1 00:00:00,240 --> 00:00:03,160 Speaker 1: This is the Fitting in with with Kate Richie podcast. 2 00:00:03,520 --> 00:00:06,520 Speaker 2: Let's talk about this story, guys, because owning your own 3 00:00:06,559 --> 00:00:10,280 Speaker 2: home is a dream everybody has. You know, as a 4 00:00:10,320 --> 00:00:12,760 Speaker 2: young kid, you grow up and you play a couple 5 00:00:12,800 --> 00:00:14,920 Speaker 2: of games around house. You always dream of being Batman 6 00:00:15,040 --> 00:00:17,200 Speaker 2: or something, and then you become an adult and all 7 00:00:17,280 --> 00:00:21,120 Speaker 2: you want to do is own your own home. City girl, 8 00:00:22,480 --> 00:00:24,880 Speaker 2: you want to be a princess right in your dream 9 00:00:24,880 --> 00:00:26,480 Speaker 2: of that day you get to be a bride and 10 00:00:26,480 --> 00:00:30,760 Speaker 2: then a man takes your hand. You know what about 11 00:00:30,800 --> 00:00:31,200 Speaker 2: the world? 12 00:00:31,240 --> 00:00:34,640 Speaker 3: You do actually think that I had it all mapped out? 13 00:00:34,720 --> 00:00:35,720 Speaker 3: Look how well that way? 14 00:00:35,760 --> 00:00:41,120 Speaker 4: Take me back to with a singing Joey. 15 00:00:39,360 --> 00:00:45,040 Speaker 2: Exactly because it's dribble anyway. These guys they've been together 16 00:00:45,120 --> 00:00:48,720 Speaker 2: for ten years and they've been renting two guys. No, 17 00:00:49,920 --> 00:00:52,920 Speaker 2: these guys, sorry, going a girl. I don't see gender 18 00:00:52,920 --> 00:00:54,800 Speaker 2: in twenty twenty four. By the way, it might be 19 00:00:54,800 --> 00:00:59,120 Speaker 2: important in the story, it's not okay. They have been 20 00:00:59,200 --> 00:01:01,640 Speaker 2: in a house for me, sorry, for ten years together 21 00:01:02,040 --> 00:01:05,240 Speaker 2: and they've always dreamed of owning their own house. Do 22 00:01:05,319 --> 00:01:07,560 Speaker 2: they have children, No, they don't at this stage, but 23 00:01:07,640 --> 00:01:09,200 Speaker 2: that was kind of the plan. Cake, Why don't we 24 00:01:09,200 --> 00:01:13,400 Speaker 2: save up. We're renting now. Rent money is dead money. 25 00:01:13,680 --> 00:01:16,920 Speaker 2: Let's get some cash together and finally buy our own house. 26 00:01:16,959 --> 00:01:19,560 Speaker 2: And when we do, let's make a family so we 27 00:01:19,560 --> 00:01:23,920 Speaker 2: can celebrate the Australian dream. Ryan the bloody picket fence. 28 00:01:24,000 --> 00:01:25,800 Speaker 2: And then when we got the picket fence, we're going 29 00:01:25,840 --> 00:01:27,680 Speaker 2: to get a dog to a lucky country, you know 30 00:01:27,720 --> 00:01:33,760 Speaker 2: what I mean. Anyway, they bought a house, as he 31 00:01:33,840 --> 00:01:37,840 Speaker 2: reads on, they bought a house. Well, he bought a 32 00:01:37,880 --> 00:01:42,480 Speaker 2: house without telling her, which is now an investment property 33 00:01:42,480 --> 00:01:43,360 Speaker 2: for him. 34 00:01:43,800 --> 00:01:47,800 Speaker 4: Why did you do That's the there's a major problems 35 00:01:47,800 --> 00:01:50,240 Speaker 4: in the relationship if you're doing that. You don't want 36 00:01:50,240 --> 00:01:51,520 Speaker 4: to be with a person. 