1
00:00:08,390 --> 00:00:12,379
Robert: December 21st, 2025. Welcome to the Women in Money podcast,

2
00:00:12,390 --> 00:00:15,739
Robert: as well as everyone smart enough to listen. Hi, everybody, Robert,

3
00:00:15,789 --> 00:00:18,590
Robert: the producer here. Now, as we get to the end

4
00:00:18,590 --> 00:00:20,469
Robert: of the year, we all need to take a little

5
00:00:20,469 --> 00:00:23,270
Robert: bit of a break. Suze and KT are working on

6
00:00:23,270 --> 00:00:27,340
Robert: a special episode for Christmas Day this coming Thursday, so

7
00:00:27,340 --> 00:00:30,510
Robert: we're giving them a respite from working today.

8
00:00:31,000 --> 00:00:33,159
Robert: Now, if you're new to the podcast, first of all,

9
00:00:33,279 --> 00:00:36,839
Robert: thank you very much for listening. Second, when KT and

10
00:00:36,840 --> 00:00:39,159
Robert: Suze take a break, we still like for you to

11
00:00:39,159 --> 00:00:42,200
Robert: have something to listen to in the feed, and the

12
00:00:42,200 --> 00:00:45,400
Robert: episode you're gonna hear highlights from is the right message

13
00:00:45,400 --> 00:00:48,880
Robert: for today. Well, actually, for any day, really. But see,

14
00:00:48,970 --> 00:00:53,040
Robert: as we all turn to being reflective and thinking about

15
00:00:53,040 --> 00:00:56,259
Robert: ways that we can all be who we're meant to be,

16
00:00:56,759 --> 00:01:00,209
Robert: this particular episode that KT conceived of,

17
00:01:00,630 --> 00:01:04,750
Robert: Is exactly what we should hear right now. Enjoy.

18
00:01:05,819 --> 00:01:09,650
KT: It's called the Six Secrets to Suze's Success.

19
00:01:10,059 --> 00:01:10,620
Suze: What?

20
00:01:10,819 --> 00:01:11,230
KT: Yeah.

21
00:01:12,059 --> 00:01:15,660
KT: It's the Six Secrets to Suze's success. So wait, let,

22
00:01:15,779 --> 00:01:17,660
KT: let me tell everybody what that is.

23
00:01:18,629 --> 00:01:23,220
KT: For years, for almost 25 years, maybe not all of these,

24
00:01:23,300 --> 00:01:28,180
KT: but most of them, I've been hearing Suze impart incredible

25
00:01:28,180 --> 00:01:33,970
KT: Suzieisms and quotes and great information, whether she's talking, being interviewed,

26
00:01:34,230 --> 00:01:36,339
KT: or just meeting someone that needs help

27
00:01:36,339 --> 00:01:37,540
Suze: Or I'm talking to myself.

28
00:01:37,639 --> 00:01:40,559
KT: Or she just talks to herself. Anyway, I've been collecting

29
00:01:40,559 --> 00:01:43,518
KT: these and, and, and one day when I have enough,

30
00:01:43,559 --> 00:01:46,339
KT: I wanna do something special with them, but right now,

31
00:01:46,360 --> 00:01:51,440
KT: I'm gonna share six of these Suzeisms. They're quotes, they're

32
00:01:51,440 --> 00:01:54,760
KT: things that she lives by and, and because she lives

33
00:01:54,760 --> 00:01:56,800
KT: by them, we all should live by them.

34
00:01:57,160 --> 00:02:01,330
KT: And I especially live by number six. So what I'm

35
00:02:01,330 --> 00:02:04,589
KT: gonna do is I wanna read what I've jotted down

36
00:02:04,589 --> 00:02:07,769
KT: of what I remember and what she pretty much says.

37
00:02:07,889 --> 00:02:09,050
Suze: You're sure you have them right?

38
00:02:09,529 --> 00:02:12,569
KT: I, they're pretty much right, but, but, yeah, they're right, because...

39
00:02:12,569 --> 00:02:14,347
Suze: If they're not, is it OK if I correct them?

40
00:02:14,479 --> 00:02:17,458
KT: Suze's gonna tell you what they mean. She's gonna explain.

41
00:02:17,548 --> 00:02:21,029
KT: I'm just gonna read the six secrets.

42
00:02:21,319 --> 00:02:23,529
Suze: Did you ask me if this is what I wanna do?

43
00:02:23,649 --> 00:02:26,758
KT: This is what we're doing. Do you wanna do it?

44
00:02:27,119 --> 00:02:28,847
Suze: Do I have a choice? Here we are.

45
00:02:28,968 --> 00:02:29,839
KT: Do you want to?

46
00:02:30,139 --> 00:02:32,169
Suze: I always wanna do what you want me to do.

47
00:02:32,699 --> 00:02:36,899
KT: No, you wanna do what everyone needs to hear and,

48
00:02:37,008 --> 00:02:37,935
KT: and from us.

