extension and
Speaker 2: I am still playing around it. But I think it's
Speaker 2: so far I'm impressed.
Speaker 1: Oh that's really handy, especially if you do a lot
Speaker 1: of online shopping. It's just as people do these days.
Speaker 2: You go to the shops, they'd barely have anything there.
Speaker 1: Yeah. No, that's a great idea. All right. My next one, well,
Speaker 1: my first one comes from Teresa who says in via
Speaker 1: Instagram and she said, I thought this is interesting. If
Speaker 1: you have Medibank Private Health, you can earn points through exercise,
Speaker 1: and the points you earn you can use to redeem
Speaker 1: for shopping vouchers. You can use it to help reduce
Speaker 1: the cost of your policy cover. You can use it
Speaker 1: by Apple products. She says, I have forty thousand points
Speaker 1: now I could have a full year of policy cover
Speaker 1: paid off, or AirPod pros a bunch of other different products.
Speaker 2: That's pretty brilliant. I love that.
Speaker 1: I like it because it's also geared towards making you
Speaker 1: fitter and healthier as well. So you are feeling better
Speaker 1: about yourself and about your fitness and your long term health,
Speaker 1: and you are earning points, which are kind of the
Speaker 1: equivalent of money anyway.
Speaker 2: Well. It also investing in prevention is so much better
Speaker 2: for our medical system and the hospitals rather than obviously
Speaker 2: having to treat people who are sick.
Speaker 1: Having said that, it's Christmas Day, I'm sure the last
Speaker 1: thing everyone's thinking about right now is getting out there
Speaker 1: exercising and getting super fit afternoon nap. That's a good point,
Speaker 1: but depends if you're listening to it on Boxing Day
Speaker 1: or approaching New Years, because maybe maybe this is kind
Speaker 1: of what you are thinking about right now. What's your
Speaker 1: next one?
Speaker 2: Will worth everyday rewards. I know everyone talks about this,
Speaker 2: but it is so good. Like for Christmas, I banked
Speaker 2: up all my everyday rewards. I had almost two hundred
Speaker 2: dollars saved up, which I was able to use to
Speaker 2: do our Christmas shopping.
Speaker 1: That's good. Yeah, And similar to I do both your
Speaker 1: worst and but I'm a big Firebys fan. I do by.
Speaker 2: I signed up to Flybys off the back of your recommendation.
Speaker 1: Well, great, because you can just build up so many
Speaker 1: points and you don't need to do anything extra for it.
Speaker 1: It's just with your normal shopping. But if you are
Speaker 1: a little bit smarter with the way that you do it,
Speaker 1: and you can go to the products that have bonus
Speaker 1: points and you buy two of these or one of
Speaker 1: these and things and you can get kind of an
Speaker 1: extra hundred points or something like that boost away. Yeah,
Speaker 1: and if there are things that you would be buying anyway,
Speaker 1: then hey, why not buy it this week instead of
Speaker 1: next week? Get the hundred bonus points. And all of
Speaker 1: a sudden, I'm they're doing the groceries. And I'd say
Speaker 1: I'm they're doing the groceries, But on the occasion that
Speaker 1: I'm actually there in the shop, and all of a
Speaker 1: sudden it pops up on the screen. Do you want
Speaker 1: to take ten dollars off the cost of this shop
Speaker 1: right now? Okay?
Speaker 2: Why not?
Speaker 1: Yeah? Lock it in any Yeah? Great? And okay, so
Speaker 1: will worst rewards points flybys? That is great? Can I
Speaker 1: give you a slightly different one? And this came from
Speaker 1: a listener who does not wish to be identified, but
Speaker 1: they got in touch with me via Instagram. You look
Speaker 1: very skeptical, Are you scared? Yes, it's a good idea.
Speaker 1: This is a good one. Many moons ago. You gotta
Speaker 1: love any message on Instagram that starts with many moons ago.
Speaker 1: He or she says, many moons ago? Taife, Right, so taife.
Speaker 1: We're keen to get real projects for students to work on.
