1 00:00:40,360 --> 00:00:49,970 Suze: February 11th, 2024 Super Bowl day, everybody. But welcome to 2 00:00:49,979 --> 00:00:52,750 Suze: the Women and Money podcast as well as everybody smart 3 00:00:52,759 --> 00:00:55,950 Suze: enough to listen, Suze O, here. 4 00:00:56,669 --> 00:00:59,509 Suze: Oh God. I'm so excited. I can't wait. I have 5 00:00:59,520 --> 00:01:04,589 Suze: been waiting for this day for a long time and 6 00:01:04,599 --> 00:01:07,449 Suze: I thought about, oh, I know I'll do a podcast 7 00:01:07,459 --> 00:01:11,690 Suze: on winners and losers and what your stock portfolio may 8 00:01:11,699 --> 00:01:14,790 Suze: look like in terms of winners and losers. And then 9 00:01:14,800 --> 00:01:17,970 Suze: I realized when it came to the Super Bowl 10 00:01:18,709 --> 00:01:24,080 Suze: tonight, there will be no losers. Obviously, one team will lose, 11 00:01:24,089 --> 00:01:28,690 Suze: but to just even get to play in the Super Bowl. 12 00:01:28,699 --> 00:01:36,199 Suze: Both San Francisco and Kansas City Chiefs are incredible winners 13 00:01:36,269 --> 00:01:39,680 Suze: and one will emerge for me. Hopefully the Kansas City 14 00:01:39,690 --> 00:01:44,050 Suze: Chiefs as the ultimate winner, but there's no way 15 00:01:44,529 --> 00:01:49,620 Suze: that we could call San Francisco a loser on any level. 16 00:01:50,569 --> 00:01:53,730 Suze: KT and I will be watching it by ourselves. Colo 17 00:01:53,739 --> 00:01:57,330 Suze: is still in Colombia. He will come home in another 18 00:01:57,339 --> 00:02:00,690 Suze: four days, but he's there with Annie and he also 19 00:02:00,699 --> 00:02:03,370 Suze: will be watching it. So I have no doubt that 20 00:02:03,379 --> 00:02:07,269 Suze: we will be WhatsApping each other every time. Something great 21 00:02:07,279 --> 00:02:12,508 Suze: happens for either team. And there's one other person that 22 00:02:12,520 --> 00:02:16,050 Suze: I'll be watching the Super Bowl with long distance and 23 00:02:16,059 --> 00:02:19,668 Suze: that happens to be my brother in law, Tom. 24 00:02:20,320 --> 00:02:24,179 Suze: And here's what's so great about that. It is his 25 00:02:24,190 --> 00:02:29,970 Suze: birthday to day. So Tom, from both KT and myself 26 00:02:29,979 --> 00:02:34,270 Suze: and everyone in the family, we wish you a happy 27 00:02:34,470 --> 00:02:38,500 Suze: happy birthday. And who are you wanting to win? By 28 00:02:38,508 --> 00:02:41,070 Suze: the way, I haven't asked you that it better be 29 00:02:41,080 --> 00:02:43,270 Suze: the Kansas City Chiefs or we are not talking at 30 00:02:43,279 --> 00:02:45,220 Suze: all during the game 31 00:02:46,000 --> 00:02:51,959 Suze: Yesterday in our household between me and KT, it really 32 00:02:51,970 --> 00:02:54,698 Suze: was an incredibly special day 33 00:02:55,589 --> 00:02:59,169 Suze: and that is because it was the beginning of the 34 00:02:59,179 --> 00:03:03,829 Suze: Chinese New Year and many of you may not know, 35 00:03:04,100 --> 00:03:08,869 Suze: but KT did spend 20 years of her life from 36 00:03:08,880 --> 00:03:14,410 Suze: approximately the age of 26 - 27 to 46 - 47. 