1 00:00:00,360 --> 00:00:03,520 Speaker 1: Sitsy and with with Kate Ritchie podcast, I want to 2 00:00:03,600 --> 00:00:05,200 Speaker 1: talk about people who owe you money. 3 00:00:05,480 --> 00:00:09,039 Speaker 2: It's so awkward, and it doesn't have to be your coworker, 4 00:00:09,160 --> 00:00:12,880 Speaker 2: even though this story is about a coworker owing cash, 5 00:00:13,200 --> 00:00:18,800 Speaker 2: just anyone that you why can't they just pay your back? 6 00:00:18,840 --> 00:00:19,960 Speaker 3: Collector or a bloke. 7 00:00:20,200 --> 00:00:22,720 Speaker 2: I just thought that, Yeah, I don't know, not that 8 00:00:22,840 --> 00:00:27,880 Speaker 2: kind of deck. It's really awkward because you would like 9 00:00:27,920 --> 00:00:30,840 Speaker 2: to think that when you loan someone money they take 10 00:00:30,880 --> 00:00:33,839 Speaker 2: the initiative to pay you back without really having to ask, 11 00:00:34,000 --> 00:00:35,560 Speaker 2: Like it's it's it's obvious. 12 00:00:35,640 --> 00:00:38,320 Speaker 3: It's so awkward, isn't it. It is such an awkward 13 00:00:38,360 --> 00:00:42,960 Speaker 3: situation with friends that when you owe money and people 14 00:00:43,000 --> 00:00:46,120 Speaker 3: forget about it, it's like, oh dude, where do I 15 00:00:46,159 --> 00:00:46,599 Speaker 3: go with this? 16 00:00:46,840 --> 00:00:49,280 Speaker 2: And I think it's worse when it's it's maybe one 17 00:00:49,360 --> 00:00:52,400 Speaker 2: hundred bucks or a couple of hundred bucks from the weekend. 18 00:00:52,479 --> 00:00:55,280 Speaker 2: I'm not talking about thousands of thousands of dollars. But 19 00:00:55,280 --> 00:00:57,000 Speaker 2: if you've got a call like that, please give us 20 00:00:57,000 --> 00:01:00,480 Speaker 2: a call as well. But when people are living paycheck 21 00:01:00,520 --> 00:01:03,120 Speaker 2: to paycheck and they've loaned fifty bucks or something and 22 00:01:03,160 --> 00:01:06,240 Speaker 2: you just can't ask, just do it? 23 00:01:06,280 --> 00:01:06,840 Speaker 1: There's a woman. 24 00:01:07,200 --> 00:01:08,880 Speaker 4: Yeah, I went out for dinner with this girl in 25 00:01:08,920 --> 00:01:10,080 Speaker 4: New Zealand and Queenstown. 26 00:01:10,480 --> 00:01:12,039 Speaker 1: You've always got a story about a girl. 27 00:01:12,680 --> 00:01:17,039 Speaker 4: It was you and I fixed up the bill. But 28 00:01:17,680 --> 00:01:19,800 Speaker 4: the girl I was with never really offered to go 29 00:01:19,880 --> 00:01:21,440 Speaker 4: halves or anything like she didn't. 30 00:01:21,440 --> 00:01:23,040 Speaker 1: Oh you are actually talking about that? 31 00:01:23,280 --> 00:01:27,880 Speaker 4: Yeah, no, you never really went. And I'll get I'll pay, 32 00:01:27,959 --> 00:01:28,680 Speaker 4: Can I chip in it? 33 00:01:28,760 --> 00:01:28,960 Speaker 5: All? 34 00:01:29,120 --> 00:01:29,200 Speaker 6: Like? 35 00:01:29,280 --> 00:01:31,200 Speaker 4: There was just nothing. I don't even know if I've 36 00:01:31,200 --> 00:01:34,080 Speaker 4: got to thank you for the dinner quiet or quite 37 00:01:34,120 --> 00:01:34,880 Speaker 4: on the western front. 38 00:01:34,920 --> 00:01:37,119 Speaker 2: Well, I think it was your privilege to have dinner 39 00:01:37,800 --> 00:01:40,039 Speaker 2: with me, and that's what you were paying for. I 40 00:01:40,120 --> 00:01:43,760 Speaker 2: was there as the entertainment, the famous friend that turned. 41 00:01:43,520 --> 00:01:46,160 Speaker 4: Up up I did celebrity apprentice man. 42 00:01:47,240 --> 00:01:49,120 Speaker 1: And the other thing is, you know what whippers like. 43 00:01:49,440 --> 00:01:51,200 Speaker 2: I mean, you go out for dinner with him and 44 00:01:51,200 --> 00:01:53,960 Speaker 2: he needs to be a big man around town to. 45 00:01:54,000 --> 00:01:56,600 Speaker 1: Pick up the bill. He does the old sneaky I'm going. 