WEBVTT - Budget Battle | Car sharing vs meal boxes

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<v Speaker 1>Welcome to the how Do They Afford That Budget Battle,

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<v Speaker 1>where we take a savings tip from a listener and

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<v Speaker 1>go head to head. I'm Michael Thompson and hello, Canna Campbell.

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<v Speaker 1>That good morning, and of course we need a judge

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<v Speaker 1>to decide which of our savings tips is the best.

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<v Speaker 1>And the judge this week is my colleague from the

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<v Speaker 1>Fear and Greed business news podcast, Sean Almer. Hello, Sean,

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<v Speaker 1>Good morning, Michael morning. Canna.

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<v Speaker 2>Hello, nice to be here.

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<v Speaker 1>Now, Sean, you have quite a challenge. I'm going to

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<v Speaker 1>go first on this one. You have quite a challenge

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<v Speaker 1>because you have to let Canna down gently because my

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<v Speaker 1>tip is just that good. It came from Scotty. This

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<v Speaker 1>one came in from Scotty and he sent it in

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<v Speaker 1>to me, and all of the tips I get start

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<v Speaker 1>the same way. This one says, Hey, Michael, I considered

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<v Speaker 1>messaging Canna, but you need some love too. So every

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<v Speaker 1>single tip I receive is basically just it is just

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<v Speaker 1>all out of sympathy and all out of pity. But

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<v Speaker 1>I will take it however I can get it, especially

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<v Speaker 1>when the tip is this good. Scotty says, my savings

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<v Speaker 1>hack is an offset of vehicle costs, especially during this

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<v Speaker 1>cost of living challenge. I have listed our second car

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<v Speaker 1>with Turo Tuero, a community car sharing platform. Our second

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<v Speaker 1>vehicle is rarely used and just sits there, costing us

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<v Speaker 1>daily in rego, insurance and upkeep. Now wait for this bit,

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<v Speaker 1>Just wait for this, Scotty says, so far this year,

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<v Speaker 1>I have earned twelve thousand dollars by renting the car out.

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<v Speaker 1>We are actually on course, he says, to paying the

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<v Speaker 1>entire car off. I could. I guess you could almost

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<v Speaker 1>put it in the side hustle category as well, but

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<v Speaker 1>I am submitting it as a savings tip. I think

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<v Speaker 1>it's a fantastic saving tip. And you know what, that

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<v Speaker 1>could even be a typo like the twelve thousand dollars

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<v Speaker 1>sounds like it could almost be too much. It might

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<v Speaker 1>be an extra zero, but I don't care. I'll take

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<v Speaker 1>a typo. Twelve thousand dollars is an incredible savings tip. Turo,

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<v Speaker 1>the community car sharing platform, beat that canna.

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<v Speaker 3>I hate to burst your bubble, but Scotty is going

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<v Speaker 3>to have to pay tax on that income tax.

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<v Speaker 1>I think I don't think that's going to burst his bubble.

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<v Speaker 1>I wouldn't I wouldn't be kind of disappointed having to

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<v Speaker 1>pay tax if I'd earned an extra twelve thousand.

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<v Speaker 3>Dollars or twelve hundred dollars if you've doesn't matter.

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<v Speaker 1>No, that's completely fine. Me and Scotty, we are Laura

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<v Speaker 1>abiding tax paying citizens.

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<v Speaker 3>Okay, hang on, what about the wear and tear and

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<v Speaker 3>what about insurance that the costs that you're having that

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<v Speaker 3>person ensured to drive that car. I feel like there's

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<v Speaker 3>a little bit of fine print missing here.

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<v Speaker 1>No, clearly, clearly my knowledge, it's all covered within the platform.

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<v Speaker 1>I believe I would have to check that. I'm talking

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<v Speaker 1>out of my proverbial Yeah, go on, go on, Canna,

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<v Speaker 1>what's your tip?

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<v Speaker 3>All right? Every plate, so most families are struggling with

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<v Speaker 3>the rising cost of living, in particular shopping at the supermarket.