37 00:03:14,729 --> 00:03:20,788 Suze: Her true really development years as an adult, in my opinion, 38 00:03:20,940 --> 00:03:24,779 Suze: she spent them as one of the presidents of one 39 00:03:24,788 --> 00:03:28,559 Suze: of the five divisions of Ogilvy Mather, which is one 40 00:03:28,570 --> 00:03:32,070 Suze: of the largest, if not the largest advertising agency in 41 00:03:32,080 --> 00:03:36,809 Suze: the world. She was in charge of the branding of 42 00:03:36,850 --> 00:03:40,630 Suze: the most luxurious brands, hotels, 43 00:03:41,050 --> 00:03:44,869 Suze: watches, and so forth throughout all of Asia. 44 00:03:45,529 --> 00:03:50,509 Suze: She still celebrates Chinese New Year. Truthfully more than she 45 00:03:50,520 --> 00:03:57,070 Suze: celebrates the New Year on January 1st. KT also happens 46 00:03:57,080 --> 00:04:01,990 Suze: to be a Dragon born in the year of the Dragon. 47 00:04:02,279 --> 00:04:04,559 Suze: And for those of you who maybe want to know 48 00:04:04,570 --> 00:04:09,720 Suze: what years are they. There are years 1952, KTs year 49 00:04:09,729 --> 00:04:17,380 Suze: of birth, 1964 1976 1988 the year 2000, 2012. And obviously this 50 00:04:17,390 --> 00:04:19,089 Suze: year 2024 51 00:04:19,850 --> 00:04:23,988 Suze: the year of the dragon comes about every 12 years 52 00:04:24,000 --> 00:04:29,829 Suze: as well as every other animal sign of the Chinese zodiac. 53 00:04:30,660 --> 00:04:33,579 Suze: But KT, as you know, because I just told you 54 00:04:33,678 --> 00:04:37,600 Suze: is a Dragon, she happens to be what's known as 55 00:04:37,609 --> 00:04:42,359 Suze: a Water Dragon. But this year is the year of 56 00:04:42,369 --> 00:04:46,269 Suze: the Wood Dragon. I know. And you're wondering, Suze, can 57 00:04:46,279 --> 00:04:50,079 Suze: you just get to a financial podcast here? And the 58 00:04:50,089 --> 00:04:53,160 Suze: answer to that is no, you need to listen to 59 00:04:53,170 --> 00:04:54,399 Suze: what I'm about to say 60 00:04:55,130 --> 00:05:00,238 Suze: And the color for this year for everybody, no matter 61 00:05:00,250 --> 00:05:03,579 Suze: what year you were born in is green 62 00:05:04,519 --> 00:05:10,260 Suze: And green, for me, obviously, is the color of money. 63 00:05:11,140 --> 00:05:15,119 Suze: And the three attributes for this year of the Dragon 64 00:05:16,010 --> 00:05:23,450 Suze: are, peace balance and maturity. And when I saw that 65 00:05:23,660 --> 00:05:27,619 Suze: I went, oh my God, that's exactly what everybody is 66 00:05:27,630 --> 00:05:33,390 Suze: going to need with their investments this year because the 67 00:05:33,399 --> 00:05:34,909 Suze: majority of you 68 00:05:35,660 --> 00:05:40,790 Suze: have participated in one of the greatest uptrends of a 69 00:05:40,799 --> 00:05:45,558 Suze: stock market in a long, long time, whether you were 70 00:05:45,570 --> 00:05:50,958 Suze: invested in index funds or in the QQQs that specialized 71 00:05:50,970 --> 00:05:54,790 Suze: in the Magnificent Seven that we've talked about probably you 72 00:05:54,799 --> 00:05:56,799 Suze: are up significantly. 73 00:05:57,589 --> 00:06:02,470 Suze: However, there are some of you out there who are 74 00:06:02,480 --> 00:06:09,570 Suze: invested in energy stocks as well as dividend paying companies 75 00:06:09,750 --> 00:06:14,200 Suze: and you did not participate in the same way that 76 00:06:14,209 --> 00:06:17,678 Suze: everybody else participated in this uptrend. 77 00:06:18,600 --> 00:06:21,738 Suze: And now you are like, oh my God, I didn't 78 00:06:21,750 --> 00:06:25,040 Suze: make money. What should I do? Should I sell? Should I, 79 00:06:25,089 --> 00:06:28,209 Suze: you know, rebalance? Should I go into the Magnificent Seven? 