49
00:02:37,935 --> 00:02:40,380
Suze: I know you know that for everybody. So if you

50
00:02:40,380 --> 00:02:43,809
Suze: feel I really love that you wanna be on the

51
00:02:43,809 --> 00:02:47,899
Suze: podcast on Sunday when Sunday school, so this is Sunday

52
00:02:47,899 --> 00:02:48,729
Suze: school we're imparting.

53
00:02:50,225 --> 00:02:51,663
Suze: We're goingto the KT church. We're going to church.

54
00:02:52,024 --> 00:02:55,584
KT: No, it's not church. It's school. It's Sunday school. We're

55
00:02:55,585 --> 00:02:59,145
KT: always in, you and I, we have a, a streamlined

56
00:02:59,625 --> 00:03:02,304
KT: direct line to God every day. We don't need church.

57
00:03:03,425 --> 00:03:05,645
Suze: Can I just tell everybody what I do say?

58
00:03:06,320 --> 00:03:10,750
Suze: Right, and people always say something to me like this, Suze, right,

59
00:03:10,960 --> 00:03:14,520
Suze: from your lips to God's ears. Know how everybody always

60
00:03:14,520 --> 00:03:16,500
Suze: says that to me, and what do I say to them?

61
00:03:16,788 --> 00:03:22,119
Suze: Oh yeah, trust me, right? He hears every word I say,

62
00:03:22,199 --> 00:03:26,119
Suze: every thought that I think, every action that I do, everybody,

63
00:03:26,199 --> 00:03:28,679
Suze: I think it's important that you do take out your

64
00:03:28,679 --> 00:03:29,940
Suze: Suze notebooks.

65
00:03:30,600 --> 00:03:33,350
Suze: And I think you should write these down because I

66
00:03:33,350 --> 00:03:36,889
Suze: can tell by the look on KT's face that these

67
00:03:36,889 --> 00:03:41,289
Suze: are serious quotes. These are life transforming.

68
00:03:41,360 --> 00:03:45,690
KT: Well, they're, they're mostly what you really believe in and

69
00:03:45,690 --> 00:03:49,050
KT: live by. OK, so here you go. Six secrets to

70
00:03:49,050 --> 00:03:50,929
KT: Suze's success. Number One.

71
00:03:51,440 --> 00:03:54,289
KT: The day you put your needs in front of others'

72
00:03:54,289 --> 00:03:58,449
KT: wants is the day you will have really started on

73
00:03:58,449 --> 00:04:01,130
KT: your road to financial freedom.

74
00:04:01,529 --> 00:04:06,570
Suze: The most important part of that saying, what I say

75
00:04:06,570 --> 00:04:11,380
Suze: to myself, everybody, is the day you put your needs,

76
00:04:11,449 --> 00:04:16,130
Suze: now listen, do you know what your needs are? Do

77
00:04:16,130 --> 00:04:18,649
Suze: you just live your life and you don't even do

78
00:04:18,649 --> 00:04:20,190
Suze: anything that you need to do?

79
00:04:20,720 --> 00:04:24,760
KT: So the first part of that saying is that you

80
00:04:24,760 --> 00:04:28,159
KT: need to know what you need. What do you need

81
00:04:28,160 --> 00:04:30,868
KT: to be happy? What do you need to be secure?

82
00:04:31,079 --> 00:04:34,480
KT: What do you need to feel powerful? You have to

83
00:04:34,480 --> 00:04:37,399
KT: know what those things are, so you are to write

84
00:04:37,399 --> 00:04:41,219
KT: down your needs. Let me just give you a very

85
00:04:41,760 --> 00:04:45,920
KT: slight example really of what it would be. Here you are,

86
00:04:46,119 --> 00:04:49,739
KT: and you're building up your emergency savings account.

87
00:04:50,329 --> 00:04:54,890
Suze: You're sending every month $100 into Alliant Credit Union because

88
00:04:54,890 --> 00:04:58,308
Suze: you want to take advantage of the ultimate opportunity savings account,

89
00:04:58,690 --> 00:05:01,130
Suze: which I know so many of you are doing and

90
00:05:01,130 --> 00:05:04,209
Suze: you want to do, but yet your kids, it was

91
00:05:04,209 --> 00:05:07,450
Suze: the holiday time, or maybe it's their birthday or whatever

92
00:05:07,450 --> 00:05:12,149
Suze: it may be, they want a new pair of sneakers,

93
00:05:12,290 --> 00:05:13,669
Suze: and it's $100.

94
00:05:14,559 --> 00:05:18,238
Suze: And that's the $100 that you need to send in

95
00:05:18,238 --> 00:05:21,019
Suze: every month to your savings account.

96
00:05:21,890 --> 00:05:25,630
Suze: You have to put your needs in front of others' wants,

97
00:05:25,928 --> 00:05:28,750
Suze: and if you do that, that's when you really are

98
00:05:28,750 --> 00:05:32,928
Suze: on the road to financial freedom. Next, KT, what else?

99
00:05:33,029 --> 00:05:36,209
KT: That's great. Number two, I love this one.

