1 00:00:08,859 --> 00:00:13,228 Robert: December 28th, 2025. Welcome to the Women in Money podcast, 2 00:00:13,270 --> 00:00:17,059 Robert: as well as everyone smart enough to listen. Hi, everybody, Robert, 3 00:00:17,069 --> 00:00:21,629 Robert: the Producer here, and this is our final podcast of 2025. 4 00:00:21,950 --> 00:00:25,270 Robert: And as is our little tradition, I'm gonna peel back 5 00:00:25,270 --> 00:00:28,770 Robert: the curtain a little bit to share some outtakes, side stories, 6 00:00:29,149 --> 00:00:31,950 Robert: and uh give you a glimpse of just how much 7 00:00:31,950 --> 00:00:35,209 Robert: fun work it takes to put this show together. 8 00:00:35,959 --> 00:00:38,720 Robert: Now you've heard that KT and Suze are early risers, 9 00:00:38,799 --> 00:00:41,418 Robert: they've talked about that, but just like you and me, 10 00:00:42,119 --> 00:00:45,759 Robert: sometimes it does take a few tries to get up 11 00:00:45,759 --> 00:00:46,299 Robert: to speed. 12 00:00:47,400 --> 00:00:49,130 Suze: Are you there? You sure? 13 00:00:49,369 --> 00:00:49,778 KT: Yeah. 14 00:00:50,000 --> 00:00:52,470 Suze: All right. Ready? You ready? 15 00:00:52,799 --> 00:00:56,758 KT: Good morning, Suze. I wasn't confused. All right, Robert, this 16 00:00:56,759 --> 00:00:58,400 KT: is a, a remake... 17 00:00:58,400 --> 00:00:59,000 Suze: Maybe. 18 00:00:59,200 --> 00:01:01,599 KT: ... in case we record it, she forgets if 19 00:01:01,599 --> 00:01:03,040 KT: she pushed the button or not. 20 00:01:03,319 --> 00:01:04,910 Suze: I'm having trouble today, Robert. 21 00:01:05,919 --> 00:01:07,539 KT: Yeah, and I'm exhausted. 22 00:01:09,720 --> 00:01:10,940 Suze: Don't look so cute, OK. 23 00:01:12,180 --> 00:01:17,488 Suze: Stop at KT. Anyway, February 20th, 2000. Stop at KT. 24 00:01:18,510 --> 00:01:20,910 KT: Tell them what I'm doing. I'm blinking my eyes, everybody, 25 00:01:20,919 --> 00:01:23,500 KT: because I just put eye drops in. I'm not winking 26 00:01:23,500 --> 00:01:26,539 KT: at you. Look, I'm blinking my eyes. 27 00:01:26,709 --> 00:01:28,389 Suze: I'm like, what is she doing? 28 00:01:28,470 --> 00:01:29,629 KT: So I have a big announcement. 29 00:01:29,699 --> 00:01:32,209 Suze: Wait, wait, let me, let me stop, KT. 30 00:01:32,379 --> 00:01:32,679 KT: OK, go. 31 00:01:32,989 --> 00:01:35,930 Suze: All right, well, you're looking spry. I like that, KT. 32 00:01:37,209 --> 00:01:41,430 KT: The leg exercises or the exercises are really kicking in. 33 00:01:41,500 --> 00:01:43,099 KT: I'm on day 5, I think. 34 00:01:43,139 --> 00:01:44,369 Suze: I'm there right with you. 35 00:01:44,459 --> 00:01:47,018 KT: Yeah, but I don't hurt that much. Remember the second 36 00:01:47,019 --> 00:01:48,180 KT: day I was so stiff? 37 00:01:48,260 --> 00:01:50,180 Suze: Yeah, we do. Yeah, it's something, all right. 38 00:01:50,250 --> 00:01:52,059 KT: But now it's good. I like it. 39 00:01:52,129 --> 00:01:55,059 Suze: I like that we're exercising. All right. Are we ready 40 00:01:55,059 --> 00:01:55,680 Suze: to start? 41 00:01:55,860 --> 00:01:56,519 KT: Yea. Let's do it. 42 00:01:57,099 --> 00:01:59,489 Robert: Now, the only time there's paper in front of Suze 43 00:01:59,489 --> 00:02:02,099 Robert: or KT is when we do the Ask KT and 44 00:02:02,099 --> 00:02:06,180 Robert: Suze Anything episodes, and KT is reading out loud your questions. 