80 00:06:28,220 --> 00:06:30,700 Suze: Should I go into the QQQs? And if you don't 81 00:06:30,709 --> 00:06:33,738 Suze: know what I'm talking about, everybody, you need to listen 82 00:06:33,880 --> 00:06:37,399 Suze: to a few podcasts ago where I talked about all 83 00:06:37,410 --> 00:06:38,279 Suze: of this. 84 00:06:39,040 --> 00:06:43,470 Suze: So what is really important this year is that you 85 00:06:43,480 --> 00:06:49,339 Suze: have balance maturity and you're at peace with the majority 86 00:06:49,350 --> 00:06:52,820 Suze: of stocks I hope or ETFs or mutual funds that 87 00:06:52,829 --> 00:06:56,738 Suze: you do own. And I'm going to tell you why 88 00:06:56,750 --> 00:06:58,230 Suze: in one second. 89 00:06:59,220 --> 00:07:02,279 Suze: So it's important to know that I do think that 90 00:07:02,290 --> 00:07:06,959 Suze: it's very probable that these markets will continue up. However, 91 00:07:06,970 --> 00:07:10,200 Suze: when something has gone up as fast as this has 92 00:07:10,209 --> 00:07:11,040 Suze: gone up, 93 00:07:12,010 --> 00:07:16,829 Suze: trust me, don't be surprised if it can go back down, 94 00:07:16,839 --> 00:07:20,309 Suze: take a rest and then turn around and go back 95 00:07:20,320 --> 00:07:24,980 Suze: right up again, which is why it is incredibly important, 96 00:07:25,079 --> 00:07:29,269 Suze: even though many of you are tempted that you're just 97 00:07:29,279 --> 00:07:32,440 Suze: about to fund or you funded your retirement accounts like 98 00:07:32,450 --> 00:07:34,839 Suze: your Roth IRA for this year and you have a 99 00:07:34,850 --> 00:07:36,649 Suze: lump sum of money sitting there 100 00:07:37,170 --> 00:07:40,309 Suze: to just put it all into the tech stocks, the 101 00:07:40,320 --> 00:07:43,339 Suze: Magnificent Seven and do it all in one lump sum 102 00:07:43,350 --> 00:07:47,589 Suze: and don't follow the dollar cost averaging rules. 103 00:07:48,450 --> 00:07:51,070 Suze: And if you do that, maybe you'll be a winner, 104 00:07:51,730 --> 00:07:54,739 Suze: maybe you could be a tremendous loser, but that is 105 00:07:54,750 --> 00:07:58,899 Suze: not a mature and balanced approach. 106 00:07:59,640 --> 00:08:02,660 Suze: You have to understand that you need cash on the 107 00:08:02,670 --> 00:08:07,220 Suze: side to take advantage of the declines. Like just happened 108 00:08:07,230 --> 00:08:08,929 Suze: with Tesla a little bit ago. 109 00:08:09,760 --> 00:08:13,140 Suze: So when your dollar cost averaging, that doesn't mean that 110 00:08:13,149 --> 00:08:15,660 Suze: you have to buy these stocks every single month, 111 00:08:16,380 --> 00:08:19,859 Suze: you may just wait until they do pull back some 112 00:08:19,890 --> 00:08:22,880 Suze: and then you do it. Now, I understand that that's 113 00:08:22,890 --> 00:08:25,480 Suze: very difficult to do because when you see these things 114 00:08:25,489 --> 00:08:29,559 Suze: going up so fast, you think possibly you've missed it. 115 00:08:30,000 --> 00:08:33,669 Suze: But if you really believe in the stock and it 116 00:08:33,679 --> 00:08:38,559 Suze: was great at 21 and now it's at 24 and 117 00:08:38,570 --> 00:08:40,880 Suze: maybe the goal is for it to go to 50 118 00:08:41,320 --> 00:08:45,959 Suze: just continue to buy it. And it's just that simple. 119 00:08:46,669 --> 00:08:47,489 Suze: Now, 120 00:08:48,400 --> 00:08:51,669 Suze: I want to talk about two things here. It was 121 00:08:51,679 --> 00:08:58,659 Suze: October 24th of 2023 that all of you knew I 122 00:08:58,669 --> 00:09:04,020 Suze: had gone on to CNBC. It's on video, you can 123 00:09:04,030 --> 00:09:09,039 Suze: see it there and I named five stocks that I 124 00:09:09,049 --> 00:09:11,978 Suze: would buy at that time. 125 00:09:12,789 --> 00:09:23,530 Suze: And those five stocks were Shopify, Microsoft, Amazon, Palantir and Broadcom. 