100
00:05:36,738 --> 00:05:43,179
KT: Success alone will never ever lead you to fulfillment. Fulfillment

101
00:05:43,178 --> 00:05:48,299
KT: will always lead you to success. It's one of my favorite.

102
00:05:48,619 --> 00:05:51,260
KT: Suze really lives by this, everybody.

103
00:05:51,380 --> 00:05:55,140
Suze: You know, all of you strive for success, whatever that

104
00:05:55,140 --> 00:05:56,700
Suze: may mean to all of you.

105
00:05:57,040 --> 00:06:00,269
Suze: But mostly success means you're making a lot of money.

106
00:06:00,670 --> 00:06:02,570
Suze: You have a big house to show others, you have

107
00:06:02,570 --> 00:06:06,130
Suze: a fancy car, you're wearing fancy clothes, and you're just

108
00:06:06,130 --> 00:06:07,849
Suze: successful that way.

109
00:06:08,700 --> 00:06:12,419
Suze: But yet you really hate your job. You really don't

110
00:06:12,420 --> 00:06:16,510
Suze: like what you're doing, but you're attached to the paycheck.

111
00:06:16,619 --> 00:06:20,660
Suze: You're attached to everything that you have around you, but

112
00:06:20,660 --> 00:06:23,618
Suze: yet inside you're not fulfilled.

113
00:06:24,809 --> 00:06:28,429
Suze: I'm here to tell you that you're not successful.

114
00:06:29,619 --> 00:06:33,589
Suze: If that is true and you yourself are not fulfilled,

115
00:06:33,760 --> 00:06:38,070
Suze: you are not successful. When you can do something that

116
00:06:38,070 --> 00:06:47,469
Suze: truly fulfills you, it will always lead you to success financially, spiritually, emotionally,

117
00:06:47,709 --> 00:06:53,988
Suze: on all levels. So your goal is to have inner fulfillment.

118
00:06:54,269 --> 00:06:57,230
Suze: And it will manifest with outer wealth.

119
00:06:57,549 --> 00:06:59,269
KT: Yeah, love what you do.

120
00:06:59,390 --> 00:07:00,989
Suze: You know, KT, I just want to give you a

121
00:07:00,988 --> 00:07:04,910
Suze: little example of that. Last night, it's very funny you

122
00:07:04,910 --> 00:07:09,010
Suze: picked that. I got an email from one of our relatives,

123
00:07:09,279 --> 00:07:13,350
Suze: all right, and in it he said to me, Suze,

124
00:07:14,200 --> 00:07:17,209
Suze: I know I'm making a lot of money. I know

125
00:07:17,209 --> 00:07:22,730
Suze: everything's going great that way. I just don't like my

126
00:07:22,739 --> 00:07:23,910
Suze: job anymore.

127
00:07:24,320 --> 00:07:25,119
KT: Who was that?

128
00:07:25,779 --> 00:07:28,859
Suze: I, I'll tell you after the podcast, all right, and

129
00:07:28,859 --> 00:07:33,200
Suze: he said to me, Can we talk about it because

130
00:07:33,420 --> 00:07:37,739
Suze: I'm getting sick, I'm not healthy. The financial reward doesn't

131
00:07:37,739 --> 00:07:41,980
Suze: matter anymore, and I need your advice on what should

132
00:07:41,980 --> 00:07:45,018
Suze: I do and how do I do it. So that's

133
00:07:45,019 --> 00:07:50,299
Suze: a perfect example of that saying. So your timing is

134
00:07:50,299 --> 00:07:51,700
Suze: funny on that.

135
00:07:52,589 --> 00:07:55,630
Suze: Because he also listens to the podcast every single week,

136
00:07:56,109 --> 00:08:01,070
Suze: so he knows who he is. We will talk later today, he.

137
00:08:03,420 --> 00:08:05,809
KT: I'm just thinking it's not one of my brothers.

138
00:08:05,980 --> 00:08:07,600
Suze: No, it's on my side of the family.

139
00:08:08,100 --> 00:08:08,839
KT: All right.

140
00:08:09,660 --> 00:08:12,640
KT: Yeah, because my, none of my brothers are gonna call

141
00:08:12,820 --> 00:08:15,920
KT: saying money doesn't matter anymore. All right, here you go.

142
00:08:16,359 --> 00:08:21,540
KT: So number three, this is probably Suze's personal most favorite,

143
00:08:21,769 --> 00:08:24,609
KT: and I hear her impart this over and over and

144
00:08:24,609 --> 00:08:25,220
KT: over again.

145
00:08:25,559 --> 00:08:28,760
KT: To people that really need it, but she has said

146
00:08:28,760 --> 00:08:31,200
KT: it to herself for years.

147
00:08:31,359 --> 00:08:32,639
Suze: Oh, I'm so excited to hear this one. Should I

148
00:08:32,639 --> 00:08:32,640
Suze: guess it?

