1 00:00:34,340 --> 00:00:36,390 Suze: We're doing a podcast together. 2 00:00:36,400 --> 00:00:37,210 KT: So what date it it? 3 00:00:38,020 --> 00:00:42,170 Robert: It is December 29th 2022. Hi everyone and welcome to 4 00:00:42,170 --> 00:00:45,360 Robert: the Women and Money podcast and Everybody smart enough to listen. 5 00:00:45,450 --> 00:00:49,150 Robert: I'm Robert, Suze and KT's producer and this is the 6 00:00:49,150 --> 00:00:51,460 Robert: last podcast of 2022. 7 00:00:52,050 --> 00:00:55,510 Robert: Every year at this time. We peel back the curtain 8 00:00:55,520 --> 00:00:58,120 Robert: to let you hear how fun it is to put 9 00:00:58,120 --> 00:01:01,640 Robert: the podcast together. Now one of my jobs as producer 10 00:01:01,640 --> 00:01:04,630 Robert: is to take the recording and edit it into what 11 00:01:04,630 --> 00:01:06,150 Robert: you hear twice a week. 12 00:01:06,810 --> 00:01:10,480 Robert: And I promise you 98% of what Suze gives me 13 00:01:10,490 --> 00:01:13,560 Robert: is what you get to listen to. But you know 14 00:01:13,560 --> 00:01:16,520 Robert: how sometimes early in the morning it.. it takes a 15 00:01:16,520 --> 00:01:20,640 Robert: little while to get ramped up? Suze and KT are 16 00:01:20,640 --> 00:01:23,090 Robert: just like us. Take a listen. 17 00:01:23,660 --> 00:01:25,380 KT: Good morning, Suze. 18 00:01:25,620 --> 00:01:28,270 Suze: We're not starting yet, KT. 19 00:01:29,190 --> 00:01:36,209 Suze: Well, we can start if you want. You sure? No wait, KT. 20 00:01:36,220 --> 00:01:38,610 Suze: We start by me saying the date. 21 00:02:10,360 --> 00:02:14,700 Suze: October's... (laughs) where are my... 22 00:02:16,750 --> 00:02:19,690 KT: Slow down! Slow down girl! 23 00:02:20,139 --> 00:02:29,000 Suze: (singing) Slow down. Now. You have to make this podcast last. Okay, ready? Okay, let's do it. KT, 24 00:02:29,010 --> 00:02:32,169 Suze: a week from today is going to be Thanksgiving. Can 25 00:02:32,169 --> 00:02:33,820 Suze: you just tell me what kind of podcast we're going 26 00:02:33,820 --> 00:02:34,489 Suze: to do then? 27 00:02:45,350 --> 00:02:50,150 KT: I'm gonna do a podcast of what we're thankful for, thankful. 28 00:02:52,710 --> 00:02:56,400 Suze: Yeah, go on, go on... 29 00:02:59,990 --> 00:03:04,700 KT: I'm thankful for a Roth IRA, for a backdoor, traditional 30 00:03:04,700 --> 00:03:08,810 KT: Roth for a Roth IRA, for a SEP IRA, for 31 00:03:08,810 --> 00:03:12,700 KT: a Roth. I'm thankful for all the variations of Roth, 32 00:03:12,700 --> 00:03:14,179 KT: especially that. 33 00:03:14,820 --> 00:03:18,680 KT: Back to come on. All right, let's do this. Are 34 00:03:18,680 --> 00:03:20,250 KT: you sure hit it? 35 00:03:20,260 --> 00:03:21,970 Suze: I don't want to hit it yet. Are you sure 36 00:03:21,970 --> 00:03:22,549 Suze: you're ready? 37 00:03:22,550 --> 00:03:23,369 KT: I'm ready. 38 00:03:23,380 --> 00:03:25,730 Suze: I want to waste any tape here, okay, go. 39 00:03:25,740 --> 00:03:29,570 KT: Hello everybody, this is KT, gobble, (laughing) 40 00:03:32,820 --> 00:03:36,660 KT: gobble, gobble gobble gobble podcast. 41 00:03:39,820 --> 00:03:41,890 Suze: I'm trying my best. 42 00:03:41,900 --> 00:03:45,650 KT: Come on, we have to get this to Robert ready. Alright, ready? 