126 00:09:23,880 --> 00:09:26,119 Suze: And I told you all about this on one of 127 00:09:26,130 --> 00:09:29,569 Suze: the women money podcasts. Since that time, 128 00:09:29,950 --> 00:09:37,270 Suze: those stocks now are up 57% 78% 31% 70% and 69%. 129 00:09:37,380 --> 00:09:40,929 Suze: Those are the exact percentages according to the order that 130 00:09:40,940 --> 00:09:42,968 Suze: I just said the stocks in 131 00:09:44,159 --> 00:09:48,780 Suze: and a lot of you, maybe you participated, maybe you didn't, 132 00:09:49,409 --> 00:09:52,869 Suze: but here's what you're not thinking about. 133 00:09:53,570 --> 00:09:58,020 Suze: You're thinking, oh my God, I missed this opportunity. What 134 00:09:58,030 --> 00:10:01,130 Suze: should I do? I'm in these energy stocks. These energy 135 00:10:01,140 --> 00:10:04,270 Suze: stocks are down really low. Maybe I need to sell 136 00:10:04,280 --> 00:10:07,429 Suze: them and get into these stocks or an ETF that 137 00:10:07,440 --> 00:10:09,349 Suze: specializes in these stocks. 138 00:10:10,659 --> 00:10:14,479 Suze: Get out your Suze notebook, now pretty please. I'm gonna 139 00:10:14,489 --> 00:10:20,450 Suze: give you a financial playbook just like the quarterbacks have 140 00:10:20,460 --> 00:10:23,320 Suze: a playbook on their little arm. They look at, they 141 00:10:23,330 --> 00:10:25,959 Suze: know what will work, what won't work. This is going 142 00:10:25,969 --> 00:10:30,750 Suze: to be a financial playbook for you that is made 143 00:10:30,760 --> 00:10:36,039 Suze: up of balance and maturity to hopefully bring you financial peace. 144 00:10:36,890 --> 00:10:42,820 Suze: If we go back to the year 2021. 145 00:10:44,250 --> 00:10:50,150 Suze: Shopify's high that year was 164. 146 00:10:51,289 --> 00:10:55,349 Suze: Then over the next year or so, it went down 147 00:10:55,359 --> 00:10:57,608 Suze: to 39 148 00:10:58,659 --> 00:11:00,840 Suze: and now it's at 91 149 00:11:01,750 --> 00:11:09,949 Suze: Microsoft's high was 329 in 2021 went down to 258 150 00:11:10,000 --> 00:11:11,929 Suze: and now it's at 420 151 00:11:13,070 --> 00:11:17,979 Suze: Palantir was at 35 then went down to all the 152 00:11:17,989 --> 00:11:21,340 Suze: way to 640 now it's at 2438 153 00:11:22,030 --> 00:11:27,478 Suze: Amazon was at $185 a share went all the way 154 00:11:27,489 --> 00:11:31,309 Suze: down to 85. And now it is at 174 155 00:11:32,070 --> 00:11:39,030 Suze: and Broadcom back in 2021 was at 664 went down 156 00:11:39,039 --> 00:11:43,848 Suze: to 444 and is now at 1283. 157 00:11:44,919 --> 00:11:51,738 Suze: So if you had purchased these stocks in 2021 158 00:11:52,969 --> 00:11:55,270 Suze: at their high for that year, 159 00:11:56,390 --> 00:12:00,770 Suze: what would you have done in 2022 160 00:12:01,469 --> 00:12:09,409 Suze: when they all went down significantly Shopify from 164 to 39. 