149
00:08:32,760 --> 00:08:35,880
KT: Ready.. She's gonna guess it. It's her one of her,

150
00:08:36,039 --> 00:08:40,280
KT: it's her favorite animal as well. The elephant keeps walking

151
00:08:40,280 --> 00:08:42,760
KT: as the dogs keep barking.

152
00:08:43,500 --> 00:08:47,179
KT: Suze loves this, and I think it's also something that

153
00:08:47,179 --> 00:08:52,780
KT: was inspired from India. The elephant keeps walking as the

154
00:08:52,780 --> 00:08:57,380
KT: dogs keep barking. What a great saying. What does that

155
00:08:57,380 --> 00:08:58,319
KT: mean to you, Suze?

156
00:08:58,330 --> 00:08:59,859
Suze: I'm surprised you picked that one.

157
00:09:00,440 --> 00:09:01,570
KT: Is it one of your favorites?

158
00:09:01,630 --> 00:09:03,080
Suze: It is. There's two, as you know...

159
00:09:03,289 --> 00:09:06,770
Suze: But this one, this one, I really love this one,

160
00:09:06,900 --> 00:09:08,809
KT: Probably because you've said it to yourself.

161
00:09:08,890 --> 00:09:11,689
Suze: And let me tell you why, everybody, I said it

162
00:09:11,690 --> 00:09:13,489
Suze: to myself so many times.

163
00:09:14,460 --> 00:09:19,820
Suze: It's interesting in life that as you're going up the ladder,

164
00:09:19,979 --> 00:09:23,640
Suze: or getting more and more, whatever you're doing, you're expanding,

165
00:09:24,140 --> 00:09:25,500
Suze: everybody's rooting for you.

166
00:09:26,099 --> 00:09:28,468
KT: And I'll just give you a personal example of my

167
00:09:28,469 --> 00:09:32,030
KT: own life. As I started out being an author and

168
00:09:32,030 --> 00:09:34,830
KT: I started to do things and my books were out

169
00:09:34,830 --> 00:09:36,669
KT: there and I was making more money and getting out,

170
00:09:37,669 --> 00:09:41,130
KT: everybody was like, Yeah, Suze, go for it, go for it.

171
00:09:41,429 --> 00:09:45,109
KT: But once you get to the very, very top, which

172
00:09:45,109 --> 00:09:45,830
KT: I did.

173
00:09:46,659 --> 00:09:49,900
Suze: You couldn't get much higher than I got at one

174
00:09:49,900 --> 00:09:50,979
Suze: point in time.

175
00:09:51,849 --> 00:09:54,739
Suze: But once you get up there, there are people who

176
00:09:54,739 --> 00:09:57,340
Suze: are jealous, and it just for some reason in my

177
00:09:57,340 --> 00:10:00,260
Suze: case and I think others, then people like to tear

178
00:10:00,260 --> 00:10:06,949
Suze: you down because negative press sells more than positive press.

179
00:10:07,059 --> 00:10:11,859
Suze: It just does everybody and people started to write things

180
00:10:11,859 --> 00:10:15,939
Suze: about me like, oh, "Suze the Floozy," and there was

181
00:10:15,940 --> 00:10:19,900
Suze: a magazine that came out that was filled with total

182
00:10:19,900 --> 00:10:21,460
Suze: lies about me.

183
00:10:21,940 --> 00:10:24,380
Suze: Like there was an attack on me. Things would happen.

184
00:10:24,500 --> 00:10:29,280
Suze: Things just happen as you become more and more successful.

185
00:10:30,090 --> 00:10:35,010
Suze: So it's really important that you know who you are,

186
00:10:35,210 --> 00:10:38,849
Suze: what you are, and how do you keep going. So

187
00:10:38,849 --> 00:10:43,809
Suze: this saying, The elephant keeps walking as the dogs keep

188
00:10:43,809 --> 00:10:48,609
Suze: barking was my visual of I was the elephant.

189
00:10:49,159 --> 00:10:52,209
Suze: And I was just going to keep walking and going

190
00:10:52,210 --> 00:10:56,599
Suze: forward and helping people and create goodness in other people's lives,

191
00:10:56,609 --> 00:11:00,969
Suze: regardless of what all the dogs, the reporters, the articles

192
00:11:00,969 --> 00:11:03,650
Suze: were saying about me at the time.

193
00:11:04,609 --> 00:11:08,820
Suze: And eventually, the dogs just went away.

194
00:11:09,580 --> 00:11:13,900
Suze: And I kept walking and here I am to this day.

195
00:11:14,130 --> 00:11:16,659
KT: She loves that one. I like that one too. I

196
00:11:16,659 --> 00:11:19,530
KT: think it's important. And then number four.

197
00:11:20,770 --> 00:11:23,449
KT: And this is great also for all of you out

198
00:11:23,450 --> 00:11:28,010
KT: there that are listening to impart this, what Suze believes

199
00:11:28,010 --> 00:11:30,489
KT: to your kids, and, and I'll tell you why because

200
00:11:30,489 --> 00:11:34,829
KT: I love saying it. If you think you can't, you never, ever, ever,

201
00:11:34,890 --> 00:11:35,950
KT: ever will.

