1 00:00:02,890 --> 00:00:03,400 Suze: We 2 00:00:30,770 --> 00:00:35,919 Suze: January 26, 2025. Welcome everybody to the Women and Money podcast, 3 00:00:36,168 --> 00:00:40,330 Suze: as well as everybody smart enough to listen. So, I know, 4 00:00:40,450 --> 00:00:42,529 Suze: I know, today is supposed to be Suze School. 5 00:00:42,529 --> 00:00:44,279 KT: No, it isn't. 6 00:00:46,380 --> 00:00:47,919 KT: Guess who's in the studio. 7 00:00:48,290 --> 00:00:50,020 Suze: Tell them what happened this morning. 8 00:00:50,020 --> 00:00:51,060 KT: Guess who's in the studio. 9 00:00:51,060 --> 00:00:51,208 Suze: Tell them why your'e in the studio. 10 00:00:52,418 --> 00:00:55,860 KT: So I woke up with a great idea, everybody, and 11 00:00:55,860 --> 00:01:00,459 KT: I said, Suze, please, please, I wanna do Sunday's podcast 12 00:01:00,459 --> 00:01:03,340 KT: with you. Why KT? And I said, because it's still 13 00:01:03,340 --> 00:01:05,660 KT: the beginning of the year. We're at the end of 14 00:01:05,660 --> 00:01:07,610 KT: January and I have an idea. 15 00:01:08,010 --> 00:01:09,839 KT: And I think everyone will love this. 16 00:01:09,879 --> 00:01:12,760 Suze: Now here's the problem, everybody. I don't have a clue 17 00:01:12,760 --> 00:01:15,768 Suze: what her idea is. So all of you.. 18 00:01:16,000 --> 00:01:16,779 KT: Wanna hear the title? 19 00:01:17,809 --> 00:01:18,370 Suze: Yeah. 20 00:01:20,330 --> 00:01:24,550 KT: OK, it's called The 6 Secrets to Suze's Success. 21 00:01:25,040 --> 00:01:25,629 Suze: What? 22 00:01:25,800 --> 00:01:26,238 KT: Yeah. 23 00:01:27,040 --> 00:01:30,550 KT: It's the 6 secrets to Suze's success. So wait, let, 24 00:01:30,750 --> 00:01:32,628 KT: let me tell everybody what that is. 25 00:01:33,589 --> 00:01:38,139 KT: For years, for almost 25 years, maybe not all of these, 26 00:01:38,230 --> 00:01:43,110 KT: but most of them, I've been hearing Suze impart incredible 27 00:01:43,110 --> 00:01:48,980 KT: Suzeisms and quotes and great information whether she's talking, being interviewed, 28 00:01:49,190 --> 00:01:51,190 KT: or just meeting someone that needs help. 29 00:01:51,309 --> 00:01:52,510 Suze: Or I'm talking to myself. 30 00:01:52,614 --> 00:01:55,525 KT: Or she just talks to herself. Anyway, I've been collecting 31 00:01:55,525 --> 00:01:58,474 KT: these and, and, and one day when I have enough, 32 00:01:58,525 --> 00:02:00,915 KT: I want to do something special with them, but right 33 00:02:00,915 --> 00:02:06,004 KT: now I'm gonna share 6 of these Suzeisms. They're quotes, 34 00:02:06,125 --> 00:02:09,445 KT: they're things that she lives by and, and because she 35 00:02:09,445 --> 00:02:11,725 KT: lives by them, we all should live by them. 36 00:02:12,038 --> 00:02:16,330 KT: And I especially live by number 6. So what I'm 37 00:02:16,330 --> 00:02:19,250 KT: gonna do is I want to read what I've jotted 38 00:02:19,250 --> 00:02:22,800 KT: down of what I remember and what she pretty much says. 39 00:02:23,050 --> 00:02:24,008 Suze: You sure you have them right? 40 00:02:24,460 --> 00:02:27,240 KT: I, they're pretty much right, but, but yeah, they're right 41 00:02:27,240 --> 00:02:27,429 KT: because 42 00:02:27,429 --> 00:02:29,320 Suze: And if they're not, is it OK if I correct that? 43 00:02:29,399 --> 00:02:32,419 KT: Suze's gonna tell you what they mean. She's gonna explain. 44 00:02:32,479 --> 00:02:36,079 KT: I'm just gonna read the six secrets. 45 00:02:36,279 --> 00:02:36,440 Suze: Did 46 00:02:36,440 --> 00:02:38,559 Suze: you ask me if this is what I want to do? 47 00:02:39,399 --> 00:02:41,360 KT: This is what we're doing. Do you want to do 48 00:02:41,360 --> 00:02:41,759 KT: it? 49 00:02:42,080 --> 00:02:43,320 Suze: Do I have a choice? Here we are. 50 00:02:44,160 --> 00:02:44,448 KT: Do you want to? 51 00:02:45,119 --> 00:02:47,080 Suze: I always want to do what you want me to do. 52 00:02:47,619 --> 00:02:51,258 KT: No, you want to do what everyone needs to 53 00:02:51,258 --> 00:02:51,728 KT: hear from us. 54 00:02:51,729 --> 00:02:55,020 Suze: And I know you know that for everybody. So if 55 00:02:55,020 --> 00:02:56,020 Suze: you feel that really strongly... 56 00:02:56,309 --> 00:02:57,538 KT: I really love this 57 00:02:57,538 --> 00:03:00,100 Suze: ...that you want to be on the podcast on Sunday when usually... 58 00:03:00,139 --> 00:03:03,699 KT: Sunday is Sunday school. So this is Sunday school we're imparting... 59 00:03:04,585 --> 00:03:06,005 Suze: We're going to KT church. We're going 60 00:03:06,005 --> 00:03:06,695 Suze: to church. 