46 00:01:56,520 --> 00:01:58,160 Speaker 2: To go to the toilet and then I fix up 47 00:01:58,160 --> 00:02:01,800 Speaker 2: the bill so he can grant and say I don't worry, no, 48 00:02:01,920 --> 00:02:02,400 Speaker 2: I'll get this. 49 00:02:02,560 --> 00:02:04,440 Speaker 1: I got this. And what am I going to do? 50 00:02:04,480 --> 00:02:05,840 Speaker 1: I'm not going to do the embarrassing. 51 00:02:06,560 --> 00:02:08,800 Speaker 4: Please let me do my big I mean, you've got 52 00:02:08,840 --> 00:02:10,600 Speaker 4: my bank account details. Flick us a bit. 53 00:02:11,000 --> 00:02:13,120 Speaker 3: He likes to get the frequent Flyer points and then 54 00:02:13,120 --> 00:02:15,600 Speaker 3: he likes for you to pay him back transfer them. 55 00:02:15,840 --> 00:02:17,639 Speaker 1: Always see what's happening here. 56 00:02:17,840 --> 00:02:19,840 Speaker 4: Yeah, you did an offer with the transfer, and I 57 00:02:19,840 --> 00:02:20,960 Speaker 4: didn't know how to bring it up with you. 58 00:02:21,000 --> 00:02:23,480 Speaker 1: But okay, can I get to the story. There's a woman. 59 00:02:23,760 --> 00:02:26,160 Speaker 1: She goes for dinner with a colleague. It's a bit 60 00:02:26,200 --> 00:02:26,840 Speaker 1: of a fact. 61 00:02:26,919 --> 00:02:30,560 Speaker 2: Dinner, and they don't She doesn't go out much, and 62 00:02:30,600 --> 00:02:34,399 Speaker 2: she is one of these people who is living paycheck 63 00:02:34,480 --> 00:02:35,160 Speaker 2: to paycheck. 64 00:02:36,760 --> 00:02:40,120 Speaker 1: She goes for dinner, the colleague says, oh my goodness, 65 00:02:40,240 --> 00:02:42,400 Speaker 1: I've forgot my wallet. That old chestnut. 66 00:02:42,960 --> 00:02:46,560 Speaker 2: So this woman fixes up the bill and then follows 67 00:02:46,680 --> 00:02:47,960 Speaker 2: up the next week at work. 68 00:02:48,240 --> 00:02:49,959 Speaker 1: Do you think you could pay me back? Oh? 69 00:02:50,320 --> 00:02:52,880 Speaker 2: Absolutely, I'm a bit short this week. I'll pay you 70 00:02:52,960 --> 00:02:55,840 Speaker 2: next week. And this continues to go on. It's about 71 00:02:55,880 --> 00:02:59,320 Speaker 2: three weeks, three weeks down the track. And what's frustrating, 72 00:02:59,639 --> 00:03:02,440 Speaker 2: which is always the case when you've loaned money, is 73 00:03:02,480 --> 00:03:04,800 Speaker 2: that when someone is telling you they can't afford to 74 00:03:04,840 --> 00:03:09,920 Speaker 2: pay you back, but you're watching them to spend elsewhere. 75 00:03:10,720 --> 00:03:15,320 Speaker 2: So this woman is watching this woman, you know, have 76 00:03:15,400 --> 00:03:18,600 Speaker 2: a punt on the exactly, have a punt on the everest, 77 00:03:18,800 --> 00:03:20,920 Speaker 2: drink aparospres. 78 00:03:20,080 --> 00:03:20,880 Speaker 1: By the beach. 79 00:03:21,280 --> 00:03:23,840 Speaker 2: But then on a Monday morning they'll say, oh my goodness, 80 00:03:23,960 --> 00:03:27,440 Speaker 2: I'm so sorry, I'll pay you next week. And then 81 00:03:27,639 --> 00:03:31,000 Speaker 2: and then flips it and starts accusing the woman who 82 00:03:31,000 --> 00:03:35,440 Speaker 2: wants the money back of being a stalker on her socials. 83 00:03:35,520 --> 00:03:38,120 Speaker 2: So this poor woman has probably paid over one hundred 84 00:03:38,160 --> 00:03:40,960 Speaker 2: bucks that she can't afford. She needs the money back. 85 00:03:41,200 --> 00:03:45,520 Speaker 2: She's purely asking and getting incredibly frustrated that she's watching 86 00:03:45,600 --> 00:03:48,920 Speaker 2: this other woman live, you know, a happy single life 87 00:03:48,920 --> 00:03:51,880 Speaker 2: with extra cash floating around, and then is accused of 88 00:03:51,880 --> 00:03:53,600 Speaker 2: being this angry storm. 