202
00:11:36,210 --> 00:11:36,530
Suze: Yeah.

203
00:11:37,010 --> 00:11:40,770
KT: So there you go, that's such a simple, simple thought.

204
00:11:40,929 --> 00:11:45,369
KT: If you think you can't, you never, ever, ever, ever will.

205
00:11:45,489 --> 00:11:49,409
Suze: I think what's important there to understand everybody that I

206
00:11:49,409 --> 00:11:53,750
Suze: finally got in my own life is that your words.

207
00:11:54,570 --> 00:11:58,260
Suze: Your thoughts and your actions are more powerful than you

208
00:11:58,260 --> 00:12:05,299
Suze: have any idea, especially your words. If you say you can't.

209
00:12:06,210 --> 00:12:09,049
Suze: And I, funny, KT that you did this, because if

210
00:12:09,049 --> 00:12:11,250
Suze: you remember, I don't know if it was a Suze

211
00:12:11,250 --> 00:12:12,049
Suze: School or not.

212
00:12:12,440 --> 00:12:17,150
Suze: But I did a thing on what can't means versus

213
00:12:17,280 --> 00:12:20,789
Suze: right and versus wrote can and I did this whole thing,

214
00:12:21,010 --> 00:12:26,289
Suze: but this one actually is a condensed version of and

215
00:12:26,289 --> 00:12:28,890
Suze: I'm just gonna expand on it KT because we have

216
00:12:28,890 --> 00:12:33,010
Suze: the time to be able to do so is your

217
00:12:33,010 --> 00:12:36,229
Suze: thoughts create your destiny.

218
00:12:37,059 --> 00:12:41,260
Suze: And it's so important for you to really, really get that.

219
00:12:41,590 --> 00:12:45,849
Suze: There's a saying that what you think you eventually say.

220
00:12:46,429 --> 00:12:51,590
Suze: What you say, your words become your actions. Your actions

221
00:12:51,590 --> 00:12:57,349
Suze: actually become your habits, KT, and your habits become your destiny.

222
00:12:58,099 --> 00:13:02,880
Suze: So, every single thing starts with your thoughts.

223
00:13:03,760 --> 00:13:07,869
Suze: That turn into your words, that turn into your actions. So,

224
00:13:08,229 --> 00:13:11,229
Suze: when you say you cannot do something,

225
00:13:12,039 --> 00:13:14,799
Suze: Then the truth of the matter is you won't be

226
00:13:14,799 --> 00:13:19,320
Suze: able to do it, so you all have to understand

227
00:13:19,320 --> 00:13:21,739
Suze: the power that you have within you.

228
00:13:22,750 --> 00:13:26,590
Suze: Because your words have the power to create or the

229
00:13:26,590 --> 00:13:30,609
Suze: power to destroy, and the choice is up to you.

230
00:13:30,950 --> 00:13:33,789
Suze: So if you look at your life right now.

231
00:13:35,030 --> 00:13:39,070
Suze: Look at what you have created. How did you create that?

232
00:13:39,309 --> 00:13:41,710
Suze: Look at the things that you've done in your life again.

233
00:13:41,830 --> 00:13:45,809
Suze: Write them down that you never ever thought you could do.

234
00:13:46,429 --> 00:13:49,169
Suze: How did you do that? How did you get there?

235
00:13:49,549 --> 00:13:52,369
Suze: And then look at the things that you wanted to do,

236
00:13:52,710 --> 00:13:54,090
Suze: but you never did.

237
00:13:55,090 --> 00:13:58,359
Suze: Why didn't you? Where did that start?

238
00:13:58,570 --> 00:14:00,489
KT: You know what that one makes me think of just

239
00:14:00,489 --> 00:14:01,599
KT: to diverse a little bit.

240
00:14:02,690 --> 00:14:05,349
KT: If you think you can't, you never ever ever will.

241
00:14:05,359 --> 00:14:09,159
KT: It reminds me of all the people years ago that said, Susie,

242
00:14:09,539 --> 00:14:11,659
KT: I can't get out of debt, how can I do this?

243
00:14:11,739 --> 00:14:17,000
KT: And then years later after listening to you and following simple,

244
00:14:17,010 --> 00:14:21,179
KT: simple baby steps and instructions, we get letters of not

245
00:14:21,179 --> 00:14:24,400
KT: only how they're out of debt but they became millionaires.

246
00:14:24,695 --> 00:14:27,844
KT: Amazing. We're gonna have to share that one day with everyone.

247
00:14:28,104 --> 00:14:31,494
KT: So I hope you like this, everybody, because I just

248
00:14:31,494 --> 00:14:32,934
KT: think they're great to live by.

249
00:14:33,335 --> 00:14:35,294
Suze: Do you care if I like doing this?

250
00:14:35,494 --> 00:14:38,135
KT: No, you do. I know she does. These are hers.