Speaker 1: The projects could be anything from panel beating to fixing
Speaker 1: video players, and this listener says, yes, I am that
Speaker 1: old that I'm talking about fixing video players depending on
Speaker 1: what programs that particular Tafe ran. I'm not sure if
Speaker 1: they do it anymore. However, I do remember the only
Speaker 1: cost was for materials, and although the quality was pretty good,
Speaker 1: everything was overseen by the teacher. It did take a
Speaker 1: long time to complete there's a saying in the industry
Speaker 1: there is speed, quality and time, but you can only
Speaker 1: choose two. I did a little bit of research then
Speaker 1: off the back of this, going, oh, that is actually interesting,
Speaker 1: I wonder what you can get done by tape students.
Speaker 1: So really kind of students who are studying in all
Speaker 1: of these different kind of fields and they need these
Speaker 1: real life examples. And I don't want to use the
Speaker 1: word guinea pigs, but you do need people to put
Speaker 1: their hands up to put forward things to be fixed
Speaker 1: or if it's personal, stuff to be worked on. And
Speaker 1: I can't see anything about panel beating right, so that
Speaker 1: might be in history now. But in New South Wales,
Speaker 1: for instance, you can get a beauty services. They have
Speaker 1: like beauty service, beauty salon, treatments, hair nails, all of
Speaker 1: those kinds of things, hairdressers and barbers all kind of
Speaker 1: included in that. They've got restaurants as well, where the
Speaker 1: people that are in that restaurant are training in hospitality. Wow,
Speaker 1: and so you get kind of it's essentially cheaper restaurant
Speaker 1: quality meals from people who are learning to cook, training
Speaker 1: to be chefs, and people who are training to be
Speaker 1: service staff as well. And all you need to do
Speaker 1: is google kind of tafe and services for the community
Speaker 1: is how I found all of these things. And it's
Speaker 1: just this wealth of ideas on ways that you can
Speaker 1: help these people with kind of their training, but you
Speaker 1: can get stuff at much cheaper prices. I thought that
Speaker 1: was cool.
Speaker 2: That's brilliant.
Speaker 1: I love that you didn't need to be scared at all.
Speaker 2: No, I didn't. I didn't. I don't know why I was.
Speaker 1: I think it's just because sometimes when I'm relying on
Speaker 1: things that I have not experienced myself, that sometimes there
Speaker 1: are some left field suggestions.
Speaker 2: See I've done I've gone to a nail like I
Speaker 2: guess beauty course and had my nails done when I
Speaker 2: was in my twenties because I couldn't afford to get
Speaker 2: it done, but I really wanted to get done for
Speaker 2: a special occasion, and I got them done for free
Speaker 2: and good quality. You're not free. I think I had
Speaker 2: like five dollars or something. It was great.
Speaker 1: Well, there you go.
Speaker 2: It did take a while because obviously she was still learning,
Speaker 2: but you're brilliant.
Speaker 1: I love that at that saying that there is speed,
Speaker 1: quality and time, but you can only choose to so
Speaker 1: in this particular case, you've got quality and it took time.
Speaker 2: Yeah, I love that. We write that down.
Speaker 1: Yeah, it's a good one. Okay, do you have one
Speaker 1: more quick one for us and then we'll take a break.
Speaker 2: I do so. The enter I may so. They have
Speaker 2: a membership program. It's five dollars a month, but it
Speaker 2: gives you discounts. We can get discounts off fuel, food
Speaker 2: and accommodation and entertainment and save up to twenty five percent.
Speaker 1: Well, that's a good one. That's actually there are some
Speaker 1: big savings. Yeah. And you jump onto the app and
Speaker 1: the website and then there are equivalent kind of things
Speaker 1: with RACV and RACQ, et cetera. And you can see
Speaker 1: all of these different savings and particularly kind of then
Speaker 1: when you get to summer holidays and some are accommodation
Speaker 1: and things, caravan parks and things. They are often really
Speaker 1: good deals because they are run actually by some of
Speaker 1: these organizations as well.
Speaker 2: I've got a little bit excited. You get a discount
Speaker 2: of the cheesecake shop. I love a good cheesecake.