89 00:03:53,680 --> 00:03:57,080 Speaker 4: My sister went on a date with a doctor and 90 00:03:57,120 --> 00:04:01,360 Speaker 4: she forgot her purse right he paid, No, she must have. 91 00:04:01,640 --> 00:04:04,400 Speaker 4: How did it happen? She was driving, I know this much, 92 00:04:04,520 --> 00:04:06,760 Speaker 4: and she didn't, couldn't, didn't have the money to pay 93 00:04:06,800 --> 00:04:08,760 Speaker 4: half for dinner, halves for dinner. 94 00:04:08,520 --> 00:04:09,760 Speaker 1: And it was an expensive dinner. 95 00:04:10,640 --> 00:04:14,080 Speaker 4: So then she dropped the doctor home. The doctor made 96 00:04:14,080 --> 00:04:17,080 Speaker 4: her go past the ATM on the way home to 97 00:04:17,120 --> 00:04:17,960 Speaker 4: get the money out. 98 00:04:18,800 --> 00:04:22,719 Speaker 3: Extraordinary let's go to Jack's Extraordinary Jackie and Wheeler Heights. 99 00:04:22,920 --> 00:04:24,159 Speaker 3: Tell us about your daughter, Jack. 100 00:04:24,920 --> 00:04:27,520 Speaker 6: Oh, hi, there. We wanted a big holiday earlier in 101 00:04:27,560 --> 00:04:31,479 Speaker 6: the year, around February, big family holiday, and I said, 102 00:04:31,480 --> 00:04:33,280 Speaker 6: I'm daughter, you don't need to have more money than that, 103 00:04:33,480 --> 00:04:35,880 Speaker 6: and no, no, I'll be fine. I'll be fine. And 104 00:04:35,920 --> 00:04:38,480 Speaker 6: of course she went out of money very quickly, so 105 00:04:38,960 --> 00:04:41,960 Speaker 6: I kept lending her money, lending her money, and that 106 00:04:42,080 --> 00:04:45,119 Speaker 6: was fiperary and nothing has been paid back. 107 00:04:45,560 --> 00:04:47,840 Speaker 3: So how much does she owe you? Jack? 108 00:04:48,600 --> 00:04:49,679 Speaker 6: That two thousand dollars? 109 00:04:49,880 --> 00:04:51,880 Speaker 2: Oh yeah, that's a lot of cash. And does she 110 00:04:51,920 --> 00:04:53,839 Speaker 2: still live at home or does she have a family 111 00:04:53,880 --> 00:04:54,640 Speaker 2: of her own? 112 00:04:55,080 --> 00:04:57,200 Speaker 6: No, she lives at home. So it's also been stuff 113 00:04:57,240 --> 00:04:59,320 Speaker 6: since we got back to because she's, you know, like 114 00:04:59,360 --> 00:05:03,160 Speaker 6: a lot of you, she's casual jobs, no reriger income. 115 00:05:03,279 --> 00:05:05,600 Speaker 6: So but but you know, if there's a lot of 116 00:05:05,600 --> 00:05:06,839 Speaker 6: bottoline shopping being. 117 00:05:06,680 --> 00:05:10,560 Speaker 2: Done, that's frustrating when the packages keep riding. 118 00:05:11,400 --> 00:05:13,680 Speaker 4: That's right, got your credit card? 119 00:05:14,800 --> 00:05:16,160 Speaker 6: No, no, definitely not. 120 00:05:17,680 --> 00:05:20,320 Speaker 3: Let's go to lin in men I lin you once 121 00:05:20,520 --> 00:05:23,480 Speaker 3: loaned someone a lot of money, Lyn, How much was it? 122 00:05:23,640 --> 00:05:26,719 Speaker 5: About? Fifty thousand dollars? 123 00:05:27,000 --> 00:05:29,760 Speaker 1: Are and who was this person, linen, why did they 124 00:05:29,839 --> 00:05:30,520 Speaker 1: need the cash? 125 00:05:31,240 --> 00:05:35,839 Speaker 5: So this person was a single dad and he was 126 00:05:35,880 --> 00:05:40,599 Speaker 5: looking at losing his house. They'd already gone into you know, 127 00:05:40,680 --> 00:05:43,920 Speaker 5: receivership or whatever it is, and paying all this interest 128 00:05:43,960 --> 00:05:47,039 Speaker 5: in everything, and I felt sorry for him. He was 129 00:05:47,080 --> 00:05:48,920 Speaker 5: good to my mum when my mum was really sick, 130 00:05:48,960 --> 00:05:51,880 Speaker 5: and to me after she passed away. 131 00:05:52,680 --> 00:05:57,200 Speaker 3: And I left, you are right, limb. 132 00:05:58,040 --> 00:06:01,680 Speaker 5: Yeah, and thought about it for a long time, and 133 00:06:01,720 --> 00:06:05,400 Speaker 5: it's just, you know, I thought that this was a 134 00:06:05,400 --> 00:06:08,920 Speaker 