251
00:14:38,455 --> 00:14:39,934
KT: She lives by all of this.

252
00:14:40,369 --> 00:14:43,849
KT: These are Suze's like 10 commandments, but they're 6.

253
00:14:44,169 --> 00:14:46,250
Suze: I have like 50 out of them. How come you

254
00:14:46,250 --> 00:14:47,030
Suze: didn't do them all?

255
00:14:47,210 --> 00:14:50,840
KT: Because I just wanted six just to remember. Number five,

256
00:14:50,929 --> 00:14:54,969
KT: there's no shame or blame big enough to keep you

257
00:14:54,969 --> 00:14:58,200
KT: from being who you are meant to be. I love

258
00:14:58,200 --> 00:14:59,969
KT: that one. That one's really.

259
00:15:00,070 --> 00:15:05,270
KT: Emotional, it's personal, and it's really important that everyone understands

260
00:15:05,270 --> 00:15:11,049
KT: there's never a shame or blame big enough to keep

261
00:15:11,049 --> 00:15:13,729
KT: you from being who you are meant to be.

262
00:15:14,109 --> 00:15:18,030
Suze: I love this one, KT, and the reason, everybody, I

263
00:15:18,030 --> 00:15:19,909
Suze: love this one so much.

264
00:15:20,659 --> 00:15:25,169
Suze: Is, listen, we all do things in our lives, every

265
00:15:25,169 --> 00:15:30,330
Suze: single one of us, and we have to learn to

266
00:15:30,330 --> 00:15:34,659
Suze: rise above the things that we have done that maybe

267
00:15:34,659 --> 00:15:38,690
Suze: we have shame about or we're blaming others for or

268
00:15:38,690 --> 00:15:43,559
Suze: whatever it may be. You can't let the things that

269
00:15:43,559 --> 00:15:47,020
Suze: you feel bad about, you can't let the things that

270
00:15:47,020 --> 00:15:48,739
Suze: you're angry about.

271
00:15:49,539 --> 00:15:52,659
Suze: Keep you from being who you are meant to be.

272
00:15:52,900 --> 00:15:56,679
Suze: You did something. You say you're sorry. Somebody did something

273
00:15:56,739 --> 00:16:01,059
Suze: to you. OK. You have to let it go. What

274
00:16:01,059 --> 00:16:06,840
Suze: are the three internal obstacles to wealth? Fear, shame, and anger.

275
00:16:06,929 --> 00:16:07,659
KT: That's so true.

276
00:16:07,780 --> 00:16:11,099
Suze: So you don't have money. You're getting deeper and deeper

277
00:16:11,099 --> 00:16:15,039
Suze: into credit card debt, and yet you haven't told anybody

278
00:16:15,039 --> 00:16:15,859
Suze: about it.

279
00:16:17,030 --> 00:16:20,820
Suze: The shame of your credit card debt. Do you think

280
00:16:21,239 --> 00:16:23,469
Suze: that should keep you from being who you are meant

281
00:16:23,469 --> 00:16:24,080
Suze: to be?

282
00:16:25,059 --> 00:16:28,539
Suze: Don't be ashamed of anything in your life. If you've

283
00:16:28,539 --> 00:16:32,340
Suze: done something, tell somebody about it, which is why I

284
00:16:32,340 --> 00:16:34,340
Suze: would say to all of you, if you have credit

285
00:16:34,340 --> 00:16:37,260
Suze: card debt, tell everybody you know. And as soon as

286
00:16:37,260 --> 00:16:40,369
Suze: you start telling everybody you know you have credit card debt,

287
00:16:40,419 --> 00:16:42,260
Suze: you know what they'll say back to you? Oh, I

288
00:16:42,260 --> 00:16:45,919
Suze: do too, right? And so it's.

289
00:16:46,659 --> 00:16:49,700
Suze: If you've done things that you're ashamed of, if you

290
00:16:49,700 --> 00:16:55,059
Suze: feel ashamed, if you're blaming your past, if you're blaming

291
00:16:55,059 --> 00:16:58,580
Suze: that somebody has done something to you, you're not a

292
00:16:58,580 --> 00:17:02,099
Suze: victim to your circumstances, you're a victor, you are a

293
00:17:02,099 --> 00:17:06,938
Suze: creator of everything. So take that, turn it around, and

294
00:17:06,939 --> 00:17:12,319
Suze: create the future, create the person you really want to be.

295
00:17:12,780 --> 00:17:16,719
Suze: You can do that, but not if you dwell in

296
00:17:16,819 --> 00:17:21,660
Suze: shame and blame and where it says, you know, that

297
00:17:21,660 --> 00:17:23,979
Suze: there's no shame or blame big enough to keep you

298
00:17:23,979 --> 00:17:26,579
Suze: from being who you are meant to be, so who

299
00:17:26,579 --> 00:17:28,349
Suze: are you meant to be.