61 00:03:06,985 --> 00:03:10,663 KT: No, it's not church, it's school. It's Sunday school. We're 62 00:03:10,663 --> 00:03:14,904 KT: always you and I, we have a, a streamline direct 63 00:03:14,904 --> 00:03:16,945 KT: line to God every day. We don't need 64 00:03:16,945 --> 00:03:18,345 KT: church. We need school. 65 00:03:18,425 --> 00:03:20,603 Suze: Can I just tell everybody what I do say. 66 00:03:21,279 --> 00:03:25,800 Suze: Right, and people always say something to me like this, Suze, right, 67 00:03:25,919 --> 00:03:29,330 Suze: from your lips to God's ears. You know how everybody 68 00:03:29,330 --> 00:03:31,160 Suze: always says that to me? And what do I say 69 00:03:31,160 --> 00:03:35,399 Suze: to them? Oh yeah, trust me, right? He hears every 70 00:03:35,399 --> 00:03:39,440 Suze: word I say, every thought that I think, every action 71 00:03:39,440 --> 00:03:42,669 Suze: that I do. Everybody, I think it's important that you 72 00:03:42,669 --> 00:03:44,869 Suze: do take out your Suze notebooks. 73 00:03:45,559 --> 00:03:48,330 Suze: And I think you should write these down because I 74 00:03:48,330 --> 00:03:51,889 Suze: can tell by the look on KT's face that these 75 00:03:51,889 --> 00:03:56,360 Suze: are serious quotes. These are life transforming. 76 00:03:56,929 --> 00:04:00,690 KT: Well, they're they're mostly what you really believe in and 77 00:04:00,690 --> 00:04:04,100 KT: live by, OK. And then to make it easy for 78 00:04:04,100 --> 00:04:07,449 KT: everyone at the end of this podcast and once it's released. 79 00:04:07,839 --> 00:04:10,369 KT: I'm gonna make sure that we put this on the 80 00:04:10,369 --> 00:04:11,610 KT: Women and Money wall. 81 00:04:12,300 --> 00:04:14,419 Suze: So for those of you who don't know, there is 82 00:04:14,419 --> 00:04:17,820 Suze: a Woman and Money community app. You can download it 83 00:04:17,820 --> 00:04:21,739 Suze: at Apple Apps or Google Play. It's absolutely free, and 84 00:04:21,738 --> 00:04:24,880 Suze: there's a wall there, the Suze Wall, and we have 85 00:04:24,880 --> 00:04:26,820 Suze: interesting kind of conversations there anyway. 86 00:04:27,059 --> 00:04:30,609 KT: OK, so here you go. 6 secrets to Suze's success, 87 00:04:30,660 --> 00:04:31,339 KT: number 1. 88 00:04:31,829 --> 00:04:34,779 KT: The day you put your needs in front of others' 89 00:04:34,779 --> 00:04:38,859 KT: wants is the day you will have really started on 90 00:04:38,859 --> 00:04:41,570 KT: your road to financial freedom. 91 00:04:41,980 --> 00:04:47,019 Suze: The most important part of that saying what I say 92 00:04:47,019 --> 00:04:51,899 Suze: to myself, everybody, is the day you put your needs. 93 00:04:51,910 --> 00:04:56,579 Suze: Now listen, do you know what your needs are? Do 94 00:04:56,579 --> 00:04:59,130 Suze: you just live your life and you don't even do 95 00:04:59,130 --> 00:05:00,690 Suze: anything that you need to do? 96 00:05:01,160 --> 00:05:05,209 Suze: So the first part of that saying is that you 97 00:05:05,209 --> 00:05:08,609 Suze: need to know what you need. What do you need 98 00:05:08,609 --> 00:05:11,359 Suze: to be happy? What do you need to be secure? 99 00:05:11,529 --> 00:05:14,929 Suze: What do you need to feel powerful? You have to 100 00:05:14,928 --> 00:05:17,868 Suze: know what those things are, so you are to write 101 00:05:17,869 --> 00:05:21,678 Suze: down your needs. Let me just give you a very 102 00:05:22,250 --> 00:05:26,359 Suze: slight example really of what it would be. Here you are, 103 00:05:26,570 --> 00:05:30,369 Suze: and you're building up your emergency savings account. 104 00:05:30,640 --> 00:05:35,299 Suze: You're sending every month $100 into Alliant Credit Union because 105 00:05:35,299 --> 00:05:38,910 Suze: you want to take advantage of the Ultimate Opportunity savings account, 106 00:05:39,140 --> 00:05:41,540 Suze: which I know so many of you are doing and 107 00:05:41,540 --> 00:05:44,619 Suze: you want to do, but yet your kids, it was 108 00:05:44,619 --> 00:05:47,899 Suze: the holiday time or maybe it's their birthday or whatever 109 00:05:47,899 --> 00:05:52,690 Suze: it may be, they want a new pair of sneakers 110 00:05:52,690 --> 00:05:54,089 Suze: and it's $100. 111 00:05:54,959 --> 00:05:58,659 Suze: And that's the $100 that you need to send in 112 00:05:58,660 --> 00:06:01,488 Suze: every month to your savings account. 113 00:06:02,339 --> 00:06:06,100 Suze: You have to put your needs in front of others' wants, 114 00:06:06,420 --> 00:06:09,219 Suze: and if you do that, that's when you really are 115 00:06:09,220 --> 00:06:13,220 Suze: on the road to financial freedom. Next, KT, what 116 00:06:13,220 --> 00:06:13,380 Suze: else? 117 00:06:13,459 --> 00:06:16,579 KT: That's great. Number 2, I love this one. 118 00:06:17,190 --> 00:06:23,630 KT: Success alone will never ever lead you to fulfillment. Fulfillment 119 00:06:23,630 --> 00:06:28,799 KT: will always lead you to success. It's one of my favorite. 