1 00:00:40,360 --> 00:00:42,250 Robert: December 1st 2024. 2 00:00:42,259 --> 00:00:43,418 Robert: Hello and welcome to the 3 00:00:43,430 --> 00:00:43,709 Robert: Women 4 00:00:43,720 --> 00:00:47,119 Robert: and Money podcast. As well as everyone smart enough to listen. 5 00:00:47,130 --> 00:00:47,319 Robert: I'm 6 00:00:47,330 --> 00:00:50,619 Robert: Robert, the producer and we hope you had a great 7 00:00:50,630 --> 00:00:55,020 Robert: Thanksgiving and are still enjoying this long weekend. We're also 8 00:00:55,029 --> 00:00:59,689 Robert: enjoying this long weekend by taking today off. But as 9 00:00:59,700 --> 00:01:01,459 Robert: you know, we don't like you to have to go 10 00:01:01,470 --> 00:01:03,180 Robert: without when we take off. And 11 00:01:03,500 --> 00:01:06,360 Robert: since we have over 600 episodes of the Women and 12 00:01:06,370 --> 00:01:10,230 Robert: Money podcast, some of you who are newer may have 13 00:01:10,239 --> 00:01:13,319 Robert: missed an episode or two now. Sure, you can go 14 00:01:13,330 --> 00:01:16,449 Robert: back and listen whenever you want. But you know, sometimes 15 00:01:16,459 --> 00:01:18,540 Robert: we like to help you out and bring an episode 16 00:01:18,550 --> 00:01:20,119 Robert: back to the top of the feed. 17 00:01:20,819 --> 00:01:24,080 Robert: So today, we're going to hear highlights from last year's 18 00:01:24,089 --> 00:01:26,279 Robert: Sunday after Thanksgiving episode 19 00:01:26,879 --> 00:01:30,809 Robert: and I think that you'll find it dovetails nicely into 20 00:01:30,819 --> 00:01:34,419 Robert: the conversation that Suze and KT had just a few 21 00:01:34,430 --> 00:01:35,180 Robert: days ago. 22 00:01:35,849 --> 00:01:36,500 Robert: Enjoy 23 00:01:38,510 --> 00:01:41,150 Suze: it. Is Suze School today. 24 00:01:41,949 --> 00:01:45,410 Suze: It's hard for me on some level to wanna talk 25 00:01:45,419 --> 00:01:48,930 Suze: about anything other than Wahoos and fishing. 26 00:01:49,830 --> 00:01:55,389 Suze: But I did learn a big lesson that I just 27 00:01:55,400 --> 00:01:59,319 Suze: want to pass on to all of you because just maybe, 28 00:01:59,930 --> 00:02:05,199 Suze: maybe you were or are going through what I had 29 00:02:05,209 --> 00:02:09,770 Suze: been going through for the past two or three years. 30 00:02:10,627 --> 00:02:13,968 Suze: So just take a listen for a second here. 31 00:02:14,970 --> 00:02:18,949 Suze: There was a time that I was the Wahoo Captain, 32 00:02:19,100 --> 00:02:23,178 Suze: people admired it. They knew that wherever I was going 33 00:02:23,190 --> 00:02:25,889 Suze: that we would catch Wahoo and people would follow us. 34 00:02:26,038 --> 00:02:28,869 Suze: And we were called the Wahoo Girls. And our pictures 35 00:02:28,880 --> 00:02:31,770 Suze: were up in the little market that we have here. 36 00:02:31,779 --> 00:02:35,100 Suze: In fact, it's still up with Colo and the three 37 00:02:35,110 --> 00:02:38,948 Suze: of us really had quite the reputation 38 00:02:39,979 --> 00:02:44,520 Suze: then as many of, you know, over 3.5 years ago, 39 00:02:44,669 --> 00:02:49,600 Suze: I had the tumor removed from my neck for three years. 40 00:02:50,080 --> 00:02:53,279 Suze: I couldn't even really go on the boat. I could 41 00:02:53,288 --> 00:02:57,759 Suze: just simply watch KT and Colo go out and watch 42 00:02:57,770 --> 00:03:01,000 Suze: them for my little tracker that I have on my iphone. 