37 00:01:51,400 --> 00:01:53,600 Speaker 2: You just decided and this is the thing. She's gone 38 00:01:53,640 --> 00:01:57,520 Speaker 2: online and said this is this weird behavior. And everybody said, 39 00:01:57,560 --> 00:02:00,800 Speaker 2: you run, girl, You get out of their sister. That's 40 00:02:00,920 --> 00:02:04,520 Speaker 2: no good, that's no good. Adult get out now. A 41 00:02:04,520 --> 00:02:06,960 Speaker 2: lot of people said, this happened to me, and he 42 00:02:07,120 --> 00:02:09,160 Speaker 2: ended up breaking up with me and moving into the 43 00:02:09,160 --> 00:02:11,720 Speaker 2: house that he'd bought quietly on the side because. 44 00:02:11,480 --> 00:02:12,400 Speaker 3: It was in his name. 45 00:02:13,520 --> 00:02:15,680 Speaker 4: That's so obvious that they don't want a future without 46 00:02:15,680 --> 00:02:16,360 Speaker 4: the other person. 47 00:02:16,880 --> 00:02:19,160 Speaker 3: Why would he do that? What were his excuses? 48 00:02:19,240 --> 00:02:21,680 Speaker 2: Give me three. Okay, I'll give you the first one. 49 00:02:22,120 --> 00:02:26,919 Speaker 2: He didn't want to stress her with the buying process. Okay, 50 00:02:27,000 --> 00:02:28,440 Speaker 2: girls do get stressed easily. 51 00:02:28,840 --> 00:02:32,760 Speaker 3: I know we can't handle it. Lucky, we have you 52 00:02:32,880 --> 00:02:33,920 Speaker 3: doing everything. 53 00:02:34,360 --> 00:02:37,920 Speaker 2: Wanted her just to remain focused on her work so 54 00:02:38,000 --> 00:02:40,160 Speaker 2: that the income for the house was an interrupted. 55 00:02:40,880 --> 00:02:44,640 Speaker 3: Number two, I'm well, she should be thankful that she 56 00:02:44,840 --> 00:02:46,280 Speaker 3: was allowed to go out and work. 57 00:02:47,480 --> 00:02:51,640 Speaker 2: She was probably cooking. I don't know that. One's not 58 00:02:51,680 --> 00:02:52,280 Speaker 2: written down. 59 00:02:53,160 --> 00:02:56,720 Speaker 3: So his oh, she was busy getting dinner ready and okay, yeah, 60 00:02:56,720 --> 00:02:57,600 Speaker 3: I get it, of course. 61 00:02:58,120 --> 00:03:00,720 Speaker 2: So here's the situation, and how do you feel if 62 00:03:00,760 --> 00:03:02,520 Speaker 2: your partner? Did you know? The other one you hear 63 00:03:02,560 --> 00:03:05,640 Speaker 2: of is when a partner you might get married and 64 00:03:05,680 --> 00:03:09,400 Speaker 2: then the husband goes, hey, I bought us a house. 65 00:03:09,480 --> 00:03:10,680 Speaker 2: What do you think I. 66 00:03:10,600 --> 00:03:11,239 Speaker 3: Would hate that? 67 00:03:11,360 --> 00:03:11,600 Speaker 2: Why? 68 00:03:13,120 --> 00:03:15,040 Speaker 3: Well, because it's not for you to choose the house. 69 00:03:15,080 --> 00:03:15,880 Speaker 3: It's for us to. 70 00:03:15,880 --> 00:03:18,320 Speaker 4: Choose the house and joint decision. 71 00:03:18,600 --> 00:03:21,920 Speaker 3: Isn't I know people where this has happened, and goodlet 72 00:03:22,000 --> 00:03:24,680 Speaker 3: you know what. People are probably listening thinking, gee, I'd 73 00:03:24,680 --> 00:03:27,679 Speaker 3: just be happy to have a house in my name, 74 00:03:27,760 --> 00:03:30,720 Speaker 3: and you should be thankful. But I do know some 75 00:03:30,760 --> 00:03:34,160 Speaker 3: people where this has happened, and one person has thought 76 00:03:34,200 --> 00:03:36,680 Speaker 3: that it's a very big grand gesture to have chosen 77 00:03:36,720 --> 00:03:38,720 Speaker 3: the home and look what I've found us, honey. 