120 00:06:29,070 --> 00:06:31,779 KT: Suze really lives by this, everybody. 121 00:06:31,869 --> 00:06:35,589 Suze: You know, all of you strive for success, whatever that 122 00:06:35,589 --> 00:06:37,109 Suze: may mean to all of you. 123 00:06:37,440 --> 00:06:40,730 Suze: But mostly success means you're making a lot of money. 124 00:06:41,140 --> 00:06:43,019 Suze: You have a big house to show others, you have 125 00:06:43,019 --> 00:06:46,619 Suze: a fancy car, you're wearing fancy clothes, and you're just 126 00:06:46,619 --> 00:06:48,299 Suze: successful that way. 127 00:06:49,170 --> 00:06:52,868 Suze: But yet you really hate your job. You really don't 128 00:06:52,869 --> 00:06:56,899 Suze: like what you're doing, but you're attached to the paycheck. 129 00:06:57,070 --> 00:07:01,179 Suze: You're attached to everything that you have around you, but 130 00:07:01,178 --> 00:07:04,070 Suze: yet inside, you're not fulfilled. 131 00:07:05,119 --> 00:07:08,849 Suze: I'm here to tell you that you're not successful. 132 00:07:10,119 --> 00:07:14,089 Suze: If that is true and you yourself are not fulfilled, 133 00:07:14,239 --> 00:07:18,559 Suze: you are not successful. When you can do something that 134 00:07:18,559 --> 00:07:27,950 Suze: truly fulfills you, it will always lead you to success financially, spiritually, emotionally, 135 00:07:28,200 --> 00:07:29,989 Suze: on all levels. 136 00:07:30,549 --> 00:07:35,000 Suze: So your goal is to have inner fulfillment and it 137 00:07:35,000 --> 00:07:37,709 Suze: will manifest with outer wealth. 138 00:07:38,040 --> 00:07:39,359 KT: Yeah, love what you do. 139 00:07:39,359 --> 00:07:41,959 Suze: You know. KT, I just wanna give you a little 140 00:07:41,959 --> 00:07:46,000 Suze: example of that. Last night, it's very funny you picked that. 141 00:07:46,720 --> 00:07:50,549 Suze: I got an email from one of our relatives, all right, 142 00:07:50,920 --> 00:07:53,799 Suze: and in it he said to me, Suze, 143 00:07:54,630 --> 00:07:57,649 Suze: I know I'm making a lot of money. I know 144 00:07:57,649 --> 00:08:03,170 Suze: everything's going great that way. I just don't like my 145 00:08:03,170 --> 00:08:04,200 Suze: job anymore. 146 00:08:04,769 --> 00:08:05,600 KT: Who was that? 147 00:08:06,200 --> 00:08:09,350 Suze: I, I'll tell you after the podcast, all right? And 148 00:08:09,350 --> 00:08:13,579 Suze: he said to me, can we talk about it because 149 00:08:13,869 --> 00:08:18,190 Suze: I'm getting sick, I'm not healthy, the financial reward doesn't 150 00:08:18,190 --> 00:08:22,420 Suze: matter anymore and I need your advice on what should 151 00:08:22,420 --> 00:08:25,480 Suze: I do and how do I do it. So that's 152 00:08:25,480 --> 00:08:30,790 Suze: a perfect example of that saying so your timing is 153 00:08:30,790 --> 00:08:32,179 Suze: funny on that. 154 00:08:33,039 --> 00:08:36,318 Suze: Because he also listens to the podcast every single week 155 00:08:36,318 --> 00:08:41,489 Suze: so he knows who he is. We will talk later today, he. 156 00:08:43,799 --> 00:08:46,299 KT: I'm just thinking it's not one of my brothers. 157 00:08:46,588 --> 00:08:46,749 Suze: No, it's 158 00:08:46,749 --> 00:08:48,049 Suze: on my side of the family. 159 00:08:50,229 --> 00:08:52,468 KT: All right, yeah, because my, none of my brothers are gonna 160 00:08:52,468 --> 00:08:56,379 KT: call saying money doesn't matter anymore. All right, here you go. 161 00:08:56,789 --> 00:09:02,007 KT: So number 3, this is probably Suze's personal most favorite, 162 00:09:02,229 --> 00:09:05,068 KT: and I hear her impart this over and over and 163 00:09:05,068 --> 00:09:05,628 KT: over again. 164 00:09:05,940 --> 00:09:09,229 KT: To people that really need it, but she has said 165 00:09:09,229 --> 00:09:11,609 KT: it to herself for years. 166 00:09:11,929 --> 00:09:12,968 Suze: Oh, I'm so excited to hear this one. 167 00:09:13,969 --> 00:09:14,169 Suze: Should I guess it? 168 00:09:14,469 --> 00:09:16,690 KT: She's gonna guess it. It's her one of her, it's 169 00:09:16,690 --> 00:09:21,039 KT: her favorite animal as well. The elephant keeps walking as 170 00:09:21,039 --> 00:09:23,130 KT: the dogs keep barking. 