1 00:00:07,409 --> 00:00:12,609 Suze: August 24, 2025. Welcome everybody to the Women and Money podcast, 2 00:00:12,699 --> 00:00:15,850 Suze: and I want all of you men out there to 3 00:00:15,850 --> 00:00:21,370 Suze: hear the next line. Women and Money podcast and Everybody 4 00:00:21,370 --> 00:00:23,959 Suze: Smart Enough to listen. 5 00:00:24,399 --> 00:00:28,069 Suze: You're starting to piss me off, those of you who 6 00:00:28,069 --> 00:00:31,989 Suze: post on YouTube and everything. I'm a man. Can I 7 00:00:31,989 --> 00:00:35,509 Suze: listen to this podcast? Can I watch this YouTube? Give 8 00:00:35,509 --> 00:00:40,790 Suze: me a break. Women and Money and Everybody smart enough 9 00:00:40,790 --> 00:00:45,020 Suze: to listen. Suze O here, what a way to start, right? 10 00:00:45,229 --> 00:00:46,830 Suze: I'm feisty today, everybody. 11 00:00:47,450 --> 00:00:50,918 Suze: And today is Suze school. 12 00:00:51,840 --> 00:00:56,479 Suze: Now, what a week this was. It was a really 13 00:00:56,479 --> 00:01:02,270 Suze: serious learning week in the stock market, a learning week 14 00:01:02,270 --> 00:01:05,768 Suze: about what kind of investor are you? 15 00:01:06,690 --> 00:01:10,980 Suze: Are you an investor that really belongs in the stock market, 16 00:01:11,510 --> 00:01:16,190 Suze: or are you somebody who calls yourself an investor, but you, 17 00:01:16,269 --> 00:01:19,190 Suze: you're not an investor, you're just somebody who wanted to 18 00:01:19,190 --> 00:01:21,940 Suze: get in on something you bought something and when it 19 00:01:21,940 --> 00:01:24,260 Suze: starts to go down, you freak out and you sell. 20 00:01:25,260 --> 00:01:28,419 Suze: So why am I talking about this? Because it was 21 00:01:28,419 --> 00:01:34,050 Suze: this last week when all of the AI darlings, all 22 00:01:34,050 --> 00:01:38,738 Suze: of them went down significantly, but the one that went 23 00:01:38,739 --> 00:01:43,940 Suze: down the most was my favorite, and you all know 24 00:01:43,940 --> 00:01:49,580 Suze: what my favorite is, and that was Palantir. It literally 25 00:01:49,580 --> 00:01:54,569 Suze: went from almost $190 a share all the way up there. 26 00:01:55,150 --> 00:01:58,300 Suze: All the way down in like 2 or 3 days 27 00:01:58,300 --> 00:01:59,989 Suze: to almost 141. 28 00:02:00,790 --> 00:02:03,870 Suze: Until it came all the way back and finished on 29 00:02:03,870 --> 00:02:06,540 Suze: Friday at about 158. 30 00:02:07,900 --> 00:02:13,020 Suze: But during that drop, so many of you and all 31 00:02:13,020 --> 00:02:17,130 Suze: these writers and these interviewers that were calling me saying 32 00:02:17,130 --> 00:02:20,779 Suze: what do you think about Palantir now, Suze? It's done. 33 00:02:20,860 --> 00:02:24,050 Suze: It's over. It's are you kidding me? 34 00:02:25,050 --> 00:02:29,478 Suze: Are you just kidding me, everybody? Because here's the thing 35 00:02:29,800 --> 00:02:30,720 Suze: the other day, 36 00:02:31,419 --> 00:02:35,440 Suze: I was talking to this investment person, a very major person, 37 00:02:35,729 --> 00:02:38,889 Suze: not Keith, by the way. Keith is too smart to 38 00:02:38,889 --> 00:02:42,639 Suze: be this dumb, but that's besides the point, and he 39 00:02:42,639 --> 00:02:47,728 Suze: was telling me about this stock portfolio that they've put 40 00:02:47,729 --> 00:02:51,490 Suze: together with all these great stocks and everything like that. 41 00:02:52,119 --> 00:02:56,669 Suze: And that he literally took all of those stocks and 42 00:02:56,669 --> 00:03:00,710 Suze: he pass dated them for years to see how would they 43 00:03:00,710 --> 00:03:04,429 Suze: have done five years ago, four years ago, and so 44 00:03:04,429 --> 00:03:05,538 Suze: on and so forth. 