Speaker 1: It's random sometimes, isn't it, the places where you can
Speaker 1: get discounts using these Okay, let's take it, we will
Speaker 1: continue our savings hack bonanza. We'll take a very quick
Speaker 1: break and if that was kind of entree and half
Speaker 1: of Mainz of our Christmas luncheon, then we will come
Speaker 1: back for the second half of Mainz and dessert. Does
Speaker 1: that work?
Speaker 2: I'm just now hungry.
Speaker 1: It just feels like you have checked out. You are
Speaker 1: dreaming of ham and turkey right now. All right, we'll
Speaker 1: be back in a second Canna. In the spirit of Christmas,
Speaker 1: we are talking all about savings, trying to give the
Speaker 1: gift of money in your pocket to anybody who is
Speaker 1: happening to be listening today on Christmas Day. But if
Speaker 1: you're listening into the future on New Year's Day or
Speaker 1: any day in January, or perhaps it might be April,
Speaker 1: I don't really know. But it is all still good
Speaker 1: advice to help you save a little bit of money. Okay.
Speaker 1: So we've done Medibank private and earning points. We've talked
Speaker 1: about Woolies and Flybys and Zift, We've talked about Taife
Speaker 1: and Nroma. Can I mention one and it comes from
Speaker 1: Shaku and he says to me, this is again via Instagram.
Speaker 1: He goes the seven Rewards app. Oh yes, have you
Speaker 1: seen this? This is amazing. These are all of them,
Speaker 1: and look there, we don't have affiliations with these ones.
Speaker 1: These are just kind of well, I don't. These are
Speaker 1: people sending in their ideas and I just think they're
Speaker 1: pretty cool. He goes, this is a free app. All
Speaker 1: you need is email address to register. You can buy
Speaker 1: discounted gift cards, discounts on dining, shopping, and activities. I
Speaker 1: personally use it for gift cards. They have discounts of
Speaker 1: And this was current at the time that he sent
Speaker 1: this in. It may not be current anymore. Three percent
Speaker 1: for instance, for coals, five percent for cotton On, four
Speaker 1: percent for JB High Fi, four percent on JB High Fi.
Speaker 1: Can actually save you a bit of money.
Speaker 2: Yes, because you know we're spending quite a bit if
Speaker 2: you're on there.
Speaker 1: Yeah. Typically three percent for Amazon, ten percent for Rebel.
Speaker 1: I've saved over two hundred dollars buying these gift cards
Speaker 1: and using them then to shop in those stores.
Speaker 2: That's great, it's a great idea. Yeah, that's brilliant.
Speaker 1: It's pretty clever. But he also sent in a second one,
Speaker 1: the entertainment app. Now I remember this when it was
Speaker 1: called the entertainment book. Do you remember that I believe you.
Speaker 2: May have stolen this one from me from our budget battle.
Speaker 1: I did not, you didn't, Pinocchio.
Speaker 2: Are you serious it's been published.
Speaker 1: I don't remember this, and I will deny, deny, deny, thief.
Speaker 1: It's not me. It's shick here helped me. He says.
Speaker 1: This is a paid apph be kind. It is Christmas
Speaker 1: in the spirit of Christmas, ebenez are screwed.
Speaker 2: Spirit of Christmas. You don't steal.
Speaker 1: It is a gift I'm stealing from you me.
Speaker 2: I should scry about the entertainment app a while ago.
Speaker 1: Well, I'm sorry, but I am determined to share the
Speaker 1: joy of Christmas with everyone, regardless of what you want.
Speaker 1: You just want everybody to get cold. He says. This
Speaker 1: is a paid app fifty five dollars per year. I
Speaker 1: did check it as now seventy dollars. You get similar
Speaker 1: discounts like the seven rewards with gift cards, shopping and dining.