43 00:03:01,419 --> 00:03:04,609 Suze: And I learned to get tremendous joy out of just 44 00:03:04,619 --> 00:03:08,079 Suze: watching them and me not being able to do it. 45 00:03:09,169 --> 00:03:11,179 Suze: But I then started 46 00:03:12,258 --> 00:03:14,000 Suze: to buy the ticket 47 00:03:14,919 --> 00:03:19,509 Suze: that my fear was trying to sell me, which was Suze. 48 00:03:19,520 --> 00:03:23,990 Suze: You can't really do much anymore. Can't really exercise, you 49 00:03:24,000 --> 00:03:27,270 Suze: can't really run, you can't go on the boat, you 50 00:03:27,279 --> 00:03:31,089 Suze: can't drive the boat because you can't turn around easy. 51 00:03:31,100 --> 00:03:34,750 Suze: And I had every excuse, possible, 52 00:03:35,610 --> 00:03:39,300 Suze: possible to keep me from doing the things that I 53 00:03:39,309 --> 00:03:43,100 Suze: used to do. You can't travel, you can't climb all 54 00:03:43,110 --> 00:03:47,139 Suze: these hills. You can't walk the Camino, all the things 55 00:03:47,149 --> 00:03:48,580 Suze: that I used to do. 56 00:03:49,960 --> 00:03:53,179 Suze: And I truthfully I know you may find this hard 57 00:03:53,190 --> 00:03:57,520 Suze: to believe. I settled into a life where I did 58 00:03:57,529 --> 00:04:02,250 Suze: some things, but I really didn't do much at all. 59 00:04:03,250 --> 00:04:07,630 Suze: And I just kind of was settled into that. Like 60 00:04:07,639 --> 00:04:12,169 Suze: it's ok, I'm not gonna do it, whatever it may be. 61 00:04:12,539 --> 00:04:13,070 Suze: And 62 00:04:13,800 --> 00:04:17,940 Suze: I was living my life like that, believe it or not. 63 00:04:19,149 --> 00:04:22,700 Suze: Then all of a sudden, I'm not exactly sure what happened, 64 00:04:22,940 --> 00:04:26,130 Suze: but we went on one trip, then we went on 65 00:04:26,140 --> 00:04:30,659 Suze: another trip and then I was able to see over 66 00:04:30,670 --> 00:04:31,329 Suze: time 67 00:04:32,238 --> 00:04:33,619 Suze: that my fear 68 00:04:34,399 --> 00:04:39,600 Suze: and my unwillingness to just go for something to do 69 00:04:39,609 --> 00:04:43,820 Suze: something was keeping me from doing all the things that 70 00:04:43,829 --> 00:04:47,700 Suze: I was capable of doing. But I kept telling myself 71 00:04:47,709 --> 00:04:53,859 Suze: I'm not capable and I kept saying that to myself 72 00:04:53,869 --> 00:04:59,829 Suze: over and over again without even realizing that I was 73 00:04:59,839 --> 00:05:02,059 Suze: creating that to be true. 74 00:05:02,839 --> 00:05:07,058 Suze: And what is so strange being Suze Orman is, I'm 75 00:05:07,070 --> 00:05:09,700 Suze: the one who tells all of you, you need to 76 00:05:09,709 --> 00:05:12,500 Suze: create a new truth. Don't let your fear get in 77 00:05:12,510 --> 00:05:16,019 Suze: your way. If you think you can't, you never ever will. 78 00:05:16,029 --> 00:05:19,480 Suze: How many times have you heard me say that? But 79 00:05:19,488 --> 00:05:22,859 Suze: without me even really realizing it, 80 00:05:23,630 --> 00:05:27,529 Suze: these silent thoughts of, oh, Suze, you can't do that anymore. 