45 00:03:06,440 --> 00:03:09,740 Suze: And I said, and the point is, he said, so 46 00:03:09,740 --> 00:03:13,489 Suze: it's a really good portfolio, Suze, and what I said 47 00:03:13,490 --> 00:03:16,978 Suze: to this person was, what the stock has done in 48 00:03:16,979 --> 00:03:17,888 Suze: the past, 49 00:03:18,660 --> 00:03:21,490 Suze: does not make it a good stock. 50 00:03:22,770 --> 00:03:29,160 Suze: A good stock is a good stock regardless of price. 51 00:03:29,860 --> 00:03:34,639 Suze: The price of a stock does not determine if it's 52 00:03:34,639 --> 00:03:39,330 Suze: good or not. Is Palantir good when it's at 190? 53 00:03:39,960 --> 00:03:42,490 Suze: Is it bad when it's at 158? 54 00:03:43,919 --> 00:03:48,050 Suze: So you have to stop looking at the price of 55 00:03:48,050 --> 00:03:52,559 Suze: a stock to determine if you are going to buy 56 00:03:52,559 --> 00:03:56,100 Suze: it or not or if you are going to sell 57 00:03:56,100 --> 00:04:00,919 Suze: it or not. Do you know that Palantir, the stock 58 00:04:00,919 --> 00:04:02,429 Suze: that all of us really like. 59 00:04:03,899 --> 00:04:09,529 Suze: In May of 2022 it was at $7 a share. 60 00:04:10,460 --> 00:04:15,809 Suze: And it sat at about $7 a share all the 61 00:04:15,809 --> 00:04:22,450 Suze: way for one full year till May of 2023. Now 62 00:04:22,450 --> 00:04:27,799 Suze: can you imagine you buy this stock? You really like 63 00:04:27,890 --> 00:04:31,649 Suze: what this stock is about. Forget your political opinions for 64 00:04:31,649 --> 00:04:34,890 Suze: a second, but you like the concept of this stock. 65 00:04:35,959 --> 00:04:39,409 Suze: And you're sitting on it for one year and it's 66 00:04:39,410 --> 00:04:40,489 Suze: not moving. 67 00:04:41,260 --> 00:04:44,469 Suze: And you're saying to yourself, it's still at 7. 68 00:04:45,220 --> 00:04:48,179 Suze: And you go, I can't take it anymore. I'm going 69 00:04:48,178 --> 00:04:50,230 Suze: to sell this stock. 70 00:04:50,959 --> 00:04:54,589 Suze: And then all of a sudden this stock starts to 71 00:04:54,589 --> 00:04:58,390 Suze: take off and in the next few months actually it's 72 00:04:58,390 --> 00:05:02,630 Suze: at 16 and then it continues up and then the 73 00:05:02,630 --> 00:05:08,510 Suze: rest is history. It really is. So right now with 74 00:05:08,510 --> 00:05:10,719 Suze: Palantir at 158. 75 00:05:11,928 --> 00:05:14,779 Suze: Does that mean when it was at 190, 76 00:05:15,570 --> 00:05:17,539 Suze: that you shouldn't have bought it? 77 00:05:18,540 --> 00:05:22,170 Suze: And the answer to that question is no, of course, 78 00:05:22,200 --> 00:05:25,238 Suze: you should have bought it, which is why you're going 79 00:05:25,238 --> 00:05:28,089 Suze: to dollar cost average into this stock. 80 00:05:29,000 --> 00:05:32,988 Suze: Now I know you think that every stock has an 81 00:05:32,988 --> 00:05:37,919 Suze: upward limit cause you all ask me, Suze, when should 82 00:05:37,920 --> 00:05:40,529 Suze: we sell? When do you get out? 83 00:05:42,160 --> 00:05:45,320 Suze: I have to tell you I've owned some stocks now 84 00:05:45,320 --> 00:05:46,839 Suze: for almost 20 years. 85 00:05:47,488 --> 00:05:49,738 Suze: I don't know if I'm ever going to get out. 86 00:05:50,450 --> 00:05:54,440 Suze: Truthfully, because, number one, if I get out the capital 87 00:05:54,440 --> 00:05:56,630 Suze: gains tax will be so exorbitant. 88 00:05:57,420 --> 00:06:00,910 Suze: But the truth of the matter is there's no reason 89 00:06:00,910 --> 00:06:03,720 Suze: for me to get out just because it's gone up 90 00:06:03,720 --> 00:06:04,920 Suze: in price. 