Speaker 1: But here's also four percent for Woolies gift cards, five
Speaker 1: percent for Dan Murphy's, three percent for Ample fuel. And
Speaker 1: when you couple that with the Dan Murphy's price match guarantee,
Speaker 1: he has done his research, hasn't it When you couple
Speaker 1: it with your Dan Murphy's price match guarantee, you'll get
Speaker 1: it for the lowest price always, plus the five percent
Speaker 1: discount he goes. I have saved more than four one
Speaker 1: hundred dollars subtracting the yearly fees this year alone shopping
Speaker 1: with Woolies, Dan Murphy's and fuel.
Speaker 2: That entertainment app pays for itself within minutes.
Speaker 1: And this is the first I've heard of it.
Speaker 2: Seriously, Oh god, it's just it's.
Speaker 1: Just great to know that even.
Speaker 2: On Christmas, so ripped off.
Speaker 1: Christmas, we can still bait you into a good reaction.
Speaker 1: That is good. But I mean I do remember it
Speaker 1: as the entertainment book, and you would buy the actual
Speaker 1: book of coupon to remember and it was like a.
Speaker 2: Little yeah, like a little phone book.
Speaker 1: Yeah, that was great.
Speaker 2: And you cut out tear out the vouchers. And it's
Speaker 2: a bit embarrassing showing someone as you're checking out of
Speaker 2: the Black Stump restaurant voucher.
Speaker 1: You're right, there is a little bit kind of but
Speaker 1: you need not be embarrassed about it.
Speaker 2: No shame.
Speaker 1: In the end, it's not coming out of that person's
Speaker 1: pocket serving you at the checkout. For most of these places,
Speaker 1: it is a business. They have decided to take part
Speaker 1: in this promotion. They want people to come into the shop.
Speaker 1: They want people to use it because it means that
Speaker 1: they're getting people through the door that they might not
Speaker 1: have had previously. Exactly so there shouldn't be any shame
Speaker 1: attached to it. What else have you got for ut Canna?
Speaker 1: This was a bit cheeky, as cheeky as stealing someone's tip.
Speaker 2: Well, it's not stealing, it's lying on.
Speaker 1: This is very Christmas everyone so far now dishonesty.
Speaker 2: And integrity of it's going down the toilet. So when
Speaker 2: it comes to signing up to you know, a website
Speaker 2: like a online retailer, and they ask you for your
Speaker 2: birthday because I said that would like to send you
Speaker 2: a birthday gift for both that they bonus or discount.
Speaker 1: God, I do you know where you're going with this?
Speaker 2: Maybe not you put in it's a bit cheeky you
Speaker 2: put don't put your real birth in. Put it in
Speaker 2: just a day before Black Friday sales or the Boxing
Speaker 2: Day sales, all basically any major sale time, because then
Speaker 2: they might send you like a twenty dollar vouch for
Speaker 2: your next purchase of say seventy dollars, right, and that
Speaker 2: happens to just coincide with the massive sales kickoff.
Speaker 1: That is a genuinely good idea.
Speaker 2: So that is when we can't call it a white lie.
Speaker 1: Because it's just a it's a straight up life.
Speaker 2: Yeah yeah, but it's all in favor of saving money.
Speaker 1: Well done, that's actually that's a really good idea. I
Speaker 1: did the other day did you.
Speaker 2: Yes? On a makeup website? I was like, you know what,
Speaker 2: because it said we want to know your both because
Speaker 2: we've got some perks for you. So I just typed
Speaker 2: in about the tenth of November I think it was.
Speaker 1: And do you leave the year the same or do
Speaker 1: you knock a few years off?
Speaker 2: I actually think I made my off younger too. I
Speaker 2: can't remember the date I put in, but I was
Speaker 2: more focused on the day and the month.
Speaker 1: Do you find it more confronting now how far you
Speaker 1: have to scroll down to find your year?
Speaker 2: Wheel fortune, spinning that thing all the way back?
Speaker 1: Yeah, it's just that's probably the most confronting thing for me.
Speaker 1: Just kind of scrolls scrolls, scroll, scroll, scroll, scroll.
Speaker 2: Oh okay, all right, it's still not there yet. Yeah,
Speaker 2: there we go.