81 00:05:27,940 --> 00:05:31,929 Suze: It's ok that you can't do that. But it came 82 00:05:31,940 --> 00:05:35,480 Suze: down to me really thinking I can't do that. I'm 83 00:05:35,488 --> 00:05:39,058 Suze: just not capable and that's ok because I'm still happy 84 00:05:39,070 --> 00:05:40,769 Suze: and there's lots of things I can do. 85 00:05:41,670 --> 00:05:44,109 Suze: But the bottom line of what I'm trying to say 86 00:05:44,119 --> 00:05:47,549 Suze: to all of you is I am capable. I am 87 00:05:47,559 --> 00:05:51,649 Suze: more capable than I ever had any idea. I kept 88 00:05:51,660 --> 00:05:54,230 Suze: in that boat. I can sit in that chair now 89 00:05:54,238 --> 00:05:58,339 Suze: for seven hours in rough weather and do everything that 90 00:05:58,350 --> 00:06:01,750 Suze: I used to do four years ago, five years ago, 91 00:06:02,799 --> 00:06:05,380 Suze: I can do it all now. 92 00:06:06,100 --> 00:06:10,739 Suze: So I have to stop thinking, I'm not capable and 93 00:06:10,750 --> 00:06:12,279 Suze: my new truth is 94 00:06:12,950 --> 00:06:16,570 Suze: I'm more capable than I have any idea. 95 00:06:17,309 --> 00:06:21,010 Robert: Now, I tell you all this in a money show 96 00:06:21,369 --> 00:06:28,049 Robert: because too many times when it comes to your money, 97 00:06:28,750 --> 00:06:31,769 Suze: you don't want to look at it. You don't want 98 00:06:31,779 --> 00:06:35,529 Suze: to deal with it because you don't think you're capable. 99 00:06:36,140 --> 00:06:38,700 Suze: And so what do you do? A lot of times 100 00:06:38,709 --> 00:06:42,339 Suze: you do absolutely nothing. You let it sit in a 101 00:06:42,350 --> 00:06:47,190 Suze: bank account making a quarter percent interest because you just 102 00:06:47,200 --> 00:06:50,159 Suze: don't want to deal with it because you're not capable 103 00:06:50,839 --> 00:06:54,540 Suze: or you hand it over to a financial advisor thinking 104 00:06:54,549 --> 00:06:58,469 Suze: that this person knows better than you because you're not 105 00:06:58,480 --> 00:07:03,469 Suze: capable or you just do what everybody else does that, 106 00:07:03,480 --> 00:07:06,250 Suze: you know, and you ask them for their advice and 107 00:07:06,260 --> 00:07:08,929 Suze: they're telling you, oh, they buy this mutual fund or 108 00:07:08,940 --> 00:07:11,829 Suze: this stock or whatever. So you just do it based 109 00:07:11,839 --> 00:07:16,149 Suze: on their decisions because you're not capable. 110 00:07:18,029 --> 00:07:21,380 Suze: That is no way to live a life. 111 00:07:22,230 --> 00:07:25,070 Suze: It was no way for me to live my life. 112 00:07:25,829 --> 00:07:29,540 Suze: And it is absolutely, when it comes to your money, 113 00:07:30,079 --> 00:07:34,670 Suze: it is no way for you to think it is 114 00:07:34,679 --> 00:07:38,089 Suze: no way for you to speak. It is no way 115 00:07:38,100 --> 00:07:40,269 Suze: for you to act. 116 00:07:41,119 --> 00:07:44,859 Suze: So as we bring in this new Year, 117 00:07:45,519 --> 00:07:50,359 Suze: as the holiday season is really upon us, the most 118 00:07:50,369 --> 00:07:56,049 Suze: extraordinary gift that you can give yourself and in the 119 00:07:56,059 --> 00:08:00,700 Suze: long run to others as well, because when your children, 120 00:08:00,730 --> 00:08:05,149 Suze: your friends, your spouse, whoever it may be, sees you 121 00:08:05,160 --> 00:08:06,779 Suze: doing things 122 00:08:08,380 --> 00:08:12,279 