91 00:06:06,178 --> 00:06:10,919 Suze: Because that stock is still that stock, and it has 92 00:06:10,920 --> 00:06:16,719 Suze: just gotten better and better and better. Am I making 93 00:06:16,720 --> 00:06:21,040 Suze: sense to you? So stop thinking, when is it time 94 00:06:21,040 --> 00:06:21,868 Suze: to sell? 95 00:06:22,988 --> 00:06:26,458 Suze: It's time to sell not because the price of the 96 00:06:26,459 --> 00:06:27,618 Suze: stock went up. 97 00:06:28,540 --> 00:06:33,519 Suze: It's time to sell when the company itself, the people 98 00:06:33,519 --> 00:06:37,029 Suze: who are running the company, it's no longer in favor. 99 00:06:37,238 --> 00:06:40,359 Suze: It's been taken off of an exchange because nobody cares 100 00:06:40,359 --> 00:06:41,428 Suze: about it anymore. 101 00:06:42,230 --> 00:06:44,109 Suze: Well then you might want to sell. 102 00:06:44,980 --> 00:06:48,640 Suze: But you don't want to sell stocks that are part 103 00:06:48,769 --> 00:06:53,209 Suze: of the future. You do not. You want to be 104 00:06:53,209 --> 00:06:57,649 Suze: in those stocks when they go from 158 back to 190, 105 00:06:57,809 --> 00:07:01,399 Suze: maybe to 200, maybe to 300, and so on and 106 00:07:01,730 --> 00:07:02,539 Suze: so forth. 107 00:07:03,899 --> 00:07:09,059 Suze: So you have to know why did you buy that 108 00:07:09,059 --> 00:07:14,899 Suze: stock to begin with. So the Suze school today isn't 109 00:07:14,899 --> 00:07:20,010 Suze: about Palantir cause you know I love Palantir. All right. 110 00:07:20,179 --> 00:07:22,100 Suze: In fact, just let's put a pin in that for 111 00:07:22,100 --> 00:07:25,290 Suze: a second. The other day on the Women and Money 112 00:07:25,290 --> 00:07:26,220 Suze: Community app. 113 00:07:26,540 --> 00:07:28,700 Suze: And for those of you who aren't part of it, 114 00:07:28,880 --> 00:07:31,720 Suze: you go and you download it for free on Google 115 00:07:31,720 --> 00:07:34,799 Suze: Play or Apple Apps. I was playing a little game 116 00:07:34,799 --> 00:07:38,470 Suze: with everybody, although they didn't quite appreciate it so much 117 00:07:38,799 --> 00:07:41,869 Suze: and that I said, All right, everybody, I am off 118 00:07:41,869 --> 00:07:47,029 Suze: of Palantirr now. I don't want to talk about Palantir. 119 00:07:47,359 --> 00:07:50,779 Suze: You know how much I love Palantir. I'm now switching 120 00:07:50,779 --> 00:07:52,920 Suze: my attention to another stock. 121 00:07:53,910 --> 00:07:57,029 Suze: And they were like, what stock is that? Suze, what 122 00:07:57,029 --> 00:07:59,929 Suze: stock are you now interested in besides that? 123 00:08:00,549 --> 00:08:02,049 Suze: And I said, Well, what do you think? 124 00:08:02,920 --> 00:08:07,450 Suze: And a lot of people guessed X, Y, Z, A, B, C, 125 00:08:07,500 --> 00:08:11,609 Suze: all these stocks, and only three people could guess the 126 00:08:11,609 --> 00:08:16,239 Suze: stock that I'm really starting to be interested in again. 127 00:08:17,049 --> 00:08:19,470 Suze: And so if you want to know about that, you 128 00:08:19,470 --> 00:08:21,910 Suze: better go on to the Women and Money community app 129 00:08:21,910 --> 00:08:27,059 Suze: and find out what it was. OK, besides that, however, 130 00:08:27,350 --> 00:08:28,630 Suze: very seriously. 131 00:08:29,450 --> 00:08:35,070 Suze: So the Suze school today really is about did I 132 00:08:35,070 --> 00:08:40,590 Suze: make a mistake buying this stock? How do you know 133 00:08:40,590 --> 00:08:44,218 Suze: when you have made a mistake when you have purchased 134 00:08:44,219 --> 00:08:45,950 Suze: a stock, OK? 135 00:08:46,820 --> 00:08:50,569 Suze: Number one, here are some signs that will show you 136 00:08:50,900 --> 00:08:55,179 Suze: if you've made a mistake. You bought it on emotion, everybody. 