43 00:03:46,770 --> 00:03:47,640 Suze: No, 44 00:03:48,770 --> 00:03:51,620 KT: Come on, you can do it, everybody, 45 00:03:51,620 --> 00:03:55,310 Suze: I'm trying my best. I know. Are you ready? 46 00:04:02,510 --> 00:04:04,720 Suze: Now? Why in the world... 47 00:04:05,470 --> 00:04:08,600 Suze: right before we're gonna do a podcast. Do you put 48 00:04:08,610 --> 00:04:09,990 Suze: something in your mouth? 49 00:04:10,060 --> 00:04:12,940 KT: To soothe my throat, get the chords ready. 50 00:04:13,890 --> 00:04:16,190 KT: It's not something, it's one of those little 51 00:04:16,839 --> 00:04:20,420 KT: pastels, is that we're called pastels that you suck on 52 00:04:20,420 --> 00:04:21,969 KT: to soothe your throat. 53 00:04:21,980 --> 00:04:24,989 Suze: What are you going to give a performance? No, you 54 00:04:24,990 --> 00:04:27,640 Suze: don't have to spit it out, don't do that. 55 00:04:28,779 --> 00:04:29,909 Suze: Are you kidding me? 56 00:04:29,920 --> 00:04:34,460 KT: It's gone? Let's go. Ok today is you have that? 57 00:04:34,470 --> 00:04:36,550 Suze: You spit that on a piece of paper. 58 00:04:36,550 --> 00:04:41,000 KT: No, on my question, I'll eat it later. I'll continue. 59 00:04:41,010 --> 00:04:46,469 KT: I'll continue later. Ready, Suze. Here we go. Come on 60 00:04:47,460 --> 00:04:50,250 Suze: July 14, 2022.. 61 00:04:50,880 --> 00:04:51,219 KT: Is this Bastille Day? 62 00:04:52,650 --> 00:04:54,960 Suze: Uh No, it's July 63 00:04:55,690 --> 00:04:56,700 KT: Yeah. 64 00:04:57,360 --> 00:05:02,010 KT: Isn't July 14 Bastille Day or June ? 65 00:05:02,630 --> 00:05:03,420 KT: Are you sure? 66 00:05:03,430 --> 00:05:07,419 Robert: Yes, actually July 14 is Bastille Day, but what I 67 00:05:07,420 --> 00:05:10,809 Robert: love about that clip is that it.. it sets up 68 00:05:10,820 --> 00:05:15,500 Robert: another trend this year and that is being refreshed. Well, 69 00:05:15,500 --> 00:05:17,470 Robert: actually staying hydrated. 70 00:05:19,830 --> 00:05:20,950 Suze: Well, listen to you guzzle. 71 00:05:21,490 --> 00:05:23,380 KT: I didn't. I just took a sip. 72 00:05:23,510 --> 00:05:26,850 Suze: You never take a watch. 73 00:05:26,860 --> 00:05:29,000 KT: Watch, watch the demo. 74 00:05:31,089 --> 00:05:33,849 Suze: Do not spit over all of our audio equipment. 75 00:05:36,140 --> 00:05:39,150 KT: See all the noise it makes. It's a very low bottle. 76 00:05:43,839 --> 00:05:51,540 KT: (Swishes water) Don't do that. That's not polite. Suze, horrible. Sorry, Robert. 77 00:05:52,100 --> 00:06:02,700 KT: That is not nice. She's swishing in the microphone. Oh, 78 00:06:02,710 --> 00:06:03,219 KT: stop 79 00:06:03,230 --> 00:06:10,080 Suze: Squishing in the mic. So everybody though, KT, if you 80 00:06:10,089 --> 00:06:14,979 Suze: what are you doing? She's making noise. Are you settled 81 00:06:14,980 --> 00:06:18,740 Suze: in now? She's gonna drink water first. All right. 82 00:06:19,260 --> 00:06:23,620 Suze: Can you hear? Alright, good. I tell her don't gulp water. 