171 00:09:23,890 --> 00:09:27,630 KT: Suze loves this, and I think it's also something that 172 00:09:27,630 --> 00:09:33,229 KT: was inspired from India. The elephant keeps walking as the 173 00:09:33,229 --> 00:09:37,830 KT: dogs keep barking. What a great saying. What does that 174 00:09:37,830 --> 00:09:38,750 KT: mean to you, Suze? 175 00:09:38,789 --> 00:09:40,390 Suze: I'm surprised you picked that one. 176 00:09:40,710 --> 00:09:41,689 KT: Is it one of your favorites? 177 00:09:42,200 --> 00:09:43,489 Suze: It is. There's two, as you know. 178 00:09:43,780 --> 00:09:44,559 KT: But this one you really... 179 00:09:44,869 --> 00:09:47,369 Suze: But this one I really... love this one... 180 00:09:47,700 --> 00:09:49,260 KT: Probably because you've said it to yourself. 181 00:09:49,729 --> 00:09:52,909 Suze: And let me tell you why, everybody, I said it to myself 182 00:09:52,909 --> 00:09:53,950 Suze: so many times. 183 00:09:54,890 --> 00:09:59,468 Suze: It's interesting in life that as you're going up the 184 00:09:59,469 --> 00:10:04,098 Suze: ladder or getting more and more whatever you're doing, you're expanding, 185 00:10:04,590 --> 00:10:05,940 Suze: everybody's rooting for you. 186 00:10:06,489 --> 00:10:08,960 Suze: And I'll just give you a personal example of my 187 00:10:08,960 --> 00:10:12,478 Suze: own life as I started out being an author and 188 00:10:12,479 --> 00:10:15,280 Suze: I started to do things and my books were out 189 00:10:15,280 --> 00:10:18,159 Suze: there and I was making more money and getting out 190 00:10:18,159 --> 00:10:21,640 Suze: everybody was like, yeah, Suze, go for it, go for it. 191 00:10:21,880 --> 00:10:25,559 Suze: But once you get to the very, very top, which 192 00:10:25,559 --> 00:10:26,359 Suze: I did. 193 00:10:27,000 --> 00:10:30,349 Suze: You couldn't get much higher than I got at one 194 00:10:30,349 --> 00:10:31,429 Suze: point in time. 195 00:10:32,239 --> 00:10:35,190 Suze: But once you get up there, there are people who 196 00:10:35,190 --> 00:10:37,789 Suze: are jealous and it just for some reason in my 197 00:10:37,789 --> 00:10:40,710 Suze: case and I think others then people like to tear 198 00:10:40,710 --> 00:10:47,380 Suze: you down because negative press sells more than positive press. 199 00:10:47,549 --> 00:10:52,270 Suze: It just does everybody and people started to write things 200 00:10:52,270 --> 00:10:56,349 Suze: about me like, oh "Suze the Floozy," and there was 201 00:10:56,349 --> 00:11:00,309 Suze: a magazine that came out that was filled with total 202 00:11:00,309 --> 00:11:01,869 Suze: lies about me. 203 00:11:02,390 --> 00:11:04,829 Suze: Like there was an attack on me, things would happen. 204 00:11:04,940 --> 00:11:09,739 Suze: Things just happen as you become more and more successful. 205 00:11:10,520 --> 00:11:15,530 Suze: So it's really important that you know who you are, 206 00:11:15,659 --> 00:11:19,309 Suze: what you are, and how do you keep going. So 207 00:11:19,309 --> 00:11:24,260 Suze: this saying, the elephant keeps walking as the dogs keep 208 00:11:24,260 --> 00:11:29,059 Suze: barking was my visual of I was the elephant. 209 00:11:29,559 --> 00:11:32,659 Suze: And I was just going to keep walking and going 210 00:11:32,659 --> 00:11:36,459 Suze: forward and helping people and create goodness in other people's 211 00:11:36,460 --> 00:11:40,780 Suze: lives regardless of what all the dogs, the reporters, the 212 00:11:40,780 --> 00:11:44,099 Suze: articles were saying about me at the time. 213 00:11:44,979 --> 00:11:45,700 Suze: And 214 00:11:46,659 --> 00:11:49,280 Suze: Eventually, the dogs just went away. 215 00:11:49,940 --> 00:11:54,039 Suze: And I kept walking and here I am to this 216 00:11:54,039 --> 00:11:54,390 Suze: day. 217 00:11:54,599 --> 00:11:57,119 KT: She loves that one. I like that one too. I 218 00:11:57,119 --> 00:12:00,030 KT: think it's important. And then number 4. 219 00:12:01,200 --> 00:12:03,890 KT: And this is great also for all of you out 220 00:12:03,890 --> 00:12:08,419 KT: there that are listening to impart this what Suze believes 221 00:12:08,419 --> 00:12:10,939 KT: to your kids and, and I'll tell you why because 222 00:12:10,940 --> 00:12:15,270 KT: I love saying it. If you think you can't, you never, ever, ever, 223 00:12:15,340 --> 00:12:16,369 KT: ever will. 224 00:12:16,659 --> 00:12:16,979 Suze: Yeah. 225 00:12:17,460 --> 00:12:21,210 KT: So there you go. That's such a simple, simple thought. 226 00:12:21,419 --> 00:12:25,299 KT: If you think you can't, you never, ever, ever, ever will. 227 00:12:25,940 --> 00:12:29,859 Suze: I think what's important there to understand everybody that I 228 00:12:29,859 --> 00:12:34,219 Suze: finally got in my own life is that your words. 