137 00:08:55,659 --> 00:08:58,848 Suze: You bought it because your friend told you so or 138 00:08:58,849 --> 00:09:01,919 Suze: you read a headline or you didn't want to miss out. 139 00:09:02,090 --> 00:09:07,450 Suze: All of those are wrong reasons. If you cannot explain 140 00:09:07,450 --> 00:09:12,049 Suze: in one or two sentences what the company does and 141 00:09:12,049 --> 00:09:16,020 Suze: why you believe in its future. I am telling you 142 00:09:16,020 --> 00:09:18,369 Suze: then that is a mistake. 143 00:09:19,049 --> 00:09:22,419 Suze: You have to know what you are investing in. You 144 00:09:22,419 --> 00:09:25,140 Suze: have to know why you're investing in it, and you 145 00:09:25,140 --> 00:09:28,890 Suze: have to know why you want to keep it. Second, 146 00:09:29,460 --> 00:09:31,299 Suze: you're just simply relying on hope. 147 00:09:32,030 --> 00:09:35,419 Suze: If the only reason that you are holding on is 148 00:09:35,419 --> 00:09:39,819 Suze: because you hope it comes back, how many times have 149 00:09:39,820 --> 00:09:42,450 Suze: I said that hope is not a financial plan? 150 00:09:43,070 --> 00:09:48,059 Suze: And hope is definitely not investing. Hope, believe it or not, 151 00:09:48,179 --> 00:09:51,799 Suze: is gambling. You hope that the right cards are dealt 152 00:09:51,799 --> 00:09:53,969 Suze: to you or the dice are going to come up 153 00:09:53,969 --> 00:09:56,090 Suze: with whatever they're supposed to come up with. 154 00:09:57,280 --> 00:10:00,799 Suze: Hope is not investing. 155 00:10:01,450 --> 00:10:07,140 Suze: And the fundamentals have changed, so the company's earnings, they're shrinking. 156 00:10:07,669 --> 00:10:12,210 Suze: The debt is piling up, the competition, everybody, it's wiping 157 00:10:12,210 --> 00:10:15,669 Suze: them out. The story is no longer the same, and 158 00:10:15,669 --> 00:10:17,709 Suze: I just said this a little bit ago, but I'm 159 00:10:17,710 --> 00:10:18,630 Suze: going to repeat it. 160 00:10:19,539 --> 00:10:21,960 Suze: That is not a stock that you want to hold 161 00:10:21,960 --> 00:10:22,729 Suze: on to. 162 00:10:24,080 --> 00:10:27,669 Suze: Next, and I told many of you this this last week. 163 00:10:28,690 --> 00:10:32,869 Suze: The stock is costing you peace of mind. What have 164 00:10:32,869 --> 00:10:35,228 Suze: I told you the goal of money is? The goal 165 00:10:35,229 --> 00:10:37,020 Suze: of money is for you to be secure. 166 00:10:37,719 --> 00:10:40,669 Suze: And if you have used your money to buy a 167 00:10:40,669 --> 00:10:45,580 Suze: stock and now you feel insecure, you need to sell 168 00:10:45,580 --> 00:10:48,109 Suze: that stock. Now how do you know you're freaking out 169 00:10:48,109 --> 00:10:51,559 Suze: about the stock because you are checking the stock 10 170 00:10:51,559 --> 00:10:52,539 Suze: times a day. 171 00:10:53,289 --> 00:10:55,359 Suze: And if it's keeping you up at night. 172 00:10:56,210 --> 00:10:59,400 Suze: I'm telling you you don't own that stock. That stock 173 00:10:59,400 --> 00:11:02,909 Suze: now owns you, so you have to sell it. 174 00:11:03,979 --> 00:11:08,459 Suze: You also need to sell honestly if it's too big 175 00:11:08,460 --> 00:11:13,070 Suze: a piece of your portfolio. If one single stock makes 176 00:11:13,070 --> 00:11:17,979 Suze: up more seriously, everybody, than 5% of everything you have 177 00:11:18,429 --> 00:11:24,309 Suze: and you're nervous, you've put yourself in danger on the 178 00:11:24,309 --> 00:11:27,549 Suze: community app. What I did say to everybody is the 179 00:11:27,549 --> 00:11:31,789 Suze: reason that I'm done now with Palantir. 