Suze: again that you were always capable of doing. But you 123 00:08:12,290 --> 00:08:17,040 Suze: projected an image that you weren't for whatever reason, 124 00:08:18,549 --> 00:08:20,970 Suze: it will be not only the greatest gift that you 125 00:08:20,980 --> 00:08:24,839 Suze: can give to yourself, but the greatest gift that you 126 00:08:24,850 --> 00:08:27,010 Suze: could give to others as well. 127 00:08:28,149 --> 00:08:30,390 Suze: After the past three days 128 00:08:31,130 --> 00:08:34,130 Suze: that we've been on that boat in some good weather, 129 00:08:34,140 --> 00:08:35,630 Suze: some horrific weather. 130 00:08:36,320 --> 00:08:39,539 Suze: It was an incredible gift that I gave to myself 131 00:08:39,549 --> 00:08:40,880 Suze: because I went for it. 132 00:08:41,640 --> 00:08:45,700 Suze: But it was also an incredible gift to KT. 133 00:08:46,830 --> 00:08:51,049 Suze: I would look over at her and her smile and 134 00:08:51,059 --> 00:08:53,780 Suze: you know, she has a million dollar smile. No, I'm wrong. 135 00:08:53,789 --> 00:08:57,390 Suze: She has a multi billion dollar smile that lights up 136 00:08:57,400 --> 00:08:58,809 Suze: this entire world. 137 00:09:00,390 --> 00:09:02,000 Suze: It was lit again 138 00:09:03,010 --> 00:09:06,239 Suze: because she knew I was capable that she couldn't get 139 00:09:06,250 --> 00:09:10,989 Suze: me to just go for it until I went for 140 00:09:11,000 --> 00:09:16,189 Suze: it myself. So in today's podcast, 141 00:09:16,969 --> 00:09:18,900 Suze: get out your Suze notebooks. 142 00:09:19,630 --> 00:09:23,250 Suze: I really want you to write down 143 00:09:23,940 --> 00:09:29,478 Suze: everything that you think you are not capable of doing. 144 00:09:30,159 --> 00:09:33,689 Suze: You're not capable of investing your money. You're not capable 145 00:09:33,700 --> 00:09:36,530 Suze: of getting out of credit card debt. You're not capable 146 00:09:36,539 --> 00:09:40,659 Suze: of saving for your retirement. You are not capable of 147 00:09:40,669 --> 00:09:44,609 Suze: saving for your kids', college education. You are not capable 148 00:09:44,619 --> 00:09:47,700 Suze: of ever being able to retire. You are not capable 149 00:09:47,710 --> 00:09:48,940 Suze: of what, 150 00:09:50,219 --> 00:09:52,108 Suze: write it down 151 00:09:53,780 --> 00:09:57,479 Suze: and then just choose one, just one 152 00:09:58,929 --> 00:10:02,789 Suze: and I want you to do it 153 00:10:03,780 --> 00:10:05,260 Suze: just one 154 00:10:06,299 --> 00:10:07,650 Suze: not asking a lot. 155 00:10:08,690 --> 00:10:10,069 Suze: But I'm asking you 156 00:10:10,770 --> 00:10:13,909 Suze: to start living a life 157 00:10:14,630 --> 00:10:20,240 Suze: where you are more capable than you have any idea. 158 00:10:20,669 --> 00:10:24,609 Suze: So that's really all I wanted to say on this 159 00:10:24,619 --> 00:10:29,659 Suze: podcast because the most important thing that can come out 160 00:10:29,669 --> 00:10:30,929 Suze: of this podcast 161 00:10:31,840 --> 00:10:35,260 Suze: is for you to just realize that you are more 162 00:10:35,270 --> 00:10:39,789 Suze: capable than you have any idea when it comes to 163 00:10:39,799 --> 00:10:43,559 Suze: every aspect of your money. And if you do that, 164 00:10:44,179 --> 00:10:50,020 Suze: I promise you you will be unstoppable.