45 00:02:06,669 --> 00:02:10,269 Robert: When it's Suze School time, Suze Orman goes into her 46 00:02:10,270 --> 00:02:15,429 Robert: recording studio, centers herself, hits record, and then speaks stream 47 00:02:15,429 --> 00:02:16,309 Robert: of consciousness. 48 00:02:17,460 --> 00:02:20,460 Robert: From my perspective, it is amazing to get this file 49 00:02:20,460 --> 00:02:23,320 Robert: and then listen to Suze's advice unfold. 50 00:02:24,779 --> 00:02:28,829 Robert: Sometimes, however, I get brought into the conversation Suze's having 51 00:02:28,830 --> 00:02:29,649 Robert: with herself. 52 00:02:30,330 --> 00:02:32,990 Suze: I don't know what to say there. So just they, 53 00:02:33,669 --> 00:02:35,630 Suze: I wish I could remember where I was. I was 54 00:02:35,630 --> 00:02:39,149 Suze: too passionate about it. Next, what did I want to 55 00:02:39,149 --> 00:02:43,008 Suze: talk about, Robert? Robert, let's start that all over again. 56 00:02:43,350 --> 00:02:47,309 Suze: This is all over the place today. Do you know 57 00:02:47,669 --> 00:02:50,160 Suze: what do I want them to know, huh? 58 00:02:51,160 --> 00:02:54,000 Robert: Now, when you do a podcast, just like any other 59 00:02:54,000 --> 00:02:57,679 Robert: project you're working on, sometimes you need a little sustenance 60 00:02:57,679 --> 00:02:58,520 Robert: to keep you going. 61 00:02:59,270 --> 00:03:02,100 KT: Water, water break, Robert. Suze, drink water. 62 00:03:03,008 --> 00:03:04,740 Suze: All right, KT, are you ready? 63 00:03:04,860 --> 00:03:05,419 KT: I'm ready. 64 00:03:05,538 --> 00:03:06,500 Suze: What are you chewing on? 65 00:03:06,589 --> 00:03:08,020 KT: A little pistachio nut. 66 00:03:08,970 --> 00:03:10,119 Suze: Where'd you get that from? 67 00:03:10,250 --> 00:03:13,130 KT: The kitchen. I went and got a water. 68 00:03:13,250 --> 00:03:14,580 Suze: All right, are you ready now? 69 00:03:14,850 --> 00:03:17,169 KT: Yeah, let me get a sip of water. 70 00:03:19,649 --> 00:03:21,978 Suze: Of course, you ate a pistachio nut, of course you're 71 00:03:21,979 --> 00:03:22,559 Suze: going to be. 72 00:03:26,788 --> 00:03:28,508 Suze: You make me crazy. 73 00:03:28,809 --> 00:03:29,330 KT: OK, here we go. 74 00:03:29,470 --> 00:03:29,788 Suze: Crazy. 75 00:03:29,949 --> 00:03:30,759 Suze: So, you're ready? 76 00:03:30,759 --> 00:03:30,948 KT: Yes. 77 00:03:32,369 --> 00:03:34,839 Suze: One was for you and one was for me. (Laughing) 78 00:03:47,380 --> 00:03:54,089 Suze: So, oh God, so, you know, sometimes we cough. 79 00:03:54,440 --> 00:03:55,610 KT: Wait, Robert's not on. 80 00:03:55,729 --> 00:03:56,410 Suze: Yes, he is. 81 00:03:56,529 --> 00:03:57,429 KT: Oh no. (laughing) 82 00:03:58,330 --> 00:03:59,610 Suze: Oh God. 83 00:04:00,250 --> 00:04:01,949 KT: You have to see it. You have to be here. 84 00:04:02,869 --> 00:04:06,279 KT: She took out her cough tablets and put two on the 85 00:04:06,990 --> 00:04:08,330 KT: table in front of me. 86 00:04:09,710 --> 00:04:10,850 KT: I ate them both. 87 00:04:13,149 --> 00:04:16,510 KT: OK, are you ready? Wait, now a sip. Can I 88 00:04:16,510 --> 00:04:21,350 KT: have one of those, um, throat lozenges? doesn't my throat, Robert, 89 00:04:21,470 --> 00:04:23,290 KT: my throat sounds really dry, right? 