180 00:11:32,369 --> 00:11:35,760 Suze: It is because at this point in time, it really 181 00:11:35,760 --> 00:11:39,890 Suze: makes up the perfect percentage of my portfolio. 182 00:11:40,669 --> 00:11:43,729 Suze: And even if it goes down and down and down again, 183 00:11:43,900 --> 00:11:48,219 Suze: I'm just going to sit there because I own enough 184 00:11:48,219 --> 00:11:50,340 Suze: shares of that stock now. 185 00:11:51,059 --> 00:11:53,840 Suze: I had a goal in mind of how many shares 186 00:11:53,840 --> 00:11:58,189 Suze: I wanted to own. I now own that amount of shares, 187 00:11:58,400 --> 00:12:01,000 Suze: and that's it, really. That's it. 188 00:12:01,719 --> 00:12:04,869 Suze: And now like I said, I've moved on to another 189 00:12:04,869 --> 00:12:07,010 Suze: stock which you're just going to have to figure out 190 00:12:07,010 --> 00:12:09,189 Suze: what that was. I told you where to go to 191 00:12:09,190 --> 00:12:10,848 Suze: do so anyway. 192 00:12:11,590 --> 00:12:13,929 Suze: How do you know that you didn't make a mistake? 193 00:12:14,520 --> 00:12:17,789 Suze: Because you got to look at the other size because 194 00:12:17,789 --> 00:12:21,010 Suze: sometimes that drop in price doesn't mean you were wrong. 195 00:12:21,919 --> 00:12:24,280 Suze: Like the drop in price of Palantir doesn't mean you 196 00:12:24,280 --> 00:12:28,229 Suze: were wrong. It just means the market is throwing a tantrum, 197 00:12:28,479 --> 00:12:31,640 Suze: a hissy fit, so to speak. So how do you 198 00:12:31,640 --> 00:12:34,030 Suze: know when you did not make a mistake? 199 00:12:34,799 --> 00:12:38,039 Suze: Number one, you bought it for the right reasons. You 200 00:12:38,039 --> 00:12:42,760 Suze: did your homework. You believe in the company and you 201 00:12:42,760 --> 00:12:47,640 Suze: understand the business. Do you hear me? Number two, the 202 00:12:47,640 --> 00:12:53,109 Suze: fundamentals of that company are strong. Their earnings are growing. 203 00:12:53,320 --> 00:12:58,280 Suze: The business is solid. Nothing has changed everybody except the 204 00:12:58,280 --> 00:12:59,439 Suze: stock price. 205 00:13:00,489 --> 00:13:06,319 Suze: Next, you have time. You are not investing for next month. 206 00:13:06,570 --> 00:13:11,960 Suze: You are investing for five, 10, or 20 years from now. 207 00:13:12,210 --> 00:13:16,619 Suze: So short term drops, they don't matter to you. When 208 00:13:16,619 --> 00:13:19,260 Suze: you tell me that you need to make money, you 209 00:13:19,260 --> 00:13:22,090 Suze: only have a short period of time. What can you 210 00:13:22,090 --> 00:13:25,359 Suze: invest in? I always tell you the money market accounts. 211 00:13:25,570 --> 00:13:29,570 Suze: That's it. Your money does not belong in the stock market. 212 00:13:30,140 --> 00:13:33,190 Suze: And one of the key things, honest to God, that's 213 00:13:33,190 --> 00:13:36,750 Suze: an indicator you did not make a mistake, is you 214 00:13:36,750 --> 00:13:37,950 Suze: can sleep at night. 215 00:13:38,679 --> 00:13:42,099 Suze: So if you know what you own and you're calm. 216 00:13:43,039 --> 00:13:46,189 Suze: Even when it dips, then it's not a mistake, and 217 00:13:46,190 --> 00:13:48,039 Suze: it's really not a mistake. 218 00:13:49,119 --> 00:13:52,919 Suze: When you are happy when it goes down, now this 219 00:13:52,919 --> 00:13:57,479 Suze: is a big one. If the price drops and you think, great, 220 00:13:57,640 --> 00:14:01,349 Suze: I can buy more at a discount, then you didn't 221 00:14:01,349 --> 00:14:06,200 Suze: make a mistake. That's called conviction. That's courage. So when 222 00:14:06,200 --> 00:14:10,750 Suze: that stock dropped the other day down into 140 area, 223 00:14:10,960 --> 00:14:15,159 Suze: that's when I struck big time. I was so happy 224 00:14:15,159 --> 00:14:16,280 Suze: to see that again. 