Speaker 1: Welcome to the how Do They Afford That Budget Battle,
Speaker 1: where we take a savings tip from a listener and
Speaker 1: go head to head. I'm Michael Thompson and hello, Canna Campbell.
Speaker 1: That good morning, and of course we need a judge
Speaker 1: to decide which of our savings tips is the best.
Speaker 1: And the judge this week is my colleague from the
Speaker 1: Fear and Greed business news podcast, Sean Almer. Hello, Sean,
Speaker 1: Good morning, Michael morning. Canna.
Speaker 2: Hello, nice to be here.
Speaker 1: Now, Sean, you have quite a challenge. I'm going to
Speaker 1: go first on this one. You have quite a challenge
Speaker 1: because you have to let Canna down gently because my
Speaker 1: tip is just that good. It came from Scotty. This
Speaker 1: one came in from Scotty and he sent it in
Speaker 1: to me, and all of the tips I get start
Speaker 1: the same way. This one says, Hey, Michael, I considered
Speaker 1: messaging Canna, but you need some love too. So every
Speaker 1: single tip I receive is basically just it is just
Speaker 1: all out of sympathy and all out of pity. But
Speaker 1: I will take it however I can get it, especially
Speaker 1: when the tip is this good. Scotty says, my savings
Speaker 1: hack is an offset of vehicle costs, especially during this
Speaker 1: cost of living challenge. I have listed our second car
Speaker 1: with Turo Tuero, a community car sharing platform. Our second
Speaker 1: vehicle is rarely used and just sits there, costing us
Speaker 1: daily in rego, insurance and upkeep. Now wait for this bit,
Speaker 1: Just wait for this, Scotty says, so far this year,
Speaker 1: I have earned twelve thousand dollars by renting the car out.
Speaker 1: We are actually on course, he says, to paying the
Speaker 1: entire car off. I could. I guess you could almost
Speaker 1: put it in the side hustle category as well, but
Speaker 1: I am submitting it as a savings tip. I think
Speaker 1: it's a fantastic saving tip. And you know what, that
Speaker 1: could even be a typo like the twelve thousand dollars
Speaker 1: sounds like it could almost be too much. It might
Speaker 1: be an extra zero, but I don't care. I'll take
Speaker 1: a typo. Twelve thousand dollars is an incredible savings tip. Turo,
Speaker 1: the community car sharing platform, beat that canna.
Speaker 3: I hate to burst your bubble, but Scotty is going
Speaker 3: to have to pay tax on that income tax.
Speaker 1: I think I don't think that's going to burst his bubble.
Speaker 1: I wouldn't I wouldn't be kind of disappointed having to
Speaker 1: pay tax if I'd earned an extra twelve thousand.
Speaker 3: Dollars or twelve hundred dollars if you've doesn't matter.
Speaker 1: No, that's completely fine. Me and Scotty, we are Laura
Speaker 1: abiding tax paying citizens.
Speaker 3: Okay, hang on, what about the wear and tear and
Speaker 3: what about insurance that the costs that you're having that
Speaker 3: person ensured to drive that car. I feel like there's
Speaker 3: a little bit of fine print missing here.
Speaker 1: No, clearly, clearly my knowledge, it's all covered within the platform.
Speaker 1: I believe I would have to check that. I'm talking
Speaker 1: out of my proverbial Yeah, go on, go on, Canna,
Speaker 1: what's your tip?
Speaker 3: All right? Every plate, so most families are struggling with
Speaker 3: the rising cost of living, in particular shopping at the supermarket.
Speaker 3: So every Plate is a subscription service, and you get
Speaker 3: six meals for six people, and it works out to
Speaker 3: be four dollars and forty four cents per serving. But
Speaker 3: sugar Mama knows how to deliver. I even managed to
Speaker 3: find a discount code which will get you one hundred
Speaker 3: and eighty dollars off your first five boxes of food,
Speaker 3: which then brings down your cost per serving to two
Speaker 3: dollars and nineteen cents, and that discount code is budget
Speaker 3: plate in capital letters. You're welcome everyone.
Speaker 2: Is it like a Marley spoon or one of those
Speaker 2: sort of yes, it is, but it's cheaper.
Speaker 3: Is it much cheaper?
Speaker 2: Do you know anyone that's tried it?
Speaker 3: Well, I read quite a few reviews. It was good
Speaker 3: and yes, well a few people said, is they actually will,
Speaker 3: as Tom says, cook once, eat twice, so they will
Speaker 3: use the food for that to take to lunch the
Speaker 3: next day. So they're saving even more money, right.
Speaker 2: Okay, so I've got to judge now, is that?
Speaker 3: Yeah?
Speaker 1: Please?
Speaker 2: That's why I'm in the studio here looking at you two.
Speaker 2: So well, they are Any kind of criteria on judging
Speaker 2: is just what I.
Speaker 1: Like best's it's purely biased personal biases. Whatever, whatever you like,
Speaker 1: and I suppose maybe whatever you could see yourself.
Speaker 2: Well, yes, so I have definitely used those sorts of
Speaker 2: services the same as every plate can. I I'm just
Speaker 2: not a big fan of them. What I'm really sorry
Speaker 2: because I have a lot of people in my house
Speaker 2: and you kind of well, they're never big enough for
Speaker 2: my household.
Speaker 3: But you've got like twenty thousand children in your house.
Speaker 2: Yeah, that's true. They're never going to be big enough.
Speaker 2: But I actually you find them a bit repetitive. I
Speaker 2: actually think Michael's idea tiro t u r O, which
Speaker 2: is it's kind of like you remind me, to reminds
Speaker 2: me of ABNB but for cars, so it's kind of
Speaker 2: the same setup. And I at times have tried to
Speaker 2: hire cars and they're just so expensive. Anyway, the appshot
Speaker 2: and it pains me, Don't get me wrong, it pains me. Michael,
Speaker 2: you are the winner.
Speaker 1: Florius Sean I have. I have infinite respect for your
Speaker 1: budgeting skills. This is this is a suck up, yes,
Speaker 1: but I mean next week when Sean rules against me,
Speaker 1: I will completely flip and declare him to be incompetent
Speaker 1: when it comes to budgeting. But just I've just I've
Speaker 1: done a bit of googling while we've been talking, not
Speaker 1: that I wasn't listening to you, Canna or Sean, but
Speaker 1: just checking out the insurance situation with Turo and yeah,
Speaker 1: it's all included kind of and you pick the package
Speaker 1: insurance package that you want under it. So I mean,
Speaker 1: these are all things that you need to do your
Speaker 1: own investigation. You need to. These are just ideas, aren't they.
Speaker 1: They're starting points for your savings journey, and if you
Speaker 1: pick mine, then you've chosen a winning starting point for
Speaker 1: your journey. Kenna, the enthusiasm just that the actual kind
Speaker 1: of the visceral hate kind of coming off you right now. Canna. Anyway,
Speaker 1: that was a good one. Great saving sip from me,
Speaker 1: mediocre saving sip from Canna. Thank you very much, Sean.
Speaker 2: Thank you very much, Michael, thank you, Kenna, thank you,
Speaker 2: not really.
Speaker 1: So gracious. That was the budget battle from how do
Speaker 1: they afford that? A bonus episode out each week? Send
Speaker 1: your own savings tip in. I've put the links in
Speaker 1: the show notes today so that you can pick to
Speaker 1: send them to either me or to Canna, and it
Speaker 1: might be yours in the battle next week.