161 00:12:09,419 --> 00:12:13,289 Suze: Would you have held on to them? 162 00:12:14,859 --> 00:12:18,039 Suze: I want you to answer that question or would your 163 00:12:18,049 --> 00:12:23,880 Suze: tendency have been to sell out? And during that time, 164 00:12:23,890 --> 00:12:27,950 Suze: transfer to the only stocks that were really working, which 165 00:12:27,960 --> 00:12:31,309 Suze: are the energy stocks that I had many of you 166 00:12:31,320 --> 00:12:34,869 Suze: buy as well as the energy ETF 167 00:12:35,570 --> 00:12:39,679 Suze: we had invested in Devon in XLE, which is the 168 00:12:39,690 --> 00:12:46,488 Suze: ETF in Pioneer Natural Resources. We invested in those for 169 00:12:46,500 --> 00:12:50,799 Suze: the dividend. But besides the dividend, because the stocks at 170 00:12:50,809 --> 00:12:55,199 Suze: that time were very low, they also skyrocketed in price. 171 00:12:55,659 --> 00:12:59,030 Suze: So would you be tempted 172 00:12:59,940 --> 00:13:04,289 Suze: to sell every stock that I just talked to you about? 173 00:13:05,549 --> 00:13:09,968 Suze: And would you have sold at a loss, taken it 174 00:13:09,979 --> 00:13:15,049 Suze: off your taxes and transferred to energy stocks? Or would 175 00:13:15,059 --> 00:13:18,530 Suze: you have just stuck with your game plan 176 00:13:19,640 --> 00:13:25,700 Suze: and actually dollar cost averaged into these incredible stocks while 177 00:13:25,710 --> 00:13:30,978 Suze: they went down and down and down? And if you 178 00:13:30,989 --> 00:13:31,819 Suze: had done that, 179 00:13:32,469 --> 00:13:35,609 Suze: you would be up so much money right now. It's 180 00:13:35,619 --> 00:13:38,250 Suze: not even funny. 181 00:13:39,679 --> 00:13:44,140 Suze: However, a lot of you are looking at your energy stocks, 182 00:13:44,150 --> 00:13:49,549 Suze: especially Devon, which you are down significantly in, it's down 183 00:13:49,559 --> 00:13:51,619 Suze: at about 40 something right now 184 00:13:52,440 --> 00:13:57,059 Suze: and is now the time seriously to sell your energy 185 00:13:57,070 --> 00:14:01,199 Suze: stocks and get into the stocks. And the answer to 186 00:14:01,210 --> 00:14:04,809 Suze: that is no, it is not. 187 00:14:05,489 --> 00:14:09,549 Suze: Hopefully your game plan was not, I'm only gonna buy 188 00:14:09,559 --> 00:14:13,228 Suze: energy stocks because if you did that, you did not 189 00:14:13,239 --> 00:14:17,789 Suze: listen to the intelligence of why you need to always 190 00:14:17,799 --> 00:14:19,229 Suze: be diversified. 191 00:14:19,909 --> 00:14:22,729 Suze: So hopefully you didn't put all of your money just 192 00:14:22,739 --> 00:14:27,489 Suze: into energy stocks and hopefully you also dollar cost averaged 193 00:14:27,500 --> 00:14:31,690 Suze: into them. But if your decision is for instance, to 194 00:14:31,700 --> 00:14:33,289 Suze: keep Devon, 195 00:14:34,099 --> 00:14:37,809 Suze: then you have to also think about possibly dollar cost 196 00:14:37,820 --> 00:14:38,880 Suze: averaging down 197 00:14:39,630 --> 00:14:45,650 Suze: at this price or into another energy stock at this price. 198 00:14:46,349 --> 00:14:50,770 Suze: But if you are tempted to sell energy stocks right 199 00:14:50,780 --> 00:14:54,489 Suze: now to buy something else with them, I want you 200 00:14:54,500 --> 00:14:57,890 Suze: to remember what I just did with you of what 201 00:14:57,900 --> 00:15:01,520 Suze: happened to these fabulous stocks that are up so much 202 00:15:01,530 --> 00:15:03,250 Suze: just two years ago. 203 00:15:04,090 --> 00:15:07,729 Suze: Energy, in my opinion. And I've said this now for 204 00:15:07,739 --> 00:15:11,700 Suze: the entire year, which isn't that long really. But I 205 00:15:11,710 --> 00:15:15,419 Suze: do think you're going to see energy go back up. 206 00:15:16,070 --> 