229 00:12:35,030 --> 00:12:38,750 Suze: Your thoughts and your actions are more powerful than you 230 00:12:38,750 --> 00:12:45,789 Suze: have any idea, especially your words. If you say you can't. 231 00:12:46,590 --> 00:12:49,500 Suze: And I find KT, that you did this because if 232 00:12:49,500 --> 00:12:51,700 Suze: you remember, I don't know if it was a Suze 233 00:12:51,700 --> 00:12:52,520 Suze: School or not. 234 00:12:52,900 --> 00:12:58,090 Suze: But I did a thing on what can't means versus, right, 235 00:12:59,539 --> 00:13:02,859 Suze: can and I did this whole thing, but this one 236 00:13:02,859 --> 00:13:07,419 Suze: actually is a condensed version of and I'm just gonna 237 00:13:07,419 --> 00:13:09,979 Suze: expand on it, KT because we have the time to 238 00:13:09,979 --> 00:13:16,700 Suze: be able to do so is your thoughts create your destiny. 239 00:13:17,409 --> 00:13:21,159 Suze: And it's so important for you to really, really get 240 00:13:21,159 --> 00:13:26,390 Suze: that there's a saying that what you think you eventually say, 241 00:13:26,880 --> 00:13:32,039 Suze: what you say your words become your actions, your actions 242 00:13:32,039 --> 00:13:37,799 Suze: actually become your habits, KT, and your habits become your destiny. 243 00:13:38,539 --> 00:13:43,359 Suze: So every single thing starts with your thoughts. 244 00:13:44,130 --> 00:13:47,719 Suze: That turn into your words that turn into your actions. 245 00:13:47,919 --> 00:13:51,669 Suze: So when you say you cannot do something. 246 00:13:52,570 --> 00:13:55,289 Suze: Then the truth of the matter is you won't be 247 00:13:55,289 --> 00:13:59,770 Suze: able to do it, so you all have to understand 248 00:13:59,770 --> 00:14:02,210 Suze: the power that you have within you. 249 00:14:03,349 --> 00:14:07,039 Suze: Because your words have the power to create or the 250 00:14:07,039 --> 00:14:11,030 Suze: power to destroy, and the choice is up to you. 251 00:14:11,400 --> 00:14:14,228 Suze: So if you look at your life right now. 252 00:14:15,479 --> 00:14:19,590 Suze: Look at what you have created. How did you create that? 253 00:14:19,789 --> 00:14:22,159 Suze: Look at the things that you've done in your life again. 254 00:14:22,309 --> 00:14:26,270 Suze: Write them down that you never ever thought you could do. 255 00:14:26,880 --> 00:14:29,590 Suze: How did you do that? How did you get there? 256 00:14:30,000 --> 00:14:32,950 Suze: And then look at the things that you wanted to do, 257 00:14:33,159 --> 00:14:34,520 Suze: but you never did. 258 00:14:35,580 --> 00:14:38,380 Suze: Why didn't you? Where did that 259 00:14:38,380 --> 00:14:38,849 Suze: start? 260 00:14:39,020 --> 00:14:40,940 KT: You know what that one makes me think of just 261 00:14:40,940 --> 00:14:42,330 KT: to diverse a little bit. 262 00:14:43,049 --> 00:14:45,789 KT: If you think you can't, you never, ever, ever will. 263 00:14:45,830 --> 00:14:49,700 KT: It reminds me of all the people years ago that said, Suze, 264 00:14:49,989 --> 00:14:52,119 KT: I can't get out of debt. How can I do this? 265 00:14:52,150 --> 00:14:57,580 KT: And then years later, after listening to you and following simple, 266 00:14:57,609 --> 00:15:01,630 KT: simple baby steps and instructions, we get letters of not 267 00:15:01,630 --> 00:15:04,859 KT: only how they're out of debt, but they became millionaires. 268 00:15:05,155 --> 00:15:08,344 KT: Amazing. We're gonna have to share that one day with everyone. 269 00:15:08,544 --> 00:15:11,924 KT: So I hope you like this, everybody, because I just 270 00:15:11,924 --> 00:15:13,075 KT: think they're great to live by. 271 00:15:13,075 --> 00:15:15,815 Suze: Do you care if I like doing this? 272 00:15:16,104 --> 00:15:18,635 KT: No you do. I know she does. These are hers. 273 00:15:18,864 --> 00:15:20,344 KT: She lives by all of this. 274 00:15:20,840 --> 00:15:24,270 KT: These are Suze's like 10 Commandments, but they're 6. 275 00:15:24,640 --> 00:15:26,719 Suze: I have like 50 out of them. How come you 276 00:15:26,719 --> 00:15:27,549 Suze: didn't do them all? 277 00:15:27,650 --> 00:15:31,289 KT: Because I just wanted 6 just to remember. Number 5, 278 00:15:31,400 --> 00:15:35,400 KT: there's no shame or blame big enough to keep you 279 00:15:35,400 --> 00:15:38,200 KT: from being who you are meant to be. 280 00:15:38,309 --> 00:15:39,000 Suze: I love that one. 281 00:15:39,099 --> 00:15:40,359 Suze: That one's really 282 00:15:40,539 --> 00:15:45,729 KT: emotional, it's personal and it's really important that everyone understands 283 00:15:45,729 --> 00:15:51,539 KT: there's never a shame or blame big enough to keep 284 00:15:51,539 --> 00:15:54,239 KT: you from