5: good man, and you know, like anyway, he was supposed 135 00:06:08,920 --> 00:06:12,160 Speaker 5: to pay me back one thousand dollars a month. I 136 00:06:12,200 --> 00:06:14,560 Speaker 5: think I ended up only getting about three thousand. And 137 00:06:14,720 --> 00:06:17,320 Speaker 5: that was with a lot of effort, he saying that 138 00:06:17,440 --> 00:06:20,640 Speaker 5: he was had okay to do renovations on the house 139 00:06:20,680 --> 00:06:22,040 Speaker 5: so he could sell it so I could get my 140 00:06:22,080 --> 00:06:24,839 Speaker 5: money back. Yes, after about two and a half years, 141 00:06:25,880 --> 00:06:29,000 Speaker 5: still only about three thousand dollars paid back, and I 142 00:06:29,120 --> 00:06:31,800 Speaker 5: ended up having to go to the solicitor and put 143 00:06:31,800 --> 00:06:35,880 Speaker 5: a caveate on house. And then he turned really nasty 144 00:06:37,080 --> 00:06:39,560 Speaker 5: and it was just it was just horrible, Like I'm 145 00:06:39,640 --> 00:06:42,240 Speaker 5: just so you know, I can think you know someone, 146 00:06:42,279 --> 00:06:45,920 Speaker 5: but when it comes to money, Unfortunately you don't. I 147 00:06:47,279 --> 00:06:50,120 Speaker 5: just received the settlement from a marriage breakdown, and that's 148 00:06:50,120 --> 00:06:52,360 Speaker 5: the only reason why I had the money. You know, 149 00:06:52,560 --> 00:06:56,760 Speaker 5: I'm shrinking by well he's you know, not out on 150 00:06:56,800 --> 00:06:57,640 Speaker 5: the street. 151 00:06:57,680 --> 00:06:59,960 Speaker 3: And not so where is he now? And is he 152 00:07:00,080 --> 00:07:03,760 Speaker 3: she still around her as he skipped down, So. 153 00:07:03,279 --> 00:07:08,360 Speaker 5: So he's in the country and I haven't seen him 154 00:07:08,440 --> 00:07:11,920 Speaker 5: for a very very long time. I believe that he 155 00:07:12,000 --> 00:07:13,880 Speaker 5: ended up selling the house and I did get my 156 00:07:13,920 --> 00:07:17,800 Speaker 5: money back. But to make matters worse, just before he 157 00:07:17,880 --> 00:07:21,440 Speaker 5: sold the house, he had a lot of my mother's 158 00:07:21,440 --> 00:07:25,120 Speaker 5: furniture and everything that he wanted for a friend stored 159 00:07:25,200 --> 00:07:28,960 Speaker 5: in his garards and he was going to delay settlement. 160 00:07:29,080 --> 00:07:30,480 Speaker 5: So I didn't come and get that out, and I'm 161 00:07:30,480 --> 00:07:34,200 Speaker 5: like a second but he wanted that this process was 162 00:07:34,240 --> 00:07:36,440 Speaker 5: just there for stories. So then you know, I have 163 00:07:36,640 --> 00:07:39,960 Speaker 5: was ve been Queensland caring for my dad and my 164 00:07:39,960 --> 00:07:42,080 Speaker 5: brother ended up saying, look, I'll go to goldbur and 165 00:07:42,120 --> 00:07:43,400 Speaker 5: I'll I'll. 166 00:07:43,280 --> 00:07:44,240 Speaker 1: Sort it out. 167 00:07:44,880 --> 00:07:45,080 Speaker 3: I know. 168 00:07:45,160 --> 00:07:47,800 Speaker 1: I know what you say that turn it turn it around. 169 00:07:47,480 --> 00:07:49,720 Speaker 4: And sometimes you got to get the heavies involved. That's 170 00:07:49,720 --> 00:07:54,800 Speaker 4: what I do to get the money. 171 00:07:55,200 --> 00:07:58,560 Speaker 3: He does me does he with a crowbar? 172 00:08:00,120 --> 00:08:01,600 Speaker 4: I might give him a call about that dinner. 173 00:08:01,640 --> 00:08:10,200 Speaker 1: I had a music that's awful. My name tone over 174 00:08:10,280 --> 00:08:14,080 Speaker 1: there gotta fly'. 175 00:08:13,200 --> 00:08:16,000 Speaker 3: Vicy and WEFA with Kate Ritchie is a Nova podcast. 176 00:08:16,120 --> 00:08:17,680 Speaker 1: For more great comedy shows like. 177 00:08:17,640 --> 00:08:19,720 Speaker 5: This, head to Nova podcast dot com. 178 00:08:19,800 --> 00:08:20,240 Speaker 1: Jod Are you