90 00:04:24,070 --> 00:04:25,459 Suze: How's he gonna know? 91 00:04:25,670 --> 00:04:26,969 KT: He can hear it. 92 00:04:27,549 --> 00:04:29,950 Suze: When he, when he does his thing because you were 93 00:04:29,950 --> 00:04:33,070 Suze: working outside and you're working all that dust, and there 94 00:04:33,070 --> 00:04:33,850 Suze: you go. 95 00:04:34,730 --> 00:04:35,600 KT: Mhm. 96 00:04:36,000 --> 00:04:36,940 Suze: Uh-huh. What? 97 00:04:37,459 --> 00:04:37,730 KT: True. 98 00:04:38,238 --> 00:04:40,880 Robert: Doesn't it just warm your heart when they giggle together? 99 00:04:41,329 --> 00:04:43,250 Robert: It's one of my favorite, uh, times of the week 100 00:04:43,250 --> 00:04:46,130 Robert: when I get to hear that. Now, I just wrapped 101 00:04:46,130 --> 00:04:49,450 Robert: seven years of working with Suze and KT on this podcast. 102 00:04:49,529 --> 00:04:51,970 Robert: We're going into our eighth year, and it really is 103 00:04:51,970 --> 00:04:56,329 Robert: a complete team effort. Suze has the vision. I'll polish 104 00:04:56,329 --> 00:04:59,230 Robert: and tweak so you get the best version of that message, 105 00:05:00,700 --> 00:05:02,839 Robert: and KT along with acting as your avatar and framing 106 00:05:02,839 --> 00:05:03,609 Robert: your questions, 107 00:05:04,079 --> 00:05:08,469 Robert: well, she never really strays far from her creative director roots. 108 00:05:09,119 --> 00:05:13,599 Suze: If KT chooses it, we will ask and answer it 109 00:05:13,600 --> 00:05:16,179 Suze: on the air. OK, go on, KT. 110 00:05:16,519 --> 00:05:19,700 KT: Before we... move that microphone and move that bottle of water. 111 00:05:20,040 --> 00:05:20,880 Suze: I don't know why. 112 00:05:21,390 --> 00:05:25,859 KT: Now move the water away. Thank you. OK, there we go. 113 00:05:26,290 --> 00:05:29,260 KT: Your hands get very animated and you hit things ready? 114 00:05:30,040 --> 00:05:31,359 Suze: Did you hear that Robert? All right, 115 00:05:31,428 --> 00:05:35,200 KT: OK, so my first question is from Benjamin. 116 00:05:38,510 --> 00:05:39,238 Suze: No, you don't like that. 117 00:05:39,339 --> 00:05:43,589 KT: No, I do. Hit it. OK. Are we ready? Ready, Robert? 118 00:05:43,750 --> 00:05:44,909 Suze: What about ready, Suze? 119 00:05:45,309 --> 00:05:48,790 KT: OK, Suze, are you ready? I have 5 questions that 120 00:05:48,790 --> 00:05:49,349 KT: I thought. 121 00:05:50,488 --> 00:05:52,769 KT: Remember we did that one year? It was really fun. 122 00:05:53,010 --> 00:05:55,809 KT: They had to vote. You gave them three choices. We'll 123 00:05:55,809 --> 00:05:58,649 KT: do it again in a couple of weeks. Goodbye. 124 00:06:00,000 --> 00:06:01,640 KT: OK, you go, Suze. 125 00:06:02,820 --> 00:06:05,170 Robert: Just like when you may be speaking with someone and 126 00:06:05,170 --> 00:06:07,290 Robert: you get on a roll and the story is really 127 00:06:07,290 --> 00:06:10,849 Robert: going and then you have an unplanned interruption, we get 128 00:06:10,850 --> 00:06:14,109 Robert: those too and sometimes it almost derails a recording session. 129 00:06:14,649 --> 00:06:18,669 Suze: But if you keep it online, like with the must-have docs, 130 00:06:18,928 --> 00:06:21,489 Suze: if you happen to do it and now all of 131 00:06:21,488 --> 00:06:24,130 Suze: a sudden KT's got to sneeze, go on, KT, go 132 00:06:24,130 --> 00:06:26,489 Suze: for it. Come on, come on. 133 00:06:26,570 --> 00:06:27,549 KT: I'm holding it back. 134 00:06:27,928 --> 00:06:29,130 Suze: You can do it. Come on. 135 00:06:29,609 --> 00:06:32,070 KT: I got, I, I, I, I put it away. 136 00:06:33,010 --> 00:06:36,399 Suze: You put your sneeze away. Oh, that's good to know, everybody. 