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<v Speaker 3>So every Plate is a subscription service, and you get

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<v Speaker 3>six meals for six people, and it works out to

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<v Speaker 3>be four dollars and forty four cents per serving. But

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<v Speaker 3>sugar Mama knows how to deliver. I even managed to

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<v Speaker 3>find a discount code which will get you one hundred

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<v Speaker 3>and eighty dollars off your first five boxes of food,

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<v Speaker 3>which then brings down your cost per serving to two

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<v Speaker 3>dollars and nineteen cents, and that discount code is budget

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<v Speaker 3>plate in capital letters. You're welcome everyone.

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<v Speaker 2>Is it like a Marley spoon or one of those

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<v Speaker 2>sort of yes, it is, but it's cheaper.

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<v Speaker 3>Is it much cheaper?

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<v Speaker 2>Do you know anyone that's tried it?

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<v Speaker 3>Well, I read quite a few reviews. It was good

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<v Speaker 3>and yes, well a few people said, is they actually will,

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<v Speaker 3>as Tom says, cook once, eat twice, so they will

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<v Speaker 3>use the food for that to take to lunch the

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<v Speaker 3>next day. So they're saving even more money, right.

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<v Speaker 2>Okay, so I've got to judge now, is that?

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<v Speaker 3>Yeah?

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<v Speaker 1>Please?

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<v Speaker 2>That's why I'm in the studio here looking at you two.

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<v Speaker 2>So well, they are Any kind of criteria on judging

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<v Speaker 2>is just what I.

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<v Speaker 1>Like best's it's purely biased personal biases. Whatever, whatever you like,

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<v Speaker 1>and I suppose maybe whatever you could see yourself.

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<v Speaker 2>Well, yes, so I have definitely used those sorts of

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<v Speaker 2>services the same as every plate can. I I'm just

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<v Speaker 2>not a big fan of them. What I'm really sorry

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<v Speaker 2>because I have a lot of people in my house

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<v Speaker 2>and you kind of well, they're never big enough for

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<v Speaker 2>my household.

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<v Speaker 3>But you've got like twenty thousand children in your house.

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<v Speaker 2>Yeah, that's true. They're never going to be big enough.

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<v Speaker 2>But I actually you find them a bit repetitive. I

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<v Speaker 2>actually think Michael's idea tiro t u r O, which

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<v Speaker 2>is it's kind of like you remind me, to reminds

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<v Speaker 2>me of ABNB but for cars, so it's kind of

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<v Speaker 2>the same setup. And I at times have tried to

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<v Speaker 2>hire cars and they're just so expensive. Anyway, the appshot

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<v Speaker 2>and it pains me, Don't get me wrong, it pains me. Michael,

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<v Speaker 2>you are the winner.

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<v Speaker 1>Florius Sean I have. I have infinite respect for your

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<v Speaker 1>budgeting skills. This is this is a suck up, yes,

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<v Speaker 1>but I mean next week when Sean rules against me,

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<v Speaker 1>I will completely flip and declare him to be incompetent

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<v Speaker 1>when it comes to budgeting. But just I've just I've

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<v Speaker 1>done a bit of googling while we've been talking, not

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<v Speaker 1>that I wasn't listening to you, Canna or Sean, but

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<v Speaker 1>just checking out the insurance situation with Turo and yeah,

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<v Speaker 1>it's all included kind of and you pick the package

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<v Speaker 1>insurance package that you want under it. So I mean,

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<v Speaker 1>these are all things that you need to do your

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<v Speaker 1>own investigation. You need to. These are just ideas, aren't they.

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<v Speaker 1>They're starting points for your savings journey, and if you

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<v Speaker 1>pick mine, then you've chosen a winning starting point for

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<v Speaker 1>your journey. Kenna, the enthusiasm just that the actual kind

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<v Speaker 1>of the visceral hate kind of coming off you right now. Canna. Anyway,

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<v Speaker 1>that was a good one. Great saving sip from me,

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<v Speaker 1>mediocre saving sip from Canna. Thank you very much, Sean.

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<v Speaker 2>Thank you very much, Michael, thank you, Kenna, thank you,

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<v Speaker 2>not really.

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<v Speaker 1>So gracious. That was the budget battle from how do

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<v Speaker 1>they afford that? A bonus episode out each week? Send

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<v Speaker 1>your own savings tip in. I've put the links in

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<v Speaker 1>the show notes today so that you can pick to

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<v Speaker 1>send them to either me or to Canna, and it

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<v Speaker 1>might be yours in the battle next week.