225 00:14:16,760 --> 00:14:19,609 Suze: 'Cause I still wanted to buy more shares when it 226 00:14:19,609 --> 00:14:23,570 Suze: was at 190, and then I thought, all right, I'll 227 00:14:23,570 --> 00:14:26,210 Suze: buy it 190. I'll buy at 200. I'll buy when 228 00:14:26,210 --> 00:14:29,570 Suze: it's going up again. But just in case, I'll wait 229 00:14:29,570 --> 00:14:32,690 Suze: and I'll see what happens here. So when it came 230 00:14:32,690 --> 00:14:35,169 Suze: down to where it came down to, and hey, it 231 00:14:35,169 --> 00:14:39,039 Suze: can go back there again, that's when I've finished with 232 00:14:39,039 --> 00:14:43,969 Suze: my purchase, all right, and last but not least. 233 00:14:44,960 --> 00:14:47,960 Suze: You didn't make a mistake if you're diversified. 234 00:14:48,890 --> 00:14:52,650 Suze: Because as I said to you last week, you're not 235 00:14:52,650 --> 00:14:56,210 Suze: betting the farm on one stock, so you have the 236 00:14:56,210 --> 00:15:00,169 Suze: freedom to ride out the storm and even add more 237 00:15:00,169 --> 00:15:02,130 Suze: shares if you want. 238 00:15:03,070 --> 00:15:06,679 Suze: So where do you fall on that scale? Did you 239 00:15:06,679 --> 00:15:10,119 Suze: make a mistake or didn't you? And if you have 240 00:15:10,119 --> 00:15:13,840 Suze: made a mistake, you need to have the courage to 241 00:15:13,840 --> 00:15:15,159 Suze: simply sell. 242 00:15:15,789 --> 00:15:19,070 Suze: Cause you do not want to be invested in something 243 00:15:19,070 --> 00:15:22,270 Suze: that you do not understand, cause if you are invested 244 00:15:22,270 --> 00:15:25,150 Suze: in something that you do not understand, then you live 245 00:15:25,150 --> 00:15:28,229 Suze: in a constant state of fear. And what have I 246 00:15:28,229 --> 00:15:31,630 Suze: told you? Fear is one of the main internal obstacles 247 00:15:31,630 --> 00:15:34,820 Suze: to wealth, and why is that? When you have fear, 248 00:15:35,030 --> 00:15:36,739 Suze: shame and anger, by the way, as well. 249 00:15:37,169 --> 00:15:42,169 Suze: You feel powerless, and when you are powerless, the number 250 00:15:42,169 --> 00:15:46,190 Suze: one law of money comes into effect, which is power 251 00:15:46,190 --> 00:15:50,000 Suze: attracts money and powerlessness repels it. And if you don't 252 00:15:50,000 --> 00:15:52,679 Suze: know what I'm talking about, you haven't been listening to 253 00:15:52,679 --> 00:15:55,359 Suze: me for all these years because that is the number 254 00:15:55,359 --> 00:15:58,750 Suze: one law of money, and you should find the podcast 255 00:15:59,000 --> 00:16:00,919 Suze: where I talk about it. 256 00:16:01,750 --> 00:16:05,039 Suze: I just want to say one other thing here. 257 00:16:05,900 --> 00:16:08,729 Suze: And it's, I realized when I said you want to 258 00:16:08,729 --> 00:16:09,989 Suze: invest in the future. 259 00:16:11,039 --> 00:16:14,299 Suze: You want to invest in the future, and AI is 260 00:16:14,299 --> 00:16:15,219 Suze: the future. 261 00:16:15,969 --> 00:16:16,900 Suze: But guess what? 262 00:16:17,799 --> 00:16:23,349 Suze: AI is no longer the future. The future is here. 263 00:16:23,880 --> 00:16:27,919 Suze: It has already arrived, and it will be here for 264 00:16:27,919 --> 00:16:31,760 Suze: a little while longer, and there will be some companies 265 00:16:31,760 --> 00:16:36,109 Suze: that absolutely make it, and there will be many companies 266 00:16:36,109 --> 00:16:40,520 Suze: that absolutely do not. So again, when I'm asked, is 267 00:16:40,520 --> 00:16:44,349 Suze: this like the dot-com bubble which I talked about last week. 268 00:16:45,250 --> 00:16:47,729 Suze: It is on some level. 