being who you are meant to be. 285 00:15:54,570 --> 00:15:58,530 Suze: I love this one, KT, and the reason, everybody, I 286 00:15:58,530 --> 00:16:00,330 Suze: love this one so much. 287 00:16:01,119 --> 00:16:05,630 Suze: Is... listen, we all do things in our lives, every 288 00:16:05,630 --> 00:16:10,789 Suze: single one of us, and we have to learn to 289 00:16:10,789 --> 00:16:15,109 Suze: rise above the things that we have done that maybe 290 00:16:15,109 --> 00:16:19,150 Suze: we have shame about or we're blaming others for or 291 00:16:19,150 --> 00:16:24,030 Suze: whatever it may be. You can't let the things that 292 00:16:24,030 --> 00:16:27,469 Suze: you feel bad about. You can't let the things that 293 00:16:27,469 --> 00:16:29,150 Suze: you're angry about. 294 00:16:29,989 --> 00:16:33,260 Suze: Keep you from being who you are meant to be. 295 00:16:33,390 --> 00:16:37,190 Suze: You did something. You say you're sorry. Somebody did something 296 00:16:37,190 --> 00:16:41,549 Suze: to you, OK. You have to let it go. What 297 00:16:41,549 --> 00:16:47,349 Suze: are the three internal obstacles to wealth? Fear, shame, and anger. 298 00:16:47,390 --> 00:16:48,150 KT: That's so true. 299 00:16:48,229 --> 00:16:51,549 Suze: So you don't have money. You're getting deeper and deeper 300 00:16:51,549 --> 00:16:55,750 Suze: into credit card debt, and yet you haven't told anybody 301 00:16:55,750 --> 00:16:56,280 Suze: about it. 302 00:16:57,380 --> 00:17:01,349 Suze: The shame of your credit card debt. Do you think 303 00:17:01,679 --> 00:17:03,909 Suze: that should keep you from being who you are meant 304 00:17:03,909 --> 00:17:04,550 Suze: to be? 305 00:17:05,489 --> 00:17:08,969 Suze: Don't be ashamed of anything in your life. If you've 306 00:17:08,969 --> 00:17:12,849 Suze: done something, tell somebody about it, which is why I 307 00:17:12,849 --> 00:17:14,770 Suze: would say to all of you, if you have credit 308 00:17:14,770 --> 00:17:17,728 Suze: card debt, tell everybody you know. And as soon as 309 00:17:17,729 --> 00:17:20,819 Suze: you start telling everybody you know you have credit card debt, 310 00:17:20,849 --> 00:17:22,729 Suze: you know what they'll say back to you? Oh, I 311 00:17:22,729 --> 00:17:26,448 Suze: do too, right? And so it's. 312 00:17:27,040 --> 00:17:30,139 Suze: If you've done things that you're ashamed of, if you 313 00:17:30,140 --> 00:17:35,500 Suze: feel ashamed, if you're blaming your past, if you're blaming 314 00:17:35,500 --> 00:17:39,020 Suze: that somebody has done something to you, you're not a 315 00:17:39,020 --> 00:17:42,530 Suze: victim to your circumstances, you're a victor. You are a 316 00:17:42,530 --> 00:17:47,380 Suze: creator of everything, so take that, turn it around and 317 00:17:47,380 --> 00:17:52,770 Suze: create the future. Create the person you really want to be. 318 00:17:53,099 --> 00:17:57,319 Suze: You can do that, but not if you dwell in 319 00:17:57,319 --> 00:18:02,079 Suze: shame and blame, and where it says you know that 320 00:18:02,079 --> 00:18:04,400 Suze: there's no shame or blame big enough to keep you 321 00:18:04,400 --> 00:18:06,949 Suze: from being who you are meant to be. So who 322 00:18:06,949 --> 00:18:08,839 Suze: are you meant to be. 323 00:18:09,380 --> 00:18:13,599 Suze: Another exercise for yourself. So here you can go again 324 00:18:13,810 --> 00:18:17,930 Suze: and write down what's everything that you're ashamed of in 325 00:18:17,930 --> 00:18:22,650 Suze: your life, what's everything that you're blaming somebody else in 326 00:18:22,650 --> 00:18:24,810 Suze: your life for write down. 327 00:18:25,829 --> 00:18:29,469 Suze: Who are you meant to be in this 328 00:18:29,469 --> 00:18:29,739 Suze: life? 329 00:18:29,819 --> 00:18:32,780 KT: You're the world's personal finance expert 330 00:18:34,069 --> 00:18:34,630 KT: without a 331 00:18:34,630 --> 00:18:34,949 KT: doubt. 332 00:18:35,069 --> 00:18:38,619 Suze: There you go, right, but who am I meant to be? 333 00:18:39,739 --> 00:18:44,069 Suze: I'm somebody who I decided a long time ago. 334 00:18:44,979 --> 00:18:47,339 Suze: What I meant to be and what I meant to 335 00:18:47,339 --> 00:18:52,969 Suze: do is I meant to meet the needs of the people, places, 336 00:18:52,979 --> 00:18:54,698 Suze: and times around me. 337 00:18:55,739 --> 00:19:01,010 Suze: And offer my actions to God. That is who I 338 00:19:01,010 --> 00:19:02,239 Suze: am meant to be. 339 00:19:03,310 --> 00:19:08,150 Suze: So that's how I feel about my life and the 340 00:19:08,150 --> 00:19:11,910 Suze: question becomes, who are you meant to be? Write it 341 00:19:11,910 --> 00:19:15,109 Suze: down and see what you can do. All right. 