Speaker 1: The passage of time. All right, I've got one more
Speaker 1: me too. Would you like to go first? Or shall
Speaker 1: I you go next?
Speaker 2: Thank you.
Speaker 1: So this one is something that we have done ourselves.
Speaker 1: It is the Ikea sellback kind of they buy back
Speaker 1: your furniture.
Speaker 2: I've heard of.
Speaker 1: This, we've done it, so tested it. I took one
Speaker 1: for the team and I went there and sold back
Speaker 1: some of our Ikea furniture because well, I was weighing
Speaker 1: up whether to sell it online, to jump onto marketplace, and.
Speaker 2: We know how much you love selling things online.
Speaker 1: It can be a battle on occasion to trigger for you.
Speaker 1: Yeah to some of those confrontations or discussions with potential
Speaker 1: buyers can be a little bit aggressive. So take your
Speaker 1: used Ikea furniture back into Ikea and they will buy
Speaker 1: it off you. So you register it before you go right,
Speaker 1: You jump onto the website and you pick out what
Speaker 1: you've gotten. Because everything has a particular name, you can
Speaker 1: find exactly what you've got if you've got the kind
Speaker 1: of TV unit or you've got a bedside table or
Speaker 1: something like that. We had a bunch of but probably
Speaker 1: four different things that where you could have sold online.
Speaker 1: It was easier though, for us to do this because
Speaker 1: otherwise you're doing four individual ads online dealing with four
Speaker 1: sets of people. Jump online. They give you a rough
Speaker 1: valuation on the website of what it's going to be
Speaker 1: worth based on kind of If you say it's in
Speaker 1: good condition, great condition, it's had a bit aware, it's
Speaker 1: not great, blah blah blah. You put it in there.
Speaker 1: It tells you roughly what it's worth. They you then
Speaker 1: take it in there, you go and get your ticket,
Speaker 1: You sit down. You wait. I had to wait probably
Speaker 1: half an hour for my turn. Take your furniture up.
Speaker 1: They come out, inspect it, make sure that it matches
Speaker 1: what you said it was online, and then they will
Speaker 1: give you a gift card to the value of what
Speaker 1: they are of what they're willing to buy it back
Speaker 1: from and for Ikea, so you can just wander straight
Speaker 1: through and buy something new, or you can keep it
Speaker 1: and I think it lasts like three years or something
Speaker 1: in order to to spend it. There are two other
Speaker 1: things to keep an eye on here. Number one is
Speaker 1: the fact that they occasionally have promotions where they will
Speaker 1: do double value or they will add on twenty percent
Speaker 1: or forty percent or fifty percent to the value of
Speaker 1: what it was in order to so brilliant. Yeah. Yeah,
Speaker 1: And so suddenly we had kind of something. We had
Speaker 1: some pieces and we sold them back for like it's
Speaker 1: like one hundred and fifty one hundred and eighty bucks
Speaker 1: or something, and we had guessed that if we were
Speaker 1: going to sell them online, we probably would have got
Speaker 1: maybe total of one hundred and twenty dollars or something
Speaker 1: like that. So much easier going into Ikea and doing
Speaker 1: it in there. And the best part as well is
Speaker 1: that because I was talking to the person in the
Speaker 1: shop about how it all works, and they said, what
Speaker 1: we actually do is we take this stuff right through.
Speaker 1: We will it straight through that door over there and
Speaker 1: put it in back on the shop floor right now,
Speaker 1: and we resell those things. So they're not going to landfill.
Speaker 1: It's not getting recycled or anything. It is being resold
Speaker 1: at the exact same price that they just paid you
Speaker 1: for it.
Speaker 2: Oh wow, so they're not making anything.
Speaker 1: There is no markup. This is actually it's a sustainability initiative.
Speaker 1: If it sounds like I'm on the Ikea payroll, no
Speaker 1: I'm not. Never received a cent from them. But I
Speaker 1: have used this service and I actually found it really good.
Speaker 1: Takes all the hassle away from having to kind of
Speaker 1: deal with people online, and it was just easier and faster.
Speaker 1: And hey, it means that then people can buy that.