137 00:06:36,820 --> 00:06:38,779 Suze: All of a sudden her face started to squish up 138 00:06:38,779 --> 00:06:40,739 Suze: and I go, Oh no, she has to sneeze. 139 00:06:40,820 --> 00:06:43,019 KT: When I take my earplugs out, it means I'm gonna 140 00:06:43,019 --> 00:06:43,959 KT: have to sneeze. 141 00:06:44,299 --> 00:06:46,260 Robert: You know, it's a little known fact that people from 142 00:06:46,260 --> 00:06:49,079 Robert: New Jersey have the power to put away a sneeze. 143 00:06:49,220 --> 00:06:52,339 Robert: I've been doing it my whole life. Moving on. Here 144 00:06:52,339 --> 00:06:54,220 Robert: are some stories that we had to cut for time 145 00:06:54,220 --> 00:06:54,678 Robert: this year. 146 00:06:55,839 --> 00:07:00,469 Suze: Right, I know as we're recording this, but we're in Italy, as, 147 00:07:00,720 --> 00:07:02,799 Suze: but we're still here even though we're gonna be in 148 00:07:02,799 --> 00:07:05,200 Suze: Italy when they hear this. KT, you think we're gonna 149 00:07:05,200 --> 00:07:05,720 Suze: gain weight? 150 00:07:06,000 --> 00:07:09,679 KT: Totally? Yes, yes, yes. Do you remember that trip we 151 00:07:09,679 --> 00:07:14,929 KT: took where we went from China to India to South Africa? 152 00:07:15,130 --> 00:07:16,261 KT: We did three continents... 153 00:07:16,261 --> 00:07:19,230 Suze: By the time I got to South Africa, I could 154 00:07:19,230 --> 00:07:23,109 Suze: not fit into any of my outfits, and that's because 155 00:07:23,109 --> 00:07:24,239 Suze: in India. 156 00:07:24,890 --> 00:07:28,059 Suze: We went to this school, remember this, KT, right? We 157 00:07:28,059 --> 00:07:31,380 Suze: went to this school that we were funding of all 158 00:07:31,380 --> 00:07:35,019 Suze: these Brahmin priests, and they were honoring us, and we 159 00:07:35,019 --> 00:07:39,179 Suze: ate more whatever, whatever they put on your plate... 160 00:07:40,100 --> 00:07:43,160 Suze: You ate all of it because otherwise you would insult them. 161 00:07:43,420 --> 00:07:44,600 Suze: I am sure that... 162 00:07:44,600 --> 00:07:48,820 KT: I think we had that theory in all three continents China, India, 163 00:07:48,940 --> 00:07:49,660 KT: and South Africa... 164 00:07:49,660 --> 00:07:52,459 Suze: And then in South Africa. Oh my God. Anyway, are 165 00:07:52,459 --> 00:07:55,160 Suze: you ready? Shall we begin? All right. 166 00:07:57,579 --> 00:07:58,660 KT: Oh, my light. 167 00:07:59,440 --> 00:08:01,839 Suze: Oh, she needs her light, Robert. 168 00:08:02,040 --> 00:08:02,920 KT: Oh, wait, wait. 169 00:08:04,029 --> 00:08:05,269 KT: I'm energized. 170 00:08:06,059 --> 00:08:06,839 Suze: With light? 171 00:08:09,940 --> 00:08:10,579 KT: With my um... Guava 172 00:08:11,679 --> 00:08:12,839 Suze: What do you mean your guava? 173 00:08:12,920 --> 00:08:15,679 KT: Guava jam, little little bit will do you. 174 00:08:18,000 --> 00:08:19,559 Suze: Are you gonna send Robert any? 175 00:08:19,880 --> 00:08:20,260 KT: No. 176 00:08:20,760 --> 00:08:21,119 Suze: Why not? 177 00:08:21,200 --> 00:08:23,100 KT: Because I don't think it travels. 178 00:08:23,790 --> 00:08:25,130 Suze: A guava doesn't travel? 179 00:08:25,440 --> 00:08:26,519 KT: Guava jam. 180 00:08:27,480 --> 00:08:29,489 Suze: Robert, you have to tell her if you like guava 181 00:08:29,489 --> 00:08:30,070 Suze: jam or not. 182 00:08:30,480 --> 00:08:32,690 KT: If you like guava jam or guava paste. 