342 00:19:15,150 --> 00:19:19,160 KT: Number 6, this is the finale, everyone, drum roll, Suze. (Suze and KT make drum roll sounds) 343 00:19:22,410 --> 00:19:24,889 Suze: Are you liking this KT? Is that what you wanted? Well, 344 00:19:24,969 --> 00:19:27,729 Suze: this is what you vision? I was this podcast what 345 00:19:27,729 --> 00:19:28,489 Suze: you meant it to be? 346 00:19:29,209 --> 00:19:31,410 KT: Yea, this is what I meant it to be. OK, 347 00:19:31,530 --> 00:19:35,930 KT: so number 6, everybody is my favorite, and it's my 348 00:19:35,930 --> 00:19:39,449 KT: favorite because Suze, after 25 years of being with me, 349 00:19:39,810 --> 00:19:45,599 KT: still says, KT, let's talk. And here's what she says. 350 00:19:45,810 --> 00:19:48,130 KT: What I, you say to me all the time and 351 00:19:48,130 --> 00:19:49,130 KT: I'll give you a hint. 352 00:19:49,790 --> 00:19:51,469 KT: The gatekeepers. 353 00:19:51,890 --> 00:19:53,708 Suze: Oh, that's what you're where you're going. 354 00:19:53,829 --> 00:19:55,948 KT: That's what I want Suze to share with you, but 355 00:19:55,949 --> 00:19:58,550 KT: I want you to hear this in her words because 356 00:19:58,550 --> 00:20:01,948 KT: it's what I hear and it's what I need to 357 00:20:01,949 --> 00:20:02,430 KT: always 358 00:20:03,329 --> 00:20:03,359 KT: remind myself. 359 00:20:04,800 --> 00:20:06,280 Suze: We all do. I remind myself of it. 360 00:20:06,680 --> 00:20:09,560 KT: This is great, everybody share this with everyone you know, 361 00:20:09,800 --> 00:20:10,439 KT: especially your family. 362 00:20:11,040 --> 00:20:15,069 Suze: May every word that you say, every thought that you think, 363 00:20:15,280 --> 00:20:21,479 Suze: and every action that you take, KT and everybody pass 364 00:20:21,479 --> 00:20:27,790 Suze: through the three gatekeepers, and those gatekeepers are, is it kind? 365 00:20:28,160 --> 00:20:31,640 Suze: Is it necessary, and is it true? 366 00:20:32,510 --> 00:20:36,829 Suze: So you're thinking something. If it doesn't pass through those 367 00:20:36,829 --> 00:20:42,930 Suze: three gatekeepers, just stop thinking it. Change the thought. If 368 00:20:42,930 --> 00:20:44,649 Suze: you say something. 369 00:20:45,310 --> 00:20:48,939 Suze: Or you're about to say something before you say it 370 00:20:48,939 --> 00:20:51,939 Suze: if you're not quite sure about it, does it pass 371 00:20:51,939 --> 00:20:57,369 Suze: through the three gatekeepers? Is it kind? Is it necessary? 372 00:20:57,459 --> 00:21:00,930 Suze: Is it true? And every action that you take. 373 00:21:01,829 --> 00:21:05,060 Suze: Just think about it if you have any hesitation at all. 374 00:21:05,780 --> 00:21:09,520 Suze: Does it pass through the three gatekeepers? Is it kind? 375 00:21:09,770 --> 00:21:12,129 Suze: Is it necessary? Is it true? 376 00:21:12,760 --> 00:21:16,979 Suze: And you have to be careful here because sometimes you think. 377 00:21:18,050 --> 00:21:21,188 Suze: You want to say something. It's a little bit harsh. 378 00:21:21,640 --> 00:21:25,438 Suze: It's true. It's necessary, but you get stuck on. Is 379 00:21:25,439 --> 00:21:29,310 Suze: it kind? Is it kind to tell somebody the truth 380 00:21:29,640 --> 00:21:33,459 Suze: about themselves or whatever that maybe they don't want to hear? 381 00:21:34,040 --> 00:21:35,639 Suze: So you have to think about it. 382 00:21:36,430 --> 00:21:40,790 Suze: But most of the time when you really love somebody 383 00:21:41,000 --> 00:21:43,959 Suze: or whatever it is and you want to say something 384 00:21:43,959 --> 00:21:46,709 Suze: to them that they might not want to hear. 385 00:21:48,060 --> 00:21:50,040 Suze: That doesn't make it not kind. 386 00:21:51,010 --> 00:21:53,130 Suze: It makes it that they need to hear it, but 387 00:21:53,130 --> 00:21:57,229 Suze: it has to pass through all three of those gatekeepers. 388 00:21:57,719 --> 00:22:01,439 Suze: So again, if you're gonna do anything and it doesn't 389 00:22:01,439 --> 00:22:06,229 Suze: pass through all three of those gatekeepers, just stop. 390 00:22:06,930 --> 00:22:11,150 Suze: And change it until it does. Just that simple KT. 391 00:22:11,390 --> 00:22:14,069 KT: It's my favorite one. Is it kind? Is it necessary? 392 00:22:14,150 --> 00:22:14,819 KT: Is it true? 393 00:22:14,869 --> 00:22:19,739 Suze: And those three gatekeepers will keep you from doing things 394 00:22:20,030 --> 00:22:21,469 Suze: that you're ashamed that you did. 395 00:22:21,469 --> 00:22:22,500 KT: Or regret. 