78 00:03:41,040 --> 00:03:44,240 Speaker 2: And she didn't like it, Oh no, she was she was. 79 00:03:44,200 --> 00:03:47,040 Speaker 3: Fine with it, kind of well she had to be. 80 00:03:47,160 --> 00:03:49,560 Speaker 3: How hungry you know, you appear a little bit ungrateful. 81 00:03:49,560 --> 00:03:51,680 Speaker 3: But I think there's I'm not sure I would like. 82 00:03:51,720 --> 00:03:54,520 Speaker 2: There's a guy I know, and he's an Australian celebrity, 83 00:03:55,440 --> 00:03:59,000 Speaker 2: so I won't say his name, Larryda No guy Sebastian 84 00:04:00,040 --> 00:04:00,680 Speaker 2: and he. 85 00:04:00,640 --> 00:04:03,280 Speaker 4: Is danger doctor Andrew Rosh. 86 00:04:03,400 --> 00:04:04,360 Speaker 3: He's in business. 87 00:04:04,560 --> 00:04:09,520 Speaker 2: And he proposed to his now wife on the lawn 88 00:04:10,000 --> 00:04:11,800 Speaker 2: out the front of this place and said, will will 89 00:04:11,880 --> 00:04:13,240 Speaker 2: you marry me? She said yes? 90 00:04:13,480 --> 00:04:14,200 Speaker 3: Why are we here? 91 00:04:14,440 --> 00:04:17,800 Speaker 2: And she said white, no, not Roch and then said, 92 00:04:18,640 --> 00:04:20,240 Speaker 2: well why don't we walk inside and have a look 93 00:04:20,279 --> 00:04:22,040 Speaker 2: at this house because I also bought this for us. 94 00:04:22,080 --> 00:04:23,000 Speaker 3: HAMI shouldn't do. 95 00:04:23,000 --> 00:04:25,480 Speaker 4: That, Homi shouldn't do that. Zoe wouldn't. 96 00:04:27,640 --> 00:04:29,599 Speaker 3: He did do and didn't. 97 00:04:30,640 --> 00:04:32,719 Speaker 2: Isn't that a nice thing? Well? 98 00:04:32,880 --> 00:04:35,360 Speaker 3: I think yes, it's a nice thing. But I do 99 00:04:35,440 --> 00:04:40,960 Speaker 3: think it might indicate the way things might move forward. 100 00:04:40,960 --> 00:04:46,320 Speaker 3: Within the relationship, which would be somebody controlling everything and 101 00:04:46,360 --> 00:04:49,440 Speaker 3: you not controlling anything, and then you know what they 102 00:04:49,560 --> 00:04:51,760 Speaker 3: say to you, Oh, I bought us this beautiful house, 103 00:04:51,920 --> 00:04:53,200 Speaker 3: and we're going to get married, and you're going to 104 00:04:53,240 --> 00:04:56,080 Speaker 3: have all the babies. By the way, because you weren't 105 00:04:56,120 --> 00:04:58,719 Speaker 3: there on the day. I just put my name on 106 00:04:58,760 --> 00:05:01,599 Speaker 3: the paperwork for the house, so it's it's in my name. 107 00:05:01,680 --> 00:05:03,960 Speaker 2: We'll fix it up later. It's a little bit like 108 00:05:04,000 --> 00:05:06,400 Speaker 2: when the mom goes, you know what, I'm pushing the 109 00:05:06,480 --> 00:05:10,960 Speaker 2: kid out, I'll name the baby. It's exactly the same. 110 00:05:11,240 --> 00:05:14,760 Speaker 4: Is it the mentality of the engagement ring as well? 111 00:05:14,960 --> 00:05:18,080 Speaker 4: Where a fellow thinks that they know you're invest for 112 00:05:18,640 --> 00:05:20,880 Speaker 4: their future watering. 