300
00:17:28,920 --> 00:17:33,160
Suze: Another exercise for yourself. So here you can go again

301
00:17:33,359 --> 00:17:37,479
Suze: and write down what's everything that you're ashamed of in

302
00:17:37,479 --> 00:17:42,199
Suze: your life? What's everything that you're blaming somebody else in

303
00:17:42,199 --> 00:17:44,359
Suze: your life for? Write down...

304
00:17:45,420 --> 00:17:49,260
Suze: Who are you meant to be in this life?

305
00:17:49,349 --> 00:17:54,510
KT: You're the world's personal finance expert that without a doubt.

306
00:17:54,619 --> 00:17:58,188
Suze: There you go, right? But who am I meant to be?

307
00:17:59,410 --> 00:18:03,630
Suze: I'm somebody who I decided a long time ago.

308
00:18:04,579 --> 00:18:06,900
Suze: What I'm meant to be and what I'm meant to

309
00:18:06,900 --> 00:18:12,449
Suze: do is I'm meant to meet the needs of the people, places,

310
00:18:12,500 --> 00:18:14,239
Suze: and times around me.

311
00:18:15,280 --> 00:18:20,560
Suze: And offer my actions to God. That is who I

312
00:18:20,560 --> 00:18:21,760
Suze: am meant to be.

313
00:18:22,859 --> 00:18:27,939
Suze: So that's how I feel about my life and the

314
00:18:27,939 --> 00:18:31,449
Suze: question becomes, who are you meant to be? Write it

315
00:18:31,449 --> 00:18:34,459
Suze: down and see what you can do. All right.

316
00:18:34,699 --> 00:18:38,180
KT: All right, number six, this is the finale. Everyone drum roll,

317
00:18:38,339 --> 00:18:39,669
KT: Suze da ta ta ta ta ta ta da da

318
00:18:39,670 --> 00:18:39,819
KT: da da.

319
00:18:41,920 --> 00:18:44,219
Suze: Are you liking this, KT? Is that what you wanted?

320
00:18:44,439 --> 00:18:47,399
Suze: was it what you envisioned? Was this podcast what you

321
00:18:47,400 --> 00:18:48,060
Suze: meant it to be?

322
00:18:48,209 --> 00:18:50,920
KT: Yeah, this is what I meant it to be. OK,

323
00:18:51,079 --> 00:18:55,439
KT: so number six, everybody, is my favorite, and it's my

324
00:18:55,439 --> 00:18:58,959
KT: favorite because Suze, after 25 years of being with me,

325
00:18:59,319 --> 00:19:05,140
KT: still says, KT, let's talk. And here's what she says.

326
00:19:05,359 --> 00:19:07,718
KT: What I, you say to me all the time, and

327
00:19:07,719 --> 00:19:08,639
KT: I'll give you a hint.

328
00:19:09,319 --> 00:19:11,000
KT: The gatekeepers.

329
00:19:11,579 --> 00:19:13,310
Suze: Oh, that's what you're where you're going.

330
00:19:13,390 --> 00:19:15,520
KT: That's what I want Susie to share with you, but

331
00:19:15,520 --> 00:19:18,119
KT: I want you to hear this in her words because

332
00:19:18,119 --> 00:19:22,000
KT: it's what I hear and it's what I need to always.... remind myself.

333
00:19:24,189 --> 00:19:26,119
Suze: We all do. I remind myself of it.

334
00:19:26,420 --> 00:19:29,109
KT: This is great, everybody. Share this with everyone you know,

335
00:19:29,619 --> 00:19:30,410
KT: especially your family.

336
00:19:30,550 --> 00:19:34,589
Suze: May every word that you say, every thought that you think,

337
00:19:34,790 --> 00:19:41,050
Suze: and every action that you take, KT and everybody pass

338
00:19:41,050 --> 00:19:47,319
Suze: through the three gatekeepers, and those gatekeepers are, is it kind?

339
00:19:47,709 --> 00:19:51,150
Suze: Is it necessary? And is it true?

340
00:19:52,069 --> 00:19:56,389
Suze: So, you're thinking something. If it doesn't pass through those

341
00:19:56,390 --> 00:20:02,469
Suze: three gatekeepers, just stop thinking it, change the thought. If

342
00:20:02,469 --> 00:20:04,188
Suze: you say something,

343
00:20:04,959 --> 00:20:08,489
Suze: Or you're about to say something before you say it

344
00:20:08,489 --> 00:20:11,489
Suze: if you're not quite sure about it, does it pass

345
00:20:11,489 --> 00:20:16,709
Suze: through the three gatekeepers? Is it kind? Is it necessary?

346
00:20:16,969 --> 00:20:20,430
Suze: Is it true? And every action that you take.

347
00:20:21,390 --> 00:20:24,649
Suze: Just think about it if you have any hesitation at all.

348
00:20:25,479 --> 00:20:28,780
Suze: Does it pass through the three gatekeepers? Is it kind?

349
00:20:29,319 --> 00:20:31,680
Suze: Is it necessary? Is it true?

350
00:20:32,300 --> 00:20:36,510
Suze: And you have to be careful here because sometimes you think.