83 00:06:23,620 --> 00:06:27,070 Suze: It makes your stomach big, but she just doesn't want 84 00:06:27,070 --> 00:06:30,210 Suze: to listen to me. Okay, let's go for it. Right now. 85 00:06:31,880 --> 00:06:35,130 Suze: What did you all just hear KT drinking? 86 00:06:35,140 --> 00:06:37,400 KT: I was just like taking a sip of water... 87 00:06:37,400 --> 00:06:41,930 Suze: What the heck when KT drinks... she just doesn't go. Whatever. 88 00:06:41,940 --> 00:06:44,180 Suze: Listen to her closely. Listen to this. (Loud swishing sound). 89 00:06:46,380 --> 00:06:51,930 Robert: Alright, so once everybody's hydrated, then come, studio adjustments, setups 90 00:06:51,940 --> 00:06:52,970 Robert: and uh 91 00:06:53,750 --> 00:06:54,440 Robert: Well, 92 00:06:55,190 --> 00:06:56,360 Robert: directions. 93 00:06:56,380 --> 00:06:57,620 KT: Roll your sleeve up. 94 00:06:59,220 --> 00:07:01,010 Suze: What does my sleeve have to do? 95 00:07:01,010 --> 00:07:04,110 KT: So then it doesn't catch on anything. 96 00:07:04,170 --> 00:07:07,980 Suze: Okay, do you like bumping into that light that's next to you, 97 00:07:07,990 --> 00:07:11,450 Suze: there's this light, my tv light I move. 98 00:07:11,460 --> 00:07:12,960 KT: How much time do we have? 99 00:07:12,970 --> 00:07:15,100 Suze: I have no idea, right um... 100 00:07:15,110 --> 00:07:20,900 KT: Wait, she has me squashed in her recording studio in 101 00:07:20,900 --> 00:07:22,680 KT: a corner because she likes to 102 00:07:22,690 --> 00:07:25,690 KT: look at me while I'm asking the question, but I'm 103 00:07:25,690 --> 00:07:27,400 KT: in a tight... we have to take a picture of 104 00:07:27,400 --> 00:07:30,810 KT: me so they can see how I sit versus you 105 00:07:30,810 --> 00:07:35,340 KT: and your big cozy chair with the arms on it 106 00:07:35,340 --> 00:07:38,440 KT: moves up and down. It's real soft and look at me, 107 00:07:38,450 --> 00:07:43,650 KT: I'm on a little stool everybody squished in a corner. 108 00:07:43,660 --> 00:07:44,800 KT: All right, ready? 109 00:07:47,260 --> 00:07:48,660 Suze: Say hi to Robert, 110 00:07:49,170 --> 00:07:52,470 KT: Robert, I'm gonna make a comment that she's not gonna like, 111 00:07:52,480 --> 00:07:55,370 KT: but I hope you back me up. So when you 112 00:07:55,370 --> 00:07:56,790 KT: answer a question, 113 00:07:57,950 --> 00:08:00,550 KT: try not to stop and go stop and go, make 114 00:08:00,550 --> 00:08:06,190 KT: it smoother. What? Why are you laughing? I noticed that 115 00:08:06,190 --> 00:08:07,970 KT: you tend to stop and go stop... 116 00:08:07,980 --> 00:08:09,380 Suze: 'Cause I don't know what I'm gonna say. 117 00:08:09,380 --> 00:08:11,870 KT: So you need to think what you're gonna say and 118 00:08:11,870 --> 00:08:13,800 KT: then make it a smoother answer. 119 00:08:13,880 --> 00:08:16,440 Suze: And should I tell Robert how to make you better? 120 00:08:16,510 --> 00:08:20,360 KT: I'm already perfect, okay, ready? 