00:15:18,849 Suze: I don't know when that will be, but I do 207 00:15:18,859 --> 00:15:22,309 Suze: think that will happen. So I don't think that you 208 00:15:22,320 --> 00:15:26,809 Suze: give up on something when it is down this low, 209 00:15:27,130 --> 00:15:32,320 Suze: just like you should not have given up on Shopify, Microsoft, Amazon, Palantir, 210 00:15:32,349 --> 00:15:37,039 Suze: Broadcom or any of the magnificent seven when they were 211 00:15:37,049 --> 00:15:39,049 Suze: down so low 212 00:15:40,070 --> 00:15:41,679 Suze: a year or so ago. 213 00:15:42,450 --> 00:15:44,789 Suze: And now look at the money you could have made, 214 00:15:44,799 --> 00:15:50,539 Suze: don't think that can't happen with the energy stocks as well. 215 00:15:50,890 --> 00:15:56,729 Suze: So you have to maintain a balance approach. When it 216 00:15:56,739 --> 00:15:58,190 Suze: comes to investing, 217 00:15:58,820 --> 00:16:03,280 Suze: you have to develop a mature outlook and not be 218 00:16:03,289 --> 00:16:06,869 Suze: freaked when something has gone all the way down, especially 219 00:16:06,880 --> 00:16:09,500 Suze: if it is giving you a dividend and you are 220 00:16:09,510 --> 00:16:11,400 Suze: being paid to wait. 221 00:16:13,090 --> 00:16:16,989 Suze: So you really have to think about it if you 222 00:16:17,000 --> 00:16:20,690 Suze: wanted to sell one energy stock and take a loss 223 00:16:20,700 --> 00:16:23,590 Suze: on it, maybe wait a little bit and see what 224 00:16:23,599 --> 00:16:26,950 Suze: happens and then buy another energy stock, 225 00:16:27,700 --> 00:16:34,679 Suze: ok? But don't go from the category of energy into technology, 226 00:16:35,250 --> 00:16:41,090 Suze: not when technology, artificial intelligence, all of that is at 227 00:16:41,099 --> 00:16:42,239 Suze: its high. 228 00:16:43,179 --> 00:16:47,710 Suze: That is not a peaceful move because if you do 229 00:16:47,719 --> 00:16:51,929 Suze: that one day, possibly you could be where these stocks 230 00:16:51,940 --> 00:16:56,479 Suze: have totally pulled back. These tech stocks and energy stocks 231 00:16:56,489 --> 00:17:00,250 Suze: are roaring up and you will be so upset that 232 00:17:00,260 --> 00:17:05,380 Suze: you did that I cannot even tell you however, with 233 00:17:05,390 --> 00:17:06,849 Suze: that said, please know 234 00:17:07,910 --> 00:17:10,250 Suze: that I don't have a problem. In fact, I would 235 00:17:10,260 --> 00:17:15,938 Suze: encourage you to continue investing in some of the Magnificent Seven, 236 00:17:15,949 --> 00:17:17,369 Suze: if not all of them 237 00:17:18,130 --> 00:17:22,800 Suze: and to just keep in that area as well. So 238 00:17:22,810 --> 00:17:26,619 Suze: don't take it that I'm saying stop now they've reached 239 00:17:26,630 --> 00:17:31,599 Suze: their high because truthfully I don't think they have also, 240 00:17:31,609 --> 00:17:35,219 Suze: I just have to say for those of you who 241 00:17:35,229 --> 00:17:39,050 Suze: listened and you bought reality income as well as Care 242 00:17:39,119 --> 00:17:45,239 Suze: Trust - CTRE symbol, you're doing great with those. Those are REITs. 243 00:17:45,729 --> 00:17:47,849 Suze: So it's very, very important 244 00:17:48,459 --> 00:17:53,400 Suze: that when I say balance that you do have your 245 00:17:53,410 --> 00:18:03,079 Suze: money balanced in different sectors, the Magnificent Seven energy REITs, utilities, 246 00:18:03,089 --> 00:18:08,569 Suze: possibly dividend paying stocks of different kinds. So you just 247 00:18:08,579 --> 00:18:11,560 Suze: have to have that diversity. 