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Robert: December 29, 2024. Welcome to the Women and Money podcast,

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Robert: as well as everyone smart enough to listen. Producer Robert here.

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Robert: So this is the final episode of 2024, and we're

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Robert: gonna close it with some things that you haven't heard

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Robert: on the show before.

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Robert: Now, we haven't done this in a few years, and

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Robert: in fact KT reminded all of us about that on

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Robert: the last episode.

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Suze: Oh we do?

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KT: We need a year end. We need a summary. We Robert,

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KT: why don't you do our year-end funny one?

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Suze: Yea Robert, what's wrong with you?

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KT: Let Robert do a year-end Sunday Suze School that isn't

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KT: a school at all. It's Sunday fun with Suze a

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KT: year end.

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Robert: OK,

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Robert: so here we are. It is Sunday fun with Suze

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Robert: and KT.

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Robert: Now, doing a podcast is hard work. It's fun. Believe me,

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Robert: it's fun, but it is hard work, and sometimes it

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Robert: takes a little while for KT and Suze to get

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Robert: ramped up to start an episode, especially first thing in

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Robert: the morning.

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KT: Are you ready?

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Suze: I'm ready. Are you ready?

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KT: It's a bit, make it a little bit louder, just

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KT: a little bit.

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KT: OK. All right, that's better. Yeah, I can hear.

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Suze: Is that good? Is that a little better? Are you sure?

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KT: I'm positive.

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Suze: Without a shadow of a doubt.

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KT: I'm, I'm, I'm positive.

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KT: It's good.

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Suze: If you were younger and you said you were positive,

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Suze: would that mean that you were having a baby?

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KT: Get on with it.

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Suze: Are you sure you want me to?

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KT: Get ready to record.

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Suze: What if I don't want to record?

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KT: Stop playing. This is serious business. It's our podcast. Come on.

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KT: I usually don't work Sunday.

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Suze: (Laughing) I thought you didn't work any day.

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KT: I really don't work Sunday. I'll throw in, I'll throw

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KT: in a Wednesday, but not a Sunday. OK, let's go.

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KT: What's the, what's the date of this podcast? I have, huh?

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KT: What's the date of it? Where's your...

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Suze: The 11th.

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KT: OK, let's do it.

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Suze: Yeah, you sure?

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KT: Look at you crying.

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KT: You're not allowed to laugh on Sunday because it's not

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KT: the day I work. Ready, let's go.

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KT: Stop it.

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Suze: I can't help it.

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KT: OK, ready?

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Suze: No, I'm not ready.

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KT: Here we go. Welcome to the Women and Money podcast.

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Suze: I'm not recording yet.

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KT: Press that button. Welcome to the Women and Money podcast.

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KT: This is KT, and it's the Ask Suze anything you want...

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Suze: OK, let's do it really.

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KT: All right, OK.

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Suze: Take it, KT.

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KT: Welcome to the Women and Money podcast where you can...

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Suze: Wait, wait, you got to do it right, KT, if

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Suze: you're going to do it.

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Suze: And everybody's smart enough to listen.

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KT: Oh yea, I forgot forgot...

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Suze: You cannot forget the "everybody's."

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Robert: Making a podcast is a team effort, and we have

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Robert: a lean, happy machine here at the Women and Money

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Robert: podcast as well as everybody smart enough to listen, can't

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Robert: forget the everybody's. Now, I'm not in the room when

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Robert: Suze and KT record.

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Robert: As Suze has said before, when she does a Suze

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Robert: school on Sundays, she'll sit down, open the mic, press record,

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Robert: and the message flows through her to us.

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Robert: When she and KT do the  Ask KT and

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Robert: Suze episodes, it's pretty much the same thing. KT chooses

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Robert: the questions that you write in to ask Suze, that's

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Robert: S U Z E podcast at gmail.com, or you ask

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Robert: them on the Women and Money community app, which you

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Robert: can download from the Apple app or Google Play Store. Anyway,

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Robert: KT goes through those questions and then Suze answers them

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Robert: in real time. Now, sometimes as the sessions are happening,

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Robert: KT will switch from her role as a co-host, and

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Robert: she slips back on her creative director hat.

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Robert: Well, here are some examples of that.

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KT: I just want to say something when you pronounce fund,

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KT: get the D in there. Otherwise it comes out like

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KT: exchange rated fun no but not fun fun fund versus

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KT: fun exchange traded fund everybody.