Speaker 1: If the bedside table was kind of they gave you
Speaker 1: twenty bucks for it, they will be selling it for
Speaker 1: twenty dollars again, and someone else who may not be
Speaker 1: able to afford to pay the eighty dollars or something
Speaker 1: that it would be new, can get it for twenty brilliant.
Speaker 1: I love that anyway. That's it. That's me. I am
Speaker 1: now exhausted. I have no savings hacks left. Please give
Speaker 1: us a nice, strong one to finish on.
Speaker 2: This is a good one, don't She is called Save.
Speaker 2: Someone recently made me aware of this. What's it called save?
Speaker 2: But it's spelt sa ive.
Speaker 1: Okay, I can see that would get a little bit confusing.
Speaker 2: So it is an AI generated platform that it actually
Speaker 2: guarantees to find you the cheapest energy price.
Speaker 1: Oh I like that idea.
Speaker 2: So the first year is free. I can't remember the
Speaker 2: top of my head how much you pay after that,
Speaker 2: but if you can just cancel it anyway, at anytime and
Speaker 2: you sign up and then you upload a bill and
Speaker 2: it will search for you and find you the best
Speaker 2: energy plan.
Speaker 1: That's a great tip, well, especially with you.
Speaker 2: Know, Somemian air conditions, going fans, going school, holidays, TVs
Speaker 2: on like everyone's home.
Speaker 1: I think it's brilliant and I love how quick that
Speaker 1: tip was compared to my eighteen minute I or extravaganza.
Speaker 1: Yours is done. Question.
Speaker 2: You had a personal experience where I haven't used this
Speaker 2: yet because it's still very new, but like and it's
Speaker 2: guaranteed find you the best rate, and they had like
Speaker 2: a ninety eight percent ninety bit of users have been
Speaker 2: able to find a better plan.
Speaker 1: That is good. All right, that's a good. That's a if.
Speaker 1: That was a Christmas lunch, like we've just had. We've
Speaker 1: had turkey, we've had ham, we've strawns. Definitely, we've maybe
Speaker 1: had some oysters. My ike one was definitely the oyster
Speaker 1: of the Christmas lunch. Okay, so we had ziffed the
Speaker 1: add on to try and the extension you called it
Speaker 1: to help you with your online shopping. You've got Flybuys
Speaker 1: and Woolies and Medibank private and earning points through exercise.
Speaker 1: We've got the tafe related kind of industries and getting
Speaker 1: cheaper restaurant meals and hairdressers and barbers and beauty salons
Speaker 1: through there. We had the Nroma app or the NRMA
Speaker 1: membership rather where you can get discounts of the seven
Speaker 1: Rewards app, the entertainment app, which is a paved stolen
Speaker 1: yes stolen, a stolen tip, Yes, that's right. We had
Speaker 1: the Ikea sellback fantastic quality tip that one from me.
Speaker 1: We've got save saive to get the best possible energy price.
Speaker 1: And then the cheeky little white lie of changing your
Speaker 1: birth date when you're signing up to an online retailer
Speaker 1: to make it very close to the Black Friday sales
Speaker 1: so that they will send you about you just when
Speaker 1: you get maximum bang for your buck. That's a good
Speaker 1: cheeky tip, cheeky tip, and a good overall kind of
Speaker 1: range of tips.
Speaker 2: We go far and wide. We want we look out
Speaker 2: to help everybody.
Speaker 1: Look, I don't want to kind of blow our own
Speaker 1: trumpet here, but I feel like we've just given a
Speaker 1: fantastic Christmas gift, so the listeners have had it there
Speaker 1: for that.
Speaker 2: I feel like to wright just unconditional loving, saving tips.
Speaker 1: In the spirit of Christmas? All right? Can I if
Speaker 1: anyone wants more information from you and wants to see
Speaker 1: some of the savings tips that you do occasionally kind
Speaker 1: of pepper throughout your social media feeds. Where do they
Speaker 1: find you?
Speaker 2: Best place is Sugar Mama TV on Instagram.
Speaker 1: There we go, so you've already got one foot out
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