183 00:08:33,080 --> 00:08:35,289 Suze: She's been making guava jam and guava paste now for 184 00:08:35,289 --> 00:08:39,489 Suze: the past two weeks. That's what this whole house weeks 185 00:08:39,489 --> 00:08:40,130 Suze: of guava. 186 00:08:40,200 --> 00:08:43,770 KT: It's delicious. It's a fragrant, fragrant. 187 00:08:44,159 --> 00:08:47,809 KT: Um, what's that word, exotic smell. 188 00:08:47,919 --> 00:08:48,530 Suze: Aroma. 189 00:08:48,690 --> 00:08:50,520 KT: Aroma, an exotic aroma. 190 00:08:50,640 --> 00:08:53,119 Suze: We're over in the states. We come back, Robert, the 191 00:08:53,119 --> 00:08:56,210 Suze: whole house, and I walk in and the house still smells. 192 00:08:56,570 --> 00:08:59,890 KT: No, no, no, I told Colo all the guavas that 193 00:08:59,890 --> 00:09:02,049 KT: fall off the tree or he picks off the tree 194 00:09:02,049 --> 00:09:04,909 KT: if they're ripe, put them on my shelf in the kitchen. 195 00:09:05,250 --> 00:09:05,890 KT: I came home and there was 196 00:09:06,000 --> 00:09:12,590 KT: 15 guavas. The whole house smelled like an aroma, guava factory. 197 00:09:12,690 --> 00:09:17,049 Suze: What do you think this big strong he-man does? Stirs 198 00:09:17,049 --> 00:09:19,650 Suze: the guava, the guava for like an hour. All right, 199 00:09:19,809 --> 00:09:21,189 Suze: are you ready for this, KT? 200 00:09:22,369 --> 00:09:24,099 Robert: Hey, and just so you know, we did talk about 201 00:09:24,099 --> 00:09:27,789 Robert: the guava. I might be allergic, so better safe than sorry. 202 00:09:28,369 --> 00:09:30,968 Robert: So remember at the top of this little episode, I 203 00:09:30,969 --> 00:09:34,590 Robert: mentioned that occasionally it's hard to start the podcast? 204 00:09:35,400 --> 00:09:38,659 Robert: Well, sometimes it's a little tough to bring the episode 205 00:09:38,659 --> 00:09:39,640 Robert: in for a landing. 206 00:09:41,119 --> 00:09:42,829 Suze: All right, you got any others for me? 207 00:09:42,989 --> 00:09:44,799 KT: Yeah, do we have time? 208 00:09:44,919 --> 00:09:47,159 Suze: We might. I don't have any idea. Robert. We'll have 209 00:09:47,159 --> 00:09:48,739 Suze: to figure this out. All right. 210 00:09:49,940 --> 00:09:51,119 KT: I don't want to do anymore. 211 00:09:51,270 --> 00:09:52,159 Suze: Was that all right? 212 00:09:52,580 --> 00:09:52,989 KT: Great. 213 00:09:53,340 --> 00:09:53,699 Suze: Was it? 214 00:09:54,179 --> 00:09:54,247 KT: Yes. 215 00:09:54,247 --> 00:09:55,309 Suze: You don't have to whisper. 216 00:09:55,539 --> 00:09:56,760 KT: Yes, it was great. 217 00:09:57,179 --> 00:09:58,229 Suze: Why are you whispering? 218 00:09:58,460 --> 00:10:00,580 KT: Because I don't want Robert to, I don't want to 219 00:10:00,580 --> 00:10:01,840 KT: blow his ears out. 220 00:10:02,020 --> 00:10:05,770 Suze: You've already been blowing his ears out. What is it, 221 00:10:05,820 --> 00:10:06,659 Suze: my little sweet? 222 00:10:06,659 --> 00:10:09,819 KT: People first, then money, then things. 223 00:10:10,059 --> 00:10:13,659 Suze: And if you do that and stay health, if you 224 00:10:13,659 --> 00:10:17,020 Suze: do that and stay safe, if you do that and 225 00:10:17,020 --> 00:10:19,299 Suze: stay strong, safe and healthy. 226 00:10:19,780 --> 00:10:23,340 Suze: That's all we want for you. All right, bye bye now. 227 00:10:24,460 --> 00:10:25,020 Suze: No? 228 00:10:25,539 --> 00:10:28,330 KT: That's not the ending. How we do our ending. Are 229 00:10:28,330 --> 00:10:28,710 KT: you still recording? 