269 00:16:48,820 --> 00:16:49,950 Suze: But not yet. 270 00:16:50,750 --> 00:16:51,479 Suze: Not yet. 271 00:16:52,500 --> 00:16:58,039 Suze: There are still really, really great stocks that are going 272 00:16:58,039 --> 00:17:02,330 Suze: to be here. They already are leading the way. They 273 00:17:02,330 --> 00:17:06,329 Suze: will continue to lead the way, and that is where 274 00:17:06,329 --> 00:17:10,369 Suze: you want to be invested, and I have talked about 275 00:17:10,369 --> 00:17:12,560 Suze: all of those stocks to you already. 276 00:17:13,589 --> 00:17:15,389 Suze: The future is here. 277 00:17:16,079 --> 00:17:19,510 Suze: So do you have time to wait to get aboard 278 00:17:19,510 --> 00:17:22,079 Suze: this AI train? You do not. 279 00:17:23,098 --> 00:17:25,338 Suze: Because it has left the station. 280 00:17:26,069 --> 00:17:28,770 Suze: And you want to be on it for the ride 281 00:17:28,770 --> 00:17:31,099 Suze: of your life now with that said. 282 00:17:31,819 --> 00:17:35,930 Suze: I still seriously believe that come October. 283 00:17:36,579 --> 00:17:39,270 Suze: I think you might see the lows of this market. 284 00:17:39,979 --> 00:17:43,410 Suze: But after that, I think you will see the market 285 00:17:43,410 --> 00:17:47,679 Suze: absolutely continue up, and I've said it. I said it 286 00:17:47,680 --> 00:17:50,989 Suze: in Market Watch, which I had an article in. I've 287 00:17:50,989 --> 00:17:54,459 Suze: said it in all the interviews that I've had lately 288 00:17:54,709 --> 00:17:59,170 Suze: in that I think it is not impossible that in 2026, 289 00:17:59,270 --> 00:18:01,429 Suze: starting at the end of this year, you could see 290 00:18:01,430 --> 00:18:06,630 Suze: the market, the S&P 500 index, 7,000 or 7,400, but 291 00:18:06,630 --> 00:18:07,550 Suze: right around there. 292 00:18:08,150 --> 00:18:13,420 Suze: But as I've said recently as well, I expected August 293 00:18:13,420 --> 00:18:16,260 Suze: to be a rough month. Last week it was a 294 00:18:16,260 --> 00:18:21,859 Suze: rough month. Now on Friday, the markets skyrocketed because Jay 295 00:18:21,859 --> 00:18:25,500 Suze: Powell said, oh, he might lower interest rates. 296 00:18:26,180 --> 00:18:28,389 Suze: I really hate that. I have to tell you. 297 00:18:29,150 --> 00:18:32,030 Suze: Because I don't want things to go up and down 298 00:18:32,030 --> 00:18:34,639 Suze: based on what the Fed is doing. 299 00:18:35,369 --> 00:18:37,958 Suze: I want it to go up based on the earnings 300 00:18:37,959 --> 00:18:43,729 Suze: and everything of the company itself, but with that said, 301 00:18:44,199 --> 00:18:48,959 Suze: right now that kind of information is sparking the market. 302 00:18:49,000 --> 00:18:52,839 Suze: But if it turns out that he doesn't lower interest 303 00:18:52,839 --> 00:18:56,639 Suze: rates and he leaves them where they are. 304 00:18:57,640 --> 00:19:00,160 Suze: All right, you're going to see the markets go right 305 00:19:00,160 --> 00:19:04,729 Suze: back down, which is why I thought August and September, 306 00:19:04,839 --> 00:19:08,520 Suze: cause I knew he would be doing something then, possibly 307 00:19:08,520 --> 00:19:12,160 Suze: could be rough months. But again, I think we will 308 00:19:12,160 --> 00:19:16,239 Suze: see the low sometime in October. I don't know if 309 00:19:16,239 --> 00:19:17,680 Suze: that's going to happen or not. 310 00:19:18,260 --> 00:19:20,760 Suze: But I can tell you I am using that as 311 00:19:20,760 --> 00:19:25,079 Suze: a guideline as to how I myself am dollar cost 312 00:19:25,079 --> 00:19:29,079 Suze: averaging in to the other positions that I have where 313 00:19:29,079 --> 00:19:31,520 Suze: I want to build up the amount of stock that 314 00:19:31,520 --> 00:19:34,520 Suze: I have of each one to a specific number. 