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KT: Versus exchange traded fun.

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Suze: Exchange traded fund.

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KT: Well, Robert, you know what I'm trying to teach her? Diction.

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Suze: My diction is incredible.

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KT: It is because you're from Chicago, so it's automatic.

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Suze: Do not make fun of people from Chicago.

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KT: But it's automatic. But you have to think when you

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KT: speak fast, you forget the D.

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Suze: Are you kidding me? This is scary, everybody.

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KT: All right, here we go.

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Suze: Do you have all the money to continue to carry

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Suze: all the expenses of that house without an income from

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Suze: your partner and vice versa? You, there are so many

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Suze: questions that you need to think about, so just think

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Suze: closely about it. Why are you making a sound?

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KT: Robert, don't put this in. It's vice versa, not vice versa,

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KT: vice versa, vice versa.

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KT: Not vice versa.

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Suze: You can leave this in Robert.

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KT: Wait, no, it's, she sounds like she's singing like an

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KT: Italian song, vice versa. It's vice versa.

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KT: Robert, right? weigh in. OK, my next question is...

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Suze: Well just in case she's right, then you can cut

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Suze: in vice versa. OK, ready? Jesus.

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KT: Leave it, Robert.

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Robert: You know, I actually got some requests for that vice

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Robert: versa bit to appear in the year-end episode. So sometimes

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Robert: when you have two people who love each other so

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Robert: much and love doing the podcast together.

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Robert: Sometimes things go off the rails.

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KT: (Suze laughing) We should have a video so they can

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KT: see my mouth zip.

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KT: Water.

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Suze: (We hear Suze drinking water, then laughing).

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KT: We have a lot of sound effects in this podcast,

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KT: don't we, Robert? We should do one of outtakes to

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KT: Suze's sound effects. Now she's spraying her throat. She's putting

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KT: ice cubes on her vagal nerve. OK, are we ready? OK,

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KT: so what was the answer?

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Suze: (Suze laughs for a long time) Oh God

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KT: All right, go ahead. Come on, come on, get your

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KT: military bearings.

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Suze: (laughing) I'm trying to do so

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KT: You would have been horrible in the military.

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KT: Can you get a tissue? Do you have a tissue there?

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KT: Blow your nose.

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KT: (The sound of Suze blowing her nose) More sound effects, Robert.

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Suze: (Suze laughs for a long time)

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KT: Stop laughing.

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Suze: I can't help it. You should see her face, Robert.

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KT: (Both KT and Suze laughing)

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KT: Stop laughing. She's crying. She can't believe she's married to me.

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KT: That's enough, cause it's getting now too, it's getting boring.

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KT: These are good. This is enough.

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Robert: All right, we'll do just a couple more. Sometimes it's

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Robert: a little tough to end.

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Suze: Oh

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Suze: God, take us out.

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KT: OK, so. If you need any more answers on Roth, just

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KT: write to me directly. Here we go, everybody, we're taking

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KT: it out. Just remember there's only 3 things you need.

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KT: (Lots of laughter) You need to know in life.

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KT: You don't have that Roth.

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KT: Just remember, people first.

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KT: (The sound of Suze drinking water) Good sound. OK, there's

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KT: only one thing I want you to remember.

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KT: (More uncontrollable laughter) OK, this is KT. There's only one

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KT: thing I want you to remember, everybody. People first, then money,

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KT: then things. And if you open that Roth and you

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KT: listen to those, you do those three things, you will

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KT: be unstoppable.

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Robert: All right, so here we are. We're at the end.

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Robert: I suppose the lesson here on this Sunday Fun with

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Robert: Suze and KT is that no matter how hard you work,

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Robert: you need to have some fun. You need to put

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Robert: that balance in.

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Robert: I've been working on this podcast with Suze and KT

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Robert: since January of 2019, so almost five years ago, and

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Robert: it just warms my heart. It really makes this effort

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Robert: so worth it when we get to see how many

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Robert: of you are helped by Suze.

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Robert: So thank you very much for listening and for learning.

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Robert: And now, because it's proper producer protocol.

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Robert: One must let the host actually end the show.

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Suze: Happy New Year. We love you all very much. There's

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Suze: only one thing that I really want you to remember

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Suze: when it comes to your money, and it is this;

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Suze: people first, then money, then things. And if you do that,

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Suze: stay healthy and stay strong.

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Suze: I promise you you will be unstoppable.