230 00:10:28,900 --> 00:10:29,950 Suze: How do we do our ending? 231 00:10:32,239 --> 00:10:35,640 Suze: And if you do that, and do that and stay 232 00:10:35,640 --> 00:10:36,739 Suze: safe and stay strong. 233 00:10:38,059 --> 00:10:40,289 KT: No, and stay safe. Bye bye. 234 00:10:40,539 --> 00:10:41,859 Suze: All right, you want to try it again? 235 00:10:42,020 --> 00:10:43,729 KT: All right, is it recording? 236 00:10:43,940 --> 00:10:43,979 Suze: Yeah. 237 00:10:44,099 --> 00:10:44,500 KT: OK. 238 00:10:45,340 --> 00:10:45,659 Suze: Go ahead. 239 00:10:46,520 --> 00:10:48,130 Suze: You can just say it. I threw it to you, 240 00:10:48,250 --> 00:10:52,000 KT: OK. People first, then money, then things. 241 00:10:52,359 --> 00:10:56,440 Suze: Great. And do that and stay safe and strong and 242 00:10:56,440 --> 00:11:00,799 Suze: until Sunday, stay safe. Bye-bye. No. 243 00:11:01,039 --> 00:11:03,919 KT: No, wait, Robert, she did it wrong again. One more time. 244 00:11:04,109 --> 00:11:04,719 KT: Take three. 245 00:11:04,780 --> 00:11:05,789 Suze: What do you want me to say? 246 00:11:06,469 --> 00:11:07,239 KT: Just end it. 247 00:11:07,400 --> 00:11:09,059 Suze: All right. How do I end it? 248 00:11:10,719 --> 00:11:15,150 KT: All right, here we go. People first, then money, then things. 249 00:11:15,440 --> 00:11:18,959 Suze: All right, everybody, see you Sunday now. Stay safe. Bye-bye. 250 00:11:20,309 --> 00:11:21,150 Suze: Did I say Monday? 251 00:11:21,309 --> 00:11:24,848 KT: No. What you do is you say, now you stay safe. 252 00:11:25,099 --> 00:11:25,630 Suze: All right, try it again. 253 00:11:25,700 --> 00:11:27,468 KT: That's how you do it. Tell Robert, get rid of you. 254 00:11:27,719 --> 00:11:29,320 KT: We'll see you soon. Bye bye now. 255 00:11:29,549 --> 00:11:31,439 Suze: All right, you tell him. All right... 256 00:11:31,750 --> 00:11:32,960 KT: No, you tell him. You tell. 257 00:11:33,109 --> 00:11:33,960 Suze: He can hear you. 258 00:11:34,030 --> 00:11:37,669 KT: OK, OK, Robert. She told you. All right, just end 259 00:11:37,669 --> 00:11:38,270 KT: with me. 260 00:11:38,460 --> 00:11:43,229 Suze: There you go. Bye bye. All right, boyfriend, that is everything. 261 00:11:44,229 --> 00:11:46,669 Robert: So, this is just a small sample as we end 262 00:11:46,669 --> 00:11:49,080 Robert: the year of the fun that we have working on 263 00:11:49,080 --> 00:11:51,909 Robert: this podcast. Now, it may sound silly, but I really 264 00:11:51,909 --> 00:11:55,190 Robert: can feel the love that comes through these audio files 265 00:11:55,190 --> 00:11:58,309 Robert: from Suze and KT. And then when you hear every 266 00:11:58,309 --> 00:12:01,569 Robert: single episode of the Women in Money podcast, we hope 267 00:12:01,570 --> 00:12:05,229 Robert: you can as well. Suze and KT have more great 268 00:12:05,229 --> 00:12:08,390 Robert: things planned for you to learn about next year. Thank 269 00:12:08,390 --> 00:12:13,039 Robert: you so much for listening. And now, one final attempt 270 00:12:14,020 --> 00:12:14,750 Robert: at the ending. 271 00:12:16,330 --> 00:12:19,369 KT: Robert, we are putting you to the test. See how 272 00:12:19,369 --> 00:12:24,969 KT: much you pay attention. Ready? People first, then money, then things. 273 00:12:25,369 --> 00:12:30,189 Suze: Yes, indeed. So all of you stay safe. Bye-bye now.