315 00:19:35,439 --> 00:19:38,930 Suze: So there you go. Few things I just want to 316 00:19:38,930 --> 00:19:42,770 Suze: tell you now. Number one, Colo comes back today very 317 00:19:42,770 --> 00:19:47,609 Suze: happy to have him home. Next, a lot of you 318 00:19:47,609 --> 00:19:52,719 Suze: have been asking me, Suze, I read in Kiplinger's magazine, 319 00:19:52,930 --> 00:19:56,010 Suze: where I did an interview, that we could get the 320 00:19:56,010 --> 00:20:01,609 Suze: Ultimate Retirement Guide for 50+, the updated version for $10 321 00:20:01,609 --> 00:20:02,688 Suze: including shipping. 322 00:20:04,209 --> 00:20:07,640 Suze: Why can't you just give us that offer as well 323 00:20:07,640 --> 00:20:10,890 Suze: on the Women and Money podcast, and Everybody Smart enough 324 00:20:10,890 --> 00:20:15,050 Suze: to listen? Well, listen to me now. That offer has 325 00:20:15,050 --> 00:20:19,410 Suze: been there for a long time. If you just go 326 00:20:19,410 --> 00:20:25,329 Suze: to Suzeorman.com, that's S U Z E O R M 327 00:20:25,329 --> 00:20:32,359 Suze: A N.com/offers O F F E R S. 328 00:20:32,890 --> 00:20:38,479 Suze: That is where you will find the must-have documents for $99. 329 00:20:39,020 --> 00:20:42,939 Suze: That is where you will find the ultimate protection for 330 00:20:42,939 --> 00:20:47,250 Suze: $18 for your kids that all of you need for 331 00:20:47,250 --> 00:20:51,339 Suze: $36 and that is where you will also find the 332 00:20:51,339 --> 00:20:53,979 Suze: Ultimate Retirement Guide for 50+. 333 00:20:54,354 --> 00:21:00,103 Suze: For $10 including shipping, so you should absolutely write that 334 00:21:00,104 --> 00:21:04,584 Suze: down because that's where I put all the offers for 335 00:21:04,584 --> 00:21:06,984 Suze: you to have so you don't need all these crazy 336 00:21:06,984 --> 00:21:11,224 Suze: URLs to find what you want also. 337 00:21:11,579 --> 00:21:15,119 Suze: I like to say to everybody, make sure that you 338 00:21:15,119 --> 00:21:21,280 Suze: go to youtube.com/Suzeorman, my official YouTube channel, and that's where 339 00:21:21,280 --> 00:21:24,520 Suze: you will find "How am I Doings", "Can I Afford It?" 340 00:21:24,599 --> 00:21:28,630 Suze: Old Suze Orman shows. Go there, subscribe. 341 00:21:29,270 --> 00:21:32,880 Suze: Because you never know when I might do a live 342 00:21:32,880 --> 00:21:37,150 Suze: webinar right there and you want to be a subscriber 343 00:21:37,150 --> 00:21:44,089 Suze: so that you will be notified when that happens, all right, everybody, so... 344 00:21:44,540 --> 00:21:49,819 Suze: Until what? Until Thursday when Miss KT joins us again 345 00:21:49,819 --> 00:21:52,849 Suze: for Ask KT and Suze Anything. There's only one thing 346 00:21:53,099 --> 00:21:54,939 Suze: that I want you to remember when it comes to 347 00:21:54,939 --> 00:21:59,010 Suze: your money, and it is this. This is the year 348 00:21:59,219 --> 00:22:03,089 Suze: to make your money, make more money. Do you hear me? 349 00:22:03,420 --> 00:22:07,660 Suze: The future is now, the present. Give yourself a true 350 00:22:07,660 --> 00:22:09,938 Suze: gift and get involved with it. 351 00:22:10,449 --> 00:22:15,189 Suze: All right, stay safe, stay strong, stay secure. See you soon. 352 00:22:15,400 --> 00:22:16,040 Suze: Bye bye.