113 00:05:20,760 --> 00:05:23,120 Speaker 2: And then they get it changed. How annoying is that? 114 00:05:23,240 --> 00:05:25,800 Speaker 2: Nicole and Rockdale? Have you been stitched up? 115 00:05:25,800 --> 00:05:26,000 Speaker 3: Have you? 116 00:05:26,080 --> 00:05:26,279 Speaker 2: Nick? 117 00:05:27,120 --> 00:05:27,320 Speaker 3: Hi? 118 00:05:27,720 --> 00:05:27,800 Speaker 4: So? 119 00:05:28,960 --> 00:05:32,600 Speaker 1: Yeah, So my ex ousin and I just recently divorced 120 00:05:32,640 --> 00:05:34,840 Speaker 1: and we had bought an investment property and we had 121 00:05:34,880 --> 00:05:37,320 Speaker 1: to put in my name, according to him, because of 122 00:05:37,440 --> 00:05:41,120 Speaker 1: tax purposes. Anyway, we were going to sell because of 123 00:05:41,160 --> 00:05:43,800 Speaker 1: the divorce. Anyway, we had made a little gain on it, 124 00:05:43,839 --> 00:05:46,240 Speaker 1: and I had no idea because I'm not really that 125 00:05:46,880 --> 00:05:49,400 Speaker 1: might when it comes to properties that he was going 126 00:05:49,440 --> 00:05:52,640 Speaker 1: to leave me to pay the tax on all of the. 127 00:05:52,240 --> 00:05:58,119 Speaker 3: Capitals because it's in your name, Nick, yep, in my name. 128 00:05:58,720 --> 00:06:01,320 Speaker 4: Do you know what though, if you want to counteract, 129 00:06:01,400 --> 00:06:03,520 Speaker 4: you wouldn't because it will coast you too much that 130 00:06:03,600 --> 00:06:07,320 Speaker 4: the house is in your name, Nicole. You could probably say, well, 131 00:06:07,320 --> 00:06:08,200 Speaker 4: it's my house. 132 00:06:09,279 --> 00:06:10,960 Speaker 1: Well, I mean, look it was. It was in Perth. 133 00:06:11,000 --> 00:06:13,160 Speaker 1: I wasn't living in it, so we had to you know, yeah, 134 00:06:13,279 --> 00:06:14,919 Speaker 1: I had to pay it off and had to sell it. 135 00:06:15,000 --> 00:06:16,600 Speaker 1: Was I was a single mom now, But yes, I 136 00:06:16,920 --> 00:06:18,360 Speaker 1: was lucky that I had gone to see a good 137 00:06:18,440 --> 00:06:21,280 Speaker 1: lawyer and she had said, Darling, it's in your name. 138 00:06:21,720 --> 00:06:23,240 Speaker 1: You're going to be paying couple of gains on that, 139 00:06:23,400 --> 00:06:24,440 Speaker 1: so you will. 140 00:06:25,200 --> 00:06:28,120 Speaker 4: The thing is that the money will go to you though, Nicole. 141 00:06:28,240 --> 00:06:30,680 Speaker 4: So you could say to him, no, no, no, no, we'll 142 00:06:30,680 --> 00:06:33,200 Speaker 4: take the tax out from the capital gains before you 143 00:06:33,200 --> 00:06:34,159 Speaker 4: get your money. 144 00:06:34,760 --> 00:06:39,719 Speaker 1: Yeah. Unfortunately he was in finance, so we were. He 145 00:06:39,760 --> 00:06:43,040 Speaker 1: was trying to get this squared away for the actual settlement. 146 00:06:43,279 --> 00:06:46,440 Speaker 3: So yeah, such a pleasurable experience. 147 00:06:46,920 --> 00:06:48,360 Speaker 2: And what have you done with your ring? Nick? 148 00:06:48,480 --> 00:06:53,039 Speaker 1: Like if you got rid of that, yeah, I'll sell them. Eventually, 149 00:06:53,040 --> 00:06:55,200 Speaker 1: I got to get them evaluated. 150 00:06:54,680 --> 00:06:56,400 Speaker 2: I think you'd have to pay the capital gains on that. 151 00:06:58,240 --> 00:07:00,320 Speaker 1: I wish Nick. 152 00:07:00,360 --> 00:07:02,680 Speaker 2: Thank you for your call. Appreciated. It's in Whipper with 153 00:07:02,760 --> 00:07:05,800 Speaker 2: Kate Ritchie is a Nova podcast to walk great shows 154 00:07:05,880 --> 00:07:09,040 Speaker 2: like this. Download the Nova Player via the App Store 155 00:07:09,160 --> 00:07:09,920 Speaker 2: or Google Play. 156 00:07:10,120 --> 00:07:11,040 Speaker 3: The player