396 00:22:22,500 --> 00:22:25,910 Suze: Or regret or anything, and all of the things that 397 00:22:25,910 --> 00:22:30,579 Suze: we talked about really relate to those gatekeepers. 398 00:22:31,449 --> 00:22:34,069 KT: So there you have it, everyone. I call it the 399 00:22:34,069 --> 00:22:38,300 KT: six secrets to Suze's success, but it's really Credos, inspiration, 400 00:22:38,550 --> 00:22:40,349 KT: words that she's lived by. 401 00:22:40,880 --> 00:22:45,050 KT: And taught and imparted not only for me but for 402 00:22:45,050 --> 00:22:48,209 KT: all of you listening to everyone that's read, followed or 403 00:22:48,209 --> 00:22:51,890 KT: listened to her or watched her on television, but most 404 00:22:51,890 --> 00:22:56,810 KT: important for herself. Suze loves these and uses them in 405 00:22:56,810 --> 00:23:01,599 KT: her life to guide herself. She inspires herself with her own inspiration. 406 00:23:02,329 --> 00:23:04,609 Suze: You know, and again, I'm just gonna go back to 407 00:23:04,609 --> 00:23:07,689 Suze: this for a second, everybody, is that. 408 00:23:08,229 --> 00:23:13,319 Suze: You never stop learning. You never stop growing. You also 409 00:23:13,319 --> 00:23:16,989 Suze: never stop having doubts, believe it or not. Can I 410 00:23:16,989 --> 00:23:21,438 Suze: do this? Should I do this? Is this the right thing? Oh, 411 00:23:21,599 --> 00:23:25,000 Suze: so and so tells me, Don't do this, Suze. So 412 00:23:25,000 --> 00:23:27,839 Suze: it's what do I need to do versus what other 413 00:23:27,839 --> 00:23:29,469 Suze: people want me to do. 414 00:23:30,010 --> 00:23:33,229 Suze: What do I tell myself? What is it that I want? 415 00:23:33,800 --> 00:23:38,500 Suze: So all these things that KT just chose today to do, 416 00:23:38,810 --> 00:23:40,438 Suze: I kind of like that you did this, KT. 417 00:23:41,199 --> 00:23:41,479 KT: Now she tells me... 418 00:23:41,479 --> 00:23:42,550 Suze: If you think... 419 00:23:42,550 --> 00:23:44,829 KT: Now she tells me, everybody. 420 00:23:45,079 --> 00:23:46,599 Suze: And if you think this is gonna make it so 421 00:23:46,599 --> 00:23:47,560 Suze: that I don't do your 422 00:23:47,670 --> 00:23:49,479 Suze: Roth quizzy, you are so wrong, 423 00:23:49,569 --> 00:23:53,000 KT: I know, right? And that's number 4. If you think 424 00:23:53,000 --> 00:23:56,430 KT: you can't, you never ever, ever, ever will. So I 425 00:23:56,430 --> 00:23:59,770 KT: can conquer Roth. I can, and I 426 00:23:59,770 --> 00:24:00,239 KT: will. 427 00:24:00,449 --> 00:24:02,810 Suze: CAN Canceling Any Negativity. 428 00:24:02,810 --> 00:24:03,379 Suze: Can. 429 00:24:03,380 --> 00:24:03,920 KT: I can. 430 00:24:06,099 --> 00:24:09,448 Suze: No matter where you are in life, on your spectrum 431 00:24:09,449 --> 00:24:15,280 Suze: of life, young, not so young, old, and really old, 432 00:24:15,729 --> 00:24:20,569 Suze: these are all sayings, secrets. Let them be your own 433 00:24:20,569 --> 00:24:25,689 Suze: little inner secret that helps you be who you really 434 00:24:25,689 --> 00:24:27,569 Suze: want to be and who you are meant. 435 00:24:27,859 --> 00:24:31,619 Suze: To be and what's meant to be today, by the way. 436 00:24:31,900 --> 00:24:36,420 KT: Oh yeah, today's Taylor's birthday, Suze. We want to wish Taylor, 437 00:24:36,500 --> 00:24:40,688 KT: our nephew who's in North Florida, a very happy, happy, 438 00:24:40,719 --> 00:24:45,660 KT: happy birthday. Taylor makes boys. Taylor has 3 sons, which 439 00:24:45,660 --> 00:24:49,099 KT: are our great nephews, right? They're great, great nephews. 440 00:24:49,560 --> 00:24:52,650 KT: And he has 1, 2, 3, and, and I said to, 441 00:24:52,719 --> 00:24:55,439 KT: to Katie, his wife, you think you're gonna go for 442 00:24:55,439 --> 00:24:57,349 KT: number 4? And they looked at me and we said, 443 00:24:57,520 --> 00:25:00,599 KT: we don't know. And I said, Suze, how many boys 444 00:25:00,599 --> 00:25:01,889 KT: on a soccer team? 445 00:25:03,910 --> 00:25:04,629 KT: But Taylor, 446 00:25:04,699 --> 00:25:09,989 Suze: have a happy happy birthday to you. So, Ms. Travis, 447 00:25:10,109 --> 00:25:14,540 Suze: since this was your podcast today, you take us out. 448 00:25:14,630 --> 00:25:17,739 KT: There's only 3 things we want you to remember, everybody, 449 00:25:18,150 --> 00:25:22,430 KT: and that is: people first, then money, then things. 450 00:25:23,430 --> 00:25:27,438 Suze: And if you do that, you stay strong, you stay safe, 451 00:25:27,750 --> 00:25:29,780 Suze: and guess what? Together 452 00:25:30,109 --> 00:25:30,760 KT: we 453 00:25:30,760 --> 00:25:31,280 KT: will 454 00:25:31,280 --> 00:25:32,699 Suze: rise.