121 00:08:20,520 --> 00:08:22,390 Robert: Yeah, I'm not getting in the middle of that, but 122 00:08:22,390 --> 00:08:25,660 Robert: Suze said something in that last clip that I get 123 00:08:25,660 --> 00:08:28,470 Robert: asked about from time to time and the question is 124 00:08:28,470 --> 00:08:31,310 Robert: do Suze and KT work off of a script? And 125 00:08:31,310 --> 00:08:33,830 Robert: I can tell you that they do not, now sure 126 00:08:33,830 --> 00:08:37,870 Robert: for the Thursday shows, KT is reading your questions off 127 00:08:37,870 --> 00:08:40,050 Robert: of printed piece of paper, 128 00:08:40,510 --> 00:08:45,000 Robert: but as you can hear there's no rehearsal. Suze just 129 00:08:45,000 --> 00:08:48,250 Robert: lets the message flow through her and that's something that 130 00:08:48,250 --> 00:08:49,559 Robert: I absolutely love. 131 00:09:12,340 --> 00:09:15,870 Suze: And how many times have I said... not lecturing you 132 00:09:15,870 --> 00:09:18,010 Suze: right now, I'm going to try not to lecture today, 133 00:09:18,020 --> 00:09:21,540 Suze: although it is so part of my personality, isn't it? 134 00:09:21,550 --> 00:09:23,560 Suze: A lot of you write me on the app and 135 00:09:23,559 --> 00:09:27,579 Suze: you go preach Suze preach. Right, But anyway, what was 136 00:09:27,580 --> 00:09:31,280 Suze: I gonna say now, where was I going with that? 137 00:09:39,960 --> 00:09:41,459 Suze: This is going to be one of those ones like 138 00:09:41,460 --> 00:09:43,640 Suze: what am I talking about? But I do have a 139 00:09:43,640 --> 00:09:47,140 Suze: point to this one. Alright, so guess how much you 140 00:09:47,140 --> 00:09:49,770 Suze: would have made if you had invested in that at 141 00:09:49,770 --> 00:09:52,670 Suze: the beginning of the year? Well, let me find out 142 00:09:52,670 --> 00:09:54,190 Suze: Robert because I don't know. Hold on. 143 00:09:54,200 --> 00:09:57,740 Robert: Of course, standing in her truth, Suze will always make 144 00:09:57,740 --> 00:10:01,550 Robert: sure she's giving you the most accurate information at the time. 145 00:10:02,230 --> 00:10:04,890 Robert: Now, sometimes in the middle of the podcast, Suze and 146 00:10:04,890 --> 00:10:09,490 Robert: KT just can't help but laugh. And they have to, 147 00:10:09,970 --> 00:10:12,490 Robert: they have to redo a couple of takes. 148 00:10:13,100 --> 00:10:15,940 Suze: See what happens when you disturb me and then I 149 00:10:15,940 --> 00:10:17,440 Suze: can't do it again after that. 150 00:10:17,440 --> 00:10:20,070 KT: I'm going to pick this up from the top. So Suze, our 151 00:10:20,070 --> 00:10:24,089 KT: first question is from Marianne, she said my son is 152 00:10:24,090 --> 00:10:28,220 KT: having a destination wedding. I am semi retired but I 153 00:10:28,220 --> 00:10:37,210 KT: work part time. So Suze, um... sorry take 17. 154 00:10:37,960 --> 00:10:42,340 Suze: She's blaming this on me Robert, like it's my fault. 155 00:10:42,770 --> 00:10:47,360 KT: This is next question. The first question... the first question 156 00:10:47,360 --> 00:10:49,200 KT: we have today is from Marianne. 