248 00:18:12,069 --> 00:18:15,449 Suze: But I gotta tell you, it still looks like these 249 00:18:15,459 --> 00:18:21,010 Suze: markets want to go up on all levels, but don't 250 00:18:21,020 --> 00:18:25,689 Suze: be surprised if they need to take a time out. 251 00:18:27,800 --> 00:18:33,208 Suze: So that is today's podcast. I don't want to go 252 00:18:33,219 --> 00:18:35,540 Suze: on and on because there's so many things that I 253 00:18:35,550 --> 00:18:38,819 Suze: need to do today to get ready for me and 254 00:18:38,829 --> 00:18:41,859 Suze: KT to do the Super Bowl. Believe it or not, 255 00:18:41,989 --> 00:18:45,260 Suze: we're cooking, we're having a barbecue, we're having a special 256 00:18:45,270 --> 00:18:49,540 Suze: Super Bowl breakfast and we're celebrating. We look for any 257 00:18:49,550 --> 00:18:53,189 Suze: reason for the two of us to celebrate alone and 258 00:18:53,199 --> 00:18:56,380 Suze: Colo even though we miss you so much. 259 00:18:57,390 --> 00:19:00,699 Suze: It's so fabulous when just the two of us have 260 00:19:00,709 --> 00:19:06,968 Suze: time with nobody else around us to really just enjoy 261 00:19:06,979 --> 00:19:08,880 Suze: each other, 262 00:19:09,660 --> 00:19:15,560 Suze: to simply enjoy sitting and being silent and no other noise, 263 00:19:15,569 --> 00:19:19,109 Suze: no other person around us. And to come back to 264 00:19:19,790 --> 00:19:24,829 Suze: why we really love each other. Just the two of 265 00:19:24,839 --> 00:19:28,530 Suze: us alone as much as we do. 266 00:19:29,479 --> 00:19:33,300 Suze: I don't want to waste one moment of that opportunity. 267 00:19:34,000 --> 00:19:38,920 Suze: So until Thursday, when Miss Travis will join us once 268 00:19:38,930 --> 00:19:43,339 Suze: again for an Ask KT and Suze anything, I wish all 269 00:19:43,349 --> 00:19:47,469 Suze: of you a very, very happy New Year. If you want, 270 00:19:47,479 --> 00:19:51,020 Suze: you should all go on to the Women and Money app. 271 00:19:51,800 --> 00:19:53,969 Suze: And if you don't have it, you can download it 272 00:19:53,979 --> 00:19:57,939 Suze: on Google Play or Apple Apps and you'll see a 273 00:19:57,949 --> 00:20:02,050 Suze: video of 1500 drones 274 00:20:02,819 --> 00:20:07,890 Suze: that were released in China and what they do there 275 00:20:07,900 --> 00:20:11,790 Suze: with the form of the dragon. I think these drones 276 00:20:11,800 --> 00:20:15,170 Suze: are gonna take the place of fireworks, which I think 277 00:20:15,180 --> 00:20:19,199 Suze: would personally be 10 times better for the environment and 278 00:20:19,209 --> 00:20:22,030 Suze: also for our little animals lives that freak out when 279 00:20:22,040 --> 00:20:25,599 Suze: all that big noise happens, go there and look at it. 280 00:20:25,609 --> 00:20:30,920 Suze: I didn't post it anywhere else. It really, really is magnificent. 281 00:20:31,540 --> 00:20:34,718 Suze: So there's really only one thing that I want you 282 00:20:34,729 --> 00:20:37,399 Suze: to remember when it comes to your money. 283 00:20:38,729 --> 00:20:43,270 Suze: And that for this particular day is I want you 284 00:20:43,280 --> 00:20:47,579 Suze: to live a life of peace balance and maturity for 285 00:20:47,589 --> 00:20:51,669 Suze: this entire year. And forevermore, and if you do that, 286 00:20:52,359 --> 00:20:56,349 Suze: you will be unstoppable.