351
00:20:37,670 --> 00:20:40,650
Suze: You want to say something it's a little bit harsh,

352
00:20:41,189 --> 00:20:44,989
Suze: it's true, it's necessary, but you get stuck on, is

353
00:20:44,989 --> 00:20:48,849
Suze: it kind? Is it kind to tell somebody the truth

354
00:20:49,189 --> 00:20:52,770
Suze: about themselves or whatever that maybe they don't want to hear,

355
00:20:53,589 --> 00:20:55,188
Suze: so you have to think about it.

356
00:20:55,989 --> 00:21:00,169
Suze: But most of the time, when you really love somebody,

357
00:21:00,560 --> 00:21:03,750
Suze: or whatever it is, and you wanna say something to

358
00:21:03,750 --> 00:21:06,229
Suze: them that they might not want to hear,

359
00:21:07,709 --> 00:21:09,419
Suze: That doesn't make it not kind.

360
00:21:10,540 --> 00:21:12,699
Suze: It makes it that they need to hear it, but

361
00:21:12,699 --> 00:21:18,208
Suze: it has to pass through all three of those gatekeepers. So, again,

362
00:21:18,489 --> 00:21:21,739
Suze: if you're gonna do anything and it doesn't pass through

363
00:21:21,739 --> 00:21:25,760
Suze: all three of those gatekeepers, just stop.

364
00:21:26,569 --> 00:21:30,739
Suze: And change it until it does just that simple KT.

365
00:21:30,930 --> 00:21:33,609
KT: It's my favorite one. Is it kind? Is it necessary?

366
00:21:33,660 --> 00:21:34,339
KT: Is it true?

367
00:21:34,420 --> 00:21:39,359
Suze: And those three gatekeepers will keep you from doing things

368
00:21:39,579 --> 00:21:43,899
Suze: that you're ashamed that you did or regret or anything.

369
00:21:44,170 --> 00:21:47,849
Suze: And all of the things that we talked about really

370
00:21:47,849 --> 00:21:50,159
Suze: relate to those gatekeepers.

371
00:21:51,020 --> 00:21:53,579
KT: So there you have it, everyone. I call it the

372
00:21:53,579 --> 00:21:57,800
KT: Six Secrets to Suze's success, but it's really credos, inspirations,

373
00:21:58,130 --> 00:21:59,939
KT: words that she's lived by...

374
00:22:00,479 --> 00:22:04,599
KT: And taught and imparted not only for me but for

375
00:22:04,599 --> 00:22:07,760
KT: all of you listening to everyone that's read, followed, or

376
00:22:07,760 --> 00:22:11,400
KT: listened to her or watched her on television, but most

377
00:22:11,400 --> 00:22:16,399
KT: important for herself. Suze loves these and uses them in

378
00:22:16,400 --> 00:22:20,920
KT: her life to guide herself. She inspires herself with her

379
00:22:20,920 --> 00:22:21,800
KT: own inspiration.

380
00:22:21,920 --> 00:22:24,140
Suze: You know. And again, I'm just gonna go back to

381
00:22:24,140 --> 00:22:27,160
Suze: this for a second, everybody, is that.

382
00:22:27,869 --> 00:22:32,869
Suze: You never stop learning. You never stop growing. You also

383
00:22:32,869 --> 00:22:36,510
Suze: never stop having doubts, believe it or not. Can I

384
00:22:36,510 --> 00:22:40,949
Suze: do this? Should I do this? Is this the right thing? Oh,

385
00:22:41,150 --> 00:22:44,819
Suze: so and so tells me, don't do this, Suze. So it's,

386
00:22:44,920 --> 00:22:47,829
Suze: what do I need to do versus what other people

387
00:22:47,829 --> 00:22:49,030
Suze: want me to do.

388
00:22:49,680 --> 00:22:52,880
Suze: What do I tell myself? What is it that I want?

389
00:22:53,310 --> 00:22:58,109
Suze: So all these things that KT just chose today to do,

390
00:22:58,390 --> 00:23:00,010
Suze: I kind of like that you did this, KT.

391
00:23:02,209 --> 00:23:05,449
Suze: No matter where you are in life, on your spectrum

392
00:23:05,449 --> 00:23:11,310
Suze: of life, young, not so young, old, and really old,

393
00:23:11,729 --> 00:23:16,530
Suze: these are all sayings, secrets, let them be your own

394
00:23:16,530 --> 00:23:17,810
Suze: little inner secret.

395
00:23:18,510 --> 00:23:22,500
Suze: That helps you be who you really want to be

396
00:23:22,500 --> 00:23:25,919
Suze: and who you are meant to be. So, Miss Travis,

397
00:23:26,040 --> 00:23:30,438
Suze: since this was your podcast today, you take us out.

398
00:23:30,560 --> 00:23:33,819
KT: There's only 3 things we want you to remember, everybody,

399
00:23:34,089 --> 00:23:39,560
KT: and that is people first, then money, then things.