157 00:10:49,200 --> 00:10:50,680 Suze: Take 25. (Laughs) 158 00:10:52,040 --> 00:10:56,750 KT: First question is from Marianne, Robert. Do not put that in. 159 00:10:59,340 --> 00:11:01,100 Suze: I really (laughs), 160 00:11:02,880 --> 00:11:05,960 KT: (Laughs) The next question I can answer 161 00:11:07,230 --> 00:11:10,699 KT: Robert, do not put that in. 162 00:11:10,890 --> 00:11:13,910 Suze: Robert, you can bleep that out 163 00:11:15,550 --> 00:11:20,250 KT: Actually. We never did that. That would be funny when 164 00:11:20,260 --> 00:11:24,240 KT: you're all going to get to meet Suze's family, (laughing) 165 00:11:31,830 --> 00:11:33,920 KT: they're all going to be part of it. (laughing) 166 00:11:37,280 --> 00:11:42,360 KT: So I try to put together a really good synopsis 167 00:11:42,370 --> 00:11:46,479 KT: of combined topics and questions. Some of them are straightforward, 168 00:11:46,480 --> 00:11:50,260 KT: but some of them are a little bit um generic 169 00:11:50,260 --> 00:11:55,220 KT: so that hopefully I can answer four questions with one question. 170 00:11:55,230 --> 00:11:57,729 Suze: Can we get something straight, you are not the one 171 00:11:57,730 --> 00:11:59,470 Suze: answering these questions 172 00:12:01,290 --> 00:12:03,430 KT: Ready? Here's the first one... 173 00:12:04,530 --> 00:12:04,880 Suze: FIFO is... 174 00:12:06,850 --> 00:12:10,630 Suze: So listen to me. FIFO is first in and first 175 00:12:10,640 --> 00:12:11,300 Suze: out 176 00:12:12,270 --> 00:12:14,900 Suze: laugh into the mic if you're gonna do it so 177 00:12:14,900 --> 00:12:15,960 Suze: they can hear you. 178 00:12:17,780 --> 00:12:19,530 KT: (Laughing) 179 00:12:23,000 --> 00:12:25,110 Robert: I have to tell you it is the highlight of 180 00:12:25,110 --> 00:12:29,120 Robert: my week putting this show together and Suze and KT's 181 00:12:29,120 --> 00:12:32,240 Robert: laughter actually, I don't know if it's scientifically proven, but 182 00:12:32,250 --> 00:12:36,459 Robert: as far as I'm concerned it's a de-stressor. So I 183 00:12:36,460 --> 00:12:39,640 Robert: hope it helped you wind down this year. We have 184 00:12:39,640 --> 00:12:42,710 Robert: a lot of great things planned for next year. Thank 185 00:12:42,710 --> 00:12:46,270 Robert: you for listening. Suze will be back this coming Sunday 186 00:12:46,270 --> 00:12:49,870 Robert: to kick off 2023 but until then... 187 00:12:50,420 --> 00:12:51,600 KT: That's the end of our podcast... (laughing) 188 00:12:54,610 --> 00:12:56,640 KT: and she's so mad at me. 189 00:12:57,900 --> 00:13:00,340 Suze: You shouldn't laugh when I get mad at you. 190 00:13:00,350 --> 00:13:04,510 KT: Alright everybody I want you to feel strong, safe and secure. 191 00:13:04,520 --> 00:13:07,670 Suze: Alright? So and now they're all wondering why I'm mad 192 00:13:07,670 --> 00:13:08,319 Suze: at you. 193 00:13:08,330 --> 00:13:11,480 KT: Because I just moved a pile of papers when she 194 00:13:11,480 --> 00:13:13,309 KT: was in the middle of an answer and made a 195 00:13:13,320 --> 00:13:15,410 KT: big noise and she gets so mad... 196 00:13:15,420 --> 00:13:21,679 Suze: And join me on Sunday for Suze School. See you then, 197 00:13:21,679 --> 00:13:22,400 Suze: bye bye. 198 00:13:23,000 --> 00:13:24,260 Suze: How many kisses? 199 00:13:24,309 --> 00:13:25,840 KT: Here, watch... (makes kissing noises) 200 00:13:29,670 --> 00:13:31,470 KT: Count them. 201 00:13:32,040 --> 00:13:32,750 Suze: I can't 202 00:13:32,920 --> 00:13:33,760 KT: It was nine. 203 00:13:33,770 --> 00:13:38,510 KT: You stay strong. You taste saf... Good luck Robert.